The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BARCLAYS BK PLC IPMS INDIA ETN 06739F291 582 8,294 SH   SOLE   0 0 8,294
CLAYMORE EXCHANGE-TRD FD TR GUGG CHINA ALLCP 18385P101 1,555 57,876 SH   SOLE   57,651 0 225
ISHARES INTL TREA BD ETF 464288117 754 7,600 SH   SOLE   7,600 0 0
ISHARES 3YRTB ETF 464288125 509 5,700 SH   SOLE   5,700 0 0
ISHARES NAT AMT FREE BD 464288414 1,291 11,767 SH   SOLE   0 0 11,767
ISHARES INTL DEVPPTY ETF 464288422 1,269 34,693 SH   SOLE   22,000 0 12,693
ISHARES IBOXX HI YD ETF 464288513 23,890 259,822 SH   SOLE   234,695 0 25,127
ISHARES 3-7 YR TR BD ETF 464288661 1,504 12,400 SH   SOLE   12,400 0 0
ISHARES U.S. PFD STK ETF 464288687 554 14,016 SH   SOLE   0 0 14,016
ISHARES MICRO-CAP ETF 464288869 496 7,131 SH   SOLE   0 0 7,131
ISHARES S&P GSCI COMMODITY I UNIT BEN INT 46428R107 1,549 52,337 SH   SOLE   52,000 0 337
ISHARES TR SELECT DIVID ETF 464287168 13,371 181,027 SH   SOLE   155,450 0 25,577
ISHARES TR TIPS BD ETF 464287176 1,615 14,410 SH   SOLE   14,410 0 0
ISHARES TR CHINA LG-CAP ETF 464287184 2,145 56,041 SH   SOLE   41,700 0 14,341
ISHARES TR CORE S&P500 ETF 464287200 7,876 39,725 SH   SOLE   33,036 0 6,689
ISHARES TR CORE US AGGBD ET 464287226 22,613 207,254 SH   SOLE   201,242 0 6,012
ISHARES TR MSCI EMG MKT ETF 464287234 426 10,262 SH   SOLE   0 0 10,262
ISHARES TR IBOXX INV CP ETF 464287242 2,766 23,394 SH   SOLE   13,904 0 9,490
ISHARES TR 20+ YR TR BD ETF 464287432 886 7,624 SH   SOLE   7,624 0 0
ISHARES TR 7-10 Y TR BD ETF 464287440 1,647 15,893 SH   SOLE   15,881 0 12
ISHARES TR 1-3 YR TR BD ETF 464287457 6,249 73,946 SH   SOLE   73,771 0 175
ISHARES TR MSCI EAFE ETF 464287465 4,265 66,515 SH   SOLE   57,100 0 9,415
ISHARES TR CORE S&P MCP ETF 464287507 9,595 70,167 SH   SOLE   57,700 0 12,467
ISHARES TR COHEN&STEER REIT 464287564 6,396 75,722 SH   SOLE   67,600 0 8,122
ISHARES TR RUS 1000 VAL ETF 464287598 4,843 48,383 SH   SOLE   47,570 0 813
ISHARES TR RUS 1000 GRW ETF 464287614 5,706 62,276 SH   SOLE   55,500 0 6,776
ISHARES TR RUS 2000 VAL ETF 464287630 238 2,548 SH   SOLE   0 0 2,548
ISHARES TR CORE S&P SCP ETF 464287804 8,948 85,791 SH   SOLE   75,600 0 10,191
KAYNE ANDERSON MLP INVT CO COM 486606106 10,195 249,625 SH   SOLE   172,707 0 76,918
MARKET VECTORS ETF TR HG YLD MUN ETF 57060U878 867 28,220 SH   SOLE   0 0 28,220
PIMCO ETF TR 1-5 US TIP IDX 72201R205 11,213 213,420 SH   SOLE   193,560 0 19,860
POWERSHARES GLOBAL ETF TRUST FDM HG YLD RAFI 73936T557 9,285 487,416 SH   SOLE   455,669 0 31,747
POWERSHARES INDIA ETF TR INDIA PORT 73935L100 2,169 100,100 SH   SOLE   100,100 0 0
RYDEX ETF TRUST GUG S&P500 EQ WT 78355W106 4,441 58,597 SH   SOLE   52,880 0 5,717
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 448 8,725 SH   SOLE   0 0 8,725
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 568 14,736 SH   SOLE   0 0 14,736
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 211 6,808 SH   SOLE   0 0 6,808
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 3,237 61,159 SH   SOLE   56,205 0 4,954
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 5,176 102,360 SH   SOLE   97,600 0 4,760
SCHWAB STRATEGIC TR US TIPS ETF 808524870 469 8,654 SH   SOLE   0 0 8,654
SPDR INDEX SHS FDS S&P INTL ETF 78463X772 264 5,710 SH   SOLE   0 0 5,710
SPDR SERIES TRUST BRCLY INTL CRP 78464A151 210 5,925 SH   SOLE   0 0 5,925
SPDR SERIES TRUST BRC HGH YLD BD 78464A417 1,799 44,785 SH   SOLE   41,285 0 3,500
SPDR SERIES TRUST BRCLYS INTL ETF 78464A516 2,825 49,244 SH   SOLE   46,000 0 3,244
VANGUARD BD INDEX FD INC LONG TERM BOND 921937793 6,388 70,801 SH   SOLE   68,400 0 2,401
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 45,891 560,126 SH   SOLE   535,545 0 24,581
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 9,098 50,381 SH   SOLE   47,628 0 2,753
VANGUARD INDEX FDS MID CAP ETF 922908629 12,761 108,779 SH   SOLE   92,700 0 16,079
VANGUARD INDEX FDS GROWTH ETF 922908736 2,922 29,312 SH   SOLE   25,100 0 4,212
VANGUARD INDEX FDS VALUE ETF 922908744 1,728 21,278 SH   SOLE   16,300 0 4,978
VANGUARD INDEX FDS SMALL CP ETF 922908751 8,914 80,576 SH   SOLE   72,050 0 8,526
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 3,225 65,501 SH   SOLE   62,643 0 2,858
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 12,181 292,044 SH   SOLE   242,870 0 49,174
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 18,920 236,881 SH   SOLE   215,664 0 21,217
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813 2,100 23,458 SH   SOLE   19,891 0 3,567
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 12,538 315,415 SH   SOLE   272,650 0 42,765
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 3,090 46,533 SH   SOLE   26,000 0 20,533
VANGUARD WHITEHALL FDS INC EMERG MKT BD ETF 921946885 326 4,135 SH   SOLE   0 0 4,135
WISDOMTREE TR DIV EX-FINL FD 97717W406 6,208 84,578 SH   SOLE   79,950 0 4,628
WISDOMTREE TR INDIA ERNGS FD 97717W422 1,723 78,630 SH   SOLE   77,800 0 830
WISDOMTREE TR EM LCL DEBT FD 97717X867 580 13,007 SH   SOLE   0 0 13,007