The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
CLAYMORE EXCHANGE-TRD FD TR GUGG CHINA ALLC 18385P101 1,176 47,151 SH   SOLE 47,151 0 0
ISHARES S&P GSCI COMMODITY I UNIT BEN INT 46428R107 1,167 82,000 SH   SOLE 82,000 0 0
ISHARES TR SELECT DIVID ET 464287168 10,968 145,943 SH   SOLE 121,450 0 24,493
ISHARES TR TIPS BD ETF 464287176 8,945 81,552 SH   SOLE 81,552 0 0
ISHARES TR CHINA LG-CAP ET 464287184 1,538 43,592 SH   SOLE 41,700 0 1,892
ISHARES TR CORE S&P500 ETF 464287200 18,504 90,320 SH   SOLE 79,336 0 10,984
ISHARES TR CORE US AGGBD E 464287226 33,302 308,322 SH   SOLE 300,160 0 8,162
ISHARES TR MSCI EMG MKT ET 464287234 356 11,064 SH   SOLE 0 0 11,064
ISHARES TR IBOXX INV CP ET 464287242 1,698 14,891 SH   SOLE 7,904 0 6,987
ISHARES TR 20+ YR TR BD ET 464287432 437 3,624 SH   SOLE 3,624 0 0
ISHARES TR 7-10 Y TR BD ET 464287440 1,043 9,881 SH   SOLE 9,881 0 0
ISHARES TR 1-3 YR TR BD ET 464287457 6,219 73,716 SH   SOLE 73,716 0 0
ISHARES TR MSCI EAFE ETF 464287465 9,421 160,438 SH   SOLE 147,733 0 12,705
ISHARES TR CORE S&P MCP ET 464287507 9,141 65,613 SH   SOLE 57,700 0 7,913
ISHARES TR COHEN&STEER REI 464287564 7,384 74,409 SH   SOLE 67,600 0 6,809
ISHARES TR RUS 1000 VAL ET 464287598 4,712 48,148 SH   SOLE 47,570 0 578
ISHARES TR RUS 1000 GRW ET 464287614 5,684 57,136 SH   SOLE 55,500 0 1,636
ISHARES TR RUS 2000 VAL ET 464287630 202 2,193 SH   SOLE 0 0 2,193
ISHARES TR CORE S&P SCP ET 464287804 9,021 81,924 SH   SOLE 75,600 0 6,324
ISHARES TR NAT AMT FREE BD 464288414 761 6,875 SH   SOLE 0 0 6,875
ISHARES TR IBOXX HI YD ETF 464288513 16,315 202,475 SH   SOLE 182,395 0 20,080
ISHARES TR 3-7 YR TR BD ET 464288661 1,629 13,283 SH   SOLE 12,400 0 883
KAYNE ANDERSON MLP INVT CO COM 486606106 4,712 272,503 SH   SOLE 220,637 0 51,866
MARKET VECTORS ETF TR HG YLD MUN ETF 57060U878 464 15,027 SH   SOLE 0 0 15,027
PIMCO ETF TR 1-5 US TIP IDX 72201R205 5,581 108,719 SH   SOLE 98,862 0 9,857
POWERSHARES GLOBAL ETF TRUST FDM HG YLD RAFI 73936T557 8,287 475,168 SH   SOLE 455,669 0 19,499
POWERSHARES INDIA ETF TR INDIA PORT 73935L100 873 44,731 SH   SOLE 44,731 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 294 5,996 SH   SOLE 0 0 5,996
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 205 4,216 SH   SOLE 0 0 4,216
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 337 6,464 SH   SOLE 0 0 6,464
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 321 11,640 SH   SOLE 0 0 11,640
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 609 11,831 SH   SOLE 0 0 11,831
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 3,253 60,682 SH   SOLE 56,205 0 4,477
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 5,804 115,077 SH   SOLE 97,600 0 17,477
VANGUARD BD INDEX FD INC LONG TERM BOND 921937793 2,410 27,758 SH   SOLE 26,008 0 1,750
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 40,117 496,738 SH   SOLE 473,090 0 23,648
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 20,740 110,951 SH   SOLE 108,362 0 2,589
VANGUARD INDEX FDS MID CAP ETF 922908629 10,497 87,391 SH   SOLE 76,347 0 11,044
VANGUARD INDEX FDS GROWTH ETF 922908736 343 3,224 SH   SOLE 0 0 3,224
VANGUARD INDEX FDS VALUE ETF 922908744 347 4,251 SH   SOLE 0 0 4,251
VANGUARD INDEX FDS SMALL CP ETF 922908751 13,118 118,563 SH   SOLE 109,690 0 8,873
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 8,883 204,626 SH   SOLE 204,626 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ET 922042858 9,276 283,578 SH   SOLE 250,870 0 32,708
VANGUARD SCOTTSDALE FDS SHRT TRM CORP B 92206C409 18,143 229,687 SH   SOLE 215,664 0 14,023
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813 1,684 20,000 SH   SOLE 19,740 0 260
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 2,651 31,522 SH   SOLE 28,030 0 3,492
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ET 921943858 11,936 325,057 SH   SOLE 289,797 0 35,260
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 5,094 76,313 SH   SOLE 64,500 0 11,813
WISDOMTREE TR DIV EX-FINL FD 97717W406 3,950 56,195 SH   SOLE 54,450 0 1,745
WISDOMTREE TR INDIA ERNGS FD 97717W422 870 43,800 SH   SOLE 43,800 0 0