8-K

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

Current Report

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported) July 26, 2019

MidWestOne Financial Group, Inc.

(Exact name of registrant as specified in its charter)

Commission file number 001-35968

Iowa	42-1206172
(State or other jurisdiction of incorporation)	(I.R.S. Employer Identification Number)

102 South Clinton Street

Iowa City, Iowa 52240

(Address of principal executive offices, including zip code)

(319) 356-5800

(Registrant's telephone number, including area code)

N/A

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2 below):

☐	Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐	Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐	Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐	Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:
Title of each class	Trading Symbol(s)	Name of each exchange on which registered
Common stock, $1.00 par value	MOFG	The Nasdaq Stock Market LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 or Rule 12b-2 of the Securities Exchange Act of 1934.

Emerging growth company ¨

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ¨

Item 7.01. Regulation FD Disclosure.

Senior Executive Vice President and Chief Financial Officer Barry S. Ray will meet with current and potential investors at the Keefe, Bruyette & Woods Community Bank Investor Conference on July 30, 2019. A copy of the presentation materials is attached as Exhibit 99.1.

The information in Item 7.01 of this Current Report on Form 8-K and the related Exhibit 99.1 attached hereto is being "furnished" and will not, except to the extent required by applicable law or regulation, be deemed "filed" by the Company for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liabilities of that Section, nor will any of such information or exhibits be deemed incorporated by reference into any filing under the Securities Act of 1933, as amended, or the Securities Exchange Act of 1934, as amended, except as expressly set forth by specific reference in such filing.

Item 9.01. Financial Statements and Exhibits.

(d)    Exhibits. The following exhibits are filed herewith:

99.1 MidWestOne Financial Group, Inc., Q2 2019 Investor Presentation

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

		MIDWESTONE FINANCIAL GROUP, INC.
Dated:	July 26, 2019	By:	/s/ CHARLES N. FUNK
			Charles N. Funk
			President and Chief Executive Officer

EX-99.1

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• Complementary Iowa expansion into the Dubuque and Des Moines markets, as well as entry into Southwest Wisconsin, creating an approximately $4.7 billion asset institution Strategic • Unique opportunity to achieve immediate scale in Dubuque market (#2 deposit market share) Rationale • Adds $1.1 billion of trust assets under administration to MidWestOne Financial Group, Inc.’s (“MOFG”) current trust business • Meaningful estimated EPS accretion of greater than 15% in 2020(1) and 2021(1) Compelling Financial • TBV dilution earn-back period estimated to be < 3.0 years Returns • Estimated IRR well above MOFG’s cost of equity capital • Increased size and scale with identified and achievable efficiencies • Comprehensive due diligence process on ATBancorp’s business, loan portfolio, and non-interest Low Risk income lines of business • ATBancorp’s loan portfolio is high quality with expected reduced credit risk • MOFG management team is experienced in integrating acquisitions (1) Assumes cost saves are fully phased-in 18

ATBancorp Headquarters: Dubuque, IA Number of Branches: 17 Total Assets ($mm): $1,388 Gross Loans ($mm): $1,167 Total Deposits ($mm) $1,078 Note: Financial data as of April 30, 2019 Company Overview • ATBancorp was formed in 1985 to serve as a holding company for American Trust & Savings Bank of Dubuque Iowa (established in 1911) • ATBancorp was a two-bank holding company, also serving as the holding company for its Wisconsin subsidiary, American Bank & Trust MOFG (45) nd ATBancorp (17) • Strong local reputation showcased by 2 ranked deposit market share(1) in Dubuque, IA MSA (1) Deposit market share data as of 6/30/18 19

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ROAA *Adjusted ROAA ROATE *Adjusted ROATE Net Income *Adjusted Net Income 22

$35,000 $3.00 $30,000 $2.50 $25,000 $2.00 $20,000 $1.50 $15,000 $1.00 $10,000 $0.50 $5,000 $0 $0.00 2015 2016 2017 2018 Q2.2018 Q2.2019 23

Loans Loan Yield 24

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