Document

0001409970-17-000255.txt : 20170228 0001409970-17-000255.hdr.sgml : 20170228 20170228160616 ACCESSION NUMBER: 0001409970-17-000255 CONFORMED SUBMISSION TYPE: 10-K PUBLIC DOCUMENT COUNT: 122 CONFORMED PERIOD OF REPORT: 20161231 FILED AS OF DATE: 20170228 DATE AS OF CHANGE: 20170228 FILER: COMPANY DATA: COMPANY CONFORMED NAME: LendingClub Corp CENTRAL INDEX KEY: 0001409970 STANDARD INDUSTRIAL CLASSIFICATION: SERVICES-BUSINESS SERVICES, NEC [7389] IRS NUMBER: 000000000 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 10-K SEC ACT: 1934 Act SEC FILE NUMBER: 001-36771 FILM NUMBER: 17647618 BUSINESS ADDRESS: STREET 1: 71 STEVENSON ST. STREET 2: 3RD FL. CITY: SAN FRANCISCO STATE: CA ZIP: 94115 BUSINESS PHONE: 415-632-5666 MAIL ADDRESS: STREET 1: 71 STEVENSON ST. STREET 2: 3RD FL. CITY: SAN FRANCISCO STATE: CA ZIP: 94115 10-K 1 a201610-k.htm 10-K Document

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 10-K



x	ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the fiscal year ended December 31, 2016

Commission File Number: 001-36771

LendingClub Corporation

(Exact name of registrant as specified in its charter)



Delaware		51-0605731
(State or other jurisdiction of incorporation or organization)		(I.R.S. Employer Identification No.)

71 Stevenson Street, Suite 300
San Francisco, California		94105
(Address of principal executive offices)		(Zip Code)

(415) 632-5600

(Registrant’s telephone number, including area code)

Securities registered pursuant to Section 12(b) of the Act:



Title of each class:		Name of each exchange on which registered:
Common Stock, par value $0.01 per share		New York Stock Exchange

Securities registered pursuant to Section 12(g) of the Act: None

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. Yes ý No ¨

Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act. Yes ¨ No ý

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. Yes ý No ¨

Indicate by check mark whether the registrant has submitted electronically and posted on its corporate Web site, if any, every Interactive Data File required to be submitted and posted pursuant to Rule 405 of Regulation S-T (§ 232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit and post such files). Yes ý No ¨

Indicate by check mark if disclosure of delinquent filers pursuant to Item 405 of Regulation S-K (§ 229.405 of this chapter) is not contained herein, and will not be contained, to the best of registrant’s knowledge, in definitive proxy or information statements incorporated by reference in Part III of this Form 10-K or any amendment to this Form 10-K. ¨

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, or a smaller reporting company. See the definitions of “large accelerated filer,” “accelerated filer” and “smaller reporting company” in Rule 12b-2 of the Exchange Act. (Check one):



Large accelerated filer	ý	Accelerated filer	¨
Non-accelerated filer	¨ (Do not check if a smaller reporting company)	Smaller reporting company	¨

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act). Yes ¨ No ý

The aggregate market value of the voting and non-voting common equity held by non-affiliates of the registrant as of June 30, 2016, the last business day of the registrant’s most recently completed second fiscal quarter, was $1,315,348,311 based on the closing price reported for such date on the New York Stock Exchange. Shares of the registrant’s common stock held by each executive officer, director and holder of 10% or more of the outstanding common stock have been excluded in that such persons may be deemed to be affiliates. This calculation does not reflect a determination that certain persons are affiliates of the registrant for any other purpose.

As of February 23, 2017, there were 400,157,603 shares of the registrant’s common stock outstanding.

Documents Incorporated by Reference

Portions of the registrant’s Definitive Proxy Statement for the Registrant’s 2017 Annual Meeting of Stockholders are incorporated by reference into Part III of this Annual Report on Form 10-K to the extent stated herein. Such Definitive Proxy Statement will be filed with the Securities and Exchange Commission within 120 days after the end of the registrant’s fiscal year ended December 31, 2016.

LENDINGCLUB CORPORATION

Annual Report On Form 10-K

For Fiscal Year Ended December 31, 2016

TABLE OF CONTENTS



PART I		3

Item 1.	Business	3
Item 1A.	Risk Factors	19
Item 1B.	Unresolved Staff Comments	39
Item 2.	Properties	39
Item 3.	Legal Proceedings	40
Item 4.	Mine Safety Disclosures	40

PART II		41
Item 5.	Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities	41
Item 6.	Selected Financial Data	42
Item 7.	Management’s Discussion and Analysis of Financial Condition and Results of Operations	45
Item 7A.	Quantitative and Qualitative Disclosures About Market Risk	79
Item 8.	Financial Statements and Supplementary Data	81
Item 9.	Changes in and Disagreements With Accountants on Accounting and Financial Disclosure	132
Item 9A.	Controls and Procedures	132
Item 9B.	Other Information	136

PART III		136
Item 10.	Directors, Executive Officers and Corporate Governance	136
Item 11.	Executive Compensation	136
Item 12.	Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters	136
Item 13.	Certain Relationships and Related Transactions, and Director Independence	136
Item 14.	Principal Accountant Fees and Services	136

PART IV		136
Item 15.	Exhibits and Financial Statement Schedule	136
	Signatures	138
	Exhibit Index	140

LENDINGCLUB CORPORATION

Except as the context requires otherwise, as used herein, “Lending Club,” “Company,” “we,” “us,” and “our,” refer to LendingClub Corporation, a Delaware corporation, and, where appropriate, its three subsidiaries:


•	LC Advisors, LLC (LCA), a wholly-owned, registered investment advisor with the Securities and Exchange Commission (SEC) that acts as the general partner for certain private funds and as advisor to separately managed accounts.


•	Springstone Financial, LLC (Springstone), a wholly-owned company that facilitates education and patient finance loans.


•	RV MP Fund GP, LLC, a wholly-owned subsidiary of LCA that acts as the general partner for a private fund, while LCA acts as the investment manager of this private fund.

LC Trust I (the Trust) is an independent Delaware business trust that acquires loans from the Company and holds them for the sole benefit of certain investors that have purchased a trust certificate (Certificate) issued by the Trust and that are related to specific underlying loans for the benefit of the investor.

Forward-Looking Statements

This report contains forward-looking statements within the meaning of Section 27A of the Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934. All statements, other than statements of historical facts, included in this Annual Report on Form 10-K (Report) regarding borrowers, credit scoring, our strategy, future operations, expected losses, future financial position, future revenue, projected costs, prospects, plans, objectives of management and expected market growth are forward-looking statements. You can identify these forward-looking statements by words such as “anticipate,” “appear,” “believe,” “continue,” “could,” “estimate,” “expect,” “intend,” “may,” “plan,” “predict,” “project,” “target,” “will,” or similar expressions.

These forward-looking statements include, among other things, statements about:


•	the status of borrowers, the ability of borrowers to repay loans and the plans of borrowers;


•	our ability to maintain investor confidence in the operation of our platform;


•	the likelihood of investors to continue to, directly or indirectly, invest through our platform;


•	our ability to secure additional sources of investor commitments for our platform and the continued deployment of those investor commitments on the platform;


•	ability to secure additional investors without incentives to participate on the platform;


•	expected rates of return for investors;


•	the effectiveness of our platform’s credit scoring models;


•	the use or potential use of our own capital to purchase loans;

•

commitments or investments in loans to support: contractual obligations, such as to Springstone’s issuing bank for loans that Springstone facilitates and that are originated by the issuing bank partner but do not meet the credit criteria for purchase by the issuing bank partner (Pool B loans) or repurchase obligations, regulatory commitments, such as direct mail, short-term marketplace equilibrium, the testing or initial launch of alternative loan terms, programs or channels that we do not have sufficient performance data on, or customer accommodations;


•	transaction fee or other revenue we expect to recognize after loans are issued by our issuing bank partners;


•	our financial condition and performance, including the impact that management’s estimates have on our financial performance and the relationship between the interim period and full year results;


•	capital expenditures;


•	the impact of new accounting standards;


•	investor, borrower, platform and loan performance-related factors that may affect our revenue;


•	the potential adoption rates and returns related to new products and services;


•	the potential impact of macro-economic developments that could impact the credit performance of our loans, notes and certificates, and influence borrower and investor behavior;


•	our ability to develop and maintain effective internal controls, and our remediation of a material weakness in our internal controls;

LENDINGCLUB CORPORATION


•	our ability to recruit and retain quality employees to support future growth;


•	our compliance with applicable local, state and Federal laws;


•	our compliance with applicable regulations and regulatory developments or court decisions affecting our business; and


•	other risk factors listed from time to time in reports we file with the SEC.

We caution you that the foregoing list may not contain all of the forward-looking statements in this Report. We may not actually achieve the plans, intentions or expectations disclosed in forward-looking statements, and you should not place undue reliance on forward-looking statements. We have included important factors in the cautionary statements included in this Report, particularly in the “Risk Factors” section, that could, among other things, cause actual results or events to differ materially from forward-looking statements contained in this Report. Forward-looking statements do not reflect the potential impact of any future acquisitions, mergers, dispositions, joint ventures or investments we may make.

You should read this Report carefully and completely and with the understanding that actual future results may be materially different from what we expect. We do not assume any obligation to update or revise any forward-looking statements, whether as a result of new information, future events or otherwise, other than as required by law.

LENDINGCLUB CORPORATION

PART I

Item 1. Business

Our Mission

Transforming the banking system to make credit more affordable and investing more rewarding.

Overview

Lending Club is the world’s largest online marketplace connecting borrowers and investors. We believe our technology-powered marketplace is the best way to make capital more accessible to borrowers and investors. Our marketplace increases efficiency and improves the borrower and investor experience with ease of use and accessibility by substantially reducing the need for physical infrastructure and manual processes that exist in the traditional banking system.

Qualified consumers and small business owners borrow through Lending Club to lower the cost of their credit and enjoy a more seamless and transparent experience than that provided by traditional banks. We believe the range of loan products we facilitate is simple, fair and responsible, making it easier for consumers to budget for monthly repayment and meet their financial goals.

Investors use Lending Club to earn attractive risk-adjusted returns from an asset class that has generally been closed to many investors and only available on a limited basis to large institutional investors. Through our marketplace, we are able to make more assets available to more investors, including retail investors, high-net-worth individuals and family offices, banks and finance companies, insurance companies, hedge funds, foundations, pension plans and university endowments.

We have developed our proprietary technology platform to support our marketplace and offer a variety of our issuing banks’ loan products to interested investors. Our proprietary technology automates key aspects of our operations, including the borrower application process, data gathering, credit decisioning and scoring, loan funding, investing and servicing, regulatory compliance and fraud detection. Our platform offers sophisticated analytical tools and data to enable investors to make informed decisions and assess their portfolios. Our extensible technology platform has allowed us to expand our offerings from personal loans to include small business loans, and to expand investor classes from individuals to institutions and create various investment vehicles.

We generate revenue from transaction fees from our marketplace’s role in accepting and decisioning applications for our bank partners to enable loan originations, servicing fees from investors for matching available loan assets with capital, and management fees from investment funds and other managed accounts. While our business model is not dependent on using our balance sheet and assuming credit risk for loans facilitated by our marketplace, we may use a greater amount of our own capital, compared to past experience, to fulfill regulatory or contractual purchase obligations, or support short-term marketplace equilibrium. We may also use our capital to invest in loans associated with the testing or initial launch of new or alternative loan terms, programs or channels to establish a track record of performance prior to facilitating third-party investments in these loans, or to support alternative loan purchase programs.

As of December 31, 2016, our marketplace facilitated approximately $24.6 billion in loans since it first launched in 2007, of which approximately $4.6 billion were invested in through notes issued pursuant to a shelf registration statement (the Note Registration Statement), $6.9 billion were invested in through Certificates issued by the Trust, and $13.1 billion were invested in through whole loan sales.

LENDINGCLUB CORPORATION

Industry Background and Trends

We believe a transparent and open marketplace where borrowers and investors have access to information, complemented by technology and tools, can make credit more affordable, redirect existing pools of capital trapped inside the banking system, and attract new sources of capital to a new asset class. We believe that online marketplaces have the power to transform the traditional banking system, facilitate more efficient deployment of capital, and improve the global economy.

Personal and Small Business Lending Is Essential to the Economy

We believe the ability of individuals and small businesses to access affordable credit is essential to stimulating and sustaining a healthy, diverse and innovative economy. Lending to consumers provides financial flexibility and gives households better control over when and how to purchase goods and services. While borrower appetite for consumer and small business credit has typically remained strong in most economic environments, general economic factors and conditions, including the general interest rate environment and unemployment rates, may affect borrower willingness to seek loans and investor ability or desire to invest in loans.

Borrowers Are Inadequately Served by the Current Banking System

We believe the traditional banking system generally is burdened by its high fixed cost of underwriting and services, in part due to its physical infrastructure and labor- and paper-intensive business processes, compounded by an increasingly complex regulatory environment. As a result, we believe the traditional banking system is ill-suited to meet personal and small business demand in a fair and affordable way for borrowers. Instead, banks have managed the demand for small balance loans by issuing credit cards, which require less personalized underwriting and have higher interest rates. While credit cards are convenient as a payment mechanism, they are an expensive long-term financing solution. Borrowers who carry a balance on their cards are often subject to high, variable interest rates and the possibility of incurring additional fees and penalties. Additionally, many borrowers are charged the same high interest rates on their balances, regardless of an individual’s specific risk profile, so low-risk borrowers often subsidize high-risk borrowers. In the limited instances when traditional banks make personal loans available, the loan application process is often opaque, frustrating and time consuming.

Investors Have Had Limited Options to Participate in Personal and Small Business Credit

Historically, access to most personal and small business loans as an investment product was limited to the banks that hold loans on their balance sheet or to structured securitized products that were syndicated to large institutional investors. Depositors effectively fund the loans made by the banking system, but they share little in the direct returns of these loans as evidenced by the low yields on various fixed income investment or deposit products offered by banks. We believe many investors should have access to invest in structured products directly and be able to invest in personal and small business credit in a meaningful way. While institutional investors have had some access to this market, most have lacked the tools to customize portfolios to their specific risk tolerance. Our marketplace and products address both of these needs. We believe the additional capital that could be invested in personal and small business loans, and has largely been locked out of the market, may be available for use on our marketplace as an alternative to other similarly performing fixed asset investments.

Online Marketplaces Have Proliferated Throughout the Economy

Online marketplaces have emerged to connect buyers and sellers across many industries to increase choice, improve quality, accelerate the speed of decision making and lower costs. We believe a successful online marketplace must act as a trusted intermediary providing transparency, security, supply and demand balance, and ease of use to give marketplace participants an incentive to interact and the confidence to do business together. Initial online marketplaces connected buyers and sellers of goods and services – primarily moving demand from offline to online and making the transaction process more efficient. Online marketplaces have more recently evolved to unlock supply and demand that could not previously be matched in an efficient manner offline. The “sharing economy,” a

LENDINGCLUB CORPORATION

term that describes this marketplace trend, enables a better use of resources by allowing owners of underutilized assets to offer them to people who want them while capturing an economic benefit.

Our Marketplace Solution

We believe that our marketplace provides the following benefits to borrowers:


•	Access to Affordable Credit. Our innovative marketplace model, online delivery and process automation enable us to offer borrowers interest rates that are generally lower on average than the rates charged by traditional banks, credit cards or installment loans.


•	Superior Borrower Experience. We offer a fast and easy-to-use online application process and provide borrowers with access to live support and online tools throughout the process and over the life of the loan.

•

Transparency and Fairness. The installment loans offered through our marketplace feature a fixed rate that is clearly disclosed to the borrower during the application process, with fixed monthly payments, no hidden fees and the ability to prepay the balance at any time without penalty. Small business lines of credit have rates based upon the prime rate and allow borrowers to draw in increments, reducing their interest cost. Our platform utilizes an automated, rules-based engine for credit decisioning, which removes the human bias associated with reviewing applications.


•	Fast and Efficient Decisioning. We leverage online data and technology to quickly assess risk, detect fraud, determine a credit rating and assign appropriate interest rates quickly.

We believe that our marketplace provides the following benefits to investors:


•	Access to a New Asset Class. All investors can invest in personal loans facilitated through our standard loan program. Additionally, qualified investors can invest in loans facilitated through our custom program loan program in private transactions. These asset classes have historically been funded and held by financial institutions or large institutional investors on a limited basis.


•	Attractive Risk-Adjusted Returns. We offer investors attractive risk-adjusted returns on loans offered through our marketplace.


•	Transparency. We provide investors with transparency and choice in building their loan portfolios.


•	Easy-to-Use Tools. We provide investors with tools to easily build and modify customized and diversified portfolios by selecting loans tailored to their investment objectives and to assess the returns on their portfolios. Investors can also enroll in automated investing, a free service that automatically invests any available cash in loans according to investor-specified criteria.

Our Competitive Strengths

We believe the following strengths differentiate us from our competitors and provide us with competitive advantages in realizing the potential of our market opportunity:

•

Leading Online Marketplace. We are the world’s largest online marketplace connecting borrowers and investors, based on approximately $8.7 billion in loan originations during the year ended December 31, 2016, of which approximately $1.3 billion were invested in through notes issued pursuant to the Note Registration Statement, $1.4 billion were invested in through certificates issued by the Trust and $6.0 billion were invested in through whole loan sales.

LENDINGCLUB CORPORATION

•

Robust Network Effects. Our online marketplace exhibits network effects that are driven by the number of participants and investments enabled through our marketplace. More participation leads to greater potential to match borrowers with investors. Additionally, increased participation also results in the generation of substantial data that is used to improve the effectiveness of our credit decisioning and scoring models, enhancing our performance record and generating increasing trust in our marketplace. As trust increases, we believe investors will continue to demonstrate a willingness to accept lower risk premiums (all else being equal), which will allow us to offer lower interest rates and attract additional high-quality borrowers, thereby reinforcing our track record and fueling a virtuous cycle for our business. We believe that these network effects reinforce our market leadership position.


•	Technology Platform. Our technology platform powers our online marketplace and enables us to deliver innovative solutions to borrowers and investors. Our technology platform automates our operations and, we believe, provides a significant time and cost advantage over many traditional banks.

•

Sophisticated Risk Assessment. We use proprietary algorithms that leverage behavioral data, transactional data and employment information to supplement traditional risk assessment tools, such as Fair Isaac Corporation (FICO) scores. We have built our technology platform to automate the application of these proprietary algorithms to each individual borrower’s application profile at scale. This approach allows us to evaluate and segment each potential borrower’s risk profile and price the loan accordingly. In contrast, traditional lenders aggregate borrowers into large pools of risk profiles, which for some borrowers results in higher interest rates despite a more favorable credit profile.

Products

Borrowers

Our marketplace facilitates several types of loan products for consumers and small businesses.

Personal Loans. Our marketplace facilitates unsecured personal loans that can be used to make major purchases, refinance credit card balances or for other purposes, at generally lower rates than other alternatives. Personal loans are offered through both our standard and custom loan programs. Personal loans approved through our standard loan program include amounts from $1,000 to $40,000, maturities of three or five years, fixed interest rates, and no prepayment penalties or fees. These loans must meet certain minimum credit requirements, including a FICO score of at least 660, satisfactory debt-to-income ratios, 36 months of credit history and a limited number of credit inquiries in the previous six months. Personal loans that are approved through the standard loan program are offered to all investors on our marketplace. Personal loans that fall outside of the credit criteria for the standard program might qualify under our custom program and include amounts from $1,000 to $50,000, maturities of three, five or seven years, fixed interest rates and no prepayment penalties or fees.

Education and Patient Finance Loans. We facilitate unsecured education and patient installment loans and true no-interest loans through Springstone and its issuing bank partners. Installment loan terms include amounts from $2,000 to $50,000, maturities from 24 to 84 months, fixed interest rates and no prepayment penalties. The true no-interest loan terms include amounts ranging from $499 to $32,000 and no required interest payment if the balance is paid in full during the promotional period, which can be six, 12, 18 or 24 months. There is no prepayment penalty and borrowers have the flexibility to pay as much or as little, subject to applicable minimums, of the outstanding balance during the promotional period as they choose. Education and Patient Finance loans are offered to private investors only and are not made publicly available on the marketplace.

Auto Refinancing Loans. Commencing in the fourth quarter, we facilitate secured auto refinance loans that can be used to help eligible consumers save money by refinancing into more affordable loans with better rates, clear terms, and no hidden fees. Loans terms include amounts ranging from $5,000 to $50,000, with maturities ranging from 24 to 72 months. Borrowers are required to make monthly amortizing payments, and there are no prepayment penalties.

LENDINGCLUB CORPORATION

We currently facilitate loans in 26 states, with plans to expand nationally in 2017. Auto Refinance Loans are currently offered to private investors only and are not made publicly available on the marketplace.

Small Business Loans and Lines of Credit. In March 2014, we began facilitating unsecured small business loans, and in October 2015 we began facilitating small business lines of credit. Both of these loan products are offered through our marketplace in private transactions with qualified investors. These loan products enable small business owners to expand their business, purchase equipment or inventory, or meet other obligations at an affordable rate. Small business loans and lines of credit are fixed- or variable-rate loans in amounts ranging from $5,000 to $300,000, with maturities of 3 months to 5 years, and contain no prepayment penalties or fees. The small business lines of credit allow borrowers to draw funds in amounts they need, thus reducing their interest cost. Small Business loans are offered to private investors only and are not made publicly available on the marketplace.

Investors

Investors have the opportunity to invest in a wide range of loans based on term and credit characteristics. Personal loans that are approved through the standard loan program are offered to all investors on our marketplace, while custom program loans, which include small business, education and patient finance, auto refinance, new offerings, and loans that fall outside of the credit criteria of the standard program, are offered to private investors only and are not made publicly available on the marketplace. Investors receive monthly cash flow and attractive risk-adjusted returns. All investors are provided with a borrower’s proprietary credit grade and access to credit profile data on each approved loan as well as access to data on each listed loan and all of the historical performance data for nearly every loan ever invested in through our marketplace. The marketplace enables broad diversification by allowing distribution of investments in loans in increments as small as $25.

We attract a wide range of investors, including retail investors, high-net-worth individuals and family offices, banks and finance companies, insurance companies, hedge funds, foundations, pension plans and university endowments. We provide these investors with access to a variety of tools and products that seek to address their level of sophistication and desired level of interaction, which can range from low-touch self-directed accounts to high-touch funds and managed accounts. Investors can invest in loans through one or all of the following channels:

Notes: We issue notes pursuant to an effective Note Registration Statement. Investors who meet the applicable financial suitability requirements and have completed our investor account opening process may purchase unsecured, borrower payment dependent notes that correspond to payments received on an underlying standard program loan selected by the investor. When an investor registers with us, the investor enters into an investor agreement with us that governs the investor’s purchases of notes. Our note channel is supported by our website and our investor services group, which provides basic customer support to these investors.

Certificates and Investment Funds: Accredited investors and qualified purchasers may establish a relationship with LCA or another third-party advisor in order to indirectly invest in certificates, or they may directly purchase a certificate or a limited partnership interest in one of eight private funds that purchase certificates. The certificates are issued by the Trust and are unsecured and settled with cash flows from underlying loans selected by the investor. Neither certificates nor limited partnership interests can be purchased through our website. Certificate investors typically seek to invest larger amounts as compared to the average note investors and often desire a more “hands off” approach to investing. Investors in certificates generally pay an asset-based management fee instead of cash flow-based servicing fee paid by note investors.

Whole Loan Purchases: Certain institutional investors, such as banks, seek to hold the actual loan on their balance sheet. To meet this need, we sell entire standard or custom program loans to these investors through purchase agreements. Upon the sale of the loan, the investor owns all right, title and interest in the loan. We establish the investors’ accounts and the procedures for the purchase of loans, including any purchase amount limitations, which we control in our discretion. We and the investor also make limited representations and warranties and agree to indemnify each other for breaches of the purchase agreement. The investor also agrees to simultaneously enter into

LENDINGCLUB CORPORATION

a servicing agreement with us which designates us as the loan servicer for the sold loan. We continue to service these loans after they are sold and can be removed as the servicer in limited circumstances. For certain whole loans, under our contractual relationships we are not the servicer. For regulatory purposes, the investor also has access to the underlying borrower information, but is prohibited from contacting or marketing to the borrower in any manner and agrees to hold such borrower information in compliance with all applicable privacy laws. Whole loan purchases are attractive for some investors as it enables them to account for the loan as an asset, which can offer favorable financial reporting and capital reserve treatment.

Technology

Key elements of our technology include:

•

Highly Automated. Our borrower and investor acquisition process, registration, credit decisioning and scoring, servicing and payment systems are highly automated using our internally developed software. We developed our own cash management software to process electronic cash movements, record book entries and calculate cash balances in our borrower and investor fund accounts. In nearly all payment transactions, an Automated Clearing House (ACH) electronic payment network is used to disburse loan proceeds, collect borrower loan payments on outstanding loans, receive funds from investors and disburse payments to investors.


•	Scalable Platform. Our scalable infrastructure utilizes standard techniques, such as virtualization, load-balancing and high-availability platforms. Our application and database tiers are designed to be scaled horizontally by adding additional servers as needed.

•

Proprietary Fraud Detection. We use a combination of third-party data, sophisticated analytical tools and current and historical data obtained during the loan application process to help determine fraud risk. We have taken measures to detect and reduce the risk of fraud, but these measures need to be continually improved and may not be effective against new and continually evolving forms of fraud or in connection with new product offerings. High-risk loan applications are subject to further investigation. In cases of confirmed fraud, the application is cancelled, and we identify and flag characteristics of the loan application to help refine our fraud detection efforts.

•

Data Integrity and Security. We maintain an effective information security program based on well-established security standards and best practices, including ISO2700x and NIST 800 series. The program establishes policies and procedures to safeguard the confidentiality, integrity and availability of borrower and investor information. The program also addresses risk assessment, training, access control, encryption, service provider oversight, an incident response program and continuous monitoring and review.

•

Application Programming Interface. Our application programming interface, referred to as our API, provides investors and partners access to publicly available loan attributes and allows them to analyze the data and place orders meeting their criteria without visiting our website. Investors and partners may create their own software that uses our API or they may use a variety of third-party services that invest via our API.

•

Lending Club Open Integration. In August 2015, we launched Lending Club Open Integration (LCOI). LCOI allows online advisors and broker-dealers to offer Lending Club investments quickly and easily to their client bases, using a suite of API services that integrate directly into their websites. This allows these advisors and broker-dealers to provide the same functionality that currently exists on our website, including money movement, investing, reinvesting, real-time reporting of cash and holdings, and tax reporting.

LENDINGCLUB CORPORATION

Relationships with Issuing Bank Partners

Loans facilitated through our marketplace are originated by our issuing bank partners. Our primary issuing bank is WebBank, a Utah-chartered industrial bank that handles a variety of consumer and commercial financing programs. Additionally, we rely on NBT Bank and Comenity Capital Bank as issuing banks for our education and patient finance loans. We also have an agreement with Cross River Bank, a New Jersey chartered bank, to operate as our back-up issuing bank in the event WebBank can no longer be an issuing bank.

We have entered into a loan account program agreement with WebBank that governs the terms and conditions between us and WebBank with respect to loans facilitated through our marketplace and originated by WebBank, including our obligations for servicing the loans during the period of time that the loans are owned by WebBank. Under the terms of the loan account program agreement, we pay WebBank a monthly program fee based on the amount of loans issued by WebBank and purchased by us or our partners in a given month, subject to a minimum monthly fee. An additional program fee component is dependent on the amount and timing of principal and interest payments made by borrowers of the underlying loans. Under this program structure, the majority of the bank's revenue related to the loans facilitated on our platform is therefore tied to the terms and performance of the loans. The bank also maintains an ongoing contractual relationship with borrowers, who may seek additional credit through the Lending Club program in the future.

WebBank pays us a transaction fee for our role in processing loan applications through our marketplace on WebBank’s behalf. Under a loan sale agreement, WebBank may sell us the loan without recourse two business days after WebBank originates the loan and earns interest on the loans during that time. The loan sale agreement prohibits us from securitizing the loans without prior written consent of WebBank. The loan account program agreement and the loan sale agreement terminate in January 2020, with two automatic, one-year renewal terms, subject to certain early termination provisions as set forth in the agreements.

Our issuing banks for education and patient finance loans originate and service each education and patient finance loan issued. Our issuing bank retains some of these loans while others are offered to private investors. For our role in loan facilitation, we earn transaction fees paid by the issuing bank and education and patient service providers at the time of origination by the issuing bank.

Credit Decisioning and Scoring Process

Our marketplace provides an integrated and automated loan application and credit decisioning and scoring process that is extensible to a variety of loan products. Borrowers come to our platform to apply online for a loan. During the simple application process, our platform uses proprietary risk algorithms that leverage behavioral data, transactional data and employment information to supplement traditional risk assessment tools, such as FICO scores, to assess a borrower’s risk profile. Our verification processes and teams then verify the borrower’s identity, income or employment by connecting to various data sources, directly or through third-party service providers, or by contacting the human resources department of the borrower’s stated employer to determine whether to approve the loan request. Borrowers are then assigned one of 35 loan grades, from A1 through G5 based on this risk profile, loan term and loan amount. The platform then presents an approved borrower with various loan options, including term, rate and amount, for which they qualify. Once the borrower selects the desired loan terms, the rest of the application is completed.

Our marketplace's credit decisioning and scoring models are evaluated on a regular basis and the additional data on loan history experience, borrower behavior, economic factors and prepayment trends that we accumulate are leveraged to continually improve the models. If the platform is unable to effectively evaluate borrowers’ credit worthiness and likelihood of default, borrowers and investors may lose confidence in our marketplace. Additionally, our ability to effectively segment borrowers into relative risk profiles impacts our ability to offer attractive interest rates for borrowers as well as our ability to offer investors solid risk-adjusted returns, both of which directly relate to our users’ confidence in our marketplace. Our marketplace’s credit decisioning and scoring models assign each loan offered on our marketplace a corresponding interest rate and origination fee. Our investors’ returns are a

LENDINGCLUB CORPORATION

function of the assigned interest rates for each particular loan invested in less any defaults over the term of the applicable loan. We believe we have a history of effectively evaluating borrower’s credit worthiness and likelihood of defaults, as evidenced by the performance of various loan vintages facilitated through our marketplace. If our marketplace's credit decisioning and scoring models ultimately prove to be ineffective, or fail to appropriately account for a decline in the macroeconomic environment, investors may experience higher than expected losses and lose confidence in our business.

Loan Issuance Mechanism

Once a loan application is approved using the credit decisioning and scoring process described above, we present the borrower with various loan options. After the applicant selects their personalized financing option and completes the application process, we perform additional verifications on the borrower. Once the verifications are completed, the loan will be listed for at least 14 days and up to 30 days on our marketplace to attract investor commitments. Once sufficient investor commitments are received, the issuing bank originates and issues the loan to the borrower, net of the origination fee charged and retained by the issuing bank. After the loan is issued, we use the proceeds from these investors to purchase the loan. Investor cash balances (excluding payments in process) are held in a segregated bank or custodial accounts and are not commingled with our monies. We receive a transaction fee from the issuing bank for our marketplace’s role in originating the loan. We also earn a recurring servicing fee from investors and management fees from investment funds and other managed accounts.

Loan Servicing

We service all loans facilitated through our marketplace, except for patient and education finance loans and auto refinance loans. Servicing is comprised of account maintenance, collections, processing payments from borrowers and distributions to investors. We have made arrangements for limited backup servicing with Portfolio Financial Servicing Company.

For the month of December 2016, approximately 98% of loan payments for loans that we service were made through an ACH withdrawal from the borrower’s bank account. Principal and interest payments on loans are remitted utilizing ACH. This automated process allows us to avoid the time and expense of processing a significant volume of mailed payments and provides a higher degree of certainty for timely payments. This process also provides us with prompt notice in the event of a missed payment, which allows us to respond quickly to resolve the delinquency with the borrower. Generally, in the first 30 days that a loan is delinquent, our in-house collections team works to bring the account current. Once the loan becomes more than 30 days delinquent, we will typically outsource subsequent servicing efforts to third-party collection agencies.

LENDINGCLUB CORPORATION

The servicing fee paid by investors is designed to cover the day-to-day processing costs of loans. If a loan needs more intensive collection focus, whether internal or external, we may charge investors a collection fee to compensate us for the costs of this collection activity. This fee varies, with a maximum of up to 35% of the amount recovered. There is no fee charged if there are no loan payments recovered. We sell loans that have been charged-off to certain third parties. All proceeds received on these sales are subject to a collection fee, and the net proceeds are distributed to investors.

Springstone

In April 2014, we acquired all of the outstanding limited liability company interests of Springstone, which offers education and patient finance loans. We utilize two issuing banks and a network of providers to facilitate the issuance of education and patient finance installment loans and true no-interest loans, as described above.

Competition

We compete with financial products and companies that attract borrowers, investors or both. With respect to borrowers, we primarily compete with traditional financial institutions, such as banks, credit unions, credit card issuers and other consumer finance companies. We believe our innovative marketplace model, online delivery and process automation enable us to operate more efficiently and with more competitive rates and higher borrower satisfaction than these competitors.

With respect to investors, we primarily compete with other investment vehicles and asset classes, such as equities, bonds and short-term fixed income securities. We believe that our diverse and customizable investment options give us the flexibility to offer attractive risk-adjusted returns that are generally uncorrelated with other asset classes.

We compete with other online credit marketplaces, such as Prosper Marketplace, Inc., as well as with other online lenders. We are the world’s largest online marketplace connecting borrowers to investors, which we believe provides us with a major competitive advantage. We believe that our network effects and marketplace dynamics at play make us more attractive and efficient to both borrowers and investors. We anticipate that more established internet, technology and financial services companies that possess large, existing customer bases, substantial financial resources and established distribution channels may enter the market in the future. We believe that our brand, scale, network effect, historical data and performance record provide us with significant competitive advantages over current and future competitors.

Sales and Marketing

Our marketing efforts are designed to attract and retain borrowers and investors and build brand awareness and reputation. We dedicate significant resources to our marketing and brand advertising efforts and strategic relationships. Our marketing efforts are designed to build awareness of Lending Club and attract borrowers and investors to our marketplace. We use a diverse array of marketing channels and are constantly seeking to improve and optimize our experience both on- and offline to achieve efficiency and a high level of borrower and investor satisfaction. Currently, we believe reputation, word of mouth and our direct marketing via mail drives continued organic growth in our investor and borrower base.

We also continue to invest in our strategic relationships to raise awareness of our platform and attract borrowers and investors to our marketplace. For example, we have a strategic partnership relationship with a consortium of community banks for our marketplace to offer co-branded personal loans to the participating banks’ customers. As part of this relationship, each community bank is provided initial access to invest in loans sought by their own customers, which may include standard program loans. The customer loans that do not meet the community bank’s investment criteria are then made available for investment through the marketplace. All other loans will continue to be available on our marketplace and accessible on an equal basis and are originated by our issuing banks.

LENDINGCLUB CORPORATION

Regulatory and Compliance Framework

The regulatory environment for credit and online marketplaces such as ours is complex, evolving and uncertain, creating both challenges and opportunities that could affect our financial performance. We, and the loans facilitated through our marketplace, are subject to extensive and complex rules and regulations, licensing and examination by various federal, state and local government authorities designed to, among other things, protect borrowers (such as truth in lending, equal credit opportunity, fair credit reporting and fair debt collection practices) and investors. Our primary issuing bank, WebBank, is subject to oversight by the FDIC and the State of Utah. The other two issuing banks are NBT Bank and Comenity Capital Bank. NBT Bank is subject to oversight by the OCC and the New York Department of Financial Services, and Comenity Capital Bank is subject to oversight by the FDIC and the Utah Department of Financial Institutions. These authorities impose obligations and restrictions on our activities and the loans facilitated through our marketplace. For example, these rules limit the fees that may be assessed on the loans, require extensive disclosure to, and consents from, the borrowers and lenders, prohibit discrimination and unfair, deceptive, or abusive acts or practices and may impose multiple qualification and licensing obligations on our activities.

Our compliance framework is a cornerstone of the marketplace that allows investors to participate in consumer and commercial credit as an asset class. Our relationship with issuing banks is a key component of our compliance framework, as described below.

As part of our ongoing compliance program, we have customer identification processes in place to enable us to detect and prevent fraud and identify customers who may be on government watchlists, such as those from the Office of Foreign Assets Control (OFAC) and the Financial Crimes Enforcement Network. We compare users’ identities against these lists at least twice a month for continued compliance and oversight. If a user were to appear on a list, we would take appropriate action to resolve the issue in accordance with company policies and anti-money laundering obligations. In addition to our continued identification compliance program, we use our proprietary technology to assist us in complying with applicable federal anti-money laundering laws.

Regulations and Licensing

The lending and securities industries are highly regulated. We are regulated differently than a bank because, unlike a bank, we are not exposed to capital risk from credit and interest rate risks. Rather, for loans issued through our marketplace loan balances, interest rates and maturities are matched and offset by an equal balance of notes and certificates. Additionally, we do not take deposits and are therefore not regulated by the FDIC in that respect. Our current issuing banks originate all of the loans offered through our marketplace and are subject to regulation by the FDIC and/or other relevant federal and state regulators.

The Company and the loans made through our marketplace are highly regulated. State and federal laws limit the fees that may be assessed on the loans, require extensive disclosure to, and consents from, the borrowers and lenders, prohibit discrimination and unfair, deceptive, or abusive acts or practices and may impose multiple qualification and licensing obligations on our activities. Failure to comply with any of these requirements may result in, among other things, revocation of required licenses or registration, loss of approved status, voiding of the loan contracts, class action lawsuits, administrative enforcement actions and civil and criminal liability.

Further, federal, state and local governmental authorities impose additional obligations and restrictions on our activities and the loans facilitated through our marketplace. For example, our primary issuing bank, WebBank, is subject to oversight by the FDIC and the State of Utah. These and other governmental authorities impose obligations and restrictions on our activities and the loans facilitated through our marketplace. While compliance with such requirements is at times complicated by our novel business model, we believe we are in substantial compliance with these rules and regulations.

LENDINGCLUB CORPORATION

Current Regulatory Environment

In May 2015, the U.S. Court of Appeals for the Second Circuit issued its decision in Madden v. Midland Funding, LLC that interpreted the scope of federal preemption under the National Bank Act (NBA) and held that a nonbank assignee of a loan originated by a national bank was not entitled to the benefits of federal preemption of claims of usury. The Second Circuit’s decision is binding on federal courts located in Connecticut, New York, and Vermont, but the decision could also be adopted by other courts. The defendant petitioned the U.S. Supreme Court to review the decision and in March 2016, the Court invited the Solicitor General to file a brief expressing the views of the U.S. on the petition. The Solicitor General filed an amicus brief that stated the Second Circuit decision was incorrect, but that the case was not yet ready to be heard by the Supreme Court. In June 2016, the Supreme Court declined to hear the case. The Federal District Court is now hearing the case in regards to Midland’s alternative claim under a choice of law analysis, and application of state law. The outcome could create potential liability under state statues such as usury and consumer protection statutes.

While we believe that our program is factually distinguishable from the case, we revised our agreement with our primary issuing bank to further distinguish the operation of the program from the court’s analysis of the facts in Madden. Under the revised program structure, an additional component of the program fee arrangement was created. This additional program fee component is dependent on the amount and timing of principal and interest payments made by borrowers of the underlying loans. Under this revised program structure the majority of the bank's revenue related to the loans facilitated on our platform is therefore tied to the terms and performance of the loans. The bank also maintains an ongoing contractual relationship with borrowers, who may seek additional credit through the Lending Club program in the future.

In August 2016, a federal district court in the Central District of California considered a case brought by the Consumer Finance Protection Bureau (CFPB) against CashCall, Inc. In that case, CashCall had an arrangement with a lender owned by a member of the Cheyenne River Sioux Tribe in which loans were offered to borrowers at APR’s that could exceed 300 percent. The district court ruled that, under the facts presented in the case, CashCall should be deemed the “true lender” and could not charge interest rates in excess of state usury laws. In January 2017, the court issued an order staying the decision for interlocutory appeal to the United States Court of Appeals for the Ninth Circuit, over the CFPB's objections. The defendants then filed a petition for appeal with the Ninth Circuit, which is currently pending.

Separately, in September 2016 in Beechum v. Navient Solutions, Inc., also in the federal district court in the Central District of California, the court considered a program in which a national bank had a bank partnership with a nonbank, the Student Loan Marketing Association (SLMA), in which borrowers could receive loans originated by the bank through the SLMA. The court in Beechum rejected the argument that the SLMA was the “true lender,” holding that the face of the borrower transactions showed that the bank had originated the loans and any further analysis to look behind the face of the transaction was inappropriate. We believe that our program is factually distinguishable from the CashCall situation.

Recognizing the growth in online marketplaces such as ours, in July 2015 the U.S. Treasury Department issued a request for information (RFI) to study the various business models and products offered by online marketplace lenders, the potential for online marketplace lending to expand access to credit to historically underserved borrowers and how the financial regulatory framework should evolve to support the safe growth of the industry. We, along with many other interested groups, submitted responses to the Treasury’s RFI by the September 30, 2015 deadline.

On May 10, 2016, the U.S. Treasury Department released a white paper on the online marketplace lending industry to continue the work initiated by the RFI. The white paper includes several recommendations to the federal government and private sector participants to encourage safe growth and access to credit. We cannot predict whether any legislation or proposed rulemaking will actually be introduced or how any legislation or rulemaking will impact our business and results of operations going forward. In December 2016, the Office of the Comptroller of the Currency (the OCC) released a white paper and sought public comment on whether to charter a new type of special

LENDINGCLUB CORPORATION

purpose national bank to facilitate the provision of core banking activities through financial technology. We, along with other interested parties, submitted responses to the OCC's proposed special purpose charter (Fintech Charter) in January 2017.

In December 2015, the California Department of Business Oversight (DBO) sent an online survey to fourteen marketplace lenders, including us, requesting information about the business model, online platform, loan performance and investor funding process. In May 2016, the DBO requested additional information from us and other survey participants. We submitted our response to this additional information in June 2016 and continue to cooperate with the DBO's inquiry.

While we are subject to the regulatory and enforcement authority of the Consumer Financial Protection Bureau (CFPB), as a facilitator, servicer or acquirer of consumer credit, the CFPB has recently announced that it intends to expand its supervisory authority, through the use of “larger participant rules,” to cover larger marketplace lenders, non-bank installment lenders and auto lenders. The CFPB has announced larger participant rules for auto lenders but has not yet announced specifics regarding its proposed rulemaking for installment loan lenders and, consequently, there continues to be uncertainty as to how the CFPB’s strategies and priorities, including any final rules, will impact our unsecured installment loan business and our results of operations going forward.

State Licensing Requirements

In most states we believe that the applicable issuing bank, as originator of loans facilitated through our marketplace, satisfies any relevant licensing requirements with respect to the origination of loans applicable to our operations. As needed, we seek the appropriate authorizations to conduct activities in the respective state. State licensing statutes impose a variety of requirements and restrictions on us, including:


•	record-keeping requirements;


•	restrictions on servicing practices, including limits on finance charges and fees;


•	disclosure requirements;


•	examination requirements;


•	surety bond and minimum net worth requirements;


•	financial reporting requirements;


•	notification requirements for changes in principal officers, stock ownership or corporate control;


•	restrictions on advertising; and


•	review requirements for loan forms.

These statutes also subject us to the supervisory and examination authority of state regulators in certain cases.

Consumer Protection Laws

State Usury Limitations. The following authorities permit FDIC-insured depository institutions, such as WebBank, to “export” the interest rate permitted by the laws of the state or U.S. territory where the bank is located, regardless of the usury limitations imposed by the state law of the borrower's residence unless the state has chosen to opt out of the exportation regime: Section 521 of the Depository Institution Deregulation and Monetary Control Act of 1980 (DIDA); Section 85 of the National Bank Act (NBA); federal case law interpreting the NBA such as Tiffany v. National Bank of Missouri, 85 U.S. 409 (1874), and Marquette National Bank of Minneapolis v. First Omaha Service Corporation, 439 U.S. 299 (1978); and FDIC advisory opinion 92-47.

WebBank is located in Utah, and Title 70C of the Utah Code does not limit the amount of fees or interest that may be charged by WebBank on loans of the type offered through our marketplace. Only Iowa and Puerto Rico have opted out of the exportation regime under Section 525 of DIDA. We believe, however, if a state or U.S. territory in which we operate opted out of rate exportation, judicial interpretations support the view that such opt outs would apply only to loans “made” in those states. We believe that the “opt-out” of any state would not affect the ability of our marketplace to benefit from the exportation of rates. If a loan made through our marketplace were deemed to be

LENDINGCLUB CORPORATION

subject to the usury laws of a state or U.S. territory that had opted-out of the exportation regime, we could become subject to fines, penalties and possible forfeiture of amounts charged to borrowers, and we could decide not to facilitate loans in that jurisdiction, which could adversely impact our growth.

State Disclosure Requirements and Other Substantive Lending Regulations. We are subject to state laws and regulations that impose requirements related to loan disclosures and terms, credit discrimination, credit reporting, debt collection and unfair, deceptive, or abusive acts or practices. Our ongoing compliance program seeks to comply with these requirements.

Truth in Lending Act. The Truth in Lending Act (TILA), and Regulation Z, which implements it, require lenders to provide consumers with uniform, understandable information concerning certain terms and conditions of their loan and credit transactions. These rules apply to our issuing banks as the creditors for loans facilitated through our marketplace, but because the transactions are carried out on our hosted website, we facilitate compliance. For closed-end credit transactions of the type provided through our marketplace, these disclosures include, among others, providing the annual percentage rate, the finance charge, the amount financed, the number of payments and the amount of the monthly payment. The creditor must provide these disclosures before a loan is consummated. TILA also regulates the advertising of credit and gives borrowers, among other things, certain rights regarding updated disclosures and the treatment of credit balances. Our marketplace provides borrowers with a TILA disclosure at the time a borrower posts a loan request on the marketplace. If the borrower’s request is not fully funded and the borrower chooses to accept a lesser amount offered, we provide an updated TILA disclosure. We also seek to comply with TILA’s disclosure requirements related to credit advertising.

Equal Credit Opportunity Act. The federal Equal Credit Opportunity Act (ECOA) prohibits creditors from discriminating against credit applicants on the basis of race, color, sex, age, religion, national origin, marital status, the fact that all or part of the applicant’s income derives from any public assistance program or the fact that the applicant has in good faith exercised any right under the federal Consumer Credit Protection Act or any applicable state law. Regulation B, which implements ECOA, restricts creditors from requesting certain types of information from loan applicants and from using advertising or making statements that would discourage on a prohibited basis a reasonable person from making or pursuing an application. These requirements apply both to a lender such as WebBank as the creditor for loans facilitated through our marketplace as well as to a party such as ourselves that regularly participates in a credit decision. Investors may also be subject to the ECOA in their capacity as purchasers of notes if they are deemed to regularly participate in credit decisions. In the underwriting of loans offered through our marketplace, and in all aspects of operations, both WebBank and we seek to comply with ECOA’s provisions prohibiting discouragement and discrimination. ECOA also requires creditors to provide consumers and certain small businesses with timely notices of adverse action taken on credit applications. WebBank and we provide prospective borrowers who apply for a loan through our marketplace but are denied credit with an adverse action notice in compliance with applicable requirements.

Fair Credit Reporting Act. The federal Fair Credit Reporting Act (FCRA), as amended by the Fair and Accurate Credit Transactions Act (FACTA), administered by the Consumer Financial Protection Bureau (CFPB), promotes the accuracy, fairness and privacy of information in the files of consumer reporting agencies. FCRA requires a permissible purpose to obtain a consumer credit report and requires furnishers to report loan payment information to credit bureaus accurately. FCRA also imposes disclosure requirements on creditors who take adverse action on credit applications based on information contained in a credit report. WebBank and we have a permissible purpose for obtaining credit reports on potential borrowers, and we also obtain explicit consent from borrowers to obtain such reports. As the servicer for the loan, we accurately report loan payment and delinquency information to appropriate consumer reporting agencies. We provide an adverse action notice to a rejected borrower on WebBank’s behalf at the time the borrower is rejected that includes all the required disclosures. We also have processes in place to ensure that consumers are given “opt-out” opportunities, as required by the FCRA, regarding the sharing of their personal information. We have implemented an identity theft prevention program.

Fair Debt Collection Practices Act. The federal Fair Debt Collection Practices Act (FDCPA) provides guidelines and limitations on the conduct of third-party debt collectors in connection with the collection of consumer debts.

LENDINGCLUB CORPORATION

The FDCPA limits certain communications with third parties, imposes notice and debt validation requirements, and prohibits threatening, harassing or abusive conduct in the course of debt collection. While the FDCPA applies to third-party debt collectors, debt collection laws of certain states impose similar requirements on creditors who collect their own debts. In addition, the CFPB prohibits unfair, deceptive or abusive acts or practices in debt collection, including first-party debt collection. Our agreement with investors prohibits investors from attempting to collect directly on the loan. Actual collection efforts in violation of this agreement are unlikely given that investors do not learn the identity of borrowers. We use our internal collection team and a professional third-party debt collection agent to collect delinquent accounts. They are required to comply with the FDCPA and all other applicable laws in collecting delinquent accounts of our borrowers.

Privacy and Data Security Laws. The federal Gramm-Leach-Bliley Act (GLBA) includes limitations on financial institutions’ disclosure of nonpublic personal information about a consumer to nonaffiliated third parties, in certain circumstances requires financial institutions to limit the use and further disclosure of nonpublic personal information by nonaffiliated third parties to whom they disclose such information, and requires financial institutions to disclose certain privacy policies and practices with respect to information sharing with affiliated and nonaffiliated entities as well as to safeguard personal customer information. We have a detailed privacy policy, which complies with GLBA and is accessible from every page of our website. We maintain consumers’ personal information securely, and only share such information with third parties for marketing purposes in accordance with our privacy policy and with the consent of the consumer. In addition, we take measures to safeguard the personal information of our borrowers and investors and protect against unauthorized access to this information.

Servicemembers Civil Relief Act. The federal Servicemembers Civil Relief Act (SCRA) allows military members to suspend or postpone certain civil obligations so that the military member can devote his or her full attention to military duties. The SCRA requires us to adjust the interest rate of borrowers who qualify for and request relief. If a borrower with an outstanding loan qualifies for SCRA protection, we will reduce the interest rate on the loan to 6% for the duration of the borrower’s active duty. During this period, the investors who have invested in such a loan will not receive the difference between 6% and the loan’s original interest rate. For a borrower to obtain an interest rate reduction on a loan due to military service, we require the borrower to send us a written request and a copy of the borrower’s mobilization orders. We do not take military service into account in assigning loan grades to borrower loan requests and we do not disclose the military status of borrowers to investors.

Military Lending Act. The Military Lending Act (MLA) restricts, among other things, the interest rate and other terms that can be offered to active military personnel and their dependents. The MLA caps the interest rate that may be offered to a covered borrower to a 36% military annual percentage rate, or “MAPR,” which includes certain fees such as application fees, participation fees and fees for add-on products. Prior to a recent amendment of the rules under the MLA, the MLA applied only to certain short-term loans. The rules amendment extends the 36% rate cap to most types of consumer credit. The MLA also requires certain disclosures and prohibits certain terms, such as mandatory arbitration if a dispute arises concerning the consumer credit product.

The Dodd-Frank Wall Street Reform and Consumer Protection Act. In July 2010, the Dodd-Frank Act was signed into law. The Dodd-Frank Act is extensive and significant legislation that includes consumer protection provisions. Among other things, the Dodd-Frank Act created the CFPB, which commenced operations in July 2011 and has authority to write regulations under federal consumer financial protection laws, such as the Truth in Lending Act and the Equal Credit Opportunity Act, and to enforce those laws against and examine large financial institutions, such as our issuing banks, for compliance. The CFPB is authorized to prevent “unfair, deceptive or abusive acts or practices” through its regulatory, supervisory and enforcement authority. We are subject to the CFPB’s jurisdiction, including its enforcement authority, as a servicer and acquirer of consumer credit. The CFPB may request reports concerning our organization, business conduct, markets and activities. The CFPB may also conduct on-site examinations of our business on a periodic basis if the CFPB were to determine, through its complaint system, that we were engaging in activities that pose risks to consumers.

LENDINGCLUB CORPORATION

Other Regulations

Electronic Fund Transfer Act and NACHA Rules. The federal Electronic Fund Transfer Act (EFTA) and Regulation E that implements it provide guidelines and restrictions on the electronic transfer of funds from consumers’ bank accounts. In addition transfers performed by ACH electronic transfers are subject to detailed timing and notification rules and guidelines administered by the National Automated Clearinghouse Association (NACHA). Most transfers of funds in connection with the origination and repayment of loans are performed by ACH. We obtain necessary electronic authorization from borrowers and investors for such transfers in compliance with such rules. We also comply with the requirement that a loan cannot be conditioned on the borrower’s agreement to repay the loan through automatic fund transfers. Transfers of funds through our platform are executed by Wells Fargo and conform to the EFTA, its regulations and NACHA guidelines.

Electronic Signatures in Global and National Commerce Act/Uniform Electronic Transactions Act. The federal Electronic Signatures in Global and National Commerce Act (ESIGN), and similar state laws, particularly the Uniform Electronic Transactions Act (UETA), authorize the creation of legally binding and enforceable agreements utilizing electronic records and signatures. ESIGN and UETA require businesses that want to use electronic records or signatures in consumer transactions and provide disclosures to consumers, to obtain the consumer’s consent to receive information electronically. When a borrower or investor registers on our platform, we obtain his or her consent to transact business electronically, receive electronic disclosures and maintain electronic records in compliance with ESIGN and UETA requirements.

Bank Secrecy Act. In cooperation with WebBank, we have implemented various anti-money laundering policy and procedures to comply with applicable federal law. With respect to new borrowers, we apply the customer identification and verification program rules and screen names against the list of specially designated nationals maintained by the U.S. Department of the Treasury and OFAC pursuant to the USA PATRIOT Act amendments to the Bank Secrecy Act and its implementing regulation.

New Laws and Regulations. From time to time, various types of federal and state legislation are proposed and new regulations are introduced that could result in additional regulation of, and restrictions on, the business of consumer lending. We cannot predict whether any such legislation or regulations will be adopted or how this would affect our business or our important relationships with third parties. In addition, the interpretation of existing legislation may change or may prove different than anticipated when applied to our novel business model. Compliance with such requirements could involve additional costs, which could have a material adverse effect on our business. As a consequence of the extensive regulation of commercial lending in the United States, our business is particularly susceptible to being affected by federal and state legislation and regulations that may increase the cost of doing business.

In addition, see “Item 1A – Risk Factors – Risks Related to Our Business and Regulation.”

Foreign Laws and Regulations. We do not permit non-U.S. based individuals to register as borrowers on the platform and the lending platform does not operate outside the United States. Therefore, we do not believe that we are subject to foreign laws or regulations for borrowers.

Intellectual Property

To establish and protect our technology and intellectual property rights, we rely on a combination of copyright, trade secret and other rights, as well as confidentiality procedures, non-disclosure agreements with third parties, employee disclosure and invention assignment agreements, and other contractual rights. Despite our efforts to protect our proprietary rights, third parties may, in an authorized or unauthorized manner, attempt to use, copy or otherwise obtain and market or distribute our intellectual property rights or technology or otherwise develop a product with the same functionality as our solution. In addition, our competitors may develop products that are similar to our technology. Policing all unauthorized use of our intellectual property rights is nearly impossible, and

LENDINGCLUB CORPORATION

we cannot be certain that the steps we have taken or will take in the future will prevent misappropriations of our technology or intellectual property rights.

Employees

At December 31, 2016, we had 1,530 employees and contract employees. None of our employees are represented by a labor union. We have not experienced any work stoppages, and we consider our employee relations to be good.

Available Information

The address of our principal executive offices is LendingClub Corporation, 71 Stevenson Street, Suite 300, San Francisco, California, 94105. Our website address is www.lendingclub.com, and our investor relations website is located at ir.lendingclub.com. Our Annual Report on Form 10-K, Quarterly Reports on Form 10-Q, Current Reports on Form 8-K and amendments to these reports are available free of charge on our investor relations website as soon as reasonably practicable after they are electronically filed with, or furnished to, the SEC.

In addition to announcing material financial information through our investor relations website, press releases, SEC filings, and public conference calls and webcasts, we also intend to use other online and social media channels, including our Blog (http://blog.lendingclub.com), Twitter handle (@LendingClub) and Facebook page (https://www.facebook.com/LendingClubTeam) to disclose material non-public information and to comply with our disclosure obligations under Regulation FD.

The contents of the websites referred to above are not incorporated into this filing or in any other report or document on file with the SEC. Further, our references to the URLs for these websites are intended to be inactive textual references only.

The public may read and copy any materials filed by us with the SEC at the SEC’s Public Reference Room at 100 F Street, NE, Room 1580, Washington, DC 20549. The public may obtain information on the operation of the Public Reference Room by calling the SEC at 1-800-SEC-0330. The SEC maintains an Internet site that contains reports, proxy and information statements, and other information regarding issuers that file electronically with the SEC at www.sec.gov.

LENDINGCLUB CORPORATION

Item 1A. Risk Factors

You should carefully consider the risks and uncertainties described below, together with all of the other information in this Annual Report on Form 10-K, including the section titled “Item 7 – Management’s Discussion and Analysis of Financial Condition and Results of Operations” and the consolidated financial statements and related notes. While we believe the risks and uncertainties described below include all material risks currently known by us, it is possible that these may not be the only ones we face. If any of the risks actually occur, our business, financial condition, operating results and prospects could be materially and adversely affected.

RISKS RELATED TO OUR BUSINESS AND REGULATION

If we are unable to maintain our relationships with issuing banks, our business will suffer.

We rely on issuing banks to originate all loans and to comply with various federal, state and other laws. Our primary issuing bank is WebBank, a Utah-chartered industrial bank that handles a variety of consumer and commercial financing programs. Springstone Financial, LLC (Springstone), our wholly-owned subsidiary, relies on NBT Bank and Comenity Capital Bank as issuing banks for its education and patient finance loans.

Our agreements with WebBank are non-exclusive and do not prohibit WebBank from working with our competitors or from offering competing services. Our current agreements with WebBank have initial terms ending in January 2020, with two automatic, one-year renewal terms, subject to certain early termination provisions as set forth in the agreements. These agreements provide WebBank with a right to originate a certain percentage of the loans facilitated through our platform. WebBank currently offers loan programs through other online marketplaces and other alternative lenders. WebBank could decide that working with us is not in its interest, could make working with it cost prohibitive or could decide to enter into exclusive or more favorable relationships with our competitors. In addition, WebBank may not perform as expected under our agreements including potentially being unable to accommodate our projected growth in loan volume. We could in the future have disagreements or disputes with WebBank or other issuing banks, which could negatively impact or threaten our relationship.

WebBank is subject to oversight by the FDIC and the State of Utah and must comply with complex rules and regulations, licensing and examination requirements, including requirements to maintain a certain amount of regulatory capital relative to its outstanding loans. We are a service provider to WebBank, and as such, we are subject to audit by WebBank in accordance with FDIC guidance related to management of third-party vendors. We are also subject to the examination and enforcement authority of the FDIC as a bank service company covered by the Bank Service Company Act. If WebBank were to suspend, limit or cease its operations or our relationship with WebBank were to otherwise terminate, we would need to implement a substantially similar arrangement with another issuing bank, obtain additional state licenses or curtail our operations. Although we currently have a non-exclusive arrangement with Cross River Bank, another issuing bank, to date Cross River Bank has not originated any loans through our platform. If we need to enter into alternative arrangements with a different issuing bank to replace our existing arrangements, we may not be able to negotiate a comparable alternative arrangement. Transitioning loan originations to a new issuing bank is untested and may result in delays in the issuance of loans or, if our platform becomes inoperable, may result in our inability to facilitate loans through our platform. If we were unable to enter in an alternative arrangement with a different issuing bank, we would need to obtain a state license in each state in which we operate to enable us to originate loans, as well as comply with other state and federal laws, which would be costly and time-consuming. If we are unsuccessful in maintaining our relationships with WebBank or other issuing banks, our ability to provide loan products could be materially impaired and our operating results would suffer.

LENDINGCLUB CORPORATION

The regulatory framework for our business is evolving and uncertain as federal and state governments consider new laws to regulate online marketplaces such as ours. New laws and regulations, including uncertainty as to how the actions of the CFPB or any other federal or state regulator could impact our business or that of our issuing banks.

The regulatory framework for online marketplaces such as ours is evolving and uncertain. It is possible that new laws and regulations will be adopted in the United States and internationally, or existing laws and regulations may be interpreted in new ways, that would affect the operation of our marketplace and the way in which we interact with borrowers and investors. For a discussion of how government regulation impacts key aspects of our business, see “Part II – Item 7 – Management’s Discussion and Analysis of Financial Condition and Results of Operations –Regulatory Environment.”

Evolving Regulatory Framework

In July 2015 the U.S. Treasury Department (Treasury Department) issued a request for information (RFI) to study the various business models and products offered by online marketplace lenders, the potential for online marketplace lending to expand access to credit to historically underserved borrowers and how the financial regulatory framework should evolve to support the safe growth of the industry. We, along with many other interested groups, submitted responses to the Treasury Department's RFI by the September 2015 deadline.

On May 10, 2016, the Treasury Department released a white paper on the online marketplace lending industry to continue the work initiated by the RFI. The white paper includes several recommendations to the federal government and private sector participants to encourage safe growth and access to credit. We cannot predict whether any legislation or proposed rulemaking will actually be introduced or how any legislation or rulemaking will impact our business and results of operations going forward.

In December 2015, the California Department of Business Oversight (DBO) sent an online survey to fourteen marketplace lenders, including us, requesting information about our business model, online platform, loan performance and investor funding process, including information regarding referral programs. In May 2016, the DBO requested additional information from us and other survey participants, including information regarding referral programs. We submitted our response to this additional information in June 2016 and continue to cooperate with the DBO's inquiry.

In December 2016, the Officer of the Comptroller of Currency (OCC) released a whitepaper and sought public comment on whether to charter a type of special purpose national bank to facilitate the provision of core banking activities through financial technology. We, along with other interested parties, submitted responses to the OCC’s proposed special purpose charter (Fintech Charter) in January 2017. We cannot predict whether or when the OCC will begin accepting applications for Fintech Charters, if we will pursue a Fintech Charter, or how this new Fintech Charter could impact our industry, business and results of operations going forward.

Consumer Financial Protection Bureau

The CFPB, which commenced operations in July 2011, has broad authority over the businesses in which we engage. This includes authority to write regulations under federal consumer financial protection laws, such as the Truth in Lending Act and the Equal Credit Opportunity Act, and to enforce those laws against and examine large financial institutions, such as our issuing banks, for compliance. The CFPB is authorized to prevent “unfair, deceptive or abusive acts or practices” through its regulatory, supervisory and enforcement authority. While we are subject to the regulatory and enforcement authority of the CFPB, as a facilitator, servicer or acquirer of consumer credit, the CFPB has recently announced that it intends to expand its supervisory authority, through the use of “larger participant rules,” to cover the markets for consumer installment loans and auto title loans. The CFPB is also considering whether rules to require registration of these or other non-depository lenders would facilitate supervision. The CFPB has not announced specifics regarding its proposed rulemaking and, consequently, there

LENDINGCLUB CORPORATION

continues to be uncertainty as to how the CFPB’s strategies and priorities, including any final rules, will impact our businesses and results of operations going forward.

The announcement of our internal board review and resignation of our former Chief Executive Officer (CEO) has resulted in government inquiries, books and records demands and private litigation and could result in government enforcement actions and private litigation that could have a material adverse impact on our results of operations, result in substantial costs and divert management’s attention.

We are regularly subject to claims, lawsuits (including class actions and individual lawsuits), government investigations, and other proceedings in the ordinary course of business. The number and significance of these disputes and inquiries have increased as a result of our internal board review and resignation of our former CEO. Accordingly, we are and will continue to be subject to significant litigation in the near future.

As previously disclosed, we have received a grand jury subpoena from the U.S. Department of Justice (DOJ) and have been contacted by the SEC, Federal Trade Commission (FTC) and other governmental entities. We continue to cooperate with the DOJ, SEC, FTC and any other governmental or regulatory authorities or agencies. In the first and second quarter of 2016, several putative class action lawsuits and shareholder derivative actions were filed against the Company, including certain of its current and former directors and officers. No assurance can be given as to the timing or outcome of these, or other matters. Any regulatory investigation could result in significant fines or penalties and could result in consent decrees or other regulatory directives limiting the way we do business or requiring a third-party monitor to assist in overseeing compliance. This would limit our flexibility and could have a material adverse impact on our business, financial condition, and results of operation. Any litigation to which we are a party may result in onerous or unfavorable judgments that may not be reversed upon appeal or in payments of substantial monetary damages or fines, or we may decide to settle lawsuits on similarly unfavorable terms, which could adversely affect our business, financial conditions, and results of operations. In addition, responding to inquiries and lawsuits of this nature is costly and time-consuming to management, can generate negative publicity, and could have a material adverse impact on our results of operation. See “Part II – Item 8 – Financial Statements and Supplementary Data – Note 17. Commitments and Contingencies – Legal” for additional information regarding these matters.

Negative publicity and unfavorable media coverage could negatively affect our business.

Negative publicity about our industry or our company, including the quality and reliability of our marketplace, effectiveness of the credit decisioning or scoring models used in the marketplace, the effectiveness of our collection efforts, statements regarding investment returns, changes to our marketplace, our ability to effectively manage and resolve borrower and investor complaints, privacy and security practices, use of loan proceeds by certain borrowers of ours or other companies in our industry for illegal purposes, litigation, regulatory activity and the experience of borrowers and investors with our marketplace or services, even if inaccurate, could adversely affect our reputation and the confidence in, and the use of, our marketplace, which could harm our business and operating results. Harm to our reputation can arise from many sources, including employee misconduct, misconduct by our partners or partners of partners, other online credit marketplaces, outsourced service providers or other counterparties, failure by us or our partners to meet minimum standards of service and quality, inadequate protection of borrower and investor information and compliance failures and claims.

We have also received a high degree of media coverage related to the results of our review and resignation of our former CEO. Unfavorable publicity regarding these events resulted in some investors pausing their investments through the platform, resulting in a slowdown in investor demand on our platform. If this negatively publicity were to persist or recur, it could further harm our reputation, and materially and adversely affect our business, financial conditions, and results of operations.

LENDINGCLUB CORPORATION

A decline in social and economic conditions may adversely affect our customers, which may negatively impact our business and results of operations.

As a credit marketplace, we believe our customers are more highly susceptible to uncertainties and negative trends in the markets driven by, among other factors, general social and economic conditions in the United States and abroad. Economic factors include interest rates, unemployment levels, gasoline prices, adjustments in monthly payments, adjustable-rate mortgages and other debt payments, the rate of inflation and consumer perceptions of economic conditions. Social factors include changes in consumer confidence levels and changes in attitudes with respect to incurring debt and the stigma of personal bankruptcy.

These social and economic factors may affect the ability or willingness of borrowers to make payments on their loans. Because we make payments to investors ratably only to the extent we receive the borrower’s payments on the corresponding loan, if we do not receive payments on the corresponding loan, the investor will not be entitled to any payments under the terms of the investment or whole loan purchase agreement. Accordingly, the return for the investor or whole loan purchaser would decline. Personal loans facilitated through our marketplace are not secured by any collateral, not guaranteed or insured by any third- party and not backed by any governmental authority in any way. We are therefore limited in our ability to collect on the loans if a borrower is unwilling or unable to repay.

We strive to establish a marketplace in which annual percentage rates are attractive to borrowers and returns, including the impact of credit losses, are attractive to investors. These external economic and social conditions and resulting trends or uncertainties could adversely impact our customers' ability or desire to participate on our marketplace as borrowers or investors thus adversely impacting the credit performance of the loans, notes and certificates, which could negatively affect our business and results of operations. See “Part II – Item 7 – Management’s Discussion and Analysis of Financial Condition and Results of Operations – Current Economic and Business Environment.”

If our collection efforts on delinquent loans are ineffective or unsuccessful, the return on investment for investors in those loans would be adversely affected and investors may not find investing through our marketplace desirable.

Loans are unsecured obligations of borrowers, and they are not secured by any collateral, not guaranteed or insured by any third party and not backed by any governmental authority in any way. We are the loan servicer for all loans supporting notes and certificates, and we are the loan servicer for most, though not all, loans sold as whole loans. Our ability to collect on the loans is dependent on the borrower's continuing financial stability, and consequently, collections can be adversely affected by job loss, divorce, death, illness or personal bankruptcy. Furthermore, the application of various federal and state laws, including federal and state bankruptcy and insolvency laws, may limit the amount that can be recovered on these loans. Accordingly, we and our designated third-party collection agencies may be limited in our ability to collect loans.

In addition, most investors must depend on Lending Club or our third-party collection agents to pursue collection on delinquent member loans. We generally use our in-house collections department as a first step when a borrower member misses a payment. Because we make payments ratably on an investor’s investment (or whole loan buyer's loans) only if we receive the borrower’s payments on the corresponding loan, if we cannot adequately perform collection services, the investor or whole loan buyer will not be entitled to any payments under the terms of the investment. In the event that our initial in-house attempts to contact a borrower member are unsuccessful, we generally refer the delinquent account to the outside collection agent. Further, if collection action must be taken in respect of a loan, we or the collection agency may charge a collection fee up to 35% of any amounts that are obtained (excluding litigation). These fees will correspondingly reduce the amounts of any payments received by an investor.

Similarly, the returns to investors may be impacted by declines in market rates for sales of charged-off loans to third party purchasers. In addition, because our servicing fees depend on the collectability of the loans, if we experience an unexpected significant increase in the number of borrowers who fail to repay their loans or an increase in the

LENDINGCLUB CORPORATION

principal amount of the loans that are not repaid, we will be unable to collect our entire servicing fee for such loans and our revenue could be adversely affected.

A relatively small number of investors account for a large dollar amount of investment in loans funded through our marketplace and may exert influence over us if we experience a slowdown in a significant amount of investment capital on our platform.

Following the announcement of our board review and resignation of our former CEO, a number of investors that, in the aggregate, contributed a significant amount of funding on the platform, paused their investments in loans through the platform as they performed audit and validation tests on their portfolios, or were otherwise reluctant to invest. While many of these investors have returned, if we experience a similar slowdown of investment on our platform we may need to grant investors significant inducements to attract capital or use our own capital. In addition, because a small number of loan investors account for a large dollar amount of capital on our platform, these loan investors may exert significant influence over us, our management and operations.

If investors pause their investment activity again, we may need to provide further incentives, and enter into different additional incentive structures or terms to attract investor capital to the platform. These arrangements may have a number of different structures and terms, including equity or debt transactions, alternative fee arrangements or other inducements such as the use of our equity. Failure to attract investor capital on reasonable terms may result in us having to use additional capital to invest in loans or reduce origination volume. Such actions may have a material impact on our business and results of operations and may be costly or dilutive to existing stockholders. There is no assurance that we will be able to enter into any of these transactions if necessary, or if we do, what the final terms will be. These actions would likely have material adverse impacts on our business, financial condition (including liquidity), results of operations and ability to sustain and grow loan volume.

If these inducements or investment structures are not favorable to us, or are unsuccessful in attracting sufficient investment capital to our platform, we may use a greater amount of our own capital, compared to past experience, to fulfill regulatory or contractual purchase obligations or support short-term marketplace equilibrium as new investors complete the administrative and diligence updating processes necessary to enable their investments. Separately, we may also use our capital to invest in loans associated with the testing or initial launch of alternative loan terms, programs or channels to establish a track record of performance prior to facilitating third-party investments in these loans.

If the loans originated through our marketplace were found to violate a state’s usury laws, and/or we were found to be the true lender (as opposed to our issuing bank(s)), we may have to alter our business model and our business could be harmed.

The interest rates that are charged to borrowers and that form the basis of payments to investors through our marketplace are enabled by legal principles including (i) the application of federal law to enable an issuing bank that originates the loan to export the interest rates of the jurisdiction where it is located, (ii) the application of common law “choice of law” principles based upon factors such as the loan document’s terms and where the loan transaction is completed to provide uniform rates to borrowers, or (iii) the application of principles that allow the transferee of a loan to continue to collect interest as provided in the loan document. WebBank, the primary issuing bank of the loans originated through our marketplace, is chartered in, and operates out of, Utah, which allows parties to generally agree by contract to any interest rate. Certain states, including Utah, have no statutory interest rate limitations on personal loans, while other jurisdictions have a maximum rate. In some jurisdictions, the maximum rate is less than the current maximum rate offered by WebBank through our platform. If the laws of such jurisdictions were found to govern the loans originated through our marketplace (in conflict with the principles described above), those loans could be in violation of such laws.

LENDINGCLUB CORPORATION

Second Circuit denied the defendant’s (Midland Funding) motion to reconsider the decision and remanded the case to address choice of law matters. The Second Circuit’s decision is binding on federal courts located in Connecticut, New York, and Vermont, but the decision could also be adopted by other courts. The defendant petitioned the U.S. Supreme Court to review the decision and in March 2016, the Court invited the Solicitor General to file a brief expressing the views of the U.S. on the petition. The Solicitor General filed an amicus brief that stated the Second Circuit decision was incorrect, but that the case was not yet ready to be heard by the Supreme Court. In June 2016, the Supreme Court declined to hear the case. The Federal District Court is now hearing the case in regards to Midland’s alternative claim under a choice of law analysis, and application of state law. The outcome could create potential liability under state statutes such as usury and consumer protection statutes.

In April 2016, a putative class action lawsuit was filed against the Company, and certain of its current and former officers and directors in federal court in New York, alleging that persons received loans, through our platform, that exceeded states' usury limits in violation of state usury and consumer protection laws, and the federal RICO statute. The Company's motion to compel arbitration on an individual basis was granted in February 2017. There can be no assurance as to the timing or outcome of these matters.

If a borrower were to successfully bring claims against us for state usury law violations, and the rate on that borrower’s personal loan was greater than that allowed under applicable state law, we could be subject to fines and penalties, including the voiding of loans and repayment of principal and interest to borrowers and investors. We might decide to limit the maximum interest rate on certain loans originated through our marketplace, and we might decide to originate loans under state-specific licenses, where such a ruling is applicable. These actions could adversely impact our business. Further, if we were unable to partner with another issuing bank, we would have to substantially modify our business operations from the manner currently contemplated and would be required to maintain state-specific licenses and only provide a limited range of interest rates for personal loans, all of which would substantially reduce our operating efficiency and attractiveness to investors and possibly result in a decline in our operating results.

There has been (and may continue to be) other litigation challenging lending arrangements where a bank or other third party has made a loan and then sells and assigns it to an entity that is engaged in assisting with the origination and servicing of a loan. For example, in a lawsuit filed in December 2013, the CFPB alleged that the defendants in Consumer Financial Protection Bureau v. CashCall, Inc., et al (C.D. Cal August 31, 2016) had engaged in deceptive acts and practices by servicing and collecting loans that state licensing and state usury laws had rendered partially or wholly uncollectible. The court in that case held that, to identify the true lender of a loan, the totality of the circumstances and a “predominant economic interest” test should be considered. Although the decision in that case is being appealed, if a similar test were applied in a case regarding our platform, there is no assurance the court would determine that our issuing bank partners have the predominant economic interest in loans facilitated through our platform. Additional state consumer protection laws would be applicable to the loans facilitated through our marketplace if we were re-characterized as a lender, and the loans could be voidable or unenforceable. In addition, we could be subject to claims by borrowers, as well as enforcement actions by regulators.

If we do not compete effectively in our target markets, increase the loan originations facilitated through our marketplace, or expand our marketplace to new markets, we may not succeed in growing our business and our business and results of operations could be adversely affected.

The consumer and small business lending market is competitive and evolving. We compete with financial products and companies that attract borrowers, investors or both. With respect to borrowers, we primarily compete with traditional financial institutions, such as banks, credit unions, credit card issuers and other consumer and specialty finance companies. With respect to investors, we primarily compete with other investment vehicles and asset classes, such as equities, bonds and short-term fixed income securities. We also compete with other online credit marketplaces. Many of our competitors have significantly greater resources than we have, operate with different business models, have different cost structures or participate selectively in different market segments.

LENDINGCLUB CORPORATION

To continue to grow our business, we must continue to increase loan originations through our marketplace by attracting a large number of new borrowers who meet our platform’s lending standards and new and existing investors to invest in these loans. Our ability to attract qualified borrowers and sufficient investors depends in large part on the success of our marketing efforts, particularly as we continue to grow our marketplace and introduce new loan products. If any of our marketing channels become less effective, or the cost of these channels were to significantly increase, we may not be able to attract new borrowers and investors in a cost-effective manner or convert potential borrowers and investors into active borrowers and investors in our marketplace. If there are not sufficient qualified loan requests, investors may be unable to deploy their capital in a timely or efficient manner and may seek other investment opportunities. If there are insufficient investor commitments or participation, borrowers may be unable to obtain investment capital for their loans and may stop using our marketplace for their borrowing needs, which will impact our business results.

Although we have historically focused on the personal loan market, our marketplace has expanded to include small business borrowers, education and patient finance loans and auto refinance loans. We incur expenses and expend resources upfront to develop, acquire and market new loan products and platform enhancements to incorporate additional features, improve functionality or otherwise make our marketplace more desirable to borrowers and investors.

Any new loan products and changes to our marketplace or platform could fail to attain sufficient market acceptance for many reasons, including:


•	our failure to predict market demand accurately and supply loan products that meet this demand in a timely fashion;


•	borrowers and investors using our marketplace may not like, find useful or agree with any changes;


•	defects, errors or failures in our platform;


•	negative publicity about our loan products or our marketplace or platform’s performance or effectiveness;


•	competition with established financial institutions;


•	delays in releasing new loan products or marketplace or platform enhancements; and


•	the introduction or anticipated introduction of competing products by our competitors.

Any failure to successfully address additional markets and loan products or develop a broader base of borrowers and investors could result in loss of market share or slower growth, which would harm our business, financial condition and results of operations. The adverse effect on our financial results may be particularly acute because of the significant development, marketing, sales and other expenses we will have incurred in connection with the new loan products or enhancements.

Credit and other information that we receive from borrowers or third parties about a borrower may be inaccurate or may not accurately reflect the borrower’s creditworthiness, which may cause us to inaccurately price loans facilitated through our marketplace.

Our ability to review and select qualified borrowers depends on obtaining borrower credit information from consumer reporting agencies, such as TransUnion, Experian or Equifax, and we assign loan grades to loan requests based on our marketplace’s credit decisioning and scoring models that take into account reported credit score, other information reported by the consumer reporting agencies and the requested loan amount, in addition to a variety of other factors. A credit score or loan grade assigned to a borrower may not reflect that borrower’s actual creditworthiness because the credit score may be based on outdated, incomplete or inaccurate consumer reporting data, and we do not verify the information obtained from the borrower’s credit report. Additionally, there is a risk that, following the date of the credit report that we obtain and review, a borrower may have:


•	become delinquent in the payment of an outstanding obligation;


•	defaulted on a pre-existing debt obligation;


•	taken on additional debt; or


•	sustained other adverse financial events.

LENDINGCLUB CORPORATION

In addition, borrowers supply a variety of information that is included in the loan listings on our marketplace, and it may be inaccurate or incomplete. To verify a borrower’s identity, income or employment, our verification process and teams connect to various data sources, directly or through third-party service providers, contact the human resources department of the borrower’s stated employer, or request pay stubs. For example, we often do not verify a borrower’s stated tenure, job title, home ownership status or intention for the use of loan proceeds.

If borrowers default on loans that are not priced correctly because the information provided by the borrowers or third parties is inaccurate, investors may try to rescind their affected investments in these loans or the loans may not perform as expected and our reputation may be harmed.

If the credit decisioning and scoring models we use contain errors, do not adequately assess risk, or are otherwise ineffective, our reputation and relationships with borrowers and investors could be harmed and our market share could decline.

Our ability to attract borrowers and investors to, and build trust in, our marketplace is significantly dependent on our ability to effectively evaluate a borrower’s credit profile and likelihood of default. To conduct this evaluation, we utilize credit decisioning and scoring models that assign each loan offered on our marketplace a grade and a corresponding interest rate. Our marketplace’s credit decisioning and scoring models are based on algorithms that evaluate a number of factors, including behavioral data, transactional data and employment information, which may not effectively predict future loan losses. If we are unable to effectively segment borrowers into relative risk profiles, we may be unable to offer attractive interest rates for borrowers and risk-adjusted returns for investors. Additionally, if these models fail to adequately assess the creditworthiness of our borrowers, we may experience higher than forecasted losses. We continually refine these algorithms based on new data and changing macro economic conditions. However, there is no guarantee that the credit decisioning and scoring models that we use have accurately assessed the creditworthiness of our borrowers, or will be effective in assessing creditworthiness in the future.

Similarly, if any of these credit decisioning and scoring models contain programming or other errors, are ineffective or the data provided by borrowers or third parties is incorrect or stale, our loan pricing and approval process could be negatively affected, resulting in mispriced or misclassified loans or incorrect approvals or denials of loans. While we have not incurred any material liabilities to date, if these errors were to occur in the future, investors may try to rescind their affected investments or decide not to invest in loans in the future or borrowers may seek to revise the terms of their loans or reduce the use of our marketplace for loans.

Our ability to protect the confidential information of our borrowers and investors may be adversely affected by cyber-attacks, internal employee or other insider misconduct, computer viruses, physical or electronic break-ins or similar disruptions.

Our business involves the collection, storage, processing and transmission of customers' personal data, including financial information. The highly automated nature of our marketplace may make it an attractive target and potentially vulnerable to cyber attacks, computer viruses, physical or electronic break-ins or similar disruptions. While we have taken steps to protect confidential information that we have access to, our security measures could be breached. Any accidental or willful security breaches or other unauthorized access to our marketplace could cause confidential borrower and investor information to be stolen and used for criminal purposes. Security breaches or unauthorized access to confidential information could also expose us to liability related to the loss of the information, time-consuming and expensive litigation and negative publicity. If security measures are breached because of third-party action, employee error, malfeasance or otherwise, or if design flaws in our software are exposed and exploited, our relationships with borrowers and investors could be severely damaged, and we could incur significant liability.

The techniques used to obtain unauthorized, improper or illegal access to our systems, our data or customers' data, disable or degrade service, or sabotage systems are constantly evolving, may be difficult to detect quickly, and often

LENDINGCLUB CORPORATION

are not recognized until after they have been launched against a target. Unauthorized parties may attempt to gain access to our systems or facilities through various means, including, among others, hacking into the systems or facilities of us or our partners or customers, or attempting to fraudulently induce our employees, partners, customers or others into disclosing user names, passwords, or other sensitive information, which may in turn be used to access our information technology systems. Certain efforts may be state-sponsored and supported by significant financial and technological resources, making them even more difficult to detect.

Federal regulators and many federal and state regulations require notice if data security breaches involve certain personal data. These mandatory disclosures regarding a security breach are costly to implement and often lead to widespread negative publicity, which may cause borrowers and investors to lose confidence in the effectiveness of our data security measures. Any security breach, whether actual or perceived, would harm our reputation, we could lose borrowers, investors and ecosystem partners and our business and operations could be adversely affected. Additionally, our insurance policies carry a self-insured retention and coverage limits, which may not be adequate to reimburse us for losses caused by security breaches, and we may not be able to collect fully, if at all, under these insurance policies.

Any delay in the implementation of our technology systems could disrupt our operations and cause unanticipated increases in our costs.

We believe the technology platform that powers our online marketplace enables us to deliver innovative solutions to borrowers and investors and provides a significant time and cost advantage over traditional banks that run on legacy systems. The satisfactory performance, reliability and availability of our technology and our underlying network infrastructure are critical to our operations, customer service, reputation and our ability to attract new and retain existing borrowers and investors. In addition, our future growth prospects are highly dependent on our ability to implement changes to our technology platform to support the future demands of our customers and industry. Our failure to implement changes to our technology platform and adapt to our customers’ changing technological needs and requirements or to hire and retain qualified personnel and maintain our engineering and technological expertise could have a material adverse effect on our operations.

Any significant disruption in service on our platform or in our computer systems, including events beyond our control, could prevent us from processing or posting payments on loans, reduce the attractiveness of our marketplace and result in a loss of borrowers or investors.

In the event of a platform outage and physical data loss, our ability to perform our servicing obligations, process applications or make loans available on our marketplace would be materially and adversely affected. The satisfactory performance, reliability and availability of our technology and our underlying network infrastructure are critical to our operations, customer service, reputation and our ability to attract new and retain existing borrowers and investors. Our platform systems are mirrored between two third-party owned and operated facilities. Our primary location is in Las Vegas, Nevada and is operated by Switch, Inc. Our secondary location is located in Santa Clara, California and is operated by CenturyLink. Our operations depend on both provider’s ability to protect its and our systems in their facilities against damage or interruption from natural disasters, power or telecommunications failures, air quality issues, environmental conditions, computer viruses or attempts to harm our systems, criminal acts and similar events. If our arrangement with either provider is terminated or if there is a lapse of service or damage to their facilities, we could experience interruptions in our service as well as delays and additional expense in arranging new facilities.

Any interruptions or delays in our service, whether as a result of third-party error, our error, natural disasters, terrorism, other man-made problems, or security breaches, whether accidental or willful, could harm our relationships with our borrowers and investors and our reputation. Additionally, in the event of damage or interruption, our insurance policies may not adequately compensate us for any losses that we may incur. Our disaster recovery plan has not been tested under actual disaster conditions, and we may not have sufficient capacity to recover all data and services in the event of an outage. These factors could prevent us from processing or posting payments on the loans, damage our brand and reputation, divert our employees’ attention, reduce our revenue,

LENDINGCLUB CORPORATION

subject us to liability and cause borrowers and investors to abandon our marketplace, any of which could adversely affect our business, financial condition and results of operations.

Some aspects of our platform include open source software, and any failure to comply with the terms of one or more of these open source licenses could negatively affect our business.

Aspects of our platform include software covered by open source licenses, which may include, by way of example, GNU General Public License and the Apache License. Open source license terms are often ambiguous, and there is little or no legal precedent governing the interpretation of many of the terms of certain of these licenses. Therefore, the potential impact of such terms on our business is somewhat unknown. If portions of our proprietary software are determined to be subject to an open source license, we could be required to publicly release the affected portions of our source code, re-engineer all or a portion of our technologies or otherwise be limited in the licensing of our technologies, each of which could reduce or eliminate the value of our technologies and loan products. There can be no assurance that efforts we take to monitor the use of open source software to avoid uses in a manner that would require us to disclose or grant licenses under our proprietary source code will be successful, and such use could inadvertently occur. This could harm our intellectual property position and have a material adverse effect on our business, results of operations, cash flow, and financial condition. In addition to risks related to license requirements, usage of open source software can lead to greater risks than use of third-party commercial software, as open source licensors generally do not provide warranties or controls on the origin of the software. Many of the risks associated with use of open source software cannot be eliminated, and could adversely affect our business.

Any failure to protect our own intellectual property rights could impair our brand, or subject us to claims for alleged infringement by third parties, which could harm our business.

We rely on a combination of copyright, trade secret, trademark and other rights, as well as confidentiality procedures and contractual provisions to protect our proprietary technology, underwriting and credit decisioning credit data, processes and other intellectual property. However, the steps we take to protect our intellectual property rights may be inadequate. Third parties may seek to challenge, invalidate or circumvent our copyright, trade secret, trademark and other rights or applications for any of the foregoing. Our competitors, as well as a number of other entities and individuals, may own or claim to own intellectual property relating to our industry. From time to time, third parties may claim that we are infringing on their intellectual property rights, and we may be found to be infringing on such rights. We may, however, be unaware of the intellectual property rights that others may claim cover some or all of our technology or services.

In order to protect our intellectual property rights, we may be required to spend significant resources. Litigation brought to protect and enforce our intellectual property rights could be costly, time-consuming and distracting to management and could result in the impairment or loss of portions of our intellectual property. In addition, any claims or litigation could cause us to incur significant expenses and, if successfully asserted against us, could require that we pay substantial damages or ongoing royalty payments, prevent us from offering our loan products or operating our platform or require that we comply with other unfavorable terms. Our failure to secure, protect and enforce our intellectual property rights could seriously adversely affect our brand and adversely impact our business.

Our platform and internal systems rely on software that is highly technical, and if it contains undetected errors, our business could be adversely affected.

Our platform and internal systems rely on software that is highly technical and complex. In addition, our platform and internal systems depend on the ability of such software to store, retrieve, process and manage immense amounts of data. The software on which we rely has contained, and may now or in the future contain, undetected errors or bugs. Some errors may only be discovered after the code has been released for external or internal use. Errors or other design defects within the software on which we rely may result in a negative experience for borrowers and investors, delay introductions of new features or enhancements, result in errors or compromise our ability to protect borrower or investor data or our intellectual property. Any errors, bugs or defects discovered in the software on

LENDINGCLUB CORPORATION

which we rely could result in harm to our reputation, loss of borrowers or investors, loss of revenue or liability for damages, any of which could adversely affect our business and financial results.

The collection, processing, storage, use and disclosure of personal data could give rise to liabilities as a result of governmental regulation, conflicting legal requirements or differing views of personal privacy rights.

We receive, transmit and store a large volume of personally identifiable information and other user data. There are federal, state and foreign laws regarding privacy and the storing, sharing, use, disclosure and protection of personally identifiable information and user data. Specifically, personally identifiable information is increasingly subject to legislation and regulations in numerous U.S. and international jurisdictions, the intent of which is to protect the privacy of personal information that is collected, processed and transmitted in or from the governing jurisdiction. This regulatory framework for privacy issues worldwide is currently evolving and is likely to remain uncertain for the foreseeable future. We could be adversely affected if legislation or regulations are expanded to require changes in business practices or privacy policies, or if governing jurisdictions interpret or implement their legislation or regulations in ways that negatively affect our business, financial condition and results of operations. Our failure to comply with applicable privacy policies or federal, state or foreign laws and regulations or any compromise of security that results in the unauthorized release of personally identifiable information or other user data could damage our reputation, discourage potential borrowers or investors from using our marketplace or result in fines or proceedings brought against us, our issuing banks or other third parties by governmental agencies, borrowers, investors or other third parties, one or all of which could adversely affect our business, financial condition and results of operations. In addition to laws, regulations and other applicable common law rules regarding privacy and privacy advocacy, industry groups or other private parties may propose new and different privacy standards. We could also be subject to liability for the inappropriate use of information made available by us. Because the interpretation and application of privacy and data protection laws and privacy standards are still uncertain, it is possible that these laws or privacy standards may be interpreted and applied in a manner that is inconsistent with our practices. Any inability to adequately address privacy concerns, even if unfounded, or to comply with applicable privacy or data protection laws, regulations and privacy standards, could result in additional cost and liability for us, damage our reputation, inhibit use of our marketplace and harm our business.

Fluctuations in interest rates could negatively affect transaction volume.

All personal and auto loans and nearly all small business loans facilitated through our marketplace are issued with fixed interest rates, and education and patient finance loans are issued with fixed or variable rates, depending on the type of loan. If interest rates continue to rise, investors who have already committed capital may lose the opportunity to take advantage of the higher rates, or may seek to invest capital in alternative investments. Additionally, potential borrowers could seek to defer loans as they wait for interest rates to settle, and borrowers of variable rate loans may be subject to increased interest rates. If interest rates decrease after a loan is made, borrowers through our marketplace may prepay their loans to take advantage of the lower rates. Investors through our marketplace would lose the opportunity to collect the above-market interest rate payable on the corresponding loan and may delay or reduce future loan investments. As a result, fluctuations in the interest rate environment may discourage investors and borrowers from participating in our marketplace and may reduce our loan originations, which may adversely affect our business.

From time to time we may evaluate and potentially consummate acquisitions, which could require significant management attention, disrupt our business and adversely affect our financial results.

We may evaluate and consider strategic transactions, combinations, acquisitions or alliances to enhance our existing business or develop new loan products and services. These transactions could be material to our financial condition and results of operations if consummated. If we are able to identify an appropriate business opportunity, we may not be able to successfully consummate the transaction and, even if we do consummate such a transaction, we may be unable to obtain the benefits or avoid the difficulties and risks of such transaction.

LENDINGCLUB CORPORATION

Any acquisition will involve risks commonly encountered in business relationships, including:


•	difficulties in assimilating and integrating the operations, personnel, systems, data, technologies, products and services of the acquired business;


•	inability of the acquired technologies, products or businesses to achieve expected levels of revenue, profitability, productivity or other benefits;


•	difficulties in retaining, training, motivating and integrating key personnel;


•	diversion of management’s time and resources from our normal daily operations;


•	difficulties in successfully incorporating licensed or acquired technology and rights into our platform;


•	difficulties in maintaining uniform standards, controls, procedures and policies within the combined organizations;


•	difficulties in retaining relationships with customers, employees and suppliers of the acquired business;


•	risks of entering markets in which we have no or limited direct prior experience;


•	regulatory risks, including remaining in good standing with existing regulatory bodies or receiving any necessary pre-closing or post-closing approvals, as well as being subject to new regulators with oversight over an acquired business;


•	assumption of contractual obligations that contain terms that are not beneficial to us, require us to license or waive intellectual property rights or increase our risk for liability;


•	failure to successfully further develop the acquired technology;


•	liability for activities of the acquired business before the acquisition, including patent and trademark infringement claims, violations of laws, regulatory actions, commercial disputes, tax liabilities and other known and unknown liabilities;


•	assumption of exposure to performance of any acquired loan portfolios;


•	potential disruptions to our ongoing businesses; and


•	unexpected costs and unknown risks and liabilities associated with the acquisition.

We may not make any acquisitions, or any future acquisitions may not be successful, may not benefit our business strategy, may not generate sufficient revenue to offset the associated acquisition costs or may not otherwise result in the intended benefits. In addition, we cannot assure you that any future acquisition of new businesses or technology will lead to the successful development of new or enhanced loan products and services or that any new or enhanced loan products and services, if developed, will achieve market acceptance or prove to be profitable.

Fraudulent activity associated with our marketplace could negatively impact our operating results, brand and reputation and cause the use of our loan products and services to decrease and our fraud losses to increase.

We are subject to the risk of fraudulent activity associated with our marketplace, issuing banks, borrowers, investors and third parties handling borrower and investor information. We have taken measures to detect and reduce the risk of fraud, but these measures need to be continually improved and may not be effective against new and continually evolving forms of fraud or in connection with new product offerings. Under our agreements with investors, we are obligated to repurchase loans in cases of confirmed identity theft. The level of our fraud charge-offs and results of operations could be materially adversely affected if fraudulent activity were to significantly increase. High profile fraudulent activity or significant increases in fraudulent activity could lead to regulatory intervention, negatively impact our operating results, brand and reputation and lead us to take steps to reduce fraud risk, which could increase our costs.

Misconduct and errors by our employees and third-party service providers could harm our business and reputation.

We are exposed to many types of operational risk, including the risk of misconduct and errors by our employees, such as the change to application dates for $3.0 million in loans as described in “Part II – Item 7 – Management’s Discussion and Analysis of Financial Condition and Results of Operations –Board Review,” and other third-party service providers. Our business depends on our employees and third-party service providers to process a large number of increasingly complex transactions, and if any of our employees or third-party service providers take,

LENDINGCLUB CORPORATION

convert or misuse funds, documents or data or fail to follow protocol when interacting with borrowers and investors, we could be liable for damages, be subject to repurchase obligations and subject to regulatory actions and penalties.

We could also be perceived to have facilitated or participated in the illegal misappropriation of funds, documents or data, or the failure to follow protocol, and therefore be subject to civil or criminal liability. Because our subsidiary, LCA, is the general partner or investment manager for a series of private funds, we could be perceived as having a conflict of interest regarding access to loans versus other platform investors. We believe that we have controls and processes in place to mitigate any potential conflicts of interest.

Any of these occurrences could result in our diminished ability to operate our business, potential liability to borrowers and investors, inability to attract future borrowers and investors, reputational damage, regulatory intervention and financial harm, which could negatively impact our business, financial condition and results of operations.

If we fail to attract and retain our highly skilled employees needed to support our business, we may not be able to achieve our anticipated level of growth and our business could suffer.

We believe our success depends on the efforts and talents of our employees, including software engineers, financial personnel and marketing professionals. Our future success depends on our continued ability to attract, develop, motivate and retain highly qualified and skilled employees. Competition for highly skilled technical and financial personnel, particularly in the San Francisco Bay Area, is extremely intense. We may not be able to hire and retain these personnel at compensation levels consistent with our existing compensation and salary structure. Many of the companies with which we compete for experienced employees have greater resources than we have and may be able to offer more attractive terms of employment.

We experienced a number of changes in senior management during 2016, including the resignation of our former CEO and termination of certain senior managers. Further, in June 2016 we implemented a reduction in workforce and we experienced higher than usual attrition in the months since the reduction in workforce.

With any change in leadership and reduction in workforce, there is a risk to retention of employees, including other members of senior management, as well as the potential for disruption to business operations, initiatives, plans and strategies. In light of the circumstances surrounding these employee actions, we offered significant additional compensation to retain certain employees. The general structure of the special retention awards provided for compensation awards to be paid or vested no later than the first half of 2017. Following the final payments on these awards, we cannot predict whether we ultimately will be able to retain these or other employees in the future, or whether we will have to incur substantial additional cost to do so.

In addition to attracting and retaining highly skilled employees in general, our future performance depends, in part, on our ability to attract and retain key personnel, including our executive officers, senior management team and other key personnel, all of whom would be difficult to replace. The loss of the services of our executive officers or members of our senior management team, and the process to replace any of them, would involve significant time and expense and distraction that may significantly delay or prevent the achievement of our business objectives or impair our operations or results.

In addition, in light of these recent events and their potential overall effect on our business and stock price, key executive officers or senior management may opt to depart the company to pursue other opportunities, which could significantly delay or prevent the achievement of our business objectives or impair our operations or results.

LENDINGCLUB CORPORATION

Our credit facility provides our lenders with a first-priority lien against substantially all of our assets and contains certain affirmative and negative covenants and other restrictions on our actions, and it could therefore limit our operational flexibility or otherwise adversely affect our financial condition.

We have a senior secured revolving credit facility of $120.0 million, which the Company may draw upon from time to time. As of December 31, 2016, we had not drawn on the credit facility. The loan agreements for our credit facility contain restrictions on our ability to, among other things, pay dividends, incur indebtedness, place liens on assets, merge or consolidate, make investments, and enter into certain affiliate transactions. In addition, we are required to maintain a maximum total net leverage ratio (as defined in the credit agreement) of 4.00:1.00 initially, and decreasing over the term of the credit facility to 3.00:1.00 on and after June 30, 2018.

In addition, any debt financing we secure in the future, in addition to or in lieu of our credit facility, could involve restrictive covenants relating to our capital raising activities and other financial and operational matters, which may make it more difficult for us to obtain additional capital and to pursue business opportunities, including potential acquisitions. If we are unable to obtain adequate financing or financing on terms satisfactory to us when we require it, our ability to continue to support our business growth and to respond to business challenges could be impaired, and our business may be harmed.

If we fail to perform under the loan agreement by, for example, failing to make timely payments or failing to comply with the required total leverage ratio, our operations and financial condition could be adversely affected. For more information regarding the covenants and requirements, see “Item 8 – Financial Statements and Supplementary Data – Notes to Consolidated Financial Statements – 12. Debt” included in this Annual Report on Form 10-K.

We previously identified a material weakness in our internal control over financial reporting, which has now been remediated. Any future failure to establish and maintain effective internal control over financial reporting could result in material misstatements in our financial statements.

During the second quarter of 2016, we identified a material weakness in our internal control over financial reporting. A material weakness is a deficiency, or a combination of deficiencies, in internal control over financial reporting such that there is a reasonable possibility that a material misstatement of the Company’s annual or interim consolidated financial statements will not be prevented or detected on a timely basis. The material weakness related to the aggregation of control deficiencies in the Company's “tone at the top” and manifested in three primary areas: (i) appropriate system controls, or review and oversight by other personnel, to detect and prevent sales of loans in direct contravention of a loan agreement, (ii) failure to identify related party transactions so as to ensure proper review and approval or disapproval by the Audit Committee or the board, and (iii) failure to appropriately document, authorize, communicate and monitor amendments to investor contracts.

While this material weakness has been remediated, we cannot assure you that we have identified all of our existing material weaknesses, or that we will not in the future have additional material weaknesses.

More generally, if we are unable to meet the demands that have been placed upon us as a public company, including the requirements of the Sarbanes-Oxley Act, we may be unable to accurately report our financial results in future periods, or report them within the timeframes required by law or stock exchange regulations. Failure to comply with the Sarbanes-Oxley Act, when and as applicable, could also potentially subject us to sanctions or investigations by the SEC or other regulatory authorities. Under such circumstances, we may be unable to implement the necessary internal controls in a timely manner, or at all, and future material weaknesses may exist or may be discovered. If we fail to implement the necessary improvements, or if material weaknesses or other deficiencies occur, our ability to accurately and timely report our financial position could be impaired, which could result in late filings of our annual and quarterly reports under the Exchange Act, restatements of our consolidated financial statements, a decline in our stock price, suspension or delisting of our common stock from the NYSE and could have a material adverse effect on our business, results of operations or financial condition. Even if we are able to report our financial statements accurately and in a timely manner, any failure in our efforts to implement the improvements or disclosure of

LENDINGCLUB CORPORATION

material weaknesses in our future filings with the SEC could cause our reputation to be harmed and our stock price to decline significantly.

Our quarterly results may fluctuate significantly and may not fully reflect the underlying performance of our business.

Our operating and financial results have varied on a quarterly basis during our operating history and may continue to fluctuate significantly as a result of a variety of factors, including as a result of the risks set forth in this “Risk Factors” section. It is difficult for us to forecast the level or source of our revenues or earnings (loss) accurately. Accordingly, our quarterly results of operations, including the levels of our operating revenue and expenses, contribution margin and other key metrics, may vary significantly in the future and period-to-period comparisons of our operating results may not be meaningful. Fluctuation in quarterly results may adversely affect the price of our common stock.

Our ability to use our deferred tax assets to offset future taxable income may be subject to certain limitations that could subject our business to higher tax liabilities.

We may be limited in the portion of net operating loss carryforwards that we can use in the future to offset taxable income for U.S. federal and state income tax purposes. At December 31, 2016, we had federal and state net operating loss carryforwards (NOLs) of approximately $260.3 million and $178.0 million, respectively, to offset future taxable income. These federal and state net operating loss carryforwards will begin expiring in 2025 and 2028, respectively. A lack of future taxable income would adversely affect our ability to utilize these NOLs. In addition, under Section 382 of the Internal Revenue Code of 1986, as amended (Code), a corporation that undergoes an “ownership change” is subject to limitations on its ability to utilize its NOLs to offset future taxable income. Future changes in our stock ownership as well as other changes that may be outside of our control, could result in additional ownership changes under Section 382 of the Code. Our NOLs may also be impaired under similar provisions of state law. Additionally, at December 31, 2016, we had federal and state research and development tax credit carryforwards of $1.1 million and $3.0 million, respectively. We assess the available positive and negative evidence to estimate if sufficient future taxable income will be generated to utilize the existing deferred tax assets. On the basis of this evaluation, a full valuation allowance has historically been recorded to recognize only deferred tax assets that are more likely than not to be realized. Finally, changes to the federal or state tax laws that would reduce the corporate tax rate could operate to effectively reduce or eliminate the value of any deferred tax asset. Our deferred tax assets may expire unutilized or underutilized, which could prevent us from offsetting future taxable income.

We have incurred net losses in the past and may incur net losses in the future.

As of December 31, 2016, our accumulated deficit was $234.2 million. We anticipate that our operating expenses will continue to be elevated for the foreseeable future as we continue to enhance our compliance systems, reestablish the growth of our business, attract borrowers, investors and partners and further enhance and develop our loan products, marketplace and platform. These efforts may prove more expensive than we currently anticipate, and we may not succeed in increasing our revenue sufficiently to offset these higher expenses. We may incur additional net losses in the future and may not maintain profitability on a quarterly or annual basis.

We may have to constrain our business activities to avoid being deemed an investment company under the Investment Company Act of 1940.

In general, a company that is or holds itself out as being engaged primarily in the business of investing, reinvesting or trading in securities may be deemed to be an investment company under the Investment Company Act of 1940, as amended (Investment Company Act). The Investment Company Act contains substantive legal requirements that regulate the manner in which “investment companies” are permitted to conduct their business activities. We believe we have conducted, and we intend to continue to conduct, our business in a manner that does not result in our company being characterized as an investment company. To avoid being deemed an investment company, we may

LENDINGCLUB CORPORATION

decide not to broaden our offerings, which could require us to forego attractive opportunities. We may also apply for formal exemptive relief to provide additional clarity on our status under the Investment Company Act. We may not receive such relief on a timely basis, if at all, and such relief may require us to modify or curtail our operations. If we are deemed to be an investment company under the Investment Company Act, we may be required to institute burdensome compliance requirements and our activities may be restricted, which would materially adversely affect our business, financial condition and results of operations.

If our registered investment advisor, LC Advisors, LLC (LCA), were found to have violated the Investment Advisers Act, our ability to raise sufficient investor commitments to meet borrower demand could be impaired.

Our subsidiary, LCA, acts as an advisor to certain private funds and accredited investors, including those that invest in managed accounts that rely on a third-party adviser or manager to manage their investment through our marketplace. Registered investment advisers are subject to a number of regulatory and legal requirements, including fiduciary duties, conflicts of interest, advertising restrictions and custody requirements.

As described in “Part II – Item 7 – Management’s Discussion and Analysis of Financial Condition and Results of Operations – Board Review,” and previously disclosed, the board review discovered that the investment parameters of one of the funds advised by LCA, specifically with respect to the allocation of 60-month loans held by the fund, was out of tolerance. Further, we reviewed the methodologies used to determine the net asset values and monthly return figures reported for six private investment funds managed by LCA and determined that adjustments were made to the valuation of the Fund’s assets that were not consistent with generally accepted accounting principles (GAAP). These adjustments affected the direction and the specific returns reported in monthly statements sent to limited partners. We are reimbursing limited partners who, during the life of any fund, entered or exited the funds and were adversely impacted by these adjustments. As previously disclosed, these matters were included in the board review of 2016, and such matters are being reviewed by the SEC and other state and federal regulatory agencies.

We believe we have conducted, and we intend to continue to conduct, the business of LCA in substantial compliance with the Investment Advisers Act of 1940, as amended (Investment Advisers Act) and applicable fiduciary duties. If, however, we are deemed to have breached any of our obligations under the Investment Advisers Act, the activities of LCA could be restricted, suspended or even terminated. If this were to occur, our ability to provide investors with the opportunity to invest through private funds and managed accounts could be severely curtailed, and we may not be able to sufficiently meet borrower and investor demand for loans, which could harm our business.

We have not reviewed our compliance with foreign laws regarding the participation of non-U.S. residents on our marketplace.

From time to time, non-U.S. residents invest in loans directly through our marketplace. Through December 31, 2016, the percentage of notes purchased (based upon dollar amounts) by such persons since inception was less than 1% of all loans issued. We are not experts with respect to all applicable laws in the various foreign jurisdictions from which an investor may be located, and we cannot be sure that we are complying with applicable foreign laws. Failure to comply with such laws could result in fines and penalties payable by us, which could reduce our profitability or cause us to modify or delay planned expansions and expenditures, including investments in our growth. In addition, any such fines and penalties could create negative publicity, result in additional regulatory oversight that could limit our operations and ability to succeed, or otherwise hinder our plans to expand our business internationally.

If we were required to register as a broker-dealer under federal or state law, our costs could significantly increase or our operations could be impaired.

The securities offered to investors are offered directly by us. We do not operate as a registered broker-dealer in any jurisdiction. Although we do not believe we are obligated to do so, if a regulatory body were to find that our

LENDINGCLUB CORPORATION

activities require us to register as a broker-dealer or to sell the investment securities only through a registered broker-dealer, we could be subject to fines, rescission offers or other penalties, and our compliance costs and other costs of operation could increase significantly. Further, our ability to issue and distribute the securities could be significantly impaired or curtailed.

We and our issuing bank partners are subject to borrower protection laws and federal and state consumer protection laws.

We and our issuing bank partners must comply with regulatory regimes, including those applicable to consumer credit transactions, various aspects of which are untested as applied to our marketplace. Certain state laws generally regulate interest rates and other charges and require certain disclosures. In addition, other federal and state laws may apply to the origination and servicing of loans facilitated through our marketplace. In particular, through our marketplace, we may be subject to laws, such as:


•	state laws and regulations that impose requirements related to loan disclosures and terms, credit discrimination, credit reporting, debt servicing and collection and unfair or deceptive business practices;


•	the Truth-in-Lending Act and Regulation Z promulgated thereunder, and similar state laws, which require certain disclosures to borrowers regarding the terms and conditions of their loans and credit transactions;


•	Section 5 of the Federal Trade Commission Act, which prohibits unfair and deceptive acts or practices in or affecting commerce, and Section 1031 of the Dodd-Frank Wall Street Reform and Consumer Protection Act, which prohibits unfair, deceptive or abusive acts or practices in connection with any consumer financial product or service;

•

the Equal Credit Opportunity Act and Regulation B promulgated thereunder, which prohibit creditors from discriminating against credit applicants on the basis of race, color, sex, age, religion, national origin, marital status, the fact that all or part of the applicant’s income derives from any public assistance program or the fact that the applicant has in good faith exercised any right under the federal Consumer Credit Protection Act or any applicable state law;


•	the Fair Credit Reporting Act, as amended by the Fair and Accurate Credit Transactions Act, which promotes the accuracy, fairness and privacy of information in the files of consumer reporting agencies;


•	the Fair Debt Collection Practices Act and similar state debt collection laws, which provide guidelines and limitations on the conduct of third-party debt collectors in connection with the collection of consumer debts;

•

the Gramm-Leach-Bliley Act, which includes limitations on financial institutions’ disclosure of nonpublic personal information about a consumer to nonaffiliated third parties, in certain circumstances requires financial institutions to limit the use and further disclosure of nonpublic personal information by nonaffiliated third parties to whom they disclose such information and requires financial institutions to disclose certain privacy policies and practices with respect to information sharing with affiliated and nonaffiliated entities as well as to safeguard personal customer information, and other privacy laws and regulations;


•	the Bankruptcy Code, which limits the extent to which creditors may seek to enforce debts against parties who have filed for bankruptcy protection;


•	the Servicemembers Civil Relief Act, which allows military members to suspend or postpone certain civil obligations so that the military member can devote his or her full attention to military duties;


•	the Electronic Fund Transfer Act and Regulation E promulgated thereunder, which provide disclosure requirements, guidelines and restrictions on the electronic transfer of funds from consumers’ bank accounts;


•	the Electronic Signatures in Global and National Commerce Act and similar state laws, particularly the Uniform Electronic Transactions Act, which authorize the creation of legally binding and enforceable agreements utilizing electronic records and signatures; and


•	the Bank Secrecy Act, which relates to compliance with anti-money laundering, customer due diligence and record-keeping policies and procedures.

While we have developed policies and procedures designed to assist in compliance with these laws and regulations, no assurance can be given that these policies and procedures will be effective in preventing violations of these laws and regulations.

LENDINGCLUB CORPORATION

In particular, the USA PATRIOT and Bank Secrecy Acts require financial institutions to develop programs to prevent financial institutions from being used for money laundering and terrorist activities. If such activities are detected, financial institutions are obligated to file suspicious activity reports with FinCEN. These rules require financial institutions to establish procedures for identifying and verifying the identity of customers seeking to open new financial accounts. Failure to comply with these regulations could result in fines or sanctions and limit our ability to get regulatory approval of acquisitions. Recently several banking institutions have received large fines for non-compliance with these laws and regulations.

Failure to comply with these laws and regulatory requirements applicable to our business may, among other things, limit our or a collection agency’s ability to collect all or part of the principal of or interest on loans. As a result, we may not be able to collect our servicing fee with respect to the uncollected principal or interest, and investors may be discouraged from investing in loans. In addition, non-compliance could subject us to damages, revocation of required licenses, class action lawsuits, administrative enforcement actions, rescission rights held by investors in securities offerings and civil and criminal liability, which may harm our business and our ability to maintain our marketplace and may result in borrowers rescinding their loans.

Where applicable, we will seek to comply with state small loan, loan broker, servicing and similar statutes. In U.S. jurisdictions with licensing or other requirements that we believe may be applicable to us, we comply with the relevant requirements through the operation of our marketplace with issuing banks or we will be seeking to obtain required licenses. Nevertheless, if we are found to not have complied with applicable laws, we could lose one or more of our licenses or authorizations or face other sanctions or penalties or be required to obtain a license in such jurisdiction, which may have an adverse effect on our ability to continue to facilitate loans through our marketplace, perform our servicing obligations or make our marketplace available to borrowers in particular states, which may harm our business.

Investors in the limited partnership interests offered by LCA or certificates offered by the Trust may be deemed to have been solicited by general solicitation or general advertising, and such investors could seek to rescind their purchase.

We offer notes through a public offering. In addition, the Trust invests in loans through our marketplace. The Trust and LCA offer certificates and limited partnership interests, respectively, to raise capital for their investments. The offerings by the Trust and LCA are made privately with potential investors with whom they have, or have established through a review and diligence process and cooling-off period which, in our opinion, constitutes a substantive, pre-existing relationship outside of the public offering for the notes prior to an investment in the certificates or limited partnership interests and separate from the public offering of the notes. Because of the fact-specific nature of what constitutes a substantive, pre-existing relationship and the means by which it is created, as well as what types of activities might constitute a general solicitation or general advertising with regard to the private offerings of the certificates and limited partnership interests, it is possible that some of these investors could assert that they became interested in an investment in these private offerings by LCA or the Trust through a general solicitation or general advertising with regard to those offerings or the public offering of notes. If it was determined that an investor’s interest in the certificates or limited partnership interests was the result of a general solicitation or general advertisement, all investors could claim that the sale of certificates or limited partnership interests violated Section 5 of the Securities Act and could seek to rescind their purchase or seek other remedies, subject to any applicable statute of limitations. We would contest vigorously any claim that a violation of the Securities Act occurred, however, litigation is inherently uncertain and can be expensive and time consuming.

Our ability to offer our notes depends upon our compliance with requirements under federal or state securities laws.

All notes publicly offered through our marketplace are offered and sold pursuant to a registration statement filed with the SEC. We also qualify as a “well-known seasoned issuer,” which allows us to file automatically effective registration statements with the SEC. Under SEC rules, for certain material updates, we must file post-effective

LENDINGCLUB CORPORATION

amendments, which, if we do not qualify as a “well-known seasoned issuer,” do not become effective until declared effective by the SEC. We may fail to maintain our “well-known seasoned issuer” status if we do not file SEC reports on a timely manner or for other reasons. In addition, if we fail to file our Annual Reports on Form 10-K or quarterly reports on Form 10-Q on a timely basis or are otherwise required to suspend use of a registration statement for the notes, we could be required to suspend offering of our notes until the deficiency is resolved. Because we offer notes on a continuous basis, securities law restrictions may also limit our ability to market or advertise to potential investors.

We are also currently required to register or qualify for an exemption in every state in which we offer securities. Qualification in a state can be a time-consuming process, often requiring periodic renewals. Failure to timely renew these registrations may require us to pay penalties, suspend further offerings until we regain compliance and make rescission offers in connection with previously completed investments.

Certain states in which we offer notes also impose special suitability standards and other conditions for operation in their states, restricting the persons and conditions under which we may make offerings in these states. We do not offer our notes in all states due to the restrictions of certain states. While we believe that we may now rely on federal preemption of state registration and qualification requirements, states may interpret federal law as applied to our notes differently, possibly requiring us to continue to make filings in or limit operations in those states. Regardless of any such registration, qualification or preemption, we are subject to both state and federal antifraud rules of each state in which we operate.

As a result of these requirements, actual or alleged non-compliance with federal or state laws or changes in federal or state law or regulatory policy or could limit our ability to offer notes in certain states, require us to pay fines or penalties, or curtail our operations.

Recent legislative and regulatory initiatives have imposed restrictions and requirements on financial institutions that could have an adverse effect on our business.

The Dodd-Frank Act and other legislation and regulations relating to financial institutions and markets, including alternative asset management funds, has resulted in increased oversight and taxation. However, the recent presidential and congressional elections in the United States could result in significant changes in, and uncertainty with respect to, legislation, regulation and government policy.

There has been, and may continue to be, a related increase in regulatory investigations of the trading and other investment activities of alternative investment funds. Such investigations may impose additional expenses on us, may require the attention of senior management and may result in fines if any of our funds are deemed to have violated any regulations. The Dodd-Frank Act is extensive and significant legislation enacting changes that broadly affect most aspects of the financial services industry. The Dodd-Frank Act, among other things, contains a risk retention requirement for all asset-backed securities, which, if applied to our business, would change our business model.

Under these risk retention rules, sponsors of both public and private issuances of asset-backed securities are generally (subject to certain exceptions) required to retain, in one or more prescribed forms, at least 5% of the credit risk of the assets collateralizing such asset-backed securities. In some cases, this risk retention requirement may be retained by a majority-owned affiliate (as determined by GAAP) of the sponsor. These regulations generally prohibit the sponsor or its affiliate from directly or indirectly hedging or otherwise selling or transferring the retained interest for a specified period of time, depending on the type of asset that is securitized. All sponsors of issuances of asset-backed securities are required to comply with such rules beginning in December 2015, with respect to asset-backed securities collateralized by residential mortgages, and December 2016 with regard to all other classes of asset-backed securities.

These changes could impact our access to the asset-backed securities capital markets and, to the extent we issue, or act as the sponsor for issuances of, asset-backed securities ourselves, our financing programs could be less effective

LENDINGCLUB CORPORATION

and we could be required to comply with these risk retention requirements. Compliance with such legislation or regulation may significantly increase our costs, limit our product offerings and operating flexibility, require significant adjustments in our internal business processes and potentially require us to maintain our regulatory capital at levels above historical practices.

RISKS RELATED TO OWNERSHIP OF OUR COMMON STOCK

Our stock price has been and will likely continue to be volatile.

As a result of the events surrounding the resignation of our former-CEO, our stock price has declined significantly since the end of the first quarter of 2016 and has exhibited substantial volatility. Recent developments notwithstanding, our stock price may fluctuate in response to a number of events and factors, such as quarterly operating results; changes in our financial projections provided to the public or our failure to meet those projections; changes in the credit performance on our platform; the public's reaction to our press releases, other public announcements and filings with the SEC; significant transactions, or new features, products or services by us or our competitors; changes in financial estimates and recommendations by securities analysts; media coverage of our business and financial performance; the operating and stock price performance of, or other developments involving, other companies that investors may deem comparable to us; trends in our industry; any significant change in our management; and general economic conditions.

In addition, the stock market in general, and the market prices for companies in our industry, have experienced volatility that often has been unrelated to operating performance. These broad market and industry fluctuations may adversely affect the price of our stock, regardless of our operating performance. Price volatility over a given period may cause the average price at which we repurchase our own stock to exceed the stock’s price at a given point in time. Volatility in our stock price also impacts the value of our equity compensation, which affects our ability to recruit and retain employees. In addition, some companies that have experienced volatility in the market price of their stock have been subject to securities class action litigation. We have been the target of this type of litigation and may continue to be a target in the future. Securities litigation against us could result in substantial costs and divert our management’s attention from other business concerns, which could harm our business.

If we fail to meet expectations related to future growth, profitability, or other market expectations, our stock price may decline significantly, which could have a material adverse impact on investor confidence and employee retention. A sustained decline in our stock price and market capitalization could lead to impairment charges.

If we were to become subject to a bankruptcy or similar proceeding, the right of payment of investors in our notes may be senior to the right of payment of our stockholders and there may not be value recoverable by our stockholders.

Under the terms of the notes offered through our marketplace, we are obligated to pay principal and interest on each note on a non-recourse basis only if and to the extent that we receive principal, interest or late fee payments from the borrower on the corresponding loan, but the notes become fully recourse to us if we fail to pay such obligation, which would include being prohibited from making such payments as a result of a bankruptcy or similar proceeding, or if we breach a covenant under the indenture governing the notes. In a bankruptcy or similar proceeding due to a default under current or future indebtedness, an action for repurchase or rescission of securities or other event, there is uncertainty regarding whether a holder of a note has any right of payment from our assets other than the corresponding loan. It is possible that a note holder could be deemed to have a right of payment from both the corresponding loan and from some or all of our other assets, in which case the note holder would have a claim to the proceeds of our assets that is senior to any right of payment of the holders of our common stock, regardless of whether we have received any payments from the underlying borrower, making it highly unlikely that there would be any value recoverable by our stockholders.

LENDINGCLUB CORPORATION

Anti-takeover provisions in our charter documents and Delaware law may delay or prevent an acquisition of our company.

Our restated certificate of incorporation and restated bylaws, contain provisions that can have the effect of delaying or preventing a change in control of us or changes in our management. The provisions, among other things:


•	establish a classified board of directors so that not all members of our board of directors are elected at one time;


•	permit only our board of directors to establish the number of directors and fill vacancies on the board;


•	provide that directors may only be removed “for cause” and only with the approval of two-thirds of our stockholders;


•	require two-thirds vote to amend some provisions in our restated certificate of incorporation and restated bylaws;


•	authorize the issuance of “blank check” preferred stock that our board of directors could use to implement a stockholder rights plan (also known as a “poison pill”);


•	eliminate the ability of our stockholders to call special meetings of stockholders;


•	prohibit stockholder action by written consent, which will require that all stockholder actions must be taken at a stockholder meeting;


•	do not provide for cumulative voting; and


•	establish advance notice requirements for nominations for election to our board of directors or for proposing matters that can be acted upon by stockholders at annual stockholder meetings.

These provisions, alone or together, could delay or prevent hostile takeovers and changes in control or changes in our management.

In addition, because we are incorporated in Delaware, we are governed by the provisions of Section 203 of the Delaware General Corporation Law, which limits the ability of stockholders owning in excess of 15% of our outstanding voting stock to merge or combine with us in certain circumstances.

Any provision of our restated certificate of incorporation or restated bylaws, or Delaware law that has the effect of delaying or deterring a change in control could limit the opportunity for our stockholders to receive a premium for their shares of our common stock, and could also affect the price that some investors are willing to pay for our common stock.

Item 1B. Unresolved Staff Comments

None.

Item 2. Properties

The Company’s corporate headquarters are located in San Francisco, California, and consist of approximately 169,000 square feet of space under lease agreements, the longest of which is expected to expire in June 2022. Under these lease agreements, the Company has an option to extend nearly all of the space for five years.

In April 2015, the Company entered into a lease agreement for approximately 112,000 square feet of additional office space in San Francisco, California. The lease agreement commenced in the second quarter of 2015 with delivery of portions of the leased space to occur in stages through March 2017. The lease agreement expires in March 2026, with the right to renew the lease term for two consecutive renewal terms of five years each.

The Company has additional leased office space of approximately 26,000 square feet in Westborough, Massachusetts, under a lease agreement that expires in July 2021.

LENDINGCLUB CORPORATION

Item 3. Legal Proceedings

The information set forth under “Item 8 – Financial Statements and Supplementary Data – Notes to Consolidated Financial Statements – 17. Commitments and Contingencies” of this Form 10-K is incorporated herein by reference.

Item 4. Mine Safety Disclosures

Not applicable.

LENDINGCLUB CORPORATION

PART II

Item 5. Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities

Market Information for Common Stock

Lending Club’s stock is listed on the New York Stock Exchange (NYSE) under the ticker symbol “LC.” The following table sets forth the high and low sales price per share of Lending Club’s common stock as reported on the NYSE for the periods indicated:



Year Ended December 31,	2016				2015
	High		Low		High		Low
First Quarter	$	11.25	$	6.34	$	25.78	$	18.30
Second Quarter	$	8.41	$	3.44	$	19.85	$	14.36
Third Quarter	$	6.58	$	4.03	$	15.14	$	10.28
Fourth Quarter	$	6.56	$	4.64	$	15.00	$	10.77

Holders of Record

As of January 31, 2017, there were 69 holders of record of Lending Club’s common stock. The closing market price per share on that date was $6.17. Because many of Lending Club’s shares of common stock are held by brokers and other institutions on behalf of stockholders, the Company is unable to estimate the total number of stockholders represented by these record holders.

Dividend Policy

Lending Club has not paid cash or other dividends since its inception, and does not anticipate paying cash or other dividends in the foreseeable future.

Sales of Unregistered Securities

None.

Issuer Purchases of Equity Securities

None.

LENDINGCLUB CORPORATION

Performance Graph

This performance graph shall not be deemed “soliciting material” or to be “filed” with the SEC for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (Exchange Act), or otherwise subject to the liabilities under that Section, and shall not be deemed to be incorporated by reference into any filing of LendingClub under the Securities Act of 1933, as amended, or the Exchange Act.

The following graph compares the cumulative total return to stockholders of Lending Club’s common stock relative to the cumulative total returns of the Standard & Poor’s 500 Index (S&P 500) and the Dow Jones Internet Composite Index (DJ Internet Composite). An investment of $100 (with reinvestment of all dividends) is assumed to have been made in Lending Club’s common stock and in each index at market close on December 11, 2014, the date Lending Club’s common stock began trading on the NYSE, and its relative performance is tracked through December 30, 2016. The returns shown are based on historical results and are not intended to suggest future performance.



	December 11, 2014		December 31, 2014		December 31, 2015		December 30, 2016
LendingClub Corporation	$	100	$	107.98	$	47.16	$	22.41
Standard & Poor's 500 Index	$	100	$	101.16	$	100.42	$	110.00
Dow Jones Internet Composite Index	$	100	$	101.72	$	124.20	$	133.23

Item 6. Selected Financial Data

The Company changed its fiscal year end from March 31 to December 31 effective as of December 31, 2012, and the nine month period ended December 31, 2012 represents a transition period. The historical information presented below for the year ended December 31, 2012 (i) combines the unaudited interim consolidated financial statements

LENDINGCLUB CORPORATION

for the three months ended March 31, 2012 and the nine months ended December 31, 2012 and (ii) is unaudited and has been prepared by management for illustrative purposes only. The unaudited historical financial information has been prepared on the same basis as the audited consolidated financial statements and reflect, in the opinion of management, all adjustments of a normal, recurring nature that are necessary for a fair statement of the unaudited interim consolidated financial statements. Lending Club’s historical results are not necessarily indicative of the results in any future period.

The following selected consolidated financial data should be read in conjunction with “Item 7 – Management’s Discussion and Analysis of Financial Condition and Results of Operations” and the consolidated financial statements included in this Report (in thousands, except share and per share data).



Years Ended December 31,	2016			2015			2014 ⁽¹⁾			2013		2012
	(audited)			(audited)			(audited)			(audited)		(unaudited)
Statement of Operations Data:
Transaction fees	$	423,494		$	373,508		$	197,124		$	85,830	$	30,576
Servicing fees	68,009			32,811			11,534			3,951		1,929
Management fees	11,638			10,976			5,957			3,083		824
Other revenue (expense)	(7,674		)	9,402			(1,203		)	5,111		716
Total net operating revenue	495,467			426,697			213,412			97,975		34,045
Net interest income (expense) and fair value adjustments	5,345			3,246			(2,284		)	27		(238		)
Total net revenue	500,812			429,943			211,128			98,002		33,807
Operating expenses: ⁽²⁾
Sales and marketing	216,670			171,526			85,652			37,431		18,201
Origination and servicing	74,760			61,335			37,326			17,978		7,589
Engineering and product development	115,357			77,062			38,518			15,528		4,855
Other general and administrative	207,172			122,182			81,136			19,757		10,024
Goodwill impairment	37,050			—			—			—		—
Total operating expenses	651,009			432,105			242,632			90,694		40,669
Income (loss) before income tax expense	(150,197		)	(2,162		)	(31,504		)	7,308		(6,862		)
Income tax (benefit) expense	(4,228		)	2,833			1,390			—		—
Net income (loss)	$	(145,969	)	$	(4,995	)	$	(32,894	)	$	7,308	$	(6,862	)
Net income (loss) per share:
Basic ⁽³⁾⁽⁴⁾	$	(0.38	)	$	(0.01	)	$	(0.44	)	$	0.00	$	(0.17	)
Diluted ⁽³⁾⁽⁴⁾	$	(0.38	)	$	(0.01	)	$	(0.44	)	$	0.00	$	(0.17	)
Weighted-average common shares - Basic ⁽³⁾⁽⁴⁾	387,762,072			374,872,118			75,573,742			51,557,136		39,984,876
Weighted-average common shares - Diluted ⁽³⁾⁽⁴⁾	387,762,072			374,872,118			75,573,742			81,426,976		39,984,876

December 31,	2016			2015			2014 ⁽¹⁾			2013		2012
	(audited)			(audited)			(audited)			(audited)		(unaudited)
Consolidated Balance Sheet Data:
Cash and cash equivalents ⁽⁴⁾	$	515,602		$	623,531		$	869,780		$	49,299	$	52,551
Securities available for sale	287,137			297,211			—			—		—
Loans at fair value	4,311,984			4,556,081			2,798,505			1,829,042		781,215
Total assets ⁽¹⁾⁽⁴⁾	5,562,631			5,793,634			3,890,054			1,943,395		850,830
Notes and certificates at fair value	4,320,895			4,571,583			2,813,618			1,839,990		785,316
Total liabilities	4,586,861			4,751,774			2,916,835			1,875,301		798,620
Total stockholders’ equity ⁽⁴⁾	$	975,770		$	1,041,860		$	973,219		$	68,094	$	52,210

LENDINGCLUB CORPORATION


⁽¹⁾	In April 2014, the Company completed the Springstone acquisition. The Company’s consolidated financial statements include Springstone’s financial position and results of operations from the acquisition date.


⁽²⁾	Includes stock-based compensation expense as follows:



Years Ended December 31,	2016		2015		2014		2013		2012
	(audited)		(audited)		(audited)		(audited)		(unaudited)
Sales and marketing	$	7,546	$	7,250	$	5,476	$	1,147	$	302
Origination and servicing	4,159		2,735		1,653		424		75
Engineering and product development	19,858		11,335		6,445		2,336		449
Other general and administrative	37,638		29,902		23,576		2,376		586
Total stock-based compensation expense	$	69,201	$	51,222	$	37,150	$	6,283	$	1,412

⁽³⁾

In April 2014, the Company’s board of directors approved a two-for-one stock split of Lending Club’s outstanding capital stock and in August 2014, the Company’s board of directors approved another two-for-one stock split of Lending Club’s outstanding capital stock, which became effective in September 2014. All share and per share data in this table has been adjusted to reflect these stock splits.


⁽⁴⁾	In December 2014, Lending Club registered 66,700,000 shares of our common stock in its initial public offering at the initial offering price of $15.00 per share. In connection with this stock offering, all outstanding shares of convertible preferred stock were converted into Lending Club’s common stock.

LENDINGCLUB CORPORATION

Management's Discussion and Analysis of Financial Condition and Results of Operations

(Tabular Amounts in Thousands, Except Share and Per Share Data and Ratios, or as Noted)

Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations

The following discussion and analysis of our financial condition and results of operations should be read in conjunction with the consolidated financial statements and related notes that appear in this Annual Report on Form 10-K (Report). In addition to historical consolidated financial information, the following discussion contains forward-looking statements that reflect our plans, estimates and beliefs. Our actual results could differ materially from those discussed in the forward-looking statements. Factors that could cause or contribute to these differences include those discussed below and in this Report, particularly in Item 1A – Risk Factors.

Overview

Lending Club is the world’s largest online marketplace connecting borrowers and investors. We believe a technology-powered marketplace is a more efficient mechanism to allocate capital between borrowers and investors than the traditional banking system. Qualified consumers and small business owners borrow through Lending Club to lower the cost of their credit and enjoy a better experience than that provided by traditional banks.

Investors use Lending Club to earn solid risk-adjusted returns from an asset class that has generally been closed to many investors and only available on a limited basis to institutional investors. The capital to invest in the loans enabled through our marketplace comes directly from a wide range of investors, including retail investors, high-net-worth individuals and family offices, banks and finance companies, insurance companies, hedge funds, foundations, pension plans and university endowments, and through a variety of investment channels. While our business model is not dependent on using our balance sheet and assuming credit risk for loans facilitated by our marketplace, we may use a greater amount of our own capital, compared to past experience, to fulfill regulatory or contractual purchase obligations, or support short-term marketplace equilibrium. We may also use our capital to invest in loans associated with the testing or initial launch of new or alternative loan terms, programs or channels to establish a track record of performance prior to facilitating third-party investments in these loans, or to support alternative loan purchase programs.

Generally, the transaction fees we receive from issuing banks in connection with our marketplace’s role in facilitating loan originations range from 1% to 7% of the initial principal amount of the loan as of December 31, 2016. In addition, for education and patient finance loans, we also collect fees earned from issuing banks and service providers. Servicing fees paid to us vary based on investment channel. Note investors generally pay us a servicing fee equal to 1% of payment amounts received from the borrower. Whole loan purchasers pay a monthly servicing fee of up to 1.3% per annum, which is generally based on the month-end principal balance of loans serviced. Certificate holders generally do not pay a servicing fee, but pay a monthly management fee of up to 1.5% per annum of the month-end balance of assets under management.

Since beginning operations in 2007, our marketplace has facilitated approximately $24.6 billion in loan originations. These loans were facilitated through the following investment channels: (i) the issuance of member payment dependent notes, (ii) the sale of trust certificates, or (iii) the sale of whole loans to qualified investors. Approximately $4.6 billion of our loan originations since inception were invested in through member payment dependent notes, $6.9 billion were invested in through trust certificates and $13.1 billion were invested in through whole loan sales. In 2016, our marketplace facilitated over $8.7 billion of loan originations, of which approximately $1.3 billion were invested in through member payment dependent notes, $1.4 billion were invested in through trust certificates and $6.0 billion were invested in through whole loan sales. In 2015, our marketplace facilitated over $8.4 billion of loan originations, of which approximately $1.3 billion were invested in through member payment

LENDINGCLUB CORPORATION

Management's Discussion and Analysis of Financial Condition and Results of Operations

(Tabular Amounts in Thousands, Except Share and Per Share Data and Ratios, or as Noted)

dependent notes, $2.6 billion were invested in through trust certificates and $4.5 billion were invested in through whole loan sales. See “Item 1A – Risk Factors – A decline in economic conditions may adversely affect our customers, which may negatively impact our business and results of operations.”

In April 2014, we acquired all of the outstanding limited liability company interests of Springstone. See “Item 8 – Financial Statements and Supplementary Data – Note 20. Springstone Acquisition” for more information.

Current Economic and Business Environment

Lending Club monitors a variety of economic, credit and competitive indicators so that borrowers can benefit from meaningful savings compared to alternatives, and investors can continue to find solid risk-adjusted returns compared to other fixed income investments or investment alternatives.

Our approach to risk-management is a data-driven, continuous and proactive process that runs against a constantly shifting set of conditions. Our marketplace has a number of levers at its disposal to adjust to changing market conditions, including the ability to quickly adapt underwriting models and dynamically increase or decrease pricing to provide an appropriate level of loss coverage to investors.

Throughout 2016 and into 2017, we observed trends that suggest a strong U.S. economy which have, unfortunately, been offset by observations of higher delinquencies in populations characterized by high indebtedness, an increased propensity to accumulate debt, and lower credit scores. While these observations were initially limited to pockets of underperformance in the higher risk segments in the first half of 2016, starting in the third quarter of 2016, this trend was observed across all grades, although it is less notable in lower risk grades and more notable in higher risk grades, particularly grades E, F and G.

In response to these observations, we identified additional ways to optimize credit models around specific combinations of risk indicators while maintaining solid investor yields. These changes included implementing changes to tighten credit criteria based on a unique combination of risk factors, such as number of recent installment loans, revolving utilization, and higher risk scores on our proprietary scorecard. The actions taken in April, June and October 2016 eliminated approximately 11% of total loan volume on an annualized basis from specific risk segments that would have otherwise been approved. Additional action taken in January 2017 eliminated approximately 5% of total loan volume on an annualized basis. We have also invested in our multifaceted collections capabilities to further mitigate risk, including adding new recovery strategies, adding a new agency partner and expanding our internal collections team capacity.

During 2016 we made proactive interest rate increases for loans facilitated on our platform (with a weighted-average increase of approximately 118 basis points from November 2015 to October 2016), and we believe the interest rates in our marketplace already reflect the current interest rate environment. In addition to the increased interest rates, the origination fee paid by borrowers was also increased in March and June of 2016 for certain loan grades. These combined rates and fee increases have negatively impacted the volume of loans facilitated through our marketplace and may continue to do so in the future.

In addition, we continue to actively explore ways to diversify our investor base and obtain additional investment capital for the platform loans. For example, on November 7, 2016, we announced a new addition to the Company’s investor capital mix through an arrangement with a subsidiary of the National Bank of Canada, which had approved up to $1.3 billion to be deployed on the Lending Club platform, subject to certain terms and conditions. We plan to continue to drive toward increased investor engagement and diversification on the platform.

LENDINGCLUB CORPORATION

Management's Discussion and Analysis of Financial Condition and Results of Operations

(Tabular Amounts in Thousands, Except Share and Per Share Data and Ratios, or as Noted)

Factors That Can Affect Revenue

As a marketplace, we work toward matching supply and demand while also growing originations and correspondingly revenue at a pace commensurate with proper planning, compliance, risk management, user experience, and operational controls that work to optimize the quality of the customer experience, customer satisfaction and long term growth.

The interplay of the volume, timing and quality of loan applications, investment appetite, investor confidence in our data, controls and processes and available investment capital from investors, platform loan processing and originations, and the subsequent performance of loans, which directly impacts our servicing fees, can affect our revenue in any particular period. These drivers collectively result in transaction, servicing or management fees earned by us related to these transactions and their future performance. As these drivers can be affected by a variety of factors, both in and out of our control, revenues may fluctuate from period to period. Factors that can affect these drivers and ultimately revenue and its timing include:


•	market confidence in our data, controls, and processes,


•	announcements of governmental inquiries or private litigation,


•	the mix of loans,


•	availability or the timing of the deployment of investment capital by investors,


•	the availability and amount of new capital from pooled investment vehicles and managed accounts that typically deploy their capital at the start of a period,


•	the amount of purchase limitations we can impose on larger investors as a way to maintain investor balance and fairness,


•	the attractiveness of alternative opportunities for borrowers or investors,


•	the responsiveness of applicants to our marketing efforts,


•	expenditures on marketing initiatives in a period,


•	the sufficiency of operational staff to process any manual portion of the loan applications in a timely manner,


•	the responsiveness of borrowers to satisfy additional income or employment verification requirements related to their application,


•	borrower withdrawal rates,


•	the percentage distribution of loans between the whole and fractional loan platforms,


•	platform system performance,


•	seasonality in demand for our platform and services, which is generally lower in the first and fourth quarters,


•	and other factors.

Given these factors, at any point in time we have loan applications in various stages from initial application through issuance. Depending upon the timing and impact of these factors, loans may not be issued by our issuing bank in the same period in which the corresponding application was originally made resulting in a portion of that subsequent period’s revenue being earned from loan applications that were initiated in the immediately prior period. Consistent with our revenue recognition accounting policy under GAAP, we do not recognize the associated transaction fee revenue with a loan until the loan is issued by our issuing banks and the proceeds are delivered to the borrower. Our receipt of a transaction fee is not impacted by who or how a loan is invested in.

LENDINGCLUB CORPORATION

Management's Discussion and Analysis of Financial Condition and Results of Operations

(Tabular Amounts in Thousands, Except Share and Per Share Data and Ratios, or as Noted)

Key Operating and Financial Metrics

We regularly review a number of metrics to evaluate our business, measure our performance, identify trends, formulate financial projections and make strategic decisions. The following presents our key operating and financial metrics:



Year Ended December 31,	2016			2015			2014
Loan originations	$	8,664,746		$	8,361,697		$	4,377,503
Net operating revenue⁽¹⁾⁽²⁾	$	495,467		$	426,697		$	213,412
Net loss⁽²⁾	$	(145,969	)	$	(4,995	)	$	(32,894	)
Contribution⁽³⁾	$	215,742		$	203,821		$	97,563
Contribution margin⁽³⁾	43.5		%	47.8		%	45.7		%
Adjusted EBITDA⁽³⁾	$	(18,235	)	$	69,758		$	21,301
Adjusted EBITDA margin⁽³⁾	(3.7		)%	16.3		%	10.0		%


⁽¹⁾	See “Factors That Can Affect Revenue” for more information regarding net operating revenue.


⁽²⁾	See “Results of Operations” for more information regarding net operating revenue and net loss.


⁽³⁾	Contribution, Contribution Margin, Adjusted EBITDA and Adjusted EBITDA Margin are non-GAAP financial measures. For more information regarding these measures and a reconciliation of these measures to the most comparable GAAP measure, see “Reconciliations of Non-GAAP Financial Measures.”

Loan Originations

We believe originations are a key indicator of the adoption rate of our marketplace, growth of our brand, scale of our business, strength of our network effect, economic competitiveness of our products and future growth. Factors that could affect loan originations include investor confidence in our platform and internal processes, the amount of our capital available to invest in loans, interest rate and economic environment, the competitiveness of our products primarily based on our platform's rates and fees, the success of our operational efforts to balance investor and borrower demand, any limitations on the ability of our issuing banks to originate loans, our ability to develop new products or enhance existing products for borrowers and investors, the success of our sales and marketing initiatives and the success of borrower and investor acquisition and retention.

The Company's originations and weighted average transaction fees (as a percent of origination balance), by its major and material loan products, are as follows:



	Year Ended
	December 31, 2016				December 31, 2015				December 31, 2014
(in millions, except percentages)	Origination Volume		Weighted Average Transaction Fees		Origination Volume		Weighted Average Transaction Fees		Origination Volume		Weighted Average Transaction Fees
Personal loans - standard program	$	6,400.5	4.9	%	$	6,417.6	4.4	%	$	3,503.8	4.4	%
Personal loans - custom program	1,437.4		5.3	%	1,243.8		4.9	%	506.6		4.9	%
Other loans	826.8		4.5	%	700.3		4.4	%	367.1		4.8	%
Total	$	8,664.7	4.9	%	$	8,361.7	4.5	%	$	4,377.5	4.5	%

LENDINGCLUB CORPORATION

Management's Discussion and Analysis of Financial Condition and Results of Operations

(Tabular Amounts in Thousands, Except Share and Per Share Data and Ratios, or as Noted)

Loans Serviced On Our Platform

The following table provides the outstanding principal balance of loans serviced at December 31, 2016, 2015 and 2014, by the method that the loans were financed (in millions):



December 31,	2016		2015		2014
Notes	$	1,795	$	1,573	$	1,055
Certificates	2,752		3,105		1,797
Whole loans sold	6,542		4,289		1,874
Other ⁽¹⁾	28		3		—
Total	$	11,117	$	8,970	$	4,726

⁽¹⁾Includes loans invested in by the Company for which there were no associated notes or certificates.

Results of Operations

The following tables set forth the consolidated statement of operations data for each of the periods presented:



Year Ended December 31,	2016			2015			2014
Net operating revenue:
Transaction fees	$	423,494		$	373,508		$	197,124
Servicing fees	68,009			32,811			11,534
Management fees	11,638			10,976			5,957
Other revenue (expense)	(7,674		)	9,402			(1,203		)
Total net operating revenue	495,467			426,697			213,412
Net interest income (expense) and fair value adjustments	5,345			3,246			(2,284		)
Total net revenue	500,812			429,943			211,128
Operating expenses: ⁽¹⁾
Sales and marketing	216,670			171,526			85,652
Origination and servicing	74,760			61,335			37,326
Engineering and product development	115,357			77,062			38,518
Other general and administrative	207,172			122,182			81,136
Goodwill impairment	37,050			—			—
Total operating expenses	651,009			432,105			242,632
Loss before income tax expense	(150,197		)	(2,162		)	(31,504		)
Income tax (benefit) expense	(4,228		)	2,833			1,390
Net loss	$	(145,969	)	$	(4,995	)	$	(32,894	)


⁽¹⁾	Includes stock-based compensation expense as follows:



Year Ended December 31,	2016		2015		2014
Sales and marketing	$	7,546	$	7,250	$	5,476
Origination and servicing	4,159		2,735		1,653
Engineering and product development	19,858		11,335		6,445
Other general and administrative	37,638		29,902		23,576
Total stock-based compensation expense	$	69,201	$	51,222	$	37,150

LENDINGCLUB CORPORATION

Management's Discussion and Analysis of Financial Condition and Results of Operations

(Tabular Amounts in Thousands, Except Share and Per Share Data and Ratios, or as Noted)

Total Net Revenue



Year Ended December 31,	2016			2015			Change ($)			Change (%)
Transaction fees	$	423,494		$	373,508		$	49,986		13	%
Servicing fees	68,009			32,811			35,198			107	%
Management fees	11,638			10,976			662			6	%
Other revenue (expense)	(7,674		)	9,402			(17,076		)	(182	)%
Total net operating revenue	495,467			426,697			68,770			16	%
Net interest income and fair value adjustments	5,345			3,246			2,099			65	%
Total net revenue	$	500,812		$	429,943		$	70,869		16	%

Year Ended December 31,	2015			2014			Change ($)			Change (%)
Transaction fees	$	373,508		$	197,124		$	176,384		89	%
Servicing fees	32,811			11,534			21,277			184	%
Management fees	10,976			5,957			5,019			84	%
Other revenue (expense)	9,402			(1,203		)	10,605			N/M
Total net operating revenue	426,697			213,412			213,285			100	%
Net interest income (expense) and fair value adjustments	3,246			(2,284		)	5,530			N/M
Total net revenue	$	429,943		$	211,128		$	218,815		104	%

N/M – Not meaningful

Our primary sources of revenue consists of fees received for transactions through or related to our marketplace and include transaction, servicing and management fees.

Transaction Fees

Transaction fees are fees paid by issuing banks or education and patient service providers to us for the work we perform through our marketplace’s role in facilitating loans for our issuing bank partners. The amount of these fees is based upon the terms of the loan, including grade, rate, term and other factors. As of December 31, 2016, these fees ranged from 1% to 7% of the initial principal amount of a loan. In addition, for education and patient finance loans, we also collect fees earned from issuing banks and service providers. We record transaction fee revenue net of program fees paid to WebBank, our issuing bank partner.

In March 2016, we increased the transaction fee that we earn from our primary issuing bank partner for certain prime and near-prime C through G graded personal loans from 5% to 6%, B graded personal loans from 4% to 5%, and A graded personal loans by approximately 1% at each subgrade level for grades A2 to A5. Depending upon the borrower impact of these fee changes, these fees may be modified in order to maintain overall platform balance between borrowers and investors. Additional transaction fee increases were made for A graded personal loans by approximately 1% at each subgrade level for grades A2 to A5 in June 2016.

Transaction fees increased $50.0 million, or 13%, in 2016 from 2015, primarily due to a higher average transaction fee paid during 2016. The average transaction fee as a percentage of the initial principal balance of the loan was 4.9% in 2016, compared to 4.5% in 2015. Additionally, loans facilitated through our marketplace increased from $8.4 billion for the year ended December 31, 2015 to $8.7 billion for the year ended December 31, 2016, an increase of 3.6%.

LENDINGCLUB CORPORATION

Management's Discussion and Analysis of Financial Condition and Results of Operations

(Tabular Amounts in Thousands, Except Share and Per Share Data and Ratios, or as Noted)

Transaction fees increased $176.4 million, or 89%, in 2015 from 2014. The increase was primarily due to an increase in loans facilitated through our marketplace from $4.4 billion for the year ended December 31, 2014 to $8.4 billion for the year ended December 31, 2015, an increase of 91%. The average transaction fee as a percentage of the initial principal balance of the loan was 4.5% for both the years ended December 31, 2015 and 2014.

In January 2017, we recognized approximately $6.1 million in transaction fee revenue associated with the issuance of loans in which the loan application process had commenced prior to the end of 2016. In January 2016, we recognized approximately $2.7 million in transaction fee revenue associated with the issuance of loans in which the loan application process had commenced prior to the end of 2015. In January 2015, we recognized approximately $8.7 million in transaction fee revenue associated with the issuance of loans in which the loan application process had commenced prior to the end of 2014.

Servicing Fees

Servicing fees paid to us vary based on investment channel. Servicing fees compensate us for the costs we incur in servicing the related loan, including managing payments from borrowers, collections, payments to investors and maintaining investors’ account portfolios. The amount of servicing revenue earned is predominantly affected by the various servicing rates paid by note and whole loan investors in the applicable investment channels, the outstanding principal balance of whole loans serviced, and the amount of principal and interest collected from borrowers and remitted to note and certain certificate investors. Additionally, servicing fee revenue includes the change in fair value of our servicing assets and liabilities associated with loans that we sell.

Servicing rights are recorded as either an asset or liability depending on the degree to which the contractual loan servicing fee is above or below, respectively, an estimated market rate loan servicing fee. During the second quarter of 2016, we increased our assumption of the market rate of loan servicing from 57 basis points per annum to 63 basis points per annum, based on review of estimated third-party servicing rates and market servicing benchmarking analyses provided by two third-party valuation firms. The increase in the assumption of a market rate of loan servicing caused the value of our servicing rights to decrease. The recording of the change in fair value of servicing rights does not affect the contractual servicing rates that we collect from the whole loan investors on a monthly basis.

Servicing fee revenue has increased during each of the last three years due to increases in both the balances of whole loans sold and the loan balances that underlie the notes and certificates. The table below illustrates the composition of servicing fees by source for each period presented:



Year Ended December 31,	2016			2015		Change (%)
Servicing fees related to whole loans sold	$	48,058		$	17,846	169	%
Note and certificate servicing fees	20,856			13,573		54	%
Servicing fees before change in fair value of servicing assets and liabilities	68,914			31,419		119	%
Change in fair value of servicing assets and liabilities, net	(905		)	1,392		(165	)%
Total servicing fees	$	68,009		$	32,811	107	%

LENDINGCLUB CORPORATION

Management's Discussion and Analysis of Financial Condition and Results of Operations

(Tabular Amounts in Thousands, Except Share and Per Share Data and Ratios, or as Noted)



Year Ended December 31,	2015		2014		Change (%)
Servicing fees related to whole loans sold	$	17,846	$	4,162	N/M
Note and certificate servicing fees	13,573		5,952		128	%
Servicing fees before change in fair value of servicing assets and liabilities	31,419		10,114		N/M
Change in fair value of servicing assets and liabilities, net	1,392		1,420		(2	)%
Total servicing fees	$	32,811	$	11,534	184	%

N/M – Not meaningful

Management Fees

Investors in funds managed by LCA, pay a monthly management fee based on the month-end balance of their assets under management, up to 1.5% per annum. LCA does not earn any carried interest from the investment funds. For managed account certificate holders, LCA earns a management fee of up to 1.2% per annum of the month-end balance of their assets under management. Any of these fees may be waived or reduced at the discretion of LCA. A significant portion of the management fees are earned from the funds that are managed by LCA. We currently anticipate that the assets under management associated with these funds will decrease as a result of a significant amount of redemption requests received, however, some redeeming investors may move their investment to other LCA funds. This potential reduction will negatively affect management fee revenue. At December 31, 2016, the aggregate assets of these funds were $767.3 million and outstanding aggregate redemption requests totaled $468.1 million. These redemption requests are currently being limited pursuant to the terms of the respective limited partnership agreements.

Management fees were $11.6 million and $11.0 million for the years ended December 31, 2016 and 2015, respectively, an increase of 6%. The increase in management fee revenue was due to a higher average management fee rate for the period, while the overall total assets under management decreased.

Management fees were $11.0 million and $6.0 million for the years ended December 31, 2015 and 2014, respectively, an increase of 84%. The increase in management fees was due primarily to an increase in the total assets under management and outstanding certificate balances.

Other Revenue (Expense)

Other revenue (expense) primarily consists of gains and losses on sales of whole loans, incentives offered to purchasers of whole loans in the second and third quarters of 2016, and referral revenue earned from partner companies when customers referred by Lending Club complete specified actions with them. In connection with whole loan sales, in addition to the transaction and servicing fees earned with respect to the corresponding loan, we recognize a gain or loss on the sale of that loan based on the degree to which the contractual loan servicing fee is above or below an estimated market rate loan servicing fee. Referral revenue consists of fees earned from third-party companies when customers referred by us complete specified actions with such third-party companies.

The table below illustrates the composition of other revenue for each period presented:



Year Ended December 31,	2016			2015		2014
Gain (loss) on sales of loans	$	(17,152	)	$	4,885	$	(3,569	)
Referral revenue	5,934			4,332		2,298
Other	3,544			185		68
Other revenue (expense)	$	(7,674	)	$	9,402	$	(1,203	)

LENDINGCLUB CORPORATION

Management's Discussion and Analysis of Financial Condition and Results of Operations

(Tabular Amounts in Thousands, Except Share and Per Share Data and Ratios, or as Noted)

Other revenue (expense) was $(7.7) million and $9.4 million for the years ended December 31, 2016 and 2015, respectively. This decrease for the year ended December 31, 2016 compared to the same period in 2015

was primarily due to the sale of loans that resulted in approximately $14.0 million and $10.7 million of incentives provided to investors in the second and third quarters of 2016, respectively. Prior to the second quarter of 2016, we had not historically provided such incentives and the Company does not currently intend to provide incentives going forward.

Other revenue (expense) was $9.4 million and $(1.2) million for the years ended December 31, 2015 and 2014, respectively. This increase for the year ended December 31, 2015 compared to the same period in 2014 was primarily due to gains on sales of whole loans in 2015 and increases in referral revenue.

Net Interest Income (Expense) and Fair Value Adjustments



Year Ended December 31,	2016			2015		2014
Net interest income (expense)	$	8,294		$	3,232	$	(2,162	)
Net fair value adjustments	(2,949		)	14		(122		)
Net interest income (expense) and fair value adjustments	$	5,345		$	3,246	$	(2,284	)

Except as set forth below, we generally do not assume principal or interest risk on loans facilitated through our marketplace because loan balances, interest rates and maturities are matched and offset by an equal balance of notes and certificates with the exact same interest rates and maturities. We only make principal and interest payments on notes and certificates to the extent that we receive borrower payments on corresponding loans. As a servicer, we are only required to deliver borrower payments to the extent that we actually receive them. As a result, on our statement of operations for any period and balance sheet as of any date, (i) interest income on loans corresponds to the interest expense on notes and certificates and (ii) loan balances correspond to note and certificate balances with variations resulting from timing differences between the crediting of principal and interest payments on loans and the disbursement of those payments to note and certificate holders. Interest income on loans the Company purchased is recorded in the consolidated statement of operations without corresponding interest expense.

LENDINGCLUB CORPORATION

Management's Discussion and Analysis of Financial Condition and Results of Operations

(Tabular Amounts in Thousands, Except Share and Per Share Data and Ratios, or as Noted)

Additionally, interest income (expense) includes interest income earned on cash and cash equivalents and the securities available for sale portfolio. Our investment policy and strategy is focused first on the preservation of capital and supporting our liquidity requirements, and then maximizing returns. The following tables provide additional detail related to net interest income (expense) and fair value adjustments:



Year Ended December 31,	2016			2015			Change ($)			Change (%)
Interest income:
Loans and loans held for sale	$	691,590		$	549,782		$	141,808		26	%
Securities available for sale	3,244			2,143			1,101			51	%
Cash and cash equivalents	1,828			1,047			781			75	%
Total interest income	696,662			552,972			143,690			26	%
Interest expense:
Notes and certificates	(688,368		)	(549,740		)	(138,628		)	25	%
Total interest expense	(688,368		)	(549,740		)	(138,628		)	25	%
Net interest income	$	8,294		$	3,232		$	5,062		157	%
Average outstanding balances:
Loans	$	4,740,954		$	3,821,448		$	919,506		24	%
Loans held for sale	$	10,393		$	—		$	10,393		N/M
Notes and certificates	$	4,753,757		$	3,840,241		$	913,516		24	%

N/M - Not meaningful



Year Ended December 31,	2015			2014			Change ($)			Change (%)
Interest income:
Loans	$	549,782		$	354,424		$	195,358		55	%
Securities available for sale	2,143			—			2,143			N/M
Cash and cash equivalents	1,047			29			1,018			N/M
Total interest income	552,972			354,453			198,519			56	%
Interest expense:
Notes and certificates	(549,740		)	(354,334		)	(195,406		)	55	%
Term loan	—			(2,281		)	2,281			N/M
Total interest expense	(549,740		)	(356,615		)	(193,125		)	54	%
Net interest income (expense)	$	3,232		$	(2,162	)	$	5,394		N/M
Average outstanding balances:
Loans	$	3,821,448		$	2,377,526		$	1,443,922		61	%
Notes and certificates	$	3,840,241		$	2,389,747		$	1,450,494		61	%

N/M - Not meaningful

Interest income from loans was $691.6 million, $549.8 million and $354.4 million for the years ended December 31, 2016, 2015 and 2014, respectively. The increase in interest income was primarily due to the increase in the average outstanding balances of loans and loans held for sale, including the outstanding principal balance of loans invested in by the Company for which there was no offsetting interest expense.

Interest expense for notes and certificates was $688.4 million, $549.7 million and $354.3 million for the years ended December 31, 2016, 2015 and 2014, respectively. The increase in interest expense was primarily due to the increase in the average outstanding balances of notes and certificates. Interest expense in 2014 also included interest expense of $2.3 million associated with a term loan that was outstanding for approximately 8 months in 2014. We did not have a term loan in 2016 or 2015.

LENDINGCLUB CORPORATION

Management's Discussion and Analysis of Financial Condition and Results of Operations

(Tabular Amounts in Thousands, Except Share and Per Share Data and Ratios, or as Noted)

Fair Value Adjustments on Loans, Notes and Certificates: The changes in fair value of loans, notes and certificates are shown on our consolidated statement of operations on a net basis. Due to the payment dependent feature of the notes and certificates, fair value adjustments on loans that are invested in by third-parties through the marketplace are offset by the fair value adjustments on the notes and certificates, resulting in no net effect on our earnings. Fair value adjustments on loans we purchased have an effect on earnings. We estimate the fair value of loans and their related notes and certificates using a discounted cash flow valuation methodology that is described in “Part II – Item 8 – Financial Statements and Supplementary Data – Note 2. Summary of Significant Accounting Policies.”

Net fair value adjustments were $(2.9) million for the year ended December 31, 2016, primarily due to losses on fair value adjustments on loans purchased by the Company in 2016 for which there were no offsetting gains from fair value adjustments. Net fair value adjustments were immaterial for the years ended December 31, 2015 and 2014. During 2015 and 2014, the losses from fair value adjustments on loans were largely offset by the gains from fair value adjustments on notes and certificates due to the borrower payment dependent design of the notes and certificates and due to the principal balances of the loans being similar to the combined principal balances of the notes and certificates.

Operating Expenses

Our operating expenses consist of sales and marketing, origination and servicing, engineering and product development and other general and administrative expenses as described below.

Sales and Marketing: Sales and marketing expense consists primarily of borrower and investor acquisition efforts including costs attributable to marketing and selling our products. This includes costs of building general brand awareness, and salaries, benefits and stock-based compensation expense related to our sales and marketing team.

Origination and Servicing: Origination and servicing expense consists of salaries, benefits and stock-based compensation expense and vendor costs attributable to activities that most directly relate to originating and servicing loans for borrowers and investors. These costs relate to the credit, collections, customer support and payment processing teams and related vendors.

Engineering and Product Development: Engineering and product development expense consists primarily of salaries, benefits and stock-based compensation expense for engineering and product management teams, and the cost of contractors who work on the development and maintenance of our platform. Engineering and product development expense also includes non-capitalized hardware and software costs and depreciation and amortization of technology assets.

Other General and Administrative: Other general and administrative expense consists primarily of salaries, benefits and stock-based compensation expense for our accounting, finance, legal, risk, compliance, human resources and facilities teams, professional services fees and facilities expense.

After announcing the findings of our board review, and the significant decrease in the trading price of our common stock in May 2016, we began offering incentive retention awards to members of the executive management team and other key personnel that totaled $34.9 million and will be recognized as compensation expense ratably through May 2017. In addition, we have incurred and expect to continue to incur significant legal, professional service, and other expenses in connection with the inquiries and private litigation that have arisen and may continue to arise from the internal board review, and our response to ongoing governmental requests for information.

LENDINGCLUB CORPORATION

Management's Discussion and Analysis of Financial Condition and Results of Operations

(Tabular Amounts in Thousands, Except Share and Per Share Data and Ratios, or as Noted)



Year Ended December 31,	2016		2015		Change ($)		Change (%)
Sales and marketing	$	216,670	$	171,526	$	45,144	26	%
Origination and servicing	74,760		61,335		13,425		22	%
Engineering and product development	115,357		77,062		38,295		50	%
Other general and administrative	207,172		122,182		84,990		70	%
Goodwill impairment	37,050		—		—		N/M
Total operating expenses	$	651,009	$	432,105	$	218,904	51	%


Year Ended December 31,	2015		2014		Change ($)		Change (%)
Sales and marketing	$	171,526	$	85,652	$	85,874	100	%
Origination and servicing	61,335		37,326		24,009		64	%
Engineering and product development	77,062		38,518		38,544		100	%
Other general and administrative	122,182		81,136		41,046		51	%
Total operating expenses	$	432,105	$	242,632	$	189,473	78	%

Sales and marketing expense was $216.7 million and $171.5 million for the years ended December 31, 2016 and 2015, respectively, an increase of 26%. The increase was primarily due to a $34.9 million increase in variable marketing expenses and a $6.5 million increase in personnel-related expenses associated with higher headcount levels as well as retention and severance costs. Sales and marketing expense as a percent of loan originations was 2.5% in 2016 compared to 2.0% in 2015. A portion of this increase may be attributable to the fact that credit policies were tightened resulting in an increase of applications that were declined, thus increasing the cost per acquisition of a new borrower. We expect sales and marketing expense as a percent of loan originations in 2017 to remain at levels generally similar to fiscal year 2016.

Sales and marketing expense was $171.5 million and $85.7 million for the years ended December 31, 2015 and 2014, respectively, an increase of 100%. The increase was primarily due to a $59.9 million increase in variable marketing expenses that drove higher loan originations and a $19.0 million increase in personnel-related expenses associated with higher headcount levels.

Origination and servicing expense was $74.8 million and $61.3 million for the years ended December 31, 2016 and 2015, respectively, an increase of 22%. The increase was primarily due to a $8.1 million increase in personnel-related expenses and a $4.4 million increase in loan processing costs driven by higher loan originations and increased collection efforts.

Origination and servicing expense was $61.3 million and $37.3 million for the years ended December 31, 2015 and 2014, respectively, an increase of 64%. The increase was primarily due to a $12.7 million increase in personnel-related expenses and an $8.9 million increase in consumer reporting agency and loan processing costs, both driven by higher loan originations and a higher outstanding balance of loans serviced.

Engineering and product development expense was $115.4 million and $77.1 million for the years ended December 31, 2016 and 2015, respectively, an increase of 50%. The increase was primarily driven by investment in our platform and product development, which included a $23.8 million increase in personnel-related expenses resulting from increased headcount, salaries and retention costs, and a $12.6 million increase in equipment, software and depreciation expense.

Engineering and product development expense was $77.1 million and $38.5 million for the years ended December 31, 2015 and 2014, respectively, an increase of 100%. The increase was primarily driven by investment

LENDINGCLUB CORPORATION

Management's Discussion and Analysis of Financial Condition and Results of Operations

(Tabular Amounts in Thousands, Except Share and Per Share Data and Ratios, or as Noted)

in our platform and product development, which included a $24.0 million increase in personnel-related expenses resulting from increased headcount, and a $11.8 million increase in equipment, software and depreciation expense.

We capitalized $41.6 million, $25.4 million and $12.2 million in software development costs for the years ended December 31, 2016, 2015 and 2014, respectively.

Other general and administrative expense was $207.2 million and $122.2 million for the years ended December 31, 2016 and 2015, respectively, an increase of 70%. The increase was primarily due to a $39.3 million increase in legal, audit, communications, and advisory fees primarily associated with the board review (including investigating the matters identified in the board review), government inquiries, supporting investor due diligence activities, remediation efforts and pending and potential future litigation matters. The increase was also due to a $30.9 million increase in salaries and stock-based compensation expense related to increased headcount and salaries of newly hired executives, as we invested in infrastructure and support teams, retention costs, and a $8.6 million increase in facilities expense. Additionally, other general and administrative expense increased by $1.0 million during the year ended December 31, 2016 for the LCA reimbursement to the Funds' limited partners, as discussed in the “Board Review” section below.

Although the board review is complete, we expect elevated spending on legal, audit, and advisory fees to continue in 2017 as we remain subject to ongoing litigation and governmental inquiries. The Company has insurance policies that we believe would reimburse the Company for certain covered expenses. The timing and amount of any such insurance reimbursement is uncertain.

Other general and administrative expense was $122.2 million and $81.1 million for the years ended December 31, 2015 and 2014, respectively, an increase of 51%. The increase was primarily due to a $51.4 million increase in salaries and stock-based compensation expense related to increased headcount as we continue to invest in infrastructure and support teams.

Goodwill Impairment

Goodwill impairment consists of a charge for the excess of the fair value of goodwill over the carrying value of the education and patient finance reporting unit.

We recorded a goodwill impairment charge of $37.1 million for the year ended December 31, 2016 related to the education and patient finance reporting unit. There were no goodwill charges recorded for the years ended December 31, 2015 or 2014. See “Item 8 – Financial Statements and Supplementary Data – Note 9. Intangible Assets and Goodwill” for a further description of this impairment charge. If the performance of the education and patient finance reporting unit fails to meet current expectations, it is possible that the carrying value of this reporting unit, even after this impairment charge, will exceed its fair value, which could result in further recognition of a noncash impairment of goodwill that could be material.

Income Taxes

Income tax (benefit) expense was $(4.2) million, $2.8 million, and $1.4 million for the years ended December 31, 2016, 2015 and 2014, respectively. For the year ended December 31, 2016, the income tax benefit was primarily attributable to the tax effects of the impairment of tax-deductible goodwill from the acquisition of Springstone, which previously gave rise to an indefinite-lived deferred tax liability, and the tax effects of unrealized gains credited to other comprehensive income associated with the Company's available for sale portfolio. For the year ended December 31, 2015, income tax expense was primarily attributable to the amortization of tax deductible goodwill from the acquisition of Springstone, which gave rise to an indefinite-lived deferred tax liability, and the realization of excess tax benefits related to stock-based compensation. For the year ended December 31, 2014,

LENDINGCLUB CORPORATION

Management's Discussion and Analysis of Financial Condition and Results of Operations

(Tabular Amounts in Thousands, Except Share and Per Share Data and Ratios, or as Noted)

income tax expense was primarily related to the amortization of tax deductible goodwill from the acquisition of Springstone.

As of December 31, 2016 and December 31, 2015, we continued to record a valuation allowance against the net deferred tax assets, excluding the deferred tax liability for indefinite-lived intangibles as of December 31, 2015. As of December 31, 2016 and December 31, 2015, the valuation allowance was $75.3 million and $25.3 million, respectively. We intend to continue maintaining a full valuation allowance on our deferred tax assets until there is sufficient evidence to support the reversal of all or some portion of these allowances.

Non-GAAP Financial Measures

We use certain non-GAAP financial measures in evaluating our operating results. We believe that contribution, contribution margin, adjusted EBITDA, adjusted EBITDA margin, and servicing fees before changes in fair value of assets and liabilities help identify trends in our core business results and allow for greater transparency with respect to key metrics used by our management in its decision making.

Our non-GAAP measures of contribution, contribution margin, adjusted EBITDA, adjusted EBITDA margin, and servicing fees before changes in fair value of assets and liabilities have limitations as analytical tools and you should not consider them in isolation. These non-GAAP measures should not be viewed as substitutes for, or superior to, net income (loss) as prepared in accordance with GAAP. In evaluating these non-GAAP measures, you should be aware that in the future we will incur expenses similar to the adjustments in this presentation. There are a number of limitations related to the use of these non-GAAP financial measures versus their most directly comparable GAAP measures, which include the following:


•	Other companies, including companies in our industry, may calculate these measures differently, which may reduce their usefulness as a comparative measure.


•	These measures do not consider the potentially dilutive impact of stock-based compensation.


•	Although depreciation and amortization are non-cash charges, the assets being depreciated and amortized may have to be replaced in the future and adjusted EBITDA and adjusted EBITDA margin do not reflect cash capital expenditure requirements for such replacements or for new capital expenditure requirements.


•	Adjusted EBITDA and adjusted EBITDA margin do not reflect tax payments that may represent a reduction in cash available to us.

Contribution and Contribution Margin

Contribution is a non-GAAP financial measure that is calculated as net operating revenue less “sales and marketing” and “origination and servicing” expenses on the Company’s Statement of Operations, adjusted to exclude non-cash stock-based compensation expense within these captions. These costs represent the costs that are most directly related to generating such net operating revenue. Contribution Margin is a non-GAAP financial measure calculated by dividing Contribution by total net operating revenue.

Contribution and Contribution Margin are measures of overall direct product profitability that our management and board of directors find useful, and believe investors may find useful, in understanding the relationship between costs most directly associated with revenue generating activities and the related revenue, and remaining amount available to support our costs of engineering and product development and other general and administrative expense to evaluate our operating performance and trends. While we believe Contribution and Contribution Margin are useful for the reasons above, they should not be used as an overall measure of our profitability, as they exclude engineering and product development and other general and administrative expenses that are required to run our business. Factors that affect our Contribution and Contribution Margin include revenue mix, variable marketing expenses and origination and servicing expenses.

LENDINGCLUB CORPORATION

Management's Discussion and Analysis of Financial Condition and Results of Operations

(Tabular Amounts in Thousands, Except Share and Per Share Data and Ratios, or as Noted)

The following table shows the calculation of contribution and contribution margin:



	Year Ended December 31,
	2016			2015			2014
Net operating revenue	$	495,467		$	426,697		$	213,412
Less: Sales and marketing expense	216,670			171,526			85,652
Less: Origination and servicing expense	74,760			61,335			37,326
Total direct expenses	$	291,430		$	232,861		$	122,978
Add: Stock-based compensation ⁽¹⁾	$	11,705		$	9,985		$	7,129
Contribution	$	215,742		$	203,821		$	97,563
Contribution margin	43.5		%	47.8		%	45.7		%


⁽¹⁾	Contribution also excludes stock-based compensation expense included in the sales and marketing and origination and servicing expense categories.

The following table presents a reconciliation of net loss to contribution for each of the periods indicated:



	Year Ended December 31,
	2016			2015			2014
Net loss	$	(145,969	)	$	(4,995	)	$	(32,894	)
Net interest income and fair value adjustments	(5,345		)	(3,246		)	2,284
Engineering and product development expense	115,357			77,062			38,518
Other general and administrative expense	207,172			122,182			81,136
Goodwill impairment	37,050			—			—
Stock-based compensation expense⁽¹⁾	11,705			9,985			7,129
Income tax (benefit) expense	(4,228		)	2,833			1,390
Contribution	$	215,742		$	203,821		$	97,563
Total net operating revenue	$	495,467		$	426,697		$	213,412
Contribution margin	43.5		%	47.8		%	45.7		%


⁽¹⁾	Contribution also excludes stock-based compensation expense included in the sales and marketing and origination and servicing expense categories.

Adjusted EBITDA and Adjusted EBITDA Margin

Adjusted EBITDA is a non-GAAP financial measure that includes net operating revenue less certain non-recurring expenses including interest, and certain non-cash expenses including amortization and depreciation, and stock-based compensation expense. Adjusted EBITDA margin is a non-GAAP financial measure calculated by dividing adjusted EBITDA by total net operating revenue.

We believe that adjusted EBITDA is an important measure of operating performance because it allows management, investors and our board to evaluate and compare our core operating results, including our return on capital and operating efficiencies, from period to period by removing the impact of asset base (depreciation and amortization), other non-operating, and share-based compensation, tax consequences, and our capital structure (interest expense from any outstanding debt). Additionally, we utilize Adjusted EBITDA as an operating performance measure as an input into the Company’s calculation of the annual bonus plan. In addition to its use by management, Adjusted EBITDA is a measure widely used by securities analysts, investors and others to evaluate the financial performance

LENDINGCLUB CORPORATION

Management's Discussion and Analysis of Financial Condition and Results of Operations

(Tabular Amounts in Thousands, Except Share and Per Share Data and Ratios, or as Noted)

of our company and other companies in our industry as well as in the broader financial services and technology industries.

The following table presents a reconciliation of net loss to Adjusted EBITDA for each of the periods indicated:



	Year Ended
	2016			2015			2014
Net loss	$	(145,969	)	$	(4,995	)	$	(32,894	)
Net interest income and fair value adjustments	(5,345		)	(3,246		)	2,284
Acquisition and related expense	1,174			2,367			3,113
Depreciation expense:
Engineering and product development	20,906			13,820			5,194
Other general and administrative	4,216			2,426			1,166
Amortization of intangible assets	4,760			5,331			3,898
Goodwill impairment	37,050			—			—
Stock-based compensation expense	69,201			51,222			37,150
Income tax (benefit) expense	(4,228		)	2,833			1,390
Adjusted EBITDA	$	(18,235	)	$	69,758		$	21,301
Total net operating revenue	$	495,467		$	426,697		$	213,412
Adjusted EBITDA margin	(3.7		)%	16.3		%	10.0		%

Operating expenses include the following amounts of stock based compensation for the periods presented:



	Year Ended
	2016		2015		2014
Sales and marketing	$	7,546	$	7,250	$	5,476
Origination and servicing	4,159		2,735		1,653
Engineering and product development	19,858		11,335		6,445
Other general and administrative	37,638		29,902		23,576
Total stock-based compensation expense	$	69,201	$	51,222	$	37,150

Servicing Fees Before Changes in Fair Value of Assets and Liabilities

Servicing and management fee revenue associated with the servicing portfolio, excluding fair market value accounting adjustments, is a non-GAAP financial measure that is calculated as servicing fees less the fair market value accounting adjustment. The Company has elected to account for servicing assets and liabilities at fair value with changes in fair value recorded through earnings in the period of change. The Company believes this is a useful non-GAAP financial measure because it reflects the amount of fees actually collected and represents the true economic benefit of our servicing arrangements. We believe that the fair value adjustments to the servicing assets and liabilities is less useful in particular because the Company does not trade or transfer such servicing assets or liabilities.

LENDINGCLUB CORPORATION

Management's Discussion and Analysis of Financial Condition and Results of Operations

(Tabular Amounts in Thousands, Except Share and Per Share Data and Ratios, or as Noted)

The following table presents a reconciliation of servicing fees to servicing fees before change in fair value of servicing assets and liabilities:



	Year Ended
	2016		2015			2014
Servicing fees	$	68,009	$	32,811		$	11,534
Change in fair value of servicing assets and liabilities, net	905		(1,392		)	(1,420		)
Servicing fees before change in fair value of servicing assets and liabilities	$	68,914	$	31,419		$	10,114

Investments by Investment Channel and Investor Concentration

The following table shows the percentage of loan originations funded by investment channel for the periods presented:



	December 31, 2016		September 30, 2016		June 30, 2016		March 31, 2016		December 31, 2015
Originations by Investor Type:
Managed accounts	43	%	55	%	35	%	30	%	38	%
Self-directed	13	%	14	%	17	%	15	%	13	%
Banks	31	%	13	%	28	%	34	%	23	%
Other institutional investors	13	%	18	%	20	%	21	%	26	%
Total	100	%	100	%	100	%	100	%	100	%

Managed accounts include the private funds managed by LCA, dedicated third-party funds and separately management accounts. Self-directed investors include our self-directed retail investor base. Banks are deposit taking institutions, while other institutional investors include asset managers, insurance companies, hedge funds and other large non-bank investors.

The following table provides the percentage of loans invested in by the ten largest investors during each of the previous five quarters (by dollars invested):



	December 31, 2016		September 30, 2016		June 30, 2016		March 31, 2016		December 31, 2015
Percentage of Loans Invested In by Ten Largest Investors (by $ invested)	68	%	72	%	62	%	51	%	58	%

For the year ended December 31, 2016, no single investor accounted for more than 12% of the loans invested in through our marketplace. The composition of the top ten investors may vary from period to period. In addition to these investors, private funds associated with LCA and publicly issued member payment dependent notes accounted for approximately 3% and 16%, respectively, of investment capital provided through our marketplace during the period.

Effectiveness of Scoring Models

Our ability to attract borrowers and investors to our marketplace is significantly dependent on our platform’s ability to effectively evaluate a borrower’s credit profile and likelihood of default.

Our marketplace’s credit decisioning and scoring models are evaluated on a regular basis and the additional data on loan history experience, borrower behavior, economic factors and prepayment trends that we accumulate are

LENDINGCLUB CORPORATION

Management's Discussion and Analysis of Financial Condition and Results of Operations

(Tabular Amounts in Thousands, Except Share and Per Share Data and Ratios, or as Noted)

leveraged to continually improve the models. We believe we have a history of effectively evaluating borrower’s credit worthiness and likelihood of defaults, as evidenced by the performance of various loan vintages facilitated through our marketplace. If our marketplace's credit decisioning and scoring models ultimately prove to be ineffective, or fail to appropriately account for a decline in the macroeconomic environment, investors may experience higher than expected losses and lose confidence in our business. The following charts display the historical lifetime cumulative net charge-off rates (expressed as a percent of original loan balances) through December 31, 2016, by booking year, for all grades and 36 or 60 month terms of standard program loans for each of the years shown.

LENDINGCLUB CORPORATION

Management's Discussion and Analysis of Financial Condition and Results of Operations

(Tabular Amounts in Thousands, Except Share and Per Share Data and Ratios, or as Noted)

LENDINGCLUB CORPORATION

Management's Discussion and Analysis of Financial Condition and Results of Operations

(Tabular Amounts in Thousands, Except Share and Per Share Data and Ratios, or as Noted)

Loan Portfolio Information and Credit Metrics

The Company classifies the loans held on its balance sheet into three major loan products: standard program personal loans, custom program personal loans and other loans. The majority of the loans facilitated on our platform and retained on the balance sheet are standard program personal loans which represent loans made to prime borrowers that are publicly available to note investors and through certificates to private investors. Custom program personal loans include all other personal loans that are not eligible for our standard program and are available only to private investors. Other loans is comprised of education and patient finance loans, small business loans, small business lines of credit, and auto refinance loans. The loans on the balance sheet are financed by notes issued by the Company, certificates issued by the Trust or invested in directly by the Company.

Fair Value and Delinquencies

The outstanding principal balance, fair value and percentage of these loans that are delinquent, by loan product are as follows:



	December 31, 2016						December 31, 2015
(in millions, except percentages)	Outstanding Principal Balance		Fair Value ⁽²⁾		Delinquent Loans ⁽²⁾		Outstanding Principal Balance		Fair Value ⁽²⁾		Delinquent Loans ⁽²⁾
Personal loans - standard program	$	4,290.4	94.6	%	3.2	%	$	4,376.7	97.4	%	2.2	%
Personal loans - custom program	267.4		91.4		5.6		271.2		95.8		2.4
Other loans ⁽¹⁾	17.2		96.8		2.8		33.8		98.2		2.4
Total	$	4,575.0	94.5	%	3.3	%	$	4,681.7	97.3	%	2.2	%


⁽¹⁾	Components of other loans are less than 10% of the outstanding principal balance presented individually.


⁽²⁾	Expressed as a percent of outstanding principal balance.

Declines in the fair value of loans from December 31, 2015 to December 31, 2016 were primarily due to increases in the yields required by investors to purchase the Company’s loans, notes and certificates, and an increase in expected credit losses.

Net Annualized Charge-Off Rates

The following tables show annualized net charge-off rates, which is an alternative measure of the performance of the loans held by the Company in its portfolio from the graphs above. Net cumulative lifetime charge-off rates used above show total charge-offs as a function of original principal balance, while these tables show the annualized net charge-off rates that reflect the charged-off balance of loans in a specific period as a percentage of the average outstanding balance of the loans during the periods presented.

Net annualized charge-off rates are affected by the average age of the loans in the portfolio for a given quarter and the credit performance of the loans. We generally expected charge-off rates to increase with loan age, as new loans generally have fewer credit losses than seasoned loans. Annualized charge-off rates can also be affected by changes in the credit performance of loans that are outstanding for a given quarter. Additionally, in any particular quarter the portfolios include loans from past vintages that were originated under prior credit underwriting parameters, and thus do not reflect the current credit underwriting models used to originate new loans.

LENDINGCLUB CORPORATION

Management's Discussion and Analysis of Financial Condition and Results of Operations

(Tabular Amounts in Thousands, Except Share and Per Share Data and Ratios, or as Noted)

The annualized net charge-off rates for personal loans for both standard and custom programs in total for the last five quarters are as follows:



Total Platform ⁽¹⁾	December 31, 2016		September 30, 2016		June 30, 2016		March 31, 2016		December 31, 2015
Personal Loans-Standard Program:
Annualized net charge-off rate	8.0	%	6.1	%	4.9	%	5.0	%	4.7	%
Weighted average age in months	12.0		11.3		10.3		9.5		9.3

Personal Loans-Custom Program:
Annualized net charge-off rate	14.6	%	11.0	%	8.6	%	8.2	%	7.0	%
Weighted average age in months	9.8		9.1		8.4		7.3		6.9



Loans retained on balance sheet	December 31, 2016		September 30, 2016		June 30, 2016		March 31, 2016		December 31, 2015
Personal Loans-Standard Program:
Annualized net charge-off rate	10.4	%	8.2	%	6.5	%	6.2	%	5.4	%
Weighted average age in months	13.5		12.9		12.1		10.9		10.3

Personal Loans-Custom Program:
Annualized net charge-off rate	19.1	%	14.0	%	8.2	%	5.6	%	4.4	%
Weighted average age in months	12.4		10.9		8.4		5.8		5.1


⁽¹⁾	Total platform comprises all loans facilitated through the marketplace, including whole loans sold and loans financed by notes and certificates.

The increase in the annualized net charge-off rates are due to an increase in the average age of the loans in conjunction with higher observed actual charge-offs. In 2016 we observed higher delinquencies and charge-offs in populations characterized by high indebtedness, an increased propensity to accumulate debt, and lower credit scores.

An increase in the average age of the loans has also contributed to the increasing charge-off rates. Prior to 2016, the loan portfolios grew significantly as the volume of loans facilitated increased. As a result, the average age of the portfolio, and with it the average charge-off rate, stayed low during this prior period. In 2016, loan originations grew at a slower rate, causing the average loan age to increase resulting in an increase in the aggregate annualized charge-off rate. See “Current Economic and Business Environment” for further discussion regarding how we responded to these observations and credit performance by implementing changes to the credit model, increasing interest rates and supplementing collections efforts.

The annualized net charge-off rates for standard program loans are higher for loans retained on our balance sheet compared to loans reflected at the total platform level for each quarter because of a difference in grade distribution for the two portfolios. The proportion of grade A and B loans is approximately 30% of the retained loan portfolio compared to approximately 41% for the total platform level as of December 31, 2016. This difference in loan grade distribution results in higher net charge-off rates for the loans on the balance sheet, as grade A and B loans have lower expected and actual credits losses.

Regulatory Environment

As a result of our internal board review and resignation of our former CEO, we have received inquiries from governmental entities, and we continue to cooperate fully. Responding to inquiries of this nature are costly and time

LENDINGCLUB CORPORATION

Management's Discussion and Analysis of Financial Condition and Results of Operations

(Tabular Amounts in Thousands, Except Share and Per Share Data and Ratios, or as Noted)

consuming, can generate negative publicity, and could have a material and adverse effect on our business. See “Item 8 – Financial Statements and Supplementary Data – Notes to Consolidated Financial Statements – 17. Commitments and Contingencies” for further discussion regarding these inquiries.

Liquidity and Capital Resources

Liquidity

The following table sets forth certain cash flow information for the periods presented:



Year Ended December 31,	2016			2015			2014
Net cash provided by operating activities	$	545		$	74,741		$	49,920

Cash flow used for loan investing activities⁽¹⁾	(275,213		)	(2,034,590		)	(1,094,065		)
Cash flow used for all other investing activities	(147,744		)	(372,110		)	(163,010		)
Net cash used for investing activities	(422,957		)	(2,406,700		)	(1,257,075		)

Cash flow provided by note/certificate, and secured borrowings financing⁽¹⁾	262,952			2,034,993			1,098,108
Cash flow provided by all other financing activities	51,531			50,717			929,528
Net cash provided by financing activities	314,483			2,085,710			2,027,636
Net (decrease) increase in cash and cash equivalents	$	(107,929	)	$	(246,249	)	$	820,481


⁽¹⁾	Cash flow used for loan investing activities includes the purchase of loans and repayment of loans facilitated through our marketplace. Cash flow provided by note/certificate and secured borrowings financing activities includes the issuance of notes and certificates to investors and the repayment of those notes and certificates. These amounts generally correspond and offset each other.

Our short-term liquidity needs generally relate to our working capital requirements. These liquidity needs are generally met through cash generated from the operations of facilitating loan originations. If we experience a pause in investor capital on our platform, cash generated from facilitating loan originations could decline, in which case we may need to use our cash and cash equivalents on hand, which was $515.6 million at December 31, 2016, to meet our working capital needs. We additionally had $287.1 million of available for sale securities at December 31, 2016. The net loss during the year ended December 31, 2016, including cash expenses for legal, audit, communications, and advisory fees associated with the board review (including investigating the matters identified in the board review), government inquiries, supporting investor due diligence activities, remediation efforts and pending and potential future litigation matters, along with the purchases of loans we intend to sell, contributed to lower operating cash flow for the year ended December 31, 2016. Generally, there has been no material impact on our liquidity position as of December 31, 2016, related to the purchase of loans during the year ended December 31, 2016; as such, loans generally were invested in by proceeds from the issuance of corresponding notes and certificates, or such loans have been sold on the same day to whole loan investors.

Additionally, given the payment dependent structure of the notes and certificates, principal and interest payments on notes and certificates are paid only when received from borrowers on the corresponding retained loans, resulting in no material impact to our liquidity. During 2016, the Company purchased a total of $138.2 million of loans through the platform to fulfill regulatory or contractual purchase obligations (such as direct mail offers) or support short-term marketplace equilibrium. The Company was able to find additional investors in these loans, as well as loans the Company repurchased from investors that did not meet the investor's investment criteria at the time of issuance, and resold $144.7 million of loans purchased by the Company in 2016. The majority of these loans were purchased

LENDINGCLUB CORPORATION

Management's Discussion and Analysis of Financial Condition and Results of Operations

(Tabular Amounts in Thousands, Except Share and Per Share Data and Ratios, or as Noted)

and resold in the first half of 2016. The outstanding principal balance of loans for which the Company remained invested in as of December 31, 2016, was $27.9 million.

Cash and cash equivalents are primarily held in institutional money market funds and interest-bearing deposit accounts at investment grade financial institutions. Cash and cash equivalents were $515.6 million and $623.5 million at December 31, 2016, and 2015, respectively. Changes in the balance of cash and cash equivalents are generally a result of timing related to working capital requirements or investments in or out of our securities available for sale portfolio and changes in restricted cash and other investments.

Restricted cash consists primarily of checking, money market and certificate of deposit accounts that are: (i) pledged to or held in escrow by the Company’s correspondent banks as security for transactions processed on or related to our platform or activities by certain investors; (ii) pledged through a credit support agreement with a certificate holder; (iii) held in a Rabbi Trust through a grantor trust agreement to satisfy obligations to partnerships under the Company's 2016 Cash Retention Bonus Plan, or (iv) received from investors but not yet been applied to their accounts on the platform and transferred to segregated bank accounts that hold investors’ funds. Restricted cash was $177.8 million and $80.7 million at December 31, 2016 and 2015, respectively. The increase in restricted cash is primarily attributable to an increase in cash received from investors that has not yet been applied to their accounts, additional cash pledged to or held in escrow by the Company's correspondent banks as security for transactions related to our platform or with certain investors, and cash held in a Rabbi Trust to satisfy obligations under the Cash Retention Bonus Plan.

In April 2015, we invested in securities classified as available for sale. The fair value of securities available for sale as of December 31, 2016 and 2015 was $287.1 million and $297.2 million, respectively. These securities include corporate debt securities, certificates of deposit, asset-backed securities, commercial paper, U.S. agency securities, U.S. Treasury securities and other securities. All securities were rated investment grade (defined as a rating equivalent to a Moody’s rating of “Baa3” or higher, or a Standard & Poor’s rating of “BBB-” or higher) and there were no significant unrealized losses. These securities provided $3.6 million and $2.8 million of interest income in 2016 and 2015, respectively. These securities continue to be available to meet liquidity needs.

Our available liquidity resources may also be provided by external sources. On December 17, 2015, we entered into a credit and guaranty agreement with several lenders for an aggregate $120.0 million secured revolving credit facility (Credit Facility). In connection with the credit agreement, we entered into a pledge and security agreement with Morgan Stanley Senior Funding, Inc., as collateral agent. Proceeds of loans made under the Credit Facility may be borrowed, repaid and reborrowed until December 17, 2020. Repayment of any outstanding proceeds are payable on December 17, 2020, but may be prepaid without penalty. We did not have any loans outstanding under the Credit Facility during the year ended December 31, 2016.

Borrowings under the Credit Facility bear interest, at the Company's option, at an annual rate based on LIBOR rate plus a spread of 1.75% to 2.00%, which is fixed for a Company-selected interest period of one, two, three, six or 12 months, or at an alternative base rate (which is tied to either the prime rate, federal funds effective rate, or the adjusted eurocurrency rate, as defined in the credit agreement). Base rate borrowings may be prepaid at any time without penalty, however pre-payment of LIBOR-based borrowings before the end of the selected interest period may result in the Company incurring expense to compensate the lenders for their funding costs through the end of the interest period. Interest is payable quarterly. Additionally, the Company is required to pay a quarterly commitment fee to the lenders of between 0.25% and 0.375% per annum, depending on the Company’s total net leverage ratio, on the average undrawn portion available under the revolving loan facility.

The Credit Facility and pledge and security agreement contain certain covenants applicable to us, including restrictions on the Company’s ability to pay dividends, incur indebtedness, pledge our assets, merge or consolidate, make investments, and enter into certain affiliate transactions. The Credit Facility also requires us to maintain a

LENDINGCLUB CORPORATION

Management's Discussion and Analysis of Financial Condition and Results of Operations

(Tabular Amounts in Thousands, Except Share and Per Share Data and Ratios, or as Noted)

maximum total net leverage ratio (defined as the ratio of net debt to Adjusted EBITDA, on a consolidated basis for the four most recent Fiscal Quarter periods) of 4.00:1.00 initially, and which decreases over the term of the Credit Facility to 3.00:1.00 on and after June 30, 2018 (on a consolidated basis). As of December 31, 2016, the total net leverage ratio, calculated as defined in the Credit Facility, was 0%.

On December 11, 2014, we received $827.7 million in net proceeds from our IPO for use in funding our liquidity needs. A portion of these proceeds were invested in securities held in our securities available for sale portfolio.

In April 2014, we made payments of $109.5 million, net of cash acquired to acquire Springstone. In connection with the acquisition, in April 2014, the Company issued approximately $65.0 million of Series F convertible preferred stock, and borrowed $50.0 million under a credit and guaranty agreement entered into with several lenders referred to as the Term Loan. The Series F convertible preferred stock was converted on a one-for-one basis to common stock in conjunction with the Company’s initial public offering. On December 17, 2014, we fully repaid the $49.4 million of principal outstanding of our Term Loan using a portion of the net proceeds from our IPO. Consequently, the Term Loan was extinguished and removed from the balance sheet as of December 31, 2014, and the credit and guaranty agreement was terminated. During the term it was outstanding, the Term Loan paid interest at a weighted-average interest rate of 2.59%.

On February 9, 2016, our board of directors approved a share repurchase program under which we may repurchase up to $150.0 million of our common shares in open market or privately negotiated transactions in compliance with Securities and Exchange Act Rule 10b-18. This repurchase program was valid for one year and did not obligate the Company to acquire any particular amount of common stock. During the year ended December 31, 2016, we repurchased 2,282,700 shares of our common stock for an aggregate purchase price of $19.5 million. See “Part II – Item 8 – Financial Statements and Supplementary Data – Note 15. Employee Incentive and Retirement Plans” for additional information.

During the second and the third quarters of 2016, the Company offered incentives to investors in exchange for investment activity. The Company has not offered incentives to investors for investments in loans since September 2016. Although our use of the balance sheet as a source of initial funding was significantly reduced in the second half of 2016 compared to the first half of 2016, and we did not have to use a material amount of our own capital to purchase loans in the second half of 2016, our failure to attract investor capital may result in us using a greater amount of our own capital to purchase loans on the platform compared to prior periods, or reduce origination volume. These actions may have material adverse impacts on our business, financial condition (including its liquidity), results of operations or ability to sustain and grow loan volume.

Historically, our overall business model has not been premised on using our balance sheet and assuming credit risk for loans facilitated by our marketplace by holding loans to maturity. In order to support contractual obligations (Pool B loans and repurchase obligations), regulatory commitments (direct mail), short-term marketplace equilibrium, alternative financing structures, customer accommodations or other needs, we may use our capital on the platform from time to time on terms that are substantially similar to other investors. Additionally, we may use our capital to invest in loans associated with the testing or initial launch of new or alternative loan terms, programs or channels to establish a track record of performance prior to facilitating third-party investments in these loans. We also plan to use our capital in securitization programs. For a description of recent developments and their potential impact to our liquidity and capital resources, see “Current Economic and Business Environment” above.

We believe based on our projections and ability to reduce loan volume if needed, that our cash on hand, funds available from our line of credit, and our cash flow from operations is expected to be sufficient to meet our liquidity needs for the next twelve months.

LENDINGCLUB CORPORATION

Management's Discussion and Analysis of Financial Condition and Results of Operations

(Tabular Amounts in Thousands, Except Share and Per Share Data and Ratios, or as Noted)

Capital Resources

Capital expenditures were $51.8 million, or 10% of total net revenue, $39.4 million, or 9% of total net revenue, and $20.6 million, or 10% of total net revenue, for the years ended December 31, 2016, 2015 and 2014, respectively. Capital expenditures primarily consist of internally developed software and leasehold improvements. Capital expenditures in 2017 are expected to be approximately $60 million, primarily related to costs associated with the continued development and support of our lending platform. In the future, we expect our capital expenditures to increase as we continue to enhance our platform to support the growth in our business.

Off-Balance Sheet Arrangements

At both December 31, 2016 and December 31, 2015, a total of $4.7 million in standby letters of credit were outstanding related to certain financial covenants required for our leased facilities. To date, no amounts have been drawn against the letters of credit, which renew annually and expire at various dates through July 2026. There were no off-balance sheet arrangements for the year ended December 31, 2014.

Contingencies

Legal

For a comprehensive discussion of legal proceedings, see “Item 8 – Financial Statements and Supplementary Data – Notes to Consolidated Financial Statements – 17. Commitments and Contingencies.”

Contractual Obligations

Our principal commitments consist of obligations under our loan funding operation with WebBank and in connection with direct marketing efforts, operating leases for office space and contractual commitments for other support services. The following table summarizes our contractual obligations as of December 31, 2016:



	Payments Due by Period
	Less than 1 Year		1 to 3 Years		3 to 5 Years		More than 5 Years		Total
Purchase obligations	$	5,960	$	4,051	$	—	$	—	$	10,011
Loan funding obligations	15,719		—		—		—		15,719
Operating lease obligations	15,092		31,674		33,301		40,423		120,490
WebBank purchase obligations	32,248		—		—		—		32,248
Total contractual obligations⁽¹⁾	$	69,019	$	35,725	$	33,301	$	40,423	$	178,468

⁽¹⁾

The notes and certificates issued by Lending Club and the Trust, respectively, have been excluded from the table above because payments on those liabilities are only required to be made by us if and when we receive the related loan payments from borrowers. Our own liquidity resources are not required to make any contractual payments on the notes or certificates, except in limited instances of proven identity fraud on a related loan.

Loan Purchase Obligation

Under our loan account program with WebBank, a Utah-charted industrial bank that serves as our primary issuing bank, WebBank retains ownership of loans facilitated through our platform for two business days after origination. As part of this arrangement, we have committed to purchase the loans at par, at the conclusion of the two business days. As of December 31, 2016 and December 31, 2015, we were committed to purchase loans with an outstanding principal balance of $32.2 million and $77.6 million at par, respectively.

LENDINGCLUB CORPORATION

Management's Discussion and Analysis of Financial Condition and Results of Operations

(Tabular Amounts in Thousands, Except Share and Per Share Data and Ratios, or as Noted)

Loan Repurchase Obligations

We have historically limited our loan or note repurchase obligations to events of verified identity theft or in connection with certain customer accommodations. As institutional investors seek to securitize loans purchased through the marketplace, we have increased the circumstances and the required burden of proof of economic harm under which we are obligated to repurchase loans from these investors. We believe these repurchase obligations are customary and consistent with institutional loan and securitization market standards.

In addition to and distinct from the repurchase obligations described in the preceding paragraph, we perform certain administrative functions for a variety of retail and institutional investors, including executing, without discretion, loan investments as directed by the investor. To the extent loans do not meet the investor's investment criteria at the time of issuance, or are transferred to the investor as a result of a system error by us, we generally repurchase such loans at par. As a result of these obligations, we repurchased $46.7 million in loans during 2016.

Loan Funding and Purchase Commitments

During 2016, we purchased a total of $138.2 million in loans to fulfill regulatory requirements and to support short-term marketplace equilibrium, as discussed below.

As required by applicable regulations, we are required to purchase loans resulting from direct marketing efforts if such loans are not otherwise invested in by investors on our platform. During 2016, the Company purchased $35.5 million of such loans. Additionally, following the events of May 9, 2016, we opted to use our own capital to support short-term marketplace equilibrium and purchased $102.7 million in loans during 2016.

Loans in the process of being facilitated and originated by our issuing bank partner at December 31, 2016, were funded in January 2017. No loans remained without investor commitments and we were not required to purchase any of these loans.

As of December 31, 2016, we held $27.9 million of loans on our balance sheet.

The Company and the issuing bank have entered into purchase agreements with three investors to purchase Pool B loans or participation interests in Pool B loans. In connection with these purchase agreements, we deposited $9.0 million into an account at the bank to secure potential, future purchases of these loans, if any. As of January 5, 2016, any contractual minimum purchase requirements by these three investors had expired. During the year ended December 31, 2016, the Company was required to purchase approximately $1.0 million of Pool B loans under these agreements. These loans are held on the Company's balance sheet and have a remaining principal balance of $0.9 million as of December 31, 2016.

Critical Accounting Policies

The Company’s significant accounting policies are described in “Item 8 – Financial Statements and Supplementary Data – Notes to Consolidated Financial Statements – Note 2 – Summary of Significant Accounting Policies” of the consolidated financial statements. The Company considers certain of these policies to be critical accounting policies as they require significant judgments, assumptions and estimates which we believe are critical in understanding and evaluating our reported financial results. These critical accounting policies include (i) fair value estimates for loans,

LENDINGCLUB CORPORATION

Management's Discussion and Analysis of Financial Condition and Results of Operations

(Tabular Amounts in Thousands, Except Share and Per Share Data and Ratios, or as Noted)

loans held for sale, notes and certificates; (ii) fair value estimates for servicing assets and liabilities; (iii) the estimated loan trailing fee liability; (iv) accounting for goodwill and intangible assets; (v) provision for income taxes, net of valuation allowance for deferred tax assets; (vi) consolidation of variable interest entities; and (vii) stock-based compensation expense. These judgments, estimates and assumptions are inherently subjective and actual results may differ from these estimates and assumptions, and the differences could be material.

Fair Value of Loans, Loans Held for Sale, Notes and Certificates

We have elected fair value accounting for loans, loans held for sale, and related notes and the Trust’s certificates. The fair value election for loans and notes and certificates results in symmetrical accounting in that changes in the fair values of loans are generally offset by equal changes in the fair values of notes and certificates, given the payment dependent structure of the notes and certificates.

We estimate the fair values of loans, loans held for sale, and related notes and certificates using a discounted cash flow valuation methodology. The fair valuation methodology considers projected prepayments, defaults, losses and recoveries on our loans to project future net cash flows.

Significant assumptions used in valuing the Company’s loans, loans held for sale, and notes and certificates were as follows:

Discount rates – The discount rates for loans and loans held for sale reflect the Company’s estimates of the rates of return that investors in unsecured consumer credit obligations would require when investing in the various credit grades of loans. The discount rates for the projected net cash flows of the notes and certificates reflect the Company’s estimates of the rates of return, including risk premiums that investors in unsecured consumer credit obligations would require when investing in notes issued by us and certificates issued by the Trust with cash flows dependent on specific grades of loans. Discount rates for existing loans, loans held for sale, and notes and certificates are adjusted to reflect the time value of money and are based on a risk premium that reflects the return market participants require on currently offered loans due to the credit and liquidity related uncertainty inherent in the instruments’ cash flows.

Net cumulative expected losses – Net cumulative expected losses are estimates of the net cumulative principal payments that will not be repaid over the entire life of a loan, loan held for sale, and note or certificate, expressed as a percentage of the original principal amount of the loan, loan held for sale, and note or certificate. The estimated net cumulative loss is the sum of the net losses estimated to occur each month of the life of a loan, loan held for sale, and note or certificate. Therefore, the total net losses estimated to occur over the remaining maturity of existing loans, loans held for sale, and notes and certificates are less than the estimated net cumulative losses of comparable new loans, notes and certificates.

Cumulative prepayments – Cumulative prepayments are estimates of the cumulative amount of principal prepayments that will occur over the entire life of a loan, loan held for sale, and note or certificate expressed as a percentage of the original principal amount of the loan, loan held for sale, and note or certificate. The total prepayments estimated to occur over the remaining maturity of existing loans, loans held for sale, and notes and certificates are less than the estimated cumulative prepayments of comparable new loans, loans held for sale, and notes and certificates. The assumption regarding cumulative prepayments reduces the projected principal balances and expected terms of the loan and loan held for sale. Beginning in the third quarter of 2015, the Company incorporates expected prepayments into the valuation of loans, loans held for sale, and notes and certificates to better reflect a market participant’s view of valuation assumptions underlying unsecured consumer credit obligations. Prior to the third quarter of 2015, the effect of prepayments was reflected through an effective adjustment to the discount rates used in the fair value methodology.

LENDINGCLUB CORPORATION

Management's Discussion and Analysis of Financial Condition and Results of Operations

(Tabular Amounts in Thousands, Except Share and Per Share Data and Ratios, or as Noted)

We include in earnings the estimated unrealized fair value gains or losses during the period of loans and loans held for sale, and the offsetting estimated fair value losses or gains attributable to the expected changes in future payments on notes and certificates.

Fair Value of Servicing Assets and Liabilities

We record servicing assets and liabilities at their estimated fair values when we sell whole loans to unrelated third-party whole loan buyers or when the servicing contract commences. The gain or loss on a loan sale is recorded in other revenue (expense) in the consolidated statements of operations while the component of the gain or loss that is based on the degree to which the loan servicing fee is above or below an estimated market rate loan servicing fee is recorded as an offset in servicing assets or liabilities. Servicing assets and liabilities are recorded in “Other assets” and “Accrued expenses and other liabilities,” respectively, on the consolidated balance sheets. Changes in the fair value of servicing assets and liabilities are reported in “Servicing fees” in the consolidated statements of operations in the period in which the changes occur.

The Company uses the fair value measurement method to account for changes in servicing assets and liabilities. The Company uses a discounted cash flow model to estimate the fair values of loan servicing assets and liabilities. The cash flows in the valuation model represent the difference between the servicing fees charged to whole loan buyers and an estimated market servicing fee. Since servicing fees are generally based on the monthly unpaid principal balance of the underlying loans, the expected cash flows in the model incorporate estimated net expected losses and expected prepayments. The significant assumptions used in valuing the Company’s servicing assets and liabilities were as follows:

Market servicing rates – The Company considers market servicing rates as those rates which a market participant would require to service the loans that Lending Club sells. The Company estimated these market servicing rates based on review of available observable market servicing rates. The Company also supplements this analysis with market servicing benchmarking analyses performed periodically by third-party valuation firms.

Discount rates – The discount rates for loan servicing rights reflect the Company’s estimates of the rates of return that investors in servicing rights for unsecured consumer credit obligations would require when investing in similar servicing rights. Discount rates for servicing rights on existing loans reflect a risk premium intended to reflect the amount of compensation market participants would require due to the credit and liquidity uncertainty inherent in the instruments’ cash flows.

Net cumulative expected losses – Net cumulative expected losses are an estimate of the net cumulative principal payments that will not be repaid over the entire life of a loan expressed as a percentage of the original principal amount of the loan. The net cumulative expected losses are estimated based on analysis of historical credit losses at the loan type, grade and maturity levels.

Cumulative prepayments – Cumulative prepayments are estimates of the cumulative amount of principal prepayments that will occur over the entire life of a loan expressed as a percentage of the original principal amount of the loan. The cumulative prepayments are estimated based on analysis of historical prepayment rates at the loan type, grade and maturity levels.

Loan Trailing Fee Liability

In February 2016, we revised the agreement with our primary issuing bank partner to include an additional program fee (Loan Trailing Fee). The Loan Trailing Fee is dependent on the amount and timing of principal and interest payments made by borrowers of the underlying loans, and gives the issuing bank an ongoing financial interest in the performance of the loans it originates. This fee is paid by us to the issuing bank partner over the term of the

LENDINGCLUB CORPORATION

Management's Discussion and Analysis of Financial Condition and Results of Operations

(Tabular Amounts in Thousands, Except Share and Per Share Data and Ratios, or as Noted)

respective loans and is a function of the principal and interest payments. In the event that principal and interest payments are not made, we are not required to make this Loan Trailing Fee payment. The Loan Trailing Fee is recorded at fair value with the initial establishment, and any changes, of this liability are netted against transaction fees on our consolidated statement of operations. The fair value of the Loan Trailing Fee represents the present value of the expected monthly Loan Trailing Fee, which considers assumptions of expected prepayment rates and future credit losses.

Goodwill and Intangible Assets

Goodwill represents the fair value of acquired businesses in excess of the aggregate fair value of the identified net assets acquired. Goodwill is not amortized but is tested for impairment annually or whenever indications of impairment exist. Our annual impairment testing date is April 1. Impairment exists whenever the carrying value of goodwill exceeds its implied fair value. Adverse changes in impairment indicators such as loss of key personnel, increased regulatory oversight, or unplanned changes in our operations could result in impairment.

We can elect to qualitatively assess goodwill for impairment if it is more likely than not that the fair value of a reporting unit (generally defined as a component of a business for which financial information is available and reviewed regularly by management) exceeds its carrying value. A qualitative assessment may consider macroeconomic and other industry-specific factors, such as trends in short-term and long-term interest rates and the ability to access capital or company-specific factors, such as market capitalization in excess of net assets, trends in revenue generating activities and merger or acquisition activity.

If we do not qualitatively assess goodwill we compare a reporting unit’s estimated fair value to its carrying value. We estimate the fair value of a reporting unit using both an income approach and a market approach. When applying the income approach, we use a discounted cash flow model, which requires the estimation of cash flows and an appropriate discount rate. We project cash flows expected to be generated by the reporting unit inclusive of an estimated terminal value. The discount rate assumption contemplates a weighted-average cost of capital based on both market observable and company-specific factors. The discount rate is risk-adjusted to include any premiums related to equity price volatility, size, and projected capital structure of publicly traded companies in similar lines of business. The market approach estimates the fair value of a reporting unit based on certain market value multiples of publicly traded companies in similar lines of business, such as total enterprise value to revenue, or to EBITDA. Under the market approach, we also consider fair value implied from any relevant and comparable market transactions. Both approaches include reliance on long-term growth rates, and revenue and earnings projections.

We recorded a goodwill impairment during the second and third quarters of 2016 after completing the annual impairment test. See “Part II – Item 8 – Financial Statements and Supplementary Data – Note 9. Intangible Assets and Goodwill” for additional information.

Intangible assets are amortized over their useful lives in a manner that best reflects their economic benefit, which may include straight-line or accelerated methods of amortization. Intangible assets are reviewed for impairment quarterly and whenever events or changes in circumstances indicate that the carrying amount of such assets may not be recoverable. We do not have any indefinite-lived intangible assets.

Income Taxes

We account for income taxes using the asset and liability method. Under this method, deferred tax assets and liabilities are recognized for the future tax consequences attributable to differences between the financial statement carrying amount of existing assets and liabilities and their respective tax bases and net operating loss and tax credit carry-forwards. A valuation allowance is recorded to reduce deferred tax assets to the amount that is more likely than not to be realized.

LENDINGCLUB CORPORATION

Management's Discussion and Analysis of Financial Condition and Results of Operations

(Tabular Amounts in Thousands, Except Share and Per Share Data and Ratios, or as Noted)

Given our history of operating losses, it is difficult to accurately forecast when and in what amounts future results will be affected by the realization, if any, of the tax benefits resulting from future deductions for our net operating loss carryforwards. Based on the weight of available evidence, which includes our historical operating performance and the reported cumulative net losses in prior years, we have provided a full valuation allowance against our net deferred tax assets.

At December 31, 2016, we had federal and state net operating loss carryforwards of approximately $260.3 million and $178.0 million, respectively, that can be used to offset future taxable income. These federal and state net operating loss carryforwards will begin expiring in 2025 and 2028, respectively. We assess the available positive and negative evidence to estimate if sufficient future taxable income will be generated to utilize the existing deferred tax assets. On the basis of this evaluation, a full valuation allowance has historically been recorded to recognize only deferred tax assets that are more likely than not to be realized.

Consolidation of Variable Interest Entities

A variable interest entity (VIE) is a legal entity that does not have sufficient equity at risk to finance its own operations, whose equity holders do not have the power to direct the activities most significantly affecting the economic outcome of those activities, or whose equity holders do not share proportionately in the losses or receive the residual returns of the entity. The determination of whether an entity is a VIE requires a significant amount of judgment. When we have a controlling financial interest in a VIE, it must consolidate the results of the VIE’s operations into its consolidated financial statements. A controlling financial interest exists if we have both the power to direct the VIE’s activities that most significantly affect the VIE’s economic performance (power) and the obligation to absorb losses or receive benefits that could be potentially significant to the VIE (economics).

LC Trust I

We have determined that LC Trust I (the Trust) is a VIE and that we have a controlling financial interest in the Trust and therefore we must consolidate the Trust in its consolidated financial statements. We established the Trust in February 2011 and funded it with a nominal residual investment. We are the only residual investor in the Trust. The purpose of the Trust is to acquire and hold loans for the benefit of investors who have invested in certificates issued by the Trust. The Trust conducts no other business other than purchasing and retaining loans or portions thereof for the benefit of the investment funds and their underlying limited partners. The Trust holds loans, none of which are financed by us. The cash flows from the loans held by the Trust are used to repay obligations under the certificates. The Trust's assets and liabilities were reflected in the consolidated financial statements at December 31, 2016 and 2015.

In connection with the formation of the investment funds, it was determined that in order to achieve success in raising investment capital, the assets to be invested in by the investment funds must be held by an entity that was separate and distinct from us (i.e. bankruptcy remote) in order to reduce this risk and uncertainty. In the event of our insolvency, it is anticipated that the assets of the Trust would not become part of the bankruptcy estate, but that outcome is uncertain.

Our capital contributions, which are the only equity investments in the Trust, are insufficient to allow the Trust to finance the purchase of a significant amount of loans without the issuance of certificates to investors. Therefore, the Trust’s capitalization level qualifies the Trust as a VIE. We have a financial interest in the Trust because of our right to returns related to servicing fee revenue from the Trust, our right to reimbursement for expenses, and our obligation to repurchase loans from the Trust in certain instances. Additionally, we perform or direct activities that significantly affect the Trust’s economic performance through (i) operation of the platform that enables borrowers to apply for loans purchased by the Trust; (ii) credit underwriting and servicing of loans purchased by the Trust;

LENDINGCLUB CORPORATION

Management's Discussion and Analysis of Financial Condition and Results of Operations

(Tabular Amounts in Thousands, Except Share and Per Share Data and Ratios, or as Noted)

(iii) LCA's selection of the loans that are purchased by the Trust on behalf of advised Certificate holders; and (iv) LCA’s role to source investors that ultimately purchase limited partnership interests in a fund or Certificates, both of which supply the funds for the Trust to purchase loans. Collectively, the activities described above allow us to fund more loans than would be the case without the existence of the Trust, to collect the related loan transaction fees, and for LCA to collect the management fees on the investors’ capital used to purchase certificates. Accordingly, we are deemed to have power to direct activities most significant to the Trust and economic interest in the activities because of loan funding and transaction and management fees. Therefore, we concluded that we are the primary beneficiary of the Trust and consolidated the Trust’s operations in our consolidated financial statements.

Investment In Cirrix Capital

On April 1, 2016, we closed our $10.0 million investment, for an approximate ownership interest of 15% in Cirrix Capital (Investment Fund), a holding company to a family of funds that purchases loans and interests in loans from us. Per the partnership agreement, the family of funds can invest up to 20% of their assets outside of whole loans and interests in whole loans facilitated by us. At December 31, 2016, 100% of the family of funds' assets were comprised of whole loans and interests in loans facilitated by Lending Club's platform. At the time we made our investment, our former CEO and a board member (together, the Related Party Investors) also had limited partnership interests in the Investment Fund. As of June 30, 2016, the end of the period in which our former CEO resigned, the Related Party Investors and the Company had an aggregate ownership of approximately 29% in the Investment Fund. As of December 31, 2016, we and a board member had an aggregate ownership interest of approximately 27% in the Investment Fund.

Our investment is deemed to be a variable interest in the Investment Fund because the limited partnership interest shares in the expected returns and losses of the Investment Fund. The expected returns and losses of the Investment Fund result from the net returns of the family of funds owned by the Investment Fund, which are derived from interest income earned from loans and interests in whole loans that are purchased by the Investment Fund. Such loans and interests in loans were facilitated by us. Additionally, the Investment Fund is considered a VIE. We are not the primary beneficiary of the Investment Fund because we do not have the power to direct the activities that most significantly affect the Investment Fund’s economic performance. As a result, we do not consolidate the operations of the Investment Fund in our financial statements. We account for this investment under the equity method of accounting, which approximates its maximum exposure to loss as a result of its involvement in the Investment Fund. At December 31, 2016, our investment was $10.1 million, which was recorded in other assets in the consolidated balance sheet.

Separately, we are subject to a credit support agreement that requires us to pledge and restrict cash in support of our contingent obligation to reimburse the Investment Fund for net credit losses on loans underlying the interests in whole loans that are in excess of a specified, aggregate net loss threshold. The Related Party Investors and us are excluded from receiving any benefits, if provided, from this credit support agreement. As of December 31, 2016, we have not been required to nor do we anticipate recording losses under this agreement. The Company's maximum exposure to loss under this credit support agreement was limited to $6.0 million and $34.4 million at December 31, 2016 and 2015, respectively.

The Investment Fund passes along credit risk to the limited partners. We did not design the Investment Fund’s investment strategy and cannot require the Investment Fund to purchase loans. Additionally, we reviewed whether we collectively, with the board member's investment, had power to control the Investment Fund and concluded that we did not based on the unilateral ability of the general partner to exercise power over the limited partnership and the inability of the limited partners to remove the general partner. See “Part II – Item 8 – Financial Statements and Supplementary Data – Note 19. Related Party Transactions” for additional information.

