The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
INVESCO EXCHNG TRADED FD TR FNDMNTL HY CRP 46138E719 4,446 239,958 SH   SOLE   221,680 0 18,278
ISHARES INC CORE MSCI EMKT 46434G103 992 19,158 SH   SOLE   0 0 19,158
ISHARES TR SELECT DIVID ETF 464287168 10,693 107,183 SH   SOLE   88,800 0 18,383
ISHARES TR TIPS BD ETF 464287176 8,559 77,377 SH   SOLE   77,377 0 0
ISHARES TR CORE S&P500 ETF 464287200 38,458 131,376 SH   SOLE   108,191 0 23,185
ISHARES TR CORE US AGGBD ET 464287226 57,972 549,393 SH   SOLE   535,818 0 13,575
ISHARES TR MSCI EMG MKT ETF 464287234 5,513 128,442 SH   SOLE   118,950 0 9,492
ISHARES TR IBOXX INV CP ETF 464287242 9,428 82,032 SH   SOLE   74,384 0 7,648
ISHARES TR BARCLAYS 7 10 YR 464287440 16,971 167,751 SH   SOLE   167,651 0 100
ISHARES TR 1 3 YR TREAS BD 464287457 23,333 280,818 SH   SOLE   268,467 0 12,351
ISHARES TR MSCI EAFE ETF 464287465 24,542 360,971 SH   SOLE   330,683 0 30,288
ISHARES TR CORE S&P MCP ETF 464287507 17,644 87,654 SH   SOLE   76,257 0 11,397
ISHARES TR COHEN STEER REIT 464287564 6,217 62,122 SH   SOLE   55,250 0 6,872
ISHARES TR RUS 1000 GRW ETF 464287614 423 2,713 SH   SOLE   0 0 2,713
ISHARES TR U.S. REAL ES ETF 464287739 2,154 26,920 SH   SOLE   26,130 0 790
ISHARES TR CORE S&P SCP ETF 464287804 17,748 203,437 SH   SOLE   180,360 0 23,077
ISHARES TR EAFE SML CP ETF 464288273 1,021 16,400 SH   SOLE   16,400 0 0
ISHARES TR NATIONAL MUN ETF 464288414 1,583 14,666 SH   SOLE   0 0 14,666
ISHARES TR IBOXX HI YD ETF 464288513 15,944 184,446 SH   SOLE   158,865 0 25,581
ISHARES TR 3 7 YR TREAS BD 464288661 634 5,326 SH   SOLE   0 0 5,326
KAYNE ANDERSN MLP MIDS INVT COM 486606106 4,878 273,286 SH   SOLE   220,637 0 52,649
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 724 10,281 SH   SOLE   0 0 10,281
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 497 7,145 SH   SOLE   0 0 7,145
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 278 4,805 SH   SOLE   0 0 4,805
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 619 8,125 SH   SOLE   0 0 8,125
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 334 12,993 SH   SOLE   0 0 12,993
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 601 17,932 SH   SOLE   0 0 17,932
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 1,149 22,858 SH   SOLE   0 0 22,858
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 303 5,846 SH   SOLE   0 0 5,846
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 1,715 34,607 SH   SOLE   0 0 34,607
VANECK VECTORS ETF TR HIGH YLD MUN ETF 92189F361 431 13,835 SH   SOLE   0 0 13,835
VANGUARD BD INDEX FD INC LONG TERM BOND 921937793 1,391 15,910 SH   SOLE   14,500 0 1,410
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 59,276 753,189 SH   SOLE   687,522 0 65,667
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 30,525 114,306 SH   SOLE   103,704 0 10,602
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 699 8,670 SH   SOLE   0 0 8,670
VANGUARD INDEX FDS MID CAP ETF 922908629 8,863 53,982 SH   SOLE   41,400 0 12,582
VANGUARD INDEX FDS GROWTH ETF 922908736 259 1,609 SH   SOLE   0 0 1,609
VANGUARD INDEX FDS VALUE ETF 922908744 269 2,427 SH   SOLE   0 0 2,427
VANGUARD INDEX FDS SMALL CP ETF 922908751 6,570 40,410 SH   SOLE   28,975 0 11,435
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 10,164 247,894 SH   SOLE   204,670 0 43,224
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 16,099 205,981 SH   SOLE   179,554 0 26,427
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 274 3,281 SH   SOLE   0 0 3,281
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 13,750 317,773 SH   SOLE   258,712 0 59,061
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 14,990 172,119 SH   SOLE   140,941 0 31,178