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Debt (Details) - USD ($)
6 Months Ended
Jun. 30, 2020
Mar. 31, 2021
Nov. 17, 2020
Nov. 16, 2020
Sep. 01, 2020
Aug. 31, 2020
Aug. 03, 2020
Dec. 31, 2019
Dec. 31, 2015
Debt Instrument [Line Items]                  
Payable to Structured Program note and certificate holders [1] $ 193,034,000             $ 40,610,000  
Revolving Credit Facility                  
Debt Instrument [Line Items]                  
Debt outstanding under credit facility $ 70,000,000.0             60,000,000.0  
Maximum borrowing capacity                 $ 120,000,000.0
Minimum                  
Debt Instrument [Line Items]                  
Repurchase Agreement Counterparty, Weighted Average Maturity of Agreements 1 year 3 months 18 days                
Minimum | Revolving Credit Facility                  
Debt Instrument [Line Items]                  
Unused commitment fee (percent) 0.25%                
Minimum | Revolving Credit Facility | London Interbank Offered Rate (LIBOR)                  
Debt Instrument [Line Items]                  
Borrowings interest rate spread (percent) 1.75%                
Minimum | Revolving Credit Facility | Federal Funds Rate                  
Debt Instrument [Line Items]                  
Borrowings interest rate spread (percent) 0.50%                
Minimum | Revolving Credit Facility | Eurocurrency Rate                  
Debt Instrument [Line Items]                  
Borrowings interest rate spread (percent) 1.00%                
Minimum | Revolving Credit Facility | Adjusted Eurocurrency Rate Plus 1%                  
Debt Instrument [Line Items]                  
Borrowings interest rate spread (percent) 0.75%                
Maximum                  
Debt Instrument [Line Items]                  
Repurchase Agreement Counterparty, Weighted Average Maturity of Agreements 1 year 9 months 18 days                
Maximum | Revolving Credit Facility                  
Debt Instrument [Line Items]                  
Unused commitment fee (percent) 0.375%                
Maximum | Revolving Credit Facility | London Interbank Offered Rate (LIBOR)                  
Debt Instrument [Line Items]                  
Borrowings interest rate spread (percent) 2.00%                
Maximum | Revolving Credit Facility | Adjusted Eurocurrency Rate Plus 1%                  
Debt Instrument [Line Items]                  
Borrowings interest rate spread (percent) 1.00%                
Auto Loan Warehouse Credit Facility | Revolving Credit Facility                  
Debt Instrument [Line Items]                  
Debt outstanding under credit facility $ 9,000,000.0                
Auto Loan Warehouse Credit Facility | Term Loan                  
Debt Instrument [Line Items]                  
Maximum borrowing capacity 34,200,000                
Personal Loan and Auto Loan Warehouse Credit Facilities | Revolving Credit Facility                  
Debt Instrument [Line Items]                  
Debt outstanding under credit facility 294,500,000             387,300,000  
Restricted cash $ 22,500,000             25,100,000  
Personal Loan and Auto Loan Warehouse Credit Facilities | Minimum | Revolving Credit Facility | London Interbank Offered Rate (LIBOR)                  
Debt Instrument [Line Items]                  
Borrowings interest rate spread (percent) 1.75%                
Personal Loan and Auto Loan Warehouse Credit Facilities | Maximum | Revolving Credit Facility | London Interbank Offered Rate (LIBOR)                  
Debt Instrument [Line Items]                  
Borrowings interest rate spread (percent) 2.10%                
Personal Loan Warehouse Credit Facilities | Revolving Credit Facility                  
Debt Instrument [Line Items]                  
Debt outstanding under credit facility $ 285,500,000                
Maximum borrowing capacity $ 500,000,000.0                
Personal Loan Warehouse Credit Facilities | Minimum | Revolving Credit Facility                  
Debt Instrument [Line Items]                  
Unused commitment fee (percent) 0.375%                
Personal Loan Warehouse Credit Facilities | Maximum | Revolving Credit Facility                  
Debt Instrument [Line Items]                  
Unused commitment fee (percent) 0.875%                
Personal Loan Warehouse Credit Facility with Commitment Maturity Date of June 2020 | Revolving Credit Facility                  
Debt Instrument [Line Items]                  
Maximum borrowing capacity $ 250,000,000.0                
Personal Loan Warehouse Credit Facilities with Associated Commitment Termination Date of February 2022 | Revolving Credit Facility                  