LENDINGCLUB CORPORATION

Management's Discussion and Analysis of Financial Condition and Results of Operations

(Tabular Amounts in Thousands, Except Share and Per Share Data and Ratios, or as Noted)

LCA Managed or Advised Private Funds

In conjunction with the adoption of a new accounting standard that amends accounting for consolidations effective January 1, 2016, we reviewed our relationship with the private funds managed or advised by LCA and concluded that we do not have a variable interest in the private funds. As of December 31, 2016, we do not hold any investments in the private funds. Certain of our related parties have investments in the private funds, as discussed in “Part II – Item 8 – Financial Statements and Supplementary Data – Note 19.Related Party Transactions.” We charge the limited partners in the private funds a management fee based on their account balance at month end for services performed as the general manager, including fund administration, and audit, accounting and tax preparation services. Accordingly, our fee arrangements contain only terms, conditions, or amounts that are customarily present in arrangements for similar services negotiated at arm’s length. These fees are solely compensation for services provided and are commensurate with the level of effort required to provide those services. We do not have any other interests in the private funds and therefore we do not have a variable interest in the private funds.

Management regularly reviews and reconsiders its previous conclusion regarding whether it holds variable interest in potential VIEs, the status of an entity as a VIE, and whether we are required to consolidate such VIEs in the consolidated financial statements.

Loan Servicing Rights

As a result of the nature of servicing rights on the sale of loans, we are a variable interest holder in certain entities that purchase these loans. For all of these entities we either do not have the power to direct the activities that most significantly affect the VIE's economic performance or we do not have a potentially significant economic interest in the VIE. In no case are we the primary beneficiary and as a result none of these entities are consolidated on our consolidated financial statements.

Stock-based Compensation

Stock-based compensation includes expense associated with restricted stock units, stock option grants, and our employee stock purchase plan (ESPP), as well as expense associated with stock issued related to our acquisition of Springstone. Stock-based compensation expense is based on the grant date fair value of the award, net of expected forfeitures, which are based on our historical experience. If actual forfeitures differ significantly from our estimates, stock-based compensation expense and our results of operations could be materially impacted.

The fair value of restricted stock units is based on the closing price of our common stock on the date of grant. To determine the fair value of stock options and ESPP purchase rights, we use the Black-Scholes option-pricing model, with inputs for the fair value of our common stock, expected common stock price volatility over the expected life of the stock options or ESPP purchase rights, expected term of the stock option or ESPP purchase right, risk-free interest rates and expected dividends. Prior to the Company’s IPO, the fair value of its shares of common stock was established by the board of directors. The Company’s board of directors relied upon valuations provided by third-party valuation firms and other factors, including, but not limited to, the current status of the technical and commercial success of the Company’s operations, the Company’s financial condition, the stage of the Company’s product design and development, and competition to establish the fair value of the Company’s common stock at the time of grant of the option.

LENDINGCLUB CORPORATION

Management's Discussion and Analysis of Financial Condition and Results of Operations

(Tabular Amounts in Thousands, Except Share and Per Share Data and Ratios, or as Noted)

estimated to be outstanding, giving consideration to the contractual terms of the options, vesting schedules, and expectations of future exercise patterns and post-vesting employee termination behavior. Given our limited operating history, the simplified method is applied to calculate the expected term. We use a risk-free interest rate based on the U.S. Treasury yield for a term consistent with the expected life of the awards in effect at the time of grant. We have never declared or paid any cash or other dividends and do not anticipate paying cash or other dividends in the foreseeable future. Consequently, we use an expected dividend yield of 0.0% in our option-pricing model.

Stock-based compensation expense related to stock options and restricted stock units that are expected to vest is recognized over the vesting period of the award, which is generally four years, on a straight-line basis. The compensation expense related to ESPP purchase rights is recognized on a straight-line basis over the requisite service period, which is generally six months.

Board Review

As previously disclosed in the Company’s Quarterly Report on Form 10-Q for the quarters ended March 31, 2016, June 30, 2016, and September 30, 2016, we conducted a review, the findings of which are described in detail below, under the supervision of an independent sub-committee of the board of directors and with the assistance of independent outside counsel and other advisors. This review is complete, although it is possible that additional issues may arise as part of our response to ongoing government requests for information.

As described below, the review related primarily to (i) $22.3 million of near-prime loan sales in private transactions with a single institutional investor and associated control issues; (ii) the methodologies used to determine the net asset values and monthly return figures reported for six private investment funds (the Funds) managed by the Company's subsidiary, LC Advisors, LLC (LCA); (iii) the investment parameters of one of the LCA Funds; and (iv) other matters associated with our former CEO and former Chief Financial Officer (CFO).

Sale of Near-Prime Loans

After the end of the first quarter of 2016, we became aware that approximately $15.1 million and $7.2 million in near-prime loans were sold to a single institutional investor in March and April 2016, respectively. The loans in question failed to conform to the investor's express instructions as to a non-credit, non-pricing element. Certain personnel apparently were aware that the sale did not meet the investor's criteria. In one case, involving $3.0 million in loans, an application date was changed in a live Company database in an attempt to appear to meet the investor's requirement, and the balance of the loans were sold in direct contravention of the investor's direction. The change in application date was promptly remediated. The financial impact of the sales of these $22.3 million in near-prime loans would have been to increase reported gains on sales of loans by approximately $150,000, and to derecognize the loans from the consolidated balance sheet. In April 2016, we repurchased these loans at par and resold the loans at par to a different investor who was aware of the reason for the original repurchase.

As a further part of this review, an additional independent advisor was retained. The advisor analyzed certain loan data elements from whole loans issued and sold during the second quarter of 2014 through the first quarter of 2016. Excluding the $3.0 million of loans noted above, the advisor observed that 99.99% of the remaining loans display either no changes or changes explained by the normal course of business. We took various control remediation steps, including termination or resignation of senior managers in May 2016 involved in these non-compliant loan sales, and subsequently took additional control and other remediation steps.

Resignation of Former CEO

Subsequent to this review, on May 6, 2016, the board of directors accepted the resignation of Renaud Laplanche, our then Chairman and CEO (former CEO). The Company initially appointed Scott Sanborn, its President, as acting CEO and John C. (Hans) Morris, a director, as Executive Chairman. On June 28, 2016, the Company announced

LENDINGCLUB CORPORATION

Management's Discussion and Analysis of Financial Condition and Results of Operations

(Tabular Amounts in Thousands, Except Share and Per Share Data and Ratios, or as Noted)

that the board of directors appointed Scott Sanborn as the Company's Chief Executive Officer and President, effective June 27, 2016, and that Hans Morris would step down from his temporary role as Executive Chairman. On that date the Company also announced that Mr. Morris had been appointed the independent Chairman of the Board.

LCA Funds

We also identified two items related to the LCA Funds for inclusion in our review. The first item was a review of methodologies used to determine the net asset values and monthly return figures reported for the Funds. The investment assets held by the Funds are essentially loans facilitated through the Company’s platform and are “level 3 assets,” for which no quoted market price is available and whose fair value is therefore subjective and is determined by LCA estimates and calculations.

We determined that adjustments were made to the valuation of the Funds' assets that were not consistent with GAAP. These adjustments affected the direction and the specific returns reported in monthly statements sent to limited partners. LCA subsequently provided each Fund’s respective limited partners revised return figures that exclude prior adjustments. As of the filing of this Form 10-K, the Company is finalizing reimbursements to limited partners who, during the life of any Fund, entered or exited the Funds and who were adversely impacted by these adjustments. This reimbursement was approximately $1.0 million in total, covering the period from inception of the Funds (the earliest of which was March 2011) through May 31, 2016.

The board’s review also discovered that the investment parameters of one of the Funds, specifically with respect to the allocation of 60-month loans held by the Fund, was out of tolerance. The review found that this was due to non-adherence to the Fund's investment strategy, including in part due to the purchase of loans in the first quarter of 2016 that were about to expire on the Lending Club platform. Although the portfolio composition of the Fund was disclosed monthly to the investors of the Fund, it was not disclosed to our board.

The Company and LCA have made several changes to improve the governance and the operations of the Funds as a result of this additional review. In June 2016, LCA established a majority independent Governing Board (the LCA Board) for the Funds. The LCA Board will provide fiduciary oversight and make binding determinations for certain actions and activities of the Funds including approval of valuation policies and procedures, and review and adherence to respective investment strategies. Further, we realigned responsibilities for accounting and financial reporting for the Funds within the Company. Further, in August 2016, the Company and LCA engaged an independent valuation firm, with specific expertise in the valuation of marketplace assets, to provide valuation services to the Funds.

Other Matters

The board review also noted that our former CEO and our former CFO had pledged some of their Company shares to secure personal loans from a third-party financial institution, which was not disclosed to the board during subsequent deliberations, prior to the discussion referred to below. In January 2016, the reduction in the Company’s share price forced them to refinance. In order to avoid selling shares, the former CEO requested temporary financing, secured by real estate, from an entity related to a director of the Company. Separately, the former CEO then offered to lend an amount to the former CFO to also permit her to refinance her loan. These temporary financing arrangements were discussed with the members of the Audit Committee. The officers obtained new financing from unrelated third parties within three weeks to pay off their temporary financing arrangements. In the opinion of the Company these lending arrangements were executed on normal market terms and, because the Company had no financial involvement in them, did not require approval under the Company’s policy on related party transactions.

In addition, the Company identified 32 loans made in the second half of December 2009 through the Lending Club platform, totaling approximately $722,800 in originations and $25,000 in revenue, to the Company’s former CEO, Renaud Laplanche, and three of his family members. All but three of these loans were repaid in full in January and

LENDINGCLUB CORPORATION

Management's Discussion and Analysis of Financial Condition and Results of Operations

(Tabular Amounts in Thousands, Except Share and Per Share Data and Ratios, or as Noted)

February of 2010, with the remaining three loans held to maturity and paid in full. The Company’s review has found that these loans were issued in order to help increase reported platform loan volume for December 2009. Based on the review, the Company is confident that there are no other situations in which Mr. Laplanche inappropriately originated loans in his or his family’s name during periods after December 2009.

In connection with this review, the Company concluded that its internal control over financial reporting was ineffective as of December 31, 2015 due to a material weakness and, therefore, the Company’s disclosure controls and procedures also were ineffective as disclosed in “Item 9A - Controls and Procedures” of our Annual Report on Form 10-K, as amended, for the year ended December 31, 2015. The Company made a similar conclusion with respect to its internal control over financial reporting and its disclosure controls and procedures as of March 31, 2016, June 30, 2016, and September 30, 2016, as disclosed in Item 4 of our Quarterly Report on Form 10-Q for the quarters ended March 31, 2016, June 30, 2016, and September 30, 2016, respectively. We implemented a remediation plan, and as of December 31, 2016, management concluded that its internal control over financial reporting, as remediated, and its disclosure controls and procedures, were effective, as described in “Item 9A – Controls and Procedures.”

Item 7A. Quantitative and Qualitative Disclosures About Market Risk

Market risk represents the risk of loss that may impact our financial position due to adverse changes in financial market prices and interest rates.

Except for the loans invested in by the Company, we generally do not assume principal or interest rate risk on loans funded through our marketplace because loan balances, interest rates and maturities of loans are matched and offset by an equal balance of notes and certificates with the exact same interest rates and maturities. Accordingly, we believe that we do not have any material exposure to changes in the net fair value of these combined loan, note and certificate portfolios as a result of changes in interest rates. For loans that are invested in by the Company, the Company has exposure to interest rate risk.

During 2016, the Company purchased a total of $138.2 million of loans through the platform to fulfill regulatory or contractual purchase obligations (such as direct mail offers) or support short-term marketplace equilibrium. The Company was able to find additional investors in these loans, as well as loans the Company repurchased from investors that did not meet the investor's investment criteria at the time of issuance, and resold $144.7 million of loans purchased by the Company in 2016. The majority of these loans were purchased and resold in the first half of 2016. The outstanding principal balance of loans for which the Company remained invested in as of December 31, 2016, was $27.9 million. See “Part II – Item 8 – Financial Statements and Supplementary Data – Note 13. Secured Borrowings” for additional information on loans purchased by the Company during 2016. We do not believe the interest rate risk associated with the remaining loans held by the Company as of December 31, 2016, is material. We will experience increased exposure to interest rate risk if we increase the amount of our capital used to invest in loans. See “Part II – Item 7 – Management’s Discussion and Analysis of Financial Condition and Results of Operations – Current Economic and Business Environment” and “Item 7 – Management's Discussion and Analysis of Financial Condition and Results of Operations – Liquidity and Capital Resources – Liquidity” for additional discussion. We do not hold or issue financial instruments for trading purposes.

The fair values of loans and the related notes and certificates are determined using a discounted cash flow methodology. The fair value adjustments for loans are largely offset by the fair value adjustments of the notes and certificates due to the borrower payment dependent design of the notes and certificates and due to the total principal balances of the loans being very close to the combined principal balances of the notes and certificates. The Company recorded a negative fair value adjustment related to the loans the Company invested in as of December 31, 2016, of approximately $2.9 million during the year ended December 31, 2016.

LENDINGCLUB CORPORATION

We had cash and cash equivalents of $515.6 million as of December 31, 2016. These amounts were held primarily in interest-bearing deposits at investment grade financial institutions and institutional money market funds, which are short-term. Cash and cash equivalents are held for working capital purposes. Due to their short-term nature, we believe that we do not have any material exposure to changes in the fair value of these liquid investments as a result of changes in interest rates. Decreases in short-term interest rates will not materially reduce interest income on these cash and cash equivalents because of the current low rate environment. Increases in short-term interest rates will modestly increase the interest income earned on these cash balances.

Interest Rate Sensitivity

The Company holds securities available for sale. At December 31, 2016, the fair value of our securities available for sale portfolio was $287.1 million, consisting of corporate debt securities, certificates of deposit, asset-backed securities, commercial paper, U.S. agency securities, U.S. Treasury securities and other securities. To mitigate the risk of loss, our investment policy and strategy is focused first on the preservation of capital and supporting our liquidity requirements, and then maximizing returns. To manage this risk, the Company limits and monitors maturities, credit ratings, and concentrations within the investment portfolio. Changes in U.S. interest rates affect the interest earned on our securities available for sale and the market value of those securities. A hypothetical 100 basis point increase in interest rates would result in a decrease of approximately $1.2 million in the fair value of our securities available for sale as of December 31, 2016. A hypothetical 100 basis point decrease in interest rates would result in an increase of approximately $1.2 million in the fair value of our securities available for sale as of December 31, 2016. Any realized gains or losses resulting from such interest rate changes would only be recorded if we sold the securities prior to maturity and the securities were not considered other-than-temporarily impaired.

LENDINGCLUB CORPORATION

Item 8. Financial Statements and Supplementary Data



Consolidated Financial Statements of LendingClub Corporation

Report of Independent Registered Public Accounting Firm	82

Consolidated Balance Sheets	83

Consolidated Statements of Operations	84

Consolidated Statements of Comprehensive Income (Loss)	85

Consolidated Statements of Changes in Stockholders’ Equity	86

Consolidated Statements of Cash Flows	87

Notes to Consolidated Financial Statements	89

REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

To the Board of Directors and Stockholders of

LendingClub Corporation

San Francisco, California

We have audited the accompanying consolidated balance sheets of LendingClub Corporation and subsidiaries (the “Company”) as of December 31, 2016 and 2015, and the related consolidated statements of operations, comprehensive income (loss), changes in stockholders’ equity, and cash flows for each of the three years in the period ended December 31, 2016. Our audits also included the financial statement schedule listed in the Index at Item 15. These financial statements and financial statement schedule are the responsibility of the Company’s management. Our responsibility is to express an opinion on the financial statements and financial statement schedule based on our audits.

We conducted our audits in accordance with the standards of the Public Company Accounting Oversight Board (United States). Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audits provide a reasonable basis for our opinion.

In our opinion, such consolidated financial statements present fairly, in all material respects, the financial position of LendingClub Corporation and subsidiaries as of December 31, 2016 and 2015, and the results of their operations and their cash flows for each of the three years in the period ended December 31, 2016, in conformity with accounting principles generally accepted in the United States of America. Also, in our opinion, such financial statement schedule, when considered in relation to the basic consolidated financial statements taken as a whole, presents fairly, in all material respects, the information set forth therein.

We have also audited, in accordance with the standards of the Public Company Accounting Oversight Board (United States), the Company’s internal control over financial reporting as of December 31, 2016, based on the criteria established in Internal Control - Integrated Framework (2013) issued by the Committee of Sponsoring Organizations of the Treadway Commission and our report dated February 28, 2017, expressed an unqualified opinion on the Company’s internal control over financial reporting.

DELOITTE & TOUCHE LLP

San Francisco, California

February 28, 2017

LENDINGCLUB CORPORATION

Consolidated Balance Sheets

(In Thousands, Except Share and Per Share Amounts)



December 31,	2016			2015
Assets
Cash and cash equivalents	$	515,602		$	623,531
Restricted cash	177,810			80,733
Securities available for sale	287,137			297,211
Loans at fair value (includes $2,600,422 and $3,022,001 from consolidated trust, respectively)	4,311,984			4,556,081
Loans held for sale	9,048			—
Accrued interest receivable (includes $24,037 and $24,477 from consolidated trust, respectively)	40,299			38,081
Property, equipment and software, net	89,263			55,930
Intangible assets, net	26,211			30,971
Goodwill	35,633			72,683
Other assets	69,644			38,413
Total assets	$	5,562,631		$	5,793,634
Liabilities and Stockholders’ Equity
Accounts payable	$	10,889		$	5,542
Accrued interest payable (includes $26,839 and $26,719 from consolidated trust, respectively)	43,574			40,244
Accrued expenses and other liabilities	85,619			61,243
Payable to investors	125,884			73,162
Notes and certificates at fair value (includes $2,616,023 and $3,034,586 from consolidated trust, respectively)	4,320,895			4,571,583
Total liabilities	4,586,861			4,751,774
Stockholders’ Equity
Common stock, $0.01 par value; 900,000,000 shares authorized; 400,262,472 and 379,716,630 shares issued, respectively; 397,979,772 and 379,716,630 shares outstanding, respectively	4,003			3,797
Additional paid-in capital	1,226,206			1,127,952
Accumulated deficit	(234,187		)	(88,218		)
Treasury stock, at cost; 2,282,700 and 0 shares, respectively	(19,485		)	—
Accumulated other comprehensive loss	(767		)	(1,671		)
Total stockholders’ equity	975,770			1,041,860
Total liabilities and stockholders’ equity	$	5,562,631		$	5,793,634

See Notes to Consolidated Financial Statements.

LENDINGCLUB CORPORATION

Consolidated Statements of Operations

(In Thousands, Except Share and Per Share Amounts)



Year Ended December 31,	2016			2015			2014
Net operating revenue:
Transaction fees	$	423,494		$	373,508		$	197,124
Servicing fees	68,009			32,811			11,534
Management fees	11,638			10,976			5,957
Other revenue (expense)	(7,674		)	9,402			(1,203		)
Total net operating revenue	495,467			426,697			213,412
Net interest income (expense):
Total interest income	696,662			552,972			354,453
Total interest expense	(688,368		)	(549,740		)	(356,615		)
Net interest income (expense)	8,294			3,232			(2,162		)
Fair value adjustments - loans, loans held for sale, notes and certificates	(2,949		)	14			(122		)
Net interest income (expense) and fair value adjustments	5,345			3,246			(2,284		)
Total net revenue	500,812			429,943			211,128
Operating expenses:
Sales and marketing	216,670			171,526			85,652
Origination and servicing	74,760			61,335			37,326
Engineering and product development	115,357			77,062			38,518
Other general and administrative	207,172			122,182			81,136
Goodwill impairment	37,050			—			—
Total operating expenses	651,009			432,105			242,632
Loss before income tax expense	(150,197		)	(2,162		)	(31,504		)
Income tax (benefit) expense	(4,228		)	2,833			1,390
Net loss	$	(145,969	)	$	(4,995	)	$	(32,894	)
Net loss per share:
Basic	$	(0.38	)	$	(0.01	)	$	(0.44	)
Diluted	$	(0.38	)	$	(0.01	)	$	(0.44	)
Weighted-average common shares - Basic	387,762,072			374,872,118			75,573,742
Weighted-average common shares - Diluted	387,762,072			374,872,118			75,573,742

See Notes to Consolidated Financial Statements.

LENDINGCLUB CORPORATION

Consolidated Statements of Comprehensive Income (Loss)

(In Thousands)



Year Ended December 31,	2016			2015			2014
Net loss	$	(145,969	)	$	(4,995	)	$	(32,894	)
Other comprehensive income (loss), before tax:
Change in net unrealized loss on securities available for sale	1,515			(1,671		)	—
Other comprehensive income (loss), before tax	1,515			(1,671		)	—
Income tax effect	611			—			—
Other comprehensive income (loss), net of tax	904			(1,671		)	—
Comprehensive loss	$	(145,065	)	$	(6,666	)	$	(32,894	)

See Notes to Consolidated Financial Statements.

LENDINGCLUB CORPORATION

Consolidated Statements of Changes in Stockholders' Equity

(In Thousands, Except Share Data)



	Convertible Preferred Stock					Common Stock				Additional Paid-in Capital			Treasury Stock				Accumulated Other Comprehensive Income			Accumulated Deficit			Total Stockholders’ Equity
	Shares		Amount			Shares		Amount		Additional Paid-in Capital			Shares	Amount			Accumulated Other Comprehensive Income			Accumulated Deficit			Total Stockholders’ Equity
Balance at December 31, 2013	240,194,788		$	103,244		54,986,640		$	138	$	15,041		—	$	—		$	—		$	(50,329	)	$	68,094
Exercise of warrants to purchase Series A convertible preferred stock	572,161		66			—		—		—			—	—			—			—			66
Exercise of warrants to purchase common stock	—		—			1,818,174		18		494			—	—			—			—			512
Stock-based compensation and warrant expense	—		9,176			—		—		29,848			—	—			—			—			39,024
Issuance of Series F convertible preferred stock for cash, net of issuance costs	6,390,556		64,803			—		—		—			—	—			—			—			64,803
Issuance of Series F convertible preferred stock for the acquisition of Springstone	2,443,930		2,762			—		—		—			—	—			—			—			2,762
Issuance of common stock upon exercise of options	—		—			6,037,667		60		3,504			—	—			—			—			3,564
Issuance of common stock upon initial public offering, net of offering costs	—		—			59,000,000		590		827,090			—	—			—			—			827,680
Conversion of preferred stock to common stock upon initial public offering	(249,601,435	)	(180,051		)	249,601,435		2,496		177,555			—	—			—			—			—
Early exercise liability related to unvested stock options	—		—			—		—		(392		)	—	—			—			—			(392		)
Par value adjustment for stock splits	—		—			—		412		(412		)	—	—			—			—			—
Net loss	—		—			—		—		—			—	—			—			(32,894		)	(32,894		)
Balance at December 31, 2014	—		$	—		371,443,916		$	3,714	$	1,052,728		—	$	—		$	—		$	(83,223	)	$	973,219
Stock-based compensation and related tax effects	—		—			—		—		56,005			—	—			—			—			56,005
Stock option exercises and other	—		—			7,862,705		79		13,394			—	—			—			—			13,473
ESPP purchase shares	—		—			410,009		4		5,087			—	—			—			—			5,091
Net unrealized loss on available for sale securities, net of tax	—		—			—		—		—			—	—			(1,671		)	—			(1,671		)
Excess tax benefit from share-based award activity	—		—			—		—		738			—	—			—			—			738
Net loss	—		—			—		—		—			—	—			—			(4,995		)	(4,995		)
Balance at December 31, 2015	—		$	—		379,716,630		$	3,797	$	1,127,952		—	$	—		$	(1,671	)	$	(88,218	)	$	1,041,860
Stock-based compensation and related tax effects	—		—			—		—		79,803			—	—			—			—			79,803
Stock option exercises and other	—		—			19,037,329		191		13,398			—	—			—			—			13,589
Treasury stock	—		—			(2,282,700	)	—		—			2,282,700	(19,485		)	—			—			(19,485		)
ESPP purchase shares	—		—			1,508,513		15		5,229			—	—			—			—			5,244
Net unrealized gain on available for sale securities, net of tax	—		—			—		—		—			—	—			904			—			904
Excess tax benefit from share-based award activity	—		—			—		—		(176		)	—	—			—			—			(176		)
Net loss	—		—			—		—		—			—	—			—			(145,969		)	(145,969		)
Balance at December 31, 2016	—		$	—		397,979,772		$	4,003	$	1,226,206		2,282,700	$	(19,485	)	$	(767	)	$	(234,187	)	$	975,770

See Notes to Consolidated Financial Statements.

LENDINGCLUB CORPORATION

Consolidated Statements of Cash Flows

(in Thousands)



Year Ended December 31,	2016			2015			2014
Cash Flows from Operating Activities:
Net loss	$	(145,969	)	$	(4,995	)	$	(32,894	)
Adjustments to reconcile net loss to net cash provided by operating activities:
Net fair value adjustments of loans, loans held for sale, notes and certificates	2,949			(14		)	122
Change in fair value of loan servicing liabilities	(4,498		)	(5,194		)	3,037
Change in fair value of loan servicing assets	5,403			3,803			(1,647		)
Stock-based compensation, net	69,244			51,222			37,150
Excess tax benefit from share-based awards	176			(738		)	—
Goodwill impairment charge	37,050			—			—
Depreciation and amortization	29,882			21,578			10,258
(Gain) Loss on sales of loans	(13,175		)	(4,885		)	3,569
Other, net	537			(129		)	198
Loss on disposal of property, equipment and software	1,254			790			553
Purchase of loans held for sale	(4,742,538		)	(3,358,611		)	(1,733,614		)
Principal payments received on loans held for sale	4,380			—			—
Proceeds from sales of whole loans	4,731,831			3,358,611			1,730,045
Net change in operating assets and liabilities:
Accrued interest receivable	(2,218		)	(13,819		)	(8,287		)
Other assets	(10,140		)	(15,857		)	13,270
Due from related parties	179			(188		)	(112		)
Accounts payable	5,582			(598		)	2,357
Accrued interest payable	3,330			13,280			9,223
Accrued expenses and other liabilities	27,286			30,485			16,692
Net cash provided by operating activities	545			74,741			49,920
Cash Flows from Investing Activities:
Purchase of loans	(2,732,669		)	(3,865,565		)	(2,156,382		)
Principal payments received on loans	2,393,354			1,804,719			1,054,357
Proceeds from recoveries and sales of charged-off loans	37,277			26,256			7,960
Proceeds from sales of whole loans	26,825			—			—
Purchases of securities available for sale	(75,983		)	(419,173		)	—
Proceeds from sales, maturities, redemptions and paydowns of securities available for sale	87,158			120,420			—
Payments for business acquisition, net of cash acquired	—			—			(109,464		)
Investment in Cirrix Capital	(10,000		)	—			—
Net change in restricted cash	(97,077		)	(33,970		)	(32,974		)
Purchases of property, equipment and software, net	(51,842		)	(39,387		)	(20,572		)
Net cash used for investing activities	(422,957		)	(2,406,700		)	(1,257,075		)
Cash Flows from Financing Activities:
Change in payable to investors	52,722			34,421			34,308
Proceeds from issuance of notes and certificates	2,681,109			3,861,995			2,156,019
Proceeds from secured borrowings	22,274			—			—
Repayments of secured borrowings	(22,274		)	—			—
Principal payments on and retirements of notes and certificates	(2,381,372		)	(1,800,859		)	(1,049,982		)

LENDINGCLUB CORPORATION

Consolidated Statements of Cash Flows

(in Thousands)



Year Ended December 31,	2016			2015			2014
Payments on notes and certificates from recoveries/sales of related charged-off loans	(36,785		)	(26,143		)	(7,929		)
Proceeds from term loan, net of debt discount	—			—			49,813
Payment for debt issuance costs	—			(1,296		)	(1,218		)
Principal payment on term loan	—			—			(50,000		)
Repurchases of common stock	(19,485		)	—			—
Proceeds from initial public offering, net of offering costs	—			—			827,680
Proceeds from issuance of Series F convertible preferred stock, net of issuance costs	—			—			64,803
Proceeds from exercise of warrants to acquire Series A and Series B convertible preferred stock	—			—			66
Proceeds from exercise of warrants to acquire common stock	17			3			512
Proceeds from stock option exercises and other	13,209			11,670			3,564
Excess tax benefit from share-based awards	(176		)	738			—
Proceeds from issuance of common stock for ESPP	5,244			5,091			—
Other financing activities	—			90			—
Net cash provided by financing activities	314,483			2,085,710			2,027,636
Net (Decrease) Increase in Cash and Cash Equivalents	(107,929		)	(246,249		)	820,481
Cash and Cash Equivalents, Beginning of Period	623,531			869,780			49,299
Cash and Cash Equivalents, End of Period	$	515,602		$	623,531		$	869,780
Supplemental Cash Flow Information:
Cash paid for interest	$	684,775		$	536,448		$	345,919
Non-cash investing activity:
Accruals for property, equipment and software	$	1,089		$	2,975		$	832
Non-cash investing and financing activity:
Transfer of whole loans to redeem certificates	$	3,862		$	—		$	—
Issuance of Series F convertible preferred stock	$	—		$	—		$	2,762
Non-cash financing activity:
Conversion of preferred stock to common stock	$	—		$	—		$	180,051
Accrual of prepaid offering costs	$	—		$	—		$	2,688

See Notes to Consolidated Financial Statements.

LENDINGCLUB CORPORATION

Notes to Consolidated Financial Statements

(Tabular Amounts in Thousands, Except Share and Per Share Amounts, Ratios, or as Noted)

1. Basis of Presentation

LendingClub Corporation (Lending Club) is an online marketplace connecting borrowers and investors. LC Advisors, LLC (LCA), is a registered investment advisor with the Securities and Exchange Commission (SEC) and wholly-owned subsidiary of Lending Club that acts as the general partner for certain private funds and advisor to separately managed accounts (SMAs) and a fund of which its wholly-owned subsidiary RV MP Fund GP, LLC, is the general partner. Springstone Financial, LLC (Springstone), is a wholly-owned subsidiary of Lending Club that facilitates education and patient finance loans. LC Trust I (the Trust) is an independent Delaware business trust that acquires loans from Lending Club and holds them for the sole benefit of certain investors that have purchased a trust certificate (Certificate) issued by the Trust and that are related to specific underlying loans for the benefit of the investor.

The accompanying consolidated financial statements include Lending Club, its subsidiaries (collectively referred to as the Company, we, or us) and the Trust. All intercompany balances and transactions have been eliminated. These consolidated financial statements have been prepared in conformity with accounting principles generally accepted in the United States of America (GAAP) for financial information necessary for the fair statement of the results and financial position for the periods presented. These accounting principles require management to make certain estimates and assumptions that affect the amounts in the accompanying financial statements. Actual results may differ from those estimates.

Although the Company's overall business model remains premised on the Company not using its balance sheet and not assuming credit risk for loans facilitated through our marketplace, the Company may use its capital to support contractual obligations, such as purchasing loans that Springstone facilitates and that are originated by an issuing bank partner but do not meet the credit criteria for purchase by the issuing bank partner (Pool B loans) and repurchase obligations, regulatory commitments (direct mail), short-term marketplace equilibrium, customer accommodations, or other needs. The Company's use of its capital on the platform from time to time has been, and will be, on terms that are substantially similar to other investors. Additionally, the Company may use its capital to invest in loans associated with the testing or initial launch of new or alternative loan terms, programs or channels to establish a track record of performance prior to facilitating third-party investments in these loans.

With the announcement of the initial results of the internal board review on May 9, 2016 and additional findings disclosed on June 28, 2016, many investors paused or reduced their investment activity. The Company has been focused on working with these investors to resume their investment activity and on bringing new investors to the platform. During the second and third quarters of 2016, the Company offered incentives to investors in exchange for investment activity. The Company has not offered incentives to investors for investments in loans since September 2016. The Company may enter into strategic arrangements, for example, agreements that involve larger or more long-term forms of committed capital.

The Company believes, based on its projections and ability to reduce loan volume if needed, that its cash on hand, funds available from its line of credit, and its cash flow from operations are sufficient to meet its liquidity needs for the next twelve months.

On April 17, 2014, Lending Club acquired all the outstanding limited liability company interests of Springstone. The Company’s consolidated financial statements include Springstone’s results of operations, statement of financial position, and statement of cash flows from this date (see “Note 20. Springstone Acquisition”).

On December 11, 2014, the Company completed its initial public offering (IPO) and registered 66,700,000 shares of common stock at $15.00 per share for an aggregate offering price of approximately $1.0 billion.

LENDINGCLUB CORPORATION

Notes to Consolidated Financial Statements

(Tabular Amounts in Thousands, Except Share and Per Share Amounts, Ratios, or as Noted)

2. Summary of Significant Accounting Policies

Revenue Recognition

Transaction Fees: Transaction fees are paid by issuing banks or patient service providers to Lending Club for the work Lending Club performs through its platform and Springstone’s platform in facilitating loans for its issuing bank partners. These fees are recognized as a component of net operating revenue at the time of loan issuance. Factors affecting the amount of fees paid to the issuing bank by the borrower and from the bank to the Company include initial loan amount, term, credit quality, and other factors. The Company records transaction fee revenue net of program fees paid to WebBank. See “Loan Trailing Fee Liability” below for further discussion.

Commencing with the origination fee increase announced in March 2016, in the event a borrower prepays a loan in full before maturity, the Company assumes the issuing bank partner's obligation under Utah law to refund the pro-rated amount of the fee received by the bank in excess of 5%. Additionally, the Company may provide refunds to patient finance borrowers when the borrower cancels the loan under certain conditions. Since Lending Club can estimate refunds based on loan cancellation or prepayment experience, the Company also records transaction fee revenue net of estimated refunds at the time of loan issuance.

Servicing Fees: Note investors, certain certificate holders and whole loan purchasers typically pay Lending Club a servicing fee on each payment received from a borrower or on the investors’ month-end principal balance of loans serviced. The servicing fee compensates the Company for managing payments from borrowers and payments to investors and maintaining investors’ account portfolios. The Company records servicing fees as a component of net operating revenue when received. Servicing fees can be, and have been, modified or waived at management’s discretion. Servicing fees also include the change in fair value of loan servicing assets and liabilities.

Management Fees: Qualified investors can invest in investment funds managed by LCA. LCA charges limited partners in the investment funds a management fee payable monthly in arrears, based on a limited partner’s capital account balance at month end. LCA also earns management fees on SMAs, payable monthly in arrears, based on the month-end balances in the SMA accounts. Management fees are a component of net operating revenue in the consolidated statements of operations and are recorded as earned. Management fees can be, and have been, modified or waived at the discretion of LCA.

Other Revenue (Expense): Other revenue (expense) consists primarily of gains and losses on sales of whole loans, incentives that were offered to purchasers of whole loans in the second and third quarters of 2016, and referral revenue earned from partner companies when customers referred by Lending Club complete specified actions with them.

Whole Loan Sales

Under loan sale agreements, the Company sells all of its right, title and interest in certain loans. At the time of such sales, the Company simultaneously enters into loan servicing agreements under which it acquires the right to service the loans. The Company calculates a gain or loss on the whole loan sale, including the acquisition of loan servicing rights, based on the net proceeds from the whole loan sale, minus the net investment in the loans being sold.

Additionally, as needed, the Company will record a liability for significant estimated post-sale obligations or contingent obligations to the purchasers of the whole loans in “Accrued expenses and other liabilities” in the consolidated balance sheets.

The Company elected the fair value option for whole loans acquired that are designated to be sold. All transaction fees and all direct costs incurred in the origination process are recognized in earnings as earned or incurred and are

LENDINGCLUB CORPORATION

Notes to Consolidated Financial Statements

(Tabular Amounts in Thousands, Except Share and Per Share Amounts, Ratios, or as Noted)

not deferred. Transaction fees for whole loans sold are included in “Transaction fees” and direct loan origination costs are included in “Origination and servicing” operating expense in the consolidated statements of operations. Gains and losses from whole loan sales are recorded in “Other revenue (expense)” in the consolidated statements of operations.

Net Income (Loss) Per Share

Earnings (loss) per share (EPS) is the amount of net income (loss) available to each share of common stock outstanding during the reporting period. Diluted EPS is the amount of net income (loss) available to each share of common stock outstanding during the reporting period, adjusted to include the effect of potentially dilutive common shares. Potentially dilutive common shares are excluded from the computation of diluted EPS in periods in which the effect would be antidilutive. Potentially dilutive common shares include incremental shares issued for stock options and warrants to purchase common stock. The Company calculates diluted EPS using the treasury stock method. Under the treasury stock method, options and warrants are assumed to be exercised at the beginning of the period (or at the time of issuance, if later), and as if funds obtained thereby were used to purchase common stock at the average market price during the period.

Cash and Cash Equivalents

Cash and cash equivalents include the Company’s unrestricted deposits with financial institutions in checking, money market and short-term certificate of deposit accounts. The Company considers all highly liquid investments with stated maturity dates of three months or less from the date of purchase to be cash equivalents.

Restricted Cash

Investor cash balances (excluding transactions-in-process) are held in segregated bank or custodial accounts and are not commingled with the Company’s monies or held on the Company’s consolidated balance sheet.

Securities Available for Sale

Securities available for sale are recorded at fair value and unrealized gains and losses are reported, net of taxes, in accumulated other comprehensive income (loss) included in stockholders’ equity unless management determines that a security is other-than-temporarily impaired (OTTI). Realized gains and losses from sales of securities available for sale are determined on a specific identification basis and are included in other revenue (expense). Purchases and sales of securities available for sale are recorded on the trade date.

Management evaluates whether securities available for sale are OTTI on a quarterly basis. Debt securities with unrealized losses are considered OTTI if the Company intends to sell the security or if it is more likely than not that it will be required to sell such security before any anticipated recovery. If management determines that a security is OTTI under these circumstances, the impairment recognized in earnings is measured as the entire difference between the amortized cost and then-current fair value.

LENDINGCLUB CORPORATION

Notes to Consolidated Financial Statements

(Tabular Amounts in Thousands, Except Share and Per Share Amounts, Ratios, or as Noted)

A security is also OTTI if management does not expect to recover all of the amortized cost of the security. In this circumstance, the impairment recognized in earnings represents estimated credit loss, and is measured by the difference between the present value of expected cash flows and the amortized cost of the security. Management utilizes cash flow models to estimate the expected future cash flow from the securities to estimate the credit loss when necessary. Expected cash flows are discounted using the security’s effective interest rate.

The evaluation of whether the Company expects to recover the amortized cost of a security is inherently judgmental. The evaluation includes the assessment of several security performance indicators, including the magnitude and duration of the unrealized loss and whether the Company has received all scheduled principal and interest payments. There were no impairment charges recognized during 2016 or 2015.

Loans, Notes and Certificates at Fair Value

The Company has elected fair value accounting for loans and related notes and the Certificates. The fair value election for these loans, notes and certificates results in symmetrical accounting in that changes in the fair value of loans are generally offset by equal changes in the fair values of notes and certificates, given the payment dependent structure of the notes and certificates. Changes in the fair value of loans, notes and certificates are recorded in fair value adjustments in the statement of operations in the period of the fair value changes. The Company places loans on non-accrual status at 120 days past due. The Company charges off loans no later than 150 days past due, or earlier in the event of notification of borrower bankruptcy.

Loans Held for Sale at Fair Value

Loans held by the Company with the intent to sell are recognized on the balance sheet as loans held for sale. Loans held for sale are measured at fair value. The fair value methodology for the measurement of loans held for sale is consistent with that of loans not classified as held for sale. The fair value adjustments related to loans held for sale are recorded in the period of the fair value changes.

Servicing Assets and Liabilities at Fair Value

The Company records servicing assets and liabilities at their estimated fair values when it sells whole loans to unrelated third-party whole loan buyers or when the servicing contract commences. The gain or loss on a loan sale is recorded in other revenue (expense) in the consolidated statements of operations while the component of the gain or loss that is based on the degree to which the loan servicing fee is above or below an estimated market rate loan servicing fee is recorded as an offset in servicing assets or liabilities. Servicing assets and liabilities are recorded in “Other assets” and “Accrued expenses and other liabilities,” respectively, on the consolidated balance sheets. The Company uses the fair value measurement method to account for changes in servicing assets and liabilities. As such, changes in the fair value of servicing assets and liabilities are reported in “Servicing fees” in the consolidated statements of operations in the period in which the changes occur.

Loan Trailing Fee Liability

In February 2016, the Company revised the agreement with its primary issuing bank partner to include an additional program fee (Loan Trailing Fee). The Loan Trailing Fee is dependent on the amount and timing of principal and interest payments made by borrowers of the underlying loans, and gives the issuing bank an ongoing financial interest in the performance of the loans it originates. This fee is paid by the Company to the issuing bank partner over the term of the respective loans and is a function of the principal and interest payments. In the event that principal and interest payments are not made, the Company is not required to make this Loan Trailing Fee payment. The Loan Trailing Fee is recorded initially at fair value with subsequent changes to this liability netted against transaction fees on the Company's consolidated statement of operations. The fair value of the Loan Trailing Fee

LENDINGCLUB CORPORATION

Notes to Consolidated Financial Statements

(Tabular Amounts in Thousands, Except Share and Per Share Amounts, Ratios, or as Noted)

represents the present value of the expected monthly Loan Trailing Fee, which considers assumptions of expected prepayment rates and future credit losses.

Fair Value of Assets and Liabilities

The Company uses fair value measurement to record loans, notes, certificates and servicing assets and liabilities at fair value on a recurring basis. Fair value is defined as the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date.

The fair value hierarchy includes the following three-level classification, which is based on the market observability of the inputs used for estimating the fair value of the assets or liabilities being measured:



Level 1	—	Quoted market prices in active markets for identical assets or liabilities.

Level 2	—	Significant other observable inputs (e.g., quoted prices for similar items in active markets, quoted prices for identical or similar items in markets that are not active, inputs other than quoted prices that are observable such as interest rate and yield curves, and market-corroborated inputs).

Level 3	—	Inputs that are unobservable in the market but reflective of the types of assumptions that market participants would use in pricing the asset or liability. Valuation techniques include use of option pricing models, discounted cash flow methodologies or similar techniques. The Company utilizes discounted cash flow valuation techniques based on its estimate of future cash flows that are expected to occur over the life of a financial instrument.

Unobservable inputs are considered significant if, by their exclusion, the estimated fair value of a Level 3 asset or liability would be impacted by a significant percentage change, or based on qualitative factors such as the nature of the instrument and significance of the unobservable inputs relative to other inputs used within the valuation.

Loans and related notes and certificates, and loans held for sale are measured at estimated fair value using a discounted cash flow valuation methodology. The fair valuation methodology considers projected prepayments and uses the historical actual defaults, losses and recoveries on our loans to project future losses and net cash flows on loans.

Loan servicing assets and liabilities are measured at estimated fair value using a discounted cash flow valuation methodology. The cash flows in the valuation model represent the difference between the contractual servicing fees charged to whole loan buyers and an estimated market servicing fee. Since contractual servicing fees are generally based on the monthly unpaid principal balance of the underlying loans, the expected cash flows in the model incorporate estimates of net losses and prepayments.

Securities Available for Sale

The Company uses quoted prices in active markets to measure the fair value of securities available for sale, when available. When utilizing market data and bid-ask spreads, the Company uses the price within the bid-ask spread that best represents fair value. When quoted prices do not exist, the Company uses prices obtained from independent third-party pricing services to measure the fair value of securities available for sale. The Company’s primary independent pricing service provides prices based on observable trades and discounted cash flows that incorporate observable information, such as yields for similar types of securities (a benchmark interest rate plus observable spreads) and weighted-average maturity for the same or similar securities. The Company compares the prices obtained from its primary independent pricing service to the prices obtained from the additional independent pricing services to determine if the price obtained from the primary independent pricing service is reasonable. The Company does not adjust the prices received from independent third-party pricing services unless such prices are inconsistent with the definition of fair value and result in a material difference in the recorded amounts.

LENDINGCLUB CORPORATION

Notes to Consolidated Financial Statements

(Tabular Amounts in Thousands, Except Share and Per Share Amounts, Ratios, or as Noted)

Financial Instruments Not Recorded at Fair Value

Financial instruments not recorded at fair value on a recurring basis include cash and cash equivalents, restricted cash, accrued interest receivable, deposits, accrued interest payable, accounts payable and payables to investors. These assets and liabilities are recorded at historical cost. Given the short-term nature of these instruments, the Company considers the amortized cost to approximate their fair values.

Accrued Interest

Accrued interest income on loans is calculated based on the contractual interest rate of the loan and recorded as interest income as earned. Loans are placed on non-accrual status upon reaching 120 days past due. When a loan is placed on non-accrual status, the Company stops accruing interest and reverses all accrued but unpaid interest as of such date. Accrued interest payable on notes and certificates is also reduced when the corresponding loan is placed on non-accrual status, due to the payment dependent structure of the notes and certificates.

Property, Equipment and Software, net

Property, equipment and software consists of internally developed and purchased software, computer equipment, leasehold improvements, furniture and fixtures and construction in process, which are recorded at cost, less accumulated depreciation and amortization.

Computer equipment, purchased software and furniture and fixtures are depreciated or amortized on a straight line basis over three to five years. Leasehold improvements are amortized over the shorter of the lease term excluding renewal periods or the estimated useful life. Internally developed software is amortized on a straight line basis over the project’s estimated useful life, generally three years.

Internally developed software is capitalized when preliminary development efforts are successfully completed and it is probable that the project will be completed and the software will be used as intended. Capitalized costs consist of salaries and payroll related costs for employees and fees paid to third-party consultants who are directly involved in development efforts. Costs related to preliminary project activities and post implementation activities including training and maintenance are expensed as incurred. Costs incurred for upgrades and enhancements that are considered to be probable to result in additional functionality are capitalized.

The Company evaluates potential impairments of its property, equipment and software whenever events or changes in circumstances indicate that the carrying amount of the assets may not be recoverable. Events or changes in circumstances that could result in impairment include, but are not limited to, underperformance relative to historical or projected future operating results, significant changes in the manner of use of the assets or the strategy for the Company’s overall business and significant negative industry or economic trends. The determination of recoverability of these assets is based on whether an estimate of undiscounted future cash flows resulting from the use of the asset and its eventual disposition exceed the net book value of the asset. If the asset is not recoverable, measurement of an impairment loss is based on the fair value of the asset. When an impairment loss is recognized, the carrying amount of the asset is reduced to its estimated fair value.

Consolidation of Variable Interest Entities

LENDINGCLUB CORPORATION

Notes to Consolidated Financial Statements

(Tabular Amounts in Thousands, Except Share and Per Share Amounts, Ratios, or as Noted)

VIE’s operations into its consolidated financial statements. A controlling financial interest exists if the Company has both the power to direct the VIE’s activities that most significantly affect the VIE’s economic performance (power) and the obligation to absorb losses or receive benefits that could be potentially significant to the VIE (economics).

LC Trust I

The Company has determined that the Trust is a VIE and that the Company has a controlling financial interest in the Trust and therefore must consolidate the Trust in its consolidated financial statements. The Company established the Trust in February 2011 and funded it with a nominal residual investment. The Company is the only residual investor in the Trust. The purpose of the Trust is to acquire and hold loans for the benefit of investors who have invested in certificates issued by the Trust. The Trust conducts no other business other than purchasing and retaining loans or portions thereof for the benefit of the investment funds and their underlying limited partners. The Trust holds loans, none of which are financed by the Company. The cash flows from the loans held by the Trust are used to repay obligations under the certificates. The Trust’s assets and liabilities were reflected in the Company's consolidated financial statements at December 31, 2016 and 2015.

In connection with the formation of the investment funds, it was determined that in order to achieve success in raising investment capital, the assets to be invested in by the investment funds must be held by an entity that was separate and distinct from the Company (i.e. bankruptcy remote) in order to reduce this risk and uncertainty. In the event of the Company's insolvency, it is anticipated that the assets of the Trust would not become part of the bankruptcy estate, but that outcome is uncertain.

The Company's capital contributions, which are the only equity investments in the Trust, are insufficient to allow the Trust to finance the purchase of a significant amount of loans without the issuance of certificates to investors. Therefore, the Trust’s capitalization level qualifies the Trust as a VIE. The Company has a financial interest in the Trust because of its right to returns related to servicing fee revenue from the Trust, its right to reimbursement for expenses, and its obligation to repurchase loans from the Trust in certain instances. Additionally, the Company performs or directs activities that significantly affect the Trust’s economic performance through or by (i) operation of the platform that enables borrowers to apply for loans purchased by the Trust; (ii) credit underwriting and servicing of loans purchased by the Trust; (iii) LCA's selection of the loans that are purchased by the Trust on behalf of advised Certificate holders; and (iv) LCA’s role to source investors that ultimately purchase limited partnership interests in a fund or Certificates, both of which supply the funds for the Trust to purchase loans. Collectively, the activities described above allow the Company to fund more loans than would be the case without the existence of the Trust, to collect the related loan transaction fees and for LCA to collect the management fees on the investors’ capital used to purchase certificates. Accordingly, the Company is deemed to have power to direct activities most significant to the Trust and economic interest in the activities because of loan funding and transaction and management fees. Therefore, the Company concluded that it is the primary beneficiary of the Trust and consolidated the Trust’s operations in its consolidated financial statements.

Investment In Cirrix Capital

On April 1, 2016, the Company closed its $10.0 million investment, for an approximate ownership interest of 15% in Cirrix Capital (Investment Fund), a holding company to a family of funds that purchases loans and interests in loans from the Company. Per the partnership agreement, the family of funds can invest up to 20% of their assets outside of whole loans and interests in whole loans facilitated by the Company. At December 31, 2016, 100% of the family of funds' assets were comprised of whole loans and interests in loans facilitated by Lending Club's platform. At the time the Company made its investment, the Company's then Chief Executive Officer (former CEO) and a board member (together, the Related Party Investors) also had limited partnership interests in the Investment Fund. As of June 30, 2016, the end of the period in which the Company's former CEO resigned, the Related Party Investors and the Company had an aggregate ownership of approximately 29% in the Investment Fund. As of

LENDINGCLUB CORPORATION

Notes to Consolidated Financial Statements

(Tabular Amounts in Thousands, Except Share and Per Share Amounts, Ratios, or as Noted)

December 31, 2016, the Company and a board member had an aggregate ownership interest of approximately 27% in the Investment Fund.

The Company's investment is deemed to be a variable interest in the Investment Fund because of the limited partnership interest shares in the expected returns and losses of the Investment Fund. The expected returns and losses of the Investment Fund result from the net returns of the family of funds owned by the Investment Fund, which are derived from interest income earned from loans and interests in whole loans that are purchased by the family of funds, which are owned by the Investment Fund. Such loans and interests in loans were facilitated by the Company. Additionally, the Investment Fund is considered a VIE.

The Investment Fund passes the credit risk to the limited partners. The Company did not design the Investment Fund’s investment strategy and cannot require the Investment Fund to purchase loans. Additionally, the Company reviewed whether it collectively, with the board member's investment, had power to control the Investment Fund and concluded that it did not based on the unilateral ability of the general partner to exercise power over the limited partnership and the inability of the limited partners to remove the general partner. The Company is not the primary beneficiary of the Investment Fund because the Company does not have the power to direct the activities that most significantly affect the Investment Fund’s economic performance. As a result, the Company does not consolidate the operations of the Investment Fund in the financial statements of the Company. The Company accounts for this investment under the equity method of accounting, which approximates its maximum exposure to loss as a result of its involvement in the Investment Fund. At December 31, 2016, the Company's investment was $10.1 million, which is recognized in other assets on the consolidated balance sheet. See “Note 19. Related Party Transactions” for additional information.

Separately, the Company is subject to a credit support agreement that requires it to pledge and restrict cash in support of its contingent obligation to reimburse the Investment Fund for net credit losses on loans underlying the interests in whole loans that are in excess of a specified, aggregate net loss threshold. As of December 31, 2016, $3.4 million was pledged and restricted to support this contingent obligation. This credit support agreement is deemed to be a variable interest in the Investment Fund because it exposes the Company to potential credit losses on the underlying interests in loans purchased by the Investment Fund. The board member and the Company are excluded from receiving any benefits, if provided, from this credit support agreement. As of December 31, 2016, the Company has not been required to nor does it anticipate recording losses under this agreement. The Company's maximum exposure to loss under this credit support agreement was limited to $6.0 million and $34.4 million at December 31, 2016 and 2015, respectively.

LCA Managed or Advised Private Funds

In conjunction with the adoption of a new accounting standard that amends accounting for consolidations effective January 1, 2016, the Company reviewed its relationship with the private funds managed or advised by LCA and concluded that it does not have a variable interest in the private funds. As of December 31, 2016, the Company does not hold any investments in the private funds. Certain of the Company's related parties have investments in the private funds, as discussed in “Note 19. Related Party Transactions.” The Company charges the limited partners in the private funds a management fee based on their account balance at month end for services performed as the general manager, including fund administration, and audit, accounting and tax preparation services. Accordingly, the Company's fee arrangements contain only terms, conditions, or amounts that are customarily present in arrangements for similar services negotiated at arm’s length. These fees are solely compensation for services provided and are commensurate with the level of effort required to provide those services. The Company does not have other interests in the private funds and therefore does not have a variable interest in the private funds.

Management regularly reviews and reconsiders its previous conclusions regarding whether it holds a variable interest in potential VIEs, the status of an entity as a VIE, and whether the Company is required to consolidate such VIEs in the consolidated financial statements.

LENDINGCLUB CORPORATION

Notes to Consolidated Financial Statements

(Tabular Amounts in Thousands, Except Share and Per Share Amounts, Ratios, or as Noted)

Loan Servicing Rights

As a result of the nature of servicing rights on the sale of loans, the Company is a variable interest holder in certain entities that purchase these loans. For all of these entities, the Company either does not have the power to direct the activities that most significantly affect the VIE's economic performance or does not have a potentially significant economic interest in the VIE. In no case is the Company the primary beneficiary, and as a result, these entities are not consolidated in the Company's consolidated financial statements.

Goodwill and Intangible Assets

Goodwill represents the fair value of acquired businesses in excess of the aggregate fair value of the identified net assets acquired. Goodwill is not amortized but is tested for impairment annually or whenever indications of impairment exist. Our annual impairment testing date is April 1. Impairment exists whenever the carrying value of goodwill exceeds its implied fair value. Adverse changes in impairment indicators such as loss of key personnel, increase regulatory oversight, or unplanned changes in our operations could result in impairment.

The Company recorded a goodwill impairment charge of $37.1 million for the year ended December 31, 2016 related to the education and patient finance reporting unit. See “Note 9. Intangible Assets and Goodwill” for a further description of this impairment. If the performance of the education and patient finance reporting unit fails to meet current expectations, it is possible that the carrying value of this reporting unit, even after the current impairment charge, will exceed its fair value, which could result in further recognition of a noncash impairment of goodwill that could be material. There were no goodwill impairment charges for the years ended December 31, 2015 or 2014.

The Company can elect to qualitatively assess goodwill for impairment if it is more likely than not that the fair value of a reporting unit (generally defined as a component of a business for which financial information is available and reviewed regularly by management) exceeds its carrying value. A qualitative assessment may consider macroeconomic and other industry-specific factors, such as trends in short-term and long-term interest rates and the ability to access capital or company-specific factors, such as market capitalization in excess of net assets, trends in revenue generating activities and merger or acquisition activity.

If the Company does not qualitatively assess goodwill it compares a reporting unit’s estimated fair value to its carrying value. Estimated fair value of a reporting unit is generally established using an income approach based on a discounted cash flow model or a market approach, which compares each reporting unit to comparable companies in their respective industries.

Intangible assets are amortized over their useful lives in a manner that best reflects their economic benefit, which may include straight-line or accelerated methods of amortization. Intangible assets are reviewed for impairment quarterly and whenever events or changes in circumstances indicate that the carrying amount of such assets may not be recoverable. The Company does not have indefinite-lived intangible assets.

Debt

The Company has elected to record certain costs directly related to its secured revolving credit facility as an asset included in other assets on the Company’s consolidated balance sheets. These costs are amortized as interest expense over the contractual term of the secured revolving credit facility. Additionally, in instances where the Company transfers loans to investors that do not meet sale criteria for accounting purposes, such loan sales are accounted for as secured borrowings.

LENDINGCLUB CORPORATION

Notes to Consolidated Financial Statements

(Tabular Amounts in Thousands, Except Share and Per Share Amounts, Ratios, or as Noted)

Loss Contingencies

Loss contingencies, including claims and legal actions arising in the ordinary course of business, are recorded as liabilities when the likelihood of loss is probable and an amount or range of loss can be reasonably estimated. Such estimates are based on management's judgment. Actual amounts paid may differ from amounts estimated, and such differences will be charged to operations in the period in which the final determination of the liability is made. Legal fees associated with such contingencies are recognized as incurred.

Stock-based Compensation

Stock-based compensation includes expense associated with restricted stock units (RSUs), stock options, and our employee stock purchase plan (ESPP), as well as expense associated with stock issued related to our acquisition of Springstone. Stock-based compensation expense is based on the grant date fair value of the award, net of expected forfeitures, which are based on our historical experience. If actual forfeitures differ significantly from our estimates, stock-based compensation expense and our results of operations could be materially impacted.

The fair value of restricted stock units is based on the closing price of our common stock on the date of grant. To determine the fair value of stock options and ESPP purchase rights, we use the Black-Scholes option-pricing model, with inputs for the fair value of our common stock, expected common stock price volatility over the expected life of the stock options or ESPP purchase rights, expected term of the stock option or ESPP purchase right, risk-free interest rates and expected dividends. Prior to the Company’s IPO, the fair value of its shares of common stock was established by the Board. The Company’s Board relied upon valuations provided by third-party valuation firms and other factors, including, but not limited to, the current status of the technical and commercial success of the Company’s operations, the Company’s financial condition, the stage of the Company’s product design and development, and competition to establish the fair value of the Company’s common stock at the time of grant of the option.

As we do not have a significant trading history for our common stock, the expected stock price volatility for our common stock is estimated by reference to the average historical stock price volatility for our industry peers. The industry peer group used to estimate our volatility includes small, mid and large capitalization companies in the consumer finance, investment management and technology industries taking into account the similarity in size, stage of life cycle and financial leverage. The expected term represents the period of time that stock options are estimated to be outstanding, giving consideration to the contractual terms of the options, vesting schedules, and expectations of future exercise patterns and post-vesting employee termination behavior. Given our limited operating history, the simplified method is applied to calculate the expected term. We use a risk-free interest rate based on the U.S. Treasury yield for a term consistent with the expected life of the awards in effect at the time of grant. We have never declared or paid any cash or other dividends and do not anticipate paying cash or other dividends in the foreseeable future. Consequently, we use an expected dividend yield of 0.0% in our option-pricing model.

Stock-based compensation expense related to stock options and RSUs that are expected to vest is recognized over the vesting period of the award, which is generally four years, on a straight-line basis. The compensation expense related to ESPP purchase rights is recognized on a straight-line basis over the requisite service period, which is generally six months.

Income Taxes

The Company accounts for income taxes under the asset and liability method, which requires the recognition of deferred tax assets and liabilities for the expected future tax consequences of events that have been included in the financial statements. Under this method, deferred tax assets and liabilities are determined on the basis of the differences between the financial statement and tax bases of assets and liabilities using enacted tax rates in effect for

LENDINGCLUB CORPORATION

Notes to Consolidated Financial Statements

(Tabular Amounts in Thousands, Except Share and Per Share Amounts, Ratios, or as Noted)

the year in which the differences are expected to reverse. The effect of a change in tax rates on deferred tax assets and liabilities is recognized in income in the period that includes the enactment date.

The Company recognizes deferred tax assets to the extent that it believes these assets are more likely than not to be realized. In making such a determination, the Company considers the available positive and negative evidence, including future reversals of existing taxable temporary differences, projected future taxable income, tax-planning strategies, and results of recent operations. If the Company determines that it is able to realize its deferred tax assets in the future in excess of the net recorded amount, the Company adjusts the deferred tax asset valuation allowance, which reduces the provision for income taxes.

The Company accounts for the realization of excess tax benefits for stock-based compensation based on the “with-and-without” approach, excluding the measurement of any indirect effects. Equity will be increased if and when such deferred tax assets are ultimately realized.

The Company accounts for uncertain tax positions using a two-step process whereby (i) it determines whether it is more likely than not that the tax positions will be sustained on the basis of the technical merits of the position (“more-likely-than-not recognition threshold”) and (ii) for those tax positions that meet the more-likely-than-not recognition threshold, it recognizes the largest amount of tax benefit that is more than 50 percent likely to be realized upon ultimate settlement with the related tax authority.

The Company recognizes interest and penalties accrued on any unrecognized tax benefits as a component of provision for income tax in the consolidated statements of operations.

Use of Estimates

The preparation of the Company’s consolidated financial statements and related disclosures requires management to make judgments, assumptions and estimates that affect the amounts reported in its consolidated financial statements and accompanying notes. The Company bases its estimates on historical experience and on various other factors it believes to be reasonable under the circumstances, the results of which form the basis for making judgments about the carrying values of certain assets and liabilities. These judgments, assumptions and estimates include but are not limited to the following: (i) fair value determinations for servicing assets and liabilities; (ii) fair value determinations for loans, loans held for sale, notes and certificates; (iii) fair value determinations for securities available for sale; (iv) stock-based compensation expense; (v) provision for income taxes, net of valuation allowance for deferred tax assets; (vi) recoverability of property, equipment and software; (vii) carrying values of goodwill and intangible assets; (viii) consolidation of variable interest entities; and (ix) reserves for contingencies. These judgments, estimates and assumptions are inherently subjective in nature and actual results may differ from these estimates and assumptions, and the differences could be material.

Adoption of New Accounting Standards

In November 2015, the FASB issued ASU 2015-17, Balance Sheet Classification of Deferred Taxes, that amended the presentation of deferred income taxes in the statement of financial position. This ASU was effective January 1, 2017. ASU 2015-17 simplifies the presentation to require that deferred income taxes be presented as noncurrent in a classified statement of financial position. The Company does not present a classified statement of financial position and accordingly ASU 2015-17 does not have an impact on its presentation of deferred tax assets and liabilities.

In August 2014, the FASB issued ASU 2014-15 Presentation of Financial Statements – Going Concern (Subtopic 205-40), Disclosure of Uncertainties about an Entity’s Ability to Continue as a Going Concern, which requires management to assess a company’s ability to continue as a going concern for each annual and interim reporting period, and disclose in its financial statements whether there is substantial doubt about the company’s ability to continue as a going concern within one year after the date that the financial statements are issued. The standard is

LENDINGCLUB CORPORATION

Notes to Consolidated Financial Statements

(Tabular Amounts in Thousands, Except Share and Per Share Amounts, Ratios, or as Noted)

effective for annual reporting periods, and interim periods therein, ending after December 15, 2016. The Company has adopted ASU 2014-15 and evaluated the Company’s ability to continue as a going concern as well as the need for related disclosure and has concluded no disclosure is necessary regarding the Company’s ability to continue as a going concern.

New Accounting Standards Not Yet Adopted

In January 2017, the FASB issued ASU 2017-04, Intangibles-Goodwill and Other (Topic 350) – Simplifying the Test for Goodwill Impairment. ASU 2017-04 will simplify the subsequent measurement of goodwill by eliminating Step 2 from the goodwill impairment test. Current guidance requires that companies compute the implied fair value of goodwill under Step 2 by performing procedures to determine the fair value at the impairment testing date of its assets and liabilities following the procedure that would be required in determining the fair value of assets acquired and liabilities assumed in a business combination. ASU 2017-04 will require companies to perform annual or interim goodwill impairment tests by comparing the fair value of a reporting unit with its carrying amount, and recognize an impairment charge for the amount by which the carrying amount exceeds the reporting unit’s fair value. However, the loss recognized should not exceed the total amount of goodwill allocated to that reporting unit. ASU 2017-04 will be effective for annual periods beginning after December 15, 2019, including interim periods within that reporting period, and will be applied prospectively. Early adoption of this standard is permitted. The Company currently is evaluating the impact this guidance may have on its financial position, results of operations, and cash flows.

In August 2016, the FASB issued ASU 2016-15, Statement of Cash Flows – Classification of Certain Cash Receipts and Cash Payments and in November 2016 issued ASU 2016-18, Statement of Cash Flows (Topic 230): Restricted Cash. The new standard will be effective January 1, 2018, and amends the existing accounting standards for the statement of cash flows. The amendments provide guidance on the following nine cash flow issues: debt prepayment or debt extinguishment costs; settlement of zero-coupon or other debt instruments with coupon interest rates that are insignificant in relation to the effective interest rate of the borrowing; contingent consideration payments made after a business combination; proceeds from the settlement of insurance claims; proceeds from the settlement of corporate-owned life insurance policies; distributions received from equity method investees; beneficial interests in securitization transactions; separately identifiable cash flows and application of the predominance principle; and restricted cash. Early adoption is permitted, including adoption in an interim period. The Company is evaluating the impact that these standards will have on the consolidated statement of cash flows. However, the impact will depend on the facts and circumstances at the time of adoption of the new standards.

In June 2016, the FASB amended guidance related to impairment of financial instruments as part of ASU 2016-13 Financial Instruments – Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments, which will be effective January 1, 2020. The guidance replaces the incurred loss impairment methodology with an expected credit loss model for which a company recognizes an allowance based on the estimate of expected credit loss. The Company accounts for its loans at fair value through net income, which is outside the scope of Topic 326 and does not expect this guidance to have a material impact on the Company's financial position, results of operations, or cash flows.

In March 2016, the FASB issued ASU 2016-09 Compensation – Stock Compensation (Topic 718): Improvements to Employee Share-Based Payment Accounting. This ASU simplifies several aspects of the accounting for employee share-based payment transactions, including the accounting for income taxes, forfeitures, and statutory tax withholding requirements, as well as classification in the statement of cash flows. This new standard is effective for annual periods beginning after December 15, 2016, and interim periods within that reporting period. The Company will adopt this standard in the first quarter of 2017, under the modified retrospective method, with the cumulative effect of adoption recorded as an adjustment to 2017 beginning retained earnings. The new standard will result in excess tax benefits and deficiencies on share-based transactions being recorded as income tax expense or benefit rather than in additional-paid-in-capital. The Company also will classify excess tax benefits on share-based

100

LENDINGCLUB CORPORATION

Notes to Consolidated Financial Statements

(Tabular Amounts in Thousands, Except Share and Per Share Amounts, Ratios, or as Noted)

payments in the operating section of the consolidated statement of cash flows. The Company has not concluded whether to account for share-based award forfeitures as they occur, rather than, making estimates of future forfeitures. The Company’s previously unrecognized excess tax benefits were recorded as a deferred tax asset, which was fully reduced by a valuation allowance. Therefore, the requirement to recognize these excess tax benefits in the income tax provision is not expected to have a material adoption impact.

In February 2016, the FASB issued ASU 2016-02, Leases (Topic 842) that amended the accounting guidance related to lease accounting. The new standard is effective January 1, 2019, with modified retrospective transition upon adoption. The guidance requires lessees, at lease inception, to record on their balance sheets a lease liability for the obligation to make lease payments and a right-of-use (ROU) asset for the right to use the underlying asset for the lease term. Lessees may elect to not recognize lease liabilities and ROU assets for leases with terms of 12 months or less. The lease liability is measured at the present value of the lease payments over the lease term. The ROU asset will be based on the liability, adjusted for lease prepayments, lease incentives, and the lessee's initial direct costs. For operating leases, lease expense will generally be recognized on a straight-line basis over the lease term. The amended lessor accounting model is similar to the current model, updated to align with certain changes to the lessee model and the new revenue standard. The Company is evaluating the impact that ASU 2016-02 will have on its financial position, results of operations or cash flows.

In January 2016, the FASB issued ASU 2016-01 Financial Instruments - Overall (Subtopic: 825-10): Recognition and Measurement of Financial Assets and Financial Liabilities, which will be effective January 1, 2018. The amendment changes the accounting for equity investments, changes disclosure requirements related to instruments at amortized cost and fair value, and clarifies how entities should evaluate deferred tax assets for securities classified as available for sale. Affected entities should apply the amendments by means of a cumulative-effect adjustment to the balance sheet as of the beginning of the fiscal year of adoption. The Company is evaluating the impact that ASU 2016-01 will have on its financial position, results of operations or cash flows.

In May 2014, the FASB issued ASU 2014-09 Revenue from Contracts with Customers (Topic 606), which will be effective January 1, 2018. The guidance clarifies that revenue from contracts with customers should be recognized in a manner that depicts both the likelihood of payment and the timing of the related transfer of goods or performance of services. In March 2016, the FASB issued an amendment (ASU 2016-08) to the new revenue recognition guidance clarifying how to determine if an entity is a principal or agent in a transaction. In April (ASU 2016-10) and May (ASU 2016-12) of 2016, the FASB further amended the guidance to include performance obligation identification, licensing implementation, collectability assessment and other presentation and transition clarifications. The effective date and transition requirements for the amendments is the same as for ASU 2014-09.

The Company is in its preliminary scoping phase to determine the revenue streams that are in the scope of these updates. Preliminary results indicate that transactions fees and management fees contain revenue streams that are in scope of these updates, while servicing fees and gain or loss on sale of loans remain within the scope of ASC Topic 860, Transfers and Servicing. The Company plans to adopt the standards beginning January 1, 2018 and currently anticipates using the modified retrospective method of adoption. However, the adoption method to be used is subject to completion of the Company’s impact assessment.

101

LENDINGCLUB CORPORATION

Notes to Consolidated Financial Statements

(Tabular Amounts in Thousands, Except Share and Per Share Amounts, Ratios, or as Noted)

3. Net Loss Per Share

The following table details the computation of the Company’s basic and diluted net loss per share:



Year Ended December 31,	2016			2015			2014
Net loss	$	(145,969	)	$	(4,995	)	$	(32,894	)
Weighted average common shares – Basic	387,762,072			374,872,118			75,573,742
Weighted average common shares – Diluted	387,762,072			374,872,118			75,573,742
Net loss per share:
Basic	$	(0.38	)	$	(0.01	)	$	(0.44	)
Diluted	$	(0.38	)	$	(0.01	)	$	(0.44	)

4. Securities Available for Sale

The Company began purchasing securities available for sale during the second quarter of 2015. The amortized cost, gross unrealized gains and losses, and fair value of securities available for sale as of December 31, 2016 and 2015, were as follows:



December 31, 2016	Amortized Cost		Gross Unrealized Gains		Gross Unrealized Losses			Fair Value
Corporate debt securities	$	181,359	$	63	$	(199	)	$	181,223
Certificates of deposit	27,501		—		—			27,501
Asset-backed securities	25,369		4		(9		)	25,364
Commercial paper	20,164		—		—			20,164
U.S. agency securities	19,602		21		—			19,623
U.S. Treasury securities	2,493		3		—			2,496
Other securities	10,805		—		(39		)	10,766
Total securities available for sale	$	287,293	$	91	$	(247	)	$	287,137
December 31, 2015	Amortized Cost		Gross Unrealized Gains		Gross Unrealized Losses			Fair Value
Corporate debt securities	$	217,243	$	2	$	(1,494	)	$	215,751
Asset-backed securities	54,543		—		(134		)	54,409
U.S. agency securities	16,602		1		(25		)	16,578
U.S. Treasury securities	3,489		—		(4		)	3,485
Other securities	7,005		—		(17		)	6,988
Total securities available for sale	$	298,882	$	3	$	(1,674	)	$	297,211

102

LENDINGCLUB CORPORATION

Notes to Consolidated Financial Statements

(Tabular Amounts in Thousands, Except Share and Per Share Amounts, Ratios, or as Noted)

A summary of securities available for sale with unrealized losses as of December 31, 2016 and 2015, aggregated by period of continuous unrealized loss, is as follows:



	Less than 12 months					12 months or longer					Total
December 31, 2016	Fair Value		Unrealized Losses			Fair Value		Unrealized Losses			Fair Value		Unrealized Losses
Corporate debt securities	$	107,862	$	(185	)	$	11,682	$	(14	)	$	119,544	$	(199	)
Asset-backed securities	6,628		(8		)	1,870		(1		)	8,498		(9		)
Other securities	6,800		(3		)	3,966		(36		)	10,766		(39		)
Total securities with unrealized losses⁽¹⁾	$	121,290	$	(196	)	$	17,518	$	(51	)	$	138,808	$	(247	)
	Less than 12 months					12 months or longer					Total
December 31, 2015	Fair Value		Unrealized Losses			Fair Value		Unrealized Losses			Fair Value		Unrealized Losses
Corporate debt securities	$	212,018	$	(1,494	)	$	—	$	—		$	212,018	$	(1,494	)
Asset-backed securities	54,409		(134		)	—		—			54,409		(134		)
U.S. agency securities	14,578		(25		)	—		—			14,578		(25		)
U.S. Treasury securities	3,485		(4		)	—		—			3,485		(4		)
Other securities	6,988		(17		)	—		—			6,988		(17		)
Total securities with unrealized losses⁽¹⁾	$	291,478	$	(1,674	)	$	—	$	—		$	291,478	$	(1,674	)


⁽¹⁾	The number of investment positions with unrealized losses at December 31, 2016 and 2015 totaled 72 and 141, respectively.

There were no impairment charges recognized during 2016 or 2015.

The contractual maturities of securities available for sale at December 31, 2016, were as follows:



	Within 1 year		After 1 year through 5 years		After 5 years through 10 years		After 10 years		Total
Corporate debt securities	$	90,096	$	91,127	$	—	$	—	$	181,223
Certificates of deposit	27,501		—		—		—		27,501
Asset-backed securities	8,370		16,994		—		—		25,364
Commercial paper	20,164		—		—		—		20,164
U.S. agency securities	19,623		—		—		—		19,623
U.S. Treasury securities	—		2,496		—		—		2,496
Other securities	6,800		3,966		—		—		10,766
Total fair value	$	172,554	$	114,583	$	—	$	—	$	287,137
Total amortized cost	$	172,602	$	114,691	$	—	$	—	$	287,293

103

LENDINGCLUB CORPORATION

Notes to Consolidated Financial Statements

(Tabular Amounts in Thousands, Except Share and Per Share Amounts, Ratios, or as Noted)

Proceeds and gross realized gains and losses from sales of securities available for sale were as follows:



Year Ended December 31,	2016		2015
Proceeds	$	2,494	$	120,420
Gross realized gains	$	2	$	133
Gross realized losses	$	—	$	4

5. Loans, Loans Held For Sale, Notes and Certificates and Loan Servicing Rights

Loans, Loans Held For Sale, Notes and Certificates

The Company sells loans and issues notes and the Trust issues certificates as a means to allow investors to invest in the associated loans. At December 31, 2016 and 2015, loans, loans held for sale, notes and certificates measured at fair value on a recurring basis were as follows:



	Loans						Loans Held For Sale					Notes and Certificates
December 31,	2016			2015			2016			2015		2016			2015
Aggregate principal balance outstanding	$	4,565,653		$	4,681,671		$	9,345		$	—	$	4,572,912		$	4,697,169
Net fair value adjustments	(253,669		)	(125,590		)	(297		)	—		(252,017		)	(125,586		)
Fair value	$	4,311,984		$	4,556,081		$	9,048		$	—	$	4,320,895		$	4,571,583

Loans invested in by the Company for which there was no associated note or certificate, had an aggregate principal balance outstanding of $27.9 million and a fair value of $25.9 million at December 31, 2016. Loans invested in by the Company for which there was no associated note or certificate were immaterial at December 31, 2015.

The Company places all loans for all loan products that are contractually past due by 120 days or more on non-accrual status. At December 31, 2016 and 2015, loans that were 90 days or more past due (including non-accrual loans) were as follows:



	December 31, 2016						December 31, 2015
	> 90 days past due			Non-accrual loans			> 90 days past due			Non-accrual loans
Outstanding principal balance	$	45,718		$	5,055		$	30,094		$	4,513
Net fair value adjustments	(40,183		)	(4,392		)	(25,312		)	(3,722		)
Fair value	$	5,535		$	663		$	4,782		$	791
# of loans (not in thousands)	4,041			483			2,606			382

Loan Servicing Rights

At December 31, 2016, loans underlying loan servicing rights had a total outstanding principal balance of $6.54 billion. At December 31, 2015, loans underlying loan servicing rights had a total outstanding principal balance of $4.29 billion.

104

LENDINGCLUB CORPORATION

Notes to Consolidated Financial Statements

(Tabular Amounts in Thousands, Except Share and Per Share Amounts, Ratios, or as Noted)

6. Fair Value of Assets and Liabilities

For a description of the fair value hierarchy and the Company’s fair value methodologies, see “Note 2. Summary of Significant Accounting Policies.” The Company records certain assets and liabilities at fair value as listed in the following tables.

Financial Instruments Recorded at Fair Value

The following tables present the fair value hierarchy for assets and liabilities measured at fair value:



December 31, 2016	Level 1 Inputs		Level 2 Inputs		Level 3 Inputs		Balance at Fair Value
Assets:
Loans	$	—	$	—	$	4,311,984	$	4,311,984
Loans held for sale	—		—		9,048		9,048
Securities available for sale:
Corporate debt securities	—		181,223		—		181,223
Certificates of deposit	—		27,501		—		27,501
Asset-backed securities	—		25,364		—		25,364
Commercial paper	—		20,164		—		20,164
U.S. agency securities	—		19,623		—		19,623
U.S. Treasury securities	—		2,496		—		2,496
Other securities	—		10,766		—		10,766
Total securities available for sale	—		287,137		—		287,137
Servicing assets	—		—		21,398		21,398
Total assets	$	—	$	287,137	$	4,342,430	$	4,629,567

Liabilities:
Notes and certificates	$	—	$	—	$	4,320,895	$	4,320,895
Loan Trailing Fee liability	—		—		4,913		4,913
Servicing liabilities	—		—		2,846		2,846
Total liabilities	$	—	$	—	$	4,328,654	$	4,328,654

105

LENDINGCLUB CORPORATION

Notes to Consolidated Financial Statements

(Tabular Amounts in Thousands, Except Share and Per Share Amounts, Ratios, or as Noted)



December 31, 2015	Level 1 Inputs		Level 2 Inputs		Level 3 Inputs		Balance at Fair Value
Assets:
Loans	$	—	$	—	$	4,556,081	$	4,556,081
Securities available for sale:
Corporate debt securities	—		215,751		—		215,751
Asset-backed securities	—		54,409		—		54,409
U.S. agency securities	—		16,578		—		16,578
U.S. Treasury securities	—		3,485		—		3,485
Other securities	—		6,988		—		6,988
Total securities available for sale	—		297,211		—		297,211
Servicing assets	—		—		10,250		10,250
Total assets	$	—	$	297,211	$	4,566,331	$	4,863,542

Liabilities:
Notes and certificates	$	—	$	—	$	4,571,583	$	4,571,583
Servicing liabilities	—		—		3,973		3,973
Total liabilities	$	—	$	—	$	4,575,556	$	4,575,556

As the Company’s loans and related notes and certificates, loans held for sale, loan servicing rights, and Loan Trailing Fee liability do not trade in an active market with readily observable prices, the Company uses significant unobservable inputs to measure the fair value of these assets and liabilities. Financial instruments are categorized in the valuation hierarchy based on the significance of unobservable factors in the overall fair value measurement. These fair value estimates may also include observable, actively quoted components derived from external sources. As a result, changes in fair value for assets and liabilities within the Level 2 or Level 3 categories may include changes in fair value that were attributable to both observable and unobservable inputs. The Company did not transfer any assets or liabilities in or out of Level 3 during the years ended December 31, 2016 or 2015.

106

LENDINGCLUB CORPORATION

Notes to Consolidated Financial Statements

(Tabular Amounts in Thousands, Except Share and Per Share Amounts, Ratios, or as Noted)

Significant Unobservable Inputs

The following tables present quantitative information about the significant unobservable inputs used for the Company’s Level 3 fair value measurements at December 31, 2016 and 2015:



	December 31, 2016
	Loans, Notes and Certificates						Servicing Asset/Liability						Loan Trailing Fee Liability
	Minimum		Maximum		Weighted Average		Minimum		Maximum		Weighted Average		Minimum		Maximum		Weighted Average
Discount rates	1.2	%	16.6	%	7.2	%	3.4	%	15.1	%	7.8	%	3.4	%	15.0	%	7.7	%
Net cumulative expected loss rates⁽¹⁾	0.3	%	33.9	%	14.6	%	0.3	%	33.9	%	12.8	%	0.3	%	33.9	%	13.5	%
Cumulative expected prepayment rates ⁽¹⁾	8.0	%	42.7	%	30.7	%	8.0	%	42.7	%	29.3	%	8.0	%	42.7	%	28.3	%
Total market servicing rates (% per annum on outstanding principal balance) ⁽²⁾	N/A		N/A		N/A		0.63	%	0.90	%	0.63	%	N/A		N/A		N/A

	December 31, 2015
	Loans, Notes and Certificates						Servicing Asset/Liability						Loan Trailing Fee Liability
	Minimum		Maximum		Weighted Average		Minimum		Maximum		Weighted Average		Minimum		Maximum		Weighted Average
Discount rates	2.9	%	17.5	%	9.0	%	3.5	%	16.3	%	9.4	%	N/A		N/A		N/A
Net cumulative expected loss rates⁽¹⁾	0.3	%	22.0	%	9.9	%	0.3	%	22.0	%	8.8	%	N/A		N/A		N/A
Cumulative expected prepayment rates ⁽¹⁾	23.4	%	36.4	%	30.8	%	8.0	%	36.4	%	30.5	%	N/A		N/A		N/A
Total market servicing rates (% per annum on outstanding principal balance) ⁽²⁾	N/A		N/A		N/A		0.57	%	0.75	%	0.57	%	N/A		N/A		N/A

N/A Not applicable


⁽¹⁾	Expressed as a percentage of the original principal balance of the loan, note or certificate.


⁽²⁾	Includes collection fees estimated to be paid to a hypothetical third-party servicer.

At December 31, 2016 and 2015, the discounted cash flow methodology used to estimate the note and certificates' fair values used the same projected net cash flows as their related loans. As demonstrated by the following tables below, the fair value adjustments for loans were largely offset by the fair value adjustments of the notes and certificates due to the payment dependent design of the notes and certificates and because the principal balances of the loans were very close to the combined principal balances of the notes and certificates.

107

LENDINGCLUB CORPORATION

Notes to Consolidated Financial Statements

(Tabular Amounts in Thousands, Except Share and Per Share Amounts, Ratios, or as Noted)

The following table presents additional information about Level 3 loans, loans held for sale, notes and certificates measured at fair value on a recurring basis for the years ended December 31, 2016 and 2015:



	Loans									Loans Held For Sale									Notes and Certificates
	Outstanding Principal Balance			Valuation Adjustment			Fair Value			Outstanding Principal Balance			Valuation Adjustment			Fair Value			Outstanding Principal Balance			Valuation Adjustment			Fair Value
Balance at December 31, 2014	$	2,836,729		$	(38,224	)	$	2,798,505		$	—		$	—		$	—		$	2,851,837		$	(38,219	)	$	2,813,618
Purchases of loans	3,865,565			—			3,865,565			3,358,611			—			3,358,611			—			—			—
Issuances of notes and certificates	—			—			—			—			—			—			3,861,995			—			3,861,995
Whole loan sales				—			—			(3,358,611		)	—			(3,358,611		)	—			—			—
Principal payments	(1,804,719		)	—			(1,804,719		)	—			—			—			(1,800,859		)	—			(1,800,859		)
Charge-offs	(215,904		)	215,904			—			—			—			—			(215,804		)	215,804			—
Recoveries	—			(26,256		)	(26,256		)	—			—			—			—			(26,143		)	(26,143		)
Change in fair value recorded in earnings	—			(277,014		)	(277,014		)	—			—			—			—			(277,028		)	(277,028		)
Balance at December 31, 2015	$	4,681,671		$	(125,590	)	$	4,556,081		$	—		$	—		$	—		$	4,697,169		$	(125,586	)	$	4,571,583
Purchases of loans	2,733,325			(656		)	2,732,669			4,742,538			—			4,742,538			—			—			—
Transfers from loans to loans held for sale	(35,411		)	—			(35,411		)	35,411			—			35,411
Issuances of notes and certificates	—			—			—			—			—			—			2,681,109			—			2,681,109
Whole loan sales	—			—			—			(4,762,518		)	—			(4,762,518		)	—			—			—
Principal payments	(2,391,807		)	—			(2,391,807		)	(5,927		)	—			(5,927		)	(2,385,234		)	—			(2,385,234		)
Charge-offs	(422,125		)	422,125			—			(159		)	159			—			(420,132		)	420,132			—
Recoveries	—			(37,277		)	(37,277		)	—			—			—			—			(36,785		)	(36,785		)
Change in fair value recorded in earnings	—			(512,271		)	(512,271		)	—			(456		)	(456		)	—			(509,778		)	(509,778		)
Balance at December 31, 2016	$	4,565,653		$	(253,669	)	$	4,311,984		$	9,345		$	(297	)	$	9,048		$	4,572,912		$	(252,017	)	$	4,320,895

108

LENDINGCLUB CORPORATION

Notes to Consolidated Financial Statements

(Tabular Amounts in Thousands, Except Share and Per Share Amounts, Ratios, or as Noted)

The following table presents additional information about Level 3 servicing assets and liabilities measured at fair value on a recurring basis for the years ended December 31, 2016 and 2015:



	Servicing Assets			Servicing Liabilities
Fair value at December 31, 2014	$	2,181		$	3,973
Issuances ⁽¹⁾	10,079			5,194
Changes in fair value, included in servicing fees	(3,803		)	(5,194		)
Additions, included in deferred revenue	1,793			—
Fair value at December 31, 2015	$	10,250		$	3,973
Issuances ⁽¹⁾	16,546			3,371
Changes in fair value, included in servicing fees	(5,403		)	(4,498		)
Additions, included in deferred revenue	5			—
Fair value at December 31, 2016	$	21,398		$	2,846


⁽¹⁾	Represents the offsets to the gains or losses on sales of the related loans, recorded in other revenue.

The following table presents additional information about the Level 3 Loan Trailing Fee liability measured at fair value on a recurring basis for the year ended December 31, 2016:



Year Ended December 31,	2016
Fair value at beginning of period	$	—
Issuances	5,843
Cash payment of Loan Trailing Fee	(1,174		)
Change in fair value, included in origination and servicing	244
Fair value at end of period	$	4,913

There was no Loan Trailing Fee liability at December 31, 2015.

Significant Recurring Level 3 Fair Value Asset and Liability Input Sensitivity

Certain fair valuation adjustments recorded through earnings related to Level 3 instruments for the years ended December 31, 2016, 2015 and 2014. Generally, changes in the net cumulative expected loss rates, cumulative prepayment rates, and discount rates will have an immaterial net impact on the fair value of loans, notes and certificates, servicing assets and liabilities, and Loan Trailing Fees.

Certain of these unobservable inputs may (in isolation) have either a directionally consistent or opposite impact on the fair value of the financial instrument for a given change in that input. When multiple inputs are used within the valuation techniques for loans, notes and certificates, servicing assets and liabilities, and Loan Trailing Fees, a change in one input in a certain direction may be offset by an opposite change from another input.

A specific loan that is projected to have larger future default losses than previously estimated has lower expected future cash flows over its remaining life, which reduces its estimated fair value. Conversely, a specific loan that is projected to have smaller future default losses than previously estimated has increased expected future cash flows over its remaining life, which increases its estimated fair value.

109

LENDINGCLUB CORPORATION

Notes to Consolidated Financial Statements

(Tabular Amounts in Thousands, Except Share and Per Share Amounts, Ratios, or as Noted)

The Company’s selection of the most representative base market servicing rates for servicing assets and servicing liabilities is inherently judgmental. The Company reviewed estimated third-party servicing rates for its loans and loans in similar credit sectors, as well as market servicing benchmarking analyses provided by third-party valuation firms. The table below shows the impact on the estimated fair value of servicing assets and liabilities, calculated using different market servicing rate assumptions as of December 31, 2016 and 2015:



	December 31, 2016						December 31, 2015
	Servicing Assets			Servicing Liabilities			Servicing Assets			Servicing Liabilities
Weighted-average market servicing rate assumptions⁽¹⁾	0.63		%	0.63		%	0.57		%	0.57		%
Change in fair value from:
Servicing rate increase by 0.10%	$	(5,673	)	$	964		$	(3,504	)	$	1,589
Servicing rate decrease by 0.10%	$	5,812		$	(825	)	$	3,610		$	(1,483	)


⁽¹⁾	Represents total market servicing rates, which include collection fees.

Financial Instruments, Assets, and Liabilities Not Recorded at Fair Value

The following tables present the fair value hierarchy for financial instruments, assets, and liabilities not recorded at fair value:



December 31, 2016	Carrying Amount		Level 1 Inputs		Level 2 Inputs		Level 3 Inputs		Balance at Fair Value
Assets:
Cash and cash equivalents	$	515,602	$	—	$	515,602	$	—	$	515,602
Restricted cash	177,810		—		177,810		—		177,810
Servicer reserve receivable	4,938		—		4,938		—		4,938
Deposits	855		—		855		—		855
Goodwill	35,633		—		—		35,633		35,633
Total assets	$	734,838	$	—	$	699,205	$	35,633	$	734,838
Liabilities:
Accrued expenses and other liabilities	$	10,981	$	—	$	—	$	10,981	$	10,981
Accounts payable	10,889		—		10,889		—		10,889
Payables to investors	125,884		—		125,884		—		125,884
Total liabilities	$	147,754	$	—	$	136,773	$	10,981	$	147,754



December 31, 2015	Carrying Amount		Level 1 Inputs		Level 2 Inputs		Level 3 Inputs		Balance at Fair Value
Assets:
Cash and cash equivalents	$	623,531	$	—	$	623,531	$	—	$	623,531
Restricted cash	80,733		—		80,733		—		80,733
Deposits	871		—		871		—		871
Total assets	$	705,135	$	—	$	705,135	$	—	$	705,135
Liabilities:
Accounts payable	$	5,542	$	—	$	5,542	$	—	$	5,542
Payables to investors	73,162		—		73,162		—		73,162
Total liabilities	$	78,704	$	—	$	78,704	$	—	$	78,704

110

LENDINGCLUB CORPORATION

Notes to Consolidated Financial Statements

(Tabular Amounts in Thousands, Except Share and Per Share Amounts, Ratios, or as Noted)

7. Property, Equipment and Software, Net

Property, equipment and software, net, consist of the following:



December 31,	2016			2015
Internally developed software ⁽¹⁾	$	75,202		$	40,709
Leasehold improvements	22,637			11,559
Computer equipment	18,080			14,076
Purchased software	7,598			5,336
Furniture and fixtures	6,827			5,086
Construction in progress	707			2,870
Total property, equipment and software	131,051			79,636
Accumulated depreciation and amortization	(41,788		)	(23,706		)
Total property, equipment and software, net	$	89,263		$	55,930


⁽¹⁾	Includes $7.4 million and $459 thousand in construction in progress as of December 31, 2016 and 2015, respectively.

Depreciation and amortization expense on property, equipment and software was $25.1 million, $16.2 million and $6.4 million for the years ended December 31, 2016, 2015 and 2014, respectively. The Company recorded impairment expense of $1.1 million, $0.6 million and $0.5 million, included in other general and administrative expense in the consolidated statements of operations, for the years ended December 31, 2016, 2015 and 2014, respectively.

8. Other Assets

Other assets consist of the following:



December 31,	2016		2015
Loan servicing assets, at fair value	$	21,398	$	10,250
Prepaid expenses	16,960		16,283
Other investments	10,372		250
Accounts receivable	7,572		4,976
Servicer reserve receivable	4,938		—
Tenant improvement receivable	3,290		778
Receivable from investors	1,566		1,117
Deferred financing costs	1,032		1,296
Deposits	855		871
Due from related parties ⁽¹⁾	476		655
Deferred acquisition compensation	349		1,521
Other	836		416
Total other assets	$	69,644	$	38,413


⁽¹⁾	Represents management fees due to LCA from certain private funds for which LCA acts as the general partner.

111

LENDINGCLUB CORPORATION

Notes to Consolidated Financial Statements

(Tabular Amounts in Thousands, Except Share and Per Share Amounts, Ratios, or as Noted)

9. Intangible Assets and Goodwill

Intangible Assets

Intangible assets consist of the following:



December 31, 2016	Gross Carrying Value		Accumulated Amortization			Net Carrying Value
Customer relationships	$	39,500	$	(13,329	)	$	26,171
Technology	400		(360		)	40
Brand name	300		(300		)	—
Total intangible assets	$	40,200	$	(13,989	)	$	26,211



December 31, 2015	Gross Carrying Value		Accumulated Amortization			Net Carrying Value
Customer relationships	$	39,500	$	(8,702	)	$	30,798
Technology	400		(227		)	173
Brand name	300		(300		)	—
Total intangible assets	$	40,200	$	(9,229	)	$	30,971

The customer relationship intangible assets are amortized on an accelerated basis over a 14 year period. The technology and brand name intangible assets are amortized on a straight line basis over three years and one year, respectively. The weighted-average amortization period for total intangibles is 13.8 years. Amortization expense associated with intangible assets for the years ended December 31, 2016, 2015 and 2014 was $4.8 million, $5.3 million and $3.9 million, respectively.

The expected future amortization expense for intangible assets as of December 31, 2016, is as follows:



2017	$	4,287
2018	3,872
2019	3,498
2020	3,122
2021	2,746
Thereafter	8,686
Total	$	26,211

Goodwill

Goodwill consists of the following:



Balance at December 31, 2014	$	72,592
Other changes in goodwill	91
Balance at December 31, 2015	72,683
Goodwill impairment	(37,050		)
Balance at December 31, 2016	$	35,633

112

LENDINGCLUB CORPORATION

Notes to Consolidated Financial Statements

(Tabular Amounts in Thousands, Except Share and Per Share Amounts, Ratios, or as Noted)

The Company's annual goodwill impairment testing date is April 1. In testing for potential impairment of goodwill, management performed an assessment of each of the Company's reporting units (generally defined as the Company's businesses for which financial information is available and reviewed regularly by management). Only the education and patient finance reporting unit contains goodwill. The Company's annual goodwill impairment analysis resulted in an impairment charge of $37.1 million for the year ended December 31, 2016.

The first step of the analysis is to compare the reporting unit’s estimated fair value to its carrying value. Estimating the fair value of the education and patient finance reporting unit was a subjective process involving the use of estimates and judgments, particularly related to future cash flows, discount rates (including market risk premiums) and market valuation multiples. The fair value of the reporting unit was determined using the income approach and the market approach, each a commonly used valuation technique. The Company gave consideration to each valuation technique, as either technique can be an indicator of fair value. For the income approach, the Company estimated future cash flows and used such cash flows in a discounted cash flow model (DCF model). A DCF model was selected to be comparable to what would be used by market participants to estimate fair value. The DCF model incorporated expected future growth rates, terminal value amounts, and the applicable weighted-average cost of capital to discount estimated cash flows. The projections used in the estimate of fair value are consistent with the Company’s current forecast and long-range plans for this reporting unit. For the market approach, the valuation of the reporting unit was based on an analysis of enterprise value to revenue and enterprise value to EBITDA valuation multiples. The peer group valuation multiples used in the analysis were selected based on management’s judgment.

The second step of the analysis includes allocating the estimated fair value (determined in the first step) of the reporting unit to its assets and liabilities to determine an implied fair value of goodwill. The implied fair value of goodwill was determined in the same manner as the amount of goodwill recognized in an acquisition. That is, the estimated fair value of the reporting unit was allocated to all of the assets and liabilities of the unit (including unrecognized intangibles such as provider relationships) as if the reporting unit had been acquired and the estimated fair value was the purchase price paid.

The Company did not record any goodwill impairment expense for the years ended December 31, 2015 or 2014.

113

LENDINGCLUB CORPORATION

Notes to Consolidated Financial Statements

(Tabular Amounts in Thousands, Except Share and Per Share Amounts, Ratios, or as Noted)

10. Accrued Expenses and Other Liabilities

Accrued expenses and other liabilities consist of the following:



December 31,	2016		2015
Accrued compensation ⁽¹⁾	$	27,009	$	28,780
Accrued expenses	19,734		14,054
Deferred rent	11,638		4,615
Transaction fee refund reserve	9,098		578
Loan Trailing Fee liability, at fair value	4,913		—
Loan servicing liabilities, at fair value	2,846		3,973
Deferred revenue	2,556		2,551
Credit loss coverage reserve	2,529		—
Reimbursement payable to limited partners of LCA private funds	2,313		—
Payable to issuing bank	1,658		955
Deferred tax liability	—		3,446
Contingent liabilities	—		700
Other	1,325		1,591
Total accrued expenses and other liabilities	$	85,619	$	61,243


⁽¹⁾	Includes accrued cash retention awards of $3.0 million as of December 31, 2016. See “Note 15. Employee Incentive and Retirement Plans” for additional information on the Company's Cash Retention Plan.

11. Accumulated Other Comprehensive Loss

Accumulated other comprehensive loss represents other cumulative gains and losses that are not reflected in earnings. The components of other comprehensive income (loss) were as follows:



Year Ended December 31,	2016
	Before Tax		Tax Effect		Net of Tax
Change in net unrealized losses on securities available for sale	$	1,515	$	611	$	904
Other comprehensive income	$	1,515	$	611	$	904



Year Ended December 31,	2015
	Before Tax			Tax Effect		Net of Tax
Change in net unrealized losses on securities available for sale	$	(1,671	)	$	—	$	(1,671	)
Other comprehensive loss	$	(1,671	)	$	—	$	(1,671	)

114

LENDINGCLUB CORPORATION

Notes to Consolidated Financial Statements

(Tabular Amounts in Thousands, Except Share and Per Share Amounts, Ratios, or as Noted)

Accumulated other comprehensive loss balances were as follows:



	Total Accumulated Other Comprehensive Loss
Balance at December 31, 2014	$	—
Change in net unrealized losses on securities available for sale	(1,671		)
Balance at December 31, 2015	$	(1,671	)
Change in net unrealized losses on securities available for sale	904
Balance at December 31, 2016	$	(767	)

The Company did not have any items of other comprehensive income (loss) during the year ended December 31, 2014.

12. Debt

Revolving Credit Facility

On December 17, 2015, the Company entered into a credit and guaranty agreement with several lenders for an aggregate $120.0 million unsecured revolving credit facility (Credit Facility). In connection with the credit agreement, the Company entered into a pledge and security agreement with Morgan Stanley Senior Funding, Inc., as collateral agent.

Proceeds of loans made under the Credit Facility may be borrowed, repaid and reborrowed until December 17, 2020. Repayment of any outstanding proceeds are payable on December 17, 2020, but may be prepaid without penalty.

Borrowings under the Credit Facility bear interest, at the Company’s option, at an annual rate based on LIBOR rate plus a spread of 1.75% to 2.00%, which is fixed for a Company-selected interest period of one, two, three, six or 12 months, or at an alternative base rate (which is tied to either the prime rate, federal funds effective rate, or the adjusted eurocurrency rate, as defined in the credit agreement). Base rate borrowings may be prepaid at any time without penalty, however pre-payment of LIBOR-based borrowings before the end of the selected interest period may result in the Company incurring expense to compensate the lenders for their funding costs through the end of the interest period. Interest is payable quarterly. Additionally, the Company is required to pay a quarterly commitment fee to the lenders of between 0.25% and 0.375% per annum, depending on the Company’s total net leverage ratio, on the average undrawn portion available under the revolving loan facility.

The Credit Facility and pledge and security agreement contain certain covenants applicable to the Company, including restrictions on the Company’s ability to pay dividends, incur indebtedness, pledge our assets, merge or consolidate, make investments, and enter into certain affiliate transactions. The Credit Facility also requires the Company to maintain a maximum total net leverage ratio (defined as the ratio of net debt to Adjusted EBITDA, on a consolidated basis for the four most recent Fiscal Quarter periods) of 4.00:1.00 initially, and which decreases over the term of the Credit Facility to 3.00:1.00 on and after June 30, 2018 (on a consolidated basis). As of December 31, 2016 and 2015, the total net leverage ratio, calculated as defined in the Credit Facility, was 0%.

The Company did not have any loans outstanding under the Credit Facility during the years ended December 31, 2016 and 2015. The Company incurred $1.3 million of capitalized debt issuance costs, which will be recognized as interest expense through December 17, 2020.

115

LENDINGCLUB CORPORATION

Notes to Consolidated Financial Statements

(Tabular Amounts in Thousands, Except Share and Per Share Amounts, Ratios, or as Noted)

Term Loan

On April 16, 2014, the Company entered into a credit and guaranty agreement with several lenders for an aggregate $50.0 million Term Loan. In connection with the credit agreement, the Company entered into a pledge and security agreement with Morgan Stanley Senior Funding, Inc., as collateral agent. The Term Loan was outstanding for 245 days in 2014 and was fully repaid and extinguished on December 17, 2014. For the year ended December 31, 2014, the Company incurred interest expense on the Term Loan of $2.3 million, which included expense related to writing off capitalized debt issuance costs. The weighted-average interest rate on the Term Loan was 2.59% for the period the loan was outstanding in 2014.

13. Secured Borrowings

During the second quarter of 2016, the Company repurchased $22.3 million of near-prime loans from a single institutional investor that did not meet a non-credit, non-pricing requirement of the investor, of which $15.1 million were originally sold to the investor prior to March 31, 2016. As a result, these loans were accounted for as secured borrowings at March 31, 2016. During the second quarter of 2016, the Company resold the loans to a different investor at par. This subsequent transfer qualified for sale accounting treatment, and the loans were removed from the Company's consolidated balance sheet and the secured borrowings liability was reduced to zero in the second quarter of 2016. There were no secured borrowing liabilities as of December 31, 2016.

14. Stockholders’ Equity

Initial Public Offering

In December 2014, the Company closed its IPO of 66,700,000 shares of its common stock, which included shares registered to cover an option to purchase additional shares that it granted to the underwriters of the IPO and selling stockholders. The public offering price of the shares sold in the offering was $15.00 per share. The Company did not receive any proceeds from the sales of shares by the selling stockholders. The total gross proceeds from the offering were $1.0 billion. After deducting underwriting discounts and commissions, offering expenses and proceeds to the selling stockholders, the aggregate net proceeds received by the Company totaled approximately $827.7 million.

Convertible Preferred Stock

As of January 1, 2014, the Company had the following shares of preferred stock authorized and outstanding:



	Designated Shares	Issued and Outstanding Shares	Aggregate Liquidation Preference		Amount
Series A	68,025,100	66,100,340	$	17,599	$	17,402
Series B	65,642,104	65,577,300	12,268		12,164
Series C	62,486,436	62,486,436	24,490		24,388
Series D	36,030,712	36,030,712	32,044		31,943
Series E	14,285,712	10,000,000	17,500		17,347
Total convertible preferred stock	246,470,064	240,194,788	$	103,901	$	103,244

In connection with the Springstone acquisition in April, 2014, the Company sold an aggregate of 6,390,556 shares of its Series F convertible preferred stock, par value $0.01 per share (Financing Shares) for aggregate gross proceeds of approximately $65.0 million, pursuant to a Series F Preferred Stock Purchase Agreement. The Company sold the Financing Shares pursuant to an exemption from registration under Section 4(a)(2) of the Securities Act of 1933, as amended; all investors in the financing were accredited investors and the Company made

116

LENDINGCLUB CORPORATION

Notes to Consolidated Financial Statements

(Tabular Amounts in Thousands, Except Share and Per Share Amounts, Ratios, or as Noted)

no general solicitation for the sale of the Financing Shares. The Financing Shares were convertible into shares of common stock, par value $0.01 per share, on a one-for-one basis, as adjusted from time to time pursuant to the anti-dilution provisions of the Company’s Restated Certificate of Incorporation.

In connection with the sale of Series F convertible preferred stock in April 2014, the Company filed a Restated Certificate of Incorporation with the State of Delaware, which increased the total number of shares that it was authorized to issue from 606,470,064 shares to 622,614,174. Of the 622,614,174 shares authorized, 372,000,000 shares were designated as common stock and 250,614,174 shares were designated as preferred stock.

Immediately prior to the completion of the Company’s IPO, all shares of its outstanding convertible preferred stock automatically converted, on a one-for-one basis, into 249,601,435 shares of the Company’s common stock. All shares of authorized convertible preferred stock also automatically converted, on a one-for-one basis, into 250,614,174 authorized shares of the Company’s common stock.

On December 16, 2014, the Company filed a Restated Certificate of Incorporation with the State of Delaware, which increased the total number of shares that it was authorized to issue from 622,614,174 shares to 910,000,000. Of the 910,000,000 shares authorized, 900,000,000 shares were designated as common stock and 10,000,000 shares were designated as preferred stock.

Share Repurchases

On February 9, 2016, the board of directors approved a share repurchase program under which Lending Club may repurchase up to $150.0 million of the Company’s common shares in open market or privately negotiated transactions in compliance with Securities and Exchange Act Rule 10b-18. This repurchase plan was valid for one year and did not obligate the Company to acquire any particular amount of common stock. In the first quarter of 2016, the Company repurchased 2,282,700 shares of its common stock at a weighted average purchase price of $8.52 per share for an aggregate purchase price of $19.5 million. There were no shares repurchased during the second, third or fourth quarters of 2016.

Common Stock Reserved for Future Issuance

As of December 31, 2016 and 2015, the Company had shares of common stock reserved for future issuance as follows:



December 31,	2016	2015
Options and unvested RSUs outstanding	62,082,821	52,652,310
Available for future stock option and RSU grants	28,449,336	33,560,939
Available for ESPP	5,408,441	2,589,991
Total reserved for future issuance	95,940,598	88,803,240

15. Employee Incentive and Retirement Plans

The Company’s equity incentive plans provide for granting stock options and RSUs to employees, consultants, officers and directors. In addition, the Company offers a retirement plan and an ESPP to eligible employees.

117

LENDINGCLUB CORPORATION

Notes to Consolidated Financial Statements

(Tabular Amounts in Thousands, Except Share and Per Share Amounts, Ratios, or as Noted)

Stock-based compensation expense was as follows for the periods presented:



Year Ended December 31,	2016		2015		2014
Stock options	$	23,203	$	30,717	$	27,100
RSUs	41,737		9,185		—
ESPP	1,686		1,904		104
Stock issued related to acquisition	2,575		9,416		9,946
Total stock-based compensation expense	$	69,201	$	51,222	$	37,150

The following table presents the Company’s stock-based compensation expense recorded in the consolidated statements of operations:



Year Ended December 31,	2016		2015		2014
Sales and marketing	$	7,546	$	7,250	$	5,476
Origination and servicing	4,159		2,735		1,653
Engineering and product development	19,858		11,335		6,445
Other general and administrative	37,638		29,902		23,576
Total stock-based compensation expense	$	69,201	$	51,222	$	37,150

The Company capitalized $9.8 million, $4.4 million and $1.9 million of stock-based compensation expense associated with developing software for internal use during the years ended December 31, 2016, 2015, and 2014, respectively.

In addition, the Company recognized $0.2 million in tax deficits and $0.7 million in tax benefits from exercised stock options and RSUs in 2016 and 2015, respectively. There was no net income tax benefit recognized relating to stock-based compensation expense and no tax benefits have been realized from exercised stock options and RSUs due to the full valuation allowance during 2014.

Stock-based compensation expense included $0.1 million, $0.3 million and $3.0 million for the accelerated vesting of stock options that were accounted for as stock option modifications for the years ended December 31, 2016, 2015, and 2014, respectively.

In the second quarter of 2016, the board of directors or the compensation committee of the board of directors, as appropriate, approved incentive retention awards to certain members of the executive management team and other key personnel. These incentive awards consisted of an aggregate of $16.3 million of RSUs and $18.6 million of cash. These incentive retention awards will be recognized as compensation expense ratably through May 2017.

The cash retention awards were granted under the Cash Retention Plan. Under the terms of the Cash Retention Plan, employees who received an award will be eligible to earn a cash retention bonus on the terms and in the amounts specified in their respective cash retention bonus award agreement, subject to continued services and other vesting requirements set forth in such agreement. Funds associated with the remaining retention liability as of December 31, 2016, are held in a Rabbi Trust established under the Cash Retention Plan and recorded as restricted cash on the Company's consolidated balance sheets.

Equity Incentive Plans

The Company has two equity incentive plans: the 2007 Stock Incentive Plan (2007 Plan) and the 2014 Equity Incentive Plan (2014 Plan). Upon the Company’s IPO in 2014, the 2007 Plan was terminated and all shares that remained available for future issuance under the 2007 Plan at that time were transferred to the 2014 Plan. As of December 31, 2016, 24,672,201 options to purchase common stock granted under the 2007 Plan remain

118

LENDINGCLUB CORPORATION

Notes to Consolidated Financial Statements

(Tabular Amounts in Thousands, Except Share and Per Share Amounts, Ratios, or as Noted)

outstanding. As of December 31, 2016, the total number of shares reserved for future grants under the 2014 Plan was 28,449,336 shares, including shares transferred from the 2007 Plan.

Stock Options

The following table summarizes the activities for the Company’s stock options during 2016:



	Number of Options		Weighted- Average Exercise Price Per Share		Weighted-Average Remaining Contractual Life (in years)	Aggregate Intrinsic Value ⁽¹⁾
Outstanding at December 31, 2015	48,208,911		$	3.60
Granted	7,482,011		$	7.22
Exercised	(15,102,640	)	$	0.90
Forfeited/Expired	(9,919,105	)	$	6.78
Outstanding at December 31, 2016	30,669,177		$	4.79	6.6	$	56,379
Vested and expected to vest at December 31, 2016	30,580,231		$	4.78	6.6	$	56,385
Exercisable at December 31, 2016	20,105,340		$	3.59	5.8	$	52,886


⁽¹⁾	The aggregate intrinsic value is calculated as the difference between the exercise price of the underlying awards and the Company’s closing stock price of $5.25 as reported on the New York Stock Exchange on December 31, 2016.

For the year ended December 31, 2016, the Company granted service-based stock options to purchase 7,482,011 shares of common stock with a weighted average exercise price of $7.22 per share, a weighted average grant date fair value of $3.61 per option share and an aggregate estimated fair value of $27.0 million. Stock options granted during the year ended December 31, 2016 included 265,987 shares of fully vested stock options granted in lieu of cash bonuses to be paid to certain employees for the 2015 performance period. In the third quarter of 2016, a portion of these options were modified and the cash bonuses were paid.

For the year ended December 31, 2015, the Company granted service-based stock options to purchase 1,164,929 shares of common stock with a weighted average exercise price of $20.00 per option share, a weighted average grant date fair value of $9.80 per option share and an aggregate estimated fair value of $11.4 million.

For the year ended December 31, 2014, the Company granted service-based stock options to purchase 22,081,243 shares of common stock with a weighted average exercise price of $6.74 per option share, a weighted average grant date fair value of $4.62 per option share and an aggregate estimated fair value of $102.1 million.

The aggregate intrinsic value of options exercised was $74.4 million, $103.5 million and $48.6 million for the years ended December 31, 2016, 2015, and 2014, respectively. The total fair value of stock options vested for the years ended December 31, 2016, 2015, and 2014 was $32.9 million, $36.8 million and $19.6 million, respectively.

As of December 31, 2016, the total unrecognized compensation cost, net of forfeitures, related to outstanding stock options was $40.0 million, which is expected to be recognized over the next 2.4 years.

119

LENDINGCLUB CORPORATION

Notes to Consolidated Financial Statements

(Tabular Amounts in Thousands, Except Share and Per Share Amounts, Ratios, or as Noted)

The Company uses the Black-Scholes option pricing model to estimate the fair value of stock options granted with the following assumptions:



Year Ended December 31,	2016		2015		2014
Expected dividend yield	—		—		—
Weighted-average assumed stock price volatility	51.6	%	49.4	%	53.5	%
Weighted-average risk-free interest rate	1.34	%	1.61	%	1.88	%
Weighted-average expected life (in years)	6.15		6.25		6.35

Restricted Stock Units

The following table summarizes the activities for the Company’s RSUs during the year ending December 31, 2016:



	Number of Units		Weighted- Average Grant Date Fair Value
Unvested at December 31, 2015	4,443,399		$	15.23
Granted	36,539,761		$	6.12
Vested	(3,891,315	)	$	9.57
Forfeited/expired	(5,678,201	)	$	8.16
Unvested at December 31, 2016	31,413,644		$	6.61
Expected to vest after December 31, 2016	30,796,185		$	6.62

As of December 31, 2016, the Company granted 36,539,761 RSUs with an aggregate fair value of $223.5 million.

As of December 31, 2016, there was $187.2 million of unrecognized compensation cost, net of forfeitures, related to unvested RSUs, which is expected to be recognized over the next 3.1 years.

Employee Stock Purchase Plan

The Company’s ESPP became effective on December 11, 2014. The Company's ESPP allows eligible employees to purchase shares of the Company’s common stock at a discount through payroll deductions, subject to plan limitations. Payroll deductions are accumulated during six-month offering periods. The purchase price for each share of common stock is 85% of the lower of the fair market value of the common stock on the first business day of the offering period or on the last business day of the offering period.

The Company's employees purchased 1,508,513 and 410,009 shares of common stock under the ESPP during the years ended December 31, 2016 and 2015, respectively. The Company did not purchase any shares under the ESPP during the year ended December 31, 2014. As of December 31, 2016, 2015, and 2014, a total of 5,408,441, 2,589,991 and 3,000,000 shares remain reserved for future issuance, respectively.

120

LENDINGCLUB CORPORATION

Notes to Consolidated Financial Statements

(Tabular Amounts in Thousands, Except Share and Per Share Amounts, Ratios, or as Noted)

The fair value of stock purchase rights granted to employees under the ESPP is measured on the grant date using the Black-Scholes option pricing model. The compensation expense related to ESPP purchase rights is recognized on a straight-line basis, net of estimated forfeitures, over the 6-month requisite service period. We used the following assumptions in estimating the fair value of the grants under the ESPP which are derived using the same methodology applied to stock option assumptions:



Year Ended December 31,	2016		2015		2014
Expected dividend yield	—		—		—
Weighted-average assumed stock price volatility	50.1	%	43.7	%	48.2	%
Weighted-average risk-free interest rate	0.51	%	0.23	%	0.09	%
Weighted-average expected life (in years)	0.50		0.46		0.50

For the years ended December 31, 2016, 2015, and 2014, the dates of the assumptions were May 11, 2016 and November 11, 2016, June 11, 2015 and November 11, 2015, and December 11, 2014 (initial offering period), respectively.

Stock Issued Related to Acquisition

As part of the Springstone acquisition, the sellers received shares of the Company’s Series F convertible preferred stock having an aggregate value of $25.0 million (Share Consideration). $22.1 million of the Share Consideration is subject to certain vesting and forfeiture conditions over a three-year period for key continuing employees. This is accounted for as a compensation agreement and expensed over the three-year vesting period. In conjunction with the conversion of preferred stock upon the IPO, these preferred shares were converted into common shares.

Retirement Plan

Upon completing 90 days of service, employees may participate in the Company’s qualified retirement plan that is governed by section 401(k) of the IRS Code. Participants may elect to contribute a portion of their annual compensation up to the maximum limit allowed by federal tax law. In the first quarter of 2016, the Company approved an employer match of up to 4% of an employee’s eligible compensation with a maximum annual match of $5,000 per employee. Prior to 2016, the Company approved an employer match of up to 3% of an employee’s eligible compensation with a maximum annual match of $5,000 per employee. The total expense for the employer match for the years ended December 31, 2016, 2015, and 2014 was $3.9 million, $2.1 million and $0.9 million, respectively.

121

LENDINGCLUB CORPORATION

Notes to Consolidated Financial Statements

(Tabular Amounts in Thousands, Except Share and Per Share Amounts, Ratios, or as Noted)

One-Time Severance Costs

On June 22, 2016, the Board of the Company approved a plan to reduce the number of employees, which includes payment of severance benefits to certain employees whose positions were affected. The plan authorized the reduction of up to 179 positions, or approximately 12% of the Company's workforce. The purpose of the action was to reduce costs, streamline operations and more closely align staffing with anticipated loan volumes. As a result, the Company recorded and paid $2.7 million in severance costs during 2016 related to this reduction in employees, which were predominately comprised of cash severance. No such reduction plans were implemented during the years ended December 31, 2015 or 2014. The following table presents this severance expense recorded in the consolidated statements of operations for the year ended December 31, 2016:



	Year Ended December 31, 2016
Sales and marketing	$	772
Origination and servicing	1,174
Engineering and product development	134
Other general and administrative	650
Total severance expense	$	2,730

16. Income Taxes

Loss before income tax expense was $(150.2) million, $(2.2) million and $(31.5) million for the years ended December 31, 2016, 2015 and 2014, respectively. Income tax (benefit) expense consisted of the following for the periods shown below:



Year Ended December 31,	2016			2015		2014
Current:
Federal	$	(515	)	$	—	$	—
State	(267		)	720		56
Total current tax (benefit) expense	$	(782	)	$	720	$	56

Deferred:
Federal	$	(2,589	)	$	1,405	$	1,185
State	(857		)	708		149
Total deferred tax (benefit) expense	$	(3,446	)	$	2,113	$	1,334
Income tax (benefit) expense	$	(4,228	)	$	2,833	$	1,390

Income tax benefit for the year ended December 31, 2016 was primarily attributable to the tax effects of the impairment of tax-deductible goodwill from the acquisition of Springstone, which previously gave rise to an indefinite-lived deferred tax liability, and the tax effects of unrealized gains credited to other comprehensive income associated with the Company's available for sale portfolio. Income tax expense for the year ended December 31, 2015, was primarily attributable to the amortization of tax deductible goodwill from the acquisition of Springstone, which gave rise to an indefinite-lived deferred tax liability, and the realization of excess tax benefits related to stock-based compensation. For the year ended December 31, 2014, income tax expense was primarily related to the amortization of tax deductible goodwill from the acquisition of Springstone.

122

LENDINGCLUB CORPORATION

Notes to Consolidated Financial Statements

(Tabular Amounts in Thousands, Except Share and Per Share Amounts, Ratios, or as Noted)

A reconciliation of the income taxes expected at the statutory federal income tax rate and the income tax (benefit) expense for the years ended December 31, 2016, 2015 and 2014, is as follows:



Year Ended December 31,	2016			2015			2014
Tax at federal statutory rate	$	(51,072	)	$	(738	)	$	(10,711	)
State tax, net of federal tax benefit	(1,028		)	1,277			98
Stock-based compensation expense	3,509			549			5,040
Research and development tax credits	(688		)	(1,068		)	—
Change in valuation allowance	42,714			2,686			6,858
Change in unrecognized tax benefit	2,817			(62		)	—
Other	(480		)	189			105
Income tax (benefit) expense	$	(4,228	)	$	2,833		$	1,390

The significant components of the Company’s deferred tax assets and liabilities as of December 31, 2016 and 2015 were:



December 31,	2016			2015
Deferred tax assets:
Net operating loss carryforwards	$	47,451		$	5,621
Stock-based compensation	26,838			19,696
Reserves and accruals	18,409			11,506
Goodwill	9,855			—
Intangible assets	3,978			2,693
Tax credit carryforwards	2,483			1,810
Other	82			697
Total deferred tax assets	109,096			42,023
Valuation allowance	(75,308		)	(25,348		)
Deferred tax assets – net of valuation allowance	$	33,788		$	16,675

Deferred tax liabilities:
Internally developed software	$	(21,436	)	$	(11,353	)
Servicing fees	(6,445		)	(1,516		)
Depreciation and amortization	(5,907		)	(4,089		)
Goodwill	—			(3,163		)
Total deferred tax liabilities	$	(33,788	)	$	(20,121	)
Deferred tax (liability) asset – net	$	—		$	(3,446	)

The table of deferred tax assets and liabilities does not include certain deferred tax assets as of December 31, 2016 and 2015, related to tax deductions for equity-based compensation greater than the compensation recognized for financial reporting excess tax benefits. Stockholders’ equity is estimated to increase by approximately $58.5 million, if and when such deferred tax assets are ultimately realized. The “with-and-without” approach, excluding the measurement of any indirect effects, is used when determining when excess tax benefits have been realized.

The Company continues to recognize a full valuation allowance against net deferred tax assets, excluding the deferred tax liability for indefinite-lived intangibles. This determination was based on the assessment of the available positive and negative evidence to estimate if sufficient future taxable income will be generated to utilize

123

LENDINGCLUB CORPORATION

Notes to Consolidated Financial Statements

(Tabular Amounts in Thousands, Except Share and Per Share Amounts, Ratios, or as Noted)

the existing deferred tax assets. As of December 31, 2016 and 2015, the valuation allowance was $75.3 million and $25.3 million, respectively.

As of December 31, 2016, the Company had federal and state net operating loss (NOL) carryforwards of approximately $260.3 million and $178.0 million, respectively, to offset future taxable income. The federal and state NOL carryforwards will expire beginning in 2025 and 2028, respectively. Additionally, as of December 31, 2016, the Company had federal and state tax credit carryforwards of $1.1 million and $3.0 million, respectively. The federal tax credit carryforwards will expire beginning in 2025 and the state tax credits will expire beginning in 2020.

In general, a corporation’s ability to utilize its NOL and research and development carryforwards may be substantially limited due to the ownership change limitations as required by Section 382 and 383 of the Internal Revenue Code of 1986, as amended (Code), as well as similar state provisions. The federal and state Section 382 and 383 limitations may limit the use of a portion of the Company’s domestic NOL and tax credit carryforwards. Further, a portion of the carryforwards may expire before being applied to reduce future income tax liabilities.

A reconciliation of the beginning and ending balance of total unrecognized tax benefits for the years ended December 31, 2016, 2015 and 2014, is as follows:



Year Ended December 31,	2016		2015			2014
Beginning balance	$	429	$	491		$	1,080
Gross increase (decrease) for tax positions related to prior years	677		(310		)	(589		)
Gross increase for tax positions related to the current year	2,140		248			—
Ending balance	$	3,246	$	429		$	491

If the unrecognized tax benefit as of December 31, 2016 is recognized, there will be no effect on the Company’s effective tax rate as the tax benefit would increase a deferred tax asset, which is currently offset with a full valuation allowance. The Company recognizes interest and penalties related to unrecognized tax benefits within income tax expense. As of December 31, 2016, the Company had no accrued interest and penalties related to unrecognized tax benefits. The Company does not expect any significant increases or decreases to its unrecognized benefits within the next twelve months.

The Company files income tax returns in the United States and various state jurisdictions. As of December 31, 2016, the Company’s federal tax returns for 2012 and earlier, and the state tax returns for 2011 and earlier were no longer subject to examination by the taxing authorities. However, tax periods closed in a prior period may be subject to audit and re-examination by tax authorities for which tax carryforwards are utilized in subsequent years.

17. Commitments and Contingencies

Operating Lease Commitments

124

LENDINGCLUB CORPORATION

Notes to Consolidated Financial Statements

(Tabular Amounts in Thousands, Except Share and Per Share Amounts, Ratios, or as Noted)

The Company has additional leased office space of approximately 26,000 square feet in Westborough, Massachusetts, under a lease agreement that expires in July 2021.

Total facilities rental expense for the years ended December 31, 2016, 2015 and 2014 was $14.2 million, $7.4 million and $3.7 million, respectively. The Company had no sublease rental income for the years ended December 31, 2016, 2015, or 2014. Minimum lease payments for the years ended December 31, 2016, 2015 and 2014 were $11.9 million, $6.0 million and $3.3 million, respectively.

As of December 31, 2016, the Company pledged $0.8 million of cash and $4.7 million in letters of credit as security deposits in connection with its lease agreements.

The Company’s future minimum payments under non-cancelable operating leases in excess of one year as of December 31, 2016 were as follows:



Years Ended December 31,
2017	$	15,092
2018	16,053
2019	15,621
2020	16,523
2021	16,778
Thereafter	40,423
Total	$	120,490

Loan Purchase Obligation

Under the Company’s loan account program with WebBank, a Utah-chartered industrial bank that serves as the Company’s primary issuing bank, WebBank retains ownership of the loans facilitated through Lending Club’s marketplace for two business days after origination. As part of this arrangement, the Company has committed to purchase the loans at par plus accrued interest, at the conclusion of the two business days. As of December 31, 2016 and 2015, the Company was committed to purchase loans with an outstanding principal balance of $32.2 million and $77.6 million, respectively, at par plus accrued interest.

Loan Repurchase Obligations

The Company has historically limited its loan or note repurchase obligations to events of verified identity theft or in connection with certain customer accommodations. As institutional investors seek to securitize loans purchased through the marketplace, the Company has increased the circumstances and the required burden of proof of economic harm under which the Company is obligated to repurchase loans from these investors. The Company believes these repurchase obligations are customary and consistent with institutional loan and securitization market standards.

In addition to and distinct from the repurchase obligations described in the preceding paragraph, the Company performs certain administrative functions for a variety of retail and institutional investors, including executing, without discretion, loan investments as directed by the investor. To the extent loans do not meet the investor's investment criteria at the time of issuance, or are transferred to the investor as a result of a system error by the Company, the Company is obligated to repurchase such loans at par. As a result of these obligations, the Company repurchased $46.7 million and $37.0 million in loans during 2016 and 2015, respectively.

125

LENDINGCLUB CORPORATION

Notes to Consolidated Financial Statements

(Tabular Amounts in Thousands, Except Share and Per Share Amounts, Ratios, or as Noted)

Loan Funding and Purchase Commitments

During 2016, the Company purchased a total of $138.2 million in loans to fulfill regulatory requirements and to support short-term marketplace equilibrium as discussed below.

As required by applicable regulations, the Company is required to purchase loans resulting from direct marketing efforts if such loans are not otherwise invested in by investors on the platform. During 2016, the Company purchased $35.5 million of such loans. Additionally, loans in the process of being facilitated and originated by the Company’s issuing bank partner at December 31, 2016, were funded in January 2017. No loans remained without investor commitments and the Company was not required to purchase any of these loans.

Following the events of May 9, 2016, the Company opted to use its own capital to support short-term marketplace equilibrium and purchased $102.7 million in loans during 2016.

As of December 31, 2016, the Company held $27.9 million of loans on its balance sheet, of which $9.0 million were classified as loans held for sale.

In addition, if neither Springstone nor the Company can arrange for other investors to invest in or purchase loans that Springstone facilitates and that are originated by an issuing bank partner but do not meet the credit criteria for purchase by the issuing bank partner (Pool B loans), Springstone and the Company are contractually committed to purchase these loans. The Company has deposited $9.0 million into an account at the bank to secure potential, future purchases of these loans, if any, which is recorded as restricted cash on the Company's consolidated balance sheets.

To mitigate this commitment, the Company and the issuing bank have entered into purchase agreements with three investors to purchase Pool B loans or participation interests in Pool B loans. The Company was required to purchase approximately $1.0 million of Pool B loans under these agreements. These loans are held on the Company's balance sheet and have a remaining principal balance of $0.9 million as of December 31, 2016.

Credit Support Agreements

In connection with a significant platform purchase agreement, the Company is subject to a credit support agreement with a third-party whole loan investor that requires the Company to reimburse the investor for credit losses in excess of a specified percentage of the original principal balance of whole loans acquired by the investor during a 12-month period. As of December 31, 2016, the Company has accrued approximately $2.5 million for reimbursement to the investor.

The Company is also subject to a credit support agreement with Cirrix Capital (Investment Fund). The credit support agreement requires the Company to pledge and restrict cash in support of its contingent obligation to reimburse the Investment Fund for net credit losses on loans underlying the Investment Fund's certificates that are in excess of a specified, aggregate net loss threshold. As of December 31, 2016, $3.4 million was pledged and restricted to support this contingent obligation. The Company's maximum exposure to loss under this credit support agreement was limited to $6.0 million and $34.4 million at December 31, 2016 and 2015, respectively.

As of December 31, 2016 and 2015, the net credit losses pertaining to the Investment Fund's certificates have not exceeded the specified threshold, nor are future net credit losses expected to exceed the specified threshold, and thus no liability has been recorded. The Company currently does not anticipate recording losses under this credit support agreement. If losses related to the credit support agreement are later determined to be likely to occur and are estimable, results of operations could be affected in the period in which such losses are recorded.

126

LENDINGCLUB CORPORATION

Notes to Consolidated Financial Statements

(Tabular Amounts in Thousands, Except Share and Per Share Amounts, Ratios, or as Noted)

Legal

Securities Class Actions. During the year ended December 31, 2016, five putative class action lawsuits alleging violations of federal securities laws were filed in California Superior Court, naming as defendants the Company, current and former directors, certain officers, and the underwriters in the December 2014 initial public offering (the IPO). All of these actions were consolidated into a single action (Consolidated State Court Action), entitled In re LendingClub Corporation Shareholder Litigation, No. CIV537300. In August 2016, plaintiffs filed an amended complaint alleging violations of Sections 11, 12(a)(2) and 15 of the Securities Act of 1933 (Securities Act) based on allegedly false and misleading statements in the IPO registration statement and prospectus. The Company filed a demurrer requesting the Court dismiss certain of the claims alleged in the amended complaint, which was granted in part in the fourth quarter of 2016. The plaintiffs thereafter filed a Second Amended Consolidated Complaint which the Company thereafter filed a new demurrer seeking to dismiss certain claims. The hearing on this demurrer will be in the first quarter of 2017. In the interim the parties have begun discovery. The Company believes that the plaintiffs’ allegations are without merit, and intends to vigorously defend against the claims.

In May 2016, two related putative securities class actions (entitled Evellard v. LendingClub Corporation, et al., No. 16-CV-2627-WHA, and Wertz v. LendingClub Corporation, et al., No. 16-CV-2670-WHA) were filed in the United States District Court for the Northern District of California, naming as defendants the Company and certain of its officers and directors. In mid-August 2016, the two actions were consolidated into a single action. The Company moved to dismiss the amended complaint filed in the fourth quarter of 2016. The Court is expected to hear this motion in the first quarter of 2017. The Company believes that the plaintiffs’ allegations are without merit, and intends to vigorously defend against the claims.

Derivative Lawsuits. In May 2016 and August 2016, respectively, two putative shareholder derivative actions were filed (Avila v. Laplanche, et al., No. CIV538758 and Dua v. Laplanche, et al., CGC-16-553731) against certain of the Company’s current and former officers and directors and naming the Company as a nominal defendant. Both actions were voluntarily dismissed without prejudice. On December 14, 2016, a new putative shareholder derivative action was filed in the Delaware Court of Chancery (Steinberg, et al. v. Morris, et al., C.A. No. 12984-CB), against certain of the Company's current and former officers and directors and naming the Company as a nominal defendant. The action is based on allegations similar to those in the securities class action litigation described above.

Federal Consumer Class Action. In April 2016, a putative class action lawsuit was filed in federal court in New York, alleging that persons received loans, through the Company's platform, that exceeded states' usury limits in violation of state usury and consumer protection laws, and the federal RICO statute. The Company has filed a motion to compel arbitration on an individual basis, which was granted in February 2017. The Company believes that the plaintiff's allegations are without merit, and intends to defend this matter vigorously.

On February 23, 2016, Phoenix Licensing, L.L.C. and LPL Licensing, L.L.C. filed a complaint for patent infringement against the Company in the U.S. District Court for the Eastern District of Texas. The complaint alleges infringement of U.S. Patent Nos. 8,234,184, 6,999,938, 5,987,434, 8,352,317, and 7,860,744 by generating customized marketing materials, replies, and offers to client responses. Although the Company is confident in its position, and is prepared to continue to defend this matter vigorously, the parties have reached a tentative settlement through mediation in the first quarter of 2017.

On May 9, 2016, following the announcement of the board review described elsewhere in this filing, the Company received a grand jury subpoena from the U.S. Department of Justice (DOJ). The Company was also contacted by the SEC and Federal Trade Commission (FTC). The Company continues cooperating with the DOJ, SEC, FTC and any other governmental or regulatory authorities or agencies. No assurance can be given as to the timing or outcome of these matters.

127

LENDINGCLUB CORPORATION

Notes to Consolidated Financial Statements

(Tabular Amounts in Thousands, Except Share and Per Share Amounts, Ratios, or as Noted)

In addition to the foregoing, the Company is subject to, and may continue to be subject to legal proceedings and regulatory actions in the ordinary course of business, including inquiries by state regulatory bodies related to the Company's marketplace lending model. These include inquiries from the California Department of Business Oversight, Massachusetts Securities Division, New York Department of Financial Services, and West Virginia Attorney General's office. No assurance can be given as to the timing or outcome of these matters.

18. Segment Reporting

The Company defines operating segments to be components of the Company for which discrete financial information is evaluated regularly by the Company’s chief operating decision maker (CODM). For purposes of allocating resources and evaluating financial performance, the Company’s CODM reviews financial information by the product types of personal loans, education and patient finance loans. These product types are aggregated and viewed as one operating segment, and therefore, one reportable segment due to their similar economic characteristics, product economics, production process, and regulatory environment.

Substantially all of the Company’s revenue is generated in the United States. No individual borrower or investor accounted for 10% or more of consolidated net revenue for any of the periods presented.

19. Related Party Transactions

Related party transactions must be reviewed and approved by the Audit Committee of the Company’s Board when not conducted in the ordinary course of business subject to the standard terms of the Company’s online marketplace or certificate investment program. Related party transactions may include any transaction between entities under common control or with a related person occurring since the beginning of the Company’s latest fiscal year, or any currently proposed transaction. This review also includes any material amendment or modification to an existing related party transaction. The Company has defined related persons as members of the Board, executive officers, principal owners of the Company’s outstanding stock and any immediate family members of each such related persons, as well as any other person or entity with significant influence over the Company’s management or operations.

Several of the Company’s executive officers and directors (including immediate family members) have made deposits and withdrawals to their investor accounts and purchased loans, notes and certificates or have investments in private funds managed by LCA. The Company believes all such transactions by related persons were made in the ordinary course of business and were transacted on terms and conditions that were not more favorable than those obtained by similarly situated third-party investors.

At December 31, 2015, Mr. Laplanche, the Company's former CEO and Chairman, and a board member owned approximately 2.0% and 10%, respectively, of limited partnership interests in the Investment Fund, a holding company that participates in a family of funds with other unrelated third parties and purchases whole loans and interests in loans from the Company.

During 2016, this family of funds purchased $256.7 million of whole loans and interests in whole loans. During 2016, the Company earned $1.7 million in servicing fees and $81 thousand in management fees from this family of funds, and paid interest received from the borrowers of the underlying loans of $8.6 million to the family of funds. The Company believes that the sales of whole loans and interests in whole loans, and the servicing and management fees charged were on terms and conditions that were not more favorable than those obtained by other third-party investors.

On April 1, 2016, the Company closed its $10.0 million investment, for an approximate ownership interest of 15% in the Investment Fund. At the time the Company made its investment, the Company's Related Party Investors also had limited partnership interests in the Investment Fund. As of June 30, 2016, the end of the period in which the

128

LENDINGCLUB CORPORATION

Notes to Consolidated Financial Statements

(Tabular Amounts in Thousands, Except Share and Per Share Amounts, Ratios, or as Noted)

Company's former CEO resigned, the Related Party Investors and the Company had an aggregate ownership of approximately 29% in the Investment Fund. As of December 31, 2016, the Company and a board member had an aggregate ownership interest of approximately 27% in the Investment Fund.

20. Springstone Acquisition

On April 17, 2014, Lending Club acquired all of the outstanding limited liability company interests of Springstone (Acquisition) for $111.8 million, which was comprised of $109.0 million in cash and shares of Series F convertible preferred stock with an aggregate value of $2.8 million. Upon closing of the Acquisition, Springstone became Lending Club’s wholly owned subsidiary. The Company has included the financial results of Springstone in the consolidated financial statements from the date of acquisition.

The purchase agreement included a total of $25.6 million comprised of $22.1 million of shares of Series F convertible preferred stock (Escrow Shares) and $3.5 million of cash that were placed in a third-party escrow, and are subject to certain vesting and forfeiture conditions applicable to these employees continuing employment over a three-year period from the closing. These amounts are accounted for as a compensation arrangement and expensed over the three-year vesting period and are included under “Other general and administrative” operating expenses in the Consolidated Statements of Operations. Additionally, $19.0 million of the cash consideration and certain Escrow Shares were placed in a third-party escrow for 15 months from the closing date to secure, in part, the indemnification obligations of the sellers under the purchase agreement. In connection with the Acquisition, the Company also paid $2.4 million for transactions costs incurred by Springstone.

The cash portion of the consideration was funded by a combination of cash from us, Series F convertible preferred stock financing, and proceeds from the Term Loan.

The allocation of purchase price as of the acquisition date is as follows:



	Fair Value
Assets:
Cash	$	2,256
Restricted cash	1,581
Property, equipment and software	366
Other assets	599
Identified intangible assets	40,200
Goodwill	72,592
Liabilities:
Accounts payable	239
Accrued expenses and other liabilities	5,536
Total purchase consideration	$	111,819

The amounts of net revenue of Springstone included in the Company’s consolidated statements of operations from the acquisition date of April 17, 2014 to December 31, 2014 was $15.3 million. The Company recognized acquisition-related expenses of $2.3 million for the year ended December 31, 2014, which is included in other general and administrative expense.

129

LENDINGCLUB CORPORATION

Notes to Consolidated Financial Statements

(Tabular Amounts in Thousands, Except Share and Per Share Amounts, Ratios, or as Noted)

The following pro forma financial information summarizes the combined results of operations for Lending Club and Springstone, as though the companies were combined as of January 1, 2013. These pro forma results have been prepared for comparative purposes only and do not purport to be indicative of the results of operations which would have resulted had the acquisition occurred as of January 1, 2013, nor is it indicative of future operating results. The pro forma results presented below include interest expense on the debt financing, amortization of acquired intangible assets, compensation expense related to the post-acquisition compensation arrangements entered into with the continuing employees and tax expense:



Years Ended December 31,	2014			2013
Total net revenue	$	219,174		$	113,040
Net loss ⁽¹⁾	$	(33,796	)	$	(17,592	)
Basic net loss per share attributable to common stockholders	$	(0.45	)	$	(0.34	)
Diluted net loss per share attributable to common stockholders	$	(0.45	)	$	(0.34	)


⁽¹⁾	Net loss for the year ended December 31, 2013 includes $8.6 million of one-time acquisition-related costs and compensation expenses.

21. Subsequent Events

The Company has evaluated the impact of events that have occurred subsequent to December 31, 2016, through the date the consolidated financial statements were filed with the SEC. Based on this evaluation, other than as recorded or disclosed within these consolidated financial statements, related notes or below, the Company has determined none of these events were required to be recognized or disclosed.

130

LENDINGCLUB CORPORATION

Management's Discussion and Analysis of Financial Condition and Results of Operations

(Tabular Amounts in Thousands, Except Share and Per Share Data and Ratios, or as Noted)

22. Quarterly Results of Operations (Unaudited)

The following table sets forth our unaudited consolidated statement of operations data for each of the eight quarters ended December 31, 2016. The unaudited quarterly statement of operations data set forth below have been prepared on the same basis as our audited consolidated financial statements and reflect, in the opinion of management, all adjustments of a normal, recurring nature that are necessary for a fair statement of the unaudited quarterly statement of operations data. Our historical results are not necessarily indicative of our future operating results. The following quarterly consolidated financial data should be read in conjunction with the consolidated financial statements and the related notes included elsewhere in this Report.



Quarters Ended	December 31, 2016			September 30, 2016			June 30, 2016			March 31, 2016
Net operating revenue:
Transaction fees	$	101,568		$	100,813		$	96,605		$	124,508
Servicing fees	22,951			16,513			11,603			16,942
Management fees	3,076			1,964			3,053			3,545
Other revenue (expense)	1,607			(6,681		)	(8,870		)	6,270
Total net operating revenue	$	129,202		$	112,609		$	102,391		$	151,265
Net interest income and other adjustments	1,320			1,947			1,049			1,029
Total net revenue	$	130,522		$	114,556		$	103,440		$	152,294
Operating expenses:
Sales and marketing	55,457			44,901			49,737			66,575
Origination and servicing	18,296			16,332			20,934			19,198
Engineering and product development	32,522			29,428			29,209			24,198
Other general and administrative	56,740			58,940			53,457			38,035
Goodwill impairment	—			1,650			35,400			—
Total operating expenses	$	163,015		$	151,251		$	188,737		$	148,006
Income (loss) before income tax expense	(32,493		)	(36,695		)	(85,297		)	4,288
Income tax (benefit) expense	(224		)	(209		)	(3,946		)	151
Net income (loss)	$	(32,269	)	$	(36,486	)	$	(81,351	)	$	4,137
Other data⁽¹⁾:
Loan originations⁽²⁾	$	1,987,278		$	1,972,034		$	1,955,401		$	2,750,033
Weighted-average common shares - Basic	395,877,053			391,453,316			382,893,402			380,266,636
Weighted-average common shares - Diluted	395,877,053			391,453,316			382,893,402			392,397,825
Net income (loss) per share:
Basic	$	(0.08	)	$	(0.09	)	$	(0.21	)	$	0.01
Diluted	$	(0.08	)	$	(0.09	)	$	(0.21	)	$	0.01


⁽¹⁾	For more information about loan originations, see “Item 7 – Management's Discussion and Analysis – Key Operating and Financial Metrics.”


⁽²⁾	Loan originations include loans facilitated through the platform plus outstanding purchase commitments at period end.

131

LENDINGCLUB CORPORATION

Management's Discussion and Analysis of Financial Condition and Results of Operations

(Tabular Amounts in Thousands, Except Share and Per Share Data and Ratios, or as Noted)



Quarters Ended	December 31, 2015		September 30, 2015		June 30, 2015			March 31, 2015
Net operating revenue:
Transaction fees	$	114,955	$	100,420	$	85,651		$	72,482
Servicing fees	11,941		8,999		6,479			5,392
Management fees	3,313		2,900		2,548			2,215
Other revenue (expense)	4,262		2,743		1,441			956
Total net operating revenue	$	134,471	$	115,062	$	96,119		$	81,045
Net interest income and other adjustments	1,047		1,214		798			187
Total net revenue	$	135,518	$	116,276	$	96,917		$	81,232
Operating expenses:
Sales and marketing	$	53,537	$	44,018	$	39,501		$	34,470
Origination and servicing	17,696		16,732		14,706			12,201
Engineering and product development	23,887		21,063		18,214			13,898
Other general and administrative	35,245		32,280		28,247			26,410
Total operating expenses	$	130,365	$	114,093	$	100,668		$	86,979
Income (loss) before income tax expense	5,153		2,183		(3,751		)	(5,747		)
Income tax expense	584		1,233		389			627
Net income (loss)	$	4,569	$	950	$	(4,140	)	$	(6,374	)
Other data⁽¹⁾:
Loan originations⁽²⁾	$	2,579,201	$	2,235,647	$	1,911,759		$	1,635,090
Weighted-average common shares - Basic	378,631,340		375,982,120		372,841,945			371,959,312
Weighted-average common shares - Diluted	402,634,010		401,934,880		372,841,945			371,959,312
Net income (loss) per share:
Basic	$	0.01	$	0.00	$	(0.01	)	$	(0.02	)
Diluted	$	0.01	$	0.00	$	(0.01	)	$	(0.02	)


⁽¹⁾	For more information about loan originations, see “Item 7 – Management's Discussion and Analysis – Key Operating and Financial Metrics.”


⁽²⁾	Loan originations include loans facilitated through the platform plus outstanding purchase commitments at period end.

Item 9. Changes in and Disagreements with Accountants on Accounting and Financial Disclosure

None.

Item 9A. Controls and Procedures

Evaluation of Disclosure Controls and Procedures

The Company's management evaluated, with the participation of the Company’s Chief Executive Officer (CEO) and Chief Financial Officer (CFO), the effectiveness of the Company’s disclosure controls and procedures (as defined in Rule 13a-15(e) under the Securities Exchange Act of 1934, as amended) as of December 31, 2016. In designing and evaluating its disclosure controls and procedures, the Company's management recognizes that any controls and procedures, no matter how well designed and operated, can provide only reasonable assurance, not absolute assurance of achieving the desired control objectives, and is required to apply its judgment in evaluating the cost-benefit relationship of possible controls and procedures.

132

LENDINGCLUB CORPORATION

Based on the evaluation, the Company’s CEO and CFO concluded that the Company’s disclosure controls and procedures as of December 31, 2016 were designed and functioned effectively to provide reasonable assurance that the information required to be disclosed by the Company in reports filed under the Securities and Exchange Act of 1934, as amended, is (i) recorded, processed, summarized, and reported within the time periods specified in the SEC’s rules and forms, and (ii) accumulated and communicated to management, including the principal executive and principal financial officers, as appropriate, to allow timely decisions regarding required disclosure.

Management’s Annual Report on Internal Control over Financial Reporting

The Company’s management is responsible for maintaining effective internal control over financial reporting and for assessing the effectiveness of internal control over financial reporting, as defined in Rule 13a-15(f) of the 1934 Act. Under the supervision and with the participation of the Company’s Chief Executive Officer and Chief Financial Officer, management conducted an evaluation of the effectiveness of its internal control over financial reporting as of December 31, 2016, based on the criteria established in Internal Control – Integrated Framework (2013) issued by the Committee of Sponsoring Organizations of the Treadway Commission. As a result of this assessment, management concluded that, as of December 31, 2016, our internal control over financial reporting was effective in providing reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles. Deloitte & Touche LLP, has independently audited the effectiveness of our internal control over financial reporting and its report is included below.

All internal control systems, no matter how well designed, have inherent limitations including the possibility of human error and the circumvention or overriding of controls. Further, because of changes in conditions, the effectiveness of internal controls may vary over time. Projections of any evaluation of effectiveness to future periods are subject to the risk that controls may become inadequate because of changes in conditions, or that the degree of compliance with the policies or procedures may deteriorate. Accordingly, even those systems determined to be effective can provide only reasonable assurance with respect to financial statement preparation and presentation.

Changes in Internal Control Over Financial Reporting

As previously disclosed in Item 9A of our Annual Report on Form 10-K/A, Amendment No. 1, for the year ended December 31, 2015, management identified a material weakness during the second fiscal quarter of 2016 relating to the aggregation of control deficiencies in the Company’s “tone at the top” and concluded that its internal control over financial reporting was ineffective as of December 31, 2015. The Company made a similar conclusion with respect to its internal control over financial reporting as of March 31, 2016, June 30, 2016, and September 30, 2016, as disclosed in Item 4 of our Quarterly Report on Form 10-Q for the quarters ended March 31, 2016, June 30, 2016, and September 30, 2016, respectively. The contributing factor to the deficiencies aggregating to the material weakness was the Company's lack of an appropriate “tone at the top” set by certain former members of senior management. The following steps have been implemented by the Company in 2016 to remediate the material weakness:


•	Replacement of certain senior managers and executives, including the Company’s former CEO.


•	The Company separated the positions of CEO and Chair of the Board, appointing an independent board member, Hans Morris, as Chair.


•	Development and implementation of trainings, led by the CEO and reinforced by executives throughout the organization, on the Company's Code of Conduct and Ethics Policy, which included raising awareness and understanding of the importance of financial reporting integrity.


•	Realignment of the annual employee performance process to include consideration of employees’ demonstration of the Company’s values.


•	Comprehensive review and validation of historical data changes on our platform, and the creation of a data change classification matrix and change approval process over live database changes.

133

LENDINGCLUB CORPORATION


•	Further training of executives and directors on ways to identify and report conflicts of interests and related party transactions.


•	Improvement of and training on the Company’s policy and procedures on related party transactions.

•

The Company and LC Advisors, LLC (LCA) have established a majority independent governing board of the partnerships and separately managed accounts of LCA (the Governing Board) for the Funds to provide fiduciary oversight and make binding determinations for certain actions and activities of the Funds including, but not limited to, approval of valuation policies and procedures, and review adherence to the investment restrictions and guidelines of the Funds. Further, we have realigned responsibilities for accounting and financial reporting for the Funds within the Company.


•	New processes and controls designed to ensure that our investor contracts, including contract amendments, adhere to enhanced requirements established by the Risk Committee of the Board for the governance and review of contract provisions and amendments.

As of December 31, 2016, management completed its assessment of the design and operating effectiveness of the internal controls over financial reporting. Based on this assessment, management concluded that the material weakness was remediated as of December 31, 2016.

Except as noted in the preceding paragraphs, no other change in the Company's internal control over financial reporting (as defined in Rule 13a-15(f) under the Securities Exchange Act of 1934) occurred during the fiscal quarter ended December 31, 2016, that has materially affected, or is reasonably likely to materially affect, the Company's internal control over financial reporting.

134

REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

To the Board of Directors and Stockholders of

LendingClub Corporation

San Francisco, California

We have audited the internal control over financial reporting of LendingClub Corporation and subsidiaries (the “Company”) as of December 31, 2016, based on criteria established in Internal Control - Integrated Framework (2013) issued by the Committee of Sponsoring Organizations of the Treadway Commission. The Company’s management is responsible for maintaining effective internal control over financial reporting and for its assessment of the effectiveness of internal control over financial reporting, included in the accompanying Management’s Annual Report on Internal Control over Financial Reporting. Our responsibility is to express an opinion on the Company’s internal control over financial reporting based on our audit.

We conducted our audit in accordance with the standards of the Public Company Accounting Oversight Board (United States). Those standards require that we plan and perform the audit to obtain reasonable assurance about whether effective internal control over financial reporting was maintained in all material respects. Our audit included obtaining an understanding of internal control over financial reporting, assessing the risk that a material weakness exists, testing and evaluating the design and operating effectiveness of internal control based on the assessed risk, and performing such other procedures as we considered necessary in the circumstances. We believe that our audit provides a reasonable basis for our opinion.

A company’s internal control over financial reporting is a process designed by, or under the supervision of, the company’s principal executive and principal financial officers, or persons performing similar functions, and effected by the company’s board of directors, management, and other personnel to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles. A company’s internal control over financial reporting includes those policies and procedures that (1) pertain to the maintenance of records that, in reasonable detail, accurately and fairly reflect the transactions and dispositions of the assets of the company; (2) provide reasonable assurance that transactions are recorded as necessary to permit preparation of financial statements in accordance with generally accepted accounting principles, and that receipts and expenditures of the company are being made only in accordance with authorizations of management and directors of the company; and (3) provide reasonable assurance regarding prevention or timely detection of unauthorized acquisition, use, or disposition of the company’s assets that could have a material effect on the financial statements.

Because of the inherent limitations of internal control over financial reporting, including the possibility of collusion or improper management override of controls, material misstatements due to error or fraud may not be prevented or detected on a timely basis. Also, projections of any evaluation of the effectiveness of the internal control over financial reporting to future periods are subject to the risk that the controls may become inadequate because of changes in conditions, or that the degree of compliance with the policies or procedures may deteriorate.

In our opinion, the Company maintained, in all material respects, effective internal control over financial reporting as of December 31, 2016, based on the criteria established in Internal Control — Integrated Framework (2013) issued by the Committee of Sponsoring Organizations of the Treadway Commission.

We have also audited, in accordance with the standards of the Public Company Accounting Oversight Board (United States), the consolidated financial statements and financial statement schedule as of and for the year ended December 31, 2016, of the Company and our report dated February 28, 2017, expressed an unqualified opinion on those financial statements and financial statement schedule.

DELOITTE & TOUCHE LLP

San Francisco, California

February 28, 2017

135

Item 9B. Other Information

Not Applicable.

PART III

Item 10. Directors, Executive Officers and Corporate Governance

The information required by Item 10 will be included in our Proxy Statement under the headings “Corporate Governance at LendingClub” and “Section 16(a) Beneficial Ownership Reporting Compliance,” and is incorporated herein by reference. The Proxy Statement will be filed with the Securities and Exchange Commission pursuant to Regulation 14A within 120 days of the end of the 2016 fiscal year.

Item 11. Executive Compensation

The information required by Item 11 will be included in the Proxy Statement under the headings “Director Compensation,” “Compensation Discussion and Analysis,” “Named Executive Officer Compensation,” “Compensation Committee Interlocks and Insider Participation” and “Compensation Committee Report,” and is incorporated herein by reference.

Item 12. Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters

The information required by Item 12 will be included in the Proxy Statement under the headings “Security Ownership” and “Equity Compensation Plans,” and is incorporated herein by reference.

Item 13. Certain Relationships and Related Transactions, and Director Independence

The information required by Item 13 will be included in the Proxy Statement under the headings “Related Person Transactions” and “Director Independence,” and is incorporated herein by reference.

Item 14. Principal Accountant Fees and Services

The information required by Item 14 will be included in the Proxy Statement under the heading “Ratification of Selection of Independent Auditors,” and is incorporated herein by reference.

PART IV

Item 15. Exhibits and Financial Statement Schedule

(a) We have filed the following documents as part of this Annual Report on Form 10-K:

1. Consolidated Financial Statements



Report	82
Consolidated Balance Sheets	83
Consolidated Statements of Operations	84
Consolidated Statements of Comprehensive Income (Loss)	85
Consolidated Statements of Changes in Stockholders’ Equity	86
Consolidated Statements of Cash Flows	87
Notes to Consolidated Financial Statements	89

136

LENDINGCLUB CORPORATION


2.	Financial Statement Schedule

Schedule II – Valuation and Qualifying Accounts (in thousands)



			Additions
	Balance at Beginning of Period		Charged to Expenses		Charged to Other Accounts		Deductions		Balance at End of Period
Allowance for Deferred Tax Assets:
Year ended December 31, 2016	$	25,348	$	50,577	$	—	$	617	$	75,308
Year ended December 31, 2015	$	26,788	$	—	$	680	$	2,120	$	25,348
Year ended December 31, 2014	$	19,931	$	6,857	$	—	$	—	$	26,788

3. Exhibits

The documents listed in the Exhibit index of this Annual Report on Form 10-K are incorporated by reference or are filed with this Annual Report on Form 10-K, in each case as indicated therein on the Exhibit Index.

LENDINGCLUB CORPORATION

SIGNATURES

Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

Date: February 28, 2017



	LENDINGCLUB CORPORATION

	By:		/s/ Scott Sanborn
	Scott Sanborn
	Chief Executive Officer and President

POWER OF ATTORNEY

KNOW ALL PERSONS BY THESE PRESENTS, that each person whose signature appears below constitutes and appoints Scott Sanborn and Thomas Casey, jointly and severally, his or her attorney-in-fact, with the power of substitution, for him or her in any and all capacities, to sign any amendments to this Annual Report on Form 10-K and to file the same, with exhibits thereto and other documents in connection therewith, with the Securities and Exchange Commission, hereby ratifying and confirming all that each of said attorneys-in-fact, or his or her substitute or substitutes, may do or cause to be done by virtue hereof.

Pursuant to the requirements of the Securities Exchange Act of 1934, this Annual Report on Form 10-K has been signed below by the following persons on behalf of the Registrant and in the capacities and on the dates indicated.

Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by the following persons on behalf of the registrant and in the capacities and on the dates indicated.

138

LENDINGCLUB CORPORATION




Signature	Title	Date

/s/ Scott Sanborn	Chief Executive Officer and President	February 28, 2017
Scott Sanborn

/s/ Thomas W. Casey	Chief Financial Officer	February 28, 2017
Thomas W. Casey

/s/ Bradley Coleman	Principal Accounting Officer	February 28, 2017
Bradley Coleman

/s/ Jeffrey M. Crowe	Director	February 28, 2017
Jeffrey M. Crowe

/s/ Daniel T. Ciporin	Director	February 28, 2017
Daniel T. Ciporin

/s/ John J. Mack	Director	February 28, 2017
John J. Mack

/s/ Mary Meeker	Director	February 28, 2017
Mary Meeker

/s/ John C. Morris	Director	February 28, 2017
John C. Morris

/s/ Lawrence Summers	Director	February 28, 2017
Lawrence Summers

/s/ Simon Williams	Director	February 28, 2017
Simon Williams

/s/ Timothy J. Mayopoulos	Director	February 28, 2017
Timothy J. Mayopoulos

139

LENDINGCLUB CORPORATION

Exhibit Index



		Incorporated by Reference
Exhibit Number	Exhibit Description	Form	File No.	Exhibit	Filing Date	Filed Herewith
3.1	Restated Certificate of Incorporation of LendingClub Corporation	8-K	000-54752	3.1	December 16, 2014
3.2	Restated Bylaws of LendingClub Corporation	8-K	333-151827	3.2	December 16, 2014
4.1	Form of Three-Year Member Payment Dependent Note (included as Exhibit A to Exhibit 4.6)	S-1, Amendment No. 1	333-198393	4.6	October 20, 2014
4.2	Form of Five-Year Member Payment Dependent Note (included as Exhibit B to Exhibit 4.6)	S-1, Amendment No. 1	333-198393	4.6	October 20, 2014
4.3	Form of Indenture by and between LendingClub Corporation and Wells Fargo Bank, National Association	S-1, Amendment No. 3	333-151827	4.2	October 9, 2008
4.4	First Supplemental Indenture, dated as of July 10, 2009, by and between LendingClub Corporation and Wells Fargo Bank, National Association	S-1, Post- Effective Amendment No. 3	333-151827	4.3	July 23, 2009
4.5	Second Supplemental Indenture, dated as of May 5, 2010, by and between LendingClub Corporation and Wells Fargo Bank, National Association	S-1, Post- Effective Amendment No. 5	333-151827	4.5	May 6, 2010
4.6	Third Supplemental Indenture, dated as of October 3, 2014, by and between LendingClub Corporation and Wells Fargo Bank, National Association.	S-1, Amendment No. 1	333-198393	4.6	October 20, 2014
4.7	Amended and Restated Investor Rights Agreement, dated as of April 16, 2014, by and among LendingClub Corporation and the Investors named therein	8-K	000-54752	4.1	April 17, 2014
4.8	Form of Common Stock Certificate of LendingClub Corporation	S-1, Amendment No. 2	333-198393	4.8	November 17, 2014
10.1	Form of Indemnity Agreement	S-1, Amendment No. 3	333-198393	10.1	December 1,2014
10.2	Form of Borrower Agreement					X
10.3	LendingClub Corporation 2007 Stock Incentive Plan, as amended, and form of award agreement thereunder	S-1, Amendment No. 3	333-198393	10.4	December 1, 2014
10.4	2014 Equity Incentive Plan, and forms of award agreements thereunder	S-1, Amendment No. 3	333-198393	10.6	December 1, 2014
10.5	2014 Employee Stock Purchase Plan, and forms of enrollment agreements thereunder	S-1, Amendment No. 3	333-198393	10.7	December 1, 2014
10.6	2016 Cash Retention Bonus Plan	10-Q	011-36771	10.1	August 9, 2016

140

LENDINGCLUB CORPORATION



		Incorporated by Reference
Exhibit Number	Exhibit Description	Form	File No.	Exhibit	Filing Date	Filed Herewith
10.7	Hosting Services Agreement, dated as of October 6, 2008, by and between LendingClub Corporation and FOLIOfn Investments, Inc.	10-K	333-151827	10.15	June 17, 2009
10.8	Services Agreement, dated as of October 6, 2008, by and between LendingClub Corporation and FOLIOfn Investments, Inc.	S-1, Amendment No. 1	333-198393	10.11	October 20, 2014
10.9	License Agreement, dated as of October 6, 2008, by and between LendingClub Corporation and FOLIOfn Investments, Inc.	10-K	333-151827	10.17	June 17, 2009
10.10	Backup and Successor Servicing Agreement, dated as of September 15, 2011, by and between Portfolio Financial Servicing Company and LendingClub Corporation	S-1, Amendment No. 1	333-198393	10.13	October 20, 2014
10.11	Form of Employment Agreement for Chief Executive Officer	S-1, Amendment No. 3	333-198393	10.15	December 1, 2014
10.12	Form of Employment Agreement for Executive Officers other than Chief Executive Officer	S-1, Amendment No. 3	333-198393	10.16	December 1, 2014
10.13	Credit and Guaranty Agreement, dated as of December 17, 2015, among LendingClub Corporation, the guarantors party thereto, Morgan Stanley Senior Funding, Inc. and the lenders party thereto	8-K	011-36771	10.1	December 22, 2015
10.14	Pledge and Security Agreement, dated December 17, 2015, by and among LendingClub Corporation, the grantors referred to therein and Morgan Stanley Senior Funding, Inc.	8-K	011-36771	10.2	December 22, 2015
10.15	Lease Agreement, dated as of May 17, 2013, by and between LendingClub Corporation and Forward One, LLC, as amended	S-1, Amendment No. 2	333-198393	10.22	November 17, 2014
10.16	Assignment and Assumption of Lease, dated as of October 17, 2014, by and between LendingClub Corporation and Teachscape, Inc.	S-1, Amendment No. 2	333-198393	10.23	November 17, 2014
10.17	Lease Agreement, dated as of April 16, 2015, by and between LendingClub Corporation and 595 Market Street, Inc.	10-Q	011-36771	10.31	May 5, 2015
10.18	Form of Fund Subscription Agreement	S-1, Amendment No. 1	333-198393	10.24	October 20, 2014
10.19	Form of Investment Advisory Agreement	S-1, Amendment No. 1	333-198393	10.25	October 20, 2014
10.20	Form of Master Loan Purchase Agreement	10-Q	011-36771	10.1	November 9, 2016
10.21	Form of Master Loan Servicing Agreement	10-Q	011-36771	10.2	November 9, 2016
10.22	Form of Investor Agreement	10-Q	011-36771	10.5	August 5, 2015

141

LENDINGCLUB CORPORATION

Incorporated by Reference

Exhibit

Number

Exhibit Description

Form

File No.

Exhibit

Filing

Date

Filed

Herewith

10.23

Form of LCA Investment Advisory Agreement

S-1,
Amendment
No. 4

333-198393

10.29

December 8, 2014

10.24

Form of Certificate Account Opening and Maintenance Agreement

S-1,
Amendment
No. 4

333-198393

10.30

December 8, 2014

21.1

List of Subsidiaries

23.1

Consent of Deloitte & Touche LLP

31.1

Certification of Chief Executive Officer Pursuant to Section 302 of the Sarbanes-Oxley Act of 2002

31.2

Certification of Chief Financial Officer Pursuant to Section 302 of the Sarbanes-Oxley Act of 2002

32.1

Certification of Chief Executive Officer and Chief Financial Officer Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002

101.INS

XBRL Instance Document

101.SCH

XBRL Taxonomy Extension Schema Document

101.CAL

XBRL Taxonomy Extension Calculation Linkbase

101.DEF

XBRL Taxonomy Extension Definition Linkbase

101.LAB

XBRL Taxonomy Extension Label Linkbase

101.PRE

XBRL Taxonomy Extension Presentation Linkbase

+ Confidential treatment requested

142

EX-10.2 2 lc-12312016xex102.htm EXHIBIT 10.2 Exhibit

Exhibit 10.2

Borrower Agreement

(Nov 2016)

The following Borrower Agreement ("Agreement") is between you ("you" and "your" mean each and every borrower, including any joint applicant/co-borrower) and WebBank, a Utah-chartered industrial bank ("we," or "us"). This Agreement governs the process by which you may make a request or requests for a loan from us through the website Lendingclub.com, including any subdomains thereof, or other application channels offered by us (collectively, the "Site") and operated by Lending Club Corporation ("Lending Club"). If you make a loan request, and if that request results in a loan that is approved and issued by us, then your loan will be governed by the terms of the Loan Agreement and Promissory Note, which is attached to this Agreement as Exhibit A, and as it may be revised from time to time. The version in effect when you make a loan request will apply to any loan made in response to that request, and any secondary loan would be governed by the terms of the document then in effect. This Agreement will remain in effect for the applicable loan, and will terminate if your loan request is cancelled, withdrawn, or declined.

BY ELECTRONICALLY SIGNING THIS AGREEMENT, YOU HAVE SIGNIFIED YOUR AGREEMENT TO THESE TERMS.

1. Loans. Under this Agreement, you can request an installment loan issued and originated by us that is facilitated through the Site. When you make a request, you agree to receive and timely repay the loan that may be made in response to that request, subject to your right to cancel the request before closing as described in section 6 below. Your agreement means you agree to repay the money provided by us to you and to abide by the terms of this Agreement, the Loan Agreement and Promissory Note, and all other agreements or disclosures provided to you during the loan process and which may be found in your Lending Club account. Any dispute with us, Lending Club or any subsequent holder of the Loan Agreement and Promissory Note will be resolved by binding arbitration, subject to your right to opt out as set forth below. Each loan request is subject to our credit criteria in effect at the time of your loan request.

2. Account Verification. You understand that if we are unable to verify your bank account for any reason, we will cancel your application, your loan request will not be posted on the Site, and this Agreement will be terminated.

3. Loan Requests. You may post a qualifying loan request on the Site. You may not post more than one loan request on the site at a time and you may not have more than two loans outstanding at any given time. You may post a loan request on the Site, and Lending Club investors ("Investors") will be able to review your loan request. Investors may commit to (i) purchase the loan by subsequently acquiring the loan itself from us or Lending Club or (ii) invest indirectly in your loan through the purchase of securities issued by Lending Club. You acknowledge that an Investor's commitment to invest in all or a portion of your loan does not confer any rights to you or obligate us to issue your loan. You understand that Investors make their own decisions whether to invest in your loan. Finally, Lending Club may also choose to invest in all or part of your loan request, but is not obligated to do so.

We may elect in our sole discretion to give you a partial funding option, if necessary, which means your loan will be issued if it receives commitments totaling less than the full amount of your requested loan (subject to any applicable minimum loan size).

WE DO NOT WARRANT OR GUARANTEE (1) THAT YOUR LOAN REQUEST WILL ATTRACT INVESTMENT INTEREST, OR (2) THAT YOU WILL RECEIVE A LOAN AS A RESULT OF POSTING A REQUEST.

No later than thirty (30) days after your application is complete, we will tell you if your loan is approved and will issue for some or all of your requested amount, or is declined, or if we are making you a counter-offer. Your loan request will be listed on the marketplace for at least fourteen (14) days, subject to investor interest. It may take up to forty-five (45) days to process and issue your loan. If at any point, you no longer want a loan under your pending loan request, you must notify us in writing of your election to terminate your loan request sufficiently far in advance of the loan closing for us to cancel the loan.

4. Loan Terms. Your loan will have a principal balance in the amount set forth in the Truth in Lending disclosure and Loan Agreement and Promissory Note, each of which is provided to you and placed into the on-line account you established upon registration. You agree and acknowledge that the initial loan disclosures made to you are estimates and are subject to change based on the actual, initial principal balance of the loan issued and your selected payment option (check or Automated Clearing House ("ACH")). Opting to pay by check will result in a processing fee that will increase your APR. All loans are unsecured, fully-amortizing, closed-end loans for the term stated in your Truth in Lending disclosure and Loan Agreement and Promissory Note. Your obligations, including your obligation to repay principal and interest, are set forth in the Loan Agreement and Promissory Note. Other fees and terms of the loan will also be set forth in the Loan Agreement and Promissory Note.

5. Credit Decisions. If you make a loan request, you must fully complete the application on the Site. You do not need to disclose alimony, child support or separate maintenance income if you do not wish to have it considered as a basis for repaying a loan. You agree and acknowledge that we may verify any information you submit either by asking for true and complete copies of necessary documentation, by other proof or through a third party. By proceeding with the application, you consent to our use of any third-party to verify any information about, or provide by, you. Failure to timely provide this information can result in your loan application being incomplete and closed by us, furthermore, we may terminate consideration of your application at any time in our sole discretion.

6. Limited Power of Attorney Grant; Loan Request Cancellation & Closing.

As a condition to receiving a loan from us, you hereby grant to Lending Club a limited power of attorney and appoint them and/or their designees as your true and lawful attorney-in-fact and agent, with full power of substitution and re-substitution, for you and in your name, place and stead, in any and all capacities, to complete and execute the Loan Agreement and Promissory Note(s) in the form attached as Exhibit A that reflect- the accepted terms set forth in each of your final Truth in Lending Disclosure(s) as such may be posted from time to time in response to your loan request(s) in the on-line account you have established with Lending Club where documents are stored and with full power and authority to do and perform each and every act and thing requisite and necessary to be done in connection with such power as fully to all intents and purposes as you might or could do in person ("Power of Attorney" ). This Power of Attorney is limited solely to the purpose described above and will expire automatically upon the termination of this Borrower Agreement. You may revoke this Power of Attorney by contacting us at support@lendingclub.com or calling 888-596-3157 and closing your account with us; provided, however, if a loan request has been approved you must provide such notice before the loan proceeds are transferred to your Designated Account and before the Loan Agreement and Promissory Note is executed on your behalf. Once the Loan Agreement and Promissory Note is

signed by Lending Club or its designee acting as your attorney-in-fact, it is deemed executed on your behalf and shall be your valid and binding obligation thereafter.

You agree and acknowledge that Lending Club is an intended third-party beneficiary of this Section 6 for purposes of receiving a loan from us.

If you choose to revoke this Power of Attorney prior to execution, we will be unable to proceed with your loan request and your pending loan request will be considered withdrawn, your account closed, and you may be prohibited from posting additional qualifying loan requests in the future in our discretion.

You may cancel your application without any fee or penalty prior to funding of the loan, as long as you provide us with sufficient advance notice to stop the loan funding.

7. Loan Consummation.

YOU AGREE AND ACKNOWLEDGE THAT YOU ARE NOT OBLIGATED UNDER THE TERMS OF THE LOAN AGREEMENT AND PROMISSORY NOTE AND THE LOAN TRANSACTION WITH US IS NOT COMPLETED (I.E. CONSUMMATED) UNTIL YOUR ABILITY TO CANCEL YOUR LOAN APPLICATION HAS PASSED. YOU ACKNOWLEDGE THAT WE ARE MATERIALLY RELYING UPON THIS UNDERSTANDING IN UNDERTAKING THE POTENTIAL ISSUANCE OF YOUR LOAN.

8. Military Lending Act. Federal law provides important protections to members of the Armed Forces and their dependents relating to extensions of consumer credit. In general, the cost of consumer credit to a member of the Armed Forces and his or her dependent may not exceed an annual percentage rate of 36 percent. This rate must include, as applicable to the credit transaction or account: The costs associated with credit insurance premiums; fees for ancillary products sold in connection with the credit transaction; any application fee charged (other than certain application fees for specified credit transactions or accounts); and any participation fee charged (other than certain participation fees for a credit card account). Federal law requires that you receive a clear description of your required payments. Please review the disclosures and your credit agreement carefully to understand your payment obligations. To hear these disclosures over the telephone, call the following toll-free number (844) 538-6754.

9. Servicing by Lending Club. You acknowledge and agree that Lending Club may provide services to us in connection with evaluating your loan requests, and all other aspects of your relationship with us. Lending Club will also act as the servicer of any loan that you obtain. Lending Club may delegate servicing to another entity in its sole discretion without notice.

10. Other Borrower Agreements; Use of Loan Proceeds. You agree that you (A) are a US citizen, permanent resident or non-permanent resident alien in the United States on a valid long term visa; (B) will not, in connection with your loan request: (i) make any false, misleading or deceptive statements or omissions of fact in your listing, including but not limited to your loan description; (ii) misrepresent your identity, or describe, present or portray yourself as a person other than yourself; (iii) give to or receive from, or offer or agree to give to or receive from any Lending Club member or other person any fee, bonus, additional interest, kickback or thing of value of any kind except in accordance with the terms of your loan; (iv) represent yourself to any person, as a representative, employee, or agent of ours, or purport to speak to any person on our behalf; (v) use any of the loan proceeds to fund any post-secondary educational expenses, including, but not limited to, tuition, fees, books,

supplies, miscellaneous expenses, or room and board; or (vi) use any of the loan proceeds to fund any illegal activity or any other activity or use not otherwise allowed under this Agreement or the Site; (vii) use any of the loan proceeds for the purpose of purchasing or carrying any securities; (viii) use the Site to request or obtain a loan for someone other than yourself; and (C) that you have all necessary consents, permissions, acknowledgements or agreements from all joint applicant/co-borrower and we may rely upon this agreement without any investigation or verification. You further acknowledge and agree that we may rely without independent verification on the accuracy, authenticity, and completeness of all information you provide to us. To the extent that we determine, in our sole discretion, that your loan request violates this Agreement the Terms of Use or any other agreement entered into with us or Lending Club, we may terminate your loan request and cancel this Agreement immediately.

11. Liability of the Borrower and Joint Applicant/Co‐Borrower is Joint and Several. The liability of any joint applicant/co-borrower under this Agreement and under the Loan Agreement and Promissory Note is in addition to and not in lieu of the obligations of the primary borrower. The joint applicant/co-borrower agrees to abide by the terms and conditions of this Agreement, the Loan Agreement and Promissory Note and any other agreement and documents as if an original signatory.

We and our successors and assigns have sole discretion to proceed, at any time, against any party responsible under this Agreement. Further, we can accept instructions from either you or the joint applicant/co-borrower, and notice can be given to either you or the joint applicant/co-borrower, and shall be binding on both and deemed received by all parties.

12. TCPA Consent & Privacy. Notwithstanding any current or prior election to opt in or opt out of receiving telemarketing calls or SMS messages (including text messages) from us, our agents, representatives, affiliates, or anyone calling on our behalf, you expressly consent to be contacted by us, our agents, representatives, affiliates, or anyone calling on our behalf for any and all purposes arising out of or relating to your loan and/or account, at any telephone number, or physical or electronic address you provide or at which you may be reached. You agree we may contact you in any way, including SMS messages (including text messages), calls using prerecorded messages or artificial voice, and calls and messages delivered using auto telephone dialing system or an automatic texting system. Automated messages may be played when the telephone is answered, whether by you or someone else. In the event that an agent or representative calls, he or she may also leave a message on your answering machine, voice mail, or send one via text.

You consent to receive SMS messages (including text messages), calls and messages (including prerecorded and artificial voice and autodialed) from us, our agents, representatives, affiliates or anyone calling on our behalf at the specific number(s) you have provided to us, or numbers we can reasonably associate with your account (through skip trace, caller ID capture or other means), with information or questions about your application, loan and/or account. You certify, warrant and represent that the telephone numbers that you have provided to us are your contact numbers. You represent that you are permitted to receive calls at each of the telephone numbers you have provided to us. You agree to promptly alert us whenever you stop using a particular telephone number.

Your cellular or mobile telephone provider will charge you according to the type of plan you carry. You also agree that we may contact you by e-mail, using any email address you have provided to us or that you provide to us in the future. We may listen to and/or record phone calls between you and our representatives without notice to you as permitted by applicable law. For example, we listen to and record calls for quality monitoring purposes.

13. Assignment; Termination. We may assign this Agreement and the Loan Agreement and Promissory Note, or any of our rights under this Agreement or the Loan Agreement and Promissory Note, in whole or in part at any time. You further understand, acknowledge and agree that Lending Club or another third-party may further sell, assign or transfer your Loan Agreement and Promissory Note and all associated documents and information related to the and the Loan Agreement and Promissory Note without your consent or notice to you. You may not assign, transfer, sublicense or otherwise delegate your rights or obligations under this Agreement to another person without our prior written consent. Any such assignment, transfer, sublicense or delegation in violation of this section 13 shall be null and void.

We may terminate this Agreement and your ability to make loan requests at any time. If you committed fraud or made a misrepresentation in connection with your registration on the Site or any application or request for a loan, performed any prohibited activity, or otherwise failed to abide by the terms of this Agreement, we will have all remedies authorized or permitted by this Agreement and applicable law.

14. Entire Agreement. This Agreement, and any Loan Agreement and Promissory Note that may be agreed for a loan, represent the entire agreement between you and us regarding the subject matter hereof and supersede all prior or contemporaneous communications, promises and proposals, whether oral, written or electronic, between us with respect to your loan request and loan.

15. Electronic Transactions. THIS AGREEMENT IS FULLY SUBJECT TO YOUR CONSENT TO ELECTRONIC TRANSACTIONS AND DISCLOSURES, WHICH CONSENT IS SET FORTH IN THE TERMS OF USE FOR THE SITE.

16. Notices. All notices and other communications to you hereunder may be given by email to your registered email address or posted on the Site, and shall be deemed to have been duly given and effective upon transmission. You acknowledge that you have control of such email account and your area on the Site and that communications from us may contain sensitive, confidential, and collections‐related communications. If your registered email address changes, you must notify Lending Club of the change by sending an email to support@lendingclub.com or calling 888-596-3157. You also agree to update your registered residence address and telephone number on the Site if they change.

17. NO WARRANTIES. EXCEPT AS EXPRESSLY SET FORTH IN THIS AGREEMENT, WE MAKE NO REPRESENTATIONS OR WARRANTIES TO YOU, INCLUDING, BUT NOT LIMITED TO, ANY IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE.

18. LIMITATION ON LIABILITY. IN NO EVENT SHALL WE BE LIABLE TO YOU FOR ANY LOST PROFITS OR SPECIAL, EXEMPLARY, CONSEQUENTIAL OR PUNITIVE DAMAGES, EVEN IF INFORMED OF THE POSSIBILITY OF SUCH DAMAGES. FURTHERMORE, WE MAKE NO REPRESENTATION OR WARRANTY TO YOU REGARDING THE EFFECT THAT THE AGREEMENT MAY HAVE UPON YOUR FOREIGN, FEDERAL, STATE OR LOCAL TAX LIABILITY.

19. Choice of Law. We are located in the state of Utah and this Agreement is entered into in the state of Utah. The provisions of this Agreement will be governed by federal laws and the laws of the state of Utah to the extent not preempted, without regard to any principle of conflicts of laws that would require or permit the application of the laws of any other jurisdiction.

20. Miscellaneous. The parties acknowledge that there are no third party beneficiaries to this Agreement (other than Lending Club). Any waiver of a breach of any provision of this Agreement will not be a waiver of any other subsequent breach. Failure or delay by either party to enforce any term or condition of this Agreement will not constitute a waiver of such term or condition. If at any time after the date of this Agreement, any of the provisions of this Agreement shall be held by any court of competent jurisdiction to be illegal, void or unenforceable, such provision shall be of no force and effect, but the illegality and unenforceability of such provision shall have no effect upon and shall not impair the enforceability of any other provisions of this Agreement. The headings in this Agreement are for reference purposes only and shall not affect the interpretation of this Agreement in any way.

21. Arbitration. RESOLUTION OF DISPUTES: I HAVE READ THIS PROVISION CAREFULLY AND UNDERSTAND THAT IT LIMITS MY RIGHTS IN THE EVENT OF A DISPUTE BETWEEN YOU AND ME. I UNDERSTAND THAT I HAVE THE RIGHT TO REJECT THIS PROVISION AS PROVIDED IN PARAGRAPH (b) BELOW. If you are a “Covered Borrower” as defined by the Military Lending Act (32 CFR §232, as amended from time to time) at the time of entering into this Agreement, this section 21 Arbitration is not applicable, you do not need to opt out of or take any action to ensure inapplicability.

a. Either party to this Agreement, or any subsequent holder, may, at its sole election, require that the sole and exclusive forum and remedy for resolution of a Claim be final and binding arbitration pursuant to this section 21 (the "Arbitration Provision"), unless you opt out as provided in section 21(b) below. As used in this Arbitration Provision, "Claim" shall include any past, present, or future claim, dispute, or controversy involving you (or persons claiming through or connected with you), on the one hand, and us and/or any subsequent holder (or persons claiming through or connected with us and/or the subsequent holders), on the other hand, relating to or arising out of this Agreement, any Loan Agreement and Promissory Note(s), the Site, and/or the activities or relationships that involve, lead to, or result from any of the foregoing, including (except to the extent provided otherwise in the last sentence of section 21(f) below) the validity or enforceability of this Arbitration Provision, any part thereof, or the entire Agreement. Claims are subject to arbitration regardless of whether they arise from contract; tort (intentional or otherwise); a constitution, statute, common law, or principles of equity; or otherwise. Claims include matters arising as initial claims, counter‐claims, cross-claims, third-party claims, or otherwise. The scope of this Arbitration Provision is to be given the broadest possible interpretation that is enforceable.

b. You may opt out of this Arbitration Provision for all purposes by sending an arbitration opt out notice to WebBank, c/o Lending Club Corporation, 71 Stevenson St., Suite 300, San Francisco CA, 94105, Attention: Legal Department, which is received at the specified address within 30 days of the date of your electronic acceptance of the terms of this Agreement. The opt out notice must clearly state that you are rejecting arbitration; identify the Agreement to which it applies by date; provide your name, address, and social security number; and be signed by you. You may send an opt out notice in any manner you see fit as long as it is received at the specified address within the specified time. No other methods can be used to opt out of this Arbitration Provision. If the opt out notice is sent on your behalf by a third party, such third party must include evidence of his or her authority to submit the opt out notice on your behalf.

c. The party initiating arbitration shall do so with the American Arbitration Association (the "AAA") or Judicial Alternatives and Mediation Services ("JAMS"). The arbitration shall be conducted according to, and the location of the arbitration shall be determined in accordance with, the rules and policies of the administrator selected, except to the extent the rules conflict with this Arbitration Provision or any countervailing law. If you have any questions concerning the AAA or would like to obtain a

copy of the AAA arbitration rules, you may call 1(800) 778-7879 or visit the AAA’s web site at: www.adr.org. If you have any questions concerning JAMS or would like to obtain a copy of the JAMS arbitration rules, you may call 1(800) 352-5267 or visit their web site at: www.jamsadr.com. In the case of a conflict between the rules and policies of the administrator and this Arbitration Provision, this Arbitration Provision shall control, subject to countervailing law, unless all parties to the arbitration consent to have the rules and policies of the administrator apply.

d. If we (or the subsequent holder) elect arbitration, we (or the subsequent holder, as the case may be) shall pay all the administrator’s filing costs and administrative fees (other than hearing fees). If you elect arbitration, filing costs and administrative fees (other than hearing fees) shall be paid in accordance with the rules of the administrator selected, or in accordance with countervailing law if contrary to the administrator’s rules. We (or the subsequent holder, as the case may be) shall pay the administrator’s hearing fees for one full day of arbitration hearings. Fees for hearings that exceed one day will be paid by the party requesting the hearing, unless the administrator’s rules or applicable law require otherwise, or you request that we (or the subsequent holder) pay them and we agree (or the subsequent holder agrees) to do so. Each party shall bear the expense of its own attorneys’ fees, except as otherwise provided by law. If a statute gives you the right to recover any of these fees, these statutory rights shall apply in the arbitration notwithstanding anything to the contrary herein.

e. Within 30 days of a final award by the arbitrator, any party may appeal the award for reconsideration by a three-arbitrator panel selected according to the rules of the arbitrator administrator. In the event of such an appeal, any opposing party may cross-appeal within 30 days after notice of the appeal. The panel will reconsider de novo all aspects of the initial award that are appealed. Costs and conduct of any appeal shall be governed by this Arbitration Provision and the administrator’s rules, in the same way as the initial arbitration proceeding. Any award by the individual arbitrator that is not subject to appeal, and any panel award on appeal, shall be final and binding, except for any appeal right under the Federal Arbitration Act ("FAA"), and may be entered as a judgment in any court of competent jurisdiction.

f. We agree not to invoke our right to arbitrate an individual Claim you may bring in Small Claims Court or an equivalent court, if any, so long as the Claim is pending only in that court. NO ARBITRATION SHALL PROCEED ON A CLASS, REPRESENTATIVE, OR COLLECTIVE BASIS (INCLUDING AS PRIVATE ATTORNEY GENERAL ON BEHALF OF OTHERS), EVEN IF THE CLAIM OR CLAIMS THAT ARE THE SUBJECT OF THE ARBITRATION HAD PREVIOUSLY BEEN ASSERTED (OR COULD HAVE BEEN ASSERTED) IN A COURT AS CLASS REPRESENTATIVE, OR COLLECTIVE ACTIONS IN A COURT. Unless consented to in writing by all parties to the arbitration, no party to the arbitration may join, consolidate, or otherwise bring claims for or on behalf of two or more individuals or unrelated corporate entities in the same arbitration unless those persons are parties to a single transaction. Unless consented to in writing by all parties to the arbitration, an award in arbitration shall determine the rights and obligations of the named parties only, and only with respect to the claims in arbitration, and shall not (a) determine the rights, obligations, or interests of anyone other than a named party, or resolve any Claim of anyone other than a named party; nor (b) make an award for the benefit of, or against, anyone other than a named party. No administrator or arbitrator shall have the power or authority to waive, modify, or fail to enforce this section 21(f), and any attempt to do so, whether by rule, policy, arbitration decision or otherwise, shall be invalid and unenforceable. Any challenge to the validity of this section 21(f) shall be determined exclusively by a court and not by the administrator or any arbitrator.

g. This Arbitration Provision is made pursuant to a transaction involving interstate commerce and shall be governed by and enforceable under the FAA. The arbitrator will apply substantive law consistent with the FAA and applicable statutes of

limitations. The arbitrator may award damages or other types of relief permitted by applicable substantive law, subject to the limitations set forth in this Arbitration Provision. The arbitrator will not be bound by judicial rules of procedure and evidence that would apply in a court. The arbitrator shall take steps to reasonably protect confidential information.

h. This Arbitration Provision shall survive (i) suspension, termination, revocation, closure, or amendments to this Agreement and the relationship of the parties and/or Lending Club; (ii) the bankruptcy or insolvency of any party or other person; and (iii) any transfer of any loan or Loan Agreement or Promissory Note(s) or any other promissory note(s) which you owe, or any amounts owed on such loans or notes, to any other person or entity. If any portion of this Arbitration Provision other than section 21(f) is deemed invalid or unenforceable, the remaining portions of this Arbitration Provision shall nevertheless remain valid and in force. If an arbitration is brought on a class, representative, or collective basis, and the limitations on such proceedings in section 21(f) are finally adjudicated pursuant to the last sentence of section 21(f) to be unenforceable, then no arbitration shall be had. In no event shall any invalidation be deemed to authorize an arbitrator to determine Claims or make awards beyond those authorized in this Arbitration Provision.

THE PARTIES ACKNOWLEDGE THAT THEY HAVE A RIGHT TO LITIGATE CLAIMS THROUGH A COURT BEFORE A JUDGE OR JURY, BUT WILL NOT HAVE THAT RIGHT IF ANY PARTY ELECTS ARBITRATION PURSUANT TO THIS ARBITRATION PROVISION. THE PARTIES HEREBY KNOWINGLY AND VOLUNTARILY WAIVE THEIR RIGHTS TO LITIGATE SUCH CLAIMS IN A COURT BEFORE A JUDGE OR JURY UPON ELECTION OF ARBITRATION BY ANY PARTY.

Exhibit A

LOAN AGREEMENT AND PROMISSORY NOTE

Borrower Member ID: ______________________________________________

Joint Applicant/Co-Borrower Member ID: ______________________________________________

$_______________

_____________, 20__

For value received, I (referred to herein as "Borrower" which for purposes of this Loan Agreement and Promissory Note (the "Note") includes all parties obligated hereunder, including any joint applicant/co-borrower) promise to pay to the order of WebBank or any subsequent holder ("you" or "Lender") of this Note the principal sum of ________________ ($_________) Dollars with interest as set forth below. Borrower intends to be legally bound by this Note. Borrower has read, understood, and agreed to all of the terms of this Note.

Interest Rate. This Note bears interest during each calendar month from the date hereof until paid in full, at a fixed rate of ______ (%) per annum.

Interest Calculation Method. Interest is calculated daily on the basis of a 360-day year with 12 months each of which is 30 days (or 30/360) long, regardless if a month has more or less than 30 days. This Note shall bear interest on any overdue installment of principal and, to the extent permitted by applicable law, on any overdue installment of interest, at the interest rate stated and as calculated above.

Payments. Principal and interest is to be paid during and throughout the period of ________ months in the following manner:

Payments of principal and interest in the amount of ________________ ($______) Dollars are to be made by the Borrower to the Lender commencing _____________, 20_, and on the same day of each successive month thereafter until __________, 20__, when the full amount of unpaid principal, together with unpaid accrued interest is due and payable. If the monthly anniversary is on the 29th, 30th, or 31st of the month, and the following month does not have a 29th, 30th, or 31st day, the monthly payment will be due on the last day of the month in which the payment was due.

Borrower’s last payment might be of a different amount, which could be higher than the monthly installment amounts, to adjust for rounding and/or due to calculation of daily interest charges in certain instances such as a payment due date change or Borrower making a payment after the payment due date. In such cases, the amount of the last monthly payment will be adjusted by the amount necessary to repay the loan in full.

All payments on this Note are to be made in immediately available lawful money of the United States.

Borrower may make loan payments either by check, subject to any applicable check processing fee, or Borrower may authorize any Lender to debit Borrower’s designated account by ACH transfer each month, the debit amount may be a range of payments, which would include your monthly principal and interest, and fees, if any. Borrower is responsible for ensuring that all names, account, routing or other similar information provided by Borrower to Lender for accounts that Borrower is directing Lender to deliver loan proceeds to ("Directed Accounts") are accurate and complete. Borrower agrees to hold Lender and Lending Club

harmless for any alleged or actual loss, claim, fee or other damage or expense Borrower may suffer related to the failure of a Directed Account to receive such proceeds if such failure was the result (directly or indirectly) of any error in any name, account, routing or other similar information provided by Borrower to Lender. Borrower acknowledges that neither it nor Lending Club have any obligation to confirm or investigate the accuracy or completeness of the information Borrower has provided. Borrower further agrees that if the loan proceeds are rejected by a Directed Account that is not Borrower’s designated bank account that Lender may deliver the loan proceeds into the designated bank account to satisfy our obligation of loan proceed delivery. In all events under this section, interest will begin to accrue as date of issuance of the loan and not upon the actual receipt of proceeds by Borrower or any other designated third-party. If we are unable to deliver loan proceeds to the Directed Account(s) or Borrower’s designated bank account after 14 days from the initial delivery attempt, the loan will be canceled and only in this circumstance will Borrower not owe any interest on the loan.

If Borrower elects to make payments by automatic withdrawal, Borrower has the right to stop payment of these automatic withdrawals or revoke prior authorization for automatic withdrawals by notifying Lender and Lending Club of the exercise of its right to stop a payment or revoke authorization for automatic withdrawals no less than three (3) banking days before Borrower’s next payment due date.

If Borrower elects to make payments by check, Borrower must send the check either by regular mail or by overnight mail or UPS delivery to Wells Fargo Lock Box Services, Dept #34268, 3440 Walnut Ave, Window H, Fremont, CA 94538. There will be a $7 check processing fee per payment, subject to applicable law. Borrower may change its payment method by contacting support@lendingclub.com.

Borrower’s payment method and any necessary authorization do not affect its obligation to pay when due all amounts payable on the Note, whether or not there are sufficient funds in the applicable deposit account. The foregoing authorization is in addition to, and not in limitation of, any rights of setoff Lender may have.

All payments are to be applied first to the payment of all fees, expenses and other amounts due (excluding principal and interest), then to accrued interest, and the balance on account of outstanding principal; provided, however, that after an Event of Default (as defined below), payments will be applied to Borrower’s obligations as Lender determines in its sole discretion.

If this loan is subject to an origination fee, such fee is deducted from the loan proceeds and paid to the Lender. Any origination fee of 5% or less is not refundable regardless of when, or if, the loan is paid in full. Any origination fee amount in excess of 5% is refundable on a prorated basis over the term of the loan when and if the loan is paid in full prior to its maturity date. A partial pre-payment will not result in the refund of any origination fee amount. Borrower acknowledges that the origination fee is considered part of the principal of Borrower’s loan and is subject to the accrual of interest.

If a payment is returned or fails due to insufficient funds in the designated account, Borrower may be charged a fee of $15, to the extent permitted by applicable law. An unsuccessful payment fee may be assessed for each failed attempt, up to three times total for a single payment. The bank that holds Borrower’s deposit account may assess its own fee in addition to the fee assessed under this Note. If Borrower’s payment is more than 15 days late, a late fee may be charged in an amount equal to the greater of 5% of the outstanding payment or $15, to the extent permitted by applicable law. Only one late fee may be charged on each late payment. Any payment received after 12:30 P.M., Mountain Time, on a banking day is deemed received on

the next succeeding banking day. Borrower authorizes Lender, and its successors and assigns, to deduct any fees due by ACH transfers initiated to the deposit account on file for Borrower.

Prepayments and Partial Payments. Borrower may make any payment early, in whole or in part, without penalty or premium at any time. Any partial prepayment is applied against the principal amount outstanding and does not postpone the due date of any subsequent monthly payment, unless expressly agreed to in writing. If Borrower prepays this Note in part, Borrower agrees to continue to make regularly scheduled payments until all amounts due under this Note are paid. Lender may accept late payments or partial payments, even though marked "paid in full", without losing any rights under this Note. Any regularly scheduled monthly installment of principal and interest that is received by Lender before the date it is due shall be deemed to have been received on the due date solely for the purpose of calculating interest due.

Use of Funds. Borrower certifies that the proceeds of the loan will not be used for the purpose of purchasing or carrying any securities or to fund any illegal activity, or to fund any post-secondary educational expenses, including, but not limited to, tuition, fees, books, supplies, miscellaneous expenses, or room and board.

Default. Borrower may be deemed in default (each, an "Event of Default") of Borrower’s obligations under this Note if Borrower: (1) fails to pay timely any amount due on the loan; (2) files or has instituted against it or any joint applicant/co-borrower any bankruptcy or insolvency proceedings or make any assignment for the benefit of creditors; (3) commits fraud or makes any material misrepresentation in this Note, or in any other documents, applications or related materials delivered to Lender in connection with its loan or (4) fails to abide by the terms of this Note or the Borrower Agreement. Upon the occurrence of an Event of Default, Lender may exercise all remedies available under applicable law and this Note, including without limitation demand that Borrower immediately pay all amounts owed on this Note.

Lenderwill report information about Borrower’s account to credit bureaus. Should there be more than one Borrower, Lender will report that loan account to the credit bureaus in the names of all Borrowers. Late payments, missed payments, or other defaults on an account may be reflected in Borrower’s credit report. Borrower agrees to pay all costs of collecting any delinquent payments, including reasonable attorneys’ fees, as permitted by applicable law.

Joint and Several Liability.

The liability of any joint applicant/co-borrower to repay in full this loan is in addition to and not in lieu of the obligations of the primary Borrower to repay the loan in full. The joint applicant/co-borrower agrees to abide by the terms and conditions of this Note or any other agreements or documents provide or executed as part of the application process, as if an original signatory.

Lender (or its designee) has sole discretion to proceed against both the Borrower and any joint applicant/co-borrower to recover all the amounts due under this Note. Further, Lender (or its designee) can accept instructions from either Borrower or the joint applicant/co-borrower, and notice given to either party shall be binding on both parties and all disclosures provided to a party will be deemed simultaneously received by all parties.

Loan Charges. If a law that applies to the Loan and sets maximum loan charges is finally interpreted so that the interest or other loan charges collected or to be collected in connection with the Loan exceed the permitted limits, then: (a) any such loan charge shall be reduced by the amount necessary to reduce the charge to the permitted limit; and (b) any sums already collected from

Borrower that exceeded permitted limits will be refunded to Borrower. Lender may choose to make this refund by reducing the principal owed under this Note or by making a direct payment to Borrower.

Electronic Transactions. THIS AGREEMENT IS FULLY SUBJECT TO BORROWER’S CONSENT TO ELECTRONIC TRANSACTIONS AND DISCLOSURES, WHICH CONSENT IS SET FORTH IN THE TERMS OF USE FOR THE SITE. BORROWER EXPRESSLY AGREES THAT THE NOTE IS A "TRANSFERABLE RECORD" FOR ALL PURPOSES UNDER THE ELECTRONIC SIGNATURES IN GLOBAL AND NATIONAL COMMERCE ACT AND THE UNIFORM ELECTRONIC TRANSACTIONS ACT.

Miscellaneous.

Lender may, without notice to Borrower, assign all of its right, title and interest in this Note to any other third-party. Borrower further understands, acknowledges and agrees that any assignee may sell, assign or transfer the Note and all associated documents and information related to the Note without Borrower’s consent or delivery of notice. Borrower may not assign this Note without the prior written consent of Lender. This Note inures to the successors, permitted assigns, heirs and representatives of Borrower and Lender.

Borrower hereby waives demand, notice of non-payment, protest, and all other notices or demands whatsoever, and hereby consents that without notice to and without releasing the liability of any party, the obligations evidenced by this Note may from time to time, in whole or part, be renewed, extended, modified, accelerated, compromised, settled or released by Lender.

Any changes to this Note must be in writing signed by Borrower and Lender. Notices will be provided electronically to Borrower’s account, unless Borrower has opted out of electronic delivery and then will be mailed to the addresses then on record.

This Note is subject to the arbitration provisions of the Borrower Agreement between Lender and Borrower, which is incorporated by reference into this Note.

Controlling Law. Lender is located in the State of Utah and this Note is executed and delivered in the State of Utah and is a contract made under such state’s law. The provisions of this Note will be governed by federal laws and the laws of the State of Utah to the extent not preempted, without regard to any principle of conflicts of law. The unenforceability of any provision of this Note shall not affect the enforceability or validity of any other provision of this Note.

STATE LAW NOTICES:

CALIFORNIA RESIDENTS ONLY: A married applicant may apply for a separate account. If Lender takes any adverse action as defined by § 1785.3 of the California Civil Code and the adverse action is based, in whole or in part, on any information contained in a consumer credit report, Borrower has the right to obtain within 60 days a free copy of Borrower’s consumer credit report from the consumer reporting agency who furnished the consumer credit report and from any other consumer credit reporting agency that complies and maintains files on consumers on a nationwide basis.

CALIFORNIA AND UTAH RESIDENTS: As required by California and Utah law, Borrower is hereby notified that a negative credit report reflecting on Borrower’s credit record may be submitted to a credit reporting agency if Borrower fails to fulfill the terms of Borrower’s credit obligations.

KANSAS: NOTICE TO CONSUMER: 1. Do not sign this Note before you read it. 2. You are entitled to a copy of this Note. 3. You may prepay the unpaid balance at any time without penalty.

MARYLAND RESIDENTS ONLY: Lender elects to make this loan pursuant to Subtitle 10 (Credit Grantor Closed End Credit provisions) of Title 12 of the Maryland Commercial Law Article only to the extent that such provisions are not inconsistent with Lender’s authority under federal law (12 U.S.C. § 85, § 1463(g), or § 1831d, as appropriate) and related regulations and interpretations, which authority Lender expressly reserves.

MASSACHUSETTS RESIDENTS ONLY: Massachusetts law prohibits discrimination based upon marital status or sexual orientation.

MISSOURI AND NEBRASKA RESIDENTS: ORAL LOAN AGREEMENTS OR COMMITMENTS TO LOAN MONEY, EXTEND CREDIT OR TO FORBEAR FROM ENFORCING REPAYMENT OF SUCH DEBT, INCLUDING PROMISES TO EXTEND OR RENEW SUCH DEBT, ARE NOT ENFORCEABLE. TO PROTECT BORROWER(S) AND THE LENDER AND ANY HOLDER OF THIS NOTE FROM MISUNDERSTANDING OR DISAPPOINTMENT, ANY AGREEMENTS WE REACH COVERING SUCH MATTERS ARE CONTAINED IN THIS WRITING, WHICH IS THE COMPLETE AND EXCLUSIVE STATEMENT OF THE AGREEMENT BETWEEN US, EXCEPT AS WE MAY LATER AGREE IN WRITING TO MODIFY IT.

NEW JERSEY RESIDENTS: The section headings of the Note are a table of contents and not contract terms. Portions of this Note with references to actions taken to the extent of applicable law apply to acts or practices that New Jersey law permits or requires. In this Note, actions or practices (i) by which Lender is or may be permitted by "applicable law" are permitted by New Jersey law, and (ii) that may be or will be taken by Lender unless prohibited by "applicable law" are permitted by New Jersey law.

NEW YORK, RHODE ISLAND and VERMONT RESIDENTS: : Borrower understands and agrees that Lender may obtain a consumer credit report in connection with this application and in connection with any update, renewals for extension of any credit as a result of this application. If Borrower asks, Borrower will be informed whether or not such a report was obtained, and if so, the name and address of the agency that furnished the report. Borrower also understands and agrees that Lender may obtain a consumer credit report in connection with the review or collection of any loan made to Borrower as a result of this application or for other legitimate purposes related to such loans.

OHIO RESIDENTS ONLY: The Ohio laws against discrimination require that all creditors make credit equally available to all credit-worthy customers, and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio Civil Rights Commission administers compliance with the law.

WASHINGTON RESIDENTS ONLY: Oral agreements or oral commitments to loan money, extend credit, or to forbear from enforcing repayment of a debt are not enforceable under Washington law.

WISCONSIN RESIDENTS ONLY: For married Wisconsin residents, Borrower’s signature confirms that this loan obligation is being incurred in the interest of Borrower’s marriage or family. No provision of any marital property agreement (pre-marital agreement), unilateral statement under § 766.59 of the Wisconsin statutes or court decree under § 766.70 adversely affects Lender’s interest unless, prior to the time that the loan is approved, Lender is furnished with a copy of the marital property agreement, statement, or decree or have actual knowledge of the adverse provision. If this loan for which Borrower is applying is granted, Borrower will notify Lender if Borrower has a spouse who needs to receive notification that credit has been extended to Borrower.

MEMBER ID OF BORROWER & CO-BORROWER (if any)

BY: LENDINGCLUB CORPORATION

ATTORNEY-IN-FACT FOR BORROWER and CO-BORROWER (if any)

(SIGNED ELECTRONICALLY)

Exhibit B

WEBBANK PRIVACY NOTICE



FACTS

WHAT DOES WEBBANK DO WITH YOUR PERSONAL INFORMATION IN CONNECTION WITH YOUR LENDINGCLUB ACCOUNT?



Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.



What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:


•	Social Security number and transaction history


•	Account balances and payment history


•	Credit history and credit scores

When you are no longer our customer, we continue to share your information as described in this notice.



How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons WebBank chooses to share; and whether you can limit this sharing.



Reasons we can share your personal information	Does WebBank share?	Can you limit this sharing?
For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	YES	NO
For our marketing purposes - to offer our products and services to you	YES	NO
For joint marketing with other financial companies	YES	YES
For our affiliates' everyday business purposes - information about your transactions and experiences	NO	We don't share
For our affiliates' everyday business purposes - information about your creditworthiness	NO	We don't share
For our affiliates to market to you	NO	We don't share
For nonaffiliates to market to you	NO	We don't share



Questions?

Call (888) 596-3157 or go to www.lendingclub.com



What we do
How does WebBank protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does WebBank collect my personal information?	We collect your personal information, for example, when you Ÿ Open an account or pay us by check Ÿ Provide account information or give us your contact information Ÿ Show your driver's license We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?	Federal law gives you the right to limit only Ÿ Sharing for affiliates' everyday business purposes-information about your creditworthiness Ÿ Affiliates from using your information to market to you Ÿ Sharing for nonaffiliates companies to market to you State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else?	Your choices will apply to everyone on your account - unless you tell us otherwise.
Definitions
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. Ÿ WebBank does not share with our affiliates
Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. Ÿ Nonaffiliates we share with can include other financial services companies, lenders, insurance companies, retailers, membership clubs or other consumer service providers.
Joint marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Ÿ Our joint marketing partners include financial services companies, lenders, insurance companies, or other consumer service providers.

EX-21.1 3 lc-12312016xex211.htm EXHIBIT 21.1 Exhibit

Exhibit 21.1

SUBSIDIARIES OF LENDINGCLUB CORPORATION

The following are the direct subsidiaries of LendingClub Corporation as of December 31, 2016:



Subsidiaries (a wholly owned subsidiary)		State of Incorporation
LC Advisors, LLC		California
Springstone Financial, LLC		Delaware

EX-23.1 4 lc-12312016xex231.htm EXHIBIT 23.1 Exhibit

Exhibit 23.1

CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

We consent to the incorporation by reference in Registration Statement (No. 333-198323) on Form S-3 and (No. 333-197570; No. 333-200676; and No. 333-213647) on Form S-8 of our reports dated February 28, 2017, relating to the financial statements and financial statement schedule of LendingClub Corporation, and the effectiveness of LendingClub Corporation's internal control over financial reporting, appearing in this Annual Report on Form 10-K of LendingClub Corporation for the year ended December 31, 2016.

/s/ Deloitte & Touche LLP

San Francisco, California

February 28, 2017

EX-31.1 5 lc-12312016xex311.htm EXHIBIT 31.1 Exhibit

Exhibit 31.1

CERTIFICATION

I, Scott Sanborn, certify that:


1.	I have reviewed this Annual Report on Form 10-K of LendingClub Corporation;


2.	Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;


3.	Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;


4.	The registrant’s other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:


a)	Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared;


b)	Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;


c)	Evaluated the effectiveness of the registrant’s disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and


d)	Disclosed in this report any change in the registrant’s internal control over financial reporting that occurred during the registrant’s most recent fiscal quarter (the registrant’s fourth fiscal quarter in the case of an annual report) that has materially affected, or is reasonably likely to materially affect, the registrant’s internal control over financial reporting; and


5.	The registrant’s other certifying officer and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant’s auditors and the audit committee of the registrant’s board of directors (or persons performing the equivalent functions):


a)	All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the registrant’s ability to record, process, summarize and report financial information; and


b)	Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant’s internal control over financial reporting.

Date: February 28, 2017

/s/ SCOTT SANBORN

Scott Sanborn

Chief Executive Officer and President

(Principal Executive Officer)

EX-31.2 6 lc-12312016xex312.htm EXHIBIT 31.2 Exhibit

Exhibit 31.2

CERTIFICATION

I, Thomas W. Casey, certify that:


1.	I have reviewed this Annual Report on Form 10-K of LendingClub Corporation;


2.	Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;


3.	Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;


4.	The registrant’s other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:


a)	Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared;


b)	Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;


c)	Evaluated the effectiveness of the registrant’s disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and


d)	Disclosed in this report any change in the registrant’s internal control over financial reporting that occurred during the registrant’s most recent fiscal quarter (the registrant’s fourth fiscal quarter in the case of an Annual Report) that has materially affected, or is reasonably likely to materially affect, the registrant’s internal control over financial reporting; and


5.	The registrant’s other certifying officer and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant’s auditors and the audit committee of the registrant’s board of directors (or persons performing the equivalent functions):


a)	All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the registrant’s ability to record, process, summarize and report financial information; and


b)	Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant’s internal control over financial reporting.

