The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BARCLAYS BK PLC IPMS INDIA ETN 06739F291 571 8,114 SH   SOLE   0 0 8,114
CLAYMORE EXCHANGE-TRD FD TR GUGG CHINA ALLCP 18385P101 1,466 47,151 SH   SOLE   47,151 0 0
ISHARES INTL TREA BD ETF 464288117 682 7,600 SH   SOLE   7,600 0 0
ISHARES 3YRTB ETF 464288125 455 5,700 SH   SOLE   5,700 0 0
ISHARES NAT AMT FREE BD 464288414 1,336 12,343 SH   SOLE   0 0 12,343
ISHARES INTL DEVPPTY ETF 464288422 1,319 35,467 SH   SOLE   22,000 0 13,467
ISHARES IBOXX HI YD ETF 464288513 23,081 259,923 SH   SOLE   234,695 0 25,228
ISHARES 3-7 YR TR BD ETF 464288661 1,525 12,400 SH   SOLE   12,400 0 0
ISHARES U.S. PFD STK ETF 464288687 365 9,322 SH   SOLE   0 0 9,322
ISHARES MICRO-CAP ETF 464288869 571 7,006 SH   SOLE   0 0 7,006
ISHARES S&P GSCI COMMODITY I UNIT BEN INT 46428R107 1,738 82,337 SH   SOLE   82,000 0 337
ISHARES TR SELECT DIVID ETF 464287168 13,556 180,392 SH   SOLE   155,450 0 24,942
ISHARES TR TIPS BD ETF 464287176 1,615 14,410 SH   SOLE   14,410 0 0
ISHARES TR CHINA LG-CAP ETF 464287184 2,570 55,741 SH   SOLE   41,700 0 14,041
ISHARES TR CORE S&P500 ETF 464287200 8,161 39,381 SH   SOLE   33,036 0 6,345
ISHARES TR CORE US AGGBD ET 464287226 23,506 216,084 SH   SOLE   210,260 0 5,824
ISHARES TR MSCI EMG MKT ETF 464287234 407 10,262 SH   SOLE   0 0 10,262
ISHARES TR IBOXX INV CP ETF 464287242 2,659 22,981 SH   SOLE   13,904 0 9,077
ISHARES TR 20+ YR TR BD ETF 464287432 896 7,624 SH   SOLE   7,624 0 0
ISHARES TR 7-10 Y TR BD ETF 464287440 1,668 15,881 SH   SOLE   15,881 0 0
ISHARES TR 1-3 YR TR BD ETF 464287457 4,463 52,591 SH   SOLE   52,416 0 175
ISHARES TR MSCI EAFE ETF 464287465 4,246 66,872 SH   SOLE   57,100 0 9,772
ISHARES TR CORE S&P MCP ETF 464287507 10,454 69,705 SH   SOLE   57,700 0 12,005
ISHARES TR COHEN&STEER REIT 464287564 6,739 75,207 SH   SOLE   67,600 0 7,607
ISHARES TR RUS 1000 VAL ETF 464287598 4,991 48,383 SH   SOLE   47,570 0 813
ISHARES TR RUS 1000 GRW ETF 464287614 6,161 62,226 SH   SOLE   55,500 0 6,726
ISHARES TR RUS 2000 VAL ETF 464287630 244 2,393 SH   SOLE   0 0 2,393
ISHARES TR CORE S&P SCP ETF 464287804 10,091 85,601 SH   SOLE   75,600 0 10,001
KAYNE ANDERSON MLP INVT CO COM 486606106 9,276 302,253 SH   SOLE   220,637 0 81,616
MARKET VECTORS ETF TR HG YLD MUN ETF 57060U878 842 28,164 SH   SOLE   0 0 28,164
PIMCO ETF TR 1-5 US TIP IDX 72201R205 11,118 212,901 SH   SOLE   193,560 0 19,341
POWERSHARES GLOBAL ETF TRUST FDM HG YLD RAFI 73936T557 9,261 496,301 SH   SOLE   455,669 0 40,632
POWERSHARES INDIA ETF TR INDIA PORT 73935L100 2,165 100,100 SH   SOLE   100,100 0 0
RYDEX ETF TRUST GUG S&P500 EQ WT 78355W106 5,677 71,139 SH   SOLE   64,780 0 6,359
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 236 4,692 SH   SOLE   0 0 4,692
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 589 10,244 SH   SOLE   0 0 10,244
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 250 10,158 SH   SOLE   0 0 10,158
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 574 14,984 SH   SOLE   0 0 14,984
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 369 12,105 SH   SOLE   0 0 12,105
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 378 7,310 SH   SOLE   0 0 7,310
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 3,464 64,631 SH   SOLE   56,205 0 8,426
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 5,248 103,489 SH   SOLE   97,600 0 5,889
SCHWAB STRATEGIC TR US TIPS ETF 808524870 451 8,312 SH   SOLE   0 0 8,312
SPDR SERIES TRUST BRC HGH YLD BD 78464A417 1,721 44,785 SH   SOLE   44,785 0 0
SPDR SERIES TRUST BRCLYS INTL ETF 78464A516 2,562 49,244 SH   SOLE   46,000 0 3,244
VANGUARD BD INDEX FD INC LONG TERM BOND 921937793 6,536 74,604 SH   SOLE   71,508 0 3,096
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 42,749 526,081 SH   SOLE   501,090 0 24,991
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 9,728 51,512 SH   SOLE   47,628 0 3,884
VANGUARD INDEX FDS MID CAP ETF 922908629 11,839 92,907 SH   SOLE   76,347 0 16,560
VANGUARD INDEX FDS GROWTH ETF 922908736 3,124 29,181 SH   SOLE   25,100 0 4,081
VANGUARD INDEX FDS VALUE ETF 922908744 1,790 21,478 SH   SOLE   16,300 0 5,178
VANGUARD INDEX FDS SMALL CP ETF 922908751 13,298 109,475 SH   SOLE   100,350 0 9,125
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 11,131 229,267 SH   SOLE   224,326 0 4,941
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 12,959 317,006 SH   SOLE   260,670 0 56,336
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 18,850 236,863 SH   SOLE   215,664 0 21,199
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813 2,018 23,656 SH   SOLE   19,891 0 3,765
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 2,715 31,834 SH   SOLE   28,030 0 3,804
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 13,108 330,597 SH   SOLE   280,176 0 50,421
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 3,259 48,417 SH   SOLE   26,000 0 22,417
VANGUARD WHITEHALL FDS INC EMERG MKT BD ETF 921946885 317 4,120 SH   SOLE   0 0 4,120
WISDOMTREE TR DIV EX-FINL FD 97717W406 6,193 84,190 SH   SOLE   79,950 0 4,240
WISDOMTREE TR INDIA ERNGS FD 97717W422 1,704 78,630 SH   SOLE   77,800 0 830
WISDOMTREE TR EM LCL DEBT FD 97717X867 534 13,742 SH   SOLE   0 0 13,742