Debt Instrument [Line Items]                  
Debt outstanding under credit facility $ 185,000,000.0                
Personal Loan Warehouse Credit Facilities with Associated Commitment Termination Date of October 2020 | Revolving Credit Facility                  
Debt Instrument [Line Items]                  
Credit facility, loan aging limit 210 days                
Credit facility, reduction in advance rate after loan aging limit is met (percent) 50.00%                
Line of credit, current $ 100,500,000                
Payables to Securitization Holders                  
Debt Instrument [Line Items]                  
Restricted cash $ 13,700,000             2,900,000  
Securities Sold under Agreements to Repurchase | Minimum | London Interbank Offered Rate (LIBOR)                  
Debt Instrument [Line Items]                  
Borrowings interest rate spread (percent) 0.65%                
Securities Sold under Agreements to Repurchase | Maximum | London Interbank Offered Rate (LIBOR)                  
Debt Instrument [Line Items]                  
Borrowings interest rate spread (percent) 2.50%                
Loans Held For Sale | Personal Loan and Auto Loan Warehouse Credit Facilities                  
Debt Instrument [Line Items]                  
Loans pledged as collateral $ 357,700,000             551,500,000  
Loans Held for Investment and Loans Held for Sale | Payables to Securitization Holders                  
Debt Instrument [Line Items]                  
Loans pledged as collateral               40,300,000  
Credit Facilities and Securities Sold under Repurchase Agreements                  
Debt Instrument [Line Items]                  
Aggregate debt outstanding under repurchase transactions 115,600,000             140,200,000  
Credit Facilities and Securities Sold under Repurchase Agreements | Contractual Repurchase Dates Ranging from May 2020 to December 2026                  
Debt Instrument [Line Items]                  
Aggregate debt outstanding under repurchase transactions 49,700,000                
Credit Facilities and Securities Sold under Repurchase Agreements | Contractual Repurchase Date in May 2020                  
Debt Instrument [Line Items]                  
Aggregate debt outstanding under repurchase transactions 65,900,000                
Personal Whole Loan Securitization                  
Debt Instrument [Line Items]                  
Principal derecognized from loans securitized or sold 244,400,000                
Assets Sold under Repurchase Agreements                  
Debt Instrument [Line Items]                  
Underlying assets pledged as collateral 155,500,000             174,800,000  
Third-party Investor | Personal Whole Loan Securitization                  
Debt Instrument [Line Items]                  
Transfer of Financial Assets Accounted for as Sales, Cash Proceeds Received for Assets Derecognized, Amount 228,700,000                
Consolidated VIEs | Loans Related to Consolidation of Securitization Trust | Loans Held for Investment | Payables to Securitization Holders                  
Debt Instrument [Line Items]                  
Loans pledged as collateral 189,600,000                
Consolidated VIEs | Loans Related to Consolidation of Securitization Trust | Payable to Securitization Note and Certificate Holders at Fair Value | Loans Held for Investment                  
Debt Instrument [Line Items]                  
Payable to Structured Program note and certificate holders $ 193,000,000.0             $ 40,600,000  
Forecast | Personal Loan Warehouse Credit Facilities with Associated Commitment Termination Date of December 2020 | Revolving Credit Facility                  
Debt Instrument [Line Items]                  
Maximum borrowing capacity       $ 50,000,000.0   $ 100,000,000.0      
Credit facility, maximum advance rate against borrowing base, step down (percent)   50.00%   5.00%   5.00%      
Additional step down if outstanding advance rate is greater than target advance rate or outstanding loan amount exceeds outstanding commitment (percent)     5.00%   5.00%        
Interest rate increase if outstanding advance rate is greater than target advance rate or outstanding loan amount exceeds outstanding commitment (percent)     0.75%   0.75%        
Subsequent Event | Personal Loan Warehouse Credit Facilities with Associated Commitment Termination Date of December 2020 | Revolving Credit Facility                  
Debt Instrument [Line Items]                  
Maximum borrowing capacity             $ 250,000,000.0    
[1]
Includes amounts in consolidated variable interest entities (VIEs) presented separately in the table below.