Date: February 28, 2017

/s/ THOMAS W. CASEY

Thomas W. Casey

Chief Financial Officer

EX-32.1 7 lc-12312016xex321.htm EXHIBIT 32.1 Exhibit

Exhibit 32.1

CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350

AS ADOPTED PURSUANT TO SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

In connection with the Annual Report of LendingClub Corporation (the “Company”) on Form 10-K for the year ended December 31, 2016, as filed with the Securities and Exchange Commission on the date hereof (the “Report”), each of the undersigned officers of the Company certifies, pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, that, to such officer’s knowledge:


1.	The Report fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934; and


2.	The information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the Company.



	/s/ SCOTT SANBORN
	Scott Sanborn
	Chief Executive Officer and President
	(Principal Executive Officer)

	/s/ THOMAS W. CASEY
	Thomas W. Casey
	Chief Financial Officer


	Dated:	February 28, 2017

EX-101.INS 8 lc-20161231.xml XBRL INSTANCE DOCUMENT 0001409970 2016-01-01 2016-12-31 0001409970 2017-02-23 0001409970 2016-06-30 0001409970 2016-12-31 0001409970 2015-12-31 0001409970 us-gaap:ConsolidatedEntitiesMember 2015-12-31 0001409970 us-gaap:ConsolidatedEntitiesMember 2016-12-31 0001409970 2015-01-01 2015-12-31 0001409970 2014-01-01 2014-12-31 0001409970 us-gaap:CommonStockMember 2014-01-01 2014-12-31 0001409970 us-gaap:TreasuryStockMember 2016-12-31 0001409970 us-gaap:PreferredStockMember 2014-01-01 2014-12-31 0001409970 us-gaap:AdditionalPaidInCapitalMember 2013-12-31 0001409970 us-gaap:CommonStockMember 2016-12-31 0001409970 us-gaap:PreferredStockMember 2015-12-31 0001409970 us-gaap:AdditionalPaidInCapitalMember 2016-01-01 2016-12-31 0001409970 us-gaap:CommonStockMember 2013-12-31 0001409970 us-gaap:PreferredStockMember 2016-01-01 2016-12-31 0001409970 2014-12-31 0001409970 us-gaap:AdditionalPaidInCapitalMember 2016-12-31 0001409970 us-gaap:TreasuryStockMember 2016-01-01 2016-12-31 0001409970 us-gaap:TreasuryStockMember 2014-12-31 0001409970 us-gaap:CommonStockMember 2016-01-01 2016-12-31 0001409970 us-gaap:AdditionalPaidInCapitalMember 2014-01-01 2014-12-31 0001409970 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2016-01-01 2016-12-31 0001409970 2013-12-31 0001409970 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2014-12-31 0001409970 us-gaap:AdditionalPaidInCapitalMember 2014-12-31 0001409970 us-gaap:TreasuryStockMember 2015-12-31 0001409970 us-gaap:PreferredStockMember 2013-12-31 0001409970 us-gaap:RetainedEarningsMember 2015-01-01 2015-12-31 0001409970 us-gaap:CommonStockMember 2015-01-01 2015-12-31 0001409970 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2015-01-01 2015-12-31 0001409970 us-gaap:CommonStockMember 2015-12-31 0001409970 us-gaap:RetainedEarningsMember 2014-01-01 2014-12-31 0001409970 us-gaap:AdditionalPaidInCapitalMember 2015-01-01 2015-12-31 0001409970 us-gaap:PreferredStockMember 2014-12-31 0001409970 us-gaap:PreferredStockMember 2016-12-31 0001409970 us-gaap:RetainedEarningsMember 2016-01-01 2016-12-31 0001409970 us-gaap:PreferredStockMember 2015-01-01 2015-12-31 0001409970 us-gaap:RetainedEarningsMember 2014-12-31 0001409970 us-gaap:RetainedEarningsMember 2015-12-31 0001409970 us-gaap:RetainedEarningsMember 2016-12-31 0001409970 us-gaap:CommonStockMember 2014-12-31 0001409970 us-gaap:AdditionalPaidInCapitalMember 2015-12-31 0001409970 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2015-12-31 0001409970 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2016-12-31 0001409970 us-gaap:TreasuryStockMember 2013-12-31 0001409970 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2013-12-31 0001409970 us-gaap:RetainedEarningsMember 2013-12-31 0001409970 lc:SeriesAAndBPreferredStockMember 2016-01-01 2016-12-31 0001409970 us-gaap:SeriesFPreferredStockMember 2015-01-01 2015-12-31 0001409970 us-gaap:SeriesFPreferredStockMember 2014-01-01 2014-12-31 0001409970 lc:SeriesAAndBPreferredStockMember 2014-01-01 2014-12-31 0001409970 lc:SeriesAAndBPreferredStockMember 2015-01-01 2015-12-31 0001409970 us-gaap:SeriesFPreferredStockMember 2016-01-01 2016-12-31 0001409970 2014-12-11 2014-12-11 0001409970 2014-12-11 0001409970 us-gaap:EmployeeStockOptionMember 2016-01-01 2016-12-31 0001409970 us-gaap:ComputerSoftwareIntangibleAssetMember 2016-01-01 2016-12-31 0001409970 lc:TheCompanyCEOandDirectorMember lc:RelatedPartyFundMember 2016-06-30 0001409970 us-gaap:EmployeeStockMember 2016-01-01 2016-12-31 0001409970 lc:InvestmentsOtherThanLoansMember us-gaap:MaximumMember 2016-12-31 0001409970 lc:RelatedPartyFundMember 2016-04-01 0001409970 us-gaap:LoansAndFinanceReceivablesMember 2016-12-31 0001409970 us-gaap:MinimumMember 2016-01-01 2016-12-31 0001409970 lc:TheCompanyAndADirectorMember lc:RelatedPartyFundMember 2016-12-31 0001409970 us-gaap:MaximumMember 2016-01-01 2016-12-31 0001409970 lc:RelatedPartyFundMember 2016-12-31 0001409970 us-gaap:AssetBackedSecuritiesMember 2016-12-31 0001409970 us-gaap:CommercialPaperMember 2016-12-31 0001409970 us-gaap:USGovernmentAgenciesDebtSecuritiesMember 2016-12-31 0001409970 us-gaap:CertificatesOfDepositMember 2016-12-31 0001409970 us-gaap:CorporateDebtSecuritiesMember 2016-12-31 0001409970 us-gaap:OtherDebtSecuritiesMember 2016-12-31 0001409970 us-gaap:USTreasurySecuritiesMember 2016-12-31 0001409970 us-gaap:USGovernmentAgenciesDebtSecuritiesMember 2015-12-31 0001409970 us-gaap:USTreasurySecuritiesMember 2015-12-31 0001409970 us-gaap:OtherDebtSecuritiesMember 2015-12-31 0001409970 us-gaap:AssetBackedSecuritiesMember 2015-12-31 0001409970 us-gaap:CorporateDebtSecuritiesMember 2015-12-31 0001409970 lc:LoansAtFairValueMember 2015-12-31 0001409970 lc:LoansAtFairValueMember 2016-12-31 0001409970 lc:NotesAndCertificatesMember us-gaap:FairValueMeasurementsRecurringMember 2016-12-31 0001409970 lc:LoansAtFairValueMember us-gaap:FairValueMeasurementsRecurringMember 2015-01-01 2015-12-31 0001409970 lc:LoansHeldForSaleMember us-gaap:FairValueMeasurementsRecurringMember 2015-12-31 0001409970 lc:LoansAtFairValueMember us-gaap:FairValueMeasurementsRecurringMember 2016-01-01 2016-12-31 0001409970 lc:LoansAtFairValueMember us-gaap:FairValueMeasurementsRecurringMember 2016-12-31 0001409970 lc:LoansHeldForSaleMember us-gaap:FairValueMeasurementsRecurringMember 2015-01-01 2015-12-31 0001409970 lc:LoansHeldForSaleMember us-gaap:FairValueMeasurementsRecurringMember 2016-12-31 0001409970 lc:NotesAndCertificatesMember us-gaap:FairValueMeasurementsRecurringMember 2015-12-31 0001409970 lc:NotesAndCertificatesMember us-gaap:FairValueMeasurementsRecurringMember 2016-01-01 2016-12-31 0001409970 lc:LoansAtFairValueMember us-gaap:FairValueMeasurementsRecurringMember 2015-12-31 0001409970 lc:NotesAndCertificatesMember us-gaap:FairValueMeasurementsRecurringMember 2015-01-01 2015-12-31 0001409970 lc:LoansHeldForSaleMember us-gaap:FairValueMeasurementsRecurringMember 2016-01-01 2016-12-31 0001409970 lc:LoansNotesAndCertificatesMember 2016-12-31 0001409970 lc:LoanServicingRightsMember 2015-12-31 0001409970 lc:LoanServicingRightsMember 2016-12-31 0001409970 us-gaap:FairValueInputsLevel3Member us-gaap:WeightedAverageMember lc:ServicingAssetLiabilityMember 2016-01-01 2016-12-31 0001409970 us-gaap:FairValueInputsLevel3Member us-gaap:MinimumMember lc:ServicingAssetLiabilityMember 2016-01-01 2016-12-31 0001409970 us-gaap:FairValueInputsLevel3Member lc:PerformanceIncentiveFeeLiabilityMember us-gaap:MaximumMember 2016-01-01 2016-12-31 0001409970 lc:LoansNotesAndCertificatesAndServicingAssetLiabilityMember us-gaap:FairValueInputsLevel3Member us-gaap:MinimumMember 2015-01-01 2015-12-31 0001409970 us-gaap:FairValueInputsLevel3Member us-gaap:MaximumMember lc:ServicingAssetLiabilityMember 2015-01-01 2015-12-31 0001409970 lc:LoansNotesAndCertificatesAndServicingAssetLiabilityMember us-gaap:FairValueInputsLevel3Member us-gaap:WeightedAverageMember 2015-01-01 2015-12-31 0001409970 us-gaap:FairValueInputsLevel3Member lc:PerformanceIncentiveFeeLiabilityMember us-gaap:MinimumMember 2016-01-01 2016-12-31 0001409970 lc:LoansNotesAndCertificatesAndServicingAssetLiabilityMember us-gaap:FairValueInputsLevel3Member us-gaap:WeightedAverageMember 2016-01-01 2016-12-31 0001409970 us-gaap:FairValueInputsLevel3Member us-gaap:MaximumMember lc:ServicingAssetLiabilityMember 2016-01-01 2016-12-31 0001409970 us-gaap:FairValueInputsLevel3Member us-gaap:WeightedAverageMember lc:ServicingAssetLiabilityMember 2015-01-01 2015-12-31 0001409970 lc:LoansNotesAndCertificatesAndServicingAssetLiabilityMember us-gaap:FairValueInputsLevel3Member us-gaap:MaximumMember 2016-01-01 2016-12-31 0001409970 us-gaap:FairValueInputsLevel3Member us-gaap:MinimumMember lc:ServicingAssetLiabilityMember 2015-01-01 2015-12-31 0001409970 us-gaap:FairValueInputsLevel3Member lc:PerformanceIncentiveFeeLiabilityMember us-gaap:WeightedAverageMember 2016-01-01 2016-12-31 0001409970 lc:LoansNotesAndCertificatesAndServicingAssetLiabilityMember us-gaap:FairValueInputsLevel3Member us-gaap:MaximumMember 2015-01-01 2015-12-31 0001409970 lc:LoansNotesAndCertificatesAndServicingAssetLiabilityMember us-gaap:FairValueInputsLevel3Member us-gaap:MinimumMember 2016-01-01 2016-12-31 0001409970 lc:EmployeeStockPurchasePlanMember 2016-01-01 2016-12-31 0001409970 lc:PerformanceIncentiveFeeLiabilityMember 2016-01-01 2016-12-31 0001409970 lc:PerformanceIncentiveFeeLiabilityMember 2016-12-31 0001409970 lc:PerformanceIncentiveFeeLiabilityMember 2015-12-31 0001409970 lc:LoansNotesAndCertificatesMember 2016-01-01 2016-12-31 0001409970 lc:LoansNotesAndCertificatesMember 2015-01-01 2015-12-31 0001409970 lc:LoansHeldForSaleMember 2016-01-01 2016-12-31 0001409970 lc:LoansHeldForSaleMember 2015-01-01 2015-12-31 0001409970 lc:LoansHeldForSaleMember 2015-12-31 0001409970 lc:LoansHeldForSaleMember 2014-12-31 0001409970 lc:LoansNotesAndCertificatesMember 2014-12-31 0001409970 lc:LoansNotesAndCertificatesMember 2015-12-31 0001409970 lc:LoansHeldForSaleMember 2016-12-31 0001409970 us-gaap:FairValueInputsLevel1Member 2015-12-31 0001409970 us-gaap:FairValueInputsLevel2Member 2015-12-31 0001409970 us-gaap:FairValueInputsLevel1Member us-gaap:USGovernmentAgenciesDebtSecuritiesMember 2015-12-31 0001409970 us-gaap:FairValueInputsLevel2Member us-gaap:AssetBackedSecuritiesMember 2015-12-31 0001409970 us-gaap:FairValueInputsLevel3Member us-gaap:USGovernmentAgenciesDebtSecuritiesMember 2015-12-31 0001409970 us-gaap:FairValueInputsLevel3Member 2015-12-31 0001409970 us-gaap:FairValueInputsLevel3Member us-gaap:CorporateDebtSecuritiesMember 2015-12-31 0001409970 us-gaap:FairValueInputsLevel2Member us-gaap:USGovernmentAgenciesDebtSecuritiesMember 2015-12-31 0001409970 us-gaap:FairValueInputsLevel2Member us-gaap:CorporateDebtSecuritiesMember 2015-12-31 0001409970 us-gaap:FairValueInputsLevel3Member us-gaap:USTreasurySecuritiesMember 2015-12-31 0001409970 us-gaap:FairValueInputsLevel1Member us-gaap:AssetBackedSecuritiesMember 2015-12-31 0001409970 us-gaap:FairValueInputsLevel3Member us-gaap:OtherDebtSecuritiesMember 2015-12-31 0001409970 us-gaap:FairValueInputsLevel1Member us-gaap:OtherDebtSecuritiesMember 2015-12-31 0001409970 us-gaap:FairValueInputsLevel2Member us-gaap:USTreasurySecuritiesMember 2015-12-31 0001409970 us-gaap:FairValueInputsLevel2Member us-gaap:OtherDebtSecuritiesMember 2015-12-31 0001409970 us-gaap:FairValueInputsLevel3Member us-gaap:AssetBackedSecuritiesMember 2015-12-31 0001409970 us-gaap:FairValueInputsLevel1Member us-gaap:USTreasurySecuritiesMember 2015-12-31 0001409970 us-gaap:FairValueInputsLevel1Member us-gaap:CorporateDebtSecuritiesMember 2015-12-31 0001409970 us-gaap:EstimateOfFairValueFairValueDisclosureMember 2015-12-31 0001409970 us-gaap:FairValueInputsLevel3Member us-gaap:PortionAtOtherThanFairValueFairValueDisclosureMember 2015-12-31 0001409970 us-gaap:FairValueInputsLevel1Member us-gaap:PortionAtOtherThanFairValueFairValueDisclosureMember 2015-12-31 0001409970 us-gaap:CarryingReportedAmountFairValueDisclosureMember 2015-12-31 0001409970 us-gaap:FairValueInputsLevel2Member us-gaap:PortionAtOtherThanFairValueFairValueDisclosureMember 2015-12-31 0001409970 us-gaap:FairValueMeasurementsRecurringMember 2016-12-31 0001409970 us-gaap:FairValueMeasurementsRecurringMember 2015-12-31 0001409970 us-gaap:FairValueMeasurementsRecurringMember 2016-01-01 2016-12-31 0001409970 us-gaap:FairValueMeasurementsRecurringMember 2015-01-01 2015-12-31 0001409970 us-gaap:FairValueMeasurementsRecurringMember 2014-12-31 0001409970 us-gaap:FairValueInputsLevel2Member 2016-12-31 0001409970 us-gaap:FairValueInputsLevel1Member 2016-12-31 0001409970 us-gaap:FairValueInputsLevel1Member us-gaap:USGovernmentAgenciesDebtSecuritiesMember 2016-12-31 0001409970 us-gaap:FairValueInputsLevel3Member us-gaap:AssetBackedSecuritiesMember 2016-12-31 0001409970 us-gaap:FairValueInputsLevel2Member us-gaap:CorporateDebtSecuritiesMember 2016-12-31 0001409970 us-gaap:FairValueInputsLevel3Member us-gaap:CertificatesOfDepositMember 2016-12-31 0001409970 us-gaap:FairValueInputsLevel3Member us-gaap:CommercialPaperMember 2016-12-31 0001409970 us-gaap:FairValueInputsLevel3Member us-gaap:USTreasurySecuritiesMember 2016-12-31 0001409970 us-gaap:FairValueInputsLevel2Member us-gaap:OtherDebtSecuritiesMember 2016-12-31 0001409970 us-gaap:FairValueInputsLevel2Member us-gaap:USGovernmentAgenciesDebtSecuritiesMember 2016-12-31 0001409970 us-gaap:FairValueInputsLevel3Member us-gaap:USGovernmentAgenciesDebtSecuritiesMember 2016-12-31 0001409970 us-gaap:FairValueInputsLevel3Member 2016-12-31 0001409970 us-gaap:FairValueInputsLevel2Member us-gaap:USTreasurySecuritiesMember 2016-12-31 0001409970 us-gaap:FairValueInputsLevel1Member us-gaap:USTreasurySecuritiesMember 2016-12-31 0001409970 us-gaap:FairValueInputsLevel2Member us-gaap:CommercialPaperMember 2016-12-31 0001409970 us-gaap:FairValueInputsLevel3Member us-gaap:OtherDebtSecuritiesMember 2016-12-31 0001409970 us-gaap:FairValueInputsLevel1Member us-gaap:CertificatesOfDepositMember 2016-12-31 0001409970 us-gaap:FairValueInputsLevel2Member us-gaap:AssetBackedSecuritiesMember 2016-12-31 0001409970 us-gaap:FairValueInputsLevel3Member us-gaap:CorporateDebtSecuritiesMember 2016-12-31 0001409970 us-gaap:FairValueInputsLevel1Member us-gaap:OtherDebtSecuritiesMember 2016-12-31 0001409970 us-gaap:FairValueInputsLevel1Member us-gaap:CommercialPaperMember 2016-12-31 0001409970 us-gaap:FairValueInputsLevel2Member us-gaap:CertificatesOfDepositMember 2016-12-31 0001409970 us-gaap:FairValueInputsLevel1Member us-gaap:AssetBackedSecuritiesMember 2016-12-31 0001409970 us-gaap:FairValueInputsLevel1Member us-gaap:CorporateDebtSecuritiesMember 2016-12-31 0001409970 us-gaap:FairValueInputsLevel1Member us-gaap:PortionAtOtherThanFairValueFairValueDisclosureMember 2016-12-31 0001409970 us-gaap:EstimateOfFairValueFairValueDisclosureMember 2016-12-31 0001409970 us-gaap:FairValueInputsLevel2Member us-gaap:PortionAtOtherThanFairValueFairValueDisclosureMember 2016-12-31 0001409970 us-gaap:CarryingReportedAmountFairValueDisclosureMember 2016-12-31 0001409970 us-gaap:FairValueInputsLevel3Member us-gaap:PortionAtOtherThanFairValueFairValueDisclosureMember 2016-12-31 0001409970 us-gaap:GeneralAndAdministrativeExpenseMember 2015-01-01 2015-12-31 0001409970 us-gaap:PropertyPlantAndEquipmentOtherTypesMember 2016-01-01 2016-12-31 0001409970 us-gaap:GeneralAndAdministrativeExpenseMember 2016-01-01 2016-12-31 0001409970 us-gaap:ConstructionInProgressMember 2015-12-31 0001409970 us-gaap:GeneralAndAdministrativeExpenseMember 2014-01-01 2014-12-31 0001409970 us-gaap:PropertyPlantAndEquipmentOtherTypesMember 2014-01-01 2014-12-31 0001409970 us-gaap:PropertyPlantAndEquipmentOtherTypesMember 2015-01-01 2015-12-31 0001409970 us-gaap:ConstructionInProgressMember 2016-12-31 0001409970 us-gaap:AccountsReceivableMember 2016-12-31 0001409970 lc:PrepaidExpenseMember 2016-12-31 0001409970 lc:DueFromRelatedPartiesMember 2015-12-31 0001409970 lc:DeferredAcquisitionCompensationMember 2016-12-31 0001409970 lc:DeferredAcquisitionCompensationMember 2015-12-31 0001409970 us-gaap:OtherInvestmentsMember 2015-12-31 0001409970 lc:DeferredFinancingCostsMember 2016-12-31 0001409970 lc:PrepaidExpenseMember 2015-12-31 0001409970 lc:ServicerReserveReceivableMember 2015-12-31 0001409970 us-gaap:DepositsMember 2015-12-31 0001409970 lc:LoanServicingAssetFairValueMember 2016-12-31 0001409970 lc:AccountsReceivableFromInvestorsMember 2015-12-31 0001409970 lc:AccountsReceivableFromInvestorsMember 2016-12-31 0001409970 lc:LoanServicingAssetFairValueMember 2015-12-31 0001409970 us-gaap:DepositsMember 2016-12-31 0001409970 us-gaap:OtherAssetsMember 2015-12-31 0001409970 us-gaap:OtherInvestmentsMember 2016-12-31 0001409970 lc:DueFromRelatedPartiesMember 2016-12-31 0001409970 us-gaap:AccountsReceivableMember 2015-12-31 0001409970 lc:TenantImprovementReceivableMember 2016-12-31 0001409970 lc:TenantImprovementReceivableMember 2015-12-31 0001409970 us-gaap:OtherAssetsMember 2016-12-31 0001409970 lc:DeferredFinancingCostsMember 2015-12-31 0001409970 lc:ServicerReserveReceivableMember 2016-12-31 0001409970 us-gaap:TradeNamesMember 2016-12-31 0001409970 us-gaap:TechnologyBasedIntangibleAssetsMember 2016-12-31 0001409970 us-gaap:CustomerRelationshipsMember 2016-12-31 0001409970 us-gaap:TradeNamesMember 2016-01-01 2016-12-31 0001409970 us-gaap:TechnologyBasedIntangibleAssetsMember 2016-01-01 2016-12-31 0001409970 us-gaap:CustomerRelationshipsMember 2016-01-01 2016-12-31 0001409970 us-gaap:CustomerRelationshipsMember 2015-12-31 0001409970 us-gaap:TradeNamesMember 2015-12-31 0001409970 us-gaap:TechnologyBasedIntangibleAssetsMember 2015-12-31 0001409970 us-gaap:RevolvingCreditFacilityMember 2016-12-31 0001409970 us-gaap:RevolvingCreditFacilityMember us-gaap:MaximumMember 2016-01-01 2016-12-31 0001409970 us-gaap:LoansPayableMember 2014-01-01 2014-12-31 0001409970 us-gaap:RevolvingCreditFacilityMember us-gaap:ScenarioForecastMember 2018-06-30 0001409970 us-gaap:RevolvingCreditFacilityMember us-gaap:MinimumMember us-gaap:LondonInterbankOfferedRateLIBORMember 2016-01-01 2016-12-31 0001409970 us-gaap:LoansPayableMember 2016-01-01 2016-12-31 0001409970 us-gaap:RevolvingCreditFacilityMember us-gaap:MinimumMember 2016-01-01 2016-12-31 0001409970 us-gaap:RevolvingCreditFacilityMember us-gaap:MaximumMember us-gaap:LondonInterbankOfferedRateLIBORMember 2016-01-01 2016-12-31 0001409970 us-gaap:RevolvingCreditFacilityMember 2015-12-17 0001409970 us-gaap:LoansPayableMember 2014-04-16 0001409970 us-gaap:RevolvingCreditFacilityMember 2015-12-31 0001409970 2016-04-01 2016-06-30 0001409970 2016-03-31 0001409970 us-gaap:SeriesAPreferredStockMember 2013-12-31 0001409970 us-gaap:SeriesCPreferredStockMember 2013-12-31 0001409970 us-gaap:SeriesEPreferredStockMember 2013-12-31 0001409970 us-gaap:SeriesDPreferredStockMember 2013-12-31 0001409970 us-gaap:SeriesBPreferredStockMember 2013-12-31 0001409970 us-gaap:SeriesFPreferredStockMember 2014-04-01 2014-04-30 0001409970 lc:ShareRepurchasesMember 2016-02-09 0001409970 lc:ShareRepurchasesMember 2016-01-01 2016-03-31 0001409970 2014-04-30 0001409970 2014-12-16 0001409970 2016-01-01 2016-03-31 0001409970 us-gaap:IPOMember 2014-12-01 2014-12-31 0001409970 lc:ShareRepurchasesMember 2016-02-09 2016-02-09 0001409970 us-gaap:SeriesFPreferredStockMember 2014-04-30 0001409970 us-gaap:SeriesFPreferredStockMember 2014-12-11 0001409970 us-gaap:SeriesFPreferredStockMember 2013-12-31 0001409970 us-gaap:CommonStockMember 2014-04-30 0001409970 us-gaap:IPOMember 2014-12-31 0001409970 us-gaap:EmployeeStockMember 2016-12-31 0001409970 lc:OptionsAndRestrictedStockUnitsMember 2016-12-31 0001409970 us-gaap:EmployeeStockMember 2015-12-31 0001409970 lc:OptionsAndRestrictedStockUnitsMember 2015-12-31 0001409970 2016-10-01 2016-12-31 0001409970 2016-07-01 2016-09-30 0001409970 us-gaap:RestrictedStockUnitsRSUMember 2016-12-31 0001409970 us-gaap:RestrictedStockUnitsRSUMember 2016-01-01 2016-12-31 0001409970 us-gaap:RestrictedStockUnitsRSUMember 2015-12-31 0001409970 lc:EquityIncentivePlanMember 2016-01-01 2016-12-31 0001409970 us-gaap:StockOptionMember 2016-01-01 2016-12-31 0001409970 lc:SpringstoneFinancialLlcMember us-gaap:SeriesFPreferredStockMember 2016-01-01 2016-12-31 0001409970 lc:EquityIncentivePlanTwentyFourteenMember 2016-12-31 0001409970 us-gaap:SoftwareDevelopmentMember 2014-01-01 2014-12-31 0001409970 us-gaap:EmployeeStockMember 2016-01-01 2016-09-30 0001409970 us-gaap:PensionPlansDefinedBenefitMember 2014-01-01 2014-12-31 0001409970 lc:EmployeeStockOptionVestedMember 2016-01-01 2016-12-31 0001409970 2014-04-01 2014-06-30 0001409970 us-gaap:StockOptionMember 2015-01-01 2015-12-31 0001409970 us-gaap:EmployeeStockMember 2015-01-01 2015-12-31 0001409970 us-gaap:SoftwareDevelopmentMember 2015-01-01 2015-12-31 0001409970 us-gaap:PensionPlansDefinedBenefitMember 2016-01-01 2016-12-31 0001409970 us-gaap:MaximumMember 2016-06-22 2016-06-22 0001409970 us-gaap:EmployeeStockMember 2014-12-31 0001409970 us-gaap:StockOptionMember 2016-12-31 0001409970 lc:ExecutiveManagementAndKeyPersonnelMember 2016-06-30 0001409970 lc:SpringstoneFinancialLlcMember us-gaap:SeriesFPreferredStockMember 2016-12-31 0001409970 lc:EquityIncentivePlanTwoThousandSevenMember 2016-12-31 0001409970 us-gaap:PensionPlansDefinedBenefitMember 2015-01-01 2015-12-31 0001409970 us-gaap:StockOptionMember 2014-01-01 2014-12-31 0001409970 us-gaap:RestrictedStockUnitsRSUMember lc:ExecutiveManagementAndKeyPersonnelMember 2016-04-01 2016-06-30 0001409970 us-gaap:SoftwareDevelopmentMember 2016-01-01 2016-12-31 0001409970 2016-06-22 2016-06-22 0001409970 lc:OriginationAndServicingExpenseMember 2016-01-01 2016-12-31 0001409970 us-gaap:SellingAndMarketingExpenseMember 2015-01-01 2015-12-31 0001409970 us-gaap:ResearchAndDevelopmentExpenseMember 2014-01-01 2014-12-31 0001409970 us-gaap:ResearchAndDevelopmentExpenseMember 2016-01-01 2016-12-31 0001409970 lc:OriginationAndServicingExpenseMember 2015-01-01 2015-12-31 0001409970 lc:OriginationAndServicingExpenseMember 2014-01-01 2014-12-31 0001409970 us-gaap:ResearchAndDevelopmentExpenseMember 2015-01-01 2015-12-31 0001409970 us-gaap:SellingAndMarketingExpenseMember 2014-01-01 2014-12-31 0001409970 us-gaap:SellingAndMarketingExpenseMember 2016-01-01 2016-12-31 0001409970 lc:SpringstoneFinancialLlcMember 2015-01-01 2015-12-31 0001409970 lc:SpringstoneFinancialLlcMember 2016-01-01 2016-12-31 0001409970 us-gaap:EmployeeStockOptionMember 2015-01-01 2015-12-31 0001409970 us-gaap:RestrictedStockUnitsRSUMember 2014-01-01 2014-12-31 0001409970 us-gaap:EmployeeStockOptionMember 2014-01-01 2014-12-31 0001409970 us-gaap:EmployeeStockMember 2014-01-01 2014-12-31 0001409970 lc:SpringstoneFinancialLlcMember 2014-01-01 2014-12-31 0001409970 us-gaap:RestrictedStockUnitsRSUMember 2015-01-01 2015-12-31 0001409970 us-gaap:DomesticCountryMember 2016-12-31 0001409970 us-gaap:StateAndLocalJurisdictionMember 2016-12-31 0001409970 us-gaap:DomesticCountryMember us-gaap:ResearchMember 2016-12-31 0001409970 2016-05-01 2016-05-31 0001409970 lc:SanFranciscoMember 2016-12-31 0001409970 us-gaap:SubsequentEventMember 2017-01-31 0001409970 lc:SanFranciscoMember 2016-01-01 2016-12-31 0001409970 2016-05-01 2016-08-31 0001409970 lc:WestboroughMember 2016-12-31 0001409970 lc:SanFranciscoMember 2015-04-30 0001409970 lc:WestboroughMember 2016-01-01 2016-12-31 0001409970 lc:RelatedPartyFundMember us-gaap:AffiliatedEntityMember 2016-01-01 2016-12-31 0001409970 us-gaap:DirectorMember lc:RelatedPartyFundMember 2015-12-31 0001409970 us-gaap:ChiefExecutiveOfficerMember lc:RelatedPartyFundMember 2015-12-31 0001409970 lc:RelatedPartyFundMember 2016-12-31 0001409970 lc:RelatedPartyFundMember lc:ManagementFeesMember us-gaap:AffiliatedEntityMember 2016-01-01 2016-12-31 0001409970 lc:RelatedPartyFundMember lc:ServicingFeesMember us-gaap:AffiliatedEntityMember 2016-01-01 2016-12-31 0001409970 lc:SpringstoneFinancialLlcMember 2014-04-17 0001409970 lc:SpringstoneFinancialLlcMember 2014-04-17 2014-04-17 0001409970 lc:SpringstoneFinancialLlcMember 2014-04-18 2014-12-31 0001409970 lc:SpringstoneFinancialLlcMember 2013-01-01 2013-12-31 0001409970 lc:SpringstoneFinancialLlcMember us-gaap:SeriesFPreferredStockMember 2014-04-17 0001409970 lc:SpringstoneFinancialLlcMember us-gaap:SeriesFPreferredStockMember 2014-04-17 2014-04-17 0001409970 2015-07-01 2015-09-30 0001409970 2015-10-01 2015-12-31 0001409970 2015-04-01 2015-06-30 0001409970 2015-01-01 2015-03-31 lc:position xbrli:shares iso4217:USD xbrli:shares lc:Loan iso4217:USD xbrli:pure lc:EquityPlan lc:investor utreg:D lc:segment utreg:sqft lc:lawsuit lc:renewal_option lc:Segment false --12-31 FY 2016 2016-12-31 10-K 0001409970 400157603 Yes Large Accelerated Filer 1315348311 LENDINGCLUB CORP No Yes LC 3400000 0.2 3500000 P15M 8600000 19000000 25600000 22100000 22100000 1581000 606470064 622614174 622614174 910000000 40709000 459000 75202000 7400000 P3M 0 0 215804000 420132000 215804000 420132000 77600000 32200000 0 2500000 2529000 P12M 0.00 0.00 4.00 3.00 P245D 0 9855000 2693000 3978000 19696000 26838000 P90D 0 871000 0 871000 871000 0 855000 0 855000 855000 122000 -14000 2949000 -122000 14000 -2949000 0.0075 0.0057 0.0057 0.0090 0.0063 0.0063 0.0057 0.0063 0 0 0 0 0 2836729000 0 4681671000 9345000 4565653000 0 215904000 159000 422125000 0 0 0 0 0 0 0 0 3358611000 3865565000 4742538000 2733325000 0 0 0 0 0 1804719000 5927000 2391807000 3358611000 4762518000 0 35411000 -35411000 0 26256000 0 37277000 35411000 -35411000 0 38224000 0 125590000 297000 253669000 0 215904000 159000 422125000 0 -277014000 -456000 -512271000 0 0 0 0 0 0 0 656000 0 26256000 0 37277000 0 0 0 0 0 0 0 0 0 0 0 0 3861995000 2681109000 0 0 1800859000 2385234000 0 0 277028000 509778000 0 0 0 0 0 0 0 0 2851837000 4697169000 4572912000 38219000 125586000 252017000 4513000 5055000 30094000 45718000 34308000 34421000 52722000 1 3 900000 1000000 0 73162000 0 73162000 73162000 0 125884000 0 125884000 125884000 2 P150D 1635090000 1911759000 2235647000 2579201000 2750033000 1955401000 1972034000 1987278000 9000000 102700000 37000000 46700000 35500000 27900000 P120D P120D 4571583000 3034586000 4571583000 0 0 4571583000 4320895000 2616023000 4320895000 0 0 4320895000 2 2 2606 4041 382 483 37326000 12201000 14706000 16732000 17696000 61335000 19198000 20934000 16332000 18296000 74760000 73162000 125884000 955000 1658000 2156382000 3865565000 2732669000 7929000 26143000 36785000 1049982000 1800859000 2381372000 1733614000 3358611000 4742538000 4913000 0 0 4913000 240194788 66100340 65577300 62486436 36030712 10000000 4681671000 0 4565653000 9345000 4697169000 4572912000 4290000000 6540000000 827700000 2156019000 3861995000 2681109000 7960000 26256000 37277000 1730045000 3358611000 4731831000 26143000 36785000 0 0 26143000 36785000 0 2313000 27900000 0 80733000 0 80733000 80733000 0 177810000 0 177810000 177810000 0.12 0.001 3610000 5812000 1589000 964000 1483000 825000 0 4938000 0 4938000 4938000 102100000 11400000 27000000 P6M 223500000 30796185 6.62 2688000 0 0 1818174 59000000 572161 512000 494000 18000 827680000 827090000 590000 66000 66000 0 4913000 578000 9098000 0 0 3862000 0 138200000 -589000 -310000 677000

10981000

5542000

10889000

5542000

10889000

61243000

85619000

14054000

19734000

23706000

41788000

-1671000

-767000

P13Y9M

1127952000

1226206000

-700000

-200000

-392000

39024000

29848000

9176000

56005000

79803000

412000

-412000

738000

-176000

37150000

104000

27100000

9946000

1653000

23576000

6445000

5476000

51222000

9185000

30717000

1904000

9416000

2735000

29902000

11335000

7250000

69201000

41737000

23203000

1686000

2575000

4159000

37638000

19858000

7546000

3900000

5300000

4800000

169000

26000

112000

5793634000

5562631000

-125590000

-253669000

-297000

4863542000

297211000

705135000

4566331000

705135000

4629567000

287137000

699205000

4342430000

35633000

734838000

297211000

54409000

215751000

6988000

16578000

3485000

54409000

215751000

6988000

16578000

3485000

287137000

25364000

27501000

20164000

181223000

10766000

19623000

2496000

25364000

27501000

20164000

181223000

10766000

19623000

2496000

3000

2000

1000

91000

4000

63000

21000

3000

1674000

134000

1494000

17000

25000

4000

247000

9000

199000

39000

298882000

54543000

217243000

7005000

16602000

3489000

287293000

25369000

27501000

20164000

181359000

10805000

19602000

2493000

51000

1000

14000

36000

1674000

134000

1494000

17000

25000

4000

247000

9000

199000

39000

291478000

54409000

212018000

6988000

14578000

3485000

138808000

8498000

119544000

10766000

1674000

134000

1494000

17000

25000

4000

196000

8000

185000

3000

291478000

54409000

212018000

6988000

14578000

3485000

121290000

6628000

107862000

6800000

17518000

1870000

11682000

3966000

114691000

114583000

16994000

91127000

3966000

2496000

287293000

172602000

172554000

8370000

27501000

20164000

90096000

6800000

19623000

133000

2000

120420000

2494000

4000

141

2400000

2014-04-17

25000000

Springstone

-0.34

-0.45

-0.34

-0.45

-17592000

-33796000

113040000

219174000

2300000

111800000

15300000

2256000

599000

239000

5536000

40200000

366000

111819000

832000

2975000

1089000

5336000

7598000

49299000

869780000

623531000

515602000

623531000

515602000

820481000

-246249000

-107929000

3000000

88803240

33560939

2589991

95940598

28449336

5408441

15.00

0.01

900000000

372000000

900000000

379716630

400262472

379716630

397979772

3797000

4003000

-32894000

-6666000

-145065000

2870000

707000

180051000

249601435

-515000

56000

720000

-782000

56000

720000

-267000

0.02

0.0175

50000000.0

0.0259

2014-04-16

16300000

18600000

3000000

1185000

1405000

-2589000

1300000

1334000

2113000

-3446000

20121000

33788000

4615000

11638000

2551000

2556000

149000

708000

-857000

42023000

109096000

16675000

33788000

5621000

47451000

697000

82000

1810000

2483000

11506000

18409000

25348000

75308000

3446000

11353000

21436000

3163000

4089000

5907000

1516000

6445000

900000

2100000

3900000

5000

0.03

0.04

10258000

6400000

21578000

16200000

29882000

25100000

-0.44

-0.02

-0.01

0.00

0.01

-0.01

0.01

-0.21

-0.09

-0.08

-0.38

-0.44

-0.02

-0.01

0.00

0.01

-0.01

0.01

-0.21

-0.09

-0.08

-0.38

28780000

27009000

1900000

4400000

9800000

P0Y6M

P3Y1M19D

P2Y5M

187200000

40000000

0.020

0.10

0.29

0.27

0.15

10100000

10000000

738000

-176000

738000

-176000

0.175

0.029

0.090

0.163

0.035

0.094

0.166

0.012

0.072

0.150

0.034

0.077

0.151

0.034

0.078

0.220

0.003

0.099

0.220

0.003

0.088

0.339

0.003

0.146

0.339

0.003

0.135

0.339

0.003

0.128

0.364

0.234

0.308

0.364

0.080

0.305

0.427

0.080

0.307

0.427

0.080

0.283

0.427

0.080

0.293

277014000

456000

512271000

3358611000

3865565000

4742538000

2732669000

1804719000

5927000

2391807000

3358611000

4762518000

2798505000

4556081000

9048000

4311984000

-277028000

-509778000

-244000

3861995000

2681109000

5843000

1800859000

2385234000

1174000

2813618000

4571583000

4320895000

4913000

4782000

5535000

-25312000

-40183000

791000

663000

-3722000

-4392000

197124000

72482000

85651000

100420000

114955000

373508000

124508000

96605000

100813000

101568000

423494000

P3Y

P14Y

P3Y

P1Y

9229000

8702000

227000

300000

13989000

13329000

360000

300000

8686000

4287000

2746000

3122000

3498000

3872000

40200000

39500000

400000

300000

40200000

39500000

400000

300000

30971000

30798000

173000

26211000

26171000

40000

14076000

18080000

5086000

6827000

-553000

-790000

-1254000

-3569000

4885000

13175000

81136000

26410000

28247000

32280000

35245000

122182000

38035000

53457000

58940000

56740000

207172000

72592000

72683000

35633000

72592000

35633000

35400000

1650000

37050000

91000

500000

600000

1100000

-31500000

-31504000

-5747000

-3751000

2183000

5153000

-2200000

-2162000

4288000

-85297000

-36695000

-32493000

-150197000

-150200000

58500000

1390000

627000

389000

1233000

584000

2833000

151000

-3946000

-209000

-224000

-4228000

6858000

2686000

42714000

-10711000

-738000

-51072000

5040000

549000

3509000

105000

189000

-480000

98000

1277000

-1028000

-62000

2817000

1068000

688000

2357000

-598000

5582000

8287000

13819000

2218000

16692000

30485000

27286000

112000

188000

-179000

9223000

13280000

3330000

-13270000

15857000

10140000

32974000

33970000

97077000

356615000

549740000

688368000

2300000

8600000

-2284000

187000

798000

1214000

1047000

3246000

1029000

1049000

1947000

1320000

5345000

-2162000

3232000

8294000

354453000

552972000

696662000

345919000

536448000

684775000

40244000

26719000

43574000

26839000

38081000

24477000

40299000

24037000

2022-06-30

2021-07-31

11559000

22637000

P5Y

4700000

4751774000

4586861000

5793634000

5562631000

-125586000

-252017000

4575556000

78704000

4575556000

78704000

4328654000

136773000

4328654000

10981000

147754000

0.00375

0.0025

120000000.0

256700000

9048000

25900000

9048000

4556081000

3022001000

4556081000

4311984000

2600422000

4311984000

700000

5957000

2215000

2548000

2900000

3313000

10976000

3545000

3053000

1964000

3076000

11638000

2027636000

2085710000

314483000

-1257075000

-2406700000

-422957000

49920000

74741000

545000

-32894000

-6374000

-4140000

950000

4569000

-4995000

4137000

-81351000

-36486000

-32269000

-145969000

213412000

81045000

96119000

115062000

134471000

426697000

151265000

102391000

112609000

129202000

495467000

242632000

86979000

100668000

114093000

130365000

432105000

148006000

188737000

151251000

163015000

651009000

120490000

15092000

16778000

16523000

15621000

16053000

40423000

3300000

6000000

11900000

3700000

7400000

14200000

260300000

178000000

1591000

1325000

38413000

1117000

1521000

1296000

655000

10250000

16283000

778000

4976000

871000

416000

250000

69644000

1566000

349000

1032000

476000

21398000

16960000

4938000

3290000

7572000

855000

836000

10372000

-1671000

1515000

-1671000

904000

611000

-1671000

1515000

-1671000

904000

611000

-198000

129000

-537000

-1203000

956000

1441000

2743000

4262000

9402000

6270000

-8870000

-6681000

1607000

-7674000

2762000

19485000

1218000

1296000

419173000

75983000

109000000

109464000

10000000

20572000

39387000

51842000

103901000

17599000

12268000

24490000

32044000

17500000

0.01

246470064

68025100

65642104

62486436

36030712

14285712

250614174

10000000

103244000

17402000

12164000

24388000

31943000

17347000

4380000

1000000000

827680000

64800000

64803000

49813000

22274000

5091000

5244000

1054357000

1804719000

2393354000

90000

120420000

87158000

26825000

3564000

11670000

13209000

512000

66000

3000

17000

79636000

131051000

55930000

89263000

P5Y

P3Y

50000000

22300000

22274000

38518000

13898000

18214000

21063000

23887000

77062000

24198000

29209000

29428000

32522000

115357000

80733000

177810000

179

-88218000

-234187000

81000

1700000

211128000

81232000

96917000

116276000

135518000

429943000

152294000

103440000

114556000

130522000

500812000

15100000

800000

85652000

34470000

39501000

44018000

53537000

171526000

66575000

49737000

44901000

55457000

216670000

3504000

5673000

10079000

16546000

2181000

10250000

21398000

-3803000

-5403000

1793000

5000

1647000

-3803000

-5403000

11534000

5392000

6479000

8999000

11941000

32811000

16942000

11603000

16513000

22951000

68009000

5194000

3371000

3973000

2846000

-5194000

-4498000

3037000

-5194000

-4498000

2700000

2730000

1174000

650000

134000

772000

37150000

51222000

69244000

3000000

300000

100000

P3Y

P6M

P3Y

P4Y

P3Y

5678201

8.16

36539761

6.12

4443399

31413644

15.23

6.61

3891315

9.57

0.535

0.494

0.516

0.501

0.0188

0.0161

0.0134

0.0051

28449336

20105340

3.59

48600000

103500000

74400000

9919105

6.78

22081243

1164929

7482011

265987

4.62

9.80

3.61

56379000

48208911

30669177

24672201

3.60

4.79

4.78

56385000

52652310

30580231

62082821

0.90

6.74

20.00

7.22

5.25

P6Y4M7D

P6Y3M

P6Y1M25D

P0Y6M

52886000

P5Y8M31D

P6Y6M31D

19600000

36800000

32900000

0.85

54986640

240194788

371443916

379716630

397979772

2282700

2443930

249601435

-249601435

410009

1508513

6390556

66700000

6390556

6037667

7862705

15102640

19037329

2800000

2762000

177555000

2496000

-180051000

5091000

5087000

4000

5244000

5229000

15000

66700000

64803000

3564000

3504000

60000

13473000

13394000

79000

13589000

13398000

191000

150000000

P1Y

68094000

15041000

138000

103244000

-50329000

973219000

1052728000

3714000

-83223000

1041860000

-1671000

1127952000

3797000

-88218000

975770000

-767000

1226206000

4003000

-234187000

-19485000

1100000

3000000

8.52

2282700

-2282700

2282700

19485000

19500000

19485000

1080000

491000

429000

3246000

248000

2140000

19931000

26788000

25348000

75308000

6857000

50577000

680000

2120000

617000

34400000

6000000

75573742

371959312

372841945

401934880

402634010

374872118

392397825

382893402

391453316

395877053

387762072

75573742

371959312

372841945

375982120

378631340

374872118

380266636

382893402

391453316

395877053

387762072

<div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Loans and related notes and certificates, and loans held for sale are measured at estimated fair value using a discounted cash flow valuation methodology. The fair valuation methodology considers projected prepayments and uses the historical actual defaults, losses and recoveries on our loans to project future losses and net cash flows on loans.</font></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">The following table presents additional information about Level 3 servicing assets and liabilities measured at fair value on a recurring basis for the years ended </font><font style="font-family:inherit;font-size:11pt;">December 31, 2016</font><font style="font-family:inherit;font-size:11pt;"> and </font><font style="font-family:inherit;font-size:11pt;">2015</font><font style="font-family:inherit;font-size:11pt;">:</font></div><div style="line-height:120%;text-align:center;font-size:11pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="9" rowspan="1"></td></tr><tr><td style="width:74%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Servicing Assets</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Servicing Liabilities</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Fair value at December 31, 2014</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">2,181</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">3,973</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Issuances </font><font style="font-family:inherit;font-size:11pt;"><sup style="vertical-align:top;line-height:120%;font-size:7pt">(1)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">10,079</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">5,194</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Changes in fair value, included in servicing fees</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(3,803</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(5,194</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Additions, included in deferred revenue</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">1,793</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Fair value at December 31, 2015</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">10,250</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">3,973</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Issuances </font><font style="font-family:inherit;font-size:11pt;"><sup style="vertical-align:top;line-height:120%;font-size:7pt">(1)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">16,546</font></div></td><td style="vertical-align:bottom;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">3,371</font></div></td><td style="vertical-align:bottom;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Changes in fair value, included in servicing fees</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(5,403</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(4,498</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Additions, included in deferred revenue</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">5</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Fair value at December 31, 2016</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">21,398</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">2,846</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div><table cellpadding="0" cellspacing="0" style="padding-top:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:24px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:11pt;padding-left:0px;"><font style="font-family:inherit;font-size:11pt;"><sup style="vertical-align:top;line-height:120%;font-size:7pt">(1)</sup> </font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Represents the offsets to the gains or losses on sales of the related loans, recorded in other revenue.</font></div></td></tr></table></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-top:16px;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">The following table presents additional information about Level 3 loans, loans held for sale, notes and certificates measured at fair value on a recurring basis for the years ended </font><font style="font-family:inherit;font-size:11pt;">December 31, 2016</font><font style="font-family:inherit;font-size:11pt;"> and </font><font style="font-family:inherit;font-size:11pt;">2015</font><font style="font-family:inherit;font-size:11pt;">:</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="37" rowspan="1"></td></tr><tr><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:7%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:7%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:7%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:7%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:7%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:7%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:7%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:7%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:7%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:9.5pt;"><font style="font-family:inherit;font-size:9.5pt;font-weight:bold;">Loans</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:9.5pt;"><font style="font-family:inherit;font-size:9.5pt;font-weight:bold;">Loans Held For Sale</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:9.5pt;"><font style="font-family:inherit;font-size:9.5pt;font-weight:bold;">Notes and Certificates</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Outstanding Principal Balance</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Valuation Adjustment</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Fair Value</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Outstanding Principal Balance</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Valuation Adjustment</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Fair Value</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Outstanding Principal Balance</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Valuation Adjustment</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Fair Value</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Balance at December 31, 2014</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">2,836,729</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(38,224</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">2,798,505</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">2,851,837</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(38,219</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">2,813,618</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:6px;text-indent:-6px;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Purchases of loans</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">3,865,565</font></div></td><td style="vertical-align:bottom;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">3,865,565</font></div></td><td style="vertical-align:bottom;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">3,358,611</font></div></td><td style="vertical-align:bottom;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">3,358,611</font></div></td><td style="vertical-align:bottom;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:6px;text-indent:-6px;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Issuances of notes and certificates</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">3,861,995</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">3,861,995</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Whole loan sales</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(3,358,611</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(3,358,611</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:6px;text-indent:-6px;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Principal payments</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(1,804,719</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(1,804,719</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(1,800,859</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(1,800,859</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Charge-offs</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(215,904</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">215,904</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(215,804</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">215,804</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Recoveries</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(26,256</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(26,256</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(26,143</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(26,143</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:6px;text-indent:-6px;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Change in fair value recorded in earnings</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(277,014</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(277,014</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(277,028</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(277,028</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Balance at December 31, 2015</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">4,681,671</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(125,590</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">4,556,081</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">4,697,169</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(125,586</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">4,571,583</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:6px;text-indent:-6px;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Purchases of loans</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">2,733,325</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(656</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">2,732,669</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">4,742,538</font></div></td><td style="vertical-align:bottom;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">4,742,538</font></div></td><td style="vertical-align:bottom;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:6px;text-indent:-6px;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Transfers from loans to loans held for sale</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(35,411</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(35,411</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">35,411</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">35,411</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:6px;text-indent:-6px;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Issuances of notes and certificates</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">2,681,109</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">2,681,109</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Whole loan sales</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(4,762,518</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(4,762,518</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:6px;text-indent:-6px;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Principal payments</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(2,391,807</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(2,391,807</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(5,927</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(5,927</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(2,385,234</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(2,385,234</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Charge-offs</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(422,125</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">422,125</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(159</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">159</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(420,132</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">420,132</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Recoveries</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(37,277</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(37,277</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(36,785</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(36,785</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:6px;text-indent:-6px;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Change in fair value recorded in earnings</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(512,271</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(512,271</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(456</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(456</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(509,778</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(509,778</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Balance at December 31, 2016</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">4,565,653</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(253,669</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">4,311,984</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">9,345</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(297</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">9,048</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">4,572,912</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(252,017</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">4,320,895</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">The table below shows the impact on the estimated fair value of servicing assets and liabilities, calculated using different market servicing rate assumptions as of </font><font style="font-family:inherit;font-size:11pt;">December 31, 2016</font><font style="font-family:inherit;font-size:11pt;"> and </font><font style="font-family:inherit;font-size:11pt;">2015</font><font style="font-family:inherit;font-size:11pt;">:</font></div><div style="line-height:120%;text-align:center;font-size:11pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="16" rowspan="1"></td></tr><tr><td style="width:49%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">December 31, 2016</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">December 31, 2015</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Servicing Assets</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Servicing Liabilities</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Servicing Assets</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Servicing Liabilities</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="padding-left:24px;text-indent:-24px;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Weighted-average market servicing rate assumptions</font><font style="font-family:inherit;font-size:11pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:7pt">(1)</sup></font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">0.63</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">0.63</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">0.57</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">0.57</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">%</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Change in fair value from:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Servicing rate increase by 0.10%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(5,673</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">964</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(3,504</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">1,589</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Servicing rate decrease by 0.10%</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">5,812</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(825</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">3,610</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(1,483</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td></tr></table></div><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><table cellpadding="0" cellspacing="0" style="padding-top:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:24px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:11pt;padding-left:0px;"><font style="font-family:inherit;font-size:11pt;"><sup style="vertical-align:top;line-height:120%;font-size:7pt">(1)</sup> </font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Represents total market servicing rates, which include collection fees.</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;"><br clear="none"/></font></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-top:8px;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">The following tables present quantitative information about the significant unobservable inputs used for the Company’s Level 3 fair value measurements at </font><font style="font-family:inherit;font-size:11pt;">December 31, 2016</font><font style="font-family:inherit;font-size:11pt;"> and </font><font style="font-family:inherit;font-size:11pt;">2015</font><font style="font-family:inherit;font-size:11pt;">:</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="28" rowspan="1"></td></tr><tr><td style="width:18%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:7%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:8%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:7%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:7%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:7%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:7%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:7%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:7%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:7%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="26" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">December 31, 2016</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="8" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Loans, Notes and Certificates</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="8" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Servicing Asset/Liability</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="8" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Loan Trailing Fee Liability</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Minimum</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Maximum</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Weighted</font></div><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Average</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Minimum</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Maximum</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Weighted</font></div><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Average</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Minimum</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Maximum</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Weighted</font></div><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Average</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Discount rates</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">1.2</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">16.6</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">7.2</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">3.4</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">15.1</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">7.8</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">3.4</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">15.0</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">7.7</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="padding-left:6px;text-indent:-6px;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Net cumulative expected loss rates</font><font style="font-family:inherit;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt"> (1)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">0.3</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">33.9</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">14.6</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">0.3</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">33.9</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">12.8</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">0.3</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">33.9</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">13.5</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="padding-left:6px;text-indent:-6px;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Cumulative expected prepayment rates </font><font style="font-family:inherit;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">(1)</sup></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">8.0</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">42.7</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">30.7</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">8.0</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">42.7</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">29.3</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">8.0</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">42.7</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">28.3</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="padding-left:6px;text-indent:-6px;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Total market servicing rates (% per annum on outstanding principal balance) </font><font style="font-family:inherit;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">(2)</sup></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">N/A</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">N/A</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">N/A</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">0.63</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">0.90</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">0.63</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">N/A</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">N/A</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">N/A</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="26" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">December 31, 2015</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="8" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Loans, Notes and Certificates</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="8" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Servicing Asset/Liability</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="8" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Loan Trailing Fee Liability</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Minimum</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Maximum</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Weighted</font></div><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Average</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Minimum</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Maximum</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Weighted</font></div><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Average</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Minimum</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Maximum</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Weighted</font></div><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Average</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Discount rates</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">2.9</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">17.5</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">9.0</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">3.5</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">16.3</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">9.4</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">N/A</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">N/A</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">N/A</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="padding-left:6px;text-indent:-6px;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Net cumulative expected loss rates</font><font style="font-family:inherit;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt"> (1)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">0.3</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">22.0</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">9.9</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">0.3</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">22.0</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">8.8</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">N/A</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">N/A</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">N/A</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="padding-left:6px;text-indent:-6px;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Cumulative expected prepayment rates </font><font style="font-family:inherit;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">(1)</sup></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">23.4</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">36.4</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">30.8</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">8.0</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">36.4</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">30.5</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">N/A</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">N/A</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">N/A</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="padding-left:6px;text-indent:-6px;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Total market servicing rates (% per annum on outstanding principal balance) </font><font style="font-family:inherit;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">(2)</sup></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">N/A</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">N/A</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">N/A</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">0.57</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">0.75</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">0.57</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">N/A</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">N/A</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">N/A</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:4px;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">N/A Not applicable</font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:24px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:11pt;padding-left:0px;"><font style="font-family:inherit;font-size:11pt;"><sup style="vertical-align:top;line-height:120%;font-size:7pt">(1) </sup> </font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Expressed as a percentage of the original principal balance of the loan, note or certificate.</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:24px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:11pt;padding-left:0px;"><font style="font-family:inherit;font-size:11pt;"><sup style="vertical-align:top;line-height:120%;font-size:7pt">(2) </sup> </font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Includes collection fees estimated to be paid to a hypothetical third-party servicer.</font></div></td></tr></table></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Loans, Loans Held For Sale, Notes and Certificates and Loan Servicing Rights</font></div><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-style:italic;font-weight:bold;">Loans, Loans Held For Sale, Notes and Certificates</font></div><div style="line-height:120%;padding-top:8px;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">The Company sells loans and issues notes and the Trust issues certificates as a means to allow investors to invest in the associated loans. At </font><font style="font-family:inherit;font-size:11pt;">December 31, 2016</font><font style="font-family:inherit;font-size:11pt;"> and </font><font style="font-family:inherit;font-size:11pt;">2015</font><font style="font-family:inherit;font-size:11pt;">, loans, loans held for sale, notes and certificates measured at fair value on a recurring basis were as follows:</font></div><div style="line-height:120%;font-size:11pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="24" rowspan="1"></td></tr><tr><td style="width:29%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;"> </font></div></td><td colspan="7" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Loans</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Loans Held For Sale</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="7" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Notes and Certificates</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">December 31,</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2016</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2015</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2016</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2015</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2016</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2015</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Aggregate principal balance outstanding</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4,565,653</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4,681,671</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">9,345</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4,572,912</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4,697,169</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Net fair value adjustments</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(253,669</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(125,590</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(297</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">—</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(252,017</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(125,586</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Fair value</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4,311,984</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4,556,081</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">9,048</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">—</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4,320,895</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4,571,583</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Loans invested in by the Company for which there was no associated note or certificate, had an aggregate principal balance outstanding of </font><font style="font-family:inherit;font-size:11pt;">$27.9 million</font><font style="font-family:inherit;font-size:11pt;"> and a fair value of </font><font style="font-family:inherit;font-size:11pt;">$25.9 million</font><font style="font-family:inherit;font-size:11pt;"> at </font><font style="font-family:inherit;font-size:11pt;">December 31, 2016</font><font style="font-family:inherit;font-size:11pt;">. Loans invested in by the Company for which there was no associated note or certificate were immaterial at </font><font style="font-family:inherit;font-size:11pt;">December 31, 2015</font><font style="font-family:inherit;font-size:11pt;">.</font></div><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">The Company places all loans for all loan products that are contractually past due by </font><font style="font-family:inherit;font-size:11pt;">120</font><font style="font-family:inherit;font-size:11pt;"> days or more on non-accrual status. At </font><font style="font-family:inherit;font-size:11pt;">December 31, 2016</font><font style="font-family:inherit;font-size:11pt;"> and </font><font style="font-family:inherit;font-size:11pt;">2015</font><font style="font-family:inherit;font-size:11pt;">, loans that were </font><font style="font-family:inherit;font-size:11pt;">90 days</font><font style="font-family:inherit;font-size:11pt;"> or more past due (including non-accrual loans) were as follows:</font></div><div style="line-height:120%;text-align:center;font-size:11pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="17" rowspan="1"></td></tr><tr><td style="width:36%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:13%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:15%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:13%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">December 31, 2016</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">December 31, 2015</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;text-decoration:underline;">></font><font style="font-family:inherit;font-size:11pt;font-weight:bold;"> 90 days </font></div><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">past due</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Non-accrual loans</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;text-decoration:underline;">></font><font style="font-family:inherit;font-size:11pt;font-weight:bold;"> 90 days </font></div><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">past due</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Non-accrual loans</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Outstanding principal balance</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">45,718</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">5,055</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">30,094</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">4,513</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Net fair value adjustments</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(40,183</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(4,392</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(25,312</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(3,722</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Fair value</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">5,535</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">663</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">4,782</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">791</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;"># of loans (not in thousands)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">4,041</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">483</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">2,606</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">382</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;"><br clear="none"/></font></div><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-style:italic;font-weight:bold;">Loan Servicing Rights</font></div><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;"><br clear="none"/></font></div><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">At </font><font style="font-family:inherit;font-size:11pt;">December 31, 2016</font><font style="font-family:inherit;font-size:11pt;">, loans underlying loan servicing rights had a total outstanding principal balance of </font><font style="font-family:inherit;font-size:11pt;">$6.54 billion</font><font style="font-family:inherit;font-size:11pt;">. At </font><font style="font-family:inherit;font-size:11pt;">December 31, 2015</font><font style="font-family:inherit;font-size:11pt;">, loans underlying loan servicing rights had a total outstanding principal balance of </font><font style="font-family:inherit;font-size:11pt;">$4.29 billion</font><font style="font-family:inherit;font-size:11pt;">.</font></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-style:italic;font-weight:bold;">Loan Trailing Fee Liability</font></div><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;"><br clear="none"/></font></div><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">In February 2016, the Company revised the agreement with its primary issuing bank partner to include an additional program fee (Loan Trailing Fee). The Loan Trailing Fee is dependent on the amount and timing of principal and interest payments made by borrowers of the underlying loans, and gives the issuing bank an ongoing financial interest in the performance of the loans it originates. This fee is paid by the Company to the issuing bank partner over the term of the respective loans and is a function of the principal and interest payments. In the event that principal and interest payments are not made, the Company is not required to make this Loan Trailing Fee payment. The Loan Trailing Fee is recorded initially at fair value with subsequent changes to this liability netted against transaction fees on the Company's consolidated statement of operations. The fair value of the Loan Trailing Fee represents the present value of the expected monthly Loan Trailing Fee, which considers assumptions of expected prepayment rates and future credit losses.</font></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-top:8px;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">As of </font><font style="font-family:inherit;font-size:11pt;">December 31, 2016</font><font style="font-family:inherit;font-size:11pt;"> and </font><font style="font-family:inherit;font-size:11pt;">2015</font><font style="font-family:inherit;font-size:11pt;">, the Company had shares of common stock reserved for future issuance as follows: </font></div><div style="line-height:120%;font-size:11pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="6" rowspan="1"></td></tr><tr><td style="width:71%;" rowspan="1" colspan="1"></td><td style="width:13%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:13%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">December 31,</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">2016</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">2015</font></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Options and unvested RSUs outstanding</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">62,082,821</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">52,652,310</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Available for future stock option and RSU grants</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">28,449,336</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">33,560,939</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Available for ESPP</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">5,408,441</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">2,589,991</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;border-bottom:3px double #000000;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Total reserved for future issuance</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">95,940,598</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">88,803,240</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div> <div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-style:italic;font-weight:bold;">Whole Loan Sales</font></div><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;"><br clear="none"/></font></div><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Under loan sale agreements, the Company sells all of its right, title and interest in certain loans. At the time of such sales, the Company simultaneously enters into loan servicing agreements under which it acquires the right to service the loans. The Company calculates a gain or loss on the whole loan sale, including the acquisition of loan servicing rights, based on the net proceeds from the whole loan sale, minus the net investment in the loans being sold. </font></div><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;"><br clear="none"/></font></div><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Additionally, as needed, the Company will record a liability for significant estimated post-sale obligations or contingent obligations to the purchasers of the whole loans in “Accrued expenses and other liabilities” in the consolidated balance sheets.</font></div><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;"><br clear="none"/></font></div><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">The Company elected the fair value option for whole loans acquired that are designated to be sold. All transaction fees and all direct costs incurred in the origination process are recognized in earnings as earned or incurred and are not deferred. Transaction fees for whole loans sold are included in “Transaction fees” and direct loan origination costs are included in “Origination and servicing” operating expense in the consolidated statements of operations. Gains and losses from whole loan sales are recorded in “Other revenue (expense)” in the consolidated statements of operations.</font></div></div>

<div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">A summary of securities available for sale with unrealized losses as of </font><font style="font-family:inherit;font-size:11pt;">December 31, 2016</font><font style="font-family:inherit;font-size:11pt;"> and </font><font style="font-family:inherit;font-size:11pt;">2015</font><font style="font-family:inherit;font-size:11pt;">, aggregated by period of continuous unrealized loss, is as follows: </font></div><div style="line-height:120%;text-align:center;font-size:11pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="24" rowspan="1"></td></tr><tr><td style="width:35%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:8%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:8%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:8%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:8%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:8%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:8%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Less than </font></div><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">12 months</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">12 months </font></div><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">or longer</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Total</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">December 31, 2016</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Fair</font></div><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Value</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Unrealized</font></div><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Losses</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Fair</font></div><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Value</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Unrealized</font></div><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Losses</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Fair</font></div><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Value</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Unrealized</font></div><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Losses</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Corporate debt securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">107,862</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(185</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">11,682</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(14</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">119,544</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(199</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Asset-backed securities</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">6,628</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(8</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">1,870</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(1</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">8,498</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(9</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Other securities</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">6,800</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(3</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">3,966</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(36</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">10,766</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(39</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Total securities with unrealized losses</font><font style="font-family:inherit;font-size:11pt;"><sup style="vertical-align:top;line-height:120%;font-size:7pt">(1)</sup></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">121,290</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(196</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">17,518</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(51</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">138,808</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(247</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Less than <br clear="none"/>12 months</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">12 months <br clear="none"/>or longer</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Total</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">December 31, 2015</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Fair<br clear="none"/>Value</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Unrealized<br clear="none"/>Losses</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Fair<br clear="none"/>Value</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Unrealized<br clear="none"/>Losses</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Fair<br clear="none"/>Value</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Unrealized<br clear="none"/>Losses</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Corporate debt securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">212,018</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(1,494</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">212,018</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(1,494</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Asset-backed securities</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">54,409</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(134</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">54,409</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(134</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">U.S. agency securities</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">14,578</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(25</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">14,578</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(25</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">U.S. Treasury securities</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">3,485</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(4</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">3,485</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(4</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Other securities</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">6,988</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(17</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">6,988</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(17</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Total securities with unrealized losses</font><font style="font-family:inherit;font-size:11pt;"><sup style="vertical-align:top;line-height:120%;font-size:7pt">(1)</sup></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">291,478</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(1,674</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">291,478</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(1,674</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td></tr></table></div></div><table cellpadding="0" cellspacing="0" style="padding-top:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:24px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:11pt;padding-left:0px;"><font style="font-family:inherit;font-size:11pt;"><sup style="vertical-align:top;line-height:120%;font-size:7pt">(1)</sup> </font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">The number of investment positions with unrealized losses at </font><font style="font-family:inherit;font-size:11pt;">December 31, 2016</font><font style="font-family:inherit;font-size:11pt;"> and </font><font style="font-family:inherit;font-size:11pt;">2015</font><font style="font-family:inherit;font-size:11pt;"> totaled </font><font style="font-family:inherit;font-size:11pt;">72</font><font style="font-family:inherit;font-size:11pt;"> and </font><font style="font-family:inherit;font-size:11pt;">141</font><font style="font-family:inherit;font-size:11pt;">, respectively.</font></div></td></tr></table></div>

<div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">The pro forma results presented below include interest expense on the debt financing, amortization of acquired intangible assets, compensation expense related to the post-acquisition compensation arrangements entered into with the continuing employees and tax expense:</font></div><div style="line-height:120%;font-size:11pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="8" rowspan="1"></td></tr><tr><td style="width:79%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:8%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:8%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Years Ended December 31,</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">2014</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">2013</font></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Total net revenue</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">219,174</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">113,040</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Net loss </font><font style="font-family:inherit;font-size:11pt;"><sup style="vertical-align:top;line-height:120%;font-size:7pt">(1)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(33,796</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(17,592</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Basic net loss per share attributable to common stockholders</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(0.45</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(0.34</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td></tr><tr><td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Diluted net loss per share attributable to common stockholders</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(0.45</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(0.34</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td></tr></table></div></div><table cellpadding="0" cellspacing="0" style="padding-top:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:24px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:11pt;padding-left:0px;"><font style="font-family:inherit;font-size:11pt;"><sup style="vertical-align:top;line-height:120%;font-size:7pt">(1)</sup> </font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Net loss for the year ended December 31, 2013 includes </font><font style="font-family:inherit;font-size:11pt;">$8.6 million</font><font style="font-family:inherit;font-size:11pt;"> of one-time acquisition-related costs and compensation expenses.</font></div></td></tr></table></div>

<div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">The following tables present the fair value hierarchy for assets and liabilities measured at fair value:</font></div><div style="line-height:120%;font-size:11pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:99.80506822612085%;border-collapse:collapse;text-align:left;"><tr><td colspan="17" rowspan="1"></td></tr><tr><td style="width:40%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">December 31, 2016</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Level 1 Inputs</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Level 2 Inputs</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Level 3 Inputs</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Balance at Fair Value</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Assets:</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Loans</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">4,311,984</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">4,311,984</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Loans held for sale</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">9,048</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">9,048</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Securities available for sale:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Corporate debt securities</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">181,223</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">181,223</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Certificates of deposit</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">27,501</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">27,501</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Asset-backed securities</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">25,364</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">25,364</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Commercial paper</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">20,164</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">20,164</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">U.S. agency securities</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">19,623</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">19,623</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">U.S. Treasury securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">2,496</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">2,496</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Other securities</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">10,766</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">10,766</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Total securities available for sale</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">287,137</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">287,137</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Servicing assets</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">21,398</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">21,398</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Total assets</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">287,137</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">4,342,430</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">4,629,567</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Liabilities:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Notes and certificates</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">4,320,895</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">4,320,895</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Loan Trailing Fee liability</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">4,913</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">4,913</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Servicing liabilities</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">2,846</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">2,846</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Total liabilities</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">4,328,654</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">4,328,654</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:center;font-size:11pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.80506822612085%;border-collapse:collapse;text-align:left;"><tr><td colspan="17" rowspan="1"></td></tr><tr><td style="width:40%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">December 31, 2015</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Level 1 Inputs</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Level 2 Inputs</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Level 3 Inputs</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Balance at </font></div><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Fair Value</font></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Assets:</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Loans</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">4,556,081</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">4,556,081</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Securities available for sale:</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Corporate debt securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">215,751</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">215,751</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Asset-backed securities</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">54,409</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">54,409</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">U.S. agency securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">16,578</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">16,578</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">U.S. Treasury securities</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">3,485</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">3,485</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Other securities</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">6,988</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">6,988</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Total securities available for sale</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">297,211</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">297,211</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Servicing assets</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">10,250</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">10,250</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Total assets</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">297,211</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">4,566,331</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">4,863,542</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Liabilities:</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Notes and certificates</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">4,571,583</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">4,571,583</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Servicing liabilities</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">3,973</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">3,973</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Total liabilities</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">4,575,556</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">4,575,556</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div>

<div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-top:8px;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">At </font><font style="font-family:inherit;font-size:11pt;">December 31, 2016</font><font style="font-family:inherit;font-size:11pt;"> and </font><font style="font-family:inherit;font-size:11pt;">2015</font><font style="font-family:inherit;font-size:11pt;">, loans, loans held for sale, notes and certificates measured at fair value on a recurring basis were as follows:</font></div><div style="line-height:120%;font-size:11pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="24" rowspan="1"></td></tr><tr><td style="width:29%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;"> </font></div></td><td colspan="7" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Loans</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Loans Held For Sale</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="7" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Notes and Certificates</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">December 31,</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2016</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2015</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2016</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2015</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2016</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2015</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Aggregate principal balance outstanding</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4,565,653</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4,681,671</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">9,345</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4,572,912</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4,697,169</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Net fair value adjustments</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(253,669</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(125,590</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(297</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">—</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(252,017</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(125,586</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Fair value</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4,311,984</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4,556,081</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">9,048</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">—</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4,320,895</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4,571,583</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div>

<div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">The following tables present the fair value hierarchy for financial instruments, assets, and liabilities not recorded at fair value:</font><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:99.80506822612085%;border-collapse:collapse;text-align:left;"><tr><td colspan="20" rowspan="1"></td></tr><tr><td style="width:36%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">December 31, 2016</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Carrying Amount</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Level 1 Inputs</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Level 2 Inputs</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Level 3 Inputs</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Balance at </font></div><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Fair Value</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Assets:</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Cash and cash equivalents</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">515,602</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">515,602</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">515,602</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Restricted cash</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">177,810</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">177,810</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">177,810</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Servicer reserve receivable</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">4,938</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">4,938</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">4,938</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Deposits</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">855</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">855</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">855</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Goodwill</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">35,633</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">35,633</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">35,633</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Total assets</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">734,838</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">699,205</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">35,633</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">734,838</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Liabilities:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Accrued expenses and other liabilities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">10,981</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">10,981</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">10,981</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Accounts payable</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">10,889</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">10,889</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">10,889</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Payables to investors</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">125,884</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">125,884</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">125,884</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Total liabilities</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">147,754</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">136,773</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">10,981</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">147,754</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div><div style="line-height:120%;padding-top:8px;text-align:center;font-size:11pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.80506822612085%;border-collapse:collapse;text-align:left;"><tr><td colspan="20" rowspan="1"></td></tr><tr><td style="width:36%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">December 31, 2015</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Carrying Amount</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Level 1 Inputs</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Level 2 Inputs</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Level 3 Inputs</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Balance at </font></div><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Fair Value</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Assets:</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Cash and cash equivalents</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">623,531</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">623,531</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">623,531</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Restricted cash</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">80,733</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">80,733</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">80,733</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Deposits</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">871</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">871</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">871</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Total assets</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">705,135</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">705,135</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">705,135</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Liabilities:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:3px double #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:3px double #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:3px double #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:3px double #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:3px double #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Accounts payable</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">5,542</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">5,542</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">5,542</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Payables to investors</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">73,162</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">73,162</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">73,162</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Total liabilities</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">78,704</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">78,704</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">78,704</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div>

<div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Fair Value of Assets and Liabilities</font></div><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;"><br clear="none"/></font></div><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">For a description of the fair value hierarchy and the Company’s fair value methodologies, see </font><font style="font-family:inherit;font-size:11pt;font-style:italic;">“Note 2. Summary of Significant Accounting Policies.”</font><font style="font-family:inherit;font-size:11pt;"> The Company records certain assets and liabilities at fair value as listed in the following tables.</font></div><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;"><br clear="none"/></font></div><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-style:italic;font-weight:bold;">Financial Instruments Recorded at Fair Value</font></div><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;"><br clear="none"/></font></div><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">The following tables present the fair value hierarchy for assets and liabilities measured at fair value:</font></div><div style="line-height:120%;font-size:11pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:99.80506822612085%;border-collapse:collapse;text-align:left;"><tr><td colspan="17" rowspan="1"></td></tr><tr><td style="width:40%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">December 31, 2016</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Level 1 Inputs</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Level 2 Inputs</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Level 3 Inputs</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Balance at Fair Value</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Assets:</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Loans</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">4,311,984</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">4,311,984</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Loans held for sale</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">9,048</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">9,048</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Securities available for sale:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Corporate debt securities</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">181,223</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">181,223</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Certificates of deposit</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">27,501</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">27,501</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Asset-backed securities</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">25,364</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">25,364</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Commercial paper</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">20,164</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">20,164</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">U.S. agency securities</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">19,623</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">19,623</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">U.S. Treasury securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">2,496</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">2,496</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Other securities</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">10,766</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">10,766</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Total securities available for sale</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">287,137</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">287,137</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Servicing assets</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">21,398</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">21,398</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Total assets</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">287,137</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">4,342,430</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">4,629,567</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:17px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Liabilities:</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Notes and certificates</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">4,320,895</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">4,320,895</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Loan Trailing Fee liability</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">4,913</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">4,913</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Servicing liabilities</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">2,846</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">2,846</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Total liabilities</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">4,328,654</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">4,328,654</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:center;font-size:11pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.80506822612085%;border-collapse:collapse;text-align:left;"><tr><td colspan="17" rowspan="1"></td></tr><tr><td style="width:40%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">December 31, 2015</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Level 1 Inputs</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Level 2 Inputs</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Level 3 Inputs</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Balance at </font></div><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Fair Value</font></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Assets:</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Loans</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">4,556,081</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">4,556,081</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Securities available for sale:</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Corporate debt securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">215,751</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">215,751</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Asset-backed securities</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">54,409</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">54,409</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">U.S. agency securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">16,578</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">16,578</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">U.S. Treasury securities</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">3,485</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">3,485</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Other securities</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">6,988</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">6,988</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Total securities available for sale</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">297,211</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">297,211</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Servicing assets</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">10,250</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">10,250</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Total assets</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">297,211</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">4,566,331</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">4,863,542</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:18px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Liabilities:</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Notes and certificates</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">4,571,583</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">4,571,583</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Servicing liabilities</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">3,973</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">3,973</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Total liabilities</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">4,575,556</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">4,575,556</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">As the Company’s loans and related notes and certificates, loans held for sale, loan servicing rights, and Loan Trailing Fee liability do not trade in an active market with readily observable prices, the Company uses significant unobservable inputs to measure the fair value of these assets and liabilities. Financial instruments are categorized in the valuation hierarchy based on the significance of unobservable factors in the overall fair value measurement. These fair value estimates may also include observable, actively quoted components derived from external sources. As a result, changes in fair value for assets and liabilities within the Level 2 or Level 3 categories may include changes in fair value that were attributable to both observable and unobservable inputs. The Company did not transfer any assets or liabilities in or out of Level 3 during the years ended </font><font style="font-family:inherit;font-size:11pt;">December 31, 2016</font><font style="font-family:inherit;font-size:11pt;"> or </font><font style="font-family:inherit;font-size:11pt;">2015</font><font style="font-family:inherit;font-size:11pt;">.</font></div><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;"><br clear="none"/></font></div><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-style:italic;font-weight:bold;">Significant Unobservable Inputs</font></div><div style="line-height:120%;padding-top:8px;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">The following tables present quantitative information about the significant unobservable inputs used for the Company’s Level 3 fair value measurements at </font><font style="font-family:inherit;font-size:11pt;">December 31, 2016</font><font style="font-family:inherit;font-size:11pt;"> and </font><font style="font-family:inherit;font-size:11pt;">2015</font><font style="font-family:inherit;font-size:11pt;">:</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="28" rowspan="1"></td></tr><tr><td style="width:18%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:7%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:8%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:7%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:7%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:7%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:7%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:7%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:7%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:7%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="26" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">December 31, 2016</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="8" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Loans, Notes and Certificates</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="8" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Servicing Asset/Liability</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="8" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Loan Trailing Fee Liability</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Minimum</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Maximum</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Weighted</font></div><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Average</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Minimum</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Maximum</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Weighted</font></div><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Average</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Minimum</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Maximum</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Weighted</font></div><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Average</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Discount rates</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">1.2</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">16.6</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">7.2</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">3.4</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">15.1</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">7.8</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">3.4</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">15.0</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">7.7</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="padding-left:6px;text-indent:-6px;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Net cumulative expected loss rates</font><font style="font-family:inherit;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt"> (1)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">0.3</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">33.9</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">14.6</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">0.3</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">33.9</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">12.8</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">0.3</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">33.9</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">13.5</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="padding-left:6px;text-indent:-6px;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Cumulative expected prepayment rates </font><font style="font-family:inherit;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">(1)</sup></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">8.0</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">42.7</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">30.7</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">8.0</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">42.7</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">29.3</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">8.0</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">42.7</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">28.3</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="padding-left:6px;text-indent:-6px;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Total market servicing rates (% per annum on outstanding principal balance) </font><font style="font-family:inherit;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">(2)</sup></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">N/A</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">N/A</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">N/A</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">0.63</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">0.90</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">0.63</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">N/A</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">N/A</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">N/A</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="26" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">December 31, 2015</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="8" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Loans, Notes and Certificates</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="8" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Servicing Asset/Liability</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="8" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Loan Trailing Fee Liability</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Minimum</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Maximum</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Weighted</font></div><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Average</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Minimum</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Maximum</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Weighted</font></div><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Average</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Minimum</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Maximum</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Weighted</font></div><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Average</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Discount rates</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">2.9</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">17.5</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">9.0</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">3.5</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">16.3</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">9.4</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">N/A</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">N/A</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">N/A</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="padding-left:6px;text-indent:-6px;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Net cumulative expected loss rates</font><font style="font-family:inherit;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt"> (1)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">0.3</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">22.0</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">9.9</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">0.3</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">22.0</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">8.8</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">N/A</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">N/A</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">N/A</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="padding-left:6px;text-indent:-6px;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Cumulative expected prepayment rates </font><font style="font-family:inherit;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">(1)</sup></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">23.4</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">36.4</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">30.8</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">8.0</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">36.4</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">30.5</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">N/A</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">N/A</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">N/A</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="padding-left:6px;text-indent:-6px;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Total market servicing rates (% per annum on outstanding principal balance) </font><font style="font-family:inherit;font-size:8pt;"><sup style="vertical-align:top;line-height:120%;font-size:5pt">(2)</sup></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">N/A</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">N/A</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">N/A</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">0.57</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">0.75</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">0.57</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">%</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">N/A</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">N/A</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">N/A</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:4px;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">N/A Not applicable</font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:24px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:11pt;padding-left:0px;"><font style="font-family:inherit;font-size:11pt;"><sup style="vertical-align:top;line-height:120%;font-size:7pt">(1) </sup> </font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Expressed as a percentage of the original principal balance of the loan, note or certificate.</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:24px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:11pt;padding-left:0px;"><font style="font-family:inherit;font-size:11pt;"><sup style="vertical-align:top;line-height:120%;font-size:7pt">(2) </sup> </font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Includes collection fees estimated to be paid to a hypothetical third-party servicer.</font></div></td></tr></table><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;"><br clear="none"/></font></div><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">At </font><font style="font-family:inherit;font-size:11pt;">December 31, 2016</font><font style="font-family:inherit;font-size:11pt;"> and </font><font style="font-family:inherit;font-size:11pt;">2015</font><font style="font-family:inherit;font-size:11pt;">, the discounted cash flow methodology used to estimate the note and certificates' fair values used the same projected net cash flows as their related loans. As demonstrated by the following tables below, the fair value adjustments for loans were largely offset by the fair value adjustments of the notes and certificates due to the payment dependent design of the notes and certificates and because the principal balances of the loans were very close to the combined principal balances of the notes and certificates.</font></div><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:16px;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">The following table presents additional information about Level 3 loans, loans held for sale, notes and certificates measured at fair value on a recurring basis for the years ended </font><font style="font-family:inherit;font-size:11pt;">December 31, 2016</font><font style="font-family:inherit;font-size:11pt;"> and </font><font style="font-family:inherit;font-size:11pt;">2015</font><font style="font-family:inherit;font-size:11pt;">:</font></div><div style="line-height:120%;text-align:center;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="37" rowspan="1"></td></tr><tr><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:7%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:7%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:7%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:7%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:7%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:7%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:7%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:7%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:7%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:9.5pt;"><font style="font-family:inherit;font-size:9.5pt;font-weight:bold;">Loans</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:9.5pt;"><font style="font-family:inherit;font-size:9.5pt;font-weight:bold;">Loans Held For Sale</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:9.5pt;"><font style="font-family:inherit;font-size:9.5pt;font-weight:bold;">Notes and Certificates</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Outstanding Principal Balance</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Valuation Adjustment</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Fair Value</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Outstanding Principal Balance</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Valuation Adjustment</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Fair Value</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Outstanding Principal Balance</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Valuation Adjustment</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Fair Value</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Balance at December 31, 2014</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">2,836,729</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(38,224</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">2,798,505</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">2,851,837</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(38,219</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">2,813,618</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:6px;text-indent:-6px;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Purchases of loans</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">3,865,565</font></div></td><td style="vertical-align:bottom;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">3,865,565</font></div></td><td style="vertical-align:bottom;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">3,358,611</font></div></td><td style="vertical-align:bottom;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">3,358,611</font></div></td><td style="vertical-align:bottom;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:6px;text-indent:-6px;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Issuances of notes and certificates</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">3,861,995</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">3,861,995</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Whole loan sales</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(3,358,611</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(3,358,611</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:6px;text-indent:-6px;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Principal payments</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(1,804,719</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(1,804,719</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(1,800,859</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(1,800,859</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Charge-offs</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(215,904</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">215,904</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(215,804</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">215,804</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Recoveries</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(26,256</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(26,256</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(26,143</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(26,143</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:6px;text-indent:-6px;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Change in fair value recorded in earnings</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(277,014</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(277,014</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(277,028</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(277,028</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Balance at December 31, 2015</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">4,681,671</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(125,590</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">4,556,081</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">4,697,169</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(125,586</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">4,571,583</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:6px;text-indent:-6px;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Purchases of loans</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">2,733,325</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(656</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">2,732,669</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">4,742,538</font></div></td><td style="vertical-align:bottom;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">4,742,538</font></div></td><td style="vertical-align:bottom;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:6px;text-indent:-6px;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Transfers from loans to loans held for sale</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(35,411</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(35,411</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">35,411</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">35,411</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:6px;text-indent:-6px;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Issuances of notes and certificates</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">2,681,109</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">2,681,109</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Whole loan sales</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(4,762,518</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(4,762,518</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:6px;text-indent:-6px;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Principal payments</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(2,391,807</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(2,391,807</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(5,927</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(5,927</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(2,385,234</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(2,385,234</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Charge-offs</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(422,125</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">422,125</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(159</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">159</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(420,132</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">420,132</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Recoveries</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(37,277</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(37,277</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(36,785</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(36,785</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:6px;text-indent:-6px;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">Change in fair value recorded in earnings</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(512,271</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(512,271</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(456</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(456</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(509,778</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(509,778</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;font-weight:bold;">Balance at December 31, 2016</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">4,565,653</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(253,669</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">4,311,984</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">9,345</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(297</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">9,048</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">4,572,912</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">(252,017</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:8pt;"><font style="font-family:inherit;font-size:8pt;">4,320,895</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">The following table presents additional information about Level 3 servicing assets and liabilities measured at fair value on a recurring basis for the years ended </font><font style="font-family:inherit;font-size:11pt;">December 31, 2016</font><font style="font-family:inherit;font-size:11pt;"> and </font><font style="font-family:inherit;font-size:11pt;">2015</font><font style="font-family:inherit;font-size:11pt;">:</font></div><div style="line-height:120%;text-align:center;font-size:11pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="9" rowspan="1"></td></tr><tr><td style="width:74%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Servicing Assets</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Servicing Liabilities</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Fair value at December 31, 2014</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">2,181</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">3,973</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Issuances </font><font style="font-family:inherit;font-size:11pt;"><sup style="vertical-align:top;line-height:120%;font-size:7pt">(1)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">10,079</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">5,194</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Changes in fair value, included in servicing fees</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(3,803</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(5,194</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Additions, included in deferred revenue</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">1,793</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Fair value at December 31, 2015</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">10,250</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">3,973</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Issuances </font><font style="font-family:inherit;font-size:11pt;"><sup style="vertical-align:top;line-height:120%;font-size:7pt">(1)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">16,546</font></div></td><td style="vertical-align:bottom;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">3,371</font></div></td><td style="vertical-align:bottom;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Changes in fair value, included in servicing fees</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(5,403</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(4,498</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Additions, included in deferred revenue</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">5</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Fair value at December 31, 2016</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">21,398</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">2,846</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div><table cellpadding="0" cellspacing="0" style="padding-top:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:24px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:11pt;padding-left:0px;"><font style="font-family:inherit;font-size:11pt;"><sup style="vertical-align:top;line-height:120%;font-size:7pt">(1)</sup> </font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Represents the offsets to the gains or losses on sales of the related loans, recorded in other revenue.</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">The following table presents additional information about the Level 3 Loan Trailing Fee liability measured at fair value on a recurring basis for the year ended </font><font style="font-family:inherit;font-size:11pt;">December 31, 2016</font><font style="font-family:inherit;font-size:11pt;">:</font></div><div style="line-height:120%;padding-top:4px;text-align:center;padding-left:24px;text-indent:-24px;font-size:11pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="4" rowspan="1"></td></tr><tr><td style="width:79%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:19%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Year Ended December 31,</font></div></td><td colspan="3" style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">2016</font></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Fair value at beginning of period</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:top;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Issuances</font></div></td><td colspan="2" style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">5,843</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Cash payment of Loan Trailing Fee</font></div></td><td colspan="2" style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(1,174</font></div></td><td style="vertical-align:top;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Change in fair value, included in origination and servicing</font></div></td><td colspan="2" style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">244</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Fair value at end of period</font></div></td><td style="vertical-align:top;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:top;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">4,913</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-left:24px;text-indent:-24px;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-left:24px;text-indent:-24px;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">There was no Loan Trailing Fee liability at </font><font style="font-family:inherit;font-size:11pt;">December 31, 2015</font><font style="font-family:inherit;font-size:11pt;">.</font></div><div style="line-height:120%;padding-left:24px;text-indent:-24px;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;"><br clear="none"/></font></div><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-style:italic;font-weight:bold;">Significant Recurring Level 3 Fair Value Asset and Liability Input Sensitivity</font></div><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Certain fair valuation adjustments recorded through earnings related to Level 3 instruments for the years ended </font><font style="font-family:inherit;font-size:11pt;">December 31, 2016</font><font style="font-family:inherit;font-size:10pt;">, </font><font style="font-family:inherit;font-size:11pt;">2015</font><font style="font-family:inherit;font-size:11pt;"> and </font><font style="font-family:inherit;font-size:11pt;">2014</font><font style="font-family:inherit;font-size:11pt;">. Generally, changes in the net cumulative expected loss rates, cumulative prepayment rates, and discount rates will have an immaterial net impact on the fair value of loans, notes and certificates, servicing assets and liabilities, and Loan Trailing Fees.</font></div><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Certain of these unobservable inputs may (in isolation) have either a directionally consistent or opposite impact on the fair value of the financial instrument for a given change in that input. When multiple inputs are used within the valuation techniques for loans, notes and certificates, servicing assets and liabilities, and Loan Trailing Fees, a change in one input in a certain direction may be offset by an opposite change from another input.</font></div><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">A specific loan that is projected to have larger future default losses than previously estimated has lower expected future cash flows over its remaining life, which reduces its estimated fair value. Conversely, a specific loan that is projected to have smaller future default losses than previously estimated has increased expected future cash flows over its remaining life, which increases its estimated fair value.</font></div><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;"><br clear="none"/></font></div><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">The Company’s selection of the most representative base market servicing rates for servicing assets and servicing liabilities is inherently judgmental. The Company reviewed estimated third-party servicing rates for its loans and loans in similar credit sectors, as well as market servicing benchmarking analyses provided by third-party valuation firms. The table below shows the impact on the estimated fair value of servicing assets and liabilities, calculated using different market servicing rate assumptions as of </font><font style="font-family:inherit;font-size:11pt;">December 31, 2016</font><font style="font-family:inherit;font-size:11pt;"> and </font><font style="font-family:inherit;font-size:11pt;">2015</font><font style="font-family:inherit;font-size:11pt;">:</font></div><div style="line-height:120%;text-align:center;font-size:11pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="16" rowspan="1"></td></tr><tr><td style="width:49%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">December 31, 2016</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">December 31, 2015</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Servicing Assets</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Servicing Liabilities</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Servicing Assets</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Servicing Liabilities</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="padding-left:24px;text-indent:-24px;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Weighted-average market servicing rate assumptions</font><font style="font-family:inherit;font-size:11pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:7pt">(1)</sup></font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">0.63</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">0.63</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">0.57</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">0.57</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">%</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Change in fair value from:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Servicing rate increase by 0.10%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(5,673</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">964</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(3,504</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">1,589</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Servicing rate decrease by 0.10%</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">5,812</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(825</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">3,610</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(1,483</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td></tr></table></div><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><table cellpadding="0" cellspacing="0" style="padding-top:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:24px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:11pt;padding-left:0px;"><font style="font-family:inherit;font-size:11pt;"><sup style="vertical-align:top;line-height:120%;font-size:7pt">(1)</sup> </font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Represents total market servicing rates, which include collection fees.</font></div></td></tr></table><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-style:italic;font-weight:bold;">Financial Instruments, Assets, and Liabilities Not Recorded at Fair Value</font></div><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;"><br clear="none"/></font></div><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">The following tables present the fair value hierarchy for financial instruments, assets, and liabilities not recorded at fair value:</font><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:99.80506822612085%;border-collapse:collapse;text-align:left;"><tr><td colspan="20" rowspan="1"></td></tr><tr><td style="width:36%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">December 31, 2016</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Carrying Amount</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Level 1 Inputs</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Level 2 Inputs</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Level 3 Inputs</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Balance at </font></div><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Fair Value</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Assets:</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Cash and cash equivalents</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">515,602</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">515,602</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">515,602</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Restricted cash</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">177,810</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">177,810</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">177,810</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Servicer reserve receivable</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">4,938</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">4,938</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">4,938</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Deposits</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">855</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">855</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">855</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Goodwill</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">35,633</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">35,633</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">35,633</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Total assets</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">734,838</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">699,205</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">35,633</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">734,838</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Liabilities:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Accrued expenses and other liabilities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">10,981</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">10,981</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">10,981</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Accounts payable</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">10,889</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">10,889</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">10,889</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Payables to investors</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">125,884</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">125,884</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">125,884</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Total liabilities</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">147,754</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">136,773</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">10,981</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">147,754</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div><div style="line-height:120%;padding-top:8px;text-align:center;font-size:11pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.80506822612085%;border-collapse:collapse;text-align:left;"><tr><td colspan="20" rowspan="1"></td></tr><tr><td style="width:36%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">December 31, 2015</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Carrying Amount</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Level 1 Inputs</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Level 2 Inputs</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Level 3 Inputs</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Balance at </font></div><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Fair Value</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Assets:</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Cash and cash equivalents</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">623,531</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">623,531</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">623,531</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Restricted cash</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">80,733</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">80,733</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">80,733</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Deposits</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">871</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">871</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">871</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Total assets</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">705,135</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">705,135</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">705,135</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Liabilities:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:3px double #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:3px double #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:3px double #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:3px double #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:3px double #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Accounts payable</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">5,542</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">5,542</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">5,542</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Payables to investors</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">73,162</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">73,162</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">73,162</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Total liabilities</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">78,704</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">78,704</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">78,704</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div>

<div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">The following table presents additional information about the Level 3 Loan Trailing Fee liability measured at fair value on a recurring basis for the year ended </font><font style="font-family:inherit;font-size:11pt;">December 31, 2016</font><font style="font-family:inherit;font-size:11pt;">:</font></div><div style="line-height:120%;padding-top:4px;text-align:center;padding-left:24px;text-indent:-24px;font-size:11pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="4" rowspan="1"></td></tr><tr><td style="width:79%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:19%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Year Ended December 31,</font></div></td><td colspan="3" style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">2016</font></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Fair value at beginning of period</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:top;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Issuances</font></div></td><td colspan="2" style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">5,843</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Cash payment of Loan Trailing Fee</font></div></td><td colspan="2" style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(1,174</font></div></td><td style="vertical-align:top;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Change in fair value, included in origination and servicing</font></div></td><td colspan="2" style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">244</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Fair value at end of period</font></div></td><td style="vertical-align:top;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:top;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">4,913</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div>

<div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-style:italic;font-weight:bold;">Financial Instruments Not Recorded at Fair Value</font></div><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-left:4px;text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Financial instruments not recorded at fair value on a recurring basis include cash and cash equivalents, restricted cash, accrued interest receivable, deposits, accrued interest payable, accounts payable and payables to investors. These assets and liabilities are recorded at historical cost. Given the short-term nature of these instruments, the Company considers the amortized cost to approximate their fair values.</font></div></div>

<div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;"><br clear="none"/></font></div><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Loan servicing assets and liabilities are measured at estimated fair value using a discounted cash flow valuation methodology. The cash flows in the valuation model represent the difference between the contractual servicing fees charged to whole loan buyers and an estimated market servicing fee. Since contractual servicing fees are generally based on the monthly unpaid principal balance of the underlying loans, the expected cash flows in the model incorporate estimates of net losses and prepayments. </font></div><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;"><br clear="none"/></font></div></div>

<div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">The contractual maturities of securities available for sale at </font><font style="font-family:inherit;font-size:11pt;">December 31, 2016</font><font style="font-family:inherit;font-size:11pt;">, were as follows:</font></div><div style="line-height:120%;text-align:center;font-size:11pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="20" rowspan="1"></td></tr><tr><td style="width:36%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Within</font></div><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">1 year</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">After 1 year</font></div><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">through</font></div><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">5 years</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">After 5 years</font></div><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">through</font></div><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">10 years</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">After</font></div><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">10 years</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Total</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Corporate debt securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">90,096</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">91,127</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">181,223</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Certificates of deposit</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">27,501</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">27,501</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Asset-backed securities</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">8,370</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">16,994</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">25,364</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Commercial paper</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">20,164</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">20,164</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">U.S. agency securities</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">19,623</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">19,623</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">U.S. Treasury securities</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">2,496</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">2,496</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Other securities</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">6,800</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">3,966</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">10,766</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Total fair value</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">172,554</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">114,583</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">287,137</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Total amortized cost</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">172,602</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">114,691</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">287,293</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div>

<div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">At </font><font style="font-family:inherit;font-size:11pt;">December 31, 2016</font><font style="font-family:inherit;font-size:11pt;"> and </font><font style="font-family:inherit;font-size:11pt;">2015</font><font style="font-family:inherit;font-size:11pt;">, loans that were </font><font style="font-family:inherit;font-size:11pt;">90 days</font><font style="font-family:inherit;font-size:11pt;"> or more past due (including non-accrual loans) were as follows:</font></div><div style="line-height:120%;text-align:center;font-size:11pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="17" rowspan="1"></td></tr><tr><td style="width:36%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:13%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:15%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:13%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">December 31, 2016</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">December 31, 2015</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;text-decoration:underline;">></font><font style="font-family:inherit;font-size:11pt;font-weight:bold;"> 90 days </font></div><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">past due</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Non-accrual loans</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;text-decoration:underline;">></font><font style="font-family:inherit;font-size:11pt;font-weight:bold;"> 90 days </font></div><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">past due</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Non-accrual loans</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Outstanding principal balance</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">45,718</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">5,055</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">30,094</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">4,513</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Net fair value adjustments</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(40,183</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(4,392</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(25,312</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(3,722</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Fair value</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">5,535</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">663</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">4,782</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">791</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;"># of loans (not in thousands)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">4,041</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">483</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">2,606</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">382</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div>

<div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Property, equipment and software, net, consist of the following:</font></div><div style="line-height:120%;font-size:11pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:99.80506822612085%;border-collapse:collapse;text-align:left;"><tr><td colspan="8" rowspan="1"></td></tr><tr><td style="width:73%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">December 31,</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">2016</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">2015</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Internally developed software </font><font style="font-family:inherit;font-size:11pt;"><sup style="vertical-align:top;line-height:120%;font-size:7pt">(1)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">75,202</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">40,709</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Leasehold improvements</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">22,637</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">11,559</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Computer equipment</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">18,080</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">14,076</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Purchased software</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">7,598</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">5,336</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Furniture and fixtures</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">6,827</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">5,086</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Construction in progress</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">707</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">2,870</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Total property, equipment and software</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">131,051</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">79,636</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Accumulated depreciation and amortization</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(41,788</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(23,706</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td></tr><tr><td style="vertical-align:top;border-bottom:3px double #000000;background-color:#cceeff;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Total property, equipment and software, net</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">89,263</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">55,930</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><table cellpadding="0" cellspacing="0" style="padding-top:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:24px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:11pt;padding-left:0px;"><font style="font-family:inherit;font-size:11pt;"><sup style="vertical-align:top;line-height:120%;font-size:7pt">(1)</sup> </font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Includes </font><font style="font-family:inherit;font-size:11pt;">$7.4 million</font><font style="font-family:inherit;font-size:11pt;"> and </font><font style="font-family:inherit;font-size:11pt;">$459 thousand</font><font style="font-family:inherit;font-size:11pt;"> in construction in progress as of December 31, 2016 and 2015, respectively.</font></div></td></tr></table></div>

<div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-style:italic;font-weight:bold;">Revenue Recognition</font></div><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;"><br clear="none"/></font></div><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-style:italic;font-weight:bold;">Transaction Fees:</font><font style="font-family:inherit;font-size:11pt;"> Transaction fees are paid by issuing banks or patient service providers to Lending Club for the work Lending Club performs through its platform and Springstone’s platform in facilitating loans for its issuing bank partners. These fees are recognized as a component of net operating revenue at the time of loan issuance. Factors affecting the amount of fees paid to the issuing bank by the borrower and from the bank to the Company include initial loan amount, term, credit quality, and other factors. The Company records transaction fee revenue net of program fees paid to WebBank. See “</font><font style="font-family:inherit;font-size:11pt;font-style:italic;">Loan Trailing Fee Liability</font><font style="font-family:inherit;font-size:11pt;">” below for further discussion.</font></div><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;"><br clear="none"/></font></div><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Commencing with the origination fee increase announced in March 2016, in the event a borrower prepays a loan in full before maturity, the Company assumes the issuing bank partner's obligation under Utah law to refund the pro-rated amount of the fee received by the bank in excess of 5%. Additionally, the Company may provide refunds to patient finance borrowers when the borrower cancels the loan under certain conditions. Since Lending Club can estimate refunds based on loan cancellation or prepayment experience, the Company also records transaction fee revenue net of estimated refunds at the time of loan issuance.</font></div><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;"><br clear="none"/></font></div><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-style:italic;font-weight:bold;">Servicing Fees:</font><font style="font-family:inherit;font-size:11pt;"> Note investors, certain certificate holders and whole loan purchasers typically pay Lending Club a servicing fee on each payment received from a borrower or on the investors’ month-end principal balance of loans serviced. The servicing fee compensates the Company for managing payments from borrowers and payments to investors and maintaining investors’ account portfolios. The Company records servicing fees as a component of net operating revenue when received. Servicing fees can be, and have been, modified or waived at management’s discretion. Servicing fees also include the change in fair value of loan servicing assets and liabilities.</font></div><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;"><br clear="none"/></font></div><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-style:italic;font-weight:bold;">Management Fees</font><font style="font-family:inherit;font-size:11pt;">: Qualified investors can invest in investment funds managed by LCA. LCA charges limited partners in the investment funds a management fee payable monthly in arrears, based on a limited partner’s capital account balance at month end. LCA also earns management fees on SMAs, payable monthly in arrears, based on the month-end balances in the SMA accounts. Management fees are a component of net operating revenue in the consolidated statements of operations and are recorded as earned. Management fees can be, and have been, modified or waived at the discretion of LCA.</font></div><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;"><br clear="none"/></font></div><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-style:italic;font-weight:bold;">Other Revenue (Expense)</font><font style="font-family:inherit;font-size:11pt;font-style:italic;">:</font><font style="font-family:inherit;font-size:11pt;"> Other revenue (expense) consists primarily of gains and losses on sales of whole loans, incentives that were offered to purchasers of whole loans in the second and third quarters of 2016, and referral revenue earned from partner companies when customers referred by Lending Club complete specified actions with them.</font></div></div>

<div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Accrued expenses and other liabilities consist of the following:</font></div><div style="line-height:120%;font-size:11pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:99.80506822612085%;border-collapse:collapse;text-align:left;"><tr><td colspan="8" rowspan="1"></td></tr><tr><td style="width:73%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">December 31,</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">2016</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">2015</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Accrued compensation </font><font style="font-family:inherit;font-size:11pt;"><sup style="vertical-align:top;line-height:120%;font-size:7pt">(1)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">27,009</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">28,780</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Accrued expenses</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">19,734</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">14,054</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Deferred rent</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">11,638</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">4,615</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Transaction fee refund reserve</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">9,098</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">578</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Loan Trailing Fee liability, at fair value</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">4,913</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Loan servicing liabilities, at fair value</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">2,846</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">3,973</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Deferred revenue</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">2,556</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">2,551</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Credit loss coverage reserve</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">2,529</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Reimbursement payable to limited partners of LCA private funds</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">2,313</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Payable to issuing bank</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">1,658</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">955</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Deferred tax liability</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">3,446</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Contingent liabilities</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">700</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Other</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">1,325</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">1,591</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;border-bottom:3px double #000000;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Total accrued expenses and other liabilities</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">85,619</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">61,243</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div><table cellpadding="0" cellspacing="0" style="padding-top:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:24px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:11pt;padding-left:0px;"><font style="font-family:inherit;font-size:11pt;"><sup style="vertical-align:top;line-height:120%;font-size:7pt">(1)</sup> </font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Includes accrued cash retention awards of </font><font style="font-family:inherit;font-size:11pt;">$3.0 million</font><font style="font-family:inherit;font-size:11pt;"> as of December 31, 2016. See “</font><font style="font-family:inherit;font-size:11pt;font-style:italic;">Note 15. Employee Incentive and Retirement Plans</font><font style="font-family:inherit;font-size:11pt;">” for additional information on the Company's Cash Retention Plan.</font></div></td></tr></table></div>

<div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">The amortized cost, gross unrealized gains and losses, and fair value of securities available for sale as of </font><font style="font-family:inherit;font-size:11pt;">December 31, 2016</font><font style="font-family:inherit;font-size:11pt;"> and </font><font style="font-family:inherit;font-size:11pt;">2015</font><font style="font-family:inherit;font-size:11pt;">, were as follows:</font></div><div style="line-height:120%;text-align:center;font-size:11pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="16" rowspan="1"></td></tr><tr><td style="width:45%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">December 31, 2016</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Amortized </font></div><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Cost</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Gross </font></div><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Unrealized </font></div><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Gains</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Gross </font></div><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Unrealized </font></div><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Losses</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Fair </font></div><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Value</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Corporate debt securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">181,359</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">63</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(199</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">181,223</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Certificates of deposit</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">27,501</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">27,501</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Asset-backed securities</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">25,369</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">4</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(9</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">25,364</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Commercial paper</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">20,164</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">20,164</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">U.S. agency securities</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">19,602</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">21</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">19,623</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">U.S. Treasury securities</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">2,493</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">3</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">2,496</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Other securities</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">10,805</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(39</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">10,766</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Total securities available for sale</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">287,293</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">91</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(247</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">287,137</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">December 31, 2015</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Amortized </font></div><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Cost</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Gross </font></div><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Unrealized </font></div><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Gains</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Gross </font></div><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Unrealized </font></div><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Losses</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Fair </font></div><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Value</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Corporate debt securities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">217,243</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">2</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(1,494</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">215,751</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Asset-backed securities</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">54,543</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(134</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">54,409</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">U.S. agency securities</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">16,602</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">1</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(25</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">16,578</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">U.S. Treasury securities</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">3,489</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(4</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">3,485</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Other securities</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">7,005</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(17</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">6,988</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Total securities available for sale</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">298,882</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">3</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(1,674</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">297,211</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div>

<div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Stock-based compensation expense was as follows for the periods presented:</font></div><div style="line-height:120%;font-size:11pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="12" rowspan="1"></td></tr><tr><td style="width:59%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Year Ended December 31,</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">2016</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">2015</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">2014</font></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Stock options</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">23,203</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">30,717</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">27,100</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">RSUs</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">41,737</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">9,185</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">ESPP</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">1,686</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">1,904</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">104</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Stock issued related to acquisition</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">2,575</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">9,416</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">9,946</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;border-bottom:3px double #000000;background-color:#cceeff;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Total stock-based compensation expense</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">69,201</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">51,222</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">37,150</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div>

<div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Income tax (benefit) expense consisted of the following for the periods shown below:</font></div><div style="line-height:120%;text-align:center;font-size:11pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="12" rowspan="1"></td></tr><tr><td style="width:65%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Year Ended December 31,</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">2016</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">2015</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">2014</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Current:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Federal</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(515</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">State</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(267</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">720</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">56</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Total current tax (benefit) expense</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(782</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">720</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">56</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:13px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Deferred:</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Federal</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(2,589</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">1,405</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">1,185</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">State</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(857</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">708</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">149</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Total deferred tax (benefit) expense</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(3,446</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">2,113</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">1,334</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Income tax (benefit) expense</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(4,228</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">2,833</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">1,390</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div>

<div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Accumulated other comprehensive loss represents other cumulative gains and losses that are not reflected in earnings. The components of other comprehensive income (loss) were as follows:</font></div><div style="line-height:120%;text-align:center;font-size:11pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="12" rowspan="1"></td></tr><tr><td style="width:62%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Year Ended December 31,</font></div></td><td colspan="11" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">2016</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Before Tax</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Tax Effect</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Net of Tax</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Change in net unrealized losses on securities available for sale</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">1,515</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">611</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">904</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Other comprehensive income</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">1,515</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">611</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">904</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div>

<div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">The significant components of the Company’s deferred tax assets and liabilities as of </font><font style="font-family:inherit;font-size:11pt;">December 31, 2016</font><font style="font-family:inherit;font-size:11pt;"> and </font><font style="font-family:inherit;font-size:11pt;">2015</font><font style="font-family:inherit;font-size:11pt;"> were:</font></div><div style="line-height:120%;font-size:11pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:99.80506822612085%;border-collapse:collapse;text-align:left;"><tr><td colspan="8" rowspan="1"></td></tr><tr><td style="width:73%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">December 31,</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">2016</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">2015</font></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Deferred tax assets:</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Net operating loss carryforwards</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">47,451</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">5,621</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Stock-based compensation</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">26,838</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">19,696</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Reserves and accruals</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">18,409</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">11,506</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Goodwill</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">9,855</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Intangible assets</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">3,978</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">2,693</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Tax credit carryforwards</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">2,483</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">1,810</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Other</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">82</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">697</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:52px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Total deferred tax assets</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">109,096</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">42,023</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Valuation allowance</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(75,308</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(25,348</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td></tr><tr><td style="vertical-align:top;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Deferred tax assets – net of valuation allowance</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">33,788</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">16,675</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;height:20px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Deferred tax liabilities:</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Internally developed software</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(21,436</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(11,353</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Servicing fees</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(6,445</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(1,516</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Depreciation and amortization</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(5,907</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(4,089</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Goodwill</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(3,163</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td></tr><tr><td style="vertical-align:top;padding-left:52px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Total deferred tax liabilities</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(33,788</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(20,121</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td></tr><tr><td style="vertical-align:top;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Deferred tax (liability) asset – net</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(3,446</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td></tr></table></div></div></div>

<div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">A reconciliation of the income taxes expected at the statutory federal income tax rate and the income tax (benefit) expense for the years ended </font><font style="font-family:inherit;font-size:11pt;">December 31, 2016</font><font style="font-family:inherit;font-size:11pt;">, </font><font style="font-family:inherit;font-size:11pt;">2015</font><font style="font-family:inherit;font-size:11pt;"> and </font><font style="font-family:inherit;font-size:11pt;">2014</font><font style="font-family:inherit;font-size:11pt;">, is as follows:</font></div><div style="line-height:120%;font-size:11pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:99.80506822612085%;border-collapse:collapse;text-align:left;"><tr><td colspan="12" rowspan="1"></td></tr><tr><td style="width:65%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Year Ended December 31,</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">2016</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">2015</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">2014</font></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Tax at federal statutory rate</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(51,072</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(738</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(10,711</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">State tax, net of federal tax benefit</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(1,028</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">1,277</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">98</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Stock-based compensation expense</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">3,509</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">549</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">5,040</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Research and development tax credits</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(688</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(1,068</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Change in valuation allowance</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">42,714</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">2,686</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">6,858</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Change in unrecognized tax benefit</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">2,817</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(62</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Other</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(480</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">189</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">105</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;border-bottom:3px double #000000;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Income tax (benefit) expense</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(4,228</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">2,833</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">1,390</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div>

<div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-top:16px;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">The following table presents the Company’s stock-based compensation expense recorded in the consolidated statements of operations:</font></div><div style="line-height:120%;font-size:11pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:99.80506822612085%;border-collapse:collapse;text-align:left;"><tr><td colspan="12" rowspan="1"></td></tr><tr><td style="width:59%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Year Ended December 31,</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">2016</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">2015</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">2014</font></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Sales and marketing</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">7,546</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">7,250</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">5,476</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Origination and servicing</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">4,159</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">2,735</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">1,653</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Engineering and product development</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">19,858</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">11,335</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">6,445</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Other general and administrative</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">37,638</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">29,902</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">23,576</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;border-bottom:3px double #000000;background-color:#cceeff;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Total stock-based compensation expense</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">69,201</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">51,222</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">37,150</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div>

<div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Intangible assets consist of the following:</font></div><div style="line-height:120%;font-size:11pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:99.80506822612085%;border-collapse:collapse;text-align:left;"><tr><td colspan="12" rowspan="1"></td></tr><tr><td style="width:56%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">December 31, 2016</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Gross</font></div><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Carrying</font></div><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Value</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Accumulated</font></div><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Amortization</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Net</font></div><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Carrying</font></div><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Value</font></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Customer relationships</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">39,500</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(13,329</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">26,171</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Technology</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">400</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(360</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">40</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Brand name</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">300</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(300</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;border-bottom:3px double #000000;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Total intangible assets</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">40,200</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(13,989</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">26,211</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;"><br clear="none"/></font></div><div style="line-height:120%;font-size:11pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:99.80506822612085%;border-collapse:collapse;text-align:left;"><tr><td colspan="12" rowspan="1"></td></tr><tr><td style="width:56%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">December 31, 2015</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Gross</font></div><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Carrying</font></div><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Value</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Accumulated</font></div><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Amortization</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Net</font></div><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Carrying</font></div><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Value</font></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Customer relationships</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">39,500</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(8,702</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">30,798</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Technology</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">400</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(227</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">173</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Brand name</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">300</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(300</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;border-bottom:3px double #000000;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Total intangible assets</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">40,200</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(9,229</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">30,971</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div>

<div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">The Company’s future minimum payments under non-cancelable operating leases in excess of one year as of </font><font style="font-family:inherit;font-size:11pt;">December 31, 2016</font><font style="font-family:inherit;font-size:11pt;"> were as follows:</font></div><div style="line-height:120%;font-size:11pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:99.80506822612085%;border-collapse:collapse;text-align:left;"><tr><td colspan="4" rowspan="1"></td></tr><tr><td style="width:87%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;text-decoration:underline;">Years Ended December 31,</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;"> </font></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">15,092</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">2018</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">16,053</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">2019</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">15,621</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">2020</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">16,523</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">2021</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">16,778</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Thereafter</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">40,423</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;border-bottom:3px double #000000;background-color:#cceeff;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Total</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">120,490</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div>

<div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Goodwill consists of the following:</font></div><div style="line-height:120%;font-size:11pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="4" rowspan="1"></td></tr><tr><td style="width:86%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Balance at December 31, 2014</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">72,592</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Other changes in goodwill</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">91</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Balance at December 31, 2015</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">72,683</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Goodwill impairment</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(37,050</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td></tr><tr><td style="vertical-align:top;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Balance at December 31, 2016</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">35,633</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div>

<div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Other assets consist of the following:</font></div><div style="line-height:120%;font-size:11pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:99.80506822612085%;border-collapse:collapse;text-align:left;"><tr><td colspan="8" rowspan="1"></td></tr><tr><td style="width:73%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">December 31,</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">2016</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">2015</font></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Loan servicing assets, at fair value</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">21,398</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">10,250</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Prepaid expenses</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">16,960</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">16,283</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Other investments</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">10,372</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">250</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Accounts receivable</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">7,572</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">4,976</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Servicer reserve receivable</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">4,938</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Tenant improvement receivable</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">3,290</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">778</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Receivable from investors</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">1,566</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">1,117</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Deferred financing costs</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">1,032</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">1,296</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Deposits</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">855</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">871</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Due from related parties </font><font style="font-family:inherit;font-size:11pt;"><sup style="vertical-align:top;line-height:120%;font-size:7pt">(1)</sup></font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">476</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">655</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Deferred acquisition compensation</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">349</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">1,521</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Other</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">836</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">416</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;border-bottom:3px double #000000;background-color:#cceeff;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Total other assets</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">69,644</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">38,413</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div><table cellpadding="0" cellspacing="0" style="padding-top:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:24px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:11pt;padding-left:0px;"><font style="font-family:inherit;font-size:11pt;"><sup style="vertical-align:top;line-height:120%;font-size:7pt">(1)</sup> </font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Represents management fees due to LCA from certain private funds for which LCA acts as the general partner.</font></div></td></tr></table></div>

<div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-top:8px;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">The following table sets forth our unaudited consolidated statement of operations data for each of the eight quarters ended </font><font style="font-family:inherit;font-size:11pt;">December 31, 2016</font><font style="font-family:inherit;font-size:11pt;">. The unaudited quarterly statement of operations data set forth below have been prepared on the same basis as our audited consolidated financial statements and reflect, in the opinion of management, all adjustments of a normal, recurring nature that are necessary for a fair statement of the unaudited quarterly statement of operations data. Our historical results are not necessarily indicative of our future operating results. The following quarterly consolidated financial data should be read in conjunction with the consolidated financial statements and the related notes included elsewhere in this Report.</font></div><div style="line-height:120%;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:99.80506822612085%;border-collapse:collapse;text-align:left;"><tr><td colspan="16" rowspan="1"></td></tr><tr><td style="width:44%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Quarters Ended</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">December 31,</font></div><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2016</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">September 30,</font></div><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2016</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">June 30,</font></div><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2016</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">March 31,</font></div><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">2016</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Net operating revenue:</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Transaction fees</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">101,568</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">100,813</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">96,605</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">124,508</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Servicing fees</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">22,951</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">16,513</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">11,603</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">16,942</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Management fees</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,076</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,964</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,053</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,545</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Other revenue (expense)</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,607</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(6,681</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(8,870</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">6,270</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Total net operating revenue</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">129,202</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">112,609</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">102,391</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">151,265</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Net interest income and other adjustments</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,320</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,947</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,049</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,029</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Total net revenue</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">130,522</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">114,556</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">103,440</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">152,294</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Operating expenses:</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Sales and marketing</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">55,457</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">44,901</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">49,737</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">66,575</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Origination and servicing</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">18,296</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">16,332</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">20,934</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">19,198</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Engineering and product development</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">32,522</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">29,428</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">29,209</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">24,198</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Other general and administrative</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">56,740</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">58,940</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">53,457</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">38,035</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Goodwill impairment</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,650</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">35,400</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Total operating expenses</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">163,015</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">151,251</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">188,737</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">148,006</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Income (loss) before income tax expense</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(32,493</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(36,695</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(85,297</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4,288</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Income tax (benefit) expense</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(224</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(209</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(3,946</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">151</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Net income (loss)</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(32,269</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(36,486</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(81,351</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4,137</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Other data</font><font style="font-family:inherit;font-size:10pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:7pt">(1)</sup></font><font style="font-family:inherit;font-size:10pt;font-weight:bold;">:</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Loan originations</font><font style="font-family:inherit;font-size:10pt;"><sup style="vertical-align:top;line-height:120%;font-size:7pt">(2)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,987,278</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,972,034</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,955,401</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,750,033</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Weighted-average common shares - Basic</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">395,877,053</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">391,453,316</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">382,893,402</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">380,266,636</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Weighted-average common shares - Diluted</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">395,877,053</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">391,453,316</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">382,893,402</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">392,397,825</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Net income (loss) per share:</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Basic</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(0.08</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(0.09</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(0.21</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">0.01</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Diluted</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(0.08</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(0.09</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(0.21</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">0.01</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:24px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:11pt;padding-left:0px;"><font style="font-family:inherit;font-size:11pt;"><sup style="vertical-align:top;line-height:120%;font-size:7pt">(1)</sup></font><font style="font-family:inherit;font-size:11pt;"> </font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">For more information about loan originations, see “</font><font style="font-family:inherit;font-size:11pt;font-style:italic;">Item 7 – Management's Discussion and Analysis – Key Operating and Financial Metrics</font><font style="font-family:inherit;font-size:11pt;">.”</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:24px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:11pt;padding-left:0px;"><font style="font-family:inherit;font-size:11pt;"><sup style="vertical-align:top;line-height:120%;font-size:7pt">(2)</sup> </font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Loan originations include loans facilitated through the platform plus outstanding purchase commitments at period end.</font></div></td></tr></table><div style="line-height:120%;padding-left:24px;text-indent:-24px;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;"><br clear="none"/></font></div><div style="line-height:120%;padding-top:8px;font-size:11pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:99.80506822612085%;border-collapse:collapse;text-align:left;"><tr><td colspan="16" rowspan="1"></td></tr><tr><td style="width:44%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Quarters Ended</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">December 31,<br clear="none"/>2015</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">September 30,<br clear="none"/>2015</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">June 30,<br clear="none"/>2015</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">March 31,<br clear="none"/>2015</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Net operating revenue:</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Transaction fees</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">114,955</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">100,420</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">85,651</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">72,482</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Servicing fees</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">11,941</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">8,999</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">6,479</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5,392</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Management fees</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">3,313</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,900</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,548</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,215</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Other revenue (expense)</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">4,262</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,743</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,441</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">956</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Total net operating revenue</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">134,471</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">115,062</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">96,119</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">81,045</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Net interest income and other adjustments</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,047</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,214</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">798</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">187</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Total net revenue</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">135,518</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">116,276</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">96,917</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">81,232</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Operating expenses:</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Sales and marketing</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">53,537</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">44,018</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">39,501</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">34,470</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Origination and servicing</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">17,696</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">16,732</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">14,706</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">12,201</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Engineering and product development</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">23,887</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">21,063</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">18,214</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">13,898</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Other general and administrative</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">35,245</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">32,280</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">28,247</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">26,410</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:36px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Total operating expenses</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">130,365</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">114,093</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">100,668</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">86,979</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Income (loss) before income tax expense</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">5,153</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,183</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(3,751</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(5,747</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Income tax expense</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">584</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,233</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">389</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">627</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Net income (loss)</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">4,569</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">950</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">(4,140</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">(6,374</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Other data</font><font style="font-family:inherit;font-size:10pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:7pt">(1)</sup></font><font style="font-family:inherit;font-size:10pt;font-weight:bold;">:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Loan originations</font><font style="font-family:inherit;font-size:10pt;"><sup style="vertical-align:top;line-height:120%;font-size:7pt">(2)</sup></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,579,201</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">2,235,647</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,911,759</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">1,635,090</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Weighted-average common shares - Basic</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">378,631,340</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">375,982,120</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">372,841,945</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">371,959,312</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Weighted-average common shares - Diluted</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">402,634,010</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">401,934,880</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">372,841,945</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">371,959,312</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;text-indent:-12px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Net income (loss) per share:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Basic</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">0.01</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">0.00</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(0.01</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(0.02</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:20px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">Diluted</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">0.01</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">0.00</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(0.01</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">(0.02</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">)</font></div></td></tr></table></div><font style="font-family:inherit;font-size:11pt;"> </font></div><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:24px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:11pt;padding-left:0px;"><font style="font-family:inherit;font-size:11pt;"><sup style="vertical-align:top;line-height:120%;font-size:7pt">(1)</sup></font><font style="font-family:inherit;font-size:11pt;"> </font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">For more information about loan originations, see “</font><font style="font-family:inherit;font-size:11pt;font-style:italic;">Item 7 – Management's Discussion and Analysis – Key Operating and Financial Metrics</font><font style="font-family:inherit;font-size:11pt;">.”</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman; font-size:10pt;"><tr><td style="width:24px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:11pt;padding-left:0px;"><font style="font-family:inherit;font-size:11pt;"><sup style="vertical-align:top;line-height:120%;font-size:7pt">(2)</sup> </font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Loan originations include loans facilitated through the platform plus outstanding purchase commitments at period end.</font></div></td></tr></table></div>

<div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Proceeds and gross realized gains and losses from sales of securities available for sale were as follows:</font></div><div style="line-height:120%;text-align:center;font-size:11pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="7" rowspan="1"></td></tr><tr><td style="width:78%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:9%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Year Ended December 31,</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">2016</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">2015</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Proceeds</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">2,494</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">120,420</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Gross realized gains</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">2</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">133</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Gross realized losses</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">4</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div>

<div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">The allocation of purchase price as of the acquisition date is as follows:</font></div><div style="line-height:120%;font-size:11pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:99.80506822612085%;border-collapse:collapse;text-align:left;"><tr><td colspan="4" rowspan="1"></td></tr><tr><td style="width:87%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Fair Value</font></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Assets:</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Cash</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">2,256</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Restricted cash</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">1,581</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Property, equipment and software</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">366</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Other assets</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">599</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Identified intangible assets</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">40,200</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Goodwill</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">72,592</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Liabilities:</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Accounts payable</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">239</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Accrued expenses and other liabilities</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">5,536</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Total purchase consideration</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">111,819</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div>

<div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">The following table presents this severance expense recorded in the consolidated statements of operations for the year ended </font><font style="font-family:inherit;font-size:11pt;">December 31, 2016</font><font style="font-family:inherit;font-size:11pt;">:</font></div><div style="line-height:120%;text-align:center;font-size:11pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.41520467836257%;border-collapse:collapse;text-align:left;"><tr><td colspan="5" rowspan="1"></td></tr><tr><td style="width:77%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:20%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Year Ended December 31, 2016</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Sales and marketing</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">772</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Origination and servicing</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">1,174</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Engineering and product development</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">134</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Other general and administrative</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">650</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Total severance expense </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">2,730</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div>

<div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">The following table summarizes the activities for the Company’s stock options during </font><font style="font-family:inherit;font-size:11pt;">2016</font><font style="font-family:inherit;font-size:11pt;">:</font></div><div style="line-height:120%;font-size:11pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="13" rowspan="1"></td></tr><tr><td style="width:46%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:14%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Number of</font></div><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Options</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Weighted-</font></div><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Average</font></div><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Exercise</font></div><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Price Per </font></div><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Share</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Weighted-Average</font></div><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Remaining</font></div><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Contractual Life (in years)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Aggregate</font></div><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Intrinsic </font></div><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Value </font><font style="font-family:inherit;font-size:11pt;font-weight:bold;"><sup style="vertical-align:top;line-height:120%;font-size:7pt">(1)</sup></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Outstanding at December 31, 2015</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">48,208,911</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">3.60</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Granted</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">7,482,011</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">7.22</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Exercised</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(15,102,640</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">0.90</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;padding-left:12px;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Forfeited/Expired</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(9,919,105</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">6.78</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Outstanding at December 31, 2016</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">30,669,177</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">4.79</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">6.6</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">56,379</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Vested and expected to vest at December 31, 2016</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">30,580,231</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">4.78</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">6.6</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">56,385</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Exercisable at December 31, 2016</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">20,105,340</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">3.59</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">5.8</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">52,886</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div><table cellpadding="0" cellspacing="0" style="padding-top:4px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:24px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:11pt;padding-left:0px;"><font style="font-family:inherit;font-size:11pt;"><sup style="vertical-align:top;line-height:120%;font-size:7pt">(1)</sup> </font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">The aggregate intrinsic value is calculated as the difference between the exercise price of the underlying awards and the Company’s closing stock price of </font><font style="font-family:inherit;font-size:11pt;">$5.25</font><font style="font-family:inherit;font-size:11pt;"> as reported on the New York Stock Exchange on </font><font style="font-family:inherit;font-size:11pt;">December 31, 2016</font><font style="font-family:inherit;font-size:11pt;">.</font></div></td></tr></table><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;"><br clear="none"/></font></div></div>

<div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">We used the following assumptions in estimating the fair value of the grants under the ESPP which are derived using the same methodology applied to stock option assumptions:</font></div><div style="line-height:120%;text-align:left;font-size:11pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="9" rowspan="1"></td></tr><tr><td style="width:71%;" rowspan="1" colspan="1"></td><td style="width:8%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:8%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:8%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Year Ended December 31,</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">2016</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">2015</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">2014</font></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Expected dividend yield</font></div></td><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Weighted-average assumed stock price volatility</font></div></td><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">50.1</font></div></td><td style="vertical-align:top;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">43.7</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">48.2</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">%</font></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Weighted-average risk-free interest rate</font></div></td><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">0.51</font></div></td><td style="vertical-align:top;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">0.23</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">0.09</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">%</font></div></td></tr><tr><td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Weighted-average expected life (in years)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">0.50</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">0.46</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">0.50</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div>

<div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-top:16px;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">The Company uses the Black-Scholes option pricing model to estimate the fair value of stock options granted with the following assumptions: </font></div><div style="line-height:120%;text-align:center;font-size:11pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:99.41520467836257%;border-collapse:collapse;text-align:left;"><tr><td colspan="9" rowspan="1"></td></tr><tr><td style="width:59%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Year Ended December 31,</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">2016</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">2015</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">2014</font></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Expected dividend yield</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Weighted-average assumed stock price volatility</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">51.6</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">49.4</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">%</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">53.5</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">%</font></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Weighted-average risk-free interest rate</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">1.34</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">1.61</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">%</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">1.88</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">%</font></div></td></tr><tr><td style="vertical-align:top;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Weighted-average expected life (in years)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">6.15</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">6.25</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">6.35</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div>

<div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">The following table summarizes the activities for the Company’s RSUs during the year ending </font><font style="font-family:inherit;font-size:11pt;">December 31, 2016</font><font style="font-family:inherit;font-size:11pt;">:</font></div><div style="line-height:120%;text-align:center;font-size:11pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="7" rowspan="1"></td></tr><tr><td style="width:73%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Number </font></div><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">of Units</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Weighted-</font></div><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Average </font></div><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Grant Date </font></div><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Fair Value</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Unvested at December 31, 2015</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">4,443,399</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">15.23</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Granted</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">36,539,761</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">6.12</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Vested</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(3,891,315</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">9.57</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Forfeited/expired</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(5,678,201</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">8.16</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Unvested at December 31, 2016</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">31,413,644</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">6.61</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Expected to vest after December 31, 2016</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">30,796,185</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">6.62</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:3px double #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div>

<div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">As of January 1, 2014, the Company had the following shares of preferred stock authorized and outstanding:</font><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="14" rowspan="1"></td></tr><tr><td style="width:45%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Designated </font></div><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Shares</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Issued and</font></div><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Outstanding Shares</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Aggregate </font></div><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Liquidation</font></div><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Preference</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Amount</font></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Series A</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">68,025,100</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">66,100,340</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">17,599</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">17,402</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Series B</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">65,642,104</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">65,577,300</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">12,268</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">12,164</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Series C</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">62,486,436</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">62,486,436</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">24,490</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">24,388</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Series D</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">36,030,712</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">36,030,712</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">32,044</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">31,943</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Series E</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">14,285,712</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">10,000,000</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">17,500</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">17,347</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Total convertible preferred stock</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">246,470,064</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">240,194,788</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">103,901</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">103,244</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div>

<div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">A reconciliation of the beginning and ending balance of total unrecognized tax benefits for the years ended </font><font style="font-family:inherit;font-size:11pt;">December 31, 2016</font><font style="font-family:inherit;font-size:11pt;">, </font><font style="font-family:inherit;font-size:11pt;">2015</font><font style="font-family:inherit;font-size:11pt;"> and </font><font style="font-family:inherit;font-size:11pt;">2014</font><font style="font-family:inherit;font-size:11pt;">, is as follows:</font></div><div style="line-height:120%;font-size:11pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:99.80506822612085%;border-collapse:collapse;text-align:left;"><tr><td colspan="12" rowspan="1"></td></tr><tr><td style="width:59%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:11%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">Year Ended December 31,</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">2016</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">2015</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;font-weight:bold;">2014</font></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Beginning balance</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">429</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">491</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">1,080</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Gross increase (decrease) for tax positions related to prior years</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">677</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(310</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">(589</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">)</font></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Gross increase for tax positions related to the current year</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">2,140</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">248</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Ending balance</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">3,246</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">429</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">491</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div>

<div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Financial Statement Schedule</font></div><div style="line-height:120%;padding-left:72px;text-indent:-42px;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;"><br clear="none"/></font></div><div style="line-height:120%;text-indent:32px;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Schedule II – Valuation and Qualifying Accounts (in thousands)</font></div><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;"> </font><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="20" rowspan="1"></td></tr><tr><td style="width:36%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9.5pt;"><font style="font-family:inherit;font-size:9.5pt;font-weight:bold;"> </font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="7" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Additions</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;"> </font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9.5pt;"><font style="font-family:inherit;font-size:9.5pt;font-weight:bold;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Balance at</font></div><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Beginning of</font></div><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Period</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Charged to</font></div><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Expenses</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Charged</font></div><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">to Other</font></div><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Accounts</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Deductions</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Balance at<br clear="none"/>End of<br clear="none"/>Period</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Allowance for Deferred Tax Assets:</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Year ended December 31, 2016</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">25,348</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">50,577</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">617</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">75,308</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Year ended December 31, 2015</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">26,788</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">680</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">2,120</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">25,348</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Year ended December 31, 2014</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">19,931</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">6,857</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">—</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"> </font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">26,788</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div>

<div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">The expected future amortization expense for intangible assets as of </font><font style="font-family:inherit;font-size:11pt;">December 31, 2016</font><font style="font-family:inherit;font-size:11pt;">, is as follows:</font></div><div style="line-height:120%;font-size:11pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="4" rowspan="1"></td></tr><tr><td style="width:86%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:12%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">2017</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">4,287</font></div></td><td style="vertical-align:bottom;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">2018</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">3,872</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">2019</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">3,498</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">2020</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">3,122</font></div></td><td style="vertical-align:bottom;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">2021</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">2,746</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Thereafter</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">8,686</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#cceeff;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:top;border-bottom:3px double #000000;padding-left:28px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">Total</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">$</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:11pt;"><font style="font-family:inherit;font-size:11pt;">26,211</font></div></td><td style="vertical-align:bottom;border-bottom:3px double #000000;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div>

