The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
CLAYMORE EXCHANGE-TRD FD TR GUGG CHINA ALLCP 18385P101 1,119 47,151 SH   SOLE 47,151 0 0
ISHARES INC CORE MSCI EMKT 46434G103 939 23,549 SH   SOLE 0 0 23,549
ISHARES S&P GSCI COMMODITY I UNIT BEN INT 46428R107 1,401 82,000 SH   SOLE 82,000 0 0
ISHARES TR SELECT DIVID ETF 464287168 13,651 187,637 SH   SOLE 155,450 0 32,187
ISHARES TR TIPS BD ETF 464287176 931 8,410 SH   SOLE 8,410 0 0
ISHARES TR CHINA LG-CAP ETF 464287184 1,593 44,925 SH   SOLE 41,700 0 3,225
ISHARES TR CORE S&P500 ETF 464287200 10,193 52,893 SH   SOLE 42,836 0 10,057
ISHARES TR CORE US AGGBD ET 464287226 23,858 217,723 SH   SOLE 210,260 0 7,463
ISHARES TR MSCI EMG MKT ETF 464287234 363 11,064 SH   SOLE 0 0 11,064
ISHARES TR IBOXX INV CP ETF 464287242 2,620 22,570 SH   SOLE 7,904 0 14,666
ISHARES TR 20+ YR TR BD ETF 464287432 448 3,624 SH   SOLE 3,624 0 0
ISHARES TR 7-10 Y TR BD ETF 464287440 1,066 9,881 SH   SOLE 9,881 0 0
ISHARES TR 1-3 YR TR BD ETF 464287457 4,636 54,553 SH   SOLE 50,416 0 4,137
ISHARES TR MSCI EAFE ETF 464287465 9,107 158,888 SH   SOLE 137,733 0 21,155
ISHARES TR CORE S&P MCP ETF 464287507 9,528 69,749 SH   SOLE 57,700 0 12,049
ISHARES TR COHEN&STEER REIT 464287564 6,993 75,503 SH   SOLE 67,600 0 7,903
ISHARES TR RUS 1000 VAL ETF 464287598 4,513 48,383 SH   SOLE 47,570 0 813
ISHARES TR RUS 1000 GRW ETF 464287614 5,729 61,606 SH   SOLE 55,500 0 6,106
ISHARES TR RUS 2000 VAL ETF 464287630 216 2,393 SH   SOLE 0 0 2,393
ISHARES TR CORE S&P SCP ETF 464287804 9,104 85,424 SH   SOLE 75,600 0 9,824
ISHARES TR INTL TREA BD ETF 464288117 692 7,600 SH   SOLE 7,600 0 0
ISHARES TR 3YRTB ETF 464288125 452 5,700 SH   SOLE 5,700 0 0
ISHARES TR NAT AMT FREE BD 464288414 1,361 12,421 SH   SOLE 0 0 12,421
ISHARES TR INTL DEVPPTY ETF 464288422 251 7,214 SH   SOLE 0 0 7,214
ISHARES TR IBOXX HI YD ETF 464288513 21,583 259,128 SH   SOLE 234,695 0 24,433
ISHARES TR 3-7 YR TR BD ETF 464288661 1,596 12,807 SH   SOLE 12,400 0 407
KAYNE ANDERSON MLP INVT CO COM 486606106 6,991 301,577 SH   SOLE 220,637 0 80,940
MARKET VECTORS ETF TR HG YLD MUN ETF 57060U878 646 21,127 SH   SOLE 0 0 21,127
PIMCO ETF TR 1-5 US TIP IDX 72201R205 10,577 205,109 SH   SOLE 193,560 0 11,549
POWERSHARES GLOBAL ETF TRUST FDM HG YLD RAFI 73936T557 8,491 476,760 SH   SOLE 455,669 0 21,091
POWERSHARES INDIA ETF TR INDIA PORT 73935L100 1,390 70,100 SH   SOLE 70,100 0 0
RYDEX ETF TRUST GUG S&P500 EQ WT 78355W106 5,233 71,139 SH   SOLE 64,780 0 6,359
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 275 5,928 SH   SOLE 0 0 5,928
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 583 11,470 SH   SOLE 0 0 11,470
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 254 12,580 SH   SOLE 0 0 12,580
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 336 12,289 SH   SOLE 0 0 12,289
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 618 11,851 SH   SOLE 0 0 11,851
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 3,348 61,431 SH   SOLE 56,205 0 5,226
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 5,690 112,016 SH   SOLE 97,600 0 14,416
SPDR SERIES TRUST BRC HGH YLD BD 78464A417 1,597 44,785 SH   SOLE 44,785 0 0
SPDR SERIES TRUST BRCLYS INTL ETF 78464A516 2,429 46,647 SH   SOLE 46,000 0 647
VANGUARD BD INDEX FD INC LONG TERM BOND 921937793 5,651 63,258 SH   SOLE 61,508 0 1,750
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 40,234 491,080 SH   SOLE 448,090 0 42,990
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 14,942 85,036 SH   SOLE 80,762 0 4,274
VANGUARD INDEX FDS MID CAP ETF 922908629 10,821 92,745 SH   SOLE 76,347 0 16,398
VANGUARD INDEX FDS GROWTH ETF 922908736 2,867 28,586 SH   SOLE 25,100 0 3,486
VANGUARD INDEX FDS VALUE ETF 922908744 1,628 21,215 SH   SOLE 16,300 0 4,915
VANGUARD INDEX FDS SMALL CP ETF 922908751 12,854 119,078 SH   SOLE 109,690 0 9,388
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 8,744 205,114 SH   SOLE 204,626 0 488
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 10,185 307,782 SH   SOLE 260,670 0 47,112
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 18,579 233,085 SH   SOLE 215,664 0 17,421
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813 1,277 14,838 SH   SOLE 14,190 0 648
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 2,687 31,454 SH   SOLE 28,030 0 3,424
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 12,098 339,442 SH   SOLE 289,797 0 49,645
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 3,291 52,525 SH   SOLE 26,000 0 26,525
WISDOMTREE TR DIV EX-FINL FD 97717W406 5,580 83,029 SH   SOLE 79,950 0 3,079
WISDOMTREE TR INDIA ERNGS FD 97717W422 1,550 77,800 SH   SOLE 77,800 0 0