The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BARCLAYS BK PLC IPMS INDIA ETN 06739F291 482 8,454 SH   SOLE   0 0 8,454
CLAYMORE EXCHANGE-TRD FD TR GUGG CHINA ALLCP 18385P101 1,581 57,976 SH   SOLE   57,751 0 225
ISHARES SELECT DIVID ETF 464287168 12,928 181,190 SH   SOLE   155,450 0 25,740
ISHARES TIPS BD ETF 464287176 499 4,540 SH   SOLE   4,540 0 0
ISHARES CHINA LG-CAP ETF 464287184 2,329 60,696 SH   SOLE   46,900 0 13,796
ISHARES CORE S&P500 ETF 464287200 6,407 34,513 SH   SOLE   26,960 0 7,553
ISHARES CORE TOTUSBD ETF 464287226 22,058 207,254 SH   SOLE   201,242 0 6,012
ISHARES MSCI EMG MKT ETF 464287234 429 10,262 SH   SOLE   0 0 10,262
ISHARES IBOXX INV CP ETF 464287242 1,583 13,860 SH   SOLE   4,370 0 9,490
ISHARES 20+ YR TR BD ETF 464287432 250 2,450 SH   SOLE   2,450 0 0
ISHARES 7-10 Y TR BD ETF 464287440 499 5,032 SH   SOLE   5,020 0 12
ISHARES 1-3 YR TR BD ETF 464287457 2,942 34,872 SH   SOLE   34,697 0 175
ISHARES MSCI EAFE ETF 464287465 4,552 67,841 SH   SOLE   57,100 0 10,741
ISHARES CORE S&P MCP ETF 464287507 9,709 72,558 SH   SOLE   57,700 0 14,858
ISHARES COHEN&STEER REIT 464287564 5,687 76,108 SH   SOLE   67,600 0 8,508
ISHARES RUS 1000 VAL ETF 464287598 4,556 48,383 SH   SOLE   47,570 0 813
ISHARES RUS 1000 GRW ETF 464287614 5,355 62,308 SH   SOLE   55,500 0 6,808
ISHARES RUS 2000 VAL ETF 464287630 262 2,638 SH   SOLE   0 0 2,638
ISHARES CORE S&P SCP ETF 464287804 9,513 87,174 SH   SOLE   75,600 0 11,574
ISHARES INTL TREA BD ETF 464288117 761 7,600 SH   SOLE   7,600 0 0
ISHARES 3YRTB ETF 464288125 538 5,700 SH   SOLE   5,700 0 0
ISHARES NAT AMT FREE BD 464288414 1,165 11,233 SH   SOLE   0 0 11,233
ISHARES INTL DEVPPTY ETF 464288422 1,321 35,343 SH   SOLE   22,000 0 13,343
ISHARES IBOXX HI YD ETF 464288513 22,579 243,097 SH   SOLE   218,665 0 24,432
ISHARES 3-7 YR TR BD ETF 464288661 1,488 12,400 SH   SOLE   12,400 0 0
ISHARES U.S. PFD STK ETF 464288687 4,331 117,595 SH   SOLE   93,611 0 23,984
ISHARES MICRO-CAP ETF 464288869 4,971 66,179 SH   SOLE   56,300 0 9,879
ISHARES INC CORE MSCI EMKT 46434G103 1,967 39,500 SH   SOLE   39,500 0 0
ISHARES S&P GSCI COMMODITY I UNIT BEN INT 46428R107 1,685 52,337 SH   SOLE   52,000 0 337
KAYNE ANDERSON MLP INVT CO COM 486606106 4,746 119,087 SH   SOLE   62,687 0 56,400
MARKET VECTORS ETF TR HG YLD MUN ETF 57060U878 767 27,135 SH   SOLE   0 0 27,135
PIMCO ETF TR 1-5 US TIP IDX 72201R205 15,157 286,535 SH   SOLE   266,430 0 20,105
POWERSHARES GLOBAL ETF TRUST FDM HG YLD RAFI 73936T557 8,773 457,191 SH   SOLE   426,066 0 31,125
POWERSHARES INDIA ETF TR INDIA PORT 73935L100 1,764 100,100 SH   SOLE   100,100 0 0
RYDEX ETF TRUST GUG S&P500 EQ WT 78355W106 3,696 51,877 SH   SOLE   46,000 0 5,877
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 436 8,300 SH   SOLE   0 0 8,300
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 2,382 96,809 SH   SOLE   90,600 0 6,209
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 540 14,736 SH   SOLE   0 0 14,736
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 3,179 61,045 SH   SOLE   56,205 0 4,840
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 5,184 102,560 SH   SOLE   97,600 0 4,960
SCHWAB STRATEGIC TR US TIPS ETF 808524870 457 8,654 SH   SOLE   0 0 8,654
SPDR INDEX SHS FDS S&P EM MKT DIV 78463X533 723 18,500 SH   SOLE   18,500 0 0
SPDR INDEX SHS FDS S&P INTL ETF 78463X772 783 16,510 SH   SOLE   10,800 0 5,710
SPDR SERIES TRUST BRCLY INTL CRP 78464A151 212 5,790 SH   SOLE   0 0 5,790
SPDR SERIES TRUST BRCLYS INTL ETF 78464A516 2,850 49,366 SH   SOLE   46,000 0 3,366
VANGUARD BD INDEX FD INC LONG TERM BOND 921937793 4,985 61,055 SH   SOLE   60,042 0 1,013
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 48,940 611,367 SH   SOLE   589,625 0 21,742
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 3,391 20,046 SH   SOLE   17,858 0 2,188
VANGUARD INDEX FDS MID CAP ETF 922908629 11,695 106,300 SH   SOLE   92,700 0 13,600
VANGUARD INDEX FDS GROWTH ETF 922908736 2,735 29,397 SH   SOLE   25,100 0 4,297
VANGUARD INDEX FDS VALUE ETF 922908744 1,625 21,278 SH   SOLE   16,300 0 4,978
VANGUARD INDEX FDS SMALL CP ETF 922908751 5,681 51,671 SH   SOLE   45,450 0 6,221
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 2,028 39,973 SH   SOLE   39,973 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 13,972 339,616 SH   SOLE   291,910 0 47,706
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 15,623 195,827 SH   SOLE   174,214 0 21,613
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813 912 10,995 SH   SOLE   8,330 0 2,665
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 13,009 312,110 SH   SOLE   272,650 0 39,460
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 1,091 17,501 SH   SOLE   0 0 17,501
VANGUARD WHITEHALL FDS INC EMERG MKT BD ETF 921946885 317 4,135 SH   SOLE   0 0 4,135
WISDOMTREE TR DIV EX-FINL FD 97717W406 5,799 84,326 SH   SOLE   79,950 0 4,376
WISDOMTREE TR INDIA ERNGS FD 97717W422 1,738 99,630 SH   SOLE   98,800 0 830
WISDOMTREE TR EM LCL DEBT FD 97717X867 511 11,107 SH   SOLE   0 0 11,107