EX-101.SCH 9 lc-20161231.xsd XBRL TAXONOMY EXTENSION SCHEMA DOCUMENT 2110100 - Disclosure - Accrued Expenses and Other Liabilities link:presentationLink link:calculationLink link:definitionLink 2410402 - Disclosure - Accrued Expenses and Other Liabilities (Detail) link:presentationLink link:calculationLink link:definitionLink 2310301 - Disclosure - Accrued Expenses and Other Liabilities (Tables) link:presentationLink link:calculationLink link:definitionLink 2111100 - Disclosure - Accumulated Other Comprehensive Loss link:presentationLink link:calculationLink link:definitionLink 2411403 - Disclosure - Accumulated Other Comprehensive Loss - Accumulated other comprehensive income/loss (Details) link:presentationLink link:calculationLink link:definitionLink 2411402 - Disclosure - Accumulated Other Comprehensive Loss - Comprehensive income/loss (Details) link:presentationLink link:calculationLink link:definitionLink 2311301 - Disclosure - Accumulated Other Comprehensive Loss (Tables) link:presentationLink link:calculationLink link:definitionLink 2101100 - Disclosure - Basis of Presentation link:presentationLink link:calculationLink link:definitionLink 2401401 - Disclosure - Basis of Presentation (Detail) link:presentationLink link:calculationLink link:definitionLink 2117100 - Disclosure - Commitments and Contingencies link:presentationLink link:calculationLink link:definitionLink 2417402 - Disclosure - Commitments and Contingencies - Additional Information (Detail) link:presentationLink link:calculationLink link:definitionLink 2417403 - Disclosure - Commitments and Contingencies - Future Minimum Lease Payments (Detail) link:presentationLink link:calculationLink link:definitionLink 2317301 - Disclosure - Commitments and Contingencies (Tables) link:presentationLink link:calculationLink link:definitionLink 1001000 - Statement - Consolidated Balance Sheets link:presentationLink link:calculationLink link:definitionLink 1001501 - Statement - Consolidated Balance Sheets (Parenthetical) link:presentationLink link:calculationLink link:definitionLink 1005000 - Statement - Consolidated Statements of Cash Flows link:presentationLink link:calculationLink link:definitionLink 1004000 - Statement - Consolidated Statements of Changes in Stockholders' Equity link:presentationLink link:calculationLink link:definitionLink 1003000 - Statement - Consolidated Statements of Comprehensive Income (Loss) link:presentationLink link:calculationLink link:definitionLink 1002000 - Statement - Consolidated Statements of Operations link:presentationLink link:calculationLink link:definitionLink 2112100 - Disclosure - Debt link:presentationLink link:calculationLink link:definitionLink 2412401 - Disclosure - Debt (Detail) link:presentationLink link:calculationLink link:definitionLink 0001000 - Document - Document and Entity Information link:presentationLink link:calculationLink link:definitionLink 2115100 - Disclosure - Employee Incentive and Retirement Plans link:presentationLink link:calculationLink link:definitionLink 2415402 - Disclosure - Employee Incentive and Retirement Plans - Additional Information (Detail) link:presentationLink link:calculationLink link:definitionLink 2415406 - Disclosure - Employee Incentive and Retirement Plans - Black-Scholes Option Pricing Model to Estimate Fair Value of Stock Options Granted (Detail) link:presentationLink link:calculationLink link:definitionLink 2415408 - Disclosure - Employee Incentive and Retirement Plans - Black-Scholes Option Pricing Model to Estimate Fair Value of Stock Options Granted under ESPP (Detail) link:presentationLink link:calculationLink link:definitionLink 2415409 - Disclosure - Employee Incentive and Retirement Plans - Restructuring (Details) link:presentationLink link:calculationLink link:definitionLink 2415407 - Disclosure - Employee Incentive and Retirement Plans - RSUs (Details) link:presentationLink link:calculationLink link:definitionLink 2415405 - Disclosure - Employee Incentive and Retirement Plans - Schedule of Options Activity (Detail) link:presentationLink link:calculationLink link:definitionLink 2415404 - Disclosure - Employee Incentive and Retirement Plans - Stock-Based Compensation Expense Recorded in Consolidated Statement of Operations (Detail) link:presentationLink link:calculationLink link:definitionLink 2315301 - Disclosure - Employee Incentive and Retirement Plans (Tables) link:presentationLink link:calculationLink link:definitionLink 2415403 - Disclosure - Employee Incentive and Retirement Plans - Total Stock-Based Compensation Expense (Detail) link:presentationLink link:calculationLink link:definitionLink 2106100 - Disclosure - Fair Value of Assets and Liabilities link:presentationLink link:calculationLink link:definitionLink 2406404 - Disclosure - Fair Value of Assets and Liabilities - Additional Information about Loans, Notes and Certificates Measured at Fair Value on Recurring Basis (Detail) link:presentationLink link:calculationLink link:definitionLink 2406404 - Disclosure - Fair Value of Assets and Liabilities - Additional Information about Loans, Notes and Certificates Measured at Fair Value on Recurring Basis (Detail) link:presentationLink link:calculationLink link:definitionLink 2406405 - Disclosure - Fair Value of Assets and Liabilities - Additional Information about Servicing Assets and Liabilities Measured at Fair Value on Recurring Basis (Detail) link:presentationLink link:calculationLink link:definitionLink 2406407 - Disclosure - Fair Value of Assets and Liabilities - Additional Information about Servicing Assets and Liabilities Measured Using Different Market Servicing Rates and Different Prepayment (Detail) link:presentationLink link:calculationLink link:definitionLink 2406402 - Disclosure - Fair Value of Assets and Liabilities - Loans, Loan Servicing Rights, Related Notes and Certificates (Detail) link:presentationLink link:calculationLink link:definitionLink 2406408 - Disclosure - Fair Value of Assets and Liabilities - Not Measured at Fair Value (Details) link:presentationLink link:calculationLink link:definitionLink 2406403 - Disclosure - Fair Value of Assets and Liabilities - Quantitative Information about Significant Unobservable Inputs Used for Fair Value Measurements (Detail) link:presentationLink link:calculationLink link:definitionLink 2306301 - Disclosure - Fair Value of Assets and Liabilities (Tables) link:presentationLink link:calculationLink link:definitionLink 2406406 - Disclosure - Fair Value of Assets and Liabilities - Trailing Fee Liability (Details) link:presentationLink link:calculationLink link:definitionLink 2116100 - Disclosure - Income Taxes link:presentationLink link:calculationLink link:definitionLink 2416403 - Disclosure - Income Taxes - Additional Information (Detail) link:presentationLink link:calculationLink link:definitionLink 2416402 - Disclosure - Income Taxes - Components of tax (Details) link:presentationLink link:calculationLink link:definitionLink 2416405 - Disclosure - Income Taxes - Deferred Tax Assets and Liabilities (Detail) link:presentationLink link:calculationLink link:definitionLink 2416404 - Disclosure - Income Taxes - Reconciliation of Income Tax Rate (Detail) link:presentationLink link:calculationLink link:definitionLink 2316301 - Disclosure - Income Taxes (Tables) link:presentationLink link:calculationLink link:definitionLink 2416406 - Disclosure - Income Taxes - Unrecognized Tax Benefit (Detail) link:presentationLink link:calculationLink link:definitionLink 2109100 - Disclosure - Intangible Assets and Goodwill link:presentationLink link:calculationLink link:definitionLink 2409402 - Disclosure - Intangible Assets and Goodwill - Additional Information (Detail) link:presentationLink link:calculationLink link:definitionLink 2409404 - Disclosure - Intangible Assets and Goodwill - Schedule of Expected Future Amortization Expense for Intangible Assets (Detail) link:presentationLink link:calculationLink link:definitionLink 2409405 - Disclosure - Intangible Assets and Goodwill - Schedule of Goodwill (Detail) link:presentationLink link:calculationLink link:definitionLink 2409403 - Disclosure - Intangible Assets and Goodwill - Schedule of Intangible Assets (Detail) link:presentationLink link:calculationLink link:definitionLink 2309301 - Disclosure - Intangible Assets and Goodwill (Tables) link:presentationLink link:calculationLink link:definitionLink 2105100 - Disclosure - Loans, Loans Held For Sale, Notes and Certificates and Loan Servicing Rights link:presentationLink link:calculationLink link:definitionLink 2405403 - Disclosure - Loans, Loans Held For Sale, Notes and Certificates and Loan Servicing Rights - Additional Information (Detail) link:presentationLink link:calculationLink link:definitionLink 2405402 - Disclosure - Loans, Loans Held For Sale, Notes and Certificates and Loan Servicing Rights - Fair value on a recurring basis (Detail) link:presentationLink link:calculationLink link:definitionLink 2405404 - Disclosure - Loans, Loans Held For Sale, Notes and Certificates and Loan Servicing Rights - Outstanding loans (Details) link:presentationLink link:calculationLink link:definitionLink 2305301 - Disclosure - Loans, Loans Held For Sale, Notes and Certificates and Loan Servicing Rights (Tables) link:presentationLink link:calculationLink link:definitionLink 2103100 - Disclosure - Net Loss Per Share link:presentationLink link:calculationLink link:definitionLink 2403402 - Disclosure - Net Loss Per Share (Detail) link:presentationLink link:calculationLink link:definitionLink 2303301 - Disclosure - Net Loss Per Share (Tables) link:presentationLink link:calculationLink link:definitionLink 2108100 - Disclosure - Other Assets link:presentationLink link:calculationLink link:definitionLink 2408402 - Disclosure - Other Assets (Detail) link:presentationLink link:calculationLink link:definitionLink 2308301 - Disclosure - Other Assets (Tables) link:presentationLink link:calculationLink link:definitionLink 2107100 - Disclosure - Property, Equipment and Software, Net link:presentationLink link:calculationLink link:definitionLink 2407403 - Disclosure - Property, Equipment and Software, Net - Additional Information (Detail) link:presentationLink link:calculationLink link:definitionLink 2407402 - Disclosure - Property, Equipment and Software, Net (Detail) link:presentationLink link:calculationLink link:definitionLink 2307301 - Disclosure - Property, Equipment and Software, Net (Tables) link:presentationLink link:calculationLink link:definitionLink 2122100 - Disclosure - Quarterly Results of Operations (Unaudited) link:presentationLink link:calculationLink link:definitionLink 2422402 - Disclosure - Quarterly Results of Operations (Unaudited) (Details) link:presentationLink link:calculationLink link:definitionLink 2322301 - Disclosure - Quarterly Results of Operations (Unaudited) (Tables) link:presentationLink link:calculationLink link:definitionLink 2119100 - Disclosure - Related Party Transactions link:presentationLink link:calculationLink link:definitionLink 2419401 - Disclosure - Related Party Transactions (Details) link:presentationLink link:calculationLink link:definitionLink 2123100 - Schedule - Schedule II - Valuation and Qualifying Accounts link:presentationLink link:calculationLink link:definitionLink 2423401 - Schedule - Schedule II - Valuation and Qualifying Accounts - Valuation and Qualifying Accounts (Detail) link:presentationLink link:calculationLink link:definitionLink 2113100 - Disclosure - Secured Borrowings link:presentationLink link:calculationLink link:definitionLink 2413402 - Disclosure - Secured Borrowings (Details) link:presentationLink link:calculationLink link:definitionLink 2104100 - Disclosure - Securities Available for Sale link:presentationLink link:calculationLink link:definitionLink 2404402 - Disclosure - Securities Available for Sale - Amortized cost/fair value (Details) link:presentationLink link:calculationLink link:definitionLink 2404404 - Disclosure - Securities Available for Sale - Maturities (Details) link:presentationLink link:calculationLink link:definitionLink 2404405 - Disclosure - Securities Available for Sale - Realized gains/losses (Details) link:presentationLink link:calculationLink link:definitionLink 2304301 - Disclosure - Securities Available for Sale (Tables) link:presentationLink link:calculationLink link:definitionLink 2404403 - Disclosure - Securities Available for Sale - Unrealized losses (Details) link:presentationLink link:calculationLink link:definitionLink 2118100 - Disclosure - Segment Reporting link:presentationLink link:calculationLink link:definitionLink 2418401 - Disclosure - Segment Reporting - Additional Information (Detail) link:presentationLink link:calculationLink link:definitionLink 2120100 - Disclosure - Springstone Acquisition link:presentationLink link:calculationLink link:definitionLink 2420402 - Disclosure - Springstone Acquisition - Additional Information (Detail) link:presentationLink link:calculationLink link:definitionLink 2420403 - Disclosure - Springstone Acquisition - Preliminary Purchase Price Allocation (Detail) link:presentationLink link:calculationLink link:definitionLink 2420404 - Disclosure - Springstone Acquisition - Summary of Pro Forma Financial Information (Detail) link:presentationLink link:calculationLink link:definitionLink 2320301 - Disclosure - Springstone Acquisition (Tables) link:presentationLink link:calculationLink link:definitionLink 2114100 - Disclosure - Stockholders' Equity link:presentationLink link:calculationLink link:definitionLink 2414402 - Disclosure - Stockholders' Equity - Additional Information (Detail) link:presentationLink link:calculationLink link:definitionLink 2414403 - Disclosure - Stockholders' Equity - Convertible Preferred Stock (Detail) link:presentationLink link:calculationLink link:definitionLink 2414404 - Disclosure - Stockholders' Equity - Shares of Common Stock Reserved for Future Issuance (Detail) link:presentationLink link:calculationLink link:definitionLink 2314301 - Disclosure - Stockholders' Equity (Tables) link:presentationLink link:calculationLink link:definitionLink 2121100 - Disclosure - Subsequent Events link:presentationLink link:calculationLink link:definitionLink 2102100 - Disclosure - Summary of Significant Accounting Policies link:presentationLink link:calculationLink link:definitionLink 2402402 - Disclosure - Summary of Significant Accounting Policies (Detail) link:presentationLink link:calculationLink link:definitionLink 2202201 - Disclosure - Summary of Significant Accounting Policies (Policies) link:presentationLink link:calculationLink link:definitionLink EX-101.CAL 10 lc-20161231_cal.xml XBRL TAXONOMY EXTENSION CALCULATION LINKBASE DOCUMENT EX-101.DEF 11 lc-20161231_def.xml XBRL TAXONOMY EXTENSION DEFINITION LINKBASE DOCUMENT EX-101.LAB 12 lc-20161231_lab.xml XBRL TAXONOMY EXTENSION LABEL LINKBASE DOCUMENT Disclosure of Compensation Related Costs, Share-based Payments [Abstract] Stock price ($ per share) Share Price Number of Options Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding [Roll Forward] Outstanding (shares) Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Number Granted (shares) Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross Exercised (shares) Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercises in Period Forfeited/Expired (shares) Share-based Compensation Arrangement by Share-based Payment Award, Options, Forfeitures and Expirations in Period Outstanding (shares) Vested and expected to vest (shares) Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested and Expected to Vest, Outstanding, Number Exercisable (shares) Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Number Weighted- Average Exercise Price Per Share Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Weighted Average Exercise Price [Abstract] Outstanding ($ per share) Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Weighted Average Exercise Price Granted ($ per share) Share-based Compensation Arrangements by Share-based Payment Award, Options, Grants in Period, Weighted Average Exercise Price Exercised ($ per share) Share-based Compensation Arrangements by Share-based Payment Award, Options, Exercises in Period, Weighted Average Exercise Price Forfeited/Expired ($ per share) Share-based Compensation Arrangement by Share-based Payment Award, Options, Forfeitures and Expirations in Period, Weighted Average Exercise Price Outstanding ($ per share) Vested and expected to vest ($ per share) Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested and Expected to Vest, Exercisable, Weighted Average Exercise Price Exercisable ($ per share) Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Weighted Average Exercise Price Weighted-Average Remaining Contractual Life (in years) Share-based Compensation Arrangement by Share-based Payment Award, Options, Additional Disclosures [Abstract] Outstanding at December 31, 2016 Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Weighted Average Remaining Contractual Term Vested and expected to vest at December 31, 2016 Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested and Expected to Vest, Outstanding, Weighted Average Remaining Contractual Term Exercisable at December 31, 2016 Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Weighted Average Remaining Contractual Term Outstanding at December 31, 2016 Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Intrinsic Value Vested and expected to vest at December 31, 2016 Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested and Expected to Vest, Outstanding, Aggregate Intrinsic Value Exercisable at December 31, 2016 Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Intrinsic Value Equity [Abstract] Accumulated Other Comprehensive Loss Comprehensive Income (Loss) Note [Text Block] Investments, Debt and Equity Securities [Abstract] Schedule of Available-for-sale Securities [Table] Schedule of Available-for-sale Securities [Table] Major Types of Debt and Equity Securities [Axis] Major Types of Debt and Equity Securities [Axis] Major Types of Debt and Equity Securities [Domain] Major Types of Debt and Equity Securities [Domain] Corporate debt securities Corporate Debt Securities [Member] Certificates of deposit Certificates of Deposit [Member] Asset-backed securities Asset-backed Securities [Member] Commercial paper Commercial Paper [Member] U.S. agency securities US Government Agencies Debt Securities [Member] U.S. Treasury securities US Treasury Securities [Member] Other securities Other Debt Obligations [Member] Schedule of Available-for-sale Securities [Line Items] Schedule of Available-for-sale Securities [Line Items] Fair value Available-for-sale Securities, Fair Value to Amortized Cost Basis [Abstract] Within 1 year Available-for-sale Securities, Debt Maturities, Next Twelve Months, Fair Value After 1 year through 5 years Available-for-sale Securities, Debt Maturities, Year Two Through Five, Fair Value After 5 years through 10 years Available-for-sale Securities, Debt Maturities, Year Six Through Ten, Fair Value After 10 years Available-for-sale Securities, Debt Maturities, after Ten Years, Fair Value Total Available-for-sale Securities Amortized cost Available-for-sale Securities, Debt Maturities, Single Maturity Date, Amortized Cost Basis [Abstract] Within 1 year Available-for-sale Securities, Debt Maturities, Next Twelve Months, Amortized Cost Basis After 1 year through 5 years Available-for-sale Securities, Debt Maturities, Year Two Through Five, Amortized Cost Basis After 5 years through 10 years Available-for-sale Securities, Debt Maturities, Year Six Through Ten, Amortized Cost Basis After 10 years Available-for-sale Securities, Debt Maturities, after Ten Years, Amortized Cost Basis Total Available-for-sale Securities, Debt Maturities, Single Maturity Date, Amortized Cost Basis Goodwill and Intangible Assets Disclosure [Abstract] Schedule of Finite-Lived Intangible Assets [Table] Schedule of Finite-Lived Intangible Assets [Table] Finite-Lived Intangible Assets by Major Class [Axis] Finite-Lived Intangible Assets by Major Class [Axis] Finite-Lived Intangible Assets, Major Class Name [Domain] Finite-Lived Intangible Assets, Major Class Name [Domain] Customer relationships Customer Relationships [Member] Technology Technology-Based Intangible Assets [Member] Brand name Trade Names [Member] Finite-Lived Intangible Assets [Line Items] Finite-Lived Intangible Assets [Line Items] Gross Carrying Value Finite-Lived Intangible Assets, Gross Accumulated Amortization Finite-Lived Intangible Assets, Accumulated Amortization Net Carrying Value Finite-Lived Intangible Assets, Net Fair Value Disclosures [Abstract] Fair Value, by Balance Sheet Grouping [Table] Fair Value, by Balance Sheet Grouping [Table] Measurement Frequency [Axis] Measurement Frequency [Axis] Fair Value, Measurement Frequency [Domain] Fair Value, Measurement Frequency [Domain] Fair Value, Measurements, Recurring Fair Value, Measurements, Recurring [Member] Receivable Type [Axis] Receivable Type [Axis] Receivable [Domain] Receivable [Domain] Loans Loans At Fair Value [Member] Loans At Fair Value [Member] Loans Held For Sale Loans Held For Sale [Member] Loans Held For Sale [Member] Notes and Certificates Notes And Certificates [Member] Notes and certificates. Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] Aggregate principal balance outstanding Principal Amount Of Loan Before Fair Value Adjustment Principal amount of loan before fair value adjustment. Net fair value adjustments Assets, Fair Value Adjustment Fair value Loans Receivable, Fair Value Disclosure Fair value Loans Held-for-sale, Fair Value Disclosure Aggregate principal balance outstanding Principal Amount of Notes and Certificates Before Fair Value Adjustment Principal Amount Of Notes And Certificates Before Fair Value Adjustment Net fair value adjustments Liabilities, Fair Value Adjustment Fair value Notes And Certificates At Fair Value Notes and Certificates at fair value Subsequent Events [Abstract] Subsequent Events Subsequent Events [Text Block] Commitments and Contingencies Disclosure [Abstract] Commitments and Contingencies [Table] Commitments and Contingencies [Table] Commitments and contingencies. Subsequent Event Type [Axis] Subsequent Event Type [Axis] Subsequent Event Type [Domain] Subsequent Event Type [Domain] Subsequent Event Subsequent Event [Member] Range [Axis] Range [Axis] Range [Domain] Range [Domain] Maximum Maximum [Member] Geographical [Axis] Geographical [Axis] Geographical [Domain] Geographical [Domain] San Francisco San Francisco [Member] San Francisco. Westborough Westborough [Member] Westborough [Member] Commitments and Contingencies [Line Items] Commitments and Contingencies [Line Items] Commitments and contingencies. Lease agreement, leased area (square feet) Area of Real Estate Property Lease agreement expiration date Lease Expiration Date Lease agreement renewal term Lessee Leasing Arrangements, Operating Leases, Renewal Term Number of renewal terms Lessee Leasing Arrangements, Operating Leases, Number of Renewal Term Lessee Leasing Arrangements, Operating Leases, Number of Renewal Term Rental expense Operating Leases, Rent Expense, Net Sublease income Operating Leases, Income Statement, Sublease Revenue Minimum rental expense Operating Leases, Rent Expense, Minimum Rentals Security deposit made under lease agreement, cash Security Deposit Security deposit made under lease agreement Letters of Credit Outstanding, Amount Number of business days Number Of Business Days Loan Held By Issuing Bank Number of business days loans facilitated through the Company’s marketplace are held by the issuing bank after origination. Amount committed to purchase under the agreement Contingent Loan Purchase Commitment Limit Amount of contingent loan purchase commitment limit as of the reporting period. Repurchased obligations Loan Repurchase Commitment, Purchases Loan Repurchase Commitment, Purchases Purchased to fulfill requirements Unfunded Loan Commitments, Purchases Unfunded Loan Commitments, Purchases Loans purchased from direct marketing efforts Loans Purchased Via Direct Marketing Efforts Loans Purchased Via Direct Marketing Efforts Unfunded Loan Commitments Unfunded Loan Commitments Unfunded Loan Commitments Purchased to support marketplace equilibrium Loan Purchases To Support Market Equilibrium Loan Purchases To Support Market Equilibrium Loans on balance sheet Repurchased Loans Repurchased Loans Loans held for sale Number of investors Investor Loan Purchase Agreement, Number Of Investors Investor Loan Purchase Agreement, Number Of Investors Investor agreement - purchases Investor Loan Purchase Agreement, Purchases Investor Loan Purchase Agreement, Purchases Investor agreement - principal Investor Loan Purchase Agreement, Principal Investor Loan Purchase Agreement, Principal Deposits to secure loans Loan Purchase Commitment, Deposits in Period1 Loan Purchase Commitment, Deposits in Period1 Credit support agreement, period Credit Support Agreement, Period Credit Support Agreement, Period Accrued reimbursement Credit Loss Coverage Reserve Credit Loss Coverage Reserve Cash pledged/restricted Actual Cash Pledged And Restricted To Support Contingent Obligation1 Actual Cash Pledged And Restricted To Support Contingent Obligation1 Maximum exposure Variable Interest Entity, Reporting Entity Involvement, Maximum Loss Exposure, Amount Number of claims filed Loss Contingency, New Claims Filed, Number Employee Incentive and Retirement Plans Disclosure of Compensation Related Costs, Share-based Payments [Text Block] Debt Disclosure [Abstract] Schedule of Long-term Debt Instruments [Table] Schedule of Long-term Debt Instruments [Table] Credit Facility [Axis] Credit Facility [Axis] Credit Facility [Domain] Credit Facility [Domain] Revolving Credit Facility Revolving Credit Facility [Member] Variable Rate [Axis] Variable Rate [Axis] Variable Rate [Domain] Variable Rate [Domain] London Interbank Offered Rate (LIBOR) London Interbank Offered Rate (LIBOR) [Member] Minimum Minimum [Member] Scenario [Axis] Scenario [Axis] Scenario, Unspecified [Domain] Scenario, Unspecified [Domain] Scenario, Forecast Scenario, Forecast [Member] Long-term Debt, Type [Axis] Long-term Debt, Type [Axis] Long-term Debt, Type [Domain] Long-term Debt, Type [Domain] Term Loan Loans Payable [Member] Debt Instrument [Line Items] Debt Instrument [Line Items] Current borrowing capacity Line of Credit Facility, Maximum Borrowing Capacity Basis spread Debt Instrument, Basis Spread on Variable Rate Commitment fee Line of Credit Facility, Commitment Fee Percentage Maximum rolling annual total net leverage ratio allowed Debt Instrument, Covenant, Maximum Rolling Annual Total Net Leverage Ratio Allowed Debt Instrument, Covenant, Maximum Rolling Annual Total Net Leverage Ratio Allowed Actual leverage ratio Debt Instrument, Covenant, Actual Rolling Annual Total Net Leverage Ratio Debt Instrument, Covenant, Actual Rolling Annual Total Net Leverage Ratio Debt issuance costs Debt Issuance Costs, Net Credit agreement issuance date Debt Instrument, Issuance Date Amount of Term loan Debt Instrument, Face Amount Loan outstanding Debt Instrument, Duration Outstanding Debt Instrument, Duration Outstanding Interest expense including debt issuance cost Interest Expense, Debt Term loan, weighted average interest rate Debt Instrument, Interest Rate During Period Statement of Financial Position [Abstract] Statement [Table] Statement [Table] Legal Entity [Axis] Legal Entity [Axis] Entity [Domain] Entity [Domain] Consolidated Entities Consolidated Entities [Member] Statement [Line Items] Statement [Line Items] Member Loans at fair value Accrued interest receivable from consolidated Trust Interest Receivable Accrued interest payable from consolidated Trust Interest Payable Notes and certificates, at fair value from consolidated Trust Treasury stock (shares) Treasury Stock, Shares Common stock, par value ($ per share) Common Stock, Par or Stated Value Per Share Common stock, shares authorized (shares) Common Stock, Shares Authorized Common stock, shares issued (shares) Common Stock, Shares, Issued Common stock, shares outstanding (shares) Common Stock, Shares, Outstanding Income Tax Disclosure [Abstract] Federal Current Federal Tax Expense (Benefit) State Current State and Local Tax Expense (Benefit) Total current tax (benefit) expense Current Income Tax Expense (Benefit) Federal Deferred Federal Income Tax Expense (Benefit) State Deferred State and Local Income Tax Expense (Benefit) Total deferred tax (benefit) expense Deferred Income Tax Expense (Benefit) Income tax (benefit) expense Income Tax Expense (Benefit) Earnings Per Share [Abstract] Basic and Diluted Net Income (Loss) per Share Schedule of Earnings Per Share, Basic and Diluted [Table Text Block] Tax Credit Carryforward [Table] Tax Credit Carryforward [Table] Tax Credit Carryforward [Axis] Tax Credit Carryforward [Axis] Tax Credit Carryforward, Name [Domain] Tax Credit Carryforward, Name [Domain] Research and Development Research Tax Credit Carryforward [Member] Income Tax Authority [Axis] Income Tax Authority [Axis] Income Tax Authority [Domain] Income Tax Authority [Domain] Federal Domestic Tax Authority [Member] State and Local Jurisdiction State and Local Jurisdiction [Member] Tax Credit Carryforward [Line Items] Tax Credit Carryforward [Line Items] Income (loss) before tax Income (Loss) from Continuing Operations before Equity Method Investments, Income Taxes, Noncontrolling Interest Estimated increase to equity Income Tax Effects Allocated Directly to Equity Valuation allowance Deferred Tax Assets, Valuation Allowance Operating loss carryforward Operating Loss Carryforwards Research and development tax credit carry forward Tax Credit Carryforward, Amount Fair Value Inputs Assets And Liabilities Quantitative Information [Table] Fair Value Inputs Assets And Liabilities Quantitative Information [Table] Fair value inputs assets and liabilities quantitative information. Liability Class [Axis] Liability Class [Axis] Fair Value by Liability Class [Domain] Fair Value by Liability Class [Domain] EX-101.PRE 13 lc-20161231_pre.xml XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE DOCUMENT GRAPHIC 14 a36mochargeoffratesq42016a02.jpg begin 644 a36mochargeoffratesq42016a02.jpg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end GRAPHIC 15 a60monthchargeoffratesq42016.jpg begin 644 a60monthchargeoffratesq42016.jpg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endGRAPHIC 16 lcstockperformancegraph2016.gif begin 644 lcstockperformancegraph2016.gif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end GRAPHIC 17 loanissuancemechq416.gif begin 644 loanissuancemechq416.gif MB5!.1PT*&@H -24A$4@ F< #C" 8 # #+/V 7-21T( KLX< MZ0 1G04U! "QCPO\804 )<$A9 [+T%@)Q5TC5\VFU<,I.)NPN0$""XN_NR."RR^.+N++JXN[M#T )"2%& MW#TS&9=V[_^\I2GWP59.S_SE*<\Y2E/>\I2G//V.* _.\I2G/.4I3WG*4YY^1Y0'9WG*4Y[RE*<\Y2E/OR/* M@[,\Y2E/>\I2G/.7I M=T1Y<):G/.4I3WG*4Y[R]#NB/#C+4Y[RE*<\Y2E/>?H=41ZS!D?DIEDDBDHHA&P^:Z:#2* M"+_JMT0JCC2_:-?.9")[+AH/(1+)F',Z$0OS'[TGR4,/C@)Q?H03:?.G[A>% M MF'IN,)= 2;^#6&8*0=H8B?WY-\1(J?:03#(:3YO&A,9=8M^DSR2"":"/(O M?@8BV7?FZLTX4"0L3\1W)@#G7W-K 3Y4U M8>X-A;/O%RYA#=<#E=)K*9&Q9 M4.5Q^0R>2; R7J\;%GY/I1*PV7@!*1*)P./Q\1P?98G#1LB7X569M!W))._D M.:?#PLYPH:.]#1:+!:7%);PHA6"''P7%Q>8Y83:0S6:!@\]-I?B;/X#2DE+S M6S(6@]T--#6WP.5RH:BPF T:1XB@L:"@ Z'RX S*]^=3+(S(R$4%A::>]5 M#H>#[\MBT2C+JS*XW'P@*Q/CL]6 N>OSE*<\Y2E/>R 0^%&/^_U^%!45_71.'A^KGADFV(N@I*B$N$9HQDY 1PSC]B!)X.,4@"&% M0Q'X?'J7W$5)I)(>V.P&"<$?"!&#E*F(Z"!8+"AT(1P,HY#O4SFR6.0GW]?& MY?Y'Z6?@3+AQ^8H-K%0FZTVRQPTXJ^G:$^5EY2CWIA%78\'&!G2:[TYW]H6Z MWFJ-\5,5R?YMMPLPI7A>'9#UB(ER15:S;$P9=I+Y-,_*7A6+1M'>THJJFAIL MV+ .7?GYTYV\IA-P^3LZ"+;8J0)\I2G?S]E$*?F=B(23L/ALIJ_K38G/OUT&IRN2NRV4\_. M*W^NDPW.$+!)6Q ,!@F$"@U&D%-(#J*LSI<3)FIP27-3$RHJ*\VYAOIZ5%57 M\^49)-,$A09X"8LDB0&B<'N+60XGHI$$4O$ 2HK+#+I()6&<3/JCH6XMJKI6 M$C@Z#*: )8UH. :WQX,$ :+>::@3EL@9)%RAL@E>Z?A7<,;/P-DZ@J#''W\) M$S__'D6E96AKWP [&[&DK!([[; 7SC]^%]B<6? 3"D;A*W 3?/$O8B\])!XC M0'(5(A**P^.55RI)5 MZ-5GO%P&]1:6F-]_)#:**- A5R,Z42K0UNI':1F_6V)\'Y_K*C#G5:A(.,&R M.,RGH\"!&!O.;K6PD^R&!9+L!2'KLDX/79[RE*<\Y2E/>?KW4B3JIWZGGNY$ M',8'Q7^.//H\I%.%>/O5*V%WN!"+)!&/)PV@$<9()=,$/#'8[4[^;D-+7WDA+=GP5^>Q.-T+AI'EF+&$!53Z?6\Q[XD@F[' 2['WV MV72\^]YDA..:"K5B0UT3%"Y65.Q%%8%97R9 &8WA/52UD3$P9&8-;1YC>__3/T,\]9@,>E%_\5JU8TXOD7 M[H++RTJQH&>>=2/"P0S>?NXR%LZ!A8M6X=%'G\6<^0M8GPQ./^-4''7T/FBL M;< K+WZ*C]Z?@OT/V OO??@,7GO])>R^RV'8=Z\_H+9QFIE.?/SQ)]G P!UW M/H_GGGL!@P8.P:@M1N.Z*T_$A@U^G'32R=AWOP-P]KDGX,LOYN"IIY_%R)$C M<=DE)^+]]R?BCMOOPCWWW(-^_0;@QAMOQM2I4]&]>W=<=C5UVW)9(N(/ L)! MV)%MB#SE*4]YRE.>\O1O(TTEII-66--6,V6HY7QINQ4[[7DZ,M9*3)YP,UY] M[1V\_>9'J.G:!PT-3;PKC6'#!^/\\\_ *Z^\@==??QVWWWX[1HSH99YYSCE7 MHKBXF)CA),R=LP0??/ !UJQ9A;%;;\E[SD55M8<@$+C__DA!9_%"<>,PMAFH,0,. /X=JK'\$I)UV+4TZYC& F MB!.//PDIBQTVIP6WWGXO@=ER7'+%C?C#"6?@;P\]@:=>^@#5W:JP9.4J!&-) M(N%&''W\<0BG(O"5EF#!DM78:JLMC2M0C#1FV#+[Z> 8'-*=\OP.K:-G2$K :1?C9Q"OH.&H&16PW MA9=>C1D_+,(#CSR-L=ONC',NO!+?3%T,#T%P:R !?R2%;7;8!?V'#D5=2R.^ MF#@+?SSAS^RHIU%>W@W??CN-S2=7:"$B,4'3/.4I3WG*4Y[R].^F#.QFT:!- M\?L$.@K?,EXNCP/A1 11_M$>BF'MAA;4]!R$0XXX'I5=^^++;Z9A\K1Y./"P MPZG7(_ATXB2$XL"D[Y;B^]GSL.6X\>C1MQ)//_\.NM0,P.UW/XHUM1TX[A5_^AN/&VNS%W42T:.T+H,W X$FD?2BM[8=>]]D-[ M)(H''WL*XW?:%]?<< MZ]QZ$N?,68N&BI<06,,!1P"SS+TS,_0R<.8CL8K$( MG&PU!=[U[]L/E665"+1WX.VWWX;%:L433[V!IN9V7'?3;2S0$!QY[!X8-68< MGGG^%;3'6U'3NXH5<^'2JT['L2<>SL8M1U7W*B2(F\\][V3L?\!.:&EMP>+% M"W#,,4>P 8_ 3KN.QE'''H'%2U9AR;(P!@X:B53&"=8;TVMKOPI[,. MPQEG_A'K-M3![T_BG;<^P8*%*W#PH4>S/.>;NG8$.N#Y)U=2Y"E/>?0;#RPO'C-L!;8$8 MEJYH0R"2YO46O//>FY@]9P;^>-*Q^,O%YYB,%'OOOZMQ" T=.0!EY27X;OHL M5%5WQPTWW4*L,@9_./X4V)P%>.'E-PFT?&CMB"#(YUU[PQ]QW!\/0S@>)_Y( M\;ZY^&[J=&RWPXZX]-*+,7C(0 3#0;,P4I2*YY9#_N/T,W 6B\3ALCC@9@,^ M^\_%Q7\^%4W+.O#X,Q,(LIQ(V4,H*HN@P .8E:9!P)NL0L96 MB/:V* H)C;L7\EP\"1<+YV>%!@_?&NED"*%0 !9VC-7J0"2N #M>YP/BUB9$ MTTFT!?TXX) ]3?Z2YXF$UZY:C:LONP+6= 8//#P!+G<)=MYE>\3# 526=,&4 MR;-QWP./8/+W4S!LT%CT[U=*?$Z@F?1@:,^A4-R>(Q/#P3OOCA..WA-5%5X\ M\L23./^R&W'!9;=#:PL\MC)84MD@P3SE*4]YRE.>\O3O)<$4AX,@Q1HA6 G" MFG'":[,AU!%'D=N+3,J/1"B%0D<-!O7M;[QJOH)&ZN8$;+$:@H0TCCYB?P*D M*)Y_;1HF3)R#/?8^"(DH4%$80Y*X9,JLB7C\V0>13^ M[CTZOMQWE4/8'V[/'5)I*)V.*(>$\(5#+4C;6E%"?&-.GE5_'HH\_AQ.,O MPHH5(7C=1;!8"#Q9<;M'3_OGZ&?@S.IQ$B39D;"ZL:X!B"@G2G:OQI:C1@,)!Z9\/_VW'G7!?C@_2>PUYX[H[Y^+1H;6PD4>4-" MR73SE*<\Y2E/>2RPB:O##%",JEPJB0Q1 =\#@_BRD$6;H?; M;86#>MG*:S+I*.\-P\,3/;M5H[JR!%]^]B'LE@1V'+\U2HN [M75O-Z#(PX[ M%C?=<#8NN_AJZO@#T;-'+^(/8.F2-;CEIFOQZLN/8MB0@9@Q_5O$HR$4>%T& ML]CXK))BXHZ*&M03M:U9WFJPR:SI:U%64H&RTA(3,I8FINC=IP>Q!3&&RVWB MVAR[S^Y8NVX%?I@S _X +^)-%JOJ_,_/:_X,G.EVB]M& M8-:$/N-CW'F:;?A_'.O M1QM!TG[[[<]@B:FMI,/K>J2B?VWGM?+%NR M F><>B7./>,*+%NP!D<<@#:FFNQ MV\[;&$1;46;%B&']\,%[K^#2B^_ Z:><@.^F?HUD/&3T. "3B8102/V0R00-6:JI\ MV&[L2,0"C1@S<@!&#RLU>&#HH/XFY]@KS[^(DX^_%F>?<1:^_'PB_/XX5JU< MB\\^G8@[_WH#OIGX#3I::]&MJH0@SX>B H) 2QP3/_\0?[OG29QRTM$8V&\X M+K[@.MQPS4.X_II;X6]OP_GG'P(OB][1JM6.FY"7S7? P8T ,C1PQ$<7'66Q:)!I#.),SW?X9LUY$ZOR.0;(,E;24@VH8@ MJ0=Z]ZS&%J.&XL#]]\255YR(8E9$C3M^_([HWW<046\<7:J*<,*)AV*774?P M"6F3BFSPP/X8,9R_I\($1QX6S(8M1H_&Z!$U2"33L-JMV&:;D7S&0'@\3J+2 M(NRUQZXXY( =>;TMVPE=J^!QV;'=MENB3^\:V&T6E%55X;!#]H*#X,UCMV./ MW7:!V^.#U1K']CN.PQ^/.A9]>I6R4Y/L,"_&;;,ENO9PDRDR;+#!&+O5UDBF M8XA%_-AEIVUQ])&'HF=-*5*)&$%CC( N'W>6ISSE*4]YRM-O08)FQ@,E[XW% M8M)C!,,QC!@Z#$.'=X'/4XAN76LP>O1@8@-J<>(#Y20=-W8,JBJ.^^X+7IWJS!;)965%>+ @PY$.*SITA@./_Q _.$/A_(>&RK*2[#CCMNC MO:,9*Y8OQ&V""%;;8>A[;6-F*2@>C7IS>V';UV^&>OUT*NS88,@6W8N2PH<0WW7G.#I^W "-'C4&WFIZ8-V\:MMQJ!/;9 M9S=BG;[9>J83Q#L6DUL5)N#J'Z>?I=( V@F>7,8]J$3_N>2R[1TM*"TM1AQ^ MU#>VH:9+/W-U*)3-^>&P)^ /-Z/(6X5@,()"KR^;79<@R=P?T-9(7A8M:/)_ M:%LGAUU;0K%S^(XHL9&\G Z+A#5JA\<7XG/YC*C'E"V<:#0@,I.H0&FQ&_Y0E.^+$]46L=,[ MF87/LYHD<7GO69[RE*<\Y2E/_VXR0,,D+I,7*0.+U<%_K6AIC:.@T$E=K_,. M1*,IN-U9KY,9SV='+)HT6T,J959K.(,"'_$" M?U1C#NRTYN6#M@M/N(%[2S$ MGUE4DW.?U-JQ 84%78DY>#]QCTG99DDAR0M3Z>QVEP)PQ&N=]23VB/B)B?3^ M[.X$#NL_%]?^,W 6#S>9.52+S8U(( */]J,R6?FU<:>2NV803Z7@M'E9^829 M<\T6A; MU($B7PW"1&P^G\?L;ZF,OMI32F2V7T" 8$A-IT/[647-C@#Z6T^1 M!TM)8M-\A]G^B=\W)L(O!-K]*"W)>KCB H<>E]G!B7? JAPJ]NSN 2W-3OB* MV.%.;9BJ.A0AJJT?"@K,NT2!8,!LYV1AO=0,SEQ/Y"E/>(B4NC+M;61R;M!C]S>V3J'@/N+#G@)@=1%F_( MH6-S.F3UGZX8&_(P8OORN=5TMKG=GOLL!7#NUO M[BT@H##>+9N)A<"-#%*9M(DTQ5.!.,*%MQ05KA&P2B12Q MB[[)_43TP?(DM2.2_7\!SI($KG:'O%<"5#HM<)0#2"F$@FF"'0M!C(7 *@2; MG5"+C9M)6PVHTRVI5-R<-XE,.O>]C,?Y/!9)&Z"J<92TUNET&K#F<.@WK?1D^?3LC(N ,HUP(HSB4B^!K!7A>(-Q M([IM74R'!Q.-"(4C*/+T@L,2->_2L\PFI&I=/4?%S5.>\I2G/.4I3[\-"5+\ MJ&N5N3].(),D6"I A'K>P\\H<87;TPG8T@Y8J)[-_I4NP1R'P0MRIBC(7IGW MDPGA I=Q%F72<3XCZ[@1:?%!4MLV\=!N ";)O,$-?'N2^,*9]> AXS&X+Q*5 M$RH)CT\X(V&PBMOM0SR:?8?*LF'#>G2MJ>9U5JQ>58=NW;KS-_YI21#GJ')I M@U=455&,V$?I0QQVUL5 MW^S46B&_SB]_(T%%:AK:PVCM$3[7 IX17F=XL/T))+> MQ>_!]@ *BH5R>:KSMU H1C2<;>08&]U%1"ST*?!E9:=D4@&"9W9@NM/3Q>(I MB:S'SN<8SQE1>;+(H%FK0YXS 46B92%VGDO&(NP8WD\$GH@GS?Y;PO)F6CA/ M>XE*-KL5H[8[(KCB-X4G:88L'M(V2=G]L;4-DJ85S19+3NIN MZN5DR@^+O0@),V,G/"*-S7_YD4QE8]?XR"SQ4WMH"S>($L0EBEO3JE"DL_.. M)G3*.++2\+=&451<:LYGW\4R.=-(\3ZKQ44L83?A5^:5=C[#HBVBK'R>P%[V M'B#,3V(A%DB@4< NMR&[0&*< %.S=/\,_5W,69[RE*=_E9)I6F\$_!:96"2- M67W3ISS!D70KW X?_Z9A\*,5I>"&.(=O$K:T"83(4YY^$[(D8]F@F"2UC%W[ M&&:,8N0'(M$$BCRY61(I/2? := ])LPNWU\#/">GDY M_CANJ>25A-WESGILC#?'*^<"_V ;A6,A>-R>3J>$M#5';B(.I\.)6)S*V*G5 MB+;.J38?0I$HO!XOVSEA%+8CP[&N0.*<0.DU>/ MX\1T581@,PJKW4WY3@!G4F9LFMK:8B@I)]?@(._P>(0RP12\&AA*!F M\1E/4?N%0A$4%A0B$(BBJ,"=!5S.+% *\S>'W0,'@5?&Q$HIT#O,<4L QS:4 M1T;@2]-6&?[4?W^0J*$(G$S'/4QO( M;82%\_0[I$BL%39+$9S:?TI#A?VEG0W,S%SVS\T3^YABGQ\1Q#5C9_'^."OY M2Y0'9WG*T[^+-AY)%.1:V"*/F8W"5T MHA34&84)Z&]>P^LU^A+4$_K;_JNC M.T]Y^MC>K+YQ7_I+'= MVM*"LO)R).4]X6/\_C!\/J_Y+N"G@/5 ((2B0A>'O*;SU)Y6HZ"5^TO7*?1: MJ_WR]/NE#!*4X0[,F[N:#K";LS YRU!,FYG_V7!^Z8H$DHB&*C%7GMM M@T0\ I;$/VV^S!?;9?8QT"YKK:]&U M:Q=>H62?V4#K'.EO&1C&"_Q?[MKQ=[3 Z_5R2,I#G-Q0C,;5JY8C0$#!L%I%L]UTD9?\_3[(_8>OIXT M#_?>^SR:V\*PN2SP>#P$V&Z$.Y*(9[*9(C9%I9X2\E(4;[SV-P//+6+ S?1Y M'ISE*4__)C)3$QQLF7@,"0IW9Z&6?U/YM<>Q<.E*//S"AUBS9@T:&AJ,U51: M6DZ%9Z/+0R(4,HA M>85$6G&V,?T]:/OOI 1B!$=*BJXIW59:2W?#0OF+\2LQ6MQR"%[ MX[)+KL'UUUY#(&R'N],;EM!J.RISM7-K6P#WW'4W;KKA6O-\43).[)>U40DB8[6""JK2SNO_&5J;VZ'P^[']U-?@E5V MN_I^,_9.'ISE*4__)I)Q;=5P4@"P5A.3FIJ3>//#+_#1IU]AR>HZE)04H;)+ M&8J+"XT"5"Y I]/%0>LR>[WE*4^_%05:VE%148&E2Y?2& C"W]Y!/BS&EJ-' MXN*+3T/U1K.:FLX4_;=[RWY."<23\GZEX?%Y,'O64GSRV6C*JA0_NAL;$# MJ^L#*.;X/OG$$_#,TT^B;^\RLX+PFZ^^1UEYB=FK>M3(/L99_]* MT*9<7]E\7ANE[\K3[Y"TX&ONP@9<=,E=B&2&;SQY'1EDH".SRX"Q/>?I_0,J2HUP[+JN=VLV*H#^-5][Y J^] M-Q$+EJS%UL.JL/L>.V/?_?9 34UVY9NF5>1M,SMJ"-WE*4^_$>5B&HG1,/7[ M'_#B*V]B^: MT[SO@:=-&J?CCCN<0"N)4K<=T5C&I'*HJV_!I9==A1UVV8V7.O'5Q$FX_JI+ MT+5K):\_$;ONNJLQKM:N78N##CK(@+5'GWL5AQQ\("Z_Y&*<=>89V'OWG7#Z MR:?@V&..1B(1PX??S,1Q_+[#]H-XS0VXX_9K$ U%X.%[K<:%]G]H\<7_1U4T1H1R\S@ FO/,0[U::CLZ% M!9N@_TMF49[R]!\E"?U$Y[20!MVT&3_@DT^^1D-3$".W&H_[;[T*9QQW /I4 MN^'*Q&&+MZ+ %H+7&H$]'H"+EGW^R!^_U6&SA)".=:"R%-AGK]&X[?9K,6JK M$5A3MQ93?YB)6;-FH;Z^/LN__P=)P$RDQ:I:I;EAPP8,'#C0&$9>+Q4ES[E= M%I-TM+JZ' <>@[> 2^_O8[N'P[L?HT=T):M/8:Z^=S&*?2RZ_##ONN"...&)_5%5V1R 40UL; M%:]2U).T6$"Y.Y&2:9>GWS6EDL1G*40C$6.H%!1XR3=.I"G+M8M BH;YYHY@ M.&"2Y,H9;1S2ROJ_&?H9.,M R$\WI$V,P<8^M4XOMV%@<_!O[1<>YZ&$<89X M7L&/$19>\0O1>,3,T\9Y2&7I6+FV!1]\/ 6//_4N[KKG%=QPXW.X\<:7<<<= M[^+M=[_"E.\6(*8- 'BM@B>S=ZE,R@#,\_Q!JR9RY\SONEB7*>I:WW.'/O*. MP3S]/R(WQT&!K%\RJI)%/_76)-3Z$Z@J2>)OE^^'[OU*85,J,XTZBQ-VI^:1 ME G1 YNS$+ Y\D?^^,V.5,8#A[L8F:1\04D4NUOPZ-T78F"/$CCC:?SUD4]@ M+:K..G"I<.SR /,/2= T$8P^)=,IV7DZ@F@ZR"-I1*]RI>GWW_,12RA@FZ6U MA@T@*RYQH;9V#<]);VESP0QB//_V)Y^;.C4UAG'^N;?AABL?@+^^@\JUR5S; M;T -%7,6X/4?T!,S9TU%26D!W+S7SG,>EQM>CG,OA_3TV8MQ]D57X:J;'N'U M4=2N6T5 QO94SCF2=LOIZ.A@_]C^1WE_;\=5]2FVOK-(\XP6M*R]%YK/PT^Y'5??]38^F[0X.[O!HZFQ MEO]J&C)I^#VD#D_SX9LY(I8P A$GW,YR6#/-<#G:X:#L3B4HR]UA>&P)V&.% MYJBI*( M%4)'71Q%MBH4NC+H6UF(YK7KM4\!RV!'TI+E@4W1S\!9.BT?VT^N M:VV5]!-Q2)*Y,Q:B1UZF;/X*8-3"%XM-&YRS B3E;7(ZL^Y9N<13?*:R/34U M^_'%Y],QZ9OOL'CQPDC7RW4+%8X8++6@ ' 9R>%@HEC '_ M>S[4_,GC$'*Y8VP$V5Y6*[//S0RSIY.IF(.CX7P^BPL[78WLH#9W/:X ^TF/;9]W#1A9?@[;?> M)[9HX?.=\'BTDC:#Y]<,GE1V'WW7='>7DIQY:P3'9;I\W1SWY-*_NM.94] MG6U4MCH//2>;QT.^L!BBL;#)C9/U7J4(W#KA+ >P&EV_JZ/2J6PGS9F]%+-G M+L6J%?7H:(L35.D=;&FBO&0RCC@%02;E1B"0(D//PY<3IZ*Y)K M+5BPP"2D%-OMO=<><&O:)$]Y^@^2,MM+R>9(1K.D\"$'[HQ"#Y69NP3+EZVE M8G.;_%TRF#L3X7?*SX39ZS@0H,RG7#:[X?&K+BDNX*@1(^"TV/'B"R_@IAONQ^TW/XJ9W_V \5N/1V6I@OG3^.KS27CJ\?<(X!8@ MZD_#PV'LMGEQ^5_NP&,/O89W7G\;QQUU#+I75\'CM*+(!VR]U2B\^=H7*"WR M$NAUX/%'7L=77WS"]Z80"?C-PH/B@F($_9HF8UDH-Y)Q H]?*//OZ5#P^^:. MM+PV!I3IL!K\D'.\9$G<)B]8+#NM1R01B81XKQ5V%[$' 94_'#,[*XB*BHO@ M5H,G [PT:&;H!$D(*[*O@ >QE \OO?@AWGK[,[-=I+:3=#D)PD,1@KN@67!5 M7%1&[%"$U>O;\/['D_' XR\A01[P!Y(H+ZLT0%II[H1F-G>HR"W-C8A&_.C= MO8H@S4JPQCX--L.:B:/<,P3N3$_X&]SH4S4.D99"%-K[H:W.@>YE6Z)/GSYF M=:U,I_SD[L8$\ M12AA0ZI1FQJ;C?>KNKH+&]?'=Q 2QB((A4-0!G:GV1B+ H(W:L_T)(\0!U_2 M;,+.GPQICR[^P-&8K4>GI,E3GGX#$CBSV33@+/A^UA(>BU%45(*S3]L?+K,G MFW@P3WGZSY ,5[C1M6LA'KC_,3S\\'V\K@+CQV^-WKW+J(]L&#RH+YP.-[;::CAU6@2C M1_?%]MMO2_WEQK!A_;'MMENC9\\JU%07HEM-5W3K5I85">P0.^_/:._'7RCW M[^6P_,*YGQV=6]K;WU&#.#B>:V[,JBF4T= M5B31V)C&AQ]]AHIJ)UI:ZM#:%,#<6;/(+S:T^9=CWMPY?)T?':&%'%LM>/FE M%S%\1 ^"SD58LJ094R9/Q)E_^@/?:T4B'F8[;'I+M)^MUM3,GZD+VTK>K*SW M20,." 9C:&@)FP2:BQ@#6KZXEHO3RK=V0[3;O%:[I1W^T.*UK;8B@M+37GXU%M-0+LM<_VV'*+ M_NCPMQ"XR0VOSA8H!):O:,""A4NP:M4:M':T _GTX"(H[ M!1$M% % ,D">\O1;D8Q@&WDM&(SBO4]FX-Z'WT*O7KWPPI,7P1[OH/SY:25< MGO+T_YH(Q2C-J81R$M^2,&HGQ;,//?0NGGIA,G;><1!NO>%4V#)!H^0T]:.= M+1QN.Y5G#!X:UE]^.@?W_^U1%/J\N/G6R]"O?P4Z O4H+JC./O?W2JROJ(/* MN+BH&"UM[2@K+4-<8(&ZP=\>HLY1P+:5=<\"@"RES397I47E)O9IO_T/PN>? MOXLX@8.NBR<(^K1GJ71E)VFZ3DX'Z5!-\VE+*#N!6S 41I'R=I#2U'V:?8I' MM?$V98/V;/P]TT\XZY\F.532; >G8A=9;P&N2)CMQK98L&P]UJS9@-??_@H) M-O#*Y2MH-R1QT'[[X)@C#R"@+422;6USDEN-!U=>.6#!HC9<=>W=6+RZ%E4U M/='6W,;?E7^DW.*866&">0RXM8-(0>-15HJEV.3]Y[%EY[!H4N2FZS M:[HD^*8I%(]CZ>(,+KSX&OSEZN.QRTY;8>FB#CSRT!.X[_Z+",B"F/'=.C-K M\N=S#S?-M=>>)W)L/83RJB36K_?@^FO^@A>?NQ<>OC,9%\8IR3[\%^AGGC.! M7!W:-=[L'"_$2@3:TAQF@]7BXPE3L'QI+<*A- J\%;!9O&AO"Z&YT4]$&4;_ M/M6PVFV=#6@Q*+6Q*80OOYA*1"O%)#0MT"90E@5FPH8:#$+92:)O;2"K6+.2 MTG(T-3405"4P?%PS"Y2I@8X, <3V^GS$/RU:L1R@B).YA62(<<'[4 MUS>AH[T#+H<'%>4"=$+SG?7)4YY^(Z(<(->G$0B&L')-$Z9,6X">O;KCP+W& M<$Q0,5CR62;S])^CM %G]I_ &66\Y+&_/4E9VXJITU=BT*!J[+'K*,I=;54D ML$!S@SHK$(JBH2V#&V^Z#Y]]]C6./O8X7/"7DU%:YC7;'_F\A7R6Y/[OES1= M%H[$C!&?5DL0B,532A'B-,:^Q^TTC@/%Y$7C2E@;,_'5FB'2YNC^0!J> @NV MV6X\"@KE\1%8T/5V^$,!U-;5HZ2D3%J. %!."K6)#:WM[>:[WB']F&2#6GE? MC(K,2<#@S&V\;DKY^R6%I*L.FSJ:&UI-6SDZ0SLV)BU\L @P4<<+PJI='.2O M<$0I35[ AY].P6)BBTB$R"/I)HBR8S%E\GPL7[$"7WSY#69.GX(+SC^> MV(G\1T!HL6P:D/\\SYF^L>Y:&JH_-'V92EKQPZP5F#EC/NI:.@AR:'O97616 MGT&CD4B05ZH!K-AAZX$8O^-6QON6XC,45_;Y%]]A\J2Y*"_K3BLA&]B?F\I4 MW$*.]+>WV&L 722<0)>*2M1O6(W"8AM..>4H=.E23/;-WK-^73LF?CT="Q>M M),,X3(R9A0SA<1>Q R-FFPX;8A@VM!]VWF$;5%<7FGK][KD_3__5I%7)'#&( M1)-X^?5O\.@S'V"K+4?CWEM/@=/>SBLV;27E*4^_-<5!!91TP)YQ$!SP1(J: MT6%'(N[ &V],P-V/?8EMMNZ%.V\]&Y:45J(Y*<=I@ >B^/"33_#8BU^9^P8/ MZ(,M1P]'2:$;\5A(2L1,#VF_SM\S*6V%XIU<7@\-^#HSQ2FP).7=VMH*'\&9 MT)BJ*VM-7%$*_B4XM]V04:OU?J#!_?)'4M M=:%?OS[HW;LWV\J&5#KGZ1(I8X.63*1A,:M,"%(),YYYD7SUW-OH"*=16EE M?B*H2CM16=G%.'"6KYR'P4-[X<_GG(;=M^P+AU,F< )M!,H77G0O5JP+(..E=W#G7:>B+1[ M-U\LP^K5JW'JF?O!16/\Z&,NP#777(.:7A;4KG3COGMNQH/WW4A@V(:R$GE0 M-VVP_T(2VK19"FN\62QV.&C!Q"^FX?3H8G7,M$.>X]N/^!9]#2G(3;58I8HI5(T:SI, A;\\%*Q":& M5PJ.A"W( 5*"QL86E)=6L'.T&6\?0B.. M\HHJI,D C8V-<#H*4%CH09HH.!1L18]NI=AY^VTP=&B/[-S^3U@P3WGZMU-; M-(02"7BJM8<>?Q;!P\__!)>?&\AA@TNQ4-_NX@2FH9T2AX#ROL4<.V-]^+U3Y:B9^\J M;#-V.!5P)1+1(!+A*%P.MY'UN17[OU=*QJP&C$GEI3))@C4?$NDDVOT=*"^G MLF9]"@H*"+8$L%QFBS7M %!>7F' EL=K-1N8ZSXI$X&Z>$PS0"DSC::]<@6T MM'. PG-T7BNVNW3I8L">8ORDZ[1INO1=144EUA#H55?7H*VMC3+B[U3Q[XP4 M!K8YLH;KL>666V+TZ&$&$PB#*3Q*@%19$\*9-#R*0^/Y2$>,H,F)XTZ]",OK M0NC>=RC:_(M15%C!M@B9I,!%I46(QCH("D/HVZ\;WGOH9L134;9?AEC"C1UV M/ [>XGY8W]* \FY%<(3=?&^&[XTBD0SS,TF\XB3.(+]G;(BQ+.F,E>#KL&+Q M:O3O7P9W<2&_APPO=.]C-]OTU:\#:FIJS-_UZUNQ<-XT?#_U38XO^8JTS. ? M!&?Z(E>NVZG*L'5Y8M'B>KS][A>()K)NN%^C77?=$N.W'6R<5%I6?/]]S[-! M.2@<5F,M;(Z2A.8.,F@R$2?0XF#7BDXV\'8[#,5.NXPRJ#O-9]UQUZL<5'8X M7%9TM+>@T%=,OK>ST<)P>JQ$N$&X/3YX744H\CEQZBE[DCDD.#;M0OQO(0F' MPD()![8%V\9*L)N->7 BDK"8*=]5RU9C\,"!9N%@BD+ 0J%I]]@1MR@-B0(; MV3?QD%E2KK6W\7B2@L$'6]*%M*4)]1N*4-(U!2<9>^Z,6FPYIABI0 $RA0K= MS/9AB$#$K>#-3L0KR&U).LEN#7#8:M 1":#86XB94U=@W+8$)6%:A304E.9$ M*VIC%&!F0^%.4F*_5&><@ *.$^3#[*[]63Z,4;:YLJ$:OUN2??PM;C!F!^VX]$\X,!Z*% B+&OF ])3 T].1 5I!L]G[#[L8[D0I'8'/P MBY/]QK9PN%SD\0#'$.]E7VF!C/+TI&@IVI4K+>U .-5.GN[ZG860<]4>ZM'38GT"A5*?_"[%M=HH4_V MQT[2=PN?+\7#BW-+Z'.4TG0&>51/E:21-UZRA<8NSX-MP8LZE\]1C-/H2Z)8 M*[1$"C+F,[7(R$VEI_O:.II04E+ =]$23\7ALI$I6 ]$^79O%ASHG5*",AYS M_"D0HBD]Q0*)'-J0GJ2_U0\:/[&4GSR?%99)*5%KEC_3_%U&9#1)GK73&*4D M"@=C\'IYK9:0V?@^C46"GEC83SYU(QFG$E&,;<+.[WRSTX:$@T8O#5[B 3FL M^-Z(D6-G2"D:L;8$PN0S:\:%0L4H\9)XE/*R MD/?Q;[6Q9(#2("GV1DHR2VHQC7^WNBI;)SN!!3\S%B>>>?XC//+<%Q@[J@?N MO_-\6!479/J*M[++-25:VVC!33?>BH7SE^#X/QR/8X[>DT!%[4T>M(K'E,3O M-R26I:FY"965\D [3-Y6S=+$$R$X7>2?A(W]Z"+_1]DWY&]2-)*DG.IL/U)K M2PO*",0ZY*DJR7JR<[(H0SZ.QN)FWTWCW"&_Y=K/L(T]S3:QFOY3F_N\V1CF M1"0$AWC!1%UG2:RK_&6Y?3A-.[*+LN]RF!R> BUB']VG>OBC ?@\V[(\ONFZ.%[+L3H8<6LZ.TH@"3)RW%C'ESV%_913,G'G\,2@O="'2T8^X/<[#[KKNCN*(; MGG_^>0/&]]AC#P/H%6^F%!ICQHS!HF4;\-*+]^*=UQ^#C[PDXV=S7?9CUXK4 MUS\2!ZT81U: !-T_0G(9RP*0LA=IT8#F@"4D_Y%G&*]:YR'AI$/W:_FV>%O" M.!C,&,:6X-*1NTZ'$<:=HTGWR5K1O0KB_+]"RC LRKK&L\RLY<+FDPKFVV^G MXZP_7X"%BU:8:?)(@M:#Q\U^C%'&*K^/CR"6UK.M H&@?)A%!&9E"$4Y*)DZ $$NKKT0. CVA7+Z$)]S2I_R,4C@I%D9@12D7#*F8 MV:)FR^322[)Z1GVB0RNSS -X@12_TIO&:23H4[RBN-1XS$+^D"%!L2KTR54!%FJ9F"U!YFC.47BZWCP87P1V%:U%))>(9O<='7BTE+_,! M>KV;_$>#38?>Z; 5\&Z/^9OZEG6S&<4F2UIA&=FW94,TM,).TQ[)N,";^-1! ML%'(W]49,A3D;1$DR^9O4HW=7DU@L^Q4-$&.IXR5?<-^2&7*";1\?$89?Z3" M$<@CZ&H+-77>J7H(J"K.EO6B?%51.!Q^E&X*4NEHCU MVRA6Q6K//MGT!)^E/%!.&JX_ @O*0AD%_Y@4WS0IE=(]]UR-FVZ^!E.F?H4S MS[H0,V&NC8.$Q_Y*TR>DO>.O>[U(D) M+V/!X2(_\5HM:I#CH:RBW*SX+RXE,"/?M+:U4O:X*?_"YKS;I3''T<6&5/L) MZ&F!C["\;"B]6WSKH]$?HIP2.;SD,RH9W2R?QIG2TB"QIIH7%FP*IN?.;H]6KL@F#9635U6XP61U<;$>EUS*> MR5\AZ4R-)R_Y0ZD[A WJZNHHP_A,MFLXL!8'[S<>AQ^X,TX]81S*2RPXZ]1] ML-\>VV#,R)Y&)VG&KWY#,Y8O6XGZAA8L7+ $LV?--7ILT=*Y"$7;T=RV 0L6 M_X#:^M58L7HQ06D82Y;/-]/A;:T=IARB7\-$GY8^]7L.J.44GSYUOQI! M]XH1_B^0JIVSHL74$HJ2,&H;Y9A1J[S\VONX]H;;\-@S+Z(C2"%2[$)=4PN5 M1(9,%<;77\VFU4_V9CO%(@X.>F#^O+58LZH)!24.)"G\N_<>0'"UGI9%(4X_ MZSRSQ%D]VMP8P;PYZ[!N3:O)SQ,*4+@UIS%K^E+4K6._LVAM!&0_S%V":3/G M&""Y]78[H*4CI(3X9AIZVHP%6+IBO5%L.CJ""N6T8_JL1?CLLZGD&<(-MX"$ M8A:DK/BK\NO]_F7//T3J/_'GWU-K:YO9&/V'1:LQ:\$*+%N[ 2&.X>ESEV-= M0Q!K&\($TVFT^I.8OW"=V8!WYIQ5B"?=J.5O,V;486!2A/$%YBR39ZZ ',6-;-=FC!_R2(S<;9X20-F MS6V@ =*&Y2N;"(@X'E(1^1_X;@(HZ:K.=UL(RMP"8!PKJI?D@L:.A+F.C>62 MSUU$H\5C8EY^O)^'GJL==IQ\3MV&>N-!4]8(3?-$^'L@:L7['RW$T\]-P5OO MSL#K;\_ PX]_@'E+6I&FP=$:#<)70@6.N!E'2QJ;"X& V- 4R;M0"SYRYFF_%6EL'N%#C+$%RT$ZP&3/OF M#M55SY42^]]2::E3CER,WVX@+KKH;!QU]"$FCDOO=LG]^AN3E+AXB+W"M@&J MJHK0M49Q1#):B]F7RIE)0Z,3**I5Q$L6B[QGA+6=;9!3CG(D*"9,3@4I[ *O MSPR'8(>?KG=?X"MQ\%M_%FVR=JSS5?PJQ M"00Z^*2TF5TH*U,?IU%14=:I3Z7?+"@N+N5UY'F;VL^&$/FQ2V57CO, 9:6? M?*VZIE%0Y&/?%W3*>QE!61U=6.A&>WOP'P(VOQ=23C.1NG+]^O6=WVG4D-]_ MC>KK&_FO[K<:KY3&ATCW_B-K_=1.ND=C7GTE$@]TL@.Z51>S?Z,H=&;@;Z/> ML881"6IUK0UV2Q0M36VH**]F/U:QCV($ZR[*J3+J*0?E0C-:6II8%QF!"323 M?R0_)4<%'EM;FXUAJ&EOK0@6=19AD_0_?K;+O]I)TB$"0ZJ(#O+39@\QN!@] M.XBR7C>1&L4(FU^XYV<'&RXGD$02*KHWF[0N"[ST3'WF&GKC!M<[<@V?$W0; M"]__=M+\?8YR*%Y=J&7&,IYFS:IGYY=BQYU&8$-# SIH60F7KJ:5<<:Y%^"5 M5U_%LN4KY_\ %,G?8=[GO@00*!)BQ?48M;;[N#0&X-GG_A55QTV=U\ MGP<-S7Z$B>B:VJ-XY+&GX2HH06U3"E=??S.FSYZ'-]_]$*>><3%HD&+2U.FX M\MI;\/%G$[%XT4J\]^['%$*FBMF^Y*!3O()<^O\7*,?;XM6%DCKK[A/IQP\B4XXIAS\/WLA?CHDV]P^=6WX8RS M+\,MMSV$^8O78\)GDW'N7Z[ ,<>E5_P5)Y]Q M#9Y\^G4L7+*6*BL[QK6%3,PHLJ19XFZ&"AG#28 F,.!R.6BIVWGPDT#;X_'" M366E%6WR=LG#)<4L-X'QUDE6>9VG'WAM;CDRCNP:/E2*.;\]3<_Q1EG M7HUSS[L>K[TYP?"XS=')-'Q7BA4Q7D!Y& S"RIY7')'&C#S-RAZN(S>&M'HL M1S((Y&E6?63X$,YEG\&_NW6MX?TR8JQH#(3Q^GN3<.:YU^&ZF^\G('L0+W&, MW77?H_APPE2<<\%-..'4JSC^@MC0$1?$0SB2PBNO?81[[GV*0'JQA",?G&2] MVCK?_=/4IOA??_](K,I;;WZ(Z]C';[W],9^5K5\B)=!G1X&/=6*_J7VS4YI9 ML/#O(HOB<93Y$5YC]T(A G $Q&$90#P5S]!3X>F"TM*V-YQXSU3ZYHX-'ZV MM6:]M26EI2BOJ.!W\FP\3L,CAA117X+*5OPKKY82I+;)^N7?$1JDFBV*)^0Y M ZJ[=J72SJ[.5-!_*!(TVU[%R9,.RFV=5P" /CM'D.E#\6,]@5T![]4[8I0/ M,CS,]D[F'GF'0=F[C.\R[&@\NXBRZDY7 ;IV M[8-SSC\))YUZ&(I*O9CQPTH*KC *:='_X82#<<%?3L.8,=OCHT\_Y\"GZ,A8 M31XCE[L VFE$&WA?=M5%..[$(W#CK=>@L:4.M0UK\<>3CL.1Q^Z%L\\]B\IF M/@H\!>C5LR^VWGH<*DK>#G$[]!EZIN./&DHW'))6>2:8=@WOP5M')3 MJ.G6"Y=>>A:./.(8O/_^QQ226;Z1$!8?I*DLU9?_EVACI:O^U-15D:\G![X' MS0V:@G&R;6QH;8J2GXM073F RJ2,UKKB9)S0-&%=?0L%GIW"H-2DGJFHZ@FG MNQ .8V%3 !)XM'2$X8]P'-F*L'+U!@-N?AR)9"$!7XTZM6X\\I-7.GM&XU#) MGY-4+II:TUBB(\"41VHQE8X0!";,._5^AXL@K_/]X7"[D06223_5409/-FQ"[1\*43E;DN9> MMX>0@\]27):>DU',( N?I+;D4XT'[^++KL?#CSR%QH9FE)>48K>]1N.0(W;& MZ6<O8U_%!"38?NHS>5<4UYB3 M$QOSV[]*BOGU$/C9,NQSMD.$A5=@NVACNO>%>UDV* MVV*4_X,//89//__&\)G7ZX/3H?A,M1/'22?H>>RQITR,H4"E2,9!6UL I:45 M"'"\)*A\%6\F4AMJ"E+&@MI0'E]-@8;#,3S\Z&-H\X?@I)*W$73)T&AO#_&W MN)D6U?@1:"LL*#;QLY)GRD9PU94WUUMY'GN^#N>Q_& MA$^_[$S[8"40+"6H#+*M^406>>X<)?]MXK-!(\INRK/1J/[=TD;#SI#TNL;D M/XHOVMNH^]F;,O@4>YW1U #I']4->H?Z,(<31 *^N5<["GKBEKN>QI\NO@%W MWO\6&MKMN/*F1W'.)7?BA=>_^!$$ZOK['W@$IYQZ&EY^Y75\]X+^=I$A5)[5-CL2>.K1Z M]N67GL<+SS^-^^YY&-.^^]8$)TJ9(>/$T&%;Z7)C69K@Q$6+3%_MO__^1CF( MRBJTJBB&]N96LW6)F\T9(#,)Z:]$HN5X*1;0"U1LCAX\P>YLMF+\(QQY]K)$A*F]E>24F?3T) M7?C.;EV[P4_CL*K*BMK:=2@KR[I]92%)R2@P60KGOYU^@B997ILT ER4"W9S:-69G<\E8V9KQGM;*>P"H9!1 M%5&.O:R'P (KK_4H_4Y*5K)631'D\3#?";:DO)))&E3:+X_E#!!X2?8Z6-[B MLG("TTKXO"4&S,1C$127>,F/7BIL@2T!!UJZD@M\KWDWQX@\#[GW>WP%ILW5 MUKI>]9.,TG=Y!#5UJ'A(@1R!KQ!EAMI(RB">BB&>CD,9\Q4CZ ]F5G8.Q6HSB6?+CF\KNP M:.%2*F'R>74U?-KGQTZX)OUKXO,*C;?R[Q6-_I91EC/,'$[%:KK0VA)@';(> M%ZL6,; #7 0BBI]3IG2E,5+])"M%V3V&_[=$>,9V4YGL; 50+4C0];?D1 M:/]VI)QB(NDHB7,E=%VY>CT>>^H=\H]F6#33$S-33P)LZ]=KA33' (%3AS]. MGDICVO3Y-")G&QX1K@Q1O>E\<6DA01)04%1 <"[O#-#:3C @WB8?!OG< F\Q MZYU=F?KFVQ]@[)CQ*"L7SY"?>)AI9HN;_.LTSY?QY"9OL<4(X@)\1@8%A1XT M-0>-;A7V(ON;76TDZ>HY_M7-Q__Q%.R\ZZ[F>=+?>I;RJ@7#43,FNO?LC?<_ M_-CP3H2R5N\P#_R=4Z>XT^ S]3)ZF9TFG:;Q]VO4VMA&?J9&H/'9TMQFL(#& MA61G=AIY\R1\(IFKZR4+]'Y-01L/.ZEGS_Y8N& 9==52?#OY>_*9!9,G?8\5 MJ]:CMJX)7:LJD:*NU!!UNNS&JQDE(WH(^MV4+P6%)03*,KB21A=ZO#SO*:"\ M;B?HKL#B14L1)L-)_ZF^JO?FZ&<]*I!CB#?EONL!JM"O/4BD>W1M3I"H /HN M$)531)LCO2,'K"14C!#HO$_SM%I%HVO4L/I-U^J=^M21NU;WZLB56=?\O=#[ M;Z5<_46QJ*P.\Q53IDS#@?OM@2<>O0O77'4F[KC]!AQU^&%XY^VO*;@*\/V4 M6<8#)B&FQ0(]>@P@4]HPCXSH<3L0BB6P9,E2C!HQDM(@B7@X1%',/E121G[V MZ-&3 B9F%,'"1:OQXDL?X=[['L&NN^Z+"RZX )=>^A>?>QP//W(7CCCR8/3N78W]#]P-=]UU M,QY[XJ^X]99K"/#*44$+7#M)Q2B0(E$_%9'?I)R1X"SX)O ED".XH=='HJ"(1*>*D#%KL/ M'2$:?#R?L1+8L]^U,E4)/04@=.B[M%O 3^.+[Y(B%)S0.S5Z98CXV]I9CQ"Q MC!M:)[']=EO1$CT2IYYZ)/;:!&(6,C;-E,& M&1XB)9W,RA;EN%+X0Q:L4>(0B%GA9UVUE9S5)L7JA,5&8&7#@7OO@[-/W99OSN1D*['@(;JM6[<:PV\[]<,&YQR'47FLVU9[V MW5P$ UE@'(RWLWVRP"F9H+S4T4FJ<\XXU2$E(@M?"W.,++.XC(=4$2AFY1X; M2M-[6AVO/I)W1?TF;XQDK^+ZS$*,_R6EPI3OENRJV0B!D12B9+*V\E,&_-^< MQ!M"I*0DY>" 4-PT,&'8>IW,["FSD^^ Q7I&K83^9+7OO[F!QPO%^"<U1//'$F$(>/KIEW'==;?AL,-.Q;,OO&9X[YT/)N*RJV[" MQ9==@PLOOA(KUFR@\B40Y?5:!!/P1_'I)U]@EUW'$:@#UUSW-SSXT/,X[?3+ M\.AC3^.KKV8;WGWJZ>?1TA8RW]>MK\>.'3>:('.Z^:Z% M$!R!_$]__;Y)]3%$'E;;:UI2^DS'/X(/E,A7LDHZP>%0BHPL+I$^_#4O5([T M'EV_\3M=!%JB58N_PS./_!5??OP2/G[G-E07 U]->!)OO_@W7'[^21SWRSB. M$KQ>F":.PI)"@GGJ.LH_Q0AF+%'*',K%M(S3",=H!LVMM30X$P3L%H*_WF9: M4R3/:M8PWC3]K$4TJ*W&/?T3T%%%!+)L-K'MYAE "J:P4,!)0CB;7$^6:CR< M,'$KO^;],(!*P\.1C1<3L-,R/7J@ MLGP]E0O;G-VMY=RMK4$<_X?C<,-U?\7..^^*#S_\"#=/+F3QI4L;X_X?(_6GQI<4J/C][;>> M@],18ULTL\X[H+)R'+;>J@]'A +$=-BF#AQ$MY[_UN"!\5_ <.']D!+0R/> M?.UM1#.E*"],8?LQO6#AF-"FP2X*,8_7 6L!%6A'S( 1K3ET:@R1TF::C@I? MXST596,K)Y%0$JAXTI@[9Q$F?CT9<^E ML;ZN#JM7K\6BI=RO9AV7BMEPR=)H^()R73$DFM M"B>/>#WDKSCY:2:6KLOF&.K6K9M)&JK549,G3S;YAHJ+B['UR-X8.W8LQT4? MUENRS10+M;4-F#%C!KZ:NM3$-)619\=M,Q;]^O7%A@VU6+-VE>FG+8=68L#@ M;3'AHXD<9P2_!&/GGW.B,6*0:&?;E<"19ON!@R =0,;FQ)#!%;C@PI/1O^]( MC!Q4 0XG6M<2Y-1.]C3J-OCQ]4>?PV/UXJB3]C9R:V,O@KR@V@YF!0V8@PXZ MR'B[M?)&J3U:6L)XY_4GL7:='Z%H,=*1#HP8,03;[[ M!@WN*D>FD7T&L9&+ M-B]]?YUL!.O)&'G60=E.6:]XMUB"/$,@K_;YS8G\(E"MH'*WVX+Y"Q=BY]WV MA=/GQ)UW_@WWWG$-NG;M:OCWXX^F$;!'\?13]Q@OVV67W8$YH[8PH1,Z?PA! MW?3O%[,='3CGS^?3^/3BTJONQ-*5;?AJTE3LM_]^V&G'+?#1A*_A]!:"*@P^ M-JC#;J$\;$?W;KW1P2XO+ 'J&YH)U';'N6?\D>-S/GE^%L:/WP)U=0TH*\TN ME/#[ ^P+'S0#.7/&'+S_WBN&%QY_\C4L7;*2[>F$/Y"=I2HIKL#Z=0T<%RO0 MK:8GSK_@%-.%%U]Z+7;??5NC7P5LYL]?@>'#^R&>)"@P^NTG@/][I*QGD0=Y MQ<4Z*+?<^H8LJ!??_ZCD-T$"-[GI9JW:+2DI06-X-0U.890"U:]\?[#EO@Q;<^F*%O33HJ'M/?3K^)HRHI MKD3,'T/:YRU#L2N*P _OAPC/.P; ^_7';-=>A9R5PQHD'X;C#]\/8$7UQ MY5].P%BW:+ 5+SYS#WPNEC\3I\R7"YEU91VASXW:XK M"S5I[B!K._&47;[,_#68.F,^'%H15, Q25:1HD]P M[+A1C!0-+.U9IUR75N,I(L]S+ N+63@08I9&RKX(@OR!ACO.N^)QG'O5LWC_ MRUK4!2I1&R_$E"41W/_R]SCZSW_%K'5M:.!+*KMUQRMO?(1GWYB()U[Y"B^_ M-Q.G7_Q7//;*>_AZYE)\]LUR+%QBPYWO3L+19]^)^B;)6%J7!(HOO+<,1YU^ M#][]>A96M5$(VGJP;A%\_/EZ'';TU;"[:E!05DK@J5@-"F#R^KN?3,6SKT_! MO8]]@H^^6@H;]=];[R_ HZ]_A'N?^0!/OOP-[KK_3=QVS[,$?$LQ:?8&S%X& MW/KVX..O5^)O#WZ M:VY\%L^^,@W/O#83M]SW,>;/K4>2;35QY@]H#3=@MUV&4KZ8+D3*3BUM3R*A MI:+P45Z5P)4N@S-EQ4E'[4N>[X[2\A1BUG;V3R%9NA)>CN7F!C_^]N37N.NM MCRE_>"_Y12NAY7;.D"<+J, NN>EE//C22C2UD_]2(5@*[%BRM@/'G/)7//#< M]YBZN!%?+9J);UBO9]Z=BF//OA@??#,#(;*D9%E;4RL+2("N@FZ&[$XK(GR^ M7F^U<1Q0!R0X'O0,JBU3)CN91ZL?.5 X9-(T&V@ L(Y.S?'(W?E;'K;L"EM0 M#RAU7S65:Q'[<=>Q@]"]T([WW_^>NBI!@[ +YLV9B6VV'@;M]N.C'3)NJRZ8 M/F,A1;F=("AE9.?:=1WX=LI\//# B[CBBJ>P@2#\^\E3JR C@Y_FP:RVR6:*C=)#@O+R8<8K7+:/QL.V8XPK$.[+K;<'SZZ1OJ M1A06*$\CNY2'VZW8S1;J.&#\#@/A]*@M09D]#I,G?0V7W4>]QK(1\#FH0$L* MG5BYY ?TIB$CR&5)QW#7'1P/?%^X/8YQH\8@4,\Q$*-WF21SK+KP9C9?].Q#-F=D0BT7C:9;%+WEG\Z @VT3"1<0%L.9CM@" A M50!A;\J$;UB5[2P1A-VAA1T9XHT0P8QF;!S8=\\M##ANC@;1=V0%G]L&=Z(+ MDF'R@V_S.%_@.[&B^K\$$LZ3*KWX/Q;)B&MX#/ M3EH133C@*:A"(-V.:-R%5-R&8XX8CS\>NB4.VG47#.G1'7\X:A3^=/*N&#Z@ M+XVX83CCM'UPPC$[H)2,MM?..^ /1VQ- +<%BGTNPY,*.XC'LV!\4_2S\:KE MR,I5I)Q L9AFP2VL0"DJ*BIHZ:KAK>C2I=I,#\AZ4&9CE\M#"ZZ-*+@2@X?T M1D5E898;29HZ*2<'2PEY.Q/V;8[:V\*(1K2:(IN^HZ!0\3&RUKO#[97%E##+ MF,=MLR4[+$1DZD5]?3T[6O$[;CBL+E.V!,%434TU+=[EV&GG[8SRT;9.69>F MIC@%WC4%*UF8C>'2H)<'+JE5-SR$Q:Q.!UQ$Q=1P+(>6/RL0]S]WJ%^TF;P2 MD>K(6DH.N#TE*"KNPO:V$"RKG66]NPB:"PU3RWU:456!ZII*5-54F%Z/:35; M*H+NO6I0T:48PT=V,_?9'05PN8LIO$K-H>\ZI]^Z]GC^&MO@#*(>.1RU[0A36Y9FZ4>*L=H.XJ<25AX MO3WI1[BMEJ Z&W-A@I+] I5ZCW0HP1CY5PLS?HU["-CYS'M^_%I' 4C2M7X)2MP=77' %X@14*>*:&]I1;"M XOF MS45'4QWB$<7,N5!>ZH7?W\AQF61YTGCFZ9Z;9-'49#S2B MO,"*0D^:"C6#QL:UQE)M:*C/>HQ^A8+^(+Q.R@!^+I@_!\&.1A3Z[.C?JRL5 M[Q+3[HJ=?/N=#]A;3K3Z0WCN^9\X\XUFSL U+O&F4%5%@I(*HJUN-I1\D4]:56A(I,");&&66+ ([ZV*2\ MX9OU'(%V@71-K>96D?T:-37ELLV'$0E3H07;<- ^N^'L/QV/!^ZZ%>>=_4<, MZM\-=HL5=]_U()8MS>;,*J7\UC9+62[;#&7D4\WQ)@M/4EXM43+-P:'IA__@ M03@#IZ\8'*(&)+<$ U3E0'$7'XX^\02\_MX$K*EK1G,@AJI> PDDJ&SY>UL0 M",1<*.V:1#"Y"KT'%Q*K$E[8ZK#KOB-P_5]/P[6WGHR+K[@2AQ)(+UVU&L^^ M?#MNO>L.?#EY,AYX["F._?S5B$'GV&P^FU(1 E MWQ/C-U(/)JU>]!PP$LO7M9KK0+YZ_=V/:$ 1;)8[6?=??1;S MYLTSR$/^2Z0V^I%89C,X%:#J=,@M0ZN@W(&!@WH;8!0.AHCL.\R^ MES757=%&81SH\%.!N-&A'?XKW&10MKQ<9]8D2DI]&#IL$-*9&(*A[%+QS5%9 M:17!7)7Q+F@Y>S*IH.44!5*9^3U"9516YL'8K8=0B5M06E9H*J@D@6X7@4B& M%H0C*^A"83_!@YWOKS%E"<78V8DH01T%6S1$H9G-KJX-4K4OJ!K+0< FY>8@ M(RIN@7T A3KID-4@X?:?/"PV0@ Q47;^V00DZM#W@B+6GWUM8=D5.Z,8&QL9 M77/=@X?UQ $'[<_OA28P6A#!YK)AP-"!..BP@^$MYK/("7J6DB(Z%$#.5^C0 M=YTSO]'4\^;.0#.\$0NQXL#D^P M#/Q0QO?>_0;CZHLN1TN]'V>=?QT>>'8" IW\$0D1S)N@K'^.Y,$5>',XK&9J MN= 20[R]'EH/(6M<7:W(Y+9F@C""UJ9UR^#B-3UK2A$/M7# ^BG8XK3L>:\[ M.Y4O5W^.Y-S0M%@VW.#7A1?2'H(@.Z9,^0&3)D]%(*0Q[<255Y^.;R:]C$\^ M?@Q//GX3^O7J@B@58-VJ5GSPUI<$1$ =E4C?W@,H-QQ8NG@!MMEJ%*Z^]#P\ M]=A=^/.?_D"!&N;X))-1LT[\>@HABIW ;(()P%4,27EI&LQLW778:G'[L;-UYW M 7IV*S"9UCWN DR?,1_-K2$*U?F8,7.!,0BC5+PC^I?CGILOQ2?OWH%KKOPS MMAC9CX,@1J43Q/JZ=:9]M0>B^DW@2GL(BO2W**9] 8722-FL]$JN;#<';22" M.!J8Y/L#5]0)G$OB_1AQM-)BTNT88B:@?>^PT#G\^Y0\X>(^M,'9(-8XX M=!3^?,:Q[(<^:&V*F70=XE\MA+517OX:90C.W)WYRI3V)!P(($I9J3=KX8F MSG_R"":S.>3EO8E+'E%+1Y+9=$&]^G3#G@2J 8)6YVWWP8??_PA5JY:0WZ?ABNNO1)MH10^_N(# MO#=A!C8TUZ&&P+Z4^D?^0T^!R[RK>Y]>6+)J!=_#.F-"9@]KQ8/ M/_8LQFZSDVGS7I09;[_W"18N:< ;;WT,;U$)]1"!8B2&#S^9R;)-Q;Q%2S!\ M]):F7HD4ZR)6(@(*DH]K>O1#77T;/OAD-B9\^@/F+UV&IM:(D57?3IN& =2M M>H^+ U R_Y?:[-]Y=/C7\RWD67*Q7*V[H(CRL)CRH">*W&5HKF^D M"@AANW&#:;3)742=G8BC:[D'.XX?@\J*8NJU K/?]J^1E0!;X,SIL% .6-&] M:P7Z4<9HR"J5S]JZ-CSV[*MXDL>A0,.&8==]QR)2Z\\%0_>F>*4J@AH"EN6W6;H9]LW):)4%)V#6'E9C!5(Q;B,2/_5 M5]Y 45%OXZDRL6"$Q$IKH7ECS:TJH=SQ)^V,(0/[4Z>I,\A"&3MJ.3!>?/E] M=FP$3L]/BN.7*!9.FF(!S!VS%#LL]\._#7-@=%*\>2C!1G&IY]] M1\&^%EVK>YI5-PD)_]68Z?1W%2+'7<:7Y4$I-%ZW6&=,P'^*I!!RTV12"#DED3ML=J^) M9['9=3Y#,!IC.WI8]T):VUHQJ^78604B *R,U$J&J&EK,:?7Y37,JV?E4+V\ MBF(1$U-B=9AV$/C-K7S)!77*L^'LW.Y&E"N3?M,S=>@9V1@8*;+L*IWX0[#B6QHNFH31M2)Z7!T+;-SWVPEO88LOAN/^VLSJW;\K658HN^REPRW9F MM9H:@W"7%QC+5%,"D6 <%67955\26JJY2QN4^%VP>!44R_,T5 O)TAIM+31> MI2R6+6G%Z,%E'"<4CFD'+KGR87P_?PWJVT(H+DCB@=NNP+A1/9!)A9 FL!:( MUU2)58L!%.C-+CCXB',0Y=N*BHO1HU<%+CC_5'2K=!"04R98/+CFFE?P]<3I MY!\[6II68?;TUW#I1??CF]F+44KAJCT";[WU8@P=DMU+5$'P=]W]!-Z>.A^> MN ?5!18\]\HM./#P/_#7_L:C=L0A6^&B/Q]J*AJ)D'_M5GPPX7O\[>&GL:ZA M T5E+,?QA^"8X\?B_$N>QUS6*19-8)NMA^*NV_Z(2R]X#-,7K(3-8J.@3^#F MFR_&-MO(&TQ>8W,_\LC+>/*MB:@I'8QPVSH\]-"%M'H_Q&>?K4(X1:7B\6/" MTS<2)"M.5L8-,'/N>EQWZ[U8LK()7;KVQAD'C\#0K7?!^5? M#I==]0S6=ZS!O*\?INS,6@06&I0? M8=OMMC$S* X:=!I5DZ?,-EY0Q=LV-;;BAQ]^P*H5*ZE,3R!X=Z"Q,8[%BY=2 MGE@Q>O10M+:$#1]H%FB?0[8U"Z#6K6_&_/D+J=/6HF>O&NRUQZY\?_0>C@'J-HY#&1!>[3[P&Y(%?H)'ZLAD MH9%3AC'$%";D1&EXE#?0G# Z0OGVQ#D":I+]Z9"3XYI\Y\K&EBN6]I//9^/6 MOSY-_>"#I]J%J=_.PLC!8Q!L"Z*XT,VV8\LG-N#IY^Y'5^KQ!"U.AY=ZB^5X M_=UO<=-MCZ*DJ@]BY(ET(CMCL"ERN&QLKS1!7@';L Z7_N4$''K ]J9?8Y$4 MMMOO.EQ[T[$H*;#":^N-*RZY 7?\[1(TMC5@]LRU^'325$3;W4C'V[#EF"*D ME/,OWL7L@C-\RRH^MQ)S9C23'XL)RHI-K.OLZ748-FPPJKHGB2?J,.O[*5@X M]Q/**M?(G];F)9_ M,0>(A >M)"J0,\\X$06%2HRJ!);"[TX. @Y$/O>ZZ^YFZ=SHV;L_!V*+N<_" M<@<"?E1V*<:YYQZ#6%Q[:*F**E-V.B$7ZR/&47WE04NRTU.TZF69=G2$,&WF M3'P_XPX9(CWC9ZSZ&U#4Q.MYS3MS[U(;2M ( MJ'ELA6AH#R%E+\"RU;58MWHICCED=UQXYK$HIXZT%WO_(7"FU7,"MMFZLEWY MJC6K&W'0B5=Q7)'#;4F<\:>34-.]&RZ\Z HJ4"<+T#7TYX#BXJ]VC$@0!??K< OK)J"I/& MS8(S+1;QL0ZCQQT#'RU7;4$3-:XU31H2GYACAD!(JV[TBA2 M;'&,['S6>0]C$0W+4TX>0V-V%*Z\YD4TQYHP^XM[>36OWP0XN_^VXS%[T3H\ M\^(;Z-6U&B\]<@U,[EV36X[&6+J="J@K#4O@D*/.Y=T9W'/751@]H@(^IS8Y MWSPX>^J5Z>C;VX-'[[\$/BE%CO96.*G4/00^::)\JXLW)=.8.7L!YLU=B/WV/QA//_,\ M=MMM#VRU52_SK% HNW]PCH(! B>64RO]) =5/E$LEI4#6G5H2'MG)ME+/.>^Q OO_@N'-5E!+Y%B'/-5O*P9BT./^XBK*V+(D9@6.#-&KV;) X6!WD]2GS0IUX70V%Q);$FO6UYI]R:JZ M=,5'[WYO]L.2-2B0)J4E]#]TZ%#LO_\NF#UO%GIV[X[JRE(4^#K=]RS$K#G+ M\O)$-70 M[O7OOOLA6MH"!B@F(LJQ%C.6U"Z[[D2KI 3!4#OZ]>\-;:-05D3EF=7[IGX9 M#A:!N9P'+9;($-1D&TML15QC+.$8*4ZSU50= UASL[ MBVR86*1[A+MR=5'=]%WM2OS!P6.ZRM#&'"'*M9FF^A0SI'Q#6KBARY1P42## MZY'7\:?E_R*!' /0.O\3)>3NYN\22F(]\9#NU]^RBG.T<;U$>F2N[+\5:4IA MX[95>^G].C1%J-]7K SBKW?^RR%2SI( 6IRPBES8&S=)H" MBL_7H@/5-TM6@J@4%LQ?@C.N?18^MXT*H8[@[&1:7,-PWH67PUO8A490""\^ M=#9F+V[&'?>_;&(J(^VK\> #M^'=]S_#)Q.GH\193 MP-3Y][XD?/6?7WO0, M7O_P&S@+R^&RA?' 7R_;)#B+<(RL6N_'>1??B0TM2N%@18'3 8^V-/%8D:20 MVM"@[9N<**LL1B1>3SF0P=VW_Q5WW?XW-#2SZI0578JL>/6%F]ENLJ@%$5QX M_H5/<-\K'\,1+4"\HQ'W/WHU+K[V!C35N]"]JA03/K@1L?8F%)II638XV[&5 MAO ^AQS/V$(GXJ;Y8[%6^%U5F%=NKJ PZ[ M .T= 5Q]Q=G8:^?A*/%IYD'P;-/@[.G7IF+HX#(\<,<%-$1IE(1IM*8V"^=@B"M&0 %[TA0Y 2S)6;V9"TDN,J1DGTJW4/.-]['3SKOBAQ_F8NBP MX:BJ<, F#P%;6ML_E6F7 0+$L)]&GU(H:#RP_$H'8NN\EY3 MMJHL<0(:.4"4?U!@321OD9+DOOW.6SCAA./,.4.F^MEV^2U)'OR6EB#*2PNP M?$40M]U^)SHZVG#2J7_ ]CMLC=)<\_&Z;+[4[,([Z0#-$$0#$8(4;6,F7LQZ MIS_XX"M45?;$W7<]@#DK5F'DR-%8N6P5?)X"&IHNC-]F*_SQ^"/QZ80/"(UV$W7<]!I]-?-D8F$\^^0Z>^7 &8ATT MTATI[+O_ 'Y:$.XHPOR%2['-3GU9M@J"M77P>8LQ:JL:-#DB6^8E$"2#EE>_&7Z^2]$JY8,"YJVHZTE@Q]FK<87G\[$ M*R].P+0IBW'T,11. WL1P5.AQ/S0GH<[[#@.X[;9 DO9H%]^-AU??#8-LV8L MP8;:($(!*E\VY,"!_5%6EMT#;7,4C08)RMIHN;:QY"FSG%V4)$^'@FG,F+;" M!-L]_>3+>.S1I]"W7S$..& ?%!4["2H[R,1)HPP/.?1 5%96X/77W\*KK[Z/ M3R9\AU;6Q^2AU5CFA]S(9J\R*5,)1)X5(M?TG@XUC$=>#%XGY:5Q)>#SGSR4 M5-22(6L3K?[2[SI4;H$?36-FQ, \H4."55YF3;TH2:QDB.(T=8\,XE @_.,S M]!X]1X>^Y\X[K3%XG0DJ>6VB3F'%H]";IN7!\O"[(LUN\4<^JYSBCA3 M3G4="N;TTH)Q6FA!4K$4N.RTZK6TFHJC\STZE,I# DO?50ZAS(U__RT.*79) M#!FA:0+U!*UO>298%00[VG'#[4_BS#^?@6']:S#EDZ=Q^'Y;L9YL@R(*?S/0 M-D^2OZ*<-U"DMXX%FU3I/0(5HZF-UF'83Z64&^L4PAR\JK: BIU,:*$"4FRAKZ@02C"KE=_Q: AMK4$# MDD*A*(TN D#>4T!]YE:,(_O"9=^\UUV4X+,5(UE%X"HPH97D LQ*LJQ%1JED M",JCIVL2,C*H, J+BVB8.+!D\1P4E%:8:9.6UC8J1?[.\:%8VF0L04N;SV1G M=:7!*$-0BG/JU*DT+K+OEJ&AS<9SGN=8*HEP-$X F\'C5"#77'9+"H6S1I__]F#H,5J1YQUCE@( MGLDD[5$+0@2^.I=*>^ I[HIXRH7VL(L2R86$O3 ;L&_Q8$UCA,\HXE& U?5: M8>V#J[2&GQXT=*30V"K0 #2WIT$\92Q6_:V@?K ME,ZFKI%ZA%T0Y?<]#CP M!5U\V'[/;>$L*Z3Z=&-#4P9)&IG>TI[\]/)^%PVC4JQ>%T.;G\]C.3*.0E/& M9,8%FZ?133=<1O/!OJ[L$,2O'HU]2UH'6J,.\-^WV8I]#CS,+$>0Y M:@VP;]@.VM_UE]OLWWGT43S_W!4X_ZU9<=_W]U/D)//30W3CR MD .P<.XT].U3 F]!"'OM.PY_.NM8_O8,C;N/<-@?S\53+WZ+-1LRQ"!\'L?H M+KN,@\=M04O3!KYX\Z0P+3EI!@_HCP/VWXO?UN1 *=Z"4QE$TM0JN@C:D M;>O0$5G(-HIBR;3@5ZUC3IP]&C!R*OGT%,O7.K&"5L+3D7(QD=ADPIL^$+CGP^6">S K> M_RBQK)K*5';VW-^&J."C1@RI#C8.#BHJ6W90I!0WQK_M7BT1EIIDI3NIF0Q7 M49;=1RZ=ZE02.7=5CO@."6OK1C%E.:]23J?(LR2Y;E:IY8A_;U0\U/ MEZ*HR$Z0&$77+L48/&@ WGSS8VB_ME HA3\>W!]SEK1AT>H0@@10-156;+WE M4-0VMF/1T@UP%-;08E^ LT\]D&"=IJ3FK[>"XJ6NL1U55.3G)@:;U&3SV MX*MX>_Y,6&)A;+_%$-Q[VY_)$X%LMU(9/?'T)WCT]3>1:G.C5]=RW'[_I3C^ MM+,)[@=@PZKYN.?V4VE][T!AF>WO<#B%^L8P3C[]+U1D101;7IQY_,Z;]9Q- M75*+-(&M+1/"5U\^R=ZD3##\Z:&AN1)G77\;$J%2Q"-1//K4#68'C7FS&A&@ M1DE:Z_#N,W>B=T_%J64!74-S!">?>BEEC0U%)3UPTB%]<??XOSS]\)@_J-PN57O8RV1!NF?WJ[(!893UWQ/SUG3]UY*J;.78;G M7WO;Q/N]_?R],!,4K&.4X].1YCBWN_')M_/QP"//8OV:=7CA\0]C!;Z8. OWWG\_&J(_C?__!"79QBZW M#.B$ =F*>]58%0@06$Z&[&;ZL*6CA?U5:(!_8W,S^<]J#)0B3RDV;. XH9*N MKNIJ5MUJ=;\6=M36;H <78JI5CXK+?S0\TM*RM#1KJV=RHU\5 (:R4+MS"## MPRD+GH)/U]IB/NK(+EBW?B4--BVN"1LOBI]CKTMEC5'BNELR,E5+>%!;Y:&A$39SWT,%#T-+89 !_ M6$CB-Z1BZI,@ZV!WT!1PVBH\_G83FMK0!E/1 MAU_"-U_/01G'7RC3#F>*V("#NEPHW''_&_AXP@+$31JP39.K ML!"M[-\_'GD@+CYW/\I \H_11QXCUW8Y] $$H[-I",80:/)B0)^AJ&];2&/. M1@.R$);"*,]3+OJLN/ O!Z)W]RK,G=F$;Z=.QPFG[P.?QXOWWYH)MZL >^P[ MTO3KC=<\AB./.A1;CJO&@GD->/[IQ_'.&X_"3IX1G+8KKG\39*%BD5C&PH7+ M,>'];,+(W"'&R<7]Z,CN^A_'J-'#V'A]L&S9,BQ=LL*J M$FPW?BR&#.E+I@<^_&""F?9)ITHYL+)9O25ADJDHF=+. ='53//8J>A^^&$^ M GXUNMM8RQH(LOZT>"$03*"LO(1@)8:>O:NP[[X[H[+"00NW SZS8""[4BE/ M>?I7B'"+X$SH*PO.'G^>X&S,"-QWZYE9<$:(H_$D$O#3&,L!P;JZ.KSU^4*X M++32J /[=:O&%EN,QK.OOLDA[(;#5X*]=N^/VK4!3)NR!%VK>Q"\K,$11QY M(5V+'V;/(Z B-+='<,;)^U.E)Q&.)7'Y-7=CWN)6K&^,8FB/)(VKO4VLBMZO M\2>AKS)(D2C3NT(+GGC\>?PP%)DFG30N&"$;K:L-XZJF7 MT+U[;^Q)8ZVJ&KCHHMOPU0(_/,X(1O0OQJ/W7L>QV\;G%[)5['CVY0_QUX<_ M1]^>%5B_?"9F??<6SCSKN^5(].TWP'B$8I01EU_Q-_PP M?S%!4@>ZUO3$,8?TP[''GXXK;W@4TV8NA?:IVVW'L;C[YC_ADHLNQ\=S,^A: MXD2X:2FF??4*XK0V/91' MW?4^Z<=^-;"+:UHL!EP6TW7X(U:Q?CO@>?0"+3 M!26E_0EV_;CC]FL(2H'6MC@NO? 6M#>F$:32%)UYYO;8_\ #T-@4P-''G$YK MN@9]!W7#9=>>ABXE5!J1 "QN'ZA787/Z9./A^9>^QE//O&R,Q//.W0Z[[' H M[KKC(WS^U:"A^^"((\Y":<%0W/O7G3%TD%)V6)'@.Y,9-R9.G8]; M_O8DVL-IO/G8%9CP^4R\^=9$6&P.7'3!R3APK^%$9FPLRKD.^P:X;5UQ\95W M8\GB)JQ>O1JSOG\9U"U4!%HMK[Q;FP9G#SWS&<9MT0OWWWD^;&E-";,C5 E^ M2#XK?E?3\<: RRA>4D:9IJZTL$=I.#9/FN 6WPE4:^$%7\V_%>*@F1@:EK02 M[*Q7;O9"0(6W_$A)DT S.ZLAC:&80@7V^]O:V!?:Q%PR?-,D?9:CW#C,?8KD M955\E(=6N]GODG75?I@A@G=]EQ=W8]+X%>D9&S]G4Z20&P'#<"@+)N5!48RP M[O7IB4O//YYZO0A:51F)!0E22LW8 MO_&V5_#EQ-D$CP2PY%,=(CT[UR?BJ:(N;=A[GR-0Y.M.&;<(RY>M,W(I&A/H MDKD30E<:A+%0 ,E($,\^\0BZ4G]KJO/DD\[#]^O:*+.*D4S8$0FK_MINCK@E M(P\>860JAF$C^N,O%YQ.<%>(3#R:#6/B>$B$8QAWZ+48,JR&XX(XI,"'21._ MPVX[[V/ ?WW]>BQ8OA[=:VI0MWX=MAH] J4E!2Q'! OGS\&VE*F.H@1F3*FC M_'"AN#) 0-D-'[VQ#/ONMSM"J>DT;X=CZN1W\?WDM^"CG#4?O*<5!%EPDFNP'-/E.B<8#!M0MFK5"GSUU9=D H02B+-.U=75[%_ MTR8GD8+Z]]]_7[-EC[\CP.O7LX%3&#ZB-QDE166RVE36Y_6AM+B4C,*AQH(J M09_BQ7;<<7N^IS=FSYY/(;,-X?-V9 ^F":3:T=R\@85+DU&\!K&WM8;0 MTA3"RE7+LYNCIC1-I)5VVL35*HY='^Y^X&E,G[L@G';#,&"1>OQU+-O8.Z" MI9@];RY&C]T*TV?/Q:MOO(O5*QNPEF/@T /V,K&9"C3^]-.I6+\A0 .H#+4; M:K%D>2V^^&H:WO]X(C[]<@J^_.9[ H7OS/'Q9U^@L;45N^^]%V;.F8_:^B;X M*1QGS9N#V0OFHYYC[,//IN#U=S[!K#F+,'?18M9S'KKU&H(Y"^=AU?JHF<[N MUJ44^^ZY'06?E!GM0\JA63.78/GJ -:O6H:>72MPR,'[HK"P N^__RF!2Q&% MC@M3IGQCMN%9M+P9S[XT =^SSE9G*4K*NZ.E/8)=MAV$8<.'X(VWLEOP*+]8 M>7$A#MAW&TS\_#NLK"/85?Q1(H133SB$0%56J79@L*"^P8_G7O\:%<459JKZ MA&..H(#NBKESYQ-\)=!8WX$.RI$77GH%K[_]'AY_\CDJ3 WDP?OR6QN)73KSY\Y83X#5AU8L,/QG]>@ M>]<2[+/'..-)-;RL"XS^((BR:;=GO8/%E,GLJB MC=*Z:''6FK5K4%%>07TB@.;@OM1B% MOVE%]_>4TVFY3U$H'#3 02M!-3X%; 1TM &YSFDV0K3Q/6J#C?_>'&E!@';. MT4XV4K&JEY7UU^UF3]M? 9>_1BJ[/'XJN\JU,0C2WR*M(%;[*>Y-TWGJ3P/, MV);J:ETK^J7V<1 X!T,1]I\+DR?-P_77WXDE2Q;AN#\<@0O..Q8N J%"KY=/ M5][1 @3"%CSX^)MX?\+72%NURU#6R2/2>W)'[AUV6S$^^W@R9L^DH=G:@H;Z M57Q.%%552H_5!I=BO"(=./K(0W';+1>8=!SWWOL @>$ G'#R891%Z[%\Z0J^ MW8H!_082!Z'*8L!6'/8RKKKX6(_>?0?0$( )^G_B MR3=P\XV7X:1C]\0NVV^'R1._PJ/W7XT]=AF+4'L :QLCQ!G97(.WWGH=#CMD M:^()&G9%13CWW).P]?AM:/ Z,&[KL3C_O!.P];CQF#IE!7;8>3S.._]8I"Q= MT-2X&H<=N.N/^D!LO"FR[;G7(=RPWZ>KF#CCM%Y6=7-S0W&/5M) M 5Q!L[B)TW0BB;@#WWX[&U$B MGG TB,,./]1L'R- U][43@LPA--..]@((S'T1Q.FT#BJ-U9D05DU0M$,_*$D MTA8/B^-#.&:A$$TAFI!"!"JKRW':J?MBV6H:5'%:XE1*&_C\#G\4[TR8:.ZO M:VA!G:92:$CMO?^>V&//H7CG_<_0WI*B@,Z@LM2+G2C<BJ+2:H+4#+(:) M11L]L )CQHS"-]\L0'U=LYGB&3*@+W;?933>>.4#M$4\L";"L"8C./*P@XVJ MDR[0^T-\]I>TQMLI7+T\-W)87PP;4HVJBBY8L6PUC4.@K$PK5"/(T/ KJZPB M\"E!=8^>6+9FF=F%8+=QPS!D^&!XO':,&CT<"^>MI.P"%LU;C6E3%^'M3[[$ MK/GKV6??X+&G7\0W4Z:B(QC -MN-Q9_//1/5I4D".R__O8;S%N\'F^]/Q%OO/8#GGC\)0+'.';8?FN_>MV;92'NP\76#T:1J-&QK-]&"2SW>[!=2H+RA/ M31R? 1E9Q;LI:F7;EY66459W\+GR&G-4).(\5\[/[(IHP[2D:%2&O[Q*+#.+ MH:E_%=S$W)'TKV9K!)C,ZCWJDBQ ^W7:6*^)W'/_Z_CBFYDT5))(D#]Q.L+ K/> MI?AXPAQ<=_W=6$R9U$(C;V5M'7H.Z(=/W_D,.XW?@N#3@T*W'3=>=0/..NTT M$R>]?,DR?/3E',.CVFI7.'W[V'E:M;L.21;-QW#&'P**M\I+D9_;!ILBV]=:[7[=R M11T'EW+Q_&09;-PQ.86B1M4>8%44X/Y *]:O7X,M:1$>=]PA%#1]BA@D3OL2&#=I;3%L@6#![UCPJC)#)L#MX4#]TJ^G&CG#Q>0YTZU:!(4/[ MF"2"-36%K% [/GC_$]35-I$I[ 11;3Q7AW6UJPC65AF@M]-.6_+8@M9W%9I; M&M'>T62 F3QF^ZU, [=5W/H62RE:4>3&&RK_0Y\+,V=,(R,(4 MI@'LLMUPU*VIQ]R9C9O0([C-\2M6O78.ZLV7#;TZBN+L+>>^Y-GK:8 ML+@9,V>BH:D12KR<(FA1G(77;44QK5]E_$XGPQ382100<+0W;,"H$;VQVTY; M8\LMA\#GLE/0K4(J$DLDW#P_F-8-^"K+[[$ MDL6K4%IHPX"^U=AEYZU9!O[ ,46]BPUUZS'ABT_XSCC'W#JS5VM),4Q [[IU MM5BT^ >X"TM06[L6"9:UHKP(8[<8CF![ URV!'JSKEN-ZH'>O09CZG=3L7KE M4BKT,-_5#>.V&H-ERQ;BASE+0+F*WCU*<,B!>YBX5[T_SG'>3@OZU;??1]>* M D2#C13V.Z-'CW+TZE6%$:-&L(PQM#I:@N H M944,8X;TPQ:CA_"15-B9. W%\51,W=#2W(R@OQ4M':%.3UR LH[&K".-HP[; M%Q>=>SIZ5"N:+&'VC?UJXM?84+\6PT<.,'7LT[^ZY T'J&I/+2TFS:]W^O%+.C)ED=C>7.D3?\CD2A!'AF3 MC\G* 0$?/8MEV_SM_Q!I&E#A"AOG:,S5.Y&,4<\3(*EO61>U;TJKC'FP^&R_ MGSQ;!HR1O8G\87/(Y 1,4:@M\"'-6N! M*ZZ]!\TTZKREI29^TDH F -F(KU_8^]>) A4D__\'774WVTXX;C#P\LOO8Y(.&$\V[&$E0"M%DM6M."P T9C]]VV0M\^ Q&+ M=J![MW(,']:/(')G7'K)T2@J\N#YES_ *Z]^1&.'?&LMI.%5BQESYN"[V7.P M8N$J;+WMUA@TM)OI%Z4,.?*H@TR_3)^Y"(M6M\/EU'1\!HE8@K)A'0(A&=8M M6+VV%NO7MK ^5AJ;+:BO;\6:-2UH\X=H#+>CMKZ.X[.5O.['F:<>3IG&]F(3 M;\Z@L-QVVS.9>)P7:@L;LR;CI\X4Y1I2GS:[A2"GP\1PC=YB&+;==AR*BRV8 M-6LU)G[Y%3L_;BR#'+-9+;2NQ 16):VE%1+O0,^>-=AVNZTID+3YL1A43 '$ M6%EEA_]DPC3,G[^(@R1MYN8+"@KYCE(3E-GN;T-I63&?G^*[(A@R9(#9Y%<) M:U>N7(&IDQ=C_;HZ K92HM]BM+0V\[T6E)06F'(7EU:8;:<"?)8V3BTL<+-! M5Z&BL@B''G80>O?1,OH\Y>E?HPRT)ZC&TB92:7",B7("<.-X$.57NA02(0!O'4X'RZGEZ\A05&SV=K+R!+:YE&E!1Q:T<4"Y>N@X?*WDD!5UQ40$!6;#Q:X6"*2D6K M$N-L%^U_EY49H@25LIM M:.]!;X2+5 ZFL;T8,&7RA$6>7S\5PV5U><-VG1 M$_&9:8<-=4M0W:T[ G$J,K9W 9_;$:#,*25X8#TTBW7,'V[#RG5K*//H,*E[%NT1XK@,]""9'CAAH %HZ'>']7K.( MJ:1$>Y61^'R*2(3"!"/LYV H@Y3#@B4+UL!N2:*$[ZNJ*.'UV5 3>5E*"2G1$V]&UNH3MD4*7D@(#ZMU:P1G52G0[DK8H M >*F8\X>>V$BMAK1S<2<62C+;=IR1,0.4\Q9J"/)]G0;A6YG644RQHL))DW\ M5V[><5/$XG=T!%',LO$%QGNC57UN#Q&U+&#]2+FY*G^)3Q0^)9'AG=Y%A MO>2"(E'M4-_H(?\Z6?@\+2R306_*8TZRCX+9_(<*_,_I19%T8@Z8B<3'OT8J MNY[Q8ZY-WJJQ*!W]OP5GN?;*D0P^E4DRQN0F99]IT_@L ,[RE6:@W +++([Z M,">;DIKV9+UR\LG4,94%D-H[TVHC0*$.=A$0A[6ZW,2W=9 GJ\D?=AQ_\BTT M-A)HY_/3- *2&0)PN5Q$\ %X?;Z^%T++Z*F_/OLV!VGGGHJJJI<"!#H4=P8 M:FM/$9C9<.M=#^#C"9-9F5)4=1E(X$0#(QVEO/.C+5"/?M7#4-^XPB3_'3UJ M%"9^\1WE2&_R*^57ZP;6QT7\T&R\C\IA%J0QH3:782>Y94D3[S@"-(9K.6Z[ MHZBX*]L]0IG:P?8F(,^X$ NOP^3/GX9-Z91DUF[&H+"-VV:7Z[1B+.M2_CGZ MSS%=CGRTY-4AV:G+K;!BQ0:\\/Q;F#-G(7DX&RL@8*9![?$4T')6 &KVG#K M;:_ ZM5U5#BM[- XVCNTD6@6Z2]_A7:O.=,Z0Y$&PNEG.5H+%T*)H\C M2=Z76Y]CD0JQP&>GE47!IH2%Y/MX@%9]0M-3%A04$["D Y2DU+94-/ "/!,:3I>BUK)T @4##E2$:1B@Z9SF@)0GCF[)49%)-A$ M2[8C9+P8;E:I9Y]2]",H&]RO N7%!!-M]094*#MY.AJF\G<9A2_]J3(H -=. M!20EI'P^FJJP\#UI6N]._M;>UDQKVP6'6;5$I9>)H&=-)7IW+4'7RD*4%U&> M\'KE*M,.'PZVBQ1-0CN74 ?J-^W*8+4D^,P("@D:,DF'B2U3"PSH["*BD%.,T+ M*JE@:"P+^(.^A(#<];S-3@JJ?E0*[7X\RUM^' M+A4^"GP"XZ;U\/@<;$L:SD9!@ORAA1OL=AJ[!7Q'#_*8D\"X5V\?A.7$0S8B M,(=)86 C"*/AS6;(L"TWYSF;,6<5NG8IQ+Y[;6NF-8WGS/S.UZ8U[>@FV(^@ MPQ] A$I7($VK(G5!,!R&:R-@\$NDXKO(EV)7;:6G^SW*]L[SWWTW'Q45Q:BK MVT 9G362Y07*[LLH+Q8[73,['#MF*I-U4ENJ$1L:VHURW$AU_2)IW.7&WL:4 MTW-:,*8=8>() FI^Y@"HP^DP1H_BJW5M#ECHT/?<\6L4Z$ASO'!4)PB(^9^\ M@G'J->WD8-[T/XOV3Y%6!PHD*>Y,JS=SP%%M9\K:V9TQY5#K="NK+^0Q"X4$ M,K+WYTCWY^JIH[U=BT+(6WR.$O-&(I0AE"^:[A5/R2,:B::POCZ(IYY_$1&" M,0'J"/6W0^_7>.'-N?+H^=+/^A0EXZMPW;67X,C#=L)[[WV+2RZY 9,FS2:? M>"E!/&@-=*"DM))7VE'7T$00UHU J 5^(K%>/?MBQO<3,?7[Z3SGY_46M'5$ M4+NA'5]\^35NO.E.S%^\GO?* ^KA;T&6-0M7 MHJ2,>$/[6+,-5ZU?@T)O*>48Z\JRM[5IOV&VL]?#\>DCJ$QBS/ 1>/K92W'& MZ4=AY?(0OO]N+D%IB.,OC4A(J5[2B$5:<,(?#T9S[,U/V7R';ZZ>=> MI\HIJ%-H6B_.,6ON,]ZVEHS7[QH\2K,F[<"RY;5H;G1;UR2 M-C9>,K<3P3JU8JWC/$TQ+6TVNGC($YB\<)5V''G(6;) ML]_?@4:SO-A+QG&8J4PI*+G090&I.;2WIB1=]VZ5V&K,"(*[(4;1Y"E/_SIM M'IQ9K%22'%,:)R()I1PX$PD09:.>-5XR)FY20=B*_4DIZ::-MI937A[>K\NT M8P;!C9&Z=E=6@?$G#?ILL*F>F(4G F=.8ZUGWR\A_&/0-4G&3R9-@:TMK#0] M12O/X9+BI= D"+(Y"9!T/15Z3"NQ:*A9%0=$)9:FQ:BX'P$"Q1VEC/(AY"(P MD,='TT*4("PJQZ#JQ[)YW$4$:%JHX*6@BO)OKYERD3=%8U/QHC$J&Y55GG+5 M/1JQ&N&H:34+A;JFL018M6633'I^,W%H:A--9<9B>K=DB&*)"!Y3 ?X.%,DK MR'/KZUKP]?=S<<7U#Z+9;\,GGTS!=,JBCSZ?A'L?>@9KUK B^" M,KOQI%&[@GW!^MMM!+]L>R?EK(7]AXS23LB'2C#$0@GH\JI-@K-9\U:;:DG=C&_"^0(X'SQU63X"HH(RK/3IINBW+C+?8IR.D[TUKN?4Q%; M\>''G^*S+[["4T^_A '#C[9^GY9]XQX0*\V?"T MAKYB'+4(0HK['P%XFR.-Z4\__13OOOLNQHX=:P":ROF31XT(D^TG0"0/=((@ MU,@?OO;+B9/,3)*ND[=,]^5D5>[[-3?>AAUVW![> @=:6YM06%A@^B&NI=7I MK!&@?98+2SSHVKT;%BY90'ZD#.//7KO;Y"'4^U3/'# 3J9^EER^]$_HTV< MWGGG&SST\',$3W;4].J/!.5*+!-%444IUFU8#Q<-L9+B O)/'<>3 X,&]L:2 M)?/0H^=PK%K3B*7LKRDTN)Y[X4U\-.%KK%[7PK$G?%+&ZTO9YBP319RO4'G/ M@@CYE?Y+L7 "CVD:Q 2V N/*$TD>'3YL,/[PAR,Q>?)4D$(0J2XM 3%)24< M]S&6,\KG.="UV(U]]]M:PQ_OOCT9C0V*S7=39BD5A\?LL5O@M>+D/^Y+([$3 M!+-M-T6VU]]XX;K^ X89CU(]!YE('9%#LZ)7#8X0>BI44Q81\:P:=] M&^MJF\VG!HJ)'Z!0*2XN84-X3 ?(0Z"XKZ;6%E16E5$H9&AIR16JN"\WD;6# MC-$=I25>$W\B(5=&A*R](24("SGHXHDPRFA1:P-U;7M16%3(>TJ)1 G4.N*L MO!W+5D['^/';F:G0A0L7\5YMS.HR%IBF-WQD)@5>2\D,'3H$VVX[%KOL,@8# M!G:3;.<@^=\-CCS]_YTV#\X$2C2N-A9X.8&L:0<[!9B\:VUM"8(?M_%&12-9 MXR:1M",L!45C(\FA*94<3\<-0(JE^5:..2L%2D<;C2Q-P9"AT[3ZDA3 VO+& MZ_801U$@6"B5>! N($%AI%TQ,OS;X:31(M# Y\3YO%#40H%C17-;$LX"@9^X M>98\84D:3#*#@%/E8H52K MA#RUPM8-\8P1\DJ+\/1A)P\>ZBY)\ITU"S8 ' M.Y_/]PF,LEWBD02KX##/=%)1R',?CPL4\O6I,&63#XD0S_)O7TDAYBYNQCL? M3T-9]5"VNY)%6K!\;1VJNO6FM=R BNI*I!T17'7C)>A>JAU&V :L7]"?@L]# M12; P')HYL#E83^Q3P1D/ 7%;$]YK-1>!$0L@%=3&Z18-&1 IIG18)-I$^X" MG\"R/ 1VM-&H%9C+\+E!EM5.\&Z^YVIL,7(X*BNKT*VFFF62![C%Z! !&07G9XDU,X6W(42F MTPK15U]_"R4TRGOWY'V;(8VYS=%]CSR'DTXY'*.V&(F==AE'?=>#XR.%RZ^\ M +OON3-LY'L90!N#,XUA':)?>_YE%]^&@P\^A 8)KS7/T'2>^E%3@]D%!_\; MD@P9-&B0V;&GJ*C(3&M*]ZH-!=! ?6HET]G%KWRG$C%+MD2B:3S][#,8-*"O MT9.Z/D89?]P?*O?*#[,1O1' M'+8/>O4: )?%A<;:!@0HOW+/RTUE"JSIG2KOI1<>B^>>>9/ YG.6JQ1V3R$Z MM*6@)4KFBB'*<55<6F E9M 1]@]F0R:%9R6#,==K)+/\]&8D 'H0FEY#6O@ MX^\V8H(J]A.Q (VM="K!L4H#*!YD7PIKE!LP)F8OT/EH0/. L-. J^[2A0!M M/;Z?]K6)X5426K69O&;")@H7$!-'B$FV'-@+X\;_?^Q=!8!4U??^IGNV6;I1 M$$$441 L3(R?W:U8B(&%@078@8K=W8&B HJ8(((BW=VP/1UO9O[GNV\'5O^P MJ.Q2OD\O._'FQ7WWG?.=<\\]I[D\MTF,'3,5D; 8V%JIC-.P[*]0>=P3\7)< M?,&)JIH12;ET!@^\2?PI":T>7Q)#:6DY%B]:A@4+EB #@RZY$R4X)\3UO,K_S>X6! MBU*[_-(3\/F(\1@W;AQ:R^"PVSQB5>6AQ>Y PX8-T:1)DPT#D.21@X7[,F!@ M:\ 8)4Y%4O ^]>+'>/6=,3CPX(,PY-;SX7.$9(OJ( @#VP5:2F29D$_:G2I> MB<^\2+_??IN*GW[Z&1]\,4](GWX/+4)^&A3E8O]N>XDU?!3:M2U4W^W,B",B M5-4M34 RG(XH96T21?;"BQ_@F7=^P7[[-L-3#U\O_5(E2M4M\M$FI!EXX:5/ MX'3'M+E/(-QU((5WEP7M\#455J1V55.2*))1@S<@ZZ'= >>=*HGK MM3=?( K-BP?O?U)][O*DE3.ATQZM<=V >T4Q)X5 6M!]O[UPR47_D_L<151+ MBI'@QD]< 5P^!WW//E,14E9$6+"B#$\\]32>>_)..I11)M?Y\ -/"S$/8][< MV7C@OB&8/FT2SK_@%-E7&OT'/(S[[A^H",HU5]^"W)QB+%NV#-?*N8AYBX0ANNN$.-&X.W'3;<]*W%5BV:#UNO.TT?/KII^ASV.58M&@1 M+KWJ,-F?!7<.>@DGGMP)P;(\(=2O@%5-%LU)X9;;KH8W-XI;;A@N?9; S;?< M(>3"B2'W/JAT92H9Q(TW]!/]Z83?[<0E?:_%JR\_ 9;%NQ9A,4"7+U\IAD8 KEP3'GOB 8S^?B:^^^Y[X1>KD>// M5]RB*E2E2! S0M#(JT]PD0''+KV'Y!,T2+(<@V,N*/>=XXPS>-PN(.?&T Z& M<,1DVT,ZN,7(>$A-%=\X\!'\-F6.&+@^A.,T+MP(9:)(A-9C^L3WY/X+5PY5 MPJ9B>S>-/UTMB;O7;Q;66XBCC^V!?OW/QG4W7()++CT3IY]U#!HU9$!] '/G M+@0S8=-MR@OA-*,>&U"_X+&R;E=V&DD9R17Y)2T:6A^EI6OQZZ1Y./B0_7#; MH.MP>;\S<=Z%Q^.L//-AW#M=>>@73NQ M>EE8=B='1BZ6N2DYU H:@$QBWOP5^/C3$7CCU<=Q\\T#T;QI,Y4+D^/^M\F_ MX*&'[\/3S]R)PP[;'SUZ[(GC^_20>\ 5N4[TZW<^NG;='4,&#T P5*Y6#:]= MJ^';<5_AZ6?OP]#[KD(T7J8TU=P%\]'OZOYXX.$!N/;Z ?C^IQ^Q^QZY:-*\ M&:Z_Z49T:-,2@^^Z&\\,'XP'[KT&/;OWQ.2)DS!MZA)$0V$\_]S=N.>>.\#, M_.%P0O4'RX(Y[%9\\<47Z"';,YQ 'EKEE:'#80.D'\3N1UGY6B'K1^*33UX3 M7625<912_:-6BPKQ9W]]\,$(&5-[XY:! _#XL,?A=GG1NW=OY/M]N.C"\]7N M6'JHHK0^^]!]===QU&C1JE="+/]]9;;\-N[1I@T*!! MN/_^>W'''5?+_>FG"JUSRC,LW4&2/>GW&:+[]6FY<#B(""L7*,9?.SK*_;G\ MLK,Q[/'K\=!C _'RZP_B];>?QA/#'Y4QF,&;;[^'DK(@\F1<)9,IX1KE<#O< M:)!? #/O2SV#51U,9H91,:927\S$Q8R<,2 QBR7*U#VP.;F0*:*,/(9SI9(. M),+"3%T-L%Y^Q@97/E)VGYA#,D;,3FA"K@KR_#+F<]18(F*,":L%?R)GM*W< MG@P\7DYI:'"XTD+6@*)B&UJU*1+!-09+%Z\1B[()6K9H*P^?0\66T2U/@E;? M( DC(6.CYXP"5@D7>4^"Y90;Z79[\K*> M-C:")(_"VH"!N@"5'LNL,.T QU62L4)J>%4_D0:V&RADLR*/<2Y9;SFG! M$ M:#*3?GYN"DT;V=!89![34%CH"<9//+0 M(YCTRT2,_&R$BD=NWJPA&C>R(QIAW&,I6K7BH@@-H= ZD>%!^$316:T)5=?6 M+0K?[W.KC.LMFC<290F$(DG^^['/GOM M#:_++MM;$8\EP%)A39HT4\\L]8GJ%_D_GH@@+U]/'Q(-!M7^W4X+VK9I"H<0 M-1(3&F&+4,R>3R5E._-\)6+E\!6ZZ\0Z\^LIK:-:T*1@Q(%08+9LZ5+PT MI_PS9A/>?>\]O/+**T*LWL$+3[V,EU]X#1^\^Y$0J_%8.&\IPD&Y =+A-L9T MB@[KVJTUZ%OH>4!G3)_^B^P'\/I,HO1=HZN6A5>K%V\#ER6I)J MT5%!80+-6CC1K)47+K\;3S[] JQ.'Y)IBURN%1Y?'GPL%B\&;C0<4=. ]8U8 M/ S& -(3QMQ])*+D#(S%=SH]:-6VA1"TL!#T-?+>@4:-BJ7O6._6IE9++UD3 MQJ=?3,)GHW[#\K7EB,I]2S$.6,9:0NCGRF4+Y%H"$.ZGH R=6J _K=5@)7F] MFCRG #2E9$B">&?()->N*5=6%V,\6#J%BPA\/@]RA1%J*;W$26W(R'ZVMFER M?DDY-XY*SO>RL9 RWU=5T.)S@T64ERY=KH[)X%NF"&$I&5X+'SYU37]!EJP9 M,/!OH9P- BI]*CB;U2'/D)B;\GE2E(R![0MZW95GI%KL9>\3E3MK:2(5AM.J MP2VZACG)XM&0D(JP4J0^K[XX8F<&X] <8IQ6S[N''RO\GH<>>21N.6F?GCX M@1LQ=,@07'%I7U%<0)-&A:JWA7.IPNV)6!3!2$#%0)(,BKFM/F.1>KO\MV;% M6C0J;H3U:TN1$3'/[.Z_3YDFY*L"E_3MB_8=VN+J:R[&66>?IN*0"5:FH=># MA?X;-VR(IY^Z3=JMZ'O)14*0;L"\N:MQ]EFGX.TWAN/:J_OC\LLO%T*6%G(9 M!$LUY?@L6+YDJ9"FD)!0.6E-]ZC:1'>P4#97:BHR+\=B3L"&Q7FB:V)JQ2)) M882G(1W#- O$TJ6+,6# #SYY! T;=H8@P??+>02*%N_2NV#&>7Y@_R"/%Q_ MPW5XX(&[<.>@6S'LL4%X^LG!>&+8/;CVFBO0L^>^\'BE]^1?GY2*:J!#]QSA(E]S/",XYYV1\\L%H?/3>5SCLL)YR M7QWHU^\Z5<*-'K'#C^@MQ,.)LLJ *MS=I'$S5%5!5><9@?#&8176!D3IZGI2\:HDTQK MFH8YLY;!:Q8.YT:-$J MH9EA6-,!(?>KT*)) 5HW+Y;QI(\OL\BCVJ!+J6I8S&[5Z$I-:]+Y;I^\MR < M2N"7"9/$PC%+LZ@+D.&B?L,'=UMYGE2Z@>ICT26_<5JU.F QM[&O7<#Q6E);CRRIO5]E^-_@F/ M#GL,5UQU!1HWRL?OD\=CQM1YF/3+? R^9Q#*2]/(Z*2* 2'I=%R)!3U59NTT:2343 M2CM@DR_:MFZ.8%496K5H(N>L1Z^%@E4HE?-D"JFOOAP!3?9?F.M'FS9-\/VX ML=(G0->NG?#J*V_CCRD+\/BP%Y7GC$29G'+-^G7HVFU/!$-<_,2S%5W*%>5R M)[<$KJIV.OW"*3SP.)DNQ:YDY-@Q/Z&J/(Y@H$*MN&W0H%">R[2^,M(LVEL( MY-;&J_\=<":0/(#Q9LJ#*E=G9SY!Y47S8/<6^\#KS$?#@B+@FO/3\ WC^ MF3MPQZ#S\>Q3U^/5I^['_8.NQ0.#KL&+CP_&ZT\-P0N/#I)V&UY]_ [<==OU MN/S2"V7LZ*2,!+ V6.X65+]&M4-*(2V]P8ZCE14,1K%\^0I4A5C07!^X'B\K MX^OLDIF']54UZJM:P=W_VT:BJ&J"R8$X,.BJX'NN$&5&9Q:=CD2"6AO ML;9D?*EI) /;$R1GV15W)&BLN\NLWBKN-"W"CD''BL#P9HJ4$8'(E9;TSN_L MMX_YP53N,KHK4G+=0C@RHESCHH=&?C9>E>5JUC@/?8[J"9,H RMKH\I%TXO! MQ5Z]>O021=\,GXWX1"F6RR^_%.W:-H;H+IQTPO$8]=67*DB\:YDXA ,)C/_Y.W3?OPL..K ["@N\LL]F**E&\.F7D\6 M2*.X08[R*)UY^FER/IS6%2+6IH4B-*Q_&0Z58^^]]I3]">D50[%'][W0M+%/ M]JEAG\Z],&OFKPA6KL<9)U^HJG5TV[>M7)\3,2'23-1^Y)&]L*YLG1"P"B') M)EQ^V7GJ7@;CP&NOOXG>AQZ-TK(*%.0SP3.$1"65\;FE!3-R>AQ. BN8WHHE M(YD>Y^NOOY?CFV&V9H2@58HA%!-R*F2=%R>$6TMK8/H+&A+UBHS09BZ%EZNB MIXY3FG1$Q6)A(>P5,,4S8FR4P>_+X,J^)Z)5,[\0-3=RO$"+)H5HW" 731KG MHFF3/'F.">6=JP]:R7YXJ MR10%*5N67-&CQHZL*%^-MFU;HC,3TN[60L4%\)#V+ MP-: JS4M9J:.,>'7J2MPXZ"G9*!9T/_B_^'L4WO*8*O>T,!V03R64AXR)12J MD1(AR02KE <.JV?#=Y0.\:18T"([J(B9QTCW/>S,D '*= >\.%'4+!60@ -+ MEH35:L:*]57S9655:KJ-_4VE3++B\9P\T#!YE*#?"[A.@COY]Y-'6G01:12$+T%+TW3!X<1EY.OOX]E6 F M(<3&KD)=;'D6.$TN:#$]47) "(K;QU)17B$)P'V//8=^%Y^!A@U]BK2G;6Y$ M1*?Y;++GRDJX_;EJ?$1E8TYWYN;ER36;41F(P%,=>T:4"+$I*BA&R?J(](M; M_282+Y']%"$:CZM4&N%H5$B(&;DY_NHQQY04^OA*)KA88:->HA%!'39P\&NX MY*)3T;YM0Q4?*;P%I24A%#80=F!*RO4 /,72LC(4YC74=7B"'GRFB,A%,BU] M *]*#NN2TXH$;'#+3T/QU? Z&JOI6^&+B&ER#Z3_F?JJ.+] >0PKRLLQ8LR/ M:-ZLA1"0%KCZJFO1M%%CW'+K36HE,]?65&>*V2P83$01J*Y2B(DH<3465ZX- MHKPBB ]&?HTIOT_#JC5E8%U;BY#Y!*]=+H3EGZSU[#ZSF)E(F]D;F-]-^EU( MWT^L8):H6O7+LCQ%ZD5FYPB($%CW$8V:>'F(.>XU> %D5'S;];KE2&S#P M;\&56_H0$J%;F(?/OI@HXTX4?Z(*O7MV@74;K&@VL'FHXMD">BN8F9WW2I<% M_%SDG9GW1X^[S8@ 9>9TQJSJ8BVIIM]V:H@ 3D9%\=.#)@I'- 36EE1@UIP5 M>/N=ST1ANW#1^:>)U>^#672 20S:RG(A)5Y:N2FXQ0@.,UFY4U]4%:BJ$"+F M$@7E0(HY*65[QH@%@T*0GK,@=4S44-&B!-2L6H4EQKGI6 M.>G*TEQ:G&6K. U+[XX>ML *',S#F9!CDYA1Q^AEC3@5IN?ZXV]B\8P0C"#< M3BOB(=:2EK])QKH)*102JD8D;X6P5BTJ)V,20\#"/'WT[HI^DL'']UP0$-+2 M:-^^*?QNH0:IL!#*J!!$$K.8'*= MQ)"*.6!W6U!>NDJ5.&2B:[>'@>1N]3R0MW/M"@FD*H_IMM!,LP M\8'+>L4T2E$!'P82LD1EN7J8:(WEY7OE)A9+YS5#RU9-E1!0QS%@8#LAIB5% M\.@"A);D1Y]\@\>'OX6TN0 77M@/?<_<392->EY%N,I&RKBH'K-**NHO#1CX M5]B")-?,E3+X,D(SZ>]QBVYTX://)N+YYSX1TF+#\3T9H'XUW/('[J!U9_H4>"SQ&= DI75.N7?PL3$S37 B>G M#)DV0HY/G41D__)S@N_IL."T&&=T&,-'G<;/$YG:%\TQSH[Q;IP%XCZ82XN_ MSR:49;P@9[88#\7OB:R#@MM41>3^UB/L"2?,-@V!Z'KD-\@58FK&;[\MQAMO MC(;/W0@7G-$>QQU[A)!UD851K@+5":9:#4'#9POJ.9(,P6%C#!Y##H!%"U=A MTJ]3,''B9'F]# %;@7S.3 WT2K$@/:N%Z'D+N1([+H25?4%/-^\1J0T;7],( MBP22JO\XQ=5'&Z@$%T=H\;)25!5229JR59@HD%S?GPZ)W) MN7P]-QG)E]I7-?1]Z0.-C=^QL5-)S#BXN^S9#CDY/A07%Z&H@4LI.8)6%H]/ M"\F @>T%\JU8E,EFH7(;K5Q5A8>'O8SO?IR&XL9M^HA_67F&?ZG8"?XE22,QXU]NE]5S?"U:3VVW.>C7 MHR]8TV>B=(+!OR1D=E%XV=?4BSP.OZ?N4Z WM!Z1X72P1Z[=G$15.(ADR@*G MNP@+%ZQ',)! IS; !1>*_($-?9DH)*D ML6*0=".^_&4*5JU<@SESYF'QXB6H* ^"B6E968%]QAA)<@OV#_N%R/8A[P&G MV3E5R6+D](S9[&84%N:C:;-&*"HJPA%']$3#!H5HVM 'UNC-\+C2MXRC- LG MV=+YUS7^$3DC>2+X$WK(^%?5S>-)RUY8_XKN7#W'L1E)C:65@F*!!53:C76K M*E7G<>"Q SEPN0\.-'W0Z0L+: 7DY.2H9(&SHWEL_48QF([O2=#T MU:,&#&Q?4/12O,O3(7]5P29,F;8,+[_^ 49_\R.\.6GT$(NL1X_]T;A1 S6M MX["R+B++.E'HZU:X 0/U@632)T:##VO7E&'$IU]@YJ F^!EUC[6:=&X-MJ0)N>I4 M5-4&\-CT+_#8V<^#00T^GU6,+2$R-7P%2F]5O]XW4-O4L/F(Q3MGR1!@6 -'IP-//OHEQW_^ _0_H@7[G'HLV;?32 M6TS#PL43+!W A+)VKE;?@IKF:F&U<[Z6:U*\H@9(O:LO66U961G'BN4KA:@M MQ?IUI2@/)A5A9B//R"[$<4(5294YO7RLG6B3(LQ>,CUZ-BQ(>S5LI8![RS03C"0W\WH\1T!KU* M&KOD-7(FB+IN@W[[R_4Q4P'!8/-M@91)$\*NL^#G7_@,WWW_(QHW:8#+KKP8 MN^]6Q I4:@HP>Y\4J1'PM1YO]<_.D['OE)5L#-3WN'7K@(XA[I.\@EXVB^( M0@AK=!-O$6,3:$>L_^JO^."('K3Z"AR.[W"*U*J[VDP.UQZX7B",X#;H@I2 M3?RS:4WU\-88+-70R9*FN_X$22VEO&-,(I>= Z;@8.Y?]=N__)X]R7VPD[)D M*]MJ;LN8-]TK1_#SK##2E\7S. 8,;"]05*KE[#6&-WUH7'L5DX?[BU'+,7'B M1$R;/D--87!\<_J# H+*1N79,F#@7V)+Y"RO*('RT@ R21-R?#FXYJJ^./*H M#EBW;ITJ>&Y198*HB#:2,\I6>CX"52&50VR[HEKTTS.M3[G^!=6KX?XM,NG: M8]82*4U-77(:D?K*Z=)S%T8C$:5[;&)L_17,H^8@R:+RW,+Y,>2M*J#7;:3W MAQ[+8$BO0D P ()ZE?LC6#:)]YSGH9$ U;/\2%GHN_+@]]_FX;EG7L<11QV- M$T\Z",Q2M6;]&O@M#KB]G@W3O 1E&[TRC#W;4BXT?38NZU],"^GD7>9]UBF* M%M/#G/0IQO_?EXDT"1LI@SZ5F4664UC$""92(GM)QJPVV9=RQ59[>J 3/OV0 M\H\<@_MA6!;WMHD15Z_XAYXS'7\F:=D+8[P-DQ9RSKCZ@QK@5*39K!>%_A/D M\-GX,FLUTZX)#NKL*9JK@Z>9\X2=2S +^T92]O]OF $#VPHD9[2\&!O"YX)+ MXJTBL/F$<+0R##LBGZU?5X:**@86BV!UTSK3"^>:MEQDPX"!?XT(/;L>G\K. MW[IE X0",9&M413ENQ&.5<%M+U2*C*!\I7>"WMT-I.\?:XJZ!5?8\GP(*G$6 M3B=Q<= #'0[!Z\Y3W_U[;-1EFX9T0+6S@%ZKK,>*SSF)F2)(HNRK*BL50:'G MBV2*GC.%:G*P60B)H;%&TVID_5W\91:Z'/.E-U_5,*$\P(Q;# M0+)]PK F-419G;X6Q(6?*&=13>M9CAF-,@XM+N-(4^/+4IT.0Q%J(68ZSR&V M+;_X9^2L>DN]X\5Z42?-"] )E,H3(F_)EOE>L5QI&RYNPT5N&LPW1'![U?[" M55D'C9V;=9=N1/:F&)XS ]L/8C+(XVM1\HKI"BAHO7Z?/#9I5(8"R/%J\CU7 M"MD444MHS*%E$[&61"P10:Y].WLF#.S22*;$D!7]8A)Y+::#C%,J&Q,"@8B* M\Z4<)2'+ID3*&KWTI'&JQ^]E5O?MA[08Y^7EG![TP&XSZ[%QU7-76EI(4&9K MR4GMRI=IMD@"UJTK4?W1I$D3Z2,NYDD($=O\L1G WJ'#[E1PU9]L&KR^E"A7 M)K;E52UW3UZK6*3#"HG9YX>W;E=STA+GH] MF\=+I9L1EL1 ?*[J92P7TG'$HJ+#S38X73K!)&5(BX2K#):AP%>L/ML<4DD2 M3!E[F^ ):6:!D%[9S-&88XY6J^AB M5)I"4!): N[J\_[7V$+_L9YH(!C!C!DS5-_LO__^BB3R&:9>).B%<;OLRH$1 M"G%JTHU[!M^+__WO?]BW2R=]H\U CR #PA%F'G#@_?<_P$DGG:3RRG%QG-<,F\&FQ7E%6'I.%X$,_*SA^7& MR7^JDH#:0K:4WV>;OJ7>..5OD=YB0'4J&9:_2:23<40"49V8\;C22.C8^4SG MP:6W^E[8#!C8?F!E.[_+IZQ)-59E@-M%L/(EISH3)CM2+BOBEBID+$FPH(;B M<&*1,KMYALNQL@_#?[!%10"HLI;RJ*<2<>E#$MF$",V@?!Y6?4J90H'*&:*X M$ U.9; O-7,$2?[.HJ$BO$Y^(Y:D;)^,R=;A,L2\#FL.T)^:O!;;$KW1Z/R1@1ED-EG)0AP*SW:KRPR?=*2=?XK+(R@9C\AM]5!DI5 MJ!%)8$B&%K67<#]DU \TV3X$+>G"VV^.0J]>/82HA53-2>HL.FVXFCBQ SG@^/GSTV&W^GCB%OY"4X[&T.!Q8LG8TQHZ?#06*& MF-P+>G*2<(CRB\M0]CA-.*![%WSYZ<\(E=,'*@>J9W!VD665S":'G+,%;F>1 M])T2=-7A2O26R5TB29"/W2Z6C[++T&3BUBT0,Z+Z=[#*]3C8Y UI!7/(SSXJ M/ Y[7#]X]M-MBW\5<[8Y,$$C,1I^(3 T<>F50F!(MIV[K- M=S10&69$5BC[E=)4-&8D5 6WGR5G8G#9?,IB)FD@Z+W(QKYJ:2%H:7J!.+7, M"1";&'9B^W*6Q2JRR"XO\-_NWYT=)#\??_2U_-5P]CG'R#,3%_W";X3,S%N# MX<\\K5(QK5RY$J>??AJ./[XW1GPV!M]__[V* 5N]L@+GG'L&CC[Z -P^:*A* MUQ2-)+!V[7I<=FD_=.W: @-NN$T(E0GA:!R]#NB.2RXX5?$%+2%$3'33R,^F MH+PLB LN[H-%BY;AI>=&RC-LQ< MA&?8JGGKZ<46T L%R//SPPQC^Y&-X]]W/\-./O\!?[,#"V5$, M&WX[7GGM*=B8?N>QO+EOX(D]88!QUT$$XX=3_XO7Z,^6JZ M2EQ[VIF]A%#HST5]H:*B2JTRWQ0"@1!8VLM W:%.[R:7$6=!SF=1B5:[MDHT.25[,8JAKQ9 M>7ZJ]VE@IX5P)I5EGZ5\$C($&-Z4E+%!4C]BY-?8<^_.&/K [7CMK6?Q_,LO MJVG(E6M*<>/ .W';'7<+H;HL.N.Z&&W!YOP'X9MQ/F#9S M"4+1-!Y[XEX\\- C<'ESZ7^5[=,RCCB%JF'J'S/0^]##P:315565HO,BN/J: M*_#JR\\C%#(I3UQE90RS9BW AQ^-P 47GH^2TG)X_7ZT;;\G8EPI6^# QR.^ M%$)U'LJJTEBP>"6>?OX!#!AP"TX[_1Q,FCP-9\AWC1JU0/_^YV'<]^-14- ( MS[_P"IY[:2A^GC@9#+]?4U:.XB;-\>OO4U$:J/\T/'EY/D0B(=5H&/%938C1 MQ.>1-4\-U"WJE)QY//IJ"@9+,FLO=Q\5"T1/?['E0YG,8O7*9DQDR^WI3M>+ ME;.X.3\S8& GAO *JTDG9LE$4GG,2DNBB$4U57.P)FC<9-M_"6I*N!K1F 9? MC@_!"%!6P80D)%P6I#(,\-7)K*)9V/BI*FX\,+3L;8DQ,<,S5NVPG??3\=))Y^!'W[X M!4\^^1)&?/8E%B]9IN+!&+!^0,\#JT-UK%B^8@WVV+,5]MYG/_0^[$R\\/+K M:--N-T1B\@R*0<"UA@Z[6V6E=[MM*@Z,JS$[=]X33%\6BE6A<>/6Z.S0H M;H*FS5NHVHNA2 P%10V02*;0[ZK^N.CB2]7Y_3+Q-_0X8&_DY9O1YYCC<<>= M3^/I9U_ H\.&PRP616EY)<+"/BDNEBQ;B7??_QCG7G@1;KGU:01#88S]]CMX M?3EHUCP?E54!Y/JWQ6*-E/151JV0I6'$Q0CZZEG> 5)> W6)K#RK$_"&T0.0 M7>[,7"VL?\7#Q#F1_S? *5"*7(:K>3TY:BHHJ25E0/^WE)2!71!"("R*?(CA M(8*>L2ZT^$=\,4Y$FT$>4O*D\T MEIZ$DN^JA9B(!P8K$RX6E!;F&Q)2]_A33R,08=R:8=SM_-!$Q^CW/,Z8,'D9 M"#+G&-"T:5.L7ENU(C18L6\K.RQQY1QQ+63J0RGR_6224N6 MK$8DFE#5%:CSF.[,Z_2BJB* -JU:0TO&T;A1$<*Q (KRG0@%@HB&8VC0 ,C/ MS\O7JI59OZHYF9:+4.^*);(E$,\*AN*JKS=?4 MS?S.0-VB3LD9A24'#Z6>Z2I3KZ15_\F6OTJF6-J;GGQ@ MYJPY<+KLTN=U+.H,;',DDE%DY-Z6EY3BB\^^P8?O?8K17WV!BK(HCCVF-^ZX M?1!B0H+>>WH")2BJ$&>$+N(6I')?&0C M1GR.[[Z;C>]_^@E3)O^,[MTZP^^QJJ2^+GM&C>CUJU>A;8M6*).Q?-99)^'S MSSY$GSZ'JB'BX1P&3D:%9\G#;K':5)W"U]_Z!+.%E)FL MHFE3431OU@JYN;3>N9Q?_YW\@)VFIKJ8OXL>>[O=3;TAQ&X,SCWO%'F]I?SD M!G9TI--Q1$-)V"UN)&(QI#6F1M#0MG5+M&S> GNTWP,C/_L,K5JTQ/GGGH/R MTBHM^'< %<%^/GH#] M]^^!U6L7XL9KKQ7CH03A8!@Y7B^:-G;)^3G1J*BMC.L06K8L0*N6+>7["AQT MX/YPB'XLR/?*>5CD7$O0K%D!NN[52TUUMFO=6(BF">'0>K1OWQ#[[7,02DH6 M8=&\U;CR\DM16&B%6\[KBQ'?HDVKENBP>R,Y5GW+!\:/6U7L+,,QO![=& I' MHLJC^#<4O(%_@#I=K4G1&)2!R3J!*C&?#/ ??_P%'WWT"<@!\PLV9C[>%%@F MQ"P25AG%@K/.ZJO+Q:*1?_=)W?:[9%SDP<_9R7'7U('38LR<: M-6V'G\:^AUMNNQ:''MP1*2VN/ Q,T8.X_(@I((2<:9D8+/);9D7D^J233[T M'X]X7<46Z1&Q!G9>Q(5<.90)S^D\AC5'HB$A!EX9,WQ&&$H#5)=@5.#4)VUZ M$JE,FN$$W$;&B)4Q9 ZEISAPG YF@M=05AY";GZN(O8,:V3>TE@X#*?;@5"F M$DYS(>X8]"1NO>,RS)^W"&^^,A://GJM6JS "A\.=Z7\TB_G:4;&LA9:P@>' M24Y(5)><@IQW$BZ73<:ZIKSDUAI9_8.A"OB<>4(W:6R$8NU9)$144%;A_X%)Y]=K 8?O%Z+]^DJAU(!TZ;N@AWW7DONG3I M@H&W7*.>+?:K@;I%W9(SAHN)P$PB+(/;A43*BO,N'(+5JP.X\*)+<-$)+>#T M4D1JRC7,FF!QN>$.N_XT:4C FI:[+ ]%REZ*0WL/QWW#S\-^'=OJ14MW;=UD M8!='7,8U.5=I602WW?8 CCGZ=(P>\PUZ'[$?9L^?A-+U40P=3RY"$5V!77/]4+1KMR=<'N;DLHK*BF+DR$_Q M]!/#T+@1PK0^^M58G^?_@7'AMD&%55A97(3:S9\]6<6[T MTNZY9QM% !6CJPU;VO\6H%0@KT%>5%0DY%S*E-%65%2$W#P9W%NY_RW")AI: MD^=-V-BOORW$45(B)E7 M'VS*&Y!6N5H,&-B50<%%(_' A$@WBU-.. M0E&A'S]/^ ZA@!YCPU6;7#Q@TC6!#HH4A?K65KL6PI&P_&L&%U-PS#%$A>#P MH[)-V"KKM25M5?7;+%MHF_I-C18W!V O"B*W40I['=04S7?WH$5G+S1; !%S MQ:;W6;-M8I__I&ELE@ T:P"^HAB:M+>C\>XV> NCZO--_:9FVU2?UVR;^DW- MED%$A%@I2G'#"$7C[G6\0CL5QV<7'8=P//R$_-Q>=]N@(%Q/XRJ]8QY331##;=<]9 M0OK*0L]9!$<=-M3PG/UM)%5Q\6@T!H_;)\:$R&*1NU]\,0:OOOHJ2@-MJK>K M'^SHT_:Q1%R=(].]4&TR!(%>-+[F8A[&IM4G0J&0.F:V\5QX[&RKF89F4^ V MM6%+_9])K(++Z1==7HC*0!SAJ"9D+(U0-**2TS;)6XHSSSP3??H<)?)+QH[: M75J&4$K&5!1N%RM3&/B[J%-RQEWQ!L<3&0Q[_#4L65:!*_I=CF=??A377'\1 MSCCU"KSYQJO88[<&:GL.)4:'I%-)8=HV:"9M\^1L0T"* 0,[)_B@A2-5<*F@ M&"O*RX#!0Q_"OOMUQ%EG':NX5W:$,WM3*I60!]0LA$.>"?W#71Q)M23?9!;E M8]7K\(83P R8%_IR^8V(KF%X_]U^[]B M2_UO@Q=555RL8X%#AD15$/CVVXGX>NPW*AY\V.#KX/?K4Y?1:!*:R"\6:;=8 M-DHU W\?=;P@ %A7LE[-+9]ZZB5X_,F7X92;\\"CM^')IP?CL<<^0"0<0+\K M+D*C(A&DLGTJP82U5FBQ)."LQ7-FD#,#.SGT@KRT)&EM9L32=N+VVQ]%F[;- M<5'?TV 6VY5E%\ZTI# M^.&'7Q$*17')!4>I[2HK*I"?EZ\6"3EL.G$@5/"W0CU-'21J M]!"Y=O9T"5O2=%M0+]$(:V>2>,A?-U0=3Y(4S@8S9*$ZO>?FL;7J*WO^,LZ9 MFYV+E.GL8KR;BD7;R-WJ!3&1721='I<#OTR:@0$B5P#KO@O/0O<=^L(MA MQ3QS'#]<<)$MY'V2J:+V-5.908K\+>*B[T M(A@(".FBWX"9T%BB2?^7"6M))IA0='-0U9Z(7;_[Z@!FI?"SXS0+%I)VB4)6 MA4KKLW%J>@=N+H]TCCFM_S6EX7#I?]W>-.Q.=MRF?U=G38ZEFI DBT,(M!S? M*LHW-9I%,\,OY&O\=W/PR)"GT.?0$_'FBT_AJ(/V MA]]N@M?GA$W^.NADJ29F'$]L!C'[Y]![L(Y042$W46"UI7#BB4<@%$X@&0\A ME5"%5U#@!UQH6&#(I7].QY/ MP.OVJ>_='H<\.[H0HWID.@TF9"64!VU7APCQ6(@KN\S(\?DW"*= 54B(F!VA M@'PGY"TOMT ^934245(B]-E/M,X-;#T8MY2M\$+BRU@A$N5H-"Q?2A_79[.* M/JC/9MM"V]1O:C:SC#]I\50 &L((Q\O%:(HA36\MO]O4/FNV3>WS'[0$CYL) M(6V*R'&CJO%UMFWJ-W]JF^KSFFU3OZG10I$E8B0%<.BAS?#1)_?CZJN/%A(6 M$#V_&(GXYN59YD*/P>9Q(RR#R"0MS MV*VBE.R*\".91BH61S+*[]Q(J1(LK)'F4JYS P9V=3#(6B]UPKJS@,_M$8)A MDV=!/DHEA*"(D.0;D6HVFUTG'GQ.U .T:R,ME^\4@DIO(>5!*!Q2)#7/GZN$ MO=?C@<:%X"+H8Q'&J>K>=A**K*5NX-^CI@SFU!2GHN@Q8\UDE\LE,KU^6RI= MORTAQZBM;>HW-5NZX( M$+\W@UM4[^IV3;5YS7;IGY3L^5Y6B%4Z4.:.=>0+P/& VA^ MY+A:PVUK_J=GD X7%3 EC4ZSOUN^T P^T5P!6$1V58: MLR&9\<#!J0G6H6522J:%4*XS-A.LJBS1KD\^S!O2(*5%*F3$R-.+P:=%-&B< MMI&_5H8]25;3$Q$"SFM P]5IXHE[]Q:-$*V.6]/1A%X]EM6-4YT&_AG8Y08,&#"PP^(?KUFB0E#8];V-!NH6+B'] M!#T]''4>KQ=I35\;Z7'G(A2+P:6<"SH8=I"=PC-@H"YAD#,#!@P8,& @"^7M MXK'!#V!TVF"T6(6&B).TFE%4F\=R+[ZCOPO&4#*?J M:3HU=V? 0-W#(/P&#!@P8," V/^Z,T&O.&$3@I86#L AH5BP("!?P@CSYF!?P*/FTF-TXC% M(OJ0$;4S?W$%1HW^#IKFQ///OXG*RH2*9F2J$6;!IVK:,,X,&*@C&)XS P8, M&#!@@%!.@ RL#AM2F10B<>"CCT>@?-^Q 477(),QHP++[H4[[S_ M 4I+RX7(L5*%267 -W(@&ZAKU"TY4ZY=V:5*F"FC5J/8%2MD'C .F&K)Y6H:'QJ^V .Z;E0IJ M'F-3GQG8,1'6@C#;[= R=I'#-GAM;MPY\$Y<>,8IV*V9#:E0"#V[%^#LTP[$ MX-N&(51BDQMLA=FQ%<-L QP>^REY#V])GS/QN]X9.9B96'K M+8'[WM0T%S^KL]A; _4&BZA#*D2SC!M3)JV2T!YQ^$'8JU-[.%FX0JQAA_"Q M(XXX#'O*9[GY+'H>EE^DMUSTW("!?PB#G.U L-N=B,?I!6,2Q"C\?K=(_+00 MB@KU-\HO+&ZQ[OP(I2PH"610$78@9?(C8\D3N]_[GVX:?+6VI A;N]>%2$J$ M:D+(L/RU.D2JRN=I%OXUL$N#9*PFT6..*A*G;#U)%E>W6NSJ_9\(U3_@59LB M808QVSG TFI4B1P7)D;XRVT[_G]'HM->;96FU#36#@.:-B_&J:>=H+YWN:V( M)X6@&;?80!W#),*J[OSMG&:SB#6:B/"A@:K*0VW0 MD( U+0^()KNRE^+0WL-QW_#SL%_'MK!SVHDU)G9ER"6&PA&X7 Q&U6"SVA"+ MQV!W"$D3Z9"4[[__;C&^_'(,%B]:)@+$HI2)7IPX"BN+U_Z'L:6A'$<(K5NV MPNYMV^"PW@>A>[>6,D:!BO(R-"QF,>WZ14+.P))T*(L\8PDB8?+ANAN>P;Y[ M[8E+SN\E6_S';27>/C8Q1#*B"$TVD2'R]J77/A>#Q(U+SSZ<6VT6G%JRL AU MPB(OY+FP1'#DX4/QW=A;8-5HP/QY?/Q_TD1/V_^_!\J#EC%ML7XGQU]V#&;W M7?.]0=)V?' *VFJU*B*OJE=M0!K['SP /_PP7 SG]?#;&ZCRA&9[%)%X%5R. MA@8_,U"G,,C9C@2Y1-X,DR@G+9U$7$LB(8S,Y_%AY9H*//[P6,R9.QM:*H(N M>W=$RU9-1%#0:DNCL+ T7#=W@?LA95@!1\=;THG'A\0HP;ARS$/ MP6D.P9KQPRS#)XV (G&)I!]&NC,#=8EZ)VU3D;4"&DA]:3,:)J4R1N4S&*_>W M>C\&#-0!_N/:8,<"#6LMJ<<^L4 (_Z/">>ZYM_'KY/D8>M>5Z'?IB6C1R(%4 MO!S1X!JXA,G:1:I4E94*^0T:K98FZAI5)>O@%UY[X7E'XK+++L/DWZ;BV>=? M47X1 [LV.&5%#Q:1)4HD35P,P-" 1)P*F5.3?!8M:GI+)V9"%A5-K!TU]TD/ M#!M?$P8QV_&1D;&AB!F1-L%&XT#C=+8(C(Q5K=CE78PG]=BS4"@JQ,PMAK2, M*?TV&S!09S#(V0Z&;&VWC @'!JS/FKD68[\=CZ.// F''+P_/$YZ%LUPV?*1 MXVDBK_UB[GE1Y&L)<]KWWVZIVANT"A05>1 -AY 0J_?4DWOBD$-Z8]K,.9@\ M=9GJ=P.[+DBX-GK!H$A965D95JQ8@84+%V+V[#E8MFP9*LJKD$I1VVZD["D& M)VX!)&)9LL?GF(VOLY\;V,%1/7U)Q)E]EB1=S#K^3/V=CQ'14HBE MD\C(=K%4""FYVW'S&D1%T= /$$R6J<^>>WX,Z*]+<-61;"M,1ZQ^82\T$Z4% M@SIAW& =RF?\'5N,+$>V1R:.^X9_BA2WKUPK2JD4"?D^+&W(L/=PX25WX\UW MO\:*-0$Y']D'SRD9E/-+J>T6K@IBT,,CT;'[)3CCXOLQ_.7/V0URWI5"GB:A MLK)"?A,"0^S4>9G#J JFU#E4Q2KP^^\!Q,(1_12ECU+28AGYGE=JT9!)R7?6 M!B)$W?!XO7"YT["8D^A_U:E()](8_<44^:$FUQV5;73+F)X6QB&IG;(QX56M M321X+4WHMDCX."+R.FWR4>S#;2Y!1EN+E.J4[0NY>E1%*D4!R;6HZY66X3]R M_F#'KK;/_4 3;%8>AU^D>>IPW[^$N?FNC1B@HQCTM+PF:S8\WZ M)&Z]YSG\\/L:3)N_!)]^^1.NN/H>3)M>*H3,+-?'?>@!&:*'9==E:O<)Z9) M9*UZ'9/'(R-]DPSIYQE/.3#RRP7X_N=%* FNEL]B2,EW0!0I38XOSXSTL&JA MD/JQ=*ETI/ROL:O9I]6-[]5"8GD=D5]H\H+'0D;&$IN\I^.&!;H-;!U,,AZR M,L_A=:KA8V;X&?_*VX1KN9)=6LH#CUTZ7>2'S2I$+2CRI;YC(@S\Y_ 7Z65@ M>Z-F/B7*:UKV7B$3;-DT&R0?9ALCS70ME)>7AW;MVN&QQP;AB2?NP2.//( 3 M_G<2'':+6O$9BFJP6+V*/UC@A-VF'\14'80S?OQX%5MC[4I*JNB*@V%TB?2;$XGUJQ9)SNV8=&B!6H;7UX![$X72BO*,77& M4KF&$KSTTMT8^]WW:M^!@$[V H&@G)\>,7?MM==BOQY>3)KT,H8]>2OFS?L# M([\:)]_G8L1'TS#UMZC*Y69WD412L5GA\>N_=;GSC1HVP>O5J?66LW:ZFLP@&>*OM15A' MHTDAD98M-$>M+9GT2)\Y1%DS1H77+\=(VV!W^-5U;&]0+[G=;B&MTF?IC) T MZ4SY4(O+M4?C^CV7/JSI!3+5DP39*D\3+T2!(W0C@J&PB@^R2Z-'BR@OE_'M M=>.B"X_$R2<>A_Y7GX=>!QZ ";_\K*YWY)P1" TPVL6;<6J]:LQ?K22DR=/IOAHP*;$#P3 MEJU:+Y_-Q?09"^&28U=6NM!Z69F90A*0I(E+M8G>M+@B*$IN.((WIM<0 SO-V#UUR?AL&/V0I,&^>0C-83NKHEX1LB!23?!THA#D].^=G_#:F\,Q\9?I:-B@)?;IUAY6^>&[[XW$.^]^@E\F_B8* MVH%.G=OBZV\FX\M1W^+##S]$IRY=L6#)"CSXR),8^>4WHF1FX:BC#H?99,(7 M7T_ <4?U1#(KAD2._QMEG'XM(.(GB @]\OD+LNV]7S)V_$N]_\*4HNBITWK<04WXOQ_,O M/XLOO_D",V>6H[AQ$_PP_D?,G%Z":5._PQ%]>F/BY#ER;6_CLY&C,6?N O3H MT4UY21+)F$H]PKY+I9(P6\S2N*)X&6;.6HSSS^XM@E8G9E1^S'=%+%VZ')]_ M-A*39J_!E.D+-]M^GSY/VOS-M@6SEV#:M 68Q>/-7"[W;1ZF39^)3GMU0OL. M+=1"@>V):$S(B[7:52"CS:)6+IA@%H)JD?XCN>=['36\6?)'\;BZT%#D'":1 M(7(PDQ BBI0_ILU7K_?IU%K?9C/@.#*;A'33G2K/B69.XJTW6'I'9(^,Y7@J M(<\'"UL34D__3 1K5NWDOOOPQP7R/'&XZ,/Q^',,X[%NK5NW'?O<_(\%^.3C[_'NO*UZ-B^/=P,;4A+_XM% MQ1A5QDFQGPR"4+\8-WX23CRV#YPB(D1J(1$3>6)WB$RVRNV0\91]- P8J /4 M^_-<9[$6=;6?'1@J6+GZ :?7A@\[/6?T9A!9CXYR#4EWV$5ATM,3" 2P>/%B MC!DU4I31^WCSS4^P:-%:^/QFW#/X ?3MVQ^#!]^*7WZ9AI]^^AV?CO@%$W[Y M#8\/&X[++K\2([_X2H[AP"^3%F'ZK$6XO-\ 7'7-#?AXQ"C,75")Q]-8!DG@<+GD'#.PBU)?O;J" M>A(//#@40^]]$.$H$!$BZ?/YU+::*#WA2#CI?R?@QBL?Q;"A;^'E9T:C1=,V M\/NM:+E;/EIV].#D\WK YG+CV1=?PDVW#,*0>Q\1@>C$C-F+<.RQ1R$43>*! M1X9B?5D8T+%@\&]X<.UQ> M"\JJ5(KA[0J[S:&>E, T[M,NXJ%D\@'D\A'M731%B$)#&_'ONG9A]EQ^V. MAAI<$CZO3\6!J@3N' M#$%9A9 VKQ<=.NR!4TX]$T\^]3@^_>)KN<\.51KHH8?OP8&''(Q#CS@68\>- M5X_SZG65Z-R]&(\]?0/N?NA*+%FW&J^\=S]..N< G'SN 7A@V-48,_H[1.ET MEF>?]T!5'=.'L%Q+]0L#]89++SA'$7@Z+0G*$/VO"R[V[WD1CCCX0#QPW\72?Z(T$]('HC2M#GH'&#MFQ2MO M?(XERRIQ\M&=45E9A29-FZ-5FU98MKP, V\=A'//N1!5P1 J2F*(I1;"[VF- MWH<<@[9[Z.[X"\Z] Z^_-03O?_@C)D^>C'WVV4?.7"BD,X9NOOT"?(P_&.6<=AYMN?P*/W7LM3'&Y_T(:$R8K M;KGK<73?KR=6+5P$S>*"S9S$P0?N@\Y[MI3!QT2/5B$_*;B%H)AE_'PW;@$6 M+EF,GW[]%F><>PPZ=]T3[PKYZ]&]-_;OTA3EI0XL6;X,,^=-P5/#/L3 VZ_& MB2?TP $]^F/B^*?4-=]YSWWHME\O(:Y6(1AA6$T)7'#^6? [N/[5*GTHO687 M@3E^]5]^K=@A8)8 M7,@K/335GX4B,7C=]):F8=_B$U*_8.XWI@S@E!])/_L@(4J'T^ D.8POR\;3 M5"L@L*=(]M-*[AC^ES\,9['Z+/<2>B90./$*]<-&U:K$3-A G345)6 M@KWWWAN-&^>C7[]',>3!2^4YRLBX_QEG7]@+.9X<''%H?WSSW5.R/S&@')K0 M-RO>>OUG)+4(+KKD2#$<@&,/OP:COWD2XR?\AM???A]=]NZ*]>M+$0H$\?03 MMV+A@G(\^NB;*"\OE_,KP--/7X/^_8HK+X//;9,Q8U&> M2I8/#@7H"Z1>?V[C<:+?+(<28WG?VNKEZ['$K P;J!O4^G/Y1 M(&]MJ*O][,!@3$D6[#=>,94?Z_QIFLZAK5:A%R1FU6 M0,;1-&[<&/ONVP6' M'W$P.K1OA6@L*>1J+CIUVA-[[-D!K5NWQ $'], ))YR@O"+SY\^3OXP? O;8 M8T^UK_+2,C0J;HBN>W?!0;UZHL_1A^.0@_<3(93 GAW;PRZG5UF9P$/W/P"+ M$*]KAN#['R6NS_#8L HKG*4HRE5(Q2BM7E6'!@@4X[MANN/KJ,S%EZ@R, M'?<=FC1IBFA$E*\H' 9$SYT]!\,>>1&A5!D./K(=+K[\*%QZV?D8]>4X%'@+ M,?77]7";VV"!D+:++AR %4AR4!8A]:+59%3++VBAY_QG(NLG\A M9O0HU=YTX;VYQJ.Z'8SJTU^S^=R!3D+^]]UF-+.#D_94HKK_'AO6DP[(Z6 MS8NAPA+E1QYQ&)HU M*<:JE5',FC$=SSY_K1A(]Z!IJS@^'_45BAH'<.>0,2045/(AU6@Y@9J&L80VI'0[64 MS2H[D@8N!%#Q/T0-'9C4DNH[*DH&MH<982Z_YS14KL^&/L?T%&O]2[1NZT?7 M_=I@W ]C,'G*+^BV_SZ8.OT/E:]GQJQE^.SS+Q3!.>+P0T3QK$%>KD^U-]]X M%4N7+(&6#(OBC@F1"F+)HGG(S?&CSY%[X;!#=\/HKT8A4%&)HD(/ H%*(3-< M)."!W>5!>7DEVK1IAUFSUZ.D-(5]N^Z'U:O6XY=?)XMB=*EI&:\HN&[=]L3W M0MJ^^>Y'A$6!KBN)8LR8,3CHX -5\&T'(5C4\=..+9/#Q05-,#H M+[Z PV9&.%*!@@*7",B,?)Z/_-P\[+%[4^3G.##BDT\1((%+ZX2#@E0I-B$6 M+'-,HK9AH86 A",;+)XE<9S>JZ@(*F6X-X.>5-TCR 4>(;6X04U):7%4!C7]T9+K9RDT(B_?A_$3?\'[[X_"#3<,P0IY M%C@BO"XK@I7K9%,A9#+>#S^T)YX9_AA>>F$$1G[V!;J*0=0@/Q=K5RV5NZNA MM+Q,/3_/6E+_';A$4X M_JAC\+^C+\!#0U_$)^_]@"<>?@,-&^?!Z6:LG^S(I"$>BRA/)Y$UW@S4'Q+2 MW_264283E-%9&6' 0%W#J!"P X&I#"QQL8[E>4^9@DA8?#CZV %HV[PI7GCV M!IB%S:0UBQYX2KU8/:TYG'Y<9T4Z,I3>\G\@HF'ATA5XY=77D#&; MT*7# 3CYC/WA<^7@F:>^P/PEX[!'^_T0*+=CP,TGJRP:'WSPE8I?"P:K<,RQ M1Z-KUWTP;=H?:-RD(=JV;""$SHJ''GE!E)M)2$T"^^R])PKS[>C1O0M>_? K M]+OP%)CCHC1<;E1$@.GSEN'C#S^"4U19<:N]<F,6?V KSVRONXXM)S\?%[,Q ,KXH2D,9C7(OUGPPLOC\);[XS"A&\?4T1,%[B":1WL].QMZ0&I9Z1C&LP.<_64HDTEU^0" M"J:0N&[ G;BB[UEHUJPI\O)\:GS1:Z8\O":A9O+:PGP#6P/IC[J>UJQ9(8#I M54AHW&ZGROX>323A]OKPQ^R%V&./MK#$8F(T<*0R!JP4Q<6%",> ">-_5XL" M(B5"V(J9BL,F!HL)>055"(6M\#K\\IS),Q/QH:@!T*RX""4KY%D5\E;?NIO2P"1C!^''WD#]MFS+1X? MUE?Z;V/ ^K^!B@NB_T;N$Z=C2'STFV9#))01I6526;"MY"-BF2?B<=AM;L2B M*5$F5D23(37-:C&;A2!5J9J?])JP:1DY^Z1'>2OX.IU)JFV=U2OJ$IJ0(SD932E^"\P))Q*BB>P\EY H M*>8BVC FE%:O?KUI9!0CLNI374( -.:)DG'Z\FM?RQC]"C]_\[B^H8#GF3UO M>HBH"$D4]YN..).!S,"2,(A^/RK#A4C-L&1^0N"@W" M;E$@SY^82M)O":U$9(A\9'++S?/(\[A.^H[&J7R8D9NE1(7\0Q>[)8-8* *' MPR7?DYSR._F;[3,^6KR_\DRIQ5351I7<$+W]G<[-Z![3/T$18%W(9)@&A[OC MQ_H'NB!E/+3,@3\LYJE.BI9V=>^=U$M7'^\>HWG\D M%!2CPR//4%RXN_0#K?U_N4L#VP^[N#@P4!.A:#FJ0I7*6R-Z3V1+',$HDVHF MA>@P481X7.U)\N>08[I%OHJ0$>'+-)P4-&DU52A?$XKPUN9YLUR338@O<\XY13&S+V2#[0R7FYI2SE6NEZ298,H1=J^62L@H MT>#PVE61J"AQX;B-UWZXC)D_[ W+GK%3$?/OQQ(5^W MHGFS5EB^;*7R1,:B8=QXX_48.G2PC!T-Z]?'4) K1.BZ30C996QYLJ5\W2HQM^PQ3-ZX^N$&!VJ\7[;3>H:8B+'@BF1 MP])X+-6$9$53>LONI^:^-M>8@XT+=]P^'TI* V+<2-]6+]*)1$+JKX&=!X;G M; ="O7O.$$!<]N^P>44QQJ&E^<"FX;!ZY<&VR.=V%9/%- .E9>M4'!M+EF17 MX64-NT@D)DI%]VZQ%J%-!(V"")Y8-*JFAI3U2LW%X45RHX:9OA\B(61/CULR MJ50;!&/+LZ^S" 7U8Y'<<-XU4%6E5M0Q3HS3"BI/&J=XR *W,#[^CN>LIK>L M)O3/MT[99_=-;/#&2;^PK]BO1XK%BU%F>=?2I<+@N6+ WBJ:>>PB./W(HQ8Z9@U:HU MF#5SCA"U"K7J=X^]BO#!6Q/Q^!-7JUMU??_'<-FE)Z%#)Z\,_B(9=W)[I(OJ M:UIS*Q\?+I)&-)Z$4Q0R21CM R*IQ>09()D5Q]X@R.3YG6*?)=^9!J;0+!$^L<%CS,' ME97 #W\LPD\_C_YO+%?L\_REE1=QE*AMF'+&F8$#17NSVYMI%YS 13_QB/Z/7:( M@47#PU,HQ%#^JFUJ_)[[4P9/W(U8+"8?B P6PY?GG]V6Z9(2Z;4;CI]M-9'= MW^;@M6;0><].Z'W803B\]U[J,SKFPJ&0"A61!UI]9F#G@)%*8P?"7\E9&'X< M<43=D;-PLD*L5C-R_#DB&"/P^[@_:AAF3&>>*WV:D:D3Z#FC J*%3\\.WW.U MFDZ^/!N44%5E"#DY7A$ <7C\-E$T,5W1B/!A@DR^9@ZQ_((")93XF4K7P"E3 MV88*BP)+)VIRA7:K4E84NDF$#A< &T\241!5&:1+ E1AEGA:F7)%(7L..#G MNJ#DRE-Z[&K#ELC93U\/4]OQG(F:0I(M6UW@WV/C[[F_['%V%"00D4%H@]TL MXX*G9DI*GS'EB!77W_@ SA82MN^^;>4S?:IN\>+U>.&EEW'_?;>JW[_YUBA1 ML@&U(GC@P%LQ=.A0-&KHP80^_M)^0ZA+MO?0Z7]#U) M2%L.;)E"M8^Z)F&D-KIK@P^?M(OS)FC,5FP M=*1("DR?68Y''WH>LQ;,0,N6+;'GGGNB5:L60F!LB,7#TB)"M$ABLM[LC7*0 M!(S$B3* 74]RQN>*1B:_X_9\UO@^&S^Z.:1D[/.WV?979,PQ=2P21!JJO)]> M(=H>C\A#D6&1,',#ZD8GR1?WP6UX'OR-T[W1$$O)0-K@1>@V22Q,FIDRRE MI6H\\$PD58W*BBKDYN6HU[%H7(B<*"435T7RX"8$@Z*0.*TA8%%I"B@M*==/ M]PDAPU()IVIE1U0*R?-Y<]2Y\#O*, 9.$Q1H61*W.6R)G/TXYK$_[8,"G\?A MN?%S3O%M#:A4>)[JNJ1_MW2^VQHI1.4>6. 08L.QD4['Q)K7$(U;\>BP%U&8 MWP+Q9"6\?@OL%B?^=_PIN/;:&W#N>:>AJ-B+CS\:@V...4YY 1Y]]#%%SN@Y M>__]#V4<'X$N71K@O3=_PGT/7B6[UW#G[<_CI),.1==]&XNLR%4KX^*OE\B:T!DD34V:\>?#R*W2 M/RWR0H\-U5OV:!0GL:@&C^O_#[!$0G_6*=:"H:!*A+PIB*A1!$I$@X+\Y!]# M#H72,F#@;?=@S;K5:-JD&"\\/1B:]*-'E378U0?8KH4_C\9Z =FG:"N]K,3 M(1LG6I>8,'XV3COE&ES=?RANO&$HKKWZ9@R^YV%\.7*6[D-S>J2YQ,)WJO>I MC! 3470VNT/5%+3:/$C0?2 2*Q@-*R%87E4J_Z80B0F]%B'#OP\^\A@J Q$5 M ^%P.T2I-&8>9L^?+/H5461B/8U?G4J_916PU.6)=@>13GT;1=TYRM36-EC+WE25[!(5_ M,ID2(;Z!.F]79,\KR?LBRHSGZO,Z<= A/5#4H$ EW\P14MV@L! Y7N"I88^B MLJ0"JY:N1)\C#L*^779'U\[-<,;)QV+"#]^(U9[ K3?UQ^YM&B-'B$OO@PY4 MD]LL G]X[X-06)2+F$9OJSILG6/#,U0'S]+'GWZ*!HT:XX!>/=%QKR[X><*O M>/B1%]2*SE T(Z35JPYC=_I@M7M4X'IS(69,/)PQB5%@,%\,2P%[!\Q2*\^,K#Z'UP%S1IXH8I'8$6 MKX#'G9!&4A5')AGA^A1EWZ6%?V>DSUF/7X873$*B]"9&I:8W<\JBOZ]N5CF> M20S?6ELJ).,RNJ%9+5'8;5%%^/G>DK++OH7D1,50"XD\D&-:Y!Q28_X/Z>/IA''Y4;[%@?T552,B4;%-:IO\-!/4$G7P=BL:% #E$ MB9A1447%8E<%Q]>6!>#/:2C4S(:T*"#.B'$U93"BP9OC!M,OL47B&915B(PP M,Z#<@T6+*[%J=4S(GDOML[S2)/NP8LWZL/I+Y69SYJO7D815R)H0,1%BS(]: MLE[/YT:/'L&:F4R;L;4@,:%7BRT+&A>,;^.T'+TZ6]-J@H<@(>-T"PNT9Z]E M^X(Q.M773E8MUVZM)FO=N^^+@P_I@BLO/P-GGM8'!Q[8!2K[ARF-<\_J@^Y= M.^'0@[K!91=E*C\]^<3#<<&Y)^+ _;&'KLW0\_N>Z!-\^8X^JC.TA=I:.DX M#CFT$UJT:*Q6Y%8?9H=&2F[:;AUV0]NV+7!@K_VQ]S[[BC'"*7S@UU^GXZ-/ MO\5;[WX)D]4CXS^E0LJ6+*_$JV^\CQ$CQ^*G"3/IT$-)113O?/ E/OSD"RQ8 MO$+&.(2@ZL?8I:$S$)$S(36\IDZ9CT0LC2NOO BMFPO3IXN*5I88,C:G&VDA M6.%04K81LF5Q(V-EU90*6%R5,#LK87*4BQ H0\J\!FG+6OE=F0S(4FGR5UYG M+"4(1!KO65,K!_+&%::#SS9ZI9AJ(7<)>M*:>N0,"]#QK5&]EDI MEF< <=-:V20,3<9"]CO7U]YSRA".)E$GDE%7(FR,$J[L2$6VYM,7R MF9RCR%?55'WEC<=.R;Y$3&S\?G,M$T6P;#T\\O*B"_K(.&V-'WX>+R2M0N2G M_-[ 3@6#G/V'((^XD*$4(E&R) C)"HE5![1IVQRKURR#W^O%DJ6K,6C0G>A_ MU6T8_N0S6+6J4JW\F39U!OI>.A0W#7P& V]Y$(/N?%@4$/#L"V^* -00%TWT MWD>?8?KL%6"^5IO+@[!8AQ^-&(MK;[@+]S[X,&X;]#"^&CT+?TPKQ]AQO^.[ M'Z9BXJ0U^/#C2;CZVCMQ[?7WXNEGWT)2B,RZT@P&WGH_3CVC'VZX:3 F_[X M5_4?@FNNNPL//?P$YLY?I>)_DISNMICUQ0%UA.QT)L&_+*&S;MTZZ8-Y6]5F MSIB-&=/G8/JTV9CZQPPUY<=5C($J$=@;^>!V17;JAPLUB&@\*I1-4T2L89$# MX>@Z^32('+]9&>,VFTA]^=NXJ9CL0KB0HDLCB5"E*#SYI=_/R@MR<=7]R54J"5%CHKS4USLT-#GOO!P3HIH0+WG/6$HM)>1=+GG8X\\*Z0K MFUN !4N68\:<^:K>[!WW#$6'3EW0L&D+O/7>AUBQ)B:D['-4AL+8JVM7?//] M]WCVI;?U]#6[.,04$2(J1IO7KX;#JR^_@U@TB;/./!+EP26*I++4554X):]E MK,4MF#IC&=[]X!N\^/)(O/+R>'SR\2Q,_JT*9>6Y2*7%>,L4()UN)&-*#$1Y M'4\6JK]L%96%6+W:@_7K<]1[+5U[2XOAF+$X$$_959PE#<-8TBKW+("Y"]<@ M%FDJ0[I8AGL+=4PMDXN??RW#\.%?XYD7OYKUVI((?I^V M$+??^C;NN_=3?#9BKCP'7)25*P9:,WD&Y/S1&,F,3?99_7MI?!T5HS0:3Y;@P??K<)+QGWW@YI6-;!SP2!G.Q"L7)MMBRN++Y0T MP2H"S,Z22*D*>5@M\O R$WNU'I=_4B+\M:B(-'IE_N*9V13BH"_>@25+PAAX MTQNX:]"KN/F687CHT<=QTVW70W8GA.A5#!AX/QY[^CX</ZU]Y%3Z,== M=W^,QQ_MB\<>ZH?]>[1%?J$''C'#P0IY]S)L9/&H^.7?+1I%41COK?(6BQ6R&>?_T1O/3Z$ Q[ M[';LUJXE1G\U$47Y)OSVZQ]X_+%A>/*)._'N.Z_BI'-/Q7U/W(-3SCX-(2$- M]+8PI-@AQ[5D=%)1&S1$I0]5[TG_T1IE;4U&.@H!$;*@I:N$<,1@L:9574WV ML4E,_,D3Y^'V6Q[&%;<.J[W=\F2M[=SK!^.F.][!@ '/X8KK[L ]3[Z#X\Y^ M$&]\\(<(<_VTMBBX-S^<\A.OF/DFY,+CY3YD M\^I^^&LX1$UOYA:Q85,Y=AVB/%V((TZZ!4<>?AZ./^IT+)@S%;?0T%A$3KNU0;=>^Z!9BU]:-$J#_EB"S!_'HF^S9)& MH+($22T@QF:)R$0@(2W/;\+3PUY'H\9B )@88RHG(?>EM+Q"=]!)8QYL+2Y4 M2 TWNI=8%%\VD^_"(BZ9")A536;/F@^G.RZRF%49T@BSE)G\YH$'[L/I9YXA M[V,8-_97!"LUIF2#B$3=TZ\!7XZ:@E%C%XK_3YZ9=!31"%,2B2P78RIN3>Q^*B3^5RL;"U@SL5) A:&"'@3S,#+BG M76ZOSI/$.H<,B*6'R"9/(_-$<747GV$J4*M3)R5I>I"V@'3*"J?=!;?+BHLO M/A.77W$NYLR>)A;=[2+(X]>F'AHF6(B!#8MUMW1&-"&N5DJH(!%#8H4JEU J$@@F&(\#T) M[[SW">Z\>YB0N\>P:OD*->CRA!Q9Y8+8% [X\&X+"_AQ]'.UMS%/U]K& M?O,N/OMT",:,>A)CO_X0SSPU5/9](')RZ#LRYATVAW]$S C>7X6_8;'\ WC= M&;S\[ /X^?MW,&;,![CWGMMDW,D#(:>W5\<]Y;AR'X6$*N49CXF2MZ"LC(E7 MY5F5QSG/7XQ M>?=3//#P4\@M8"H6OY!>?1._3YNEC"9ZU$HJ MJH08,0R#4_!F>6;%,I7[SI6:7&7.@O45E>N1DVM%,"1&GID+I[B8)HY9?^]] MO/W>UR@3T;9>B*1#K. //AD#BT5DMU@Q+PIA?>N=3[%B94".E50KI/6"L-5] M7"U,^9K/#L,RTG7\+!BH?QCD;$>"F$%,6T'!9!."P)MC9M0I_YJ9QB(D@LP. MO]^-5#HF5EE"65^,;8G0E-H"7!8?2M>5HE&C7.S>P8Z&C5P8,>(U#!T\!"N6 MEL$A0J=D_6K!,D%-=E%$E14(12-@_6RWSRL->'SXD_#GY>*NP0/P^+!'45B0AY@8G2R? MDQ$AVZ1A4P2K0J A*KP3.3X/6C9O#(_LNZC KZS'LI(H4HDDGAW^",X^\RRL M7;,&'W_\*4)52104Z"M"+1;:D+7#)!:[Q^60/J,',HX$IR^EEU>O*H/'F2?6 M*9.A4BDPCQ)CV1((A:2?Y19P]W81<+4W;K/YYK.(U2WWBKS;ZXPCWVM!*EFN M4C$D4SK)-+#C(EJQ LT: JRB$0E$D1&#R"%CGV:4Q\:23DFD9$Q;+2:DA)PU M+,H70\@NBEOW6KS[UH?X9LQO8B!Y<%G?XW'FZ>^(9M-FMH\A8-P;=,10=.W85 _00,0;? MQ(0)"X5D>416-H=+!%IE>5#=?]XO3AUV[MP% ZZ[0;:QXXRSCD)L;NC7CHH:?Q]9B?T+Y]8^S=93=%[-@7+5JT0H<.K3%PX%"1 M[4W0KMW>6%\2P///ORW[L,(AY-4E!*V\,H,;;GH ^87-<4"OPW#[74.$P(5$ M_G,$ZGVK^KBZ.[E:E>2,?+-S_7X1@%7J=5&^ M%39Y<=HI)^+)84\AF0[CM%-/P,&OX*UJU;(>>30N-&A7CJ^5>>D($8S==UICT(N5% M12Y\_OD(_#YY!L)5 ?A%4+D<3A'J%$K50Z-:-M4&^J>X%%X3P9D0GQ-)+8I 4"0_&$]52^,2LEJ:580UZZ-J M8:X*8[DJZ4!1\%X1^DQ-8:#N0>-%X6^,CRVA*(?T7IY1>>Z\7N;ARPC1,JF2 MBS;1UO&$)O?1+(0[@60LB*;%#NR]=T?<=LO-N/R*:\0HJ1*EW &WWG(-+KEX M !Y\X"&\_]XK./.,$V'+/MJ[,NC)D3\D93$1'IPA8*)K)=F9MT)>N%RJGI,\ M@\* Y#T];/3\S!9B-G?N7(P;-PXK5ERN2N79=2LYQF9R_O@" Q%*3Z]IWWZXB4S]$F]:[*:)Y MZBF78\R87\2PU,D=^X#.PTNO&(#]>G2$Q>Y#87%3(5Y5<@ZYJ P%<>31!Z*L M(H+E*]:+3MA3Y&X,W?8[ )]_,0K^7"_6,X>&@(MMLF"U57KY5(B&@9T.U-$& M=A!$6=Y$;@F+*E.K,%C_B,-[8>G2I9@\99D((@^"X;@\I!4BY\PJH27K9;+> MY-_1/=PF+R<'YYU[AA"I5?)>2(BT4T\Y#,?T.1SEI:O1O]\)8NU9\?@\A,NO0Y\@CT*QI0SCLP+//#!?!.5.LT:4X[MBC M4%28JXYS]%&'J:G"!Q\8*F0PC)]^'(<7GAN.PP_KJ2S/J_I=@K*2U2IWVNNO MOH2YLV?@QQ^^PSEGGRG;=$=Y60#''G.XVK92A-+--UV/-2N78LKOOZ!C^W8X MX[0^8JTR*#NBB-3?@4GD%I-R!,(!$5N,?7%@VM2E6+=F-0[LM9><+Q/-6H64 M98DN!5U:D4 _TR28G+4W9BZOI5E$:)LR%ECM#+"R(:71<\:ZID+8DO\%[;QS MXX,W7U+DS&[/B-' 9Y6Q3E5J'-Y]]\WP>'PH*2G#N6>=@NNO[HN*LB!./_5$ MO/#B$WC^^2>%H)V#AL4>=-ZK.5YY[3$\]/#->/+)>]"Z=9$8,T%UC/\"',)$ MF>^/^=ZRN=^R8/)6@E-RK":63$;1Z\ >.$9DRWGGG(YSSSD%S1KGB4VC*=(V M8>(D3/IU,CITW%,MY&&1^#PA4 0-3TZ),N*!^^7TWQ=??(7%BQ?CHHLN4IXY M)KMVN1V*J'%%Y%=?C<9]]]V'B1,GHF/'#NH\EBU;@I8MFV]P-)27AX58>?': M:Z_@CCMNQRVW7(!??OD95UQQH_QN%D)AP.\K@M7L@\/BPOMO?XJ4&-I''74$ M;K[Y,@P:- @C1HQ0Y&W^@CG2#W$P1]^H46-PS]W/"8&3?:@ZHJPB8%*KN4LK MHLH#QJH)O_[Z*]:N7:M"+_;>>V]U3D6%18KDLD^SH('/_F4_L9:Q@9T+]4[. MU!QX7:"N]K,#@]YI3K.IYTN>-#K*]N_>!5HFC1=>?@LKUL;@\'B1D]= U (] M9TEY^$6XV*QBO>N"HS8$13BU:)J'SGMT0,."8B$+8L5"4P&Q9YW1$[E>MUC^ MP&DG'8D;K[L&)QY_ -:N6@.O"+"+S[]%E,J>./K(7OAMTGBT;R?"BHX?+8S^ M_2_$66?^#T?TW@^M6S16F=.//^8@>$7@==BM*8XZ_&!<>=G9:-C @9[=]T:H MJA)%^79;/'SOS$\THK\BO7K*Y1_'5B\)(377OE0?AO'(8>U M!\M0L0H AUH\'E4!Q_$$/8 :6,@ZR44$M358:VTQ'I^GP'/-.(1\6^#UYCX"P;#R5- (2"12 M,H9]R/'8%&$+B,9.,B]@*JI&@Q:OE&4WFPLH^I15YG MZ%HG>&^DWU3*&3$V,_)T.IDT55!95:8"\'-RK"KF-JUE4%D6@D^$"X/\+^M[ M+/I>=HP8C>B$0D('*R'%;YCHL+ MBO-<(@NE7X2[7G3A$3BH5VJ4LP8& M=BX8=VP'0I;(.FRL@T;JE$:CAGDX]=13L7IU&9Y]Z3U,G;5.1(60!WD&0R%. MC\D+2C6ZJ;: W%Q1%.O7JQ5RC&W31-!%HV*A.=-B[47A<=O5 \V'UCBH1U>P%&#C!CZL%T$C8D>=L1BABGR1 M8?)]57FID#0S8D)T.)7G]UO1H,B/<"@@[],H% 7&OU9+2@B1'%"POF2U_)N$ MV\4 X:#L*J-*KZP6HL@I!9_/J>+!J 7Y/AR6;9C&80O@\0DFP_UCZ@J\^NIG M6+)X-4X__1B(W!;H4XU:2DBPL$+&A#CL+CDWNVHUX\?^3=/OJX"G(8J=GM* MD--0O$H^VO+],[!]$8LDA23DB)+-D3%D4@F3&9K.8N:4I#Z?!P4%>>098C ) M6>?B$X'/[U'?Y?J+9!PYA!2$Y1G,020<0T%^ ]G"@CA77?\'D/7L4-9EY1T) MB[SA#+_JNT22Y%=3"XTZ[]5>9$ E(K$(0H%*.(4@-2CPXA@Q$GUN"_I==2,N MOVP TNDJ=-V[&4[L+X8P_ M]]\A6OZWX#; M!MZ![MVZB)%FE_[W8,G"6..->/CA^]5^VK9K@6>>?1Q3IDY%MVX= MY+L'<>V _B+;2T10Q>$2 ;=?MWUPVNEG8?=VQ3A<#.#_'7<&'GGH4:Q=N13[ M=ND$CXNY(REAV'^Z2L_.;K*/2FSE- @J["B+74P*J3Y$ [HB5:] M.8RQJE3NGE6G0!M5ED M-*Q;MP8+EJW'ZV^.Q=0_5N/P(P[$W7>?*CV_%A[D"^UR5;[KT[,.YU6:QJ?)-=5GX7)V,Z+Y8(HE$.B9* M4?=V1B-A,6Q\\K49J82,W7A4D3&"WE>WQZ>\W[:,/&_1-)P,@!=91N,G'M/D M/9.<9N2YV<4%G-Q;>J)-#A=^F[H0 V\A*^&UM5#43 ME?I0[EE58AER/,T039A%7JBN1T2(MM=M0T5YN0I9H,<\IG'155+NG5WDG,A' MKVQ9?4L"P1#R1.X% T$AV[GJ7K.ZB8TE[=2XHRG-^QU%GLOXY@;[A'Y MO>S0P$X#@YSM1'AWY&1\]>4W8H5-1UY.([1NW4X%K3,F@=8Y/6D&-H^UE4&L M7+Y$35%TZ=@:IYYP% X_M >\U*/D55O@=EL++D*P)!TJ@W[&$D3"Y,-U-SR# M???:$Y>_RR4\I7V%W+&VIHFF^OOD[,XC162LYB0L\%U1\X,;!W2 MM$J$ ,DXGSYC)6ZZX2X\=/^]V'^?AG+/F858)[3_%IEJZXFQ9U8SXSOE#;US MZJ\0'WF\6)4C6XTC$HG![=8-/QIA*3D_MTLW&$FR/!X7@L'P!J)-#W]-5%56 MRG<^N22]P+V=,1@"_H;QAZKBB/R$SD+:=C$228=%K0#W"B'CHH?LHB8BN_]L MG>"8,#JJYVRJD2V!(LS*Q4>:7GHO:8NBWW4O8M'T=1@[[@[1O_JU&M@Y\!_7 M!CL73CJ^&VZ[]7(,N>)!51XO0@ MJX54LLR%(")3J\R#S&(K?^GY*RVO4L2,(#$CLL2L MC'7M! FF%Y*QKD_WFL7PYHIT_3SH@37PWX+A.=N)$-*JX+32BK.*,,BHH&.7 MBTE3]>\-U(Y8/ 6G"$B]N\0ZE0'+?'&L)VFA-*WG:47#<[8%\!E7S_D..JUI M8.M0SYZSBF $?I\0K$1:E=9J4*BOVHQ&$G"Y[4*N(K!Q7E-4GO*NV6QZOD5Y MSY7O:M(D]8B%0\AE6!_ MR7NQKKDX@G%$!G8]9+*&BV' [!#(2G$FJJZF.AOOT5;")\2,^[?8S?#GYJG7 M#-PG,>.B@Y1*Q"H?R/$T+0DMR2S^5A5,'Q-BQ:E,@D1-2Z95+"Z13,1055F. MBJH 6)V@LBHH>Z'J%")EHO0U(1I/"-'R0^QE>6_&\E6KD9N7CX0F1#$45HWS MK/3(,<;-Z7(H;UTHR 3$2?AS?')JLK_J#K):[>KX)&9,A5$S1<;?1?6N#.RD MJ'=R9J#NX+3FRI-O$\LP):1,A K=]QFK-+/*I\,\6D;;?$O'1, EQ$JVN:3Y M17I1^+I$M+KAL.M6M@$#!G9.O/#RQSCAI(MPW?5WXY[!#^+TLR_%E5?=A(6+ M5M-A)X3(*\^\6:69X.NJJI 0)L[G6-1[G\^K5LV&@E$DDRDA1C:U/6O!YN3F M(S9L#8#,;S4H@!^;[3--[/=*1W% MJ'^Q=D6V)F)IE8=(Y00RS,Q=$AONJW%_=PADI3AS(? M@SONO!MW#QF(M]YY$:W;[(:)OTU!0IYW>KOF+5@.D\6F7N<7-D B:49%)4LM M<9I29(') H^/Y9)<*"FK0DH^S,AG_$M/W[J22JQ8M1YVIUU]%A B)?Q+>?^X M8I/I?[X>\SV8X-9AM$J1G-2CAT1TI>3IWOSUJT/JI),"SQVY.>+\5B-8+#J7\U &1ISYX;^?!C8*< EV"PWE*$TDR>/JXM2&4W5 MN^1["@BC;;Z%HG'5HB*I36(4VYUF<.:"(1U)E:#6@ $#.RM(IFP.'\+AC)K. MI$QT>KPJK03KVNNO9N7-2W M/S[\9"S* RF\\/+K**D((I)(XX.//\."!>OA/+)%W#] M]8-PVFE],>&7!7CCS5%R+!^&WO>(DCF?C?P*_:ZZ0=X_A&L&#,'J=4F$8R9< M=0V/=35>?.5=_#1A+JZXZ@[TZW! M0-TU=L=)D7.=-*6-%HMS>YQJ!JD-B>C]U*(:S&Q>L-" M=3^&2BV_!@H6+<Q9'D4L^^^R/*=-F(Q)/8\[$7CSG:=P]77GXY77 MW\'9YUV,9YYY"*><GAH/YGDMK$$L]ZL MZC.;6(!F>6^TS3=.:#+"1&\6.&Q...P>6,R,/>.G!G9$_&.OP08GJ"'>=B3$ MH@RD3R&68++8("QV*UPNAPHOT.\9/45,29$$*W6PE),^F:@O'4C)9[4UES6- M+IV:XJPS#L9!!^X)JU5#_ZNN1%Z>/GX6KJG XR^^BNOO> QW/7@WYB^?A7E+ MIV/WCLUA$Q$0#25PV"%[PVV/*VF@1<-(A$4RR.$]IF(4%7D0#C-S?PQN%W#2 M"2?BJR^^PNVW/(:7GG\-*U>L4\>QF6VJU-3RA7-PRK%'(L>>@5WVL6^G;ACU MV62DZQ,HF%^2*Z'TL_ S@1#>ADP M8&"'QC^.M]%UL4!7Z@9V##C=?I175,!E=Z!URU8J5<7\^0OE?E$-65%6$D L MDH(I0V.*I>08&RK?,7NL# &SR5YK"U6%A)SM@XZ[MT6O'@=AX(VWXK:;;T=% M&5=K \T:-<'@N_ICR)W7X_47'\,]@P;#G+;![RD4X@BX?'8L7UV!C-6K:&(@ M2F^[D$KAB.LJJA!.:*@,1^'.*>"Z(EQR13_D%!;CWH>OQ]D77(Q&+9HA+)PH MJJ7@\ ,%35K@FY\FP.(68B67L'3U:K3OW 7!F(;&+5K!Y?6IXV@F"YY_Y0GT MO:@O0H$P1G_Y-:+1!+R.'-@L0K!28H!;&&O,LGOZM6:-\ZRIR<:J _'JDF'1 M1$*,&J"P01%R"^5\C;"-G0X&.3-@P( ! _6/C)"(M)YG,,_OA-UB4^2,1<0C MX30*"O+A=#J0BF>09*U1$C)J*/F;UDOIUMK<0OI2<=E0&$^NUXSV;0K0I+@Q M1GSX*>+A!+IVVAV?OC\&RQ:NPTW7#\6O$W[!X8?L@]G39N/'L7_@R]$S\-68 M'V%U>%5^/5]>/G[^=1Y&CAZ/I:N60)B2^JPR',3JDK@0LUPT:=D4,^>5X\WW MWL*R50L@IX .>[7'M]]/E^_S$8K&\/5W4S!^XES\/'$\6K1M*>0M ;O; ^&A M**F*8M38K_'>Q]^HFL0>AQT^)L,51JC/D+#/Y&3DFEC:*=O4"=9HO/YP90PN M)U>?.V"WZVE%IL^9!C-+W,FY&]BY4._DS,AS9L" @>T%!F4K;/"F&=AN$!)1 M4%"@2AH)7T#[W7;#KQ,G@>G%N#HR$HQ"BZ=@L9M@RI?UOZ,/Q)H5\]"HP(+[AMZ%3"*" M.3/_P,GR_=&'=5:_WZ=3!Z3C833(<>&\,T^&WV7"RN6SL-=>;7!LG][(RW-! M2\:1(BL5?J:EDG(]Z0U-9VP;6T;ZR)/#)+,6M8(TDS+AZ[&SL7SE4AQ]S%&* MPQG8N5#O%0)FS%R)M]YY>^LK!'#YC9$*W\!.#*-"P!:0U;.B?.JJ0L"1AP_% M=V-O@57SZ[,_!K8?R"-D[--S9+/9,?*+2;C_WL=PVNDG8L!U9ZKX*R+%W$ R M!BS*;<8?<5C0DU2[]R>9L,-F)XE+J HJ-BOSFLGG&A=/R3[-)"_Z_HC2\G+E M91IX\R \\^QPV.2GIYUV(=Y^]Q6XA9"Q=F9.GI[2HJRD' 5%N?+*C$@XK"H, MV&5\,A[2(>R/A-,DQU6_R<]'6O054_1DQ#I@10"/UZUO(Y>4R6B(Q2**4+D] M>E629$)#*"[7+,+!YV8,+*\WC7@BKN>SK-$7FT7&(<0L"K?/A;"0RPLN&"#' MR.#]#QY'/*XAI[I,/*<[5BHJ@S :3,+:0 ..W0_ MG'C2\?CPXT_P_,N?(A!."*E((9FQ(FUR("GT1!,5I2F:8A.CG_G&-M_H)>5M M%FJO6C 40V65&/PVFZH 8I;_5JU?*9&4F;%0'9)B[? M<\TE]\-M@S$S6"R =-'D0(Q=B0HXB<>"-=S_"IQ^, M4PL 7"XG"@KS4%! [Y00DV0,D4@(;NO&K/F;@L4LY"RX'H5%.0A41>%Q-1 = M9!:B$X+)$D,Z9D5>0:Z:5@Q&JV2_210V*$9(&%HT%H=9B!?3=[ 69SP>%D)G M0S@DXTDTE]?CE_&51# HYVZUPF[GZDB;*E#N=-K5RE.[R86D[),DT>7U(!"J M@B:_*6I8A#5KUB#?DZL*GS-8OT%10RQ1^'U^L5-K=Q6I-J.ZNZLW\GS_D!-DL^G+9"7-;W8IQP? >DY3=N6PK) M:! V5[[:SL#. <-S9L# -H(][8 FB@(,;A9BQ@!D>Z("'K.8T2FQQ)/,8<2< M1;1RDZ(P LBPSA1ELCXC\I_$WPV-L)@TI%BGQVY"/)6!.>$&XG.EG_W2I\(" M1(>5E57H,4W2J6GV+4'=ME'O&:@O*&W#DD:L8^M2TX=>!]! .->-EY^*YYX= M@O[]SL%^^^Z&7)]5B$4,B;"0)C'R?8X\-0YJ:_2,>;T-$(MRM6(NDJD$TJ88 M; XYIM4+N]>)<%R(GHP1B\4#EU/(4B .DY81XB?D2'[/"L5<1NE(.8&P!1Z3 M5YH3&2%PYE@&.3;]O2UIE>WD=_(+<\PB?SVP9LQP61U<*XET* FO?)IKSD%R M?0*%E@*UG<_BEWU;4;6V%$7>7#C29OG,K3[+R#%-0M$<-A=,&1.2\00<%KEV MIT>=8\UK94%TB\6B&LDBVWG']L&=UYR+=YZ_!6<(,6.$G5V>B3C3:MA=['P# M.Q$,SYD! ]L*) RAI>O6H;&35L@&@8>?.!Y[+%[2YQXTN%P>"Q*?VDIC:OV MJV%6M5/5-[NZYX?/N'K._YWG3 2.=%0&ZTO+D5]8K/K[F&,NPIBO7A7%G4$\ MEH;;+1U+SV4FI92A+F.].IQ+U;_5Y$N/1W]O M8-.(A6(ROIVJ",NH(7 -; 9FJRIP_>"C MCV/U^K#R/VH9*YB ?DUI)6Z^Z3:4EH05&0M(O[-?D\FX\JH9Q&S[(YT*R;T) MP^F(PV;69,BS":%VIN'WIL7@3QFMEN;U;B1FZ33'=E*U>%QO!G8NU#LYJS/' M7!TZ^ P8V!YP>[BJ"FC4I!G>_>!CK&$E&*L+C5NTQ=19JS%MZASD^ N1G^<3 M86N&ILG6F>I'U. .?PL9DP6KUY;@U3?? _EM.)%1N4]??N,]9#B%Y// (@K, MY_.I[6/Q,"QJ>5[6;V-@>X%):1U6%E;C<&?\55Q:%*8,UVL* 9'/C+;Y%D_H M9(PZE].>C(ES.%RJ<=K3P,X%PW-FP, V!.-B^AQU!#IV[(BGGWM13=LEDFG< M.7@H^O;MBWWWW4UM%XFPMJ (V>JX$HUS/09J!:>^K!8S;KSA9OPR82+FSI/Q0TWW""*2K?SLD:CT\DX'Q.BK-]C8+LB&1<*EA1JQM"6C!,6 M,^O>>D#G<2S*F$'>/*-MKCD<%D7(].GZ/\,BQ-? SH5Z)V>;&BC_"G6U'P,& MMA/BD:0JB,R'[HS33L.T*7]@\>+%>.7UUT0!I7#@0?NK%8?1F":$+2*"5A25 MR@8NI(-U80S4"JMT%[TN>^VY&P[N=2"&/_Z$]*$#CSWQ)/[WOQ/0M%FAVBX0 M"*MIGW0F+;2,'@4S[#:W^L[ ]@,3TUHLO!_RD) [5T^66"QVV*Q&P-G? ^5% M6LD3KB"-Q1)()E/&Q--.",-S9L# -H+#(=:K$(+*R@ITVJ,YSCKS#(0# 92N M6XN! P>BH- !ZB:7RXK<7&8.Y[1F1I_>-+!E4 &E-%14!%3?KENS5LA:!B5K MU^&JJ\[7ZVN+WL_)]2CB:S99I7M-2"9,L-2,HC:P7:"2R$JC-SDLI()-2V?4 M9US:G/W>:)MN28WQD^P]$EJ+\@HSS8=-K!96)S"P<\$@9P8,;"LPB5$JB<)< M/=[IU),.AL-N19^CCD;G/5LK3XZ62HB 91/KEZD>3"98A4BDC7C>+2,95Q*M M*,^/QHT<./O,TX6 F7#ZJ:> "=*Y I#D3-,2" @I)C@-%(W&1+NIMP:V(YCB M@LEG>0^=;COL;C-,EI0\"3+X32FA'0FCU=)L5JL,;Y.,;TV-<>4MJQ[7&U=L M&MA98-PR P:V%1P6A.,:4BE6] .LJ1">?/ *7'KNP 1!DW_9;;9 MP/=L-M6L\DP8;?.-/2:C6XUO-A4)5+,9V*E@B"0#!K8AW&ZWFG(@7"X7FC=O MCB9-FFSX[+\,BUD4L=E2;?EK*BXL+S\'W;IUPTDGG5B]U>;A\7C4;YC%G:O6 M""ZRH'?,@ $#!G8F&.3,@(%M!!*.[ (9D@B^SLW-5:59ZC(7],X+BB.S6O;/ MQOZQ6$QPN6WP^_]^P#[39&0)&"Y*ZBHD*]IB?-@ $#!G8F MU#LY,V# @(Z:4Y2$"/> M3 <76S+;B-6JQYUE#3OF;XI$60NS=F1)KNYITUUMV;XU^MB 0,[$PQR9L# M-@*G-3F=2>*0C3?3O4.6#:L+_\L@%U-\3'@4N50FH_>1S6J#V^52KVM#EOP2 M60^EW^]7[PWOI $#!G8FF$2 U9U)25EJ22.5B?V:2_1%U")@V+2E!SY^YJR*!Z/ M&W&1!@QL0QCD;!M";'FY!).B3ALO12=H"INX/J[BHV=%#R;7A64\KGM9['86 MN54OJZ%/E[$DC(1I(J[0/O*:?A>,\<-H^:JJ.>2TA;N;(2 M+[[P.K[X\FL4Y!>C1:N6R,_/18N6S>"TU^X=JKL'U< N"8M9C3E.ZY*DD5!5 MB15065FI8N]^FS%3I2DMSO/A\HO/1^^#]U(R@3GX^==28R*%7DBJ!NXO.[UL MP("!;0>#G&U#U.SHC%BFG'JQVYC9F46Q(W!XG(A&HTHHQ .Q>6O0]6V M&_G-'+SY^FM8LW85SCC]))Q\:A\4-W#+O:&7(P5KIO9DJ9IQ_PS4 DW3)0P7 M49AKC)6T?,P"V$N7EV#.W(5X*:\7\&#!C8-JAW#%M>QS0X M7+7W4"J55"2M=FRT?@UL>Y"F*S>?+4>]#D:0JWOS]#U/QX:>BD. M/JB56$6TC$C,2,Y=*,IK(^3+5FO+UA@TFM$VU9 60I6QPF'WP.7TB7QQZ9^1 MU+ <&2T*CQ-X>OBM..[X8[!D^0K<><_C:KR2R&6G1+/(3FN2M!DP8&#; MH=[)69VYPWN&I0F.I$D$)53\QIH)YADC[7 M$HJ@L;OM?V8(&C>@$DW"Y4C#P_@TV2X<3"$FO#P! M4ZTMK1G-:)MOX7!,R10EUDU<$&1&6IH('O7>X<]1"U7BD3C$+L#U_4_&,4?W MQL0I4_'*N]^I(U6F$TV6"VR@?R6'K=(. F[C<6B34BR^H]\ M'HMJ*KZ$J[,VKJY*_XFX&:@?F.3F\9ZJJ2#AX+S-;[W]'LK* [CTROYP"6E+ MQR*0VRQ4*XGRBO5(:BEX?!8X/(!3/JVMF:U&,]KFF]OGALUIX^)@99)I&2%8 MTL2N4^-QR8HU2@1Y:!B8HS#+V+OPPM/1J$4+O#MR%%:O7JT\]5EDR9D! P:V M/0QRMDVA3PUDE$>+GA4'(I$(0J$PW%X2+B%BB8P*WN<*O\F3_L ;K[^%K\>, M165%2(B8":4E88SZZGN\_-+K&/_SKT+0,@A4)3'QE]_PPP\3\,TWWV#*[U/% MBA:V)\?C]&%,L&ZA-QZ6=']:(,8O'2U?AEPJ\X[G\G8;=V=D!NB$2.*T)%.39<>+IIR*02&'NW+DJ9(+(>M"RJ!F. M8<" @?K'#D7.,A"KC?Q%A(<)!2)8-GL-4G)[G4X[DG$- MR8A!SK:$1#*B*R%V%9N,.3T/*@/Q*1 M*!P6AUH;\^FH\8B;;+C^ZC/AUN3W;KF!C+,V66%S,B[-)=/G6WQCQI$4-Q\/WZX#. MC:P8_LX$N'*+U=C/",$SB9RA0Y[AK?J6!@P8V%8P/&?;$%:;1:58H#>+4X\4 M@DRWX'8Q%D3TKTV$JS\7Y94A?/'E6%P[X$;LU:4=#CFDDUC =BQ;M18//#08 M1QW9"Z%(!&Z/#^/'3T!"]I-76(3SSCL/^W9IBXY[=D#)NC6("2E+9]*J +3- M]>=E\@;^/^PVIXKO8QR?@A#I6"R":(2>QS12Z11L5@=<3A<<=L>&V!S>TV@T MKHB=76YDUHY8N7(EVK1I [70K887PH"![06+>6-X@UK)*?#YK$IF!(-!E)1$ MU&_#EHT:(5 M?OSA9SS]]$,XXH@CT+9M6\R:-0OA.-"L61,XK1:U"BN5C"-05:'V[_5XX?7Y MX'09"P*V!+?;K5;)QA-)F$4AT=,93\90)00W*D3,Z_$KSQD;5]9:5*FLC M6U;=*BNK4O$[#1H6J\\,&-C>8-40,P>VB'TFIZ;9%T^DD!(N5E"0AT1<$T.Q M!-7<3#[?:-"E,P8[,V!@6\+PG&U+"#FCEX4@9PT&11BN7X477GP6!Q]R$KKW MZ(.33SX/"Q:4X(X[;\>D7R?@S#.NQ+"''\1- ZZ&PV9"C_VZXNK^-^"FZZ]! M9=E:(75I^,483JA4 21:$3E/#/P-R#WA*M:V1+)!**) M.,R<:G;GP6KUJSQR^I2G'BQ-LDT/);V3!*>)M.J^9LD,Q>5)U)AMPVJU*YF170A0T[ VTSUOP("!;88=JGQ3$F'8-(^<51II M$0:''CD ]SXR"/MU]L">'+A 9;Y81!<]@?7Y"RY7RD(E).3,6#B>1 MFVM#4HQ5RE#.1%#!V^3ZXV%Y[Y;/31J6+P6:M; BE*Q +)B'@IP0;%8O@E4L M_V2"3Z']+XA7VM%/*K!P5HVTD]5@1"F3)^!=265:-&R#3IWV@T> MZ7\6FF?,H--E%S)F40J,3==G9D0"57#[ZYY^*B,PZ'AR6: MF ;%@('M!0H;&=N,G4QH<3@=3B33&:0S%LR?OP!7W/0\+CSU<%QVP=&R80(Q M^-U"QN3.,@:*GK.:2^(-;!XD9A7EE\8^S?K/4NL]@T><>\ M9$ D'(7?[Q;AF5;3EB:3AEB$\6-Q),.5*&[L1#S,7$1"Z$2>FJ A%"F1[;CR MTZ&F,$TB;!G^Q&DV/0"8Y&%C_(B!34.+)9&7GPNOUZT\E5WVZ2#$[#Z<<-*9 M*K=BNKJ_W=V9OONZP7I%L"*-0J1J(F:6&+#DD9,HE&3SQ@U^JE)+$%CP0:( M"L8N"&H,@B*H0 0-H(A8$ LJ@H_Z>-MWI^W.?.?/?_?O?- M3KLS<^?.N?][[KGGF-!"8?QXQ*^IL=P)9MF'YJ96V-W<=JJS\-P2I(;L/X/? M;Q*Q\E$]]+RJL\&_3U&I<2K#H+JW1:''W8?KCPW!'HU@N45"(1+A6M19T9]NGEH_?CQ:D-J"'.AJ# 5]+$Y?0B MG<$::"YNEFZ56W!\!OWTP^%A:)\JM,J1<(BNR3%.^<8Y>=\8:[/Y>_+[/.V1 M200E0/L5RI@[63XZGPE\90X(D707H? _G[5+HE(6[)^/GXT[B6QGQMO?6/H^ MSK_L;HSX\;$XZV='TS:2Q52/X2@BN@ 5+IWZ>1)<0D)B:Z%+D3-/:*A"AG!6 M#T^<3OD%2%"2V"1!X93_=V#P[H9J;_=?86N^RNX(R]!14\?CPS[J(.C4P(>1 MB->@(Y43;C%F/C\;N^[<$Z>?>"1..>$[2$2I1E.9"YM!:J4Y))-@=3LH.:XJI"Q-@=@_B^F4S9%C*9#)H:FVB/MY^) (^R=?90(M8KVBE!?N@>+-/3;@6( M[.6R.N()]N#,^SW3 "\_3KRQ$UR5")@#CPBJ1!U,7Q(O3K*=? MQ&]^?1;6?/(^GGCL89QZW.'8>S2^RC/#BQC-*(F-EE2VC86 O'-J)='O1,$A(2VP>^ MG? MN\L_0#CLV7G%8VQS1\1$,"@_HI&HF!C!6B0.)#NG4#!"1,DK*%TO MH&AP>:K8.4?\Q/VYDU$8DF M IAA7W+^$I$H(M81>FME.B9<#S]]"V\N_0C+WUY/J0VK/DZB;74>D1A])P%F M*-29\9E$_$I$].@F?7Q/92)H3 Z9O)4$.;1974^_U8 C]B4S!A8O>9.NSQX% MO>%3L\^RD.D/G>)-TN*OXH :#)#RIT:0&,!*N MVG30SNZF+YSB\5HB%1PAP!1V1 ,&]$=S2QWBB0 UXD H$:/CB$Y0 M2QU+U!+WX"Z$3TQ4\55[%O\'%=,E[QK;.;+Y$D;?,1:9G(F-[5DHFDIEQ4^N M(I-EWWT,#1H7%CVN0QMX&^\ON64J*Z:V1'Y]'.XJ@60Z)[:E,PZNON9&K%Z[ M&C:Q7)W*D\_1@E$B7YX-:BJ;)$)$'39*7.YE(H,JD3W^;=B6V%HT')%?40>N M^_/M>'3R-#SQY-,8=]<$_.+L6_6=DM8OR&-V\:,1SKG>=7GZ!M,+CFT&FO[NCSX020D M)+8+="G-62A* I&$.I,S7K*1+]M\Y/.Z2"SPNW-BH^7/^MO2.3)]\62:):C4 MT 8#82Y-:I@=U-9$!#'C(3,HBC! MUT%)?IT\B8/=_$P&P=!W_%;ODA"Q8J5 MG] RB/KFA- >E>A#9:(3)3++,RH97)ST"8,X[F9"X#H*$3@VP%>QOKT#NF6A M1VLO(G<@\JM@TJ2)&+#[_O I82)_/I$W?_*I+)O^:W1,"V45)>(41JZH$&GS M(1@.4%X&O;,$O9T(D3F/R/$L32VHX+<7GXOK;[P MXZY J-N'8FI3\TGN1)& MHJ:5;C(&B_+BO/-%']BI<##80/D2X2)2YM=X9J8/N8*?2)N?"&6->KT5=TI++B00LNR=05$1C"9$< M< ^Y^R8Q_/(9:4OGR/3%$\?+=*BAM8B <3UD,"EC?8WAZ*+#4()?+'FO1J0L MR.-=O,8L8P<'$R8_1[6@Y^??%UQ\-,GX9J1]^+'(R[ +\Z^"%.GSRKR_',<>= MB]O'_ WGG'UVOK-70D>1(!B' !+R]\ MG\Z]'"><=!Y.._U\W#YZ)CV3@GDOOXD_W_ SOW5]73_OZ-K78:GGIXC]AFZ M@[J&'H)X)M/ Q1==@D6+EB*59-L[VB@A(2&QE;!5R9E=X@:*?0/%8)C4C*G< M;!7@IUYN+D,-G5OXS*10"BBZ2"J=!UKOG'PN>\[OO@GL7N STI;.D>F+)X!G M&1>ID;<1]%M$PPRJAQ8"L!&C%MDD%L$3^CCH5I"3RP-C!)\"ES4H.W@#G>K( MH+5F+_',?Y\[%V8FA(D/W(Z__?5>I-;K6/[.,C$98-SXNW'_Q-%X8MH#B"3B M:&MK0\FVD+)3)",:Q/FJ6T2/Z&ZP"R[""6!=LDR=,0.64<)ST]_!(<.:\/CC M8W'R\,/I&L\*WV?+5J8Q9LP8C![U1SS[U 2$HL GZU8C3DM!D.^["91=?&H])4V[' MK%FSL:%C XH%&_/G?(0S?KH_'IYX*TXZ]5N8,G&.<.<3](=0S)I(=P CK[H! M9_[D%SCDX/U05\.S1;>#84T)"8GM!EN5G%5]%S&JOWFV)MN=Q>,DO]RH3#)U MV02'@Y;^ZQ2*1<4,34/7A8\LKM?5V;65E#&\'17U##39L:@>;5_FU('(% M'>/N>A+OO/>>"(*=!U6 M9+[VVFL8/GRXB+K@)P)VRBFGH+Z^'NR;6H@;)TP"S7,.FTZOQ^Y[]83K;T=C M2PG?'-8/#S[T,!S7![\2P*VWCT%32S,^6;T6L^?,I?MJP*>??HJ=^^]*!+., MPX8>!HV(^+'''@N+.IK\FE/9#!H:ZW#EU3/6[ MZNMJ1P>70397$$.#WQKV38R\;B3RQ0+^>-55N.32F[%JU3I!O!Y\:"+V/^@; M^-NTZ3ATV$F8\_<%WE!CR<6F9 :Z!03"<:0IKYJ&9N$2;=VZ=5#HAUG4X=@\ M@$E_=,%82$,^DP6[U=$+[/;"032J"9]TQ*>$IHZX&@PZS\_Z,SI'H_Q4K8SO M';,WOG_B4)SSJ^&XY)(SZ5XM//3PH^(>ISXU$W^\\@;<<^^#T(T2:NL;4+9I M#[W+0BX/'UV?X]8&Z9]%,HTG8];5L4/B% X>3_XC.T;_ 1]^O46RP6+7\&J3U?ADO_^*29-GH1!>PS$Q$>?P*N+ M5^#5):_CV.,.PGWWW8!1M]Z&,6/'@>.]A MJOK1T%"'5*H#CLLS)W/BFDR<7%KGXMVY?S\L7_:.&&*T*+VR^%-!BEC2A (: M=0X5;V"9_]$YS)=CX1"(3A.I-+';P%W1=^?^>'GA:YCU_!Q<>MD5N.R*W^.' M/SH.BY I>N=,"-G.C-UVE&G[&3\X'(<>.A2WW'8; M3)ONA3F=-\#=M2$*1T)"8GO 5B=G'(:%$:3NM452BS4*'/*%X2(FDTQ=-@'Q MSTSQFAB8CQ%?$-J70("'T,JB0U+IB^S0L,LEV%91M/&M+0V8,OD1/#W]'UCQ MP7(L>_L-#/G&P?C&0;MAYHSIN&?"$WCFF05X:=Y;2Q9@V M_>^8^-@49/(9(DU)6,2V%+<(RRS K[AH:JA%+!@2,3(C(16-M,[<]JC#]D4N MG\78L7=CQK/S,)I(7W58V;693)F4'*22.AKJFS#YD>?P\ ,S,?'A%W#[J"F8 M-^\%'#;L8/3OUP<=[1NPZN.56//I:IQ__J789Y^!R*8W"0U92U,=0LPFZ9[C MT1!J$U&4; =&/HF^/9O D0..._:[*#LFIDZ=+F9N>HY")"0D)+8.MF[X)LK) M, V$./P2K7+/]:UE'V#TZ/$X8/]O(!;OZ1TG(=$%\7F?0DV3*>R2ZFH2./+; MAZ-7:R-?QFZP<.D-L+!,#BXUK#O M#D%# SV%;6/ENT7,G?LB:EML'#CD8'STOH&=>F;06#L(_A9-//AX&D=9H@!ZP*X.K M-S%K&;Y)0J+K8ZN3,]W0Z>-W$*D$&UZS+HT''YSBA7VQM@/5OT2WQ;\:FJS" M]B>1SV30KV]OG'C<]S!X[]W%8)9+C9T7/W+')F<.\O"5B83Z':2R:U 7[2UT M[QV956A(],6F]DUH:FE$,IL3/LB"6I (0!DAU<^CC'2>@6(N!'_0) *7(3+3 MC&Q&1R110-!'1%=AEQ0)V 6Z5N03VM:/B%8.JANG23IU,_PK$ KN12"NB;$;HU;%-6Q"6 M80N_=HPT&6Y6@)*,Z4AS75@$)" M#!">!J@7+"&QO8*:,F$'4.UBL,$Z-_Q,6XBA\=>T0Y,S((MB/H%(C&=9YE V MZFE91C!$'[A32_L=V"6#B(HFR!&#R\K0#?K^J;-&1 B"W-DD'X@!.8G*),=V MN%83W, F*L9&Z,31HK5M*!2)E"D&HEH+3+<#)5\#)HR[!TN7O@7=#:.^1W^< M<]9/,*!'A$I&J$-2(3T0FL(@-^E6V2"O!LG-$G%PB)"W0E"0,TT3(WX/N MGVXEEB<"R'9M=/_^=CJ>[L/B5]B&HI$@>59&J5B'<#0/OZNA9-F"I/A\1,8T M#A*@(G0A&[KX@\*% \?QX[A^ MH9!WKQQ%@14WQ;R)2"0HXAI2E@(FY14,T?7%0P#I5!ZU==[UJ]B\37%0I'OF MX2B.&6C;-A*)A#BFQ$&>RV78E$*5<%JY7 'Q.,=7],KG6=2$A\+6!)3]]HN6R3'/,+>TF2%+3= MAW>6K<"(BV[#1;\\ S_[X>$D5 P8=+!",L$(!ZM7K1;[,FDB9DQV7(5(D"&NI_H#2*:2" 5#0O9Q3@$B9AVI(O7)T3T0P8+"@SXLB2DINMAF& 6Q MK&T@8D7+0C&+=*:#2)>Y>1O'$0Q%HG1=4[B+X.BL^DADE960BRMK:U>/'% M>3!-!QO;UR$6BY 04]#1D:*C%")B"M:N30K"Q6Z/'%IG0A:.Q+%A0U(,[?;I MNPL=ZT=-;0+9;!$=R9303O'Y+/@2<29YP&\N_A-^?_5M^-7YE^-WEUR.OTV; M@8ZTCD"T!KKE$RY)6+/'FK9P*"P('2<15U.@C%1Z$U1V]$2$C5,PQ*21M5T! ML8]_MHR7B_J.7IVGU#0<=X,UL#=,?8>,6N.XR262@J5@XM D$@G MD=>J3[O:VMK-O[LSJ*D32V[D^+VRYK%*T"0DNC)8B\;UEH,G"JEQVL:$]B5=?>QUVV8?FIGI!<$KE$NH;&E H$GNA M@WOVZ2$H3UXO$TE8) M&@=Y7_+6>[C\CQ=C[+@;J(P3<:?#,-;SZRA8NG&PQ$N"! M))K0KDE(2&Q;2'+6">P6@> ?G MGO<[_.;"*[!@T5+*RYO1ZO=K4(B@A>-UX)$QBSA?(@;T[MU;:-A85(Z\X4Z, M&3,1CSPR#86"#R^^^#I&CAR-JZX:@QDS%A$! #9N6^BAC(OEU1,G3H?UU\_ 7_X_2B\]=8:(E@A MX7G]YEO&8,(]]V'RE&?1D4QC4](ELF;AK@GWX[<7_A'77'LSDNF\L'UCK5FO M7KWH#O\IT+LKA :S\D4QX>:&CHE92"5V6ZDS$A)?%YB(,:J:,-:2L1TMRR?6 MRG.'E$-C>;9H'HG;/,PI(2&Q32')62>P%I^'"7FZ%P=:%ML454S 8Q&5SQ6A M44,;"(0P<^9LS'_I'[CAIFMQYX2;\= C#^.C3S9BYG-SL?.N@W#3S5=BZ*%' MX,FI3Z.@ \O?^Y"(VO,8/>Y6G'_!17AT\F/>!0C9= 8J"<=N:YN.CB*W#3J+&4AT-YWH1##QV&*Z^\"'Z59[Y9:&CTX;H_7X4C MCSH>EUY^%?8>?"#:UJSS;IZ03J4$L>WN*+._"'I9Y9*#>#PN;-",HC?KV];BB".^(WPE<=SCP0?NCU<7OXZS?WD&!NV^%R8] M.H?6EV+%ARO!)EQ^-8CFG7H)#5>??LU8O;I-3%%GNZY$38V8ER9@,I&]7?OWP?GGG27(V?KUZW'R:<=##;G(%CLP_(P3H-"U=]N]%H<<>@"F MS9B))4N7X'O''B7R/?[[A^'LM0$U=#/?>/PUCQTU"S]ZMV+AI'5Z8 M,PN&5:!S7L4SSTY'CY[-6/3JZ[3-P>Y[#D8FYV+X:#T'YV,,7>. MQ\O_6$1DK14#!NPFAC]YPD1M70V5E21GU8:,-1*MK:U"Z\GOC5%M\"0DOBY4 MJV!U@GXU/BR;F7'\8]:HM;2T4*?"CW+%3E+QL?9,_)20D-B&D"U&9[ 4(KEE MHLC+OC M6MQ\\TBV:R#&B)P\81*PC.(E9\LIVNRKR@/CEN@:^=@EK((1GW" MQLUT2MC8T89L81-:>]7CL&\?@F._?S2..'(8^O3?";L-ZH^=>C&?E1GR\MH!=!NZ+IY]^0\ MLF@!;(N]!3&)<9!/;1!N'%7:$")!R$Y,:]CG&;,LZM:&_3IJ>!(GGT!OIDQ_ M3+02"046L4!7S8M#AQYZ&!Y_?"8*Q.MX?=[\5S!XOP.Q[^!],/NYOR- Y[ZQ M>"4>G_0A%ORHZ&V!9]\U(:#]M\+/9J;,/K6 M<8+,[35X$%Z8\[P@D9,F/T.$LH^XQHB?G \CF\7Q1Q^ 'YU^*HQ\ 7K!ZUWS MS$T)H%@*H:2:",38)0'P[:&#\<&;R[%JC0Y3HWI$?]SDE:A >8B)VS^O$62" MWD[E;,HDTU9-9;#;'9(=8IU _Q0QOFE3':3Z2.OA^AC^-G<)!K;ZT%RO"!G7 BITP\+"!0OP_HIW M\?[RM_#A!^^A9X\6'/ZM?=#1GL'D21/QWO+E.)X(V9"#]T1C?3-MFXR7YK^& MWCU[(!&+H%_?_JB)11&*A#!@ES[0]1*2R8T8,F2HQZY(]MF6C0]6KL:P84,1 M)#GHXTC1M),U63Y-Q:I5:S'TP+V(LZGHUZ<''-N/>\;?CU<6OHZCCCP3*]9I_T^^(G,LML5+BV5HV8C +/HTGMFMRA^F63Z4HD=)9:( M;3D.U3&V>2!9X0,/77)D4>H64M5D91G[4\PD4PA':U"B]>?FO(FITV;BC)./ MP4$'#1+'J*I&2QL.0 M%CL8)=E$^_-Y6[B/V&FGILTV'+KN(!Q64"A:B$8"1+QTU-=[OL(*!0?1J$(- M=1DEQT$DX@FZ=#*+FIHX-332*!M&3O_XF$=W]% M#@P=UN@^36&#$@PJX%$,UOQ43%($>!LKR+BV".):>78>TN1 ]Z911+#BE+;; M@BL+O9223Z)F([%@<,BL,J&8*@L:\Z;C3A>(VF2)4R ME9#XLJB:?GIAL3J!ZE<^UX%8;8(Z=C84Z@B4J<*Q?^TSS_XMK MM)^.%7T&JM";OVN7-DAN)B&QS2";@TXHE1UA%*LH*B*A,#+I)-*I30AH)2HH M]I\/Q&,:>O5 M; L-]3$2?#R=BAC$8B9GPL'4&-NT+D*DB-N(^(4IF(&6 4BG1?(5IF M4<@1 : C3=V&6RK3?06$?9IM>G[:?"[' 3JB)@Y)4?LRV52M'10DPC2/H?N MKP-^GT4=8D<\5RB@()O*BF%7)E_)]B0L8H4<1HK9F:%GZ7@BAXHCAFLWM;<+ M8L;@* +='F)BID_8#O(*^QD^X:3O(A:MP3UW/T[;-03\<7JG$?&^Q0F^$LJV M2^_"%,17)IF^;!(0'[_WDU&FNLB3FE@#%JN-(4<=2R9F^4()[,[LOOLGTK=< MPAEGG($>.R7$J:7*A"B&GV-O$CAVJ(2$Q+:#U)QU CMEY%EUU>2I0CAQ$;$/ M- 6%0L$+P52!%_M2)>*B$_'A8:FR('BN6Z;>*^>AB%B+/,SE4U@KYQ,&]SQ1 M@#58K*TR# /1*/L\4Y#)I8D\\02$?TK;=":+>#0!5>4&G?,D$>JR]5H%1)CT M8M[+LUBD983NE<@4Y1NA?+.9C)@16K(-X;*C*GSY-T/$^XS'Z?G+" 2#GJ2O M6@\3JK[?1*A1L:]*Q#AX,O6NZ7F\^^_FX&+B8A/AM&SH3@FJ$L>]]SV'QQZ= MB;T'#<2($<-QX,'-8H2H4&Q'-!*F4RI:M,WO7$+B/T?5O8TGASS3"2T0$=6T M8 !WW?T07IRW /UWV0VWWGH)(H[KV9O1:>QB0SA1UKA>TC=.'V2S#U'"*1$#@&92#,VBX#0=864;&E4BE!2@2A M(;!MEQKPA%DNFQ$D+I/.(!@,(Q0B\D)YB'%' 6[%Z7>% _%+8 V5X]CPT3$% MDX?&?(@$0OR2:*^?B) NKMG4W$PG^,1,0)Y=I0H!ZI$HGC4IR!9=NTK4F(PQ M860AS?OXGMFY)!NCA\)A\2Q,QO*Y@IB96LCG$8UYP=&Y/+B*B-F8+OUF&S.3 M[E'UBW)@G\TS^+L5WWWER[2I M0\<3T9-) V/O&(\U:]91Q[& 43==CWY]J,-I%TF6!.@[IXX?G6+;Y8ILH6^> M.G8AS9,)$A(27STD.>N$HIDE"L1V5T18O$XG":KJ/^I5DIS:V+X1,2(ND;#7 MB[1+MIB"SAJU6#2!HEZD?3P4X&F;/(V(BGR^B#A/HV3#+2)"[)G;QX:V) 19 M2<6^TEQ#A\5#F/'8YLMS U[,Y1&DQMM/)-%#=2\OB7#E MG>GG4%(5K1W+?$JL 50#&K1*?MT5)K(HF0'AR)B'DC55IZU4#]P$\FG@CHE/ M8LZ<.SRUYR!<])NST7^G2L=1Q.-EV<4R2Q%]-OZ^2[!HP8'BJO)'0D+BJX8D9YW MT\U]+)BHYUC(V0A3B\GQ)5VS#%_(#]-G0>4-A'26AQ]K!#D+5.PR3,LEDL,S MIVSJ:19%3S8E=F?M"XL\BM$B&=6J1HS'"(XADO7H]]T''=)U@61"L4"-'UB7!I06KXB3P2:?)ZSXJP MJV/P+$'3LH4/HTB8-8,D?&E;11X+6':)2(-*Y*^ >"P*/\EN(ZLC5$/DE0XJ M%(J(QB,B#\7/5_!(7'>%B22502V5@H)-Z]-H;>7ARB*2&XNHK^^+++W79>^N MQ)-//(^%\U\G)JQ@CST&8L\]=D9CDSVL M99__RAOT.XL! _?$.>><@R$']D",1(=:IDY7N>#-(&+MK2](LDN!3^5XOBYU M6O/4X0@0.?/DEH2$Q%>,P;=X1G@VJ MA(3$UP])SB0DMAF\86C^X%@SRFLZS\T@PL:F/7)84^(_ <_;J? PL:S^KL)7 ML8>LJL99L^_-%7"$C9I?D9HQ"8FN DG.)"2V$=QM$G\=U"F7ZK3R9!00N+?16T^ODY"0D)"0D)#H8I#D3$)"0D)"0D*BRP#X'X'! 2EH%11%Q; $E%3D2N0F"" end XML 18 R1.htm IDEA: XBRL DOCUMENT v3.6.0.2 Document and Entity Information - USD ($) 12 Months Ended Dec. 31, 2016 Feb. 23, 2017 Jun. 30, 2016 Document And Entity Information [Abstract] Entity Registrant Name LENDINGCLUB CORP Entity Central Index Key 0001409970 Current Fiscal Year End Date --12-31 Entity Filer Category Large Accelerated Filer Document Type 10-K Document Period End Date Dec. 31, 2016 Document Fiscal Year Focus 2016 Document Fiscal Period Focus FY Amendment Flag false Entity Common Stock, Shares Outstanding (shares) 400,157,603 Trading Symbol LC Entity Well-known Seasoned Issuer Yes Entity Voluntary Filers No Entity Current Reporting Status Yes Entity Public Float $ 1,315,348,311 X - DefinitionIf the value is true, then the document is an amendment to previously-filed/accepted document. + ReferencesNo definition available. + Details Name: dei_AmendmentFlag Namespace Prefix: dei_ Data Type: xbrli:booleanItemType Balance Type: na Period Type: duration X - DefinitionEnd date of current fiscal year in the format --MM-DD. + ReferencesNo definition available. + Details Name: dei_CurrentFiscalYearEndDate Namespace Prefix: dei_ Data Type: xbrli:gMonthDayItemType Balance Type: na Period Type: duration X - DefinitionThis is focus fiscal period of the document report. For a first quarter 2006 quarterly report, which may also provide financial information from prior periods, the first fiscal quarter should be given as the fiscal period focus. Values: FY, Q1, Q2, Q3, Q4, H1, H2, M9, T1, T2, T3, M8, CY. + ReferencesNo definition available. + Details Name: dei_DocumentFiscalPeriodFocus Namespace Prefix: dei_ Data Type: dei:fiscalPeriodItemType Balance Type: na Period Type: duration X - DefinitionThis is focus fiscal year of the document report in CCYY format. For a 2006 annual report, which may also provide financial information from prior periods, fiscal 2006 should be given as the fiscal year focus. Example: 2006. + ReferencesNo definition available. + Details Name: dei_DocumentFiscalYearFocus Namespace Prefix: dei_ Data Type: xbrli:gYearItemType Balance Type: na Period Type: duration X - DefinitionThe end date of the period reflected on the cover page if a periodic report. For all other reports and registration statements containing historical data, it is the date up through which that historical data is presented. If there is no historical data in the report, use the filing date. The format of the date is CCYY-MM-DD. + ReferencesNo definition available. + Details Name: dei_DocumentPeriodEndDate Namespace Prefix: dei_ Data Type: xbrli:dateItemType Balance Type: na Period Type: duration X - DefinitionThe type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word "Other". + ReferencesNo definition available. + Details Name: dei_DocumentType Namespace Prefix: dei_ Data Type: dei:submissionTypeItemType Balance Type: na Period Type: duration X - DefinitionA unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation 12B -Number 240 -Section 12b -Subsection 1 + Details Name: dei_EntityCentralIndexKey Namespace Prefix: dei_ Data Type: dei:centralIndexKeyItemType Balance Type: na Period Type: duration X - DefinitionIndicate number of shares or other units outstanding of each of registrant's classes of capital or common stock or other ownership interests, if and as stated on cover of related periodic report. Where multiple classes or units exist define each class/interest by adding class of stock items such as Common Class A [Member], Common Class B [Member] or Partnership Interest [Member] onto the Instrument [Domain] of the Entity Listings, Instrument. + ReferencesNo definition available. + Details Name: dei_EntityCommonStockSharesOutstanding Namespace Prefix: dei_ Data Type: xbrli:sharesItemType Balance Type: na Period Type: instant X - DefinitionIndicate "Yes" or "No" whether registrants (1) have filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that registrants were required to file such reports), and (2) have been subject to such filing requirements for the past 90 days. This information should be based on the registrant's current or most recent filing containing the related disclosure. + ReferencesNo definition available. + Details Name: dei_EntityCurrentReportingStatus Namespace Prefix: dei_ Data Type: dei:yesNoItemType Balance Type: na Period Type: duration X - DefinitionIndicate whether the registrant is one of the following: (1) Large Accelerated Filer, (2) Accelerated Filer, (3) Non-accelerated Filer, (4) Smaller Reporting Company (Non-accelerated) or (5) Smaller Reporting Accelerated Filer. Definitions of these categories are stated in Rule 12b-2 of the Exchange Act. This information should be based on the registrant's current or most recent filing containing the related disclosure. + ReferencesNo definition available. + Details Name: dei_EntityFilerCategory Namespace Prefix: dei_ Data Type: dei:filerCategoryItemType Balance Type: na Period Type: duration X - DefinitionState aggregate market value of voting and non-voting common equity held by non-affiliates computed by reference to price at which the common equity was last sold, or average bid and asked price of such common equity, as of the last business day of registrant's most recently completed second fiscal quarter. The public float should be reported on the cover page of the registrants form 10K. + ReferencesNo definition available. + Details Name: dei_EntityPublicFloat Namespace Prefix: dei_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: instant X - DefinitionThe exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation 12B -Number 240 -Section 12b -Subsection 1 + Details Name: dei_EntityRegistrantName Namespace Prefix: dei_ Data Type: xbrli:normalizedStringItemType Balance Type: na Period Type: duration X - DefinitionIndicate "Yes" or "No" if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act. + ReferencesNo definition available. + Details Name: dei_EntityVoluntaryFilers Namespace Prefix: dei_ Data Type: dei:yesNoItemType Balance Type: na Period Type: duration X - DefinitionIndicate "Yes" or "No" if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. Is used on Form Type: 10-K, 10-Q, 8-K, 20-F, 6-K, 10-K/A, 10-Q/A, 20-F/A, 6-K/A, N-CSR, N-Q, N-1A. + ReferencesNo definition available. + Details Name: dei_EntityWellKnownSeasonedIssuer Namespace Prefix: dei_ Data Type: dei:yesNoItemType Balance Type: na Period Type: duration X - DefinitionTrading symbol of an instrument as listed on an exchange. + ReferencesNo definition available. + Details Name: dei_TradingSymbol Namespace Prefix: dei_ Data Type: xbrli:normalizedStringItemType Balance Type: na Period Type: duration X - DefinitionDocument And Entity Information [Abstract] + ReferencesNo definition available. + Details Name: lc_DocumentAndEntityInformationAbstract Namespace Prefix: lc_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration XML 19 R2.htm IDEA: XBRL DOCUMENT v3.6.0.2 Consolidated Balance Sheets - USD ($) $ in Thousands Dec. 31, 2016 Dec. 31, 2015 Assets Cash and cash equivalents $ 515,602 $ 623,531 Restricted cash 177,810 80,733 Securities available for sale 287,137 297,211 Loans at fair value (includes $2,600,422 and $3,022,001 from consolidated trust, respectively) 4,311,984 4,556,081 Loans held for sale 9,048 0 Accrued interest receivable (includes $24,037 and $24,477 from consolidated trust, respectively) 40,299 38,081 Property, equipment and software, net 89,263 55,930 Intangible assets, net 26,211 30,971 Goodwill 35,633 72,683 Other assets 69,644 38,413 Total assets 5,562,631 5,793,634 Liabilities Accounts payable 10,889 5,542 Accrued interest payable (includes $26,839 and $26,719 from consolidated trust, respectively) 43,574 40,244 Accrued expenses and other liabilities 85,619 61,243 Payable to investors 125,884 73,162 Notes and certificates at fair value (includes $2,616,023 and $3,034,586 from consolidated trust, respectively) 4,320,895 4,571,583 Total liabilities 4,586,861 4,751,774 Stockholders’ Equity Common stock, $0.01 par value; 900,000,000 shares authorized; 400,262,472 and 379,716,630 shares issued, respectively; 397,979,772 and 379,716,630 shares outstanding, respectively 4,003 3,797 Additional paid-in capital 1,226,206 1,127,952 Accumulated deficit (234,187) (88,218) Treasury stock, at cost; 2,282,700 and 0 shares, respectively (19,485) 0 Accumulated other comprehensive loss (767) (1,671) Total stockholders’ equity 975,770 1,041,860 Total liabilities and stockholders’ equity $ 5,562,631 $ 5,793,634 X - DefinitionNotes and Certificates at fair value + ReferencesNo definition available. + Details Name: lc_NotesAndCertificatesAtFairValue Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: instant X - DefinitionPayable To Investors + ReferencesNo definition available. + Details Name: lc_PayableToInvestors Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: instant X - DefinitionCarrying value as of the balance sheet date of liabilities incurred (and for which invoices have typically been received) and payable to vendors for goods and services received that are used in an entity's business. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 944 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.7-03.15(a)) -URI http://asc.fasb.org/extlink&oid=6879938&loc=d3e572229-122910 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03.15(5)) -URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878 + Details Name: us-gaap_AccountsPayableCurrentAndNoncurrent Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: instant X - DefinitionCarrying value as of the balance sheet date of obligations incurred and payable, pertaining to costs that are statutory in nature, are incurred on contractual obligations, or accumulate over time and for which invoices have not yet been received or will not be rendered. Examples include taxes, interest, rent and utilities. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03.15(5)) -URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 944 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.7-03.15(a)) -URI http://asc.fasb.org/extlink&oid=6879938&loc=d3e572229-122910 + Details Name: us-gaap_AccruedLiabilitiesCurrentAndNoncurrent Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: instant X - DefinitionAccumulated change in equity from transactions and other events and circumstances from non-owner sources, net of tax effect, at period end. Excludes Net Income (Loss), and accumulated changes in equity from transactions resulting from investments by owners and distributions to owners. Includes foreign currency translation items, certain pension adjustments, unrealized gains and losses on certain investments in debt and equity securities, other than temporary impairment (OTTI) losses related to factors other than credit losses on available-for-sale and held-to-maturity debt securities that an entity does not intend to sell and it is not more likely than not that the entity will be required to sell before recovery of the amortized cost basis, as well as changes in the fair value of derivatives related to the effective portion of a designated cash flow hedge. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 220 -SubTopic 10 -Section 45 -Paragraph 11 -URI http://asc.fasb.org/extlink&oid=66004124&loc=d3e637-108580 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 220 -SubTopic 10 -Section 45 -Paragraph 14 -URI http://asc.fasb.org/extlink&oid=66004124&loc=d3e681-108580 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 220 -SubTopic 10 -Section 45 -Paragraph 14A -URI http://asc.fasb.org/extlink&oid=66004124&loc=SL7669686-108580 + Details Name: us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: instant X - DefinitionExcess of issue price over par or stated value of the entity's capital stock and amounts received from other transactions involving the entity's stock or stockholders. Includes adjustments to additional paid in capital. Some examples of such adjustments include recording the issuance of debt with a beneficial conversion feature and certain tax consequences of equity instruments awarded to employees. Use this element for the aggregate amount of additional paid-in capital associated with common and preferred stock. For additional paid-in capital associated with only common stock, use the element additional paid in capital, common stock. For additional paid-in capital associated with only preferred stock, use the element additional paid in capital, preferred stock. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(30)(a)(1)) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 + Details Name: us-gaap_AdditionalPaidInCapital Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: instant X - DefinitionSum of the carrying amounts as of the balance sheet date of all assets that are recognized. Assets are probable future economic benefits obtained or controlled by an entity as a result of past transactions or events. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 944 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.7-03(a)(12)) -URI http://asc.fasb.org/extlink&oid=6879938&loc=d3e572229-122910 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03(11)) -URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878 + Details Name: us-gaap_Assets Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - ReferencesNo definition available. + Details Name: us-gaap_AssetsAbstract Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionAmount of investment in debt and equity securities categorized neither as held-to-maturity nor trading. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 320 -SubTopic 10 -Section 25 -Paragraph 1 -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=65884222&loc=d3e22054-111558 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 320 -SubTopic 10 -Section 50 -Paragraph 5 -Subparagraph (aa) -URI http://asc.fasb.org/extlink&oid=73527792&loc=d3e27232-111563 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 320 -SubTopic 10 -Section 45 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=66010992&loc=d3e26610-111562 + Details Name: us-gaap_AvailableForSaleSecurities Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionAmount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Excludes cash and cash equivalents within disposal group and discontinued operation. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Glossary Cash -URI http://asc.fasb.org/extlink&oid=6506951 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section 45 -Paragraph 1 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=28358313&loc=d3e6676-107765 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 4 -URI http://asc.fasb.org/extlink&oid=66902209&loc=d3e3044-108585 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Glossary Cash Equivalents -URI http://asc.fasb.org/extlink&oid=6507016 Reference 5: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.1) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 + Details Name: us-gaap_CashAndCashEquivalentsAtCarryingValue Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionAggregate par or stated value of issued nonredeemable common stock (or common stock redeemable solely at the option of the issuer). This item includes treasury stock repurchased by the entity. Note: elements for number of nonredeemable common shares, par value and other disclosure concepts are in another section within stockholders' equity. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(29)) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 + Details Name: us-gaap_CommonStockValue Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: instant X - DefinitionAmount after amortization of assets, excluding financial assets and goodwill, lacking physical substance with a finite life. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 350 -SubTopic 30 -Section 50 -Paragraph 2 -Subparagraph (a)(1) -URI http://asc.fasb.org/extlink&oid=66006027&loc=d3e16323-109275 + Details Name: us-gaap_FiniteLivedIntangibleAssetsNet Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionAmount after accumulated impairment loss of an asset representing future economic benefits arising from other assets acquired in a business combination that are not individually identified and separately recognized. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 350 -SubTopic 20 -Section 50 -Paragraph 1 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=35741047&loc=d3e13816-109267 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 350 -SubTopic 20 -Section 45 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=6388280&loc=d3e13770-109266 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 350 -SubTopic 20 -Section 45 -Paragraph 5 -URI http://asc.fasb.org/extlink&oid=64834752&loc=SL49117168-202975 + Details Name: us-gaap_Goodwill Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionAmount of interest payable on debt, including, but not limited to, trade payables. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03.15(5)) -URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 944 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.7-03.15(a)) -URI http://asc.fasb.org/extlink&oid=6879938&loc=d3e572229-122910 + Details Name: us-gaap_InterestPayableCurrentAndNoncurrent Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: instant X - DefinitionCarrying amount as of the balance sheet date of interest earned but not received. Also called accrued interest or accrued interest receivable. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.8) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 + Details Name: us-gaap_InterestReceivable Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionSum of the carrying amounts as of the balance sheet date of all liabilities that are recognized. Liabilities are probable future sacrifices of economic benefits arising from present obligations of an entity to transfer assets or provide services to other entities in the future. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.19-26) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 + Details Name: us-gaap_Liabilities Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: instant X - ReferencesNo definition available. + Details Name: us-gaap_LiabilitiesAbstract Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionAmount of liabilities and equity items, including the portion of equity attributable to noncontrolling interests, if any. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03(23)) -URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 944 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.7-03(a)(25)) -URI http://asc.fasb.org/extlink&oid=6879938&loc=d3e572229-122910 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(32)) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 + Details Name: us-gaap_LiabilitiesAndStockholdersEquity Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: instant X - DefinitionFair value portion of loans held-for-sale including, but not limited to, mortgage loans and finance receivables. + ReferencesNo definition available. + Details Name: us-gaap_LoansHeldForSaleFairValueDisclosure Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionFair value portion of loan receivable, including, but not limited to, mortgage loans held for investment, finance receivables held for investment, policy loans on insurance contracts. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Glossary Loan -URI http://asc.fasb.org/extlink&oid=6517073 + Details Name: us-gaap_LoansReceivableFairValueDisclosure Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionAmount of assets classified as other. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03(10)) -URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 944 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.7-03(a)(10)) -URI http://asc.fasb.org/extlink&oid=6879938&loc=d3e572229-122910 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(17)) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 + Details Name: us-gaap_OtherAssets Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionAmount after accumulated depreciation, depletion and amortization of physical assets used in the normal conduct of business to produce goods and services and not intended for resale. Examples include, but are not limited to, land, buildings, machinery and equipment, office equipment, and furniture and fixtures. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(13)) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(14)) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 944 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.7-03(a)(8)) -URI http://asc.fasb.org/extlink&oid=6879938&loc=d3e572229-122910 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 360 -SubTopic 10 -Section 50 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=6391035&loc=d3e2868-110229 + Details Name: us-gaap_PropertyPlantAndEquipmentNet Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionThe carrying amounts of cash and cash equivalent items which are restricted as to withdrawal or usage. Restrictions may include legally restricted deposits held as compensating balances against borrowing arrangements, contracts entered into with others, or entity statements of intention with regard to particular deposits; however, time deposits and short-term certificates of deposit are not generally included in legally restricted deposits. Excludes compensating balance arrangements that are not agreements which legally restrict the use of cash amounts shown on the balance sheet. This element is for unclassified presentations; for classified presentations there is a separate and distinct element. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.1) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 + Details Name: us-gaap_RestrictedCashAndCashEquivalents Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionThe cumulative amount of the reporting entity's undistributed earnings or deficit. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 944 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.7-03(a)(23)(a)(4)) -URI http://asc.fasb.org/extlink&oid=6879938&loc=d3e572229-122910 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 505 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.3-04) -URI http://asc.fasb.org/extlink&oid=27012166&loc=d3e187085-122770 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(30)(a)(3)) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 + Details Name: us-gaap_RetainedEarningsAccumulatedDeficit Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: instant X - DefinitionTotal of all stockholders' equity (deficit) items, net of receivables from officers, directors, owners, and affiliates of the entity which are attributable to the parent. The amount of the economic entity's stockholders' equity attributable to the parent excludes the amount of stockholders' equity which is allocable to that ownership interest in subsidiary equity which is not attributable to the parent (noncontrolling interest, minority interest). This excludes temporary equity and is sometimes called permanent equity. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(30)) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section S99 -Paragraph 2 -Subparagraph (SAB Topic 4.E) -URI http://asc.fasb.org/extlink&oid=27010918&loc=d3e74512-122707 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(31)) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(29)) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 + Details Name: us-gaap_StockholdersEquity Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: instant X - ReferencesNo definition available. + Details Name: us-gaap_StockholdersEquityAbstract Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionThe amount allocated to treasury stock. Treasury stock is common and preferred shares of an entity that were issued, repurchased by the entity, and are held in its treasury. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 505 -SubTopic 30 -Section 45 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=6405813&loc=d3e23239-112655 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.29,30) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 505 -SubTopic 30 -Section 50 -Paragraph 4 -URI http://asc.fasb.org/extlink&oid=6405834&loc=d3e23315-112656 + Details Name: us-gaap_TreasuryStockValue Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant XML 20 R3.htm IDEA: XBRL DOCUMENT v3.6.0.2 Consolidated Balance Sheets (Parenthetical) - USD ($) $ in Thousands Dec. 31, 2016 Dec. 31, 2015 Member Loans at fair value $ 4,311,984 $ 4,556,081 Accrued interest receivable from consolidated Trust 40,299 38,081 Accrued interest payable from consolidated Trust 43,574 40,244 Notes and certificates, at fair value from consolidated Trust $ 4,320,895 $ 4,571,583 Treasury stock (shares) 2,282,700 0 Common stock, par value ($ per share) $ 0.01 $ 0.01 Common stock, shares authorized (shares) 900,000,000 900,000,000 Common stock, shares issued (shares) 400,262,472 379,716,630 Common stock, shares outstanding (shares) 397,979,772 379,716,630 Consolidated Entities Member Loans at fair value $ 2,600,422 $ 3,022,001 Accrued interest receivable from consolidated Trust 24,037 24,477 Accrued interest payable from consolidated Trust 26,839 26,719 Notes and certificates, at fair value from consolidated Trust $ 2,616,023 $ 3,034,586 X - DefinitionNotes and Certificates at fair value + ReferencesNo definition available. + Details Name: lc_NotesAndCertificatesAtFairValue Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: instant X - DefinitionFace amount or stated value per share of common stock. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(29)) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 + Details Name: us-gaap_CommonStockParOrStatedValuePerShare Namespace Prefix: us-gaap_ Data Type: num:perShareItemType Balance Type: na Period Type: instant X - DefinitionThe maximum number of common shares permitted to be issued by an entity's charter and bylaws. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(29)) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 + Details Name: us-gaap_CommonStockSharesAuthorized Namespace Prefix: us-gaap_ Data Type: xbrli:sharesItemType Balance Type: na Period Type: instant X - DefinitionTotal number of common shares of an entity that have been sold or granted to shareholders (includes common shares that were issued, repurchased and remain in the treasury). These shares represent capital invested by the firm's shareholders and owners, and may be all or only a portion of the number of shares authorized. Shares issued include shares outstanding and shares held in the treasury. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(29)) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 + Details Name: us-gaap_CommonStockSharesIssued Namespace Prefix: us-gaap_ Data Type: xbrli:sharesItemType Balance Type: na Period Type: instant X - DefinitionNumber of shares of common stock outstanding. Common stock represent the ownership interest in a corporation. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(29)) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 505 -SubTopic 10 -Section 50 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=6928386&loc=d3e21463-112644 + Details Name: us-gaap_CommonStockSharesOutstanding Namespace Prefix: us-gaap_ Data Type: xbrli:sharesItemType Balance Type: na Period Type: instant X - DefinitionAmount of interest payable on debt, including, but not limited to, trade payables. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03.15(5)) -URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 944 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.7-03.15(a)) -URI http://asc.fasb.org/extlink&oid=6879938&loc=d3e572229-122910 + Details Name: us-gaap_InterestPayableCurrentAndNoncurrent Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: instant X - DefinitionCarrying amount as of the balance sheet date of interest earned but not received. Also called accrued interest or accrued interest receivable. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.8) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 + Details Name: us-gaap_InterestReceivable Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionFair value portion of loan receivable, including, but not limited to, mortgage loans held for investment, finance receivables held for investment, policy loans on insurance contracts. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Glossary Loan -URI http://asc.fasb.org/extlink&oid=6517073 + Details Name: us-gaap_LoansReceivableFairValueDisclosure Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionNumber of common and preferred shares that were previously issued and that were repurchased by the issuing entity and held in treasury on the financial statement date. This stock has no voting rights and receives no dividends. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.29,30) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 505 -SubTopic 30 -Section 45 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=6405813&loc=d3e23239-112655 + Details Name: us-gaap_TreasuryStockShares Namespace Prefix: us-gaap_ Data Type: xbrli:sharesItemType Balance Type: na Period Type: instant X - Details Name: dei_LegalEntityAxis=us-gaap_ConsolidatedEntitiesMember Namespace Prefix: Data Type: na Balance Type: Period Type: XML 21 R4.htm IDEA: XBRL DOCUMENT v3.6.0.2 Consolidated Statements of Operations - USD ($) 12 Months Ended Dec. 31, 2016 Dec. 31, 2015 Dec. 31, 2014 Net operating revenue: Transaction fees $ 423,494,000 $ 373,508,000 $ 197,124,000 Servicing fees 68,009,000 32,811,000 11,534,000 Management fees 11,638,000 10,976,000 5,957,000 Other revenue (expense) (7,674,000) 9,402,000 (1,203,000) Total net operating revenue 495,467,000 426,697,000 213,412,000 Net interest income (expense): Total interest income 696,662,000 552,972,000 354,453,000 Total interest expense (688,368,000) (549,740,000) (356,615,000) Net interest income (expense) 8,294,000 3,232,000 (2,162,000) Fair value adjustments - loans, loans held for sale, notes and certificates (2,949,000) 14,000 (122,000) Net interest income (expense) and fair value adjustments 5,345,000 3,246,000 (2,284,000) Total net revenue 500,812,000 429,943,000 211,128,000 Operating expenses: Sales and marketing 216,670,000 171,526,000 85,652,000 Origination and servicing 74,760,000 61,335,000 37,326,000 Engineering and product development 115,357,000 77,062,000 38,518,000 Other general and administrative 207,172,000 122,182,000 81,136,000 Goodwill impairment 37,050,000 0 0 Total operating expenses 651,009,000 432,105,000 242,632,000 Loss before income tax expense (150,197,000) (2,162,000) (31,504,000) Income tax (benefit) expense (4,228,000) 2,833,000 1,390,000 Net loss $ (145,969,000) $ (4,995,000) $ (32,894,000) Basic net loss per share attributable to common stockholders ($ per share) $ (0.38) $ (0.01) $ (0.44) Diluted net loss per share attributable to common stockholders ($ per share) $ (0.38) $ (0.01) $ (0.44) Weighted-average common shares - Basic (shares) 387,762,072 374,872,118 75,573,742 Weighted-average common shares - Diluted (shares) 387,762,072 374,872,118 75,573,742 X - DefinitionThe aggregate net change in market value for certain assets and liabilities that was included in earnings for the period. This includes changes in market values for assets and liabilities accounted for at fair value and impairments on loans held-for-sale and real estate owned. This excludes valuation adjustments recorded in Mortgage Banking Activities, Net. + ReferencesNo definition available. + Details Name: lc_FairValuationAdjustmentsMemberLoansAtFairValue Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionOrigination and Servicing Expense + ReferencesNo definition available. + Details Name: lc_OriginationAndServicingExpense Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionThe amount of net income (loss) for the period per each share of common stock or unit outstanding during the reporting period. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 260 -SubTopic 10 -Section 50 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=6371337&loc=d3e3550-109257 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 260 -SubTopic 10 -Section 55 -Paragraph 52 -URI http://asc.fasb.org/extlink&oid=65016374&loc=d3e4984-109258 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 944 -SubTopic 225 -Section S99 -Paragraph 1 -Subparagraph (SX 210.7-04(19)) -URI http://asc.fasb.org/extlink&oid=6879464&loc=d3e573970-122913 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 260 -SubTopic 10 -Section 45 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=64863997&loc=d3e1252-109256 Reference 5: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 225 -SubTopic 10 -Section S99 -Paragraph 2 -Subparagraph (SX 210.5-03(21)) -URI http://asc.fasb.org/extlink&oid=63488584&loc=d3e20235-122688 Reference 6: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 225 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-04(23)) -URI http://asc.fasb.org/extlink&oid=6879574&loc=d3e536633-122882 + Details Name: us-gaap_EarningsPerShareBasic Namespace Prefix: us-gaap_ Data Type: num:perShareItemType Balance Type: na Period Type: duration X - DefinitionThe amount of net income (loss) for the period available to each share of common stock or common unit outstanding during the reporting period and to each share or unit that would have been outstanding assuming the issuance of common shares or units for all dilutive potential common shares or units outstanding during the reporting period. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 944 -SubTopic 225 -Section S99 -Paragraph 1 -Subparagraph (SX 210.7-04(19)) -URI http://asc.fasb.org/extlink&oid=6879464&loc=d3e573970-122913 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 260 -SubTopic 10 -Section 45 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=64863997&loc=d3e1252-109256 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 225 -SubTopic 10 -Section S99 -Paragraph 2 -Subparagraph (SX 210.5-03(21)) -URI http://asc.fasb.org/extlink&oid=63488584&loc=d3e20235-122688 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 225 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-04(23)) -URI http://asc.fasb.org/extlink&oid=6879574&loc=d3e536633-122882 + Details Name: us-gaap_EarningsPerShareDiluted Namespace Prefix: us-gaap_ Data Type: num:perShareItemType Balance Type: na Period Type: duration X - DefinitionAmount of fees and commissions from financial services and banking activities and correspondent clearing. Includes fees from depositor accounts, credit cards, merchant discounts, and fiduciary and trust activities, guarantee fees, investment advisory, management, and administrative fees, transfer agent fees, and insurance commissions. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 225 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-04.13) -URI http://asc.fasb.org/extlink&oid=6879574&loc=d3e536633-122882 + Details Name: us-gaap_FeesAndCommissions Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionThe aggregate total of expenses of managing and administering the affairs of an entity, including affiliates of the reporting entity, which are not directly or indirectly associated with the manufacture, sale or creation of a product or product line. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 225 -SubTopic 10 -Section S99 -Paragraph 2 -Subparagraph (SX 210.5-03.4) -URI http://asc.fasb.org/extlink&oid=63488584&loc=d3e20235-122688 + Details Name: us-gaap_GeneralAndAdministrativeExpense Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionAmount of loss from the write-down of an asset representing the future economic benefits arising from other assets acquired in a business combination that are not individually identified and separately recognized. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 350 -SubTopic 20 -Section 50 -Paragraph 2 -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=35741047&loc=d3e13854-109267 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 350 -SubTopic 20 -Section 45 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=6388280&loc=d3e13777-109266 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 28 -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=66902209&loc=d3e3602-108585 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 350 -SubTopic 20 -Section 50 -Paragraph 1 -Subparagraph (e) -URI http://asc.fasb.org/extlink&oid=35741047&loc=d3e13816-109267 + Details Name: us-gaap_GoodwillImpairmentLoss Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionAmount of income (loss) from continuing operations before deduction of income tax expense (benefit) and income (loss) attributable to noncontrolling interest, and addition of income (loss) from equity method investments. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 235 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.4-08.(h)(1)(i)) -URI http://asc.fasb.org/extlink&oid=26873400&loc=d3e23780-122690 + Details Name: us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionAmount of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section 50 -Paragraph 9 -Subparagraph (a),(b) -URI http://asc.fasb.org/extlink&oid=65882285&loc=d3e32639-109319 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 235 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.4-08.(h)) -URI http://asc.fasb.org/extlink&oid=26873400&loc=d3e23780-122690 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Glossary Income Tax Expense (or Benefit) -URI http://asc.fasb.org/extlink&oid=6515339 + Details Name: us-gaap_IncomeTaxExpenseBenefit Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionAmount of the cost of borrowed funds accounted for as interest expense. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 835 -SubTopic 20 -Section 50 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=6450988&loc=d3e26243-108391 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 835 -SubTopic 30 -Section 45 -Paragraph 3 -URI http://asc.fasb.org/extlink&oid=64930785&loc=d3e28555-108399 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 225 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-04.9) -URI http://asc.fasb.org/extlink&oid=6879574&loc=d3e536633-122882 + Details Name: us-gaap_InterestExpense Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionAmount of interest income or expense, including any amortization and accretion (as applicable) of discounts and premiums, including consideration of the provisions for loan, lease, credit, and other related losses. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 225 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-04.12) -URI http://asc.fasb.org/extlink&oid=6879574&loc=d3e536633-122882 + Details Name: us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionThe net amount of operating interest income (expense). + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 225 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-04.10) -URI http://asc.fasb.org/extlink&oid=6879574&loc=d3e536633-122882 + Details Name: us-gaap_InterestIncomeExpenseNet Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - ReferencesNo definition available. + Details Name: us-gaap_InterestIncomeExpenseNetAbstract Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionAmount of operating interest income, including, but not limited to, amortization and accretion of premiums and discounts on securities. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 225 -SubTopic 10 -Section S99 -Paragraph 2 -Subparagraph (SX 210.5-03.1(e)) -URI http://asc.fasb.org/extlink&oid=63488584&loc=d3e20235-122688 + Details Name: us-gaap_InterestIncomeOperating Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionRevenue, comprised of base and incentive revenue derived from the management of joint ventures, managing third-party properties, or another entity's operations. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 225 -SubTopic 10 -Section S99 -Paragraph 2 -Subparagraph (SX 210.5-03.1(d)) -URI http://asc.fasb.org/extlink&oid=63488584&loc=d3e20235-122688 + Details Name: us-gaap_ManagementFeesRevenue Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionThe portion of profit or loss for the period, net of income taxes, which is attributable to the parent. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Glossary Net Income -URI http://asc.fasb.org/extlink&oid=51831255 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 28 -URI http://asc.fasb.org/extlink&oid=66902209&loc=d3e3602-108585 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 260 -SubTopic 10 -Section 50 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=6371337&loc=d3e3550-109257 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 225 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-04(22)) -URI http://asc.fasb.org/extlink&oid=6879574&loc=d3e536633-122882 Reference 5: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 944 -SubTopic 225 -Section S99 -Paragraph 1 -Subparagraph (SX 210.7-04(18)) -URI http://asc.fasb.org/extlink&oid=6879464&loc=d3e573970-122913 Reference 6: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Glossary Other Comprehensive Income -URI http://asc.fasb.org/extlink&oid=51831270 Reference 7: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 225 -SubTopic 10 -Section S99 -Paragraph 2 -Subparagraph (SX 210.5-03(20)) -URI http://asc.fasb.org/extlink&oid=63488584&loc=d3e20235-122688 + Details Name: us-gaap_NetIncomeLoss Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionThe total amount of noninterest income which may be derived from: (1) fees and commissions; (2) premiums earned; (3) insurance policy charges; (4) the sale or disposal of assets; and (5) other sources not otherwise specified. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 225 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-04.13) -URI http://asc.fasb.org/extlink&oid=6879574&loc=d3e536633-122882 + Details Name: us-gaap_NoninterestIncome Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - ReferencesNo definition available. + Details Name: us-gaap_NoninterestIncomeAbstract Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionGenerally recurring costs associated with normal operations except for the portion of these expenses which can be clearly related to production and included in cost of sales or services. Includes selling, general and administrative expense. + ReferencesNo definition available. + Details Name: us-gaap_OperatingExpenses Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - ReferencesNo definition available. + Details Name: us-gaap_OperatingExpensesAbstract Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionThe net amount of other operating income and expenses, the components of which are not separately disclosed on the income statement, from items that are associated with the entity's normal revenue producing operations. + ReferencesNo definition available. + Details Name: us-gaap_OtherOperatingIncomeExpenseNet Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionThe aggregate costs incurred (1) in a planned search or critical investigation aimed at discovery of new knowledge with the hope that such knowledge will be useful in developing a new product or service, a new process or technique, or in bringing about a significant improvement to an existing product or process; or (2) to translate research findings or other knowledge into a plan or design for a new product or process or for a significant improvement to an existing product or process whether intended for sale or the entity's use, during the reporting period charged to research and development projects, including the costs of developing computer software up to the point in time of achieving technological feasibility, and costs allocated in accounting for a business combination to in-process projects deemed to have no alternative future use. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 730 -SubTopic 10 -Section 50 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=6420194&loc=d3e21568-108373 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 985 -SubTopic 20 -Section 50 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=6501960&loc=d3e128462-111756 + Details Name: us-gaap_ResearchAndDevelopmentExpense Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionAmount of revenue recognized from goods sold, services rendered, insurance premiums, or other activities that constitute an earning process. Includes, but is not limited to, investment and interest income before deduction of interest expense when recognized as a component of revenue, and sales and trading gain (loss). + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 225 -SubTopic 10 -Section S99 -Paragraph 2 -Subparagraph (SX 210.5-03.1) -URI http://asc.fasb.org/extlink&oid=63488584&loc=d3e20235-122688 + Details Name: us-gaap_Revenues Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionThe aggregate total amount of expenses directly related to the marketing or selling of products or services. + ReferencesNo definition available. + Details Name: us-gaap_SellingAndMarketingExpense Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionAmount of revenue from servicing real estate mortgages, credit cards, and other financial assets held by others. Includes premiums received in lieu of regular servicing fees. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 225 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-04.13 (d)) -URI http://asc.fasb.org/extlink&oid=6879574&loc=d3e536633-122882 + Details Name: us-gaap_ServicingFeesNet Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionThe average number of shares or units issued and outstanding that are used in calculating diluted EPS or earnings per unit (EPU), determined based on the timing of issuance of shares or units in the period. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 260 -SubTopic 10 -Section 45 -Paragraph 16 -URI http://asc.fasb.org/extlink&oid=64863997&loc=d3e1505-109256 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 260 -SubTopic 10 -Section 50 -Paragraph 1 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=6371337&loc=d3e3550-109257 + Details Name: us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding Namespace Prefix: us-gaap_ Data Type: xbrli:sharesItemType Balance Type: na Period Type: duration X - DefinitionNumber of [basic] shares or units, after adjustment for contingently issuable shares or units and other shares or units not deemed outstanding, determined by relating the portion of time within a reporting period that common shares or units have been outstanding to the total time in that period. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 260 -SubTopic 10 -Section 50 -Paragraph 1 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=6371337&loc=d3e3550-109257 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 260 -SubTopic 10 -Section 45 -Paragraph 10 -URI http://asc.fasb.org/extlink&oid=64863997&loc=d3e1448-109256 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Glossary Weighted-Average Number of Common Shares Outstanding -URI http://asc.fasb.org/extlink&oid=6528421 + Details Name: us-gaap_WeightedAverageNumberOfSharesOutstandingBasic Namespace Prefix: us-gaap_ Data Type: xbrli:sharesItemType Balance Type: na Period Type: duration XML 22 R5.htm IDEA: XBRL DOCUMENT v3.6.0.2 Consolidated Statements of Comprehensive Income (Loss) - USD ($) $ in Thousands 12 Months Ended Dec. 31, 2016 Dec. 31, 2015 Dec. 31, 2014 Statement of Comprehensive Income [Abstract] Net loss $ (145,969) $ (4,995) $ (32,894) Change in net unrealized loss on securities available for sale 1,515 (1,671) 0 Other comprehensive income (loss), before tax 1,515 (1,671) 0 Income tax effect 611 0 0 Other comprehensive income (loss), net of tax 904 (1,671) 0 Comprehensive loss $ (145,065) $ (6,666) $ (32,894) X - DefinitionAmount after tax of increase (decrease) in equity from transactions and other events and circumstances from net income and other comprehensive income, attributable to parent entity. Excludes changes in equity resulting from investments by owners and distributions to owners. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Glossary Other Comprehensive Income -URI http://asc.fasb.org/extlink&oid=51831270 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Glossary Comprehensive Income -URI http://asc.fasb.org/extlink&oid=51831223 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 220 -SubTopic 10 -Section 45 -Paragraph 5 -URI http://asc.fasb.org/extlink&oid=66004124&loc=d3e557-108580 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Glossary Net Income -URI http://asc.fasb.org/extlink&oid=51831255 + Details Name: us-gaap_ComprehensiveIncomeNetOfTax Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionThe portion of profit or loss for the period, net of income taxes, which is attributable to the parent. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Glossary Net Income -URI http://asc.fasb.org/extlink&oid=51831255 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 28 -URI http://asc.fasb.org/extlink&oid=66902209&loc=d3e3602-108585 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 260 -SubTopic 10 -Section 50 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=6371337&loc=d3e3550-109257 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 225 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-04(22)) -URI http://asc.fasb.org/extlink&oid=6879574&loc=d3e536633-122882 Reference 5: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 944 -SubTopic 225 -Section S99 -Paragraph 1 -Subparagraph (SX 210.7-04(18)) -URI http://asc.fasb.org/extlink&oid=6879464&loc=d3e573970-122913 Reference 6: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Glossary Other Comprehensive Income -URI http://asc.fasb.org/extlink&oid=51831270 Reference 7: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 225 -SubTopic 10 -Section S99 -Paragraph 2 -Subparagraph (SX 210.5-03(20)) -URI http://asc.fasb.org/extlink&oid=63488584&loc=d3e20235-122688 + Details Name: us-gaap_NetIncomeLoss Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionAmount before tax of other comprehensive income (loss) attributable to parent entity. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 810 -SubTopic 10 -Section 50 -Paragraph 1A -Subparagraph (c)(3) -URI http://asc.fasb.org/extlink&oid=64809438&loc=SL4573702-111684 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 810 -SubTopic 10 -Section 45 -Paragraph 20 -URI http://asc.fasb.org/extlink&oid=68079674&loc=SL4569643-111683 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 810 -SubTopic 10 -Section 45 -Paragraph 19 -URI http://asc.fasb.org/extlink&oid=68079674&loc=SL4569616-111683 + Details Name: us-gaap_OtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionAmount after tax of other comprehensive income (loss) attributable to parent entity. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 810 -SubTopic 10 -Section 50 -Paragraph 1A -Subparagraph (c)(3) -URI http://asc.fasb.org/extlink&oid=64809438&loc=SL4573702-111684 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 810 -SubTopic 10 -Section 45 -Paragraph 19 -URI http://asc.fasb.org/extlink&oid=68079674&loc=SL4569616-111683 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 810 -SubTopic 10 -Section 45 -Paragraph 20 -URI http://asc.fasb.org/extlink&oid=68079674&loc=SL4569643-111683 + Details Name: us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionAmount of tax expense (benefit) allocated to other comprehensive income (loss) attributable to parent entity. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 810 -SubTopic 10 -Section 50 -Paragraph 1A -Subparagraph (c)(3) -URI http://asc.fasb.org/extlink&oid=64809438&loc=SL4573702-111684 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 810 -SubTopic 10 -Section 45 -Paragraph 19 -URI http://asc.fasb.org/extlink&oid=68079674&loc=SL4569616-111683 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 810 -SubTopic 10 -Section 45 -Paragraph 20 -URI http://asc.fasb.org/extlink&oid=68079674&loc=SL4569643-111683 + Details Name: us-gaap_OtherComprehensiveIncomeLossTaxPortionAttributableToParent1 Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionAmount before tax and reclassification adjustments of unrealized holding gain (loss) on available-for-sale securities. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 220 -SubTopic 10 -Section 45 -Paragraph 10A -Subparagraph (e) -URI http://asc.fasb.org/extlink&oid=66004124&loc=SL7669646-108580 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 220 -SubTopic 10 -Section 45 -Paragraph 11 -URI http://asc.fasb.org/extlink&oid=66004124&loc=d3e637-108580 + Details Name: us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - ReferencesNo definition available. + Details Name: us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration XML 23 R6.htm IDEA: XBRL DOCUMENT v3.6.0.2 Consolidated Statements of Changes in Stockholders' Equity - USD ($) $ in Thousands Total Convertible Preferred Stock Common Stock Additional Paid-in Capital Treasury Stock Accumulated Other Comprehensive Income Accumulated Deficit Beginning Balances (in shares) at Dec. 31, 2013 240,194,788 54,986,640 0 Beginning Balances at Dec. 31, 2013 $ 68,094 $ 103,244 $ 138 $ 15,041 $ 0 $ 0 $ (50,329) Increase (Decrease) in Stockholders' Equity [Roll Forward] Exercise of warrants to purchase Series A convertible preferred stock (in shares) 572,161 Exercise of warrants to purchase Series A convertible preferred stock 66 $ 66 Exercise of warrants to purchase common stock (in shares) 1,818,174 Exercise of warrants to purchase common stock 512 $ 18 494 Stock-based compensation and related tax effects 39,024 $ 9,176 29,848 Issuance of Series F convertible preferred stock for cash, net of issuance costs (in shares) 6,390,556 Issuance of Series F convertible preferred stock for cash, net of issuance costs 64,803 $ 64,803 Issuance of Series F convertible preferred stock for the acquisition of Springstone (in shares) 2,443,930 Issuance of Series F convertible preferred stock for the acquisition of Springstone 2,762 $ 2,762 Stock option exercises and other (in shares) 6,037,667 Stock option exercises and other 3,564 $ 60 3,504 Issuance of common stock upon initial public offering, net of offering costs (in shares) 59,000,000 Issuance of common stock upon initial public offering, net of offering costs 827,680 $ 590 827,090 Conversion of preferred stock to common stock upon initial public offering 0 $ (180,051) $ 2,496 177,555 Conversion of preferred stock to common stock upon initial public offering (in shares) (249,601,435) 249,601,435 Early exercise liability related to unvested stock options (392) (392) Par value adjustment for stock splits 0 $ 412 (412) Net loss (32,894) (32,894) Ending Balances (in shares) at Dec. 31, 2014 0 371,443,916 0 Ending Balances at Dec. 31, 2014 973,219 $ 0 $ 3,714 1,052,728 $ 0 0 (83,223) Increase (Decrease) in Stockholders' Equity [Roll Forward] Stock-based compensation and related tax effects 56,005 $ 0 56,005 Stock option exercises and other (in shares) 7,862,705 Stock option exercises and other 13,473 $ 79 13,394 ESPP purchase shares (in shares) 410,009 ESPP purchase shares 5,091 $ 4 5,087 Net unrealized gain on available for sale securities, net of tax (1,671) (1,671) Excess tax benefit from share-based award activity 738 738 Net loss (4,995) (4,995) Ending Balances (in shares) at Dec. 31, 2015 0 379,716,630 0 Ending Balances at Dec. 31, 2015 1,041,860 $ 0 $ 3,797 1,127,952 $ 0 (1,671) (88,218) Increase (Decrease) in Stockholders' Equity [Roll Forward] Stock-based compensation and related tax effects $ 79,803 $ 0 79,803 Stock option exercises and other (in shares) 15,102,640 19,037,329 Stock option exercises and other $ 13,589 $ 191 13,398 Treasury stock (shares) (2,282,700) 2,282,700 Treasury stock (19,485) $ (19,485) ESPP purchase shares (in shares) 1,508,513 ESPP purchase shares 5,244 $ 15 5,229 Net unrealized gain on available for sale securities, net of tax 904 904 Excess tax benefit from share-based award activity (176) (176) Net loss (145,969) (145,969) Ending Balances (in shares) at Dec. 31, 2016 0 397,979,772 2,282,700 Ending Balances at Dec. 31, 2016 $ 975,770 $ 0 $ 4,003 $ 1,226,206 $ (19,485) $ (767) $ (234,187) X - DefinitionStock Issued During Period Shares Common Stock Warrants Exercised + ReferencesNo definition available. + Details Name: lc_StockIssuedDuringPeriodSharesCommonStockWarrantsExercised Namespace Prefix: lc_ Data Type: xbrli:sharesItemType Balance Type: na Period Type: duration X - DefinitionStock Issued During Period, Shares, Initial Public Offering + ReferencesNo definition available. + Details Name: lc_StockIssuedDuringPeriodSharesInitialPublicOffering Namespace Prefix: lc_ Data Type: xbrli:sharesItemType Balance Type: na Period Type: duration X - DefinitionNumber of warrants exercised during the period to purchase convertible preferred stock. + ReferencesNo definition available. + Details Name: lc_StockIssuedDuringPeriodSharesWarrantsExercised Namespace Prefix: lc_ Data Type: xbrli:sharesItemType Balance Type: na Period Type: duration X - DefinitionStock Issued During Period Value Common Stock Warrants Exercised + ReferencesNo definition available. + Details Name: lc_StockIssuedDuringPeriodValueCommonStockWarrantsExercised Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionStock Issued During Period, Value, Initial Public Offering + ReferencesNo definition available. + Details Name: lc_StockIssuedDuringPeriodValueInitialPublicOffering Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionValue of warrants exercised during the period to purchase convertible preferred stock. + ReferencesNo definition available. + Details Name: lc_StockIssuedDuringPeriodValuesWarrantsExercised Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionAmount of other increase (decrease) in additional paid in capital (APIC). + ReferencesNo definition available. + Details Name: us-gaap_AdjustmentsToAdditionalPaidInCapitalOther Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionThis element represents the amount of recognized equity-based compensation during the period, that is, the amount recognized as expense in the income statement (or as asset if compensation is capitalized). Alternate captions include the words "stock-based compensation". + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 718 -SubTopic 10 -Section 35 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=66904339&loc=d3e4534-113899 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 718 -SubTopic 10 -Section 50 -Paragraph 1 -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=6415400&loc=d3e5047-113901 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 718 -SubTopic 20 -Section 55 -Paragraph 12 -URI http://asc.fasb.org/extlink&oid=65896087&loc=d3e11149-113907 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 718 -SubTopic 20 -Section 55 -Paragraph 13 -URI http://asc.fasb.org/extlink&oid=65896087&loc=d3e11178-113907 + Details Name: us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionAmount of decrease in additional paid in capital (APIC) resulting from a stock split in which per-share par value or stated value is not changed proportionately. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 505 -SubTopic 10 -Section 50 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=6928386&loc=d3e21463-112644 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 505 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.3-04) -URI http://asc.fasb.org/extlink&oid=27012166&loc=d3e187085-122770 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Glossary Stock Split -URI http://asc.fasb.org/extlink&oid=6525746 + Details Name: us-gaap_AdjustmentsToAdditionalPaidInCapitalStockSplit Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionAmount of increase in additional paid in capital (APIC) resulting from a tax benefit associated with share-based compensation plan other than an employee stock ownership plan (ESOP). Includes, but is not limited to, excess tax benefit. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 718 -SubTopic 740 -Section 45 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=65880886&loc=d3e23524-113945 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 505 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.3-04) -URI http://asc.fasb.org/extlink&oid=27012166&loc=d3e187085-122770 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 505 -SubTopic 10 -Section 50 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=6928386&loc=d3e21463-112644 + Details Name: us-gaap_AdjustmentsToAdditionalPaidInCapitalTaxEffectFromShareBasedCompensation Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionA roll forward is a reconciliation of a concept from the beginning of a period to the end of a period. + ReferencesNo definition available. + Details Name: us-gaap_IncreaseDecreaseInStockholdersEquityRollForward Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionThe portion of profit or loss for the period, net of income taxes, which is attributable to the parent. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Glossary Net Income -URI http://asc.fasb.org/extlink&oid=51831255 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 28 -URI http://asc.fasb.org/extlink&oid=66902209&loc=d3e3602-108585 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 260 -SubTopic 10 -Section 50 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=6371337&loc=d3e3550-109257 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 225 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-04(22)) -URI http://asc.fasb.org/extlink&oid=6879574&loc=d3e536633-122882 Reference 5: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 944 -SubTopic 225 -Section S99 -Paragraph 1 -Subparagraph (SX 210.7-04(18)) -URI http://asc.fasb.org/extlink&oid=6879464&loc=d3e573970-122913 Reference 6: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Glossary Other Comprehensive Income -URI http://asc.fasb.org/extlink&oid=51831270 Reference 7: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 225 -SubTopic 10 -Section S99 -Paragraph 2 -Subparagraph (SX 210.5-03(20)) -URI http://asc.fasb.org/extlink&oid=63488584&loc=d3e20235-122688 + Details Name: us-gaap_NetIncomeLoss Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionAmount after tax, before reclassification adjustments, of unrealized holding gain (loss) on available-for-sale securities. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 220 -SubTopic 10 -Section 45 -Paragraph 10A -Subparagraph (e) -URI http://asc.fasb.org/extlink&oid=66004124&loc=SL7669646-108580 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 220 -SubTopic 10 -Section 45 -Paragraph 11 -URI http://asc.fasb.org/extlink&oid=66004124&loc=d3e637-108580 + Details Name: us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionNumber of shares issued which are neither cancelled nor held in the treasury. + ReferencesNo definition available. + Details Name: us-gaap_SharesOutstanding Namespace Prefix: us-gaap_ Data Type: xbrli:sharesItemType Balance Type: na Period Type: instant X - DefinitionNumber of shares of stock issued during the period pursuant to acquisitions. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(28)) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(29)) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 505 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.3-04) -URI http://asc.fasb.org/extlink&oid=27012166&loc=d3e187085-122770 + Details Name: us-gaap_StockIssuedDuringPeriodSharesAcquisitions Namespace Prefix: us-gaap_ Data Type: xbrli:sharesItemType Balance Type: na Period Type: duration X - DefinitionNumber of shares issued during the period as a result of the conversion of convertible securities. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 505 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.3-04) -URI http://asc.fasb.org/extlink&oid=27012166&loc=d3e187085-122770 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.29-30) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 505 -SubTopic 10 -Section 50 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=6928386&loc=d3e21463-112644 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 505 -SubTopic 10 -Section 50 -Paragraph 3 -URI http://asc.fasb.org/extlink&oid=6928386&loc=d3e21475-112644 + Details Name: us-gaap_StockIssuedDuringPeriodSharesConversionOfConvertibleSecurities Namespace Prefix: us-gaap_ Data Type: xbrli:sharesItemType Balance Type: na Period Type: duration X - DefinitionNumber of shares issued during the period as a result of an employee stock purchase plan. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 505 -SubTopic 10 -Section 50 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=6928386&loc=d3e21463-112644 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(29)) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(28)) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 505 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.3-04) -URI http://asc.fasb.org/extlink&oid=27012166&loc=d3e187085-122770 + Details Name: us-gaap_StockIssuedDuringPeriodSharesEmployeeStockPurchasePlans Namespace Prefix: us-gaap_ Data Type: xbrli:sharesItemType Balance Type: na Period Type: duration X - DefinitionNumber of new stock issued during the period. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(29)) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 505 -SubTopic 10 -Section 50 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=6928386&loc=d3e21463-112644 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(28)) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 505 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.3-04) -URI http://asc.fasb.org/extlink&oid=27012166&loc=d3e187085-122770 + Details Name: us-gaap_StockIssuedDuringPeriodSharesNewIssues Namespace Prefix: us-gaap_ Data Type: xbrli:sharesItemType Balance Type: na Period Type: duration X - DefinitionNumber of share options (or share units) exercised during the current period. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(29)) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 505 -SubTopic 10 -Section 50 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=6928386&loc=d3e21463-112644 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(28)) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 505 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.3-04) -URI http://asc.fasb.org/extlink&oid=27012166&loc=d3e187085-122770 Reference 5: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 718 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (c)(1)(iv)(2) -URI http://asc.fasb.org/extlink&oid=6415400&loc=d3e5070-113901 + Details Name: us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised Namespace Prefix: us-gaap_ Data Type: xbrli:sharesItemType Balance Type: na Period Type: duration X - DefinitionValue of stock issued pursuant to acquisitions during the period. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 505 -SubTopic 10 -Section 50 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=6928386&loc=d3e21463-112644 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 505 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.3-04) -URI http://asc.fasb.org/extlink&oid=27012166&loc=d3e187085-122770 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.29-31) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 + Details Name: us-gaap_StockIssuedDuringPeriodValueAcquisitions Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionThe gross value of stock issued during the period upon the conversion of convertible securities. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.29-31) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 505 -SubTopic 10 -Section 50 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=6928386&loc=d3e21463-112644 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 505 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.3-04) -URI http://asc.fasb.org/extlink&oid=27012166&loc=d3e187085-122770 + Details Name: us-gaap_StockIssuedDuringPeriodValueConversionOfConvertibleSecurities Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionAggregate change in value for stock issued during the period as a result of employee stock purchase plan. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 505 -SubTopic 10 -Section 50 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=6928386&loc=d3e21463-112644 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(28)) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(29)) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 505 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.3-04) -URI http://asc.fasb.org/extlink&oid=27012166&loc=d3e187085-122770 + Details Name: us-gaap_StockIssuedDuringPeriodValueEmployeeStockPurchasePlan Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionEquity impact of the value of new stock issued during the period. Includes shares issued in an initial public offering or a secondary public offering. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(28)) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 505 -SubTopic 10 -Section 50 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=6928386&loc=d3e21463-112644 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 505 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.3-04) -URI http://asc.fasb.org/extlink&oid=27012166&loc=d3e187085-122770 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(29)) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 + Details Name: us-gaap_StockIssuedDuringPeriodValueNewIssues Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionValue of stock issued as a result of the exercise of stock options. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 505 -SubTopic 10 -Section 50 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=6928386&loc=d3e21463-112644 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.29-31) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 505 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.3-04) -URI http://asc.fasb.org/extlink&oid=27012166&loc=d3e187085-122770 + Details Name: us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionTotal of all stockholders' equity (deficit) items, net of receivables from officers, directors, owners, and affiliates of the entity which are attributable to the parent. The amount of the economic entity's stockholders' equity attributable to the parent excludes the amount of stockholders' equity which is allocable to that ownership interest in subsidiary equity which is not attributable to the parent (noncontrolling interest, minority interest). This excludes temporary equity and is sometimes called permanent equity. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(30)) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section S99 -Paragraph 2 -Subparagraph (SAB Topic 4.E) -URI http://asc.fasb.org/extlink&oid=27010918&loc=d3e74512-122707 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(31)) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(29)) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 + Details Name: us-gaap_StockholdersEquity Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: instant X - DefinitionNumber of shares that have been repurchased during the period and are being held in treasury. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 505 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.3-04) -URI http://asc.fasb.org/extlink&oid=27012166&loc=d3e187085-122770 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(29)) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 505 -SubTopic 10 -Section 50 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=6928386&loc=d3e21463-112644 + Details Name: us-gaap_TreasuryStockSharesAcquired Namespace Prefix: us-gaap_ Data Type: xbrli:sharesItemType Balance Type: na Period Type: duration X - DefinitionEquity impact of the cost of common and preferred stock that were repurchased during the period. Recorded using the par value method. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 505 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.3-04) -URI http://asc.fasb.org/extlink&oid=27012166&loc=d3e187085-122770 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 505 -SubTopic 30 -Section 45 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=6405813&loc=d3e23239-112655 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 505 -SubTopic 10 -Section 50 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=6928386&loc=d3e21463-112644 + Details Name: us-gaap_TreasuryStockValueAcquiredParValueMethod Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - Details Name: us-gaap_StatementEquityComponentsAxis=us-gaap_PreferredStockMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_StatementEquityComponentsAxis=us-gaap_CommonStockMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_StatementEquityComponentsAxis=us-gaap_AdditionalPaidInCapitalMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_StatementEquityComponentsAxis=us-gaap_TreasuryStockMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_StatementEquityComponentsAxis=us-gaap_AccumulatedOtherComprehensiveIncomeMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_StatementEquityComponentsAxis=us-gaap_RetainedEarningsMember Namespace Prefix: Data Type: na Balance Type: Period Type: XML 24 R7.htm IDEA: XBRL DOCUMENT v3.6.0.2 Consolidated Statements of Cash Flows - USD ($) 12 Months Ended Dec. 31, 2016 Dec. 31, 2015 Dec. 31, 2014 Cash Flows from Operating Activities: Net loss $ (145,969,000) $ (4,995,000) $ (32,894,000) Adjustments to reconcile net loss to net cash provided by operating activities: Net fair value adjustments of loans, loans held for sale, notes and certificates 2,949,000 (14,000) 122,000 Change in fair value of loan servicing liabilities (4,498,000) (5,194,000) 3,037,000 Change in fair value of loan servicing assets 5,403,000 3,803,000 (1,647,000) Stock-based compensation, net 69,244,000 51,222,000 37,150,000 Excess tax benefit from share-based awards 176,000 (738,000) 0 Goodwill impairment 37,050,000 0 0 Depreciation and amortization 29,882,000 21,578,000 10,258,000 (Gain) Loss on sales of loans (13,175,000) (4,885,000) 3,569,000 Other, net 537,000 (129,000) 198,000 Loss on disposal of property, equipment and software 1,254,000 790,000 553,000 Purchase of loans held for sale (4,742,538,000) (3,358,611,000) (1,733,614,000) Principal payments received on loans held for sale 4,380,000 0 0 Proceeds from sales of whole loans 4,731,831,000 3,358,611,000 1,730,045,000 Net change in operating assets and liabilities: Accrued interest receivable (2,218,000) (13,819,000) (8,287,000) Other assets (10,140,000) (15,857,000) 13,270,000 Due from related parties 179,000 (188,000) (112,000) Accounts payable 5,582,000 (598,000) 2,357,000 Accrued interest payable 3,330,000 13,280,000 9,223,000 Accrued expenses and other liabilities 27,286,000 30,485,000 16,692,000 Net cash provided by operating activities 545,000 74,741,000 49,920,000 Cash Flows from Investing Activities: Purchase of loans (2,732,669,000) (3,865,565,000) (2,156,382,000) Principal payments received on loans 2,393,354,000 1,804,719,000 1,054,357,000 Proceeds from recoveries and sales of charged-off loans 37,277,000 26,256,000 7,960,000 Proceeds from sales of whole loans 26,825,000 0 0 Purchases of securities available for sale (75,983,000) (419,173,000) 0 Proceeds from sales, maturities, redemptions and paydowns of securities available for sale 87,158,000 120,420,000 0 Payments for business acquisition, net of cash acquired 0 0 (109,464,000) Payments for business acquisition, net of cash acquired (10,000,000) 0 0 Net change in restricted cash (97,077,000) (33,970,000) (32,974,000) Purchases of property, equipment and software, net (51,842,000) (39,387,000) (20,572,000) Net cash used for investing activities (422,957,000) (2,406,700,000) (1,257,075,000) Cash Flows from Financing Activities: Change in payable to investors 52,722,000 34,421,000 34,308,000 Proceeds from issuance of notes and certificates 2,681,109,000 3,861,995,000 2,156,019,000 Proceeds from secured borrowings 22,274,000 0 0 Repayments of secured borrowings (22,274,000) 0 0 Principal payments on and retirements of notes and certificates (2,381,372,000) (1,800,859,000) (1,049,982,000) Payments on notes and certificates from recoveries/sales of related charged-off loans (36,785,000) (26,143,000) (7,929,000) Proceeds from term loan, net of debt discount 0 0 49,813,000 Payment for debt issuance costs 0 (1,296,000) (1,218,000) Principal payment on term loan 0 0 (50,000,000) Repurchases of common stock (19,485,000) 0 0 Proceeds from initial public offering, net of offering costs 0 0 827,680,000 Proceeds from exercise of warrants 17,000 3,000 512,000 Proceeds from stock option exercises and other 13,209,000 11,670,000 3,564,000 Excess tax benefit from share-based awards (176,000) 738,000 0 Proceeds from issuance of common stock for ESPP 5,244,000 5,091,000 0 Other financing activities 0 90,000 0 Net cash provided by financing activities 314,483,000 2,085,710,000 2,027,636,000 Net (Decrease) Increase in Cash and Cash Equivalents (107,929,000) (246,249,000) 820,481,000 Cash and Cash Equivalents, Beginning of Period 623,531,000 869,780,000 49,299,000 Cash and Cash Equivalents, End of Period 515,602,000 623,531,000 869,780,000 Supplemental Cash Flow Information: Cash paid for interest 684,775,000 536,448,000 345,919,000 Accruals for property, equipment and software 1,089,000 2,975,000 832,000 Transfer of whole loans to redeem certificates 3,862,000 0 0 Issuance of Series F convertible preferred stock 0 0 2,762,000 Conversion of preferred stock to common stock 0 0 180,051,000 Accrual of prepaid offering costs 0 0 2,688,000 Series F Convertible Preferred Stock Cash Flows from Financing Activities: Proceeds from issuance of Series F convertible preferred stock, net of issuance costs 0 0 64,803,000 Series A and B Preferred Stock Cash Flows from Financing Activities: Proceeds from exercise of warrants $ 0 $ 0 $ 66,000 X - DefinitionFair Value Adjustments Loans Notes and Certificates Net + ReferencesNo definition available. + Details Name: lc_FairValueAdjustmentsLoansNotesAndCertificatesNet Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionIncrease Decrease In Payable To Member Lenders and Investors + ReferencesNo definition available. + Details Name: lc_IncreaseDecreaseInPayableToMemberLendersAndInvestors Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionPrincipal amount of origination of member loans during the reporting period net of origination of sold loans. + ReferencesNo definition available. + Details Name: lc_PaymentsForPurchaseOfLoans Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionPayments on charged-off notes and certificates at fair value. + ReferencesNo definition available. + Details Name: lc_PaymentsOnChargedOffNotesAndCertificatesAtFairValue Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionPayments on notes and certificates at fair value. + ReferencesNo definition available. + Details Name: lc_PaymentsOnNotesAndCertificatesAtFairValue Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionThe cash outflow used to purchase whole loans that are held with the intention to resell in the near future. + ReferencesNo definition available. + Details Name: lc_PaymentsToPurchaseWholeLoansToBeSold Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionProceeds from issuance of notes and certificates at par value. + ReferencesNo definition available. + Details Name: lc_ProceedsFromIssuanceOfNotesAndCertificates Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionProceeds from recoveries and sale of charged-off Member Loans. + ReferencesNo definition available. + Details Name: lc_ProceedsFromRecoveriesAndSaleOfChargedOffMemberLoans Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionThe cash inflow resulting from the sale of whole loans. + ReferencesNo definition available. + Details Name: lc_ProceedsFromSalesOfWholeLoans Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionStock Issuance Costs Incurred During Noncash or Partial Noncash Transaction + ReferencesNo definition available. + Details Name: lc_StockIssuanceCostsIncurredDuringNoncashOrPartialNoncashTransaction Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionTransfer Of Whole Loans To Redeem Certificates + ReferencesNo definition available. + Details Name: lc_TransferOfWholeLoansToRedeemCertificates Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - ReferencesNo definition available. + Details Name: us-gaap_AdjustmentsNoncashItemsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionFuture cash outflow to pay for purchases of fixed assets that have occurred. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 50 -Paragraph 5 -URI http://asc.fasb.org/extlink&oid=6367179&loc=d3e4332-108586 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 50 -Paragraph 4 -URI http://asc.fasb.org/extlink&oid=6367179&loc=d3e4313-108586 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 50 -Paragraph 3 -URI http://asc.fasb.org/extlink&oid=6367179&loc=d3e4304-108586 + Details Name: us-gaap_CapitalExpendituresIncurredButNotYetPaid Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionAmount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Excludes cash and cash equivalents within disposal group and discontinued operation. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Glossary Cash -URI http://asc.fasb.org/extlink&oid=6506951 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section 45 -Paragraph 1 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=28358313&loc=d3e6676-107765 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 4 -URI http://asc.fasb.org/extlink&oid=66902209&loc=d3e3044-108585 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Glossary Cash Equivalents -URI http://asc.fasb.org/extlink&oid=6507016 Reference 5: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.1) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 + Details Name: us-gaap_CashAndCashEquivalentsAtCarryingValue Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionAmount of increase (decrease) in cash and cash equivalents. Cash and cash equivalents are the amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Includes effect from exchange rate changes. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 24 -URI http://asc.fasb.org/extlink&oid=66902209&loc=d3e3521-108585 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 830 -SubTopic 230 -Section 45 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=49171198&loc=d3e33268-110906 + Details Name: us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionThe value of the stock converted in a noncash (or part noncash) transaction. Noncash is defined as transactions during a period that do not result in cash receipts or cash payments in the period. "Part noncash" refers to that portion of the transaction not resulting in cash receipts or cash payments in the period. