The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BARCLAYS BK PLC IPMS INDIA ETN 06739F291 513 8,454 SH   SOLE   0 0 8,454
CLAYMORE EXCHANGE-TRD FD TR GUGG CHINA ALLCP 18385P101 1,453 57,876 SH   SOLE   57,651 0 225
ISHARES SELECT DIVID ETF 464287168 13,285 181,190 SH   SOLE   155,450 0 25,740
ISHARES TIPS BD ETF 464287176 1,615 14,410 SH   SOLE   14,410 0 0
ISHARES CHINA LG-CAP ETF 464287184 2,172 60,696 SH   SOLE   46,900 0 13,796
ISHARES CORE S&P500 ETF 464287200 7,484 39,781 SH   SOLE   33,036 0 6,745
ISHARES CORE TOTUSBD ETF 464287226 22,365 207,254 SH   SOLE   201,242 0 6,012
ISHARES MSCI EMG MKT ETF 464287234 421 10,262 SH   SOLE   0 0 10,262
ISHARES IBOXX INV CP ETF 464287242 2,736 23,394 SH   SOLE   13,904 0 9,490
ISHARES 20+ YR TR BD ETF 464287432 832 7,624 SH   SOLE   7,624 0 0
ISHARES 7-10 Y TR BD ETF 464287440 1,617 15,893 SH   SOLE   15,881 0 12
ISHARES 1-3 YR TR BD ETF 464287457 6,245 73,946 SH   SOLE   73,771 0 175
ISHARES MSCI EAFE ETF 464287465 4,517 67,215 SH   SOLE   57,100 0 10,115
ISHARES CORE S&P MCP ETF 464287507 9,667 70,320 SH   SOLE   57,700 0 12,620
ISHARES COHEN&STEER REIT 464287564 6,255 76,062 SH   SOLE   67,600 0 8,462
ISHARES RUS 1000 VAL ETF 464287598 4,669 48,383 SH   SOLE   47,570 0 813
ISHARES RUS 1000 GRW ETF 464287614 5,392 62,308 SH   SOLE   55,500 0 6,808
ISHARES RUS 2000 VAL ETF 464287630 263 2,608 SH   SOLE   0 0 2,608
ISHARES CORE S&P SCP ETF 464287804 9,449 85,791 SH   SOLE   75,600 0 10,191
ISHARES INTL TREA BD ETF 464288117 782 7,600 SH   SOLE   7,600 0 0
ISHARES 3YRTB ETF 464288125 546 5,700 SH   SOLE   5,700 0 0
ISHARES NAT AMT FREE BD 464288414 1,203 11,233 SH   SOLE   0 0 11,233
ISHARES INTL DEVPPTY ETF 464288422 1,287 35,343 SH   SOLE   22,000 0 13,343
ISHARES IBOXX HI YD ETF 464288513 22,903 242,647 SH   SOLE   218,295 0 24,352
ISHARES 3-7 YR TR BD ETF 464288661 1,497 12,400 SH   SOLE   12,400 0 0
ISHARES U.S. PFD STK ETF 464288687 4,523 115,875 SH   SOLE   98,631 0 17,244
ISHARES MICRO-CAP ETF 464288869 652 8,439 SH   SOLE   0 0 8,439
ISHARES INC CORE MSCI EMKT 46434G103 1,939 39,500 SH   SOLE   39,500 0 0
ISHARES S&P GSCI COMMODITY I UNIT BEN INT 46428R107 1,726 52,337 SH   SOLE   52,000 0 337
KAYNE ANDERSON MLP INVT CO COM 486606106 8,775 239,037 SH   SOLE   170,707 0 68,330
MARKET VECTORS ETF TR HG YLD MUN ETF 57060U878 823 27,835 SH   SOLE   0 0 27,835
PIMCO ETF TR 1-5 US TIP IDX 72201R205 15,156 286,290 SH   SOLE   266,430 0 19,860
POWERSHARES GLOBAL ETF TRUST FDM HG YLD RAFI 73936T557 8,848 455,601 SH   SOLE   425,669 0 29,932
POWERSHARES INDIA ETF TR INDIA PORT 73935L100 1,871 100,100 SH   SOLE   100,100 0 0
RYDEX ETF TRUST GUG S&P500 EQ WT 78355W106 3,787 51,877 SH   SOLE   46,000 0 5,877
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 478 8,918 SH   SOLE   0 0 8,918
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 2,364 97,159 SH   SOLE   90,600 0 6,559
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 543 14,736 SH   SOLE   0 0 14,736
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 202 6,419 SH   SOLE   0 0 6,419
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 3,214 61,159 SH   SOLE   56,205 0 4,954
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 5,174 102,355 SH   SOLE   97,600 0 4,755
SCHWAB STRATEGIC TR US TIPS ETF 808524870 467 8,654 SH   SOLE   0 0 8,654
SPDR INDEX SHS FDS S&P EM MKT DIV 78463X533 704 18,500 SH   SOLE   18,500 0 0
SPDR INDEX SHS FDS S&P INTL ETF 78463X772 802 16,510 SH   SOLE   10,800 0 5,710
SPDR SERIES TRUST BRCLY INTL CRP 78464A151 221 5,925 SH   SOLE   0 0 5,925
SPDR SERIES TRUST BRCLYS INTL ETF 78464A516 2,901 48,861 SH   SOLE   46,000 0 2,861
VANGUARD BD INDEX FD INC LONG TERM BOND 921937793 6,024 69,455 SH   SOLE   68,400 0 1,055
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 40,355 497,047 SH   SOLE   474,245 0 22,802
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 5,485 32,011 SH   SOLE   29,708 0 2,303
VANGUARD INDEX FDS MID CAP ETF 922908629 12,310 108,380 SH   SOLE   92,700 0 15,680
VANGUARD INDEX FDS GROWTH ETF 922908736 2,748 29,397 SH   SOLE   25,100 0 4,297
VANGUARD INDEX FDS VALUE ETF 922908744 1,662 21,278 SH   SOLE   16,300 0 4,978
VANGUARD INDEX FDS SMALL CP ETF 922908751 9,089 80,466 SH   SOLE   72,050 0 8,416
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 3,152 62,643 SH   SOLE   62,643 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 14,479 356,798 SH   SOLE   309,170 0 47,628
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 15,662 195,827 SH   SOLE   174,214 0 21,613
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813 1,968 22,556 SH   SOLE   19,891 0 2,665
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 12,962 314,070 SH   SOLE   272,650 0 41,420
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 1,299 20,585 SH   SOLE   0 0 20,585
VANGUARD WHITEHALL FDS INC EMERG MKT BD ETF 921946885 323 4,135 SH   SOLE   0 0 4,135
WISDOMTREE TR DIV EX-FINL FD 97717W406 5,945 84,632 SH   SOLE   79,950 0 4,682
WISDOMTREE TR INDIA ERNGS FD 97717W422 1,889 99,630 SH   SOLE   98,800 0 830
WISDOMTREE TR EM LCL DEBT FD 97717X867 509 11,107 SH   SOLE   0 0 11,107