Consolidated Balance Sheets - USD ($) $ in Thousands	Oct. 31, 2025	Jan. 31, 2025
Current:
Cash and cash equivalents	$ 106,371	$ 84,220
Settlement assets	25,391	29,176
Accounts receivable, net of allowance for doubtful accounts of $2,175 and $1,468 as of October 31, 2025 and January 31, 2025, respectively	88,257	73,617
Deferred contract acquisition costs	427	401
Prepaid expenses and other current assets	20,460	15,871
Total current assets	240,906	203,285
Property and equipment, net of accumulated depreciation and amortization of $93,842 and $84,505 as of October 31, 2025 and January 31, 2025, respectively	21,111	23,651
Capitalized internal-use software, net of accumulated amortization of $65,681 and $55,991 as of October 31, 2025 and January 31, 2025, respectively	54,093	52,763
Operating lease right-of-use assets	820	1,477
Deferred contract acquisition costs	444	583
Intangible assets, net of accumulated amortization of $11,018 and $8,407 as of October 31, 2025 and January 31, 2025, respectively	25,532	28,143
Goodwill	75,845	75,845
Deferred tax asset	1,640	0
Other assets	3,081	2,668
Total Assets	423,472	388,415
Current:
Settlement obligations	25,391	29,176
Current portion of finance lease liabilities and other debt	6,199	8,043
Current portion of operating lease liabilities	746	964
Accounts payable	6,218	5,622
Accrued expenses	30,517	37,460
Deferred revenue	29,712	32,758
Total current liabilities	98,783	114,023
Long-term finance lease liabilities and other debt	3,353	8,150
Operating lease liabilities, non-current	132	646
Long-term deferred revenue	151	119
Long-term deferred tax liabilities	683	484
Other long-term liabilities	41	185
Total Liabilities	103,143	123,607
Commitments and contingencies (Note 11)
Stockholders’ Equity:
Preferred stock, undesignated, $0.01 par value—20,000,000 shares authorized as of both October 31, 2025 and January 31, 2025; no shares issued or outstanding as of both October 31, 2025 and January 31, 2025	0	0
Common stock, $0.01 par value—500,000,000 shares authorized as of both October 31, 2025 and January 31, 2025; 61,589,913 and 60,083,444 shares issued as of October 31, 2025 and January 31, 2025, respectively	616	601
Additional paid-in capital	1,166,078	1,111,274
Accumulated deficit	(800,485)	(801,496)
Accumulated other comprehensive income (loss)	(360)	(51)
Treasury stock, at cost, 1,355,169 shares as of both October 31, 2025 and January 31, 2025	(45,520)	(45,520)
Total Stockholders’ Equity	320,329	264,808
Total Liabilities and Stockholders’ Equity	$ 423,472	$ 388,415