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 50 -Paragraph 4 -URI http://asc.fasb.org/extlink&oid=6367179&loc=d3e4313-108586 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 50 -Paragraph 5 -URI http://asc.fasb.org/extlink&oid=6367179&loc=d3e4332-108586 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 50 -Paragraph 3 -URI http://asc.fasb.org/extlink&oid=6367179&loc=d3e4304-108586 + Details Name: us-gaap_ConversionOfStockAmountConverted1 Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionThe aggregate expense recognized in the current period that allocates the cost of tangible assets, intangible assets, or depleting assets to periods that benefit from use of the assets. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 28 -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=66902209&loc=d3e3602-108585 + Details Name: us-gaap_DepreciationDepletionAndAmortization Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionAmount of cash inflow from realized tax benefit related to deductible compensation cost reported on the entity's tax return for equity instruments in excess of the compensation cost for those instruments recognized for financial reporting purposes. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 718 -SubTopic 20 -Section 55 -Paragraph 24 -URI http://asc.fasb.org/extlink&oid=65896087&loc=d3e11374-113907 + Details Name: us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionAmount of cash outflow for realized tax benefit related to deductible compensation cost reported on the entity's tax return for equity instruments in excess of the compensation cost for those instruments recognized for financial reporting purposes. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 718 -SubTopic 20 -Section 55 -Paragraph 24 -URI http://asc.fasb.org/extlink&oid=65896087&loc=d3e11374-113907 + Details Name: us-gaap_ExcessTaxBenefitFromShareBasedCompensationOperatingActivities Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionAmount of gain (loss) on sale or disposal of property, plant and equipment assets, excluding oil and gas property and timber property. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 205 -SubTopic 20 -Section 50 -Paragraph 1 -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=64827811&loc=d3e1361-107760 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 360 -SubTopic 10 -Section 50 -Paragraph 3 -URI http://asc.fasb.org/extlink&oid=64862545&loc=d3e2941-110230 + Details Name: us-gaap_GainLossOnDispositionOfAssets Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionThe net gain (loss) resulting from a sale of loans, including adjustments to record loans classified as held-for-sale at the lower-of-cost-or-market and fair value adjustments to loan held for investment purposes. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 944 -SubTopic 225 -Section S99 -Paragraph 1 -Subparagraph (SX 210.7-04.3(a)) -URI http://asc.fasb.org/extlink&oid=6879464&loc=d3e573970-122913 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 225 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-04.13(h)) -URI http://asc.fasb.org/extlink&oid=6879574&loc=d3e536633-122882 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 28 -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=66902209&loc=d3e3602-108585 + Details Name: us-gaap_GainLossOnSalesOfLoansNet Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionAmount of loss from the write-down of an asset representing the future economic benefits arising from other assets acquired in a business combination that are not individually identified and separately recognized. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 350 -SubTopic 20 -Section 50 -Paragraph 2 -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=35741047&loc=d3e13854-109267 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 350 -SubTopic 20 -Section 45 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=6388280&loc=d3e13777-109266 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 28 -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=66902209&loc=d3e3602-108585 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 350 -SubTopic 20 -Section 50 -Paragraph 1 -Subparagraph (e) -URI http://asc.fasb.org/extlink&oid=35741047&loc=d3e13816-109267 + Details Name: us-gaap_GoodwillImpairmentLoss Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionThe increase (decrease) during the reporting period in the aggregate amount of liabilities incurred (and for which invoices have typically been received) and payable to vendors for goods and services received that are used in an entity's business. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 28 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=66902209&loc=d3e3602-108585 + Details Name: us-gaap_IncreaseDecreaseInAccountsPayable Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionThe increase (decrease) during the reporting period in the amount due from borrowers for interest payments. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 28 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=66902209&loc=d3e3602-108585 + Details Name: us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionAmount of increase (decrease) in accrued expenses, and obligations classified as other. + ReferencesNo definition available. + Details Name: us-gaap_IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionThe increase (decrease) during the reporting period in receivables to be collected from other entities that could exert significant influence over the reporting entity. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 28 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=66902209&loc=d3e3602-108585 + Details Name: us-gaap_IncreaseDecreaseInDueFromRelatedParties Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionThe increase (decrease) during the reporting period in interest payable, which represents the amount owed to note holders, bond holders, and other parties for interest earned on loans or credit extended to the reporting entity. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 28 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=66902209&loc=d3e3602-108585 + Details Name: us-gaap_IncreaseDecreaseInInterestPayableNet Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - ReferencesNo definition available. + Details Name: us-gaap_IncreaseDecreaseInOperatingCapitalAbstract Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionAmount of increase (decrease) in operating assets classified as other. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 28 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=66902209&loc=d3e3602-108585 + Details Name: us-gaap_IncreaseDecreaseInOtherOperatingAssets Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionThe net cash inflow or outflow for the increase (decrease) associated with funds that are not available for withdrawal or use (such as funds held in escrow) and are associated with underlying transactions that are classified as investing activities. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 12 -URI http://asc.fasb.org/extlink&oid=66902209&loc=d3e3179-108585 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 13 -URI http://asc.fasb.org/extlink&oid=66902209&loc=d3e3213-108585 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Glossary Investing Activities -URI http://asc.fasb.org/extlink&oid=6516133 + Details Name: us-gaap_IncreaseDecreaseInRestrictedCash Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionThe amount of cash paid for interest during the period. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 50 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=6367179&loc=d3e4297-108586 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 25 -Subparagraph (e) -URI http://asc.fasb.org/extlink&oid=66902209&loc=d3e3536-108585 + Details Name: us-gaap_InterestPaid Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionAmount of cash inflow (outflow) from financing activities, including discontinued operations. Financing activity cash flows include obtaining resources from owners and providing them with a return on, and a return of, their investment; borrowing money and repaying amounts borrowed, or settling the obligation; and obtaining and paying for other resources obtained from creditors on long-term credit. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 24 -URI http://asc.fasb.org/extlink&oid=66902209&loc=d3e3521-108585 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 26 -URI http://asc.fasb.org/extlink&oid=66902209&loc=d3e3574-108585 + Details Name: us-gaap_NetCashProvidedByUsedInFinancingActivities Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - ReferencesNo definition available. + Details Name: us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionAmount of cash inflow (outflow) from investing activities, including discontinued operations. Investing activity cash flows include making and collecting loans and acquiring and disposing of debt or equity instruments and property, plant, and equipment and other productive assets. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 24 -URI http://asc.fasb.org/extlink&oid=66902209&loc=d3e3521-108585 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 26 -URI http://asc.fasb.org/extlink&oid=66902209&loc=d3e3574-108585 + Details Name: us-gaap_NetCashProvidedByUsedInInvestingActivities Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - ReferencesNo definition available. + Details Name: us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperationsAbstract Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionAmount of cash inflow (outflow) from operating activities, including discontinued operations. Operating activity cash flows include transactions, adjustments, and changes in value not defined as investing or financing activities. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 24 -URI http://asc.fasb.org/extlink&oid=66902209&loc=d3e3521-108585 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 28 -URI http://asc.fasb.org/extlink&oid=66902209&loc=d3e3602-108585 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 25 -URI http://asc.fasb.org/extlink&oid=66902209&loc=d3e3536-108585 + Details Name: us-gaap_NetCashProvidedByUsedInOperatingActivities Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: na Period Type: duration X - ReferencesNo definition available. + Details Name: us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperationsAbstract Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionThe portion of profit or loss for the period, net of income taxes, which is attributable to the parent. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Glossary Net Income -URI http://asc.fasb.org/extlink&oid=51831255 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 28 -URI http://asc.fasb.org/extlink&oid=66902209&loc=d3e3602-108585 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 260 -SubTopic 10 -Section 50 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=6371337&loc=d3e3550-109257 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 225 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-04(22)) -URI http://asc.fasb.org/extlink&oid=6879574&loc=d3e536633-122882 Reference 5: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 944 -SubTopic 225 -Section S99 -Paragraph 1 -Subparagraph (SX 210.7-04(18)) -URI http://asc.fasb.org/extlink&oid=6879464&loc=d3e573970-122913 Reference 6: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Glossary Other Comprehensive Income -URI http://asc.fasb.org/extlink&oid=51831270 Reference 7: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 225 -SubTopic 10 -Section S99 -Paragraph 2 -Subparagraph (SX 210.5-03(20)) -URI http://asc.fasb.org/extlink&oid=63488584&loc=d3e20235-122688 + Details Name: us-gaap_NetIncomeLoss Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionAmount of income (expense) included in net income that results in no cash inflow (outflow), classified as other. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 28 -URI http://asc.fasb.org/extlink&oid=66902209&loc=d3e3602-108585 + Details Name: us-gaap_OtherNoncashIncomeExpense Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionThe value of the noncash (or part noncash) consideration given (for example, liability, equity) in a transaction. Noncash is defined as transactions during a period that do not result in cash receipts or cash payments in the period. "Part noncash" refers to that portion of a transaction not resulting in cash receipts or cash payments in the period. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 50 -Paragraph 3 -URI http://asc.fasb.org/extlink&oid=6367179&loc=d3e4304-108586 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 50 -Paragraph 5 -URI http://asc.fasb.org/extlink&oid=6367179&loc=d3e4332-108586 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 50 -Paragraph 4 -URI http://asc.fasb.org/extlink&oid=6367179&loc=d3e4313-108586 + Details Name: us-gaap_OtherSignificantNoncashTransactionValueOfConsiderationGiven1 Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionThe cash outflow to reacquire common stock during the period. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 15 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=66902209&loc=d3e3291-108585 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Glossary Financing Activities -URI http://asc.fasb.org/extlink&oid=6513228 + Details Name: us-gaap_PaymentsForRepurchaseOfCommonStock Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionThe cash outflow paid to third parties in connection with debt origination, which will be amortized over the remaining maturity period of the associated long-term debt. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 15 -Subparagraph (e) -URI http://asc.fasb.org/extlink&oid=66902209&loc=d3e3291-108585 + Details Name: us-gaap_PaymentsOfDebtIssuanceCosts Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionThe cash outflow to acquire debt and equity securities not classified as either held-to-maturity securities or trading securities which would be classified as available-for-sale securities and reported at fair value, with unrealized gains and losses excluded from earnings and reported in a separate component of shareholders' equity. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Glossary Investing Activities -URI http://asc.fasb.org/extlink&oid=6516133 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 13 -Subparagraph (a),(b) -URI http://asc.fasb.org/extlink&oid=66902209&loc=d3e3213-108585 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 320 -SubTopic 10 -Section 45 -Paragraph 11 -URI http://asc.fasb.org/extlink&oid=66010992&loc=d3e26853-111562 + Details Name: us-gaap_PaymentsToAcquireAvailableForSaleSecurities Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionThe cash outflow associated with the acquisition of a business, net of the cash acquired from the purchase. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 13 -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=66902209&loc=d3e3213-108585 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Glossary Investing Activities -URI http://asc.fasb.org/extlink&oid=6516133 + Details Name: us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionThe cash outflow associated with the purchase of all investments (debt, security, other) during the period. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Glossary Investing Activities -URI http://asc.fasb.org/extlink&oid=6516133 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 13 -URI http://asc.fasb.org/extlink&oid=66902209&loc=d3e3213-108585 + Details Name: us-gaap_PaymentsToAcquireInvestments Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionThe cash outflow associated with the acquisition of long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale; includes cash outflows to pay for construction of self-constructed assets. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Glossary Investing Activities -URI http://asc.fasb.org/extlink&oid=6516133 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 13 -Subparagraph (c) -URI http://asc.fasb.org/extlink&oid=66902209&loc=d3e3213-108585 + Details Name: us-gaap_PaymentsToAcquirePropertyPlantAndEquipment Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionThe cash inflow associated with the collection, including prepayments, of loans receivable issued for financing of goods and services. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 12 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=66902209&loc=d3e3179-108585 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Glossary Investing Activities -URI http://asc.fasb.org/extlink&oid=6516133 + Details Name: us-gaap_ProceedsFromCollectionOfLoansReceivable Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionThe cash inflow associated with the amount received from entity's first offering of stock to the public. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 14 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=66902209&loc=d3e3255-108585 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Glossary Financing Activities -URI http://asc.fasb.org/extlink&oid=6513228 + Details Name: us-gaap_ProceedsFromIssuanceInitialPublicOffering Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionThe cash inflow from issuance of preferred stocks identified as being convertible into another form of financial instrument, typically the entity's common stock. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 14 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=66902209&loc=d3e3255-108585 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Glossary Financing Activities -URI http://asc.fasb.org/extlink&oid=6513228 + Details Name: us-gaap_ProceedsFromIssuanceOfConvertiblePreferredStock Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionThe cash inflow during the period from additional borrowings in aggregate debt. Includes proceeds from short-term and long-term debt. + ReferencesNo definition available. + Details Name: us-gaap_ProceedsFromIssuanceOfDebt Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionThe cash inflow from amounts received from issuance of long-term debt that is wholly or partially secured by collateral. Excludes proceeds from tax exempt secured debt. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 14 -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=66902209&loc=d3e3255-108585 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Glossary Financing Activities -URI http://asc.fasb.org/extlink&oid=6513228 + Details Name: us-gaap_ProceedsFromIssuanceOfSecuredDebt Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionThe cash inflow associated with the amount received from holders to acquire the entity's shares under incentive and share awards other than stock option exercises. This item inherently excludes any excess tax benefit, which the entity may have realized and reported separately. + ReferencesNo definition available. + Details Name: us-gaap_ProceedsFromIssuanceOfSharesUnderIncentiveAndShareBasedCompensationPlans Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionCash received from principal payments made on loans related to operating activities. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 25 -Subparagraph (c) -URI http://asc.fasb.org/extlink&oid=66902209&loc=d3e3536-108585 + Details Name: us-gaap_ProceedsFromLoans Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionAmount of cash inflow (outflow) from financing activities classified as other. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Glossary Financing Activities -URI http://asc.fasb.org/extlink&oid=6513228 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 8 -URI http://asc.fasb.org/extlink&oid=66902209&loc=d3e3095-108585 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 9 -URI http://asc.fasb.org/extlink&oid=66902209&loc=d3e3098-108585 + Details Name: us-gaap_ProceedsFromPaymentsForOtherFinancingActivities Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionThe cash inflow associated with the sale or maturity (principal being due) of securities not classified as either held-to-maturity securities or trading securities which are classified as available-for-sale securities. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 12 -Subparagraph (a),(b) -URI http://asc.fasb.org/extlink&oid=66902209&loc=d3e3179-108585 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 320 -SubTopic 10 -Section 45 -Paragraph 11 -URI http://asc.fasb.org/extlink&oid=66010992&loc=d3e26853-111562 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Glossary Investing Activities -URI http://asc.fasb.org/extlink&oid=6516133 + Details Name: us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionThe cash inflow associated with the sale of loans receivables arising from the financing of goods and services. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 12 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=66902209&loc=d3e3179-108585 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Glossary Investing Activities -URI http://asc.fasb.org/extlink&oid=6516133 + Details Name: us-gaap_ProceedsFromSaleOfLoansReceivable Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionThe cash inflow associated with the amount received from holders exercising their stock options. This item inherently excludes any excess tax benefit, which the entity may have realized and reported separately. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 718 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (j) -URI http://asc.fasb.org/extlink&oid=6415400&loc=d3e5070-113901 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 14 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=66902209&loc=d3e3255-108585 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Glossary Financing Activities -URI http://asc.fasb.org/extlink&oid=6513228 + Details Name: us-gaap_ProceedsFromStockOptionsExercised Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionThe cash inflow associated with the amount received from holders exercising their stock warrants. + ReferencesNo definition available. + Details Name: us-gaap_ProceedsFromWarrantExercises Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionThe cash outflow during the period from the repayment of aggregate short-term and long-term debt. Excludes payment of capital lease obligations. + ReferencesNo definition available. + Details Name: us-gaap_RepaymentsOfDebt Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionThe cash outflow to repay long-term debt that is wholly or partially secured by collateral. Excludes repayments of tax exempt secured debt. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 15 -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=66902209&loc=d3e3291-108585 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Glossary Financing Activities -URI http://asc.fasb.org/extlink&oid=6513228 + Details Name: us-gaap_RepaymentsOfSecuredDebt Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionThe increase (decrease) in the fair value of servicing assets that are subsequently measured at fair value. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 860 -SubTopic 50 -Section 50 -Paragraph 3 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=68078379&loc=d3e122625-111746 + Details Name: us-gaap_ServicingAssetAtFairValuePeriodIncreaseDecrease Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: na Period Type: duration X - DefinitionThe net increase (decrease) in the fair value of servicing liabilities subsequently measured at fair value. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 860 -SubTopic 50 -Section 50 -Paragraph 3 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=68078379&loc=d3e122625-111746 + Details Name: us-gaap_ServicingLiabilityAtFairValuePeriodIncreaseDecrease Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: na Period Type: duration X - DefinitionThe aggregate amount of noncash, equity-based employee remuneration. This may include the value of stock or unit options, amortization of restricted stock or units, and adjustment for officers' compensation. As noncash, this element is an add back when calculating net cash generated by operating activities using the indirect method. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 28 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=66902209&loc=d3e3602-108585 + Details Name: us-gaap_ShareBasedCompensation Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - ReferencesNo definition available. + Details Name: us-gaap_SupplementalCashFlowInformationAbstract Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - Details Name: us-gaap_StatementClassOfStockAxis=us-gaap_SeriesFPreferredStockMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_StatementClassOfStockAxis=lc_SeriesAAndBPreferredStockMember Namespace Prefix: Data Type: na Balance Type: Period Type: XML 25 R8.htm IDEA: XBRL DOCUMENT v3.6.0.2 Basis of Presentation 12 Months Ended Dec. 31, 2016 Organization, Consolidation and Presentation of Financial Statements [Abstract] Basis of Presentation Basis of Presentation LendingClub Corporation (Lending Club) is an online marketplace connecting borrowers and investors. LC Advisors, LLC (LCA), is a registered investment advisor with the Securities and Exchange Commission (SEC) and wholly-owned subsidiary of Lending Club that acts as the general partner for certain private funds and advisor to separately managed accounts (SMAs) and a fund of which its wholly-owned subsidiary RV MP Fund GP, LLC, is the general partner. Springstone Financial, LLC (Springstone), is a wholly-owned subsidiary of Lending Club that facilitates education and patient finance loans. LC Trust I (the Trust) is an independent Delaware business trust that acquires loans from Lending Club and holds them for the sole benefit of certain investors that have purchased a trust certificate (Certificate) issued by the Trust and that are related to specific underlying loans for the benefit of the investor. The accompanying consolidated financial statements include Lending Club, its subsidiaries (collectively referred to as the Company, we, or us) and the Trust. All intercompany balances and transactions have been eliminated. These consolidated financial statements have been prepared in conformity with accounting principles generally accepted in the United States of America (GAAP) for financial information necessary for the fair statement of the results and financial position for the periods presented. These accounting principles require management to make certain estimates and assumptions that affect the amounts in the accompanying financial statements. Actual results may differ from those estimates. Although the Company's overall business model remains premised on the Company not using its balance sheet and not assuming credit risk for loans facilitated through our marketplace, the Company may use its capital to support contractual obligations, such as purchasing loans that Springstone facilitates and that are originated by an issuing bank partner but do not meet the credit criteria for purchase by the issuing bank partner (Pool B loans) and repurchase obligations, regulatory commitments (direct mail), short-term marketplace equilibrium, customer accommodations, or other needs. The Company's use of its capital on the platform from time to time has been, and will be, on terms that are substantially similar to other investors. Additionally, the Company may use its capital to invest in loans associated with the testing or initial launch of new or alternative loan terms, programs or channels to establish a track record of performance prior to facilitating third-party investments in these loans. With the announcement of the initial results of the internal board review on May 9, 2016 and additional findings disclosed on June 28, 2016, many investors paused or reduced their investment activity. The Company has been focused on working with these investors to resume their investment activity and on bringing new investors to the platform. During the second and third quarters of 2016, the Company offered incentives to investors in exchange for investment activity. The Company has not offered incentives to investors for investments in loans since September 2016. The Company may enter into strategic arrangements, for example, agreements that involve larger or more long-term forms of committed capital. The Company believes, based on its projections and ability to reduce loan volume if needed, that its cash on hand, funds available from its line of credit, and its cash flow from operations are sufficient to meet its liquidity needs for the next twelve months. On April 17, 2014, Lending Club acquired all the outstanding limited liability company interests of Springstone. The Company’s consolidated financial statements include Springstone’s results of operations, statement of financial position, and statement of cash flows from this date (see “Note 20. Springstone Acquisition”). On December 11, 2014, the Company completed its initial public offering (IPO) and registered 66,700,000 shares of common stock at $15.00 per share for an aggregate offering price of approximately $1.0 billion. X - ReferencesNo definition available. + Details Name: us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionThe entire disclosure for organization, consolidation and basis of presentation of financial statements disclosure. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 205 -SubTopic 10 -Section 45 -Paragraph 3 -URI http://asc.fasb.org/extlink&oid=35735333&loc=d3e288-107754 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 235 -SubTopic 10 -Section 50 -Paragraph 3 -URI http://asc.fasb.org/extlink&oid=68058157&loc=d3e18780-107790 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 272 -SubTopic 10 -Section 50 -Paragraph 3 -URI http://asc.fasb.org/extlink&oid=6373374&loc=d3e70478-108055 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 810 -SubTopic 10 -Section 50 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=64809438&loc=d3e5614-111684 Reference 5: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 205 -SubTopic 10 -Section 50 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=6359566&loc=d3e326-107755 + Details Name: us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureTextBlock Namespace Prefix: us-gaap_ Data Type: nonnum:textBlockItemType Balance Type: na Period Type: duration XML 26 R9.htm IDEA: XBRL DOCUMENT v3.6.0.2 Summary of Significant Accounting Policies 12 Months Ended Dec. 31, 2016 Accounting Policies [Abstract] Summary of Significant Accounting Policies Summary of Significant Accounting Policies Revenue Recognition Transaction Fees: Transaction fees are paid by issuing banks or patient service providers to Lending Club for the work Lending Club performs through its platform and Springstone’s platform in facilitating loans for its issuing bank partners. These fees are recognized as a component of net operating revenue at the time of loan issuance. Factors affecting the amount of fees paid to the issuing bank by the borrower and from the bank to the Company include initial loan amount, term, credit quality, and other factors. The Company records transaction fee revenue net of program fees paid to WebBank. See “Loan Trailing Fee Liability” below for further discussion. Commencing with the origination fee increase announced in March 2016, in the event a borrower prepays a loan in full before maturity, the Company assumes the issuing bank partner's obligation under Utah law to refund the pro-rated amount of the fee received by the bank in excess of 5%. Additionally, the Company may provide refunds to patient finance borrowers when the borrower cancels the loan under certain conditions. Since Lending Club can estimate refunds based on loan cancellation or prepayment experience, the Company also records transaction fee revenue net of estimated refunds at the time of loan issuance. Servicing Fees: Note investors, certain certificate holders and whole loan purchasers typically pay Lending Club a servicing fee on each payment received from a borrower or on the investors’ month-end principal balance of loans serviced. The servicing fee compensates the Company for managing payments from borrowers and payments to investors and maintaining investors’ account portfolios. The Company records servicing fees as a component of net operating revenue when received. Servicing fees can be, and have been, modified or waived at management’s discretion. Servicing fees also include the change in fair value of loan servicing assets and liabilities. Management Fees: Qualified investors can invest in investment funds managed by LCA. LCA charges limited partners in the investment funds a management fee payable monthly in arrears, based on a limited partner’s capital account balance at month end. LCA also earns management fees on SMAs, payable monthly in arrears, based on the month-end balances in the SMA accounts. Management fees are a component of net operating revenue in the consolidated statements of operations and are recorded as earned. Management fees can be, and have been, modified or waived at the discretion of LCA. Other Revenue (Expense): Other revenue (expense) consists primarily of gains and losses on sales of whole loans, incentives that were offered to purchasers of whole loans in the second and third quarters of 2016, and referral revenue earned from partner companies when customers referred by Lending Club complete specified actions with them. Whole Loan Sales Under loan sale agreements, the Company sells all of its right, title and interest in certain loans. At the time of such sales, the Company simultaneously enters into loan servicing agreements under which it acquires the right to service the loans. The Company calculates a gain or loss on the whole loan sale, including the acquisition of loan servicing rights, based on the net proceeds from the whole loan sale, minus the net investment in the loans being sold. Additionally, as needed, the Company will record a liability for significant estimated post-sale obligations or contingent obligations to the purchasers of the whole loans in “Accrued expenses and other liabilities” in the consolidated balance sheets. The Company elected the fair value option for whole loans acquired that are designated to be sold. All transaction fees and all direct costs incurred in the origination process are recognized in earnings as earned or incurred and are not deferred. Transaction fees for whole loans sold are included in “Transaction fees” and direct loan origination costs are included in “Origination and servicing” operating expense in the consolidated statements of operations. Gains and losses from whole loan sales are recorded in “Other revenue (expense)” in the consolidated statements of operations. Net Income (Loss) Per Share Earnings (loss) per share (EPS) is the amount of net income (loss) available to each share of common stock outstanding during the reporting period. Diluted EPS is the amount of net income (loss) available to each share of common stock outstanding during the reporting period, adjusted to include the effect of potentially dilutive common shares. Potentially dilutive common shares are excluded from the computation of diluted EPS in periods in which the effect would be antidilutive. Potentially dilutive common shares include incremental shares issued for stock options and warrants to purchase common stock. The Company calculates diluted EPS using the treasury stock method. Under the treasury stock method, options and warrants are assumed to be exercised at the beginning of the period (or at the time of issuance, if later), and as if funds obtained thereby were used to purchase common stock at the average market price during the period. Cash and Cash Equivalents Cash and cash equivalents include the Company’s unrestricted deposits with financial institutions in checking, money market and short-term certificate of deposit accounts. The Company considers all highly liquid investments with stated maturity dates of three months or less from the date of purchase to be cash equivalents. Restricted Cash Restricted cash consists primarily of checking, money market and certificate of deposit accounts that are: (i) pledged to or held in escrow by the Company’s correspondent banks as security for transactions processed on or related to Lending Club’s platform or activities by certain investors; (ii) pledged through a credit support agreement with a certificate holder; (iii) held in a Rabbi Trust through a grantor trust agreement to satisfy obligations to participants under the Company's 2016 Cash Retention Bonus Plan (Cash Retention Plan). See “Note 15. Employee Incentive and Retirement Plans” for additional information; or (iv) received from investors but not yet applied to their accounts on the platform and transferred to segregated bank accounts that hold investors’ funds. Investor cash balances (excluding transactions-in-process) are held in segregated bank or custodial accounts and are not commingled with the Company’s monies or held on the Company’s consolidated balance sheet. Securities Available for Sale Securities available for sale are recorded at fair value and unrealized gains and losses are reported, net of taxes, in accumulated other comprehensive income (loss) included in stockholders’ equity unless management determines that a security is other-than-temporarily impaired (OTTI). Realized gains and losses from sales of securities available for sale are determined on a specific identification basis and are included in other revenue (expense). Purchases and sales of securities available for sale are recorded on the trade date. Management evaluates whether securities available for sale are OTTI on a quarterly basis. Debt securities with unrealized losses are considered OTTI if the Company intends to sell the security or if it is more likely than not that it will be required to sell such security before any anticipated recovery. If management determines that a security is OTTI under these circumstances, the impairment recognized in earnings is measured as the entire difference between the amortized cost and then-current fair value. A security is also OTTI if management does not expect to recover all of the amortized cost of the security. In this circumstance, the impairment recognized in earnings represents estimated credit loss, and is measured by the difference between the present value of expected cash flows and the amortized cost of the security. Management utilizes cash flow models to estimate the expected future cash flow from the securities to estimate the credit loss when necessary. Expected cash flows are discounted using the security’s effective interest rate. The evaluation of whether the Company expects to recover the amortized cost of a security is inherently judgmental. The evaluation includes the assessment of several security performance indicators, including the magnitude and duration of the unrealized loss and whether the Company has received all scheduled principal and interest payments. There were no impairment charges recognized during 2016 or 2015. Loans, Notes and Certificates at Fair Value The Company has elected fair value accounting for loans and related notes and the Certificates. The fair value election for these loans, notes and certificates results in symmetrical accounting in that changes in the fair value of loans are generally offset by equal changes in the fair values of notes and certificates, given the payment dependent structure of the notes and certificates. Changes in the fair value of loans, notes and certificates are recorded in fair value adjustments in the statement of operations in the period of the fair value changes. The Company places loans on non-accrual status at 120 days past due. The Company charges off loans no later than 150 days past due, or earlier in the event of notification of borrower bankruptcy. Loans Held for Sale at Fair Value Loans held by the Company with the intent to sell are recognized on the balance sheet as loans held for sale. Loans held for sale are measured at fair value. The fair value methodology for the measurement of loans held for sale is consistent with that of loans not classified as held for sale. The fair value adjustments related to loans held for sale are recorded in the period of the fair value changes. Servicing Assets and Liabilities at Fair Value The Company records servicing assets and liabilities at their estimated fair values when it sells whole loans to unrelated third-party whole loan buyers or when the servicing contract commences. The gain or loss on a loan sale is recorded in other revenue (expense) in the consolidated statements of operations while the component of the gain or loss that is based on the degree to which the loan servicing fee is above or below an estimated market rate loan servicing fee is recorded as an offset in servicing assets or liabilities. Servicing assets and liabilities are recorded in “Other assets” and “Accrued expenses and other liabilities,” respectively, on the consolidated balance sheets. The Company uses the fair value measurement method to account for changes in servicing assets and liabilities. As such, changes in the fair value of servicing assets and liabilities are reported in “Servicing fees” in the consolidated statements of operations in the period in which the changes occur. Loan Trailing Fee Liability In February 2016, the Company revised the agreement with its primary issuing bank partner to include an additional program fee (Loan Trailing Fee). The Loan Trailing Fee is dependent on the amount and timing of principal and interest payments made by borrowers of the underlying loans, and gives the issuing bank an ongoing financial interest in the performance of the loans it originates. This fee is paid by the Company to the issuing bank partner over the term of the respective loans and is a function of the principal and interest payments. In the event that principal and interest payments are not made, the Company is not required to make this Loan Trailing Fee payment. The Loan Trailing Fee is recorded initially at fair value with subsequent changes to this liability netted against transaction fees on the Company's consolidated statement of operations. The fair value of the Loan Trailing Fee represents the present value of the expected monthly Loan Trailing Fee, which considers assumptions of expected prepayment rates and future credit losses. Fair Value of Assets and Liabilities The Company uses fair value measurement to record loans, notes, certificates and servicing assets and liabilities at fair value on a recurring basis. Fair value is defined as the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. The fair value hierarchy includes the following three-level classification, which is based on the market observability of the inputs used for estimating the fair value of the assets or liabilities being measured: Level 1 — Quoted market prices in active markets for identical assets or liabilities. Level 2 — Significant other observable inputs (e.g., quoted prices for similar items in active markets, quoted prices for identical or similar items in markets that are not active, inputs other than quoted prices that are observable such as interest rate and yield curves, and market-corroborated inputs). Level 3 — Inputs that are unobservable in the market but reflective of the types of assumptions that market participants would use in pricing the asset or liability. Valuation techniques include use of option pricing models, discounted cash flow methodologies or similar techniques. The Company utilizes discounted cash flow valuation techniques based on its estimate of future cash flows that are expected to occur over the life of a financial instrument. Unobservable inputs are considered significant if, by their exclusion, the estimated fair value of a Level 3 asset or liability would be impacted by a significant percentage change, or based on qualitative factors such as the nature of the instrument and significance of the unobservable inputs relative to other inputs used within the valuation. Loans and related notes and certificates, and loans held for sale are measured at estimated fair value using a discounted cash flow valuation methodology. The fair valuation methodology considers projected prepayments and uses the historical actual defaults, losses and recoveries on our loans to project future losses and net cash flows on loans. Loan servicing assets and liabilities are measured at estimated fair value using a discounted cash flow valuation methodology. The cash flows in the valuation model represent the difference between the contractual servicing fees charged to whole loan buyers and an estimated market servicing fee. Since contractual servicing fees are generally based on the monthly unpaid principal balance of the underlying loans, the expected cash flows in the model incorporate estimates of net losses and prepayments. Securities Available for Sale The Company uses quoted prices in active markets to measure the fair value of securities available for sale, when available. When utilizing market data and bid-ask spreads, the Company uses the price within the bid-ask spread that best represents fair value. When quoted prices do not exist, the Company uses prices obtained from independent third-party pricing services to measure the fair value of securities available for sale. The Company’s primary independent pricing service provides prices based on observable trades and discounted cash flows that incorporate observable information, such as yields for similar types of securities (a benchmark interest rate plus observable spreads) and weighted-average maturity for the same or similar securities. The Company compares the prices obtained from its primary independent pricing service to the prices obtained from the additional independent pricing services to determine if the price obtained from the primary independent pricing service is reasonable. The Company does not adjust the prices received from independent third-party pricing services unless such prices are inconsistent with the definition of fair value and result in a material difference in the recorded amounts. Financial Instruments Not Recorded at Fair Value Financial instruments not recorded at fair value on a recurring basis include cash and cash equivalents, restricted cash, accrued interest receivable, deposits, accrued interest payable, accounts payable and payables to investors. These assets and liabilities are recorded at historical cost. Given the short-term nature of these instruments, the Company considers the amortized cost to approximate their fair values. Accrued Interest Accrued interest income on loans is calculated based on the contractual interest rate of the loan and recorded as interest income as earned. Loans are placed on non-accrual status upon reaching 120 days past due. When a loan is placed on non-accrual status, the Company stops accruing interest and reverses all accrued but unpaid interest as of such date. Accrued interest payable on notes and certificates is also reduced when the corresponding loan is placed on non-accrual status, due to the payment dependent structure of the notes and certificates. Property, Equipment and Software, net Property, equipment and software consists of internally developed and purchased software, computer equipment, leasehold improvements, furniture and fixtures and construction in process, which are recorded at cost, less accumulated depreciation and amortization. Computer equipment, purchased software and furniture and fixtures are depreciated or amortized on a straight line basis over three to five years. Leasehold improvements are amortized over the shorter of the lease term excluding renewal periods or the estimated useful life. Internally developed software is amortized on a straight line basis over the project’s estimated useful life, generally three years. Internally developed software is capitalized when preliminary development efforts are successfully completed and it is probable that the project will be completed and the software will be used as intended. Capitalized costs consist of salaries and payroll related costs for employees and fees paid to third-party consultants who are directly involved in development efforts. Costs related to preliminary project activities and post implementation activities including training and maintenance are expensed as incurred. Costs incurred for upgrades and enhancements that are considered to be probable to result in additional functionality are capitalized. The Company evaluates potential impairments of its property, equipment and software whenever events or changes in circumstances indicate that the carrying amount of the assets may not be recoverable. Events or changes in circumstances that could result in impairment include, but are not limited to, underperformance relative to historical or projected future operating results, significant changes in the manner of use of the assets or the strategy for the Company’s overall business and significant negative industry or economic trends. The determination of recoverability of these assets is based on whether an estimate of undiscounted future cash flows resulting from the use of the asset and its eventual disposition exceed the net book value of the asset. If the asset is not recoverable, measurement of an impairment loss is based on the fair value of the asset. When an impairment loss is recognized, the carrying amount of the asset is reduced to its estimated fair value. Consolidation of Variable Interest Entities A variable interest entity (VIE) is a legal entity that does not have sufficient equity at risk to finance its own operations, whose equity holders do not have the power to direct the activities most significantly affecting the economic outcome of those activities, or whose equity holders do not share proportionately in the losses or receive the residual returns of the entity. The determination of whether an entity is a VIE requires a significant amount of judgment. When the Company has a controlling financial interest in a VIE, it must consolidate the results of the VIE’s operations into its consolidated financial statements. A controlling financial interest exists if the Company has both the power to direct the VIE’s activities that most significantly affect the VIE’s economic performance (power) and the obligation to absorb losses or receive benefits that could be potentially significant to the VIE (economics). LC Trust I The Company has determined that the Trust is a VIE and that the Company has a controlling financial interest in the Trust and therefore must consolidate the Trust in its consolidated financial statements. The Company established the Trust in February 2011 and funded it with a nominal residual investment. The Company is the only residual investor in the Trust. The purpose of the Trust is to acquire and hold loans for the benefit of investors who have invested in certificates issued by the Trust. The Trust conducts no other business other than purchasing and retaining loans or portions thereof for the benefit of the investment funds and their underlying limited partners. The Trust holds loans, none of which are financed by the Company. The cash flows from the loans held by the Trust are used to repay obligations under the certificates. The Trust’s assets and liabilities were reflected in the Company's consolidated financial statements at December 31, 2016 and 2015. In connection with the formation of the investment funds, it was determined that in order to achieve success in raising investment capital, the assets to be invested in by the investment funds must be held by an entity that was separate and distinct from the Company (i.e. bankruptcy remote) in order to reduce this risk and uncertainty. In the event of the Company's insolvency, it is anticipated that the assets of the Trust would not become part of the bankruptcy estate, but that outcome is uncertain. The Company's capital contributions, which are the only equity investments in the Trust, are insufficient to allow the Trust to finance the purchase of a significant amount of loans without the issuance of certificates to investors. Therefore, the Trust’s capitalization level qualifies the Trust as a VIE. The Company has a financial interest in the Trust because of its right to returns related to servicing fee revenue from the Trust, its right to reimbursement for expenses, and its obligation to repurchase loans from the Trust in certain instances. Additionally, the Company performs or directs activities that significantly affect the Trust’s economic performance through or by (i) operation of the platform that enables borrowers to apply for loans purchased by the Trust; (ii) credit underwriting and servicing of loans purchased by the Trust; (iii) LCA's selection of the loans that are purchased by the Trust on behalf of advised Certificate holders; and (iv) LCA’s role to source investors that ultimately purchase limited partnership interests in a fund or Certificates, both of which supply the funds for the Trust to purchase loans. Collectively, the activities described above allow the Company to fund more loans than would be the case without the existence of the Trust, to collect the related loan transaction fees and for LCA to collect the management fees on the investors’ capital used to purchase certificates. Accordingly, the Company is deemed to have power to direct activities most significant to the Trust and economic interest in the activities because of loan funding and transaction and management fees. Therefore, the Company concluded that it is the primary beneficiary of the Trust and consolidated the Trust’s operations in its consolidated financial statements. Investment In Cirrix Capital On April 1, 2016, the Company closed its $10.0 million investment, for an approximate ownership interest of 15% in Cirrix Capital (Investment Fund), a holding company to a family of funds that purchases loans and interests in loans from the Company. Per the partnership agreement, the family of funds can invest up to 20% of their assets outside of whole loans and interests in whole loans facilitated by the Company. At December 31, 2016, 100% of the family of funds' assets were comprised of whole loans and interests in loans facilitated by Lending Club's platform. At the time the Company made its investment, the Company's then Chief Executive Officer (former CEO) and a board member (together, the Related Party Investors) also had limited partnership interests in the Investment Fund. As of June 30, 2016, the end of the period in which the Company's former CEO resigned, the Related Party Investors and the Company had an aggregate ownership of approximately 29% in the Investment Fund. As of December 31, 2016, the Company and a board member had an aggregate ownership interest of approximately 27% in the Investment Fund. The Company's investment is deemed to be a variable interest in the Investment Fund because of the limited partnership interest shares in the expected returns and losses of the Investment Fund. The expected returns and losses of the Investment Fund result from the net returns of the family of funds owned by the Investment Fund, which are derived from interest income earned from loans and interests in whole loans that are purchased by the family of funds, which are owned by the Investment Fund. Such loans and interests in loans were facilitated by the Company. Additionally, the Investment Fund is considered a VIE. The Investment Fund passes the credit risk to the limited partners. The Company did not design the Investment Fund’s investment strategy and cannot require the Investment Fund to purchase loans. Additionally, the Company reviewed whether it collectively, with the board member's investment, had power to control the Investment Fund and concluded that it did not based on the unilateral ability of the general partner to exercise power over the limited partnership and the inability of the limited partners to remove the general partner. The Company is not the primary beneficiary of the Investment Fund because the Company does not have the power to direct the activities that most significantly affect the Investment Fund’s economic performance. As a result, the Company does not consolidate the operations of the Investment Fund in the financial statements of the Company. The Company accounts for this investment under the equity method of accounting, which approximates its maximum exposure to loss as a result of its involvement in the Investment Fund. At December 31, 2016, the Company's investment was $10.1 million, which is recognized in other assets on the consolidated balance sheet. See “Note 19. Related Party Transactions” for additional information. Separately, the Company is subject to a credit support agreement that requires it to pledge and restrict cash in support of its contingent obligation to reimburse the Investment Fund for net credit losses on loans underlying the interests in whole loans that are in excess of a specified, aggregate net loss threshold. As of December 31, 2016, $3.4 million was pledged and restricted to support this contingent obligation. This credit support agreement is deemed to be a variable interest in the Investment Fund because it exposes the Company to potential credit losses on the underlying interests in loans purchased by the Investment Fund. The board member and the Company are excluded from receiving any benefits, if provided, from this credit support agreement. As of December 31, 2016, the Company has not been required to nor does it anticipate recording losses under this agreement. The Company's maximum exposure to loss under this credit support agreement was limited to $6.0 million and $34.4 million at December 31, 2016 and 2015, respectively. LCA Managed or Advised Private Funds In conjunction with the adoption of a new accounting standard that amends accounting for consolidations effective January 1, 2016, the Company reviewed its relationship with the private funds managed or advised by LCA and concluded that it does not have a variable interest in the private funds. As of December 31, 2016, the Company does not hold any investments in the private funds. Certain of the Company's related parties have investments in the private funds, as discussed in “Note 19. Related Party Transactions.” The Company charges the limited partners in the private funds a management fee based on their account balance at month end for services performed as the general manager, including fund administration, and audit, accounting and tax preparation services. Accordingly, the Company's fee arrangements contain only terms, conditions, or amounts that are customarily present in arrangements for similar services negotiated at arm’s length. These fees are solely compensation for services provided and are commensurate with the level of effort required to provide those services. The Company does not have other interests in the private funds and therefore does not have a variable interest in the private funds. Management regularly reviews and reconsiders its previous conclusions regarding whether it holds a variable interest in potential VIEs, the status of an entity as a VIE, and whether the Company is required to consolidate such VIEs in the consolidated financial statements. Loan Servicing Rights As a result of the nature of servicing rights on the sale of loans, the Company is a variable interest holder in certain entities that purchase these loans. For all of these entities, the Company either does not have the power to direct the activities that most significantly affect the VIE's economic performance or does not have a potentially significant economic interest in the VIE. In no case is the Company the primary beneficiary, and as a result, these entities are not consolidated in the Company's consolidated financial statements. Goodwill and Intangible Assets Goodwill represents the fair value of acquired businesses in excess of the aggregate fair value of the identified net assets acquired. Goodwill is not amortized but is tested for impairment annually or whenever indications of impairment exist. Our annual impairment testing date is April 1. Impairment exists whenever the carrying value of goodwill exceeds its implied fair value. Adverse changes in impairment indicators such as loss of key personnel, increase regulatory oversight, or unplanned changes in our operations could result in impairment. The Company recorded a goodwill impairment charge of $37.1 million for the year ended December 31, 2016 related to the education and patient finance reporting unit. See “Note 9. Intangible Assets and Goodwill” for a further description of this impairment. If the performance of the education and patient finance reporting unit fails to meet current expectations, it is possible that the carrying value of this reporting unit, even after the current impairment charge, will exceed its fair value, which could result in further recognition of a noncash impairment of goodwill that could be material. There were no goodwill impairment charges for the years ended December 31, 2015 or 2014. The Company can elect to qualitatively assess goodwill for impairment if it is more likely than not that the fair value of a reporting unit (generally defined as a component of a business for which financial information is available and reviewed regularly by management) exceeds its carrying value. A qualitative assessment may consider macroeconomic and other industry-specific factors, such as trends in short-term and long-term interest rates and the ability to access capital or company-specific factors, such as market capitalization in excess of net assets, trends in revenue generating activities and merger or acquisition activity. If the Company does not qualitatively assess goodwill it compares a reporting unit’s estimated fair value to its carrying value. Estimated fair value of a reporting unit is generally established using an income approach based on a discounted cash flow model or a market approach, which compares each reporting unit to comparable companies in their respective industries. Intangible assets are amortized over their useful lives in a manner that best reflects their economic benefit, which may include straight-line or accelerated methods of amortization. Intangible assets are reviewed for impairment quarterly and whenever events or changes in circumstances indicate that the carrying amount of such assets may not be recoverable. The Company does not have indefinite-lived intangible assets. Debt The Company has elected to record certain costs directly related to its secured revolving credit facility as an asset included in other assets on the Company’s consolidated balance sheets. These costs are amortized as interest expense over the contractual term of the secured revolving credit facility. Additionally, in instances where the Company transfers loans to investors that do not meet sale criteria for accounting purposes, such loan sales are accounted for as secured borrowings. Loss Contingencies Loss contingencies, including claims and legal actions arising in the ordinary course of business, are recorded as liabilities when the likelihood of loss is probable and an amount or range of loss can be reasonably estimated. Such estimates are based on management's judgment. Actual amounts paid may differ from amounts estimated, and such differences will be charged to operations in the period in which the final determination of the liability is made. Legal fees associated with such contingencies are recognized as incurred. Stock-based Compensation Stock-based compensation includes expense associated with restricted stock units (RSUs), stock options, and our employee stock purchase plan (ESPP), as well as expense associated with stock issued related to our acquisition of Springstone. Stock-based compensation expense is based on the grant date fair value of the award, net of expected forfeitures, which are based on our historical experience. If actual forfeitures differ significantly from our estimates, stock-based compensation expense and our results of operations could be materially impacted. The fair value of restricted stock units is based on the closing price of our common stock on the date of grant. To determine the fair value of stock options and ESPP purchase rights, we use the Black-Scholes option-pricing model, with inputs for the fair value of our common stock, expected common stock price volatility over the expected life of the stock options or ESPP purchase rights, expected term of the stock option or ESPP purchase right, risk-free interest rates and expected dividends. Prior to the Company’s IPO, the fair value of its shares of common stock was established by the Board. The Company’s Board relied upon valuations provided by third-party valuation firms and other factors, including, but not limited to, the current status of the technical and commercial success of the Company’s operations, the Company’s financial condition, the stage of the Company’s product design and development, and competition to establish the fair value of the Company’s common stock at the time of grant of the option. As we do not have a significant trading history for our common stock, the expected stock price volatility for our common stock is estimated by reference to the average historical stock price volatility for our industry peers. The industry peer group used to estimate our volatility includes small, mid and large capitalization companies in the consumer finance, investment management and technology industries taking into account the similarity in size, stage of life cycle and financial leverage. The expected term represents the period of time that stock options are estimated to be outstanding, giving consideration to the contractual terms of the options, vesting schedules, and expectations of future exercise patterns and post-vesting employee termination behavior. Given our limited operating history, the simplified method is applied to calculate the expected term. We use a risk-free interest rate based on the U.S. Treasury yield for a term consistent with the expected life of the awards in effect at the time of grant. We have never declared or paid any cash or other dividends and do not anticipate paying cash or other dividends in the foreseeable future. Consequently, we use an expected dividend yield of 0.0% in our option-pricing model. Stock-based compensation expense related to stock options and RSUs that are expected to vest is recognized over the vesting period of the award, which is generally four years, on a straight-line basis. The compensation expense related to ESPP purchase rights is recognized on a straight-line basis over the requisite service period, which is generally six months. Income Taxes The Company accounts for income taxes under the asset and liability method, which requires the recognition of deferred tax assets and liabilities for the expected future tax consequences of events that have been included in the financial statements. Under this method, deferred tax assets and liabilities are determined on the basis of the differences between the financial statement and tax bases of assets and liabilities using enacted tax rates in effect for the year in which the differences are expected to reverse. The effect of a change in tax rates on deferred tax assets and liabilities is recognized in income in the period that includes the enactment date. The Company recognizes deferred tax assets to the extent that it believes these assets are more likely than not to be realized. In making such a determination, the Company considers the available positive and negative evidence, including future reversals of existing taxable temporary differences, projected future taxable income, tax-planning strategies, and results of recent operations. If the Company determines that it is able to realize its deferred tax assets in the future in excess of the net recorded amount, the Company adjusts the deferred tax asset valuation allowance, which reduces the provision for income taxes. The Company accounts for the realization of excess tax benefits for stock-based compensation based on the “with-and-without” approach, excluding the measurement of any indirect effects. Equity will be increased if and when such deferred tax assets are ultimately realized. The Company accounts for uncertain tax positions using a two-step process whereby (i) it determines whether it is more likely than not that the tax positions will be sustained on the basis of the technical merits of the position (“more-likely-than-not recognition threshold”) and (ii) for those tax positions that meet the more-likely-than-not recognition threshold, it recognizes the largest amount of tax benefit that is more than 50 percent likely to be realized upon ultimate settlement with the related tax authority. The Company recognizes interest and penalties accrued on any unrecognized tax benefits as a component of provision for income tax in the consolidated statements of operations. Use of Estimates The preparation of the Company’s consolidated financial statements and related disclosures requires management to make judgments, assumptions and estimates that affect the amounts reported in its consolidated financial statements and accompanying notes. The Company bases its estimates on historical experience and on various other factors it believes to be reasonable under the circumstances, the results of which form the basis for making judgments about the carrying values of certain assets and liabilities. These judgments, assumptions and estimates include but are not limited to the following: (i) fair value determinations for servicing assets and liabilities; (ii) fair value determinations for loans, loans held for sale, notes and certificates; (iii) fair value determinations for securities available for sale; (iv) stock-based compensation expense; (v) provision for income taxes, net of valuation allowance for deferred tax assets; (vi) recoverability of property, equipment and software; (vii) carrying values of goodwill and intangible assets; (viii) consolidation of variable interest entities; and (ix) reserves for contingencies. These judgments, estimates and assumptions are inherently subjective in nature and actual results may differ from these estimates and assumptions, and the differences could be material. Adoption of New Accounting Standards In November 2015, the FASB issued ASU 2015-17, Balance Sheet Classification of Deferred Taxes, that amended the presentation of deferred income taxes in the statement of financial position. This ASU was effective January 1, 2017. ASU 2015-17 simplifies the presentation to require that deferred income taxes be presented as noncurrent in a classified statement of financial position. The Company does not present a classified statement of financial position and accordingly ASU 2015-17 does not have an impact on its presentation of deferred tax assets and liabilities. In August 2014, the FASB issued ASU 2014-15 Presentation of Financial Statements – Going Concern (Subtopic 205-40), Disclosure of Uncertainties about an Entity’s Ability to Continue as a Going Concern, which requires management to assess a company’s ability to continue as a going concern for each annual and interim reporting period, and disclose in its financial statements whether there is substantial doubt about the company’s ability to continue as a going concern within one year after the date that the financial statements are issued. The standard is effective for annual reporting periods, and interim periods therein, ending after December 15, 2016. The Company has adopted ASU 2014-15 and evaluated the Company’s ability to continue as a going concern as well as the need for related disclosure and has concluded no disclosure is necessary regarding the Company’s ability to continue as a going concern. New Accounting Standards Not Yet Adopted In January 2017, the FASB issued ASU 2017-04, Intangibles-Goodwill and Other (Topic 350) – Simplifying the Test for Goodwill Impairment. ASU 2017-04 will simplify the subsequent measurement of goodwill by eliminating Step 2 from the goodwill impairment test. Current guidance requires that companies compute the implied fair value of goodwill under Step 2 by performing procedures to determine the fair value at the impairment testing date of its assets and liabilities following the procedure that would be required in determining the fair value of assets acquired and liabilities assumed in a business combination. ASU 2017-04 will require companies to perform annual or interim goodwill impairment tests by comparing the fair value of a reporting unit with its carrying amount, and recognize an impairment charge for the amount by which the carrying amount exceeds the reporting unit’s fair value. However, the loss recognized should not exceed the total amount of goodwill allocated to that reporting unit. ASU 2017-04 will be effective for annual periods beginning after December 15, 2019, including interim periods within that reporting period, and will be applied prospectively. Early adoption of this standard is permitted. The Company currently is evaluating the impact this guidance may have on its financial position, results of operations, and cash flows. In August 2016, the FASB issued ASU 2016-15, Statement of Cash Flows – Classification of Certain Cash Receipts and Cash Payments and in November 2016 issued ASU 2016-18, Statement of Cash Flows (Topic 230): Restricted Cash. The new standard will be effective January 1, 2018, and amends the existing accounting standards for the statement of cash flows. The amendments provide guidance on the following nine cash flow issues: debt prepayment or debt extinguishment costs; settlement of zero-coupon or other debt instruments with coupon interest rates that are insignificant in relation to the effective interest rate of the borrowing; contingent consideration payments made after a business combination; proceeds from the settlement of insurance claims; proceeds from the settlement of corporate-owned life insurance policies; distributions received from equity method investees; beneficial interests in securitization transactions; separately identifiable cash flows and application of the predominance principle; and restricted cash. Early adoption is permitted, including adoption in an interim period. The Company is evaluating the impact that these standards will have on the consolidated statement of cash flows. However, the impact will depend on the facts and circumstances at the time of adoption of the new standards. In June 2016, the FASB amended guidance related to impairment of financial instruments as part of ASU 2016-13 Financial Instruments – Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments, which will be effective January 1, 2020. The guidance replaces the incurred loss impairment methodology with an expected credit loss model for which a company recognizes an allowance based on the estimate of expected credit loss. The Company accounts for its loans at fair value through net income, which is outside the scope of Topic 326 and does not expect this guidance to have a material impact on the Company's financial position, results of operations, or cash flows. In March 2016, the FASB issued ASU 2016-09 Compensation – Stock Compensation (Topic 718): Improvements to Employee Share-Based Payment Accounting. This ASU simplifies several aspects of the accounting for employee share-based payment transactions, including the accounting for income taxes, forfeitures, and statutory tax withholding requirements, as well as classification in the statement of cash flows. This new standard is effective for annual periods beginning after December 15, 2016, and interim periods within that reporting period. The Company will adopt this standard in the first quarter of 2017, under the modified retrospective method, with the cumulative effect of adoption recorded as an adjustment to 2017 beginning retained earnings. The new standard will result in excess tax benefits and deficiencies on share-based transactions being recorded as income tax expense or benefit rather than in additional-paid-in-capital. The Company also will classify excess tax benefits on share-based payments in the operating section of the consolidated statement of cash flows. The Company has not concluded whether to account for share-based award forfeitures as they occur, rather than, making estimates of future forfeitures. The Company’s previously unrecognized excess tax benefits were recorded as a deferred tax asset, which was fully reduced by a valuation allowance. Therefore, the requirement to recognize these excess tax benefits in the income tax provision is not expected to have a material adoption impact. In February 2016, the FASB issued ASU 2016-02, Leases (Topic 842) that amended the accounting guidance related to lease accounting. The new standard is effective January 1, 2019, with modified retrospective transition upon adoption. The guidance requires lessees, at lease inception, to record on their balance sheets a lease liability for the obligation to make lease payments and a right-of-use (ROU) asset for the right to use the underlying asset for the lease term. Lessees may elect to not recognize lease liabilities and ROU assets for leases with terms of 12 months or less. The lease liability is measured at the present value of the lease payments over the lease term. The ROU asset will be based on the liability, adjusted for lease prepayments, lease incentives, and the lessee's initial direct costs. For operating leases, lease expense will generally be recognized on a straight-line basis over the lease term. The amended lessor accounting model is similar to the current model, updated to align with certain changes to the lessee model and the new revenue standard. The Company is evaluating the impact that ASU 2016-02 will have on its financial position, results of operations or cash flows. In January 2016, the FASB issued ASU 2016-01 Financial Instruments - Overall (Subtopic: 825-10): Recognition and Measurement of Financial Assets and Financial Liabilities, which will be effective January 1, 2018. The amendment changes the accounting for equity investments, changes disclosure requirements related to instruments at amortized cost and fair value, and clarifies how entities should evaluate deferred tax assets for securities classified as available for sale. Affected entities should apply the amendments by means of a cumulative-effect adjustment to the balance sheet as of the beginning of the fiscal year of adoption. The Company is evaluating the impact that ASU 2016-01 will have on its financial position, results of operations or cash flows. In May 2014, the FASB issued ASU 2014-09 Revenue from Contracts with Customers (Topic 606), which will be effective January 1, 2018. The guidance clarifies that revenue from contracts with customers should be recognized in a manner that depicts both the likelihood of payment and the timing of the related transfer of goods or performance of services. In March 2016, the FASB issued an amendment (ASU 2016-08) to the new revenue recognition guidance clarifying how to determine if an entity is a principal or agent in a transaction. In April (ASU 2016-10) and May (ASU 2016-12) of 2016, the FASB further amended the guidance to include performance obligation identification, licensing implementation, collectability assessment and other presentation and transition clarifications. The effective date and transition requirements for the amendments is the same as for ASU 2014-09. The Company is in its preliminary scoping phase to determine the revenue streams that are in the scope of these updates. Preliminary results indicate that transactions fees and management fees contain revenue streams that are in scope of these updates, while servicing fees and gain or loss on sale of loans remain within the scope of ASC Topic 860, Transfers and Servicing. The Company plans to adopt the standards beginning January 1, 2018 and currently anticipates using the modified retrospective method of adoption. However, the adoption method to be used is subject to completion of the Company’s impact assessment. X - ReferencesNo definition available. + Details Name: us-gaap_AccountingPoliciesAbstract Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionThe entire disclosure for all significant accounting policies of the reporting entity. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 235 -SubTopic 10 -Section 50 -Paragraph 6 -URI http://asc.fasb.org/extlink&oid=68058157&loc=d3e18861-107790 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 235 -SubTopic 10 -Section 50 -Paragraph 3 -URI http://asc.fasb.org/extlink&oid=68058157&loc=d3e18780-107790 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 235 -SubTopic 10 -Section 50 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=68058157&loc=d3e18726-107790 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 235 -SubTopic 10 -Section 50 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=68058157&loc=d3e18743-107790 Reference 5: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 235 -SubTopic 10 -Section 50 -Paragraph 5 -URI http://asc.fasb.org/extlink&oid=68058157&loc=d3e18854-107790 + Details Name: us-gaap_SignificantAccountingPoliciesTextBlock Namespace Prefix: us-gaap_ Data Type: nonnum:textBlockItemType Balance Type: na Period Type: duration XML 27 R10.htm IDEA: XBRL DOCUMENT v3.6.0.2 Net Loss Per Share 12 Months Ended Dec. 31, 2016 Earnings Per Share [Abstract] Net Loss Per Share Net Loss Per Share The following table details the computation of the Company’s basic and diluted net loss per share: Year Ended December 31, 2016 2015 2014 Net loss $ (145,969 ) $ (4,995 ) $ (32,894 ) Weighted average common shares – Basic 387,762,072 374,872,118 75,573,742 Weighted average common shares – Diluted 387,762,072 374,872,118 75,573,742 Net loss per share: Basic $ (0.38 ) $ (0.01 ) $ (0.44 ) Diluted $ (0.38 ) $ (0.01 ) $ (0.44 ) X - ReferencesNo definition available. + Details Name: us-gaap_EarningsPerShareAbstract Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionThe entire disclosure for earnings per share. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 260 -SubTopic 10 -Section 45 -Paragraph 3 -URI http://asc.fasb.org/extlink&oid=64863997&loc=d3e1278-109256 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 260 -SubTopic 10 -Section 50 -Paragraph 1 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=6371337&loc=d3e3550-109257 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 260 -SubTopic 10 -Section 45 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=64863997&loc=d3e1252-109256 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 260 -SubTopic 10 -Section 55 -Paragraph 52 -URI http://asc.fasb.org/extlink&oid=65016374&loc=d3e4984-109258 Reference 5: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 225 -SubTopic 10 -Section S99 -Paragraph 2 -Subparagraph (SX 210.5-03.21) -URI http://asc.fasb.org/extlink&oid=63488584&loc=d3e20235-122688 + Details Name: us-gaap_EarningsPerShareTextBlock Namespace Prefix: us-gaap_ Data Type: nonnum:textBlockItemType Balance Type: na Period Type: duration XML 28 R11.htm IDEA: XBRL DOCUMENT v3.6.0.2 Securities Available for Sale 12 Months Ended Dec. 31, 2016 Investments, Debt and Equity Securities [Abstract] Securities Available for Sale Securities Available for Sale The Company began purchasing securities available for sale during the second quarter of 2015. The amortized cost, gross unrealized gains and losses, and fair value of securities available for sale as of December 31, 2016 and 2015, were as follows: December 31, 2016 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Corporate debt securities $ 181,359 $ 63 $ (199 ) $ 181,223 Certificates of deposit 27,501 — — 27,501 Asset-backed securities 25,369 4 (9 ) 25,364 Commercial paper 20,164 — — 20,164 U.S. agency securities 19,602 21 — 19,623 U.S. Treasury securities 2,493 3 — 2,496 Other securities 10,805 — (39 ) 10,766 Total securities available for sale $ 287,293 $ 91 $ (247 ) $ 287,137 December 31, 2015 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Corporate debt securities $ 217,243 $ 2 $ (1,494 ) $ 215,751 Asset-backed securities 54,543 — (134 ) 54,409 U.S. agency securities 16,602 1 (25 ) 16,578 U.S. Treasury securities 3,489 — (4 ) 3,485 Other securities 7,005 — (17 ) 6,988 Total securities available for sale $ 298,882 $ 3 $ (1,674 ) $ 297,211 A summary of securities available for sale with unrealized losses as of December 31, 2016 and 2015, aggregated by period of continuous unrealized loss, is as follows: Less than 12 months 12 months or longer Total December 31, 2016 Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses Corporate debt securities $ 107,862 $ (185 ) $ 11,682 $ (14 ) $ 119,544 $ (199 ) Asset-backed securities 6,628 (8 ) 1,870 (1 ) 8,498 (9 ) Other securities 6,800 (3 ) 3,966 (36 ) 10,766 (39 ) Total securities with unrealized losses⁽¹⁾ $ 121,290 $ (196 ) $ 17,518 $ (51 ) $ 138,808 $ (247 ) Less than 12 months 12 months or longer Total December 31, 2015 Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses Corporate debt securities $ 212,018 $ (1,494 ) $ — $ — $ 212,018 $ (1,494 ) Asset-backed securities 54,409 (134 ) — — 54,409 (134 ) U.S. agency securities 14,578 (25 ) — — 14,578 (25 ) U.S. Treasury securities 3,485 (4 ) — — 3,485 (4 ) Other securities 6,988 (17 ) — — 6,988 (17 ) Total securities with unrealized losses⁽¹⁾ $ 291,478 $ (1,674 ) $ — $ — $ 291,478 $ (1,674 ) ⁽¹⁾ The number of investment positions with unrealized losses at December 31, 2016 and 2015 totaled 72 and 141, respectively. There were no impairment charges recognized during 2016 or 2015. The contractual maturities of securities available for sale at December 31, 2016, were as follows: Within 1 year After 1 year through 5 years After 5 years through 10 years After 10 years Total Corporate debt securities $ 90,096 $ 91,127 $ — $ — $ 181,223 Certificates of deposit 27,501 — — — 27,501 Asset-backed securities 8,370 16,994 — — 25,364 Commercial paper 20,164 — — — 20,164 U.S. agency securities 19,623 — — — 19,623 U.S. Treasury securities — 2,496 — — 2,496 Other securities 6,800 3,966 — — 10,766 Total fair value $ 172,554 $ 114,583 $ — $ — $ 287,137 Total amortized cost $ 172,602 $ 114,691 $ — $ — $ 287,293 Proceeds and gross realized gains and losses from sales of securities available for sale were as follows: Year Ended December 31, 2016 2015 Proceeds $ 2,494 $ 120,420 Gross realized gains $ 2 $ 133 Gross realized losses $ — $ 4 X - ReferencesNo definition available. + Details Name: us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionThe entire disclosure for investments in certain debt and equity securities. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 320 -Glossary Debt Security -URI http://asc.fasb.org/extlink&oid=6509901 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 320 -SubTopic 10 -Section 50 -Paragraph 6 -URI http://asc.fasb.org/extlink&oid=73527792&loc=d3e27290-111563 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 30 -Section 50 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=6379141&loc=d3e15032-111544 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 320 -SubTopic 10 -Section 50 -Paragraph 5 -URI http://asc.fasb.org/extlink&oid=73527792&loc=d3e27232-111563 Reference 5: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 320 -Glossary Equity Security -URI http://asc.fasb.org/extlink&oid=6511694 Reference 6: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 320 -Section 50 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=6957658&loc=d3e62557-112803 Reference 7: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 320 -SubTopic 10 -Section 50 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=73527792&loc=d3e27161-111563 Reference 8: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 320 -SubTopic 10 -Section 50 -Paragraph 9 -URI http://asc.fasb.org/extlink&oid=73527792&loc=d3e27357-111563 Reference 9: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 320 -SubTopic 10 -Section 50 -Paragraph 10 -URI http://asc.fasb.org/extlink&oid=73527792&loc=d3e27405-111563 + Details Name: us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock Namespace Prefix: us-gaap_ Data Type: nonnum:textBlockItemType Balance Type: na Period Type: duration XML 29 R12.htm IDEA: XBRL DOCUMENT v3.6.0.2 Loans, Loans Held For Sale, Notes and Certificates and Loan Servicing Rights 12 Months Ended Dec. 31, 2016 Fair Value Disclosures [Abstract] Loans, Loans Held For Sale, Notes and Certificates and Loan Servicing Rights Loans, Loans Held For Sale, Notes and Certificates and Loan Servicing Rights Loans, Loans Held For Sale, Notes and Certificates The Company sells loans and issues notes and the Trust issues certificates as a means to allow investors to invest in the associated loans. At December 31, 2016 and 2015, loans, loans held for sale, notes and certificates measured at fair value on a recurring basis were as follows: Loans Loans Held For Sale Notes and Certificates December 31, 2016 2015 2016 2015 2016 2015 Aggregate principal balance outstanding $ 4,565,653 $ 4,681,671 $ 9,345 $ — $ 4,572,912 $ 4,697,169 Net fair value adjustments (253,669 ) (125,590 ) (297 ) — (252,017 ) (125,586 ) Fair value $ 4,311,984 $ 4,556,081 $ 9,048 $ — $ 4,320,895 $ 4,571,583 Loans invested in by the Company for which there was no associated note or certificate, had an aggregate principal balance outstanding of $27.9 million and a fair value of $25.9 million at December 31, 2016. Loans invested in by the Company for which there was no associated note or certificate were immaterial at December 31, 2015. The Company places all loans for all loan products that are contractually past due by 120 days or more on non-accrual status. At December 31, 2016 and 2015, loans that were 90 days or more past due (including non-accrual loans) were as follows: December 31, 2016 December 31, 2015 > 90 days past due Non-accrual loans > 90 days past due Non-accrual loans Outstanding principal balance $ 45,718 $ 5,055 $ 30,094 $ 4,513 Net fair value adjustments (40,183 ) (4,392 ) (25,312 ) (3,722 ) Fair value $ 5,535 $ 663 $ 4,782 $ 791 # of loans (not in thousands) 4,041 483 2,606 382 Loan Servicing Rights At December 31, 2016, loans underlying loan servicing rights had a total outstanding principal balance of $6.54 billion. At December 31, 2015, loans underlying loan servicing rights had a total outstanding principal balance of $4.29 billion. X - DefinitionLoans, Notes and Certificates, and Loan Servicing Rights [Text Block] + ReferencesNo definition available. + Details Name: lc_LoansNotesAndCertificatesAndLoanServicingRightsTextBlock Namespace Prefix: lc_ Data Type: nonnum:textBlockItemType Balance Type: na Period Type: duration X - ReferencesNo definition available. + Details Name: us-gaap_FairValueDisclosuresAbstract Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration XML 30 R13.htm IDEA: XBRL DOCUMENT v3.6.0.2 Fair Value of Assets and Liabilities 12 Months Ended Dec. 31, 2016 Fair Value Disclosures [Abstract] Fair Value of Assets and Liabilities Fair Value of Assets and Liabilities For a description of the fair value hierarchy and the Company’s fair value methodologies, see “Note 2. Summary of Significant Accounting Policies.” The Company records certain assets and liabilities at fair value as listed in the following tables. Financial Instruments Recorded at Fair Value The following tables present the fair value hierarchy for assets and liabilities measured at fair value: December 31, 2016 Level 1 Inputs Level 2 Inputs Level 3 Inputs Balance at Fair Value Assets: Loans $ — $ — $ 4,311,984 $ 4,311,984 Loans held for sale — — 9,048 9,048 Securities available for sale: Corporate debt securities — 181,223 — 181,223 Certificates of deposit — 27,501 — 27,501 Asset-backed securities — 25,364 — 25,364 Commercial paper — 20,164 — 20,164 U.S. agency securities — 19,623 — 19,623 U.S. Treasury securities — 2,496 — 2,496 Other securities — 10,766 — 10,766 Total securities available for sale — 287,137 — 287,137 Servicing assets — — 21,398 21,398 Total assets $ — $ 287,137 $ 4,342,430 $ 4,629,567 Liabilities: Notes and certificates $ — $ — $ 4,320,895 $ 4,320,895 Loan Trailing Fee liability — — 4,913 4,913 Servicing liabilities — — 2,846 2,846 Total liabilities $ — $ — $ 4,328,654 $ 4,328,654 December 31, 2015 Level 1 Inputs Level 2 Inputs Level 3 Inputs Balance at Fair Value Assets: Loans $ — $ — $ 4,556,081 $ 4,556,081 Securities available for sale: Corporate debt securities — 215,751 — 215,751 Asset-backed securities — 54,409 — 54,409 U.S. agency securities — 16,578 — 16,578 U.S. Treasury securities — 3,485 — 3,485 Other securities — 6,988 — 6,988 Total securities available for sale — 297,211 — 297,211 Servicing assets — — 10,250 10,250 Total assets $ — $ 297,211 $ 4,566,331 $ 4,863,542 Liabilities: Notes and certificates $ — $ — $ 4,571,583 $ 4,571,583 Servicing liabilities — — 3,973 3,973 Total liabilities $ — $ — $ 4,575,556 $ 4,575,556 As the Company’s loans and related notes and certificates, loans held for sale, loan servicing rights, and Loan Trailing Fee liability do not trade in an active market with readily observable prices, the Company uses significant unobservable inputs to measure the fair value of these assets and liabilities. Financial instruments are categorized in the valuation hierarchy based on the significance of unobservable factors in the overall fair value measurement. These fair value estimates may also include observable, actively quoted components derived from external sources. As a result, changes in fair value for assets and liabilities within the Level 2 or Level 3 categories may include changes in fair value that were attributable to both observable and unobservable inputs. The Company did not transfer any assets or liabilities in or out of Level 3 during the years ended December 31, 2016 or 2015. Significant Unobservable Inputs The following tables present quantitative information about the significant unobservable inputs used for the Company’s Level 3 fair value measurements at December 31, 2016 and 2015: December 31, 2016 Loans, Notes and Certificates Servicing Asset/Liability Loan Trailing Fee Liability Minimum Maximum Weighted Average Minimum Maximum Weighted Average Minimum Maximum Weighted Average Discount rates 1.2 % 16.6 % 7.2 % 3.4 % 15.1 % 7.8 % 3.4 % 15.0 % 7.7 % Net cumulative expected loss rates⁽¹⁾ 0.3 % 33.9 % 14.6 % 0.3 % 33.9 % 12.8 % 0.3 % 33.9 % 13.5 % Cumulative expected prepayment rates ⁽¹⁾ 8.0 % 42.7 % 30.7 % 8.0 % 42.7 % 29.3 % 8.0 % 42.7 % 28.3 % Total market servicing rates (% per annum on outstanding principal balance) ⁽²⁾ N/A N/A N/A 0.63 % 0.90 % 0.63 % N/A N/A N/A December 31, 2015 Loans, Notes and Certificates Servicing Asset/Liability Loan Trailing Fee Liability Minimum Maximum Weighted Average Minimum Maximum Weighted Average Minimum Maximum Weighted Average Discount rates 2.9 % 17.5 % 9.0 % 3.5 % 16.3 % 9.4 % N/A N/A N/A Net cumulative expected loss rates⁽¹⁾ 0.3 % 22.0 % 9.9 % 0.3 % 22.0 % 8.8 % N/A N/A N/A Cumulative expected prepayment rates ⁽¹⁾ 23.4 % 36.4 % 30.8 % 8.0 % 36.4 % 30.5 % N/A N/A N/A Total market servicing rates (% per annum on outstanding principal balance) ⁽²⁾ N/A N/A N/A 0.57 % 0.75 % 0.57 % N/A N/A N/A N/A Not applicable ⁽¹⁾ Expressed as a percentage of the original principal balance of the loan, note or certificate. ⁽²⁾ Includes collection fees estimated to be paid to a hypothetical third-party servicer. At December 31, 2016 and 2015, the discounted cash flow methodology used to estimate the note and certificates' fair values used the same projected net cash flows as their related loans. As demonstrated by the following tables below, the fair value adjustments for loans were largely offset by the fair value adjustments of the notes and certificates due to the payment dependent design of the notes and certificates and because the principal balances of the loans were very close to the combined principal balances of the notes and certificates. The following table presents additional information about Level 3 loans, loans held for sale, notes and certificates measured at fair value on a recurring basis for the years ended December 31, 2016 and 2015: Loans Loans Held For Sale Notes and Certificates Outstanding Principal Balance Valuation Adjustment Fair Value Outstanding Principal Balance Valuation Adjustment Fair Value Outstanding Principal Balance Valuation Adjustment Fair Value Balance at December 31, 2014 $ 2,836,729 $ (38,224 ) $ 2,798,505 $ — $ — $ — $ 2,851,837 $ (38,219 ) $ 2,813,618 Purchases of loans 3,865,565 — 3,865,565 3,358,611 — 3,358,611 — — — Issuances of notes and certificates — — — — — — 3,861,995 — 3,861,995 Whole loan sales — — (3,358,611 ) — (3,358,611 ) — — — Principal payments (1,804,719 ) — (1,804,719 ) — — — (1,800,859 ) — (1,800,859 ) Charge-offs (215,904 ) 215,904 — — — — (215,804 ) 215,804 — Recoveries — (26,256 ) (26,256 ) — — — — (26,143 ) (26,143 ) Change in fair value recorded in earnings — (277,014 ) (277,014 ) — — — — (277,028 ) (277,028 ) Balance at December 31, 2015 $ 4,681,671 $ (125,590 ) $ 4,556,081 $ — $ — $ — $ 4,697,169 $ (125,586 ) $ 4,571,583 Purchases of loans 2,733,325 (656 ) 2,732,669 4,742,538 — 4,742,538 — — — Transfers from loans to loans held for sale (35,411 ) — (35,411 ) 35,411 — 35,411 Issuances of notes and certificates — — — — — — 2,681,109 — 2,681,109 Whole loan sales — — — (4,762,518 ) — (4,762,518 ) — — — Principal payments (2,391,807 ) — (2,391,807 ) (5,927 ) — (5,927 ) (2,385,234 ) — (2,385,234 ) Charge-offs (422,125 ) 422,125 — (159 ) 159 — (420,132 ) 420,132 — Recoveries — (37,277 ) (37,277 ) — — — — (36,785 ) (36,785 ) Change in fair value recorded in earnings — (512,271 ) (512,271 ) — (456 ) (456 ) — (509,778 ) (509,778 ) Balance at December 31, 2016 $ 4,565,653 $ (253,669 ) $ 4,311,984 $ 9,345 $ (297 ) $ 9,048 $ 4,572,912 $ (252,017 ) $ 4,320,895 The following table presents additional information about Level 3 servicing assets and liabilities measured at fair value on a recurring basis for the years ended December 31, 2016 and 2015: Servicing Assets Servicing Liabilities Fair value at December 31, 2014 $ 2,181 $ 3,973 Issuances ⁽¹⁾ 10,079 5,194 Changes in fair value, included in servicing fees (3,803 ) (5,194 ) Additions, included in deferred revenue 1,793 — Fair value at December 31, 2015 $ 10,250 $ 3,973 Issuances ⁽¹⁾ 16,546 3,371 Changes in fair value, included in servicing fees (5,403 ) (4,498 ) Additions, included in deferred revenue 5 — Fair value at December 31, 2016 $ 21,398 $ 2,846 ⁽¹⁾ Represents the offsets to the gains or losses on sales of the related loans, recorded in other revenue. The following table presents additional information about the Level 3 Loan Trailing Fee liability measured at fair value on a recurring basis for the year ended December 31, 2016: Year Ended December 31, 2016 Fair value at beginning of period $ — Issuances 5,843 Cash payment of Loan Trailing Fee (1,174 ) Change in fair value, included in origination and servicing 244 Fair value at end of period $ 4,913 There was no Loan Trailing Fee liability at December 31, 2015. Significant Recurring Level 3 Fair Value Asset and Liability Input Sensitivity Certain fair valuation adjustments recorded through earnings related to Level 3 instruments for the years ended December 31, 2016, 2015 and 2014. Generally, changes in the net cumulative expected loss rates, cumulative prepayment rates, and discount rates will have an immaterial net impact on the fair value of loans, notes and certificates, servicing assets and liabilities, and Loan Trailing Fees. Certain of these unobservable inputs may (in isolation) have either a directionally consistent or opposite impact on the fair value of the financial instrument for a given change in that input. When multiple inputs are used within the valuation techniques for loans, notes and certificates, servicing assets and liabilities, and Loan Trailing Fees, a change in one input in a certain direction may be offset by an opposite change from another input. A specific loan that is projected to have larger future default losses than previously estimated has lower expected future cash flows over its remaining life, which reduces its estimated fair value. Conversely, a specific loan that is projected to have smaller future default losses than previously estimated has increased expected future cash flows over its remaining life, which increases its estimated fair value. The Company’s selection of the most representative base market servicing rates for servicing assets and servicing liabilities is inherently judgmental. The Company reviewed estimated third-party servicing rates for its loans and loans in similar credit sectors, as well as market servicing benchmarking analyses provided by third-party valuation firms. The table below shows the impact on the estimated fair value of servicing assets and liabilities, calculated using different market servicing rate assumptions as of December 31, 2016 and 2015: December 31, 2016 December 31, 2015 Servicing Assets Servicing Liabilities Servicing Assets Servicing Liabilities Weighted-average market servicing rate assumptions⁽¹⁾ 0.63 % 0.63 % 0.57 % 0.57 % Change in fair value from: Servicing rate increase by 0.10% $ (5,673 ) $ 964 $ (3,504 ) $ 1,589 Servicing rate decrease by 0.10% $ 5,812 $ (825 ) $ 3,610 $ (1,483 ) ⁽¹⁾ Represents total market servicing rates, which include collection fees. Financial Instruments, Assets, and Liabilities Not Recorded at Fair Value The following tables present the fair value hierarchy for financial instruments, assets, and liabilities not recorded at fair value: December 31, 2016 Carrying Amount Level 1 Inputs Level 2 Inputs Level 3 Inputs Balance at Fair Value Assets: Cash and cash equivalents $ 515,602 $ — $ 515,602 $ — $ 515,602 Restricted cash 177,810 — 177,810 — 177,810 Servicer reserve receivable 4,938 — 4,938 — 4,938 Deposits 855 — 855 — 855 Goodwill 35,633 — — 35,633 35,633 Total assets $ 734,838 $ — $ 699,205 $ 35,633 $ 734,838 Liabilities: Accrued expenses and other liabilities $ 10,981 $ — $ — $ 10,981 $ 10,981 Accounts payable 10,889 — 10,889 — 10,889 Payables to investors 125,884 — 125,884 — 125,884 Total liabilities $ 147,754 $ — $ 136,773 $ 10,981 $ 147,754 December 31, 2015 Carrying Amount Level 1 Inputs Level 2 Inputs Level 3 Inputs Balance at Fair Value Assets: Cash and cash equivalents $ 623,531 $ — $ 623,531 $ — $ 623,531 Restricted cash 80,733 — 80,733 — 80,733 Deposits 871 — 871 — 871 Total assets $ 705,135 $ — $ 705,135 $ — $ 705,135 Liabilities: Accounts payable $ 5,542 $ — $ 5,542 $ — $ 5,542 Payables to investors 73,162 — 73,162 — 73,162 Total liabilities $ 78,704 $ — $ 78,704 $ — $ 78,704 X - ReferencesNo definition available. + Details Name: us-gaap_FairValueDisclosuresAbstract Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionThe entire disclosure for the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined), and the measurements of those instruments as well as disclosures related to the fair value of non-financial assets and liabilities. Such disclosures about the financial instruments, assets, and liabilities would include: (1) the fair value of the required items together with their carrying amounts (as appropriate); (2) for items for which it is not practicable to estimate fair value, disclosure would include: (a) information pertinent to estimating fair value (including, carrying amount, effective interest rate, and maturity, and (b) the reasons why it is not practicable to estimate fair value; (3) significant concentrations of credit risk including: (a) information about the activity, region, or economic characteristics identifying a concentration, (b) the maximum amount of loss the entity is exposed to based on the gross fair value of the related item, (c) policy for requiring collateral or other security and information as to accessing such collateral or security, and (d) the nature and brief description of such collateral or security; (4) quantitative information about market risks and how such risks are managed; (5) for items measured on both a recurring and nonrecurring basis information regarding the inputs used to develop the fair value measurement; and (6) for items presented in the financial statement for which fair value measurement is elected: (a) information necessary to understand the reasons for the election, (b) discussion of the effect of fair value changes on earnings, (c) a description of [similar groups] items for which the election is made and the relation thereof to the balance sheet, the aggregate carrying value of items included in the balance sheet that are not eligible for the election; (7) all other required (as defined) and desired information. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 820 -SubTopic 10 -Section 50 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=66048111&loc=d3e19207-110258 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 825 -SubTopic 10 -Section 50 -Paragraph 30 -URI http://asc.fasb.org/extlink&oid=6957238&loc=d3e14172-108612 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 825 -SubTopic 10 -Section 50 -Paragraph 28 -URI http://asc.fasb.org/extlink&oid=6957238&loc=d3e14064-108612 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 825 -SubTopic 10 -Section 50 -Paragraph 21 -URI http://asc.fasb.org/extlink&oid=73719730&loc=d3e13537-108611 Reference 5: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 825 -SubTopic 10 -Section 50 -Paragraph 16 -URI http://asc.fasb.org/extlink&oid=73719730&loc=d3e13504-108611 Reference 6: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 825 -SubTopic 10 -Section 50 -Paragraph 10 -URI http://asc.fasb.org/extlink&oid=73719730&loc=d3e13433-108611 + Details Name: us-gaap_FairValueDisclosuresTextBlock Namespace Prefix: us-gaap_ Data Type: nonnum:textBlockItemType Balance Type: na Period Type: duration XML 31 R14.htm IDEA: XBRL DOCUMENT v3.6.0.2 Property, Equipment and Software, Net 12 Months Ended Dec. 31, 2016 Property, Plant and Equipment [Abstract] Property, Equipment and Software, Net Property, Equipment and Software, Net Property, equipment and software, net, consist of the following: December 31, 2016 2015 Internally developed software ⁽¹⁾ $ 75,202 $ 40,709 Leasehold improvements 22,637 11,559 Computer equipment 18,080 14,076 Purchased software 7,598 5,336 Furniture and fixtures 6,827 5,086 Construction in progress 707 2,870 Total property, equipment and software 131,051 79,636 Accumulated depreciation and amortization (41,788 ) (23,706 ) Total property, equipment and software, net $ 89,263 $ 55,930 ⁽¹⁾ Includes $7.4 million and $459 thousand in construction in progress as of December 31, 2016 and 2015, respectively. Depreciation and amortization expense on property, equipment and software was $25.1 million, $16.2 million and $6.4 million for the years ended December 31, 2016, 2015 and 2014, respectively. The Company recorded impairment expense of $1.1 million, $0.6 million and $0.5 million, included in other general and administrative expense in the consolidated statements of operations, for the years ended December 31, 2016, 2015 and 2014, respectively. X - ReferencesNo definition available. + Details Name: us-gaap_PropertyPlantAndEquipmentAbstract Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionThe entire disclosure for long-lived, physical assets used in the normal conduct of business and not intended for resale. Includes, but is not limited to, accounting policies and methodology, roll forwards, depreciation, depletion and amortization expense, including composite depreciation, accumulated depreciation, depletion and amortization expense, useful lives and method used, income statement disclosures, assets held for sale and public utility disclosures. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.13-14) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 205 -SubTopic 20 -Section 50 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=64827811&loc=d3e1361-107760 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 360 -SubTopic 10 -Section 50 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=64862545&loc=d3e2921-110230 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 360 -SubTopic 10 -Section 50 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=6391035&loc=d3e2868-110229 + Details Name: us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock Namespace Prefix: us-gaap_ Data Type: nonnum:textBlockItemType Balance Type: na Period Type: duration XML 32 R15.htm IDEA: XBRL DOCUMENT v3.6.0.2 Other Assets 12 Months Ended Dec. 31, 2016 Deferred Costs, Capitalized, Prepaid, and Other Assets Disclosure [Abstract] Other Assets Other Assets Other assets consist of the following: December 31, 2016 2015 Loan servicing assets, at fair value $ 21,398 $ 10,250 Prepaid expenses 16,960 16,283 Other investments 10,372 250 Accounts receivable 7,572 4,976 Servicer reserve receivable 4,938 — Tenant improvement receivable 3,290 778 Receivable from investors 1,566 1,117 Deferred financing costs 1,032 1,296 Deposits 855 871 Due from related parties ⁽¹⁾ 476 655 Deferred acquisition compensation 349 1,521 Other 836 416 Total other assets $ 69,644 $ 38,413 ⁽¹⁾ Represents management fees due to LCA from certain private funds for which LCA acts as the general partner. X - ReferencesNo definition available. + Details Name: us-gaap_DeferredCostsCapitalizedPrepaidAndOtherAssetsDisclosureAbstract Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionThe entire disclosure for other assets. This disclosure includes other current assets and other noncurrent assets. + ReferencesNo definition available. + Details Name: us-gaap_OtherAssetsDisclosureTextBlock Namespace Prefix: us-gaap_ Data Type: nonnum:textBlockItemType Balance Type: na Period Type: duration XML 33 R16.htm IDEA: XBRL DOCUMENT v3.6.0.2 Intangible Assets and Goodwill 12 Months Ended Dec. 31, 2016 Goodwill and Intangible Assets Disclosure [Abstract] Intangible Assets and Goodwill Intangible Assets and Goodwill Intangible Assets Intangible assets consist of the following: December 31, 2016 Gross Carrying Value Accumulated Amortization Net Carrying Value Customer relationships $ 39,500 $ (13,329 ) $ 26,171 Technology 400 (360 ) 40 Brand name 300 (300 ) — Total intangible assets $ 40,200 $ (13,989 ) $ 26,211 December 31, 2015 Gross Carrying Value Accumulated Amortization Net Carrying Value Customer relationships $ 39,500 $ (8,702 ) $ 30,798 Technology 400 (227 ) 173 Brand name 300 (300 ) — Total intangible assets $ 40,200 $ (9,229 ) $ 30,971 The customer relationship intangible assets are amortized on an accelerated basis over a 14 year period. The technology and brand name intangible assets are amortized on a straight line basis over three years and one year, respectively. The weighted-average amortization period for total intangibles is 13.8 years. Amortization expense associated with intangible assets for the years ended December 31, 2016, 2015 and 2014 was $4.8 million, $5.3 million and $3.9 million, respectively. The expected future amortization expense for intangible assets as of December 31, 2016, is as follows: 2017 $ 4,287 2018 3,872 2019 3,498 2020 3,122 2021 2,746 Thereafter 8,686 Total $ 26,211 Goodwill Goodwill consists of the following: Balance at December 31, 2014 $ 72,592 Other changes in goodwill 91 Balance at December 31, 2015 72,683 Goodwill impairment (37,050 ) Balance at December 31, 2016 $ 35,633 The Company's annual goodwill impairment testing date is April 1. In testing for potential impairment of goodwill, management performed an assessment of each of the Company's reporting units (generally defined as the Company's businesses for which financial information is available and reviewed regularly by management). Only the education and patient finance reporting unit contains goodwill. The Company's annual goodwill impairment analysis resulted in an impairment charge of $37.1 million for the year ended December 31, 2016. The first step of the analysis is to compare the reporting unit’s estimated fair value to its carrying value. Estimating the fair value of the education and patient finance reporting unit was a subjective process involving the use of estimates and judgments, particularly related to future cash flows, discount rates (including market risk premiums) and market valuation multiples. The fair value of the reporting unit was determined using the income approach and the market approach, each a commonly used valuation technique. The Company gave consideration to each valuation technique, as either technique can be an indicator of fair value. For the income approach, the Company estimated future cash flows and used such cash flows in a discounted cash flow model (DCF model). A DCF model was selected to be comparable to what would be used by market participants to estimate fair value. The DCF model incorporated expected future growth rates, terminal value amounts, and the applicable weighted-average cost of capital to discount estimated cash flows. The projections used in the estimate of fair value are consistent with the Company’s current forecast and long-range plans for this reporting unit. For the market approach, the valuation of the reporting unit was based on an analysis of enterprise value to revenue and enterprise value to EBITDA valuation multiples. The peer group valuation multiples used in the analysis were selected based on management’s judgment. The second step of the analysis includes allocating the estimated fair value (determined in the first step) of the reporting unit to its assets and liabilities to determine an implied fair value of goodwill. The implied fair value of goodwill was determined in the same manner as the amount of goodwill recognized in an acquisition. That is, the estimated fair value of the reporting unit was allocated to all of the assets and liabilities of the unit (including unrecognized intangibles such as provider relationships) as if the reporting unit had been acquired and the estimated fair value was the purchase price paid. The Company did not record any goodwill impairment expense for the years ended December 31, 2015 or 2014. X - ReferencesNo definition available. + Details Name: us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionThe entire disclosure for the aggregate amount of goodwill and a description of intangible assets, which may include (a) for amortizable intangible assets (also referred to as finite-lived intangible assets), the carrying amount, the amount of any significant residual value, and the weighted-average amortization period, (b) for intangible assets not subject to amortization (also referred to as indefinite-lived intangible assets), the carrying amount, and (c) the amount of research and development assets acquired and written off in the period, including the line item in the income statement in which the amounts written off are aggregated, if not readily apparent from the income statement. Also discloses (a) for amortizable intangibles assets in total and by major class, the gross carrying amount and accumulated amortization, the total amortization expense for the period, and the estimated aggregate amortization expense for each of the five succeeding fiscal years, (b) for intangible assets not subject to amortization the carrying amount in total and by major class, and (c) for goodwill, in total and for each reportable segment, the changes in the carrying amount of goodwill during the period (including the aggregate amount of goodwill acquired, the aggregate amount of impairment losses recognized, and the amount of goodwill included in the gain (loss) on disposal of a reporting unit). If any part of goodwill has not been allocated to a reportable segment, discloses the unallocated amount and the reasons for not allocating. For each impairment loss recognized related to an intangible asset (excluding goodwill), discloses: (a) a description of the impaired intangible asset and the facts and circumstances leading to the impairment, (b) the amount of the impairment loss and the method for determining fair value, (c) the caption in the income statement or the statement of activities in which the impairment loss is aggregated, and (d) the segment in which the impaired intangible asset is reported. For each goodwill impairment loss recognized, discloses: (a) a description of the facts and circumstances leading to the impairment, (b) the amount of the impairment loss and the method of determining the fair value of the associated reporting unit, and (c) if a recognized impairment loss is an estimate not finalized and the reasons why the estimate is not final. May also disclose the nature and amount of any significant adjustments made to a previous estimate of an impairment loss. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 350 -SubTopic 30 -Section 50 -Paragraph 3 -URI http://asc.fasb.org/extlink&oid=66006027&loc=d3e16373-109275 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 350 -SubTopic 30 -Section 50 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=66006027&loc=d3e16265-109275 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 350 -SubTopic 30 -Section 50 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=66006027&loc=d3e16323-109275 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 350 -SubTopic 20 -Section 50 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=35741047&loc=d3e13816-109267 Reference 5: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 350 -SubTopic 20 -Section 50 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=35741047&loc=d3e13854-109267 + Details Name: us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock Namespace Prefix: us-gaap_ Data Type: nonnum:textBlockItemType Balance Type: na Period Type: duration XML 34 R17.htm IDEA: XBRL DOCUMENT v3.6.0.2 Accrued Expenses and Other Liabilities 12 Months Ended Dec. 31, 2016 Payables and Accruals [Abstract] Accrued Expenses and Other Liabilities Accrued Expenses and Other Liabilities Accrued expenses and other liabilities consist of the following: December 31, 2016 2015 Accrued compensation ⁽¹⁾ $ 27,009 $ 28,780 Accrued expenses 19,734 14,054 Deferred rent 11,638 4,615 Transaction fee refund reserve 9,098 578 Loan Trailing Fee liability, at fair value 4,913 — Loan servicing liabilities, at fair value 2,846 3,973 Deferred revenue 2,556 2,551 Credit loss coverage reserve 2,529 — Reimbursement payable to limited partners of LCA private funds 2,313 — Payable to issuing bank 1,658 955 Deferred tax liability — 3,446 Contingent liabilities — 700 Other 1,325 1,591 Total accrued expenses and other liabilities $ 85,619 $ 61,243 ⁽¹⁾ Includes accrued cash retention awards of $3.0 million as of December 31, 2016. See “Note 15. Employee Incentive and Retirement Plans” for additional information on the Company's Cash Retention Plan. X - DefinitionThe entire disclosure for accounts payable and accrued liabilities at the end of the reporting period. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.19(a),20,24) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 + Details Name: us-gaap_AccountsPayableAndAccruedLiabilitiesDisclosureTextBlock Namespace Prefix: us-gaap_ Data Type: nonnum:textBlockItemType Balance Type: na Period Type: duration X - ReferencesNo definition available. + Details Name: us-gaap_PayablesAndAccrualsAbstract Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration XML 35 R18.htm IDEA: XBRL DOCUMENT v3.6.0.2 Accumulated Other Comprehensive Loss 12 Months Ended Dec. 31, 2016 Equity [Abstract] Accumulated Other Comprehensive Loss Accumulated Other Comprehensive Loss Accumulated other comprehensive loss represents other cumulative gains and losses that are not reflected in earnings. The components of other comprehensive income (loss) were as follows: Year Ended December 31, 2016 Before Tax Tax Effect Net of Tax Change in net unrealized losses on securities available for sale $ 1,515 $ 611 $ 904 Other comprehensive income $ 1,515 $ 611 $ 904 Year Ended December 31, 2015 Before Tax Tax Effect Net of Tax Change in net unrealized losses on securities available for sale $ (1,671 ) $ — $ (1,671 ) Other comprehensive loss $ (1,671 ) $ — $ (1,671 ) Accumulated other comprehensive loss balances were as follows: Total Accumulated Other Comprehensive Loss Balance at December 31, 2014 $ — Change in net unrealized losses on securities available for sale (1,671 ) Balance at December 31, 2015 $ (1,671 ) Change in net unrealized losses on securities available for sale 904 Balance at December 31, 2016 $ (767 ) The Company did not have any items of other comprehensive income (loss) during the year ended December 31, 2014. X - DefinitionThe entire disclosure for comprehensive income, which includes, but is not limited to, 1) the amount of income tax expense or benefit allocated to each component of other comprehensive income, including reclassification adjustments, 2) the reclassification adjustments for each classification of other comprehensive income and 3) the ending accumulated balances for each component of comprehensive income. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 220 -SubTopic 10 -Section 45 -Paragraph 15 -URI http://asc.fasb.org/extlink&oid=66004124&loc=d3e689-108580 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 220 -SubTopic 10 -Section 45 -Paragraph 1A -URI http://asc.fasb.org/extlink&oid=66004124&loc=SL7669619-108580 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 220 -SubTopic 10 -Section 45 -Paragraph 12 -URI http://asc.fasb.org/extlink&oid=66004124&loc=d3e640-108580 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 220 -SubTopic 10 -Section 45 -Paragraph 17 -URI http://asc.fasb.org/extlink&oid=66004124&loc=d3e716-108580 Reference 5: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 220 -SubTopic 10 -Section 45 -Paragraph 16 -URI http://asc.fasb.org/extlink&oid=66004124&loc=d3e709-108580 Reference 6: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 505 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.3-04) -URI http://asc.fasb.org/extlink&oid=27012166&loc=d3e187085-122770 Reference 7: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 220 -SubTopic 10 -Section 45 -Paragraph 11 -URI http://asc.fasb.org/extlink&oid=66004124&loc=d3e637-108580 Reference 8: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 220 -SubTopic 10 -Section 45 -Paragraph 14 -URI http://asc.fasb.org/extlink&oid=66004124&loc=d3e681-108580 Reference 9: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Glossary Reclassification Adjustments -URI http://asc.fasb.org/extlink&oid=6522872 + Details Name: us-gaap_ComprehensiveIncomeNoteTextBlock Namespace Prefix: us-gaap_ Data Type: nonnum:textBlockItemType Balance Type: na Period Type: duration X - ReferencesNo definition available. + Details Name: us-gaap_EquityAbstract Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration XML 36 R19.htm IDEA: XBRL DOCUMENT v3.6.0.2 Debt 12 Months Ended Dec. 31, 2016 Debt Disclosure [Abstract] Debt Debt Revolving Credit Facility On December 17, 2015, the Company entered into a credit and guaranty agreement with several lenders for an aggregate $120.0 million unsecured revolving credit facility (Credit Facility). In connection with the credit agreement, the Company entered into a pledge and security agreement with Morgan Stanley Senior Funding, Inc., as collateral agent. Proceeds of loans made under the Credit Facility may be borrowed, repaid and reborrowed until December 17, 2020. Repayment of any outstanding proceeds are payable on December 17, 2020, but may be prepaid without penalty. Borrowings under the Credit Facility bear interest, at the Company’s option, at an annual rate based on LIBOR rate plus a spread of 1.75% to 2.00%, which is fixed for a Company-selected interest period of one, two, three, six or 12 months, or at an alternative base rate (which is tied to either the prime rate, federal funds effective rate, or the adjusted eurocurrency rate, as defined in the credit agreement). Base rate borrowings may be prepaid at any time without penalty, however pre-payment of LIBOR-based borrowings before the end of the selected interest period may result in the Company incurring expense to compensate the lenders for their funding costs through the end of the interest period. Interest is payable quarterly. Additionally, the Company is required to pay a quarterly commitment fee to the lenders of between 0.25% and 0.375% per annum, depending on the Company’s total net leverage ratio, on the average undrawn portion available under the revolving loan facility. The Credit Facility and pledge and security agreement contain certain covenants applicable to the Company, including restrictions on the Company’s ability to pay dividends, incur indebtedness, pledge our assets, merge or consolidate, make investments, and enter into certain affiliate transactions. The Credit Facility also requires the Company to maintain a maximum total net leverage ratio (defined as the ratio of net debt to Adjusted EBITDA, on a consolidated basis for the four most recent Fiscal Quarter periods) of 4.00:1.00 initially, and which decreases over the term of the Credit Facility to 3.00:1.00 on and after June 30, 2018 (on a consolidated basis). As of December 31, 2016 and 2015, the total net leverage ratio, calculated as defined in the Credit Facility, was 0%. The Company did not have any loans outstanding under the Credit Facility during the years ended December 31, 2016 and 2015. The Company incurred $1.3 million of capitalized debt issuance costs, which will be recognized as interest expense through December 17, 2020. Term Loan On April 16, 2014, the Company entered into a credit and guaranty agreement with several lenders for an aggregate $50.0 million Term Loan. In connection with the credit agreement, the Company entered into a pledge and security agreement with Morgan Stanley Senior Funding, Inc., as collateral agent. The Term Loan was outstanding for 245 days in 2014 and was fully repaid and extinguished on December 17, 2014. For the year ended December 31, 2014, the Company incurred interest expense on the Term Loan of $2.3 million, which included expense related to writing off capitalized debt issuance costs. The weighted-average interest rate on the Term Loan was 2.59% for the period the loan was outstanding in 2014. X - ReferencesNo definition available. + Details Name: us-gaap_DebtDisclosureAbstract Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionThe entire disclosure for information about short-term and long-term debt arrangements, which includes amounts of borrowings under each line of credit, note payable, commercial paper issue, bonds indenture, debenture issue, own-share lending arrangements and any other contractual agreement to repay funds, and about the underlying arrangements, rationale for a classification as long-term, including repayment terms, interest rates, collateral provided, restrictions on use of assets and activities, whether or not in compliance with debt covenants, and other matters important to users of the financial statements, such as the effects of refinancing and noncompliance with debt covenants. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 505 -SubTopic 10 -Section 50 -Paragraph 3 -URI http://asc.fasb.org/extlink&oid=6928386&loc=d3e21475-112644 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.19,20,22) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 + Details Name: us-gaap_DebtDisclosureTextBlock Namespace Prefix: us-gaap_ Data Type: nonnum:textBlockItemType Balance Type: na Period Type: duration XML 37 R20.htm IDEA: XBRL DOCUMENT v3.6.0.2 Secured Borrowings 12 Months Ended Dec. 31, 2016 Receivables [Abstract] Secured Borrowings Secured Borrowings During the second quarter of 2016, the Company repurchased $22.3 million of near-prime loans from a single institutional investor that did not meet a non-credit, non-pricing requirement of the investor, of which $15.1 million were originally sold to the investor prior to March 31, 2016. As a result, these loans were accounted for as secured borrowings at March 31, 2016. During the second quarter of 2016, the Company resold the loans to a different investor at par. This subsequent transfer qualified for sale accounting treatment, and the loans were removed from the Company's consolidated balance sheet and the secured borrowings liability was reduced to zero in the second quarter of 2016. There were no secured borrowing liabilities as of December 31, 2016. X - ReferencesNo definition available. + Details Name: us-gaap_ReceivablesAbstract Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionThe entire disclosure for a transferor's continuing involvement in financial assets that it has transferred in a securitization or asset-backed financing arrangement, the nature of any restrictions on assets reported by an entity in its statement of financial position that relate to a transferred financial asset (including the carrying amounts of such assets), how servicing assets and servicing liabilities are reported, and (for securitization or asset-backed financing arrangements accounted for as sales) when a transferor has continuing involvement with the transferred financial assets and transfers of financial assets accounted for as secured borrowings, how the transfer of financial assets affects an entity's financial position, financial performance, and cash flows. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 860 -SubTopic 20 -Section 50 -Paragraph 3 -URI http://asc.fasb.org/extlink&oid=64830801&loc=d3e107207-111719 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 860 -SubTopic 50 -Section 50 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=68078379&loc=d3e122596-111746 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 860 -SubTopic 50 -Section 50 -Paragraph 4 -URI http://asc.fasb.org/extlink&oid=68078379&loc=d3e122739-111746 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 860 -SubTopic 50 -Section 50 -Paragraph 3 -URI http://asc.fasb.org/extlink&oid=68078379&loc=d3e122625-111746 Reference 5: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 860 -SubTopic 10 -Section 50 -Paragraph 4 -URI http://asc.fasb.org/extlink&oid=65883692&loc=SL6226446-111709 Reference 6: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 860 -SubTopic 20 -Section 50 -Paragraph 4 -URI http://asc.fasb.org/extlink&oid=64830801&loc=d3e107314-111719 Reference 7: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 860 -SubTopic 10 -Section 50 -Paragraph 3 -URI http://asc.fasb.org/extlink&oid=65883692&loc=SL6226443-111709 + Details Name: us-gaap_TransfersAndServicingOfFinancialAssetsTextBlock Namespace Prefix: us-gaap_ Data Type: nonnum:textBlockItemType Balance Type: na Period Type: duration XML 38 R21.htm IDEA: XBRL DOCUMENT v3.6.0.2 Stockholders' Equity 12 Months Ended Dec. 31, 2016 Equity [Abstract] Stockholders' Equity Stockholders’ Equity Initial Public Offering In December 2014, the Company closed its IPO of 66,700,000 shares of its common stock, which included shares registered to cover an option to purchase additional shares that it granted to the underwriters of the IPO and selling stockholders. The public offering price of the shares sold in the offering was $15.00 per share. The Company did not receive any proceeds from the sales of shares by the selling stockholders. The total gross proceeds from the offering were $1.0 billion. After deducting underwriting discounts and commissions, offering expenses and proceeds to the selling stockholders, the aggregate net proceeds received by the Company totaled approximately $827.7 million. Convertible Preferred Stock As of January 1, 2014, the Company had the following shares of preferred stock authorized and outstanding: Designated Shares Issued and Outstanding Shares Aggregate Liquidation Preference Amount Series A 68,025,100 66,100,340 $ 17,599 $ 17,402 Series B 65,642,104 65,577,300 12,268 12,164 Series C 62,486,436 62,486,436 24,490 24,388 Series D 36,030,712 36,030,712 32,044 31,943 Series E 14,285,712 10,000,000 17,500 17,347 Total convertible preferred stock 246,470,064 240,194,788 $ 103,901 $ 103,244 In connection with the Springstone acquisition in April, 2014, the Company sold an aggregate of 6,390,556 shares of its Series F convertible preferred stock, par value $0.01 per share (Financing Shares) for aggregate gross proceeds of approximately $65.0 million, pursuant to a Series F Preferred Stock Purchase Agreement. The Company sold the Financing Shares pursuant to an exemption from registration under Section 4(a)(2) of the Securities Act of 1933, as amended; all investors in the financing were accredited investors and the Company made no general solicitation for the sale of the Financing Shares. The Financing Shares were convertible into shares of common stock, par value $0.01 per share, on a one-for-one basis, as adjusted from time to time pursuant to the anti-dilution provisions of the Company’s Restated Certificate of Incorporation. In connection with the sale of Series F convertible preferred stock in April 2014, the Company filed a Restated Certificate of Incorporation with the State of Delaware, which increased the total number of shares that it was authorized to issue from 606,470,064 shares to 622,614,174. Of the 622,614,174 shares authorized, 372,000,000 shares were designated as common stock and 250,614,174 shares were designated as preferred stock. Immediately prior to the completion of the Company’s IPO, all shares of its outstanding convertible preferred stock automatically converted, on a one-for-one basis, into 249,601,435 shares of the Company’s common stock. All shares of authorized convertible preferred stock also automatically converted, on a one-for-one basis, into 250,614,174 authorized shares of the Company’s common stock. On December 16, 2014, the Company filed a Restated Certificate of Incorporation with the State of Delaware, which increased the total number of shares that it was authorized to issue from 622,614,174 shares to 910,000,000. Of the 910,000,000 shares authorized, 900,000,000 shares were designated as common stock and 10,000,000 shares were designated as preferred stock. Share Repurchases On February 9, 2016, the board of directors approved a share repurchase program under which Lending Club may repurchase up to $150.0 million of the Company’s common shares in open market or privately negotiated transactions in compliance with Securities and Exchange Act Rule 10b-18. This repurchase plan was valid for one year and did not obligate the Company to acquire any particular amount of common stock. In the first quarter of 2016, the Company repurchased 2,282,700 shares of its common stock at a weighted average purchase price of $8.52 per share for an aggregate purchase price of $19.5 million. There were no shares repurchased during the second, third or fourth quarters of 2016. Common Stock Reserved for Future Issuance As of December 31, 2016 and 2015, the Company had shares of common stock reserved for future issuance as follows: December 31, 2016 2015 Options and unvested RSUs outstanding 62,082,821 52,652,310 Available for future stock option and RSU grants 28,449,336 33,560,939 Available for ESPP 5,408,441 2,589,991 Total reserved for future issuance 95,940,598 88,803,240 X - ReferencesNo definition available. + Details Name: us-gaap_EquityAbstract Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionThe entire disclosure for shareholders' equity comprised of portions attributable to the parent entity and noncontrolling interest, including other comprehensive income. Includes, but is not limited to, balances of common stock, preferred stock, additional paid-in capital, other capital and retained earnings, accumulated balance for each classification of other comprehensive income and amount of comprehensive income. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section S99 -Paragraph 4 -Subparagraph (SAB Topic 4.E) -URI http://asc.fasb.org/extlink&oid=27010918&loc=d3e74567-122707 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 505 -SubTopic 10 -Section 50 -Paragraph 4 -URI http://asc.fasb.org/extlink&oid=6928386&loc=d3e21484-112644 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(29)) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 505 -SubTopic 10 -Section 50 -Paragraph 5 -URI http://asc.fasb.org/extlink&oid=6928386&loc=d3e21488-112644 Reference 5: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 235 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.4-08(e)) -URI http://asc.fasb.org/extlink&oid=26873400&loc=d3e23780-122690 Reference 6: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(31)) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 Reference 7: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 505 -SubTopic 10 -Section S99 -Paragraph 4 -Subparagraph (SAB Topic 4.C) -URI http://asc.fasb.org/extlink&oid=27012166&loc=d3e187143-122770 Reference 8: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(30)) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 Reference 9: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 505 -SubTopic 10 -Section 50 -Paragraph 6 -URI http://asc.fasb.org/extlink&oid=6928386&loc=d3e21506-112644 Reference 10: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 235 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.4-08(d)) -URI http://asc.fasb.org/extlink&oid=26873400&loc=d3e23780-122690 Reference 11: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 505 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.3-04) -URI http://asc.fasb.org/extlink&oid=27012166&loc=d3e187085-122770 Reference 12: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 505 -SubTopic 30 -Section 50 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=6405834&loc=d3e23285-112656 Reference 13: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 505 -SubTopic 10 -Section 50 -Paragraph 3 -URI http://asc.fasb.org/extlink&oid=6928386&loc=d3e21475-112644 Reference 14: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Glossary Preferred Stock -URI http://asc.fasb.org/extlink&oid=6521494 Reference 15: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 505 -SubTopic 10 -Section 50 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=6928386&loc=d3e21463-112644 Reference 16: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 505 -SubTopic 10 -Section 50 -Paragraph 11 -URI http://asc.fasb.org/extlink&oid=6928386&loc=d3e21564-112644 + Details Name: us-gaap_StockholdersEquityNoteDisclosureTextBlock Namespace Prefix: us-gaap_ Data Type: nonnum:textBlockItemType Balance Type: na Period Type: duration XML 39 R22.htm IDEA: XBRL DOCUMENT v3.6.0.2 Employee Incentive and Retirement Plans 12 Months Ended Dec. 31, 2016 Disclosure of Compensation Related Costs, Share-based Payments [Abstract] Employee Incentive and Retirement Plans Employee Incentive and Retirement Plans The Company’s equity incentive plans provide for granting stock options and RSUs to employees, consultants, officers and directors. In addition, the Company offers a retirement plan and an ESPP to eligible employees. Stock-based compensation expense was as follows for the periods presented: Year Ended December 31, 2016 2015 2014 Stock options $ 23,203 $ 30,717 $ 27,100 RSUs 41,737 9,185 — ESPP 1,686 1,904 104 Stock issued related to acquisition 2,575 9,416 9,946 Total stock-based compensation expense $ 69,201 $ 51,222 $ 37,150 The following table presents the Company’s stock-based compensation expense recorded in the consolidated statements of operations: Year Ended December 31, 2016 2015 2014 Sales and marketing $ 7,546 $ 7,250 $ 5,476 Origination and servicing 4,159 2,735 1,653 Engineering and product development 19,858 11,335 6,445 Other general and administrative 37,638 29,902 23,576 Total stock-based compensation expense $ 69,201 $ 51,222 $ 37,150 The Company capitalized $9.8 million, $4.4 million and $1.9 million of stock-based compensation expense associated with developing software for internal use during the years ended December 31, 2016, 2015, and 2014, respectively. In addition, the Company recognized $0.2 million in tax deficits and $0.7 million in tax benefits from exercised stock options and RSUs in 2016 and 2015, respectively. There was no net income tax benefit recognized relating to stock-based compensation expense and no tax benefits have been realized from exercised stock options and RSUs due to the full valuation allowance during 2014. Stock-based compensation expense included $0.1 million, $0.3 million and $3.0 million for the accelerated vesting of stock options that were accounted for as stock option modifications for the years ended December 31, 2016, 2015, and 2014, respectively. In the second quarter of 2016, the board of directors or the compensation committee of the board of directors, as appropriate, approved incentive retention awards to certain members of the executive management team and other key personnel. These incentive awards consisted of an aggregate of $16.3 million of RSUs and $18.6 million of cash. These incentive retention awards will be recognized as compensation expense ratably through May 2017. The cash retention awards were granted under the Cash Retention Plan. Under the terms of the Cash Retention Plan, employees who received an award will be eligible to earn a cash retention bonus on the terms and in the amounts specified in their respective cash retention bonus award agreement, subject to continued services and other vesting requirements set forth in such agreement. Funds associated with the remaining retention liability as of December 31, 2016, are held in a Rabbi Trust established under the Cash Retention Plan and recorded as restricted cash on the Company's consolidated balance sheets. Equity Incentive Plans The Company has two equity incentive plans: the 2007 Stock Incentive Plan (2007 Plan) and the 2014 Equity Incentive Plan (2014 Plan). Upon the Company’s IPO in 2014, the 2007 Plan was terminated and all shares that remained available for future issuance under the 2007 Plan at that time were transferred to the 2014 Plan. As of December 31, 2016, 24,672,201 options to purchase common stock granted under the 2007 Plan remain outstanding. As of December 31, 2016, the total number of shares reserved for future grants under the 2014 Plan was 28,449,336 shares, including shares transferred from the 2007 Plan. Stock Options The following table summarizes the activities for the Company’s stock options during 2016: Number of Options Weighted- Average Exercise Price Per Share Weighted-Average Remaining Contractual Life (in years) Aggregate Intrinsic Value ⁽¹⁾ Outstanding at December 31, 2015 48,208,911 $ 3.60 Granted 7,482,011 $ 7.22 Exercised (15,102,640 ) $ 0.90 Forfeited/Expired (9,919,105 ) $ 6.78 Outstanding at December 31, 2016 30,669,177 $ 4.79 6.6 $ 56,379 Vested and expected to vest at December 31, 2016 30,580,231 $ 4.78 6.6 $ 56,385 Exercisable at December 31, 2016 20,105,340 $ 3.59 5.8 $ 52,886 ⁽¹⁾ The aggregate intrinsic value is calculated as the difference between the exercise price of the underlying awards and the Company’s closing stock price of $5.25 as reported on the New York Stock Exchange on December 31, 2016. For the year ended December 31, 2016, the Company granted service-based stock options to purchase 7,482,011 shares of common stock with a weighted average exercise price of $7.22 per share, a weighted average grant date fair value of $3.61 per option share and an aggregate estimated fair value of $27.0 million. Stock options granted during the year ended December 31, 2016 included 265,987 shares of fully vested stock options granted in lieu of cash bonuses to be paid to certain employees for the 2015 performance period. In the third quarter of 2016, a portion of these options were modified and the cash bonuses were paid. For the year ended December 31, 2015, the Company granted service-based stock options to purchase 1,164,929 shares of common stock with a weighted average exercise price of $20.00 per option share, a weighted average grant date fair value of $9.80 per option share and an aggregate estimated fair value of $11.4 million. For the year ended December 31, 2014, the Company granted service-based stock options to purchase 22,081,243 shares of common stock with a weighted average exercise price of $6.74 per option share, a weighted average grant date fair value of $4.62 per option share and an aggregate estimated fair value of $102.1 million. The aggregate intrinsic value of options exercised was $74.4 million, $103.5 million and $48.6 million for the years ended December 31, 2016, 2015, and 2014, respectively. The total fair value of stock options vested for the years ended December 31, 2016, 2015, and 2014 was $32.9 million, $36.8 million and $19.6 million, respectively. As of December 31, 2016, the total unrecognized compensation cost, net of forfeitures, related to outstanding stock options was $40.0 million, which is expected to be recognized over the next 2.4 years. The Company uses the Black-Scholes option pricing model to estimate the fair value of stock options granted with the following assumptions: Year Ended December 31, 2016 2015 2014 Expected dividend yield — — — Weighted-average assumed stock price volatility 51.6 % 49.4 % 53.5 % Weighted-average risk-free interest rate 1.34 % 1.61 % 1.88 % Weighted-average expected life (in years) 6.15 6.25 6.35 Restricted Stock Units The following table summarizes the activities for the Company’s RSUs during the year ending December 31, 2016: Number of Units Weighted- Average Grant Date Fair Value Unvested at December 31, 2015 4,443,399 $ 15.23 Granted 36,539,761 $ 6.12 Vested (3,891,315 ) $ 9.57 Forfeited/expired (5,678,201 ) $ 8.16 Unvested at December 31, 2016 31,413,644 $ 6.61 Expected to vest after December 31, 2016 30,796,185 $ 6.62 As of December 31, 2016, the Company granted 36,539,761 RSUs with an aggregate fair value of $223.5 million. As of December 31, 2016, there was $187.2 million of unrecognized compensation cost, net of forfeitures, related to unvested RSUs, which is expected to be recognized over the next 3.1 years. Employee Stock Purchase Plan The Company’s ESPP became effective on December 11, 2014. The Company's ESPP allows eligible employees to purchase shares of the Company’s common stock at a discount through payroll deductions, subject to plan limitations. Payroll deductions are accumulated during six-month offering periods. The purchase price for each share of common stock is 85% of the lower of the fair market value of the common stock on the first business day of the offering period or on the last business day of the offering period. The Company's employees purchased 1,508,513 and 410,009 shares of common stock under the ESPP during the years ended December 31, 2016 and 2015, respectively. The Company did not purchase any shares under the ESPP during the year ended December 31, 2014. As of December 31, 2016, 2015, and 2014, a total of 5,408,441, 2,589,991 and 3,000,000 shares remain reserved for future issuance, respectively. The fair value of stock purchase rights granted to employees under the ESPP is measured on the grant date using the Black-Scholes option pricing model. The compensation expense related to ESPP purchase rights is recognized on a straight-line basis, net of estimated forfeitures, over the 6-month requisite service period. We used the following assumptions in estimating the fair value of the grants under the ESPP which are derived using the same methodology applied to stock option assumptions: Year Ended December 31, 2016 2015 2014 Expected dividend yield — — — Weighted-average assumed stock price volatility 50.1 % 43.7 % 48.2 % Weighted-average risk-free interest rate 0.51 % 0.23 % 0.09 % Weighted-average expected life (in years) 0.50 0.46 0.50 For the years ended December 31, 2016, 2015, and 2014, the dates of the assumptions were May 11, 2016 and November 11, 2016, June 11, 2015 and November 11, 2015, and December 11, 2014 (initial offering period), respectively. Stock Issued Related to Acquisition As part of the Springstone acquisition, the sellers received shares of the Company’s Series F convertible preferred stock having an aggregate value of $25.0 million (Share Consideration). $22.1 million of the Share Consideration is subject to certain vesting and forfeiture conditions over a three-year period for key continuing employees. This is accounted for as a compensation agreement and expensed over the three-year vesting period. In conjunction with the conversion of preferred stock upon the IPO, these preferred shares were converted into common shares. Retirement Plan Upon completing 90 days of service, employees may participate in the Company’s qualified retirement plan that is governed by section 401(k) of the IRS Code. Participants may elect to contribute a portion of their annual compensation up to the maximum limit allowed by federal tax law. In the first quarter of 2016, the Company approved an employer match of up to 4% of an employee’s eligible compensation with a maximum annual match of $5,000 per employee. Prior to 2016, the Company approved an employer match of up to 3% of an employee’s eligible compensation with a maximum annual match of $5,000 per employee. The total expense for the employer match for the years ended December 31, 2016, 2015, and 2014 was $3.9 million, $2.1 million and $0.9 million, respectively. One-Time Severance Costs On June 22, 2016, the Board of the Company approved a plan to reduce the number of employees, which includes payment of severance benefits to certain employees whose positions were affected. The plan authorized the reduction of up to 179 positions, or approximately 12% of the Company's workforce. The purpose of the action was to reduce costs, streamline operations and more closely align staffing with anticipated loan volumes. As a result, the Company recorded and paid $2.7 million in severance costs during 2016 related to this reduction in employees, which were predominately comprised of cash severance. No such reduction plans were implemented during the years ended December 31, 2015 or 2014. The following table presents this severance expense recorded in the consolidated statements of operations for the year ended December 31, 2016: Year Ended December 31, 2016 Sales and marketing $ 772 Origination and servicing 1,174 Engineering and product development 134 Other general and administrative 650 Total severance expense $ 2,730 X - DefinitionThe entire disclosure for compensation-related costs for equity-based compensation, which may include disclosure of policies, compensation plan details, allocation of equity compensation, incentive distributions, equity-based arrangements to obtain goods and services, deferred compensation arrangements, employee stock ownership plan details and employee stock purchase plan details. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 718 -SubTopic 40 -Section 50 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=65895303&loc=d3e17540-113929 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 505 -SubTopic 50 -Section 50 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=68057994&loc=d3e25284-112666 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 718 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SAB Topic 14) -URI http://asc.fasb.org/extlink&oid=27013229&loc=d3e301413-122809 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 718 -SubTopic 10 -Section 50 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=6415400&loc=d3e5070-113901 Reference 5: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 718 -SubTopic 10 -Section 50 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=6415400&loc=d3e5047-113901 Reference 6: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 718 -SubTopic 10 -Section 50 -Paragraph 4 -URI http://asc.fasb.org/extlink&oid=6415400&loc=d3e5444-113901 + Details Name: us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock Namespace Prefix: us-gaap_ Data Type: nonnum:textBlockItemType Balance Type: na Period Type: duration X - ReferencesNo definition available. + Details Name: us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration XML 40 R23.htm IDEA: XBRL DOCUMENT v3.6.0.2 Income Taxes 12 Months Ended Dec. 31, 2016 Income Tax Disclosure [Abstract] Income Taxes Income Taxes Loss before income tax expense was $(150.2) million, $(2.2) million and $(31.5) million for the years ended December 31, 2016, 2015 and 2014, respectively. Income tax (benefit) expense consisted of the following for the periods shown below: Year Ended December 31, 2016 2015 2014 Current: Federal $ (515 ) $ — $ — State (267 ) 720 56 Total current tax (benefit) expense $ (782 ) $ 720 $ 56 Deferred: Federal $ (2,589 ) $ 1,405 $ 1,185 State (857 ) 708 149 Total deferred tax (benefit) expense $ (3,446 ) $ 2,113 $ 1,334 Income tax (benefit) expense $ (4,228 ) $ 2,833 $ 1,390 Income tax benefit for the year ended December 31, 2016 was primarily attributable to the tax effects of the impairment of tax-deductible goodwill from the acquisition of Springstone, which previously gave rise to an indefinite-lived deferred tax liability, and the tax effects of unrealized gains credited to other comprehensive income associated with the Company's available for sale portfolio. Income tax expense for the year ended December 31, 2015, was primarily attributable to the amortization of tax deductible goodwill from the acquisition of Springstone, which gave rise to an indefinite-lived deferred tax liability, and the realization of excess tax benefits related to stock-based compensation. For the year ended December 31, 2014, income tax expense was primarily related to the amortization of tax deductible goodwill from the acquisition of Springstone. A reconciliation of the income taxes expected at the statutory federal income tax rate and the income tax (benefit) expense for the years ended December 31, 2016, 2015 and 2014, is as follows: Year Ended December 31, 2016 2015 2014 Tax at federal statutory rate $ (51,072 ) $ (738 ) $ (10,711 ) State tax, net of federal tax benefit (1,028 ) 1,277 98 Stock-based compensation expense 3,509 549 5,040 Research and development tax credits (688 ) (1,068 ) — Change in valuation allowance 42,714 2,686 6,858 Change in unrecognized tax benefit 2,817 (62 ) — Other (480 ) 189 105 Income tax (benefit) expense $ (4,228 ) $ 2,833 $ 1,390 The significant components of the Company’s deferred tax assets and liabilities as of December 31, 2016 and 2015 were: December 31, 2016 2015 Deferred tax assets: Net operating loss carryforwards $ 47,451 $ 5,621 Stock-based compensation 26,838 19,696 Reserves and accruals 18,409 11,506 Goodwill 9,855 — Intangible assets 3,978 2,693 Tax credit carryforwards 2,483 1,810 Other 82 697 Total deferred tax assets 109,096 42,023 Valuation allowance (75,308 ) (25,348 ) Deferred tax assets – net of valuation allowance $ 33,788 $ 16,675 Deferred tax liabilities: Internally developed software $ (21,436 ) $ (11,353 ) Servicing fees (6,445 ) (1,516 ) Depreciation and amortization (5,907 ) (4,089 ) Goodwill — (3,163 ) Total deferred tax liabilities $ (33,788 ) $ (20,121 ) Deferred tax (liability) asset – net $ — $ (3,446 ) The table of deferred tax assets and liabilities does not include certain deferred tax assets as of December 31, 2016 and 2015, related to tax deductions for equity-based compensation greater than the compensation recognized for financial reporting excess tax benefits. Stockholders’ equity is estimated to increase by approximately $58.5 million, if and when such deferred tax assets are ultimately realized. The “with-and-without” approach, excluding the measurement of any indirect effects, is used when determining when excess tax benefits have been realized. The Company continues to recognize a full valuation allowance against net deferred tax assets, excluding the deferred tax liability for indefinite-lived intangibles. This determination was based on the assessment of the available positive and negative evidence to estimate if sufficient future taxable income will be generated to utilize the existing deferred tax assets. As of December 31, 2016 and 2015, the valuation allowance was $75.3 million and $25.3 million, respectively. As of December 31, 2016, the Company had federal and state net operating loss (NOL) carryforwards of approximately $260.3 million and $178.0 million, respectively, to offset future taxable income. The federal and state NOL carryforwards will expire beginning in 2025 and 2028, respectively. Additionally, as of December 31, 2016, the Company had federal and state tax credit carryforwards of $1.1 million and $3.0 million, respectively. The federal tax credit carryforwards will expire beginning in 2025 and the state tax credits will expire beginning in 2020. In general, a corporation’s ability to utilize its NOL and research and development carryforwards may be substantially limited due to the ownership change limitations as required by Section 382 and 383 of the Internal Revenue Code of 1986, as amended (Code), as well as similar state provisions. The federal and state Section 382 and 383 limitations may limit the use of a portion of the Company’s domestic NOL and tax credit carryforwards. Further, a portion of the carryforwards may expire before being applied to reduce future income tax liabilities. A reconciliation of the beginning and ending balance of total unrecognized tax benefits for the years ended December 31, 2016, 2015 and 2014, is as follows: Year Ended December 31, 2016 2015 2014 Beginning balance $ 429 $ 491 $ 1,080 Gross increase (decrease) for tax positions related to prior years 677 (310 ) (589 ) Gross increase for tax positions related to the current year 2,140 248 — Ending balance $ 3,246 $ 429 $ 491 If the unrecognized tax benefit as of December 31, 2016 is recognized, there will be no effect on the Company’s effective tax rate as the tax benefit would increase a deferred tax asset, which is currently offset with a full valuation allowance. The Company recognizes interest and penalties related to unrecognized tax benefits within income tax expense. As of December 31, 2016, the Company had no accrued interest and penalties related to unrecognized tax benefits. The Company does not expect any significant increases or decreases to its unrecognized benefits within the next twelve months. The Company files income tax returns in the United States and various state jurisdictions. As of December 31, 2016, the Company’s federal tax returns for 2012 and earlier, and the state tax returns for 2011 and earlier were no longer subject to examination by the taxing authorities. However, tax periods closed in a prior period may be subject to audit and re-examination by tax authorities for which tax carryforwards are utilized in subsequent years. X - ReferencesNo definition available. + Details Name: us-gaap_IncomeTaxDisclosureAbstract Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionThe entire disclosure for income taxes. Disclosures may include net deferred tax liability or asset recognized in an enterprise's statement of financial position, net change during the year in the total valuation allowance, approximate tax effect of each type of temporary difference and carryforward that gives rise to a significant portion of deferred tax liabilities and deferred tax assets, utilization of a tax carryback, and tax uncertainties information. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 235 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.4-08.(h)) -URI http://asc.fasb.org/extlink&oid=26873400&loc=d3e23780-122690 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section 50 -Paragraph 3 -URI http://asc.fasb.org/extlink&oid=65882285&loc=d3e32559-109319 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section 50 -Paragraph 15 -URI http://asc.fasb.org/extlink&oid=65882285&loc=d3e32718-109319 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section 50 -Paragraph 9 -URI http://asc.fasb.org/extlink&oid=65882285&loc=d3e32639-109319 Reference 5: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section 50 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=65882285&loc=d3e32537-109319 + Details Name: us-gaap_IncomeTaxDisclosureTextBlock Namespace Prefix: us-gaap_ Data Type: nonnum:textBlockItemType Balance Type: na Period Type: duration XML 41 R24.htm IDEA: XBRL DOCUMENT v3.6.0.2 Commitments and Contingencies 12 Months Ended Dec. 31, 2016 Commitments and Contingencies Disclosure [Abstract] Commitments and Contingencies Commitments and Contingencies Operating Lease Commitments The Company’s corporate headquarters are located in San Francisco, California, and consist of approximately 169,000 square feet of space under lease agreements, the longest of which is expected to expire in June 2022. Under these lease agreements, the Company has an option to extend nearly all of the space for five years. In April 2015, the Company entered into a lease agreement for approximately 112,000 square feet of additional office space in San Francisco, California. The lease agreement commenced in the second quarter of 2015 with delivery of portions of the leased space to occur in stages through March 2017. The lease agreement expires in March 2026, with the right to renew the lease term for two consecutive renewal terms of five years each. The Company has additional leased office space of approximately 26,000 square feet in Westborough, Massachusetts, under a lease agreement that expires in July 2021. Total facilities rental expense for the years ended December 31, 2016, 2015 and 2014 was $14.2 million, $7.4 million and $3.7 million, respectively. The Company had no sublease rental income for the years ended December 31, 2016, 2015, or 2014. Minimum lease payments for the years ended December 31, 2016, 2015 and 2014 were $11.9 million, $6.0 million and $3.3 million, respectively. As of December 31, 2016, the Company pledged $0.8 million of cash and $4.7 million in letters of credit as security deposits in connection with its lease agreements. The Company’s future minimum payments under non-cancelable operating leases in excess of one year as of December 31, 2016 were as follows: Years Ended December 31, 2017 $ 15,092 2018 16,053 2019 15,621 2020 16,523 2021 16,778 Thereafter 40,423 Total $ 120,490 Loan Purchase Obligation Under the Company’s loan account program with WebBank, a Utah-chartered industrial bank that serves as the Company’s primary issuing bank, WebBank retains ownership of the loans facilitated through Lending Club’s marketplace for two business days after origination. As part of this arrangement, the Company has committed to purchase the loans at par plus accrued interest, at the conclusion of the two business days. As of December 31, 2016 and 2015, the Company was committed to purchase loans with an outstanding principal balance of $32.2 million and $77.6 million, respectively, at par plus accrued interest. Loan Repurchase Obligations The Company has historically limited its loan or note repurchase obligations to events of verified identity theft or in connection with certain customer accommodations. As institutional investors seek to securitize loans purchased through the marketplace, the Company has increased the circumstances and the required burden of proof of economic harm under which the Company is obligated to repurchase loans from these investors. The Company believes these repurchase obligations are customary and consistent with institutional loan and securitization market standards. In addition to and distinct from the repurchase obligations described in the preceding paragraph, the Company performs certain administrative functions for a variety of retail and institutional investors, including executing, without discretion, loan investments as directed by the investor. To the extent loans do not meet the investor's investment criteria at the time of issuance, or are transferred to the investor as a result of a system error by the Company, the Company is obligated to repurchase such loans at par. As a result of these obligations, the Company repurchased $46.7 million and $37.0 million in loans during 2016 and 2015, respectively. Loan Funding and Purchase Commitments During 2016, the Company purchased a total of $138.2 million in loans to fulfill regulatory requirements and to support short-term marketplace equilibrium as discussed below. As required by applicable regulations, the Company is required to purchase loans resulting from direct marketing efforts if such loans are not otherwise invested in by investors on the platform. During 2016, the Company purchased $35.5 million of such loans. Additionally, loans in the process of being facilitated and originated by the Company’s issuing bank partner at December 31, 2016, were funded in January 2017. No loans remained without investor commitments and the Company was not required to purchase any of these loans. Following the events of May 9, 2016, the Company opted to use its own capital to support short-term marketplace equilibrium and purchased $102.7 million in loans during 2016. As of December 31, 2016, the Company held $27.9 million of loans on its balance sheet, of which $9.0 million were classified as loans held for sale. In addition, if neither Springstone nor the Company can arrange for other investors to invest in or purchase loans that Springstone facilitates and that are originated by an issuing bank partner but do not meet the credit criteria for purchase by the issuing bank partner (Pool B loans), Springstone and the Company are contractually committed to purchase these loans. The Company has deposited $9.0 million into an account at the bank to secure potential, future purchases of these loans, if any, which is recorded as restricted cash on the Company's consolidated balance sheets. To mitigate this commitment, the Company and the issuing bank have entered into purchase agreements with three investors to purchase Pool B loans or participation interests in Pool B loans. The Company was required to purchase approximately $1.0 million of Pool B loans under these agreements. These loans are held on the Company's balance sheet and have a remaining principal balance of $0.9 million as of December 31, 2016. Credit Support Agreements In connection with a significant platform purchase agreement, the Company is subject to a credit support agreement with a third-party whole loan investor that requires the Company to reimburse the investor for credit losses in excess of a specified percentage of the original principal balance of whole loans acquired by the investor during a 12-month period. As of December 31, 2016, the Company has accrued approximately $2.5 million for reimbursement to the investor. The Company is also subject to a credit support agreement with Cirrix Capital (Investment Fund). The credit support agreement requires the Company to pledge and restrict cash in support of its contingent obligation to reimburse the Investment Fund for net credit losses on loans underlying the Investment Fund's certificates that are in excess of a specified, aggregate net loss threshold. As of December 31, 2016, $3.4 million was pledged and restricted to support this contingent obligation. The Company's maximum exposure to loss under this credit support agreement was limited to $6.0 million and $34.4 million at December 31, 2016 and 2015, respectively. As of December 31, 2016 and 2015, the net credit losses pertaining to the Investment Fund's certificates have not exceeded the specified threshold, nor are future net credit losses expected to exceed the specified threshold, and thus no liability has been recorded. The Company currently does not anticipate recording losses under this credit support agreement. If losses related to the credit support agreement are later determined to be likely to occur and are estimable, results of operations could be affected in the period in which such losses are recorded. Legal Securities Class Actions. During the year ended December 31, 2016, five putative class action lawsuits alleging violations of federal securities laws were filed in California Superior Court, naming as defendants the Company, current and former directors, certain officers, and the underwriters in the December 2014 initial public offering (the IPO). All of these actions were consolidated into a single action (Consolidated State Court Action), entitled In re LendingClub Corporation Shareholder Litigation, No. CIV537300. In August 2016, plaintiffs filed an amended complaint alleging violations of Sections 11, 12(a)(2) and 15 of the Securities Act of 1933 (Securities Act) based on allegedly false and misleading statements in the IPO registration statement and prospectus. The Company filed a demurrer requesting the Court dismiss certain of the claims alleged in the amended complaint, which was granted in part in the fourth quarter of 2016. The plaintiffs thereafter filed a Second Amended Consolidated Complaint which the Company thereafter filed a new demurrer seeking to dismiss certain claims. The hearing on this demurrer will be in the first quarter of 2017. In the interim the parties have begun discovery. The Company believes that the plaintiffs’ allegations are without merit, and intends to vigorously defend against the claims. In May 2016, two related putative securities class actions (entitled Evellard v. LendingClub Corporation, et al., No. 16-CV-2627-WHA, and Wertz v. LendingClub Corporation, et al., No. 16-CV-2670-WHA) were filed in the United States District Court for the Northern District of California, naming as defendants the Company and certain of its officers and directors. In mid-August 2016, the two actions were consolidated into a single action. The Company moved to dismiss the amended complaint filed in the fourth quarter of 2016. The Court is expected to hear this motion in the first quarter of 2017. The Company believes that the plaintiffs’ allegations are without merit, and intends to vigorously defend against the claims. Derivative Lawsuits. In May 2016 and August 2016, respectively, two putative shareholder derivative actions were filed (Avila v. Laplanche, et al., No. CIV538758 and Dua v. Laplanche, et al., CGC-16-553731) against certain of the Company’s current and former officers and directors and naming the Company as a nominal defendant. Both actions were voluntarily dismissed without prejudice. On December 14, 2016, a new putative shareholder derivative action was filed in the Delaware Court of Chancery (Steinberg, et al. v. Morris, et al., C.A. No. 12984-CB), against certain of the Company's current and former officers and directors and naming the Company as a nominal defendant. The action is based on allegations similar to those in the securities class action litigation described above. Federal Consumer Class Action. In April 2016, a putative class action lawsuit was filed in federal court in New York, alleging that persons received loans, through the Company's platform, that exceeded states' usury limits in violation of state usury and consumer protection laws, and the federal RICO statute. The Company has filed a motion to compel arbitration on an individual basis, which was granted in February 2017. The Company believes that the plaintiff's allegations are without merit, and intends to defend this matter vigorously. On February 23, 2016, Phoenix Licensing, L.L.C. and LPL Licensing, L.L.C. filed a complaint for patent infringement against the Company in the U.S. District Court for the Eastern District of Texas. The complaint alleges infringement of U.S. Patent Nos. 8,234,184, 6,999,938, 5,987,434, 8,352,317, and 7,860,744 by generating customized marketing materials, replies, and offers to client responses. Although the Company is confident in its position, and is prepared to continue to defend this matter vigorously, the parties have reached a tentative settlement through mediation in the first quarter of 2017. On May 9, 2016, following the announcement of the board review described elsewhere in this filing, the Company received a grand jury subpoena from the U.S. Department of Justice (DOJ). The Company was also contacted by the SEC and Federal Trade Commission (FTC). The Company continues cooperating with the DOJ, SEC, FTC and any other governmental or regulatory authorities or agencies. No assurance can be given as to the timing or outcome of these matters. In addition to the foregoing, the Company is subject to, and may continue to be subject to legal proceedings and regulatory actions in the ordinary course of business, including inquiries by state regulatory bodies related to the Company's marketplace lending model. These include inquiries from the California Department of Business Oversight, Massachusetts Securities Division, New York Department of Financial Services, and West Virginia Attorney General's office. No assurance can be given as to the timing or outcome of these matters. X - ReferencesNo definition available. + Details Name: us-gaap_CommitmentsAndContingenciesDisclosureAbstract Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionThe entire disclosure for commitments and contingencies. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 825 -SubTopic 20 -Section 50 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=6449706&loc=d3e16207-108621 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 460 -SubTopic 10 -Section 50 -Paragraph 8 -URI http://asc.fasb.org/extlink&oid=68068213&loc=d3e12565-110249 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 450 -SubTopic 20 -Section 50 -Paragraph 4 -URI http://asc.fasb.org/extlink&oid=25496072&loc=d3e14435-108349 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.25) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 Reference 5: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 440 -SubTopic 10 -Section 50 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=73718637&loc=d3e25287-109308 + Details Name: us-gaap_CommitmentsAndContingenciesDisclosureTextBlock Namespace Prefix: us-gaap_ Data Type: nonnum:textBlockItemType Balance Type: na Period Type: duration XML 42 R25.htm IDEA: XBRL DOCUMENT v3.6.0.2 Segment Reporting 12 Months Ended Dec. 31, 2016 Segment Reporting [Abstract] Segment Reporting Segment Reporting The Company defines operating segments to be components of the Company for which discrete financial information is evaluated regularly by the Company’s chief operating decision maker (CODM). For purposes of allocating resources and evaluating financial performance, the Company’s CODM reviews financial information by the product types of personal loans, education and patient finance loans. These product types are aggregated and viewed as one operating segment, and therefore, one reportable segment due to their similar economic characteristics, product economics, production process, and regulatory environment. Substantially all of the Company’s revenue is generated in the United States. No individual borrower or investor accounted for 10% or more of consolidated net revenue for any of the periods presented. X - ReferencesNo definition available. + Details Name: us-gaap_SegmentReportingAbstract Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionThe entire disclosure for reporting segments including data and tables. Reportable segments include those that meet any of the following quantitative thresholds a) it's reported revenue, including sales to external customers and intersegment sales or transfers is 10 percent or more of the combined revenue, internal and external, of all operating segments b) the absolute amount of its reported profit or loss is 10 percent or more of the greater, in absolute amount of 1) the combined reported profit of all operating segments that did not report a loss or 2) the combined reported loss of all operating segments that did report a loss c) its assets are 10 percent or more of the combined assets of all operating segments. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 34 -URI http://asc.fasb.org/extlink&oid=68060357&loc=d3e8981-108599 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 41 -URI http://asc.fasb.org/extlink&oid=68060357&loc=d3e9038-108599 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 33 -URI http://asc.fasb.org/extlink&oid=68060357&loc=d3e8971-108599 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 12 -URI http://asc.fasb.org/extlink&oid=68060357&loc=d3e8595-108599 Reference 5: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=68060357&loc=d3e8380-108599 Reference 6: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 32 -URI http://asc.fasb.org/extlink&oid=68060357&loc=d3e8933-108599 Reference 7: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 26 -URI http://asc.fasb.org/extlink&oid=68060357&loc=d3e8844-108599 Reference 8: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 35 -URI http://asc.fasb.org/extlink&oid=68060357&loc=d3e8984-108599 Reference 9: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 40 -URI http://asc.fasb.org/extlink&oid=68060357&loc=d3e9031-108599 Reference 10: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 42 -URI http://asc.fasb.org/extlink&oid=68060357&loc=d3e9054-108599 Reference 11: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 10 -URI http://asc.fasb.org/extlink&oid=68060357&loc=d3e8538-108599 Reference 12: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 29 -URI http://asc.fasb.org/extlink&oid=68060357&loc=d3e8864-108599 Reference 13: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 31 -URI http://asc.fasb.org/extlink&oid=68060357&loc=d3e8924-108599 Reference 14: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 30 -URI http://asc.fasb.org/extlink&oid=68060357&loc=d3e8906-108599 + Details Name: us-gaap_SegmentReportingDisclosureTextBlock Namespace Prefix: us-gaap_ Data Type: nonnum:textBlockItemType Balance Type: na Period Type: duration XML 43 R26.htm IDEA: XBRL DOCUMENT v3.6.0.2 Related Party Transactions 12 Months Ended Dec. 31, 2016 Related Party Transactions [Abstract] Related Party Transactions Related Party Transactions Related party transactions must be reviewed and approved by the Audit Committee of the Company’s Board when not conducted in the ordinary course of business subject to the standard terms of the Company’s online marketplace or certificate investment program. Related party transactions may include any transaction between entities under common control or with a related person occurring since the beginning of the Company’s latest fiscal year, or any currently proposed transaction. This review also includes any material amendment or modification to an existing related party transaction. The Company has defined related persons as members of the Board, executive officers, principal owners of the Company’s outstanding stock and any immediate family members of each such related persons, as well as any other person or entity with significant influence over the Company’s management or operations. Several of the Company’s executive officers and directors (including immediate family members) have made deposits and withdrawals to their investor accounts and purchased loans, notes and certificates or have investments in private funds managed by LCA. The Company believes all such transactions by related persons were made in the ordinary course of business and were transacted on terms and conditions that were not more favorable than those obtained by similarly situated third-party investors. At December 31, 2015, Mr. Laplanche, the Company's former CEO and Chairman, and a board member owned approximately 2.0% and 10%, respectively, of limited partnership interests in the Investment Fund, a holding company that participates in a family of funds with other unrelated third parties and purchases whole loans and interests in loans from the Company. During 2016, this family of funds purchased $256.7 million of whole loans and interests in whole loans. During 2016, the Company earned $1.7 million in servicing fees and $81 thousand in management fees from this family of funds, and paid interest received from the borrowers of the underlying loans of $8.6 million to the family of funds. The Company believes that the sales of whole loans and interests in whole loans, and the servicing and management fees charged were on terms and conditions that were not more favorable than those obtained by other third-party investors. On April 1, 2016, the Company closed its $10.0 million investment, for an approximate ownership interest of 15% in the Investment Fund. At the time the Company made its investment, the Company's Related Party Investors also had limited partnership interests in the Investment Fund. As of June 30, 2016, the end of the period in which the Company's former CEO resigned, the Related Party Investors and the Company had an aggregate ownership of approximately 29% in the Investment Fund. As of December 31, 2016, the Company and a board member had an aggregate ownership interest of approximately 27% in the Investment Fund. X - ReferencesNo definition available. + Details Name: us-gaap_RelatedPartyTransactionsAbstract Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionThe entire disclosure for related party transactions. Examples of related party transactions include transactions between (a) a parent company and its subsidiary; (b) subsidiaries of a common parent; (c) and entity and its principal owners; and (d) affiliates. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 235 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.4-08(k)) -URI http://asc.fasb.org/extlink&oid=26873400&loc=d3e23780-122690 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 850 -SubTopic 10 -Section 50 -Paragraph 3 -URI http://asc.fasb.org/extlink&oid=6457730&loc=d3e39603-107864 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 850 -SubTopic 10 -Section 50 -Paragraph 4 -URI http://asc.fasb.org/extlink&oid=6457730&loc=d3e39622-107864 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 850 -SubTopic 10 -Section 50 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=6457730&loc=d3e39549-107864 Reference 5: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 850 -SubTopic 10 -Section 50 -Paragraph 5 -URI http://asc.fasb.org/extlink&oid=6457730&loc=d3e39678-107864 Reference 6: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 850 -SubTopic 10 -Section 50 -Paragraph 6 -URI http://asc.fasb.org/extlink&oid=6457730&loc=d3e39691-107864 + Details Name: us-gaap_RelatedPartyTransactionsDisclosureTextBlock Namespace Prefix: us-gaap_ Data Type: nonnum:textBlockItemType Balance Type: na Period Type: duration XML 44 R27.htm IDEA: XBRL DOCUMENT v3.6.0.2 Springstone Acquisition 12 Months Ended Dec. 31, 2016 Business Combinations [Abstract] Springstone Acquisition Springstone Acquisition On April 17, 2014, Lending Club acquired all of the outstanding limited liability company interests of Springstone (Acquisition) for $111.8 million, which was comprised of $109.0 million in cash and shares of Series F convertible preferred stock with an aggregate value of $2.8 million. Upon closing of the Acquisition, Springstone became Lending Club’s wholly owned subsidiary. The Company has included the financial results of Springstone in the consolidated financial statements from the date of acquisition. The purchase agreement included a total of $25.6 million comprised of $22.1 million of shares of Series F convertible preferred stock (Escrow Shares) and $3.5 million of cash that were placed in a third-party escrow, and are subject to certain vesting and forfeiture conditions applicable to these employees continuing employment over a three-year period from the closing. These amounts are accounted for as a compensation arrangement and expensed over the three-year vesting period and are included under “Other general and administrative” operating expenses in the Consolidated Statements of Operations. Additionally, $19.0 million of the cash consideration and certain Escrow Shares were placed in a third-party escrow for 15 months from the closing date to secure, in part, the indemnification obligations of the sellers under the purchase agreement. In connection with the Acquisition, the Company also paid $2.4 million for transactions costs incurred by Springstone. The cash portion of the consideration was funded by a combination of cash from us, Series F convertible preferred stock financing, and proceeds from the Term Loan. The allocation of purchase price as of the acquisition date is as follows: Fair Value Assets: Cash $ 2,256 Restricted cash 1,581 Property, equipment and software 366 Other assets 599 Identified intangible assets 40,200 Goodwill 72,592 Liabilities: Accounts payable 239 Accrued expenses and other liabilities 5,536 Total purchase consideration $ 111,819 The amounts of net revenue of Springstone included in the Company’s consolidated statements of operations from the acquisition date of April 17, 2014 to December 31, 2014 was $15.3 million. The Company recognized acquisition-related expenses of $2.3 million for the year ended December 31, 2014, which is included in other general and administrative expense. The following pro forma financial information summarizes the combined results of operations for Lending Club and Springstone, as though the companies were combined as of January 1, 2013. These pro forma results have been prepared for comparative purposes only and do not purport to be indicative of the results of operations which would have resulted had the acquisition occurred as of January 1, 2013, nor is it indicative of future operating results. The pro forma results presented below include interest expense on the debt financing, amortization of acquired intangible assets, compensation expense related to the post-acquisition compensation arrangements entered into with the continuing employees and tax expense: Years Ended December 31, 2014 2013 Total net revenue $ 219,174 $ 113,040 Net loss ⁽¹⁾ $ (33,796 ) $ (17,592 ) Basic net loss per share attributable to common stockholders $ (0.45 ) $ (0.34 ) Diluted net loss per share attributable to common stockholders $ (0.45 ) $ (0.34 ) ⁽¹⁾ Net loss for the year ended December 31, 2013 includes $8.6 million of one-time acquisition-related costs and compensation expenses. X - DefinitionThe entire disclosure for a business combination (or series of individually immaterial business combinations) completed during the period, including background, timing, and recognized assets and liabilities. The disclosure may include leverage buyout transactions (as applicable). + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 805 -SubTopic 10 -Section 50 -Paragraph 5 -URI http://asc.fasb.org/extlink&oid=65885119&loc=d3e1497-128463 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 805 -SubTopic 10 -Section 50 -Paragraph 4 -URI http://asc.fasb.org/extlink&oid=65885119&loc=d3e1490-128463 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 805 -SubTopic 10 -Section 50 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=65885119&loc=d3e1392-128463 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 805 -SubTopic 30 -Section 50 -Paragraph 4 -URI http://asc.fasb.org/extlink&oid=35744584&loc=d3e7008-128479 Reference 5: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 805 -SubTopic 10 -Section 50 -Paragraph 3 -URI http://asc.fasb.org/extlink&oid=65885119&loc=d3e1486-128463 Reference 6: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 805 -SubTopic 30 -Section 50 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=35744584&loc=d3e6927-128479 Reference 7: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 805 -SubTopic 20 -Section 50 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=73530397&loc=d3e4845-128472 Reference 8: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 805 -SubTopic 10 -Section 50 -Paragraph 7 -URI http://asc.fasb.org/extlink&oid=65885119&loc=d3e1524-128463 Reference 9: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 805 -SubTopic 30 -Section 50 -Paragraph 3 -URI http://asc.fasb.org/extlink&oid=35744584&loc=d3e7000-128479 Reference 10: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 805 -SubTopic 20 -Section 50 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=73530397&loc=d3e4922-128472 Reference 11: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 805 -SubTopic 20 -Section 50 -Paragraph 4 -URI http://asc.fasb.org/extlink&oid=73530397&loc=d3e4934-128472 Reference 12: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 805 -SubTopic 20 -Section 50 -Paragraph 3 -URI http://asc.fasb.org/extlink&oid=73530397&loc=d3e4926-128472 Reference 13: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 805 -SubTopic 20 -Section 50 -Paragraph 4A -URI http://asc.fasb.org/extlink&oid=73530397&loc=SL65897772-128472 Reference 14: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 805 -SubTopic 10 -Section 50 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=65885119&loc=d3e1383-128463 Reference 15: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 805 -SubTopic 30 -Section 50 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=35744584&loc=d3e6996-128479 + Details Name: us-gaap_BusinessCombinationDisclosureTextBlock Namespace Prefix: us-gaap_ Data Type: nonnum:textBlockItemType Balance Type: na Period Type: duration X - ReferencesNo definition available. + Details Name: us-gaap_BusinessCombinationsAbstract Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration XML 45 R28.htm IDEA: XBRL DOCUMENT v3.6.0.2 Subsequent Events 12 Months Ended Dec. 31, 2016 Subsequent Events [Abstract] Subsequent Events Subsequent Events The Company has evaluated the impact of events that have occurred subsequent to December 31, 2016, through the date the consolidated financial statements were filed with the SEC. Based on this evaluation, other than as recorded or disclosed within these consolidated financial statements, related notes or below, the Company has determined none of these events were required to be recognized or disclosed. X - ReferencesNo definition available. + Details Name: us-gaap_SubsequentEventsAbstract Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionThe entire disclosure for significant events or transactions that occurred after the balance sheet date through the date the financial statements were issued or the date the financial statements were available to be issued. Examples include: the sale of a capital stock issue, purchase of a business, settlement of litigation, catastrophic loss, significant foreign exchange rate changes, loans to insiders or affiliates, and transactions not in the ordinary course of business. + ReferencesNo definition available. + Details Name: us-gaap_SubsequentEventsTextBlock Namespace Prefix: us-gaap_ Data Type: nonnum:textBlockItemType Balance Type: na Period Type: duration XML 46 R29.htm IDEA: XBRL DOCUMENT v3.6.0.2 Quarterly Results of Operations (Unaudited) 12 Months Ended Dec. 31, 2016 Quarterly Financial Information Disclosure [Abstract] Quarterly Results of Operations (Unaudited) Quarterly Results of Operations (Unaudited) The following table sets forth our unaudited consolidated statement of operations data for each of the eight quarters ended December 31, 2016. The unaudited quarterly statement of operations data set forth below have been prepared on the same basis as our audited consolidated financial statements and reflect, in the opinion of management, all adjustments of a normal, recurring nature that are necessary for a fair statement of the unaudited quarterly statement of operations data. Our historical results are not necessarily indicative of our future operating results. The following quarterly consolidated financial data should be read in conjunction with the consolidated financial statements and the related notes included elsewhere in this Report. Quarters Ended December 31, 2016 September 30, 2016 June 30, 2016 March 31, 2016 Net operating revenue: Transaction fees $ 101,568 $ 100,813 $ 96,605 $ 124,508 Servicing fees 22,951 16,513 11,603 16,942 Management fees 3,076 1,964 3,053 3,545 Other revenue (expense) 1,607 (6,681 ) (8,870 ) 6,270 Total net operating revenue $ 129,202 $ 112,609 $ 102,391 $ 151,265 Net interest income and other adjustments 1,320 1,947 1,049 1,029 Total net revenue $ 130,522 $ 114,556 $ 103,440 $ 152,294 Operating expenses: Sales and marketing 55,457 44,901 49,737 66,575 Origination and servicing 18,296 16,332 20,934 19,198 Engineering and product development 32,522 29,428 29,209 24,198 Other general and administrative 56,740 58,940 53,457 38,035 Goodwill impairment — 1,650 35,400 — Total operating expenses $ 163,015 $ 151,251 $ 188,737 $ 148,006 Income (loss) before income tax expense (32,493 ) (36,695 ) (85,297 ) 4,288 Income tax (benefit) expense (224 ) (209 ) (3,946 ) 151 Net income (loss) $ (32,269 ) $ (36,486 ) $ (81,351 ) $ 4,137 Other data⁽¹⁾: Loan originations⁽²⁾ $ 1,987,278 $ 1,972,034 $ 1,955,401 $ 2,750,033 Weighted-average common shares - Basic 395,877,053 391,453,316 382,893,402 380,266,636 Weighted-average common shares - Diluted 395,877,053 391,453,316 382,893,402 392,397,825 Net income (loss) per share: Basic $ (0.08 ) $ (0.09 ) $ (0.21 ) $ 0.01 Diluted $ (0.08 ) $ (0.09 ) $ (0.21 ) $ 0.01 ⁽¹⁾ For more information about loan originations, see “Item 7 – Management's Discussion and Analysis – Key Operating and Financial Metrics.” ⁽²⁾ Loan originations include loans facilitated through the platform plus outstanding purchase commitments at period end. Quarters Ended December 31, 2015 September 30, 2015 June 30, 2015 March 31, 2015 Net operating revenue: Transaction fees $ 114,955 $ 100,420 $ 85,651 $ 72,482 Servicing fees 11,941 8,999 6,479 5,392 Management fees 3,313 2,900 2,548 2,215 Other revenue (expense) 4,262 2,743 1,441 956 Total net operating revenue $ 134,471 $ 115,062 $ 96,119 $ 81,045 Net interest income and other adjustments 1,047 1,214 798 187 Total net revenue $ 135,518 $ 116,276 $ 96,917 $ 81,232 Operating expenses: Sales and marketing $ 53,537 $ 44,018 $ 39,501 $ 34,470 Origination and servicing 17,696 16,732 14,706 12,201 Engineering and product development 23,887 21,063 18,214 13,898 Other general and administrative 35,245 32,280 28,247 26,410 Total operating expenses $ 130,365 $ 114,093 $ 100,668 $ 86,979 Income (loss) before income tax expense 5,153 2,183 (3,751 ) (5,747 ) Income tax expense 584 1,233 389 627 Net income (loss) $ 4,569 $ 950 $ (4,140 ) $ (6,374 ) Other data⁽¹⁾: Loan originations⁽²⁾ $ 2,579,201 $ 2,235,647 $ 1,911,759 $ 1,635,090 Weighted-average common shares - Basic 378,631,340 375,982,120 372,841,945 371,959,312 Weighted-average common shares - Diluted 402,634,010 401,934,880 372,841,945 371,959,312 Net income (loss) per share: Basic $ 0.01 $ 0.00 $ (0.01 ) $ (0.02 ) Diluted $ 0.01 $ 0.00 $ (0.01 ) $ (0.02 ) ⁽¹⁾ For more information about loan originations, see “Item 7 – Management's Discussion and Analysis – Key Operating and Financial Metrics.” ⁽²⁾ Loan originations include loans facilitated through the platform plus outstanding purchase commitments at period end. X - ReferencesNo definition available. + Details Name: us-gaap_QuarterlyFinancialInformationDisclosureAbstract Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionThe entire disclosure for quarterly financial data. Includes, but is not limited to, tabular presentation of financial information for fiscal quarters, effect of year-end adjustments, and an explanation of matters or transactions that affect comparability of the information. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 270 -SubTopic 10 -Section 50 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=68076893&loc=d3e1570-108306 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 270 -SubTopic 10 -Section 45 -Paragraph 13 -URI http://asc.fasb.org/extlink&oid=68064558&loc=d3e765-108305 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 270 -SubTopic 10 -Section 45 -Paragraph 12 -URI http://asc.fasb.org/extlink&oid=68064558&loc=d3e725-108305 + Details Name: us-gaap_QuarterlyFinancialInformationTextBlock Namespace Prefix: us-gaap_ Data Type: nonnum:textBlockItemType Balance Type: na Period Type: duration XML 47 R30.htm IDEA: XBRL DOCUMENT v3.6.0.2 Schedule II - Valuation and Qualifying Accounts 12 Months Ended Dec. 31, 2016 Valuation and Qualifying Accounts [Abstract] Schedule II - Valuation and Qualifying Accounts Financial Statement Schedule Schedule II – Valuation and Qualifying Accounts (in thousands) Additions Balance at Beginning of Period Charged to Expenses Charged to Other Accounts Deductions Balance at End of Period Allowance for Deferred Tax Assets: Year ended December 31, 2016 $ 25,348 $ 50,577 $ — $ 617 $ 75,308 Year ended December 31, 2015 $ 26,788 $ — $ 680 $ 2,120 $ 25,348 Year ended December 31, 2014 $ 19,931 $ 6,857 $ — $ — $ 26,788 X - DefinitionThe entire disclosure for any allowance and reserve accounts (their beginning and ending balances, as well as a reconciliation by type of activity during the period). Alternatively, disclosure of the required information may be within the footnotes to the financial statements or a supplemental schedule to the financial statements. