X0306 4 2018-01-10 0001005817 TOMPKINS FINANCIAL CORP TMP 0001410136 Henry Susan A C/O TOMPKINS FINANCIAL CORPORATION P O BOX 460 ITHACA NY 14851 1 Common Stock 2018-01-10 4 M 0 517.061 0 A 1778.468 D Common Stock 2018-01-10 4 M 0 377.219 0 A 2155.687 D Phantom Stock 2018-01-10 4 M 0 517.061 0 D Common Stock 517.061 5800.251 D Phantom Stock 2018-01-10 4 M 0 377.219 0 D Common Stock 377.219 5423.032 D Reflects the conversion of shares from a derivative security to a non-derivative security as a result of a distribution pursuant to the Amended and Restated Retainer Plan for Eligible Directors of Tompkins Financial Corporation. Each share of phantom stock is the economic equivalent of one share of common stock. Phantom stock represents deferred stock compensation under the Amended and Restated Retainer Plan for Eligible Directors of Tompkins Financial Corporation and its Wholly-Owned Subsidiaries. These shares are held in a rabbi trust pending distribution upon the occurrence of certain events specified in the Plan. The reporting person has no voting or investment power over the shares prior to such distribution. /s/Susan A. Henry 2018-01-11