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 235 -SubTopic 10 -Section S99 -Paragraph 4 -Subparagraph (SX 210.12-09) -URI http://asc.fasb.org/extlink&oid=26873400&loc=d3e24092-122690 + Details Name: us-gaap_ScheduleOfValuationAndQualifyingAccountsDisclosureTextBlock Namespace Prefix: us-gaap_ Data Type: nonnum:textBlockItemType Balance Type: na Period Type: duration X - ReferencesNo definition available. + Details Name: us-gaap_ValuationAndQualifyingAccountsAbstract Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration XML 48 R31.htm IDEA: XBRL DOCUMENT v3.6.0.2 Summary of Significant Accounting Policies (Policies) 12 Months Ended Dec. 31, 2016 Accounting Policies [Abstract] Revenue Recognition Revenue Recognition Transaction Fees: Transaction fees are paid by issuing banks or patient service providers to Lending Club for the work Lending Club performs through its platform and Springstone’s platform in facilitating loans for its issuing bank partners. These fees are recognized as a component of net operating revenue at the time of loan issuance. Factors affecting the amount of fees paid to the issuing bank by the borrower and from the bank to the Company include initial loan amount, term, credit quality, and other factors. The Company records transaction fee revenue net of program fees paid to WebBank. See “Loan Trailing Fee Liability” below for further discussion. Commencing with the origination fee increase announced in March 2016, in the event a borrower prepays a loan in full before maturity, the Company assumes the issuing bank partner's obligation under Utah law to refund the pro-rated amount of the fee received by the bank in excess of 5%. Additionally, the Company may provide refunds to patient finance borrowers when the borrower cancels the loan under certain conditions. Since Lending Club can estimate refunds based on loan cancellation or prepayment experience, the Company also records transaction fee revenue net of estimated refunds at the time of loan issuance. Servicing Fees: Note investors, certain certificate holders and whole loan purchasers typically pay Lending Club a servicing fee on each payment received from a borrower or on the investors’ month-end principal balance of loans serviced. The servicing fee compensates the Company for managing payments from borrowers and payments to investors and maintaining investors’ account portfolios. The Company records servicing fees as a component of net operating revenue when received. Servicing fees can be, and have been, modified or waived at management’s discretion. Servicing fees also include the change in fair value of loan servicing assets and liabilities. Management Fees: Qualified investors can invest in investment funds managed by LCA. LCA charges limited partners in the investment funds a management fee payable monthly in arrears, based on a limited partner’s capital account balance at month end. LCA also earns management fees on SMAs, payable monthly in arrears, based on the month-end balances in the SMA accounts. Management fees are a component of net operating revenue in the consolidated statements of operations and are recorded as earned. Management fees can be, and have been, modified or waived at the discretion of LCA. Other Revenue (Expense): Other revenue (expense) consists primarily of gains and losses on sales of whole loans, incentives that were offered to purchasers of whole loans in the second and third quarters of 2016, and referral revenue earned from partner companies when customers referred by Lending Club complete specified actions with them. Whole Loan Sold Whole Loan Sales Under loan sale agreements, the Company sells all of its right, title and interest in certain loans. At the time of such sales, the Company simultaneously enters into loan servicing agreements under which it acquires the right to service the loans. The Company calculates a gain or loss on the whole loan sale, including the acquisition of loan servicing rights, based on the net proceeds from the whole loan sale, minus the net investment in the loans being sold. Additionally, as needed, the Company will record a liability for significant estimated post-sale obligations or contingent obligations to the purchasers of the whole loans in “Accrued expenses and other liabilities” in the consolidated balance sheets. The Company elected the fair value option for whole loans acquired that are designated to be sold. All transaction fees and all direct costs incurred in the origination process are recognized in earnings as earned or incurred and are not deferred. Transaction fees for whole loans sold are included in “Transaction fees” and direct loan origination costs are included in “Origination and servicing” operating expense in the consolidated statements of operations. Gains and losses from whole loan sales are recorded in “Other revenue (expense)” in the consolidated statements of operations. Net Income (Loss) Per Share Net Income (Loss) Per Share Earnings (loss) per share (EPS) is the amount of net income (loss) available to each share of common stock outstanding during the reporting period. Diluted EPS is the amount of net income (loss) available to each share of common stock outstanding during the reporting period, adjusted to include the effect of potentially dilutive common shares. Potentially dilutive common shares are excluded from the computation of diluted EPS in periods in which the effect would be antidilutive. Potentially dilutive common shares include incremental shares issued for stock options and warrants to purchase common stock. Cash and Cash Equivalents Cash and Cash Equivalents Cash and cash equivalents include the Company’s unrestricted deposits with financial institutions in checking, money market and short-term certificate of deposit accounts. The Company considers all highly liquid investments with stated maturity dates of three months or less from the date of purchase to be cash equivalents. Restricted Cash Restricted Cash Restricted cash consists primarily of checking, money market and certificate of deposit accounts that are: (i) pledged to or held in escrow by the Company’s correspondent banks as security for transactions processed on or related to Lending Club’s platform or activities by certain investors; (ii) pledged through a credit support agreement with a certificate holder; (iii) held in a Rabbi Trust through a grantor trust agreement to satisfy obligations to participants under the Company's 2016 Cash Retention Bonus Plan (Cash Retention Plan). See “Note 15. Employee Incentive and Retirement Plans” for additional information; or (iv) received from investors but not yet applied to their accounts on the platform and transferred to segregated bank accounts that hold investors’ funds. Investor cash balances (excluding transactions-in-process) are held in segregated bank or custodial accounts and are not commingled with the Company’s monies or held on the Company’s consolidated balance sheet. Securities Available for Sale Securities Available for Sale Securities available for sale are recorded at fair value and unrealized gains and losses are reported, net of taxes, in accumulated other comprehensive income (loss) included in stockholders’ equity unless management determines that a security is other-than-temporarily impaired (OTTI). Realized gains and losses from sales of securities available for sale are determined on a specific identification basis and are included in other revenue (expense). Purchases and sales of securities available for sale are recorded on the trade date. Management evaluates whether securities available for sale are OTTI on a quarterly basis. Debt securities with unrealized losses are considered OTTI if the Company intends to sell the security or if it is more likely than not that it will be required to sell such security before any anticipated recovery. If management determines that a security is OTTI under these circumstances, the impairment recognized in earnings is measured as the entire difference between the amortized cost and then-current fair value. A security is also OTTI if management does not expect to recover all of the amortized cost of the security. In this circumstance, the impairment recognized in earnings represents estimated credit loss, and is measured by the difference between the present value of expected cash flows and the amortized cost of the security. Management utilizes cash flow models to estimate the expected future cash flow from the securities to estimate the credit loss when necessary. Expected cash flows are discounted using the security’s effective interest rate. The evaluation of whether the Company expects to recover the amortized cost of a security is inherently judgmental. The evaluation includes the assessment of several security performance indicators, including the magnitude and duration of the unrealized loss and whether the Company has received all scheduled principal and interest payments. Securities Available for Sale The Company uses quoted prices in active markets to measure the fair value of securities available for sale, when available. When utilizing market data and bid-ask spreads, the Company uses the price within the bid-ask spread that best represents fair value. When quoted prices do not exist, the Company uses prices obtained from independent third-party pricing services to measure the fair value of securities available for sale. The Company’s primary independent pricing service provides prices based on observable trades and discounted cash flows that incorporate observable information, such as yields for similar types of securities (a benchmark interest rate plus observable spreads) and weighted-average maturity for the same or similar securities. The Company compares the prices obtained from its primary independent pricing service to the prices obtained from the additional independent pricing services to determine if the price obtained from the primary independent pricing service is reasonable. The Company does not adjust the prices received from independent third-party pricing services unless such prices are inconsistent with the definition of fair value and result in a material difference in the recorded amounts. Loans Held for Sale at Fair Value Loans Held for Sale at Fair Value Loans held by the Company with the intent to sell are recognized on the balance sheet as loans held for sale. Loans held for sale are measured at fair value. The fair value methodology for the measurement of loans held for sale is consistent with that of loans not classified as held for sale. The fair value adjustments related to loans held for sale are recorded in the period of the fair value changes. Loan Trailing Fee Liability Loan Trailing Fee Liability In February 2016, the Company revised the agreement with its primary issuing bank partner to include an additional program fee (Loan Trailing Fee). The Loan Trailing Fee is dependent on the amount and timing of principal and interest payments made by borrowers of the underlying loans, and gives the issuing bank an ongoing financial interest in the performance of the loans it originates. This fee is paid by the Company to the issuing bank partner over the term of the respective loans and is a function of the principal and interest payments. In the event that principal and interest payments are not made, the Company is not required to make this Loan Trailing Fee payment. The Loan Trailing Fee is recorded initially at fair value with subsequent changes to this liability netted against transaction fees on the Company's consolidated statement of operations. The fair value of the Loan Trailing Fee represents the present value of the expected monthly Loan Trailing Fee, which considers assumptions of expected prepayment rates and future credit losses. Fair Value of Assets and Liabilities Fair Value of Assets and Liabilities The Company uses fair value measurement to record loans, notes, certificates and servicing assets and liabilities at fair value on a recurring basis. Fair value is defined as the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. The fair value hierarchy includes the following three-level classification, which is based on the market observability of the inputs used for estimating the fair value of the assets or liabilities being measured: Level 1 — Quoted market prices in active markets for identical assets or liabilities. Level 2 — Significant other observable inputs (e.g., quoted prices for similar items in active markets, quoted prices for identical or similar items in markets that are not active, inputs other than quoted prices that are observable such as interest rate and yield curves, and market-corroborated inputs). Level 3 — Inputs that are unobservable in the market but reflective of the types of assumptions that market participants would use in pricing the asset or liability. Valuation techniques include use of option pricing models, discounted cash flow methodologies or similar techniques. The Company utilizes discounted cash flow valuation techniques based on its estimate of future cash flows that are expected to occur over the life of a financial instrument. Unobservable inputs are considered significant if, by their exclusion, the estimated fair value of a Level 3 asset or liability would be impacted by a significant percentage change, or based on qualitative factors such as the nature of the instrument and significance of the unobservable inputs relative to other inputs used within the valuation. Fair Valuation Adjustments of Loans at Fair Value and Notes and Certificates at Fair Value Loans and related notes and certificates, and loans held for sale are measured at estimated fair value using a discounted cash flow valuation methodology. The fair valuation methodology considers projected prepayments and uses the historical actual defaults, losses and recoveries on our loans to project future losses and net cash flows on loans. Servicing Assets and Liabilities at Fair Value Loan servicing assets and liabilities are measured at estimated fair value using a discounted cash flow valuation methodology. The cash flows in the valuation model represent the difference between the contractual servicing fees charged to whole loan buyers and an estimated market servicing fee. Since contractual servicing fees are generally based on the monthly unpaid principal balance of the underlying loans, the expected cash flows in the model incorporate estimates of net losses and prepayments. Financial Instruments Not Recorded at Fair Value Financial Instruments Not Recorded at Fair Value Financial instruments not recorded at fair value on a recurring basis include cash and cash equivalents, restricted cash, accrued interest receivable, deposits, accrued interest payable, accounts payable and payables to investors. These assets and liabilities are recorded at historical cost. Given the short-term nature of these instruments, the Company considers the amortized cost to approximate their fair values. Accrued Interest Accrued Interest Accrued interest income on loans is calculated based on the contractual interest rate of the loan and recorded as interest income as earned. Loans are placed on non-accrual status upon reaching 120 days past due. When a loan is placed on non-accrual status, the Company stops accruing interest and reverses all accrued but unpaid interest as of such date. Accrued interest payable on notes and certificates is also reduced when the corresponding loan is placed on non-accrual status, due to the payment dependent structure of the notes and certificates. Property, Equipment and Software, Net Property, Equipment and Software, net Property, equipment and software consists of internally developed and purchased software, computer equipment, leasehold improvements, furniture and fixtures and construction in process, which are recorded at cost, less accumulated depreciation and amortization. Computer equipment, purchased software and furniture and fixtures are depreciated or amortized on a straight line basis over three to five years. Leasehold improvements are amortized over the shorter of the lease term excluding renewal periods or the estimated useful life. Internally developed software is amortized on a straight line basis over the project’s estimated useful life, generally three years. Internally developed software is capitalized when preliminary development efforts are successfully completed and it is probable that the project will be completed and the software will be used as intended. Capitalized costs consist of salaries and payroll related costs for employees and fees paid to third-party consultants who are directly involved in development efforts. Costs related to preliminary project activities and post implementation activities including training and maintenance are expensed as incurred. Costs incurred for upgrades and enhancements that are considered to be probable to result in additional functionality are capitalized. The Company evaluates potential impairments of its property, equipment and software whenever events or changes in circumstances indicate that the carrying amount of the assets may not be recoverable. Events or changes in circumstances that could result in impairment include, but are not limited to, underperformance relative to historical or projected future operating results, significant changes in the manner of use of the assets or the strategy for the Company’s overall business and significant negative industry or economic trends. The determination of recoverability of these assets is based on whether an estimate of undiscounted future cash flows resulting from the use of the asset and its eventual disposition exceed the net book value of the asset. If the asset is not recoverable, measurement of an impairment loss is based on the fair value of the asset. When an impairment loss is recognized, the carrying amount of the asset is reduced to its estimated fair value. Consolidation of Variable Interest Entities Consolidation of Variable Interest Entities A variable interest entity (VIE) is a legal entity that does not have sufficient equity at risk to finance its own operations, whose equity holders do not have the power to direct the activities most significantly affecting the economic outcome of those activities, or whose equity holders do not share proportionately in the losses or receive the residual returns of the entity. The determination of whether an entity is a VIE requires a significant amount of judgment. When the Company has a controlling financial interest in a VIE, it must consolidate the results of the VIE’s operations into its consolidated financial statements. A controlling financial interest exists if the Company has both the power to direct the VIE’s activities that most significantly affect the VIE’s economic performance (power) and the obligation to absorb losses or receive benefits that could be potentially significant to the VIE (economics). LC Trust I The Company has determined that the Trust is a VIE and that the Company has a controlling financial interest in the Trust and therefore must consolidate the Trust in its consolidated financial statements. The Company established the Trust in February 2011 and funded it with a nominal residual investment. The Company is the only residual investor in the Trust. The purpose of the Trust is to acquire and hold loans for the benefit of investors who have invested in certificates issued by the Trust. The Trust conducts no other business other than purchasing and retaining loans or portions thereof for the benefit of the investment funds and their underlying limited partners. The Trust holds loans, none of which are financed by the Company. The cash flows from the loans held by the Trust are used to repay obligations under the certificates. The Trust’s assets and liabilities were reflected in the Company's consolidated financial statements at December 31, 2016 and 2015. In connection with the formation of the investment funds, it was determined that in order to achieve success in raising investment capital, the assets to be invested in by the investment funds must be held by an entity that was separate and distinct from the Company (i.e. bankruptcy remote) in order to reduce this risk and uncertainty. In the event of the Company's insolvency, it is anticipated that the assets of the Trust would not become part of the bankruptcy estate, but that outcome is uncertain. The Company's capital contributions, which are the only equity investments in the Trust, are insufficient to allow the Trust to finance the purchase of a significant amount of loans without the issuance of certificates to investors. Therefore, the Trust’s capitalization level qualifies the Trust as a VIE. The Company has a financial interest in the Trust because of its right to returns related to servicing fee revenue from the Trust, its right to reimbursement for expenses, and its obligation to repurchase loans from the Trust in certain instances. Additionally, the Company performs or directs activities that significantly affect the Trust’s economic performance through or by (i) operation of the platform that enables borrowers to apply for loans purchased by the Trust; (ii) credit underwriting and servicing of loans purchased by the Trust; (iii) LCA's selection of the loans that are purchased by the Trust on behalf of advised Certificate holders; and (iv) LCA’s role to source investors that ultimately purchase limited partnership interests in a fund or Certificates, both of which supply the funds for the Trust to purchase loans. Collectively, the activities described above allow the Company to fund more loans than would be the case without the existence of the Trust, to collect the related loan transaction fees and for LCA to collect the management fees on the investors’ capital used to purchase certificates. Accordingly, the Company is deemed to have power to direct activities most significant to the Trust and economic interest in the activities because of loan funding and transaction and management fees. Therefore, the Company concluded that it is the primary beneficiary of the Trust and consolidated the Trust’s operations in its consolidated financial statements. Investment In Cirrix Capital On April 1, 2016, the Company closed its $10.0 million investment, for an approximate ownership interest of 15% in Cirrix Capital (Investment Fund), a holding company to a family of funds that purchases loans and interests in loans from the Company. Per the partnership agreement, the family of funds can invest up to 20% of their assets outside of whole loans and interests in whole loans facilitated by the Company. At December 31, 2016, 100% of the family of funds' assets were comprised of whole loans and interests in loans facilitated by Lending Club's platform. At the time the Company made its investment, the Company's then Chief Executive Officer (former CEO) and a board member (together, the Related Party Investors) also had limited partnership interests in the Investment Fund. As of June 30, 2016, the end of the period in which the Company's former CEO resigned, the Related Party Investors and the Company had an aggregate ownership of approximately 29% in the Investment Fund. As of December 31, 2016, the Company and a board member had an aggregate ownership interest of approximately 27% in the Investment Fund. The Company's investment is deemed to be a variable interest in the Investment Fund because of the limited partnership interest shares in the expected returns and losses of the Investment Fund. The expected returns and losses of the Investment Fund result from the net returns of the family of funds owned by the Investment Fund, which are derived from interest income earned from loans and interests in whole loans that are purchased by the family of funds, which are owned by the Investment Fund. Such loans and interests in loans were facilitated by the Company. Additionally, the Investment Fund is considered a VIE. The Investment Fund passes the credit risk to the limited partners. The Company did not design the Investment Fund’s investment strategy and cannot require the Investment Fund to purchase loans. Additionally, the Company reviewed whether it collectively, with the board member's investment, had power to control the Investment Fund and concluded that it did not based on the unilateral ability of the general partner to exercise power over the limited partnership and the inability of the limited partners to remove the general partner. The Company is not the primary beneficiary of the Investment Fund because the Company does not have the power to direct the activities that most significantly affect the Investment Fund’s economic performance. As a result, the Company does not consolidate the operations of the Investment Fund in the financial statements of the Company. The Company accounts for this investment under the equity method of accounting, which approximates its maximum exposure to loss as a result of its involvement in the Investment Fund. At December 31, 2016, the Company's investment was $10.1 million, which is recognized in other assets on the consolidated balance sheet. See “Note 19. Related Party Transactions” for additional information. Separately, the Company is subject to a credit support agreement that requires it to pledge and restrict cash in support of its contingent obligation to reimburse the Investment Fund for net credit losses on loans underlying the interests in whole loans that are in excess of a specified, aggregate net loss threshold. As of December 31, 2016, $3.4 million was pledged and restricted to support this contingent obligation. This credit support agreement is deemed to be a variable interest in the Investment Fund because it exposes the Company to potential credit losses on the underlying interests in loans purchased by the Investment Fund. The board member and the Company are excluded from receiving any benefits, if provided, from this credit support agreement. As of December 31, 2016, the Company has not been required to nor does it anticipate recording losses under this agreement. The Company's maximum exposure to loss under this credit support agreement was limited to $6.0 million and $34.4 million at December 31, 2016 and 2015, respectively. LCA Managed or Advised Private Funds In conjunction with the adoption of a new accounting standard that amends accounting for consolidations effective January 1, 2016, the Company reviewed its relationship with the private funds managed or advised by LCA and concluded that it does not have a variable interest in the private funds. As of December 31, 2016, the Company does not hold any investments in the private funds. Certain of the Company's related parties have investments in the private funds, as discussed in “Note 19. Related Party Transactions.” The Company charges the limited partners in the private funds a management fee based on their account balance at month end for services performed as the general manager, including fund administration, and audit, accounting and tax preparation services. Accordingly, the Company's fee arrangements contain only terms, conditions, or amounts that are customarily present in arrangements for similar services negotiated at arm’s length. These fees are solely compensation for services provided and are commensurate with the level of effort required to provide those services. The Company does not have other interests in the private funds and therefore does not have a variable interest in the private funds. Management regularly reviews and reconsiders its previous conclusions regarding whether it holds a variable interest in potential VIEs, the status of an entity as a VIE, and whether the Company is required to consolidate such VIEs in the consolidated financial statements. Goodwill and Intangible Assets Goodwill and Intangible Assets Goodwill represents the fair value of acquired businesses in excess of the aggregate fair value of the identified net assets acquired. Goodwill is not amortized but is tested for impairment annually or whenever indications of impairment exist. Our annual impairment testing date is April 1. Impairment exists whenever the carrying value of goodwill exceeds its implied fair value. Adverse changes in impairment indicators such as loss of key personnel, increase regulatory oversight, or unplanned changes in our operations could result in impairment. The Company recorded a goodwill impairment charge of $37.1 million for the year ended December 31, 2016 related to the education and patient finance reporting unit. See “Note 9. Intangible Assets and Goodwill” for a further description of this impairment. If the performance of the education and patient finance reporting unit fails to meet current expectations, it is possible that the carrying value of this reporting unit, even after the current impairment charge, will exceed its fair value, which could result in further recognition of a noncash impairment of goodwill that could be material. There were no goodwill impairment charges for the years ended December 31, 2015 or 2014. The Company can elect to qualitatively assess goodwill for impairment if it is more likely than not that the fair value of a reporting unit (generally defined as a component of a business for which financial information is available and reviewed regularly by management) exceeds its carrying value. A qualitative assessment may consider macroeconomic and other industry-specific factors, such as trends in short-term and long-term interest rates and the ability to access capital or company-specific factors, such as market capitalization in excess of net assets, trends in revenue generating activities and merger or acquisition activity. If the Company does not qualitatively assess goodwill it compares a reporting unit’s estimated fair value to its carrying value. Estimated fair value of a reporting unit is generally established using an income approach based on a discounted cash flow model or a market approach, which compares each reporting unit to comparable companies in their respective industries. Intangible assets are amortized over their useful lives in a manner that best reflects their economic benefit, which may include straight-line or accelerated methods of amortization. Intangible assets are reviewed for impairment quarterly and whenever events or changes in circumstances indicate that the carrying amount of such assets may not be recoverable. The Company does not have indefinite-lived intangible assets. Debt Debt The Company has elected to record certain costs directly related to its secured revolving credit facility as an asset included in other assets on the Company’s consolidated balance sheets. These costs are amortized as interest expense over the contractual term of the secured revolving credit facility. Additionally, in instances where the Company transfers loans to investors that do not meet sale criteria for accounting purposes, such loan sales are accounted for as secured borrowings. Stock-based Compensation Stock-based Compensation Stock-based compensation includes expense associated with restricted stock units (RSUs), stock options, and our employee stock purchase plan (ESPP), as well as expense associated with stock issued related to our acquisition of Springstone. Stock-based compensation expense is based on the grant date fair value of the award, net of expected forfeitures, which are based on our historical experience. If actual forfeitures differ significantly from our estimates, stock-based compensation expense and our results of operations could be materially impacted. The fair value of restricted stock units is based on the closing price of our common stock on the date of grant. To determine the fair value of stock options and ESPP purchase rights, we use the Black-Scholes option-pricing model, with inputs for the fair value of our common stock, expected common stock price volatility over the expected life of the stock options or ESPP purchase rights, expected term of the stock option or ESPP purchase right, risk-free interest rates and expected dividends. Prior to the Company’s IPO, the fair value of its shares of common stock was established by the Board. The Company’s Board relied upon valuations provided by third-party valuation firms and other factors, including, but not limited to, the current status of the technical and commercial success of the Company’s operations, the Company’s financial condition, the stage of the Company’s product design and development, and competition to establish the fair value of the Company’s common stock at the time of grant of the option. As we do not have a significant trading history for our common stock, the expected stock price volatility for our common stock is estimated by reference to the average historical stock price volatility for our industry peers. The industry peer group used to estimate our volatility includes small, mid and large capitalization companies in the consumer finance, investment management and technology industries taking into account the similarity in size, stage of life cycle and financial leverage. The expected term represents the period of time that stock options are estimated to be outstanding, giving consideration to the contractual terms of the options, vesting schedules, and expectations of future exercise patterns and post-vesting employee termination behavior. Given our limited operating history, the simplified method is applied to calculate the expected term. We use a risk-free interest rate based on the U.S. Treasury yield for a term consistent with the expected life of the awards in effect at the time of grant. We have never declared or paid any cash or other dividends and do not anticipate paying cash or other dividends in the foreseeable future. Consequently, we use an expected dividend yield of 0.0% in our option-pricing model. Stock-based compensation expense related to stock options and RSUs that are expected to vest is recognized over the vesting period of the award, which is generally four years, on a straight-line basis. The compensation expense related to ESPP purchase rights is recognized on a straight-line basis over the requisite service period, which is generally six months. Income Taxes Income Taxes The Company accounts for income taxes under the asset and liability method, which requires the recognition of deferred tax assets and liabilities for the expected future tax consequences of events that have been included in the financial statements. Under this method, deferred tax assets and liabilities are determined on the basis of the differences between the financial statement and tax bases of assets and liabilities using enacted tax rates in effect for the year in which the differences are expected to reverse. The effect of a change in tax rates on deferred tax assets and liabilities is recognized in income in the period that includes the enactment date. The Company recognizes deferred tax assets to the extent that it believes these assets are more likely than not to be realized. In making such a determination, the Company considers the available positive and negative evidence, including future reversals of existing taxable temporary differences, projected future taxable income, tax-planning strategies, and results of recent operations. If the Company determines that it is able to realize its deferred tax assets in the future in excess of the net recorded amount, the Company adjusts the deferred tax asset valuation allowance, which reduces the provision for income taxes. The Company accounts for the realization of excess tax benefits for stock-based compensation based on the “with-and-without” approach, excluding the measurement of any indirect effects. Equity will be increased if and when such deferred tax assets are ultimately realized. The Company accounts for uncertain tax positions using a two-step process whereby (i) it determines whether it is more likely than not that the tax positions will be sustained on the basis of the technical merits of the position (“more-likely-than-not recognition threshold”) and (ii) for those tax positions that meet the more-likely-than-not recognition threshold, it recognizes the largest amount of tax benefit that is more than 50 percent likely to be realized upon ultimate settlement with the related tax authority. The Company recognizes interest and penalties accrued on any unrecognized tax benefits as a component of provision for income tax in the consolidated statements of operations. Use of Estimates Use of Estimates The preparation of the Company’s consolidated financial statements and related disclosures requires management to make judgments, assumptions and estimates that affect the amounts reported in its consolidated financial statements and accompanying notes. The Company bases its estimates on historical experience and on various other factors it believes to be reasonable under the circumstances, the results of which form the basis for making judgments about the carrying values of certain assets and liabilities. These judgments, assumptions and estimates include but are not limited to the following: (i) fair value determinations for servicing assets and liabilities; (ii) fair value determinations for loans, loans held for sale, notes and certificates; (iii) fair value determinations for securities available for sale; (iv) stock-based compensation expense; (v) provision for income taxes, net of valuation allowance for deferred tax assets; (vi) recoverability of property, equipment and software; (vii) carrying values of goodwill and intangible assets; (viii) consolidation of variable interest entities; and (ix) reserves for contingencies. These judgments, estimates and assumptions are inherently subjective in nature and actual results may differ from these estimates and assumptions, and the differences could be material. New Accounting Standards Adoption of New Accounting Standards In November 2015, the FASB issued ASU 2015-17, Balance Sheet Classification of Deferred Taxes, that amended the presentation of deferred income taxes in the statement of financial position. This ASU was effective January 1, 2017. ASU 2015-17 simplifies the presentation to require that deferred income taxes be presented as noncurrent in a classified statement of financial position. The Company does not present a classified statement of financial position and accordingly ASU 2015-17 does not have an impact on its presentation of deferred tax assets and liabilities. In August 2014, the FASB issued ASU 2014-15 Presentation of Financial Statements – Going Concern (Subtopic 205-40), Disclosure of Uncertainties about an Entity’s Ability to Continue as a Going Concern, which requires management to assess a company’s ability to continue as a going concern for each annual and interim reporting period, and disclose in its financial statements whether there is substantial doubt about the company’s ability to continue as a going concern within one year after the date that the financial statements are issued. The standard is effective for annual reporting periods, and interim periods therein, ending after December 15, 2016. The Company has adopted ASU 2014-15 and evaluated the Company’s ability to continue as a going concern as well as the need for related disclosure and has concluded no disclosure is necessary regarding the Company’s ability to continue as a going concern. New Accounting Standards Not Yet Adopted In January 2017, the FASB issued ASU 2017-04, Intangibles-Goodwill and Other (Topic 350) – Simplifying the Test for Goodwill Impairment. ASU 2017-04 will simplify the subsequent measurement of goodwill by eliminating Step 2 from the goodwill impairment test. Current guidance requires that companies compute the implied fair value of goodwill under Step 2 by performing procedures to determine the fair value at the impairment testing date of its assets and liabilities following the procedure that would be required in determining the fair value of assets acquired and liabilities assumed in a business combination. ASU 2017-04 will require companies to perform annual or interim goodwill impairment tests by comparing the fair value of a reporting unit with its carrying amount, and recognize an impairment charge for the amount by which the carrying amount exceeds the reporting unit’s fair value. However, the loss recognized should not exceed the total amount of goodwill allocated to that reporting unit. ASU 2017-04 will be effective for annual periods beginning after December 15, 2019, including interim periods within that reporting period, and will be applied prospectively. Early adoption of this standard is permitted. The Company currently is evaluating the impact this guidance may have on its financial position, results of operations, and cash flows. In August 2016, the FASB issued ASU 2016-15, Statement of Cash Flows – Classification of Certain Cash Receipts and Cash Payments and in November 2016 issued ASU 2016-18, Statement of Cash Flows (Topic 230): Restricted Cash. The new standard will be effective January 1, 2018, and amends the existing accounting standards for the statement of cash flows. The amendments provide guidance on the following nine cash flow issues: debt prepayment or debt extinguishment costs; settlement of zero-coupon or other debt instruments with coupon interest rates that are insignificant in relation to the effective interest rate of the borrowing; contingent consideration payments made after a business combination; proceeds from the settlement of insurance claims; proceeds from the settlement of corporate-owned life insurance policies; distributions received from equity method investees; beneficial interests in securitization transactions; separately identifiable cash flows and application of the predominance principle; and restricted cash. Early adoption is permitted, including adoption in an interim period. The Company is evaluating the impact that these standards will have on the consolidated statement of cash flows. However, the impact will depend on the facts and circumstances at the time of adoption of the new standards. In June 2016, the FASB amended guidance related to impairment of financial instruments as part of ASU 2016-13 Financial Instruments – Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments, which will be effective January 1, 2020. The guidance replaces the incurred loss impairment methodology with an expected credit loss model for which a company recognizes an allowance based on the estimate of expected credit loss. The Company accounts for its loans at fair value through net income, which is outside the scope of Topic 326 and does not expect this guidance to have a material impact on the Company's financial position, results of operations, or cash flows. In March 2016, the FASB issued ASU 2016-09 Compensation – Stock Compensation (Topic 718): Improvements to Employee Share-Based Payment Accounting. This ASU simplifies several aspects of the accounting for employee share-based payment transactions, including the accounting for income taxes, forfeitures, and statutory tax withholding requirements, as well as classification in the statement of cash flows. This new standard is effective for annual periods beginning after December 15, 2016, and interim periods within that reporting period. The Company will adopt this standard in the first quarter of 2017, under the modified retrospective method, with the cumulative effect of adoption recorded as an adjustment to 2017 beginning retained earnings. The new standard will result in excess tax benefits and deficiencies on share-based transactions being recorded as income tax expense or benefit rather than in additional-paid-in-capital. The Company also will classify excess tax benefits on share-based payments in the operating section of the consolidated statement of cash flows. The Company has not concluded whether to account for share-based award forfeitures as they occur, rather than, making estimates of future forfeitures. The Company’s previously unrecognized excess tax benefits were recorded as a deferred tax asset, which was fully reduced by a valuation allowance. Therefore, the requirement to recognize these excess tax benefits in the income tax provision is not expected to have a material adoption impact. In February 2016, the FASB issued ASU 2016-02, Leases (Topic 842) that amended the accounting guidance related to lease accounting. The new standard is effective January 1, 2019, with modified retrospective transition upon adoption. The guidance requires lessees, at lease inception, to record on their balance sheets a lease liability for the obligation to make lease payments and a right-of-use (ROU) asset for the right to use the underlying asset for the lease term. Lessees may elect to not recognize lease liabilities and ROU assets for leases with terms of 12 months or less. The lease liability is measured at the present value of the lease payments over the lease term. The ROU asset will be based on the liability, adjusted for lease prepayments, lease incentives, and the lessee's initial direct costs. For operating leases, lease expense will generally be recognized on a straight-line basis over the lease term. The amended lessor accounting model is similar to the current model, updated to align with certain changes to the lessee model and the new revenue standard. The Company is evaluating the impact that ASU 2016-02 will have on its financial position, results of operations or cash flows. In January 2016, the FASB issued ASU 2016-01 Financial Instruments - Overall (Subtopic: 825-10): Recognition and Measurement of Financial Assets and Financial Liabilities, which will be effective January 1, 2018. The amendment changes the accounting for equity investments, changes disclosure requirements related to instruments at amortized cost and fair value, and clarifies how entities should evaluate deferred tax assets for securities classified as available for sale. Affected entities should apply the amendments by means of a cumulative-effect adjustment to the balance sheet as of the beginning of the fiscal year of adoption. The Company is evaluating the impact that ASU 2016-01 will have on its financial position, results of operations or cash flows. In May 2014, the FASB issued ASU 2014-09 Revenue from Contracts with Customers (Topic 606), which will be effective January 1, 2018. The guidance clarifies that revenue from contracts with customers should be recognized in a manner that depicts both the likelihood of payment and the timing of the related transfer of goods or performance of services. In March 2016, the FASB issued an amendment (ASU 2016-08) to the new revenue recognition guidance clarifying how to determine if an entity is a principal or agent in a transaction. In April (ASU 2016-10) and May (ASU 2016-12) of 2016, the FASB further amended the guidance to include performance obligation identification, licensing implementation, collectability assessment and other presentation and transition clarifications. The effective date and transition requirements for the amendments is the same as for ASU 2014-09. The Company is in its preliminary scoping phase to determine the revenue streams that are in the scope of these updates. Preliminary results indicate that transactions fees and management fees contain revenue streams that are in scope of these updates, while servicing fees and gain or loss on sale of loans remain within the scope of ASC Topic 860, Transfers and Servicing. The Company plans to adopt the standards beginning January 1, 2018 and currently anticipates using the modified retrospective method of adoption. However, the adoption method to be used is subject to completion of the Company’s impact assessment. X - DefinitionFair valuation adjustments of member loans at fair value and notes and certificates at fair value. + ReferencesNo definition available. + Details Name: lc_FairValuationAdjustmentsOfMemberLoansAtFairValueAndNotesAndCertificatesAtFairValuePolicyPolicyTextBlock Namespace Prefix: lc_ Data Type: nonnum:textBlockItemType Balance Type: na Period Type: duration X - DefinitionPerformance Incentive Fee Liability [Policy Text Block] + ReferencesNo definition available. + Details Name: lc_PerformanceIncentiveFeeLiabilityPolicyTextBlock Namespace Prefix: lc_ Data Type: nonnum:textBlockItemType Balance Type: na Period Type: duration X - DefinitionWhole Loans Sold [Policy Text Block] + ReferencesNo definition available. + Details Name: lc_WholeLoansSoldPolicyTextBlock Namespace Prefix: lc_ Data Type: nonnum:textBlockItemType Balance Type: na Period Type: duration X - ReferencesNo definition available. + Details Name: us-gaap_AccountingPoliciesAbstract Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionDisclosure of accounting policy for cash and cash equivalents, including the policy for determining which items are treated as cash equivalents. Other information that may be disclosed includes (1) the nature of any restrictions on the entity's use of its cash and cash equivalents, (2) whether the entity's cash and cash equivalents are insured or expose the entity to credit risk, (3) the classification of any negative balance accounts (overdrafts), and (4) the carrying basis of cash equivalents (for example, at cost) and whether the carrying amount of cash equivalents approximates fair value. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(1)) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 305 -SubTopic 10 -Section 05 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=6375392&loc=d3e26790-107797 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 50 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=6367179&loc=d3e4273-108586 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Glossary Cash -URI http://asc.fasb.org/extlink&oid=6506951 Reference 5: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 235 -SubTopic 10 -Section 50 -Paragraph 3 -URI http://asc.fasb.org/extlink&oid=68058157&loc=d3e18780-107790 Reference 6: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Glossary Cash Equivalents -URI http://asc.fasb.org/extlink&oid=6507016 + Details Name: us-gaap_CashAndCashEquivalentsPolicyTextBlock Namespace Prefix: us-gaap_ Data Type: nonnum:textBlockItemType Balance Type: na Period Type: duration X - DefinitionEntity's cash and cash equivalents accounting policy with respect to restricted balances. Restrictions may include legally restricted deposits held as compensating balances against short-term borrowing arrangements, contracts entered into with others, or company statements of intention with regard to particular deposits; however, time deposits and short-term certificates of deposit are not generally included in legally restricted deposits. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 235 -SubTopic 10 -Section 50 -Paragraph 3 -URI http://asc.fasb.org/extlink&oid=68058157&loc=d3e18780-107790 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03(1)(a)) -URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 305 -SubTopic 10 -Section 05 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=6375392&loc=d3e26790-107797 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(1)) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 Reference 5: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 50 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=6367179&loc=d3e4273-108586 + Details Name: us-gaap_CashAndCashEquivalentsRestrictedCashAndCashEquivalentsPolicy Namespace Prefix: us-gaap_ Data Type: nonnum:textBlockItemType Balance Type: na Period Type: duration X - DefinitionDisclosure of accounting policy for salaries, bonuses, incentive awards, postretirement and postemployment benefits granted to employees, including equity-based arrangements; discloses methodologies for measurement, and the bases for recognizing related assets and liabilities and recognizing and reporting compensation expense. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 235 -SubTopic 10 -Section 50 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=68058157&loc=d3e18726-107790 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 718 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (b),(f(1)) -URI http://asc.fasb.org/extlink&oid=6415400&loc=d3e5070-113901 + Details Name: us-gaap_CompensationRelatedCostsPolicyTextBlock Namespace Prefix: us-gaap_ Data Type: nonnum:textBlockItemType Balance Type: na Period Type: duration X - DefinitionDisclosure of accounting policy regarding (1) the principles it follows in consolidating or combining the separate financial statements, including the principles followed in determining the inclusion or exclusion of subsidiaries or other entities in the consolidated or combined financial statements and (2) its treatment of interests (for example, common stock, a partnership interest or other means of exerting influence) in other entities, for example consolidation or use of the equity or cost methods of accounting. The accounting policy may also address the accounting treatment for intercompany accounts and transactions, noncontrolling interest, and the income statement treatment in consolidation for issuances of stock by a subsidiary. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 235 -SubTopic 10 -Section 50 -Paragraph 3 -URI http://asc.fasb.org/extlink&oid=68058157&loc=d3e18780-107790 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 810 -SubTopic 10 -Section 50 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=64809438&loc=d3e5614-111684 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 810 -SubTopic 10 -Section S99 -Paragraph 3 -Subparagraph (SX 210.3A-03) -URI http://asc.fasb.org/extlink&oid=27015204&loc=d3e355100-122828 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 810 -SubTopic 10 -Section S99 -Paragraph 2 -Subparagraph (SX 210.3A-02) -URI http://asc.fasb.org/extlink&oid=27015204&loc=d3e355033-122828 + Details Name: us-gaap_ConsolidationPolicyTextBlock Namespace Prefix: us-gaap_ Data Type: nonnum:textBlockItemType Balance Type: na Period Type: duration X - DefinitionDisclosure of accounting policy related to debt. Includes, but is not limited to, debt issuance costs, the effects of refinancings, method of amortizing debt issuance costs and original issue discount, and classifications of debt. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 470 -SubTopic 10 -Section 50 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=6802200&loc=d3e1835-112601 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 235 -SubTopic 10 -Section 50 -Paragraph 3 -URI http://asc.fasb.org/extlink&oid=68058157&loc=d3e18780-107790 + Details Name: us-gaap_DebtPolicyTextBlock Namespace Prefix: us-gaap_ Data Type: nonnum:textBlockItemType Balance Type: na Period Type: duration X - DefinitionDisclosure of accounting policy for computing basic and diluted earnings or loss per share for each class of common stock and participating security. Addresses all significant policy factors, including any antidilutive items that have been excluded from the computation and takes into account stock dividends, splits and reverse splits that occur after the balance sheet date of the latest reporting period but before the issuance of the financial statements. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 260 -SubTopic 10 -Section 50 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=6371337&loc=d3e3550-109257 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 260 -SubTopic 10 -Section 50 -Paragraph 1 -Subparagraph (c) -URI http://asc.fasb.org/extlink&oid=6371337&loc=d3e3550-109257 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 260 -SubTopic 10 -Section 50 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=6371337&loc=d3e3630-109257 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 235 -SubTopic 10 -Section 50 -Paragraph 3 -URI http://asc.fasb.org/extlink&oid=68058157&loc=d3e18780-107790 + Details Name: us-gaap_EarningsPerSharePolicyTextBlock Namespace Prefix: us-gaap_ Data Type: nonnum:textBlockItemType Balance Type: na Period Type: duration X - DefinitionDisclosure of accounting policy for fair value measurements of financial and non-financial assets, liabilities and instruments classified in shareholders' equity. Disclosures include, but are not limited to, how an entity that manages a group of financial assets and liabilities on the basis of its net exposure measures the fair value of those assets and liabilities. + ReferencesNo definition available. + Details Name: us-gaap_FairValueMeasurementPolicyPolicyTextBlock Namespace Prefix: us-gaap_ Data Type: nonnum:textBlockItemType Balance Type: na Period Type: duration X - DefinitionDisclosure of accounting policy for determining the fair value of financial instruments. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 235 -SubTopic 10 -Section 50 -Paragraph 3 -URI http://asc.fasb.org/extlink&oid=68058157&loc=d3e18780-107790 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 825 -SubTopic 10 -Section 50 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=73719730&loc=d3e13279-108611 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 820 -SubTopic 10 -Section 60 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=7493716&loc=d3e21868-110260 + Details Name: us-gaap_FairValueOfFinancialInstrumentsPolicy Namespace Prefix: us-gaap_ Data Type: nonnum:textBlockItemType Balance Type: na Period Type: duration X - DefinitionDisclosure of accounting policy for those finance, loan and lease receivables classified as held for sale. This disclosure may include how the entity determines when to classify a loan or receivable as held for sale, the basis at which such receivables are carried in the entity's statements of financial position, how such receivables are valued, the method used to determine the lower of cost or fair value (that is, on an aggregate or individual asset basis), the treatment of commitment and other fees and origination costs, and how transfers to and from the held for investment portfolio are accounted for. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 6 -URI http://asc.fasb.org/extlink&oid=66008989&loc=d3e5093-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=66008989&loc=SL6953423-111524 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 9 -URI http://asc.fasb.org/extlink&oid=66008989&loc=d3e5144-111524 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=66008989&loc=d3e5033-111524 Reference 5: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 235 -SubTopic 10 -Section 50 -Paragraph 3 -URI http://asc.fasb.org/extlink&oid=68058157&loc=d3e18780-107790 Reference 6: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 20 -Section 50 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=65890831&loc=d3e10133-111534 + Details Name: us-gaap_FinanceLoanAndLeaseReceivablesHeldForSalePolicy Namespace Prefix: us-gaap_ Data Type: nonnum:textBlockItemType Balance Type: na Period Type: duration X - DefinitionDisclosure of accounting policy for goodwill and intangible assets. This accounting policy also may address how an entity assesses and measures impairment of goodwill and intangible assets. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 350 -SubTopic 30 -Section 50 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=66006027&loc=d3e16265-109275 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 235 -SubTopic 10 -Section 50 -Paragraph 3 -URI http://asc.fasb.org/extlink&oid=68058157&loc=d3e18780-107790 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 350 -SubTopic 20 -Section 50 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=35741047&loc=d3e13816-109267 + Details Name: us-gaap_GoodwillAndIntangibleAssetsPolicyTextBlock Namespace Prefix: us-gaap_ Data Type: nonnum:textBlockItemType Balance Type: na Period Type: duration X - DefinitionDisclosure of accounting policy for income taxes, which may include its accounting policies for recognizing and measuring deferred tax assets and liabilities and related valuation allowances, recognizing investment tax credits, operating loss carryforwards, tax credit carryforwards, and other carryforwards, methodologies for determining its effective income tax rate and the characterization of interest and penalties in the financial statements. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 235 -SubTopic 10 -Section 50 -Paragraph 3 -URI http://asc.fasb.org/extlink&oid=68058157&loc=d3e18780-107790 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section 50 -Paragraph 19 -URI http://asc.fasb.org/extlink&oid=65882285&loc=d3e32840-109319 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 30 -Section 05 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=65884525&loc=d3e40913-109327 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 954 -SubTopic 740 -Section 50 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=6491622&loc=d3e9504-115650 Reference 5: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section 50 -Paragraph 17 -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=65882285&loc=d3e32809-109319 Reference 6: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section 45 -Paragraph 25 -URI http://asc.fasb.org/extlink&oid=75116654&loc=d3e32247-109318 Reference 7: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section 45 -Paragraph 28 -URI http://asc.fasb.org/extlink&oid=75116654&loc=d3e32280-109318 + Details Name: us-gaap_IncomeTaxPolicyTextBlock Namespace Prefix: us-gaap_ Data Type: nonnum:textBlockItemType Balance Type: na Period Type: duration X - DefinitionDisclosure of accounting policy for measuring the fair value of assets or liabilities that relate to the transferor's continuing involvement (including interests that continue to be held by the transferor and servicing assets or servicing liabilities), if any, and servicing assets or servicing liabilities, if any, including the methodology (whether quoted or market prices, prices based on sales of similar assets and liabilities, or prices based on valuation techniques) used in determining their fair value. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 235 -SubTopic 10 -Section 50 -Paragraph 3 -URI http://asc.fasb.org/extlink&oid=68058157&loc=d3e18780-107790 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 860 -SubTopic 20 -Section 50 -Paragraph 4 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=64830801&loc=d3e107314-111719 + Details Name: us-gaap_InterestsContinuedToBeHeldByTransferorInFinancialAssetsThatItHasSecuritizedOrServicingAssetsOrLiabilitiesPolicy Namespace Prefix: us-gaap_ Data Type: nonnum:textBlockItemType Balance Type: na Period Type: duration X - DefinitionDisclosure of accounting policy for investments in debt and equity securities that are classified as available-for-sale. This policy also may describe the entity's accounting treatment for transfers between investment categories, how the entity determines whether impairments of available-for-sale securities are other than temporary, and how the fair values of such securities are determined. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 235 -SubTopic 10 -Section 50 -Paragraph 3 -URI http://asc.fasb.org/extlink&oid=68058157&loc=d3e18780-107790 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(12)) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 320 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SAB Topic 5.M) -URI http://asc.fasb.org/extlink&oid=65877573&loc=d3e87990-122713 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03(6)) -URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878 Reference 5: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 320 -SubTopic 10 -Section 50 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=73527792&loc=d3e27161-111563 Reference 6: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(2)) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 Reference 7: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 944 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.7-03(a)(1)) -URI http://asc.fasb.org/extlink&oid=6879938&loc=d3e572229-122910 Reference 8: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03(5)) -URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878 + Details Name: us-gaap_MarketableSecuritiesAvailableForSaleSecuritiesPolicy Namespace Prefix: us-gaap_ Data Type: nonnum:textBlockItemType Balance Type: na Period Type: duration X - DefinitionDisclosure of accounting policy pertaining to new accounting pronouncements that may impact the entity's financial reporting. Includes, but is not limited to, quantification of the expected or actual impact. + ReferencesNo definition available. + Details Name: us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock Namespace Prefix: us-gaap_ Data Type: nonnum:textBlockItemType Balance Type: na Period Type: duration X - DefinitionDisclosure of accounting policy for long-lived, physical assets used in the normal conduct of business and not intended for resale. Includes, but is not limited to, basis of assets, depreciation and depletion methods used, including composite deprecation, estimated useful lives, capitalization policy, accounting treatment for costs incurred for repairs and maintenance, capitalized interest and the method it is calculated, disposals and impairments. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 360 -SubTopic 10 -Section 50 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=6391035&loc=d3e2868-110229 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 235 -SubTopic 10 -Section 50 -Paragraph 3 -URI http://asc.fasb.org/extlink&oid=68058157&loc=d3e18780-107790 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.13(a)) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 + Details Name: us-gaap_PropertyPlantAndEquipmentPolicyTextBlock Namespace Prefix: us-gaap_ Data Type: nonnum:textBlockItemType Balance Type: na Period Type: duration X - DefinitionDisclosure of accounting policy for trade and other accounts receivable, and finance, loan and lease receivables, including those classified as held for investment and held for sale. This disclosure may include (1) the basis at which such receivables are carried in the entity's statements of financial position (2) how the level of the valuation allowance for receivables is determined (3) when impairments, charge-offs or recoveries are recognized for such receivables (4) the treatment of origination fees and costs, including the amortization method for net deferred fees or costs (5) the treatment of any premiums or discounts or unearned income (6) the entity's income recognition policies for such receivables, including those that are impaired, past due or placed on nonaccrual status and (7) the treatment of foreclosures or repossessions (8) the nature and amount of any guarantees to repurchase receivables. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(3)) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(4)) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 235 -SubTopic 10 -Section 50 -Paragraph 3 -URI http://asc.fasb.org/extlink&oid=68058157&loc=d3e18780-107790 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 20 -Section 50 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=65890831&loc=d3e10133-111534 Reference 5: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 944 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.7-03(a)(5)) -URI http://asc.fasb.org/extlink&oid=6879938&loc=d3e572229-122910 Reference 6: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 1 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=66008989&loc=d3e4975-111524 + Details Name: us-gaap_ReceivablesPolicyTextBlock Namespace Prefix: us-gaap_ Data Type: nonnum:textBlockItemType Balance Type: na Period Type: duration X - DefinitionDisclosure of accounting policy for revenue recognition. If the entity has different policies for different types of revenue transactions, the policy for each material type of transaction is generally disclosed. If a sales transaction has multiple element arrangements (for example, delivery of multiple products, services or the rights to use assets) the disclosure may indicate the accounting policy for each unit of accounting as well as how units of accounting are determined and valued. The disclosure may encompass important judgment as to appropriateness of principles related to recognition of revenue. The disclosure also may indicate the entity's treatment of any unearned or deferred revenue that arises from the transaction. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 235 -SubTopic 10 -Section 50 -Paragraph 4 -URI http://asc.fasb.org/extlink&oid=68058157&loc=d3e18823-107790 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 605 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SAB Topic 13.B.Q1) -URI http://asc.fasb.org/extlink&oid=65893310&loc=d3e214044-122780 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 235 -SubTopic 10 -Section 50 -Paragraph 3 -URI http://asc.fasb.org/extlink&oid=68058157&loc=d3e18780-107790 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 235 -SubTopic 10 -Section 50 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=68058157&loc=d3e18726-107790 + Details Name: us-gaap_RevenueRecognitionPolicyTextBlock Namespace Prefix: us-gaap_ Data Type: nonnum:textBlockItemType Balance Type: na Period Type: duration X - DefinitionDisclosure of accounting policy for the use of estimates in the preparation of financial statements in conformity with generally accepted accounting principles. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 275 -SubTopic 10 -Section 50 -Paragraph 4 -URI http://asc.fasb.org/extlink&oid=64851502&loc=d3e6061-108592 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 275 -SubTopic 10 -Section 50 -Paragraph 9 -URI http://asc.fasb.org/extlink&oid=64851502&loc=d3e6143-108592 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 275 -SubTopic 10 -Section 50 -Paragraph 8 -URI http://asc.fasb.org/extlink&oid=64851502&loc=d3e6132-108592 + Details Name: us-gaap_UseOfEstimates Namespace Prefix: us-gaap_ Data Type: nonnum:textBlockItemType Balance Type: na Period Type: duration XML 49 R32.htm IDEA: XBRL DOCUMENT v3.6.0.2 Net Loss Per Share (Tables) 12 Months Ended Dec. 31, 2016 Earnings Per Share [Abstract] Basic and Diluted Net Income (Loss) per Share The following table details the computation of the Company’s basic and diluted net loss per share: Year Ended December 31, 2016 2015 2014 Net loss $ (145,969 ) $ (4,995 ) $ (32,894 ) Weighted average common shares – Basic 387,762,072 374,872,118 75,573,742 Weighted average common shares – Diluted 387,762,072 374,872,118 75,573,742 Net loss per share: Basic $ (0.38 ) $ (0.01 ) $ (0.44 ) Diluted $ (0.38 ) $ (0.01 ) $ (0.44 ) X - ReferencesNo definition available. + Details Name: us-gaap_EarningsPerShareAbstract Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionTabular disclosure of an entity's basic and diluted earnings per share calculations, including a reconciliation of numerators and denominators of the basic and diluted per-share computations for income from continuing operations. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 260 -SubTopic 10 -Section 50 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=6371337&loc=d3e3550-109257 + Details Name: us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock Namespace Prefix: us-gaap_ Data Type: nonnum:textBlockItemType Balance Type: na Period Type: duration XML 50 R33.htm IDEA: XBRL DOCUMENT v3.6.0.2 Securities Available for Sale (Tables) 12 Months Ended Dec. 31, 2016 Investments, Debt and Equity Securities [Abstract] Schedule of Available-for-sale Securities Reconciliation The amortized cost, gross unrealized gains and losses, and fair value of securities available for sale as of December 31, 2016 and 2015, were as follows: December 31, 2016 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Corporate debt securities $ 181,359 $ 63 $ (199 ) $ 181,223 Certificates of deposit 27,501 — — 27,501 Asset-backed securities 25,369 4 (9 ) 25,364 Commercial paper 20,164 — — 20,164 U.S. agency securities 19,602 21 — 19,623 U.S. Treasury securities 2,493 3 — 2,496 Other securities 10,805 — (39 ) 10,766 Total securities available for sale $ 287,293 $ 91 $ (247 ) $ 287,137 December 31, 2015 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value Corporate debt securities $ 217,243 $ 2 $ (1,494 ) $ 215,751 Asset-backed securities 54,543 — (134 ) 54,409 U.S. agency securities 16,602 1 (25 ) 16,578 U.S. Treasury securities 3,489 — (4 ) 3,485 Other securities 7,005 — (17 ) 6,988 Total securities available for sale $ 298,882 $ 3 $ (1,674 ) $ 297,211 Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value A summary of securities available for sale with unrealized losses as of December 31, 2016 and 2015, aggregated by period of continuous unrealized loss, is as follows: Less than 12 months 12 months or longer Total December 31, 2016 Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses Corporate debt securities $ 107,862 $ (185 ) $ 11,682 $ (14 ) $ 119,544 $ (199 ) Asset-backed securities 6,628 (8 ) 1,870 (1 ) 8,498 (9 ) Other securities 6,800 (3 ) 3,966 (36 ) 10,766 (39 ) Total securities with unrealized losses⁽¹⁾ $ 121,290 $ (196 ) $ 17,518 $ (51 ) $ 138,808 $ (247 ) Less than 12 months 12 months or longer Total December 31, 2015 Fair Value Unrealized Losses Fair Value Unrealized Losses Fair Value Unrealized Losses Corporate debt securities $ 212,018 $ (1,494 ) $ — $ — $ 212,018 $ (1,494 ) Asset-backed securities 54,409 (134 ) — — 54,409 (134 ) U.S. agency securities 14,578 (25 ) — — 14,578 (25 ) U.S. Treasury securities 3,485 (4 ) — — 3,485 (4 ) Other securities 6,988 (17 ) — — 6,988 (17 ) Total securities with unrealized losses⁽¹⁾ $ 291,478 $ (1,674 ) $ — $ — $ 291,478 $ (1,674 ) ⁽¹⁾ The number of investment positions with unrealized losses at December 31, 2016 and 2015 totaled 72 and 141, respectively. Investments Classified by Contractual Maturity Date The contractual maturities of securities available for sale at December 31, 2016, were as follows: Within 1 year After 1 year through 5 years After 5 years through 10 years After 10 years Total Corporate debt securities $ 90,096 $ 91,127 $ — $ — $ 181,223 Certificates of deposit 27,501 — — — 27,501 Asset-backed securities 8,370 16,994 — — 25,364 Commercial paper 20,164 — — — 20,164 U.S. agency securities 19,623 — — — 19,623 U.S. Treasury securities — 2,496 — — 2,496 Other securities 6,800 3,966 — — 10,766 Total fair value $ 172,554 $ 114,583 $ — $ — $ 287,137 Total amortized cost $ 172,602 $ 114,691 $ — $ — $ 287,293 Schedule of Realized Gain (Loss) Proceeds and gross realized gains and losses from sales of securities available for sale were as follows: Year Ended December 31, 2016 2015 Proceeds $ 2,494 $ 120,420 Gross realized gains $ 2 $ 133 Gross realized losses $ — $ 4 X - DefinitionTabular disclosure of fair value of investments in debt and equity securities in an unrealized loss position categorized neither as held-to-maturity nor trading securities. + ReferencesNo definition available. + Details Name: us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValueTableTextBlock Namespace Prefix: us-gaap_ Data Type: nonnum:textBlockItemType Balance Type: na Period Type: duration X - DefinitionTabular disclosure of maturities of an entity's investments as well as any other information pertinent to the investments. + ReferencesNo definition available. + Details Name: us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock Namespace Prefix: us-gaap_ Data Type: nonnum:textBlockItemType Balance Type: na Period Type: duration X - ReferencesNo definition available. + Details Name: us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionTabular disclosure of the reconciliation of available-for-sale securities from cost basis to fair value. + ReferencesNo definition available. + Details Name: us-gaap_ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock Namespace Prefix: us-gaap_ Data Type: nonnum:textBlockItemType Balance Type: na Period Type: duration X - DefinitionTabular disclosure of the proceeds from sales of available-for-sale securities and the gross realized gains and gross realized losses that have been included in earnings as a result of those sales. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 320 -SubTopic 10 -Section 50 -Paragraph 9 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=73527792&loc=d3e27357-111563 + Details Name: us-gaap_ScheduleOfRealizedGainLossTableTextBlock Namespace Prefix: us-gaap_ Data Type: nonnum:textBlockItemType Balance Type: na Period Type: duration XML 51 R34.htm IDEA: XBRL DOCUMENT v3.6.0.2 Loans, Loans Held For Sale, Notes and Certificates and Loan Servicing Rights (Tables) 12 Months Ended Dec. 31, 2016 Fair Value Disclosures [Abstract] Loans, Notes and Certificates Measured at Fair Value on Recurring Basis At December 31, 2016 and 2015, loans, loans held for sale, notes and certificates measured at fair value on a recurring basis were as follows: Loans Loans Held For Sale Notes and Certificates December 31, 2016 2015 2016 2015 2016 2015 Aggregate principal balance outstanding $ 4,565,653 $ 4,681,671 $ 9,345 $ — $ 4,572,912 $ 4,697,169 Net fair value adjustments (253,669 ) (125,590 ) (297 ) — (252,017 ) (125,586 ) Fair value $ 4,311,984 $ 4,556,081 $ 9,048 $ — $ 4,320,895 $ 4,571,583 Past Due Financing Receivables At December 31, 2016 and 2015, loans that were 90 days or more past due (including non-accrual loans) were as follows: December 31, 2016 December 31, 2015 > 90 days past due Non-accrual loans > 90 days past due Non-accrual loans Outstanding principal balance $ 45,718 $ 5,055 $ 30,094 $ 4,513 Net fair value adjustments (40,183 ) (4,392 ) (25,312 ) (3,722 ) Fair value $ 5,535 $ 663 $ 4,782 $ 791 # of loans (not in thousands) 4,041 483 2,606 382 X - DefinitionTabular disclosure of the inputs and valuation techniques used to measure fair value, and a discussion of changes in valuation techniques and related inputs, if any, applied during the period to each separate class of assets, liabilities, and financial instruments classified in shareholders' equity that are measured on a recurring and/or nonrecurring basis. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 820 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (bbb) -URI http://asc.fasb.org/extlink&oid=66048111&loc=d3e19207-110258 + Details Name: us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock Namespace Prefix: us-gaap_ Data Type: nonnum:textBlockItemType Balance Type: na Period Type: duration X - ReferencesNo definition available. + Details Name: us-gaap_FairValueDisclosuresAbstract Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionTabular disclosure of financing receivables that are past due but not impaired, financing receivables that are 90 days past due and still accruing, and financing receivables on nonaccrual status. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7 -URI http://asc.fasb.org/extlink&oid=66008989&loc=d3e5111-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7A -URI http://asc.fasb.org/extlink&oid=66008989&loc=SL6953401-111524 + Details Name: us-gaap_PastDueFinancingReceivablesTableTextBlock Namespace Prefix: us-gaap_ Data Type: nonnum:textBlockItemType Balance Type: na Period Type: duration XML 52 R35.htm IDEA: XBRL DOCUMENT v3.6.0.2 Fair Value of Assets and Liabilities (Tables) 12 Months Ended Dec. 31, 2016 Fair Value Disclosures [Abstract] Loans, Loan Servicing Rights, Related Notes and Certificates The following tables present the fair value hierarchy for assets and liabilities measured at fair value: December 31, 2016 Level 1 Inputs Level 2 Inputs Level 3 Inputs Balance at Fair Value Assets: Loans $ — $ — $ 4,311,984 $ 4,311,984 Loans held for sale — — 9,048 9,048 Securities available for sale: Corporate debt securities — 181,223 — 181,223 Certificates of deposit — 27,501 — 27,501 Asset-backed securities — 25,364 — 25,364 Commercial paper — 20,164 — 20,164 U.S. agency securities — 19,623 — 19,623 U.S. Treasury securities — 2,496 — 2,496 Other securities — 10,766 — 10,766 Total securities available for sale — 287,137 — 287,137 Servicing assets — — 21,398 21,398 Total assets $ — $ 287,137 $ 4,342,430 $ 4,629,567 Liabilities: Notes and certificates $ — $ — $ 4,320,895 $ 4,320,895 Loan Trailing Fee liability — — 4,913 4,913 Servicing liabilities — — 2,846 2,846 Total liabilities $ — $ — $ 4,328,654 $ 4,328,654 December 31, 2015 Level 1 Inputs Level 2 Inputs Level 3 Inputs Balance at Fair Value Assets: Loans $ — $ — $ 4,556,081 $ 4,556,081 Securities available for sale: Corporate debt securities — 215,751 — 215,751 Asset-backed securities — 54,409 — 54,409 U.S. agency securities — 16,578 — 16,578 U.S. Treasury securities — 3,485 — 3,485 Other securities — 6,988 — 6,988 Total securities available for sale — 297,211 — 297,211 Servicing assets — — 10,250 10,250 Total assets $ — $ 297,211 $ 4,566,331 $ 4,863,542 Liabilities: Notes and certificates $ — $ — $ 4,571,583 $ 4,571,583 Servicing liabilities — — 3,973 3,973 Total liabilities $ — $ — $ 4,575,556 $ 4,575,556 Quantitative Information about Significant Unobservable Inputs Used for Fair Value Measurements The following tables present quantitative information about the significant unobservable inputs used for the Company’s Level 3 fair value measurements at December 31, 2016 and 2015: December 31, 2016 Loans, Notes and Certificates Servicing Asset/Liability Loan Trailing Fee Liability Minimum Maximum Weighted Average Minimum Maximum Weighted Average Minimum Maximum Weighted Average Discount rates 1.2 % 16.6 % 7.2 % 3.4 % 15.1 % 7.8 % 3.4 % 15.0 % 7.7 % Net cumulative expected loss rates⁽¹⁾ 0.3 % 33.9 % 14.6 % 0.3 % 33.9 % 12.8 % 0.3 % 33.9 % 13.5 % Cumulative expected prepayment rates ⁽¹⁾ 8.0 % 42.7 % 30.7 % 8.0 % 42.7 % 29.3 % 8.0 % 42.7 % 28.3 % Total market servicing rates (% per annum on outstanding principal balance) ⁽²⁾ N/A N/A N/A 0.63 % 0.90 % 0.63 % N/A N/A N/A December 31, 2015 Loans, Notes and Certificates Servicing Asset/Liability Loan Trailing Fee Liability Minimum Maximum Weighted Average Minimum Maximum Weighted Average Minimum Maximum Weighted Average Discount rates 2.9 % 17.5 % 9.0 % 3.5 % 16.3 % 9.4 % N/A N/A N/A Net cumulative expected loss rates⁽¹⁾ 0.3 % 22.0 % 9.9 % 0.3 % 22.0 % 8.8 % N/A N/A N/A Cumulative expected prepayment rates ⁽¹⁾ 23.4 % 36.4 % 30.8 % 8.0 % 36.4 % 30.5 % N/A N/A N/A Total market servicing rates (% per annum on outstanding principal balance) ⁽²⁾ N/A N/A N/A 0.57 % 0.75 % 0.57 % N/A N/A N/A N/A Not applicable ⁽¹⁾ Expressed as a percentage of the original principal balance of the loan, note or certificate. ⁽²⁾ Includes collection fees estimated to be paid to a hypothetical third-party servicer. Additional Information about Level 3 Measured at Fair Value on Recurring Basis The following table presents additional information about Level 3 loans, loans held for sale, notes and certificates measured at fair value on a recurring basis for the years ended December 31, 2016 and 2015: Loans Loans Held For Sale Notes and Certificates Outstanding Principal Balance Valuation Adjustment Fair Value Outstanding Principal Balance Valuation Adjustment Fair Value Outstanding Principal Balance Valuation Adjustment Fair Value Balance at December 31, 2014 $ 2,836,729 $ (38,224 ) $ 2,798,505 $ — $ — $ — $ 2,851,837 $ (38,219 ) $ 2,813,618 Purchases of loans 3,865,565 — 3,865,565 3,358,611 — 3,358,611 — — — Issuances of notes and certificates — — — — — — 3,861,995 — 3,861,995 Whole loan sales — — (3,358,611 ) — (3,358,611 ) — — — Principal payments (1,804,719 ) — (1,804,719 ) — — — (1,800,859 ) — (1,800,859 ) Charge-offs (215,904 ) 215,904 — — — — (215,804 ) 215,804 — Recoveries — (26,256 ) (26,256 ) — — — — (26,143 ) (26,143 ) Change in fair value recorded in earnings — (277,014 ) (277,014 ) — — — — (277,028 ) (277,028 ) Balance at December 31, 2015 $ 4,681,671 $ (125,590 ) $ 4,556,081 $ — $ — $ — $ 4,697,169 $ (125,586 ) $ 4,571,583 Purchases of loans 2,733,325 (656 ) 2,732,669 4,742,538 — 4,742,538 — — — Transfers from loans to loans held for sale (35,411 ) — (35,411 ) 35,411 — 35,411 Issuances of notes and certificates — — — — — — 2,681,109 — 2,681,109 Whole loan sales — — — (4,762,518 ) — (4,762,518 ) — — — Principal payments (2,391,807 ) — (2,391,807 ) (5,927 ) — (5,927 ) (2,385,234 ) — (2,385,234 ) Charge-offs (422,125 ) 422,125 — (159 ) 159 — (420,132 ) 420,132 — Recoveries — (37,277 ) (37,277 ) — — — — (36,785 ) (36,785 ) Change in fair value recorded in earnings — (512,271 ) (512,271 ) — (456 ) (456 ) — (509,778 ) (509,778 ) Balance at December 31, 2016 $ 4,565,653 $ (253,669 ) $ 4,311,984 $ 9,345 $ (297 ) $ 9,048 $ 4,572,912 $ (252,017 ) $ 4,320,895 Fair Value Assets And Liabilities Measured On Recurring Basis Unobservable Input Reconciliation Table The following table presents additional information about Level 3 servicing assets and liabilities measured at fair value on a recurring basis for the years ended December 31, 2016 and 2015: Servicing Assets Servicing Liabilities Fair value at December 31, 2014 $ 2,181 $ 3,973 Issuances ⁽¹⁾ 10,079 5,194 Changes in fair value, included in servicing fees (3,803 ) (5,194 ) Additions, included in deferred revenue 1,793 — Fair value at December 31, 2015 $ 10,250 $ 3,973 Issuances ⁽¹⁾ 16,546 3,371 Changes in fair value, included in servicing fees (5,403 ) (4,498 ) Additions, included in deferred revenue 5 — Fair value at December 31, 2016 $ 21,398 $ 2,846 ⁽¹⁾ Represents the offsets to the gains or losses on sales of the related loans, recorded in other revenue. Fair Value, Liabilities Measured on Recurring Basis, Unobservable Input Reconciliation The following table presents additional information about the Level 3 Loan Trailing Fee liability measured at fair value on a recurring basis for the year ended December 31, 2016: Year Ended December 31, 2016 Fair value at beginning of period $ — Issuances 5,843 Cash payment of Loan Trailing Fee (1,174 ) Change in fair value, included in origination and servicing 244 Fair value at end of period $ 4,913 The sensitivities related to market servicing rates and prepayment rates The table below shows the impact on the estimated fair value of servicing assets and liabilities, calculated using different market servicing rate assumptions as of December 31, 2016 and 2015: December 31, 2016 December 31, 2015 Servicing Assets Servicing Liabilities Servicing Assets Servicing Liabilities Weighted-average market servicing rate assumptions⁽¹⁾ 0.63 % 0.63 % 0.57 % 0.57 % Change in fair value from: Servicing rate increase by 0.10% $ (5,673 ) $ 964 $ (3,504 ) $ 1,589 Servicing rate decrease by 0.10% $ 5,812 $ (825 ) $ 3,610 $ (1,483 ) ⁽¹⁾ Represents total market servicing rates, which include collection fees. Fair Value, by Balance Sheet Grouping The following tables present the fair value hierarchy for financial instruments, assets, and liabilities not recorded at fair value: December 31, 2016 Carrying Amount Level 1 Inputs Level 2 Inputs Level 3 Inputs Balance at Fair Value Assets: Cash and cash equivalents $ 515,602 $ — $ 515,602 $ — $ 515,602 Restricted cash 177,810 — 177,810 — 177,810 Servicer reserve receivable 4,938 — 4,938 — 4,938 Deposits 855 — 855 — 855 Goodwill 35,633 — — 35,633 35,633 Total assets $ 734,838 $ — $ 699,205 $ 35,633 $ 734,838 Liabilities: Accrued expenses and other liabilities $ 10,981 $ — $ — $ 10,981 $ 10,981 Accounts payable 10,889 — 10,889 — 10,889 Payables to investors 125,884 — 125,884 — 125,884 Total liabilities $ 147,754 $ — $ 136,773 $ 10,981 $ 147,754 December 31, 2015 Carrying Amount Level 1 Inputs Level 2 Inputs Level 3 Inputs Balance at Fair Value Assets: Cash and cash equivalents $ 623,531 $ — $ 623,531 $ — $ 623,531 Restricted cash 80,733 — 80,733 — 80,733 Deposits 871 — 871 — 871 Total assets $ 705,135 $ — $ 705,135 $ — $ 705,135 Liabilities: Accounts payable $ 5,542 $ — $ 5,542 $ — $ 5,542 Payables to investors 73,162 — 73,162 — 73,162 Total liabilities $ 78,704 $ — $ 78,704 $ — $ 78,704 X - DefinitionFair Value Assets And Liabilities Measured On Recurring Basis Unobservable Input Reconciliation Table [Table Text Block] + ReferencesNo definition available. + Details Name: lc_FairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationTableTableTextBlock Namespace Prefix: lc_ Data Type: nonnum:textBlockItemType Balance Type: na Period Type: duration X - DefinitionFair Value Assets And Liabilities Measured On Recurring Basis Unobservable Input Reconciliation Table [Text Block] + ReferencesNo definition available. + Details Name: lc_FairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationTableTextBlock Namespace Prefix: lc_ Data Type: nonnum:textBlockItemType Balance Type: na Period Type: duration X - DefinitionFair Value Disclosure And Measurement [Table Text Block] + ReferencesNo definition available. + Details Name: lc_FairValueDisclosureAndMeasurementTableTextBlock Namespace Prefix: lc_ Data Type: nonnum:textBlockItemType Balance Type: na Period Type: duration X - DefinitionFair value inputs assets and liabilities quantitative information. + ReferencesNo definition available. + Details Name: lc_FairValueInputsAssetsAndLiabilitiesQuantitativeInformationTableTextBlock Namespace Prefix: lc_ Data Type: nonnum:textBlockItemType Balance Type: na Period Type: duration X - DefinitionTabular disclosure of financial instruments measured at fair value, including those classified in shareholders' equity measured on a recurring or nonrecurring basis. Disclosures include, but are not limited to, fair value measurements recorded and the reasons for the measurements, level within the fair value hierarchy in which the fair value measurements are categorized and transfers between levels 1 and 2. Nonrecurring fair value measurements are those that are required or permitted in the statement of financial position in particular circumstances. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 820 -SubTopic 10 -Section 50 -Paragraph 3 -URI http://asc.fasb.org/extlink&oid=66048111&loc=d3e19279-110258 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 820 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (bb) -URI http://asc.fasb.org/extlink&oid=66048111&loc=d3e19207-110258 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 820 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=66048111&loc=d3e19207-110258 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 820 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=66048111&loc=d3e19207-110258 Reference 5: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 820 -SubTopic 10 -Section 50 -Paragraph 2C -URI http://asc.fasb.org/extlink&oid=66048111&loc=SL7498348-110258 Reference 6: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 820 -SubTopic 10 -Section 50 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=66048111&loc=d3e19190-110258 + Details Name: us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTableTextBlock Namespace Prefix: us-gaap_ Data Type: nonnum:textBlockItemType Balance Type: na Period Type: duration X - DefinitionTabular disclosure of the fair value of financial instruments, including financial assets and financial liabilities, and the measurements of those instruments, assets, and liabilities. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 825 -SubTopic 10 -Section 50 -Paragraph 12 -URI http://asc.fasb.org/extlink&oid=73719730&loc=d3e13476-108611 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 820 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=66048111&loc=d3e19207-110258 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 825 -SubTopic 10 -Section 50 -Paragraph 11 -URI http://asc.fasb.org/extlink&oid=73719730&loc=d3e13467-108611 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 825 -SubTopic 10 -Section 45 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=6447952&loc=d3e13220-108610 Reference 5: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 825 -SubTopic 10 -Section 50 -Paragraph 30 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=6957238&loc=d3e14172-108612 Reference 6: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 825 -SubTopic 10 -Section 50 -Paragraph 10 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=73719730&loc=d3e13433-108611 + Details Name: us-gaap_FairValueByBalanceSheetGroupingTextBlock Namespace Prefix: us-gaap_ Data Type: nonnum:textBlockItemType Balance Type: na Period Type: duration X - ReferencesNo definition available. + Details Name: us-gaap_FairValueDisclosuresAbstract Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionTabular disclosure of the fair value measurement of liabilities using significant unobservable inputs (Level 3), a reconciliation of the beginning and ending balances, separately presenting changes attributable to the following: (1) total gains or losses for the period (realized and unrealized), segregating those gains or losses included in earnings (or changes in net assets), and gains or losses recognized in other comprehensive income (loss) and a description of where those gains or losses included in earnings (or changes in net assets) are reported in the statement of income (or activities); (2) purchases, sales, issues, and settlements (each type disclosed separately); and (3) transfers in and transfers out of Level 3 (for example, transfers due to changes in the observability of significant inputs) by class of liability. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 820 -SubTopic 10 -Section 50 -Paragraph 3 -URI http://asc.fasb.org/extlink&oid=66048111&loc=d3e19279-110258 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 820 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (c) -URI http://asc.fasb.org/extlink&oid=66048111&loc=d3e19207-110258 + Details Name: us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock Namespace Prefix: us-gaap_ Data Type: nonnum:textBlockItemType Balance Type: na Period Type: duration XML 53 R36.htm IDEA: XBRL DOCUMENT v3.6.0.2 Property, Equipment and Software, Net (Tables) 12 Months Ended Dec. 31, 2016 Property, Plant and Equipment [Abstract] Property, Equipment and Software Property, equipment and software, net, consist of the following: December 31, 2016 2015 Internally developed software ⁽¹⁾ $ 75,202 $ 40,709 Leasehold improvements 22,637 11,559 Computer equipment 18,080 14,076 Purchased software 7,598 5,336 Furniture and fixtures 6,827 5,086 Construction in progress 707 2,870 Total property, equipment and software 131,051 79,636 Accumulated depreciation and amortization (41,788 ) (23,706 ) Total property, equipment and software, net $ 89,263 $ 55,930 ⁽¹⁾ Includes $7.4 million and $459 thousand in construction in progress as of December 31, 2016 and 2015, respectively. X - ReferencesNo definition available. + Details Name: us-gaap_PropertyPlantAndEquipmentAbstract Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionTabular disclosure of physical assets used in the normal conduct of business and not intended for resale. Includes, but is not limited to, balances by class of assets, depreciation and depletion expense and method used, including composite depreciation, and accumulated deprecation. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 360 -SubTopic 10 -Section 50 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=6391035&loc=d3e2868-110229 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(13)) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 + Details Name: us-gaap_PropertyPlantAndEquipmentTextBlock Namespace Prefix: us-gaap_ Data Type: nonnum:textBlockItemType Balance Type: na Period Type: duration XML 54 R37.htm IDEA: XBRL DOCUMENT v3.6.0.2 Other Assets (Tables) 12 Months Ended Dec. 31, 2016 Deferred Costs, Capitalized, Prepaid, and Other Assets Disclosure [Abstract] Other Assets Other assets consist of the following: December 31, 2016 2015 Loan servicing assets, at fair value $ 21,398 $ 10,250 Prepaid expenses 16,960 16,283 Other investments 10,372 250 Accounts receivable 7,572 4,976 Servicer reserve receivable 4,938 — Tenant improvement receivable 3,290 778 Receivable from investors 1,566 1,117 Deferred financing costs 1,032 1,296 Deposits 855 871 Due from related parties ⁽¹⁾ 476 655 Deferred acquisition compensation 349 1,521 Other 836 416 Total other assets $ 69,644 $ 38,413 ⁽¹⁾ Represents management fees due to LCA from certain private funds for which LCA acts as the general partner. X - ReferencesNo definition available. + Details Name: us-gaap_DeferredCostsCapitalizedPrepaidAndOtherAssetsDisclosureAbstract Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionTabular disclosure of the carrying amounts of other assets. This disclosure includes other current assets and other noncurrent assets. + ReferencesNo definition available. + Details Name: us-gaap_ScheduleOfOtherAssetsTableTextBlock Namespace Prefix: us-gaap_ Data Type: nonnum:textBlockItemType Balance Type: na Period Type: duration XML 55 R38.htm IDEA: XBRL DOCUMENT v3.6.0.2 Intangible Assets and Goodwill (Tables) 12 Months Ended Dec. 31, 2016 Goodwill and Intangible Assets Disclosure [Abstract] Schedule of Intangible Assets Intangible assets consist of the following: December 31, 2016 Gross Carrying Value Accumulated Amortization Net Carrying Value Customer relationships $ 39,500 $ (13,329 ) $ 26,171 Technology 400 (360 ) 40 Brand name 300 (300 ) — Total intangible assets $ 40,200 $ (13,989 ) $ 26,211 December 31, 2015 Gross Carrying Value Accumulated Amortization Net Carrying Value Customer relationships $ 39,500 $ (8,702 ) $ 30,798 Technology 400 (227 ) 173 Brand name 300 (300 ) — Total intangible assets $ 40,200 $ (9,229 ) $ 30,971 Schedule of Expected Future Amortization Expense for Intangible Assets The expected future amortization expense for intangible assets as of December 31, 2016, is as follows: 2017 $ 4,287 2018 3,872 2019 3,498 2020 3,122 2021 2,746 Thereafter 8,686 Total $ 26,211 Schedule of Goodwill Goodwill consists of the following: Balance at December 31, 2014 $ 72,592 Other changes in goodwill 91 Balance at December 31, 2015 72,683 Goodwill impairment (37,050 ) Balance at December 31, 2016 $ 35,633 X - ReferencesNo definition available. + Details Name: us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionTabular disclosure of assets, excluding financial assets and goodwill, lacking physical substance with a finite life, by either major class or business segment. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 350 -SubTopic 30 -Section 50 -Paragraph 2 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=66006027&loc=d3e16323-109275 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 350 -SubTopic 30 -Section 50 -Paragraph 1 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=66006027&loc=d3e16265-109275 + Details Name: us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock Namespace Prefix: us-gaap_ Data Type: nonnum:textBlockItemType Balance Type: na Period Type: duration X - DefinitionTabular disclosure of goodwill by reportable segment and in total which includes a rollforward schedule. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 350 -SubTopic 20 -Section 50 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=35741047&loc=d3e13816-109267 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 350 -SubTopic 20 -Section 50 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=35741047&loc=d3e13854-109267 + Details Name: us-gaap_ScheduleOfGoodwillTextBlock Namespace Prefix: us-gaap_ Data Type: nonnum:textBlockItemType Balance Type: na Period Type: duration X - DefinitionTabular disclosure of the amount of amortization expense expected to be recorded in succeeding fiscal years for finite-lived intangible assets. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 350 -SubTopic 30 -Section 50 -Paragraph 2 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=66006027&loc=d3e16323-109275 + Details Name: us-gaap_ScheduleofFiniteLivedIntangibleAssetsFutureAmortizationExpenseTableTextBlock Namespace Prefix: us-gaap_ Data Type: nonnum:textBlockItemType Balance Type: na Period Type: duration XML 56 R39.htm IDEA: XBRL DOCUMENT v3.6.0.2 Accrued Expenses and Other Liabilities (Tables) 12 Months Ended Dec. 31, 2016 Payables and Accruals [Abstract] Accrued Expenses and Other Liabilities Accrued expenses and other liabilities consist of the following: December 31, 2016 2015 Accrued compensation ⁽¹⁾ $ 27,009 $ 28,780 Accrued expenses 19,734 14,054 Deferred rent 11,638 4,615 Transaction fee refund reserve 9,098 578 Loan Trailing Fee liability, at fair value 4,913 — Loan servicing liabilities, at fair value 2,846 3,973 Deferred revenue 2,556 2,551 Credit loss coverage reserve 2,529 — Reimbursement payable to limited partners of LCA private funds 2,313 — Payable to issuing bank 1,658 955 Deferred tax liability — 3,446 Contingent liabilities — 700 Other 1,325 1,591 Total accrued expenses and other liabilities $ 85,619 $ 61,243 ⁽¹⁾ Includes accrued cash retention awards of $3.0 million as of December 31, 2016. See “Note 15. Employee Incentive and Retirement Plans” for additional information on the Company's Cash Retention Plan. X - ReferencesNo definition available. + Details Name: us-gaap_PayablesAndAccrualsAbstract Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionTabular disclosure of the components of accrued liabilities. + ReferencesNo definition available. + Details Name: us-gaap_ScheduleOfAccruedLiabilitiesTableTextBlock Namespace Prefix: us-gaap_ Data Type: nonnum:textBlockItemType Balance Type: na Period Type: duration XML 57 R40.htm IDEA: XBRL DOCUMENT v3.6.0.2 Accumulated Other Comprehensive Loss (Tables) 12 Months Ended Dec. 31, 2016 Equity [Abstract] Comprehensive Income (Loss) Accumulated other comprehensive loss represents other cumulative gains and losses that are not reflected in earnings. The components of other comprehensive income (loss) were as follows: Year Ended December 31, 2016 Before Tax Tax Effect Net of Tax Change in net unrealized losses on securities available for sale $ 1,515 $ 611 $ 904 Other comprehensive income $ 1,515 $ 611 $ 904 Schedule of Accumulated Other Comprehensive Income (Loss) Accumulated other comprehensive loss balances were as follows: Total Accumulated Other Comprehensive Loss Balance at December 31, 2014 $ — Change in net unrealized losses on securities available for sale (1,671 ) Balance at December 31, 2015 $ (1,671 ) Change in net unrealized losses on securities available for sale 904 Balance at December 31, 2016 $ (767 ) X - ReferencesNo definition available. + Details Name: us-gaap_EquityAbstract Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionTabular disclosure of the components of accumulated other comprehensive income (loss). + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 220 -SubTopic 10 -Section 45 -Paragraph 14A -URI http://asc.fasb.org/extlink&oid=66004124&loc=SL7669686-108580 + Details Name: us-gaap_ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock Namespace Prefix: us-gaap_ Data Type: nonnum:textBlockItemType Balance Type: na Period Type: duration X - DefinitionTabular disclosure of components of comprehensive income (loss). Includes, but is not limited to, foreign currency translation adjustments, foreign currency transactions designated as economic hedges of a net investment in foreign entity, gain (loss) and prior service cost (credit) for pension plans and other postretirement benefit plans. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 220 -SubTopic 10 -Section 45 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=66004124&loc=d3e526-108580 + Details Name: us-gaap_ScheduleOfComprehensiveIncomeLossTableTextBlock Namespace Prefix: us-gaap_ Data Type: nonnum:textBlockItemType Balance Type: na Period Type: duration XML 58 R41.htm IDEA: XBRL DOCUMENT v3.6.0.2 Stockholders' Equity (Tables) 12 Months Ended Dec. 31, 2016 Equity [Abstract] Convertible Preferred Stock As of January 1, 2014, the Company had the following shares of preferred stock authorized and outstanding: Designated Shares Issued and Outstanding Shares Aggregate Liquidation Preference Amount Series A 68,025,100 66,100,340 $ 17,599 $ 17,402 Series B 65,642,104 65,577,300 12,268 12,164 Series C 62,486,436 62,486,436 24,490 24,388 Series D 36,030,712 36,030,712 32,044 31,943 Series E 14,285,712 10,000,000 17,500 17,347 Total convertible preferred stock 246,470,064 240,194,788 $ 103,901 $ 103,244 Shares of Common Stock Reserved for Future Issuance As of December 31, 2016 and 2015, the Company had shares of common stock reserved for future issuance as follows: December 31, 2016 2015 Options and unvested RSUs outstanding 62,082,821 52,652,310 Available for future stock option and RSU grants 28,449,336 33,560,939 Available for ESPP 5,408,441 2,589,991 Total reserved for future issuance 95,940,598 88,803,240 X - DefinitionShares of common stock authorized and available for future issuance. + ReferencesNo definition available. + Details Name: lc_SharesOfCommonStockAuthorizedAndAvailableForFutureIssuanceTableTextBlock Namespace Prefix: lc_ Data Type: nonnum:textBlockItemType Balance Type: na Period Type: duration X - ReferencesNo definition available. + Details Name: us-gaap_EquityAbstract Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionTabular disclosure of an entity's stock, including par or stated value per share, number and dollar amount of share subscriptions, shares authorized, shares issued, shares outstanding, number and dollar amount of shares held in an employee trust, dividend per share, total dividends, share conversion features, par value plus additional paid in capital, the value of treasury stock and other information necessary to a fair presentation, and EPS information. Stock by class includes common, convertible, and preferred stocks which are not redeemable or redeemable solely at the option of the issuer. Includes preferred stock with redemption features that are solely within the control of the issuer and mandatorily redeemable stock if redemption is required to occur only upon liquidation or termination of the reporting entity. If more than one issue is outstanding, state the title of each issue and the corresponding dollar amount; dollar amount of any shares subscribed but unissued and the deduction of subscriptions receivable there from; number of shares authorized, issued, and outstanding. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 505 -SubTopic 10 -Section 50 -Paragraph 6 -URI http://asc.fasb.org/extlink&oid=6928386&loc=d3e21506-112644 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 480 -SubTopic 10 -Section S99 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=65877616&loc=d3e177068-122764 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 235 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.4-08(d)) -URI http://asc.fasb.org/extlink&oid=26873400&loc=d3e23780-122690 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(29)) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 Reference 5: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 505 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.3-04) -URI http://asc.fasb.org/extlink&oid=27012166&loc=d3e187085-122770 Reference 6: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 505 -SubTopic 10 -Section 50 -Paragraph 10 -URI http://asc.fasb.org/extlink&oid=6928386&loc=d3e21553-112644 Reference 7: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 505 -SubTopic 10 -Section 50 -Paragraph 3 -URI http://asc.fasb.org/extlink&oid=6928386&loc=d3e21475-112644 Reference 8: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(28)) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 Reference 9: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 505 -SubTopic 10 -Section 45 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=65888546&loc=d3e21300-112643 Reference 10: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(27)) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 Reference 11: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 505 -SubTopic 10 -Section 50 -Paragraph 7 -URI http://asc.fasb.org/extlink&oid=6928386&loc=d3e21521-112644 Reference 12: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 505 -SubTopic 10 -Section 50 -Paragraph 4 -URI http://asc.fasb.org/extlink&oid=6928386&loc=d3e21484-112644 Reference 13: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 505 -SubTopic 10 -Section 50 -Paragraph 8 -URI http://asc.fasb.org/extlink&oid=6928386&loc=d3e21538-112644 Reference 14: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 505 -SubTopic 10 -Section 50 -Paragraph 5 -URI http://asc.fasb.org/extlink&oid=6928386&loc=d3e21488-112644 + Details Name: us-gaap_ScheduleOfStockByClassTextBlock Namespace Prefix: us-gaap_ Data Type: nonnum:textBlockItemType Balance Type: na Period Type: duration XML 59 R42.htm IDEA: XBRL DOCUMENT v3.6.0.2 Employee Incentive and Retirement Plans (Tables) 12 Months Ended Dec. 31, 2016 Share-based Compensation Arrangement by Share-based Payment Award [Line Items] Total Stock-Based Compensation Expense Stock-based compensation expense was as follows for the periods presented: Year Ended December 31, 2016 2015 2014 Stock options $ 23,203 $ 30,717 $ 27,100 RSUs 41,737 9,185 — ESPP 1,686 1,904 104 Stock issued related to acquisition 2,575 9,416 9,946 Total stock-based compensation expense $ 69,201 $ 51,222 $ 37,150 Stock-Based Compensation Expense Recorded in Consolidated Statement of Operations The following table presents the Company’s stock-based compensation expense recorded in the consolidated statements of operations: Year Ended December 31, 2016 2015 2014 Sales and marketing $ 7,546 $ 7,250 $ 5,476 Origination and servicing 4,159 2,735 1,653 Engineering and product development 19,858 11,335 6,445 Other general and administrative 37,638 29,902 23,576 Total stock-based compensation expense $ 69,201 $ 51,222 $ 37,150 Schedule of Options Activity The following table summarizes the activities for the Company’s stock options during 2016: Number of Options Weighted- Average Exercise Price Per Share Weighted-Average Remaining Contractual Life (in years) Aggregate Intrinsic Value ⁽¹⁾ Outstanding at December 31, 2015 48,208,911 $ 3.60 Granted 7,482,011 $ 7.22 Exercised (15,102,640 ) $ 0.90 Forfeited/Expired (9,919,105 ) $ 6.78 Outstanding at December 31, 2016 30,669,177 $ 4.79 6.6 $ 56,379 Vested and expected to vest at December 31, 2016 30,580,231 $ 4.78 6.6 $ 56,385 Exercisable at December 31, 2016 20,105,340 $ 3.59 5.8 $ 52,886 ⁽¹⁾ The aggregate intrinsic value is calculated as the difference between the exercise price of the underlying awards and the Company’s closing stock price of $5.25 as reported on the New York Stock Exchange on December 31, 2016. Black-Scholes Option Pricing Model to Estimate Fair Value of Stock Options Granted The Company uses the Black-Scholes option pricing model to estimate the fair value of stock options granted with the following assumptions: Year Ended December 31, 2016 2015 2014 Expected dividend yield — — — Weighted-average assumed stock price volatility 51.6 % 49.4 % 53.5 % Weighted-average risk-free interest rate 1.34 % 1.61 % 1.88 % Weighted-average expected life (in years) 6.15 6.25 6.35 Schedule of Share-based Compensation, Restricted Stock and Restricted Stock Units Activity The following table summarizes the activities for the Company’s RSUs during the year ending December 31, 2016: Number of Units Weighted- Average Grant Date Fair Value Unvested at December 31, 2015 4,443,399 $ 15.23 Granted 36,539,761 $ 6.12 Vested (3,891,315 ) $ 9.57 Forfeited/expired (5,678,201 ) $ 8.16 Unvested at December 31, 2016 31,413,644 $ 6.61 Expected to vest after December 31, 2016 30,796,185 $ 6.62 Restructuring and Related Costs The following table presents this severance expense recorded in the consolidated statements of operations for the year ended December 31, 2016: Year Ended December 31, 2016 Sales and marketing $ 772 Origination and servicing 1,174 Engineering and product development 134 Other general and administrative 650 Total severance expense $ 2,730 ESPP Share-based Compensation Arrangement by Share-based Payment Award [Line Items] Black-Scholes Option Pricing Model to Estimate Fair Value of Stock Options Granted We used the following assumptions in estimating the fair value of the grants under the ESPP which are derived using the same methodology applied to stock option assumptions: Year Ended December 31, 2016 2015 2014 Expected dividend yield — — — Weighted-average assumed stock price volatility 50.1 % 43.7 % 48.2 % Weighted-average risk-free interest rate 0.51 % 0.23 % 0.09 % Weighted-average expected life (in years) 0.50 0.46 0.50 X - DefinitionTabular disclosure of the amount of total share-based compensation cost, including the amounts attributable to each share-based compensation plan and any related tax benefits. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 718 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (h)(1) -URI http://asc.fasb.org/extlink&oid=6415400&loc=d3e5070-113901 + Details Name: us-gaap_ScheduleOfCompensationCostForShareBasedPaymentArrangementsAllocationOfShareBasedCompensationCostsByPlanTableTextBlock Namespace Prefix: us-gaap_ Data Type: nonnum:textBlockItemType Balance Type: na Period Type: duration X - DefinitionTabular disclosure of the allocation of equity-based compensation costs to a given line item on the balance sheet and income statement for the period. This may include the reporting line for the costs and the amount capitalized and expensed. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 718 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (h)(1) -URI http://asc.fasb.org/extlink&oid=6415400&loc=d3e5070-113901 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 718 -SubTopic 10 -Section 50 -Paragraph 1 -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=6415400&loc=d3e5047-113901 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 718 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SAB Topic 14.F) -URI http://asc.fasb.org/extlink&oid=27013229&loc=d3e301413-122809 + Details Name: us-gaap_ScheduleOfEmployeeServiceShareBasedCompensationAllocationOfRecognizedPeriodCostsTextBlock Namespace Prefix: us-gaap_ Data Type: nonnum:textBlockItemType Balance Type: na Period Type: duration X - DefinitionTabular disclosure of costs incurred for restructuring including, but not limited to, exit and disposal activities, remediation, implementation, integration, asset impairment, and charges against earnings from the write-down of assets. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 420 -SubTopic 10 -Section 50 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=6394359&loc=d3e17939-110869 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 420 -SubTopic 10 -Section S99 -Paragraph 2 -Subparagraph (SAB TOPIC 5.P.4) -URI http://asc.fasb.org/extlink&oid=27011515&loc=d3e140904-122747 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 420 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SAB TOPIC 5.P.3) -URI http://asc.fasb.org/extlink&oid=27011515&loc=d3e140864-122747 + Details Name: us-gaap_ScheduleOfRestructuringAndRelatedCostsTextBlock Namespace Prefix: us-gaap_ Data Type: nonnum:textBlockItemType Balance Type: na Period Type: duration X - DefinitionTabular disclosure of the number and weighted-average exercise prices (or conversion ratios) for share options (or share units) that were outstanding at the beginning and end of the year, vested and expected to vest, exercisable or convertible at the end of the year, and the number of share options or share units that were granted, exercised or converted, forfeited, and expired during the year. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 718 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (c)(1) -URI http://asc.fasb.org/extlink&oid=6415400&loc=d3e5070-113901 + Details Name: us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock Namespace Prefix: us-gaap_ Data Type: nonnum:textBlockItemType Balance Type: na Period Type: duration X - DefinitionTabular disclosure of the significant assumptions used during the year to estimate the fair value of stock options, including, but not limited to: (a) expected term of share options and similar instruments, (b) expected volatility of the entity's shares, (c) expected dividends, (d) risk-free rate(s), and (e) discount for post-vesting restrictions. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 718 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (f)(2) -URI http://asc.fasb.org/extlink&oid=6415400&loc=d3e5070-113901 + Details Name: us-gaap_ScheduleOfShareBasedPaymentAwardStockOptionsValuationAssumptionsTableTextBlock Namespace Prefix: us-gaap_ Data Type: nonnum:textBlockItemType Balance Type: na Period Type: duration X - DefinitionDisclosure of the number and weighted-average grant date fair value for restricted stock and restricted stock units that were outstanding at the beginning and end of the year, and the number of restricted stock and restricted stock units that were granted, vested, or forfeited during the year. + ReferencesNo definition available. + Details Name: us-gaap_ScheduleOfSharebasedCompensationRestrictedStockAndRestrictedStockUnitsActivityTableTextBlock Namespace Prefix: us-gaap_ Data Type: nonnum:textBlockItemType Balance Type: na Period Type: duration X - DefinitionLine items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table. + ReferencesNo definition available. + Details Name: us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - Details Name: us-gaap_AwardTypeAxis=lc_EmployeeStockPurchasePlanMember Namespace Prefix: Data Type: na Balance Type: Period Type: XML 60 R43.htm IDEA: XBRL DOCUMENT v3.6.0.2 Income Taxes (Tables) 12 Months Ended Dec. 31, 2016 Income Tax Disclosure [Abstract] Schedule of Components of Income Tax Expense (Benefit) Income tax (benefit) expense consisted of the following for the periods shown below: Year Ended December 31, 2016 2015 2014 Current: Federal $ (515 ) $ — $ — State (267 ) 720 56 Total current tax (benefit) expense $ (782 ) $ 720 $ 56 Deferred: Federal $ (2,589 ) $ 1,405 $ 1,185 State (857 ) 708 149 Total deferred tax (benefit) expense $ (3,446 ) $ 2,113 $ 1,334 Income tax (benefit) expense $ (4,228 ) $ 2,833 $ 1,390 Schedule of Effective Income Tax Rate Reconciliation A reconciliation of the income taxes expected at the statutory federal income tax rate and the income tax (benefit) expense for the years ended December 31, 2016, 2015 and 2014, is as follows: Year Ended December 31, 2016 2015 2014 Tax at federal statutory rate $ (51,072 ) $ (738 ) $ (10,711 ) State tax, net of federal tax benefit (1,028 ) 1,277 98 Stock-based compensation expense 3,509 549 5,040 Research and development tax credits (688 ) (1,068 ) — Change in valuation allowance 42,714 2,686 6,858 Change in unrecognized tax benefit 2,817 (62 ) — Other (480 ) 189 105 Income tax (benefit) expense $ (4,228 ) $ 2,833 $ 1,390 Deferred Tax Assets and Liabilities The significant components of the Company’s deferred tax assets and liabilities as of December 31, 2016 and 2015 were: December 31, 2016 2015 Deferred tax assets: Net operating loss carryforwards $ 47,451 $ 5,621 Stock-based compensation 26,838 19,696 Reserves and accruals 18,409 11,506 Goodwill 9,855 — Intangible assets 3,978 2,693 Tax credit carryforwards 2,483 1,810 Other 82 697 Total deferred tax assets 109,096 42,023 Valuation allowance (75,308 ) (25,348 ) Deferred tax assets – net of valuation allowance $ 33,788 $ 16,675 Deferred tax liabilities: Internally developed software $ (21,436 ) $ (11,353 ) Servicing fees (6,445 ) (1,516 ) Depreciation and amortization (5,907 ) (4,089 ) Goodwill — (3,163 ) Total deferred tax liabilities $ (33,788 ) $ (20,121 ) Deferred tax (liability) asset – net $ — $ (3,446 ) Changes in Unrecognized Tax Benefit A reconciliation of the beginning and ending balance of total unrecognized tax benefits for the years ended December 31, 2016, 2015 and 2014, is as follows: Year Ended December 31, 2016 2015 2014 Beginning balance $ 429 $ 491 $ 1,080 Gross increase (decrease) for tax positions related to prior years 677 (310 ) (589 ) Gross increase for tax positions related to the current year 2,140 248 — Ending balance $ 3,246 $ 429 $ 491 X - ReferencesNo definition available. + Details Name: us-gaap_IncomeTaxDisclosureAbstract Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionTabular disclosure of the components of income tax expense attributable to continuing operations for each year presented including, but not limited to: current tax expense (benefit), deferred tax expense (benefit), investment tax credits, government grants, the benefits of operating loss carryforwards, tax expense that results from allocating certain tax benefits either directly to contributed capital or to reduce goodwill or other noncurrent intangible assets of an acquired entity, adjustments of a deferred tax liability or asset for enacted changes in tax laws or rates or a change in the tax status of the entity, and adjustments of the beginning-of-the-year balances of a valuation allowance because of a change in circumstances that causes a change in judgment about the realizability of the related deferred tax asset in future years. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section 50 -Paragraph 9 -URI http://asc.fasb.org/extlink&oid=65882285&loc=d3e32639-109319 + Details Name: us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock Namespace Prefix: us-gaap_ Data Type: nonnum:textBlockItemType Balance Type: na Period Type: duration X - DefinitionTabular disclosure of the components of net deferred tax asset or liability recognized in an entity's statement of financial position, including the following: the total of all deferred tax liabilities, the total of all deferred tax assets, the total valuation allowance recognized for deferred tax assets. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section 50 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=65882285&loc=d3e32537-109319 + Details Name: us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock Namespace Prefix: us-gaap_ Data Type: nonnum:textBlockItemType Balance Type: na Period Type: duration X - DefinitionTabular disclosure of the reconciliation using percentage or dollar amounts of the reported amount of income tax expense attributable to continuing operations for the year to the amount of income tax expense that would result from applying domestic federal statutory tax rates to pretax income from continuing operations. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section 50 -Paragraph 12 -URI http://asc.fasb.org/extlink&oid=65882285&loc=d3e32687-109319 + Details Name: us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock Namespace Prefix: us-gaap_ Data Type: nonnum:textBlockItemType Balance Type: na Period Type: duration X - DefinitionTabular disclosure of the change in unrecognized tax benefits. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section 55 -Paragraph 217 -URI http://asc.fasb.org/extlink&oid=75116239&loc=d3e36027-109320 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section 50 -Paragraph 15A -URI http://asc.fasb.org/extlink&oid=65882285&loc=SL6600010-109319 + Details Name: us-gaap_ScheduleOfUnrecognizedTaxBenefitsRollForwardTableTextBlock Namespace Prefix: us-gaap_ Data Type: nonnum:textBlockItemType Balance Type: na Period Type: duration XML 61 R44.htm IDEA: XBRL DOCUMENT v3.6.0.2 Commitments and Contingencies (Tables) 12 Months Ended Dec. 31, 2016 Commitments and Contingencies Disclosure [Abstract] Future Minimum Lease Payments The Company’s future minimum payments under non-cancelable operating leases in excess of one year as of December 31, 2016 were as follows: Years Ended December 31, 2017 $ 15,092 2018 16,053 2019 15,621 2020 16,523 2021 16,778 Thereafter 40,423 Total $ 120,490 X - ReferencesNo definition available. + Details Name: us-gaap_CommitmentsAndContingenciesDisclosureAbstract Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionTabular disclosure of future minimum payments required in the aggregate and for each of the five succeeding fiscal years for operating leases having initial or remaining noncancelable lease terms in excess of one year and the total minimum rentals to be received in the future under noncancelable subleases as of the balance sheet date. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 840 -SubTopic 20 -Section 50 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=6453985&loc=d3e41502-112717 + Details Name: us-gaap_ScheduleOfFutureMinimumRentalPaymentsForOperatingLeasesTableTextBlock Namespace Prefix: us-gaap_ Data Type: nonnum:textBlockItemType Balance Type: na Period Type: duration XML 62 R45.htm IDEA: XBRL DOCUMENT v3.6.0.2 Springstone Acquisition (Tables) 12 Months Ended Dec. 31, 2016 Business Combinations [Abstract] Preliminary Purchase Price Allocation The allocation of purchase price as of the acquisition date is as follows: Fair Value Assets: Cash $ 2,256 Restricted cash 1,581 Property, equipment and software 366 Other assets 599 Identified intangible assets 40,200 Goodwill 72,592 Liabilities: Accounts payable 239 Accrued expenses and other liabilities 5,536 Total purchase consideration $ 111,819 Summary of Pro Forma Financial Information The pro forma results presented below include interest expense on the debt financing, amortization of acquired intangible assets, compensation expense related to the post-acquisition compensation arrangements entered into with the continuing employees and tax expense: Years Ended December 31, 2014 2013 Total net revenue $ 219,174 $ 113,040 Net loss ⁽¹⁾ $ (33,796 ) $ (17,592 ) Basic net loss per share attributable to common stockholders $ (0.45 ) $ (0.34 ) Diluted net loss per share attributable to common stockholders $ (0.45 ) $ (0.34 ) ⁽¹⁾ Net loss for the year ended December 31, 2013 includes $8.6 million of one-time acquisition-related costs and compensation expenses. X - DefinitionTabular disclosure of pro forma results of operations for a material business acquisition or series of individually immaterial business acquisitions that are material in the aggregate. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 805 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (h)(2)-(3) -URI http://asc.fasb.org/extlink&oid=65885119&loc=d3e1392-128463 + Details Name: us-gaap_BusinessAcquisitionProFormaInformationTextBlock Namespace Prefix: us-gaap_ Data Type: nonnum:textBlockItemType Balance Type: na Period Type: duration X - ReferencesNo definition available. + Details Name: us-gaap_BusinessCombinationsAbstract Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionTabular disclosure of the amounts recognized as of the acquisition date for each major class of assets acquired and liabilities assumed. May include but not limited to the following: (a) acquired receivables; (b) contingencies recognized at the acquisition date; and (c) the fair value of noncontrolling interests in the acquiree. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 805 -SubTopic 20 -Section 50 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=73530397&loc=d3e4845-128472 + Details Name: us-gaap_ScheduleOfRecognizedIdentifiedAssetsAcquiredAndLiabilitiesAssumedTableTextBlock Namespace Prefix: us-gaap_ Data Type: nonnum:textBlockItemType Balance Type: na Period Type: duration XML 63 R46.htm IDEA: XBRL DOCUMENT v3.6.0.2 Quarterly Results of Operations (Unaudited) (Tables) 12 Months Ended Dec. 31, 2016 Quarterly Financial Information Disclosure [Abstract] Quarterly Financial Information The following table sets forth our unaudited consolidated statement of operations data for each of the eight quarters ended December 31, 2016. The unaudited quarterly statement of operations data set forth below have been prepared on the same basis as our audited consolidated financial statements and reflect, in the opinion of management, all adjustments of a normal, recurring nature that are necessary for a fair statement of the unaudited quarterly statement of operations data. Our historical results are not necessarily indicative of our future operating results. The following quarterly consolidated financial data should be read in conjunction with the consolidated financial statements and the related notes included elsewhere in this Report. Quarters Ended December 31, 2016 September 30, 2016 June 30, 2016 March 31, 2016 Net operating revenue: Transaction fees $ 101,568 $ 100,813 $ 96,605 $ 124,508 Servicing fees 22,951 16,513 11,603 16,942 Management fees 3,076 1,964 3,053 3,545 Other revenue (expense) 1,607 (6,681 ) (8,870 ) 6,270 Total net operating revenue $ 129,202 $ 112,609 $ 102,391 $ 151,265 Net interest income and other adjustments 1,320 1,947 1,049 1,029 Total net revenue $ 130,522 $ 114,556 $ 103,440 $ 152,294 Operating expenses: Sales and marketing 55,457 44,901 49,737 66,575 Origination and servicing 18,296 16,332 20,934 19,198 Engineering and product development 32,522 29,428 29,209 24,198 Other general and administrative 56,740 58,940 53,457 38,035 Goodwill impairment — 1,650 35,400 — Total operating expenses $ 163,015 $ 151,251 $ 188,737 $ 148,006 Income (loss) before income tax expense (32,493 ) (36,695 ) (85,297 ) 4,288 Income tax (benefit) expense (224 ) (209 ) (3,946 ) 151 Net income (loss) $ (32,269 ) $ (36,486 ) $ (81,351 ) $ 4,137 Other data⁽¹⁾: Loan originations⁽²⁾ $ 1,987,278 $ 1,972,034 $ 1,955,401 $ 2,750,033 Weighted-average common shares - Basic 395,877,053 391,453,316 382,893,402 380,266,636 Weighted-average common shares - Diluted 395,877,053 391,453,316 382,893,402 392,397,825 Net income (loss) per share: Basic $ (0.08 ) $ (0.09 ) $ (0.21 ) $ 0.01 Diluted $ (0.08 ) $ (0.09 ) $ (0.21 ) $ 0.01 ⁽¹⁾ For more information about loan originations, see “Item 7 – Management's Discussion and Analysis – Key Operating and Financial Metrics.” ⁽²⁾ Loan originations include loans facilitated through the platform plus outstanding purchase commitments at period end. Quarters Ended December 31, 2015 September 30, 2015 June 30, 2015 March 31, 2015 Net operating revenue: Transaction fees $ 114,955 $ 100,420 $ 85,651 $ 72,482 Servicing fees 11,941 8,999 6,479 5,392 Management fees 3,313 2,900 2,548 2,215 Other revenue (expense) 4,262 2,743 1,441 956 Total net operating revenue $ 134,471 $ 115,062 $ 96,119 $ 81,045 Net interest income and other adjustments 1,047 1,214 798 187 Total net revenue $ 135,518 $ 116,276 $ 96,917 $ 81,232 Operating expenses: Sales and marketing $ 53,537 $ 44,018 $ 39,501 $ 34,470 Origination and servicing 17,696 16,732 14,706 12,201 Engineering and product development 23,887 21,063 18,214 13,898 Other general and administrative 35,245 32,280 28,247 26,410 Total operating expenses $ 130,365 $ 114,093 $ 100,668 $ 86,979 Income (loss) before income tax expense 5,153 2,183 (3,751 ) (5,747 ) Income tax expense 584 1,233 389 627 Net income (loss) $ 4,569 $ 950 $ (4,140 ) $ (6,374 ) Other data⁽¹⁾: Loan originations⁽²⁾ $ 2,579,201 $ 2,235,647 $ 1,911,759 $ 1,635,090 Weighted-average common shares - Basic 378,631,340 375,982,120 372,841,945 371,959,312 Weighted-average common shares - Diluted 402,634,010 401,934,880 372,841,945 371,959,312 Net income (loss) per share: Basic $ 0.01 $ 0.00 $ (0.01 ) $ (0.02 ) Diluted $ 0.01 $ 0.00 $ (0.01 ) $ (0.02 ) ⁽¹⁾ For more information about loan originations, see “Item 7 – Management's Discussion and Analysis – Key Operating and Financial Metrics.” ⁽²⁾ Loan originations include loans facilitated through the platform plus outstanding purchase commitments at period end. X - ReferencesNo definition available. + Details Name: us-gaap_QuarterlyFinancialInformationDisclosureAbstract Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionTabular disclosure of quarterly financial data. Includes, but is not limited to, financial information for fiscal quarters, cumulative effect of a change in accounting principle and earnings per share data. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 270 -SubTopic 10 -Section 50 -Paragraph 1 -Subparagraph (a)-(j) -URI http://asc.fasb.org/extlink&oid=68076893&loc=d3e1280-108306 + Details Name: us-gaap_ScheduleOfQuarterlyFinancialInformationTableTextBlock Namespace Prefix: us-gaap_ Data Type: nonnum:textBlockItemType Balance Type: na Period Type: duration XML 64 R47.htm IDEA: XBRL DOCUMENT v3.6.0.2 Basis of Presentation (Detail) - USD ($) 12 Months Ended Dec. 11, 2014 Dec. 31, 2016 Dec. 31, 2015 Dec. 31, 2014 Organization, Consolidation and Presentation of Financial Statements [Abstract] Common stock, issued price ($ per share) $ 15 $ 0.01 $ 0.01 Issuance of Series F convertible preferred stock for cash, net of issuance costs $ 66,700,000 $ 64,803,000 Proceeds from initial public offering $ 1,000,000,000 $ 0 $ 0 $ 827,680,000 X - DefinitionFace amount or stated value per share of common stock. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(29)) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 + Details Name: us-gaap_CommonStockParOrStatedValuePerShare Namespace Prefix: us-gaap_ Data Type: num:perShareItemType Balance Type: na Period Type: instant X - ReferencesNo definition available. + Details Name: us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionThe cash inflow associated with the amount received from entity's first offering of stock to the public. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 14 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=66902209&loc=d3e3255-108585 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Glossary Financing Activities -URI http://asc.fasb.org/extlink&oid=6513228 + Details Name: us-gaap_ProceedsFromIssuanceInitialPublicOffering Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionEquity impact of the value of new stock issued during the period. Includes shares issued in an initial public offering or a secondary public offering. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(28)) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 505 -SubTopic 10 -Section 50 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=6928386&loc=d3e21463-112644 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 505 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.3-04) -URI http://asc.fasb.org/extlink&oid=27012166&loc=d3e187085-122770 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(29)) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 + Details Name: us-gaap_StockIssuedDuringPeriodValueNewIssues Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration XML 65 R48.htm IDEA: XBRL DOCUMENT v3.6.0.2 Summary of Significant Accounting Policies (Detail) - USD ($) 3 Months Ended 12 Months Ended Dec. 31, 2016 Sep. 30, 2016 Jun. 30, 2016 Mar. 31, 2016 Dec. 31, 2016 Dec. 31, 2015 Dec. 31, 2014 Apr. 01, 2016 Class of Stock [Line Items] Cash maturity period 3 months Non-accrual status threshold 120 days Charge off threshold 150 days Maximum period for loan classified as non-accrual loan 120 days Maximum exposure $ 6,000,000 $ 6,000,000 $ 34,400,000 Goodwill impairment 0 $ 1,650,000 $ 35,400,000 $ 0 $ 37,050,000 $ 0 $ 0 Expected dividend yield 0.00% 0.00% 0.00% Stock options Class of Stock [Line Items] Expected dividend yield 0.00% Stock awards, vesting period 4 years Employee Stock Class of Stock [Line Items] Expected dividend yield 0.00% Unrecognized compensation cost expected period for recognition 6 months Related Party Fund Class of Stock [Line Items] Investment $ 10,100,000 $ 10,100,000 $ 10,000,000 Ownership 15.00% Loans and Finance Receivables Class of Stock [Line Items] Investment in own whole loans and loan interests 100.00% 100.00% The Company, CEO, and Director | Related Party Fund Class of Stock [Line Items] Ownership 29.00% The Company And A Director | Related Party Fund Class of Stock [Line Items] Ownership 27.00% 27.00% Computer Software, Intangible Asset Class of Stock [Line Items] Intangible assets, useful life 3 years Minimum Class of Stock [Line Items] Property and equipment, estimated useful life 3 years Maximum Class of Stock [Line Items] Property and equipment, estimated useful life 5 years Maximum | Investments Other Than Loans Class of Stock [Line Items] Allowed investment in outside loans 20.00% 20.00% X - DefinitionAllowed Investment In Outside Loans + ReferencesNo definition available. + Details Name: lc_AllowedInvestmentInOutsideLoans Namespace Prefix: lc_ Data Type: num:percentItemType Balance Type: na Period Type: instant X - DefinitionCash and cash equivalents maturity period. + ReferencesNo definition available. + Details Name: lc_CashAndCashEquivalentsMaturityPeriod Namespace Prefix: lc_ Data Type: xbrli:durationItemType Balance Type: na Period Type: duration X - DefinitionInvestment In Own Whole Loans And Loan Interests + ReferencesNo definition available. + Details Name: lc_InvestmentInOwnWholeLoansAndLoanInterests Namespace Prefix: lc_ Data Type: num:percentItemType Balance Type: na Period Type: instant X - DefinitionLoan Charge Off Threshold + ReferencesNo definition available. + Details Name: lc_LoanChargeOffThreshold Namespace Prefix: lc_ Data Type: xbrli:durationItemType Balance Type: na Period Type: duration X - DefinitionMaximum period for loan classified as nonaccrual loan. + ReferencesNo definition available. + Details Name: lc_MaximumPeriodForLoanClassifiedAsNonaccrualLoan Namespace Prefix: lc_ Data Type: xbrli:durationItemType Balance Type: na Period Type: duration X - DefinitionNon Accrual Loans Number Of Days Threshold + ReferencesNo definition available. + Details Name: lc_NonAccrualLoansNumberOfDaysThreshold Namespace Prefix: lc_ Data Type: xbrli:durationItemType Balance Type: na Period Type: duration X - DefinitionLine items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table. + ReferencesNo definition available. + Details Name: us-gaap_ClassOfStockLineItems Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionWeighted average period over which unrecognized compensation is expected to be recognized for equity-based compensation plans, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 718 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (i) -URI http://asc.fasb.org/extlink&oid=6415400&loc=d3e5070-113901 + Details Name: us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1 Namespace Prefix: us-gaap_ Data Type: xbrli:durationItemType Balance Type: na Period Type: duration X - DefinitionThe percentage of ownership of common stock or equity participation in the investee accounted for under the equity method of accounting. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 323 -SubTopic 10 -Section 50 -Paragraph 3 -Subparagraph (a)(1) -URI http://asc.fasb.org/extlink&oid=66011266&loc=d3e33918-111571 + Details Name: us-gaap_EquityMethodInvestmentOwnershipPercentage Namespace Prefix: us-gaap_ Data Type: num:percentItemType Balance Type: na Period Type: instant X - DefinitionThis item represents the carrying amount on the entity's balance sheet of its investment in common stock of an equity method investee. This is not an indicator of the fair value of the investment, rather it is the initial cost adjusted for the entity's share of earnings and losses of the investee, adjusted for any distributions (dividends) and other than temporary impairment (OTTI) losses recognized. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 323 -SubTopic 10 -Section 45 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=66022249&loc=d3e33749-111570 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.12) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 + Details Name: us-gaap_EquityMethodInvestments Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionUseful life of finite-lived intangible assets, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days. + ReferencesNo definition available. + Details Name: us-gaap_FiniteLivedIntangibleAssetUsefulLife Namespace Prefix: us-gaap_ Data Type: xbrli:durationItemType Balance Type: na Period Type: duration X - DefinitionAmount of loss from the write-down of an asset representing the future economic benefits arising from other assets acquired in a business combination that are not individually identified and separately recognized. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 350 -SubTopic 20 -Section 50 -Paragraph 2 -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=35741047&loc=d3e13854-109267 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 350 -SubTopic 20 -Section 45 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=6388280&loc=d3e13777-109266 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 28 -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=66902209&loc=d3e3602-108585 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 350 -SubTopic 20 -Section 50 -Paragraph 1 -Subparagraph (e) -URI http://asc.fasb.org/extlink&oid=35741047&loc=d3e13816-109267 + Details Name: us-gaap_GoodwillImpairmentLoss Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionUseful life of long lived, physical assets used in the normal conduct of business and not intended for resale, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days. Examples include, but not limited to, land, buildings, machinery and equipment, office equipment, furniture and fixtures, and computer equipment. + ReferencesNo definition available. + Details Name: us-gaap_PropertyPlantAndEquipmentUsefulLife Namespace Prefix: us-gaap_ Data Type: xbrli:durationItemType Balance Type: na Period Type: duration X - DefinitionPeriod which an employee's right to exercise an award is no longer contingent on satisfaction of either a service condition, market condition or a performance condition, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 718 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (a)(1) -URI http://asc.fasb.org/extlink&oid=6415400&loc=d3e5070-113901 + Details Name: us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1 Namespace Prefix: us-gaap_ Data Type: xbrli:durationItemType Balance Type: na Period Type: duration X - DefinitionThe estimated dividend rate (a percentage of the share price) to be paid (expected dividends) to holders of the underlying shares over the option's term. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 718 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (f)(2)(iii) -URI http://asc.fasb.org/extlink&oid=6415400&loc=d3e5070-113901 + Details Name: us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate Namespace Prefix: us-gaap_ Data Type: num:percentItemType Balance Type: na Period Type: duration X - DefinitionThe reporting entity's maximum amount of exposure to loss as a result of its involvement with the Variable Interest Entity (VIE). + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 810 -SubTopic 10 -Section 50 -Paragraph 4 -Subparagraph b -URI http://asc.fasb.org/extlink&oid=64801991&loc=d3e5728-111685 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 810 -SubTopic 10 -Section 50 -Paragraph 6 -Subparagraph (c) -URI http://asc.fasb.org/extlink&oid=64801991&loc=d3e5747-111685 + Details Name: us-gaap_VariableInterestEntityEntityMaximumLossExposureAmount Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: instant X - Details Name: us-gaap_AwardTypeAxis=us-gaap_EmployeeStockOptionMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_AwardTypeAxis=us-gaap_EmployeeStockMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis=lc_RelatedPartyFundMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_InvestmentTypeAxis=us-gaap_LoansAndFinanceReceivablesMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: dei_LegalEntityAxis=lc_TheCompanyCEOandDirectorMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: dei_LegalEntityAxis=lc_TheCompanyAndADirectorMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis=us-gaap_ComputerSoftwareIntangibleAssetMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_RangeAxis=us-gaap_MinimumMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_RangeAxis=us-gaap_MaximumMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_InvestmentTypeAxis=lc_InvestmentsOtherThanLoansMember Namespace Prefix: Data Type: na Balance Type: Period Type: XML 66 R49.htm IDEA: XBRL DOCUMENT v3.6.0.2 Net Loss Per Share (Detail) - USD ($) $ / shares in Units, $ in Thousands 3 Months Ended 12 Months Ended Dec. 31, 2016 Sep. 30, 2016 Jun. 30, 2016 Mar. 31, 2016 Dec. 31, 2015 Sep. 30, 2015 Jun. 30, 2015 Mar. 31, 2015 Dec. 31, 2016 Dec. 31, 2015 Dec. 31, 2014 Earnings Per Share [Abstract] Net loss $ (32,269) $ (36,486) $ (81,351) $ 4,137 $ 4,569 $ 950 $ (4,140) $ (6,374) $ (145,969) $ (4,995) $ (32,894) Weighted-average common shares - Basic (shares) 395,877,053 391,453,316 382,893,402 380,266,636 378,631,340 375,982,120 372,841,945 371,959,312 387,762,072 374,872,118 75,573,742 Weighted-average common shares - Diluted (shares) 395,877,053 391,453,316 382,893,402 392,397,825 402,634,010 401,934,880 372,841,945 371,959,312 387,762,072 374,872,118 75,573,742 Basic net loss per share attributable to common stockholders ($ per share) $ (0.08) $ (0.09) $ (0.21) $ 0.01 $ 0.01 $ 0.00 $ (0.01) $ (0.02) $ (0.38) $ (0.01) $ (0.44) Diluted net loss per share attributable to common stockholders ($ per share) $ (0.08) $ (0.09) $ (0.21) $ 0.01 $ 0.01 $ 0.00 $ (0.01) $ (0.02) $ (0.38) $ (0.01) $ (0.44) X - ReferencesNo definition available. + Details Name: us-gaap_EarningsPerShareAbstract Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionThe amount of net income (loss) for the period per each share of common stock or unit outstanding during the reporting period. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 260 -SubTopic 10 -Section 50 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=6371337&loc=d3e3550-109257 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 260 -SubTopic 10 -Section 55 -Paragraph 52 -URI http://asc.fasb.org/extlink&oid=65016374&loc=d3e4984-109258 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 944 -SubTopic 225 -Section S99 -Paragraph 1 -Subparagraph (SX 210.7-04(19)) -URI http://asc.fasb.org/extlink&oid=6879464&loc=d3e573970-122913 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 260 -SubTopic 10 -Section 45 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=64863997&loc=d3e1252-109256 Reference 5: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 225 -SubTopic 10 -Section S99 -Paragraph 2 -Subparagraph (SX 210.5-03(21)) -URI http://asc.fasb.org/extlink&oid=63488584&loc=d3e20235-122688 Reference 6: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 225 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-04(23)) -URI http://asc.fasb.org/extlink&oid=6879574&loc=d3e536633-122882 + Details Name: us-gaap_EarningsPerShareBasic Namespace Prefix: us-gaap_ Data Type: num:perShareItemType Balance Type: na Period Type: duration X - DefinitionThe amount of net income (loss) for the period available to each share of common stock or common unit outstanding during the reporting period and to each share or unit that would have been outstanding assuming the issuance of common shares or units for all dilutive potential common shares or units outstanding during the reporting period. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 944 -SubTopic 225 -Section S99 -Paragraph 1 -Subparagraph (SX 210.7-04(19)) -URI http://asc.fasb.org/extlink&oid=6879464&loc=d3e573970-122913 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 260 -SubTopic 10 -Section 45 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=64863997&loc=d3e1252-109256 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 225 -SubTopic 10 -Section S99 -Paragraph 2 -Subparagraph (SX 210.5-03(21)) -URI http://asc.fasb.org/extlink&oid=63488584&loc=d3e20235-122688 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 225 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-04(23)) -URI http://asc.fasb.org/extlink&oid=6879574&loc=d3e536633-122882 + Details Name: us-gaap_EarningsPerShareDiluted Namespace Prefix: us-gaap_ Data Type: num:perShareItemType Balance Type: na Period Type: duration X - DefinitionThe portion of profit or loss for the period, net of income taxes, which is attributable to the parent. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Glossary Net Income -URI http://asc.fasb.org/extlink&oid=51831255 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 28 -URI http://asc.fasb.org/extlink&oid=66902209&loc=d3e3602-108585 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 260 -SubTopic 10 -Section 50 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=6371337&loc=d3e3550-109257 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 225 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-04(22)) -URI http://asc.fasb.org/extlink&oid=6879574&loc=d3e536633-122882 Reference 5: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 944 -SubTopic 225 -Section S99 -Paragraph 1 -Subparagraph (SX 210.7-04(18)) -URI http://asc.fasb.org/extlink&oid=6879464&loc=d3e573970-122913 Reference 6: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Glossary Other Comprehensive Income -URI http://asc.fasb.org/extlink&oid=51831270 Reference 7: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 225 -SubTopic 10 -Section S99 -Paragraph 2 -Subparagraph (SX 210.5-03(20)) -URI http://asc.fasb.org/extlink&oid=63488584&loc=d3e20235-122688 + Details Name: us-gaap_NetIncomeLoss Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionThe average number of shares or units issued and outstanding that are used in calculating diluted EPS or earnings per unit (EPU), determined based on the timing of issuance of shares or units in the period. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 260 -SubTopic 10 -Section 45 -Paragraph 16 -URI http://asc.fasb.org/extlink&oid=64863997&loc=d3e1505-109256 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 260 -SubTopic 10 -Section 50 -Paragraph 1 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=6371337&loc=d3e3550-109257 + Details Name: us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding Namespace Prefix: us-gaap_ Data Type: xbrli:sharesItemType Balance Type: na Period Type: duration X - DefinitionNumber of [basic] shares or units, after adjustment for contingently issuable shares or units and other shares or units not deemed outstanding, determined by relating the portion of time within a reporting period that common shares or units have been outstanding to the total time in that period. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 260 -SubTopic 10 -Section 50 -Paragraph 1 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=6371337&loc=d3e3550-109257 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 260 -SubTopic 10 -Section 45 -Paragraph 10 -URI http://asc.fasb.org/extlink&oid=64863997&loc=d3e1448-109256 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Glossary Weighted-Average Number of Common Shares Outstanding -URI http://asc.fasb.org/extlink&oid=6528421 + Details Name: us-gaap_WeightedAverageNumberOfSharesOutstandingBasic Namespace Prefix: us-gaap_ Data Type: xbrli:sharesItemType Balance Type: na Period Type: duration XML 67 R50.htm IDEA: XBRL DOCUMENT v3.6.0.2 Securities Available for Sale - Amortized cost/fair value (Details) - USD ($) $ in Thousands Dec. 31, 2016 Dec. 31, 2015 Schedule of Available-for-sale Securities [Line Items] Amortized Cost $ 287,293 $ 298,882 Gross Unrealized Gains 91 3 Gross Unrealized Losses (247) (1,674) Securities available for sale 287,137 297,211 Corporate debt securities Schedule of Available-for-sale Securities [Line Items] Amortized Cost 181,359 217,243 Gross Unrealized Gains 63 2 Gross Unrealized Losses (199) (1,494) Securities available for sale 181,223 215,751 Certificates of deposit Schedule of Available-for-sale Securities [Line Items] Amortized Cost 27,501 Gross Unrealized Gains 0 Gross Unrealized Losses 0 Securities available for sale 27,501 Asset-backed securities Schedule of Available-for-sale Securities [Line Items] Amortized Cost 25,369 54,543 Gross Unrealized Gains 4 0 Gross Unrealized Losses (9) (134) Securities available for sale 25,364 54,409 Commercial paper Schedule of Available-for-sale Securities [Line Items] Amortized Cost 20,164 Gross Unrealized Gains 0 Gross Unrealized Losses 0 Securities available for sale 20,164 U.S. agency securities Schedule of Available-for-sale Securities [Line Items] Amortized Cost 19,602 16,602 Gross Unrealized Gains 21 1 Gross Unrealized Losses 0 (25) Securities available for sale 19,623 16,578 U.S. Treasury securities Schedule of Available-for-sale Securities [Line Items] Amortized Cost 2,493 3,489 Gross Unrealized Gains 3 0 Gross Unrealized Losses 0 (4) Securities available for sale 2,496 3,485 Other securities Schedule of Available-for-sale Securities [Line Items] Amortized Cost 10,805 7,005 Gross Unrealized Gains 0 0 Gross Unrealized Losses (39) (17) Securities available for sale $ 10,766 $ 6,988 X - DefinitionAmount of investment in debt and equity securities categorized neither as held-to-maturity nor trading. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 320 -SubTopic 10 -Section 25 -Paragraph 1 -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=65884222&loc=d3e22054-111558 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 320 -SubTopic 10 -Section 50 -Paragraph 5 -Subparagraph (aa) -URI http://asc.fasb.org/extlink&oid=73527792&loc=d3e27232-111563 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 320 -SubTopic 10 -Section 45 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=66010992&loc=d3e26610-111562 + Details Name: us-gaap_AvailableForSaleSecurities Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionAmount before tax of unrealized gain in accumulated other comprehensive income (AOCI) on investments in debt and equity securities classified as available-for-sale. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 320 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=73527792&loc=d3e27161-111563 + Details Name: us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: instant X - DefinitionAmount before tax of unrealized loss in accumulated other comprehensive income (AOCI) on investments in debt and equity securities classified as available-for-sale. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 320 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (c) -URI http://asc.fasb.org/extlink&oid=73527792&loc=d3e27161-111563 + Details Name: us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionThis item represents the cost of debt and equity securities, which are categorized neither as held-to-maturity nor trading, net of adjustments including accretion, amortization, collection of cash, previous other-than-temporary impairments recognized in earnings (less any cumulative-effect adjustments recognized, as defined), and fair value hedge accounting adjustments, if any. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.2) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 + Details Name: us-gaap_AvailableForSaleSecuritiesAmortizedCost Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionLine items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table. + ReferencesNo definition available. + Details Name: us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - Details Name: us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_CorporateDebtSecuritiesMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_CertificatesOfDepositMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_AssetBackedSecuritiesMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_CommercialPaperMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_USGovernmentAgenciesDebtSecuritiesMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_USTreasurySecuritiesMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_OtherDebtSecuritiesMember Namespace Prefix: Data Type: na Balance Type: Period Type: XML 68 R51.htm IDEA: XBRL DOCUMENT v3.6.0.2 Securities Available for Sale - Unrealized losses (Details) $ in Thousands Dec. 31, 2016 USD ($) position Dec. 31, 2015 USD ($) position Schedule of Available-for-sale Securities [Line Items] Less than 12 months, fair value $ 121,290 $ 291,478 Less than 12 months, unrealized loss (196) (1,674) 12 months or longer, fair value 17,518 0 12 months or longer, unrealized loss (51) 0 Fair Value 138,808 291,478 Unrealized Losses $ (247) $ (1,674) Number of positions with unrealized loss | position 72 141 Corporate debt securities Schedule of Available-for-sale Securities [Line Items] Less than 12 months, fair value $ 107,862 $ 212,018 Less than 12 months, unrealized loss (185) (1,494) 12 months or longer, fair value 11,682 0 12 months or longer, unrealized loss (14) 0 Fair Value 119,544 212,018 Unrealized Losses (199) (1,494) Asset-backed securities Schedule of Available-for-sale Securities [Line Items] Less than 12 months, fair value 6,628 54,409 Less than 12 months, unrealized loss (8) (134) 12 months or longer, fair value 1,870 0 12 months or longer, unrealized loss (1) 0 Fair Value 8,498 54,409 Unrealized Losses (9) (134) U.S. agency securities Schedule of Available-for-sale Securities [Line Items] Less than 12 months, fair value 14,578 Less than 12 months, unrealized loss (25) 12 months or longer, fair value 0 12 months or longer, unrealized loss 0 Fair Value 14,578 Unrealized Losses (25) U.S. Treasury securities Schedule of Available-for-sale Securities [Line Items] Less than 12 months, fair value 3,485 Less than 12 months, unrealized loss (4) 12 months or longer, fair value 0 12 months or longer, unrealized loss 0 Fair Value 3,485 Unrealized Losses (4) Other securities Schedule of Available-for-sale Securities [Line Items] Less than 12 months, fair value 6,800 6,988 Less than 12 months, unrealized loss (3) (17) 12 months or longer, fair value 3,966 0 12 months or longer, unrealized loss (36) 0 Fair Value 10,766 6,988 Unrealized Losses $ (39) $ (17) X - DefinitionAmount of accumulated unrealized loss on investments in debt and equity securities classified as available-for-sale that have been in a continuous loss position for twelve months or longer. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 320 -SubTopic 10 -Section 50 -Paragraph 6 -Subparagraph (a)(2) -URI http://asc.fasb.org/extlink&oid=73527792&loc=d3e27290-111563 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 320 -SubTopic 10 -Section 50 -Paragraph 7 -URI http://asc.fasb.org/extlink&oid=73527792&loc=d3e27337-111563 + Details Name: us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionAmount of accumulated unrealized loss on investments in debt and equity securities classified as available-for-sale in a continuous loss position. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 320 -SubTopic 10 -Section 50 -Paragraph 7 -URI http://asc.fasb.org/extlink&oid=73527792&loc=d3e27337-111563 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 320 -SubTopic 10 -Section 50 -Paragraph 6 -Subparagraph (a)(2) -URI http://asc.fasb.org/extlink&oid=73527792&loc=d3e27290-111563 + Details Name: us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLoss Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionThis item represents the aggregate fair value of investments in debt and equity securities in an unrealized loss position which are categorized neither as held-to-maturity nor trading securities. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 320 -SubTopic 10 -Section 50 -Paragraph 6 -Subparagraph (a)(1) -URI http://asc.fasb.org/extlink&oid=73527792&loc=d3e27290-111563 + Details Name: us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionAmount of accumulated unrealized loss on investments in debt and equity securities classified as available-for-sale that have been in a continuous loss position for less than twelve months. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 320 -SubTopic 10 -Section 50 -Paragraph 6 -Subparagraph (a)(2) -URI http://asc.fasb.org/extlink&oid=73527792&loc=d3e27290-111563 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 320 -SubTopic 10 -Section 50 -Paragraph 7 -URI http://asc.fasb.org/extlink&oid=73527792&loc=d3e27337-111563 + Details Name: us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionThis item represents the aggregate fair value of investments in debt and equity securities categorized neither as held-to-maturity nor trading securities that have been in a continuous unrealized loss position for less than twelve months. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 320 -SubTopic 10 -Section 50 -Paragraph 7 -URI http://asc.fasb.org/extlink&oid=73527792&loc=d3e27337-111563 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 320 -SubTopic 10 -Section 50 -Paragraph 6 -Subparagraph (a)(1) -URI http://asc.fasb.org/extlink&oid=73527792&loc=d3e27290-111563 + Details Name: us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionThis item represents the aggregate fair value of investments in debt and equity securities categorized neither as held-to-maturity nor trading securities that have been in a continuous unrealized loss position for twelve months or longer. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 320 -SubTopic 10 -Section 50 -Paragraph 6 -Subparagraph (a)(1) -URI http://asc.fasb.org/extlink&oid=73527792&loc=d3e27290-111563 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 320 -SubTopic 10 -Section 50 -Paragraph 7 -URI http://asc.fasb.org/extlink&oid=73527792&loc=d3e27337-111563 + Details Name: us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionNumber of investment positions in available-for-sale investments in a continuous unrealized loss position for which an other-than-temporary impairment (OTTI) has not been recognized in the income statement. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 320 -SubTopic 10 -Section 50 -Paragraph 6 -Subparagraph (b)(3) -URI http://asc.fasb.org/extlink&oid=73527792&loc=d3e27290-111563 + Details Name: us-gaap_AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions1 Namespace Prefix: us-gaap_ Data Type: xbrli:integerItemType Balance Type: na Period Type: instant X - DefinitionLine items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table. + ReferencesNo definition available. + Details Name: us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - Details Name: us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_CorporateDebtSecuritiesMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_AssetBackedSecuritiesMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_USGovernmentAgenciesDebtSecuritiesMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_USTreasurySecuritiesMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_OtherDebtSecuritiesMember Namespace Prefix: Data Type: na Balance Type: Period Type: XML 69 R52.htm IDEA: XBRL DOCUMENT v3.6.0.2 Securities Available for Sale - Maturities (Details) - USD ($) $ in Thousands Dec. 31, 2016 Dec. 31, 2015 Fair value Within 1 year $ 172,554 After 1 year through 5 years 114,583 After 5 years through 10 years 0 After 10 years 0 Total 287,137 $ 297,211 Amortized cost Within 1 year 172,602 After 1 year through 5 years 114,691 After 5 years through 10 years 0 After 10 years 0 Total 287,293 Corporate debt securities Fair value Within 1 year 90,096 After 1 year through 5 years 91,127 After 5 years through 10 years 0 After 10 years 0 Total 181,223 215,751 Certificates of deposit Fair value Within 1 year 27,501 After 1 year through 5 years 0 After 5 years through 10 years 0 After 10 years 0 Total 27,501 Asset-backed securities Fair value Within 1 year 8,370 After 1 year through 5 years 16,994 After 5 years through 10 years 0 After 10 years 0 Total 25,364 54,409 Commercial paper Fair value Within 1 year 20,164 After 1 year through 5 years 0 After 5 years through 10 years 0 After 10 years 0 Total 20,164 U.S. agency securities Fair value Within 1 year 19,623 After 1 year through 5 years 0 After 5 years through 10 years 0 After 10 years 0 Total 19,623 16,578 U.S. Treasury securities Fair value Within 1 year 0 After 1 year through 5 years 2,496 After 5 years through 10 years 0 After 10 years 0 Total 2,496 3,485 Other securities Fair value Within 1 year 6,800 After 1 year through 5 years 3,966 After 5 years through 10 years 0 After 10 years 0 Total $ 10,766 $ 6,988 X - DefinitionAmount of investment in debt and equity securities categorized neither as held-to-maturity nor trading. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 320 -SubTopic 10 -Section 25 -Paragraph 1 -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=65884222&loc=d3e22054-111558 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 320 -SubTopic 10 -Section 50 -Paragraph 5 -Subparagraph (aa) -URI http://asc.fasb.org/extlink&oid=73527792&loc=d3e27232-111563 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 320 -SubTopic 10 -Section 45 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=66010992&loc=d3e26610-111562 + Details Name: us-gaap_AvailableForSaleSecurities Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionAmount after adjustments of available-for-sale debt securities at cost, maturing in the sixth fiscal year through the tenth fiscal year following the latest fiscal year. Adjustments include, but are not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized in earnings less cumulative-effect adjustments, and fair value hedge accounting adjustments. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.2) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 320 -SubTopic 10 -Section 50 -Paragraph 3 -Subparagraph (c) -URI http://asc.fasb.org/extlink&oid=73527792&loc=d3e27198-111563 + Details Name: us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionFair value of available-for-sale debt securities maturing in the sixth fiscal year through the tenth fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 320 -Section 50 -Paragraph 3 -Subparagraph (c) -URI http://asc.fasb.org/extlink&oid=6957658&loc=d3e62586-112803 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 320 -SubTopic 10 -Section 50 -Paragraph 3 -Subparagraph (c) -URI http://asc.fasb.org/extlink&oid=73527792&loc=d3e27198-111563 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 320 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (d) -URI http://asc.fasb.org/extlink&oid=73527792&loc=d3e27161-111563 + Details Name: us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionAmount after adjustments of available-for-sale debt securities at cost, maturing in the second fiscal year through the fifth fiscal year following the latest fiscal year. Adjustments include, but are not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized in earnings less cumulative-effect adjustments, and fair value hedge accounting adjustments. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.2) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 320 -SubTopic 10 -Section 50 -Paragraph 3 -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=73527792&loc=d3e27198-111563 + Details Name: us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionFair value of available-for-sale debt securities maturing in the second fiscal year through the fifth fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 320 -Section 50 -Paragraph 3 -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=6957658&loc=d3e62586-112803 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 320 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (d) -URI http://asc.fasb.org/extlink&oid=73527792&loc=d3e27161-111563 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 320 -SubTopic 10 -Section 50 -Paragraph 3 -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=73527792&loc=d3e27198-111563 + Details Name: us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionAmount after adjustments of available-for-sale debt securities at cost, maturing after the tenth fiscal year following the latest fiscal year. Adjustments include, but are not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized in earnings less cumulative-effect adjustments, and fair value hedge accounting adjustments. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 320 -SubTopic 10 -Section 50 -Paragraph 3 -Subparagraph (d) -URI http://asc.fasb.org/extlink&oid=73527792&loc=d3e27198-111563 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.2) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 + Details Name: us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionFair value of available-for-sale debt securities maturing after the tenth fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 320 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (d) -URI http://asc.fasb.org/extlink&oid=73527792&loc=d3e27161-111563 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 320 -Section 50 -Paragraph 3 -Subparagraph (d) -URI http://asc.fasb.org/extlink&oid=6957658&loc=d3e62586-112803 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 320 -SubTopic 10 -Section 50 -Paragraph 3 -Subparagraph (d) -URI http://asc.fasb.org/extlink&oid=73527792&loc=d3e27198-111563 + Details Name: us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionAmount of investment in available-for-sale debt securities with a single maturity date at cost, after adjustments, including, but not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized in the statement of income and fair value hedge accounting adjustments. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 320 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (d) -URI http://asc.fasb.org/extlink&oid=73527792&loc=d3e27161-111563 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 320 -SubTopic 10 -Section 50 -Paragraph 3 -URI http://asc.fasb.org/extlink&oid=73527792&loc=d3e27198-111563 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 320 -Section 50 -Paragraph 3 -URI http://asc.fasb.org/extlink&oid=6957658&loc=d3e62586-112803 + Details Name: us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - ReferencesNo definition available. + Details Name: us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisAbstract Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionAmount after adjustments of available-for-sale debt securities at cost, maturing in the next fiscal year following the latest fiscal year. Adjustments include, but are not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized in earnings less cumulative-effect adjustments, and fair value hedge accounting adjustments. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 320 -SubTopic 10 -Section 50 -Paragraph 3 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=73527792&loc=d3e27198-111563 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.2) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 + Details Name: us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionFair value of available-for-sale debt securities maturing in the next fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 320 -SubTopic 10 -Section 50 -Paragraph 3 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=73527792&loc=d3e27198-111563 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 320 -Section 50 -Paragraph 3 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=6957658&loc=d3e62586-112803 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 320 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (d) -URI http://asc.fasb.org/extlink&oid=73527792&loc=d3e27161-111563 + Details Name: us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - ReferencesNo definition available. + Details Name: us-gaap_AvailableForSaleSecuritiesFairValueToAmortizedCostBasisAbstract Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - Details Name: us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_CorporateDebtSecuritiesMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_CertificatesOfDepositMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_AssetBackedSecuritiesMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_CommercialPaperMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_USGovernmentAgenciesDebtSecuritiesMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_USTreasurySecuritiesMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_OtherDebtSecuritiesMember Namespace Prefix: Data Type: na Balance Type: Period Type: XML 70 R53.htm IDEA: XBRL DOCUMENT v3.6.0.2 Securities Available for Sale - Realized gains/losses (Details) - USD ($) $ in Thousands 12 Months Ended Dec. 31, 2016 Dec. 31, 2015 Investments, Debt and Equity Securities [Abstract] Proceeds $ 2,494 $ 120,420 Gross realized gains 2 133 Gross realized losses $ 0 $ 4 X - DefinitionThis item represents the gross profit realized on the sale of debt or equity securities categorized neither as held-to-maturity nor trading securities. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 320 -SubTopic 10 -Section 50 -Paragraph 9 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=73527792&loc=d3e27357-111563 + Details Name: us-gaap_AvailableForSaleSecuritiesGrossRealizedGains Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionThe total amount of proceeds received for the sale of securities, categorized neither as held-to-maturity nor trading securities, during the reporting period. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 320 -SubTopic 10 -Section 50 -Paragraph 9 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=73527792&loc=d3e27357-111563 + Details Name: us-gaap_AvailableForSaleSecuritiesGrossRealizedGainsLossesSaleProceeds Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionThis item represents the gross loss realized on the sale of debt or equity securities categorized neither as held-to-maturity nor trading securities. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 320 -SubTopic 10 -Section 50 -Paragraph 9 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=73527792&loc=d3e27357-111563 + Details Name: us-gaap_AvailableForSaleSecuritiesGrossRealizedLosses Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - ReferencesNo definition available. + Details Name: us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration XML 71 R54.htm IDEA: XBRL DOCUMENT v3.6.0.2 Loans, Loans Held For Sale, Notes and Certificates and Loan Servicing Rights - Fair value on a recurring basis (Detail) - USD ($) $ in Thousands 12 Months Ended Dec. 31, 2016 Dec. 31, 2015 Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] Fair value $ 4,311,984 $ 4,556,081 Fair value 9,048 0 Fair value 4,320,895 4,571,583 Fair Value, Measurements, Recurring | Loans Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] Aggregate principal balance outstanding 4,565,653 4,681,671 Net fair value adjustments (253,669) (125,590) Fair value 4,311,984 4,556,081 Fair Value, Measurements, Recurring | Loans Held For Sale Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] Aggregate principal balance outstanding 9,345 0 Net fair value adjustments (297) 0 Fair value 9,048 0 Fair Value, Measurements, Recurring | Notes and Certificates Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] Aggregate principal balance outstanding 4,572,912 4,697,169 Net fair value adjustments (252,017) (125,586) Fair value $ 4,320,895 $ 4,571,583 X - DefinitionNotes and Certificates at fair value + ReferencesNo definition available. + Details Name: lc_NotesAndCertificatesAtFairValue Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: instant X - DefinitionPrincipal amount of loan before fair value adjustment. + ReferencesNo definition available. + Details Name: lc_PrincipalAmountOfLoanBeforeFairValueAdjustment Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionPrincipal Amount Of Notes And Certificates Before Fair Value Adjustment + ReferencesNo definition available. + Details Name: lc_PrincipalAmountOfNotesAndCertificatesBeforeFairValueAdjustment Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: instant X - DefinitionAmount of addition (reduction) to the amount at which an asset could be incurred (settled) in a current transaction between willing parties. + ReferencesNo definition available. + Details Name: us-gaap_AssetsFairValueAdjustment Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionLine items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table. + ReferencesNo definition available. + Details Name: us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionAmount of addition (reduction) to the amount at which a liability could be incurred (settled) in a current transaction between willing parties. + ReferencesNo definition available. + Details Name: us-gaap_LiabilitiesFairValueAdjustment Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionFair value portion of loans held-for-sale including, but not limited to, mortgage loans and finance receivables. + ReferencesNo definition available. + Details Name: us-gaap_LoansHeldForSaleFairValueDisclosure Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionFair value portion of loan receivable, including, but not limited to, mortgage loans held for investment, finance receivables held for investment, policy loans on insurance contracts. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Glossary Loan -URI http://asc.fasb.org/extlink&oid=6517073 + Details Name: us-gaap_LoansReceivableFairValueDisclosure Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - Details Name: us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=lc_LoansAtFairValueMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=lc_LoansHeldForSaleMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=lc_NotesAndCertificatesMember Namespace Prefix: Data Type: na Balance Type: Period Type: XML 72 R55.htm IDEA: XBRL DOCUMENT v3.6.0.2 Loans, Loans Held For Sale, Notes and Certificates and Loan Servicing Rights - Additional Information (Detail) - USD ($) $ in Thousands 12 Months Ended Dec. 31, 2016 Dec. 31, 2015 Loans, Notes and Certificates, and Loan Servicing Rights [Line Items] Loans held for sale $ 9,048 $ 0 Non-accrual status threshold 120 days Loans Loans, Notes and Certificates, and Loan Servicing Rights [Line Items] Principal balance of underlying loan servicing rights $ 6,540,000 $ 4,290,000 Loans Notes And Certificates Loans, Notes and Certificates, and Loan Servicing Rights [Line Items] Loans held for sale, principal 27,900 Loans held for sale $ 25,900 X - DefinitionLoans, Notes and Certificates, and Loan Servicing Rights [Line Items] + ReferencesNo definition available. + Details Name: lc_LoansNotesAndCertificatesAndLoanServicingRightsLineItems Namespace Prefix: lc_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionLoans Receivable Held-For-Sale, Unpaid Principal Balance + ReferencesNo definition available. + Details Name: lc_LoansReceivableHeldForSaleUnpaidPrincipalBalance Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionNon Accrual Loans Number Of Days Threshold + ReferencesNo definition available. + Details Name: lc_NonAccrualLoansNumberOfDaysThreshold Namespace Prefix: lc_ Data Type: xbrli:durationItemType Balance Type: na Period Type: duration X - DefinitionPrincipal balances of underlying loans for the loan servicing rights. + ReferencesNo definition available. + Details Name: lc_PrincipalBalancesOfUnderlyingLoansForLoanServicingRights Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: instant X - DefinitionFair value portion of loans held-for-sale including, but not limited to, mortgage loans and finance receivables. + ReferencesNo definition available. + Details Name: us-gaap_LoansHeldForSaleFairValueDisclosure Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - Details Name: us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=lc_LoanServicingRightsMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_FairValueByAssetClassAxis=lc_LoansNotesAndCertificatesMember Namespace Prefix: Data Type: na Balance Type: Period Type: XML 73 R56.htm IDEA: XBRL DOCUMENT v3.6.0.2 Loans, Loans Held For Sale, Notes and Certificates and Loan Servicing Rights - Outstanding loans (Details) - Loans $ in Thousands Dec. 31, 2016 USD ($) Loan Dec. 31, 2015 USD ($) Loan Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] Outstanding principal balance, past 90 days $ 45,718 $ 30,094 Outstanding principal balance, non-accrual 5,055 4,513 Net fair value adjustments, past 90 days (40,183) (25,312) Net fair value adjustments, non-accural (4,392) (3,722) Fair value, past 90 days 5,535 4,782 Fair value, non-accural $ 663 $ 791 Number of loans (not in thousands), past 90 days | Loan 4,041 2,606 Number of loans (not in thousands), non-accrual | Loan 483 382 X - DefinitionFor loans held as assets for which the fair value option has been elected, this item represents the aggregate outstanding principle balance of loans that were 120 days or more past due. + ReferencesNo definition available. + Details Name: lc_FairValueOptionLoansHeldAsAssets120DaysOrMoreOutstandingPrincipalBalance Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionFor loans held as assets for which the fair value option has been elected, this item represents the aggregate outstanding principle balance of loans that were 90 days or more past due. + ReferencesNo definition available. + Details Name: lc_FairValueOptionLoansHeldAsAssets90DaysOrMoreOutstandingPrincipalBalance Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionNumber of Loans, Ninety Days or More Past Due + ReferencesNo definition available. + Details Name: lc_NumberOfLoansNinetyDaysOrMorePastDue Namespace Prefix: lc_ Data Type: xbrli:integerItemType Balance Type: na Period Type: instant X - DefinitionNumber of Loans, over One Hundred and Twenty Days Past Due + ReferencesNo definition available. + Details Name: lc_NumberOfLoansOverOneHundredAndTwentyDaysPastDue Namespace Prefix: lc_ Data Type: xbrli:integerItemType Balance Type: na Period Type: instant X - DefinitionLine items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table. + ReferencesNo definition available. + Details Name: us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionThis item represents the aggregate fair value of loans held as assets that are 90 days or more past due for which the fair value option has been elected. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 825 -SubTopic 10 -Section 50 -Paragraph 28 -Subparagraph (e)(1) -URI http://asc.fasb.org/extlink&oid=6957238&loc=d3e14064-108612 + Details Name: us-gaap_FairValueOptionLoansHeldAsAssets90DaysOrMorePastDue Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionFor loans held as assets for which the fair value option has been elected, this item represents the difference between the aggregate fair value and the aggregate unpaid principal balance of those loans that are 90 days or more past due. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 825 -SubTopic 10 -Section 50 -Paragraph 28 -Subparagraph (e)(3) -URI http://asc.fasb.org/extlink&oid=6957238&loc=d3e14064-108612 + Details Name: us-gaap_FairValueOptionLoansHeldAsAssets90DaysOrMorePastDueAggregateDifference Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionThis item represents the aggregate fair value of loans held as assets that are in nonaccrual status for which the fair value option has been elected, if the entity's policy is to recognize interest income separately from other changes in fair value. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 825 -SubTopic 10 -Section 50 -Paragraph 28 -Subparagraph (e)(2) -URI http://asc.fasb.org/extlink&oid=6957238&loc=d3e14064-108612 + Details Name: us-gaap_FairValueOptionLoansHeldAsAssetsAggregateAmountInNonaccrualStatus Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionFor loans held as assets for which the fair value option has been elected, this item represents the difference between the aggregate fair value and the aggregate unpaid principal balance of those loans that are in nonaccrual status. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 825 -SubTopic 10 -Section 50 -Paragraph 28 -Subparagraph (e)(3) -URI http://asc.fasb.org/extlink&oid=6957238&loc=d3e14064-108612 + Details Name: us-gaap_FairValueOptionLoansHeldAsAssetsAggregateAmountInNonaccrualStatusAggregatedDifference Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - Details Name: us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=lc_LoansAtFairValueMember Namespace Prefix: Data Type: na Balance Type: Period Type: XML 74 R57.htm IDEA: XBRL DOCUMENT v3.6.0.2 Fair Value of Assets and Liabilities - Loans, Loan Servicing Rights, Related Notes and Certificates (Detail) - USD ($) $ in Thousands Dec. 31, 2016 Dec. 31, 2015 Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] Loans $ 4,311,984 $ 4,556,081 Loans held for sale 9,048 0 Securities available for sale 287,137 297,211 Servicing assets 21,398 10,250 Total assets 4,629,567 4,863,542 Notes and certificates 4,320,895 4,571,583 Loan Trailing Fee liability 4,913 Servicing liabilities 2,846 3,973 Total liabilities 4,328,654 4,575,556 Level 1 Inputs Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] Loans 0 0 Loans held for sale 0 Securities available for sale 0 0 Servicing assets 0 0 Total assets 0 0 Notes and certificates 0 0 Loan Trailing Fee liability 0 Servicing liabilities 0 0 Total liabilities 0 0 Level 2 Inputs Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] Loans 0 0 Loans held for sale 0 Securities available for sale 287,137 297,211 Servicing assets 0 0 Total assets 287,137 297,211 Notes and certificates 0 0 Loan Trailing Fee liability 0 Servicing liabilities 0 0 Total liabilities 0 0 Level 3 Inputs Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] Loans 4,311,984 4,556,081 Loans held for sale 9,048 Securities available for sale 0 0 Servicing assets 21,398 10,250 Total assets 4,342,430 4,566,331 Notes and certificates 4,320,895 4,571,583 Loan Trailing Fee liability 4,913 Servicing liabilities 2,846 3,973 Total liabilities 4,328,654 4,575,556 Corporate debt securities Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] Securities available for sale 181,223 215,751 Corporate debt securities | Level 1 Inputs Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] Securities available for sale 0 0 Corporate debt securities | Level 2 Inputs Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] Securities available for sale 181,223 215,751 Corporate debt securities | Level 3 Inputs Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] Securities available for sale 0 0 Certificates of deposit Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] Securities available for sale 27,501 Certificates of deposit | Level 1 Inputs Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] Securities available for sale 0 Certificates of deposit | Level 2 Inputs Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] Securities available for sale 27,501 Certificates of deposit | Level 3 Inputs Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] Securities available for sale 0 Asset-backed securities Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] Securities available for sale 25,364 54,409 Asset-backed securities | Level 1 Inputs Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] Securities available for sale 0 0 Asset-backed securities | Level 2 Inputs Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] Securities available for sale 25,364 54,409 Asset-backed securities | Level 3 Inputs Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] Securities available for sale 0 0 Commercial paper Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] Securities available for sale 20,164 Commercial paper | Level 1 Inputs Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] Securities available for sale 0 Commercial paper | Level 2 Inputs Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] Securities available for sale 20,164 Commercial paper | Level 3 Inputs Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] Securities available for sale 0 U.S. agency securities Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] Securities available for sale 19,623 16,578 U.S. agency securities | Level 1 Inputs Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] Securities available for sale 0 0 U.S. agency securities | Level 2 Inputs Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] Securities available for sale 19,623 16,578 U.S. agency securities | Level 3 Inputs Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] Securities available for sale 0 0 U.S. Treasury securities Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] Securities available for sale 2,496 3,485 U.S. Treasury securities | Level 1 Inputs Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] Securities available for sale 0 0 U.S. Treasury securities | Level 2 Inputs Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] Securities available for sale 2,496 3,485 U.S. Treasury securities | Level 3 Inputs Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] Securities available for sale 0 0 Other securities Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] Securities available for sale 10,766 6,988 Other securities | Level 1 Inputs Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] Securities available for sale 0 0 Other securities | Level 2 Inputs Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] Securities available for sale 10,766 6,988 Other securities | Level 3 Inputs Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] Securities available for sale $ 0 $ 0 X - DefinitionNotes and Certificates at fair value + ReferencesNo definition available. + Details Name: lc_NotesAndCertificatesAtFairValue Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: instant X - DefinitionPerformance Incentive Fee Liability, At Fair Value + ReferencesNo definition available. + Details Name: lc_PerformanceIncentiveFeeLiabilityAtFairValue Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: instant X - DefinitionFair value portion of probable future economic benefits obtained or controlled by an entity as a result of past transactions or events. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 820 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=66048111&loc=d3e19207-110258 + Details Name: us-gaap_AssetsFairValueDisclosure Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionAmount of investment in debt and equity securities categorized neither as held-to-maturity nor trading. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 320 -SubTopic 10 -Section 25 -Paragraph 1 -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=65884222&loc=d3e22054-111558 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 320 -SubTopic 10 -Section 50 -Paragraph 5 -Subparagraph (aa) -URI http://asc.fasb.org/extlink&oid=73527792&loc=d3e27232-111563 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 320 -SubTopic 10 -Section 45 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=66010992&loc=d3e26610-111562 + Details Name: us-gaap_AvailableForSaleSecurities Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionLine items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table. + ReferencesNo definition available. + Details Name: us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionFair value of financial and nonfinancial obligations. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 820 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=66048111&loc=d3e19207-110258 + Details Name: us-gaap_LiabilitiesFairValueDisclosure Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: instant X - DefinitionFair value portion of loans held-for-sale including, but not limited to, mortgage loans and finance receivables. + ReferencesNo definition available. + Details Name: us-gaap_LoansHeldForSaleFairValueDisclosure Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionFair value portion of loan receivable, including, but not limited to, mortgage loans held for investment, finance receivables held for investment, policy loans on insurance contracts. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Glossary Loan -URI http://asc.fasb.org/extlink&oid=6517073 + Details Name: us-gaap_LoansReceivableFairValueDisclosure Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionFair value of an asset representing net future revenue from contractually specified servicing fees, late charges, and other ancillary revenues, in excess of future costs related to servicing arrangements. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 860 -SubTopic 50 -Section 50 -Paragraph 3 -Subparagraph (a)(1) -URI http://asc.fasb.org/extlink&oid=68078379&loc=d3e122625-111746 + Details Name: us-gaap_ServicingAssetAtFairValueAmount Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionFair value of a liability representing servicing arrangements under which the estimated future revenue from contractually specified servicing fees, late charges, and other ancillary revenues are not expected to adequately compensate the servicer. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 860 -SubTopic 50 -Section 45 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=6469459&loc=d3e122492-111745 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 860 -SubTopic 50 -Section 50 -Paragraph 3 -Subparagraph (a)(1) -URI http://asc.fasb.org/extlink&oid=68078379&loc=d3e122625-111746 + Details Name: us-gaap_ServicingLiabilityAtFairValueAmount Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: instant X - Details Name: us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel1Member Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_CorporateDebtSecuritiesMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_CertificatesOfDepositMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_AssetBackedSecuritiesMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_CommercialPaperMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_USGovernmentAgenciesDebtSecuritiesMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_USTreasurySecuritiesMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis=us-gaap_OtherDebtSecuritiesMember Namespace Prefix: Data Type: na Balance Type: Period Type: XML 75 R58.htm IDEA: XBRL DOCUMENT v3.6.0.2 Fair Value of Assets and Liabilities - Quantitative Information about Significant Unobservable Inputs Used for Fair Value Measurements (Detail) - Level 3 Inputs 12 Months Ended Dec. 31, 2016 Dec. 31, 2015 Minimum | Servicing Asset/Liability Fair Value Inputs [Abstract] Discount rates 3.40% 3.50% Net cumulative expected loss rates 0.30% 0.30% Cumulative prepayment rates 8.00% 8.00% Base market servicing rates (% per annum on unpaid principal balance) 0.63% 0.57% Maximum | Servicing Asset/Liability Fair Value Inputs [Abstract] Discount rates 15.10% 16.30% Net cumulative expected loss rates 33.90% 22.00% Cumulative prepayment rates 42.70% 36.40% Base market servicing rates (% per annum on unpaid principal balance) 0.90% 0.75% Weighted Average | Servicing Asset/Liability Fair Value Inputs [Abstract] Discount rates 7.80% 9.40% Net cumulative expected loss rates 12.80% 8.80% Cumulative prepayment rates 29.30% 30.50% Base market servicing rates (% per annum on unpaid principal balance) 0.63% 0.57% Loans, notes and certificates | Minimum Fair Value Inputs [Abstract] Discount rates 1.20% 2.90% Net cumulative expected loss rates 0.30% 0.30% Cumulative prepayment rates 8.00% 23.40% Loans, notes and certificates | Maximum Fair Value Inputs [Abstract] Discount rates 16.60% 17.50% Net cumulative expected loss rates 33.90% 22.00% Cumulative prepayment rates 42.70% 36.40% Loans, notes and certificates | Weighted Average Fair Value Inputs [Abstract] Discount rates 7.20% 9.00% Net cumulative expected loss rates 14.60% 9.90% Cumulative prepayment rates 30.70% 30.80% Loan Trailing Fee Liability | Minimum Fair Value Inputs [Abstract] Discount rates 3.40% Net cumulative expected loss rates 0.30% Cumulative prepayment rates 8.00% Loan Trailing Fee Liability | Maximum Fair Value Inputs [Abstract] Discount rates 15.00% Net cumulative expected loss rates 33.90% Cumulative prepayment rates 42.70% Loan Trailing Fee Liability | Weighted Average Fair Value Inputs [Abstract] Discount rates 7.70% Net cumulative expected loss rates 13.50% Cumulative prepayment rates 28.30% X - DefinitionFair Value Inputs Market Servicing Rate + ReferencesNo definition available. + Details Name: lc_FairValueInputsMarketServicingRate Namespace Prefix: lc_ Data Type: num:percentItemType Balance Type: na Period Type: duration X - ReferencesNo definition available. + Details Name: us-gaap_FairValueInputsAbstract Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionInterest rate used to find the present value of an amount to be paid or received in the future as an input to measure fair value. For example, but not limited to, weighted average cost of capital (WACC), cost of capital, cost of equity and cost of debt. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 820 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (bbb) -URI http://asc.fasb.org/extlink&oid=66048111&loc=d3e19207-110258 + Details Name: us-gaap_FairValueInputsDiscountRate Namespace Prefix: us-gaap_ Data Type: num:percentItemType Balance Type: na Period Type: duration X - DefinitionLoss, including interest and principal, incurred on a defaulted security, expressed as a percentage of the original principal balance, used as an input to measure fair value. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 820 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (bbb) -URI http://asc.fasb.org/extlink&oid=66048111&loc=d3e19207-110258 + Details Name: us-gaap_FairValueInputsLossSeverity Namespace Prefix: us-gaap_ Data Type: num:percentItemType Balance Type: na Period Type: duration X - DefinitionRate at which loans or a loan portfolio are expected to prepay principal balances, used as an input to measure fair value. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 820 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (bbb) -URI http://asc.fasb.org/extlink&oid=66048111&loc=d3e19207-110258 + Details Name: us-gaap_FairValueInputsPrepaymentRate Namespace Prefix: us-gaap_ Data Type: num:percentItemType Balance Type: na Period Type: duration X - Details Name: us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_RangeAxis=us-gaap_MinimumMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_ValuationTechniqueAxis=lc_ServicingAssetLiabilityMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_RangeAxis=us-gaap_MaximumMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_RangeAxis=us-gaap_WeightedAverageMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_FairValueByAssetClassAxis=lc_LoansNotesAndCertificatesAndServicingAssetLiabilityMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_FairValueByLiabilityClassAxis=lc_PerformanceIncentiveFeeLiabilityMember Namespace Prefix: Data Type: na Balance Type: Period Type: XML 76 R59.htm IDEA: XBRL DOCUMENT v3.6.0.2 Fair Value of Assets and Liabilities - Additional Information about Loans, Notes and Certificates Measured at Fair Value on Recurring Basis (Detail) - USD ($) $ in Thousands 12 Months Ended Dec. 31, 2016 Dec. 31, 2015 Loans Notes And Certificates Loans Outstanding Principal Balance, Beginning $ 4,681,671 $ 2,836,729 Valuation adjustment, Beginning (125,590) (38,224) Fair Value, Beginning 4,556,081 2,798,505 Outstanding Principal Balance, Purchases of loans 2,733,325 3,865,565 Valuation Adjustment, Purchases of loans (656) 0 Fair Value, Purchases of loans 2,732,669 3,865,565 Fair Value, Transfers from loans to loans held for sale (35,411) Valuation Adjustment, Transfers from loans to loans held for sale 0 Outstanding Principal Balance, Transfers from loans to loans held for sale (35,411) Outstanding Principal Balance, Issuances of notes and certificates 0 0 Valuation Adjustment, Issuances of notes and certificates 0 0 Fair Value, Issuances of notes and certificates 0 0 Outstanding Principal Balance, Whole loan sales 0 Valuation Adjustment, Whole loan sales 0 0 Fair Value, Whole loan sales 0 0 Outstanding Principal Balance, Principal payments (2,391,807) (1,804,719) Valuation Adjustment, principal payments 0 0 Fair Value, Principal payments (2,391,807) (1,804,719) Outstanding Principal Balance, Charge-offs (422,125) (215,904) Valuation adjustment, Charge-offs 422,125 215,904 Fair Value, Charge-offs 0 0 Outstanding Principal Balance, Recoveries 0 0 Valuation Adjustment, Recoveries (37,277) (26,256) Fair Value, Recoveries (37,277) (26,256) Outstanding Principal Balance, Change in fair value recorded in earnings 0 0 Valuation Adjustment, Change in fair value recorded in earnings (512,271) (277,014) Fair Value, Change in fair value recorded in earnings (512,271) (277,014) Outstanding Principal Balance, Ending 4,565,653 4,681,671 Valuation adjustment, Ending (253,669) (125,590) Fair Value, Ending 4,311,984 4,556,081 Notes and Certificates Outstanding Principal Balance, Beginning 4,697,169 2,851,837 Valuation adjustment, Beginning (125,586) (38,219) Fair value at beginning of period 4,571,583 2,813,618 Outstanding Principal Balance, Purchases of loans 0 0 Valuation Adjustment, Purchases of loans 0 0 Fair Value, Purchases of loans 0 0 Outstanding Principal Balance, Issuances of notes and certificates 2,681,109 3,861,995 Valuation Adjustment, Issuances of notes and certificates 0 0 Fair Value, Issuances of notes and certificates 2,681,109 3,861,995 Outstanding Principal Balance, Whole loan sales 0 0 Valuation Adjustment, Whole loan sales 0 0 Fair Value, Whole loan sales 0 0 Outstanding Principal Balance, Principal payments (2,385,234) (1,800,859) Valuation Adjustment, Principal payments 0 0 Fair Value, Principal payments (2,385,234) (1,800,859) Outstanding Principal Balance, Charge-offs (420,132) (215,804) Valuation Adjustment, Charge-offs 420,132 215,804 Fair Value, Charge-offs 0 0 Outstanding Principal Balance, Recoveries 0 0 Valuation Adjustment, Recoveries (36,785) (26,143) Fair Value, Recoveries (36,785) (26,143) Outstanding Principal Balance, Change in fair value recorded in earnings 0 0 Valuation Adjustment, Change in fair value recorded in earnings (509,778) (277,028) Fair Value, Change in fair value recorded in earnings (509,778) (277,028) Outstanding Principal Balance, Ending 4,572,912 4,697,169 Valuation adjustment, Ending (252,017) (125,586) Fair value at end of period 4,320,895 4,571,583 Loans Held For Sale Loans Outstanding Principal Balance, Beginning 0 0 Valuation adjustment, Beginning 0 0 Fair Value, Beginning 0 0 Outstanding Principal Balance, Purchases of loans 4,742,538 3,358,611 Valuation Adjustment, Purchases of loans 0 0 Fair Value, Purchases of loans 4,742,538 3,358,611 Fair Value, Transfers from loans to loans held for sale 35,411 Valuation Adjustment, Transfers from loans to loans held for sale 0 Outstanding Principal Balance, Transfers from loans to loans held for sale 35,411 Outstanding Principal Balance, Issuances of notes and certificates 0 0 Valuation Adjustment, Issuances of notes and certificates 0 0 Fair Value, Issuances of notes and certificates 0 0 Outstanding Principal Balance, Whole loan sales (4,762,518) (3,358,611) Valuation Adjustment, Whole loan sales 0 0 Fair Value, Whole loan sales (4,762,518) (3,358,611) Outstanding Principal Balance, Principal payments (5,927) 0 Valuation Adjustment, principal payments 0 0 Fair Value, Principal payments (5,927) 0 Outstanding Principal Balance, Charge-offs (159) 0 Valuation adjustment, Charge-offs 159 0 Fair Value, Charge-offs 0 0 Outstanding Principal Balance, Recoveries 0 0 Valuation Adjustment, Recoveries 0 0 Fair Value, Recoveries 0 0 Outstanding Principal Balance, Change in fair value recorded in earnings 0 0 Valuation Adjustment, Change in fair value recorded in earnings (456) 0 Fair Value, Change in fair value recorded in earnings (456) 0 Outstanding Principal Balance, Ending 9,345 0 Valuation adjustment, Ending (297) 0 Fair Value, Ending $ 9,048 $ 0 X - DefinitionCollection of Charged Off Loans for Notes and Certificates + ReferencesNo definition available. + Details Name: lc_CollectionofChargedOffLoansforNotesandCertificates Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionCollection of Charged Off Loans for Notes and Certificates Principal + ReferencesNo definition available. + Details Name: lc_CollectionofChargedOffLoansforNotesandCertificatesPrincipal Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionCollection of Charged Off Loans for Notes and Certificates Valuation Adjustment + ReferencesNo definition available. + Details Name: lc_CollectionofChargedOffLoansforNotesandCertificatesValuationAdjustment Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionFair Value Measurement with Unobservable Inputs Reconciliation Recurring Basis Asset Collection of Charged Off Loans + ReferencesNo definition available. + Details Name: lc_FairValueMeasurementwithUnobservableInputsReconciliationRecurringBasisAssetCollectionofChargedOffLoans Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionFair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Principal + ReferencesNo definition available. + Details Name: lc_FairValueMeasurementwithUnobservableInputsReconciliationRecurringBasisAssetPrincipal Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionFair Value Measurement with Unobservable Inputs Reconciliation Recurring Basis Asset Principal Collection of Charged Off Loans + ReferencesNo definition available. + Details Name: lc_FairValueMeasurementwithUnobservableInputsReconciliationRecurringBasisAssetPrincipalCollectionofChargedOffLoans Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionFair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Principal, Gain (Loss) Included in Earnings + ReferencesNo definition available. + Details Name: lc_FairValueMeasurementwithUnobservableInputsReconciliationRecurringBasisAssetPrincipalGainLossIncludedinEarnings Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionFair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Principal, Issuances + ReferencesNo definition available. + Details Name: lc_FairValueMeasurementwithUnobservableInputsReconciliationRecurringBasisAssetPrincipalIssuances Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionFair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Principal, Purchases + ReferencesNo definition available. + Details Name: lc_FairValueMeasurementwithUnobservableInputsReconciliationRecurringBasisAssetPrincipalPurchases Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionFair Value Measurement with Unobservable Inputs Reconciliation Recurring Basis Asset Principal Recoveries + ReferencesNo definition available. + Details Name: lc_FairValueMeasurementwithUnobservableInputsReconciliationRecurringBasisAssetPrincipalRecoveries Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionFair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Principal, Sales + ReferencesNo definition available. + Details Name: lc_FairValueMeasurementwithUnobservableInputsReconciliationRecurringBasisAssetPrincipalSales Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionFair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Principal, Settlements + ReferencesNo definition available. + Details Name: lc_FairValueMeasurementwithUnobservableInputsReconciliationRecurringBasisAssetPrincipalSettlements Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionFair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Principal, Transfers + ReferencesNo definition available. + Details Name: lc_FairValueMeasurementwithUnobservableInputsReconciliationRecurringBasisAssetPrincipalTransfers Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionFair Value Measurement with Unobservable Inputs Reconciliation Recurring Basis Asset Recoveries + ReferencesNo definition available. + Details Name: lc_FairValueMeasurementwithUnobservableInputsReconciliationRecurringBasisAssetRecoveries Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionFair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Transfers + ReferencesNo definition available. + Details Name: lc_FairValueMeasurementwithUnobservableInputsReconciliationRecurringBasisAssetTransfers Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionFair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Valuation Adjustment + ReferencesNo definition available. + Details Name: lc_FairValueMeasurementwithUnobservableInputsReconciliationRecurringBasisAssetValuationAdjustment Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: instant X - DefinitionFair Value Measurement with Unobservable Inputs Reconciliation Recurring Basis Asset Valuation Adjustment Collection of Charged Off Loans + ReferencesNo definition available. + Details Name: lc_FairValueMeasurementwithUnobservableInputsReconciliationRecurringBasisAssetValuationAdjustmentCollectionofChargedOffLoans Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionFair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Valuation Adjustment, Gain (Loss) Included in Earnings + ReferencesNo definition available. + Details Name: lc_FairValueMeasurementwithUnobservableInputsReconciliationRecurringBasisAssetValuationAdjustmentGainLossIncludedinEarnings Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionFair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Valuation Adjustment, Issuances + ReferencesNo definition available. + Details Name: lc_FairValueMeasurementwithUnobservableInputsReconciliationRecurringBasisAssetValuationAdjustmentIssuances Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionFair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Valuation Adjustment, Purchases + ReferencesNo definition available. + Details Name: lc_FairValueMeasurementwithUnobservableInputsReconciliationRecurringBasisAssetValuationAdjustmentPurchases Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionFair Value Measurement with Unobservable Inputs Reconciliation Recurring Basis Asset Valuation Adjustment Recoveries + ReferencesNo definition available. + Details Name: lc_FairValueMeasurementwithUnobservableInputsReconciliationRecurringBasisAssetValuationAdjustmentRecoveries Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionFair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Valuation Adjustment, Sales + ReferencesNo definition available. + Details Name: lc_FairValueMeasurementwithUnobservableInputsReconciliationRecurringBasisAssetValuationAdjustmentSales Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionFair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Valuation Adjustment, Settlements + ReferencesNo definition available. + Details Name: lc_FairValueMeasurementwithUnobservableInputsReconciliationRecurringBasisAssetValuationAdjustmentSettlements Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionFair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Valuation Adjustment, Transfers + ReferencesNo definition available. + Details Name: lc_FairValueMeasurementwithUnobservableInputsReconciliationRecurringBasisAssetValuationAdjustmentTransfers Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionFair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Liability Principal, Gain (Loss) Included in Earnings + ReferencesNo definition available. + Details Name: lc_FairValueMeasurementwithUnobservableInputsReconciliationRecurringBasisLiabilityPrincipalGainLossIncludedinEarnings Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionFair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Liability Principal, Issuances + ReferencesNo definition available. + Details Name: lc_FairValueMeasurementwithUnobservableInputsReconciliationRecurringBasisLiabilityPrincipalIssuances Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionFair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Liability Principal, Purchases + ReferencesNo definition available. + Details Name: lc_FairValueMeasurementwithUnobservableInputsReconciliationRecurringBasisLiabilityPrincipalPurchases Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionFair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Liability Principal, Sales + ReferencesNo definition available. + Details Name: lc_FairValueMeasurementwithUnobservableInputsReconciliationRecurringBasisLiabilityPrincipalSales Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionFair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Liability Principal, Settlements + ReferencesNo definition available. + Details Name: lc_FairValueMeasurementwithUnobservableInputsReconciliationRecurringBasisLiabilityPrincipalSettlements Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionFair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Liability Valuation Adjustment, Gain (Loss) Included in Earnings + ReferencesNo definition available. + Details Name: lc_FairValueMeasurementwithUnobservableInputsReconciliationRecurringBasisLiabilityValuationAdjustmentGainLossIncludedinEarnings Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionFair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Liability Valuation Adjustment, Issuances + ReferencesNo definition available. + Details Name: lc_FairValueMeasurementwithUnobservableInputsReconciliationRecurringBasisLiabilityValuationAdjustmentIssuances Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionFair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Liability Valuation Adjustment, Purchases + ReferencesNo definition available. + Details Name: lc_FairValueMeasurementwithUnobservableInputsReconciliationRecurringBasisLiabilityValuationAdjustmentPurchases Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionFair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Liability Valuation Adjustment, Sales + ReferencesNo definition available. + Details Name: lc_FairValueMeasurementwithUnobservableInputsReconciliationRecurringBasisLiabilityValuationAdjustmentSales Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionFair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Liability Valuation Adjustment, Settlements + ReferencesNo definition available. + Details Name: lc_FairValueMeasurementwithUnobservableInputsReconciliationRecurringBasisLiabilityValuationAdjustmentSettlements Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionFair Value, Measurement with Unobservable Inputs Reconciliations, Recurring Basis, Liability Principal + ReferencesNo definition available. + Details Name: lc_FairValueMeasurementwithUnobservableInputsReconciliationsRecurringBasisLiabilityPrincipal Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: instant X - DefinitionFair Value, Measurement with Unobservable Inputs Reconciliations, Recurring Basis, Liability Valuation Adjustment + ReferencesNo definition available. + Details Name: lc_FairValueMeasurementwithUnobservableInputsReconciliationsRecurringBasisLiabilityValuationAdjustment Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionRecoveries for Notes and Certificates + ReferencesNo definition available. + Details Name: lc_RecoveriesforNotesandCertificates Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionRecoveries for Notes and Certificates Principal + ReferencesNo definition available. + Details Name: lc_RecoveriesforNotesandCertificatesPrincipal Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionRecoveries for Notes and Certificates Valuation Adjustment + ReferencesNo definition available. + Details Name: lc_RecoveriesforNotesandCertificatesValuationAdjustment Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionAmount of gain (loss) recognized in the income statement for financial instrument classified as an asset measured using unobservable inputs that reflect the entity's own assumption about the assumptions market participants would use in pricing. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 820 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (c)(1) -URI http://asc.fasb.org/extlink&oid=66048111&loc=d3e19207-110258 + Details Name: us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1 Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionAmount of issuances of financial instrument classified as an asset measured using unobservable inputs that reflect the entity's own assumption about the assumptions market participants would use in pricing. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 820 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (c)(2) -URI http://asc.fasb.org/extlink&oid=66048111&loc=d3e19207-110258 + Details Name: us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetIssues Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionAmount of purchases of financial instrument classified as an asset measured using unobservable inputs that reflect the entity's own assumption about the assumptions market participants would use in pricing. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 820 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (c)(2) -URI http://asc.fasb.org/extlink&oid=66048111&loc=d3e19207-110258 + Details Name: us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - ReferencesNo definition available. + Details Name: us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchasesSalesIssuancesSettlementsAbstract Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionAmount of sale of financial instrument classified as an asset measured using unobservable inputs that reflect the entity's own assumption about the assumptions market participants would use in pricing. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 820 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (c)(2) -URI http://asc.fasb.org/extlink&oid=66048111&loc=d3e19207-110258 + Details Name: us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSales Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionAmount of settlement of financial instrument classified as an asset measured using unobservable inputs that reflect the entity's own assumption about the assumptions market participants would use in pricing. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 820 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (c)(2) -URI http://asc.fasb.org/extlink&oid=66048111&loc=d3e19207-110258 + Details Name: us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionFair value of financial instrument classified as an asset measured using unobservable inputs that reflect the entity's own assumption about the assumptions market participants would use in pricing. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 820 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (c) -URI http://asc.fasb.org/extlink&oid=66048111&loc=d3e19207-110258 + Details Name: us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionAmount of gain (loss) recognized on the income statement for financial instrument classified as a liability measured using unobservable inputs that reflect the entity's own assumption about the assumptions market participants would use in pricing. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 820 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (c)(1) -URI http://asc.fasb.org/extlink&oid=66048111&loc=d3e19207-110258 + Details Name: us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarnings Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionAmount of issuances of financial instrument classified as a liability measured using unobservable inputs that reflect the entity's own assumption about the assumptions market participants would use in pricing. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 820 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (c)(2) -URI http://asc.fasb.org/extlink&oid=66048111&loc=d3e19207-110258 + Details Name: us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityIssues Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionAmount of purchases of financial instrument classified as a liability measured using unobservable inputs that reflect the entity's own assumption about the assumptions market participants would use in pricing. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 820 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (c)(2) -URI http://asc.fasb.org/extlink&oid=66048111&loc=d3e19207-110258 + Details Name: us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityPurchases Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - ReferencesNo definition available. + Details Name: us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityPurchasesSalesIssuancesSettlementsAbstract Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionAmount of sales of financial instrument classified as a liability measured using unobservable inputs that reflect the entity's own assumption about the assumptions market participants would use in pricing. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 820 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (c)(2) -URI http://asc.fasb.org/extlink&oid=66048111&loc=d3e19207-110258 + Details Name: us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilitySales Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionAmount of settlements of financial instrument classified as a liability measured using unobservable inputs that reflect the entity's own assumption about the assumptions market participants would use in pricing. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 820 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (c)(2) -URI http://asc.fasb.org/extlink&oid=66048111&loc=d3e19207-110258 + Details Name: us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilitySettlements Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionFair value of financial instrument classified as a liability measured using unobservable inputs that reflect the entity's own assumption about the assumptions market participants would use in pricing. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 820 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (c) -URI http://asc.fasb.org/extlink&oid=66048111&loc=d3e19207-110258 + Details Name: us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationsRecurringBasisLiabilityValue Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: instant X - Details Name: us-gaap_FairValueByAssetClassAxis=lc_LoansNotesAndCertificatesMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_FairValueByAssetClassAxis=lc_LoansHeldForSaleMember Namespace Prefix: Data Type: na Balance Type: Period Type: XML 77 R60.htm IDEA: XBRL DOCUMENT v3.6.0.2 Fair Value of Assets and Liabilities - Additional Information about Servicing Assets and Liabilities Measured at Fair Value on Recurring Basis (Detail) - USD ($) $ in Thousands 12 Months Ended Dec. 31, 2016 Dec. 31, 2015 Servicing Assets Servicing Assets, Fair value, Beginning Balance $ 10,250 Servicing Assets, Fair value, Ending Balance 21,398 $ 10,250 Servicing Liabilities Servicing Liabilities, Fair value, Beginning Balance 3,973 Servicing Liabilities, Fair value, Ending Balance 2,846 3,973 Fair Value, Measurements, Recurring Servicing Assets Servicing Assets, Fair value, Beginning Balance 10,250 2,181 Issuances 16,546 10,079 Changes in fair value, included in servicing fees (5,403) (3,803) Additions, included in deferred revenue 5 1,793 Servicing Assets, Fair value, Ending Balance 21,398 10,250 Servicing Liabilities Servicing Liabilities, Fair value, Beginning Balance 3,973 3,973 Issuances 3,371 5,194 Changes in fair value, included in servicing fees (4,498) (5,194) Additions, included in deferred revenue 0 0 Servicing Liabilities, Fair value, Ending Balance $ 2,846 $ 3,973 X - ReferencesNo definition available. + Details Name: us-gaap_ServicingAssetAbstract Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionThe value of new servicing assets, subsequently measured at fair value, acquired or created during the current period through purchases or from transfers of financial assets. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 860 -SubTopic 50 -Section 50 -Paragraph 3 -Subparagraph (a)(2) -URI http://asc.fasb.org/extlink&oid=68078379&loc=d3e122625-111746 + Details Name: us-gaap_ServicingAssetAtFairValueAdditions Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionFair value of an asset representing net future revenue from contractually specified servicing fees, late charges, and other ancillary revenues, in excess of future costs related to servicing arrangements. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 860 -SubTopic 50 -Section 50 -Paragraph 3 -Subparagraph (a)(1) -URI http://asc.fasb.org/extlink&oid=68078379&loc=d3e122625-111746 + Details Name: us-gaap_ServicingAssetAtFairValueAmount Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionAmount of increase (decrease) in fair value from changes in the inputs, assumptions, or model used to calculate the fair value of the contract to service financial assets under which the benefits of servicing are expected to more than adequately compensate the servicer. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 860 -SubTopic 50 -Section 50 -Paragraph 3 -Subparagraph (a)(4)(i) -URI http://asc.fasb.org/extlink&oid=68078379&loc=d3e122625-111746 + Details Name: us-gaap_ServicingAssetAtFairValueChangesInFairValueResultingFromChangesInValuationInputsOrChangesInAssumptions Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionAmount of increase (decrease) in fair value from changes classified as other for a contract to service financial assets under which the benefits of servicing are expected to more than adequately compensate the servicer. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 860 -SubTopic 50 -Section 50 -Paragraph 3 -Subparagraph (a)(5) -URI http://asc.fasb.org/extlink&oid=68078379&loc=d3e122625-111746 + Details Name: us-gaap_ServicingAssetAtFairValueOtherChangesThatAffectBalance Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - ReferencesNo definition available. + Details Name: us-gaap_ServicingLiabilityAbstract Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionThe value of new servicing liabilities, that are subsequently measured at fair value, acquired or created during the current period through assumptions of servicing obligations and servicing obligations that result from transfers of financial assets. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 860 -SubTopic 50 -Section 50 -Paragraph 3 -Subparagraph (a)(2) -URI http://asc.fasb.org/extlink&oid=68078379&loc=d3e122625-111746 + Details Name: us-gaap_ServicingLiabilityAtFairValueAdditions Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionFair value of a liability representing servicing arrangements under which the estimated future revenue from contractually specified servicing fees, late charges, and other ancillary revenues are not expected to adequately compensate the servicer. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 860 -SubTopic 50 -Section 45 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=6469459&loc=d3e122492-111745 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 860 -SubTopic 50 -Section 50 -Paragraph 3 -Subparagraph (a)(1) -URI http://asc.fasb.org/extlink&oid=68078379&loc=d3e122625-111746 + Details Name: us-gaap_ServicingLiabilityAtFairValueAmount Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: instant X - DefinitionAmount of increase (decrease) in fair value from changes in the inputs, assumptions, or model used to calculate the fair value of the contract to service financial assets under which the estimated future revenues from contractually specified servicing fees, late charges, and other ancillary revenues are not expected to adequately compensate the servicer. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 860 -SubTopic 50 -Section 50 -Paragraph 3 -Subparagraph (a)(4)(i) -URI http://asc.fasb.org/extlink&oid=68078379&loc=d3e122625-111746 + Details Name: us-gaap_ServicingLiabilityAtFairValueChangesInFairValueResultingFromChangesInValuationInputsOrChangesInAssumptions Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionAmount of increase (decrease) in fair value from changes classified as other for a contract to service financial assets under which the estimated future revenues from contractually specified servicing fees, late charges, and other ancillary revenues are not expected to adequately compensate the servicer. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 860 -SubTopic 50 -Section 50 -Paragraph 3 -Subparagraph (a)(5) -URI http://asc.fasb.org/extlink&oid=68078379&loc=d3e122625-111746 + Details Name: us-gaap_ServicingLiabilityAtFairValueOtherChangesThatAffectBalance Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - Details Name: us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember Namespace Prefix: Data Type: na Balance Type: Period Type: XML 78 R61.htm IDEA: XBRL DOCUMENT v3.6.0.2 Fair Value of Assets and Liabilities - Trailing Fee Liability (Details) - Loan Trailing Fee Liability $ in Thousands 12 Months Ended Dec. 31, 2016 USD ($) Fair Value, Liabilities Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward] Fair value at beginning of period $ 0 Issuances 5,843 Cash payment of Loan Trailing Fee (1,174) Change in fair value, included in origination and servicing 244 Fair value at end of period $ 4,913 X - DefinitionA roll forward is a reconciliation of a concept from the beginning of a period to the end of a period. + ReferencesNo definition available. + Details Name: us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionAmount of gain (loss) recognized on the income statement for financial instrument classified as a liability measured using unobservable inputs that reflect the entity's own assumption about the assumptions market participants would use in pricing. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 820 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (c)(1) -URI http://asc.fasb.org/extlink&oid=66048111&loc=d3e19207-110258 + Details Name: us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarnings Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionAmount of issuances of financial instrument classified as a liability measured using unobservable inputs that reflect the entity's own assumption about the assumptions market participants would use in pricing. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 820 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (c)(2) -URI http://asc.fasb.org/extlink&oid=66048111&loc=d3e19207-110258 + Details Name: us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityIssues Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionAmount of settlements of financial instrument classified as a liability measured using unobservable inputs that reflect the entity's own assumption about the assumptions market participants would use in pricing. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 820 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (c)(2) -URI http://asc.fasb.org/extlink&oid=66048111&loc=d3e19207-110258 + Details Name: us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilitySettlements Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionFair value of financial instrument classified as a liability measured using unobservable inputs that reflect the entity's own assumption about the assumptions market participants would use in pricing. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 820 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (c) -URI http://asc.fasb.org/extlink&oid=66048111&loc=d3e19207-110258 + Details Name: us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationsRecurringBasisLiabilityValue Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: instant X - Details Name: us-gaap_FairValueByLiabilityClassAxis=lc_PerformanceIncentiveFeeLiabilityMember Namespace Prefix: Data Type: na Balance Type: Period Type: XML 79 R62.htm IDEA: XBRL DOCUMENT v3.6.0.2 Fair Value of Assets and Liabilities - Additional Information about Servicing Assets and Liabilities Measured Using Different Market Servicing Rates and Different Prepayment (Detail) - USD ($) $ in Thousands 12 Months Ended Dec. 31, 2016 Dec. 31, 2015 Risks Inherent in Servicing Assets and Servicing Liabilities [Line Items] Change in servicing rate 0.10% Fair Value, Measurements, Recurring Risks Inherent in Servicing Assets and Servicing Liabilities [Line Items] Weighted-average market servicing rate assumptions 0.63% 0.57% Servicing assets, rate increase $ (5,673) $ (3,504) Servicing liabilities, rate increase 964 1,589 Servicing assets, rate decrease 5,812 3,610 Servicing liabilities, rate decrease $ (825) $ (1,483) X - DefinitionFair Value Inputs, Market Servicing Rate Including Ancillary Fees + ReferencesNo definition available. + Details Name: lc_FairValueInputsMarketServicingRateIncludingAncillaryFees Namespace Prefix: lc_ Data Type: num:percentItemType Balance Type: na Period Type: duration X - DefinitionSensitivity Analysis Of Fair Value, Transferor's Interests In Transferred Financial Assets, Percentage Change In Servicing Rate + ReferencesNo definition available. + Details Name: lc_SensitivityAnalysisOfFairValueTransferorsInterestsInTransferredFinancialAssetsPercentageChangeInServicingRate Namespace Prefix: lc_ Data Type: num:percentItemType Balance Type: na Period Type: instant X - DefinitionSensitivity Analysis of Fair Value, Transferor's Interests in Transferred Financial Assets, Impact of Other than 10 or 20 Percent Favorable Change in Other Assumption + ReferencesNo definition available. + Details Name: lc_SensitivityAnalysisofFairValueTransferorsInterestsinTransferredFinancialAssetsImpactofOtherthan10or20PercentFavorableChangeinOtherAssumption Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: instant X - DefinitionSensitivity Analysis of Fair Value, Transferor's Interests in Transferred Financial Liabilities, Impact of Other Than 10 Or 20 Percent Adverse Change in Other Assumption + ReferencesNo definition available. + Details Name: lc_SensitivityAnalysisofFairValueTransferorsInterestsinTransferredFinancialLiabilitiesImpactofOtherThan10Or20PercentAdverseChangeinOtherAssumption Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionSensitivity Analysis of Fair Value, Transferor's Interests in Transferred Financial Liabilities, Impact of Other than 10 or 20 Percent Favorable Change in Other Assumption + ReferencesNo definition available. + Details Name: lc_SensitivityAnalysisofFairValueTransferorsInterestsinTransferredFinancialLiabilitiesImpactofOtherthan10or20PercentFavorableChangeinOtherAssumption Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionLine items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table. + ReferencesNo definition available. + Details Name: us-gaap_RisksInherentInServicingAssetsAndServicingLiabilitiesLineItems Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionThe hypothetical financial impact of a specified adverse percentage change in a specified other assumption on the fair value of transferor's interests in transferred financial assets (including any servicing assets or servicing liabilities). + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 860 -SubTopic 20 -Section 50 -Paragraph 4 -Subparagraph (c) -URI http://asc.fasb.org/extlink&oid=64830801&loc=d3e107314-111719 + Details Name: us-gaap_SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOfOtherThan10Or20PercentAdverseChangeInOtherAssumption Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: instant X - Details Name: us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember Namespace Prefix: Data Type: na Balance Type: Period Type: XML 80 R63.htm IDEA: XBRL DOCUMENT v3.6.0.2 Fair Value of Assets and Liabilities - Not Measured at Fair Value (Details) - USD ($) $ in Thousands Dec. 31, 2016 Dec. 31, 2015 Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] Total assets $ 4,629,567 $ 4,863,542 Total liabilities 4,328,654 4,575,556 Level 1 Inputs Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] Total assets 0 0 Total liabilities 0 0 Level 2 Inputs Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] Total assets 287,137 297,211 Total liabilities 0 0 Level 3 Inputs Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] Total assets 4,342,430 4,566,331 Total liabilities 4,328,654 4,575,556 Carrying Amount Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] Cash and cash equivalents 515,602 623,531 Restricted cash 177,810 80,733 Servicer reserve receivable 4,938 Deposits 855 871 Goodwill 35,633 Total assets 734,838 705,135 Accrued expenses and other liabilities 10,981 Accounts payable 10,889 5,542 Payables to investors 125,884 73,162 Total liabilities 147,754 78,704 Portion at Other than Fair Value Measurement | Level 1 Inputs Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] Cash and cash equivalents 0 0 Restricted cash 0 0 Servicer reserve receivable 0 Deposits 0 0 Goodwill 0 Total assets 0 0 Accrued expenses and other liabilities 0 Accounts payable 0 0 Payables to investors 0 0 Total liabilities 0 0 Portion at Other than Fair Value Measurement | Level 2 Inputs Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] Cash and cash equivalents 515,602 623,531 Restricted cash 177,810 80,733 Servicer reserve receivable 4,938 Deposits 855 871 Goodwill 0 Total assets 699,205 705,135 Accrued expenses and other liabilities 0 Accounts payable 10,889 5,542 Payables to investors 125,884 73,162 Total liabilities 136,773 78,704 Portion at Other than Fair Value Measurement | Level 3 Inputs Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] Cash and cash equivalents 0 0 Restricted cash 0 0 Servicer reserve receivable 0 Deposits 0 0 Goodwill 35,633 Total assets 35,633 0 Accrued expenses and other liabilities 10,981 Accounts payable 0 0 Payables to investors 0 0 Total liabilities 10,981 0 Balance at Fair Value Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] Cash and cash equivalents 515,602 623,531 Restricted cash 177,810 80,733 Servicer reserve receivable 4,938 Deposits 855 871 Goodwill 35,633 Total assets 734,838 705,135 Accrued expenses and other liabilities 10,981 Accounts payable 10,889 5,542 Payables to investors 125,884 73,162 Total liabilities $ 147,754 $ 78,704 X - DefinitionDeposit Assets, Fair Value Disclosure + ReferencesNo definition available. + Details Name: lc_DepositAssetsFairValueDisclosure Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionInvestor Payables, Fair Value Disclosure + ReferencesNo definition available. + Details Name: lc_InvestorPayablesFairValueDisclosure Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: instant X - DefinitionRestricted Cash, Fair Value Disclosure + ReferencesNo definition available. + Details Name: lc_RestrictedCashFairValueDisclosure Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionServer Reserve Receivable, Fair Value Disclosure + ReferencesNo definition available. + Details Name: lc_ServerReserveReceivableFairValueDisclosure Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionFair value portion of trade and related party payables and accrued expenses. + ReferencesNo definition available. + Details Name: us-gaap_AccountsPayableAndAccruedLiabilitiesFairValueDisclosure Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: instant X - DefinitionFair value portion of liabilities incurred for goods and services received that are used in an entity's business and related party payables. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 825 -SubTopic 10 -Section 50 -Paragraph 14 -URI http://asc.fasb.org/extlink&oid=73719730&loc=d3e13487-108611 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.19(a)) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section 45 -Paragraph 8 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=28358313&loc=d3e6935-107765 + Details Name: us-gaap_AccountsPayableFairValueDisclosure Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: instant X - DefinitionFair value portion of probable future economic benefits obtained or controlled by an entity as a result of past transactions or events. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 820 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=66048111&loc=d3e19207-110258 + Details Name: us-gaap_AssetsFairValueDisclosure Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionFair value portion of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Glossary Cash -URI http://asc.fasb.org/extlink&oid=6506951 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Glossary Cash Equivalents -URI http://asc.fasb.org/extlink&oid=6507016 + Details Name: us-gaap_CashAndCashEquivalentsFairValueDisclosure Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionLine items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table. + ReferencesNo definition available. + Details Name: us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionFair value portion of asset representing the future economic benefits arising from other assets acquired in a business combination that are not individually identified and separately recognized. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 820 -SubTopic 10 -Section 50 -Paragraph 1 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=66048111&loc=d3e19190-110258 + Details Name: us-gaap_GoodwillFairValueDisclosure Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionFair value of financial and nonfinancial obligations. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 820 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=66048111&loc=d3e19207-110258 + Details Name: us-gaap_LiabilitiesFairValueDisclosure Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: instant X - Details Name: us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel1Member Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_FairValueByMeasurementBasisAxis=us-gaap_CarryingReportedAmountFairValueDisclosureMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_FairValueByMeasurementBasisAxis=us-gaap_PortionAtOtherThanFairValueFairValueDisclosureMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_FairValueByMeasurementBasisAxis=us-gaap_EstimateOfFairValueFairValueDisclosureMember Namespace Prefix: Data Type: na Balance Type: Period Type: XML 81 R64.htm IDEA: XBRL DOCUMENT v3.6.0.2 Property, Equipment and Software, Net (Detail) - USD ($) $ in Thousands Dec. 31, 2016 Dec. 31, 2015 Property, Plant and Equipment [Line Items] Internally developed software (1) $ 75,202 $ 40,709 Leasehold improvements 22,637 11,559 Computer equipment 18,080 14,076 Purchased software 7,598 5,336 Furniture and fixtures 6,827 5,086 Construction in progress 707 2,870 Total property, equipment and software 131,051 79,636 Accumulated depreciation and amortization (41,788) (23,706) Total property, equipment and software, net 89,263 55,930 Construction in Progress [Member] Property, Plant and Equipment [Line Items] Internally developed software (1) $ 7,400 $ 459 X - DefinitionCapitalized Software Development Costs For Internal Use Software + ReferencesNo definition available. + Details Name: lc_CapitalizedSoftwareDevelopmentCostsForInternalUseSoftware Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionAmount of accumulated depreciation, depletion and amortization for physical assets used in the normal conduct of business to produce goods and services. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 360 -SubTopic 10 -Section 50 -Paragraph 1 -Subparagraph (c) -URI http://asc.fasb.org/extlink&oid=6391035&loc=d3e2868-110229 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.14) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 + Details Name: us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: instant X - DefinitionAmount before accumulated amortization of capitalized costs for computer software, including but not limited to, acquired and internally developed computer software. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 985 -SubTopic 20 -Section 50 -Paragraph 1 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=6501960&loc=d3e128462-111756 + Details Name: us-gaap_CapitalizedComputerSoftwareGross Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionAmount of structure or a modification to a structure under construction. Includes recently completed structures or modifications to structures that have not been placed into service. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 360 -SubTopic 10 -Section 50 -Paragraph 1 -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=6391035&loc=d3e2868-110229 + Details Name: us-gaap_ConstructionInProgressGross Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionAmount before accumulated depreciation of fixtures and equipment. Includes, but is not limited to, machinery, equipment, and engines. + ReferencesNo definition available. + Details Name: us-gaap_FixturesAndEquipmentGross Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionAmount before accumulated depreciation of equipment commonly used in offices and stores that have no permanent connection to the structure of a building or utilities. Examples include, but are not limited to, desks, chairs, tables, and bookcases. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 360 -SubTopic 10 -Section 50 -Paragraph 1 -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=6391035&loc=d3e2868-110229 + Details Name: us-gaap_FurnitureAndFixturesGross Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionAmount before accumulated depreciation of additions or improvements to assets held under a lease arrangement. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 360 -SubTopic 10 -Section 50 -Paragraph 1 -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=6391035&loc=d3e2868-110229 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section 45 -Paragraph 4 -Subparagraph (f) -URI http://asc.fasb.org/extlink&oid=28358313&loc=d3e6812-107765 + Details Name: us-gaap_LeaseholdImprovementsGross Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionAmount before accumulated depreciation, depletion and amortization of physical assets used in the normal conduct of business and not intended for resale. Examples include, but are not limited to, land, buildings, machinery and equipment, office equipment, and furniture and fixtures. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 360 -SubTopic 10 -Section 50 -Paragraph 1 -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=6391035&loc=d3e2868-110229 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.13) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 + Details Name: us-gaap_PropertyPlantAndEquipmentGross Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionLine items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table. + ReferencesNo definition available. + Details Name: us-gaap_PropertyPlantAndEquipmentLineItems Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionAmount after accumulated depreciation, depletion and amortization of physical assets used in the normal conduct of business to produce goods and services and not intended for resale. Examples include, but are not limited to, land, buildings, machinery and equipment, office equipment, and furniture and fixtures. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(13)) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(14)) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 944 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.7-03(a)(8)) -URI http://asc.fasb.org/extlink&oid=6879938&loc=d3e572229-122910 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 360 -SubTopic 10 -Section 50 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=6391035&loc=d3e2868-110229 + Details Name: us-gaap_PropertyPlantAndEquipmentNet Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - Details Name: us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_ConstructionInProgressMember Namespace Prefix: Data Type: na Balance Type: Period Type: XML 82 R65.htm IDEA: XBRL DOCUMENT v3.6.0.2 Property, Equipment and Software, Net - Additional Information (Detail) - USD ($) $ in Thousands 12 Months Ended Dec. 31, 2016 Dec. 31, 2015 Dec. 31, 2014 Property, Plant and Equipment [Line Items] Depreciation and amortization expense $ 29,882 $ 21,578 $ 10,258 General and Administrative Expense Property, Plant and Equipment [Line Items] Impairment 1,100 600 500 Property, Equipment and Software Property, Plant and Equipment [Line Items] Depreciation and amortization expense $ 25,100 $ 16,200 $ 6,400 X - DefinitionThe aggregate expense recognized in the current period that allocates the cost of tangible assets, intangible assets, or depleting assets to periods that benefit from use of the assets. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 28 -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=66902209&loc=d3e3602-108585 + Details Name: us-gaap_DepreciationDepletionAndAmortization Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionThe aggregate amount of write-downs for impairments recognized during the period for long lived assets held for use (including those held for disposal by means other than sale). + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 958 -SubTopic 225 -Section 45 -Paragraph 11 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=68048823&loc=d3e92212-112881 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Glossary Impairment -URI http://asc.fasb.org/extlink&oid=6515133 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 28 -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=66902209&loc=d3e3602-108585 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 360 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=64862545&loc=d3e2921-110230 Reference 5: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 360 -SubTopic 10 -Section 45 -Paragraph 4 -URI http://asc.fasb.org/extlink&oid=68055307&loc=d3e2420-110228 + Details Name: us-gaap_ImpairmentOfLongLivedAssetsHeldForUse Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionLine items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table. + ReferencesNo definition available. + Details Name: us-gaap_PropertyPlantAndEquipmentLineItems Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - Details Name: us-gaap_IncomeStatementLocationAxis=us-gaap_GeneralAndAdministrativeExpenseMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_PropertyPlantAndEquipmentOtherTypesMember Namespace Prefix: Data Type: na Balance Type: Period Type: XML 83 R66.htm IDEA: XBRL DOCUMENT v3.6.0.2 Other Assets (Detail) - USD ($) $ in Thousands Dec. 31, 2016 Dec. 31, 2015 Other Assets [Abstract] Other assets $ 69,644 $ 38,413 Loan servicing assets, at fair value Other Assets [Abstract] Other assets 21,398 10,250 Prepaid expenses Other Assets [Abstract] Other assets 16,960 16,283 Other investments Other Assets [Abstract] Other assets 10,372 250 Accounts receivable Other Assets [Abstract] Other assets 7,572 4,976 Servicer reserve receivable Other Assets [Abstract] Other assets 4,938 0 Tenant improvement receivable Other Assets [Abstract] Other assets 3,290 778 Receivable from investors Other Assets [Abstract] Other assets 1,566 1,117 Deferred financing costs Other Assets [Abstract] Other assets 1,032 1,296 Deposits Other Assets [Abstract] Other assets 855 871 Due from related parties Other Assets [Abstract] Other assets 476 655 Deferred acquisition compensation Other Assets [Abstract] Other assets 349 1,521 Other Other Assets [Abstract] Other assets $ 836 $ 416 X - DefinitionAmount of assets classified as other. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03(10)) -URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 944 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.7-03(a)(10)) -URI http://asc.fasb.org/extlink&oid=6879938&loc=d3e572229-122910 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(17)) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 + Details Name: us-gaap_OtherAssets Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - ReferencesNo definition available. + Details Name: us-gaap_OtherAssetsAbstract Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - Details Name: us-gaap_BalanceSheetLocationAxis=lc_LoanServicingAssetFairValueMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_BalanceSheetLocationAxis=lc_PrepaidExpenseMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_BalanceSheetLocationAxis=us-gaap_OtherInvestmentsMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_BalanceSheetLocationAxis=us-gaap_AccountsReceivableMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_BalanceSheetLocationAxis=lc_ServicerReserveReceivableMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_BalanceSheetLocationAxis=lc_TenantImprovementReceivableMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_BalanceSheetLocationAxis=lc_AccountsReceivableFromInvestorsMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_BalanceSheetLocationAxis=lc_DeferredFinancingCostsMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_BalanceSheetLocationAxis=us-gaap_DepositsMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_BalanceSheetLocationAxis=lc_DueFromRelatedPartiesMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_BalanceSheetLocationAxis=lc_DeferredAcquisitionCompensationMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_BalanceSheetLocationAxis=us-gaap_OtherAssetsMember Namespace Prefix: Data Type: na Balance Type: Period Type: XML 84 R67.htm IDEA: XBRL DOCUMENT v3.6.0.2 Intangible Assets and Goodwill - Additional Information (Detail) - USD ($) 3 Months Ended 12 Months Ended Dec. 31, 2016 Sep. 30, 2016 Jun. 30, 2016 Mar. 31, 2016 Dec. 31, 2016 Dec. 31, 2015 Dec. 31, 2014 Finite-Lived Intangible Assets [Line Items] Weighted-average amortization period for total intangibles 13 years 9 months Amortization expense $ 4,800,000 $ 5,300,000 $ 3,900,000 Goodwill impairment $ 0 $ 1,650,000 $ 35,400,000 $ 0 $ 37,050,000 $ 0 $ 0 Customer relationships Finite-Lived Intangible Assets [Line Items] Intangible assets, amortized period 14 years Technology Finite-Lived Intangible Assets [Line Items] Intangible assets, amortized period 3 years Brand name Finite-Lived Intangible Assets [Line Items] Intangible assets, amortized period 1 year X - DefinitionWeighted average amortization period of finite-lived intangible assets acquired either individually or as part of a group of assets, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 350 -SubTopic 30 -Section 50 -Paragraph 1 -Subparagraph (a)(3) -URI http://asc.fasb.org/extlink&oid=66006027&loc=d3e16265-109275 + Details Name: us-gaap_AcquiredFiniteLivedIntangibleAssetsWeightedAverageUsefulLife Namespace Prefix: us-gaap_ Data Type: xbrli:durationItemType Balance Type: na Period Type: duration X - DefinitionThe aggregate expense charged against earnings to allocate the cost of intangible assets (nonphysical assets not used in production) in a systematic and rational manner to the periods expected to benefit from such assets. As a noncash expense, this element is added back to net income when calculating cash provided by or used in operations using the indirect method. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 350 -SubTopic 30 -Section 45 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=6388964&loc=d3e16225-109274 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 28 -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=66902209&loc=d3e3602-108585 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 350 -SubTopic 30 -Section 50 -Paragraph 2 -Subparagraph (a)(2) -URI http://asc.fasb.org/extlink&oid=66006027&loc=d3e16323-109275 + Details Name: us-gaap_AmortizationOfIntangibleAssets Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionUseful life of finite-lived intangible assets, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days. + ReferencesNo definition available. + Details Name: us-gaap_FiniteLivedIntangibleAssetUsefulLife Namespace Prefix: us-gaap_ Data Type: xbrli:durationItemType Balance Type: na Period Type: duration X - DefinitionLine items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table. + ReferencesNo definition available. + Details Name: us-gaap_FiniteLivedIntangibleAssetsLineItems Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionAmount of loss from the write-down of an asset representing the future economic benefits arising from other assets acquired in a business combination that are not individually identified and separately recognized. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 350 -SubTopic 20 -Section 50 -Paragraph 2 -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=35741047&loc=d3e13854-109267 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 350 -SubTopic 20 -Section 45 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=6388280&loc=d3e13777-109266 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 28 -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=66902209&loc=d3e3602-108585 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 350 -SubTopic 20 -Section 50 -Paragraph 1 -Subparagraph (e) -URI http://asc.fasb.org/extlink&oid=35741047&loc=d3e13816-109267 + Details Name: us-gaap_GoodwillImpairmentLoss Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - Details Name: us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis=us-gaap_CustomerRelationshipsMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis=us-gaap_TechnologyBasedIntangibleAssetsMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis=us-gaap_TradeNamesMember Namespace Prefix: Data Type: na Balance Type: Period Type: XML 85 R68.htm IDEA: XBRL DOCUMENT v3.6.0.2 Intangible Assets and Goodwill - Schedule of Intangible Assets (Detail) - USD ($) $ in Thousands Dec. 31, 2016 Dec. 31, 2015 Finite-Lived Intangible Assets [Line Items] Gross Carrying Value $ 40,200 $ 40,200 Accumulated Amortization (13,989) (9,229) Net Carrying Value 26,211 30,971 Customer relationships Finite-Lived Intangible Assets [Line Items] Gross Carrying Value 39,500 39,500 Accumulated Amortization (13,329) (8,702) Net Carrying Value 26,171 30,798 Technology Finite-Lived Intangible Assets [Line Items] Gross Carrying Value 400 400 Accumulated Amortization (360) (227) Net Carrying Value 40 173 Brand name Finite-Lived Intangible Assets [Line Items] Gross Carrying Value 300 300 Accumulated Amortization (300) (300) Net Carrying Value $ 0 $ 0 X - DefinitionAccumulated amount of amortization of assets, excluding financial assets and goodwill, lacking physical substance with a finite life. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 350 -SubTopic 30 -Section 50 -Paragraph 2 -Subparagraph (a)(1) -URI http://asc.fasb.org/extlink&oid=66006027&loc=d3e16323-109275 + Details Name: us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: instant X - DefinitionAmount before amortization of assets, excluding financial assets and goodwill, lacking physical substance with a finite life. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 350 -SubTopic 30 -Section 50 -Paragraph 2 -Subparagraph (a)(1) -URI http://asc.fasb.org/extlink&oid=66006027&loc=d3e16323-109275 + Details Name: us-gaap_FiniteLivedIntangibleAssetsGross Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionLine items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table. + ReferencesNo definition available. + Details Name: us-gaap_FiniteLivedIntangibleAssetsLineItems Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionAmount after amortization of assets, excluding financial assets and goodwill, lacking physical substance with a finite life. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 350 -SubTopic 30 -Section 50 -Paragraph 2 -Subparagraph (a)(1) -URI http://asc.fasb.org/extlink&oid=66006027&loc=d3e16323-109275 + Details Name: us-gaap_FiniteLivedIntangibleAssetsNet Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - Details Name: us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis=us-gaap_CustomerRelationshipsMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis=us-gaap_TechnologyBasedIntangibleAssetsMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis=us-gaap_TradeNamesMember Namespace Prefix: Data Type: na Balance Type: Period Type: XML 86 R69.htm IDEA: XBRL DOCUMENT v3.6.0.2 Intangible Assets and Goodwill - Schedule of Expected Future Amortization Expense for Intangible Assets (Detail) - USD ($) $ in Thousands Dec. 31, 2016 Dec. 31, 2015 Goodwill and Intangible Assets Disclosure [Abstract] 2017 $ 4,287 2018 3,872 2019 3,498 2020 3,122 2021 2,746 Thereafter 8,686 Net Carrying Value $ 26,211 $ 30,971 X - DefinitionAmount of amortization expense for assets, excluding financial assets and goodwill, lacking physical substance with a finite life expected to be recognized after the fifth fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date. + ReferencesNo definition available. + Details Name: us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionAmount of amortization expense for assets, excluding financial assets and goodwill, lacking physical substance with a finite life expected to be recognized during the next fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 350 -SubTopic 30 -Section 50 -Paragraph 2 -Subparagraph (a)(3) -URI http://asc.fasb.org/extlink&oid=66006027&loc=d3e16323-109275 + Details Name: us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionAmount of amortization expense for assets, excluding financial assets and goodwill, lacking physical substance with a finite life expected to be recognized during the fifth fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 350 -SubTopic 30 -Section 50 -Paragraph 2 -Subparagraph (a)(3) -URI http://asc.fasb.org/extlink&oid=66006027&loc=d3e16323-109275 + Details Name: us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionAmount of amortization expense for assets, excluding financial assets and goodwill, lacking physical substance with a finite life expected to be recognized during the fourth fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 350 -SubTopic 30 -Section 50 -Paragraph 2 -Subparagraph (a)(3) -URI http://asc.fasb.org/extlink&oid=66006027&loc=d3e16323-109275 + Details Name: us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionAmount of amortization expense for assets, excluding financial assets and goodwill, lacking physical substance with a finite life expected to be recognized during the third fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 350 -SubTopic 30 -Section 50 -Paragraph 2 -Subparagraph (a)(3) -URI http://asc.fasb.org/extlink&oid=66006027&loc=d3e16323-109275 + Details Name: us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionAmount of amortization expense for assets, excluding financial assets and goodwill, lacking physical substance with a finite life expected to be recognized during the second fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 350 -SubTopic 30 -Section 50 -Paragraph 2 -Subparagraph (a)(3) -URI http://asc.fasb.org/extlink&oid=66006027&loc=d3e16323-109275 + Details Name: us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionAmount after amortization of assets, excluding financial assets and goodwill, lacking physical substance with a finite life. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 350 -SubTopic 30 -Section 50 -Paragraph 2 -Subparagraph (a)(1) -URI http://asc.fasb.org/extlink&oid=66006027&loc=d3e16323-109275 + Details Name: us-gaap_FiniteLivedIntangibleAssetsNet Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - ReferencesNo definition available. + Details Name: us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration XML 87 R70.htm IDEA: XBRL DOCUMENT v3.6.0.2 Intangible Assets and Goodwill - Schedule of Goodwill (Detail) - USD ($) 3 Months Ended 12 Months Ended Dec. 31, 2016 Sep. 30, 2016 Jun. 30, 2016 Mar. 31, 2016 Dec. 31, 2016 Dec. 31, 2015 Dec. 31, 2014 Goodwill [Roll Forward] Beginning balance $ 72,683,000 $ 72,683,000 $ 72,592,000 Other changes in goodwill 91,000 Goodwill impairment $ 0 $ (1,650,000) $ (35,400,000) $ 0 (37,050,000) 0 $ 0 Ending balance $ 35,633,000 $ 35,633,000 $ 72,683,000 $ 72,592,000 X - DefinitionAmount after accumulated impairment loss of an asset representing future economic benefits arising from other assets acquired in a business combination that are not individually identified and separately recognized. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 350 -SubTopic 20 -Section 50 -Paragraph 1 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=35741047&loc=d3e13816-109267 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 350 -SubTopic 20 -Section 45 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=6388280&loc=d3e13770-109266 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 350 -SubTopic 20 -Section 45 -Paragraph 5 -URI http://asc.fasb.org/extlink&oid=64834752&loc=SL49117168-202975 + Details Name: us-gaap_Goodwill Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionAmount of loss from the write-down of an asset representing the future economic benefits arising from other assets acquired in a business combination that are not individually identified and separately recognized. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 350 -SubTopic 20 -Section 50 -Paragraph 2 -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=35741047&loc=d3e13854-109267 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 350 -SubTopic 20 -Section 45 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=6388280&loc=d3e13777-109266 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 28 -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=66902209&loc=d3e3602-108585 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 350 -SubTopic 20 -Section 50 -Paragraph 1 -Subparagraph (e) -URI http://asc.fasb.org/extlink&oid=35741047&loc=d3e13816-109267 + Details Name: us-gaap_GoodwillImpairmentLoss Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionAmount of increase (decrease), classified as other, of an asset representing the future economic benefits from other assets acquired in a business combination that are not individually identified and separately recognized. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 350 -SubTopic 20 -Section 50 -Paragraph 1 -Subparagraph (g) -URI http://asc.fasb.org/extlink&oid=35741047&loc=d3e13816-109267 + Details Name: us-gaap_GoodwillOtherIncreaseDecrease Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionA roll forward is a reconciliation of a concept from the beginning of a period to the end of a period. + ReferencesNo definition available. + Details Name: us-gaap_GoodwillRollForward Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration XML 88 R71.htm IDEA: XBRL DOCUMENT v3.6.0.2 Accrued Expenses and Other Liabilities (Detail) - USD ($) $ in Thousands Dec. 31, 2016 Dec. 31, 2015 Payables and Accruals [Abstract] Accrued compensation (1) $ 27,009 $ 28,780 Accrued expenses 19,734 14,054 Deferred rent 11,638 4,615 Transaction fee refund reserve 9,098 578 Loan Trailing Fee liability, at fair value 4,913 0 Loan servicing liabilities, at fair value 2,846 3,973 Deferred revenue 2,556 2,551 Credit loss coverage reserve 2,529 0 Reimbursement payable to limited partners of LCA private funds 2,313 0 Payable to issuing bank 1,658 955 Deferred tax liability 0 3,446 Contingent liabilities 0 700 Other 1,325 1,591 Total accrued expenses and other liabilities 85,619 $ 61,243 Accrued cash retention rewards $ 3,000 X - DefinitionCredit Loss Coverage Reserve + ReferencesNo definition available. + Details Name: lc_CreditLossCoverageReserve Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: instant X - DefinitionPayable To Issuing Bank + ReferencesNo definition available. + Details Name: lc_PayableToIssuingBank Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: instant X - DefinitionReimbursement Payable + ReferencesNo definition available. + Details Name: lc_ReimbursementPayable Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: instant X - DefinitionTrailing Fee Liability + ReferencesNo definition available. + Details Name: lc_TrailingFeeLiability Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: instant X - DefinitionTransaction Fee Refund Reserve + ReferencesNo definition available. + Details Name: lc_TransactionFeeRefundReserve Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: instant X - DefinitionCarrying value as of the balance sheet date of obligations incurred and payable, pertaining to costs that are statutory in nature, are incurred on contractual obligations, or accumulate over time and for which invoices have not yet been received or will not be rendered. Examples include taxes, interest, rent and utilities. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03.15(5)) -URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 944 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.7-03.15(a)) -URI http://asc.fasb.org/extlink&oid=6879938&loc=d3e572229-122910 + Details Name: us-gaap_AccruedLiabilitiesCurrentAndNoncurrent Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: instant X - DefinitionCarrying value as of the balance sheet date of obligations incurred through that date and payable for professional fees, such as for legal and accounting services received. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03.15(5)) -URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 944 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.7-03.15(a)) -URI http://asc.fasb.org/extlink&oid=6879938&loc=d3e572229-122910 + Details Name: us-gaap_AccruedProfessionalFeesCurrentAndNoncurrent Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: instant X - DefinitionAggregate carrying value as of the balance sheet date of the liabilities for deferred compensation arrangements payable within one year (or the normal operating cycle, if longer). Represents currently earned compensation under cash arrangements (such as a profit-sharing plan, rabbi trust, and employee contract--excluding equity-based arrangements) that is not actually paid until a later date. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 710 -SubTopic 10 -Section 30 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=6409875&loc=d3e20028-108363 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 710 -SubTopic 10 -Section 25 -Paragraph 15 -URI http://asc.fasb.org/extlink&oid=6409836&loc=d3e19793-108362 + Details Name: us-gaap_DeferredCompensationCashBasedArrangementsLiabilityCurrent Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: instant X - DefinitionThe cumulative difference between the rental payments required by a lease agreement and the rental income or expense recognized on a straight-line basis, or other systematic and rational basis more representative of the time pattern in which use or benefit is granted or derived from the leased property, expected to be recognized in income or expense over the term of the leased property by the lessor or lessee, respectively. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 840 -SubTopic 20 -Section 25 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=7501430&loc=d3e39896-112707 + Details Name: us-gaap_DeferredRentCredit Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: instant X - DefinitionAmount of deferred revenue as of balance sheet date. Deferred revenue represents collections of cash or other assets related to a revenue producing activity for which revenue has not yet been recognized. Generally, an entity records deferred revenue when it receives consideration from a customer before achieving certain criteria that must be met for revenue to be recognized in conformity with GAAP. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 605 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SAB Topic 13.A.3) -URI http://asc.fasb.org/extlink&oid=65893310&loc=d3e214044-122780 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 605 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SAB Topic 13.A.4(a).Q1) -URI http://asc.fasb.org/extlink&oid=65893310&loc=d3e214044-122780 + Details Name: us-gaap_DeferredRevenue Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: instant X - DefinitionAmount, after deferred tax asset, of deferred tax liability attributable to taxable differences without jurisdictional netting. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section 45 -Paragraph 6 -URI http://asc.fasb.org/extlink&oid=75116654&loc=d3e31931-109318 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section 50 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=65882285&loc=d3e32537-109319 + Details Name: us-gaap_DeferredTaxLiabilities Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: instant X - DefinitionTotal of the carrying values as of the balance sheet date of obligations incurred through that date and payable for obligations related to services received from employees, such as accrued salaries and bonuses, payroll taxes and fringe benefits. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 944 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.7-03.15(a)) -URI http://asc.fasb.org/extlink&oid=6879938&loc=d3e572229-122910 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03.15(5)) -URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878 + Details Name: us-gaap_EmployeeRelatedLiabilitiesCurrentAndNoncurrent Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: instant X - DefinitionAmount of loss contingency liability. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 450 -SubTopic 20 -Section 50 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=25496072&loc=d3e14326-108349 + Details Name: us-gaap_LossContingencyAccrualAtCarryingValue Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: instant X - DefinitionAmount of expenses incurred but not yet paid classified as other. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 944 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.7-03.15(a)) -URI http://asc.fasb.org/extlink&oid=6879938&loc=d3e572229-122910 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03.15(5)) -URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878 + Details Name: us-gaap_OtherAccruedLiabilitiesCurrentAndNoncurrent Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: instant X - ReferencesNo definition available. + Details Name: us-gaap_PayablesAndAccrualsAbstract Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionFair value of a liability representing servicing arrangements under which the estimated future revenue from contractually specified servicing fees, late charges, and other ancillary revenues are not expected to adequately compensate the servicer. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 860 -SubTopic 50 -Section 45 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=6469459&loc=d3e122492-111745 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 860 -SubTopic 50 -Section 50 -Paragraph 3 -Subparagraph (a)(1) -URI http://asc.fasb.org/extlink&oid=68078379&loc=d3e122625-111746 + Details Name: us-gaap_ServicingLiabilityAtFairValueAmount Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: instant XML 89 R72.htm IDEA: XBRL DOCUMENT v3.6.0.2 Accumulated Other Comprehensive Loss - Comprehensive income/loss (Details) - USD ($) $ in Thousands 12 Months Ended Dec. 31, 2016 Dec. 31, 2015 Dec. 31, 2014 Equity [Abstract] Change in net unrealized loss on securities available for sale $ 1,515 $ (1,671) $ 0 Change in net unrealized loss on securities available for sale, tax effect 611 0 Change in net unrealized loss on securities available for sale, net of tax 904 (1,671) Other comprehensive income (loss), before tax 1,515 (1,671) 0 Income tax effect 611 0 0 Other comprehensive income (loss), net of tax $ 904 $ (1,671) $ 0 X - ReferencesNo definition available. + Details Name: us-gaap_EquityAbstract Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionAmount before tax of other comprehensive income (loss) attributable to parent entity. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 810 -SubTopic 10 -Section 50 -Paragraph 1A -Subparagraph (c)(3) -URI http://asc.fasb.org/extlink&oid=64809438&loc=SL4573702-111684 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 810 -SubTopic 10 -Section 45 -Paragraph 20 -URI http://asc.fasb.org/extlink&oid=68079674&loc=SL4569643-111683 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 810 -SubTopic 10 -Section 45 -Paragraph 19 -URI http://asc.fasb.org/extlink&oid=68079674&loc=SL4569616-111683 + Details Name: us-gaap_OtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionAmount after tax of other comprehensive income (loss) attributable to parent entity. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 810 -SubTopic 10 -Section 50 -Paragraph 1A -Subparagraph (c)(3) -URI http://asc.fasb.org/extlink&oid=64809438&loc=SL4573702-111684 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 810 -SubTopic 10 -Section 45 -Paragraph 19 -URI http://asc.fasb.org/extlink&oid=68079674&loc=SL4569616-111683 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 810 -SubTopic 10 -Section 45 -Paragraph 20 -URI http://asc.fasb.org/extlink&oid=68079674&loc=SL4569643-111683 + Details Name: us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionAmount of tax expense (benefit) allocated to other comprehensive income (loss) attributable to parent entity. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 810 -SubTopic 10 -Section 50 -Paragraph 1A -Subparagraph (c)(3) -URI http://asc.fasb.org/extlink&oid=64809438&loc=SL4573702-111684 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 810 -SubTopic 10 -Section 45 -Paragraph 19 -URI http://asc.fasb.org/extlink&oid=68079674&loc=SL4569616-111683 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 810 -SubTopic 10 -Section 45 -Paragraph 20 -URI http://asc.fasb.org/extlink&oid=68079674&loc=SL4569643-111683 + Details Name: us-gaap_OtherComprehensiveIncomeLossTaxPortionAttributableToParent1 Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionAmount before tax and reclassification adjustments of unrealized holding gain (loss) on available-for-sale securities. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 220 -SubTopic 10 -Section 45 -Paragraph 10A -Subparagraph (e) -URI http://asc.fasb.org/extlink&oid=66004124&loc=SL7669646-108580 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 220 -SubTopic 10 -Section 45 -Paragraph 11 -URI http://asc.fasb.org/extlink&oid=66004124&loc=d3e637-108580 + Details Name: us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionAmount after tax, before reclassification adjustments, of unrealized holding gain (loss) on available-for-sale securities. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 220 -SubTopic 10 -Section 45 -Paragraph 10A -Subparagraph (e) -URI http://asc.fasb.org/extlink&oid=66004124&loc=SL7669646-108580 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 220 -SubTopic 10 -Section 45 -Paragraph 11 -URI http://asc.fasb.org/extlink&oid=66004124&loc=d3e637-108580 + Details Name: us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionAmount of tax expense (benefit) before reclassification adjustments of unrealized holding gain (loss) on available-for-sale securities. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 220 -SubTopic 10 -Section 45 -Paragraph 12 -URI http://asc.fasb.org/extlink&oid=66004124&loc=d3e640-108580 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 220 -SubTopic 10 -Section 45 -Paragraph 10A -Subparagraph (e,f) -URI http://asc.fasb.org/extlink&oid=66004124&loc=SL7669646-108580 + Details Name: us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration XML 90 R73.htm IDEA: XBRL DOCUMENT v3.6.0.2 Accumulated Other Comprehensive Loss - Accumulated other comprehensive income/loss (Details) - USD ($) $ in Thousands 12 Months Ended Dec. 31, 2016 Dec. 31, 2015 Dec. 31, 2014 Accumulated Other Comprehensive Income (Loss), Net of Tax [Roll Forward] Beginning $ (1,671) $ 0 Change in net unrealized losses on securities available for sale 904 (1,671) $ 0 Ending $ (767) $ (1,671) $ 0 X - DefinitionA roll forward is a reconciliation of a concept from the beginning of a period to the end of a period. + ReferencesNo definition available. + Details Name: us-gaap_AOCIAttributableToParentNetOfTaxRollForward Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionAccumulated change in equity from transactions and other events and circumstances from non-owner sources, net of tax effect, at period end. Excludes Net Income (Loss), and accumulated changes in equity from transactions resulting from investments by owners and distributions to owners. Includes foreign currency translation items, certain pension adjustments, unrealized gains and losses on certain investments in debt and equity securities, other than temporary impairment (OTTI) losses related to factors other than credit losses on available-for-sale and held-to-maturity debt securities that an entity does not intend to sell and it is not more likely than not that the entity will be required to sell before recovery of the amortized cost basis, as well as changes in the fair value of derivatives related to the effective portion of a designated cash flow hedge. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 220 -SubTopic 10 -Section 45 -Paragraph 11 -URI http://asc.fasb.org/extlink&oid=66004124&loc=d3e637-108580 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 220 -SubTopic 10 -Section 45 -Paragraph 14 -URI http://asc.fasb.org/extlink&oid=66004124&loc=d3e681-108580 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 220 -SubTopic 10 -Section 45 -Paragraph 14A -URI http://asc.fasb.org/extlink&oid=66004124&loc=SL7669686-108580 + Details Name: us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: instant X - DefinitionAmount after tax of other comprehensive income (loss) attributable to parent entity. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 810 -SubTopic 10 -Section 50 -Paragraph 1A -Subparagraph (c)(3) -URI http://asc.fasb.org/extlink&oid=64809438&loc=SL4573702-111684 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 810 -SubTopic 10 -Section 45 -Paragraph 19 -URI http://asc.fasb.org/extlink&oid=68079674&loc=SL4569616-111683 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 810 -SubTopic 10 -Section 45 -Paragraph 20 -URI http://asc.fasb.org/extlink&oid=68079674&loc=SL4569643-111683 + Details Name: us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration XML 91 R74.htm IDEA: XBRL DOCUMENT v3.6.0.2 Debt (Detail) 12 Months Ended Dec. 31, 2016 USD ($) Dec. 31, 2014 USD ($) Jun. 30, 2018 Dec. 31, 2015 Dec. 17, 2015 USD ($) Apr. 16, 2014 USD ($) Debt Instrument [Line Items] Debt issuance costs $ 1,300,000 Term Loan Debt Instrument [Line Items] Credit agreement issuance date Apr. 16, 2014 Amount of Term loan $ 50,000,000.0 Loan outstanding 245 days Interest expense including debt issuance cost $ 2,300,000 Term loan, weighted average interest rate 2.59% Revolving Credit Facility Debt Instrument [Line Items] Current borrowing capacity $ 120,000,000.0 Maximum rolling annual total net leverage ratio allowed 4.00 Actual leverage ratio 0.00 0.00 Revolving Credit Facility | Scenario, Forecast Debt Instrument [Line Items] Maximum rolling annual total net leverage ratio allowed 3.00 Revolving Credit Facility | Minimum Debt Instrument [Line Items] Commitment fee 0.25% Revolving Credit Facility | Maximum Debt Instrument [Line Items] Commitment fee 0.375% Revolving Credit Facility | London Interbank Offered Rate (LIBOR) | Minimum Debt Instrument [Line Items] Basis spread 1.75% Revolving Credit Facility | London Interbank Offered Rate (LIBOR) | Maximum Debt Instrument [Line Items] Basis spread 2.00% X - DefinitionDebt Instrument, Covenant, Actual Rolling Annual Total Net Leverage Ratio + ReferencesNo definition available. + Details Name: lc_DebtInstrumentCovenantActualRollingAnnualTotalNetLeverageRatio Namespace Prefix: lc_ Data Type: xbrli:pureItemType Balance Type: na Period Type: instant X - DefinitionDebt Instrument, Covenant, Maximum Rolling Annual Total Net Leverage Ratio Allowed + ReferencesNo definition available. + Details Name: lc_DebtInstrumentCovenantMaximumRollingAnnualTotalNetLeverageRatioAllowed Namespace Prefix: lc_ Data Type: xbrli:pureItemType Balance Type: na Period Type: instant X - DefinitionDebt Instrument, Duration Outstanding + ReferencesNo definition available. + Details Name: lc_DebtInstrumentDurationOutstanding Namespace Prefix: lc_ Data Type: xbrli:durationItemType Balance Type: na Period Type: duration X - DefinitionPercentage points added to the reference rate to compute the variable rate on the debt instrument. + ReferencesNo definition available. + Details Name: us-gaap_DebtInstrumentBasisSpreadOnVariableRate1 Namespace Prefix: us-gaap_ Data Type: num:percentItemType Balance Type: na Period Type: duration X - DefinitionFace (par) amount of debt instrument at time of issuance. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 835 -SubTopic 30 -Section 55 -Paragraph 8 -URI http://asc.fasb.org/extlink&oid=64930739&loc=d3e28878-108400 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 835 -SubTopic 30 -Section 45 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=64930785&loc=d3e28551-108399 + Details Name: us-gaap_DebtInstrumentFaceAmount Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: instant X - DefinitionThe average effective interest rate during the reporting period. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 835 -SubTopic 30 -Section 45 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=64930785&loc=d3e28551-108399 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.22(a)(1)) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 + Details Name: us-gaap_DebtInstrumentInterestRateDuringPeriod Namespace Prefix: us-gaap_ Data Type: num:percentItemType Balance Type: na Period Type: duration X - DefinitionDate the debt instrument was issued, in CCYY-MM-DD format. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.22(a)) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 + Details Name: us-gaap_DebtInstrumentIssuanceDate1 Namespace Prefix: us-gaap_ Data Type: xbrli:dateItemType Balance Type: na Period Type: duration X - DefinitionLine items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table. + ReferencesNo definition available. + Details Name: us-gaap_DebtInstrumentLineItems Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionAmount, after accumulated amortization, of debt issuance costs. Includes, but is not limited to, legal, accounting, underwriting, printing, and registration costs. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 835 -SubTopic 30 -Section 45 -Paragraph 3 -URI http://asc.fasb.org/extlink&oid=64930785&loc=d3e28555-108399 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.17) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 + Details Name: us-gaap_DeferredFinanceCostsNet Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionAmount of the cost of borrowed funds accounted for as interest expense for debt. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 225 -SubTopic 10 -Section S99 -Paragraph 2 -Subparagraph (SX 210.5-03.8) -URI http://asc.fasb.org/extlink&oid=63488584&loc=d3e20235-122688 + Details Name: us-gaap_InterestExpenseDebt Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionThe fee, expressed as a percentage of the line of credit facility, for the line of credit facility regardless of whether the facility has been used. + ReferencesNo definition available. + Details Name: us-gaap_LineOfCreditFacilityCommitmentFeePercentage Namespace Prefix: us-gaap_ Data Type: num:percentItemType Balance Type: na Period Type: duration X - DefinitionMaximum borrowing capacity under the credit facility without consideration of any current restrictions on the amount that could be borrowed or the amounts currently outstanding under the facility. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.19(b),22(b)) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 + Details Name: us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: instant X - Details Name: us-gaap_LongtermDebtTypeAxis=us-gaap_LoansPayableMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_CreditFacilityAxis=us-gaap_RevolvingCreditFacilityMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_StatementScenarioAxis=us-gaap_ScenarioForecastMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_RangeAxis=us-gaap_MinimumMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_RangeAxis=us-gaap_MaximumMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_VariableRateAxis=us-gaap_LondonInterbankOfferedRateLIBORMember Namespace Prefix: Data Type: na Balance Type: Period Type: XML 92 R75.htm IDEA: XBRL DOCUMENT v3.6.0.2 Secured Borrowings (Details) - USD ($) 3 Months Ended 12 Months Ended Jun. 30, 2016 Dec. 31, 2016 Dec. 31, 2015 Dec. 31, 2014 Mar. 31, 2016 Receivables [Abstract] Repurchased $ 22,300,000 $ 22,274,000 $ 0 $ 0 Carrying value $ 0 $ 0 $ 15,100,000 X - ReferencesNo definition available. + Details Name: us-gaap_ReceivablesAbstract Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionThe cash outflow to repay long-term debt that is wholly or partially secured by collateral. Excludes repayments of tax exempt secured debt. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 15 -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=66902209&loc=d3e3291-108585 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Glossary Financing Activities -URI http://asc.fasb.org/extlink&oid=6513228 + Details Name: us-gaap_RepaymentsOfSecuredDebt Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionCarrying value as of the balance sheet date, including the current and noncurrent portions, of collateralized debt obligations (with maturities initially due after one year or beyond the operating cycle, if longer). Such obligations include mortgage loans, chattel loans, and any other borrowings secured by assets of the borrower. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03(16)) -URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(22)) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 944 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.7-03(a)(16)) -URI http://asc.fasb.org/extlink&oid=6879938&loc=d3e572229-122910 + Details Name: us-gaap_SecuredDebt Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: instant XML 93 R76.htm IDEA: XBRL DOCUMENT v3.6.0.2 Stockholders' Equity - Additional Information (Detail) - USD ($) $ / shares in Units, $ in Thousands 1 Months Ended 3 Months Ended 12 Months Ended Feb. 09, 2016 Dec. 11, 2014 Dec. 31, 2014 Apr. 30, 2014 Dec. 31, 2016 Sep. 30, 2016 Jun. 30, 2016 Mar. 31, 2016 Dec. 31, 2016 Dec. 31, 2015 Dec. 31, 2014 Dec. 16, 2014 Dec. 31, 2013 Class of Stock [Line Items] Common stock, par value ($ per share) $ 15 $ 0.01 $ 0.01 $ 0.01 Proceeds from initial public offering, gross $ 1,000,000 $ 0 $ 0 $ 827,680 Capital stock, shares authorized (shares) 622,614,174 910,000,000 Common stock, shares authorized (shares) 900,000,000 900,000,000 900,000,000 900,000,000 Preferred stock, shares authorized (shares) 10,000,000 246,470,064 Converted into (shares) 249,601,435 Convertible preferred stock converted to common stock (shares) 1 Repurchased (shares) 0 0 0 2,282,700 Series F Convertible Preferred Stock Class of Stock [Line Items] Common stock, shares (shares) 6,390,556 Preferred stock, par value ($ per share) $ 0.01 Aggregate gross proceeds from preferred stock issuance $ 64,800 $ 0 $ 0 $ 64,803 Capital stock, shares authorized (shares) 622,614,174 606,470,064 Common stock, shares authorized (shares) 372,000,000 Preferred stock, shares authorized (shares) 250,614,174 250,614,174 Convertible preferred stock converted to common stock (shares) 1 Common Stock Class of Stock [Line Items] Common stock, par value ($ per share) $ 0.01 Repurchased (shares) (2,282,700) IPO Class of Stock [Line Items] Common stock, shares (shares) 66,700,000 Common stock, par value ($ per share) $ 15.00 $ 15.00 Proceeds from initial public offering, gross $ 1,000,000 Proceeds from initial public offering, net $ 827,700 Share Repurchases Class of Stock [Line Items] Authorized repurchase amount $ 150,000 Repurchase period 1 year Repurchased ($ per share) $ 8.52 Repurchased $ 19,500 X - DefinitionCapital Stock, Shares Authorized + ReferencesNo definition available. + Details Name: lc_CapitalStockSharesAuthorized Namespace Prefix: lc_ Data Type: xbrli:sharesItemType Balance Type: na Period Type: instant X - DefinitionProceeds From Issuance, Initial Public Offering, Net + ReferencesNo definition available. + Details Name: lc_ProceedsFromIssuanceInitialPublicOfferingNet Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionLine items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table. + ReferencesNo definition available. + Details Name: us-gaap_ClassOfStockLineItems Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionFace amount or stated value per share of common stock. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(29)) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 + Details Name: us-gaap_CommonStockParOrStatedValuePerShare Namespace Prefix: us-gaap_ Data Type: num:perShareItemType Balance Type: na Period Type: instant X - DefinitionThe maximum number of common shares permitted to be issued by an entity's charter and bylaws. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(29)) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 + Details Name: us-gaap_CommonStockSharesAuthorized Namespace Prefix: us-gaap_ Data Type: xbrli:sharesItemType Balance Type: na Period Type: instant X - DefinitionThe number of shares converted in a noncash (or part noncash) transaction. Noncash is defined as transactions during a period that do not result in cash receipts or cash payments in the period. "Part noncash" refers to that portion of the transaction not resulting in cash receipts or cash payments in the period. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 50 -Paragraph 5 -URI http://asc.fasb.org/extlink&oid=6367179&loc=d3e4332-108586 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 50 -Paragraph 3 -URI http://asc.fasb.org/extlink&oid=6367179&loc=d3e4304-108586 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 50 -Paragraph 4 -URI http://asc.fasb.org/extlink&oid=6367179&loc=d3e4313-108586 + Details Name: us-gaap_ConversionOfStockSharesConverted1 Namespace Prefix: us-gaap_ Data Type: xbrli:sharesItemType Balance Type: na Period Type: duration X - DefinitionNumber of shares issued for each share of convertible preferred stock that is converted. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 505 -SubTopic 10 -Section 50 -Paragraph 3 -URI http://asc.fasb.org/extlink&oid=6928386&loc=d3e21475-112644 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(27)) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(28)) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 505 -SubTopic 10 -Section 50 -Paragraph 6 -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=6928386&loc=d3e21506-112644 + Details Name: us-gaap_ConvertiblePreferredStockSharesIssuedUponConversion Namespace Prefix: us-gaap_ Data Type: xbrli:sharesItemType Balance Type: na Period Type: instant X - DefinitionFace amount or stated value per share of preferred stock nonredeemable or redeemable solely at the option of the issuer. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(28)) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 + Details Name: us-gaap_PreferredStockParOrStatedValuePerShare Namespace Prefix: us-gaap_ Data Type: num:perShareItemType Balance Type: na Period Type: instant X - DefinitionThe maximum number of nonredeemable preferred shares (or preferred stock redeemable solely at the option of the issuer) permitted to be issued by an entity's charter and bylaws. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(28)) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 + Details Name: us-gaap_PreferredStockSharesAuthorized Namespace Prefix: us-gaap_ Data Type: xbrli:sharesItemType Balance Type: na Period Type: instant X - DefinitionThe cash inflow associated with the amount received from entity's first offering of stock to the public. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 14 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=66902209&loc=d3e3255-108585 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Glossary Financing Activities -URI http://asc.fasb.org/extlink&oid=6513228 + Details Name: us-gaap_ProceedsFromIssuanceInitialPublicOffering Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionThe cash inflow from issuance of preferred stocks identified as being convertible into another form of financial instrument, typically the entity's common stock. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 14 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=66902209&loc=d3e3255-108585 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Glossary Financing Activities -URI http://asc.fasb.org/extlink&oid=6513228 + Details Name: us-gaap_ProceedsFromIssuanceOfConvertiblePreferredStock Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionNumber of new stock issued during the period. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(29)) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 505 -SubTopic 10 -Section 50 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=6928386&loc=d3e21463-112644 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(28)) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 505 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.3-04) -URI http://asc.fasb.org/extlink&oid=27012166&loc=d3e187085-122770 + Details Name: us-gaap_StockIssuedDuringPeriodSharesNewIssues Namespace Prefix: us-gaap_ Data Type: xbrli:sharesItemType Balance Type: na Period Type: duration X - DefinitionAmount of stock repurchase plan authorized. + ReferencesNo definition available. + Details Name: us-gaap_StockRepurchaseProgramAuthorizedAmount1 Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: instant X - DefinitionPeriod which shares may be purchased under a stock repurchase plan authorized by an entity's Board of Directors, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days. + ReferencesNo definition available. + Details Name: us-gaap_StockRepurchaseProgramPeriodInForce1 Namespace Prefix: us-gaap_ Data Type: xbrli:durationItemType Balance Type: na Period Type: duration X - DefinitionTotal cost of shares repurchased divided by the total number of shares repurchased. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 505 -SubTopic 30 -Section 45 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=6405813&loc=d3e23239-112655 + Details Name: us-gaap_TreasuryStockAcquiredAverageCostPerShare Namespace Prefix: us-gaap_ Data Type: num:perShareItemType Balance Type: na Period Type: duration X - DefinitionNumber of shares that have been repurchased during the period and are being held in treasury. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 505 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.3-04) -URI http://asc.fasb.org/extlink&oid=27012166&loc=d3e187085-122770 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(29)) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 505 -SubTopic 10 -Section 50 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=6928386&loc=d3e21463-112644 + Details Name: us-gaap_TreasuryStockSharesAcquired Namespace Prefix: us-gaap_ Data Type: xbrli:sharesItemType Balance Type: na Period Type: duration X - DefinitionEquity impact of the cost of common and preferred stock that were repurchased during the period. Recorded using the cost method. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 505 -SubTopic 10 -Section 50 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=6928386&loc=d3e21463-112644 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 505 -SubTopic 30 -Section 45 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=6405813&loc=d3e23239-112655 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 505 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.3-04) -URI http://asc.fasb.org/extlink&oid=27012166&loc=d3e187085-122770 + Details Name: us-gaap_TreasuryStockValueAcquiredCostMethod Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - Details Name: us-gaap_StatementClassOfStockAxis=us-gaap_SeriesFPreferredStockMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_StatementEquityComponentsAxis=us-gaap_CommonStockMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_SubsidiarySaleOfStockAxis=us-gaap_IPOMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_ShareRepurchaseProgramAxis=lc_ShareRepurchasesMember Namespace Prefix: Data Type: na Balance Type: Period Type: XML 94 R77.htm IDEA: XBRL DOCUMENT v3.6.0.2 Stockholders' Equity - Convertible Preferred Stock (Detail) - USD ($) $ in Thousands Dec. 16, 2014 Dec. 31, 2013 Class of Stock [Line Items] Designated Shares (shares) 10,000,000 246,470,064 Issued and Outstanding Shares (shares) 240,194,788 Aggregate Liquidation Preference $ 103,901 Amount $ 103,244 Series A Class of Stock [Line Items] Designated Shares (shares) 68,025,100 Issued and Outstanding Shares (shares) 66,100,340 Aggregate Liquidation Preference $ 17,599 Amount $ 17,402 Series B Class of Stock [Line Items] Designated Shares (shares) 65,642,104 Issued and Outstanding Shares (shares) 65,577,300 Aggregate Liquidation Preference $ 12,268 Amount $ 12,164 Series C Class of Stock [Line Items] Designated Shares (shares) 62,486,436 Issued and Outstanding Shares (shares) 62,486,436 Aggregate Liquidation Preference $ 24,490 Amount $ 24,388 Series D Class of Stock [Line Items] Designated Shares (shares) 36,030,712 Issued and Outstanding Shares (shares) 36,030,712 Aggregate Liquidation Preference $ 32,044 Amount $ 31,943 Series E Class of Stock [Line Items] Designated Shares (shares) 14,285,712 Issued and Outstanding Shares (shares) 10,000,000 Aggregate Liquidation Preference $ 17,500 Amount $ 17,347 X - DefinitionPreferred Stock Share Issued And Outstanding + ReferencesNo definition available. + Details Name: lc_PreferredStockShareIssuedAndOutstanding Namespace Prefix: lc_ Data Type: xbrli:sharesItemType Balance Type: na Period Type: instant X - DefinitionLine items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table. + ReferencesNo definition available. + Details Name: us-gaap_ClassOfStockLineItems Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionValue of the difference between preference in liquidation and the par or stated values of the preferred shares. + ReferencesNo definition available. + Details Name: us-gaap_PreferredStockLiquidationPreferenceValue Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: instant X - DefinitionThe maximum number of nonredeemable preferred shares (or preferred stock redeemable solely at the option of the issuer) permitted to be issued by an entity's charter and bylaws. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(28)) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 + Details Name: us-gaap_PreferredStockSharesAuthorized Namespace Prefix: us-gaap_ Data Type: xbrli:sharesItemType Balance Type: na Period Type: instant X - DefinitionAggregate par or stated value of issued nonredeemable preferred stock (or preferred stock redeemable solely at the option of the issuer). This item includes treasury stock repurchased by the entity. Note: elements for number of nonredeemable preferred shares, par value and other disclosure concepts are in another section within stockholders' equity. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(28)) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 + Details Name: us-gaap_PreferredStockValue Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: instant X - Details Name: us-gaap_StatementClassOfStockAxis=us-gaap_SeriesAPreferredStockMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_StatementClassOfStockAxis=us-gaap_SeriesBPreferredStockMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_StatementClassOfStockAxis=us-gaap_SeriesCPreferredStockMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_StatementClassOfStockAxis=us-gaap_SeriesDPreferredStockMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_StatementClassOfStockAxis=us-gaap_SeriesEPreferredStockMember Namespace Prefix: Data Type: na Balance Type: Period Type: XML 95 R78.htm IDEA: XBRL DOCUMENT v3.6.0.2 Stockholders' Equity - Shares of Common Stock Reserved for Future Issuance (Detail) - shares Dec. 31, 2016 Dec. 31, 2015 Dec. 31, 2014 Class of Stock [Line Items] Options outstanding (shares) 30,580,231 Total reserved for future issuance (shares) 95,940,598 88,803,240 Stock options and RSUs Class of Stock [Line Items] Options outstanding (shares) 62,082,821 52,652,310 Total reserved for future issuance (shares) 28,449,336 33,560,939 Available for ESPP Class of Stock [Line Items] Total reserved for future issuance (shares) 5,408,441 2,589,991 3,000,000 X - DefinitionLine items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table. + ReferencesNo definition available. + Details Name: us-gaap_ClassOfStockLineItems Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionAggregate number of common shares reserved for future issuance. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.29) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 + Details Name: us-gaap_CommonStockCapitalSharesReservedForFutureIssuance Namespace Prefix: us-gaap_ Data Type: xbrli:sharesItemType Balance Type: na Period Type: instant X - DefinitionAs of the balance sheet date, the number of shares into which fully vested and expected to vest stock options outstanding can be converted under the option plan. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 718 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (e)(1) -URI http://asc.fasb.org/extlink&oid=6415400&loc=d3e5070-113901 + Details Name: us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingNumber Namespace Prefix: us-gaap_ Data Type: xbrli:sharesItemType Balance Type: na Period Type: instant X - Details Name: us-gaap_AwardTypeAxis=lc_OptionsAndRestrictedStockUnitsMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_AwardTypeAxis=us-gaap_EmployeeStockMember Namespace Prefix: Data Type: na Balance Type: Period Type: XML 96 R79.htm IDEA: XBRL DOCUMENT v3.6.0.2 Employee Incentive and Retirement Plans - Additional Information (Detail) 3 Months Ended 9 Months Ended 12 Months Ended Jun. 22, 2016 position Apr. 17, 2014 USD ($) Jun. 30, 2016 USD ($) Mar. 31, 2016 USD ($) Jun. 30, 2014 USD ($) Sep. 30, 2016 Dec. 31, 2016 USD ($) EquityPlan $ / shares shares Dec. 31, 2015 USD ($) $ / shares shares Dec. 31, 2014 USD ($) $ / shares shares Share-based Compensation Arrangement by Share-based Payment Award [Line Items] Tax deficits (benefits) $ (200,000) $ (700,000) $ 0 Tax benefit from exercise of options 0 Expense related to accelerated vesting of stock options $ 100,000 $ 300,000 3,000,000 Number of options to purchase common stock granted under the 2007 Plan (shares) | shares 30,669,177 48,208,911 Grants (shares) | shares 7,482,011 Grants ($ per share) | $ / shares $ 7.22 Total intrinsic value of options exercised $ 74,400,000 $ 103,500,000 48,600,000 Total fair value of stock options vested $ 32,900,000 $ 36,800,000 19,600,000 Total shares available for future issuance (shares) | shares 95,940,598 88,803,240 Service period 90 days Employer 401(k) plan match to employee's eligible earnings, percentage 4.00% 3.00% Employer maximum annual match per employee for 401(k) plan $ 5,000 $ 5,000 Expected headcount reduction 12.00% Severance expense $ 2,730,000 $ 0 0 Maximum Share-based Compensation Arrangement by Share-based Payment Award [Line Items] Number of positions expected to be eliminated | position 179 Pension Plan Share-based Compensation Arrangement by Share-based Payment Award [Line Items] Employer 401 (k) total match expense 3,900,000 $ 2,100,000 $ 900,000 Stock issued related to acquisition Share-based Compensation Arrangement by Share-based Payment Award [Line Items] Requisite service period 3 years Vesting period for compensation arrangement 3 years Stock issued related to acquisition | Series F Convertible Preferred Stock Share-based Compensation Arrangement by Share-based Payment Award [Line Items] Business acquisition, shares consideration 25,000,000 Business acquisition, value of shares placed in third party escrow to secure retention of key employees $ 22,100,000 $ 22,100,000 Vesting period for compensation arrangement 3 years Equity Option Share-based Compensation Arrangement by Share-based Payment Award [Line Items] Grants (shares) | shares 1,164,929 22,081,243 Grants ($ per share) | $ / shares $ 20.00 $ 6.74 Common stock, Weighted average grant date fair value per share ($ per share) | $ / shares $ 3.61 $ 9.80 $ 4.62 Fair value $ 27,000,000 $ 11,400,000 $ 102,100,000 Unrecognized compensation cost $ 40,000,000 Unrecognized compensation cost expected period for recognition 2 years 5 months Employee Stock Option - Vested Share-based Compensation Arrangement by Share-based Payment Award [Line Items] Grants (shares) | shares 265,987 RSUs Share-based Compensation Arrangement by Share-based Payment Award [Line Items] Unrecognized compensation cost expected period for recognition 3 years 1 month 19 days Grants ($ per share) | shares 36,539,761 Fair value $ 223,500,000 Unrecognized compensation cost $ 187,200,000 Employee Stock Share-based Compensation Arrangement by Share-based Payment Award [Line Items] Unrecognized compensation cost expected period for recognition 6 months Offering period 6 months Purchase price 85.00% Issuance of common stock in connection with employee stock purchase plan (in shares) | shares 1,508,513 410,009 Total shares available for future issuance (shares) | shares 5,408,441 2,589,991 3,000,000 Requisite service period 6 months Developing software Share-based Compensation Arrangement by Share-based Payment Award [Line Items] Stock-based compensation expense, capitalized amount $ 9,800,000 $ 4,400,000 $ 1,900,000 Equity Incentive Plan Share-based Compensation Arrangement by Share-based Payment Award [Line Items] Number of equity incentive plans | EquityPlan 2 Equity Incentive Plan Two Thousand Seven Share-based Compensation Arrangement by Share-based Payment Award [Line Items] Number of options to purchase common stock granted under the 2007 Plan (shares) | shares 24,672,201 Equity Incentive Plan Twenty Fourteen Share-based Compensation Arrangement by Share-based Payment Award [Line Items] Total number of shares available for future grants (shares) | shares 28,449,336 Executive Management And Key Personnel Share-based Compensation Arrangement by Share-based Payment Award [Line Items] Cash awarded $ 18,600,000 Executive Management And Key Personnel | RSUs Share-based Compensation Arrangement by Share-based Payment Award [Line Items] Equity awarded $ 16,300,000 X - DefinitionBusiness Acquisition Purchase Price Value of Shares Held In Escrow To Secure Retention of Key Employees + ReferencesNo definition available. + Details Name: lc_BusinessAcquisitionPurchasePriceValueOfSharesHeldInEscrowToSecureRetentionOfKeyEmployees Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionDefined Contribution Plan, Employer Matching Contribution, Service Period + ReferencesNo definition available. + Details Name: lc_DefinedContributionPlanEmployerMatchingContributionServicePeriod Namespace Prefix: lc_ Data Type: xbrli:durationItemType Balance Type: na Period Type: duration X - DefinitionNumber Of Equity Incentive Plans + ReferencesNo definition available. + Details Name: lc_NumberOfEquityIncentivePlans Namespace Prefix: lc_ Data Type: xbrli:integerItemType Balance Type: na Period Type: duration X - DefinitionRestructuring And Related Cost, Expected Number Of Positions Eliminated, Percent + ReferencesNo definition available. + Details Name: lc_RestructuringAndRelatedCostExpectedNumberOfPositionsEliminatedPercent Namespace Prefix: lc_ Data Type: num:percentItemType Balance Type: na Period Type: duration X - DefinitionShare Based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Grant Date Fair Value + ReferencesNo definition available. + Details Name: lc_ShareBasedCompensationArrangementBySharebasedPaymentAwardOptionsGrantsInPeriodGrantDateFairValue Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionShare-based Compensation Arrangement By Share-based Payment Award, Offering Period + ReferencesNo definition available. + Details Name: lc_SharebasedCompensationArrangementBySharebasedPaymentAwardOfferingPeriod Namespace Prefix: lc_ Data Type: xbrli:durationItemType Balance Type: na Period Type: duration X - DefinitionShare-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Aggregate Intrinsic Value, Nonvested1 + ReferencesNo definition available. + Details Name: lc_SharebasedCompensationArrangementbySharebasedPaymentAwardEquityInstrumentsOtherthanOptionsAggregateIntrinsicValueNonvested1 Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionAmount of increase (decrease) in additional paid in capital (APIC) resulting from a tax benefit (deficiency) associated with an share-based compensation plan other than an employee stock ownership plan (ESOP). + ReferencesNo definition available. + Details Name: us-gaap_AdjustmentToAdditionalPaidInCapitalIncomeTaxEffectFromShareBasedCompensationNet Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionValue of equity interests (such as common shares, preferred shares, or partnership interest) issued or issuable to acquire the entity. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 805 -SubTopic 30 -Section 50 -Paragraph 1 -Subparagraph (b)(4) -URI http://asc.fasb.org/extlink&oid=35744584&loc=d3e6927-128479 + Details Name: us-gaap_BusinessAcquisitionEquityInterestIssuedOrIssuableValueAssigned Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: instant X - DefinitionAggregate number of common shares reserved for future issuance. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.29) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 + Details Name: us-gaap_CommonStockCapitalSharesReservedForFutureIssuance Namespace Prefix: us-gaap_ Data Type: xbrli:sharesItemType Balance Type: na Period Type: instant X - DefinitionAmount of expense recognized from equity-based compensation arrangements (for example, shares of stock, unit, stock options or other equity instruments), awarded to key employees or individuals. Excludes amount related to plans that cover generally all employees (for example, but not limited to, qualified pension plans). + ReferencesNo definition available. + Details Name: us-gaap_DeferredCompensationArrangementWithIndividualAllocatedShareBasedCompensationExpense Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionAmount of commitment made to pay deferred cash remuneration. + ReferencesNo definition available. + Details Name: us-gaap_DeferredCompensationArrangementWithIndividualCashAwardGrantedAmount Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: instant X - DefinitionThe amount of the cost recognized during the period for defined contribution plans. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 715 -SubTopic 70 -Section 50 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=49170846&loc=d3e28014-114942 + Details Name: us-gaap_DefinedContributionPlanCostRecognized Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionMaximum amount the employee may contribute to a defined contribution plan. + ReferencesNo definition available. + Details Name: us-gaap_DefinedContributionPlanMaximumAnnualContributionsPerEmployeeAmount Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionMaximum percentage of employee gross pay the employee may contribute to a defined contribution plan. + ReferencesNo definition available. + Details Name: us-gaap_DefinedContributionPlanMaximumAnnualContributionsPerEmployeePercent Namespace Prefix: us-gaap_ Data Type: num:percentItemType Balance Type: na Period Type: duration X - DefinitionRepresents the compensation cost capitalized during the period arising from equity-based compensation arrangements (for example, shares of stock, units, stock options or other equity instruments) with employees, directors and certain consultants qualifying for treatment as employees. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 718 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (h)(1)(ii) -URI http://asc.fasb.org/extlink&oid=6415400&loc=d3e5070-113901 + Details Name: us-gaap_EmployeeServiceShareBasedCompensationAllocationOfRecognizedPeriodCostsCapitalizedAmount Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionWeighted average period over which unrecognized compensation is expected to be recognized for equity-based compensation plans, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 718 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (i) -URI http://asc.fasb.org/extlink&oid=6415400&loc=d3e5070-113901 + Details Name: us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1 Namespace Prefix: us-gaap_ Data Type: xbrli:durationItemType Balance Type: na Period Type: duration X - DefinitionUnrecognized cost of unvested share-based awards, other than options, awarded to employees as compensation. + ReferencesNo definition available. + Details Name: us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedShareBasedAwardsOtherThanOptions Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionUnrecognized cost of unvested options awarded to employees as compensation. + ReferencesNo definition available. + Details Name: us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedStockOptions Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionDisclosure of the aggregate tax benefit realized from the exercise of stock options and the conversion of similar instruments during the annual period. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 718 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (j) -URI http://asc.fasb.org/extlink&oid=6415400&loc=d3e5070-113901 + Details Name: us-gaap_EmployeeServiceShareBasedCompensationTaxBenefitRealizedFromExerciseOfStockOptions Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionThe expected number of positions to be eliminated as a result of restructuring activities. + ReferencesNo definition available. + Details Name: us-gaap_RestructuringAndRelatedCostExpectedNumberOfPositionsEliminated Namespace Prefix: us-gaap_ Data Type: xbrli:integerItemType Balance Type: na Period Type: duration X - DefinitionAmount of expenses for special or contractual termination benefits provided to current employees involuntarily terminated under a benefit arrangement associated exit or disposal activities pursuant to an authorized plan. Excludes expenses related to one-time termination benefits, a discontinued operation or an asset retirement obligation. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 28 -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=66902209&loc=d3e3602-108585 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 420 -SubTopic 10 -Section S99 -Paragraph 2 -Subparagraph (SAB Topic 5.P.4(b)) -URI http://asc.fasb.org/extlink&oid=27011515&loc=d3e140904-122747 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 420 -SubTopic 10 -Section 50 -Paragraph 1 -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=6394359&loc=d3e17939-110869 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 715 -SubTopic 20 -Section 50 -Paragraph 1 -Subparagraph (a)(10) -URI http://asc.fasb.org/extlink&oid=65897934&loc=d3e1928-114920 Reference 5: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 420 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SAB Topic 5.P.3) -URI http://asc.fasb.org/extlink&oid=27011515&loc=d3e140864-122747 + Details Name: us-gaap_SeveranceCosts1 Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionAdditional share-based compensation cost recognized as a result of an occurrence of an event that accelerates its recognition. + ReferencesNo definition available. + Details Name: us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAcceleratedCompensationCost Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionEstimated period over which an employee is required to provide service in exchange for the equity-based payment award, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 718 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (a)(1) -URI http://asc.fasb.org/extlink&oid=6415400&loc=d3e5070-113901 + Details Name: us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardRequisiteServicePeriod1 Namespace Prefix: us-gaap_ Data Type: xbrli:durationItemType Balance Type: na Period Type: duration X - DefinitionPeriod which an employee's right to exercise an award is no longer contingent on satisfaction of either a service condition, market condition or a performance condition, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 718 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (a)(1) -URI http://asc.fasb.org/extlink&oid=6415400&loc=d3e5070-113901 + Details Name: us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1 Namespace Prefix: us-gaap_ Data Type: xbrli:durationItemType Balance Type: na Period Type: duration X - DefinitionThe number of grants made during the period on other than stock (or unit) option plans (for example, phantom stock or unit plan, stock or unit appreciation rights plan, performance target plan). + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 718 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (c)(2)(iii)(1) -URI http://asc.fasb.org/extlink&oid=6415400&loc=d3e5070-113901 + Details Name: us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod Namespace Prefix: us-gaap_ Data Type: xbrli:sharesItemType Balance Type: na Period Type: duration X - DefinitionLine items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table. + ReferencesNo definition available. + Details Name: us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionThe difference between the maximum number of shares (or other type of equity) authorized for issuance under the plan (including the effects of amendments and adjustments), and the sum of: 1) the number of shares (or other type of equity) already issued upon exercise of options or other equity-based awards under the plan; and 2) shares (or other type of equity) reserved for issuance on granting of outstanding awards, net of cancellations and forfeitures, if applicable. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 718 -SubTopic 10 -Section 50 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=6415400&loc=d3e5070-113901 + Details Name: us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant Namespace Prefix: us-gaap_ Data Type: xbrli:sharesItemType Balance Type: na Period Type: instant X - DefinitionAmount of accumulated difference between fair value of underlying shares on dates of exercise and exercise price on options exercised (or share units converted) into shares. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 718 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (d)(2) -URI http://asc.fasb.org/extlink&oid=6415400&loc=d3e5070-113901 + Details Name: us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionGross number of share options (or share units) granted during the period. + ReferencesNo definition available. + Details Name: us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross Namespace Prefix: us-gaap_ Data Type: xbrli:sharesItemType Balance Type: na Period Type: duration X - DefinitionThe weighted average grant-date fair value of options granted during the reporting period as calculated by applying the disclosed option pricing methodology. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 718 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (d)(1) -URI http://asc.fasb.org/extlink&oid=6415400&loc=d3e5070-113901 + Details Name: us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue Namespace Prefix: us-gaap_ Data Type: num:perShareItemType Balance Type: na Period Type: duration X - DefinitionNumber of options outstanding, including both vested and non-vested options. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 718 -SubTopic 10 -Section 50 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=6415400&loc=d3e5070-113901 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 718 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (c)(1)(i)-(ii) -URI http://asc.fasb.org/extlink&oid=6415400&loc=d3e5070-113901 + Details Name: us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber Namespace Prefix: us-gaap_ Data Type: xbrli:sharesItemType Balance Type: na Period Type: instant X - DefinitionWeighted average per share amount at which grantees can acquire shares of common stock by exercise of options. + ReferencesNo definition available. + Details Name: us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice Namespace Prefix: us-gaap_ Data Type: num:perShareItemType Balance Type: na Period Type: duration X - DefinitionFair value of options vested. Excludes equity instruments other than options, for example, but not limited to, share units, stock appreciation rights, restricted stock. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 718 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (c) -URI http://asc.fasb.org/extlink&oid=6415400&loc=d3e5070-113901 + Details Name: us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedInPeriodFairValue1 Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionPurchase price of common stock expressed as a percentage of its fair value. + ReferencesNo definition available. + Details Name: us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardPurchasePriceOfCommonStockPercent Namespace Prefix: us-gaap_ Data Type: num:percentItemType Balance Type: na Period Type: duration X - DefinitionNumber of shares issued during the period as a result of an employee stock purchase plan. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 505 -SubTopic 10 -Section 50 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=6928386&loc=d3e21463-112644 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(29)) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(28)) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 505 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.3-04) -URI http://asc.fasb.org/extlink&oid=27012166&loc=d3e187085-122770 + Details Name: us-gaap_StockIssuedDuringPeriodSharesEmployeeStockPurchasePlans Namespace Prefix: us-gaap_ Data Type: xbrli:sharesItemType Balance Type: na Period Type: duration X - Details Name: us-gaap_RangeAxis=us-gaap_MaximumMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_DefinedContributionPlanTypeAxis=us-gaap_PensionPlansDefinedBenefitMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_BusinessAcquisitionAxis=lc_SpringstoneFinancialLlcMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_StatementClassOfStockAxis=us-gaap_SeriesFPreferredStockMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_AwardTypeAxis=us-gaap_StockOptionMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_AwardTypeAxis=lc_EmployeeStockOptionVestedMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_AwardTypeAxis=us-gaap_RestrictedStockUnitsRSUMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_AwardTypeAxis=us-gaap_EmployeeStockMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_SoftwareDevelopmentMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_PlanNameAxis=lc_EquityIncentivePlanMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_PlanNameAxis=lc_EquityIncentivePlanTwoThousandSevenMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_PlanNameAxis=lc_EquityIncentivePlanTwentyFourteenMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_TitleOfIndividualAxis=lc_ExecutiveManagementAndKeyPersonnelMember Namespace Prefix: Data Type: na Balance Type: Period Type: XML 97 R80.htm IDEA: XBRL DOCUMENT v3.6.0.2 Employee Incentive and Retirement Plans - Total Stock-Based Compensation Expense (Detail) - USD ($) $ in Thousands 12 Months Ended Dec. 31, 2016 Dec. 31, 2015 Dec. 31, 2014 Share-based Compensation Arrangement by Share-based Payment Award [Line Items] Stock-based compensation expense $ 69,201 $ 51,222 $ 37,150 Stock issued related to acquisition Share-based Compensation Arrangement by Share-based Payment Award [Line Items] Stock-based compensation expense 2,575 9,416 9,946 Stock options Share-based Compensation Arrangement by Share-based Payment Award [Line Items] Stock-based compensation expense 23,203 30,717 27,100 RSUs Share-based Compensation Arrangement by Share-based Payment Award [Line Items] Stock-based compensation expense 1,686 1,904 0 Available for ESPP Share-based Compensation Arrangement by Share-based Payment Award [Line Items] Stock-based compensation expense $ 41,737 $ 9,185 $ 104 X - DefinitionRepresents the expense recognized during the period arising from equity-based compensation arrangements (for example, shares of stock, unit, stock options or other equity instruments) with employees, directors and certain consultants qualifying for treatment as employees. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 718 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SAB Topic 14.F) -URI http://asc.fasb.org/extlink&oid=27013229&loc=d3e301413-122809 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 718 -SubTopic 10 -Section 50 -Paragraph 1 -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=6415400&loc=d3e5047-113901 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 718 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (h)(1)(i) -URI http://asc.fasb.org/extlink&oid=6415400&loc=d3e5070-113901 + Details Name: us-gaap_AllocatedShareBasedCompensationExpense Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionLine items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table. + ReferencesNo definition available. + Details Name: us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - Details Name: us-gaap_BusinessAcquisitionAxis=lc_SpringstoneFinancialLlcMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_AwardTypeAxis=us-gaap_EmployeeStockOptionMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_AwardTypeAxis=us-gaap_RestrictedStockUnitsRSUMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_AwardTypeAxis=us-gaap_EmployeeStockMember Namespace Prefix: Data Type: na Balance Type: Period Type: XML 98 R81.htm IDEA: XBRL DOCUMENT v3.6.0.2 Employee Incentive and Retirement Plans - Stock-Based Compensation Expense Recorded in Consolidated Statement of Operations (Detail) - USD ($) $ in Thousands 12 Months Ended Dec. 31, 2016 Dec. 31, 2015 Dec. 31, 2014 Share-based Compensation Arrangement by Share-based Payment Award [Line Items] Stock-based compensation expense $ 69,201 $ 51,222 $ 37,150 Sales and marketing Share-based Compensation Arrangement by Share-based Payment Award [Line Items] Stock-based compensation expense 7,546 7,250 5,476 Origination and servicing Share-based Compensation Arrangement by Share-based Payment Award [Line Items] Stock-based compensation expense 4,159 2,735 1,653 Engineering and product development Share-based Compensation Arrangement by Share-based Payment Award [Line Items] Stock-based compensation expense 19,858 11,335 6,445 Other general and administrative Share-based Compensation Arrangement by Share-based Payment Award [Line Items] Stock-based compensation expense $ 37,638 $ 29,902 $ 23,576 X - DefinitionRepresents the expense recognized during the period arising from equity-based compensation arrangements (for example, shares of stock, unit, stock options or other equity instruments) with employees, directors and certain consultants qualifying for treatment as employees. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 718 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SAB Topic 14.F) -URI http://asc.fasb.org/extlink&oid=27013229&loc=d3e301413-122809 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 718 -SubTopic 10 -Section 50 -Paragraph 1 -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=6415400&loc=d3e5047-113901 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 718 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (h)(1)(i) -URI http://asc.fasb.org/extlink&oid=6415400&loc=d3e5070-113901 + Details Name: us-gaap_AllocatedShareBasedCompensationExpense Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionLine items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table. + ReferencesNo definition available. + Details Name: us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - Details Name: us-gaap_IncomeStatementLocationAxis=us-gaap_SellingAndMarketingExpenseMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_IncomeStatementLocationAxis=lc_OriginationAndServicingExpenseMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_IncomeStatementLocationAxis=us-gaap_ResearchAndDevelopmentExpenseMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_IncomeStatementLocationAxis=us-gaap_GeneralAndAdministrativeExpenseMember Namespace Prefix: Data Type: na Balance Type: Period Type: XML 99 R82.htm IDEA: XBRL DOCUMENT v3.6.0.2 Employee Incentive and Retirement Plans - Schedule of Options Activity (Detail) $ / shares in Units, $ in Thousands 12 Months Ended Dec. 31, 2016 USD ($) $ / shares shares Disclosure of Compensation Related Costs, Share-based Payments [Abstract] Stock price ($ per share) $ 5.25 Number of Options Outstanding (shares) | shares 48,208,911 Granted (shares) | shares 7,482,011 Exercised (shares) | shares (15,102,640) Forfeited/Expired (shares) | shares (9,919,105) Outstanding (shares) | shares 30,669,177 Vested and expected to vest (shares) | shares 30,580,231 Exercisable (shares) | shares 20,105,340 Weighted- Average Exercise Price Per Share Outstanding ($ per share) $ 3.60 Granted ($ per share) 7.22 Exercised ($ per share) 0.90 Forfeited/Expired ($ per share) 6.78 Outstanding ($ per share) 4.79 Vested and expected to vest ($ per share) 4.78 Exercisable ($ per share) $ 3.59 Weighted-Average Remaining Contractual Life (in years) Outstanding at December 31, 2016 6 years 6 months 31 days Vested and expected to vest at December 31, 2016 6 years 6 months 31 days Exercisable at December 31, 2016 5 years 8 months 31 days Outstanding at December 31, 2016 | $ $ 56,379 Vested and expected to vest at December 31, 2016 | $ 56,385 Exercisable at December 31, 2016 | $ $ 52,886 X - ReferencesNo definition available. + Details Name: us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - ReferencesNo definition available. + Details Name: us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAdditionalDisclosuresAbstract Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionThe number of shares into which fully or partially vested stock options outstanding as of the balance sheet date can be currently converted under the option plan. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 718 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (c)(1)(iii) -URI http://asc.fasb.org/extlink&oid=6415400&loc=d3e5070-113901 + Details Name: us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber Namespace Prefix: us-gaap_ Data Type: xbrli:sharesItemType Balance Type: na Period Type: instant X - DefinitionThe weighted-average price as of the balance sheet date at which grantees can acquire the shares reserved for issuance on vested portions of options outstanding and currently exercisable under the stock option plan. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 718 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (c)(1)(iii) -URI http://asc.fasb.org/extlink&oid=6415400&loc=d3e5070-113901 + Details Name: us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice Namespace Prefix: us-gaap_ Data Type: num:perShareItemType Balance Type: na Period Type: instant X - DefinitionFor presentations that combine terminations, the number of shares under options that were cancelled during the reporting period as a result of occurrence of a terminating event specified in contractual agreements pertaining to the stock option plan or that expired. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 718 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (c)(1)(iv)(3)-(4) -URI http://asc.fasb.org/extlink&oid=6415400&loc=d3e5070-113901 + Details Name: us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriod Namespace Prefix: us-gaap_ Data Type: xbrli:sharesItemType Balance Type: na Period Type: duration X - DefinitionWeighted average price of options that were either forfeited or expired. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 718 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (c)(1)(iv)(3)-(4) -URI http://asc.fasb.org/extlink&oid=6415400&loc=d3e5070-113901 + Details Name: us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageExercisePrice Namespace Prefix: us-gaap_ Data Type: num:perShareItemType Balance Type: na Period Type: duration X - DefinitionGross number of share options (or share units) granted during the period. + ReferencesNo definition available. + Details Name: us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross Namespace Prefix: us-gaap_ Data Type: xbrli:sharesItemType Balance Type: na Period Type: duration X - DefinitionAmount by which the current fair value of the underlying stock exceeds the exercise price of options outstanding. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 718 -SubTopic 10 -Section 50 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=6415400&loc=d3e5070-113901 + Details Name: us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionNumber of options outstanding, including both vested and non-vested options. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 718 -SubTopic 10 -Section 50 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=6415400&loc=d3e5070-113901 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 718 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (c)(1)(i)-(ii) -URI http://asc.fasb.org/extlink&oid=6415400&loc=d3e5070-113901 + Details Name: us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber Namespace Prefix: us-gaap_ Data Type: xbrli:sharesItemType Balance Type: na Period Type: instant X - DefinitionA roll forward is a reconciliation of a concept from the beginning of a period to the end of a period. + ReferencesNo definition available. + Details Name: us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionWeighted average price at which grantees can acquire the shares reserved for issuance under the stock option plan. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 718 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (c)(1)(i) -URI http://asc.fasb.org/extlink&oid=6415400&loc=d3e5070-113901 + Details Name: us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice Namespace Prefix: us-gaap_ Data Type: num:perShareItemType Balance Type: na Period Type: instant X - ReferencesNo definition available. + Details Name: us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionAs of the balance sheet date, the weighted-average exercise price (at which grantees can acquire the shares reserved for issuance) for exercisable stock options that are fully vested or expected to vest. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 718 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (e)(2) -URI http://asc.fasb.org/extlink&oid=6415400&loc=d3e5070-113901 + Details Name: us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageExercisePrice Namespace Prefix: us-gaap_ Data Type: num:perShareItemType Balance Type: na Period Type: instant X - DefinitionAmount by which the current fair value of the underlying stock exceeds the exercise price of fully vested and expected to vest options outstanding. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 718 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (e) -URI http://asc.fasb.org/extlink&oid=6415400&loc=d3e5070-113901 + Details Name: us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingAggregateIntrinsicValue Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionAs of the balance sheet date, the number of shares into which fully vested and expected to vest stock options outstanding can be converted under the option plan. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 718 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (e)(1) -URI http://asc.fasb.org/extlink&oid=6415400&loc=d3e5070-113901 + Details Name: us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingNumber Namespace Prefix: us-gaap_ Data Type: xbrli:sharesItemType Balance Type: na Period Type: instant X - DefinitionWeighted average price at which option holders acquired shares when converting their stock options into shares. + ReferencesNo definition available. + Details Name: us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice Namespace Prefix: us-gaap_ Data Type: num:perShareItemType Balance Type: na Period Type: duration X - DefinitionWeighted average per share amount at which grantees can acquire shares of common stock by exercise of options. + ReferencesNo definition available. + Details Name: us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice Namespace Prefix: us-gaap_ Data Type: num:perShareItemType Balance Type: na Period Type: duration X - DefinitionPrice of a single share of a number of saleable stocks of a company. + ReferencesNo definition available. + Details Name: us-gaap_SharePrice Namespace Prefix: us-gaap_ Data Type: num:perShareItemType Balance Type: na Period Type: instant X - DefinitionAmount of difference between fair value of the underlying shares reserved for issuance and exercise price of vested portions of options outstanding and currently exercisable. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 718 -SubTopic 10 -Section 50 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=6415400&loc=d3e5070-113901 + Details Name: us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1 Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionWeighted average remaining contractual term for vested portions of options outstanding and currently exercisable or convertible, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 718 -SubTopic 10 -Section 50 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=6415400&loc=d3e5070-113901 + Details Name: us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1 Namespace Prefix: us-gaap_ Data Type: xbrli:durationItemType Balance Type: na Period Type: duration X - DefinitionWeighted average remaining contractual term for option awards outstanding, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 718 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (e)(1) -URI http://asc.fasb.org/extlink&oid=6415400&loc=d3e5070-113901 + Details Name: us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2 Namespace Prefix: us-gaap_ Data Type: xbrli:durationItemType Balance Type: na Period Type: duration X - DefinitionWeighted average remaining contractual term for fully vested and expected to vest options outstanding, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 718 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (e)(1) -URI http://asc.fasb.org/extlink&oid=6415400&loc=d3e5070-113901 + Details Name: us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageRemainingContractualTerm1 Namespace Prefix: us-gaap_ Data Type: xbrli:durationItemType Balance Type: na Period Type: duration X - DefinitionNumber of share options (or share units) exercised during the current period. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(29)) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 505 -SubTopic 10 -Section 50 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=6928386&loc=d3e21463-112644 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(28)) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 505 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.3-04) -URI http://asc.fasb.org/extlink&oid=27012166&loc=d3e187085-122770 Reference 5: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 718 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (c)(1)(iv)(2) -URI http://asc.fasb.org/extlink&oid=6415400&loc=d3e5070-113901 + Details Name: us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised Namespace Prefix: us-gaap_ Data Type: xbrli:sharesItemType Balance Type: na Period Type: duration XML 100 R83.htm IDEA: XBRL DOCUMENT v3.6.0.2 Employee Incentive and Retirement Plans - Black-Scholes Option Pricing Model to Estimate Fair Value of Stock Options Granted (Detail) 12 Months Ended Dec. 31, 2016 Dec. 31, 2015 Dec. 31, 2014 Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions and Methodology [Abstract] Expected dividend yield 0.00% 0.00% 0.00% Weighted-average assumed stock price volatility 51.60% 49.40% 53.50% Weighted-average risk-free interest rate 1.34% 1.61% 1.88% Weighted-average expected life (in years) 6 years 1 month 25 days 6 years 3 months 6 years 4 months 7 days X - ReferencesNo definition available. + Details Name: us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsAndMethodologyAbstract Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionThe estimated dividend rate (a percentage of the share price) to be paid (expected dividends) to holders of the underlying shares over the option's term. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 718 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (f)(2)(iii) -URI http://asc.fasb.org/extlink&oid=6415400&loc=d3e5070-113901 + Details Name: us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate Namespace Prefix: us-gaap_ Data Type: num:percentItemType Balance Type: na Period Type: duration X - DefinitionThe estimated measure of the percentage by which a share price is expected to fluctuate during a period. Volatility also may be defined as a probability-weighted measure of the dispersion of returns about the mean. The volatility of a share price is the standard deviation of the continuously compounded rates of return on the share over a specified period. That is the same as the standard deviation of the differences in the natural logarithms of the stock prices plus dividends, if any, over the period. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 718 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (f)(2)(ii) -URI http://asc.fasb.org/extlink&oid=6415400&loc=d3e5070-113901 + Details Name: us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate Namespace Prefix: us-gaap_ Data Type: num:percentItemType Balance Type: na Period Type: duration X - DefinitionThe risk-free interest rate assumption that is used in valuing an option on its own shares. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 718 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (f)(2)(iv) -URI http://asc.fasb.org/extlink&oid=6415400&loc=d3e5070-113901 + Details Name: us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate Namespace Prefix: us-gaap_ Data Type: num:percentItemType Balance Type: na Period Type: duration X - DefinitionExpected term of share-based compensation awards, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 718 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (f)(2)(i) -URI http://asc.fasb.org/extlink&oid=6415400&loc=d3e5070-113901 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 718 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SAB Topic 14.D.2) -URI http://asc.fasb.org/extlink&oid=27013229&loc=d3e301413-122809 + Details Name: us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1 Namespace Prefix: us-gaap_ Data Type: xbrli:durationItemType Balance Type: na Period Type: duration XML 101 R84.htm IDEA: XBRL DOCUMENT v3.6.0.2 Employee Incentive and Retirement Plans - RSUs (Details) - RSUs 12 Months Ended Dec. 31, 2016 $ / shares shares Number of Units Unvested (shares) | shares 4,443,399 Granted (shares) | shares 36,539,761 Vested (shares) | shares (3,891,315) Forfeited/expired (shares) | shares (5,678,201) Unvested (shares) | shares 31,413,644 Expected to vest (shares) | shares 30,796,185 Weighted- Average Grant Date Fair Value Unvested ($ per share) | $ / shares $ 15.23 Granted ($ per share) | $ / shares 6.12 Vested ($ per share) | $ / shares 9.57 Forfeited/expired ($ per share) | $ / shares 8.16 Unvested ($ per share) | $ / shares 6.61 Expected to vest ($ per share) | $ / shares $ 6.62 X - DefinitionShare-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested and Expected to Vest, Outstanding, Number + ReferencesNo definition available. + Details Name: lc_SharebasedCompensationArrangementbySharebasedPaymentAwardEquityInstrumentsOtherthanOptionsVestedandExpectedtoVestOutstandingNumber Namespace Prefix: lc_ Data Type: xbrli:sharesItemType Balance Type: na Period Type: instant X - DefinitionShare-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested and Expected to Vest, Outstanding, Weighted Average Exercise Price + ReferencesNo definition available. + Details Name: lc_SharebasedCompensationArrangementbySharebasedPaymentAwardEquityInstrumentsOtherthanOptionsVestedandExpectedtoVestOutstandingWeightedAverageExercisePrice Namespace Prefix: lc_ Data Type: num:perShareItemType Balance Type: na Period Type: instant X - ReferencesNo definition available. + Details Name: us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsAdditionalDisclosuresAbstract Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionThe number of equity-based payment instruments, excluding stock (or unit) options, that were forfeited during the reporting period. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 718 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (c)(1)(iv)(3) -URI http://asc.fasb.org/extlink&oid=6415400&loc=d3e5070-113901 + Details Name: us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod Namespace Prefix: us-gaap_ Data Type: xbrli:sharesItemType Balance Type: na Period Type: duration X - DefinitionWeighted average fair value as of the grant date of equity-based award plans other than stock (unit) option plans that were not exercised or put into effect as a result of the occurrence of a terminating event. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 718 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (c)(2)(iii)(3) -URI http://asc.fasb.org/extlink&oid=6415400&loc=d3e5070-113901 + Details Name: us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue Namespace Prefix: us-gaap_ Data Type: num:perShareItemType Balance Type: na Period Type: duration X - DefinitionThe number of grants made during the period on other than stock (or unit) option plans (for example, phantom stock or unit plan, stock or unit appreciation rights plan, performance target plan). + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 718 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (c)(2)(iii)(1) -URI http://asc.fasb.org/extlink&oid=6415400&loc=d3e5070-113901 + Details Name: us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod Namespace Prefix: us-gaap_ Data Type: xbrli:sharesItemType Balance Type: na Period Type: duration X - DefinitionThe weighted average fair value at grant date for nonvested equity-based awards issued during the period on other than stock (or unit) option plans (for example, phantom stock or unit plan, stock or unit appreciation rights plan, performance target plan). + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 718 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (c)(2)(iii)(1) -URI http://asc.fasb.org/extlink&oid=6415400&loc=d3e5070-113901 + Details Name: us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue Namespace Prefix: us-gaap_ Data Type: num:perShareItemType Balance Type: na Period Type: duration X - DefinitionThe number of non-vested equity-based payment instruments, excluding stock (or unit) options, that validly exist and are outstanding as of the balance sheet date. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 718 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (c)(2)(i)-(ii) -URI http://asc.fasb.org/extlink&oid=6415400&loc=d3e5070-113901 + Details Name: us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber Namespace Prefix: us-gaap_ Data Type: xbrli:sharesItemType Balance Type: na Period Type: instant X - DefinitionThe weighted average fair value of nonvested awards on equity-based plans excluding option plans (for example, phantom stock or unit plan, stock or unit appreciation rights plan, revenue or profit achievement stock award plan) for which the employer is contingently obligated to issue equity instruments or transfer assets to an employee who has not yet satisfied service or performance criteria necessary to gain title to proceeds from the sale of the award or underlying shares or units. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 718 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (c)(2)(i)-(ii) -URI http://asc.fasb.org/extlink&oid=6415400&loc=d3e5070-113901 + Details Name: us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue Namespace Prefix: us-gaap_ Data Type: num:perShareItemType Balance Type: na Period Type: instant X - DefinitionA roll forward is a reconciliation of a concept from the beginning of a period to the end of a period. + ReferencesNo definition available. + Details Name: us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionThe number of equity-based payment instruments, excluding stock (or unit) options, that vested during the reporting period. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 718 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (c)(2)(iii)(2) -URI http://asc.fasb.org/extlink&oid=6415400&loc=d3e5070-113901 + Details Name: us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod Namespace Prefix: us-gaap_ Data Type: xbrli:sharesItemType Balance Type: na Period Type: duration X - DefinitionThe weighted average fair value as of grant date pertaining to an equity-based award plan other than a stock (or unit) option plan for which the grantee gained the right during the reporting period, by satisfying service and performance requirements, to receive or retain shares or units, other instruments, or cash in accordance with the terms of the arrangement. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 718 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (c)(2)(iii)(2) -URI http://asc.fasb.org/extlink&oid=6415400&loc=d3e5070-113901 + Details Name: us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue Namespace Prefix: us-gaap_ Data Type: num:perShareItemType Balance Type: na Period Type: duration X - Details Name: us-gaap_AwardTypeAxis=us-gaap_RestrictedStockUnitsRSUMember Namespace Prefix: Data Type: na Balance Type: Period Type: XML 102 R85.htm IDEA: XBRL DOCUMENT v3.6.0.2 Employee Incentive and Retirement Plans - Black-Scholes Option Pricing Model to Estimate Fair Value of Stock Options Granted under ESPP (Detail) 12 Months Ended Dec. 31, 2016 Dec. 31, 2015 Dec. 31, 2014 Share-based Compensation Arrangement by Share-based Payment Award [Line Items] Expected dividend yield 0.00% 0.00% 0.00% Weighted-average assumed stock price volatility 51.60% 49.40% 53.50% Weighted-average risk-free interest rate 1.34% 1.61% 1.88% Weighted-average expected life (in years) 6 years 1 month 25 days 6 years 3 months 6 years 4 months 7 days Employee Stock Share-based Compensation Arrangement by Share-based Payment Award [Line Items] Expected dividend yield 0.00% Weighted-average assumed stock price volatility 50.10% Weighted-average risk-free interest rate 0.51% Weighted-average expected life (in years) 6 months X - DefinitionThe estimated dividend rate (a percentage of the share price) to be paid (expected dividends) to holders of the underlying shares over the option's term. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 718 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (f)(2)(iii) -URI http://asc.fasb.org/extlink&oid=6415400&loc=d3e5070-113901 + Details Name: us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate Namespace Prefix: us-gaap_ Data Type: num:percentItemType Balance Type: na Period Type: duration X - DefinitionThe estimated measure of the percentage by which a share price is expected to fluctuate during a period. Volatility also may be defined as a probability-weighted measure of the dispersion of returns about the mean. The volatility of a share price is the standard deviation of the continuously compounded rates of return on the share over a specified period. That is the same as the standard deviation of the differences in the natural logarithms of the stock prices plus dividends, if any, over the period. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 718 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (f)(2)(ii) -URI http://asc.fasb.org/extlink&oid=6415400&loc=d3e5070-113901 + Details Name: us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate Namespace Prefix: us-gaap_ Data Type: num:percentItemType Balance Type: na Period Type: duration X - DefinitionThe risk-free interest rate assumption that is used in valuing an option on its own shares. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 718 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (f)(2)(iv) -URI http://asc.fasb.org/extlink&oid=6415400&loc=d3e5070-113901 + Details Name: us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate Namespace Prefix: us-gaap_ Data Type: num:percentItemType Balance Type: na Period Type: duration X - DefinitionLine items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table. + ReferencesNo definition available. + Details Name: us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionExpected term of share-based compensation awards, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 718 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (f)(2)(i) -URI http://asc.fasb.org/extlink&oid=6415400&loc=d3e5070-113901 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 718 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SAB Topic 14.D.2) -URI http://asc.fasb.org/extlink&oid=27013229&loc=d3e301413-122809 + Details Name: us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1 Namespace Prefix: us-gaap_ Data Type: xbrli:durationItemType Balance Type: na Period Type: duration X - Details Name: us-gaap_AwardTypeAxis=us-gaap_EmployeeStockMember Namespace Prefix: Data Type: na Balance Type: Period Type: XML 103 R86.htm IDEA: XBRL DOCUMENT v3.6.0.2 Employee Incentive and Retirement Plans - Restructuring (Details) - USD ($) 12 Months Ended Dec. 31, 2016 Dec. 31, 2015 Dec. 31, 2014 Restructuring Cost and Reserve [Line Items] Severance expense $ 2,730,000 $ 0 $ 0 Sales and marketing Restructuring Cost and Reserve [Line Items] Severance expense 772,000 Origination and servicing Restructuring Cost and Reserve [Line Items] Severance expense 1,174,000 Engineering and product development Restructuring Cost and Reserve [Line Items] Severance expense 134,000 Other general and administrative Restructuring Cost and Reserve [Line Items] Severance expense $ 650,000 X - DefinitionLine items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table. + ReferencesNo definition available. + Details Name: us-gaap_RestructuringCostAndReserveLineItems Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionAmount of expenses for special or contractual termination benefits provided to current employees involuntarily terminated under a benefit arrangement associated exit or disposal activities pursuant to an authorized plan. Excludes expenses related to one-time termination benefits, a discontinued operation or an asset retirement obligation. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 28 -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=66902209&loc=d3e3602-108585 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 420 -SubTopic 10 -Section S99 -Paragraph 2 -Subparagraph (SAB Topic 5.P.4(b)) -URI http://asc.fasb.org/extlink&oid=27011515&loc=d3e140904-122747 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 420 -SubTopic 10 -Section 50 -Paragraph 1 -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=6394359&loc=d3e17939-110869 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 715 -SubTopic 20 -Section 50 -Paragraph 1 -Subparagraph (a)(10) -URI http://asc.fasb.org/extlink&oid=65897934&loc=d3e1928-114920 Reference 5: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 420 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SAB Topic 5.P.3) -URI http://asc.fasb.org/extlink&oid=27011515&loc=d3e140864-122747 + Details Name: us-gaap_SeveranceCosts1 Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - Details Name: us-gaap_IncomeStatementLocationAxis=us-gaap_SellingAndMarketingExpenseMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_IncomeStatementLocationAxis=lc_OriginationAndServicingExpenseMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_IncomeStatementLocationAxis=us-gaap_ResearchAndDevelopmentExpenseMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_IncomeStatementLocationAxis=us-gaap_GeneralAndAdministrativeExpenseMember Namespace Prefix: Data Type: na Balance Type: Period Type: XML 104 R87.htm IDEA: XBRL DOCUMENT v3.6.0.2 Income Taxes - Components of tax (Details) - USD ($) $ in Thousands 3 Months Ended 12 Months Ended Dec. 31, 2016 Sep. 30, 2016 Jun. 30, 2016 Mar. 31, 2016 Dec. 31, 2015 Sep. 30, 2015 Jun. 30, 2015 Mar. 31, 2015 Dec. 31, 2016 Dec. 31, 2015 Dec. 31, 2014 Income Tax Disclosure [Abstract] Federal $ (515) $ 0 $ 0 State (267) 720 56 Total current tax (benefit) expense (782) 720 56 Federal (2,589) 1,405 1,185 State (857) 708 149 Total deferred tax (benefit) expense (3,446) 2,113 1,334 Income tax (benefit) expense $ (224) $ (209) $ (3,946) $ 151 $ 584 $ 1,233 $ 389 $ 627 $ (4,228) $ 2,833 $ 1,390 X - DefinitionAmount of current federal tax expense (benefit) pertaining to income (loss) from continuing operations. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 235 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.4-08(h)) -URI http://asc.fasb.org/extlink&oid=26873400&loc=d3e23780-122690 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Glossary Current Tax Expense (or Benefit) -URI http://asc.fasb.org/extlink&oid=6509736 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SAB Topic 6.I.7) -URI http://asc.fasb.org/extlink&oid=34349781&loc=d3e330036-122817 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section 50 -Paragraph 9 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=65882285&loc=d3e32639-109319 + Details Name: us-gaap_CurrentFederalTaxExpenseBenefit Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionAmount of current income tax expense (benefit) pertaining to taxable income (loss) from continuing operations. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section 50 -Paragraph 9 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=65882285&loc=d3e32639-109319 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Glossary Current Tax Expense (or Benefit) -URI http://asc.fasb.org/extlink&oid=6509736 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 235 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.4-08(h)) -URI http://asc.fasb.org/extlink&oid=26873400&loc=d3e23780-122690 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SAB Topic 6.I.7) -URI http://asc.fasb.org/extlink&oid=34349781&loc=d3e330036-122817 + Details Name: us-gaap_CurrentIncomeTaxExpenseBenefit Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionAmount of current state and local tax expense (benefit) pertaining to income (loss) from continuing operations. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 235 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.4-08(h)) -URI http://asc.fasb.org/extlink&oid=26873400&loc=d3e23780-122690 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Glossary Current Tax Expense (or Benefit) -URI http://asc.fasb.org/extlink&oid=6509736 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section 50 -Paragraph 9 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=65882285&loc=d3e32639-109319 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SAB Topic 6.I.7) -URI http://asc.fasb.org/extlink&oid=34349781&loc=d3e330036-122817 + Details Name: us-gaap_CurrentStateAndLocalTaxExpenseBenefit Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionAmount of deferred federal income tax expense (benefit) pertaining to income (loss) from continuing operations. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SAB Topic 6.I.7) -URI http://asc.fasb.org/extlink&oid=34349781&loc=d3e330036-122817 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 235 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.4-08(h)) -URI http://asc.fasb.org/extlink&oid=26873400&loc=d3e23780-122690 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Glossary Deferred Tax Expense (or Benefit) -URI http://asc.fasb.org/extlink&oid=63044130 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section 50 -Paragraph 9 -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=65882285&loc=d3e32639-109319 + Details Name: us-gaap_DeferredFederalIncomeTaxExpenseBenefit Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionAmount of deferred income tax expense (benefit) pertaining to income (loss) from continuing operations. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 28 -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=66902209&loc=d3e3602-108585 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Glossary Deferred Tax Expense (or Benefit) -URI http://asc.fasb.org/extlink&oid=63044130 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section 50 -Paragraph 9 -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=65882285&loc=d3e32639-109319 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 235 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.4-08(h)) -URI http://asc.fasb.org/extlink&oid=26873400&loc=d3e23780-122690 Reference 5: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SAB Topic 6.I.7) -URI http://asc.fasb.org/extlink&oid=34349781&loc=d3e330036-122817 + Details Name: us-gaap_DeferredIncomeTaxExpenseBenefit Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionAmount of deferred state and local tax expense (benefit) pertaining to income (loss) from continuing operations. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Glossary Deferred Tax Expense (or Benefit) -URI http://asc.fasb.org/extlink&oid=63044130 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 235 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.4-08(h)) -URI http://asc.fasb.org/extlink&oid=26873400&loc=d3e23780-122690 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SAB Topic 6.I.7) -URI http://asc.fasb.org/extlink&oid=34349781&loc=d3e330036-122817 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section 50 -Paragraph 9 -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=65882285&loc=d3e32639-109319 + Details Name: us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - ReferencesNo definition available. + Details Name: us-gaap_IncomeTaxDisclosureAbstract Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionAmount of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section 50 -Paragraph 9 -Subparagraph (a),(b) -URI http://asc.fasb.org/extlink&oid=65882285&loc=d3e32639-109319 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 235 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.4-08.(h)) -URI http://asc.fasb.org/extlink&oid=26873400&loc=d3e23780-122690 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Glossary Income Tax Expense (or Benefit) -URI http://asc.fasb.org/extlink&oid=6515339 + Details Name: us-gaap_IncomeTaxExpenseBenefit Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration XML 105 R88.htm IDEA: XBRL DOCUMENT v3.6.0.2 Income Taxes - Additional Information (Detail) - USD ($) $ in Thousands 3 Months Ended 12 Months Ended Dec. 31, 2016 Sep. 30, 2016 Jun. 30, 2016 Mar. 31, 2016 Dec. 31, 2015 Sep. 30, 2015 Jun. 30, 2015 Mar. 31, 2015 Dec. 31, 2016 Dec. 31, 2015 Dec. 31, 2014 Tax Credit Carryforward [Line Items] Income (loss) before tax $ (32,493) $ (36,695) $ (85,297) $ 4,288 $ 5,153 $ 2,183 $ (3,751) $ (5,747) $ (150,197) $ (2,162) $ (31,504) Estimated increase to equity 58,500 Valuation allowance 75,308 $ 25,348 75,308 $ 25,348 Federal Tax Credit Carryforward [Line Items] Operating loss carryforward 260,300 260,300 State and Local Jurisdiction Tax Credit Carryforward [Line Items] Operating loss carryforward 178,000 178,000 Research and development tax credit carry forward 3,000 3,000 Research and Development | Federal Tax Credit Carryforward [Line Items] Research and development tax credit carry forward $ 1,100 $ 1,100 X - DefinitionAmount of deferred tax assets for which it is more likely than not that a tax benefit will not be realized. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (c) -URI http://asc.fasb.org/extlink&oid=65882285&loc=d3e32537-109319 + Details Name: us-gaap_DeferredTaxAssetsValuationAllowance Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: instant X - DefinitionAmount of income (loss) from continuing operations before deduction of income tax expense (benefit) and income (loss) attributable to noncontrolling interest, and addition of income (loss) from equity method investments. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 235 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.4-08.(h)(1)(i)) -URI http://asc.fasb.org/extlink&oid=26873400&loc=d3e23780-122690 + Details Name: us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionThe sum of the tax effects of all items occurring during the period that have been charged or credited directly to other comprehensive income or to related components of shareholders' equity. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 20 -Section 45 -Paragraph 11 -URI http://asc.fasb.org/extlink&oid=65896914&loc=d3e39076-109324 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section 50 -Paragraph 10 -URI http://asc.fasb.org/extlink&oid=65882285&loc=d3e32672-109319 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 20 -Section 45 -Paragraph 2 -Subparagraph (d),(e) -URI http://asc.fasb.org/extlink&oid=65896914&loc=d3e38679-109324 + Details Name: us-gaap_IncomeTaxEffectsAllocatedDirectlyToEquity Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionAmount of operating loss carryforward, before tax effects, available to reduce future taxable income under enacted tax laws. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section 50 -Paragraph 3 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=65882285&loc=d3e32559-109319 + Details Name: us-gaap_OperatingLossCarryforwards Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionThe amount of the tax credit carryforward, before tax effects, available to reduce future taxable income under enacted tax laws. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section 50 -Paragraph 3 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=65882285&loc=d3e32559-109319 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Glossary Carryforwards -URI http://asc.fasb.org/extlink&oid=6506874 + Details Name: us-gaap_TaxCreditCarryforwardAmount Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionLine items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table. + ReferencesNo definition available. + Details Name: us-gaap_TaxCreditCarryforwardLineItems Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - Details Name: us-gaap_IncomeTaxAuthorityAxis=us-gaap_DomesticCountryMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_IncomeTaxAuthorityAxis=us-gaap_StateAndLocalJurisdictionMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_TaxCreditCarryforwardAxis=us-gaap_ResearchMember Namespace Prefix: Data Type: na Balance Type: Period Type: XML 106 R89.htm IDEA: XBRL DOCUMENT v3.6.0.2 Income Taxes - Reconciliation of Income Tax Rate (Detail) - USD ($) $ in Thousands 3 Months Ended 12 Months Ended Dec. 31, 2016 Sep. 30, 2016 Jun. 30, 2016 Mar. 31, 2016 Dec. 31, 2015 Sep. 30, 2015 Jun. 30, 2015 Mar. 31, 2015 Dec. 31, 2016 Dec. 31, 2015 Dec. 31, 2014 Effective Income Tax Rate Reconciliation, Amount Tax at federal statutory rate $ (51,072) $ (738) $ (10,711) State tax, net of federal tax benefit (1,028) 1,277 98 Stock-based compensation expense 3,509 549 5,040 Research and development tax credits (688) (1,068) 0 Change in valuation allowance 42,714 2,686 6,858 Change in unrecognized tax benefit 2,817 (62) 0 Other (480) 189 105 Income tax (benefit) expense $ (224) $ (209) $ (3,946) $ 151 $ 584 $ 1,233 $ 389 $ 627 $ (4,228) $ 2,833 $ 1,390 X - DefinitionAmount of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section 50 -Paragraph 9 -Subparagraph (a),(b) -URI http://asc.fasb.org/extlink&oid=65882285&loc=d3e32639-109319 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 235 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.4-08.(h)) -URI http://asc.fasb.org/extlink&oid=26873400&loc=d3e23780-122690 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Glossary Income Tax Expense (or Benefit) -URI http://asc.fasb.org/extlink&oid=6515339 + Details Name: us-gaap_IncomeTaxExpenseBenefit Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - ReferencesNo definition available. + Details Name: us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionAmount of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to increase (decrease) in the valuation allowance for deferred tax assets. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section 50 -Paragraph 12 -URI http://asc.fasb.org/extlink&oid=65882285&loc=d3e32687-109319 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section 50 -Paragraph 13 -URI http://asc.fasb.org/extlink&oid=65882285&loc=d3e32698-109319 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section 45 -Paragraph 20 -URI http://asc.fasb.org/extlink&oid=75116654&loc=d3e32123-109318 + Details Name: us-gaap_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionThe amount of income tax expense or benefit for the period computed by applying the domestic federal statutory tax rates to pretax income from continuing operations. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section 50 -Paragraph 12 -URI http://asc.fasb.org/extlink&oid=65882285&loc=d3e32687-109319 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 235 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.4-08(h)(2)) -URI http://asc.fasb.org/extlink&oid=26873400&loc=d3e23780-122690 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section 50 -Paragraph 13 -URI http://asc.fasb.org/extlink&oid=65882285&loc=d3e32698-109319 + Details Name: us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionAmount of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to nondeductible equity-based compensation costs. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section 50 -Paragraph 12 -URI http://asc.fasb.org/extlink&oid=65882285&loc=d3e32687-109319 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section 50 -Paragraph 13 -URI http://asc.fasb.org/extlink&oid=65882285&loc=d3e32698-109319 + Details Name: us-gaap_IncomeTaxReconciliationNondeductibleExpenseShareBasedCompensationCost Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionAmount of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to other adjustments. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section 50 -Paragraph 12 -URI http://asc.fasb.org/extlink&oid=65882285&loc=d3e32687-109319 + Details Name: us-gaap_IncomeTaxReconciliationOtherAdjustments Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionAmount of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to state and local income tax expense (benefit). + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section 50 -Paragraph 13 -URI http://asc.fasb.org/extlink&oid=65882285&loc=d3e32698-109319 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section 50 -Paragraph 12 -URI http://asc.fasb.org/extlink&oid=65882285&loc=d3e32687-109319 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 235 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.4-08(h)(2)) -URI http://asc.fasb.org/extlink&oid=26873400&loc=d3e23780-122690 + Details Name: us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionAmount of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to increase (decrease) in income tax contingencies. Including, but not limited to, domestic tax contingency, foreign tax contingency, state and local tax contingency, and other contingencies. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section 50 -Paragraph 12 -URI http://asc.fasb.org/extlink&oid=65882285&loc=d3e32687-109319 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section 50 -Paragraph 13 -URI http://asc.fasb.org/extlink&oid=65882285&loc=d3e32698-109319 + Details Name: us-gaap_IncomeTaxReconciliationTaxContingencies Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionAmount of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to tax credits. Including, but not limited to, research credit, foreign tax credit, investment tax credit, and other tax credits. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section 50 -Paragraph 12 -URI http://asc.fasb.org/extlink&oid=65882285&loc=d3e32687-109319 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section 50 -Paragraph 13 -URI http://asc.fasb.org/extlink&oid=65882285&loc=d3e32698-109319 + Details Name: us-gaap_IncomeTaxReconciliationTaxCredits Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration XML 107 R90.htm IDEA: XBRL DOCUMENT v3.6.0.2 Income Taxes - Deferred Tax Assets and Liabilities (Detail) - USD ($) $ in Thousands Dec. 31, 2016 Dec. 31, 2015 Deferred tax assets: Net operating loss carryforwards $ 47,451 $ 5,621 Stock-based compensation 26,838 19,696 Reserves and accruals 18,409 11,506 Goodwill 9,855 0 Intangible assets 3,978 2,693 Tax credit carryforwards 2,483 1,810 Other 82 697 Total deferred tax assets 109,096 42,023 Valuation allowance (75,308) (25,348) Deferred tax assets – net of valuation allowance 33,788 16,675 Deferred tax liabilities: Internally developed software (21,436) (11,353) Depreciation and amortization (5,907) (4,089) Servicing fees (6,445) (1,516) Goodwill 0 (3,163) Total deferred tax liabilities (33,788) (20,121) Deferred tax (liability) asset – net $ 0 $ (3,446) X - DefinitionDeferred Tax Assets, Goodwill + ReferencesNo definition available. + Details Name: lc_DeferredTaxAssetsGoodwill Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionDeferred Tax Assets, Intangible Assets + ReferencesNo definition available. + Details Name: lc_DeferredTaxAssetsIntangibleAssets Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionDeferred Tax Assets Share Based Compensation + ReferencesNo definition available. + Details Name: lc_DeferredTaxAssetsShareBasedCompensation Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionAmount of deferred tax liability attributable to taxable temporary differences. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 944 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.7-03(15)(b)(2)) -URI http://asc.fasb.org/extlink&oid=6879938&loc=d3e572229-122910 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03(15)(2)) -URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Glossary Deferred Tax Liability -URI http://asc.fasb.org/extlink&oid=6510232 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(26)(a)) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 Reference 5: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(26)(b)) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 Reference 6: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=65882285&loc=d3e32537-109319 + Details Name: us-gaap_DeferredIncomeTaxLiabilities Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: instant X - DefinitionAmount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences and carryforwards. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=65882285&loc=d3e32537-109319 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Glossary Deferred Tax Asset -URI http://asc.fasb.org/extlink&oid=6510090 + Details Name: us-gaap_DeferredTaxAssetsGross Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - ReferencesNo definition available. + Details Name: us-gaap_DeferredTaxAssetsGrossAbstract Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionAmount after allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences and carryforwards. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (b),(c) -URI http://asc.fasb.org/extlink&oid=65882285&loc=d3e32537-109319 + Details Name: us-gaap_DeferredTaxAssetsNet Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionAmount before allocation of valuation allowances of deferred tax asset attributable to deductible operating loss carryforwards. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section 25 -Paragraph 20 -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=68052875&loc=d3e28680-109314 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section 50 -Paragraph 6 -URI http://asc.fasb.org/extlink&oid=65882285&loc=d3e32621-109319 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section 50 -Paragraph 8 -URI http://asc.fasb.org/extlink&oid=65882285&loc=d3e32632-109319 + Details Name: us-gaap_DeferredTaxAssetsOperatingLossCarryforwards Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionAmount, before allocation of valuation allowance, of deferred tax asset attributable to deductible temporary differences, classified as other. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section 50 -Paragraph 6 -URI http://asc.fasb.org/extlink&oid=65882285&loc=d3e32621-109319 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section 50 -Paragraph 8 -URI http://asc.fasb.org/extlink&oid=65882285&loc=d3e32632-109319 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section 25 -Paragraph 20 -URI http://asc.fasb.org/extlink&oid=68052875&loc=d3e28680-109314 + Details Name: us-gaap_DeferredTaxAssetsOther Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionAmount, before allocation of a valuation allowances, of deferred tax assets attributable to deductible tax credit carryforwards including, but not limited to, research, foreign, general business, alternative minimum tax, and other deductible tax credit carryforwards. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section 50 -Paragraph 6 -URI http://asc.fasb.org/extlink&oid=65882285&loc=d3e32621-109319 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section 50 -Paragraph 3 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=65882285&loc=d3e32559-109319 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Glossary Carryforwards -URI http://asc.fasb.org/extlink&oid=6506874 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section 50 -Paragraph 8 -URI http://asc.fasb.org/extlink&oid=65882285&loc=d3e32632-109319 + Details Name: us-gaap_DeferredTaxAssetsTaxCreditCarryforwards Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionAmount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from reserves and accruals. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section 50 -Paragraph 6 -URI http://asc.fasb.org/extlink&oid=65882285&loc=d3e32621-109319 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section 50 -Paragraph 8 -URI http://asc.fasb.org/extlink&oid=65882285&loc=d3e32632-109319 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section 25 -Paragraph 20 -Subparagraph (d) -URI http://asc.fasb.org/extlink&oid=68052875&loc=d3e28680-109314 + Details Name: us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccruals Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionAmount of deferred tax assets for which it is more likely than not that a tax benefit will not be realized. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (c) -URI http://asc.fasb.org/extlink&oid=65882285&loc=d3e32537-109319 + Details Name: us-gaap_DeferredTaxAssetsValuationAllowance Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: instant X - DefinitionAmount, after deferred tax asset, of deferred tax liability attributable to taxable differences without jurisdictional netting. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section 45 -Paragraph 6 -URI http://asc.fasb.org/extlink&oid=75116654&loc=d3e31931-109318 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section 50 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=65882285&loc=d3e32537-109319 + Details Name: us-gaap_DeferredTaxLiabilities Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: instant X - ReferencesNo definition available. + Details Name: us-gaap_DeferredTaxLiabilitiesAbstract Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionAmount of deferred tax liability attributable to taxable temporary differences from capitalized software. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section 50 -Paragraph 8 -URI http://asc.fasb.org/extlink&oid=65882285&loc=d3e32632-109319 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section 50 -Paragraph 6 -URI http://asc.fasb.org/extlink&oid=65882285&loc=d3e32621-109319 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section 25 -Paragraph 20 -Subparagraph (d) -URI http://asc.fasb.org/extlink&oid=68052875&loc=d3e28680-109314 + Details Name: us-gaap_DeferredTaxLiabilitiesDeferredExpenseCapitalizedSoftware Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: instant X - DefinitionAmount of deferred tax liability attributable to taxable temporary differences from goodwill. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 805 -SubTopic 740 -Section 25 -Paragraph 9 -URI http://asc.fasb.org/extlink&oid=6912350&loc=d3e9979-128506 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section 25 -Paragraph 20 -URI http://asc.fasb.org/extlink&oid=68052875&loc=d3e28680-109314 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 805 -SubTopic 740 -Section 25 -Paragraph 8 -URI http://asc.fasb.org/extlink&oid=6912350&loc=d3e9972-128506 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section 50 -Paragraph 6 -URI http://asc.fasb.org/extlink&oid=65882285&loc=d3e32621-109319 Reference 5: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section 50 -Paragraph 8 -URI http://asc.fasb.org/extlink&oid=65882285&loc=d3e32632-109319 + Details Name: us-gaap_DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsGoodwill Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: instant X - DefinitionAmount of deferred tax liability attributable to taxable temporary differences from property, plant, and equipment. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section 50 -Paragraph 8 -URI http://asc.fasb.org/extlink&oid=65882285&loc=d3e32632-109319 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section 50 -Paragraph 6 -URI http://asc.fasb.org/extlink&oid=65882285&loc=d3e32621-109319 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section 25 -Paragraph 20 -URI http://asc.fasb.org/extlink&oid=68052875&loc=d3e28680-109314 + Details Name: us-gaap_DeferredTaxLiabilitiesPropertyPlantAndEquipment Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: instant X - DefinitionAmount of deferred tax liability attributable to taxable temporary differences from tax deferred revenue or income classified as other. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section 50 -Paragraph 8 -URI http://asc.fasb.org/extlink&oid=65882285&loc=d3e32632-109319 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section 25 -Paragraph 20 -URI http://asc.fasb.org/extlink&oid=68052875&loc=d3e28680-109314 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section 50 -Paragraph 6 -URI http://asc.fasb.org/extlink&oid=65882285&loc=d3e32621-109319 + Details Name: us-gaap_DeferredTaxLiabilitiesTaxDeferredIncome Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: instant XML 108 R91.htm IDEA: XBRL DOCUMENT v3.6.0.2 Income Taxes - Unrecognized Tax Benefit (Detail) - USD ($) $ in Thousands 12 Months Ended Dec. 31, 2016 Dec. 31, 2015 Dec. 31, 2014 Reconciliation of Unrecognized Tax Benefits, Excluding Amounts Pertaining to Examined Tax Returns [Roll Forward] Beginning balance $ 429 $ 491 $ 1,080 Gross increase (decrease) for tax positions related to prior years 677 (310) (589) Gross increase for tax positions related to the current year 2,140 248 0 Ending balance $ 3,246 $ 429 $ 491 X - DefinitionUnrecognized Tax Benefits, Increase (Decrease) Resulting from Prior Period Tax Positions + ReferencesNo definition available. + Details Name: lc_UnrecognizedTaxBenefitsIncreaseDecreaseResultingfromPriorPeriodTaxPositions Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionA roll forward is a reconciliation of a concept from the beginning of a period to the end of a period. + ReferencesNo definition available. + Details Name: us-gaap_ReconciliationOfUnrecognizedTaxBenefitsExcludingAmountsPertainingToExaminedTaxReturnsRollForward Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionAmount of unrecognized tax benefits. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section 50 -Paragraph 15A -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=65882285&loc=SL6600010-109319 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Glossary Unrecognized Tax Benefit -URI http://asc.fasb.org/extlink&oid=6527854 + Details Name: us-gaap_UnrecognizedTaxBenefits Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: instant X - DefinitionAmount of increase in unrecognized tax benefits resulting from tax positions that have been or will be taken in current period tax return. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section 50 -Paragraph 15A -Subparagraph (a)(2) -URI http://asc.fasb.org/extlink&oid=65882285&loc=SL6600010-109319 + Details Name: us-gaap_UnrecognizedTaxBenefitsIncreasesResultingFromCurrentPeriodTaxPositions Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration XML 109 R92.htm IDEA: XBRL DOCUMENT v3.6.0.2 Commitments and Contingencies - Additional Information (Detail) ft² in Thousands 1 Months Ended 4 Months Ended 12 Months Ended May 31, 2016 lawsuit Aug. 31, 2016 lawsuit Dec. 31, 2016 USD ($) ft² investor d lawsuit renewal_option Dec. 31, 2015 USD ($) Dec. 31, 2014 USD ($) Jan. 31, 2017 USD ($) Apr. 30, 2015 ft² Commitments and Contingencies [Line Items] Lease agreement renewal term 5 years Number of renewal terms | renewal_option 2 Rental expense $ 14,200,000 $ 7,400,000 $ 3,700,000 Sublease income 0 0 0 Minimum rental expense 11,900,000 6,000,000 $ 3,300,000 Security deposit made under lease agreement, cash 800,000 Security deposit made under lease agreement $ 4,700,000 Number of business days | d 2 Amount committed to purchase under the agreement $ 32,200,000 77,600,000 Repurchased obligations 46,700,000 37,000,000 Purchased to fulfill requirements 138,200,000 Loans purchased from direct marketing efforts 35,500,000 Purchased to support marketplace equilibrium 102,700,000 Loans on balance sheet 27,900,000 Loans held for sale $ 9,048,000 0 Number of investors | investor 3 Investor agreement - purchases $ 1,000,000 Investor agreement - principal 900,000 Deposits to secure loans $ 9,000,000 Credit support agreement, period 12 months Accrued reimbursement $ 2,529,000 0 Cash pledged/restricted 3,400,000 Maximum exposure $ 6,000,000 34,400,000 Number of claims filed | lawsuit 2 2 5 San Francisco Commitments and Contingencies [Line Items] Lease agreement, leased area (square feet) | ft² 169 112 Lease agreement expiration date Jun. 30, 2022 Lease agreement renewal term 5 years Westborough Commitments and Contingencies [Line Items] Lease agreement, leased area (square feet) | ft² 26 Lease agreement expiration date Jul. 31, 2021 Loans Held For Sale | Fair Value, Measurements, Recurring Commitments and Contingencies [Line Items] Loans held for sale $ 9,048,000 $ 0 Subsequent Event Commitments and Contingencies [Line Items] Unfunded Loan Commitments $ 0 X - DefinitionActual Cash Pledged And Restricted To Support Contingent Obligation1 + ReferencesNo definition available. + Details Name: lc_ActualCashPledgedAndRestrictedToSupportContingentObligation1 Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionCommitments and contingencies. + ReferencesNo definition available. + Details Name: lc_CommitmentsAndContingenciesLineItems Namespace Prefix: lc_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionAmount of contingent loan purchase commitment limit as of the reporting period. + ReferencesNo definition available. + Details Name: lc_ContingentLoanPurchaseCommitmentLimit Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: instant X - DefinitionCredit Loss Coverage Reserve + ReferencesNo definition available. + Details Name: lc_CreditLossCoverageReserve Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: instant X - DefinitionCredit Support Agreement, Period + ReferencesNo definition available. + Details Name: lc_CreditSupportAgreementPeriod Namespace Prefix: lc_ Data Type: xbrli:durationItemType Balance Type: na Period Type: duration X - DefinitionInvestor Loan Purchase Agreement, Number Of Investors + ReferencesNo definition available. + Details Name: lc_InvestorLoanPurchaseAgreementNumberOfInvestors Namespace Prefix: lc_ Data Type: xbrli:integerItemType Balance Type: na Period Type: duration X - DefinitionInvestor Loan Purchase Agreement, Principal + ReferencesNo definition available. + Details Name: lc_InvestorLoanPurchaseAgreementPrincipal Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionInvestor Loan Purchase Agreement, Purchases + ReferencesNo definition available. + Details Name: lc_InvestorLoanPurchaseAgreementPurchases Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionLessee Leasing Arrangements, Operating Leases, Number of Renewal Term + ReferencesNo definition available. + Details Name: lc_LesseeLeasingArrangementsOperatingLeasesNumberofRenewalTerm Namespace Prefix: lc_ Data Type: xbrli:integerItemType Balance Type: na Period Type: duration X - DefinitionLoan Purchase Commitment, Deposits in Period1 + ReferencesNo definition available. + Details Name: lc_LoanPurchaseCommitmentDepositsinPeriod1 Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionLoan Purchases To Support Market Equilibrium + ReferencesNo definition available. + Details Name: lc_LoanPurchasesToSupportMarketEquilibrium Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionLoan Repurchase Commitment, Purchases + ReferencesNo definition available. + Details Name: lc_LoanRepurchaseCommitmentPurchases Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionLoans Purchased Via Direct Marketing Efforts + ReferencesNo definition available. + Details Name: lc_LoansPurchasedViaDirectMarketingEfforts Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionNumber of business days loans facilitated through the Company’s marketplace are held by the issuing bank after origination. + ReferencesNo definition available. + Details Name: lc_NumberOfBusinessDaysLoanHeldByIssuingBank Namespace Prefix: lc_ Data Type: xbrli:integerItemType Balance Type: na Period Type: duration X - DefinitionRepurchased Loans + ReferencesNo definition available. + Details Name: lc_RepurchasedLoans Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionUnfunded Loan Commitments + ReferencesNo definition available. + Details Name: lc_UnfundedLoanCommitments Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: instant X - DefinitionUnfunded Loan Commitments, Purchases + ReferencesNo definition available. + Details Name: lc_UnfundedLoanCommitmentsPurchases Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionArea of a real estate property. + ReferencesNo definition available. + Details Name: us-gaap_AreaOfRealEstateProperty Namespace Prefix: us-gaap_ Data Type: num:areaItemType Balance Type: na Period Type: instant X - DefinitionDate which lease or group of leases is set to expire, in CCYY-MM-DD format. + ReferencesNo definition available. + Details Name: us-gaap_LeaseExpirationDate1 Namespace Prefix: us-gaap_ Data Type: xbrli:dateItemType Balance Type: na Period Type: duration X - DefinitionTerm of the lessee's leasing arrangement renewal, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days. + ReferencesNo definition available. + Details Name: us-gaap_LesseeLeasingArrangementsOperatingLeasesRenewalTerm Namespace Prefix: us-gaap_ Data Type: xbrli:durationItemType Balance Type: na Period Type: duration X - DefinitionThe total amount of the contingent obligation under letters of credit outstanding as of the reporting date. + ReferencesNo definition available. + Details Name: us-gaap_LettersOfCreditOutstandingAmount Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: instant X - DefinitionFair value portion of loans held-for-sale including, but not limited to, mortgage loans and finance receivables. + ReferencesNo definition available. + Details Name: us-gaap_LoansHeldForSaleFairValueDisclosure Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionThe total number of new claims filed pertaining to a loss contingency during the period. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 450 -SubTopic 20 -Section 50 -Paragraph 4 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=25496072&loc=d3e14435-108349 + Details Name: us-gaap_LossContingencyNewClaimsFiledNumber Namespace Prefix: us-gaap_ Data Type: xbrli:integerItemType Balance Type: na Period Type: duration X - DefinitionThe amount of revenue recognized for the period under subleasing arrangements. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 840 -SubTopic 20 -Section 55 -Paragraph 3 -URI http://asc.fasb.org/extlink&oid=6584307&loc=d3e41620-112719 + Details Name: us-gaap_OperatingLeasesIncomeStatementSubleaseRevenue Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionThis element represents the payments that the lessee is obligated to make or can be required to make in connection with a property under the terms of an agreement classified as an operating lease, excluding contingent rentals and a guarantee by the lessee of the lessor's debt and the lessee's obligation to pay (apart from the rental payments) executory costs such as insurance, maintenance, and taxes. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 840 -SubTopic 20 -Section 50 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=6453985&loc=d3e41499-112717 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 840 -SubTopic 10 -Section 25 -Paragraph 5 -URI http://asc.fasb.org/extlink&oid=7661868&loc=d3e34039-112682 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 840 -SubTopic 10 -Section 55 -Paragraph 40 -Subparagraph (Note 3) -URI http://asc.fasb.org/extlink&oid=6584154&loc=d3e38371-112697 + Details Name: us-gaap_OperatingLeasesRentExpenseMinimumRentals Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionRental expense for the reporting period incurred under operating leases, including minimum and any contingent rent expense, net of related sublease income. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 840 -SubTopic 20 -Section 50 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=6453985&loc=d3e41499-112717 + Details Name: us-gaap_OperatingLeasesRentExpenseNet Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionThe amount of an asset, typically cash, provided to a counterparty to provide certain assurance of performance by the entity pursuant to the terms of a written or oral agreement, such as a lease. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.8,17) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 + Details Name: us-gaap_SecurityDeposit Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionThe reporting entity's maximum amount of exposure to loss as a result of its involvement with the Variable Interest Entity (VIE). + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 810 -SubTopic 10 -Section 50 -Paragraph 4 -Subparagraph b -URI http://asc.fasb.org/extlink&oid=64801991&loc=d3e5728-111685 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 810 -SubTopic 10 -Section 50 -Paragraph 6 -Subparagraph (c) -URI http://asc.fasb.org/extlink&oid=64801991&loc=d3e5747-111685 + Details Name: us-gaap_VariableInterestEntityEntityMaximumLossExposureAmount Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: instant X - Details Name: us-gaap_StatementGeographicalAxis=lc_SanFranciscoMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_StatementGeographicalAxis=lc_WestboroughMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis=lc_LoansHeldForSaleMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_SubsequentEventTypeAxis=us-gaap_SubsequentEventMember Namespace Prefix: Data Type: na Balance Type: Period Type: XML 110 R93.htm IDEA: XBRL DOCUMENT v3.6.0.2 Commitments and Contingencies - Future Minimum Lease Payments (Detail) $ in Thousands Dec. 31, 2016 USD ($) Commitments and Contingencies Disclosure [Abstract] 2017 $ 15,092 2018 16,053 2019 15,621 2020 16,523 2021 16,778 Thereafter 40,423 Total $ 120,490 X - ReferencesNo definition available. + Details Name: us-gaap_CommitmentsAndContingenciesDisclosureAbstract Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionAmount of required minimum rental payments for leases having an initial or remaining non-cancelable letter-terms in excess of one year. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 840 -SubTopic 10 -Section 55 -Paragraph 40 -Subparagraph (Note 3) -URI http://asc.fasb.org/extlink&oid=6584154&loc=d3e38371-112697 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 840 -SubTopic 20 -Section 50 -Paragraph 2 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=6453985&loc=d3e41502-112717 + Details Name: us-gaap_OperatingLeasesFutureMinimumPaymentsDue Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: instant X - DefinitionAmount of required minimum rental payments for operating leases having an initial or remaining non-cancelable lease term in excess of one year due in the next fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 840 -SubTopic 10 -Section 55 -Paragraph 40 -Subparagraph (Note 3) -URI http://asc.fasb.org/extlink&oid=6584154&loc=d3e38371-112697 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 840 -SubTopic 20 -Section 50 -Paragraph 2 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=6453985&loc=d3e41502-112717 + Details Name: us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: instant X - DefinitionAmount of required minimum rental payments for operating leases having an initial or remaining non-cancelable lease term in excess of one year due in the fifth fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 840 -SubTopic 20 -Section 50 -Paragraph 2 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=6453985&loc=d3e41502-112717 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 840 -SubTopic 10 -Section 55 -Paragraph 40 -Subparagraph (Note 3) -URI http://asc.fasb.org/extlink&oid=6584154&loc=d3e38371-112697 + Details Name: us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: instant X - DefinitionAmount of required minimum rental payments for operating leases having an initial or remaining non-cancelable lease term in excess of one year due in the fourth fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 840 -SubTopic 20 -Section 50 -Paragraph 2 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=6453985&loc=d3e41502-112717 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 840 -SubTopic 10 -Section 55 -Paragraph 40 -Subparagraph (Note 3) -URI http://asc.fasb.org/extlink&oid=6584154&loc=d3e38371-112697 + Details Name: us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: instant X - DefinitionAmount of required minimum rental payments for operating leases having an initial or remaining non-cancelable lease term in excess of one year due in the third fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 840 -SubTopic 20 -Section 50 -Paragraph 2 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=6453985&loc=d3e41502-112717 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 840 -SubTopic 10 -Section 55 -Paragraph 40 -Subparagraph (Note 3) -URI http://asc.fasb.org/extlink&oid=6584154&loc=d3e38371-112697 + Details Name: us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: instant X - DefinitionAmount of required minimum rental payments for operating leases having an initial or remaining non-cancelable lease term in excess of one year due in the second fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 840 -SubTopic 10 -Section 55 -Paragraph 40 -Subparagraph (Note 3) -URI http://asc.fasb.org/extlink&oid=6584154&loc=d3e38371-112697 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 840 -SubTopic 20 -Section 50 -Paragraph 2 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=6453985&loc=d3e41502-112717 + Details Name: us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: instant X - DefinitionAmount of required minimum rental payments for operating leases having an initial or remaining non-cancelable lease term in excess of one year due after the fifth fiscal year following the latest fiscal year. Excludes interim and annual periods when interim periods are reported on a rolling approach, from latest balance sheet date. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 840 -SubTopic 10 -Section 55 -Paragraph 40 -Subparagraph (Note 3) -URI http://asc.fasb.org/extlink&oid=6584154&loc=d3e38371-112697 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 840 -SubTopic 20 -Section 50 -Paragraph 2 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=6453985&loc=d3e41502-112717 + Details Name: us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: instant XML 111 R94.htm IDEA: XBRL DOCUMENT v3.6.0.2 Segment Reporting - Additional Information (Detail) 12 Months Ended Dec. 31, 2016 segment Segment Segment Reporting [Abstract] Number of operating segments | Segment 1 Number of reportable segments | segment 1 X - DefinitionNumber of operating segments. An operating segment is a component of an enterprise: (a) that engages in business activities from which it may earn revenues and incur expenses (including revenues and expenses relating to transactions with other components of the same enterprise), (b) whose operating results are regularly reviewed by the enterprise's chief operating decision maker to make decisions about resources to be allocated to the segment and assess its performance, and (c) for which discrete financial information is available. An operating segment may engage in business activities for which it has yet to earn revenues, for example, start-up operations may be operating segments before earning revenues. + ReferencesNo definition available. + Details Name: us-gaap_NumberOfOperatingSegments Namespace Prefix: us-gaap_ Data Type: xbrli:integerItemType Balance Type: na Period Type: duration X - DefinitionNumber of segments reported by the entity. A reportable segment is a component of an entity for which there is an accounting requirement to report separate financial information on that component in the entity's financial statements. + ReferencesNo definition available. + Details Name: us-gaap_NumberOfReportableSegments Namespace Prefix: us-gaap_ Data Type: xbrli:integerItemType Balance Type: na Period Type: duration X - ReferencesNo definition available. + Details Name: us-gaap_SegmentReportingAbstract Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration XML 112 R95.htm IDEA: XBRL DOCUMENT v3.6.0.2 Related Party Transactions (Details) - USD ($) $ in Thousands 12 Months Ended Dec. 31, 2016 Jun. 30, 2016 Apr. 01, 2016 Dec. 31, 2015 Related Party Fund Related Party Transaction [Line Items] Ownership 15.00% Investment $ 10,100 $ 10,000 Chief Executive Officer | Related Party Fund Related Party Transaction [Line Items] Ownership 2.00% Director | Related Party Fund Related Party Transaction [Line Items] Ownership 10.00% Related Party Fund Related Party Transaction [Line Items] Purchased $ 256,700 The Company, CEO, and Director | Related Party Fund Related Party Transaction [Line Items] Ownership 29.00% The Company And A Director | Related Party Fund Related Party Transaction [Line Items] Ownership 27.00% Related Party Fund | Affiliated Entity Related Party Transaction [Line Items] Interest paid $ 8,600 Related Party Fund | Servicing Fees | Affiliated Entity Related Party Transaction [Line Items] Fees earned 1,700 Related Party Fund | Management Fees | Affiliated Entity Related Party Transaction [Line Items] Fees earned $ 81 X - DefinitionThe percentage of ownership of common stock or equity participation in the investee accounted for under the equity method of accounting. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 323 -SubTopic 10 -Section 50 -Paragraph 3 -Subparagraph (a)(1) -URI http://asc.fasb.org/extlink&oid=66011266&loc=d3e33918-111571 + Details Name: us-gaap_EquityMethodInvestmentOwnershipPercentage Namespace Prefix: us-gaap_ Data Type: num:percentItemType Balance Type: na Period Type: instant X - DefinitionThis item represents the carrying amount on the entity's balance sheet of its investment in common stock of an equity method investee. This is not an indicator of the fair value of the investment, rather it is the initial cost adjusted for the entity's share of earnings and losses of the investee, adjusted for any distributions (dividends) and other than temporary impairment (OTTI) losses recognized. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 323 -SubTopic 10 -Section 45 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=66022249&loc=d3e33749-111570 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.12) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 + Details Name: us-gaap_EquityMethodInvestments Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionAmount of interest expense incurred on a debt or other obligation to related party. + ReferencesNo definition available. + Details Name: us-gaap_InterestExpenseRelatedParty Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionAmount before allowance of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 45 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=65884687&loc=d3e4428-111522 + Details Name: us-gaap_LoansAndLeasesReceivableGrossCarryingAmount Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionLine items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table. + ReferencesNo definition available. + Details Name: us-gaap_RelatedPartyTransactionLineItems Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionAmount of revenue, fees and commissions earned from transactions between (a) a parent company and its subsidiaries; (b) subsidiaries of a common parent; (c) an entity and trusts for the benefit of employees, for example, but not limited to, pension and profit-sharing trusts that are managed by or under the trusteeship of the entity's management; (d) an entity and its principal, owners, management, or members of their immediate families; and (e) affiliates. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 225 -SubTopic 10 -Section S99 -Paragraph 2 -Subparagraph (SX 210.5-03.1(e)) -URI http://asc.fasb.org/extlink&oid=63488584&loc=d3e20235-122688 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Glossary Related Parties -URI http://asc.fasb.org/extlink&oid=16382449 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 946 -SubTopic 225 -Section S99 -Paragraph 1 -Subparagraph (SX 210.6-07.1(c)) -URI http://asc.fasb.org/extlink&oid=6488393&loc=d3e606610-122999 + Details Name: us-gaap_RevenueFromRelatedParties Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - Details Name: us-gaap_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis=lc_RelatedPartyFundMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_RelatedPartyTransactionsByRelatedPartyAxis=us-gaap_ChiefExecutiveOfficerMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_RelatedPartyTransactionsByRelatedPartyAxis=us-gaap_DirectorMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: dei_LegalEntityAxis=lc_RelatedPartyFundMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: dei_LegalEntityAxis=lc_TheCompanyCEOandDirectorMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: dei_LegalEntityAxis=lc_TheCompanyAndADirectorMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_CounterpartyNameAxis=lc_RelatedPartyFundMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_RelatedPartyTransactionsByRelatedPartyAxis=us-gaap_AffiliatedEntityMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_RelatedPartyTransactionAxis=lc_ServicingFeesMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_RelatedPartyTransactionAxis=lc_ManagementFeesMember Namespace Prefix: Data Type: na Balance Type: Period Type: XML 113 R96.htm IDEA: XBRL DOCUMENT v3.6.0.2 Springstone Acquisition - Additional Information (Detail) - USD ($) $ in Thousands 8 Months Ended 12 Months Ended Apr. 17, 2014 Dec. 31, 2014 Dec. 31, 2016 Dec. 31, 2015 Dec. 31, 2014 Business Acquisition [Line Items] Business acquisition, amount of cash paid $ 0 $ 0 $ 109,464 Issuance of Series F convertible preferred stock for the acquisition of Springstone 2,762 Acquisition related costs reported in general and administrative expense $ 2,300 Springstone Business Acquisition [Line Items] Business acquisition, date of acquisition Apr. 17, 2014 Business acquisition, name of acquired entity Springstone Business acquisition, purchase price of acquired entity $ 111,800 Business acquisition, amount of cash paid 109,000 Business acquisition, consideration placed in third party escrow to secure retention of key employees 25,600 Cash consideration held in escrow subject to vesting condition $ 3,500 Requisite service period 3 years Vesting period for compensation arrangement 3 years Business acquisition, cash placed in third party escrow to secure indemnification obligations $ 19,000 Indemnification escrow holding period 15 months Transactions costs paid $ 2,400 Revenue $ 15,300 Springstone | Series F Convertible Preferred Stock Business Acquisition [Line Items] Issuance of Series F convertible preferred stock for the acquisition of Springstone 2,800 Business acquisition, value of shares placed in third party escrow to secure retention of key employees $ 22,100 $ 22,100 Vesting period for compensation arrangement 3 years X - DefinitionBusiness Acquisition Cost Of Acquired Entity Cash Deposited In Escrow During Period + ReferencesNo definition available. + Details Name: lc_BusinessAcquisitionCostOfAcquiredEntityCashDepositedInEscrowDuringPeriod Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: instant X - DefinitionBusiness Acquisition Escrow Holding Period + ReferencesNo definition available. + Details Name: lc_BusinessAcquisitionEscrowHoldingPeriod Namespace Prefix: lc_ Data Type: xbrli:durationItemType Balance Type: na Period Type: duration X - DefinitionBusiness Acquisition Purchase Price Amount Held In Escrow To Secure Indemnification Obligations + ReferencesNo definition available. + Details Name: lc_BusinessAcquisitionPurchasePriceAmountHeldInEscrowToSecureIndemnificationObligations Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionBusiness Acquisition Purchase Price Amount Held In Escrow To Secure Retention of Key Employees + ReferencesNo definition available. + Details Name: lc_BusinessAcquisitionPurchasePriceAmountHeldInEscrowToSecureRetentionOfKeyEmployees Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionBusiness Acquisition Purchase Price Value of Shares Held In Escrow To Secure Retention of Key Employees + ReferencesNo definition available. + Details Name: lc_BusinessAcquisitionPurchasePriceValueOfSharesHeldInEscrowToSecureRetentionOfKeyEmployees Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionAmount of direct costs of the business combination including legal, accounting, and other costs incurred to consummate the business acquisition. + ReferencesNo definition available. + Details Name: us-gaap_BusinessAcquisitionCostOfAcquiredEntityTransactionCosts Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionDate when the acquirer obtains control of the acquiree, in CCYY-MM-DD format. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 805 -SubTopic 10 -Section 25 -Paragraph 6 -URI http://asc.fasb.org/extlink&oid=73531572&loc=d3e845-128460 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Glossary Acquisition Date -URI http://asc.fasb.org/extlink&oid=6919109 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 805 -SubTopic 10 -Section 25 -Paragraph 7 -URI http://asc.fasb.org/extlink&oid=73531572&loc=d3e848-128460 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 805 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=65885119&loc=d3e1392-128463 + Details Name: us-gaap_BusinessAcquisitionEffectiveDateOfAcquisition1 Namespace Prefix: us-gaap_ Data Type: xbrli:dateItemType Balance Type: na Period Type: duration X - DefinitionLine items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table. + ReferencesNo definition available. + Details Name: us-gaap_BusinessAcquisitionLineItems Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionName of the acquired entity. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 805 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=65885119&loc=d3e1392-128463 + Details Name: us-gaap_BusinessAcquisitionNameOfAcquiredEntity Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionThis element represents acquisition-related costs incurred to effect a business combination which costs have been expensed during the period. Such costs include finder's fees; advisory, legal, accounting, valuation, and other professional or consulting fees; general administrative costs, including the costs of maintaining an internal acquisitions department; and may include costs of registering and issuing debt and equity securities. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 805 -SubTopic 10 -Section 25 -Paragraph 23 -URI http://asc.fasb.org/extlink&oid=73531572&loc=d3e1043-128460 + Details Name: us-gaap_BusinessCombinationAcquisitionRelatedCosts Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionAmount of consideration transferred, consisting of acquisition-date fair value of assets transferred by the acquirer, liabilities incurred by the acquirer, and equity interest issued by the acquirer. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 805 -SubTopic 30 -Section 30 -Paragraph 7 -URI http://asc.fasb.org/extlink&oid=6911251&loc=d3e6578-128477 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 805 -SubTopic 30 -Section 50 -Paragraph 1 -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=35744584&loc=d3e6927-128479 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 805 -SubTopic 30 -Section 30 -Paragraph 8 -URI http://asc.fasb.org/extlink&oid=6911251&loc=d3e6613-128477 + Details Name: us-gaap_BusinessCombinationConsiderationTransferred1 Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionThis element represents the amount of revenue of the acquiree since the acquisition date included in the consolidated income statement for the reporting period. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 805 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (h)(1) -URI http://asc.fasb.org/extlink&oid=65885119&loc=d3e1392-128463 + Details Name: us-gaap_BusinessCombinationProFormaInformationRevenueOfAcquireeSinceAcquisitionDateActual Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionThe cash outflow associated with the acquisition of a business, net of the cash acquired from the purchase. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 13 -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=66902209&loc=d3e3213-108585 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Glossary Investing Activities -URI http://asc.fasb.org/extlink&oid=6516133 + Details Name: us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionEstimated period over which an employee is required to provide service in exchange for the equity-based payment award, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 718 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (a)(1) -URI http://asc.fasb.org/extlink&oid=6415400&loc=d3e5070-113901 + Details Name: us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardRequisiteServicePeriod1 Namespace Prefix: us-gaap_ Data Type: xbrli:durationItemType Balance Type: na Period Type: duration X - DefinitionPeriod which an employee's right to exercise an award is no longer contingent on satisfaction of either a service condition, market condition or a performance condition, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 718 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (a)(1) -URI http://asc.fasb.org/extlink&oid=6415400&loc=d3e5070-113901 + Details Name: us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1 Namespace Prefix: us-gaap_ Data Type: xbrli:durationItemType Balance Type: na Period Type: duration X - DefinitionValue of stock issued pursuant to acquisitions during the period. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 505 -SubTopic 10 -Section 50 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=6928386&loc=d3e21463-112644 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 505 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.3-04) -URI http://asc.fasb.org/extlink&oid=27012166&loc=d3e187085-122770 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.29-31) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 + Details Name: us-gaap_StockIssuedDuringPeriodValueAcquisitions Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - Details Name: us-gaap_BusinessAcquisitionAxis=lc_SpringstoneFinancialLlcMember Namespace Prefix: Data Type: na Balance Type: Period Type: X - Details Name: us-gaap_StatementClassOfStockAxis=us-gaap_SeriesFPreferredStockMember Namespace Prefix: Data Type: na Balance Type: Period Type: XML 114 R97.htm IDEA: XBRL DOCUMENT v3.6.0.2 Springstone Acquisition - Preliminary Purchase Price Allocation (Detail) - USD ($) $ in Thousands Dec. 31, 2016 Dec. 31, 2015 Dec. 31, 2014 Apr. 17, 2014 Assets: Goodwill $ 35,633 $ 72,683 $ 72,592 Springstone Assets: Cash $ 2,256 Restricted cash 1,581 Property, equipment and software 366 Other assets 599 Identified intangible assets 40,200 Goodwill 72,592 Liabilities: Accounts payable 239 Accrued expenses and other liabilities 5,536 Total purchase consideration $ 111,819 X - DefinitionBusiness Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Restricted Cash + ReferencesNo definition available. + Details Name: lc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedRestrictedCash Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - ReferencesNo definition available. + Details Name: us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssetsAbstract Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionAmount of currency on hand as well as demand deposits with banks or financial institutions, acquired at the acquisition date. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 805 -SubTopic 20 -Section 50 -Paragraph 1 -Subparagraph (c) -URI http://asc.fasb.org/extlink&oid=73530397&loc=d3e4845-128472 + Details Name: us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCashAndEquivalents Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionAmount of other assets expected to be realized or consumed before one year or the normal operating cycle, if longer, acquired at the acquisition date. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 805 -SubTopic 20 -Section 50 -Paragraph 1 -Subparagraph (c) -URI http://asc.fasb.org/extlink&oid=73530397&loc=d3e4845-128472 + Details Name: us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCurrentAssetsOther Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionAmount of liabilities incurred for goods and services received that are used in an entity's business and related party payables, assumed at the acquisition date. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 805 -SubTopic 20 -Section 50 -Paragraph 1 -Subparagraph (c) -URI http://asc.fasb.org/extlink&oid=73530397&loc=d3e4845-128472 + Details Name: us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCurrentLiabilitiesAccountsPayable Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: instant X - DefinitionAmount of other liabilities due within one year or within the normal operating cycle, if longer, assumed at the acquisition date. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 805 -SubTopic 20 -Section 50 -Paragraph 1 -Subparagraph (c) -URI http://asc.fasb.org/extlink&oid=73530397&loc=d3e4845-128472 + Details Name: us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCurrentLiabilitiesOther Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: instant X - DefinitionAmount of intangible assets, excluding goodwill, acquired at the acquisition date. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 805 -SubTopic 20 -Section 50 -Paragraph 1 -Subparagraph (c) -URI http://asc.fasb.org/extlink&oid=73530397&loc=d3e4845-128472 + Details Name: us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedIntangibleAssetsOtherThanGoodwill Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - ReferencesNo definition available. + Details Name: us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilitiesAbstract Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionThe amount of property, plant, and equipment recognized as of the acquisition date. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 805 -SubTopic 20 -Section 50 -Paragraph 1 -Subparagraph (c) -URI http://asc.fasb.org/extlink&oid=73530397&loc=d3e4845-128472 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 805 -SubTopic 10 -Section 55 -Paragraph 37 -URI http://asc.fasb.org/extlink&oid=73531372&loc=d3e2207-128464 + Details Name: us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedPropertyPlantAndEquipment Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionAmount recognized for assets, including goodwill, in excess of (less than) the aggregate liabilities assumed. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 805 -SubTopic 20 -Section 50 -Paragraph 1 -Subparagraph (c) -URI http://asc.fasb.org/extlink&oid=73530397&loc=d3e4845-128472 + Details Name: us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredGoodwillAndLiabilitiesAssumedNet Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - DefinitionAmount after accumulated impairment loss of an asset representing future economic benefits arising from other assets acquired in a business combination that are not individually identified and separately recognized. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 350 -SubTopic 20 -Section 50 -Paragraph 1 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=35741047&loc=d3e13816-109267 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 350 -SubTopic 20 -Section 45 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=6388280&loc=d3e13770-109266 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 350 -SubTopic 20 -Section 45 -Paragraph 5 -URI http://asc.fasb.org/extlink&oid=64834752&loc=SL49117168-202975 + Details Name: us-gaap_Goodwill Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: instant X - Details Name: us-gaap_BusinessAcquisitionAxis=lc_SpringstoneFinancialLlcMember Namespace Prefix: Data Type: na Balance Type: Period Type: XML 115 R98.htm IDEA: XBRL DOCUMENT v3.6.0.2 Springstone Acquisition - Summary of Pro Forma Financial Information (Detail) - Springstone - USD ($) $ / shares in Units, $ in Thousands 12 Months Ended Dec. 31, 2014 Dec. 31, 2013 Business Acquisition, Pro Forma Information, Nonrecurring Adjustment [Line Items] Total net revenue $ 219,174 $ 113,040 Net loss $ (33,796) $ (17,592) Basic net loss per share attributable to common stockholders ($ per share) $ (0.45) $ (0.34) Diluted net loss per share attributable to common stockholders ($ per share) $ (0.45) $ (0.34) One-time acquisition-related costs and compensation expenses adjustments $ 8,600 X - DefinitionThis element represents the acquisition-related costs and compensation adjustments to the proforma information. + ReferencesNo definition available. + Details Name: lc_BusinessAcquisitionProformaAcquisitionRelatedCostsAndCompensationAdjustments Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionThe pro forma basic net income per share for a period as if the business combination or combinations had been completed at the beginning of a period. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 805 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (h)(2)-(3) -URI http://asc.fasb.org/extlink&oid=65885119&loc=d3e1392-128463 + Details Name: us-gaap_BusinessAcquisitionProFormaEarningsPerShareBasic Namespace Prefix: us-gaap_ Data Type: num:perShareItemType Balance Type: na Period Type: duration X - DefinitionThe pro forma diluted net income per share for a period as if the business combination or combinations had been completed at the beginning of a period. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 805 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (h)(2)-(3) -URI http://asc.fasb.org/extlink&oid=65885119&loc=d3e1392-128463 + Details Name: us-gaap_BusinessAcquisitionProFormaEarningsPerShareDiluted Namespace Prefix: us-gaap_ Data Type: num:perShareItemType Balance Type: na Period Type: duration X - DefinitionLine items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table. + ReferencesNo definition available. + Details Name: us-gaap_BusinessAcquisitionProFormaInformationNonrecurringAdjustmentLineItems Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionThe pro forma net Income or Loss for the period as if the business combination or combinations had been completed at the beginning of a period. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 805 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (h)(2)-(3) -URI http://asc.fasb.org/extlink&oid=65885119&loc=d3e1392-128463 + Details Name: us-gaap_BusinessAcquisitionsProFormaNetIncomeLoss Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionThe pro forma revenue for a period as if the business combination or combinations had been completed at the beginning of the period. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 805 -SubTopic 10 -Section 50 -Paragraph 2 -Subparagraph (h)(2)-(3) -URI http://asc.fasb.org/extlink&oid=65885119&loc=d3e1392-128463 + Details Name: us-gaap_BusinessAcquisitionsProFormaRevenue Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - Details Name: us-gaap_BusinessAcquisitionAxis=lc_SpringstoneFinancialLlcMember Namespace Prefix: Data Type: na Balance Type: Period Type: XML 116 R99.htm IDEA: XBRL DOCUMENT v3.6.0.2 Quarterly Results of Operations (Unaudited) (Details) - USD ($) 3 Months Ended 12 Months Ended Dec. 31, 2016 Sep. 30, 2016 Jun. 30, 2016 Mar. 31, 2016 Dec. 31, 2015 Sep. 30, 2015 Jun. 30, 2015 Mar. 31, 2015 Dec. 31, 2016 Dec. 31, 2015 Dec. 31, 2014 Quarterly Financial Information Disclosure [Abstract] Transaction fees $ 101,568,000 $ 100,813,000 $ 96,605,000 $ 124,508,000 $ 114,955,000 $ 100,420,000 $ 85,651,000 $ 72,482,000 $ 423,494,000 $ 373,508,000 $ 197,124,000 Servicing fees 22,951,000 16,513,000 11,603,000 16,942,000 11,941,000 8,999,000 6,479,000 5,392,000 68,009,000 32,811,000 11,534,000 Management fees 3,076,000 1,964,000 3,053,000 3,545,000 3,313,000 2,900,000 2,548,000 2,215,000 11,638,000 10,976,000 5,957,000 Other revenue (expense) 1,607,000 (6,681,000) (8,870,000) 6,270,000 4,262,000 2,743,000 1,441,000 956,000 (7,674,000) 9,402,000 (1,203,000) Total net operating revenue 129,202,000 112,609,000 102,391,000 151,265,000 134,471,000 115,062,000 96,119,000 81,045,000 495,467,000 426,697,000 213,412,000 Net interest income and other adjustments 1,320,000 1,947,000 1,049,000 1,029,000 1,047,000 1,214,000 798,000 187,000 5,345,000 3,246,000 (2,284,000) Total net revenue 130,522,000 114,556,000 103,440,000 152,294,000 135,518,000 116,276,000 96,917,000 81,232,000 500,812,000 429,943,000 211,128,000 Sales and marketing 55,457,000 44,901,000 49,737,000 66,575,000 53,537,000 44,018,000 39,501,000 34,470,000 216,670,000 171,526,000 85,652,000 Origination and servicing 18,296,000 16,332,000 20,934,000 19,198,000 17,696,000 16,732,000 14,706,000 12,201,000 74,760,000 61,335,000 37,326,000 Engineering and product development 32,522,000 29,428,000 29,209,000 24,198,000 23,887,000 21,063,000 18,214,000 13,898,000 115,357,000 77,062,000 38,518,000 Other general and administrative 56,740,000 58,940,000 53,457,000 38,035,000 35,245,000 32,280,000 28,247,000 26,410,000 207,172,000 122,182,000 81,136,000 Goodwill impairment 0 1,650,000 35,400,000 0 37,050,000 0 0 Total operating expenses 163,015,000 151,251,000 188,737,000 148,006,000 130,365,000 114,093,000 100,668,000 86,979,000 651,009,000 432,105,000 242,632,000 Loss before income tax expense (32,493,000) (36,695,000) (85,297,000) 4,288,000 5,153,000 2,183,000 (3,751,000) (5,747,000) (150,197,000) (2,162,000) (31,504,000) Income tax (benefit) expense (224,000) (209,000) (3,946,000) 151,000 584,000 1,233,000 389,000 627,000 (4,228,000) 2,833,000 1,390,000 Net loss (32,269,000) (36,486,000) (81,351,000) 4,137,000 4,569,000 950,000 (4,140,000) (6,374,000) $ (145,969,000) $ (4,995,000) $ (32,894,000) Loan Originations $ 1,987,278,000 $ 1,972,034,000 $ 1,955,401,000 $ 2,750,033,000 $ 2,579,201,000 $ 2,235,647,000 $ 1,911,759,000 $ 1,635,090,000 Weighted-average common shares - Basic (shares) 395,877,053 391,453,316 382,893,402 380,266,636 378,631,340 375,982,120 372,841,945 371,959,312 387,762,072 374,872,118 75,573,742 Weighted-average common shares - Diluted (shares) 395,877,053 391,453,316 382,893,402 392,397,825 402,634,010 401,934,880 372,841,945 371,959,312 387,762,072 374,872,118 75,573,742 Net income (loss) per basic share ($ per share) $ (0.08) $ (0.09) $ (0.21) $ 0.01 $ 0.01 $ 0.00 $ (0.01) $ (0.02) $ (0.38) $ (0.01) $ (0.44) Net income (loss) per diluted share ($ per share) $ (0.08) $ (0.09) $ (0.21) $ 0.01 $ 0.01 $ 0.00 $ (0.01) $ (0.02) $ (0.38) $ (0.01) $ (0.44) X - DefinitionLoan Originations + ReferencesNo definition available. + Details Name: lc_LoanOriginations Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionOrigination and Servicing Expense + ReferencesNo definition available. + Details Name: lc_OriginationAndServicingExpense Namespace Prefix: lc_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionThe amount of net income (loss) for the period per each share of common stock or unit outstanding during the reporting period. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 260 -SubTopic 10 -Section 50 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=6371337&loc=d3e3550-109257 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 260 -SubTopic 10 -Section 55 -Paragraph 52 -URI http://asc.fasb.org/extlink&oid=65016374&loc=d3e4984-109258 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 944 -SubTopic 225 -Section S99 -Paragraph 1 -Subparagraph (SX 210.7-04(19)) -URI http://asc.fasb.org/extlink&oid=6879464&loc=d3e573970-122913 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 260 -SubTopic 10 -Section 45 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=64863997&loc=d3e1252-109256 Reference 5: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 225 -SubTopic 10 -Section S99 -Paragraph 2 -Subparagraph (SX 210.5-03(21)) -URI http://asc.fasb.org/extlink&oid=63488584&loc=d3e20235-122688 Reference 6: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 225 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-04(23)) -URI http://asc.fasb.org/extlink&oid=6879574&loc=d3e536633-122882 + Details Name: us-gaap_EarningsPerShareBasic Namespace Prefix: us-gaap_ Data Type: num:perShareItemType Balance Type: na Period Type: duration X - DefinitionThe amount of net income (loss) for the period available to each share of common stock or common unit outstanding during the reporting period and to each share or unit that would have been outstanding assuming the issuance of common shares or units for all dilutive potential common shares or units outstanding during the reporting period. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 944 -SubTopic 225 -Section S99 -Paragraph 1 -Subparagraph (SX 210.7-04(19)) -URI http://asc.fasb.org/extlink&oid=6879464&loc=d3e573970-122913 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 260 -SubTopic 10 -Section 45 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=64863997&loc=d3e1252-109256 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 225 -SubTopic 10 -Section S99 -Paragraph 2 -Subparagraph (SX 210.5-03(21)) -URI http://asc.fasb.org/extlink&oid=63488584&loc=d3e20235-122688 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 225 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-04(23)) -URI http://asc.fasb.org/extlink&oid=6879574&loc=d3e536633-122882 + Details Name: us-gaap_EarningsPerShareDiluted Namespace Prefix: us-gaap_ Data Type: num:perShareItemType Balance Type: na Period Type: duration X - DefinitionAmount of fees and commissions from financial services and banking activities and correspondent clearing. Includes fees from depositor accounts, credit cards, merchant discounts, and fiduciary and trust activities, guarantee fees, investment advisory, management, and administrative fees, transfer agent fees, and insurance commissions. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 225 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-04.13) -URI http://asc.fasb.org/extlink&oid=6879574&loc=d3e536633-122882 + Details Name: us-gaap_FeesAndCommissions Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionThe aggregate total of expenses of managing and administering the affairs of an entity, including affiliates of the reporting entity, which are not directly or indirectly associated with the manufacture, sale or creation of a product or product line. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 225 -SubTopic 10 -Section S99 -Paragraph 2 -Subparagraph (SX 210.5-03.4) -URI http://asc.fasb.org/extlink&oid=63488584&loc=d3e20235-122688 + Details Name: us-gaap_GeneralAndAdministrativeExpense Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionAmount of loss from the write-down of an asset representing the future economic benefits arising from other assets acquired in a business combination that are not individually identified and separately recognized. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 350 -SubTopic 20 -Section 50 -Paragraph 2 -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=35741047&loc=d3e13854-109267 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 350 -SubTopic 20 -Section 45 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=6388280&loc=d3e13777-109266 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 28 -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=66902209&loc=d3e3602-108585 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 350 -SubTopic 20 -Section 50 -Paragraph 1 -Subparagraph (e) -URI http://asc.fasb.org/extlink&oid=35741047&loc=d3e13816-109267 + Details Name: us-gaap_GoodwillImpairmentLoss Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionAmount of income (loss) from continuing operations before deduction of income tax expense (benefit) and income (loss) attributable to noncontrolling interest, and addition of income (loss) from equity method investments. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 235 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.4-08.(h)(1)(i)) -URI http://asc.fasb.org/extlink&oid=26873400&loc=d3e23780-122690 + Details Name: us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionAmount of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section 50 -Paragraph 9 -Subparagraph (a),(b) -URI http://asc.fasb.org/extlink&oid=65882285&loc=d3e32639-109319 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 235 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.4-08.(h)) -URI http://asc.fasb.org/extlink&oid=26873400&loc=d3e23780-122690 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Glossary Income Tax Expense (or Benefit) -URI http://asc.fasb.org/extlink&oid=6515339 + Details Name: us-gaap_IncomeTaxExpenseBenefit Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionAmount of interest income or expense, including any amortization and accretion (as applicable) of discounts and premiums, including consideration of the provisions for loan, lease, credit, and other related losses. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 225 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-04.12) -URI http://asc.fasb.org/extlink&oid=6879574&loc=d3e536633-122882 + Details Name: us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionRevenue, comprised of base and incentive revenue derived from the management of joint ventures, managing third-party properties, or another entity's operations. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 225 -SubTopic 10 -Section S99 -Paragraph 2 -Subparagraph (SX 210.5-03.1(d)) -URI http://asc.fasb.org/extlink&oid=63488584&loc=d3e20235-122688 + Details Name: us-gaap_ManagementFeesRevenue Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionThe portion of profit or loss for the period, net of income taxes, which is attributable to the parent. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Glossary Net Income -URI http://asc.fasb.org/extlink&oid=51831255 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 28 -URI http://asc.fasb.org/extlink&oid=66902209&loc=d3e3602-108585 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 260 -SubTopic 10 -Section 50 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=6371337&loc=d3e3550-109257 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 225 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-04(22)) -URI http://asc.fasb.org/extlink&oid=6879574&loc=d3e536633-122882 Reference 5: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 944 -SubTopic 225 -Section S99 -Paragraph 1 -Subparagraph (SX 210.7-04(18)) -URI http://asc.fasb.org/extlink&oid=6879464&loc=d3e573970-122913 Reference 6: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Glossary Other Comprehensive Income -URI http://asc.fasb.org/extlink&oid=51831270 Reference 7: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 225 -SubTopic 10 -Section S99 -Paragraph 2 -Subparagraph (SX 210.5-03(20)) -URI http://asc.fasb.org/extlink&oid=63488584&loc=d3e20235-122688 + Details Name: us-gaap_NetIncomeLoss Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionThe total amount of noninterest income which may be derived from: (1) fees and commissions; (2) premiums earned; (3) insurance policy charges; (4) the sale or disposal of assets; and (5) other sources not otherwise specified. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 225 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-04.13) -URI http://asc.fasb.org/extlink&oid=6879574&loc=d3e536633-122882 + Details Name: us-gaap_NoninterestIncome Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionGenerally recurring costs associated with normal operations except for the portion of these expenses which can be clearly related to production and included in cost of sales or services. Includes selling, general and administrative expense. + ReferencesNo definition available. + Details Name: us-gaap_OperatingExpenses Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionThe net amount of other operating income and expenses, the components of which are not separately disclosed on the income statement, from items that are associated with the entity's normal revenue producing operations. + ReferencesNo definition available. + Details Name: us-gaap_OtherOperatingIncomeExpenseNet Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - ReferencesNo definition available. + Details Name: us-gaap_QuarterlyFinancialInformationDisclosureAbstract Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionThe aggregate costs incurred (1) in a planned search or critical investigation aimed at discovery of new knowledge with the hope that such knowledge will be useful in developing a new product or service, a new process or technique, or in bringing about a significant improvement to an existing product or process; or (2) to translate research findings or other knowledge into a plan or design for a new product or process or for a significant improvement to an existing product or process whether intended for sale or the entity's use, during the reporting period charged to research and development projects, including the costs of developing computer software up to the point in time of achieving technological feasibility, and costs allocated in accounting for a business combination to in-process projects deemed to have no alternative future use. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 730 -SubTopic 10 -Section 50 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=6420194&loc=d3e21568-108373 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 985 -SubTopic 20 -Section 50 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=6501960&loc=d3e128462-111756 + Details Name: us-gaap_ResearchAndDevelopmentExpense Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionAmount of revenue recognized from goods sold, services rendered, insurance premiums, or other activities that constitute an earning process. Includes, but is not limited to, investment and interest income before deduction of interest expense when recognized as a component of revenue, and sales and trading gain (loss). + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 225 -SubTopic 10 -Section S99 -Paragraph 2 -Subparagraph (SX 210.5-03.1) -URI http://asc.fasb.org/extlink&oid=63488584&loc=d3e20235-122688 + Details Name: us-gaap_Revenues Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionThe aggregate total amount of expenses directly related to the marketing or selling of products or services. + ReferencesNo definition available. + Details Name: us-gaap_SellingAndMarketingExpense Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration X - DefinitionAmount of revenue from servicing real estate mortgages, credit cards, and other financial assets held by others. Includes premiums received in lieu of regular servicing fees. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 225 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-04.13 (d)) -URI http://asc.fasb.org/extlink&oid=6879574&loc=d3e536633-122882 + Details Name: us-gaap_ServicingFeesNet Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionThe average number of shares or units issued and outstanding that are used in calculating diluted EPS or earnings per unit (EPU), determined based on the timing of issuance of shares or units in the period. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 260 -SubTopic 10 -Section 45 -Paragraph 16 -URI http://asc.fasb.org/extlink&oid=64863997&loc=d3e1505-109256 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 260 -SubTopic 10 -Section 50 -Paragraph 1 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=6371337&loc=d3e3550-109257 + Details Name: us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding Namespace Prefix: us-gaap_ Data Type: xbrli:sharesItemType Balance Type: na Period Type: duration X - DefinitionNumber of [basic] shares or units, after adjustment for contingently issuable shares or units and other shares or units not deemed outstanding, determined by relating the portion of time within a reporting period that common shares or units have been outstanding to the total time in that period. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 260 -SubTopic 10 -Section 50 -Paragraph 1 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=6371337&loc=d3e3550-109257 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 260 -SubTopic 10 -Section 45 -Paragraph 10 -URI http://asc.fasb.org/extlink&oid=64863997&loc=d3e1448-109256 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Glossary Weighted-Average Number of Common Shares Outstanding -URI http://asc.fasb.org/extlink&oid=6528421 + Details Name: us-gaap_WeightedAverageNumberOfSharesOutstandingBasic Namespace Prefix: us-gaap_ Data Type: xbrli:sharesItemType Balance Type: na Period Type: duration XML 117 R100.htm IDEA: XBRL DOCUMENT v3.6.0.2 Schedule II - Valuation and Qualifying Accounts - Valuation and Qualifying Accounts (Detail) - USD ($) $ in Thousands 12 Months Ended Dec. 31, 2016 Dec. 31, 2015 Dec. 31, 2014 Movement in Valuation Allowances and Reserves [Roll Forward] Balance at Beginning of Period $ 25,348 $ 26,788 $ 19,931 Charged to Expenses 50,577 0 6,857 Charged to Other Accounts 0 680 0 Deductions 617 2,120 0 Balance at End of Period $ 75,308 $ 25,348 $ 26,788 X - DefinitionA roll forward is a reconciliation of a concept from the beginning of a period to the end of a period. + ReferencesNo definition available. + Details Name: us-gaap_MovementInValuationAllowancesAndReservesRollForward Namespace Prefix: us-gaap_ Data Type: xbrli:stringItemType Balance Type: na Period Type: duration X - DefinitionTotal of allowances and reserves, the valuation and qualifying accounts that are either netted against the cost of an asset (in order to value it at its carrying value) or that reflect a liability established to represent expected future costs. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 235 -SubTopic 10 -Section S99 -Paragraph 4 -Subparagraph (SX 210.12-09) -URI http://asc.fasb.org/extlink&oid=26873400&loc=d3e24092-122690 + Details Name: us-gaap_ValuationAllowancesAndReservesBalance Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: instant X - DefinitionAmount of increase in the allowances and reserves, which consist of the valuation and qualifying accounts that are either netted against the cost of an asset or that reflect a liability established to represent expected future costs, from charges to costs and expenses. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 235 -SubTopic 10 -Section S99 -Paragraph 4 -Subparagraph (SX 210.12-09) -URI http://asc.fasb.org/extlink&oid=26873400&loc=d3e24092-122690 + Details Name: us-gaap_ValuationAllowancesAndReservesChargedToCostAndExpense Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionAmount of increase in the allowances and reserves, which consist of the valuation and qualifying accounts that are either netted against the cost of an asset or that reflect a liability established to represent expected future costs, from charges to accounts other than costs and expenses. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 235 -SubTopic 10 -Section S99 -Paragraph 4 -Subparagraph (SX 210.12-09) -URI http://asc.fasb.org/extlink&oid=26873400&loc=d3e24092-122690 + Details Name: us-gaap_ValuationAllowancesAndReservesChargedToOtherAccounts Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: credit Period Type: duration X - DefinitionTotal of the deductions in a given period to allowances and reserves, the valuation and qualifying accounts that are either netted against the cost of an asset (in order to value it at its carrying value) or that reflect a liability established to represent expected future costs, representing receivables written off as uncollectible and portions of the reserves utilized, respectively. + ReferencesReference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 235 -SubTopic 10 -Section S99 -Paragraph 4 -Subparagraph (SX 210.12-09) -URI http://asc.fasb.org/extlink&oid=26873400&loc=d3e24092-122690 + Details Name: us-gaap_ValuationAllowancesAndReservesDeductions Namespace Prefix: us-gaap_ Data Type: xbrli:monetaryItemType Balance Type: debit Period Type: duration EXCEL 118 Financial_Report.xlsx IDEA: XBRL DOCUMENT begin 644 Financial_Report.xlsx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end XML 119 Show.js IDEA: XBRL DOCUMENT /** * Rivet Software Inc. * * @copyright Copyright (c) 2006-2011 Rivet Software, Inc. All rights reserved. * Version 2.4.0.3 * */ var Show = {}; Show.LastAR = null, Show.hideAR = function(){ Show.LastAR.style.display = 'none'; }; Show.showAR = function ( link, id, win ){ if( Show.LastAR ){ Show.hideAR(); } var ref = link; do { ref = ref.nextSibling; } while (ref && ref.nodeName != 'TABLE'); if (!ref || ref.nodeName != 'TABLE') { var tmp = win ? win.document.getElementById(id) : document.getElementById(id); if( tmp ){ ref = tmp.cloneNode(true); ref.id = ''; link.parentNode.appendChild(ref); } } if( ref ){ ref.style.display = 'block'; Show.LastAR = ref; } }; Show.toggleNext = function( link ){ var ref = link; do{ ref = ref.nextSibling; }while( ref.nodeName != 'DIV' ); if( ref.style && ref.style.display && ref.style.display == 'none' ){ ref.style.display = 'block'; if( link.textContent ){ link.textContent = link.textContent.replace( '+', '-' ); }else{ link.innerText = link.innerText.replace( '+', '-' ); } }else{ ref.style.display = 'none'; if( link.textContent ){ link.textContent = link.textContent.replace( '-', '+' ); }else{ link.innerText = link.innerText.replace( '-', '+' ); } } }; XML 120 report.css IDEA: XBRL DOCUMENT /* Updated 2009-11-04 */ /* v2.2.0.24 */ /* DefRef Styles */ ..report table.authRefData{ background-color: #def; border: 2px solid #2F4497; font-size: 1em; position: absolute; } ..report table.authRefData a { display: block; font-weight: bold; } ..report table.authRefData p { margin-top: 0px; } ..report table.authRefData .hide { background-color: #2F4497; padding: 1px 3px 0px 0px; text-align: right; } ..report table.authRefData .hide a:hover { background-color: #2F4497; } ..report table.authRefData .body { height: 150px; overflow: auto; width: 400px; } ..report table.authRefData table{ font-size: 1em; } /* Report Styles */ ..pl a, .pl a:visited { color: black; text-decoration: none; } /* table */ ..report { background-color: white; border: 2px solid #acf; clear: both; color: black; font: normal 8pt Helvetica, Arial, san-serif; margin-bottom: 2em; } ..report hr { border: 1px solid #acf; } /* Top labels */ ..report th { background-color: #acf; color: black; font-weight: bold; text-align: center; } ..report th.void { background-color: transparent; color: #000000; font: bold 10pt Helvetica, Arial, san-serif; text-align: left; } ..report .pl { text-align: left; vertical-align: top; white-space: normal; width: 200px; white-space: normal; /* word-wrap: break-word; */ } ..report td.pl a.a { cursor: pointer; display: block; width: 200px; overflow: hidden; } ..report td.pl div.a { width: 200px; } ..report td.pl a:hover { background-color: #ffc; } /* Header rows... */ ..report tr.rh { background-color: #acf; color: black; font-weight: bold; } /* Calendars... */ ..report .rc { background-color: #f0f0f0; } /* Even rows... */ ..report .re, .report .reu { background-color: #def; } ..report .reu td { border-bottom: 1px solid black; } /* Odd rows... */ ..report .ro, .report .rou { background-color: white; } ..report .rou td { border-bottom: 1px solid black; } ..report .rou table td, .report .reu table td { border-bottom: 0px solid black; } /* styles for footnote marker */ ..report .fn { white-space: nowrap; } /* styles for numeric types */ ..report .num, .report .nump { text-align: right; white-space: nowrap; } ..report .nump { padding-left: 2em; } ..report .nump { padding: 0px 0.4em 0px 2em; } /* styles for text types */ ..report .text { text-align: left; white-space: normal; } ..report .text .big { margin-bottom: 1em; width: 17em; } ..report .text .more { display: none; } ..report .text .note { font-style: italic; font-weight: bold; } ..report .text .small { width: 10em; } ..report sup { font-style: italic; } ..report .outerFootnotes { font-size: 1em; } XML 122 FilingSummary.xml IDEA: XBRL DOCUMENT 3.6.0.2 html 332 581 1 false 100 0 false 14 false false R1.htm 0001000 - Document - Document and Entity Information Sheet http://www.lendingclub.com/role/DocumentAndEntityInformation Document and Entity Information Cover 1 false false R2.htm 1001000 - Statement - Consolidated Balance Sheets Sheet http://www.lendingclub.com/role/ConsolidatedBalanceSheets Consolidated Balance Sheets Statements 2 false false R3.htm 1001501 - Statement - Consolidated Balance Sheets (Parenthetical) Sheet http://www.lendingclub.com/role/ConsolidatedBalanceSheetsParenthetical Consolidated Balance Sheets (Parenthetical) Statements 3 false false R4.htm 1002000 - Statement - Consolidated Statements of Operations Sheet http://www.lendingclub.com/role/ConsolidatedStatementsOfOperations Consolidated Statements of Operations Statements 4 false false R5.htm 1003000 - Statement - Consolidated Statements of Comprehensive Income (Loss) Sheet http://www.lendingclub.com/role/ConsolidatedStatementsOfComprehensiveIncomeLoss Consolidated Statements of Comprehensive Income (Loss) Statements 5 false false R6.htm 1004000 - Statement - Consolidated Statements of Changes in Stockholders' Equity Sheet http://www.lendingclub.com/role/ConsolidatedStatementsOfChangesInStockholdersEquity Consolidated Statements of Changes in Stockholders' Equity Statements 6 false false R7.htm 1005000 - Statement - Consolidated Statements of Cash Flows Sheet http://www.lendingclub.com/role/ConsolidatedStatementsOfCashFlows Consolidated Statements of Cash Flows Statements 7 false false R8.htm 2101100 - Disclosure - Basis of Presentation Sheet http://www.lendingclub.com/role/BasisOfPresentation Basis of Presentation Notes 8 false false R9.htm 2102100 - Disclosure - Summary of Significant Accounting Policies Sheet http://www.lendingclub.com/role/SummaryOfSignificantAccountingPolicies Summary of Significant Accounting Policies Notes 9 false false R10.htm 2103100 - Disclosure - Net Loss Per Share Sheet http://www.lendingclub.com/role/NetLossPerShare Net Loss Per Share Notes 10 false false R11.htm 2104100 - Disclosure - Securities Available for Sale Sheet http://www.lendingclub.com/role/SecuritiesAvailableForSale Securities Available for Sale Notes 11 false false R12.htm 2105100 - Disclosure - Loans, Loans Held For Sale, Notes and Certificates and Loan Servicing Rights Notes http://www.lendingclub.com/role/LoansLoansHeldForSaleNotesAndCertificatesAndLoanServicingRights Loans, Loans Held For Sale, Notes and Certificates and Loan Servicing Rights Notes 12 false false R13.htm 2106100 - Disclosure - Fair Value of Assets and Liabilities Sheet http://www.lendingclub.com/role/FairValueOfAssetsAndLiabilities Fair Value of Assets and Liabilities Notes 13 false false R14.htm 2107100 - Disclosure - Property, Equipment and Software, Net Sheet http://www.lendingclub.com/role/PropertyEquipmentAndSoftwareNet Property, Equipment and Software, Net Notes 14 false false R15.htm 2108100 - Disclosure - Other Assets Sheet http://www.lendingclub.com/role/OtherAssets Other Assets Notes 15 false false R16.htm 2109100 - Disclosure - Intangible Assets and Goodwill Sheet http://www.lendingclub.com/role/IntangibleAssetsAndGoodwill Intangible Assets and Goodwill Notes 16 false false R17.htm 2110100 - Disclosure - Accrued Expenses and Other Liabilities Sheet http://www.lendingclub.com/role/AccruedExpensesAndOtherLiabilities Accrued Expenses and Other Liabilities Notes 17 false false R18.htm 2111100 - Disclosure - Accumulated Other Comprehensive Loss Sheet http://www.lendingclub.com/role/AccumulatedOtherComprehensiveLoss Accumulated Other Comprehensive Loss Notes 18 false false R19.htm 2112100 - Disclosure - Debt Sheet http://www.lendingclub.com/role/Debt Debt Notes 19 false false R20.htm 2113100 - Disclosure - Secured Borrowings Sheet http://www.lendingclub.com/role/SecuredBorrowings Secured Borrowings Notes 20 false false R21.htm 2114100 - Disclosure - Stockholders' Equity Sheet http://www.lendingclub.com/role/StockholdersEquity Stockholders' Equity Notes 21 false false R22.htm 2115100 - Disclosure - Employee Incentive and Retirement Plans Sheet http://www.lendingclub.com/role/EmployeeIncentiveAndRetirementPlans Employee Incentive and Retirement Plans Notes 22 false false R23.htm 2116100 - Disclosure - Income Taxes Sheet http://www.lendingclub.com/role/IncomeTaxes Income Taxes Notes 23 false false R24.htm 2117100 - Disclosure - Commitments and Contingencies Sheet http://www.lendingclub.com/role/CommitmentsAndContingencies Commitments and Contingencies Notes 24 false false R25.htm 2118100 - Disclosure - Segment Reporting Sheet http://www.lendingclub.com/role/SegmentReporting Segment Reporting Notes 25 false false R26.htm 2119100 - Disclosure - Related Party Transactions Sheet http://www.lendingclub.com/role/RelatedPartyTransactions Related Party Transactions Notes 26 false false R27.htm 2120100 - Disclosure - Springstone Acquisition Sheet http://www.lendingclub.com/role/SpringstoneAcquisition Springstone Acquisition Notes 27 false false R28.htm 2121100 - Disclosure - Subsequent Events Sheet http://www.lendingclub.com/role/SubsequentEvents Subsequent Events Notes 28 false false R29.htm 2122100 - Disclosure - Quarterly Results of Operations (Unaudited) Sheet http://www.lendingclub.com/role/QuarterlyResultsOfOperationsUnaudited Quarterly Results of Operations (Unaudited) Notes 29 false false R30.htm 2123100 - Schedule - Schedule II - Valuation and Qualifying Accounts Sheet http://www.lendingclub.com/role/ScheduleIiValuationAndQualifyingAccounts Schedule II - Valuation and Qualifying Accounts Uncategorized 30 false false R31.htm 2202201 - Disclosure - Summary of Significant Accounting Policies (Policies) Sheet http://www.lendingclub.com/role/SummaryOfSignificantAccountingPoliciesPolicies Summary of Significant Accounting Policies (Policies) Uncategorized 31 false false R32.htm 2303301 - Disclosure - Net Loss Per Share (Tables) Sheet http://www.lendingclub.com/role/NetLossPerShareTables Net Loss Per Share (Tables) Uncategorized 32 false false R33.htm 2304301 - Disclosure - Securities Available for Sale (Tables) Sheet http://www.lendingclub.com/role/SecuritiesAvailableForSaleTables Securities Available for Sale (Tables) Uncategorized 33 false false R34.htm 2305301 - Disclosure - Loans, Loans Held For Sale, Notes and Certificates and Loan Servicing Rights (Tables) Notes http://www.lendingclub.com/role/LoansLoansHeldForSaleNotesAndCertificatesAndLoanServicingRightsTables Loans, Loans Held For Sale, Notes and Certificates and Loan Servicing Rights (Tables) Uncategorized 34 false false R35.htm 2306301 - Disclosure - Fair Value of Assets and Liabilities (Tables) Sheet http://www.lendingclub.com/role/FairValueOfAssetsAndLiabilitiesTables Fair Value of Assets and Liabilities (Tables) Uncategorized 35 false false R36.htm 2307301 - Disclosure - Property, Equipment and Software, Net (Tables) Sheet http://www.lendingclub.com/role/PropertyEquipmentAndSoftwareNetTables Property, Equipment and Software, Net (Tables) Uncategorized 36 false false R37.htm 2308301 - Disclosure - Other Assets (Tables) Sheet http://www.lendingclub.com/role/OtherAssetsTables Other Assets (Tables) Uncategorized 37 false false R38.htm 2309301 - Disclosure - Intangible Assets and Goodwill (Tables) Sheet http://www.lendingclub.com/role/IntangibleAssetsAndGoodwillTables Intangible Assets and Goodwill (Tables) Uncategorized 38 false false R39.htm 2310301 - Disclosure - Accrued Expenses and Other Liabilities (Tables) Sheet http://www.lendingclub.com/role/AccruedExpensesAndOtherLiabilitiesTables Accrued Expenses and Other Liabilities (Tables) Uncategorized 39 false false R40.htm 2311301 - Disclosure - Accumulated Other Comprehensive Loss (Tables) Sheet http://www.lendingclub.com/role/AccumulatedOtherComprehensiveLossTables Accumulated Other Comprehensive Loss (Tables) Uncategorized 40 false false R41.htm 2314301 - Disclosure - Stockholders' Equity (Tables) Sheet http://www.lendingclub.com/role/StockholdersEquityTables Stockholders' Equity (Tables) Uncategorized 41 false false R42.htm 2315301 - Disclosure - Employee Incentive and Retirement Plans (Tables) Sheet http://www.lendingclub.com/role/EmployeeIncentiveAndRetirementPlansTables Employee Incentive and Retirement Plans (Tables) Uncategorized 42 false false R43.htm 2316301 - Disclosure - Income Taxes (Tables) Sheet http://www.lendingclub.com/role/IncomeTaxesTables Income Taxes (Tables) Uncategorized 43 false false R44.htm 2317301 - Disclosure - Commitments and Contingencies (Tables) Sheet http://www.lendingclub.com/role/CommitmentsAndContingenciesTables Commitments and Contingencies (Tables) Uncategorized 44 false false R45.htm 2320301 - Disclosure - Springstone Acquisition (Tables) Sheet http://www.lendingclub.com/role/SpringstoneAcquisitionTables Springstone Acquisition (Tables) Uncategorized 45 false false R46.htm 2322301 - Disclosure - Quarterly Results of Operations (Unaudited) (Tables) Sheet http://www.lendingclub.com/role/QuarterlyResultsOfOperationsUnauditedTables Quarterly Results of Operations (Unaudited) (Tables) Uncategorized 46 false false R47.htm 2401401 - Disclosure - Basis of Presentation (Detail) Sheet http://www.lendingclub.com/role/BasisOfPresentationDetail Basis of Presentation (Detail) Uncategorized 47 false false R48.htm 2402402 - Disclosure - Summary of Significant Accounting Policies (Detail) Sheet http://www.lendingclub.com/role/SummaryOfSignificantAccountingPoliciesDetail Summary of Significant Accounting Policies (Detail) Uncategorized 48 false false R49.htm 2403402 - Disclosure - Net Loss Per Share (Detail) Sheet http://www.lendingclub.com/role/NetLossPerShareDetail Net Loss Per Share (Detail) Uncategorized 49 false false R50.htm 2404402 - Disclosure - Securities Available for Sale - Amortized cost/fair value (Details) Sheet http://www.lendingclub.com/role/SecuritiesAvailableForSaleAmortizedCostFairValueDetails Securities Available for Sale - Amortized cost/fair value (Details) Uncategorized 50 false false R51.htm 2404403 - Disclosure - Securities Available for Sale - Unrealized losses (Details) Sheet http://www.lendingclub.com/role/SecuritiesAvailableForSaleUnrealizedLossesDetails Securities Available for Sale - Unrealized losses (Details) Uncategorized 51 false false R52.htm 2404404 - Disclosure - Securities Available for Sale - Maturities (Details) Sheet http://www.lendingclub.com/role/SecuritiesAvailableForSaleMaturitiesDetails Securities Available for Sale - Maturities (Details) Uncategorized 52 false false R53.htm 2404405 - Disclosure - Securities Available for Sale - Realized gains/losses (Details) Sheet http://www.lendingclub.com/role/SecuritiesAvailableForSaleRealizedGainsLossesDetails Securities Available for Sale - Realized gains/losses (Details) Uncategorized 53 false false R54.htm 2405402 - Disclosure - Loans, Loans Held For Sale, Notes and Certificates and Loan Servicing Rights - Fair value on a recurring basis (Detail) Notes http://www.lendingclub.com/role/LoansLoansHeldForSaleNotesAndCertificatesAndLoanServicingRightsFairValueOnRecurringBasisDetail Loans, Loans Held For Sale, Notes and Certificates and Loan Servicing Rights - Fair value on a recurring basis (Detail) Uncategorized 54 false false R55.htm 2405403 - Disclosure - Loans, Loans Held For Sale, Notes and Certificates and Loan Servicing Rights - Additional Information (Detail) Notes http://www.lendingclub.com/role/LoansLoansHeldForSaleNotesAndCertificatesAndLoanServicingRightsAdditionalInformationDetail Loans, Loans Held For Sale, Notes and Certificates and Loan Servicing Rights - Additional Information (Detail) Uncategorized 55 false false R56.htm 2405404 - Disclosure - Loans, Loans Held For Sale, Notes and Certificates and Loan Servicing Rights - Outstanding loans (Details) Notes http://www.lendingclub.com/role/LoansLoansHeldForSaleNotesAndCertificatesAndLoanServicingRightsOutstandingLoansDetails Loans, Loans Held For Sale, Notes and Certificates and Loan Servicing Rights - Outstanding loans (Details) Uncategorized 56 false false R57.htm 2406402 - Disclosure - Fair Value of Assets and Liabilities - Loans, Loan Servicing Rights, Related Notes and Certificates (Detail) Notes http://www.lendingclub.com/role/FairValueOfAssetsAndLiabilitiesLoansLoanServicingRightsRelatedNotesAndCertificatesDetail Fair Value of Assets and Liabilities - Loans, Loan Servicing Rights, Related Notes and Certificates (Detail) Uncategorized 57 false false R58.htm 2406403 - Disclosure - Fair Value of Assets and Liabilities - Quantitative Information about Significant Unobservable Inputs Used for Fair Value Measurements (Detail) Sheet http://www.lendingclub.com/role/FairValueOfAssetsAndLiabilitiesQuantitativeInformationAboutSignificantUnobservableInputsUsedForFairValueMeasurementsDetail Fair Value of Assets and Liabilities - Quantitative Information about Significant Unobservable Inputs Used for Fair Value Measurements (Detail) Uncategorized 58 false false R59.htm 2406404 - Disclosure - Fair Value of Assets and Liabilities - Additional Information about Loans, Notes and Certificates Measured at Fair Value on Recurring Basis (Detail) Notes http://www.lendingclub.com/role/FairValueOfAssetsAndLiabilitiesAdditionalInformationAboutLoansNotesAndCertificatesMeasuredAtFairValueOnRecurringBasisDetail Fair Value of Assets and Liabilities - Additional Information about Loans, Notes and Certificates Measured at Fair Value on Recurring Basis (Detail) Uncategorized 59 false false R60.htm 2406405 - Disclosure - Fair Value of Assets and Liabilities - Additional Information about Servicing Assets and Liabilities Measured at Fair Value on Recurring Basis (Detail) Sheet http://www.lendingclub.com/role/FairValueOfAssetsAndLiabilitiesAdditionalInformationAboutServicingAssetsAndLiabilitiesMeasuredAtFairValueOnRecurringBasisDetail Fair Value of Assets and Liabilities - Additional Information about Servicing Assets and Liabilities Measured at Fair Value on Recurring Basis (Detail) Uncategorized 60 false false R61.htm 2406406 - Disclosure - Fair Value of Assets and Liabilities - Trailing Fee Liability (Details) Sheet http://www.lendingclub.com/role/FairValueOfAssetsAndLiabilitiesTrailingFeeLiabilityDetails Fair Value of Assets and Liabilities - Trailing Fee Liability (Details) Uncategorized 61 false false R62.htm 2406407 - Disclosure - Fair Value of Assets and Liabilities - Additional Information about Servicing Assets and Liabilities Measured Using Different Market Servicing Rates and Different Prepayment (Detail) Sheet http://www.lendingclub.com/role/FairValueOfAssetsAndLiabilitiesAdditionalInformationAboutServicingAssetsAndLiabilitiesMeasuredUsingDifferentMarketServicingRatesAndDifferentPrepaymentDetail Fair Value of Assets and Liabilities - Additional Information about Servicing Assets and Liabilities Measured Using Different Market Servicing Rates and Different Prepayment (Detail) Uncategorized 62 false false R63.htm 2406408 - Disclosure - Fair Value of Assets and Liabilities - Not Measured at Fair Value (Details) Sheet http://www.lendingclub.com/role/FairValueOfAssetsAndLiabilitiesNotMeasuredAtFairValueDetails Fair Value of Assets and Liabilities - Not Measured at Fair Value (Details) Uncategorized 63 false false R64.htm 2407402 - Disclosure - Property, Equipment and Software, Net (Detail) Sheet http://www.lendingclub.com/role/PropertyEquipmentAndSoftwareNetDetail Property, Equipment and Software, Net (Detail) Uncategorized 64 false false R65.htm 2407403 - Disclosure - Property, Equipment and Software, Net - Additional Information (Detail) Sheet http://www.lendingclub.com/role/PropertyEquipmentAndSoftwareNetAdditionalInformationDetail Property, Equipment and Software, Net - Additional Information (Detail) Uncategorized 65 false false R66.htm 2408402 - Disclosure - Other Assets (Detail) Sheet http://www.lendingclub.com/role/OtherAssetsDetail Other Assets (Detail) Uncategorized 66 false false R67.htm 2409402 - Disclosure - Intangible Assets and Goodwill - Additional Information (Detail) Sheet http://www.lendingclub.com/role/IntangibleAssetsAndGoodwillAdditionalInformationDetail Intangible Assets and Goodwill - Additional Information (Detail) Uncategorized 67 false false R68.htm 2409403 - Disclosure - Intangible Assets and Goodwill - Schedule of Intangible Assets (Detail) Sheet http://www.lendingclub.com/role/IntangibleAssetsAndGoodwillScheduleOfIntangibleAssetsDetail Intangible Assets and Goodwill - Schedule of Intangible Assets (Detail) Uncategorized 68 false false R69.htm 2409404 - Disclosure - Intangible Assets and Goodwill - Schedule of Expected Future Amortization Expense for Intangible Assets (Detail) Sheet http://www.lendingclub.com/role/IntangibleAssetsAndGoodwillScheduleOfExpectedFutureAmortizationExpenseForIntangibleAssetsDetail Intangible Assets and Goodwill - Schedule of Expected Future Amortization Expense for Intangible Assets (Detail) Uncategorized 69 false false R70.htm 2409405 - Disclosure - Intangible Assets and Goodwill - Schedule of Goodwill (Detail) Sheet http://www.lendingclub.com/role/IntangibleAssetsAndGoodwillScheduleOfGoodwillDetail Intangible Assets and Goodwill - Schedule of Goodwill (Detail) Uncategorized 70 false false R71.htm 2410402 - Disclosure - Accrued Expenses and Other Liabilities (Detail) Sheet http://www.lendingclub.com/role/AccruedExpensesAndOtherLiabilitiesDetail Accrued Expenses and Other Liabilities (Detail) Uncategorized 71 false false R72.htm 2411402 - Disclosure - Accumulated Other Comprehensive Loss - Comprehensive income/loss (Details) Sheet http://www.lendingclub.com/role/AccumulatedOtherComprehensiveLossComprehensiveIncomeLossDetails Accumulated Other Comprehensive Loss - Comprehensive income/loss (Details) Uncategorized 72 false false R73.htm 2411403 - Disclosure - Accumulated Other Comprehensive Loss - Accumulated other comprehensive income/loss (Details) Sheet http://www.lendingclub.com/role/AccumulatedOtherComprehensiveLossAccumulatedOtherComprehensiveIncomeLossDetails Accumulated Other Comprehensive Loss - Accumulated other comprehensive income/loss (Details) Uncategorized 73 false false R74.htm 2412401 - Disclosure - Debt (Detail) Sheet http://www.lendingclub.com/role/DebtDetail Debt (Detail) Uncategorized 74 false false R75.htm 2413402 - Disclosure - Secured Borrowings (Details) Sheet http://www.lendingclub.com/role/SecuredBorrowingsDetails Secured Borrowings (Details) Uncategorized 75 false false R76.htm 2414402 - Disclosure - Stockholders' Equity - Additional Information (Detail) Sheet http://www.lendingclub.com/role/StockholdersEquityAdditionalInformationDetail Stockholders' Equity - Additional Information (Detail) Uncategorized 76 false false R77.htm 2414403 - Disclosure - Stockholders' Equity - Convertible Preferred Stock (Detail) Sheet http://www.lendingclub.com/role/StockholdersEquityConvertiblePreferredStockDetail Stockholders' Equity - Convertible Preferred Stock (Detail) Uncategorized 77 false false R78.htm 2414404 - Disclosure - Stockholders' Equity - Shares of Common Stock Reserved for Future Issuance (Detail) Sheet http://www.lendingclub.com/role/StockholdersEquitySharesOfCommonStockReservedForFutureIssuanceDetail Stockholders' Equity - Shares of Common Stock Reserved for Future Issuance (Detail) Uncategorized 78 false false R79.htm 2415402 - Disclosure - Employee Incentive and Retirement Plans - Additional Information (Detail) Sheet http://www.lendingclub.com/role/EmployeeIncentiveAndRetirementPlansAdditionalInformationDetail Employee Incentive and Retirement Plans - Additional Information (Detail) Uncategorized 79 false false R80.htm 2415403 - Disclosure - Employee Incentive and Retirement Plans - Total Stock-Based Compensation Expense (Detail) Sheet http://www.lendingclub.com/role/EmployeeIncentiveAndRetirementPlansTotalStockBasedCompensationExpenseDetail Employee Incentive and Retirement Plans - Total Stock-Based Compensation Expense (Detail) Uncategorized 80 false false R81.htm 2415404 - Disclosure - Employee Incentive and Retirement Plans - Stock-Based Compensation Expense Recorded in Consolidated Statement of Operations (Detail) Sheet http://www.lendingclub.com/role/EmployeeIncentiveAndRetirementPlansStockBasedCompensationExpenseRecordedInConsolidatedStatementOfOperationsDetail Employee Incentive and Retirement Plans - Stock-Based Compensation Expense Recorded in Consolidated Statement of Operations (Detail) Uncategorized 81 false false R82.htm 2415405 - Disclosure - Employee Incentive and Retirement Plans - Schedule of Options Activity (Detail) Sheet http://www.lendingclub.com/role/EmployeeIncentiveAndRetirementPlansScheduleOfOptionsActivityDetail Employee Incentive and Retirement Plans - Schedule of Options Activity (Detail) Uncategorized 82 false false R83.htm 2415406 - Disclosure - Employee Incentive and Retirement Plans - Black-Scholes Option Pricing Model to Estimate Fair Value of Stock Options Granted (Detail) Sheet http://www.lendingclub.com/role/EmployeeIncentiveAndRetirementPlansBlackScholesOptionPricingModelToEstimateFairValueOfStockOptionsGrantedDetail Employee Incentive and Retirement Plans - Black-Scholes Option Pricing Model to Estimate Fair Value of Stock Options Granted (Detail) Uncategorized 83 false false R84.htm 2415407 - Disclosure - Employee Incentive and Retirement Plans - RSUs (Details) Sheet http://www.lendingclub.com/role/EmployeeIncentiveAndRetirementPlansRsusDetails Employee Incentive and Retirement Plans - RSUs (Details) Uncategorized 84 false false R85.htm 2415408 - Disclosure - Employee Incentive and Retirement Plans - Black-Scholes Option Pricing Model to Estimate Fair Value of Stock Options Granted under ESPP (Detail) Sheet http://www.lendingclub.com/role/EmployeeIncentiveAndRetirementPlansBlackScholesOptionPricingModelToEstimateFairValueOfStockOptionsGrantedUnderEsppDetail Employee Incentive and Retirement Plans - Black-Scholes Option Pricing Model to Estimate Fair Value of Stock Options Granted under ESPP (Detail) Uncategorized 85 false false R86.htm 2415409 - Disclosure - Employee Incentive and Retirement Plans - Restructuring (Details) Sheet http://www.lendingclub.com/role/EmployeeIncentiveAndRetirementPlansRestructuringDetails Employee Incentive and Retirement Plans - Restructuring (Details) Uncategorized 86 false false R87.htm 2416402 - Disclosure - Income Taxes - Components of tax (Details) Sheet http://www.lendingclub.com/role/IncomeTaxesComponentsOfTaxDetails Income Taxes - Components of tax (Details) Uncategorized 87 false false R88.htm 2416403 - Disclosure - Income Taxes - Additional Information (Detail) Sheet http://www.lendingclub.com/role/IncomeTaxesAdditionalInformationDetail Income Taxes - Additional Information (Detail) Uncategorized 88 false false R89.htm 2416404 - Disclosure - Income Taxes - Reconciliation of Income Tax Rate (Detail) Sheet http://www.lendingclub.com/role/IncomeTaxesReconciliationOfIncomeTaxRateDetail Income Taxes - Reconciliation of Income Tax Rate (Detail) Uncategorized 89 false false R90.htm 2416405 - Disclosure - Income Taxes - Deferred Tax Assets and Liabilities (Detail) Sheet http://www.lendingclub.com/role/IncomeTaxesDeferredTaxAssetsAndLiabilitiesDetail Income Taxes - Deferred Tax Assets and Liabilities (Detail) Uncategorized 90 false false R91.htm 2416406 - Disclosure - Income Taxes - Unrecognized Tax Benefit (Detail) Sheet http://www.lendingclub.com/role/IncomeTaxesUnrecognizedTaxBenefitDetail Income Taxes - Unrecognized Tax Benefit (Detail) Uncategorized 91 false false R92.htm 2417402 - Disclosure - Commitments and Contingencies - Additional Information (Detail) Sheet http://www.lendingclub.com/role/CommitmentsAndContingenciesAdditionalInformationDetail Commitments and Contingencies - Additional Information (Detail) Uncategorized 92 false false R93.htm 2417403 - Disclosure - Commitments and Contingencies - Future Minimum Lease Payments (Detail) Sheet http://www.lendingclub.com/role/CommitmentsAndContingenciesFutureMinimumLeasePaymentsDetail Commitments and Contingencies - Future Minimum Lease Payments (Detail) Uncategorized 93 false false R94.htm 2418401 - Disclosure - Segment Reporting - Additional Information (Detail) Sheet http://www.lendingclub.com/role/SegmentReportingAdditionalInformationDetail Segment Reporting - Additional Information (Detail) Uncategorized 94 false false R95.htm 2419401 - Disclosure - Related Party Transactions (Details) Sheet http://www.lendingclub.com/role/RelatedPartyTransactionsDetails Related Party Transactions (Details) Uncategorized 95 false false R96.htm 2420402 - Disclosure - Springstone Acquisition - Additional Information (Detail) Sheet http://www.lendingclub.com/role/SpringstoneAcquisitionAdditionalInformationDetail Springstone Acquisition - Additional Information (Detail) Uncategorized 96 false false R97.htm 2420403 - Disclosure - Springstone Acquisition - Preliminary Purchase Price Allocation (Detail) Sheet http://www.lendingclub.com/role/SpringstoneAcquisitionPreliminaryPurchasePriceAllocationDetail Springstone Acquisition - Preliminary Purchase Price Allocation (Detail) Uncategorized 97 false false R98.htm 2420404 - Disclosure - Springstone Acquisition - Summary of Pro Forma Financial Information (Detail) Sheet http://www.lendingclub.com/role/SpringstoneAcquisitionSummaryOfProFormaFinancialInformationDetail Springstone Acquisition - Summary of Pro Forma Financial Information (Detail) Uncategorized 98 false false R99.htm 2422402 - Disclosure - Quarterly Results of Operations (Unaudited) (Details) Sheet http://www.lendingclub.com/role/QuarterlyResultsOfOperationsUnauditedDetails Quarterly Results of Operations (Unaudited) (Details) Uncategorized 99 false false R100.htm 2423401 - Schedule - Schedule II - Valuation and Qualifying Accounts - Valuation and Qualifying Accounts (Detail) Sheet http://www.lendingclub.com/role/ScheduleIiValuationAndQualifyingAccountsValuationAndQualifyingAccountsDetail Schedule II - Valuation and Qualifying Accounts - Valuation and Qualifying Accounts (Detail) Uncategorized 100 false false All Reports Book All Reports lc-20161231.xml lc-20161231.xsd lc-20161231_cal.xml lc-20161231_def.xml lc-20161231_lab.xml lc-20161231_pre.xml true true ZIP 124 0001409970-17-000255-xbrl.zip IDEA: XBRL DOCUMENT begin 644 0001409970-17-000255-xbrl.zip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�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�/;)W&P'*]9"NTE"]K2L/$&8L7SIV)17F_J)N5D MTOG,GBC?[,6/W4EI"QQ6UG0.JVY((&<21R2A=BW-5/%MU-$QFB>&4H;L/8"\MY[#E)$ F%9[,@ M$$HO T!Z$CQ*MDU3IR-YECUCP1//@H3R$GRV--V$?5.^G\:_R:)!,MA4'$-I M@2R&EO_;?\&=(TD?KLS"S[9QPYF8.1EHQEO+O)>T:T.\!!$&.F!+V\&7,U\> MQ)HY :58:Q"E%L^8/SF>MX.M,RKN;"W;35GHO32DHNV9#H8M)-Q @S'E"(?E MXKXLPP035@C^B.WPHEVW0&V.HM3DRV*V$O2NV.5+M_(2M4D\3'&KC!3F[%6Z MH/ZR%9RZL7H2;Q0!:A^>*Q0^,1GS0'A+#9S*W,_^QB6T?XE*]K487+A%,3^( M_88CK)>K(:DDMU:.XU>,?R\25A;?_))LKRI9/!-7) O9"9&LBFBX642)>6%U MC(^?JI+1KT#-@2.2)_#):S:6#]U\],"FS9"^REH;0FI#B4<1X4MRIW"O3E!9 M;B"'F8&<;08595A LV 5<3?I8R9[93EQ)%F)^4KLX2*?YZ:("0L_P<([%N&S M9 L>ESSQ%=BJ<%7LA#.Y_/BPU'W68!F.W&P\_^:!?PF#7Z 6!DF.I;C:\4#\ M<>*CXWJ7_*JT49;FJHE=EA#,8J'3,B8H_,(DP"BDM3Z1)4U-&/M!(%[S<^+D M/:ZU@!'R&3U=T-QQ+%A\:3,K2=B=\VCF(P@Q!9_C16/N M<1">(W;HI'Q$<#C=._QW(DQX6(C[XW!KG$PP6F!$N!HE>;2RA%XY<4HL@G8I M$P3T9>+/Q5+$TYP.EW].=[]2Y-D">4NK97%Q+*[2^0\\8?J4%NWR*KIE[91F M:\@+4!(83==0&0?RQ'D/89ML!%C)%$KN+VXE]Q,S@#$[H=I24F5J/T?.7%J! M)6.AS"*T-N_FW\9 8$LK<[IC4G"BW-3D+!C/I?A_D9L8*",+Q _RI:M3""9_ M*?RXN+3?RK2]'V3V<.HP6_WJ5K0?RYYH>0"@6&O'K#0\O.MB9QD2KH5)6;C, M3K:/'+GUD^20%29)LIKO^D^O((UR%Y)I@@X6.#\X41L:ZE]-R2SX Z++2/0D3@)A7CMJE(\^%?>0T/Y6%,C\V33S/ M36&Q892.,Q3CE"A.#=6B+;.M([?3+F#J=J)DXPF0!SYP:O8O47J MP;-2>'$2(Q*"TXM[&';9!5NW#5\VUL6FQ8OVYM;/WI&._OJ]H6TQCC+!R5@- MFB?+48S$P'$",+:3IXSE9Q>P[_)5R_9 M17DVE.1ND=:5[D#B(PLB@0?);++T5(%\HU7/+,_$PH 5+!TXP=)63HRVB3"; MN8>V-])I4=.*&@97R2?GH\RU2DN.DR&G)G='[T1N3#)IT68I=)>PX$TN'>_2 M9@LG2^O.EAL\N"'&GJC8Z]JA+XTTF?#-@+3D$!:,F^WZOFV[#ZZT7IZ+"J_8%#3==EP0;)68K"+;;E MDO)GQX]#]U6DJ&?QRG6"$P7/2[JV)GR;JA)7-74"OAU(>)TY2;!]*\738)^5B,8R2$8(.\H6T'A/E#5+S&6S><9(@ M%V*"'")(7I1NR.29S/[8=9ZR, [ G"<_S?A*Q!QO"WBU]__NVC MQ&%V(_$#O ?^0!Y%F> A3[$^EGXI[X][25*]1 R=N\EQ-X11CL;RR)TD MDQQ&D&XYX7U=.?%R(8,["X(R+1"_%\U"3?PB=1N615$Z-)FF*2^=6,O'G70U%[;.^2^'9P@49Z&;:1O;@@$ M76H_"_?%S=,(/VE#JW=I5KJC(0"49:XNQ8/RD5[G>_+YES_D%'>2F) Y7-JR MR$&WQN^386XG+S&C9S\O)((5O;-2X*\8X(O6'4//0S?)-BDPAW1,9_Z+.-4N MUH)DPSM-@EN;Y2M,W_Q84"']F*T_$74M)(7FZ=)C,,[^FFSN9_LZ8XSV8\!) M9!+D+M1EXD*5_22Q%5)VM(5I24DSZW*Z-<) M\R.93/YB-5?:&+UQ;IVXZJE\<%N4.$@/TL@T2O#!<7-$1"EGPOI?3D[,K>^ MLWDI>:"\MR)#+-+D!RWXI?"(=-E)2B"DF?O%0-^4)UY@X1"$^ [)BHG4A,WC M6#\&P:%X$%C0B+!RTH=@:2SA0>+&%D;UL*017"]WF4 S\>^%L^+9 ZZ_WB:; M2,.^4=GAE<>$'.5@OZ;C5Y2%6U2)A8LOC/Y9$HHN;N'GMLNF14>:<5EV75XS M*2R42-D:J2[;0*7=_RRTEOP21@DK4XQ^MSQR\GL27,!]2)<7 Z[KXI6)!973 MV[XG?_<]N5L\]?MS\,2\)!_D-HL&PX=K;U(\4_7S-',>\@-5:^HU[G JV+R^ MO1\80]-XN#,?'HP;T^Q8-Z;1[W2Z ^.V:S;J5/#*&8<;&;J8EDZDU?*,0*,. M-/P@#S7=NO$80"1SI\1^:?('#?_R41A!>"Y+1)%D/0Z1:X!JZ2&^X9E5^@&L##_<:M>39R<4E7!^@$\7/]Q>@\4K+*L .">,N,Q/3QU1H +Q^WQ7 MJU@-$NY^_TTZJ@C\.1B%8LA?[V^3X@\SL'!>DPPP/&7@3!Q0S93;:B8+C<7LF-PF!]QVQ;"<9:F(Q%=/]&&!Z[Q?M0IPS MP0^I"A7K1-R!:_""*WJ6'!@%LLB$F)8T;"Z6:.''E 8GSJ_YKDSSG.>9G+[+ ML]U!W'!+IB_31WE[X3@ODJ*4$V')XZ/QU]*TY=K%;?[A8^IY)%72Y M*CR3YR@/E.8*^W:33)'TU2J)(P4 MYAY3:B +#1UC_;WT!%1RRB'D.[Q3?K78C4B._\!UXGQ2E*9^Y0'!++TT+&PH MP-^Y.+F:F,6_@1<-G[Y&Z?[Q]1PFPF;:Q??7U[]\%.I=S #,ZOX4CI*F$!#! MP=+>N/0^I.<@PH>KM032B]/\BZS<02J9]6^4'D(J'[@6.V4I/^3;XH*H\:33 M0DZ$1+B, T;9F:!L([FD;.OF F;=CN1Y8_ENN%$FZ]2D6X)Y0';(=_52WTDW+N4W@QRP%*@UY,GLX2" M"'J1&8V!$_XAMP ESV>+YB3+6O3CH&@ZE>N'H4[@KJL\L"8R5L1*$B\PJ2B+ MX(G31=>&*I$P8=\_[(3*%Q M'*7ES^8H"+'[)]_=AFG!Y CQ_NF:FJZ4:V]V\8OON]J-'.K'))\]N[+T@F ? M8BP>T\9LM/7D1H5VD6R6PDRZ8-:$,Y#2)88Q2M8IPMYUQH$3S_4L["D1"ZI0 M2-&402\\+E].@/E+*&8E.8:93DRB+_",2!QCE"C&%'2,/N)_,9T'V;=TSDT7 M%XJ=[4SXA4(*P+>%W54YHH(5?9VE-KFO.^F.O!9I*LFE#4,?J GG.3.KT\.F M(GM/[D*[#+S<&;XRQE QW.G"F#V9489WDJ^@8]K,4X"1&3229Q@OSJJV,IC! M<";CH^"[IID-TU+L$G13&L^99LH 0EX\K+ SE;!MF%J9Q)'[#NZ?Z9S#3&6! MC-P E9-?V"^27XNI!^7U,6D&$\!0)Y:V0T8R0S+QB;(:=E-'F%/97J(D6CQ> M4 CL#M/LRKFL_9T:Z0LFXCZB=(7,"9-),44?$4TQ44]X.9%.V#U3WXZ39[[X M@4A]2]4^Y$5WP!=O/>>;GR#CXIXV1C85A[Q "J4[%.G@2KN+LT/*(:B^-TD( M%S0[S? ,RQL Z>A]4;UN4L@7R9&,CY(IEM+UE2FW.X@#.?NM&Y=O%N:L$3JB M2!>:@=DQQ/(C1-X/*@JJBR\R3B)PZFW@MP 'FNPLBQWG;PPC=\"*3P%/$Z5E MY,WEH::4ZFC_SD4"4%(_S!(BQ9F*M1)/EB4%]Y,"WG W4$[X.HF2Y!OS M::%,$4'">12V0Y)5'87+Y;P+N]5RF9S*!&)IN*,!(F\&"_P$Q^G)0X&)>^ ! MR6O1"T>5DNECI"5O#N[G9/NR$/0?Z$F)L'+D):L/D;1GP*,WN(D@K$\P82(^ M*>3FI:YN?F(2IK]@F6[..-[==2_ZZBV^5&H0 MJ34G2LP45<65/]G3XI(-4WML$8,E;67GU-_*8N;*YGZ?E\?&(9N M&*O=V0^YG3RGD*W8?M(="1/%E-S_O\S>E:JA+GARK"(Y(036R1,6/!-G%Q/! M)_65IY@^%OC?1*0&'#9%[W)E:$"6[CMAG&W4[;O1J7JSLK01BG[LQC9T.VQK M#N\[W=OKN^O^PZAWV[T=#=A*N43V6" ME$P)30J&9WF6:0F.U?.=[QUJX9K2\F&DRXOSB3:/9I-+H:&CVC#^MY']YOV/LN;%I&H:D6/5LH>DFZ4=-]0<=Q10R_XT\R9P)*WT9XZQ&K--9G4^$AJW-M5 MTOO1-[S^VZW0WR?H&O"RS)_#J&B><"Q-4[U00'U:E-AV/VVJW(!.#$8,=)BK3 MT*W>:DB7&.P !MO?7FN76?8+)KTZD[10QO;0Z@:/PGK#HSA$8GNX !4 K*^/ M^LH UA:H5+%FM6Q-;S4DK&&'($'>_A[[3X4\N2I I%26IT67H7<&5N4675M@ M1V[G$9:H]J#K&,Y26Z!U[O[0=7H863:ZP+0#LO_@NH'>4[= M04LY!&=,2*Z M^FB@;'>[+8@@AVB#MLA211Q/:>$F**]X?6F/\08PZU2_6]<6_)%G1)[1/CG, MZ1$@JWH-:PO$SMU#>N2>Z(F8]_ A7ZE\74>W1K1[1+X2^4I9]&"@S(1K"Q[( M4]J@*[]FBTER%CXMO4"FW-8M)+W75Y=LWW8CCOPD\I/V I=I#@A4)*%Z>TD5[:XP'+$V-+@!6!'7)WO"Z,%UND MMZ50T6 1B9MY)D>RW0+B4RD4=&'EE>XE&=]=@6/) _]E:PC^4E M9D6-4NZ%;[=>.WMKLM,=D35)CEI]%JOV0,O4>Q:Y:FURU2H_L4O6'P8X.N0- MD3=$WE 6'5!7Q+,M>#C &RI5U>PLOFD3/\8H&=1LZUZ?:0BTD2Q1+'UHMC. M4.^:RBJ0$<7N:N#^5?1>6?O[PK_W:M!2U$GL+%9\J^6&+=JFU]O<+<7J[N), MEI6EJ@8=\(K[Z,1;G79*%%KJD',(I/ ZY1OJZM85'(!*X;U+5K_RA6SPA6WI M/2:[M6I3#LHZB44_ZQ]NKV7R@PVOP1P/6Z$]8V\TV>(36Z:]S!Q[)G[([ @; M38N&3$_S>ZE@/U_T'\Z;?NQOW^2C? L6)KW5PL,[J^W>VJ1PEY55H9:]UN8L M>'(\.4@61W[ZA72 S1PHZ<#6Z3>ZA]F)^\>=]O)>HT??J.YU M-;O\N&I_4.L^"CF]PXLGX6T77C;1CBI*JEJ+56UHAZ%%8J] M92D@)+]6M2BM#^[%DR;<]@.14?XI!L\^0)^^(.Q4HN^(?*SGFWPJDP#+:K1F M0W#CR,28AFH(L8384R-6W.BGY3AALS3S#&Q-4EM::&BA(<0V%['O6V@.\P3K M<\RLT@,Q<11&S!,[?HO \6QG >(=,Y=YMCKHUT>6M<.\\G!:U6?8:I0N^(YL MP-HD_'5[^L"DUA]$-40U1#754DU/-ZA@'#$-,0TQ3=6G& S=&*D[*$940U1# M5$-4L]9_TGL*STNUG6E.F+Q7%_C\Q"-MRIQ >V9NS#4V^3T.(SSFHFSCBEBY MQ75"+KJ&;@Z5,<[JO%='OLJA])$00XC9 3%Z9Z2L&0H!A@#3=L!8/;UC$F(( M,828'1'3T0<6 68OP"C(CV]PT:$JI^ A\RZ5Q27:(O;:<>+[Q*XTOM@(W:9: M3RKW8WL==?NQ5.J)&)88EAB6&+90L+1/I?2(7XE?B5^)7ZO9?!\,E85=B&&) M88EAB6&)80O7#4;JFEL1OU8<#Z_#H=8J@?W_:?XTJ6IZX?F1YGA:-//CD'F3 M4-E&7?U$6KL%:>>-O(JK2*WAD-/V<-*-;D5TN2J[/>308%8DM#8;K:?%H[H\ MR;=D0W@CO-4!;S5>'2V];R@K]$FK(Z&U^6@];5/XJD*G[5T=]V[8M-HC9N?. M+Z5V,8&_ ,&__N(R+[KV)O=_QLX"SPRM:3.S0\>8OGD_N#&M3N\.&+EGW%Q? MWW1NK)ON]7WG>O PNJZ\8XPB-18?5^HTI<+2M4Q,HCW+5W\:O;" ZS#X:.N, M'V'HAZOCL0:7BY&7Q!AF8O1XI*.VA4X8860&NRS)UBR@UX,QU M7[4)?^8N&*NY;:JFU2%>I[QQJR+&HJR.P\F^_4D;/=TRU 5WSCHMX\3TVEZ; M@>B-Z.W ;5U#'Q@CHC?%$>T=3$JT>=J54O8#9R&?@36N.?-% "2Y;R6N]A8U ML"R]WQFH@EE; $-U/LX8$J:I]WK*5IZV0&+_-:1&,8DJ%Y=;?[Z((Q[D.VA5 MH$BI,$\+KZ%N#(W*#;NVX*Y!D;_FKE$M0E=7-P;JMDS:CJYS]XQ^B0-[!LY1 M'E4G$Q!CJWIOI*Q=4ENP0D[1&2.BIW'EK) 7.L--W*+R"W::_DRAN05D5>T:TC/"Z,@MK%Q.]8? M6 3^$ZQ?M&,D?".#MHO(,R+/*#_Q.APH"V>W!1&U\XP:D1[TZ$?,Q=5FZYFL MVEMZJC*S*XB.=TS=Z*FKWG+66464-'GJM?),4#L8Z7UUPKAR:W/T_N3HL:',NN**E57=^B'*E4/1[I% M[5;JXN!3,P!J!D 4VS**[?7T44==?CY1[(Z6[^9:@T<;V%XUTHH*WP7M+HYL MN6::MFF(FPN66=U=/)FR)E95(PM><1^%>ZO878F?2T7J#L$K7J>\@(FZ10L' MH%)X[Y+5%\]VXPFHYLIK';3J#*ZZ&OS*71^<=6O/?2-JUY50G2D&33!-=P'$@BT)^[Q@+ER M]9C,'<^!A9ZA F7:(?IP<6$#H"LF=E##"/XCBJF@\N#B(M:<4"=Z.1MZV6[# M359*X^]1Y7ZGZOB_@#;:K_M4QN_<=(8/]]R+@U'^YNK/Z-:5Y;(ZM_ M#_]N5&5\\?-/3@3>EBV_.:!6_EL;0,>R9&MM9K]5*S^MDB^XT%E7N11_O5@Y M<8WE]9=+B.B:N[9F%1#KVJ-UXL,:]\P&[TS77F:./=-PB-GRSR+X>2B>@_[; MKEDQV]%.:O*TKAZ,OF;2Y>QMF$OX(IL%N :6TF0.\ -,BH:+,XY>PS?1Q@S4 M3L--##4K130+^&J6\4&K5^2K&=(4+1%A2RBYW96VOB2<$'U!UBA2M&+"&7P% M_T[Z7PAL:O#%'*PC-*4<[PF@Y?$7W&Z'I_J34$L,(!Y&SEQ,8QSR:>S"E$WY ME;:]LC%,YZXSCL^ %_@=UF-I$@TM<_ Y7/]N$K#)XDK)3V*D0!:*U1%=@BOMMC!87)#" M8J^9D+DL<)+5;<%> Q]N R\CU%K^&OT,#L_U7WGRNRG^ WS;"9)/-'."R>6" MP;(M;AR[$4.EFHJ"H5'L M1-F0X1KD%U>P2[*BYC^1;AAR!X+;PW_@57,FQ,,\FXLQ)@Y8(C@[#@(A.#&> M]+.00[QX"M@D>3;W9G@'26MBSC(39<(#^0IC7IA6'\UZD ]* #K+$)X74["*D1?^#-S8U @4% ?ICAR0,!Y($8:CE&X0YP6 M8,V1_>%_Q'7P\C#=3T*I--L)P)P#WQSF'[^8.#8\,P>NS8+@56C;W(^]K*L3 M"T,.]YJS5PW[;H^EM0A/0?VXTN[??I1X@NW'L*KFNE0(-"5Q!UT;QU(=\3D( M(@DI78N!% )X]2EVXM82#2""'JA\+$RJ)/HB5&)\- M=F_H/'G.%*Z 9Q<&C2\+M_?D@A[+R%=! LG*+2(@_.DUBV4DLUA:9H5\D-SB M$)0HE-@K/M?C3_(-8!YBN.4KWA[DZOESQP;@ P^&,D0WX6A1 *$(GH A9>)W M!/;D(,-LF$#*8V%3PJ]!(40#>8^M'&2<5D:R0H02DV+0?9P1^ U)]E;L#F77 \NI#;V_3\T5/'R/<#:*=X1QHWS M7E N79N#106#$UH"E[*2VKA^6'Y;T8,,_KKV6?_$)6_]#?"1,#- 7/J;0)"_ MG\2VI$HA@LRDRA^N+/RQ%,;8*?2Q3]##LHQNY]JXONN;QLW ?+B]L6[@_WO& MK=5_&/8>FA+TV,D5I[9UU+:N@9W;:G8YM:UK2++_^K OM:VCMG642TUJ3&WK M=M';XX7HE 1*\3IJ6U>#M5?Q^8/6'R^@MG54@:7V-@/1&]';8:*BMG54JT:5 M+E';.FI;1W5(J?+,;I"@MG6-*$1:E\6%VM;M"2]J6]<@U_0\UJ@6H8O:UI%G M1&WKWAM;I;9UY!214U0L9D1MZ\@GHK9UU+:N)M CMXCO(,R+/:)<=5&I;UP#/J!'I0=2VCMK6-0?CE#1YZK7R3%!+;>O(M5.E M2]2V;A]I4=NZ_#IJ6T?>(+6MJP0QU+:.VM;1H1_JJ41MZVKE*U#;NEH>FR2* M)8JEMG7MH%AJ6[>J2-2V;B^\XG74MFXW65';NL/'5LNV=7O4!5U;$?1_8X;U MZ-W7!P?K1#O,_>*)FKGXBOM4!;WO=F^[P]'-[?W#L&.9#Z8UZ'>'UK!_;]T9 M-[>=IE0%%1]7ZE=E8M)^E26!<;I_SKH4:1>_>2R>8/7A[3&?;2]07$^&Z7JB M*A!2+%JJR65.E/[%FN0SS8\#+4[?8$-CIG)?)@W^RF3-=&;/TKJHXFVT/Z6P MFM2L2=9-SD7P9S;?6]\?J_M*"8XYR%:;L6<._Y25\A-EM K@!Y MKY7V-$6A5FB(A=P1\*D+K*&G5:?]A>,EQ9T!,.R)R_8@6$":37Z/PR@K \XT M61H6F0=+O*,">$SDIF?%W#V.)?NQ_CS.*)-5B4MO'AT@GBOM9WC/0K'MI)QV M5K [?:PCRN:+XN)8WQKO!!=NJL8MYRK7YGPP&T0IIVHFJHF+6N1LDI#Y[TE) M>NW%@3E<:4JV<3;PEVD!?WB1K (_?.1NR%] T9(V9S#?O_(%J(B2?A2;R'#% MH#K/2L%F7TFIX&[WG*KEUNQRJ]&CIYEORLN?>9'H]P1^MIK(H7:/5M\>;O/9 ME-55+_/]"W.?;JQ4R;H^VRL$N8/5^"M?1,N8,PASA#G"7&5J_#^QQPEN!#>" MVU'4^$<6V+.VF90MZBJA7I _\:@49WWF7LRW]S8[%&U'E&@3:*HVPFHOOY/& MD<:1QI'&D<:=A\8=9.F5!66<^)3GNZ7V&# O9')O&]O8JT+KNX^CG5 FRG*D MJWOGE63F=[^T:9AZKT^E7(^@YRU;?(@'VL4#ACXTE1T-W9NQ4LT0#1 --!"&C"MKMXSR"U0$3K8,?C2^)C"5QX\.YC^O6]$H7GE MMM\M*\O21T@B=!7098*+2.@B=!&Z MJEF[1EV+T%6E1]8RQ^O'[(!W99Y7XV#44=GEM2X336',^JPXC4.$J8_Z74($ M(8(0D:\1/=KQ)D00(G)$]+JT^:O"Q7CKU-BY; K]','?TA-#V@7_MN!>R/=I M%;%[#$"-R!L 4PS J>N$?*C8ZJ)BE0?HCJE7Y[I4G@]X+_IZ?ZANZ_>](!XX9QXP++TS4A8OK,M<$@\0#Q /[,,#/5.W^K0YKR*.T*#(8)6R MQZJ>#E9AY2'^P_;G7'0O\L6>?:%-% 4.WX5(VNL@@:@9? 2^ ]*G@M F]]]MN;[.Z*CUNVWVG3_,+MZKT=U X@'B ?.F@>,CM[M*@O:UV4NB0>(!X@']MIT MMW1K1%535 03:A3^J_3 >Y;)GYQU#ZE/YJEYMT:J5SO!D<:1QI'&-4)PM1$6 M:=PY:!R55HT^?V4N#T52Y)P%?W"TZP[1N]85"NOU]&Y/65Y476:;XB/U271H M'"2Z77UDT#D=@@1!(H/$2!]T:)4@2! DLBHR?;TWH%-<1PPH-]X'^1F&Y'@L M")AVF>O"D"U*']TJ%LC9:DAJXKV ML(8^ZBA+.R!T$;H(786U:Z2;(V6]S5N/+MH'BC[?>^"""9O,'<\)(SR \+Q/-8,S# +T^OI W0F_ MU@AJQ)T=51F7Q.Z"%V$KD(,>Z@;'64I>JU'5R45 MV%OFJGWO^Y,7QW4U9[Y@3D#;125*&EJFI8S,ZS+E% VLS]K4.%R8>K]'U8<( M$82(S"CKZ5V#($&0($B0\53GKE#':4M]@CK9_DIA*V4N\E[.X&[BW3A9R WB;@"259Q4*6C&Z:Z<,ZA FV$WE4>:3UMBQ!E$+\2OQ*_$K\2OV9E#(8JB^@0OQ*_$K\2OQ*_IOS: M'>J&H:Y.#/&KZKCL\32^)#<)Z<]?2]*)JCQ;N-//$HW%^6.8S7JITB0=5'-BO(KMDA) MO5"JV8VU^A5Y'5MD0Q;($1B+Q* M V*R:OZ$16Q%G$KNCS<*X\4&88/,/KN.QR]G\CK3,KXKW'>PB.0*;J#N=H)CC2.-(XTKA&"JXVP2./.0>/.ZQ"I MN.X'GWF:#^-P/!8YOK=:>N]0/^/]IJJUW50]X@&2NOAORGSY)KGJICX:#G1K M0 =#CJ#I+5L'B0E:Q@0#2SU&4VB0F("8@)]F."'M;M5[;56)?9)"8@ M)B FV..E+7W0,\ F4%;*IRZS^5XF:/I>796R_:<(//#))0,QL"<.0YG/?4\+ M9RS@H7:IW;#0L0^)MYU1,\-13Q\.!KK14P:]UA\L:1#\:K=LGR7$3+W;Z^@= M4UUF,$&,($80RR$VM/3AJ .NI$40(X@1Q*J F*%;_;[>[] J5JGS=F8^VIWC MQO#W*L#7/(RI=\;JH@<4$:W/HM1 7"CWH @7A(OFXT*]VT.X(%PT'QI],X4H^[!-V8<7QI6A[%S2 MJI(W:/JIP1-E*!-';.((9:5MB2.((X@CVL@1EK*S3,01Q!'$$:WC"# CZ+BC MB@B$HJ8PC0]=[)] ]RZQ'D(XM4_TK*BZZ@%*V00*4QHNH?YCIQ4?&5;$@\2# MIP\)$0\2#Q(/UD0MB0=/%O8B'B0>)!ZLB5H2#YXJM$?=>_-(X%\C-G;YVM\7 M_BU^I-G<=1,=^?L'XX/X#!*PT\]KWN+1F?-0^XF_:+_Z<^9]UC:]SKK8Y(LS MB6:?K.XN>EB>_MU_O%]X%)"RCPYL*>%LFHNE!'L,EAZB%691C'7J?I(-3'LW M<''P*@7_+CD_^($V]P.N.=[4#^:B*+C&QGX<:>YRK7!="SG7Y(HYM*PU2^:> M(Y ?\>>?G B$8\LQ?8GX7!MD#S+-S]J/S&-/?,Z]Z"^A=N>$=AR&8J3>1+OV MF/L:.F'I@O^?OVH_+W@ (_>>Q,\>X#4\VV&N]B./ L=^5^GS3'Y7F3C,]S,6 M,=/9,--2L7MU5FBMV&6EW0 >B7+C"1?D$FI3T&H7H!_QB1;-P$IYFL%_N;9P M681T!/^(0PW(*(P PHCD11S8,Q;*\A!.A(P0:BS"PU6./]&X-[EZ-PRW2:=L MO7>7CY&);U1*\"#K:)<70#MYN&6PA7NLX*?XROBY^! /5Q&W]!BSA#EE)+?$ M<9+&1J.KH=$S^D#(?7C?8>^[U$(&&+AL$?)/Z3\^+UNUZUDRAT]_;;K^[BPG M1]CM?KO)%%%3>2M[FW=Q<>5'I/_&[,@ MXD&HW<.R/>M5,^MLE;L/:RX-J97[';3X?\R"W3CNFOLD@L0Q360V% MNDU%T^+3I/,'Z_Q7OHB6E=X@I2>E;[/2_T_L<=)WTO=ST?,T0Y+MY?&Z2+@)4FV&)$E725=)5TE7 M&R)5*@ 5?7X,F!EWF*!IO& 8>A=RR >(!X@'CAC'ACV]'Z/*K80#1 -G#,-#"R].Z0N.RHB M!^=2F.DK#YX=S'S>-Z"0#?E\NHN:IC[JJCL\V?;#D=0D0$$ ^7S0-=1'(W6% M:@A#JZ9V1,J^K]>"BC5Q, DU+"E3F=C4.1=@Y MFSK*4PB3.@2GUUGZR*"]/4($(2)'1*^KK*@W(8(0T0)$6.J.Q;4%$=2JXQW" M_SF"OZ4'G[0+_FW!O9#O4_MU]Q# ,>O GA2F7=WJJPL1G'O93:HO7(.E\GS M:^F#KK+(!(&7P$O@/6+2AMY5F+-!X*V17A%XVP[>4:]_HRE\0#Q /$ _LX(7W=-)4ES]9E*HD&B :(!O9XZ:&I&UW::E<156A0E+!* MV6.I40/>O1S)2EJQ-T"7H$G2/N.X.R62NS\Y[DUU=\7'+QGL- MMMOKWJGDZ$&W*@12Q49]3^^9JDV,>FM!U68$60-$+T0OR?Y_7[<&JA,0ZZT% M1"]$+T0OQTHK&)FJG:QZ*P&Q"[$+L-4CU:BD>9 [T_4I=CUO94>HH7*X@7GQ&Z^OI 818$H8O01>C*T=75 M!P:M780N0E<5Z+)T2UTHIO7HHGW=Z/.]!RX8AS][3$'6P3^)+8C;<*?N>LO ML)90%9AK'+2LCCY4=[ZY+K-/4<[Z+$/-@X2I&WUJOTN0($CD)3!4UIXB2! D MF@$,)S4U71J"R2HW>@[A"_;C3YQCP?,%5X+F\P=SPDC/'#TO$]=&"KCM+J1 MV],M=46+S[Z2$Q5AJ\&J>4;HM71KJ"P-@]!+Z"7T'C&D OXC%1XG]!)Z&XG> MOMXU:>VMM8]<4JK6=B?U5VIO'$LK#P%M(TK%*$OJWE6"C:\G9'8,O=,_7B2A M"5IT:HN&#!>B-Z(W-?1F=G5CI&S_F^B-Z(WHC>BM-O1F&'J_?[QF/$W0(J(W MHK=:*B;1V[X2&_;UT4!9AVYBMX/C=?4)L5<:E_LB>_5>N'X8?M3&?.H'/&W@ M&[%O:9RND@"\2A'OKLG'1G1/-WOJO+%-,CL+)#<(M+4S4,[PV)FEF\/JD4?@ M(G#1FE>^[J*C#WK5'_AUI@=G3!PH3N90"LW'8JSX1Y"BX MK%*67X[C258@T]/ZC$-EA_7>DDU=-(5BV U:#]N&-^PP=K0=[L$=<9 M'FV3@_!&>#M[O/6MHQW?:0O>%+AW'1#.Q(_'+J_CV9U*-Q9_XE&ZCR@W%ZM1 MOS42/BB4VM1]M?7"KRCOXA!U;G)&QGKA=O5>OR+C91\!UUTS3V#SU)MN:V<- M$]BHZL$LD2R9XER=9 7YO,H_6ERHNN;G9KP)9-W?9=+]7C>:S$ MG\2?Q)\GY,^^WAE4M.-._'F,?@>-#Y?*VJ$3%K$5J2FY/]XHC!<;9 HR^^PZ M'K^M,R_BN<-_!(I(X,>6WC_"Z;>ZS#^Q#;$-L]FF(7N.58KPGR*LPR>7 M#-Z6/7$8RGSN>UHX8P$/M4OMAH6.?4@TLW7-0CN#(2#,U#OJLJSJH@55+]NT M.K<:%SU]]/_8^]+>QI$D[<\SOR)1>!OK!EANWD=5SP"R93=JM[JKNNR907]: MI*F4Q6V*U)"479Y?_T8F=5J'=22E)!G 3)Q)D$,YC> F"^QU3E"#"&&$*O2M4*((<00 M8I5Z:8V'6$W7DY9&8/"KB2.B!+!7?'@OOI$IYI6J8&3$LM*/PWU?"N<#-)74 M47]0?U!_4']0?]213Y61<+WNH?!]85 MT>":!Q(-$@T23<4M#$]BTJR"ICH98?=0Y"'DH3KR4/7K8^W@H1-T4JU]Y&?_ M'$>)TJN7WE54#W>SD.K 5U+-II:T ,.6>]6:24A"[2.ABOH4( DA":DC/U5T M#TFH\@C2CH)IM@.''(4 M2/-O[_1WXC-(+IQ^7G/O^VC(R;?TB%-/I)-XEL7.WN.>L7@@VGO\L:6 M56KW@_<+WX%.[:,[6TI0BU>P1'T\RG>(-AF+8E2I3\IL8.1H,N"#ERGXH^1\ MFV9DF&:,1$D_S8:BJ#FA#^FX(/'K6N<:R1DC)Z20T?LFC?.F$_V$O MY,N(93#RY%$<=@N/D801CQL9&PD0&2FUC#3JV+] M\@Q5I=AEI5T"WW04CWM,D$M.^J#5,4"_8#U2#+)T_#B ?QD9Q;3@= 1_C'," M9)07 &&.Y-$X"P84GO4IH=\O-/X_S](Z6C#[^/ M:5:P+'Z9D@U%U%:?AGW__ZU]^GI[QC84L>N)7S;^"C1>^S(Z"D2?< M#OO&^G][=]LU=__ZVM'UKF=<7P6>:]]V3,NZ,HS M[]PZUZ;IO/O[JY>XC0LV4<$)=&"5W\4W*ZW&.F&8C4$%/H%@,I876]_@J73W MH'#AJ08WE5@TD=AT,Q],B26R8#H$3@C'L<#6 R"FQW_DX.+ZEX&:C6$JG)T/ M$R6!6"3G=[0I )*=*2F>D+YUS28R,F-J?"0=D8E"F;J<_Z$6VG9:5!O3H? M;&;WY3E H.\KS!TO]QE@!$#')T%NO\9I#B+;9U*P7$LWS2O/ZEY9@6?[G8[N M=0VWQ&0G;%@NS(< QL\< X M]T3LF3,YP)*.1EGZQ,GG10"V,^Y%!:OXI1[&.3Q\G@.A/?P?"XLIDPB3CE\-.&V8 M;[MIFG#QD2'-_F2%8"JXSR*YP-V?@!8%,<&C/69T>$FV286^S Q1SMH+/X*P MBF<&CP?7BHH(0#,&FLNFE<[$W)G&_/[/43& .2*;W@:X'0Y(PW"<99Q:X:EA MH/R9'AC8OPG_;LM#\JO N^H#-P#SOH">:?PN?'C\BC"<^(4_W"CE4_G"B"_) M_0 8O'S#)>E/GBT79X.1"IH#UZ0@GYZ0D?#Y>Z7P^#/#&X%I@'V/#F[!P7$1/7#7@_G" !D\% M XY&,,3T.5DX9:TN+/@",-D"6$^FJ@&A_I M,^,377?RBHH @8 M7!Z!Y"FXT? 7N!^EUQ]EO?)3"[Q,*=Z7>:G_(,>-XZ.6XUU*&I%&N,<%E 1,%;]H''(Q(&$ZQ?(I M;Q"-9MY=/H7JI[E59 MM- (=R$E:6_![8L>XKXRA7ILPG)R!FU;\P'#8;&.(=+2QOU@M4NACVA MNE44E%/D#TS@GQ(LRQ]7G!LA$L9OTP#<.)[26*Y="MZF1.O_94 M-IBG8EH23CZ-6;X/_DJ)BE-GJL._>?U*@'LR;B4+"U2FC5K.DI+-4ISA)N=] M24@'W)UXKJ2EB>HN$QP/C_*@$JB'))+3+_7*6&YJI6G!+26+3O MI*'=<"19S.OMS4O2*4%<1$.V]'I*?U)@=_[LRS[%@38IK'OWKB M93\^9NQQ^57# *IPD8*JW[>\F6BC,UJ%/;3&3]WRV\ M"+6\=O7$DC'[QL+T,1'3Z?YI#->^XQ@=TS%N#<-R;NUKVS2N#,.Q3+UK=WRO M\A6KBF:R\N/;:0T3&9(%(2HY*:L:!MY5S@MJ36[!.%RM8'P0_A8O6WHO/,.! MV_I@)D9Y+E;X'VCRIPCLCF@1B>5P8;8ROE3S%/6XT0^6\V=6KEAE?)8+Q>?862X49[D[OE;R"//1= *<1,)G!P%IS)*JYOX% MOZ68KQ=&/9MYA0T/5O#L&;-27_]3)GY0$6R"&R:",1-63-)TP5+@ MX:TRK2 ?TR1DEX2S@9A!^WT>!8/S^,%TR"/HPI7@=Q:2G7@92^.Q'''(TG^2SB;IIP%#029HRO>?Y[#&I5O)1.1VGY]\NQ M+CLV92),OK10"(.>/;X02G^Z]KC\//]B#U9D%YOEIK;T!B^S,'Q%7>6"!=7!&C+Y9E9 MLJ30,-#EC/%\1YHDH,!AN=3^*\W GBV-WHF9P#6Q$%;0!":CC(WH2SY+8X+K MC>,8WED_%4M"Q3@3JK]D2 'NAL)_9VNY LSF] $FH7)\Y M,1X5*(WO+'V?"3MZCG,10!"PF81(IM#FMXCX"G3(EZ'@2.<'L$9[I1]/X_C5 M,/GZ_81?)[<4+#NEX+Y(TER,N\RRGV;2"?D1<3[/=YLL\[.,AP(6@@B 6[&0 MOT34(5\NSXO2PYN.8)9D)ZY7WB N)95.7X-7TB\3MG:BFNG= M>[/;;Z5@)?1=53#N:F?"##DP?_+',PU@Y\LWY-1FH'=%$?IA@G_=?QZ1W-(\,U4 ML'SF7[H*9X\'5AH=(A_@@;%$FZ3D< K)R#,5KP0P/0]\+AE\?*+-6)F4\^KR MBRE 9LTE"0SPQ&:):YVTJ1!WS_4N".Z10 MQP?R.S=?A@,[!9.:+-ID;Z^P9)"AW3$)3A#YI1*. 3X5<76#C%XG[40%T2SI7NSU%5,VSZMF M)77!>?.LL#*0-?' IHGWTRS[UR/8BT7X$.:4P>_*W_ZYT=,(:'\1CL\TUG-Q M\YU/:FQU-[0<]TZ2U5$.>JJC%VPR:*&F$0_ PYP^I-EDJ>\1IM+)Q)#F>8FS M=2M[W!D)><;D; VP7)X#MS]CPAE>,%E>+0I.<)(S;GI/8NT\/^7?Y=8K<7SI M\)1[*>"2/#MP^@B3)7%A)4SH99(D$[&)_0^.:9$.^:7*LR[<,!ZXYA]Z4_V?'R>S\3WG-'VVC%@F$;' MM70[Z 2.[UBWAF%X%WKKF_=UF7'P-*.IXFJY@LAFP5K9:K ,V\SC>/T M&=[O]JYFASS$PCDK&TP7F[?QSXL73?B^P7BILH.QM"E5VB[@5Z^LW.<;!)>^ M[L#[-TT7GL]W?IB6I0A!5G24LP_3/U:"SNNW$<_VE_IK^]OLO@NX'*!G_;#O M/N2E\XTC3S_V_%J??MK;GZ#<[*$EC"9W$>BLJJ*=_%U4:U==M\]7A_7#4NTE M;!<\MTE85JWHURYM*U1EJD(55ZZ$%ZKQ,6J\EINAY4+J]3J(WZM8>K M9=7FF@I(;TAO!]*;KWE^]:WV6D%O>Y>'.X.U6.GNW5?!S4-\';."%M9[."?R M 68$FF?9L@#6%*A@5_9%E M:*[E5V[--05R-8KRU7=Z:@ZZ;,W=/:S<>G"UW1NZ7TE]%[L*,L9S51D:@G!> MH.F!M-FJ*;A!UZC%B' \Q /Z1;OIRNH>R6D*(=\*6BQLDT"S;KM9%Q@6FG7H M,ZDS;S4'7+/=,6;U&M84B+7=<_J\O*-O(3'^!/-:[1!F:KXM+6>S*1!")ZK% MB+"TP)-FT#4%$>A&O;V\)+:XH3VW?;9Q''D[!)INR:&SA,[2GN R$%SH)NU6 M>*NL_L8WL\,H>)N91X;+2\MP,J5E[C<%->@9M1@1%43CFH(+](\V]F6,A@^\ MR5;9F'!2DJA(5PLME?5XEAN!H<&W?8:R<.D)O2F5YK3F@ N7GM"GVE=GOLZG MM\7*P6@\PGF&YCJ8G83N%+I3L_Q51UHZ>%/P@&[46\M,!?T^3]1#"PXM.'22 M:C=3-0=BEF;+RQYJ/+C:[AY=PWA+-,W(..SI!"4U*3P.4$F']7X32V5*C:>GO73, MEUO65ZKV#\5=+8I4WJ>31E$[- 21II/[O8#=Y%\+:0 M5_GX+;FUHD3H60!:(4$J9[4@_2']R1&9:VBF+2\Y#^EOV63\230(6W?\R0:V M5XNR1;VV08D71_:Z91G9-,3-_<),>Q=_<5GAJFI1!8^XC\*]U6MNB527>L0= M%&>/*V@D(F^FX0.0*;RC9/6I;)^-9F2Z]&*N>7][WK;\R ]?ZE8Y3T M>?_%L@MNLMAW_+]RJ/;YQX$/>$NGN3SXVM0[O;ZQ_-O;JQO'#. ?P^]< M7]>M7^A42).H0+@HIG+SWZSGL^A3"Y@I^X7FAW<+W;U=U$55GA>R?ZA0YH] M1DDY2#HNTND7I7,DOIET@=1U>4U%;2E-17W]O'TU?>RKV73_>39<;#JX;]/! M,J"[*^>>>'"+$TG9-GUIOB5\JCW 2*AEQ\0J RU7Y5S,ZY1-S58RL5:E=;PX M*$J%#;UVTL+:AZU.F3/=MIA516:(47O6NQ[0Y)&!6TH25I!QDC&XT7]@JN'^ M"5CC*:_G&(XSX1P2^D2C6)CWW*W-:5Q-S:T*#)2S9B=<&)KKR4M/V%$\LMD2!?;0<9&AM5&!NU,R8" M'1LPRC?TUZWKUZ2G^9DL"7E[#RO)[<&HB1PEKWU8Y<)S/77$N9>14PM=/<0" MVIQ"M.[O#2O7^Z]!;UC.GMH9MVEV!U;&WZ,IQ;W^Q>F5;'KWP]N](D^ ',"L,44,(-N##-"XV YN?Y MHEWW2*.D3(PO+3Q-_#UO \)S1+9:?),\DA45.V3$FY-1I%Q>/)J4*ZUUTP^Y MD(9Y!Y@"F'!3 M14[+S'#:#F/'#+ Z^*@NR?^[2%QN2O;94^LU&:\38^/?90+(37 M91$8+L=B$OOF0ER^H5F.O-HSK4Y@/S.C-=>&0'Y#?CM,5&[U3=^0VI#:D-J0 MVDY-;1=&4+W=AGEP2'U(?4A]:E$?]UI-$TV[\^W&:%@,CC]C'YZR8")_M<=& M:1[MDU'0W/U+IJ_YP[+>82D!+6PJ93J:Y58?$FT*_FH$M?K.5M#\CV1?US>71+ZR)+P M!9>'=I29$6BN;J*_C]$T=::JYJ#+K+[Q!"(+D=5"9)VRSQQ"#"'60HAQT_ $ MVXF:@BY<"BH=L/N,T7R<5>V"U0Y.IF8'TM#4%-"HAX_ZSCRU0P2B =& :,!U M(,0%XF*[W22M35]3$('+0)L51K12PP6@7;U\7?-U:0VU&^_EUPAC]9VCFH,N M#%,CQ!!BU>X4LG"K$&X50N"=PW+T7'D-U)L^K4GH?_A66WGC8.S5HA;D?5K0 M>'NK96G:N)?<=Q1[+80LK^#FKB*L?>%-T_EBM2'U(?4A]27UVH[\*TO9-+#=M.(#4B-2(UJDV-W"LVK-.Q M8RM,0PE!Q*IZ""L 5?%QI2EOEX5L^,"R.1]:AD9,W=@GZV'V/&HT;%:L)W-G MF((L%.Y^?IWF^S0N4>T-U\V*0+1L4\9?LC3/547*/Y*,P=T4QO(O-$JD]0%' M,".8$*;JJ:2"BN4EHOJ51IBI4_DGC\M<&)H=2"N_BZD+2$Q(3$A,4EPQ1_,Y/,CK5<4NPK(1B+R*3$=;K[YD2U/F M-5S(/V%?I]J!R7!EMF]J"F;4@T=])Y[Z00+1@&A -,PV*$NK[8K>#**EX6@! M<\KQ?)Q )+@@"GG]36EYU)P8@*79/H8 ,,"FT%S5''#AZA%"#"%6K5>%:T>X M=H2X.XO=B+UJ*O7;FN6>G:(75.U0Y&FZO(Y/30&+>KBH[X13.T14X#(A+A 7 MMHFUD/[I M2D*_J>SUW],9^)KORRYT<8!$6[$;]$3L>W[R5<[V08Y%CCU;[/S\LD1V179% M=D5V;2"[7AB:Z\G+"CA:H%AH"0D8"5AQE48"EAE"\#33.&$GTE8;N0M1W9\* M'G%<>_R:OW_^:9R_?Z1T].$N'+#>.&9?^IUIV/(VS>YHS.YF$I7,5I^.??__J7GU>O=9T.1RS)Q?&\Z0^_Y(!F[(KFK/>5O@Q9 M4G2RC":/C/^9=V*XECCZ2W]^X.NKY%W79-W7!_ MM_^X[[XC40^^H&'QWNHXNNTZ@:'[GN/!(1W3NG$LT[GU3R;?TB'=3.\+I\=1PMX/RL+QAJG_(!5A=P4\]/L'+A]X]+F "/O. M_V;DF>8$_M=/0:;/N8A!%P-&1G#%M)>34<9R7B:_]V&KEAWR. OG+,TB.M"7 M@%&4P 19?EZ\:))F0QHOD:#!CYE=6.@V"5D<3X[YVSO]G?@,P VGG_=_><]1 MKQC G_!,$[X +HCI*&?7^O1ZC[Y6#Z]P)T75;5?Q<:4]R1]@2I ;X-D>6=MQ<0_+;/94 M:O2HV?U];'\'IV@2PZV0:FS@\TNW;NXPJO$Q:BPOSU\QZ:(:MTF-=XX)[V>0 MP..KM#FJRBB9\#M).N*^YGE[=V&P<:?M9/6/)5J:J5=?W;H5D<(S[_!L[K2, M](;T=F FD*YY\C9V(+TAO2&](;TI0V^FIQFZCO0F@][V=TJ;Y7M^N_L'U@S@ MY]F&YEG2;(:FP .W>[88$H%FR"M&@XA 1-0>$5A& Z/[^^K,S=W7KU6 ISE% MSPS-]>6MZ3>]Z!E6%#S!S-0D< 5Z]<4\$5P(KC:""Z%5D8%X-F^J^D2/*,_' MK$"M@K2EL\+.U!SO9-ES3<&?&EF$[9CA:H>H M0+/EI56W!3&(B$8C(K 1$<<'^235(O#/GD!R@D*';^P_K6:FQT(%CUBH0*8L MW4 S=:Q3H(:-@K5@L!8,4FS3*-8Q--/$:K)(L4BQ2+%(L97L(?$TPY&79(T4 MNV-LD+6Y1!>( "[]I?\I 4^>W=/O-Z4/?\42UH^*O0MM!7K'-ZY\ MO>,&_HU]=1VX5W[7<*Y=Q^@85]9-Y86VJN2M4DBDH-_)Q4,IH!]G1;= -GF4 M\Y6RM"_*;97EMX!45@IPY8/T.2$/C,]A6U5OQP=]8P=][8IR#6GV&"7E(.FX M2*=?E+:$^$;=NEVN<];J36>N&H;/WHIGQZ)=6+2KF65BL&B7(DXUJO$Q:HQ% MNU"-JU3CZF?$ZDIV-3)G\WJ<9=R)JT(U*Y!4':"KF/8H)Q_4']0?U)^*Y'.8 MA[W;"IY>]\GNEH$10^-S8K'J?3 *+;(=L8:FS#+9A2/1)9+:\TL5?9'7U@OW M'B(-(0VM/T]^88[&;\A$OD&^0;Y!OCD5WYQ@;;/V#MA=08M]]OFT=P_XA>G* MJ_"\HW!:[G_@!G&$XR8M\\R*$.\'8PWYV3Y-$V!6Y6!_[J;G>7^ M\[!09Y!G MSNZ*-9UF:I)/_)IBIMM#+;C.V>E&\>P^I62%>H5ZA7J%>E4+66& T]IEF"FSU4444TL)9=8I: M79B:XP>RG[S=JW$X(2%)-(HD#,W6L0,TL@"R0+M9 /O 2XK6O9%KV98Z V?; MYM*.TC7,4D!DK^:MZ?[9-;,ILS1"%Z%[2DO9EA91:SUT M:Y(K5OVVG-YD[5N]?3FJR*F57OF%I=GR.M2B)8^A.R2)QI&$J1F&A:$[9 %D M@1:S@*%9ULXUW]O" N?K97\HHZC>@4>:>F.;3@W5QWWVK@U M#$>_<Y6WI98*B$X;CX3BFHM=\ <>! !;$1&*0$,D8?)/S%S ] MICR''_!(HR0G-.F)0^'9B@$M",T82=("SNS'+.07CQ("NI0 <^27Y'[ Q'W* MM\J;W*^[=U2&52[XA7\DSPRN27/23V.8T7)L=M^X9O?F>7NFZW5NV8X/7YN' M/V.2C^HVK_AXDG[VAG&&ZMDUZ_N]O=*!Z>7Y?DU](KU4S ) MP1>HQJE#E425W%,E01?)3;\/'@^J)*JD$BKY&RNX?[T'2S:M)MO2" SSE>_^ M7GPC,Z1R/:#)(X]>D 1D/TXR!H/Y#YL%2-*$Y"P)C(?+W+?LFLL)__\S<3Q]3GGTQY.]_1[ M)\]9D7>2WN>(/D2Q6/W;._?\VG&!H[K7W4-IZO?=(W.E674 M*O><9X'GH#Y1']083E_." ??G'#)T^2E9&??-+R/^7)I,"J$6J:?S\7*T\3A M"BO*5]*VKQGG3=YNMZIW[5Z>(7S;%6W3,7'E>0H:>GD:J2> M-36_O&$JKIPCBVI\C!KO'+(_H/J6.ID")^;E%1L?N^">/:*ECC(J)SC4N$,$ MMS\A+DO)KS'QS9/S1RRC!8ROW&L?TBQ[Z:?9,\UZN2SH'J)6L^R) ME6OZ- RS,8WW\8-WAEC]D.1KMBZMUUY3 (,^89LA86B.+FUR:0HDT$':I"^_ MI&GO.8IC--FV9J-JOH-5)= ?4FAF:@ZX9KFL9O4:UA2(M=XI^I04-'F,>)YK MF0V!UA^<9VF!)RUNUQ2LH#_48D28FAM@ZUMTAW94%UZN-,Q8+RH.3CMIH05G M:K8OKU-7TVTW=(_0/=HGHJ?YAKPF34T'U[']G-_*X*_]#"+XI#75OB*8IX%-C5U)+)KBFP-FFIIL8**EN>CL]K*J4-WBE2;A/%=[F MQO0O/$>S=&GK7*L*4*--0#_*E@+.2$U$C F(L1$Q>R%&?BBQ8G-0]8I#XKPU MA2S(+ /(^"@ZA*5]\G34W'?RR,G&-UN+=U)1?=(# %#[NJ66I7F^O*USA\JS M%25-*]=&1>A8.4,)Z17I]4P!2E=SO8HZ@B"]'F/_UF:);U)$U^05<\_.I(K5 M&=RW6)92LE1-?JB7J)=8X?*P"I<+I>NQS.79N5,=C51.<*AQIV'%AF5A?N)U MF!,:QR^DQYY8G(Z ^/*T7SS33%J@\^AEBB;XS-4]%(GW&,#]V._1YHCL4%2N['7>@>\RT89"Z-)BA$OK#E,X9G_4UEUZ/KAS=$"7=J6 MK'; "GW1-@/&UG1?6C7:=@ &W;*S%.8\96)%\O,4O/+QP0"T2>==4%5A(5#FGDU +\9URM:8>Z+ M',11M5 =Q3SPEF[M0&9J#S.9NF;(Z[2(S'3T=F(+1-!+Q[SB>=TVL)UL/_'% MU!Q[^;'<6_QZ:W$U;L2:5W,05>(NMYUDV_QM;I6'K?:1:BLVNU6OE(IP<;TL M3N19Y-EJ8XNV+2^GY&B!HGE<_DE!:FN/7_/WSS^-\_>/E(X^W(4#UAO'[$M_ M:A3>T^\=46*FD_0^SR-U]_SZ]_#45W$:_OGWO_[EY]5+W- L 8'G7UEV-Z 9 MNZ)Y%,)ENE$\+OB5%R\! DZX%+^Q_M_>W79-W7!_M_^X[[XC40^^H&'QWK*O M3*=[?:W;[DW7\0S;,6ZO#/B/X78<_5I_]_=7;V51PO?1D.7D-_9,OJ5#NIFT M%TZ/HX2]G^R#-$S]![F!T $C_907YN%YH^)UD1XK:!3GI(#?>*OU<5$FUZ1] M\=4U?$63EYEEXWW,R0.7JH5@P]!<.GKCN[ZING"\_G.#U,& '3'=)2S#],_/KY&]'R(BY[GG!7,M2L\ MNSNOY0B=X(>W>6>?NSYM3Z]WJ.OU<,K7!A#=9M ?%S9^OT'.&WD M!EBW1[HL9,,'ELU=")+ZHRF6 H4TY67_TCF8;M:($K M;?O!:?,D:Z&M\C:V-H1\E3,WD'Z1?L^V]RL(SE^7%LD7R1?)MQ8*C>0K<17? MU/Q@9V\9V5>5)->S[8JO4E;_$I$*B]KCP',WQ+,VS M<;J088'5J&2#(J;;) VT"C"VI[1#!58?5F=I#M3K.Y^V",+R#52$,$(8(5QG M6[KU",8PZ"Q[:M>=/ -K4)6E*W=]\U M/>G:5;5QI5#FPQ&9#>HD+^B7ECS7N=W52[&CC$(6 ?)0W7A(EU;N#WD(>0AY M"'GH,!ZRY:5RMIN'3E"HHO;^VOX+^2=/=%=%5"=+6:\97TGTWW843+-I2XVJ M#,VUHI"CVL=1$GT[Y"CD*.0HY"B5_3[DJ&7W[_B2NGO5P]U04K??9V$1/;%/ M29@.V3W]_HT6[!L+TR2,XK(7\]YU=:^ =>SNS95GFYVN=6U?7W?,KN%<7UTY MIA%TK5K5U>V0;$D:T^*YD1 8;W$!PV7?1R!&GJ5>B!_S@A;C(LU>2)^!UM-X MX7"2@81%A=WERY"+!Y:P?E3\*"Z7Y+R>;R8.>F$T@YN(:HPKFG:0A[VNI"-9 M6VWPD,MK\IKWL?T=8#WE=A4G0C4^1HVQGC*J<0/4N,IZRNID M]%3: )U^YU&':9QA'GG@8099)(%)/LU/\G$,J9O^VYWF@^F&F&Z(3'0@$WFX M^P)I"&D(:>C,[1MTS3-P_\4Y\IZY_]8L-^VNX*N^!?VNB8:J:7_FL?&EW\G* M[R%AA\;5$;P /\249@"T UU8/J#%@#$TT_-D:4I3ROT@(EJ,B K,Q]M?BGD M&E9KEZ7AG^\?:,XX((8\[ZY,\YODX%6!I^;4J;,T1Y?7WZ[I)>@P&G."R:HY MX')LA!9""Z%5!;0TW=817!B[VTE;OK$<)!<.Q#:"'GMB<3H:,K@.#]V%&>M% MQ3X=J9OK=UVX/@;N,'"'88K=(]TN @8!@X#934MFW7Y,:8Y!>VTTA5RB*IGE M>D"31[[/ECS1>%S&]BC?X9VZ]TDC$%@#&(/=)F:Z\O; MC(;@0G AN&;GN9KO5)]$W!1PM3W -[<1QPFO]O*8P.\]S,Q;F;%\ Q.-,""! M 8EYP%O:ACD,WR%:&HX6#-]A^&Y?G?E2P&_HZVR=A&R_^EP&G)XPRH#(>[WS MPL<,/8060JL*:.GR*EPU'5H'&(]+M:BLT7?22\>\K*ODCD*JUVH4YWW:4H)9 MF@[N)_#=Y%T+Z59467^+"$\LL2H,>LV4MP-Z9[GM9=K70OW'Y']D/V0_6K!?H9F!?*"O_=3 MVM"7:3B*TQ?&[ECV%(5LVMZ)]:X7:A1T8KB ^.M+_]LL;>4K2"J%X_(BWZ=I MD]TQ3.,FL&W'UXV;&\LV;?/&L4S?O[WJ!M=.Y4V;%C%JN(!(F;BY'[!)JQVX M!2E;V(PREK.DR$6+)2Y7FKS,EBB]CSG<8WMM"-$9*N,M':)$7 2D+#!">2LH M7HF9#<4-TCY)1RP3)V.KG_JT^G'.W'"FU@UK\.%K\_#8[>?@V45\Q&X_JO:7 MP&X_BKC J,;'J#%V^T$U;H :8[>?8_W8.QJ#8\7KT QI]B<4=/<^SJ-ZNV(MZ(B7 5+:0@@2&!;2$PTZD^2QX)# D, M"0P)K)*2I;:'%MB9\J6;Y41^@2%%R:04%KB2N5ADWL^5;.XN55LS'&G;>IH" M&=RWW6)$F)IG28M (R(0$;5'A*&YCK0DY*8@ H/V&[3E)@%SB\'/R:.PMT99 MVAN'Q6(I^2I0U:#-H &6<\, C5IS5H/096B6//L.T87H0G0M5B*U;007AN9V M#,WQUHJS>[B-1]6H#!]M:.46E^0"4U S"5 M9+==\8W/-7$#S=2-\PNT%=DHU>LC;N9!BD6*58MB'4,S36D.&U(L4BQ2+%(L M4NQRF-B0N.<#*7;'N(*$*EIRJU^M+[%U&R51P3Y'3ZSW*2EH\AC!J#MYSN#, MI0I=.Q3/T@/=N=;=*R?P;Z^[9J=SZW1O'-._ONGHKNMW*B^>)1,W<'K6!6+A;2PE%5]2EFYYRUH9-:Z'!,^?%T>'DM922[;L;9^%=FSM!*6 M33E8_K]D:9[O.L^>>&S7-,M>WMHW=K[A_9/&XXJ67,ZOF76+!" %'*S'G3 < M#\Y7^$-X: 0\#5''"_L>T;+C;/'T?:50CYCE81R ME?$B' D=5E)ZHSEE;JP31(V; C8,QYQ@4FH.M"Y.@2VT^A!YB+S7YTV[@9O5 MZ(J#DT)NV)68$4+2D@UC:>:"U_SY#4>Q/1D)"(D(B2B0VP>7?,":4V!&V_S M8$$%+*B !15./:?="BI, M__[YIW'^_I'2T8>[<,!ZXYA]Z=]&252PS]$3ZWV:>9,=X4S>\VO?@R"NXC3\ M\^]__?/UW^X_[[CL2]> +&A;O;V^OKQWSNGMU;=__?W5Z]M\16\4>-@W5NOM-S$_8"1ZW0(.OLOF%P>Y'6-$"9^Z02-'HB M]^;&O[[NND'7I /ASYU%>B#R48L FZ1T@ M3$SPF"1X&+JN7$I'J_JI*!=+J(7I<$5CGHY&:+$^.8.GAMFR)D.TS'#]>Z.H M/%-S&0% MY\N=:CEYFNY4%%/<+)]F5W4ZWV)-ZP,"JWO%<"U'O8@!KN58CN9:\HP?7,HY MV5+.RLK+^@4:X<:OV]Z\PT*-[MWXU[9O&7:WZX[ENU?F57!S;1BN?>O6 M:J&FC&>45<.FBS6X5G.&S;B^E)4;SVK39ES%3L>=R#6Q5\7'W9K!'^*F-FN/ M\2E:JU;G&IQ?NG4K^H1J?(P:[QQRQL#^!HOT+FVL0TU7A8H4^C MC#SMTX49\PHPK^!@49F&9IV@Z5XK?'RLI'_XA(P,A@QV8$JZKID25X]:S6!M MWP?W-6,C"N^5?1^Q)&?[M!AH[FXXP]4"%YN+GF#.:MB(&N65[UN>Y-@1VZG2>8HIJ#KE,X2TV!5MO]H4X8 MPMLMX#+D=7UK/+C:[B%U69]E&>N1?@2NDMCN$*9Y M-3D0-822;N%"$CI'Z!S-$6$&N)"$[M&ND\LHS2-,J-LN)=_9ITA@N\TU](70 M%]H'6AZV>VR2)R1U:X\Z[$I>$!_[*U@'PW_/8[ ,XO2 M!(8SY-MI*?^ UN367 E[GP;K[;8FT5%#1VV_%>&]FD:W&UQU<-4JW[&+UA\/ M<%CH#:$WA-[0+#H@KXAG4_" C<$KRBWGC<%)NE"\7)K]@ITE7I^'G24D1HP" MS;6E]47%SA)GUDYFXIIKV+,[FL+!7VE=]')][JM+-$H4L=<@Z!%#]/^H*ZO'F%#T"F M\(Z2U3&D@4$OZ6.Y\[3-0UMZ8D2(EGZ\[9?)#"(]!HX2,LNB)%HST M@41RT..,/ ^B<" .I"%U]6MVRO7]LW@ZL;V MW1O'KKS'UB+S^%/FD>6\+O;6(B4ABOY;(*]B0-)Q1L8)'?W+QF4-D MR>0%_"/T*>V3= 3*P*4+BD4+*O2&45";2?LN\33DW^5[R0E+>G"%%94Y;"ES MY_Z.AUS^DG )S47P[ZEJ;7]^$.%$@@\,9$L&](G!GXSCBP%DX$II(B23TR'\ M0O-(((O+>ZVT^U--GM\73DA@#F#]F(6%QON_\^NEHRCAJ[DPJ#GD-4+CF-#> M_XTGE2WYSY24'#OP7#TXIHA @/Q*<&)_+ 8Y MN2B,>G)Z^:[FVCP?S 91EJ]JD([C'KPW,N>-,L8E+5J;>=C:T M,UPI'>ULNTU-W10[W:SUZ/'-U^7A6][+\!@O7GQ;ZQ8L-%=6+E"+F#U?B.C8K7F-,13J/&O- L'33,I#_/WU-FU4*D@?V/%4ISUB25C]J$2M)U0HG6@*66$U5Q^ M1XU#C4.-0XU#C6N'QAUDZ2T+2C_SCKFCI7:?T22GY=HVSP.2A=:C-PB=42;2 M$EZK>^:5S-2C']K0>?%EK'!^ CUOV.2#/- L'M U7UZ*NBKO$GD >0!Y8(^' M#ES-U;&"%-( TD";:< P;VK_F>KHQR(K81VXAM27)T-5,!:*N"TK,XU4LZ8[FG0*8DF8F/*V4URI91 MR;KB&N<,UZFB8RW-O XT4Y>6 *#*N\2P=.5S-O) HWC ,#57E]9@7)5WB3R M/( \L \/Z*9F!=+BA:J\2^0!Y 'D@7UXP#$TT\7%>1EQA!I%!JN4/:_J&?$J MK"SG?X3ID(GN19,>UO,V41@X/ JYFF5BX!!7Z]6W&!"\Z[*F;4RU0? B>&L) M7MV6%D%#\")X$;PG!:^)X%5GO;W.[J[XN&7Y'1?=6QY0!Y 'MAKT=W4S "KIL@( M)B@4_JMTP_LLDW^RUSW'/IGGYEV%5$\YP:'&H<:AQM5"<,H("S6N#1J'I56+ MCWQ_D"PPI2F@1I8GP1/)IG[TJ M -6@_%%?,P-IJ1R-3Q#%^-(ILK>;@RY7LRQL4X3H0G15T1Y6UP)+6MH!H@O1 MA>A:F+L"S0BD]39O/+IP':CX>). "\;@Y^11^&"C+.V-PX+TV!.+TQ&ODH'A M#3C/,G$?#4;\,.*W:,L%FFU*FVT0$@B))D#"Q-*F" F$Q!P2MDR?I"F0P'6A M-UOK/;*$93067@GM#:,DR@N^ >%IGVH&+0P".*[FR=OAU_@@ (;8,,2V#[I\ M+4!T(;H0796@RY*9?8WH0G0ANA9BV+ZF6])2]!J/KDHJL#?,5?LE37O/41R3 M:#BB48;+14N4Y)N&*8W,57GE& U49VZJ'2X,S76P^A B A$Q,\H61UO.V")'V#I2SX)\BOR*_(K\BORZZR,@2^SB [R*_(K\BOR*_+KE%]M7]-U>75BD%]EQV5/ MOXA1:33U4Q*F0T8NXC3/?R0/K)]FC$3EEP7]/HVNXA('G'=AF9H=6++ N:H5 M^PK@C-C[4;84<%&PD8AQ-3>0%NY&Q"!BFHX8W]',0)J#C8A!Q#0<,;9F^KA5 M689K<^9XDBJR_S3W?BX>6,+Z4?%CE7[02<5^WLG--.65$3Q6:NV>$FN$]?K. MI6U"MKP*.HAL1#8B6QED6UI@GW]! K&-V$9LR\^6.[MFJH)1!3QN"Z362\7Z_$+Y M>+1!V""SCW&4L/>#\CS#U']8N*XW*LH9VBBG';C0VA4T")*D]72 M>X?Z&<>;JN9V4_6$&TA4\=^D^?)U#VUJGJ.#32"ME(\J M;_-8)JC[6EV5LOV7"#RPWGL*8J"/#(8R'*8)R09G!"#&$&$)L#C'?U/S E?2 M1(@AQ!!B54!,UTS7U5P+9[%*G;>6^6C=*![#[U6 KWX8D^^,J:('&!%59U*J M(2ZD>U"("\1%_7$AW^U!7" NZH^+P-2LP--\4UJA^Z;@HFGK24LC,/C5Q!%1 M A K/KP7W\B4_TJ])#)B6>G-X'ZII],X4P^[!)V8<7^J4N;5_2JI+7Z/5C@R?,4$:.V,01TDK;(D<@ M1R!'-)$C3&E[F9 CD".0(QK'$6!&X'9'&1$(24UA:A^ZV#^![BBQ'D(XRB=Z M5E1=]0"EK .%20V78/^Q\XH/#2OD0>3!\X>$D >1!Y$'%5%+Y,&SA;V0!Y$' MD0<544ODP7.%]K![[SP2^%-!'V*V]OB%O\5!)&1Q/-&1O[W3WXG/((%P^GG- M4]Q'0Y:3W]@S^98.:?*1;'J<=;')YZA7##Z8]BYZN/SZ=S]XO_ H(&4?'=A2 MPMDP1J\2['FP]!"M,!;%J%+WD]G R-' Y8.7*?BCY'R;9F289HQ$23_-AJ(H M.*$/Z;@@\>M:X1K)&2/EC.F;YIHI<\\1E!_YX1^B H03EF/Z5+ A\68W,HR/ MY%>:T$12'W<)C M)&%$8_(K*[(H/*KT^4Q^ES-Q&,5:H4NRRTFZ ;XF*QSTF MR"4G?=#J&*!?L!XI!F"E/ [@7T9&,2TX'<$?XYP &>4%0)@C>33.P@'-R_(0 M4<$9(2>TX)NKHK1'6-*[/!J&VZ2S;+W;K[>1B6]D2O @ZVB7!^!VLK]EL O7 M6,'/XB/SSXLW2?@L$B_=QEC"G#22>\5Q)8T%P:6O.[H+A.S"\_K.#U,+&6 0 MTU'./DS_^/C:JEW/DG/XN&O3]7=GN7*$MOW#OCR[=+YQY.G'GE_KT\U:CQ[? M?%T>OI)$%3F1-]7;NHN/*STF?Q_3K&!93FY@VCFH"-2;6[T4D_YVB86H6TR2$S=D%9#0;574;?X-.K\P3I_QT;%:Z774>E1Z9NL M]/\]3ACJ.^I[6_3]5YJ% ^E6C8H5D^II[//:2>DL>)^Q)Y:,:UDUZ2A0*,"'4(8G3,&S>E5;6HZOR+C=YPN?4\S:ECR,/U(T'=%VS31UY 'D >:#%/. [ MFNM@Q1:D :2!-M. 9VJVCUUV9$0.VE*8Z8YE3Q'/?-XWH# ;.1L[RF,($SL$3\\SM4#'M3U$!")BC@C'EE;4 M&Q&!B&@ (DQYV^*:@@ALU7&$\+\4\-MTXQ.Y8-]'+,G9/K5?=P\!G+(.[%EA M:FNF*R]$T/:RFUA?6(&ILCW@-37/EA:90/ B>!&\)TS:T&R).1L(7H7T"L'; M=/ &CGMVS6P*=(]?=[/<&ONVXN-*M8_[M* Q2=;5_#AG^$T!>;4WB]JP;,WV M<#<%AIEQ-T6K>U$Z5=XD\@#R /+"/$^)JAB$M>5:55XDT@#2 -+#' M0_N&IMNXU"XCJE"C*&&5LN>E1B-><9;E_(\P'3+1+2P5*_"T]W_CO&PRA$'$ MH^QXP*V'841< 5#>8$#PK@&O:=AGUTT$+X(7P;M_/9) 6K(V0A>AB] ]X;SK MH\FLSLI[G5U=\7'+PKL"R^VJ=RHY>="M"H%4L5#O:(XAV\106PNJ-B/0&D!Z M07J9K/^[FNG)3D!46PN07I!>D%Y.E580&+*=++65 -D%V079Y539"J8E>\>Q MVDIPEC"-0F'52HL"S'9'3.H!Y'5LB5JOCF&@KT!P=2U\@#2 -M)H&> 4<;#T@(W30 MFK+1,*0HH464)B*RD$\;BQX2T6I/[RC#T]Q 7HY9TU/I,5XL(5[<(G2YFBA"=,W196N>CG,7H@O1506Z3,V4%XII/+IP7;?X>). "\;@Y^11^&"C M+.V-PX+TV!.+TQ&O)50%YFH'+=/2?'G[FU5Y^QCE5&<:JA\D#$UWL?TN0@(A M,2^!(;/V%$("(5%_2(#A)*^F4U,@@>U&CQ!^V6[TD24LH['P6FAO&"517O - M1T_[U(7!,DZK"[F.9LHK6MSZ2DY8A$V!6;-%Z#4UTY>6AH'H1?0B>D\84@'_ M$0N/(WH1O;5$KZO9!LZ]2OO(2TK5V.ZDZ4KMC5-IY2&@K46I&&E)W;M*L/;U MA Q+URSW=)&$.FC1N2T:-%R0WI#>Y-";86MZ(&W]&^D-Z0WI#>E-&7K3=,IPY:A/2&]*:D8B*][2LQW]4"3UJ';F2W@^-UZH38*XW+?2I[]5[$:9[_ M2!Y8/\W8M(%O0;]/XW25!.!EBGAW33XUHAW-<.1Y8YMDU@HDUPBTRADH+=QV M9FJ&7SWR$%P(+ISSEL^[L#3/J7[#YZH6-<5Q^A%1VU34GA>8CN9)3.22"LS: M8:_Z1)"3X+)*67XZC2=9@4S/ZS/ZTC;KO24;530%8]@UF@^;AC?>8>QD*^:( M.$1NGX(68J[MVI=&'Q-U9, MUQ'+Q<5JU&^-A \*I=9U76V]\"O*NSA$G>NN+;FN!49+_L(6'7-/(/- MHS;=*F<-(59+$*-\I7&BM?R%EI!\.6<^Q*BA/_(:VU'[R M1.,"]0?U!_4']0?U1T7YX+[=^7F?4YJ0=-Z7>+5NWJ&!X^.-0G.[47A"=E#9 M829!MD&\VT',T]P>XW5=X_L@VR#;+- MN784!8:A>8Z\1$'5WS^R#;(-LLVYV,8%VT8/Y.6 J/[^CV6;FJPY5BG"?XFP M#NN]I_"T])'!4(;#-"'Y@&8L)^_)%#P@S-$M>EI4J6E#U MM(VSPUK$!>*B ;@ 3#B!9ADFXD*" M0Z)03.2LGDHWBL?P>Q48:T[M/ULWP8FQ-5UB+\BFAPEJ!,#Z3F--@AC,;P Q M7V*KMU#X?OFY&!F8+LS M _5+W%Z%<9(Z3OG*:QL2S2NBP34/)!HD&B2:BEL8GL2D605-=3+"[J'(0\A# M=>2AZM?'VL%#)^BD6OO(S_XYCA*E5R^]JZ@>[F8AU8&OI)I-+6D!ABWWJC63 MD(3:1T(5]2E $D(24D=^JN@>DE#E$:0=!=-L!PXY"CD*.4K9Z!)RU'*0Z:>" M/L1LW?%[C,#8$^[BGB1D<3R1YM_>Z>_$9Y!<./V\YM[WT9#EY#?V3+ZE0YI\ M))O$MRYV]ASUBL$'T][EC2VKU.X'[Q>^ YW:1W>VE* 6KV")^GB4[Q!M,A;% MJ%*?E-G R-%DP USC62,T9* ME/FFN09F>XZ@_,@/_Q 5()RP'-.G@@V)-[N187PDO]*$/K(A2XK_RDDWRL-Q MGHN1)CW226C\DD?YT@G_PU[(EQ'+8.3)HSCL%AXC"2,:DU]9D47A4:7;9_*[ MG(G#V-G(V$B R$RM8:97Q?KE&:I*L]Y@@EYST0:MC@'[!>J08 M9.GX<0#_,C**:<'I"/X8YP3(*"\ PAS)HW$6#FA>EIZ("LX(.:$%W[X4I3W" MDMZE-#ODYY_&^?M'2D?5"WQC\)[^PWJ_T"CYG.;Y\CGP6 DWTKZQ_M_>W79-W7!_M_^X M[[XC40^^H&'QWKKQ_1O_UKYU#.M:=SSCIN-=@>I<7UU=NUW/???W5V]X&U%L MXHE3*^0PV&W<_2(!.>!7B"/+,8$ZC<$X:@W.9;]_4MNUI%TSF$)2-91N??^$J*XRS MN)N/?UZ\3<+5)UXR]8TEEI(V+;QZVT.: 3#+0=)QD4Z_*-T/\4TY-Q@Z"&+B MO ";Q'24LP_3/SZ^=BK63S8S%O+6[H+8?:XHA^3Y/^P[6RV=;QQW>G#6N]=J M\"?(*3@T3G6*KO+'4*3XN-*8\0]&,W(#7-(C71:RX0/+YO:#96A[F! [[W]2 M[7UL?P=O$+64M\"G9I3TB22]U@N36%#Q&6",LCI24O4-9V,.Z46[KN[W6Y'MM3 M-3:E=X3I8\+/^L07^Z-^Q'H=F.6+O!/^>QQE\"GI?8[H \][B5@.OXV'K+=W M%DC7L&^=6_^JZX]J^VS4\XSJX,FX"TZE5%LC]@!$:PY.7Z8=I?Y[F M,\JB4"1RP)<\,XAR*>:1.*Y'"T:B7$J:QZ;'J5U2QV2)/[CT=4=W?=-TX?E\ M1U[^ABTE?\/WSIM!<=H,#(5S(%2Q&*JMWWH&66Z7WRD6SF]IE)%_TGC,JO'M M>:II\QWW];(MY_1*:N6?4J1KQ*C6AKS]-7)92GZ--4^<=TWS 8:?6QI^-C73 MV2?+# /0QTQ2M>>*;RSG.YOX;HIP/]J8C;DVW96.7]K1'!]+J;9)R@@ G*IRH=E.6^;H#B9*")H\1#S17![/:H];OVXJ8M\]0O M:=I[CN(8YZAM4O),S0FP3^VIIJD:@VI]0'UA31P[T)XM>-X63N^$(3QDD9,1 M?1%I(LCMV\+0%OH?Z'_L#JUL#,X'^SYB"2_;PJ-DJ?#UXSG'HR?"_7K-L3!@ M=ORDM93<88V^DUXZYD[OB787U&+/['U:T'BQ?%:21SU1'R]-I)'[6R\"MRI7 M)]L6[&4V#,TWY)DB!TNT;9N=9:122TB+WI1QG1?9."S&&2@U7.4;BWD]P>LT M+_)],JH[9O>JX^I>T.ETKES?=[H=X\:Q;//ZUNBX-W[M,JK+G&@0"BESC4<9 MRT6YQ&(0Y21G@ J:A&QJJ)$,WE'6$V%CD6K-IPBNV:(Z8\Z+-);5%M,^24>3 MF2,7%??XT2^\*A435:E6-.R0)UA;VHJLK;ITR.6Q(. Q!0&#X-(V'%.W7<^W M7-/QY*67.W+* YXYO?RXT[F:87:Z5,-$K< <"K=:X2JV+Z!.U?;>JBZY?@K& M?A(G6E]-TL MEOXR;UY0IONR["D*)7(U4G*#%W@,S?"D%7=H-:LH9-)423AF ME*6]<5B0'GMB<2IV':"1J! C-2?'P["J+]?<;@9K53F'K .)9%4UBF/&T>>Z3D?&T0UK2^HRFNP'-V!7-^=%#/DF(\.-= M 2=\&8FLFTX(-G14O.Q=-M((=-.W'#]P?,OJ7MGVU77WQK',*\_VO=OK>C4/ M79?DE(^'0YK!JR#VGCWY:SQGWHG M0_TVYOE/).WO.OF>>'P3<[!>P=06( W3#O?5Y'^)+UCOO:)(Z_"PW>/V98OS MC>[F.\O"*%=U>%]%$?^OP*2*#E!XW,BB:K!HDX1[+A95FZZ^L2&-DK>2Z,XW MOFOX-J-A,:8Q^1SU&;F($K'!+?^QI7JL'$F@J76X*?/XF+%'6JC*#I\ ?%&2 M1^&.BG&^D8K>&D?'B==?FU\H'X\V*#[$ET.N-"G&1"Z,D++C03'+[+81@ MAN;KQ*9QD1\VF_$71J!P:\F M5J[?IK,),VRKZY(PSDG^@O#T0S=U%R[^D#BJOK4R R4 ME[.A#B+5XCI6M6!C?3+H'H::HL_@D2#@D/!J2(X7+(XF<_3=-?F-LWZ M+"I8[Z>;[R/>]:2&8=H*/)E "XP G!EI.7/HKV!82BG0J.M]U(DHW$O/E_7< M;?$ED 10/B@?7-M0RLYO3*U"%7::2.L@?-JW4I,\;5US7?!-/._\4L9T[B91 MAUHTCF5.LH>3H(X":[XX+Z\ M^H=MF09KF4FA"A(GFT9%YRDUW.IF[CHU=9ZGK5D2-YT>+,BF %\M54/CI*K% M"%6XLA[K#R5;KGUR>+D:GD$P;IJTX->/4[)B:[RO@ MTC5EK9X7-3796]]>W?B:;'F]S$V;3WD4UE_6AJM:U$C[Z,1; M/;N7N&ZIU_8AJ.'G26\M(V\"X ,X2GA5$C3O.4^G#91(-&U51)Y$*Z H)_ < MX3BF(N>C[$'?B_I]EK$D9.2!%<^,)>)K-BES1D:B.V+:%]\"M[ L?A%[?IYI MULM%YLBFOO5AG.;\T+)__>Q"*Z_@H*G(N317@[B'7(D+(F.C-.-"2$R=\__S3.WS]2 M.OIP%PY8;QRS+WW1*_.*YJS'-9(E.>4]B,5KG+0C[H1%]!05+_?\>>\!C%1$,0./PBCJ-1-F&W"44]\KKK M>?$F29H-:;QD)QM+<_)>1M$> M^E*:.88.SS@Q56%BC.DH9Q^F?ZP\_'J[:3:A!FLW&^]N]I1#\HP?]C6\EL[W MCSO]R+OCX$]U=PDKG.=OX'F>Z(#XN-(D\@^8U,D-T%1O_8KG'K;X[*E,;*BZ MYUNH;EGY_-*M6TP1U?@8-:XH:>?\TD4U;I,:VP=XY[L%]51:SZDVG6JR50GN M%P$B>N0E8O'QY2JEB[ >NQ)G03OS^/#H%/BMWGF(]8RK6G9%<"(X$9P(3@1G M,\&YO\G;+,OV7$?8+WW%!Z5/K)RS8'UEM90G]*8%E$<%2]2+-Y:9_P[^N7Q M>^L7I5#+HNP_R&(?G./DRT<9K-C6I;0ZH0@7A$O3X>)?2NM5W ZX8,!R5[,N MB_(_W_QM-_(.L$M/DKB@BB!7S--9+= XZC-R$27DA=$LE]>K MO +Q*@1!PAJM^\_INNQP/WY=X M^AV/"QL7'>?ZVN_<=JP;T]4#V_(,^^K&LP^23F/X9K*ED"_HPS#(,.VQF&\XG.QO9&MV-R[N1Q2'-'J.D'"0=%^GTBW*&$M^46\F" MX-(V'%.W7<^W7-/Q5-ODZ 1'[I4SZ[Q1$$>/^QQQGV/K=];@/D=%7"-4XV/4 M&/ >0L(,8080@PA5E^( MX<["T^XL;,(.$,>0UZJO'9EVN&&JQ7"Q@\N=?7Z$"\*EY7!QK$MID=YVP$6Y M0*$J$CS9_L)&NU7&I25M_FKYC@L,:&! 8R_DN<=O[D7D(?(0>7LCSY?7;K#= MR,-=AKC+\'3 =2]/ER?4E#4 -?*E&CQ%-AMP:QK.(>"44Q@$7&, 9R'@&KS+ M\.%UE\9O+"^RB%N$XAZ=I/?JFW\D4;&A?^,N>PZO#?W&-MQ.US#U6].XZ5Q; MO%FBWM$['<_NU*I9XOW2CK]R?QR\@B'-X+ARPR$M!17!QWZ:;>S2^NWN'SGI MC;-HT@Z1V^"$)9P6:M'L5$HKQM9N;)3:K]&3TZ_1JM5V.L5./^WMV["74#F3 M$+>E[# WB(\KVU)^&_.9:'5>VS!EG'AT:9\($T=E]Z"50+,0:'NJ\BS8JRC4 M.I,8M*+#^X57]R!=7@A$T1'>\MHDW/_;.:GD,%M!G>7**M=&_I$\@:O+>H06 MLQH"9.(FR0N"M*]!DZW9MJ590?655%O1GNG,:&VNI2$]R_6L>GHT;/_?R12R M]@QG.*>HT-X*=CO(0%D"IU%[0^27LJS<.:E+&6A9KN98@>;)RTUL"E)PWTIM M8*'NW%PG*G O#6F]P)I" A7Z\_6?1_\IW'DE_2IE0'5A:7Y@:-8)(QRUS$"6 MEQ"K3C"M^?-UU14UU)G(CW&RE2&CX-*1UAP7BZFTP%.^3;,^BV"2_XE]'T49 M^LSEG.YHKN=KIB[-9\:I&SUJI4"C[D1<)Z+P+^65ZV[UM+J<>V*-OI->.N99 MI=/P?%T6Y6CJ1B M E*W_&\H+<#/NGJYCFF>[U,=(+"[3M>R.C=7-[>^ZSB^WK6ZNG?M>V;'[-Z: MM:H.T,EYP^#_ILF89B]S:BZM+EM;K 5 !K3WJG]PSE^5N,(H8WV69;,N 71< M#%)>8:!':-(CZ;C("RI*!:SNPJ_=GOD*-L0;MI0=\;;3ZAWQ]1Y]K?;S*W9Z M#8H98%1TNZ'5FF(%QXA7?%S98MME.=R*\CS2W21_OJ$*ZTY:W0+$%&*J(D7] ME.?CTGI5%$E?YC;U7#<07F>!5]/+?LC7WL[C8\8>>:<1U6>LS]&_QU%/!"$4 M'>%7X7RS))36M@6!C\"O"OC#= PBWC^RB(V<%L^[@U]83CK2(MF-W#CF^IIN M.IJAZY7+J2FQ?-P:5M4R93,1YG)T:9:-"%-24=J$,-Q\>91:U8%N#$]S3E"C M#:D&J0:IIO548^OR,H6:3C7[>^J-=,BOSLDPRF#'=337-L$SD+:9JRDPP>W; M[8:%XWF:)2\XUH[H0G15@R[+EQ:):#RZ<,U'N%W=8D9['^!D3Q<\T%8 M("PPP+T%%J:FRROUBI! 2-0?$H86V-(Z=#8%$KCFL]WYN%$R%**,^678FND[ M,LVOQGOU&#/#-9]]$*9KNB[^CPA345$:AK 61J7YIB=$%Z(+T541NBP;.SI6 MZ(^=O/RYNJU,[M."QKS(L) 3%\*KRKG2]+#BHN@*MS@Q;5>S/;!(Y270[E/G MN[D-3=3K<]"PLE*(Z$V(UC4CL#5/8FX&(AH1C8BN?:4!N7U+%.9 0[>T0%ZS M;.0_Y#_D/^2_6O&?>^D?2<;"]#&!I^G=T^]7+&'] MJ,B_I7%\FV;/-.LM=W#:H2V3&US=FD;@VIV;JZN.KG<[P4W7<+KNK:W?NIWK M>K5E(EP^21C%D2@\S5LL\=9+#^PQ2A+ K^BJQ$3Q=_) 8YJ$3!PCPDOC!>F2 M@GZ'TTKYDGZ:B>N\@+[D_'PX8$57#AGPM&'G?)+8V+GSD,MK^[NBN;YHN M/)_O2&S:94IIVN4$;>J=I-CI]1Y]K1Y>0C_L\Q?0/X_3(#ZNE-+_ V9Q09Y!GCEP.5O3?=S24YVGUBR'[)W70LG5]_1+@@7-Z&B^-+BU"U RX88=_-H-MJ MQ?&$O7"<90QNPVVY*K#8G.W'C2SGL6Y]A?96'?])X+,H7=)+>[V.0 M6_\%=+43ANDX*?)NE(=QFH^SOTVH-AJ[+J\]@ZE+J,UCN>7?IZ[6N,8 /CP^/#Z_VPQ]4F4,Q7WFS M;1Y<.H=-M.6)XO/*/N-J]W6KM6];IJ\C49I*2;!ND9S9<+TSE!BHKJ" ?-7L MP.A%2AYJIF+%+Y D4151%6NBB@H7?VNME7D&\9Y_/K^:5,NEQ:XAO%,/<%I\ M9_[RT[ZB8_T*AZ8]6=.1>G"O[XS42FQ?#VCVR'ISR1:IHL"Y^3YB2X!MH#R '( 6WF ,_1+!VC S*"B@K%ML\=;936S_H0 MT6$_MEHQD.EJGH_%S4^F$VBZ(-6TE&JPTCOR#?(-\LW) BS8:!9Y!GD&>:;Z MSFLF,@TR#3(-,DV=DLD:3S6-K[USFG"R+4WA*A"M*H*LJ!7"9B'5@:^,0 NL MBOH=-+>C0?T8JEZ&$M)0RVC(U7Q'6JX-LA"RD*KR0Q92F(6J6/Y"+D(N4E1^ MR$7(1OZ7J;]VRB)"O8Y>F*]3TE! MD\<(QE565+L=%W!^9YC"._N/N-6D$O!R/\T=&F$&?N.Z7<]XSJXN;)JU0CS?L ( T&$!>N1OI 1H0M"$C^"E$2ANF@F4T*%4.$? MDO;)BLH<,I(]2E<<EQKIF^['A[:YJ8[\A""J5) M5:@@;.\"-US@- M[0J;O3*\6SD-&29.0S@-[8RG?=("FSL-F9IG2RL.VUYTM&0:NH>?&.T7;S0$ M.W0R>F/II#F3E:^YOC34'2RV%L-U2606B*R7CGF8??TBK]_H(.M]6M"X&F5\ M4[(8ACU"A+6/TYJN9AH5;<]8([>V17*/79>7L:"^M%#/'H5RS MKK_#^KOGN&Y7=RW=U77W^DKOZ->=KN$&MX%WY=[8W;JLOXN/*]WZ)C(B,R%M M?>^G2A,X2"FW#>X591FS5?+J#%=RG0X!TB^DQ_HPG)RD(Y91+F*2ET+/29&2 M!P8Z.!S!(_(OTCXI%D[E61#/@R@6$ M/8FD%M8C&7LF?+",7UU^Z MO_YX26YA!*-Q-DIS)D9'8X!->4;&\G28Y2EO-TI*5Y&Y6C@^GF:P,%Q2I-<([P;:GD&']((_N2Z M75Z3E0==$G@W^>MK49Z'\O@(DA,2Y&?S\? _-9F! MQ$#0:HTW$\PBDDHF R:],>.J#T..,I)'< V^*1>H.!U&(6@FS8!XX8HYS+KP M5J>O:GK$_"O^IN%/T,&\E$*I^D6:O1"6/$59FO ;7JZ*9%?BJ)(D[L8/.4QR M!6@[8!7^\PK^2R@!@+ $Y 9(?V0)5P%0SB@1Q_^#SYH]$9@EF=<&/#"A=4D M'C9AQ4P*?-2<("<"&XE6L3GH D";/];E=O-EU01YVU18LBQ 'Z(^F(1),4D: MA'.^PDC#B.7[&!=FUW=LW_+ /;>O LLTKCWWRC!TW[CIFNZ57G/C8CP7+QLGTV,EA$%GQ+,HRC/QQQ0#S3Y,^<4.C5^ M/ Q*! MB3J"^95_*^;;NU$&1\.4 M;"XFPU.PAFJ#X-HQ@$)@ O;+ RNQ>NM3AJ&'%6 MP,0VL]!FSYB5^OJ?TAJC8FT71^H(5XI (8DA_$[RINQNU ,&I! MBBE(@O;[+!3G\8/ID+,2/US<64BVM%*6QSDQ1F?S*I=#/TN'Y;?\B,E94RL^ M2L)XW(.K<,Q-C-7)W< J9ME0(V#;]Z*"_)OGHA?Y%WNX@D%>DCLX8?K2S#7[68Y&AU#;S_QA M075!!4" ?R.:(/7"%>I,!B]@3&1_"EXO19*%=_G GI<;=IG'._9KM%4%O' M5N;@0+O ".(IWN0Y*@9"A],L>@3W::9AH,L9HX!.FB2@P&%IA/Y*,_!1N8&C M36U2KHD%@'4&$[#-1O2%X[=$(UQO#";O@W!:P.LLQIE0_47D4, =MW%6,#CA MBO\"JGN 2:@%\:S7.<\^]+V(2,QYQF MT.:WB/AF!.Y9\".='RY)I]<3'.:0O4WZ=W%*P[&O_O?>[/9;*5@)?5<5C+O:&7=B M:I_0JBPKX[>T8#,_$;SJF0;R&/C_;^];F^)&LK0_O_LK%-Z>;8@0='$'>V8B M:(QGO>$>>XU[-_:CJDH4:JND:EVXS*]_SRTS3ZI44( PA:V-V&D#4BIOYW[. MYC;:(F19&KDV:\Y4XV=GM(YP&;,JHN-&/T^H).,DAG:OE%*E"?WKS3: MT)C%J3\15"MBN..5,!SMA /S*IK@@S++DF?G*)K]33?6K6>G2'^91EC+!/(? M1FB=O-CC 9J?YV 3Y0L$OC?CA M8Q%NA:;F"V:5BLH EF+/.KI@';_94R3>T0GK>!UP*65".H&Y_B.2]?@3'CC_ MB[[+4H*O$TG>#R?'F_@_Y "%(/"%% M#1P,"=!;D*%9L1@U/^#[QZ,9[J"E3,-*D 1P5 01Y.G2_8:QL[(QC1*_ ML<"*,=M?N%)D(LT9W(N+X!03"@CKSSHI1/>G.2*#,.Y38YSLJVT+[5-3S0Z<'D1@V76"YY[I0'%*:.>D--1V;TS=JE1IH\[/N%&8U9; M4 6K2,N1HM6M7DBB: MX1;T@8(B@R$>I_IS(H&,92R$+*\PT8G4F,WY4%5S>3AW>D_\ N/&?6T.H&\F M?E(61OQ.KX-7>LO ']7#.)!EMOH+SFHR<#3WL9HV@W\T]5-BTPT67?J656.: M[?KP702Z<$HK00VK2JK+ZHC_!$'Z/@.='$[D QSL>O )#NGL L[QN9?PHO(5 MZ+U3PU?64MI*N*L@5Y DUDX_G:UCGI,?E&4UAG>?7XDNHR0EMTJ5LP^9!Z#$ MH>D4C<(*TW#RNL(\*U*ZQG5A=*_")/M(^M!F\#9):R0CF, S?!\TBO$?8!,R M@]<.TYCBU!31S:O8)(R-<;9@VMJ/X<>!^WRZ\QGB//&U,$BK0Z*U65>144;' M>CEEU:0ZCPJAF7=S(IZ9Q=8$W@HT<>,#!A+4^&;9/ MCKQR%,,T0CN^CHM14CHOV# &>42! 2^7+5C###??^C'1,S BP%2 Q13K['T MT0R_85]H/D3[*9:$T.$-NSSJTO=W^!=4OA-=@KR88"RV^$I&!AH^ZL(*F7R? MO.X;RY*3J+R@LZ-_G(*R!^H@"N[G7L!*[ZZ_=2/\1^RVSN.9;3FT=89N!KC6 M2/]C8+\E^B/(DZ;SSL$PJVJF9O1(7,2CKT "Z,K.XAM#':0\7@ #W\ ,'B\\ MBKR3!U<.>X\;H5>3(ZB@I%_ -@!-8R5A9ZC(STNG&-D$B&!,7ZPH&L;HH M8HDZ=!,%(@<(FA)6K(QE3RSOD:J'QNGU?*6;'$][P9%.GGO:*[VGS0VC&]D> M<;B%"=Q!^=: ?QVL)>M.C9BE\7C"0ADHYB).V=HN1T5^=6O=3@XF=CG+"=U3 MTCTC3 P8,7N@;$YG/9?&M&<'8HY&96J<"#K6T)Z^2:4"H+:1>PBG9?RS-L#[ M!I;5NBY)&8U,;F-9SU#?=1Y89F]12V8)C:D'-=L3!9^CX3 )OA2@)ZM/3%#= MHH7C[]T7T($+^FQY?M-TH&%,)L$D$><)5CO^B*PG32EB;IGEI[TDW/)[* M+ZPS5)=J$?]?2R[7&WD\+B%@6%?D+;I!^IG-TB0>NV(@2S7B[/:2C>E:2Z2, M7/.V7HL2]GR*PYO4GFM#>G(O;>Z8B+W9_ M#[K)1"3I@Z=Q;)TBR"0PEOK[[ MN3P)?A7%,$:M)'6WBJYC2I5 :JRG-:L''!Q"EU 17\2@$UW&#?>7]K"3'T'2 M0C6O1?T>E)(Z(Y- I4>-8S2;J"Z:%22GP20E?WP#_I"!=36%^;(BE@!E4U!D M[>.7+^]!W'Y>N%(2.C8GI+QS0^U\)#5,$BY&08)Z%JLG5(DP>?NT><[*'+)P-V.V8S:GOE&L])4VI=#53*4]Y.'1J=Y\%7CB^&9( MA-7U>!#]^?($2ZNQ:C3Z%Y,"> FZO41V[SP54X=*5TA7OCX.2W9GRX>WB^\!5]C9:]12#@N R\5#D6 M8H0B+;+/7-\U,;<77#(9S>6IVP8FI!ACIZG27+T[%Z;84%TER"!*-PPFRU(1 M4.ZJ>:J6CBGN!>MD4_RG^;9:.B<>9C%JZ1'2^&G;4@K.S16 !6,OM?JFZ#<2"D4Q5DXEN[R,,5J4ND$5U@O!3XPB+B#R$]ZF$5:>HY.>TCCJ MPBX._]J0FE)@-+]H4*>68 M3#1M.#I(CO.\,#EHE-C.YF!F3X;H4)T.,PTU%@UO(X!NN.//!E5=0CDLK"P]H'V0Q.[IS[P@UJ)HKI@Z.4 MD:F$/UE,FR2P1C&/_%GR"TSYLQM*]L8/5<[2")U^O+ L)410!WTF3N/"K[?D*.V<%_&RK9]'W6M2S:G332[ GDV#!?Z(CVC@^?P2Y MU>7D> O)E^\'0%T8@#PDE?5H--*5Q4_F.?C1D9"Z@8U39S/X,/]+&L]Y(#S_ M05/*<=Y7GN:3&XN@(Z\:WMOR652])<)L(Z DV7+'AD#,I:!K2[G7W+P;\] " M0(5VV[[=%"-+28.>63PIL[Q< UW'BJA'4A LAYADYV72.N# MY"K!O 6J7]/%"T!>:*@*K6%5Z :F$]SH#/]A?4.%.87#>G$3PKH>A+BD2"?Z MFT3I:A:01:J\+BD]VET0;;A?>??519+&-O77%HY7S:FP9[GTZ]#&&->E9"Z7 M#MRH7R/ (-CH87Z)Y2:"SZ2P:L8FD09=1@O>UK7G6.W!&GW2@A21>\5,&H=B MT0VXJP"#WVL6G]R[KBK4(V#V#GO,L(@LO[O,RM-;ZU*\,9XHB@$N M0/:OS)X[\36 )5&D(+S=VKJ;O%2LL;&Y/D#(0XM:&B+,RTLW4\]'H[KX3J-E MSZ#@+@ODUN_O7"X-[-@0K.;B1E #*D]D75)) 'E9_?2XQ&8BWK0BH.E2$405 M=$E9"OP/RY4:A[?.;&7^4('C.N=&;L-LR$G(^Y-,I5;A#DI EK&P.A$K M!CA3GT,;VJ/99^M9IW1O^8KCY#>M<$F70HW MVK]/"9L1.@",J.X<4IL_N^EEC@H.ML3TOW&;0>N:&"474 MJ$1^K/*1$B =(E0P>T5DG'LFC.<" KMQM5SKV6E-WK.G"*% MR+6@ MRG'5&H/]F*I$EXI,L/$\"09)%HQ?R2SV !O6T%"Y3J00SII6CBT34#VFG8PO MHZR*)H@^8@P:XQ*RGW+C8J(=VE8D!3T&:+(.3 &>SE$W^&!J^[_C3+"N;[.Z M7!<)2(UB=&%QF<6>RE,P3CE,#1K81@J2.+6>.':H&[;?-(7EO/(AWG-SS"), MDFQ68XE!*==/3%\3#Y^76:W&K "U&-_D/.K68S=6O>-U3+.-E?JM0BCYCIV8.[\@="S\LS?7@U>T<_E+!J9GUN.]([N!E?)N+IX?72T>3C8 M&^R#];@/ZSO<^XOINC6"\XQF9?S:_&/.(>FFJ)OXV4Y<.ZT=&Y=O \@3//S+ MW9V^6GN.\>L[CWO]\.A^[__H;7H_(-&[^.'C6\5]?UMDD[^V;^?N/^;N_'>= M*Z\F*0XE9]:3DO!6]9(4U>?M7D3T O1^I6\*(9'C M:,:J2JTMM19O3C;#X$^6M2)D&5Z16PDF53QM$;MMKS@IW/:^D=<6A _=JCQH M:&:32W8RV/3^\/8EM0(JP8E*/U>>O"$W">9JC.KB,A:/.']\ PO^9JXZ]RN./W M;%YC;M2>:QCRY#R4- C,A$1HEY(B'114:TF,Y'-E\VZG+;QEHVY86D<7!(:/ MO&_.X@+ABA!KDJ-V5-)@+R%WP8R(7J7]I56@W$D3F_JXR.69%_D80U;*%%>\@LE$+" M62UY7;C\8?F(X:_J)01E4>PV-ZTP5N)\5_[R+9>6^F073!U^3BG)K-:3:+Q8=/8V4[?LD.E4Q(R5RF=2>9%AJF@ M4F9H]5QR!_M>;6NSJL6N17!&V>@"[T##J3P#3=YS/?-U6&=0#:*+ M&$[<8KY7"C\6JY6B::RM3??1)I8U_+?0EVKNA*OE-MJT-6H;@XQM#3BZ5'^-N^3 CK@*4\^_"7^ZY"T7I#RZ!C*2 ,W- M58W&G -IFX)/BLD!N_]Q)/S^FX:S()G\@G^*[%U63J(%K!,MNRC*VC;K2H MR4 8%#YB>!A$4@3H^"_1/K*+T+89:'E,F@*'#@77M F6;N+X;[^;.+&?,EZJ MH!%!D)VABC!0F\$_+)*)ZEW@^5-*[5%I* _.2*[F(::PY' &PO+:(H_!3JN" MVH_EECWWO%=Z4[T=4U5E!'-K7"^$V6#Z!XU]K0K#/(E#$WOZ2Z:G^P($:$O#->@+E3S^#W!?:<0M8UMXT/V0;85\*9Z60P MA;I#=H)4LB?EK#=!;R5G0)I:QHJA'O%+N(=+VS>6 MRB6"N=,V/)=FU J_9- NBWAO$/;$:KH/!I-:";I95:)> MEE-^*K" L+H)J?W2S$80SO+SZ@HHD "RGWLQ*[W3C6V,O6TL91M=1Q5L8894 MEW%#. PAP:O<0]0T!W+OA=*/+B[(*UFP[G2> M7.._A7+RC.F*$2U-0Q13S-/4F5"9";F%D<9#'Z,7!-1+VSE4U)\^-+3W,?0[;6)\Y,-@2F:HNO$U-T+30K7(Z2(L_@*X0BD M?:2XEUR,HB[C\SJEG(%-UEJ;_,%>#A3$2YXX>V(HR.;#%;=]-U31CNZN2I<' MLQ(DO-+\YNTXD2GBUS@O[&] M-G;: M:T>J\T ;?(^(XH*@H*6+N>SZH>>QK=D#.1X010QG XX/3N3S%T,:5%N;ND M@,?%YQB2 6NJ#)"(F*1"#J9KD!N=O*1\?(AH8+-7)+7$];(7F.702\5J8'S! M\!D+=,E4]"O2B7M5Z-]0J)=M@37:'V1NF$D1"Y*[_FZ&+<&X:\"XAB&IOPGL M:Y9/DQ%V8\8>;11K,;$<"VEKMU_7V3N?J"[.-]CQ*BF"UI:I*-U\BB-O%&5# MF#A1GZXS;E0)?2LWO MB7';&.]%=(D*X3EPL(1T(.YM!H\42?D5J8&SG6.BBOPJ4P!5Z&S(@8?(.](I MS21,T,BD.Q)4-P:P20%CLG.:$:'-*"Z*,%SN*?=A(NOAA-TK( MH*2+9U->D/L9A"V:6CEBIY$F*/YLRL&B/K(4X#8X:,D8N6 1 S/-+-0;[^," M/JZ9,^\WG0"TVQ@['$3LF >]>#%P''TI1#5^BJ%[ M!3-FED1-"60E\*POX#0,I3!"#ZG,?=3A5VX&QW=-C')GRF9C,%S3,)>H?]LE M:4Y/71JN:EAT3%LN1Y#4,G.D\K3@E#! M-HH>S$0?L;C&\1*LF6F4Z[U"_9 B$)JQ])XI%OB=\T( MX]%VYD;JRXBK"WOG/ 0'%JD )XDE9.E-\^&\\);+[\WJ8I8[E=IN+,$6$^NG M"9$CDF.PQM@0=L*Q!--2&MT6)$/Y5^RN:(3PRCJV>)]J)OQIV%-0:2E=1(I! MK.&BRKO%76T<$B#KQ#TAW5' ^F*)6?*!8D[6_+2Y9L7L(W>C-I< U&>=."TF MH$"0EGK&N#6E@]W+8I:H)J AFD@3X70N2]T:.*H60V\25]>5K.Q3SK772-TU M3A_-=02B]WVAU)ZT0JVXI$3/-298 #:=N$[ZT#S%F36=!@7JC1U*R2\WF[< M_@0>WL5(V(BL=RQ_,^AFN(&9]+2RN9=4B2A(!?V1N=Y'$E];/ MC'\KHJ3D? <[GK@60^V-83^E9GA"MW.\A43*,+;$[?1M1LF,L%<"\!B#1#$& M#33)L#C), ?#YM>2S7A3=1("JIV"'K?N+8F] P'!_I)AQ$VID4&@!_>F 76< MGS?(/4%JAS^-;D+QL>OVM%;@&J>4EB!<>LA>.C)_D'.:1]2T8^(=[&_C[BMB M+B6EFVFO<]Y+:_K91EA8^TE@!*JHC[X"Q6KC7:HBW.I(/)&H"5)=/I,<6]TJ#..WT3!]0BQ% MRS8W1DFFP[HHV=U($23I:A%:=Z=O](%"8#9=M#1O?*.%82L1S"F-N-/)L8VB M8 ,,S5_$W"15BHW;>4MVH1$[?R:M9FQU4>3UY((*CI&CK3M3WF*UPR[B\_S! M..,T7(=CSYFNZ8UJE>@R&;3V] ;&AP\(SCS5O&0<&^G!R M_#,R:]-@T<.ZM\&L]C$"PA>^B-)S(I Q=QQ0C1R-&XC5E+7DDK[G;6B1Y',[-WF,BD24G@:)UY],'D[K$I;UK3?)'=) MIAF]VG("_R)B'#!-79>5AA]M')PG M+V./F9#S)E95D$)F,-J(YR.N)2932AB< \ G2PR6!YO??%&UV=98^?8^,F%2QZSITMP>8@@,=2H)ANC&JG1(86WU_5H>173;F#9-[)I[?V M_M+5$AKW-UA3M_L=L,%U4,%(0"?4/LX**1"?-#YC]:!DY-8QPNQ+W99&B]V& MNF;=0Y],ZIR2U[8C42@19O^#(PPJTVR#>M999B/<]V[VEGEZ4EB#L:XPU8=U M"]?3;VZ']!_/HU%"B#0M#K7CE^%["CNZ\H-NSZ5YFWXVQT1.0;SH!>FI=YU6 MZSE]B%E_.$GKX<^E5>OIS/#;H*[&'K>CEE4)C>AXBN^=J##<>'*1Q.?!Z74\ MJBF'Y2.:J4 Y:S@\_/?D]"/'R2+08Z,"M!4ZVF"MRB<4\^11/XL>^(GR\-X; M+6Z=JTTNHO'=ZC,.TV 5U, /]NN_ZBQ6EVF@V7NQ9_B!I1NUY,VT[[HVX,@O<0OWXBP3R\,L M,)!Q93$^&"<3G+<3XI<'O6=2,*WN@QEZC;25IHJ#9&$E?V,\[=\_ MR),K//EO2^@1)-GUD9<#6"2A.,@8Q+:;0?E.3$4^=OT7@8_R%0C MR=;S;O&]+7;P8J/3^(H+,"BNGE3&P26>.AM?TX+J9U\C0[%EG5&2:M$Z-W'A M-!Q 9F^\O-DZ2U"A*1#2SV_@):5!NN%J?!T7(]!+918*]W2>X1F%*,D:XS8? M9H?Z-)>4NL9GY_(M< 5W^+$6L6=](GYV(PUX>P[B$NEDM]VT-I\\Z521,.:P M?7K-E!CE=ENP6M.UNBUAP \Z^GMKP3C8QYQXU.$2'B2$)?VV44OB]\#@L!S9 MZ4TEF173"'ZJL3INEC.05)M7USV7*4\B[4TG3_F0.);!UM-DRT M+\Z!WDU-HEW)UAOVNVEX+IL=T2/)%2P2FK(=40$>>/E$",!:6%Y5J M%$XLV:9,)QP/2^/QQ *!$5X1YWW!O34C"*=!"0I7GIMPW4Q92@ ?%'N,G8."[>Q3@P**4=RX1'^HL<<7L[". M/%\_[6SN=LI?+)IX-_-#3LJ'/O9.7=(!Y,A)GK4>N'1'7WC).C +DXHEGRBU M*M;JRO[F;A,K9_8NM1@M4@<^\+'Y=,8/Y# NR^$J9L&@L9V.4F*R?36.J4G!_1^UOI,M32\2$D"8[_Q5E6%ER1VZ!=08E MMAT'#(,^$SO%F9RT)#*[JV#RUS#*!Y=D@:/'\VW+7#B%LR ME.U.O;9=(D!FG;[FN2(Q58'IS/H/R..6 4W$8G=9N&CQHC$*BG8;\@>*4*&I M4$)C-)XF64).7L(;IZ@@_+T*-763?AQ=%$3&^/1=_GO>*T!)@$Z*MX MHI97<U'#E4B.]7*,?@XS,0#7PQ[PN12:5)![1A<$&D@I^V7V;A0//U)" 7P+7^X**JBHQ?J/J+.8J;&8<[*V41_70N@"EEB 5OP$ M2QS+!3[?H31+4P=)9%[ROQDG1*!/$7H#0OYY0>%+WOQBM!"$86&R/M4MO4=@ M8RY^2!J>O/9XI&@9C1B?VAX+>N7QGOL7 O>U#?LDF" MQ'%,@:[G7L5*;[&_?ZIQ$N?M>#TT1R*/#=( )T.Y$ @1OXU\S.-Z<>=ZC)!0 M6,04U\NPFX&=AB0+..14+'M%RN7*8=1U%2A8E('MC@R!4(($3T_ \DRX73U. M)4^;P<>ZD#?U'_$+R(U)T8 O-BL.@)X\R#U:D.XL2GYG^,+7F H12ZSY3LE^*@C7EE4_>.6&$CY* MO#QDO]39+$78O+'^%G9[5#D*B]'_^C+C^X&S.*AN=Q?4P;(QWIG_YJ>=@Z=* M*[ UC @3'!#NZXOP.>DJ8TJ$&=D"MB9JR).2H\GO;?% 4Y_/+_W<2-# M3J5S'V8*("8O<7J,DQA@/,%1!NZ;>#C*\[R?(26\+X2$(@$:<&4DAGQCCB6$ M@1(;)#6DJF<%_1LLF'.C/-UZ1&E9-L.SG3+.^& MHA!%;;ET MU[:APB;GPE2X>C_Y&A-V0)1)TJPPF&9/^P;O6G,] :C/8BPF+#J*8=>8Y",' M%'9."C.R$0WCX6""$MV:5'H8R([1Z!*HV M[DCX853DUIS'KQK',J,N;TB:U0BS_E$==AU(&8.9\L5>G,?"T M@H(.:"<)7+,\U ?MEX@E^[BDUJ%T.WU2EK^TB6W2F9\=WM:,W:"K-@C@M.W9 M-D(&PG.DK.$0I=)B'+Q19MS0F1 M!Q[_3JR "2*QM5!)H3))#*$F?=.OI3(=K+IOW"&MC6L09M%T?[F4=MT&^E[W MO29(PE+>L%Q4D@'-42._-5U#33N:#6I'0VQF!#*LH&O*I0(^M>?!XK E]CFFGL3Q1IIPWY#&VOIKW(6/]FT\ M[%O3W1O4-Q:(42C>YPUQS;]D:Y.%#T4.]S4M2P)H<@.#@I54HE.02; MF0X))@]I08E(6[^,Q64CMN4O3]%G:+J7J("UN6HTW9N4U#6QX.]<3;."3\.W M(<,I_!(R@F8ZQ]BW9/0KY+Q (/2)0Y 3@&)Q(S@QM(FY<,3EG0@NL%$&"04* M7Y!UCVS/#GS-G0M#L\$ /7?I*#8-VMM)+E4"H[Z]Q!*3HST;Z3W3N5>C-$JF M4IU.'28D,PWNM4%[Y;)&S!#!\"G<]((KZ8V!&38Z598^B+)I@T#F;G*1/F9R9)JRD[L_7G4G5G M.&;V8U*\J/\8:A7CY!PX!A=0F#_:+W&\F'OVTG,Q<\]_I3=W;N>\Y$;13TJK,32ON2H=*W$0LEK+ M8.WSV>_E>BB_X]QQ@8;%:*=I-RA_MQDR&!P-UD[//GU:I_3@JQA3"Q9_G5\7 MP'ZEB.$WM-<&*/AL5J#0KV#C@3LM6J_Y4+-5UJ3 7)=Q>W0]NHJ*,76 II1. M S,"BL=Y3+UI/=P-.RY.4C5DP_? =J<:]_<8\R=NJ 8QC-!/Z"&V2'MJF*WL M^FW+,^>@&M?,!:!5- );^H#^AJOJ.=52EH1_21802?.2(8 B:;;P++V'1X0) MQ)A1S83$#XZE-QW=2M#Y76=3C KVD$%^AL MA+6WI;RZ@=/"Z9%'2] WDFQ65R[PXW^X.?W0T8:W*EXO&!AP_QCUPI@E]GGL MO&MM$F\]\.7VY=AW/7M&O;O@U9"@4S;.L2MOB]/:#@O7"=-JL##B$^@1A8EQ MMYEL[S]]#%LVB.Q%QC9"2'&])UBPJ/V/4J[Z*U:F>DX5[SOT9V2$F.%2SV T M[I9).V5STVDLU]35/@+*3R&*)]NBUMUNE5/&P6_VG-3!5)=TC+^MXM%%1NR- MRVZF4T1#P40\:6+@UY+\1SM:;KCP&1<^L84"-O=Y$M\V.NP&MG$QJ#?4S, U MK0W-?&=QE9@:=WL>+4>YV%A7AQHI+$%#ON9EOI-]AL]2:;U7L=<.SX?PKXJ( M["B6K8R\/L^*//:R@ ^UO8EANC_$:O#,( (?9]P^91LOV-\V]=T%EMT M)N]W<%7R>F;QN5U_4GA9C6>UM7(*0CL,I@D7HJ24Y]0(DC5C"=S<&1$<)4$C MU. KJ@B)0G=(UWF:3VY4U"&HHJ]2=Y_;NB0B1BZ^X2D&>)RA(U!B[:.;D1B< MCJ*Q2 8WLH'>1NR\D2XIEAR2$N-T(OB_+_8*W4>>80D0WA5+%XFO3;B"WT1# M+;!%FW>L](D6^-.E9"^6(V#6=6K:(.CL%09AH_1SAPD55=B)W+6ZWC #60U9 M&Z*(R7\)HF8S^$>"J2QX_(8/N]Z]."3_(<<%I 26/22P8C*\>+%Y"#AX\0& J!4_UG'J)!;/2K*YG4%V96N,@X'FUTA[-HL MU'E-KQ=)C["?C<&ENZW,J>-H*[N*1D>#.;&5!I:4U8T-IU"\S]FB%H7*1;,[ MR@R$6T+I79T,%W+@W ^%PC8F(@3OVLLVS;^Y7PL^X#:2JMW*I++%EK*E3[>+ M97+-1;I=51NO @VL*H$NZSU\SXD=7Z+K/H1QOW"IAX(H^3$5;J."0.1PIV[G M:/ 0#9E94#*F22^+=HPZ-A6D1M>+6D,:'X3SO[&RA:^,C( >L:DM"1#$8O[:[G^A,PHJ8=^L QC"NKN)XX3QLU?TP M$OCB!9_EO*4XBUBDP!OLRG#:E5=:X,5"]'R:D@GSYXK2Z.8\$B54<48);:'] M&"QVF2V: TV4N^2':Z0OHE@Z=.*X.MH5=(SUW/#>-3*TXV7K&9G"C>O*H@QIM+H'"%$^6JD*G;"IR!I$?;YMKRB35\FQ;FZQ8L)82 M3F?-L*AMPKFM,>G9;+LZ+ OB WQCHY09P'7"VA,LE88#LIKE!493U:T/T4OT M1Y.;2/4O7LT0?]Z@DBX&PB$\Y,28?\J]CAAQZ.RQ/BU;-V&3HPQS* /5?HHG MEYO-(Y=AVSD9EL6SG"L.9.!R$PZF(&H#\7_\1UV*-3T_OO(14O\S=@\8OHT] M/$VCK/PR*0TJAA8%O17Q")G*$M&Y;N@"T_&2"!# 048B662)>*:ZJJI"6WP# M+NN&-*?3R#4N4Y4!#PU YY1L_-C4LC!ZD-2ALRPH-UVI1G#*\,8 M?&_R$B6$WR8EL*NT:Q=HNS)C2260T+ M+/J2ADM_ 4E2BT>!N#8_> =,B>C2S*RRP20G\MW3N A69 MPN+AZ&ML'JX'!,:B$7X(@!NDR+5LZ3'$FQ&DI08/]- MQ#:VTQ.5NDAF<6O^#T?@,X(:0F0P+QCOFU^YEX$9*X>+5\X1"M>WYH@4'W+C M:B-ID=6(769W$+L>UVU%UJ7I@HYJ1+M!;[+1ESH.4Q:#^04&XD_5@J2#[29UHG]Z8IZ6\=3="@.&G]PD2V,-T\Y-/F? '5+MGT MX;YKEJ.Z$ >1-6W-T&^HL[:;XEUI7?"\?GRQ,69SU5K,.GJX10_'P6$YMK;' M]J>!S\#%K6Y":G,RL]ZI,C^OKN DZ47L;#Y_?28:/6BN^H=?U&?D@:VW)35>XR 5*I>TL&-FK$E( G?1>X ,\ C#%+ MH("QH;IF*C.[3A9^)K0ELMH--P\4L!(_4]@#CY0 X(TL/AY=WSVJ\G5/3[[G> ;-K8.'M]S8_Z4:3J_2FG4 M&99&!2\&GQ@F\L^=[YC1L:S-LO0G^D5.?YAQ]6%FP=E8/ MJWR6C&# O8W=P?J3L9.WUOC :?YN7&BLNY&2#+?KE%!V/1/GV"%<<)E<';/! M[RVD(_;3"*7ZMI% +40&5\.;I@+B&'G3G.22%T?[C:H3X10(@I]M#II,%72! M2:"@1"O>M]C84ZTFE (B+F+I9H6V"R$:CW,X8VV(/'SZZ $CA'&)=SHPJ+%7 M[-YNY]'4\ 8S][)]#Q+-BRGEC3>GN2&BU)G]DE_RHI,L#*0'.4]J'O,(!2E" ML_F\$XN5J3T#$Y8G>8G"R,YB33\>+[3$E]Q 593#<26IL)TWT>F[.#G7;"'+ M]=\1:S)&]S)&W1SB]>,F^)URYRJ^KC: %TVRUVE\OOBC3Z0?+]*)0=^K@O\# M[>J8+^"JK>]%'881G:+,D0*W4'8>; Q L#HTD'+#@^+]2-QT[0M)QIV]P;HG M0I](0IZQ?FG[^'U!@QR9@YV:@W#M1-YMZMW@.)+HN%PM@T*$\W*;(4OK>1C> M!#&ZF;)(;G8\4QS4=?YN@[U#R-K-X$04X$F=C 77T"8R195*L\=_U9)H/8]" MZ\V*W7C-R0QO#,@B5XGEHWA,OM#JE@(P$6B+D':E"FEA3I5XW$QTG[_(*[LR MO@C;+B#)[#S,.PV\)1]X>#Y)"OT?/)!"2X.-&XK7K.7$C=GB-AJ;:/ ^&4&< M%U;H+CK($K>7H986S+T)S<0%RHOZ.30*A*(2PJPYI6MOO>=*T/T-O&1GVKEP@MO\#K?Y6\C+>9>4 MZ;!%\_B,;45GPI7I-Y^B&[)$.A&>8HI8EQUMR?P6'2[>(E$OMG<&ZZ^?:H\^ MN])I_')+&ME#(Y38Q,Y2^CS76N!2.Y0&%=SDCE,C)96PI2.>2]_R?%B*FHFK MT&AL8YKN3Y9QY*;LR$CB#(6\PQ>D RM?@^ =5AQUO>'/%/PKT%7AK3HI+UC\ M(#+4&YT4 O/Y5USD&S#Y&1=%2^43OHU83D4M-CK*.WFJ41BM&C/K2DS"V4R] M4CJWP7XEF<2(+3K3&]UYV"_*DQ4R!HL(D'9MX0VK+"@[K2+GKSRAUERXSXRZ M<_<;H[S 1-$JWLBO,E.YYH:9Y7!U*?XTQLYIR;"NI*,3]@B.I6-PS!EQIB*/ MRBQC?,EV0DG]?EXF3B@)@)5J6(>':9J"VT8/C!9IKQG?612"(R\D#_=EG$\% MCQL!,D;)#...C:;0(Z*\AK34PE%+:?= QGB96FC[4O06VSKZM@8$U)+.) MF"@CRJ'J><#I&C#9\29L:!YQFWHGNG:4,_F]>EB+]A.&L_O ?:B-P;R]_W02 M[3??$O4G !>K=7%7;; R97=2BS-#*YW@:[2G##W"$Q5^/B<)(9NA)6 M]6P7:%R'A6T=TSJW+M*Y"5X2LZN"/V\=W^D1 M)L/?%@%BN3@W9@2N- (-'3]L+XP4%4NTB>?3L '@+@M<@8G>JVB4NO@7ASHMZB ([W#.!@<>2!B'M>@>E__S\(Z#K8.UU\_$>= ]UF!VCH7 MK^7!J0$).$,0F8U?B3K$2%#^VOE+\2![P<:>51RY)(P&# ?,"/[85"'[S9\= MW!?-DZG8**I:E]%Z1,LX?@Z3AZ]%&4<(/4.0'QB]1=:#*=?4XH]]1#8)S<8P M1KX)UA:&]Y5U"EI&?N[MZ=AOCPW=YN/P&1S[:E ]:7HQ3!5A45I$:%P8 M^Y==QB"P8XZW%W'E_"2N2M,DCX-RA(@15&[E"O^,7J1!)Y%W4UV1B4#B)]66 MP(;:K+35O3!V#ZK- K2(6"WJIND;!F_QE]TL57:UQ<4M M;/X]\%D.3$:LT5JTVPV$F=A(L@W!56F(F[3,>>YRQ6Y:I]Z8J35M#,2G!?4H MXY%6.Y=3?9MA0FF;*-$X&W-U8"V4>:CF0V@"'@8=Q_UN@GP$TC_4NQ.:W%&5 MX&H13]00B]&K3"O!\['.X@O^0*](WS M*A^FR<2Z<2C%GA^U_(K\"PS L9&?;R#^S=KGC[^O2_FH+6+$!W , S1(TB>] ML6G:]DD>GV&(/O"ZR(=NN_RH$JM_Q8V9FQ8N, ,3X9W>?'MP@H1_#+782UV0IZ8R3,"$2:S[)+\YA)^%F4#ZCLL0>R=2V>J;VC7U2/D.[+6UZA=5Q]P?[ZP\E=*MF.MH29X2:P,B?P,A.0$C" MUQOF6FB-8Y@E$DDN+@:_,87Q%!D17B53=?TMPY#6,B9WA6YAHRFM +R5!$%S MFQ>0VEX8#K?F),GANB%/K4?H4O_&?I%JB\S(R]$BX MF'$2:D0F^<:Y2-+$5 M%WCTVDR+6FWH:.>T*<'T-LVI_B:V.!*4 M'I!HH"-28LYTQ@%2^%I%&"#8[!$?)2 M$BKC7'*BT[Z+.)IZR0-^;(5=+*SR$\JZ^X01.XTV==K1QUU9L)&G*X*@WR&S MBE0+T+9YM,^!>&@:J]IB^Y$)CDB%PB5[];!U%77*B2CZ/\6_6V>N6N3QV8D$ MD0[W!T]6O/+%]MW"R9Z9^7>4A:NO!()AD05F7-$ZA.]TET5"A]4XFUWGX'D- M.LV=GFI?!_*B_]:U)D]R^3RA:G/)R1_B7, X9!K?!5X@&I1C;[=K.N;??_VE M+C9R95RTYI-DD'R)KZM?TWST]>__]O_^:M_ P!-&-> H&58)V]>[ MTB3[$MUR^.%S?/ZW5^_>HB3X[]W_^_+V%;!Q^ 7,>V/W[6#GX.C7X\';P?'. MWNGVVZVCH[>#@\.#K8.]MUNG6Z_^WF K^D)\2:9P)%@7\#D' M,78Z YS+HXOO[X<%@$ X&@V[BQJ[#"<.IZ"X,DEQA0E+R M: %BHL3L-X:H)W==@)Q)*O,,.(4?S%;62M)8T;AK% MC>,TY:Q-QS)8J,WXYN9RZ1MO=\>IN$<4_!^C-%#J7N0ZT2%--+WN[1-;L"*E.0,W#CM8%,[&9W#[7:) $3HIOQ4&!ML J:4Z[>W]YXPVDOM V://]K>U'OO^\K[_LV3_R]9<]^Q>U^#MHD<31*$J% M_H=Y5>73-QYOVP8^I1F7_IF?]WY%"23T&V$XQ.QFUP%EPP7_/J#_NWL-BM6B M=8%QJM<7R1C8ZT)/QCVDBGO/"I+;/4/>@=CI;K^Z?2-E"V2;YG?A6V]TR^8J M[H_Y*7'1U?:VJT!OJ9DCAH.6W/GGFRJE;-\.*M=*ISU-]33U32_J>Q,171K= MY1M/\*/3J=W=Z,GK6O>][>8^/A67F)]2'YLQ;LW16=X2?;B[F;QX_>^C41R?GW>TU?>YMD\9-#V+ MJ?7T<5<4W^FV/7"3:)<[W:7]PW"PO1=NM822NMZGCB[&X_G90]S-SW51'D=? M*R<6?D0*VT?J"G=V>PI;R8OR(U'80_;GJ6_;HPGLIV]VK5X"N]DZ"/>.CGI6 MT[.:GM7TK.:I6\JTH6>P<'X4YW[JB>+'X8LE@ZEO]H$OGFFM9VN+U_V)-$3Q(]23B2 MV-KOE:='VQ@KY.#X!L;'R4KZA59'_=H.=P_WP]V=_=ZJ7\6+\IU)IY[">@I; ML8ORG5'8\NG-3T9MWYK"MG?#W:,^UMY35T]=3T-=.X>=>2*^>^KJ8SYD=KU] M3I?.RNA^._OA8&<0'FQU%C/]7LBD]^3U9-&314\6O8-;D<5V.-CM'=P]2?0D M84EB*SS:W>E)XK$VQ@K9]-_ ^#A=25?(RJA?6[OA]N%>E^K7=V_5]SZS/N9S M'PHCS-16W-2>PE;@HGQG%/8#>J6QZ*FGKIZZ>NIZ(NK:V3WHJ>OI[#$/ V5G M=AV,\QJ169\+!.49C;8OA X^4I#%#>3W;2?Y8[]X2$OG+2MZ?H110]"+>.=L.##G,S>HKN*;JGZ!>/-+#L M%KYX'K@UV F/!EL]_^OY7\__>O[W0_*_[>XR1GK^UW#F_$+=_V834YLV MU_1(W^.M?;BU7=ZM]QFZ9+*86NAR+V]L='2&W:DG906S#Z+1GW4B79<3Z4?= MUB2)VN)A&VW;P:RS_H3ASM$@W-N;+ZUZR&B-]H223/#N-M=4&,RB(KB,TKJK MSG6#S1:%YD&KL3W^@K5W219EU*68P?#7J>VU.X]&:SYLF_L$;>/V]W17OBZ[ MQH78!K*LHXQ:]D;NZ!K-SX)/IEOD,2R=&D'[#1#IJE*7],:.^1_(@O@ZGG(/ M2NICR&TJ"VYA3AT!80Y$.F[!NVO1^AIW8R=*BD?Y^-\F*6\SWO6S4^5(@:0EM&PEC) M^A^WM/\]3ZC5YW+GIH1Y)7]_&Z?1%=U^VX6WB"/L*%S9]JU9C4V(5=M7TUX7 M&]RJWH9P[1+L$\-7LQLQ/U@I=C._[>UP'\YDZZ";^6T&'YDV5W)V M9O?&SS)3K0="!?,5>=4V_EG'!!Z''W!QS7&K=G['H,!/T9:2)"E%W 6=0&\1HBE--32:R-= M:",G3+<5D/YF''#LSCLC-*G#>"=[98 MP^A.EG3#Q@=;W3CH?'%S$8T7!(:!4-6U..=KD >T1)2@DH^=NKP2OZN9Q% M(_-SRX9^2::P0_^,KX+/^32:2U>\2L;5!?P3UB396"/8G&A6QJ_-/]XTLZO< MI'1QFLW0VF\M-5R^O(VG=+#UE[M3P%J3T61).X]\_WE?_[:S?VS!X?,W77^> M1--V$=7*F6]E-0\M$%ZQ0[A]X^<[WW>_]:WB[UF!P+[?O//^FC[FFLZK1"\% MG&O5F3)[X&;L T(MMJ8T1E '/Y_][D7[N^(4G6[XRR@5V-\.!X?;X>%V=]52 MBS;QAZ@2>&9 E>]72O6$Z[^WMQWNP__O;#T]V-$/0;@_.C[_\664I.2<4,X6 M=L/D7-" (A@D;S IHJRZ/7CXHP"6;Q^&N[M'X4YW/9R^%W+JT9E_8++8V0GW M]@?ATX='X=%13V!/*-ON!VIR^.Q>D:>'N[PMY-W937PI6#+=4_717GBT.PCW MCGIPO&\K7'MPJ!XEC&?]9Q M5IU>PO^4]B&LKL0-^QR?_^W5N[>8(/#?N__WY>VK(!G#+Z)1M;%UM+_[=F=P M_.[X[<[;P:]'@Z/MW;=;!P>#T]/M=]L'AZ_^WC@ O9EWY%>UG=^3IE#.EV_8 MG0EX:VX]RA>;AOJD*I:7=E@&,8+.<+T!_"6!/S#@3DS[RQ6 %]%E'.2C4.+\3TRV!*MCPB618U-( -1$C(M6+\A!B/^#)9-36CVE;W/EI:NH M/#W9#'ZEQ.DHYWI[@W<+H%O$LS=B^8$7+.;#"XVQ\!BI^@LF>'\_?F44?EV5\/W:W MO;-UM'.Z]>[@W='IR<[^Z>#@^/!T]^W)Z<[1WL'VK\6^3W[7Y>3>-HL9OG&AST_;VYL[3U=AEL&>;\P*!+-*VP>AH(?T;:VMPYX0_(.LQ)6UFG!!_P05[ MW>S5UM[FUA/M%?&Z')1M8"X(3,'H=;FW'H>[\EL$EV!>^FP&QR5L51&7=5J% MPDQYWPV^'%::B:L".' I%#NT%(OU6 M'O_=EM1A\/ D"]!LGY\!3\;CLNN"; MLZB0RC\MKX4!XV?2Y#R1B1/FEJR%YE/$4847(+1@>6K1<#>HM)/AU=ST?BY] M63:,4BI2*"_HPLE +3N4)M$P24$WIJ)$^&,]8O'4R4WX5UQT5#HE&(/M)[7" M%5_-';<;3J6C+Z:*YP77G,WK2_=4A;06]7L9?SP_!3Z/ *3E$DH2Z$3;IX>_ M[K[;W3D^/C[=.SD\WOIU:^MD?V_G8/_TWGQV\OJ8(/P3MLM>KGWYEM- M#HW"&:A"D<#'W%K*?I?1A)S>6"QCZ^DHC6)1!G"-H@DK&,#DI]'7./BC'D_$ MV(G*LIZJC.?8WG328B(0=F"A$GHGE7E3+6M>,,:KE$,O,T64=[0\Y(AD6?EP MMT.$AZ#QW Q@:T"B@H1%EUD07\\0I)(*\3*R!B\C4"CJ4HS \XC!$)(*#;8$ MC+#2&EU1"1H:>M08!8',T:08U5/,YQ[%)0M^5CQ*IW:!M&:92[A1)+QA_W % M=@>#:)C7O$&CJ"AH>00LR[6%<5%%"=JFR%]HWDH:T Z42QY'DHW2>@Q3@:]A MV3;JEFDR);1=4;2X.!%F\#I82]9A0Q(#&S 8N!Q MV3\<'):#!CZ" (B*!6/ 9^#B5C=A@!0Y(T+$S2CS\PHAHNA%>+/E^DSR?'P% M:CH]GV1P5R>$#*>^Z)V1(T5A*T@AD8 A@Z945@%\78X7QUQ+KM7K$@GDG4=! M![,!>FN_J>YF$GGK>XL!1&1_\"": O7P#X2=O<3?!G"X=1$+2ZAJCC\2U2$. M"2O75M=%7\JBSSAEV6CD(Q+/-=P]H'E\!]:>?E=JC*^+H)8"L_[Z^CS/*R2R M#_!#<$V_*G*5!L".[[%0[]R]S8?_^WO_Z"XR2O\7___O\!4$L#!!0 ( /2 7$I7OS;? MD!X +61 0 / ;&,M,C Q-C$R,S$N>'-D[3UK<]LVMM_W5_#ZR^Z=J6/+ M2=HFTW3'S]:S2>7UH]UO.Q )2;RA !4@;:N__N( ?(H@2%"418>:Z32R!)PW M#LXY>/WTS^=%X#QBQGU*/AV,WAP?.)BXU//)[-/!P]WAZ=WY]?7!/W_^VT__ M<\^>'<^HB@(/QU$Y,\(!?[4QYX@(<" HM @]W.( MV R'OZ$%YDODXD\'\S!GIZ>A-@ L2[031YX]+%T4#83+8_?'L'/$\1QTIQ00J*%OH,7LJ-PM<1'HM&A M:(69[Z;]ZCL5.T #+TS[Y*EZ?Z1^S#?U#3SXA(>(N"D/SR6>G][*UJ,/'SX< MR5_3IMS3-11@1T?_^?+Y3BK\X.>_.8XT '^QI"QT2$EQ4\0GLF?$#V<(+:4: M#H]'AZ (93:?J8M"::1YEK4=CW 0\N2;PPS4&T'#@7-D1PZC >8=T2-A;4H0 M6$-7!$E8;0@R65$%.>4N\-=ATN\0OCH[:A(^G5!Q8G=)A M(9:DQ\;X]?ZX"1GYGK^ICAU2TXZ2]F3HYXZ&XR?I (C?VZ'DV'TSHX]'+HU( MR%:-79JN7_)'&U]6!!HQ)@*@%M3D.Z9_;4R/AWV ^,Z&E*0/?#C,.K@2L] 7D50NA)< Y@Q//QT$4D8R%?BOBX(W(MY-&I3 M%^,).3^)+FX42!8^9R0F$,!C?SK@0M0!COE^898\/+5E273QB=];C@(TL>5( M=,%!+YE9,FS+C.C"18??;1 MQ ]\8.# @0X/M]?&3%I2U0!80DI"3&9G/Y^,1L>CXV/GT+GPN1M0'C$L_HB! M.@E4!Q'/D7"='."?CM;!K2&*./;&Y&?Y>5UZ<>>XB:'CVD!OW*\XFK3=XB\3 MY6RDL@L<(C_H5'$Q2)/ZWHV.WQV?M%.?\P^%X'_W>LQ)Y1Y-@HX'8 S2I,>W MH^.WQZ.V>E0(!J;': %48"7M<[H0#,V%E/Q'_)ER2P76P#([T)'>@28P8X45 MH#H =J^N3,3&!M=$Z$HV4PZK4^5:8C8[X]&[X[=M3&&M&97-W$(S7Y)R%$#K MV''O1WQ>D2]G,IN:B&Z^;F(BYWN#L#&(-C-Y(XCFB7RDG\CK%3S :?P,<9^/ MISMMG*J/=5.UA.+0J9.',VP=6.-R"%4\^36%!P3::4 M+=J-J)8(S+''#YK8PZA1F+I2;$X.W7X\%N1T%85"FE\$KD6T^(P1QS=H)5MV MJ?A:++7:+R4G==I7*)T8IR.1.@G6O1$4Q&4=;];#,D>:/V@B3;-"!QAB"@%P M&O@>Q-YG*("-,'=SC$,[157!,"A(S)[B/YA![X3LY&X[J9\,E!/#CJ>&ZG+^48 ]U#&52DO$_^>(SZ\"^M1V;.EA MF97VOF:,93 AIP"HC@2[5]?T?([$S,"OR5U(W:]S&GB8\5M0KN]!Q!62S?M_:Z;=0*5-(G'\ FKW+'4_' M2\PD:5VH,P?,K,$3*PUF8 >DL L\"2U4(IN;ZS$GFGH,=!N84*TSZEPG^UEI=S-\7C#1&9O>1[31&YH:[WY60[:S@+D/OUSIW#H;;Q$O#>,-\5ZOY" M/1S^D* ^ KY['<41'@\E2F0:LM_88B(:&P;YM,I9;7V]GU[>Y.$'L:4 M.@J]$]/J2&*=D#H)N0[0ZTB"(7"5),>=N!,3O;?5+5K$ Q&Y^R5?+OMKM.LD MUEKOC[VRW@C(=R[O;F[VAJRUDEO,0Q:Y8<2$D.UWC[7%4&M&']J;40'A(#>+ M-=$*CUIL%K0$7*OE'S;0\MW#,'<"-M !W)/@10&&&I?TAZ>N:"@2R&W,,W7( M:HW@?7LC2'"KNIMR_0GZO]=$6S3- MUTRW8DK=TE9K>>\VL#P@]5#2ZN2)34ZO. FYL%*CKQ87B\5[<]6:A/4VD^8P MS=M-WFNVFS0UCP%N/&DB=AJBP#C$M^%3&F.M]1:E[63-O84DHMYG#- %Y++/ M4\ZQW!O6[FAP'21C3??X>TU-MYA@*J!2P\,\%5PC8&V-]71"H_ S%:/@-QK* MXZ+G<&A]ZKMB$N1?, )1>Z=A!IN(B3-BD+K)K?'6+F&75!I=R/'WFH"CB8E5 MUY$1T.U(PK]S).EJ%V2.>">AWD%A 1MQ4A;B0PA[[_.2QG(N^#]Y'7:M2-T; M]U",^PZS1UETU77KE<_NB-):TRZ5*+HP[93XJOY[Z]Z9=3]P*%;[TRF&3<]? M$/N*LXZW2#G3]/<;AI?JE$C/3']#-FK'1:E^^[+C0K+GI/0[BL$< ,FB[)\U MRKC<#YN2XXG)5C9+^'2'8 MVHA"N:5^;8KS9T0.(Q(^$#KA8N1!7?6:+*.0/PAZKBA+P<S8T [S1.MFV8QN)T^XHRAW@'1'=,JCRY._]VLE,[%>JV@&S[A.KSF0$!_CDMV'*>IN=GHW!&A>R=--J7D%[;=MZU4(*Y:4J*-S MX@M[QU@/JU9QI01N37$97'"'(7H>NHN[P%/,1"(B_M!-1IN,P&:@:U5:*JVN MJ31! U]4AC*#'IBPTXBX0A:2I/$T_0FJ7YMHN G@6OV65H76]%M$ L,V:R#K M=P/7KG524>YKWNBD2R *.AI@HI"3X0-APD)%KOR7='5GF A$]G7^IA!KQU,I M!5@;3WGH<@S%$B#-A=(H.5GLP3@ M7CD@A:ZRA58(S$GX!VT0:E+I/I]HIO3L' %LAW1#[*GK^$X7E(7^7_D=FU>4 MK0/JTCHZH:36C#2!48T9Y4\[))0E=Q;F:4OWDT+YM@QU;W9Z92??;,>4UJ#7 MFH8 M=*4;/_BO.(!ETSL48-UV#R@TE?>'6.AS4TSFJ%]W/4QN!PEW *DCL#J MG)O MJRQRZ7:<[$VBJ:*ZR2.V2(1Y(M"=.>K2D/:927>FUMUFZ"T34FMRI?2V8Y.3 M2]:/R4YFY+!T+_-DJ'N9-U3Y. KAS7LP)0G$?FEN2P34VEHI!^[8UG*$.8&$ M.<3UP VU:QTN=X//'%+KCF=W:CP##,!_PR%<-'R#V=T<,6RA\?6>Y@#YK29 M%A#4NV "AB.!#%?PUB&#OK_9^[[5S/1E)0QQ-EZ3IK7[T_FT\;P MG))\0%!52"QTD.]E=D8_:IR1>K10=1^FJ*U=4+FOV?W\J'$_>;$/T?'D9&CM M=,I]S0[G1XW#**[FAM&E" Y7$3&,K['^XY.PR?A>H4SMM!&'22S2](] M19A _,Y)8UTE$NZF\KH6\R@H/JKS0% D/!7V M+!38#)YQ]CS1/1R3PG5BP.MW+Z; ]]I;D[9],=D*K-&;GIQHO*F%+@=9[6TD M?FO7:@/5Z&!/3C0.UDJGPW.S\0T3-T)(JWN&"$>NE(N%_BI!&)WI2+>#.;GO M0L)R\L#V*FFQ]E8'R>@A1Q\TKWA5*VB0#C'9&G?MP[JXNKF!>,+E!/YT!1_=R'Z^OQ5\IBR61FW^US@D[16L. M=MZJH=S>&AJU&6":>0<[3+!W1AFC3T(85B.]U-<\8>K6-F,83@9DR,*WGR$K M09BG1MT*9UD5PYP200SR[/3IH^ = NIXFX:M6O1 S/7M=U5C1)WF3J')\RL M;Z\9(83XA ]<8<\WN36M+09SW?-=U6"KTBE4LA-\CBL0'DVSC8'[,9G7RQ<4 MQK]TJ>TRU%H-E[;KU6DXP[%7:4'XMUA$9L+R?T$^;)7CO%O=&L#7*KET\*Q. MR0DR9P;8C@*);J_O@D*LZVVUH,RK&.\T13:S'@=85JN6,5RBH(RZ^[%9!;MV M8)96C.L&9H;)&?2@G,&"W2U>0K1!9E9*7.MJSOUT6\EB$$X*8\"2[V93A@U4 M@#F,NFQ;EQE@)P@WNQUNMCF\8#OR%3Q!;W43,G2..X95L?!H$U.U2X8T1 MU6J_'+M4:C^'U$FPRE? 1<,4[]X8$HG=18N%$-5X>L/H%8R5*R$ZXOK;< V MN&I-HEQ,J#2)&"]L"A"8'8G:27'OG81.5_89IPF,>4O'L2[;K-#F$/-,>/=S M3@,/,PX;",.5C5K*G!&;0".@J3K.":DQ%M 5VCMGU\9%3L M.26/<,!7^!@12*BK@V6K#I1;![M6P>4H2*_@'"(GQ:0:[[4,,I*G(?EX>DX7 M"Q&6P.^W&%XP4<^MR"OQKCF/1(!@?YJV$W2UME .?_2VH'!#Z*.PQV:0X%=/ MM*@[ !,2]C8"LK,/@*I &(.?D;;4KM/E$".?:,+QGY%@X/(16VZQ6^]JKA&- M=%%/"L)1, 8E^3A5R[WS%.\!$Z*^H8'OVCVOWA"@>>>'[FQ&+KG+OTF5P782 MX'OUK4G;?FJS 6M>D-(=S6BNRD%.48V$O[6AV6B(GAR+_\K3F85>DT_?J&9_ M.GKFWD>T7/HB\X*OXB\(H8IZ^1U\A0.L#@I.>,B0&WXZ"%F$#Z0I!.Y_DPVY MM]C%OGQY[XK1Q;4(_'E(&?^"%Q/,#AR"%OC30=/&?B 7@1-47$R H1]&0-]A>5M5RGMMLU8:%NH5Y+H SZ#?>B[.(NX3S'FNG@=;!<=3 M^87(42_AQ'V^L22Q7JC)%WIE;L\HP0Y@]].E MMF?V%H<"#K Y_1=>72Z6 5UAW($4JP&_3A'&SYBJ$M06)+D!_'X+5'BEB4^0 M\E?):TS7'O R]5%VCWP\S15?SA._10N^_33ELT[.G\8T]+V(J(*Z_1$%[<>1!?#-RR8X4IW%M M>PGI@>TD:S()JZ)8 DM?OHKL98&K7=8$H((?-LZRSL M.93+1@VX2]HUX\P+/\Y74!6()E(F7?*8\I24:, RD\@OX^"SO_!S)MVL<4\3 M_7/9%TYTG--'S- ,QRNT*7^&!KWF*:ZWG,50HJV9ELN+2 M0M/&.UM:J&$RW@9,9C(-TO-6T6;7JR4)>??H667KV>/$1?IU#?J9UY4H7G\Z MKY(U3<-7PJ*L-YR)8*50C*YDM+)Y;]D54;.,-)D_D=3<"*AQ+8Z)--R=RY&5 M_:[>4L'%0*$#.#T()N0BE-)C=D%&NE2>\5K;KF?*KG*RU(WB>W354EQNO_%I MW"5ENEG;GN5=%Y%<2L]=PB M,Y8N(PB;-S"F;=8[QN3VT&L"Z_/^HXXE0X-7P,S]D_B\NJ(1"S&N9ZVB^:M@ ME-[/:02EMSN1\S1AM:)#[YA]QFX$5']!1&1RL9O_%X;J.Q=X<;#&:_/VNP[" MD^EY?0>!(E"65$^SR[ 2!JU[];0J7<7'>*KG1&A1^Y!?UD+N_UNI_]_CY_ L M$'ZX3FS=H]O K,($3$>6A7.,2@9U+,GW98I"LNC7NSI^203)N^FY5>@O&$$P M[*T_5/M Z 0JH\#1-5E&(2QPB_0]\"4Z6>96_ZLRK^VCZY5Y=AAM#J]/OD1Q\P6QKSC,'CH64W<%W_J66]SVW0DS(JT) M(D\N_;A *UM=Y?8!;M"_)XSGO/F3'\Y+DQLOSF[%J5":LF'+1DE,V\;6^W!Q M20]+QEUR792I]^J;/-(!B1;:/DHR-BN< M8AN06X*[EK4HV03 H MH>(P5%BV*]H"FB$)6#X*-\5LJ^+-(_GV'>Y6_>S0W.LV[7-89FDX1;)U+#W= MU[Y=OE\V3[8F8) 6_Z*ILRW^06IDF]ET#;H!3)\:"6PSQ:Y!-TR!;S4>K,,W M3)%O*QEZ+<) RWV9&5(/NVW8FR?Z"U8LOM%AB'IH:MA0BFA$- M3F@FZ"X!M;J*MB>0MK MH7:H>KY;6-T#(%<*X3;>T_@0QNCD^ *M^)A]H0SG[CY*+>A,$5&2Y>;P7J? M/G0KK^;@^BDN$:0S,:KP!5;_7I,;M))G=FA\[!<3>"GKE'CIDQ:);%KV[6E( M5'C8X8G\,:>!>MD!SCF)?^45OJ)%COWF'7;S-$3%>;F,<#X.YYC=SY$R[.)% M ?7-=GT_0&)5^5LITWL.?XN RO%48[:6O=H;K"],8(;9-MDLQ2*-6_?5(9G( M7T_F&K?N:VB:,!![3M/-5H2/!1P$M\O" M;YBK\4>GMYC@)Q3<8[9(^-\,Q*X',5BHVO$UGD[OYV)B@#.W[GD[L^CN+XWO@A"VI.^Q&><::->^G \W3S],GN=2Y7KCG M*/ GS(\6.G;-S?OJ0H[PLJ:PT631IV#LF*V(XX"4]I2U3D5R6G(_BFC3L MVY56!9IO_=E\_?)84X,^,I._%:G,B?;77K(!F>\595!LU;"A^[67;&COK5)) MVYI5E2Y0V:!_SVY-L>2D<%5*R[Z]N1_%EO[U^U VZ-_#^X5,W!2GCK2$JAG] M+0&\&@?1D.7=,Y9G) EMO-]]=.$S[,:1G=#'Y70J KVB8VO4O,=A?NX1WMQD M]$"6R/>J*KPM^O4L\*^PY.Q^3[BOIVB^%;_MVF;CIRI4BG6ERCKG >)%!UA*:%4&FC8M@<\&2\#S=BI:]:W M"E;%\*J?(WH]/21VE#Q:"?8$!@;^[VP%6X?DNBE)8QZ;#KLNMB6T:NYUYNO\ M5+3I"PMJT N)AZMLI?$&\? B-Z::M=TJ2_6%J0*5XT?QD>!?(^*I)U#5U>) MMHFY1MUVQ6>%HU KQ^ (LD==Y0WX#\1?+VPT;+MKYY$K_.9#_,MG>#,EU5QM MJ[Y%DE4*-/*QIL!F;?N6]<@%7K6CH53RJ/BM9^6,')6%4H7F^]Z4(=+M$J4U M:NTO?0N,2ER4@X:*W_K+B5Q0%#E$D@F/B[=#&%OT;NU@C:TQR:Z<:!BMM^O: M?T%8L__ZF;ZGB<5F.Y7NZ1F^R^6:#=OVEE7,Y,73 E(:SU]AG!8==1JVZM(W MOU4Q%]8Q50Q9&K?>==191VC%PR;VW7IP1_D-B]\FE-&_?)<0IE"9\VC>0FW> M?(.P#:#R;G,C03?46+6A=,5O.[?"I!Y\NJ 1"=7T?X:%B6'-ZS 9,Y:]>E9C MKF)>-R_:"\,62M_\\+ITXJ4"/IX^P [H8 6;TV 2C:O3:^N#);G8]^^M1*B+ ML-I%DOK6-8UZBEOF7:$BY8&BO0FW:3A M:^6QM/'>JL=KY=IP3*]EW]Y*PE],(L;520)5QLHXU?[6MSFX(N;./9:\NHK@ M-;1\U%WYZZ[C[FSGKE?PH9KO^QD[9RLZYXC/#0<]FC3L,8N1&T9,/A?EQ<9T M3GD(:1RPE"SGWECKN@S\!:R8")M3A]T*8N@ V(Z>J:H8?7>(7#$A:*%, M6AQYVE]V/>KN1.XM1/L(I3""@A7W18R2FF1R$QUE/#WM>$V2;X7/NA+*$!R) M3$^NP,1*03,LHCDR$V&]]MFUET:ZF].9U1*F9F9] [/7BZ6P.3J5RUZAX'=T M3-G)<2R#*_1(&;"J).&39'4L6BR5(50J8)=V1U<_):MMRVOGHZY*PGJFP:G)5)0,1+)P5*^)K,VUML]U/NTR, M*1$!P;_9YF1#T&C5X]5H4TS3&J9*VJQIUK?=-HT.5;RV@Q,IO>7=YOJ?=C[& M8#WK#/+&<[J -295F\@.EI^M9),)-(E7QD^?$//B37J_B(80>:I]Y_*O"Q%/ MEI:87P!/WVHH528";&;Y^KJ55/W:"T.9M%%@O%"A-%?@LQ-P.]_S7\O*I(*5 M9-,U9/C9#3,0F"0[8&QYZH(P_,"P08^]4Q(9HAB^?1<#OGB.^6,#?Q4/BU+ ,-W+4YOJ;1SJ=Z4$HB=:@TPRW6 M$>2'%[(,+9R_B_A\S&!]1- >_RVS;^06DO@N(/5U>DEX2YA1$8FR[YQU_X&8 MC%V38>V5A-,"P#:=^::\:[>I-&*ZJF>?N6VGWM>C4QGN;6#.3?KW=2NUB:4V M5F[L^!J%8&W]U;UZQW[%#'^/Q8P=7B^6C#[*AE45N28-^U:^NI_#4%TBLH)( M3%U^0=D:7^8V_67I_'(LXNTZIBI:[3HF$R&1'ZCB85H%38G7_];3!<-<<"<( MOL732)[SA:IUCB%#DS[S-86-&/GC0K?8PWBAVQ9HT;ZG$? # <6H'4?918(I M@]4_]U2#%027KE!LT*YWLUG*HO!K=$8@V;Y'SV>8X*DOL[+")>9BL$4!7'@T M971Q(S P-7V++NDNHTP:78+LG> JII4_, \G5% TFQ=G$MT/NYX\,@<#9Q+Z/W_\\?/GSW_]P\_&?YW.WO_(".$_WK9Z](OR7W#S&90? 67 Z5__F,>_ M_( SG,Q78[<8Y.;S/[[Y_C-??4VMM3^N?GO[Z7RT[4/LEO[X?W[Y^>UJGC": MS!=N$M)?_OL_?OAA#<=L.DYO4OZA_/W;FY%!&"_]7\/TXX_EFQ_/ M0I@M4WSQQW6:S-/\;!)?+3ZDV<\CYT?CT6*4YDC3JNL/LY3_]I=Q0#"HHFP- MQ?]JWW[QY3K][2_ST3"<+_ 3-D+T;6HN&5:@\BW%4 '+CEY,\G7UL#7*W/JO,[6JY M6,[2+Z/)Z./RX\\);:37[LOJRXX3;-MQE5FVT2NMF_=)\60^'8]BT67G;EP, MR+'HCA_.7F[F(;?/TS'$5VZ%_]HTA=? M[NVW>ZAJT;(_.E]@%],OJ<@NCHE"C,.^0=4X6PG(:U2;>P3K"1U4I?I@ZZF? MOJO.]7SLPN]O RK4-']U78AY/1L%[.F7:4SC=],7\\4(B4Q7;C3[?]UXF5[E ME09>?SO_:>8FJ!9Z F<(8IXAFK]-<'-[,;^^/BE8'Z&J*KYOTGPQ6P:TT[%U MJXA"QT[KSFZ^;!:X'*=B)JRDZ"S@A[@E]233+?NO.^>R:,[1 M;XS%MD/#;J7<-S'6-RE,9S'%EY.M]M1];%#1SFG$FS\QN3_V M\6#+AX-0<7",]6E]#$)[\:VFD_4A"/Z@E3"T;CX(Q9<)MUQ4MO@?VT3QB;@_ MJ;=!YE.B%Y. XZU8_BK?_JH8&4^MS,LG=M(G]0LW>3]":&XE\J?I-'X>C?=2O+=A%2H[Z,,N?5:9VUVL MMD2B AJYZU2;LX]3M''_=3]&A5;+UQUU!*'/P2NC=?.3WA#8WF'E60W&WQ/@ M73M=WK)Y?Q3?NISSOZ=Q\0S>NG':YFB6C?Q;SW3W?'KJ_&1F>[ F'G[&'?-DL&FC+WL=HK^9_YH6)5WO=9J]_>!F M:?<<'OEX,&K:+,.=30:CK W'=S;IC[+578SU'KR;GBT?#D)%&ZX]^OD@%+7A MUJ.?]T?1Z]GT&A?ZEY+O>[U)<'P[S8O/*!TH++OI:]FX&K4'VQ?=^ZTVQQZF M5"BUL ^UH-3U\K 6G9N#]J;^(/+T?% M*5D?T$TB,G@\RE_*>7D(T^5DGXGQU%[JT[_[MVT4_A C]8A#\253/)_.9M// M^-M]#'OL\P$I:K4 ]K7JF;YUVL@G'*%HJXUWUH+"G>UJT+B)_Y9,R?D3DQLZ M=EIC=K^XQ>8W'6?T:$I'-']RHQ("0!^CZW3V]UAC7FU,A+:M:]!; MSO+6N/7"A#W=]3FC]\4\?Y.NR[*^AY_IV^?$CTE)*?TRO"MQ72-LDC'KBY@'=#SWC5OM#BY8]TOG$ M:_PU;NE_.\;AZ_R0KH:%-*FFKZU3554[&R_E\68IM'#;)PT<85CW2M_3S],\EV@XO M/J7]48E'ONZ3GHWRO9?/O/'T\=O7T_%H?]&EI_51F_96LGQ 3[7GT2S&]^LF(1$+JI0/J_-C]N-@3>(^AB.9NM MSS-^G4["^C]NR$,/+HV1X]/0/*V#1D9FF$LC\;2.FN!R#%ED\(I9$$D%X#PS<-XKYUDV(=(V MJ-P3T;-9^*'0^K#J[^>+'>5G&I4<8+=+' MF_:EFN[P C"MC"K.N8J<;;!"+R.G^7QE6EZE0Y=D,/UR<^/D%N=HR\<[]L<5ZWB$7 M#QLT60J;0O00A5+@ M=@!$GX!R4YVR0)U8?+AOS>9*,S>O5UQJMEBBL:[3?%"+^LL+& MC<\6%VXV*UDNJ>'-Y64I8K<*S6^1A=X-&"T.^^ 2&(@!6TD M9VAZ,7NX)-GG+DEU(#U(H;QV7\HAR;MI.=-9W0%;/8&T19-L^[*AT47B:(2L M> )4=1Q$=OEV$5#\48?P&WGNG.\/MT.WBV^JHSRZ3WSS9:-?"$NOSMGY"W6E MF++GYHHS<7Y!T%8ZDQ==./OL(ZO]8'805]>N[MHN^91F[GW::0(\^GFC+ZXL M/;_@6ETJ?7XFSEY>V)(&QJ,LX8H8.4@DC)TM] (]F"92(0(QH5L9874Q>LN M-?OOTW$1CY(H7Z;[:G(OGWLV6A7Z7!7,?YUFHVF)51Z 8X?1FJ04)SQG$-$A MJCX:,(H;<,9;XXUAGKM3/SZO)E_;O+FC\Z-J4.$1E']-BU41OAU0'Z@?6O3< MY$"8]B$#M8Z#+@>"/BD)/ 4:D[_']Z(@;1"HJBILA&R*DT]I2$,(;B (G M[#27X+)RP?"DD^]P=GU\;=&[M VL,3HPYMAJX] IGZ<\+<5,:LK_[9A-\"'$ M8!AXC^K9,8N:V3L-^'\IK/*4D0[G\L== '6%<."5T85EWRZ-O:E;\&]^'=?V M&=@%?_K#T[W[E'L?E:XQXLY4Z[[&O6C[_'/-D5O?9*I)U-/>6JX92%C789F\ M7Q'UD,Y;$G>F,+3LH7'>RF0R \L3 44%_I%DT636,!ZH"B0>T?AO-XN+_8>Q M3^JH(22A%C<&5#E9Q.&HJ3^9N^VM850*3T($KYQ RUXRD*80:F2*V4:K"3M=-8&Y*"/A(&Q08'!Y G7XKZ2D$2DY+G(^]=3\DY*Z M+M">GM"A2]B?T-UTUD2=A(S1@>L[_:0E=!VA/ M3.C>?4@S-$L7:=9=YN[Z:KRQ23M+(,E(T+9=P=C3 MM"$B49W1E+=>:Z#!&LA"$= 9M1$)!&6A5?+]X#-O-\E&19Z"M1(D40Q2M@QB MU R\U"305"Z4=[A,4"?DT"_3OKY'T@FLBO?K5P5B-SEQ3[]7OZ]U0VFTF3,' M.0H*Q@L+)HL$).8@@V!:B YN6W5!>1HOO[TT/P!>M63EY02WLS1?'"8K+5JC M1Q"ES\Y"\FB7464MQ.P,^J+).^6U):&#LU4GL-27K R#5^6Z'<^F2LXQ@T(] M:I=A(.MXTVCR"<5XNM5'WOI=(RDUK)SA2QDS&*,\&(MBO;HM0X6WHIVM=,R8 M2U>F]H7,0;S;^E#473V.[8SX?UPEJ M],#5_F&J5BSG*0[1%FN:*2&B*YZO=PZ(8QE4<<"))L&LEC3<*QBZKS[!UY\V47)N3-(HXR:4>F,15+((DE.).(0(S9E3]PFZ,FO: M.T;5;+O;W)C7;A1?3B[<]6CAQKN,N>TM&J:3-5GA$EF5G"M5%*27#HRB3L2@ MB"$=MH0Z&J%G.>@/JEKB\*;D'DU2?.%FDU)<^U[^W&7"#6YG,:S]C9NLI4V: M)["E0J$5- &EW("P/@B1E4>;Z-1-_)Z%9!#4*KJ&;:[NM;CX\,2>&I<\)8RX M8JNF5!V_-;E,7JP\:8GQ* MAEA(N*>",(%#="R"C))989(7NI71,9!9[>8?BG>(?Q4&?G+CU0%=ZUI@K=HW M*4C^(W;ZL-YJ'\13U^NZ:@OL:-YDE&RUN)8:G")%G]$L4R6"2D5%S M&R7IH$0JE1WI+B&#(%7[3.^._A9'>']ZA$ERERL7=9: 79&KQ_.8E[M=CMSH;NGV1^][#[ENXOZM9HTS2@:,W8+V) M8$1.P)T,$)4-5,:@9HUH2<36:(#0_H\L749+=Y'UY\VH- MQVZ9V-VPT40SX1.%D V#) DNA! T9*=PB\S:^':F]E$K%7>7BMY1JB47/TVG M\?-HO"NT>_-)$S7C!/K4I6QTI6*_W9G?*T)5 M7<"_IW'<$'V #[B[=4.%1%66T=\MEQ6]90Z"TQP(UX+E)&/H5"*E4D7@GKS MWK&J=1/@D4S\=0VD#VDQ"F[XN@=W1+Q=X)^KFPFO;I,Z[^?')G=WDU#B7!94P'<,(L"J"WPDE5"I,U&!:Y4;&5-#8,( M6JUE&NCM?!HA#\Z__#8OINWF#>C)^[.P&'W:M^6T[P07IJ(BDP"!.X8>M&6H M9=&K=BG*F*A!UZF#'U$G7#T<^Z<5<3THG?#KZ;VDA/#4)(27D#R*F0(2&D$'0,MTF3BN23KXXQ%%.GM:$]+)=X-@TIQ?D5 MXG+S&/6KO"V3\I$)T\@0H2 M,B"@'07DXH.;O4_Q5=XJL$\0E=8=-=(1;:Q!6TK$"+QD\#NE^.TBX))WV(+$ M]R M8A?+5WT7:F<8'.ME %T_H'MGQL_#3QM4D,E'FX"OBE\03\%99D 3XX33RG/5 MSX.0WX%T] #>,;>=EQ.$P(U?+_UX%'!33:44[Q-WH:U]-)0:E[+C0#,UY0)< M6._!+-+B_4E+7(=WP^H<#1UQ4^H+U&,(URHK^-5U 7C^XH\T"Z-YBBV%:FO; M1G+O14+;7S*O@'I<5%1I!I&*Y!07CLH.]\+J'#4=09CZ K.6$+WX(Z356RWG M:9+R:+&: QK\Z=PAX>4*0IK,5U@_+:+XM*W@'I(Q.!L9T3 /T8HGOCRUQ-9ZNI MT2?VU.C$!8TV@)<*]QCM&2AO!%B&-K"@:-3D+J=SWT7,O!ZV1U:5)2NFW$(] M(,AUKVV3*,_!X+R-18Q)D 2X#@*TR)G*:%VW\G)U+A<<5[EU0O,8\8MVLO-( MB\9D8V,R&CQ+&JQ4$JC0$CPBEXRT6M,NYMOW$6/O'\3:P5%4EDC\ M8^/ZAYO-W&1QXS2WM8J^;M9HRF32*H,,+D'P@H-U)@(M-7^IEUYV2C&I<]/A M"-M5#T >U]ZYF$X^E8-)/TZO<; TFZ6X5QL]K:>&)I&IXPYLN<'/'.? /*<@ MHG%.("9>=$FQK7.UXJBV4)_8UI*W1P!;YUYUS+'_.8OGV^X;A,BA> M >B$:T)R- *S\7:342$]4:Z?ZFQ'L(0Z<^C;9)5>$#S&+O:8=#SZ;6.H5SQ( M S30!-*X#%:Q %9(;A6EVL23K^ XL&#T"5[G7-DW*4QQX]L4JT1MB%OA;6+5 M)JMWAXHXH*!ISX#Q36'_,@4+.6&AL1EY*W>!SUF M/8HC:*AA(:X=(WHW/0MH_LW2&K*/>THA[6K6*"E29N7U'FH\L*B+5ZH)*,EX M4CYG24^_+%PMB>H7R'HU<+Z^^?*PZ-,.T=G7M&&!!D<50W4M-%CK$\0DT9>5 M)N'?1*LNQ4N/FX'9M_@, .;1-,^CA6">HH<>[:2QED9C$R(ALP9*%(4LLP&C M7 B69JJ[/'MQW-3-P;52G[ >R\+:>)JMRG;M;=LXKA1#\Q$4IQJD4QRD"AI\ M]C9Z0K+I4H_]J$F<0UM-?8!Y-"UUF&G>OIV=))8[5T/#L/.@L+ M*0?7"M*V%T!_-U"=/==8[S##3ZB*LXL M@XXDHIMK2K6?S(3U+I$@>SD\J:^).K/O6RGI!-Q!X?';B\-G\?];;F(3*PMN MVSWC[<4O#^BER2$%6RKF9]31P)*U8'$5;6*W5*%CT2$[C1UUA^I++NK@6DM] MO$VS3Z.2V7#S9-B7>[?6GUP\ZH#>&N6$9T0G,)ZP\OH+!XI6 RA-E-&HQB/M MIU+%\Q6YNO!6%[U57;M>Q*Y=3TUBPH1@RO$FCX"XHQ+//D*F$=WB&"ES':KG M'#<'=S"9&PS;:O*V]<+,+K':VJ 1'*=HREN7)CB0I4JVTM8#LSY11JS4OH/M M=-0"%[T+3U\(GMZ=SZ>Y<)WZ;8B7PEFGP/E@P)9$'>*, 6&D5NCN$)<[/%]P MW..9OD6N-M*U)/,R7<]2&*THQW^/TXJ+DWCV<8JVYK_VZ;(VS1M/HDJ&X$)T MFH+PJ, 1? TJ"2J"\_S%;" \:TG33VXT*?[LJTD)V1 1 F#10)N(K[)COI/+$!+%$I-X_H\/B-5*W[V;GJ>WT_&VL[66+1O.!;-9H_^@ M@P>O#(%2<&B3O9ZTQW7102".>P&@QV#E0&!VSOK>;']WQ.Q/[_ZF2:.L(2X$ M L2; "GX#$E+?7N%@:O0X4&OXQ9UZ%,&>@;Q>#F/9R',EJL'JKYZR6ZW[?JT MCAHB&0U&>W"$4_")&\A:63 Y9A$(S[;+*U'TN.63^]YL!L?V>-*V,K_N\-IG MP;3KH(DF$,>HP/5&(M <#"BC/*0H4W#"&BN[F#+?5_QY,$R/)U67R[2^4;-Z MT/ZUF^T)'K;LH0GH/W*>$E@6!1C",H@4% 2;G" (PM@>+GJ"]2C M;H[39W_FD!S#T2/:A@B%!!65RYD$B;AW$*:CUHJH ML@-V1/-X4G2S;6]H?ZIA]6WS)A'6! #VZQ7Z3LK"^0/IP#[_WNT-L^)9=XR*4+)@4P0H7P5#D2(JJE!M#]U8J M8T3JDO1VU L$U8SZX<"N%I_T"R+PB/<9/I8CH>I[ .H1YVGVE'#PV3(JC, M!>1@:4G+8D!DT.",Y#YY(W"]=,BY/&I!Y[[%:#A,[^2JUA.F#UX/_> F[]/\ MY;HJW8?IN#QA5Y+?%U\>DEGO/=/IQ^M9^I F\]&G]&V">?W73;^E9W4/Y)W[ M8\<:W-&J48H[)6@ 3PD'FNCFGDH@VJ2@2W2JE8,SX)'K(TRXF<+KDFJ JWVQ MF(W\VYR($S[D(%:QT&7U\1]4KA^4Z Q>2NR[Z?NTI!7 M3/J2BVW'M56QK9H"\,C,SE.>SM(@ MFFZX9+(H@LIQ:E9!$-.H(W)0H8K(^9 MZ>RZ7#.O(Y%5)><)4CL0 XXMMK]-T*L9C_Z5XM]QL\5=\5Y:SNW]U;/9:(Z_ MNER6UV[6Z+T&\(74=1 M)HO19(E,N8-[O:NMOT,13/-?1I-I*;AWUF'*GY)BP_E1EB;:G85 MJ6BD=T:F4JA=E/(0+ 3(-B$_2(I!4&UXI[A_K0#;H1+V;63_A)&OM=F\29_2 M9+GSO.GFDT:$)+30"8TY(L'P6&K92 ,JVT@5EX&E+H]N5)&?D^7Z-T^^' QZ M-3ME.AEM(%GCL6MC^/K;)G.9$0,*C@@)BL0$PFL&E$?GLGW?M]8)PW+1(!PQ"). MCD$B.8%&]XW34!(+.UQ2J%3AI%<1Z NGJC&TV\/L!Q?Q=JN#W0V;(O#2&X6& MN_.0K+"@R]N'(;&@"6&VA MV%^FX:LO&^%5C!D7CF*(#N>XP6;'RNV\H'760F39X26(2F=S@TK!X4@==&7Z MIM[:&LJ[>I/WGERZ5Y1M"Z>?W$<3-,U,EI%^LVWC2'4.!K09"NODAI#RQ5,+DOV0W#:4I]SAPL^ MU23F>83(^X"_7N1L/"[IW^71KMGOZ1[5.V-HCS7"9CB=L40+N-[CW.Y[UM&BV#DB61 MRE#"0,2L$)I(-WI2.4FZG+C5<6K[8?,06-4[8YTG'*L4\[]$#W\\73U?M'_] M[VS7*!J<8#J ,UF#YBJC^:9* I..ABFTOKKL-76BJ?VJ@+[QJG81+TT0AG&I MFA@_CB:C^:* \JE%<;D]+1OF%<\.T=1.,^#&$.#HCX'BA-A2"\+EDX^K]BLC M_2/V[^N:]WH=32F[^Z+J.\GJVL\U^F,8W?35_,%R.D M.-V&@%[EU17?];?SGV9NLDCQ^YK-;TCV[,7\^OI4IK5ZGW<9%JN+.VNB3D"N MW\R7\Y,A!IF>XK*\$[KAY>;"_I=3X>%*SKXIX;_9KMZD4';>^'*R]2[!_:L$ MIS*?=^56S@DP_MUTX<8[P:V"V#V-LB[HAY1NJ0ITG-&W[D!G?KIS%.\%_U]-WI2KA$4'(=2CW9)XZ'-QFW$+>S^/%A]^FTS]/,U613%>3JZ7 MBU(D8SH).+'5)!Y2M)K[.U3B\YQFCY3C'6*DAI_SRXNKJQ>$J',FJ1'Z!9,7 M9U3C/\_/SJ_:6.)U4<)]$7]_[<;UX/IVR$8QP5\P11@GEV>*G[-+IA WD]\JI.O."(&_P%DLT.V.5[NKBRA>G_.(SI;]-B M,4[[[G4.,V!S?JD-5^SL3!C\6TAM7VC#A#PS[$IP91KBQ2E8 MEC(D&DPP4@IF6J7!'LF,V WN\(/N!]@8$VVV!J0P#JS6'@AG8O.$+5&&A2[% MI:N$SY^%< YKFPS,\Q,T86HNK=W#[P<\1..CX!),]B6C-&9PF;#;=Z*-H:=K MZ_Q[E=5G?[4+L ?R=/X0I=MWJQ]+5AUTO/T,L%YKS24J/,)LT.%%2)P2) MPBD4+MDJ\W5 I??8#&\U?+]*;N]P+4 -&O4($>!<5.!YHB!$=K>[B%.N2_7W MD[8<:LIC=Y5V%&97-1EV\>,KS5UG'6T9>#_(6K(LO5)@O:'@F"N/W5A[F_*G M).]@BY^XF?!]+*E*?#]U^V";S>?&.V\?]#U4"S?(Z\A(SI#Q,Q#EX7HC4:>Y M:#3G)F;TDDXYMO (H$,.MQ]4:ABQ)&3@V0L0RI?4(L-N93EYT:'L_6E;!95$ M<>!(PE!\/L480I4E]-C ^T%VA/A$T7&D,0M0/B4(GMP$:KBD7'6X%G/B!L%S M7DTU6?Z\;($[YV/S:O'P-L&W0[80(8;"8IT :@.![!4!2QD!GW(2^"/A0JMR M;M54W+=.W2Z :PR['V1%O/Q,1[5O+5>;[ M$6V'7:Y=W26VBX 6#K))D5N3(6KTD@,3"A5\#+>@AR#^+&<0SW>UU1:!YV5; MW)I>0QQ!/#94BP,L0S@A-$.06D(D0H .+('(,D@A;2*\U:WG(\49ZH486NP< MRM*@))K#3ACPW#LPVIO;,#1'J/\<%L-@ CAL=&$(%I]@8.$8,846^M^)'&(I MR*KL*L1LP'*[.<2APFOQ#&Y'_AF73R5N'WLAW3W].2U/9\[>I_@JKQ\!'7Q! M[1B[!=31<[2L! 2+.LM%[R$G' ]K*%06AV.KOBT:_IBK\FGD[&>(Y R= M2RX@EK*_EG(&*B1[NQ7S*.O53+!Y_2;%3AY/!NJ/U M)IVMC2("_E@#55&###;? DE"/NC=ZTHV2$54MXS9PBT5+ UY=XCA9+,=GXE0#FM0#,OL8RNE+6JYXHK:.?I^N+UE@DBG@ AMP&N9@2=^ M4^HP:MPB.KR=-6Q9R#_SVJK.]N=U''%[:E/SBN6V05NP(E/-D\B0M45=YX@' MXH,#9[U1E.ND[4%/FU9,=ZAT'VSGP"V IMX0Y1@XPRPH&2EN+]3=[BQ1=W&$ MGM,!1@5!'3[I86#>GVC:0^VEUO7^G;/$K]Z@4T%&U/6"@"+L9J-)6E#=3]GI MTS_W>,ZKKKX8/"][8^WO5$NK?#A<"Z>*1>)U.4$KN5Z$\P R90\TIV0\]T&R M4SXDJ9+K]DNJ6-V>LM\+3!+)4($A'ZKJS;KGZ'-\),; MK5[+>CD)X^6JWNH+-YO@)W-:QXK804"+.%B2CFH2P5,J(%(KP9<"Z93;((4B MUK%6MZ:/9%=\/??1[=SK&1J/T[ ??AZ9S,$Z$$8+<%HZ"(;(NZ1BZCH\5/OL M+(]ZHCRL+5)7)$[0.#GBNGP2-2VNZ@;EM"[/.UCJ00:A(;EPFG2Z;_B M]^\E>C+2\;PLG-OPT>-LKW,H8P20U:10&4L@1!>Z993L&W M>_/[B&0RHO;4TLEW)_M!*>:5 ]_H%-7 M,D[T?.?(R[3G#2Y$(1Q'N=+420@935+N1+X-^TMA.S@HS\K\^8Y6[-&%Y*"U MNR-5-D]GJX+D[F%!\NTK[NG]M(" 2L.%6#V07@[%! '+N+X-*1.M6[D)@\"P MYS9JAP[;E),A*?/LP5E%4:_K #HJ?FLA)]4E_#MXZN?1965ZJFRJM(1;WP_M MI>L6*?=&TI01F1B\AEBJ=B5[6\N3RY#9Z<8#GKM 5^+8,_71ZQ2)?#A<"_AM M,D8GBO/W&7RV#HPQ"2@/THID7&Q7OOV8V9%#5[I[9,@663D\,90"CC &)XE%. MWF]2WM#+,>S/4D#R>:ZNFJQ_IC;#R_E\6=-H6(_7@@$FL>P5JB;+*$CJ$Q!& M+2BN@@LQI6Q;;6Q'M!K*5-TDU+8<;H=M<=1L;4+SET,@WN)N8@/$Z&_L=H*B M;UI=7/F.K(=!Y'-X\V%0II^H"5%W?>TB8#_H$>$QY:*^X+@+"DMP/R$YW(57 MDOZS)$$^TZ56F_\'+;J["Z1/"HCO;=;B^"X0F:A1X!Q.RR>9(0HC[ZZC)M[7 MU:C'J4KWUU,U%$$F$R$HJ MD&(.$%L/GN:[5&+3LHK(=^ B/K.E59OO=XOLOW[\FN4_XW^O?K/M%YM>ON'Y M.$TBSBB,E_ZO8?KQQQ7+;P%ZE5>SG)]-XHTWC*;268RCTB\JE F:36OI.//3 MY>(MHC<*V-^V9ANTX]GBKO^O,+U,"S<:/YQR^F.!-*9X,^\3G]UO<_S@[AF^*28GM;G__>I:NW9:ZX@ZNES1:::BG37I_XR:S9*--!'V5%"%RU*9^ZXFWTPK@U7+Y'FJM>\KW[.-TN35,T;)EHZ4P5@0+$>$#F;4Y[-*HCS9J"/6) M*D21F!! !TY RBS!"JHMC52G; Z7$?Z,9:17T&J)QTH3_CV-XX;H S:AW:T; M*B0EY0E/0:,$;]$P#DZ7$AA:L)QD#*3#VX;B&0O,,.A5DYP[,_.)0K.S82.R M5+@><+(F:E E9\<[SX 0=/^"84RJ5@JF1;!BF_U[3[=O#S+L:=3(D(*7F8,( M.:,/2 6.&\UMH(4$=O+O?O?)HNF R%4WN6Z/D \RNQYOW7"I&+5< >,N@0W! M0Q""@!?:>Y6B=.;D3:\!I&98" ^*<+Y.LU4481+22_S_9#'ZE*Y2VD;8=@7R MA X:1L8VD-HTB&0_ DPG&H)[>$ MUM:!F?E#>O\=F1EDKA=N_J%L5/C7BW\N1Y_0.)L\=>ZM^VBD-3KJ&,%YP\ G MIR"%@@HEC"I'C.8G^Z+&L!;RD!@>F#!8#N([9?I>CH?+9ZB ENT:IPV00E'46B5AQ1) M>0->V-NT$I%RARR?YQA+&0:U@WA>3,XT0Q$L?S\U2O^D]@TE%_J*ZTM[19EA M^I)?E7+P(':LO56I0BUZXTW'<6?!L4P8-VUY>33VC<36<; M2MH;52T:-E8D(I5'8 0+P%EP('(DMS>K29+]/._^O*1@,/2JG64^%%_T#/$G MLV6*!RO3 WML!.-H9B"%S I$AD8+,2J#/J?+T:041>@@8<\V-EKPX[)XMMTQ-_FJ1S^;_''=9K,TWF:I#S:=>3V2(O&>JJ4TJC4-*HR2I0&:DK)9^YI0CN'J7Q0*8)^ MYGF9H>QMB"]1?NE6&H_(_LZB%.;;AIC-"=>.\@L"Y T>(@&W4WM+$'@ M94CMKO4=TT&K(50#@5E+M"Z6LW(GXNG"M+MAHRG1"&&$Y!@'HM%-#W\P#@ MT"Z;F'F(-I>[Z1I]N6P82!\,.,8\HXH'WRZ2= J2U5T,'I&O"J@>5_9>SZ;7 M:;;X\GKL)@O<,TJ6XO4CQ:(.[*GABC&7J0&5; */3AUPJ3G8X"-1R:-3T,\K M!=^/I/4)YG$%[":Y!2?QC0HL$@DF M*0\E0Q#05Z2)$$%$ET.'2O63!K3;.X)U-%'X:3:=M_1;[S5HN!""/BJ]'??D#[_=S-4RS) VC? MKT!Y[&)$J\9-RL;*0?2"0'&[2G"H)C"9+#7=)A7X>0WT> MLE4=S:/)VROT#!')(]KCQDT MTFS,8%ER3@6>B7PVKM.0DM4KA/UL8E_[;2VWKZ^;-?;B7-DK=7'&M-&6T@NN MI;RXN#JS_.Q"\PXAY[KNS4";5D>\CKE57>!_CQ8'JXWM/3294JT=DT 3BCKE M.0(Q3".P,7H1$V.\0R7F.I>[*FU&_W MCDV$K"F'F&5$>;9))TF\,:?_XM3P 9!>D*N>>O*P)/FK?/NK4EOZR(DG?Y:+ M%W>8/V#&(Y,YN\F7*WE/2Z3QRP.>M4&GCW$:KX)605*P5''TDH* )$P&(22) M(3 76(>:,<_W4L>Q4:ZU\3PRS^U)XSMSJ)[84T-H]"0EW-E#R6UW0H#D:& Y MAD*@A4Z9G'S^?D7)ZQ''(\O6K].R\RS#HCCO&^"VAZ OIO-6^T27_ALKN?0K MZ)21("SU^"^E( H$E7J6O>[@-]<)M564P\'1/;)TWH8'#M!U=VW1:/1$.>$@ M*IV E5LU:*9]>3KHY<=T[;[1% M5Z0\+)@XXB6)52!\2"5)GM!,4C9=KL35"0%6E+EAH3T!/3:=E*.1A#\\Q'+[ MNH?0V!UQ8LD,1@3JARHHRU -^U8-150J^ MW!OOM\D,,7L_*9< \ <;;E0J=_+P$!+]LZ_C]_5'/F;UET>)>AL^H-MSJWJ3[K+5S[%?GQ[G,:?TJ_X*;W M8><;T)TZ;@3NH8*[#(XSM,)0$8+*#I4A85DS15(@'5RK2D\.]R@8TR.C6\M( M>=K$_F]RLW>?I[V)X::_XIWB=BX9<"8]*%J\4Z(4T,B5D5X%;CO4VZX3MCP9 MZ3L6%VG6N_ ]Z+5)VE@ED#,F,@[.9 N2)0]2!!:,D*:)R.!7:$] M33%<36BZW)46>5B'C8M*22HBQ) $".L<<$X(1"&UDU&4IX%./>IY,L+7 =5: M<:P6(8R;GYQ.4.7? 9/3#ICLN[2ZKVG#2'126P7,"PTI4PK*6 ?26&-%J0?I M.QAAWW/0XU#\3F&?"V'YL7 KQ?NZ], ];GMG3;2&!DL24,\E*'1W(#!IP#.7 MM<_2\]0A>;Q28O"1-KC>(#WZYE;ET&;U6/G7+Y9O?=&YY+FYR>V+O6^*!)TX M=<<[=NE(^-W;"9,W*2QG,_S-N9N/ZKP>T9'X5\O%'(4ZKJZ 8B?'?F;@#LSK M%1PW$SN;KY><)9?NR_S5[)?I++UV\\7EUA>>._36H.+)KMC3A+@,/%.):HX3 MD.4>@S,AF-SJHD>+RTM/(>\>HUZCA(71M1N?N_$C25']==Y(XDO.3H 4:81, MJ(?HRVV1U5-$5&7K.A1ZKF0Y#2T'TQ. O9K!]70PS]Z_GZ7WY2[-*.L?",LA2"U V1AYX$-'XDS]IJB2X1X?^5(3W=C9HD"Y+ MP>9?T2)95]A8W4W9Z81V[;MQ1C"1DP83A8&4+-J\D66@S#C#A.0B'50<^("] MA[(A-Y^VO3?22$.!"5N EBI-!_;=Y:%AX3K[] M(/:R-QTT7F.$TEH2";X<9B4G8CE*R"!0;Q-*%4+?(27G-+:J8:3\U/A2)Q#1 MT>FK$JSX-2U*4:'7:;:ZWE1WM"JN]U=C5D%UG=#\H##2\"-50?/>>%60O*E/ M?5N7&M?*30WT>X,&P/80=^6#LT:+BNX_%=C5KE$D:?1):+LA%,+@# M 7!=-Z!ZI_E)LE\ZJ+Y]DK*O:6.\D)(3#J1D!C ? O!$$D[=9ZY,U*2GVA#/4UX& MP*_:UK.<34:K:XV3>*,9]VX]C[5IC-,N1LXA:B6 2B;!4^6 6J&O*0RJ17Z&J)R;W$LLMT/4MAM F@7(_3BD.3!PEGA[P@ MU]<0C97)!T\T6G<"EUA,$;B2&5(,-D26'24=JH)4RA\1< %_]O$[>,R/QX"C3LSDZK2DH5QKQ)*\E_ MC?1\>3=SD[E;*>)C#5L'_IM;&2]'=W6D)A&9,A[E+_@UJH1RA'S3SA<68";H\^C#;S9>XJG-5_< MGD$?.XGV:RKOT7^?WEW63;L>&J\T==P02 3M2X(F'UB"6WL0,B42B?.R572O M.@YW9L7*EBTUD-8N\T]N-#E/>5K.<_\X#*%V?3?>"6VX0(O<9PHQY@#H>%G0 M6DO/O6).]9-8.Z3A-XB@?&T#'@'J:I[* 7,K20=#B>B#OALTD!DGDH"RZ/X3 MC5SC! WY\H =I20:0CJ(:)W@_:E*:%>DCR^A!XE>0ZA/5%D/Q(0 Z!@2D#)+ ML()J2R/5*7>H8%@GVG]*\3['<.T83T2Z4AB3$ MT3 05DCD(TL0DM$ZX;9,N]3,.;;I4T5"AP#Y)(6US&PSR7=I,HRP[AJCD<%% M)1A!PP+7._/" .71@PJA[;%M^:''JP_KORH]3TPV/&8Y]"W6K M<1IIF95>HU7*<58IA%R2M!%/(Z(-3AK-^RGP]&_Y'IXU)RGJ6\S.041]WSB- M<)030="PE8H 58: 0U:#DUY)K;T+M$/)C&/[$:'/O4'E>SNWV'6,, MGWA2)?WL\>$?'F.>\JG.^@FYY73YU='KZ^E\=<.Z6QBD=>^-IU'3'"RD%'"I M$2+!9:N!&0]$F B2,^.4S3J95B7$3M-;/77Y[YLWIR__]Q*';&<64 F*LA29K0ER[&A(40X1PQO5R[KU+"D[*'FK('MGC$;9HB1 M/GOP91U)XRU(*07DR+Q@CMGH.H0$3GT_[21YO6F5_GET^GKE1I/>S+W&6M@S M9L,"E;9$&BDE&B(M%]F"L^!(SLHFY$%XQCDASV,M],^C6M&%]^5VWYMT76(A MD_>#N^X/ASM>0;&WUZ4@_GPQG:2S\,_E:,W&HPQZ:B"\GJ7QZ.-HXF9?7B]G MX8.;I]>S44AGXY7>V$?<\.K[?#D?37#!74P_>B2S4/3F]JWPEQ$%;)1'[MY[ M'CBU6;I[27L2?\9?C\;K&-(<=52*NRNU#31BP[BR3G$)7M@(7@L-IM0U,"HF M41*SDSOBRT<'SGKK;"_<_,/FYO,GU*SW+DKV!W?+@9M$K3::"4C99Z 6#1-N M%0=OK-$1G2 93_ZIZ9.0R.F)L^V@^G9]SN)-FB]0=2[6\]DB\8..UYC(H_+: M@7,2<9),EVQ6"BZ4"SQ<.9\[/')8QS(\)4$_-6[5\I?ZG/0A54VJC-_X1'2, M)(,H#YRPA+)A(W%@=2"$1B]D:'46>X>BZ6LUFIQK+ZU]& M0W"QUJIJ(?"WLXB:<6)X@JP=!Q6-!6N9 LY<=HZ4&_\G_RKZ*C229P)Q(%PP4'9*(#JH4%DH0P6B*W3 >;7]>I M=G.*$G_J;/P^EM41/("O1V\88]I8[Q !+L!XXT&;DCXBHF6<44)TAR5D_KV$ M3HMYE13>5H.D7^->CNAG,?55T>B9_7HVOQ5QE7[$26V_/Y- MFJ?9IU1>Q+M:EH+F+W%1EA.E !'BP@ $P &QC+3(P,38Q,C,Q7V1E9BYX;6SL?5F7 M&S>6YOO\"H_GV1;VI4Y[YF"MUAG9TDARU+Y32;__8S_!7\_%,Z'V>3Z?SZ MMY___/"+^F!>O_[Y?_W/__8?__V77_ZO?O_F)YN-U[?I?/636:2C53KYZK+ER^_?OVTF/V:+:Y?(0#PJUVK@U_$O_U2 M?/9+_-$O$/V"X:]?EY.??PH4SI?YV"4&*3Z/OYVL=@T>?DQ?;7ZY^_19UU]P M_BV44K[*?[O[=#G=]V'H%+[ZO[^_^9!#\LMTOER-YN/TY__YWW[Z:8/<(INE M[].KG^)__WS_^E$GLW0>V36>K3_].LYN7\5O7JGQ>+%.)^[K73I?IDLUG[Q= MW:2+-]/1I^ELNIJFRS"GO.N;17KUV\^S<< -,H@VJ/V/\NU7W^[2WWY>3F_O M9@&]5ZW.V::KT716=^:/>^ER_A]'GV;UD7_<2Z/S7]^N9W%1YT.:[/9ND=Z$ M:4P_IV^RY>F)EVO>X8R/?O Z;'2W^6<;B:A+7[7!.D2C5>H'1VW)Q79.)\W- M7H^6T^7;JW>+=!G.TOP(/#[3(PU:G569+?=DL^9F&!AT.UU%_2/NC":;K\(G M06,Y>:"5:-C)+-5D,HT C6:OYU?9XK8TR/7Z[(0VOUZM%^GOT_GT=GW[)@WJ MU+O1M_S+F@26[;@3*LOL*Z6;-SGC^3*;32=Q+].C650@/]RDZ>KD3$\TZV"& M[T:+@-1-NIJ.1R>%Y)P^VIG[A[#%I3EOWUZ9T?+&S[(O9Z!\M'D',[X9!5%< MOIY_6&7COVZRV218?^Y?Z^GJ6T4:3G?8 57[M8^*%!WOK'UJWMZEBWP3KTC M\_;-S=FFGU;'9_7PBV;'+7.,//^NP3EL?1]A3W=A2U]]>W#>GIA5B9;-S=.% M+K)O:93=,&80XC#L^[ U+G(!>1>VS1."=48'G-R5P@FG_.P^'FEG=W@X+UP*PZQ?=]NEPMUN.@IX?6I3P*-3OMEKKE MNIR;I%I?G=(2OETBF@9*_CL;KJE(%N-9D'!MJN4QS9T3I$%#)QIW-=J]^ICYEZ]6;+*#\1[;*HR4F7:RF5]-Q6"[+ MW]/1*O]+[A^]%&[G:_?[=([S9NT_Y9T]3.\ E3V;/(2FG,3?3<&9W_9SV*WIO1*G<,/I'[ MZ?4\9\-\]><\^[0,/(O*S>OYW7JU_#,<_#Y;[+K?TE0Z.-+_O#K#N(QF>587 MWCX.X^4L?WNU^U54 M,LZDYHR^6J&ES,YX\/-69O3G?!$P">?+OW,>ZW2>7DU+J9=G=M+D[%>C^?4T M0+.3R+]GV>3+='9RQB<;=C++&OMAG3X[H>W>=Q@](^.@Y&Y2/]1M%G3B=L?=S 8U7('=C/V8+!Z&PSRL.)COWDG MIY#GK9P3_.1^M _O3R?&9G]5%QS,OI1=5Z:EC.LI(4(6.FJ-B&VA\ M%Z;P[>,BZ%6C<8FL]%.MVI]?*0$IV;BYV1;^A]?3:)1L G3S26#P;'KU+<;+ MQ^-L/3^E8IS;2_?S/_[;,AM^&R,UB$.T)=.)SA:+[$OX[2F&'?J\Q1F56@"G M6C4\OTW:R.;=?%'+?^WYBYMSPSN:%FIUU0]_MHM?U-38H. M=M0%%>_3L/H#FG\?3:,+(-@8=-@ BVGIV_*'6_3 M]MRJXURUN[8I>K=(9]/;Z7RT^/9NO1C?Q,OSB^DX5;/9MO92=?+.[;MM6C^L M;V_#7&(IBLQ'N'V8VWP\;8B;%;IOF^)2YT.)E@W.\\QKY5W<&G\^1O5U7J6K M-BDQV?QS#&T$;H;EN$FWRK^J1DW)[MJD*'?E;Z[AWV:;J@+OTYBVNDE5S7,R M7B^7ZUC\H1J1U4=HD^Y2:_E$JP;GM_ZT3/^U#KJ#^YR>]DH<^+K)^6PWWP?Y MS%M+/WS[+IM-3Q2I8K]-0U'4WRHC1/1HMQ0<[VCP\IVM5OG,Y7 MKR;3VU?;;UZ-GF;]':@0611]C-4E:3[_48FTOXJ3"G^.M4>R^2^3]&JTGJTJ M3O%@/RU..+L-]G+]^3[JIO'IYKW_?DH75>>ZKX^F)WH3^EN,UY_27W;0 M5)SND9X.3CH(S72>JS9OPE^W7\=Y-5E^=#-Z^G45NHD!I:[&W[=%=C^+?8=W M"[,XIRYGY\/7*9O9^60'/;DNI.ED'87 +=UXO_']L?)$TOV8YBQ^CK=)_8G6B22($N1T=A#"0#RBI$"%$0A*27N M#0G,$?6OK "=R>BL#8QRP>E'!NPCBZ2<%&S:)%(0@CAT!!MI"7.6>EK0J(V# MR5[KK%5Y.&@9WDM#8YP[+0FU<'J9,M&/+#RB9\BB, @1^/V1[7^:_9OO$\.( M%HP;@810Q&/)A2UHC\?1.XT'-X^"WB6+&8$((9A18K2VS1&YGB<.NZX>G==0#.VL6 MD*[6\RX36'][4(K++W)E:?SMA$Y1HG5B(7:$:4$XQ=9QRH3&!=W$*5U9$/#E MJ0[-X]6YG.R;]\ECH$3KQ NO.2(2<@L 4S8H]VBW/B#4P]8?&N7L(:EI'+WO M1WH&J5,,76B&(RS+73V-DTZ0,LT3JHFD@6(NI9(2&"DM+R@/EC\:GG;2*#]+ MR$I-R#JS1^);4">TE-TWB6#>4FND0-Y+PZU54A$](9;:3R]-%JJ+2*6=/ MKO8'7R70>>P U0(9P3W41C.ZDU! U+ UB K\V,?16EA<+F\'>;YWR])^6/G[ MZ&M\)/,D,Q]]ESA(8+!Z#=&(>NP181 6.0'(U_ GM^<=J,*)K#D,.HLY%>^^ M_#W-KA>CNYOXON6IA(1#;1(5:,E#=, Y#BFG3H""1FHYJ\QG>GD';E,H=28) MFR28A[,]'8 ^U"9!BD N#4%8(2@@]E@5ZB/!"O)A'\X-\.ZI-#2,U,N4BD$> MZT,2A@:<_1]&<[^(88SE.#OFZ'_^70(,-I1R@C%60"/O'"M\VH0AW&DDIV1J M07VDL^80J<2O?Z;+U:=LD:VO;XZQZ]EG"6!.0"\((PKJ&,\ 9D>A<,!T&,3O M@UMU >DL_V.1CMY>Q7(@;AEWFJ*FV['VV9^ _!TQ_CE,DWCA&/QE,4BFIV;5]8W9?CFUSDQR_?I//TR MFGU,%[='Y>+LWA(GA);<&>B$L1C#>(IM<:&8J^J1^_,#MKV+3=OH5\S66[2#BR! M ,64"\DQW:7W4RI(]2 #OW#) M:0JR[GR.>;W&;S:]RY;38\?/DR\3 E#8,;'4SBNEI(/AW[O#-=AYE45 7)H( MU$.F.^MGM4H7L5+6(IU,5P\>BU&W,?WZJ*ESO&D"G-#6.H>9)F*Y3%!H8" *4&P#@3I<2 M<(-8-+X7N+>%7B_8ZL59Q"4@&\&!=G"SA5XO&?\ZMU+ $3)_. T!,L M/M4J"8<0E@(YXP#3"&HIXB:TF7G,K MWT>+O])(IKNZRA:K(TNY1.,D@(*-9]PBP267%AB]$U3(&^6IXF0GG9:@&HOX8OQ^C:%3>>WN-HN/V8?U7:S.OY&G M6-5W-OVTF*X/10?*-4Z<,D8C;07ED!C,,'3%[0-&)*MQ&%^,IZXUM"IQ_5XG MR&7NP*)]^E6"!/4,,RF!(% !2+TF.V7!XAKU0B[&;U8?ELX<)D\N&]^_[#-= MQE)GZ\4Q3WR)UHE'Q% F@WQ""852VJK[0X9@6ET<+LZ'UCQC/.L;=": M%X43ME>YMHGUR@IE-+062 HL=;N0 '< 5V<]NB3_62M@M<#RQ330>C>:56%Y MT39!C&!EB278"L>!U5@7:8!IUTZ'*=8U5CGE^9+:QZM:E[R/#BS-2#N!2^?P 'G M^)$6B0MJ*Z%6613V)HJ=\?=;$X*NNAZ'+LF3UB!$-9BZJ>S^.5V,KM/M0T#' M.+KG\R3H$$AZPT X:J3UG"&M=]L.%366ZR5YRIK"IQ(OU7BU'LW,:'GS;I9. MKM-)("T,OUI,Q_&-[,+VOP_#O/TTFU[G&<@']NHZ/2;".*B=T% PY;D(IBI3 M.]W#L.IYN^B2O&P=0MB5C?^/T6(:;YZ^GJ_212#%A:FOOFW^O;U2'%> ^WJ7 MFZ G,R4J]9=0(XP"P##G$&-A,5DA=PL*UK$#+L:]UR6 W3F0XMY9P//MC_2+ MF8VFMTL_#=2"=;)UXQPABSC+%A.4:/4$J3/>OME\(V3Q=N$TBS),+WXV^Y5_V_&9*%T_3A &7V6PZB0_DZ-$L M/M[XX29-GSY&V-FP[T:+ ,5-NHKW) _,H<,"$KOEM5E_X=)O$R&G,)4.64HX!QQ7U!D3*?%QO8^ MY-($,P[5NJB"P*C]YUJ6Z?C7Z^SSJTDZC?PG\0^1[>0!V\./DC?I]6BV.=@/ MU$#9\U4@ET.- ;:(:>>=]T#OR+6$52\SUM)#+'6YEC4%Q7E*3UDF;J9SL$K% MTT\2:QRV%,5XO&<.^?#'^SEK;(=9JJ06^EFC4%P&&_MAWX':(KUPKQ^+XZ'^ MDD\WJ&LGRX<=;I0PH'R@Q@!@"9>,&^]@0:4*VU:7?#YN7E1G4-82&IVF*=P7 M6*^0I7"T<6(8=8I[PYUPV /NPA^V5$L?_AF.#+2@;#6.3U=24?A/[N=^1 J> M?YR 0 FPR@)/O+.6$@%!095PH'I1R/8*VC3']=IX=,WE=Z-O<99FO8AF:C#8 M_\CFX\U?2K#]2.O$(VR5 D!!P:&@@AAK"[J9J5'\N_'(5HMRT!Q U>YSQ7=1 MHA1\ AY%R\J$JR$=AAML&:.H9U MJ628@?FCF#*$,,QM,.,15.' H%N*K)>@2V7I7']4:6:<\$>=A4 '_J@&A,#, M1LNPX#ZLLO%?9>OU/FV3 *F #E8GM-!+KJ#CD!3 ("V[K!=7RW-5EK^'Q*0F M,)V9T@^F>;(*Z_./$Z2-I1(;SP$07,9E90NJH#"74I2W.K>>VM5-0?12!&!0 M/K)!\;T??G](%S'J^BYTF0;5?I+/^/2[P(=;)8&>>.O,4%BF2@ M&*!3I &&-HY+5POZCW25YZHMLL_38 _I;W\&]?+U?%>P28U7T\^Y?W>3WA#+ M=&Q_&2PN]6FY6HS&Q_PGS0R0"(X-%LIP[*&0QI&PFQ;H:>D[?7^ELB5>U7KH M!<,.)7!322XF)QT7I/OO$FXE9H91Y8!QT!M.%=S10FFG[^V5DX>NF?A;?*KH/ QHY>OF8_8^#2;N>#I+'U'Q,2L):(EMJNVA$P8@1](B M"\-Y;HTTX539(,Z(\C6BA*T=BST+[, X4DG!VGE,'Q"31\OV.5CW%[:MT$MB ML0&*:@V1@=(9*;4%!66.\AI7IMN2M>$P.^L*]@Y-ML_3^$;\F^GHTW06DSON M/?F;BTPN6#+(."@(II%A+HS'R.^R!&^"['X,3Q^[@ M[UPLU7*9KAH1R7(])5Y K4@PY#A65!@A:6%8,^I0C:<<6XO6#E\<6X&^,U&\ M&2U2'2NMF.PV5B7.-9AC$K>W02*$UM@%$BDU"BD+"9<%=9;(Z@E_K46+ARM8 M32#SU[=W8=/._53'_2_[&R384(,DMXHK MJ(6"E%A<4*=EC2SGQF]E#E[,&D&X*_FQZ=TB'4\W[UFE=[,T9]]\HFZS8!7] M^]016J9Y8BQ33DDC*+( .^SB=>ABY0A5_7G'QB]N#EZV6L"[LYTJ !_!>CN/ M-<^6;Z\V1OC19X .MDEHT!VPI)(#0X(:"KB4;$>CT=6/Q<:KR0U>IIH"N2M! M>KNZ21<%A#E>VT=(C@C2P3:),D6[P@M04 MR-WO2':ZS"LS1=7O*C>"CZI0Q]HEQ )EN67.!*,8$.4,V9WS#J,:(<[&"]T- M7J*:1+J2Y[\H0_ Q*ZIY_?,F )OOD!\SG7[(9@>*:)5IF3BB"+)*2V&M,LC' MZHY;"AC#HL;=PN_*Q=\"UEWM00&9<9I.EM$6-=ELEHXW(O[D,M:1W:AD#PFB M@F!H$+6"8XS""8X+7(-A:VO(VO?GOV\'\VH[U(.I;/6W>^$_L#4=:Y)8YCW2 MR H85#X$A(]QW^V<.2,U_'\=ZPR!W=\7NL:/_ 2AF=#==C68E4C#*=Y(H M*Y6.![?B%B/O@=2B0$%1#ZN+VO?G:F\-]OZ$3XW'BW7$Z^D-U>-.@_,Z2J33 M"D'F%8;2&H4\,H6WA!FE:]0D;TL&VV#U26EJ$,,>M[-HH=ZOOE.&7KD.$J*I M,E(9H+%E/-BSUMB">N1T=?]F:XI5+Q+4 ';]28Y=I_$D?Y_.XM74=Z/%B:!? MR1X2P*P@''AC@)'8 F&4*^C7#E>7G=:4K5YDIPGP>CW(8NG.Y?9N_;EGU\.V M"?)4&L0-T]4V$:% M89H[QH5@AH2E4E >]MCJ-[-:2R#H16!J(]>[GESD$D[SK-;'I^V#WU71G$MV MG4@#-5( 6^&D MXQZ[ZDIXU]<66V/3\^!<;1C[",D=$H^#WR8.,LW_N>3&*IY>V5N1HOK=/+VZFISZ[]D,*UL3PGV MCOBPW1H/&>+$48B+*V;"25H]QM:U+M/%_M$^P'WL+)O95POS[VV;Q%?;+3;: M4TF4L9))S0N:D;#5R\6WYAD:T,[3!*2=B=$NW46-_[6>+E+U>32=Y35[-P\* M?TC'Z\4IT^N,7A+E', >&0"#"2I8.*IWGA"A(:_^]DYK/J2^1:LU?\[>U5-8&KUF." <*&>B*-4E!2XLTNN"B0K/&0?&M.I;Z%KQ.@>]OM M]'H9K-;E,K^MORD-N_W-OE3,*MTDD$M& \TPT!\T!Q4@*)"0SM#JB2FMW5CI M6^3:0[JQE]9NJ0Q-CJJC MV5\\YOZ=T CE6?&6QTT39Q"S!E')- 7<8(HTW:T4J:J76&[MJVM MW5$9VL;4%+C#"Z8T$C!),/244FXXUYP Y+459K?0E*_A(G]I/O+6P>U9Q/QT M/IJ/6XS7G3E 0J&'7B),/"#>QWQ5# OTC*4#S+EK/U[7+H:5?/3/S_)M;L[' M;.OJC6]_+*(K>+-&LL4!'WV5GA(KD4<,"^^%I)3I8 L7];:4D[S+YU;K[5^M ML3;K$N#:89[7R^4Z/G+\]FI?X;_3P9WC[1-D&=!.(Z@L@ YZ@7?E89200%86 MEZ[C?AV(2VNP]N$-PC)(LK$$>6HM*!1(Y1F[ MG.A@VZ+4%J1=B='[]&YK5I05G@,M$@JD958H*[1%@GE/G2[H,]I6O\34=>RO M*Y%I!LA:>4AOYY4>NRO=/+'(8\Z%9EHAA3$U!._V3HM(]2.IZZA=%T=22ZC6 ME)#[[(::LE*ZHP0($0Q73I!VE$ =\.,[M8P#4-UGW76XK5.I:0O??C6:2JI, MOH]:;+W76',++>* 26Z*?50CK*KGQ'8=0>M7AZF 9=<^Z\TDBRF;;%DJ7+:G M5>(,<902@S&BG'#'!-[1&2&XF&A99S+3&)A]:+QGJ+H;'9YS (U#2B D# /0 MWE/$L*H>E.\Z&-:'CEL!P:XW$I\MPHQW*>(FN[W-YOG36R7VD\.-$QY14Y@3 M%6L9(NDD+^#3#OL+"G9UO:\T!FJ?6LSKR+?1[-WZTVPZ#OI9N@A@G:G4[.TC M@9XBXR$(5#.H-.'>T0?G2PPQHS)QTPQ549[3FH$8UX:?[E;A#N0^+^.5HL1O.5^YHNQM-E MZ5S;I\T2[840TKI@3G#DN#">[O9NI?40*[P-2)9JPME+_G84\+=W.1;%O(_F MRIYJFP@C,&<&^$"RQQ!#:@M-TH3U4STGN[W*;0,2H28P[4J.RC^:L0?)(S)6 MJ]^$&(J4)TQ0+BPDC$I07,PQ3.D:Q4Q?FF^[#[Q[#L-&JI9_QH2#U^$' " /:FR>WX-SOGF$AY>?V4@.9J(! ME@!I!B2#!CK@%"K0-H$)U>//\*4Z]%L#MRL1R^]YS?.K%C$A_O-H%I?*V6^! MGM--PB5FP6CGGG/HD&':[JYT&$M =5ND-5.DP73>%I'J5V946 F+Q;<@](?R M&\YJGV#A=-B+I7)AU2",-4=%VH;AA%1WH+5F,+0N)?4@ZDH\/JSO[F8Y#J-9 M),#/LB^OYU?9XC;?=$M<&RC90Q*T1.^QDAA*KQT67..BP)]U%E3WB[6F%C4H M(NV U-TES*)ZY_288^OA9PF!P,IXV1TB[#SS.ABV!25 R>H%!5N+WC3.HV>W M)RO#T]UAD1?ES!\6FTQ7ZS#=<,RMHQM?KU=_9*O_EYX2@K)=)#!8C(883PCF M@/.P!_JB[J:%D%2WD]JKZ]>R@+0$7:4DR8^+8-M?I8N'[ZK$9S@F:7I[^F9' MV=8)448#Z[C7W%*J! >B*%!OE:EQKZ.]RV(M"4%[J'6U>>3V^H?I]3R?YWRU M?<$EIVJ4/^&4*T)YE' 9#+"-6??WZ>=T#H]L*'6Z36A\(PIQIBF"$ELC[G-R M+/6Z>E93>]9+RYM,AW!V=FKE4>=E_D98'OQ1M[$Z_388G4Z.2=?)MHF0!#(O M$;#,*4*)"4;=AF:. +5\R;;,VW:/J<:QJS2 94/_"@ILS@K[3KFN&SE^NTB M?\YB-'LNY_N/KOK])E! C9!27!I&*?:Q6F)!O;*LNC'<6BRBQ4.MD_ M7CV!,MAQ?^6_V//S;1^/8/WRYJ>CS],.,66(HT]($QYH;0N''62 M L^JW\$YWS0=S69G^1]*,^.I_Z$. OF*BB1,5G\;S[)E.OGMY]4B]QIN?Y@% MT_;KRFVVD-]^7J;7FVHZ70K!9IG%^&0VS_UO7Z>E)'U?NX09[9DE@GKA)+3$ M: H*@"RO<5GB?!&Y"4,LQNM/Z2_AI^E\^>#D.B(R9_+YD+@T $YGJ32/IVKS MD^]8BLR^[Q/(B?7(!0)AL*^PE:J(+4KJL39)X.IH/5MU* [MO_R9.PC[*_' MMZ?)+0TB];*DH1\I>$3+L(6@K^2/A[G'OS]2?O=F>#S_/,&::H2)@$YQPX41 M\=;ZEC+%:H0K6O-?U^30LZ2,VJ!T9__O;LZX#6 6MU)'J-ZE;E*$C[&?(OUXENY%;_GZP326%8"(*J<8-8Z MP#&]EW XP,< LGTD M4C%*&.+:(()8C.S;XGQC +'J ++63TE4%'&.(6:A'$P4B#8A%PQNJDX':8TE35I=@N6)WEO^47 M'MZN5\O5*'?T'W,9/OTV89HH)3%'0'N(@C&-S#9-."8BDQH7]=H2@-:X]M2# M6!.KSOA_,%"SUV?\]./$ *@\T.!>ZR) M[>-8=XG%F"GJ.& ^G)(8>N]V^Z-S9H#F9]\[28-P-KZI-"8Y)WM+@L(.D -8 M0,.P]\$40ZR@E)H:P8K6[-6>-YH&T>S.__U?Z^U;71^S V[;?%%\>GI/^WT: MX%Q.5^F'=/%Y.DXW.,37?J\W##]U!ZSMH1,7:)8&4ZHU)9X8)XI'.@/BB%6_ M"]#:W:"NM.B!0=^I679HT_\C_9+_ZGAZ3YD.$D L-I9I;:B$L2*YY(5'*]XK MKOY836MWJ#LUWYH&L&?QR26^AO0\;I\($#10"SV0 F-/(5)V^V*B="C@4%EX M6BN9VK/PU,)O$%M/_CS=,N=7Y=WG81$I2C8O)QB*2'V!'A9U+N7SDM6PX/8 M6OG40>Q -4 =9$8H!26!'KBG"5026=1@8 QND:^ZN5[HMO!V* L$F>9* Q6!RFOD=)_L4[VEC%L/B93]M&!2OTD7'J&O(", 649\YB2 MW1GM;9WJRR_0F]X%NDK!_6N(\#K.1\8*=L+1 T#M6[E9LQU4^ M>PZY-('C$!3BA]4/'KQWD#]S>:J\9ZU^$^6#S2 XDD(SJJ7ED!;KR0-7YT64 ME^JM;@7805C^+4AAR8X3R*6Q@!"O ==><4 ,*="RF-#J8OA2_=[M(#NDP'-^ M6Z!F!#GO(_%*:I4[1Y#'R$F+6>&%\U[*ZA6;T,4[Q-L"<4B"M#%:[V;38R5' MS^LHT9!9+T!0/QT%V@L%@"C0T-36J#1X\<[Q5I$9,OEV_F]4JD6TV7XU4,0_DA7;Z\^CKX>D<>VADPX4=HHK1A11@+' M/9"% ]IS16O([KXD$$_$'4 M6.P*6JS4U6_]H(N-'S0!U#W3>ZCK^7Q7?B@23VIZ;F?9UF3N7T1J=_SXJ'W[ M(]A8:F!V8)SVEWBJ!% H421 L+I1?2&&X4V=1/X8)JBTHY MKKJ@\52QU#U?)Y@):YWUSG 6KV\[@]66MK!V.WW,XVC%U-J\R9K&8C3DVJEF MD883VX_&TUG8X$\43'W^<1)+0Q%KH L[-U/(($Q8 04 OLOR!V=52:W%UJ?E MT^K"TI4R\WBB)PMB[OL\(M(N\0 #!Q@++Y/[;P1@D)4T"JP MKQZ=:RV24H]ES^IB-0=.5X+PC]%B&D^X]\&".''$/_TT8A!VCU4/]YXCO@:X+2!YM/;N[//TXPE]))@"GD3$B*XGN&.^$E7@_[ M:*_.I"/T8"K8Z+"@G;C[0 ?[:S#P*Q]B#K3]N*[0R=.]]TWB=26 M6B 0"#,6EFD8)KZE@2A@JFMQYX>->SO6JZ+1*4=/:^OW7R6"6*9P4#J#.NN@ M]%SZ8@\DD&,Y[!.\ C_V<;06%I?+VT&>TMVRM!]6_AX@O5W?GF3FH^^2L&%1 MYH*Y&+8MR% @S>B"%L.':$97XD36' :=\7/TM1P_'WZ7".LI%\H@Z"%W+,BX MX04MP(/J>E-K:7^-\+,&!MTEZFT#IQ_&Z3SHBEG99^$>?I\ H12P&%@/$8=0 M8TL*?Q%A6'?Y7D1O"E,3R'3&]>T4_YPO[]+Q]&J:3D[:Q@?;)( XB)$"'F)B M, :<.;2C40Y=L:K)MZ=2T#!*+U,B!JF.#440^A4 GRW2\6BY.GG"[V^04*@@ MQ$%[#9NF(1(#;=7NF(/W>?K#4=T:X-0!WM>"ID//V?4J7=S&L_!C&/F$ K#O M\T1"!J"U@@).< #& %TL$FH1JI[2=WX":&_G?P/ ],7RDSO]_@9!I174.V*H M]4&"B19TMS>&GQL\[(._'L-.<+\60B]-#@9YW ^!_7VQ?31?OAM]B]M=B<#( MTX\3CADFF#B', KPL(#5+EL02C; 9YWJLN<9MVMBTAFGI_/T[=639(R-5T)G MBT7V):9JC.[";XZ^ZW-.-XEBF"EL#.;QIH+'1-(=J,S[ZK>)6Y..IK-B6X2K M*\%Y#(D>+:?+#W>+=#1Y.W\8481'A*9L%XDVDG*NPO^(QH!!?)\61"5F->Z# M7(K M 15G[M,?$!BFE]\\FDLK1\LHM7H^EA>_1F]),!C&.!UP%L:;'-'["Z= M@7)FJAN9K=WK[6*/:0:MTU*SI\[88_),]CD8P//5=M.+-Z/"EJ?F\_5H]C%; MC69_I*LWZ>=T$6;W/E[54;-9]N70JR_-])VX<":[\(] T')MN 4[_SMCS%0O MU-O:Q=JF9*8O#!N4)#5>A;F=GN@Y$E2VSR1,3RJ'>/[.#G/S^_A[U66:)< BA0@&4*EP=%EEI"GR6)ET MM/K&WEH1Q]8._?KP=+6N\^3D=+ER7V/IC/3A#?V]S]D_^SK!7F(,%+ 0H<5 MX$6)R4"7-[B&*[NU\HI-+^?ZL/1TF&_GG:>Z/ZCS4_YWU_"I;W#ZJC=1. M]8ZBC-KK>73$3#^G80KOT]5TD2>9/"JQV-L$[DL2/8"EYY(C^TL@J?@*[74^ M<_WM_I-WHV\Y=V/9G33I9CV8G,I;V?I](*WTP13'B5F,KXM/G MVRL7F"E0XTGEEFNS]" 23Y_!:0#/KC3$9W/]YW1U\SZ=;>J#W4SO/F8;K>!D MZLN9/26 4D.U- 1K32VG = ='MY8.NSEUM)=$&^V-T>RKG^N%GB87.>^4%!$1Y0B!4GNU0 M\KZZAZKEFC/]*RXU8.Q:($X>'8\_3#B0Q#+I(.#:(6(AEJB@1C(U\"M8U1AS M@+NU$+ET/@]2 ^B#O4V5J&$%;>%7,- MRD_U9RA:.[FK@ITUCD93G/OX)?MXDZV7H_GD0_HY/9>3^YLGBAKL!.,,66L# M2MX4F768 \RJYY2UEKK:"F<;0:K%**_#Y>>-$QD=U$!'.."W# M["4QA5[*';35W^1H+=NT)2[7QJ:SXW61!W=ZDJ=7>N1.M$:R*@$ 9)HR!' M!A!/"KH]0&3@:GR3G"TK-;71^WZD9YC&P<"%IA]A^9!=K<)6F]J@3LVR?,ZG M"S(<:I,H*ZP.F!'@M*,(>F-P02.3MM.RY"45F"8Y]S2HVA!.7OIM0A&QP#/HE(,40HL$%CN '1]@E8Q^6;OO@>(:@%9S)SY\ M^7@S^#_2Y2J=''4C'F^4:.$=@]'/)IG4!''NM[=@L)"45S?+6G,2#T(0&D>V MJVWC?9CB8CK.7Z4,\_XS\&WY_L.?)5X6.M(NP <,#? A%F1?2D$@*VQ@8;FM M'FIHS0D]""EJ ]RN!.F1^)\4GSU?)]@20HR#UB&N)??*H&++%-22ZBG6K=4\ M&)30U(>T*U'1Z^5TGBZ7:ORO]72YX=9Q;\&!%@F2U'!BN1+"0*(DEZP(SX9E MX:L'JULNY=B_WZ 91/N4F/C'17K:ICK9-C%*.HB0@IQ S35P0NXV5"75P!_" MK,W)$I+1!%[?AZP,TI@>GH@T8/Y\N(M7.9>K;)YNJGE,1[,WL_$QX^=HDX1# M"9R55BA+I+)480EW;KHZ8R%$RT3X#0'TN*@;U$IM)6.%M?F)9.J^E9P?FFU"],:FD5V M ))T\B0YV3;!%JNP9L(V+#PFE%%-?4$S91H,6[-HC*/E):46;M^'S Q2&1FN MJ/24>;O!+2]XM*5!I_/PA],YE:>:)H3!0)=6 @F, #&([OP]D@?];GBZ2H-< M?)INVRQ8G<5KSWH;'%O$$6>80!&Z$]HYL*,!8%I]1SB_W.>%Z215,>Q4#LYZ M=5HR"QA#1BIKJJ@:>P5B!'T>>GZZ&Q>7R=I G?[5U5Z@ M!AB$?8IQ"3UA0"+$BP*FX:Q#?H#9>)4X3_\=SJ:\Z&A><=Z,[J:KT2S^]&0I[Y9&#'HU9S'S#"IBK"$& M!'X5^ HM!WC/O\?2AL-@0F=W>";_M5[F3_-\S.YKKKX;32>OYUL:7L_'V6WZ M*0F6 1$2B, LA9HBO .3T]0]7.PO^S5]H2Z M7_ 'M6,'"K?&W_MTLT CJ>YKL%BFRW3K*]_D]!XSO!H?*_#66@\T$3Q@&M0D MPF%AW:K \^HY"?TETO:\2[<(_V N)1W,.AV/TUFZ&*T>MXR'T['H5PO#)=($ MG8XI#J@Q5EFBE91;9'70^-4%)ONV6%FY?PYTZ"'/(XD'"(U%&1\4Y]QH7.ED M/T#;-R&.^]2;'BUQ B@2#!^&A=%&!5QI8[?8"M1\GNGP&#%&PS M6M[D"/\]?+ J824VT'NB*=3<:Q@P4UH9AA0"NPT!U= U6GL=[E($MQ' *R7) M_K&."+Z]VE,A:Y\B>Z)%@@RCWDKCN1'8\7!XZ,(IHYFI$4]H[?FX'D2D61 ' MKU1N=>4'[VUMJ&]#HSPT5@*I1] *9!WAG"/*E;8[3*&IOG>U]J[=):J3#<$_ M>)$NEF_^VZ7Z/)K.8C#19XM\ V]#LD\,F1#L(38Q2"*%Q!*&O^VT=<)K/-S8 MV@M_ERC@S7)A\'*^7<\Y;J70 N2=*G MDL=@"5GO8-3$:T:DT@!"Q:5P&!"[0RYZ-:O+]4N*^0V/$Y>RXQ>GVH[RCUD> MZ5\MIO/E=-SV-E]F^(0P;X%SF@JLH-&<45"XR(QTHL:URA_AP4Y8TNEB^%1] M#]A4:"OHWBU]>&H!M#!DX@VRCE'N%64<:F2MHSL33+OJ1=/@2XP<#H0-@TIC M^B.;?\[)R@E=YLOX:=S_CVSU_]+5?7YBDZE-=<=/+.(0"ZH-H^',*21*":Z( MYD01)8E788/:;59AVZI1C>-'(+@SME3W!AW3!S\=T ?WT[*ZIT5=7R_2Z]$J M?6P1[;:-?:=#OQ-*)/)2N&"N04=<,-,0\44\WB@%:USN>4GAXHMBTL4K5O<] M;1H]W3)Z,3Y.S"FU)*:ZSSQRBAAH> ,"&Z QE04!ZVU5E0/'Z.7%#[N#?#!NT7?K1?C MF]$VY/WV*K2^S>:Y.R#0&[-8VW",GAPT K&QWB$PHC-QCU-\O5RNTXE=WR_.31;?HW<1=A0>2("OV6,"-76 6.HIL]18 M#Y I[L!:Y6J4#D8O*7C;+&#Y;*]/KTAY'VZ#/I0&KU%?KU:+])(\6A^ M-.7L[+X2ZQP63E*".0]_YA3@(CYGD<0U'FYZB2'3MO$=O&\O_]?[=%,WOE#8 M-\OO9/"SZ?$2'DX2: 60"EA.O316T=UZIK:Z4QN]V,AGSSSH2K[WO'!0>%Y6 M:5BOJ\WI\7:1K]-/LS1WLJCE*.R[ M74B+WT>K\4V8T2,9(-IJJ*W=/=)J->QFL.#7RX#-<7F?]I#VD#OB>'8X0 =1$P'LQ-("0H/ MG&.B1D0*O\2(5/>(7X*DEBDG4[/S1"CD@II.B5&(2T^_#N^9+XN'V"C55<$DP!5LA2Q!DO7B5TQM:X,X5?8GRH#4R[ MDJ?\:?3U>)6'"]1\\CZ=;:K;+5>Q_E=\,[THXO NVQAV2S>;WD[G\;,C@E:O MXX0'C1E"YW10:130 KO="UH..5K=(81?8N"G4[ KV2?U9GA8%6RJZX3J&(9U MAE+ @KYLJ$5%KG'8^W5U\QB_I'A/3W!WYM=)XP7L^3C-ZXL?=&O[CU1/@PM3^RG^QY^?;/AYA^.7+ MEU]G:5YZ:SQ;?_IUG-V^RC$LE,%=K;EE',\Z6MK]??RHK TZ06SNJ9M/ MXF'ZQ^CV]/.C;0R7>!.+WWI.N==:8NRDE06RT"$S[#?I*DI)8S7,&@?VA^@V MAW _(GOBR;T+EMB>;\/=/VQ?YI[:_=>)1%I(H(65C"C#>< 5%G11ZSN5DX;L M[%;9>^A*665(![.I'4)M9Z*JY7)]6Y1DVGBF;'Q!(%BA[X,IVX:)5W;L!"./ M")<4."L5Q\0*P0MUGF-?HR[I@-U%E6V8@;'CHI? /[)9Z&8V77WK8Q$\'CUL M8TYSQC17%%B.$ 88%+A+I6SU_* ?RZ #AESD0G@_7?[E%]$;NDF6[G(9[!L[ M<0%A+Q3P!!H.C=:0%^>OP]I5/PN&'.HWK=1F/#EH M$M1-HS V3$"*'&"6;,N@!91AG73D(8=;:PG]$/@PD-#;HQCT)M:T?#S1#H-- MCR83 YKY?/-[CV7"266:)S)8>19B"XCSGGL(N#);+@D@::GPK4,66"F+112VZW+!LRZ"/LTR]F!8IVG !AVXV3R@_6$5 M*(QCOMD^$'\BC'.D54*C@DL %\0YX1C&4A>6'P>,5T_%JC M#'U;ADY#''R6\]. M$\.V%0P TT*7VO5^),6GB<.02$0QT_24%%]:!(XFQ9^'XV 2+RX@ MLYAQ3[ U3#ID@SWAJ*9RMTDP>U%)\:6EI(L4XVK _A#=YA >I%/Y@B6V-\?3 M:C&-*1EY5O:?@5O+]Q_^+.-R.MPND3B864)9:W%,Z7/A4&(%K9*;2\PP;I7E M^TIJ- 3N8+:\RN^/[1Z9>9_-9CY;Q$9M6(.5)I(8%785B+$0$BIH%-+%6\J M<:"KOQ(PY&3ZRK;/D'ES^2M%32:Y%(UF=KJ,-MYZD2[5I^BZ')]\[:7[&27Q MGH..[EB ;&06UL\N ,XE/(2[U/U),"=K;,F&7KY"V['M$W5H7Y/IAO<(,>'.8P.M13R&Q4FI#P_\<\-HB%NO;%AS@A-4H M5/=C,0V:E9>_F()&?I5.^UY/SV:1: V9),AR#;A3@07T7D,P!%>O0C:\JVPO M;DG5Y6:E--23U_DJOY*^V2%&\TEQR6^5Q1^]7:^6JU&>NG+02AK$O!*D0 !9 M"R4$!!)*XNE.0K"L<;EK>.^ =;R6+I&_EW]F[:S)?Z;3ZYOX2GO,9KM.<[W8 M/BRH.AC/^CDS3;R57G-M&,=&FUC9GA=>:*Z5K/% ^N6MUPMQ'W;!Z.]IX0Y\ MM2;>0^&X%E0%0=1,$::W#YD @>V+*C75M^P/< V?R?[+7[B//4[#7+UGSC$A MA(:3@PC.4,PT%))OZ^X&'O(@EM_E*7OA2[A=&;C\=?S8V37,=7SF')-X504' MK4]+;X6U2JGBZ3L@I*H1%[Q Y^M+62YB#BJ+=+@S"G[XG7^]+6<$M"L#%N8>? ."^IHOQ=/N(^_"H&NY&Z6ZLN1AH%<&[Z_I%:$!,;APX#30%X- MRU/CGPGL]GI^?/LT+)B@&IDP\VPVG8SR;/IMC8!(4[K(&RQ_/!=V--7;:4BI M(<'V MS>C2(M/:S>CSP![TS>CFJTY:&1AC,:0$4BL!8,;"'3B(XPXEL:=;TZ7%XXR: ME.>A>MGU!IF!C 40$3,2*F& +UM&!GE]>'BB MT9-'KL6:E!H0&RP@30"5RF',I*;W..HNCY]&"HR5YN"Y-2G/ VJ(-2FYXA(: M'BQ74I#1*.:45<]):);C 16WP0+?R MI'IHN:>:E%6W@N:Q>EDU*17F BIN):>,*0Z@(;(P* 6MD8+04TW*JG+2!EI= M28J:Y7Q))_N-MRT)1T2E7 >)4\IBY23T85E RZG&JJ">:EY=5H:7<5;?X](* MI@/Q7^>F_H^*EX=$!@E(M6/$4XD=U%X8K#<\)1P&:?KAURWG2]+.8T=DV+\% MYT!!&Q_8VN+H@>ZR8F[;?MW2(M.:7_<\L ?MUZU6\5(+1SR!$&HB@8%(82=V M '!7W:*Z&-]M:1$X6O'R/!P'DPAU 64#N:-"!@6$2(:P\$%3\+9 UDD)A^T; MKB@E7=0/K ;L#]%M#N%!NJPO6&(;<& 6=D">#/)NO1C?A/G%:1SS79YHE'!+ M@\%#6;"G!.#0 &]W1PRV\A(K*+7*OJPE9#O;NW;*R4/TXI,//EL\A^T!JEO[ M.7Q]2+')'X[0WR(&N?[R,>B;.C3ZJY1QTN%\$D&AT)(XYX6SPF/F'"QX8W2- M!X*&[#BI;](,ET7=+Y_=\L_#'.D!_CP (*;I7<^G_PY(Y3<8-N^&GK5$&AXS M00%C9ZTSUH>CTWN"[W<]P!&KO R&=]VMR670+QNZ%_7]!.;GWI-TV0K;?M7. M$ZZD!]@0 #C&TDO-P;;@.1'QYNWP FJ#$-Z.\.Y32A]"]Y"PF'>_@7RY7-]N M?E9+8JL/E"@JC%00,4T,^YXD^=G=CB>%\C=/ MOSTKG5]W)VYTV&!6<<$HD, ZXJ3RP-)"B1-$X.K6)7WY4MXG)[J7^4=/&^:D MS6*LMH*27*JG1#((#$%2<:X)U IP!0H\'//5)7-XE]::E,PVP!U*##U;C69' M+UK]N#UU5+J@%AH;3CV/J3[,"+9]5YPCJBAP/Z+LY:)^82UZ183'AAGH-)8, M;V]0(@(@>$E1]M(BTUJ4_3RP7V"4'0BON,$02">\!2)>W"T @,1V&0CJ* M6@2.1MG/P_%'J+)\;"8^M^25UM@'I4):QS63!;*, W!)4?;24M+)*WV5@/TA MNLTA? %1]HN2V'XD]5$D>..&.GD9X&";1&I)@(D1:*8HC&1)6] H.;G$A\): M9776#K =WCQJX5%2A#6B$!N'XLN9T%MO0$&KP[3ZQ+X,)OERJ\;_6 MT^6T1(V- RT2CQ@Q%'*LC17.BT#7CCZC7/4PUOG[S(59C\T@VJ?$Q#\NTM.: M]S\;%LY*--$H(P=PP($[9021T5N(C+!S3 $"V? M!OF0M0+22[OQ3 DSC'MJK/3 ,X00WE$O/.CR3EAW8=NJ49)6,.TB6KLKDOKV M2BV7Z6H9E/0WT]&GZ2ST=_">OA5O5 3%>#;-C]^'Q)XT,=L:,O%1:[)<8(R,)2#H3L;M M>&;XP+T8#4C.\8VR;Z!_B'3S2 _2V?*")+D!+\T1J^2PG^9$HP0JP9R@B%M" MG4?8 X>*>3NO.LUK*&>&]\_"K"5TJTO%?Z:S2;S".YH=+7^Z_]L$(\*5\@!@ MXXFST!BV(QQ;,,"W$@.$IA=XB[@P( M_S64%HLLH& '6 )@D.9OGTSI7/RWQ$:K^I_3U/B7R,2(Y742=D&=?\ M\O5RN1[-Q^%OZ6HUV]9,^!0KG8Y79=9%E_-)@ 4>4**@P X%/0H0 '>\,7* MM*A(6_CJ=WH]E^A:2-D1*M*64>:$4]8X1!JHTH M$+*&52\GT+YX#U.2LB'QJV^)OK^5/OFO]7*U\0#8US?PK[GQ.I.[(\-G@ BH+58*Z@,A,S+\'^[34/)ZB&,UDK0?(\+ MH$$67J#JC^?(J772H!NV&3(0 4D%.B5&. DAH.%L+S QPU=4@_GT+^L 8U[>P M[SG&NA/[8X,GC"!K$0*$ D(4Y9 B5N"H.2.5%X#XL0 &R<*^ET)W:$"U0;K D7-0 M_=4"^"-4.TP>7J!+)Y+:E3]G,U9"D47:QX>& G6 ."HM+S"-[V-57Q??>7!W M*"SK^TC8G6D/0.U.!7HP:,*$-)Y*Y*3SCE#J ):[HU3J&KEHWWGL=G"\ZUOF M]YQB74K_\>$38A77/N#G/5$$:^G=SB5@-*EA#/P([PZ5BQ>H#!U?,>T.F*# M= 2$0!X8H3T1RA=9(Q1A5<-<^,XCP(/B6]_GQ/U1%W'N4"N*PR6!;40:#CT+ MNTA\OI3I@G74NSI/!GSG@=P!<:UO"=]WB'4BZX<&SE.D*-7*\D Q801HO=LA MG"OWX,A^J?\1U1T>_RY1[SFP/MH:*B'>\?AB-0U( D& U=YSL/ M\PZ$8WV? ;L#S&2S63J.7V57YF:TN$XG;Z^N\DO-W>D^1R:1A/-3,DBHX09Z MZ>+&HN[/5E^C4."/6/"P>=GW&MESW/6Y6LZ;3F*A5D9(#9Q3DF.LH"JN&5$I M;(TGP7^$ER^%JWVOH#Z7RS$4A?3",V:I]YY2;PQVOD"1(E/=RD8_ L^#9&'? M"V%W.L8O/Z>+:9>>I?LQ$PPD)E@:@1EWT !@:7$7B1+"1'7!_\XCRT-C7=\" MO^=8ZU#TCXZ>Z%CG0U@@$5,<,JL5+%)6*'0UK@NC'S'G@3*Q[^70H>P_P,@Y MH3FTF!,!HTM:65NCQ3Q\VZ&6-$,)B4.AL[+O!;+G M".MQJ9PUFT0SS2#&U -..<;0 E+DLK"@T0[W MK*]N)Y (Z*TR5DBGI=%4 6T+]S>#$M4XA[[S,/>@^7A9JZBH1/MM0 5.*\PI M0<$(9-AZ[30E@G##Z6ZG7I'3]AG8J::W/$1=H< VJ\J='"[! MF@"K@>& 24:L8( 6^V6L#CW Q_0N0*[JJVM-,VX00KY'X>Q&W/<,G&"+XE,@ M7!+%!=5>&%PDGG&@5?5B& ,/9URHX-=GX="5J6.4MU$3]>AXB9 X\%8+!(TP MWFKF$-]ARVJ4&!AXH*.+Y3$DSO7HYWI^J'52+O+(L(FB6G@AA=*4:Z \,HKN ML MHZT\##'I>@ M,S7,O"&<'-W6(CLR;,*]P-P&_DFJ(5%*<59DU'"M>?42P@,/3ESF*5&;@4,0 M_KY*DY6:0 *=-MI[&I/+ +&>Z=VM7FXHKNY5'?@5O,M<$ VR\D+5IHXJE3T9 M+V%0,\NT=4!A8)TS#!EW7RUP7C7+S0G6G+@N;[1LT@5!8SHP2QB 9WPG3NG#L M"8%)];L:0Z_Y>L%J5'7^#>$O'7RSPG:G%O"!+?1^&SDX,GQ# KA?&:&^.< UBK(IM8!(NL1JFG'_'JX?+Q M4O6D3@JA/1XN84);(X3P# +FE0[L+PI-"\=K5"T8>N'72]:-*G"NTAEQI$C( M5;;X(UNER]%\8M+%:GHU#9*1+D^D:=?H,*&$"JVT-Q!1;H3%ZQAZFNEI;@H!JH4KU/=XD?D[,*8>Z&!A,/U=;J++AR> M0Q(,8,J\\=Y;ZH,":6)Y]2T/A*CQ#M?02V=><,BA,7;>+ZG_>/6$DV_"7_-? M[/GYMH]'3/WRYEO=UF-2G7\?9[:NO5AP#,=!SZV]>L*!JD5O?]/X'+IJO1=/:8X/3K*LPQ MG?S<_C;R?KK\*W#H)EW$!/WYZ]M<.8K^/YJ/K,.VW5Y5(_!A7T1'[<-\#XL@359_&\^R93KY[>?5(J]! MLOUA-E^%=>\VF_EO/R_3ZXUKK$M=0G][L/7[1?JO=3H??U-?IZ6T@,.M$V8- ME1A(Z3'D#%)DC2_ @H362*HY6R!OPA"+\?I3^DOX:3I?AOX."VBWDG+H/&X, MV#Z5T]V\;:X_G:E6/FF=8$&A()AX1B A,4#'=W0+#%$2I&6TGJTZ%*R=./WR M9.PCNF$3G"VAQ36#WOI!A=8C(E.^ MDT216$"/0$QREY%T!KH"!6QDI_M,.<'I22-O#=.>).MT*>;]#1*'L,.<,V61 M9$H#1V6A*Q)C19>*59:N1B>0:.D]IH0;(;3%&'!G"ZV 4*NJ2VAKT=&N)+1/G'N7\K>KH&9N M"?EX,UJIJZMTO-*C68QL59':HQTFQLAHY "%% AF,3 0[4X'QU7U^E&MA1"[ MDL(F<>M-$@:8$30>#)J 8!%C+7:@6@YJO*_U$A3ONGCU*!55 M%/##K1-OC=%>*VX5Q0XIZ\'VQ7=$E0-#5L)K,/&T7-0$:A@"E<06]]$@ER! C.);_O[TW M:VXCQ]9%W^^/.0?S\'(C,%;[7E?9VW;UCO.$8$DIF=T4J4Z2KM+^]0<@F91D M'5)DD?87B78?R3 MA^%Q[X1@+B[\$C$@ 90.56!)CYN'T5]#&%YMIC0(P[L,V+<32.4)0,PH3I!" M$&!G'-B/VV@FKS\,K[9D&T14-4/OYV'/U8;A#4F:\9"EZS \#[0#^6KDP,,6]=V'#,.K+<\F87B70=8N%7AK[3APY-HF@*5-.N6,S2;EDR_. M5OF\\&T!(PKBH1H"Z@!4F#NDS'YW=ZBY^6JLH7:7:MWYP,UGJXHK]FKZ+=E# MYI/9TW*Z_'#WPKSP+JKR9;%<+4U4ZJ?S=7'[9:&+?Q2S6_WTI4SUEXIR47Z' M^X?R!=KO'AXG-ZL/=QL;RY>ODSD$'TH$/D;--$;@ M>8S+/133>?73LKCUT_DD+C23V0]#7M09\K3&G!M?)P,#&EML');4.:D<]-5E MTI RQ)O'^/;F:3;HDQ6D4$F4A<]#!(R M1J-:0JURW G%E*UTDE0QL;DMJS?/T/7.H@$$-LKM:&3SJ+-N!DJX0D1J*[2, MB$)M-:UD(XUH'J';6T7WZYU,0TFMJQGUX?2@WYU8078#F]SO==97I\_:LZ6_ M+@0'J=4(>P>=EPXY)FAECHE_:5'*J[>*\:.8":.1R A"&#:UG=,?S^.8WG]- MQKE9',_MILBE>EWD@O!.A%2\J%\4'?EO,R^_J/IV/1NCT.R$J$XQQ M9A4A&$KI;3SC;HG!+&'UJN>/%\]S$0J=?2.D4"0@H..2#C9+CA%G0;88LB =%_'G+S[^+V@C7C1*O@K30: J6XILYY2!"JE$+CXUH\/I]B_[SH#J]\ MN\G#0SQ23">SCY-XMJBQBQQX/L!TTX[A@"N, #<,:RVJL6EEFI_G>_.,Y=@] MVB.5BP6_?_XE78DS3Z=W=5_,;]+P+U,OZKXBQ).D$-)+X&0$ #D(*Z<<,T*0 MYK?_]>;XZ9\K/8&7CSY?RHT]X>DBPAQK%+AQ6FG@&2 TE0))KJ7]4NE0\RCM MWCPB.2C2$5RY2+%Q'5ZXB!QM$SBC$C##O:=$;8K#"%F-$1O2/-BVMVMK^Z=$ M5VAEC]C73_N__F-:E/'[7Y_>%]^*6?V$LQ,O"$1IR1U#W&OL@ #.*U2-GG#: MXFZDMVZP[07@01-"?AQ&HSRBH^\)6BL H!. $Q(1B<,WE1G**(C8N.VV70N\ M3L9(QU#^W/0:I0GWJE@U,)NVB3$;4&#]I+4?6P5ID)9(,>B)(0I9"VRUYELF MV]RJWI>&U),8M;5G\"2G6* M;39'Y+?)=+:9!MN>/]NN3ODACS9*"&K,A;<,6*@,@ZBJ%QHF^"-<3#NV=@RCJRT7J/*]^*4:A$=TYLW)*?? M"E\4A\K>'J;%!2$2FEA53PU.LNE\4[$LV(UGJCG-]=V>W-B#DZ1_N#-KK?T M=D%$,F%:ZA&$<;'D%A('[5Y?L[JY"BS>)JWZPS;;P?P9K0O/Y"<;!L133BX& M7#I@D8& RF>-3;:P!,*WP4D"6 .<(Y,S+=/5Z!!#QK M?OB[FASAVC2I5>N\*;*Y%+"/BW(CJ.?-\<"^?]8M>\%; E?.8@^Q$I@ Z3BG M;%<.#L2%@8BKB3-K)^5%;@2S._:?^YUV@.TQY'Q2<)WF@2!#M3!,QV,,UA@A MX$B%LK%75?V\/75Z0.SG77U&[/KO1+P]+CO#4,A,RO(IU8DJ'N-8XC%O@TL3 M&EWXI@"PHU)SYY'E4$;UZC^,,S%+K=<31\FJ^)%R;\FK+KD M-0$@9I4#&&!&H&$\+M:R0@(@.^:@@#[8U"-V;RW]#$LCO62"^;B]IY@K[=5^ M#EE7JTC@=:>?=6 +Z [@MYT?))#CGD&#!#<@V0DU$WLL^!M)/ZLM\%:)0LV@ M_+GI-7:+P?A9-3";.DL_BRN[)EQ* *0GC!"EL*[&2;1I[CH>2?I9;3E>D'YV M&6;7FWZ&N;!QGC%B%*4 *ND J\:I/&GN'1E)^EF7W&B&V?6FGVD, .,X(J8 MY QS756T 1H9V=P<-)+TLRZYT0RS?";%Y=<4S!G_DPJ=?)O,7@%3*SZI]CL" MAP@19X"12D. /1%R[QAW@(QYOQDT,* OA!M%WWXJEJMR>K,J-OVI1Y4ZS8+T MC!KO-+%,<\R()/M9IZ428]YQ!F%'#Z V(D0*R2S*V)7TWTM362]J'YA5,"I= M2$LG$'3".E$I7_&_H'G%VRM)'&M D=[0;<257=G52_)Y:K2*BI>Q7$>:1W L M%](X59G #;$M%)(KR09KP(N.,-,5HME8=0'#I(FJ!Q508X,%2;YNZ#*\E, MZXAE[:%MI&"_FW^+9$%N>M%?1V[1L. '2/0(4>I<80 [YCP^P5:F.8%?:\D MU:R!FMT]K->>K\@( %0J[CQV2GJ7CA;[557IYB%?$+Q-%O6"ZP@2%O]K/9FO MIJM)2@]_-]]DC&\D^L=BO?H\O9]OJ@O,5[_/%W\DXT6:/EN[^N_+(M50.FC3 M;WQ%ZH&U]#MS_@5C>'\B8[&;%P=,H>>:,< ]4U(@2-BN$"M56-I:=0EZQ>!8 MEF'[E\8%,^IDC&B-&=5"4XAE-7;NA6@>K=516F%N$2\&0O9:$@?WM0+,;+*\ M(&WPQW8!2@>-08JYJ,Q9(5P$I@(H_JKY&:RGI,&&=@:R.R^\M,;_&9' M_V%CBK]>S&]BJPUXWX^Z?I177]\.VAI$%1<.$2N@,EI7-0THQX#ZJPD\;,.G M8RP=&>I_,SX']F./A7Q31._ O'&NM-31L*;:;0-A"@ C(;!&&,PD4&!WCJ+" M #_"6U5')-GZ1< :H3U VLE&7;I0;WS=)B# ."5QP@++,63&@JKR.(U*/<^9 M/7E%.F,K$+,398M0XUGW/-CZFV;'GPR*0LL-],P2#AU6%!B^GXH>HJO1#ILR MYW0YGJ&!_IO2W2,]=O7OVIG<@<:WJ9I_L.CL_/9U,>M:2F#CUP4-F8<<8$BI MMIHX+!BMQDJPS7J4:.2V&$#LB^RXO[7$9"F=MP9[(YVT%EJLB:Q&SP#(62#A MBG3'[A!]VZFB#D8 C*,(4L0HT!2 _88B%717H_)U(O!6.:/-H/RYZ35V]6O\ MK!J839UE%"J& =:&&H&I%^_U*,HQ'6$FTDB45W&&23Y^2O>O)\^5S41P@7 M$'*B*>= 0(E0Y=!3 HGF3L[>?KJV#7H3A M,FL]]=#8.+#*5I$R!VV8CO+@E8HO44^C%(Y'PL-.O!I-O!;GO:188_C M8LB))9I3I1PQS.Q5&6%S)D34W.[;P[_H!9N!3*CJC^6JG-R M,4.4]D81)BFH_*.:<9SU@I#3LA\H+:9; W_=@J.$(Q M<99I EG4@S6"O%HI-7!R1$3I3&*G&= "G:$\+8OE\G,13S=Q>;O T_*B55#< M*:,]QR+JSUQ+Z4DU3J,8&G.5M7Y8T *=@5CPL2P>)T_)X739:O"Z72 B5;!5 M6E@:X4*88V"KL<:_-R_TT'\QM7Z8T J?1HK@=QWX=5+^NUCMU9DCTJW5+ABM M*=.>1%RXB*QFIJI%2PWQO+F.WW])M);2[0.?$:3+;VP?QR[RW?6M[RZ4D_BW M^?W+/(Z_+QAN4@."$T(,=8!#D*H_>.?)SO8,M7;N[PN&:]Y:XBV2!N/DH5,X MZFY \UUY4QB/>BQG1>&,%PS79D]O%PQ?AOM/6"< 0Z80DU);C8WP0CGM*Q%Q MQ7^"RX5K4^2BL@&7X?IW$G47V9]QK3$4&$@0-X)X JU"%>:.(#5N]T%'?,J> M3=T,];\9GP/[43I(WBK1.SAG9R@;D*)QG1(82XWC3@>@<:8:A8!Y4PW'4C:@ MMF0O+AMP&=I7N"B:R>QF/=O\]=-B-O.+\L])>9MG43S\[<"EAQY+R0ED$D60 M*:9[:;:I_GDEM[>T/G6-1#)#YAS]]W3U]<>"CJ\'N?STG0!V4W_SKCHSH,OO M!4L<== ZF&J3" FM$+;"UF+!1\SZX?E6(__?6_AFV-^EA*Z4_9^+U6IK&\PX!5Y\-$0] MDR1?D76:48F9-(95*#N&FMN9^_>5OO5YT%Q,5SH9?HGB3T$+\7PT6]\6M^_F M;E+.XV,9Y\;Q/@2$N%!2:\\0Y1HK +S?RP"@Y@I3_X[GMSY5.I-:#G=X[.3B MH?@R^:MOI_>+#ZG;V\T[)K,7D8>-2\IWLWK$CIE(Q.G*3,KRZ6[+J#H>Z],- M@T&>8&(1=%;A>+:%BF^+^#!'+32U;)P91WS.IWR\46 VU0FR+.X,''F-)85T M-U*B&*49CW GG<1="6S1$S*C=N,>'.49%^[1-L&G4/&(#6(JGB?CFLWI'ABA MLQ;[NLA]VX6LZ]"G 4BYM*V#_?UM\G ^7^9,RR"0T+U]GHS2>S@^>@Q#BW13B$!04< M:HTXX;N$@3@Z'K?5C ;2H16%3A :3OYGE_UC30**^K=V2BK.G(18:(YL-4(D M-!ZW7M!6;&=9T JEM\B'4>[_8Z'!,.*/G2N6J^F-2?F Y?%XH)//AZ@-26"- MA]!#[A2@8'=AB=<] M9-ETI^*N*",N:?/8Q%GN:[NDD?R90GE/:5+G6P=M%8IP:@ -1T+Y>!X5U;BY MPE\24HI_;!XXV"ETIAHAFRP'M@*.:R,E(P M!UH4+^@MRJ G2G2&T:!V=_60S@L7N^HVK0*4 %%"@?; TY0'X(6OQHF5;6YZ MO;P$XK!9O'PN)@GU>C#7?S!Z9H"W8=]_+"LOLX4.!D TGUO7H?R M?+C;_RK5K4?+&XGT__9R,,7-#,413774F(=ISJ9CC9+ M%3>:Q3^'BTSZ?/.UN%W/B@]W)P9R+E*I_DL"<@)Z!2F4 @M%,;9<[Y"0'(XG MH+KU'',YT8JW[Z=?*O15FK2$7]MP2H$1$4:RNDL!XSB1'=@:>T MT#GK U[DRNR#']_'X?8&8[88].,C>.Y_K>B7"]\4,$%& 6>HC@ P0RS#I,+# M:T?'[1WM1?+UV=4AHG\S;91^UVLDV##$,NOE*AX4RD_%-L%B^77ZN#SKJCO1 M*A!"O(>6"V&P32V!'D&") :8P4V$]0S;ALKL8,L2FU9U=&++.Q[F%1KJ;_LW<(O![- M*5Z=;!BD8!BE8D;,"<@8\&/,V^^3"YV@E,>->M2!]&P9=7\] M%C=QP?/KU;HL7O(\_6:^+/RB_/Y% [O=GCM?_60T';H(J;?AD_/0..T=T-(C MJ R3#.,=[S'VKI8&^S9\4[))"AOOF!;PB?7&VQ-O?) M78;7WSZY5Q9?)^+!QVJ A>, &N@= 15XTO*<9.O+)U>;'RU\SL^N=J2;^DR:8;HWTR[>I_<6 CV5GQRC!K+ M,-64P.1F@DXA]+P=V)P[7D_V]-J2O, G=QEJ;\LGYRQD&EB <"J#&L_Y49.H MQHXTJ767UFC,GYTRI@_\KL$GA[R W%-HF01" 18'M5^3&2/-$_!'XY-KS(AV M4(U 7_FE/&W=/-(V (>KF M9OV0BK 6MR\-GCY9@UKP@QK*>M![YSXK?%JD@=,46<57?3E#.^R5R+CSW?=9P/N7+=I3@=N M_]ITK7Y_3OE,6KPM"$*%(I9S&M$;7:_/:X))>Q) SQF%B MHVI.=IZ+B!16(J<1;I3J8$9P<]'P=4?/;HV''@]"<:8P,,HKK)WE"EADWWZV9YS2;@X\'YR1"C""OI%,X[KP$ M[7==#V#S*(+>=)IVD"\ZQR3;Q)[,[\^I%?MGTNTU@$%M'.<\^;:58'M"6]JB MOO'ECI=1Z@A-DD0XCRE\CI _KA[/"?/5&F MVT02B^XPR";/R5_UY/GRN6"0(-"E"X.-0-I+C6'%;T6];^Z?Z2TJIA-YML"@ MN5'O6?U[X77_??XXF=Y^+*=1UW^H.W!.PIT<0@SW&ZKB.B8F0U M,A\UC_',UB&:VNDR.9;7Y:D4RAJM \18>J<-AP@22E*Y M*%"-&Y 6P0&=KP\Y&=0?@HU6E]\BLC4HDP) ZG@>^Y3!)J7&>T\$B[S*M(#>HWD__UJM?QP]_L\ M(CQ[VMPR$+L6^7DBR.PU)YJ^+7CD(4"8TKB1QO]K%-6C%VMD\U)KG=>CR,R3 M3(CFB*IL&3FX7R"_]^,-79!A[X+>2NCSUZ)8_5(NUH^Q@SM+[&2VN2$M!6*9 MR>,FG^M]G6(-+5\=.# *>XDMM=X#0%/VSY8$$C-@!RRN_L)Q?VAPYTHXU&D> M+)4 20$DU7%R:8R5JT8/I80YK^8\7;PAFYB/1Y!UA>*UQ"?N@@+2IWU9_&== MS&_.70I=HW404C.!/8C[M&"6,@XAV8,%S6C+JG?+A.,TZPBX[/%=A_I=/U3K M>.L +4=>Q-%Z"Z*J;SE %::(,#!R]W2GDCW&FL[1^WG8,TH+^=A),QZR+/>* M[EG3;)WF 0-N':8* LT%B*<#)DVA5@H1+Z"UC"!F@*)6TFI68>.1 M&+?6DT>H=6*NFN'XEI@R2@WG>@C2E7]2K5[LIF=R#7YX-DBLD$2:,\:-C?]C MZ>J;72\!P3DS_=J$X]4&>]$M(,W%]L(0>U9L/SP;-.=48L8T-FG0J4@VWC-5 MPN8NXOX" +H46UM &OKK+LON.9%Z8AQEGJ2[I; WC%%,H-Q;#15J'@3;6Y6* MKL37&2CM7&[;RYH_W"4VZ>)N43X[@=7MO];+U=8P>M+15NL=@6'-$7/($>F] M8E(IME]/=/S1^!;8[#;QOD'-=C3E!" M$B)PSD/=6(G3-8A9 X">5]0&\3\G&P>&A)(FCI5+RQF55F-=C=HHW7S-Z:\( MTE#4Z1S--Q1$9E(<)73,(N,,5XSJ_=SQ4=D:3V#(.%C4*9S=J#>'M*VVZLY% M[PP.VSAE4AD )QG EG/E]@NPELWKL=$W0Z+<(&=;H::3/Z:S*+?B0IWH=,,@ M)))2"L8Y<@H)*.C>044X$\T5(_9F*-4+DIT=FE\87>J?G%\T"D8;*)R4FA%, MD106@^JP3Z@ES7,-^9MA0.15LO!#(O>T[7?LJ&^ZB#)L<8 M:T"$L1QQK:**J3B"1&I5P& 9X;4A[< ^&Y!P&2"-Q/:%?RSDW8]DZY=Z M-X\ 3[:U$Y*M>OW\P&TG7&[TO4"C1"G##B-#:(28([3?GKS2S7V,_3NJ1TWM M'-(8"],/3.-NU^0 H8J' F(AUUX+A1C&5;TJ*"UKG@'6OR=\U"QMC_58.'AV MOO6YLH:X)V&E.??22$2PXI[K"C,D?/.:4?V[U4?-SZZ1;^:&WQ4YVM;/B6-> M/=59[VJV#,XA@J@B@"LBA-/:\\I& 8TWS2^JZ-\A/]2QJ =/ZS]^*U?O%D'U9?BW([:;)]J,M+ M35^\]OWI"TL//1EX//!#[@4 3&+(J8-DJXERZRBPM YA#$DF MN<">26( WMW;%T<9]14V[DB,]L*KP8962+U57HPR[F),=.@HLF*O$&_6NMI! M%B>;!80\,)HRY50R/F#.L*CZSH5M?K=?;V[U+@1QY%:F#A!JF+A5I/KU[J_' MR.Z3 CWT9,#<*@F8 UHRHR RRMFJA[3-A0&]>:6[E6$'H.1:FS>ZRKOYMV*; M@G.\@,3I!@%Z(@ 5GA&-I0 >*P]VH[-"J)S7;>47>:?89*L.L L$? X7.RO[ M8TV"@DXPCPR-"Q+D4=TU"%4C-%(UOYZI-X]G#]+O")U&"_9VQRC*3T6ZQKBH M(=/SC8(3QG K%#+$;18LBZ98O' MQ7):0\%^_6#0T''*+68(4J7C(D1U==ISG,OFKFQY!:+N!)-F$W:]62H^%;,4 M3O9Q4F[]JB?FZ_$&01DDK#(I!HA) #E4J++_IDN=6MBPP14(L5-P6JV^ZN8_ MZ^ER Z)9/*3#^69<=9;ADTT#Q%)"J9S'\7"GJ;;"5#N(A=N*L[@Z- :1<3[H!.(NYMD0* M;*UF"#E5&6==BEP:CU0[D<9QR5Z(1(XXK>_=Z3W'[7PL%X]%N7IR<2=[3)8! M-;_]O+A;_3DIB]^*U: ?5[>WF_=.9N_F=XOR8;MT#WOI8=7ECW%32=W==_U] MC5)!YQL'ZK0@GJ14C:@\&,$,WA;!Y\Y$?M92GOL9^>>;K\7M>E9\N#LZC'/E M?>J^(C@9)S8#5@&(*5>.(>%V*.@4>SMT9%0? EUDP6K4D51'1ZJ?:A36J=$Z MX"@"R+DRW#)O+!7 5=+06.N<%RY<5#^G>S8L^@8OE_IS') ZI4YJM ["2>*( M8##J!TPJJ_:^['3IEAGYI3V=2K8N:UJC]_.P9Y3Q6V,GSC*[NLT$V2$M7@ZE6Q=UK3$+1=WWLWCL:?8UYA]&11Y M@BTG6@4)>50J&;)$:\R$\%BQO69)<VF<5=7(K9'B?3GK+RUV@?*$01Q MGC@+1+HG# M/J[$#+9I'^O3F2.Z1+7U EL-9=<:!\\9]-4A3+X"TE"K$XJ[B M!-PY(#V%2-6R[%R_KP98*#G0TO-XZHY\]VIW_1'W!.*L)8/;^FIJ"[2IK^8R MK'YR7XU03CL&B*8$.Z^5 M P@BK;2TANP*[\0IK "TX[9Y="K9!F;W9NC]/.P9I35D[*09ABQF,8\']/5- M$L2[>1S'?5DLS[MG3C4+CK.X7%OAD8?"R[A>&U6-E+6YDW50CTQM^2UZ@ZI1 MG+N9/$Y7D]GT?XK]F<,6WXK98C/ 38Y,/#B]BRI2.9_,X@&J>NJ ^-N\+G < M#V;*&DLY)#*BZR>IR_E9+Z<;!; @;XZ M]"6;1_I5Q\!RKFG@S#(KG<,.4R 4(TIO4Y*95%J 6D&@?9M7CLDEW2?UXC>U M;2T7O"\0@)1D"(-XAE0<*NUW94R93 Z-G'Z9DX:7[@1]U.S2'VRCML&8E.Y= ME(]I<+]-'LX970X]'CQSS@OJB<7:>((X-K""0V*7LP)50RM++\+_0==M#5VN M@\^GXG%=WGR=+ L5%?+MA=;?];[&!8 UWQ&H4>FV"8DEP\QCK;GA%09(8C1N M>TL[L?YP[5^_H/VVI;/'#SP:)M ' :X A1E@B M89"L>JE1FQSAOH[#/4A@T2U*^>;^P;WTC&)QHE6PU"L(%(#($(R%%!2[:IS< MP)Q^_A'K%]TA.#!3:NP,)]H%[R6SPI-TU2H&&@$EV&ZLPG(R\NNH.Y%B/6:T MPNMMW7R7QRO]%RSLGMT),A#I"QJ/P010ABR C 4=5#I7SSNTQ[ MB]SK7' =X'+9&KPL;O[7_>+;_[XMIFGY)>DO2:[DQ:H;?Q3>%_>3F9NOIJNG M(SK;@:>"14JIR#8CO!. (D3LGG.2MKB(Y/)RQB/4T=HCUH^LM]TYNIE^_TB@ MF',FE2/2: 4XIE14XQ:."3E.W:H5^HM.H;@.,8Y*_1E$>N,P@T @O&%(6NR@ MIYY +5\,,^^]':>WR>8 G[5R7 9"(U%]^5JDXGN3^9-Q'R;S6SLMBYL(Y)=!''L-H&BNFG:NX70AND[!:"G"E"%SF0!_;!$5 M.@ZD4E9RR>)"@[CUE6E-QNV^>9&7SF]GZ%9\K:$8V"[PG;;6S.AXX"6! \:@ M!9H[3S%V1&M>K4(1%M0\K//R"QM&J-_V#N@0M+K(QE0=!!DD,$X5J)'3FE$6 MSX35J*1S>IP*-Q&&(8#Y.BWNW%_%S3IE:G^XNTLW MG)P/ C_>*N[0<4?FE!OLL(=< AM_4D$F4-;CU^76KTN%]7T83&? 9$M\/Z=, M'GXP0$X-PAX1R+2R@E#A_!XA(YKKD%F,G"W%W J+7))5D7VS:1KR5H,^?Y_7 MP09!:^VA=4IBPS@@$AJP7P.UM\W=2;W=Y=:AI#O!))?$G]7A%)6?.KOZNKA] MOH'NQY\618VPR#:O#C/+I<(WW& MX6T@*/;0>*\IUD1ZCB&W50Z%S7Q2K:?%= 7[61_$9= ,-^\WY7_^G!?E\NOT M\6/G\H9JOR,(SIS4&!FK)&=,88=4A0%6M,6539EC-MZWSAKJ"[1< MQ$E7IB_5_/9],5D6+^YZ_*5<+)=F4I9/Z2KUAQ2_?((Z%[PE.*=L/.9A0 G7 MW"<5<(\TXJ)Y>$CN@)_VY.D/MGPFT6_%_- %=2]B^KD]6[ZS\EL/=E5*_VO]60VO=OL:;N[I5_WK.LR!W5[ MHT[6'J6_S:YD;Q1?EY M\ES,(/=W=^5SB]M43<9/IF5B0C%T%8QGL\7W_7T>R?L:)3$N>D\ )"XCPF&. MO7!(0F3Q5JT0AA@/1U$?X_@XZM?$./..8(0CBG&DXL@]@0 PY'8X(*9)S@H& M)^M@]"3=HZ;V;G$;=2&,7R?_6FSO@/EP9XL_JI)6JZ<7*\EI)U#--P3*B-!" M"AS/= 0BII!2>] PN((+Y#JCQ2('@KG4WQJ]/VN1K_V.0)#V6&JI!>%$2Y. MKC#@SH)Q.WDZE_3E3&J%X\_)J5$Z?*Z'2@/%KRW*QT49#Z>I\\]]KE'&]$2[ M0#TTQ /*,.>.(F2Y]]58-459KR2L=T+O08X_5'CJ#K%L["CB8>AN&L6SQ>5Q ML9RNSG/C>*N &6,XCM$K3:7DR"E)]^,4;(2F_@S,Z RO;*%QZ>80/;GY=W%[ MP9IQHE6@$F,++#22 Z:TU9;MUU\%V CM_/WSHCN\\NTF#P_QR#"=S#Y.'NO$ M01]Z/FC'&8($:L:5191"+O=X$5JO+F=>,W^.W:,]4KE8\/OG7Q;?BG*^J6I\ M7\QOTO O4R_JOB) [)'S-JZ+BEJ"TM5\9(< !@XU#TOIS1?0/U=Z B\??;Z4 MQ62Y+I\N(LRQ1@%1K0B!S *(4D?57H_2N^:6U38-5.D([ARD6)S"?.%B\C1 M-@% #)7'Q"MK&<1 DMW-XG&,3/KFYQ-^O93H"JUL.NA1,^,K'\XI?;3>&P)- MQDI-@,!06LR@LP95EG*F2-8*HO78DL<3T ]^(^#/SWL[G8^7C6V0'9Z- MC6@6<"IGS%'41C2V$"0CI]V-DC)"G&T0W-X1L%B-,&FV?Z[T!-ZU!LIXIZ-N9;FUC'E%%;94[B>)%,VW MEA$$RC2G2$=P76>@C(I[IM9:0<*B;@U,W$#WMD]C8/.*"R,(E&E*B:[0&MZ9 MM\]O_K)X%;&A)\OI4OVQ7)63FV8!-+7>'#0B%D%J"'6(.ZWC&@LJO+PQ.7,= M>W$+-O4!ZFR?3L0_SOZ>KK=/YA7OR?8E+N!]R(AG5>'.+10#,C@><" M80RU($)4:$E/LA8RK,?";/RHS@!X;+=7=JBCCF+Y\+1?K^Z]^^FTSO&67 M##W[C8 ,=LA[JP3T5!!@ =\E3ROC-&J>)].;66CL9.T:\U'R-HUJ-\ OQ;P? MWI[Z1G ,.HJ4YMIC961<"'0E1<,!:[[(]F:VN@K>=HCY*'G;&UE_1(NJJ)TY M816AS!$@(86[9)BHOGDZPJRSJV!H6Z"'IV6SD$=O!.4:6^^@!%!!)86J1BDB MW..SMXV/3A>".#Q57O/_\W1^OP^.?+*35='Q*;OYYP(5BL39YR&6VEC#'825 M3F.9,,US6D:27]#]T3L;V&.C\:O37/O0[R='%8;R.!L?'VV,&N:PK7^DX /FYEP&*=CI(,".5IM3NFNP>:W^,S MP,%]Q&SN0QBC)/:!DU\OQ#[WG> 4=2 N#@IK Q1Q#.RN\DH2)7Q$ER%?/[$[ M%L8HB=TKFP^CAKW7P$,"%88T55KBJ JT=\ZU<'P/%L'Y4P' MO" 9U8YZ3"FV*-T+0?9>;8<1;QY\/H#=8<1<[D$6P^9P?GJ1++],.X5GFMMY#9FB*"4F0Y MEL89QRGB?+<_:19/#,VMN8-FMM:6;N/,ULMP^SNS=7O/)%=2>(0@X)1P8"@1 MI (->Y#S+KV>,EMKTZ)A9NME"+[-+$0%,";4<06T@ H(QW4UN3GWSKR-S-;: MDFZ:#."S-:FS.@.K[>8NZ:X M5M@H N/QQ&&CX\30%0).MV#,"')>FS*F)_"N-7=-^?$EVA-;P' MQBSFJ^E\O5A_5UKS8ZH)D4S!Q7+YY>MD_N7/8O:M^#4^_;5E%'&K+X:X50.) M!:+4.X@ 8P:!"E^GZY711[X9L+'* M6Z(D-099$1J+01A% M"2 ,4P<4]=P#C2M\L0/-"Q6/I-!U?D9WB??X^5S-VVJD.5;I,]\,#JJH$F)C ML%+81_E[:RN,M6V1B3*2XMOY.=TMXN-G=;\K\O-J0""70&D-J402+F-B$FGXK'%-XWO^\['NWUU]3M[>9%D]F[^=VB?)BD?VQ#T7KNR&,9 M?[9<+>:%NOG/>KH5UQ#?O!R"_I:!0UD7(F]0AH0 M&95BYW?!HDQ0;,DH0NT.#&"IGU[\JW[$7;U7!2N@H"SN641S P "!O@=*@09 MF]-L=C+PKAO1'HVSZP6M48?;'1CQF?"Z(RV"5YZD.Q2P](I38I3878@80;%1 M31]_.%W7TE_T 5PNE?%0;]-?RZ(X&^ETMFV #G%,&*+ ,(LW807FJ.?SB?S5/[Y_>SF MJ//X7), *&=>(Z@8)&E-!0S;JL_:X.89@;UYZSJ4PZ(7D'+-^<^K>)I,:HJ9 M39;+#W>?5XN;?Y]1'8ZV"8P[X##TGG"I(#$"J_T8/:#-C:>7N[C&J3QT!5VV M:-<7W3R[!_SX<" ":X $ MA;IZR+,)%*EV> D7$K"!U(Z_N8UJX@>BL$&.6N M/PJY#[0?%&4J8?8QOK(HR^)VT^.S864G6@5OC1'4"Z.TI(8;2BBOQJD$SID, M6%,Y:".L[]?[SH 9\!#@[NZ*F]7T6Y$2MS_ZN/=%>B0[8W8O6*VH <^FWR4/4]3@,W7TU73Y>1Y] ;@E$(<2BB1FU] M!$%C#] >9B&;LZ:WF*I1+5[&@6Q^<>7R5(@9KN4."14Q&>#%8K\3I ;-<[/DX>4JJVO++8D?V M:DS%\K=B]>'.3)9?JVEP@CV7O";"C7BJPVL)4CQ"HAP4%1(0\!'F3_3"GAXQ MRV?_B K9N^5R7=S:=3+??(P:V^)V$P7RT@9PTAQ2[Q7!4*V\A1%;'+=KPCQV MN$(@;M[-\X%["]CIQT_7#UZ-3*$'!OAQ7=Y\G2R+C^7T)I4I6L]7_RAFM^_F M;AFQ^_/+8A.O47PJ5I'Z\?D/=_]_\>0>'F>+I^)@^>L^/A.05G'WIG$Z<84L MQ>D6SSTV$C8_5_<67-,IET: :2]\VTR">/3\.BF+9>^T:_JUP R.FJ1RS ,M MXYE82EB)BQG2HMAP;Q>=Y69?)FB[(F&JPO;]:2'MWKM;@XM]]U^NV+5)U^CM M04,#.3?(R2@#YCV2M+*U,:5(.QF"\G6T'% M,\?]QORJGYX?V>F:ZL])>;OYXU.Q!:7X7)3?XHS;#O74 ;&7[P4*.3 0:$X0 M-EX2Q7#E*&32NN9AKO(J:#HF<*^#N/\LEJO]U.R/KZ\_$[A5-"(I@$N"]%)A M;"HD$6$M*LR GXBGK4#-?$)Y-[\M'N;3N^G-9H@?_IA-[R?'#K,]?2DHBH@3 MA!D@A5) $L$KQPG'1+@XIJ!LK\N2F^O6%85T.A=X@RY(Q>3"- M[V-9S*8/<3#ETVM=<;81X_1-YO0E7=8H[[!%TC/&&>+;VGN,*Z%@K0R!MY?3 M)Q&7W-I4TM(A"SB6E>;'I4//BNZH<_IJB[9M3M]E:/TD.7W80,:(D!H"I>/J MZA4C%2@ @9S5A?L-RZ\M_9HY?9T^<=84PYS&/7*=&:[PT"7'&,FM_ M.F!.7VTYU,WINPRD <^AGXJ;Q?T\U9-Y=YO"#NZF:;__OHT$QB3SP@!ND"8@[/#5[E!EUUY8:T%07'@W" MU\CC32CJMD#TM\DL!:UFXO*/'PY&*J\@P-9#8AF'BNK],H2(:%Z@OW<^#TF] M'F=#:QFU\J]U,8)/181S>K/:CN6T3Z[[[X4H/&P9$\!&;(1S$+/]D@8 S)GW M?7V,'I-HKG%I_U@N'HMR]?1Q-IE7EP \;JTT65;XH]\/VI)TB$". T(,%]IQ M5V$OC5>-IT7O/LD13(LQB^H:IXE9EV6*9=H\N;G9(I<&],.' Q4.,< 94-)Q MY1S&JMI=M;.D>2V@WAVC;W1BM);1-Z3^"7Q>+VS^GL MPFB!_OH1X@G1 .V8!@1@0C"TNQM@HRR(TB/.''NC\Z5KD>6:/C68O1^! 7$S MA,Y088ATQ&KC*LU1>T6:.QY[3S$;$>D:HGF-R^G+G^2U%Q[X_EQ\G0FV"-K/P*A MEE"D#;,B*FP$$X:F>8Y]%=AM;R>^=)$6B.?)95:>!"!WXH>%*=S7TP910Y);+&U M#'+N&:5[!55XV]SA?Q7&RA',AHXE-%SP\N?UP\.D?/IP5T7Y[R,G1GTGR8&< MA-\6\S)EXI6;RV7^M5ZN'C9+4Z- Y\O?'S1PF"(A'!.68^T)<SIM9>9PAV;4E>'%_;#*^?@RM7%8(]'$7&&(*MF%:0&8Z]L-H"(YU@ M59\9MEEOS.DJ!+NV'.J&8%\&TH!S?EGMI+M$Y\MF_?>M@W7 6!(/I$(8F;): MA17[<0.:,RVP.3F&575;8CH&+OU6K-[-XW&\.'.K;^UW!,>0 IIY1J'GR&!$ MR1[?5!EBO$;1\?&J#;(#LJOJOIN4\[3R?BS*JB36]*;9L?W@JP)EV@I%@:%< M2HN=8VKG5&=>$M[\F)2S9LLXCNM= #Q"RMGI;+TZ6;?]\I<%G2[MB: + !&G M'@@-=86*!JAY:$#.LBSCI%TSB#LKC%F\ROC4^7]KXM9 MY,TRA;X_7\&3ZWMCO)[^Y75?=5P[!Y\/TEF8[O 2@LI(LE1Z8NN>Y@Q3S6K9 M8?H9WW,5C4V7]=-F /7KU/S0*G!&!4< *6% JALGF*6[L0*,\&A*TK24U-%: M-&T1&;479+./?RH>]V6G%O?EY.'J?KC#9\W6IYH%R S#WA%*XXB=,M+N1PH%PV;LO\&*5'8VRTZ,*?\?K[RY..C(//!H^5)L1:JC4C1AJ(/*IZR9T=8>6. M;D!?= M,MMF\_F,YO9U.RJ?/D_W&=V[G/]8F ",,4E9PP%*55D$=9?LQ&DH; M"S_;9? =;OP=H92-"<^]W%XD^J)@]/G5_6SC@"CQ#*<*OA@3 Y6MO'9QU!)# M.G(=H+TTO^='7Y#]+(09IU(P1IX,PX]W'S^(<29 *TW-7 M'=$A,6B$F4Q="F;1#2S9IOYJLMK8*;8FOF2(7-,8Y56=^< I?[!H?7'CI$*A%AO&J02,B 3#"#_V\F$QWRR'9W6 'YX-U%A,E+= M >",5,2Z:M'$!//F 4F]Z0(M9;/H%I'L:L!+KTM=%>#[-D&Z.""IO%,.,L(A M0E958]04-]_^+X_1&,_VWQ*E;//]13?/KO0_/AQ\NMD3 RHHM\K)J#*+_:@< MT>!*-OWFTOI^!>@*HK="@''O\T/*?:"EORBGQ=)_C*\LRK*XK;?5GV@5- "8 M"86Y8\9J@31RU5D9= 9-O[X\]?+=.;YP? MR]^*/S>_.JT(U'E!\,0J0 RU' )O34K(U_O11T5HW+1XWSX$I0^8!C@&?)R4 M'\K-@GG[S\EL753AH_4.!L=:!P1-'&.Z-@Y1(RA)1K+=N EFIGG"5&^Y"]W2 MHWN,SC^H_9].;#75P+(^%/,*3V.P)3 M4$=0G30&($Z()4Q4&)!XM,IH6QR$)WTAU2C,H'9G#I?%N? -02*;:MHR##VT M&BN(=H6>$_\%:"[[WH+_NY%]OSCE6R=>ZD0-MI%Z+PA6,(-1"O7 R&( %*>5 M62Y=Q-U@M6K_K%:('F(;<3#[UZ.[<$LY\:: G2&:&&2! ME=8[;93A%1Z&M*@ZTUO)W/XWEN[P:K2]F,GC=#69;;ZWU9/5>O5U4:9:7(>W MDU,M M":"J2<4(ZXN %BLKMA,FV(3C;?/OBX)=PM+@,<.6K(OD:K8)7V\4SO M-V5WL3 *BOTXK?'-CQABW/+O'IMA5(8+:'"Z8> ( RR@T) 9I*E! M7A-0.92I!JA%DOF(>+(%!5 2*R%9@H MLA^Y<:+%EG0EMLX>4,K%CR]E,5FNRZ>7"M:N5O0)6IQH%>*QC%M$)+!&<>VC M'D9P-4XG40O_V9!<(H@EE1H!0P6 M%#.QGR7QR-3 M .7&BEJZ<4]J7^?U6!ABEA FF2+8>$D,K0[5E!'0PBB=IQY+74E=4(_E,D0F MHZ['TFE<=5R-J,4 0H")QTA8IF0%# (V)U4ZBZNN+>S:<=67H70M8;76:VVL M\LQ:#I@S"N,]3LAJ>:UQU;6E=3Z^MAE$;X4 PPB^<5QU1KD/9"#:! *K1G'5 M!UL%C[0%PGMF5-QP-04**EPKH:)[,MZC%F,0%W M0H N@,E+ ->( =;!6\E]1$[2+UQ $! =M<-QW%*H/RX8UL[(4 7P%Q[_!*0 MG@G$/>*(0X>ICZO>GNZ,YJS+VLZ.V]!\U"D\#3,??NC!-LQ!S6\_K%?+U61C MQST);1P'L;:Y3R=WB,"%8NX-HF'F_?OI?];3 MV\FV%G[Z13&_*3;>A]HKP/%7!.Q05'@9,%I81:U1'N\"::C &(Q<*>QZ+>@, MJ&&H2D1XTVX]:(B;C$6'"H0)6V85JJ:@'$%M[6T MEFMQZZ68:2&,Y<9I"Y2,"N[.)D7B>92-W*U76U(7N/4N0V34;CWUYZ2\_1+[ M><:5]^JY )$26C*H+8,F;D,I/[<"@,"L%= Z<]_5%NJB.V2RG=YW=[$5K^\G M*LO)_'Y#NJ5^>G[FX^0I_6PSL.?1S6\_SB;S5%6T7EW]CC\7=1X)#:+0(^*( M-X!* ??R41J.VVW8D"6':O&/ ]B_J=L=PJ-T>%XQ8SLPBGQXW%RA&K\=%=E5 M.;U9[93RWZ,03MY!4:=E$0H8;5$ L>SO@0&[ZZ#BUI)U/!'Z =5I"+/N'- MM92YA\?9XJDHZMG.#SP=7)QK0@@E2+IAG&BO#=PKLQ'!\5G11D&;[B =S:YW M#+7=]/AGG!L; Z/[Z[%(4^3+(OWHA;GQM_4YWTVF+@3N&/2&,<0%CS(P0O,J M?@8PUN)*TLP>@,8GS7$"/4!QA*JTP\::=-2 =,I8<^F[@E#:*6.!=%@P00S! M:C_],6]1UCFS7Z(I^?I&;!A[9)9;;-=_+(O_K%-%]6\O+V_NZVL/#Y/R*C^?WDUO)G$1N+E)>:6I_N)B-KV9]C_B.GUX$_9=2"RCF!&A$3 >>>'4UA!?;>VI"ZP[UZ&R*CM MNY^2$G'&MKM_)FAO"00" DH1,5QB8O<#A\#D+&S;F5VWMC 7W:"22V_:]._L M*?+%4P%+'@\[TCAK*9.<1"Q\-0XEN!VW!;6!/ Y)M!46URO;49H8\XIT&%'^ M&B%]6#^<%>:KYX)DD FF':!>2HH<)<3L=C7 EE64GQ=WJS]3=/KKH=2Y+/%\^R \8H "#!!72@()M>;5 MV#W5+:H$]J4"]2;='VWPG>-W&7>6Q.]TF$(0XULH2"JV"'#*FJRT&&BQ' M%"O1'/!%/V"T%*&:WZK+!/ACBR ]TPYBJ9@0SCHM=67F]!!Y.**R%]V*KS44 MN53A=_-OQ7*5O',UZS6X;:OD_G[Q61^,NS_3*, A-=Q\%9)ZR6E&##J M]_TV/JMHZYD_NA3&HB><@>?C8P82"W4#(/J?75 M=WC9)ACA.&-(8HREUTP@N+=P(,C)SU(;I+:H3Q5Y: 'L]50%8901;0V."HRB M7&AHQ5Y3A:3%?=_7516D$\(T@K31FS/LX1-8G98A'C$2I?\Q1.&,M(!C2H#+%;49XWP:5/8X-+\WG[P:23AWR)N M-S?E>C+;6+6W53@^W-G)T_)+;+1,)0L.2[A.RX P0 X1*Q6D=YQ,*CB.^;6 M-L\1RURZHH&$>\"GD833UTUC31C9%!N.?>*5"XU[6.Y>"S*N'W,4M63^6W:61Z3 M6O+[LKA;S]Y/[TX7.S_;.CB=#EE. R4%M\X R?:\9]0U7PDRWWK=M")']Q@- MGYE5BQQUF@>M#?8D+HW 8DZLEP#O1RX@R6EX'80=/8 TG(?MX67!J%JNM4V+ M(*-NBBDVDBNE<;IBB%8>)@Q5BWL3^760H!M%IL#RV&-\DRC0!V,^H\7@$ B! P A3B(FV-2NW3V8E5LL7U'",W_N6$+1>E?EDL;O^XC,;Y?'Q;/1^F%;(;HJ#&VGW^*..;_]-%F=+!;:][<#A1Q08ZUW"HLTUZ+8]C-- MD!;ES49N]1PKQ*.G]>:/5-8\51K>&!)A'PP^\)F .>#<>0DQ\%(='_-MB&R6Z'=?RRV(UF;W\O5DL5[\M5O^G M6'TJ;A;W\W2![][HO?M1>NX4<_-V)"@O@4->*>R@,MP+#RHO*.&.M(C:O1*C M\ZCQ?F9_C\7S:Q5UKU%@?M?%],5'B'<-\S7;E7FQ_;<_@#^Y?W"R[:I8Y]O[ M?_O#7SZ]@9_PV[=_^.___M_^]?]X\^9_H(_O'%*L#@_9=N_@7;;<9VOG]WS_ MQ?G;.BM_<^YVQ8/SMV+W6_YU^>9-\X^<^A>;?/O;OU3_<;LL,^=;F?]+N?J2 M/2S?%:OEOK;]9;]__)>??_[]]]__].UVM_E3L;O_V7-=_^?^7UW\B>IW;[H? M>U/]T1O@O?'!G[Z5ZS\XW,-M6=L6,-+]^+=7/_^[7_\T2-/TY_IO^Q\M\W,_ MR!\+?OX?O[S[5/OY)M^6^^5VE?WAW_^;XS1T[(I-]C&[#_S3S']?/M8P=K.0K;X9Q7ZY,?QFO'KD1\5^U/U@] M?4!^:^.MJ)X\./NVS[;K;%V+YK-'._GZW_[ ?[4XE&_NE\O'![4X&^<&OZ;&K_3.>#\O7/A?_WKST=NGHU: ML3KW&M; [Y;E;8V^I9%[ :*?L\V^[/[D3?4G;US0!O5_,L/WRX$L5F,/9#,N MFRH)*G;M!_3L/8>[E5/LUMF.)V?=/UKN5E=>@/8G?EX5/.-XW+]Y]BY42=HT MSA:3?"P-QYR2<_R^TI':X(==OLH6*(EC$$91$ =IB!*2AHG;&@A9B+W%OH^4 M5X5!XK$R'_G^0JP>^-(_[8O5;\YC!<7YZ9^=QVSGE!6X/U[\>^.3)39(OP0\7EF3]MQ>1E$9BK&#T9_Z# M^_+MMJG@_WE7E.4BB(B;A)22*/!"/W )#6B'%+B1O_B:[6Z+L29.*@AEI.W4 M&6&%JT%QU9HF""D-VCAAR/9H31>(&L^&Q&(YT7H8? M(R!I,6 X).F/AG!0JNK<;\ORD*W)8<=#8-O?4&ME_9N*?A('B]-EV^LJ9AZ D$@-+%A?U:H>BFI0L4"Z8,R8B.W) M0T+GSTE4&#D<2#,_I/;VAG$F8F[1P9=:;9O+L>8'K-C=9?G^P&'#[9I^>\QW M]1/Z.+*@H1N[/J ,HA0QA%%*>MP>8+ZD7;9*&FVJIO'JS\Z Y]@X/LA36'JA2' ?)H1MO C M1' X;J'?&&SKU?\&:9VC92U69U\X7_D?3Y3+FQOR<5+Z2<9ZNLS^Y(6A)R], M]<<_P JWZ&!:#)+&WZ*DPH"-$Q#MCM7D2R257]]G<'LU,!:C MF/I+\&.$*PW_#<@=\>-$?FO=O.!;#F$=S#=."[1?!&YVKE55^D88)^M+-O8B MC-ZX/,4[,)/.YL[U2Z_55+N\QQ_=<4JIIE^U'R, VR3(7C'6SEC.+(0O$B\" M,$4I22+H1RP.,60=^FH/[J2;A+20C[]U2'/O_0PXFU=P-CK$WT=$_B'#\/2Q M5_A-^B\5<,59F2;*2HZ:L=!:2K6\#WH0$P!Q%&,61CYC-$6 =$?:1#CT7*/3 MXA%Q6YX/]QNA+(;4,4?94%B=Z0";#ZVE^O:I[RO FAM1G2 [P7OUG03:*9B1 M#;:3C=YH ;??$2/DA!]AQJ?DD4\@(Q '/D#]HF[B)?&H,=Z38.]U 3QA^SVQ5^]$BL-2XV@S"=EZP'R0.6R+'="BV.8:SV;LWZ!.(4A!2 MRJ?U.$@I"TD4]U/Z,$'AF.O$=CVQ'*O/[/>;KOYL^9T8IRH]G]=ANEJUT&;! M[RW$VQSW*7<:&GD?OY,$8!Y (SVWA&4$0NPAXS",)Z2@4]&>IN]_/ZJ'HF/\86FJ)ME">MP8-.41=@ M/_48"ER?N1@P$J/.*>R&HQX^;]D5RQ.HP>V6TTVE;+\?X\RE9O1J3#>9&MR? M^6P+RP\UG](;^_&W)[Q/,;C3Q?$?-U1/'Y--OTD_1O USHJ] MC:P&1VVL< K7Z[SZQ7)SO+#R> MEX"6IZR,*W3BD(2&!AWK,-,9XW..+]+#* MZ*O2F47]QM5.#3]F#\M\6U4F<;&M01Z6&^==?L?#:[YUGK+E;NS3&32'>YR( M.MXX3Q='CSXZ)TY^MYM0!X?,8L@T\ZK\&('2$!>&PZ/)$9(*BK?7,=]*5]5[ M23]1],_9[L%;H"1,@!N1*, LPI1$A'4-2G'*_9*>;\X,O^6YY^DZWG+OD&R5 MU?>F^N#&J31+(4S.C$"9X#DSZ-]'2!W>6WH^&:O\GR#2CCN^U^+O3-^V&47E MN3)T+E;/%>NH$?SZJ8>"#H)%XJ9AP.?N29#Z_#]\E_7[@&*/N&3,P#ZB6Q.N M.$\?_\=\?<9)"V;ZYLQT0?J_1BIA[IVPF&%,\.+^&(G'%,09SD7/?$B%V O@#%#/-4B;DI@=R-"0B'!8^8C-O"/N,@]?:)AY048)Z.8>NSG MN@;^HV0'"N-K,0VP^;;]&/'>*D.& [O]T9Q@B\];#CC?EOGJK\O-(5M@[/D MPB2*XA2%"0(@\3N\7NJ.VIVNCO+[*_M/,YCCK(R/,XXS*>'W'CJUB]_7@OC% MD1IG"Y?BVS&C2#@M#_:V:6F-S'SNMX/W][OZ:N87_@2,(!Z@8>!&C/D@B=(( M=OY !.6KY;/TXOLOCL^2UME_$]E+Y['K[O8*P\X.-OP#+X$OX8P7P$ MGD:_<<_,R$Y0I'Z.%RR8&Z8)_U\_C5P6AB&EB': XR"6/])Y&IC_54O.TL,Y M>F79YDC.I( \?62U,E3CU()5WX\9Q<:)B;!7V=4;&]'H1O]QR/=/QX;RF$4! M82Q*B!_[*2$Q31LC*:8@A((2)OE4>[+3 )EL7\AS'@:^:47"YO$=JH(OC+PT M&P658SV/?[+SRG>H;8>5>4I5QVI4^OF,",RJR< MY#RGL,'F_%11^4>GPNC\O4+IU#!'EJ-KK T(E#'"YR%9YMPI++V8+/BMVGY28[0OA<_>DB3DCHDC0E,?0\+P!> L+./H(TD2H6 M&;-J.4/I@#K%G=-#?7-7[-Z4'.RS3[C&>_G[M"PQ)RH7OZR_-_%[C/_)^7[NTN*_2TO%V[@^=0/$0H3 MB '$+"!19ST.(JGSRTS9M*R5-4RGQEE]NH/I#H2T!GD\5$JD%#SY)E9>S!.>OJ M^RQ[>++E?RTV16O_8Q$I6_CO.*PU[E38&FRC5_L'>!HL]9O@=QX"9LB75T5^ MSDR9(P= M45&"99GMT7+U6[9^)8,A8B'EM@ +ZCMF 8[]?KV$_T9&E'3LV.ZAJ*"]N:VQ M*>=-6CR*B=)8%,J)TC/V)L^8!C@:$"43S,Y#E(QX4IA_[Z1;O!ZJ+LKEYL/R M,=NUMI( @) +70P\+T4IP"YEK2T$DC20[.M2L&!]"M>!O-$Q]**8TQHY;%YR]_^O0G9UD!?%). M@LP1+*9*DW K)U1_^>0<,3H=R)G4ET3Y&U TXT,P#Y$S[U9A^=65E<+/NVQ9 M'G9/KPPRBE*?D9B0*&(PA#X)TUY[TT1JUJ=A9@RYZ\!I")XZC:(2-PJ#TJ+6 M4S<#$;O$T*!L:=,Z%Z'2=^25-!GB1E2,ZHTK9\4/\DDE0@B"((J)ZV(^P^RF MEPACD,IHD;H5RU+4[-M1E2 -\L04:!S>Y 2HH:Q.HM[?;O+[>H_F5 )TD: ! M_=$G=1[R8\"/PO3K9KY]_UV^S=[NLX>29V.1"[P40X+2D$0T!'Z/(8R)W*6Z M1BU;%BF)EO(*LU.#MM#++S$48O(VW2C(29[A 9BLL;_G*82Q5A;.-Q;+Z5B"=KX.GHTPS!((KES-B7W)UOEQU'95E?4VO4O9?EOOV=W_+]U_R M[?MM]C^SY:X'O$@!0Q%.718GGN\#E 1)TH%*62!U)+AE*)85O4'E@/H2;%.B M;F8,=#5]=/J-2GI=5#C"OW%^K<[Z^/Q[MOF:.;\4V_V79[H_%U$7(5U)TXV. MYMPEW:RSPHIN@6/3@@[ON,AQ3)^_[(K#_1>6?ZWA'8/1PL,^]1@C, $L3 *7 MN#%M\6&*/-^&MNNCLMU;6 %L5=[9-RB=L/ZM;(/A> -E-@",.T9V8T$%G,>" MPFF=<2IOYA\.K@Z!@&&:>2NAHT+5 OR<;5_@HQ&@H0=1 MC)@/<-3_JT/ M'MR9[R1V#(V J=AA9)2_P]AAQF^=V&&0>2NQXS6H$ +?IPF!01C1P$U!"((6 M%$$LM!,@M0%$, T@9W!Q(OI8E_LEQM=J;YJ1DJ&>T3" M6O"Y^B>FU/N7^*."&N3)#>FT\A/^?9^D[6_ M?R++?3:P),2A03'TMCH?5/IEG M*!"_KW!BV'?# M?3O&_1PHB WMM+*![+]0#X[DD%D(,Z.. MU@AAYE4OSG<69:Z-A\7.'+5Q_PZCC#G?#7?HZ(R U2Z=Y\!\QI#+0 "@#T)6 M;2?VNCO$**5RITF- .='Z]:1' P+06<[CU90(ER+1**:I'V'8G',;8^![@>BN5+-& M[LDS7;2#$YH!1V1F0>4F#)MV*,=UKUF$26;_-]]B[_ MFKU"TUP;CGR0<*,)E$W,OIJ$':+1^)>(W$ 0FU,!+ST$\;CET\"=$P=Z+*.6 6 M/=67Y^+-LFSN%*<)\!*"7#^AL0LP8#1P.P0IB:6DTZ1=R]IYY<.]?7*:*ZAK MP#PAXI EU=/H((C)YU3\R^FG4>JM**@$CP,2:F,TYJ&A5CPK[+_+QE3T:/_7 MY4/6WC4>NE'LXS2"<> G81A@#P8="C=(I?KF3-N>5$UOGGW0%6KG[PUN48<&]N4@ BYQ/5\!%Q(PH#/YCO;'@J0C#B9L6A9IHX@Y:3)$)UB(C4^DW)R M=<3WI@9XKGPXB70)$3<@8F:)GX><&?:IL/FJ2DK<;KG.JMRN,^.Q!,0L!"1* MW02Z$;?43Z:C*) Z5%GZX9:%"^VJM<\M!R0I7-(D"6J437XDY:B"4D\*)].= M%V0,28PJ;S-1$V7X+X5#CP<#E;!W_8U.#&"*&'51RCP <91&[8U.,?9]1K&A M\I>XP6E7$-3OI#/#MG9IRP[11I<*IKMV3H0WM;*5/.WST#2S+HD7J%3Y,J!] M?]X59;D( ^83/TU#Y&'H4I3@).S,0C^4NI]3VYAES:M!.'BYVSWEV_LK!XE: MHE-;V,PS:;9(7^.;C9S5:-2D3([HV&P6>ZS==N@ M6U?5%A&&L0>9BQ"$,$9A@KQ>1Z,0N(MM=E_](VU)4P4@]&FFS:=YBE7X"ST! MYIPB,R9URM1KBY]5SJW(H?1@C*V0%RA5TTS=\9F]BFH[**ZK9K@TH+2_9OL% MAA"E7-D# &F,4>@E:=HA M1S<;Z>-8U&1.AN+92YJ4,^+R)<^1L%1U9_,?]W(<3R?U8.1YT W2.$!1$D<0 M!^VECRF(8BJ<@^C8L/AU':_//@$VV8ZG(9:&OBP3Y,[DNS+BRLNORAP_TM\4 M>D)+_LJMLD]?LFS/YW:'1QX(FW9_$J:NER8NG^0%*4"^#VG4F4Y3(+6V9L2@ M[1IY_[7=5'W=+4ZG!NIT2-4V)YGA6U++QJ):5=-T6+:K;P/,B>B<">)GIG=& M7+JD>^;X4M"_7[)EI;@/V7;/=MD_#MEV]53WZ2VB#G=A<]1;7./ M":HE-6XDEM73.46"[2K>9=9$%,\ YS-3/!,>75(\8VSI*%[YL3KJ9\MZ/DS43D M5)"4)KIV!T),+V"CN.JR]/=AR/7U%%?FZH MS7BA%[ $$!(%7H1=&)*TN]@D]3'SI.XG5#(PGH*JS:'56!.31>N$* O3+TE16),3V(8P^((P>8W584Y89T=B4$UKCZ_>Z@3>GS1D]K*[YZ76 M #V3RZT)'PJ3+XQJ?^*9QLBVUKG/]1%S[_KC!6(70Y^E/@D) M8ZX;5L#Z=S1.=T%.OC*+FJ/H!9(RS_LAV6/6V=2(E 21H$B2_79*9LQ7:- MB*>@9S\KV7OKU6D42_['85 N;G3G0\C%!SMM8)?H&>KQTJ9T'GFU 3]>=F<9 M8D94A.IJ^+$]X\Q>^D7D)3#%W%R2=01X;@2=9VQ :TR2/<\1,ND0X6U5U-!QDX6]N3 M.(:T3Q91ZJF6+JE:9I$<>Q1Z"4@"?O39((X2J3*K9JFOI.:JRZA@E.#\;B4G!4<@=^!FQR],X:KBW^(0 M\09C%=8F3T^-.3+<:JS.C6B"^>EP6];G=>WIURJ;ZH^?9BF+/. 1C(+4!PD? M_K2)#E&4()]<0=_6V#^5.8BSV-NBO@\$*;$[^SQR2&4F9*I6[&*T9:>"Y=2X)A:>GA\)Y9'G=)[2H^#'%>U19494?'#Q\) WQ8\J7RBV^WQ[ MGVU7?)YW7-CI!1 D ;?+$@Q"/XP)XYH'$C\)0I PZ/J1X"=EUJB]S^P$9Y/\ MGB(]6?6<+.A+$3GP/=H9D'E\HY9\*\9XI87+)0/FFQL0(*0 A#SMY\(!/!"% M#+'&8@IH% E=PV+"CN5D8OB+E;IUQ0BK5XLIHQ)J4OW&YU*XGC(JIVH%E9?< MKDY!ZNRHN.;[^5J*,<8F+Z:8\Z0P_SYIS0O[TR?3P".AAWDV"%+7]1B,@LZ: M%X) Z"0B71LCSPG53]=5)E%IEL40:D M[F%1LS"R FEICBAI2GIC@2]-K9GFTI2SM(A+C"2-LY0761^&I46)$>%C]OD; MU"102<1(2'":>(RE."8$IJA]OL]8('0DMOQ3+:YXWSI:K=FR- C\;5;8$;I>Y_F>HPC ]>^>4F>9O35RR(_]]TK>2_Z MY?^R_)8_'!Y:&Q0$P $4C]JRB3I_@J6$4:B3$Q 9 MUNP4$BZ1,E1,T"9R'MIBP(^7105#S AK3G;_TEI;'_5@ .(4!YX//9 G_DP M[NSY$$B=HZUN953-45LP46=04'5&(4]'=:99)[E$RY#N:%,Y$]W1]^.E[AAB M1J#M[]-RRW;5Z='EJFCS*1?[. SCP/=]Z"*/41JEG8W(\UW!1C^%)]M>%UEN MG1Z2<-N9"D/#6F*?',E%D%->Y.]*42%(N!//,E%JO7?/"-/IM7OMW1F]U&-A M\GXZ'>R%B?= 6 O_EI7[VV)7'.Z_="8BF@"6!%$ 0H3G[FXE]N$ND(G6B@] MV+(2G@ 2_LP5V+DJ@W:)D5/!$RSR&JA CK $VB5)30&ER+JN@Z]9&K%E62FO;&%X M)WLCDS&*KVKKZ.S*R>ULB36Q2<0.P=_/1I%W U='F69N"F'@8N6F0(I?V\0:F()&Z44/5 MB&7)?YL^;X)$^9 M5&)03'2LDRA,'HNO#PF4I\/<64IRRRK M#/+$"NYV56-9G6Z]YWJVK+*M&DSY,=MFOR\WG[/=PX(F"4ICB@%-,/%]4-4= M6R2A'T.Y2WPLV!]9EW8--(<_2K*1S KYHIHU+>^RDE:A=5JXSBG>&Z='[#20 M;YP6M/-Y:$0L"9\TK8.Z:&^0YB*;%CU\I:JVV12H+8J"^/50U3:+NU,P*2&0 M^!%&":6 ^"R.^P,20IIZHA=QV(1@67H;2-5LZE1T!<^ZL\W^U6KD7(BWJKW' M(1)2X5%'2+BL.9>14JMVVAVQZT51#?;.UTK'&([)2ZBC.%F,^HK+345>A^$] MGP-EVS+[-=LO@,N#,/*H3Z.089^ZN.]T"%.7(9E)AYXERS&N0L._P:P!)#>A MT*10;.HP'GMR@>KL/&#OM-BXSF4C7Z4Q2-1 VF^&X'DD^(9\*6R\@EKR]':[ M*AZROCO^T^&V7B+YF'W-MH=LP?PH<5D,@R0&+HPIHZ1;DPHAD5LD,FO9=H-I M"\?):YA:^J7+L9*>C4BOKKXU4)T>ZXW3L]_"G53PAID4%T!#(S)+033EV[! M&F50/Y_[)=]6>Q>;3*=2#S[G3RDU5!R"68JB ;>$$T8MWL0W-:X. MNWS_1++'HLSWB\#U>"KJIX@R"&%* ?_/?@)-8ZGL4/;9MO._%HZS;O X#\MU MYARV_ UJFHA.NXI6RU*P^5Z923%ILTFBG(+U_+50QM[#^(R' 25296P>@J., M_M4N11T6Q!?I]]67^/X.[[)UOG]_O&^\N1EWX=($$4*I1U/@>6Y*D1_W,UZ, M)5N!-(W-1V!D5^-U619=>A^18-FUGAI:M1;0@'-.T-VTUW:/O:(^S-;@\KDA MHN>A6>;<>;4P;I0GD7MIZT6%]W?H4.;;K"S)\JE\5RRW_Y%MUNCI;5D>N'&T MW/ZVX$^G, 08%QNG_ZO?TH\$/_?)0_NN]^R_>-FNSZ]7FQ^FR5>G+;A4 M6'RM)?9ZMEN*]I7!#_Q=_L)3R..VHWMS;(;50E#[*O,0M#IR7L6?XPN].G*^J5 [RWKV4[WA.SZ_ MW-6UY,=LEQ=KO7VB HR=#R9FR9X\D!AVI[#T4HHW]')C'[/'5^8Z .4B<1.4 M8O[PB*5IBH/8#[O5M#63G&[R>_KCU6B.5>?R:NQ85P2 M)8LOE3 =P9V$@YL^1HS*IGB[[*BL*C;%:K$KT/1ZC8,+K:W&J)MF3\X?.%HDE/IIXE%,W0AY *5)-?=H+*8@%CWZ1=N.93W_ MT*LYGP'<'39W^6;#DZ)_'/)=TRDLK$7ZC%X5]E')E-/U#EJ3[9^ 4Y%U?2J% M57U42M5$78O:ZYI^C8'SDFZ,M\D5W9PGA?FW2BI#[Y^__FN^)%S 5OM?ZLHB MGS'0NSL^SRL7?D)]S**8>$FH#"8A]T8,.39FSK.XUS'X>O':J@7?6 M-=2VZ%K-?+,&K%36:81KH4Q^;)KE\_G2.491CM%I0#H]2H=.1;!4HI MOC;A8IF^ "&7\WV3;$X>(XP[5%A[\W1G (L AA2D+B$)0QBR$,9!'YI(X&DF M_E#-\J:X<3=?+8NE:0+4S.Y[FH[ M<#4EE^1",!/O$_W/Q:?#8[7"TN@Y_<$@C60JYB;,C5EG*1N0S_H>LB-6J3S1"-5"B?C8+"L4UGN(SN?":4&V::%# MIR18*A$?FVB-6KLNX6*)N AEQ-QDVQ.'A",.U18>_.$ \;)DF(]&5AX2<@B M/TI3-PD =$'(4- 7^XE/!2.#]'-'*<846^=VR?^<2W[Y)1LXK4"?IJNJ;I4A M.?D^75>NL5CD15B,K?*CIKKB/%V7UI?NG==091(F%TMUY(7^*R"Y^:=Z=M4) MR8K=I^4F8\M\]]?EYI"1O%QMBO*PRQ;,"W 8I5QO00H2"!&!QPI(X(=2^W\, MV!M%+NM6X+MBYY0X4XVP))!YOMU^SDC-Z MFOG KN.U:U?N?JA<^&% "/6I"S#'$<( TO1H/_ %TQ+#5BU_A<<&_[R#)!R9 M3?-[-9^9D%JY;*?#\*(W&!XW31^WM+R=G'?A?&E"_M6R*;/C<#WCDB/H?#YF MB>3)LS5;?A6V7T\S\>:D-X)!DD", "%N&KHDI/WI%#%U?2-Q1MR:Y?C2?X'' MH];?] T+AB1/@EJ]$&.'5=.A1;X?S12[9@*)'99M!1 3+6IB="B$"WDJYQTF M%/P1# ^J3&F'A5V^7>6/R\W"BP(?DH $/DEH[!+D([>SZXKO,#%D;9*PT*$S M)%SBU&J&!2NL&@\+D[%K*"Q88=E:6+C*MFY8Z RHA 5I*F<>%N3]$0T+BDQ) M]E$<&S;:,ZC*?/NAWJ\*%@EC,$)Q% .74113Y/571L6A#T6G"Z;,60X,':"Z MC:(Z)"IKSII06M+7HE6J9V(L1C5Z)IYMENMISOD/-#C'9UBI:6(LI@TT32@S M+M+5=&L=X5)M;T"0 04@@\?@D M)?0I9LHT%*AK@W+@: ]NJYKI3LY;[0YR$'\7 TM(J]&@=$XE)/^EKZN M9>LT,QV3/O'32,:B4?'N>54Z!4X5&?#\O'X;X6IRT3;C16'V#9*4YW=%6>+B M:[9;WF/S7_^3'.7A1+E9X1YG"&W/55=8&--$D MY_-00*,>O=I<99HM474[[MYZ?U==^I%MRSK!_9AMJDM!<%'NRT]?EKL,51LL M/RR?ZC-)/F??]HB3\]LB2+G4,A=2GV (^9L4QV[B!=4A)2A*_4!&^6QCL:R* M].%Q4SQE56:TXL#RKYFSK">=^_:D5CX7%>Z#&6U\Q"1T3D,C)Z]'Y/5U:B?8 MG1:\4Z._<6K\;V[KC=N=!\[?*Q^8\='LT;XMI/AE) MO<]N]T=D\+;<[Y:K_8+X/)8$Q/>]($V"B*8APXVQQ$,!$+V:6O'I%K]^#L@Y MD8"_=YC&_IC/$C/TC>HQ.9-/3].)EU^4"4YD/I2W6VZBKC]_KF:C"Y]G7H02 M1G$_^&/^/!J3^A(](J M)%9@+W] YN@4%QV;3,HICB$2K:G0"Z:N2) JK_/1'V4/SHB/'ANBRM.LR+/F M9L8G^"TO%YC/]P*" >4R%T$/>WX0=89/TZC: >)!VD.2E)?5$@3 MDQ?+?,FIBR155E3D-2$#(J+!WCPT1,>!PMB;I*,@I'A8YMM%X%*6)(#2!(40 MA6GB@J0S1?Q4Z%X%+0-CJT@#2TM'1*E341(+K&EJR37"1E"3!H*PGDAR.$=% MD75A4%.4^!!5E8]9M9R;;^^?V_PEJ\O3V/5=ZD:1RV==E$_ DA!XG[X*P,T.C4.I<3NF'6Y:COA^G J0T M=9*G2TQ\K#(EIS=2)%GM.>K($&@GDN9M'CJB#O]"$Y B#RIJT>9/?IRF-'7] M$,11DH9>2"._EZ6 2=5Y%1X_KF(H39-42)-7#0M\:>G&)!.DUX0(:H_-3 M#UD'!O1#B0OQ#L'MNMC6O8JWR^UO[^_N,I[L5&;?O47O/[:YCA>3,/%C%E6' MD=/0APD G6W,B)2HF+%H66<:D$Z/TFEA-A_33S72/\HV#1IA6DR)QB=93IR$ M^)UH0B7$W6#[H$GNYR%MAGUZU4)HGC%1 ?PEWU8MV:T-0DD843ZS8Q2#R$L" M@E%K(\"Q7"5([LF6!:T%(R=9DMR(29,]6N0DJ,4QD<@\8V% 3-38FH=H*&(O M3+PO6B'I@^%R==)4DM:$W_9 MEH_9*K_+LW4[@W,#"GP/N@SX ?9]-XZHU]M+_51*3Y2MC*0I-\X)-,5*C0:5 M@C(S"HMJ4B-)H!WEN<3/D/IHIR)#DB9&TZ .EYKNR!(G)SH6.5-5G [21).B\\P( M:(TBE?,2&E4G+JB,%B<2Y>/[JDF\ZC#^S/]EG5>EH#YW*PG=./"Y>F$7=7E5 M2#Q/Z"X)+0/VB\,GK?$W3H5+:0JEQIYP!=@N<=(%7VG.;%5W7_$R7,Q5IW$> M^J+GPNM2K2X?JMK2YDH)M\-H@$/"N'(%* G[61O_**VBAQ(G5+]H?E4[7NWB9-L1_Y@1]0 MZOD>E[2(ZUO7M5/=TRA5L5%XO&6=^5Q]*!4L64V1YTE43ZQ2)*LEU0WA+9K) MEJ)?$C(H(,KLS44\U!TX=^.W#A=J6ZW?Y=OL[3Y[*!<@@0D7)@)2EJ08QQ@> MK2'B22TDJ]JP+!\O]@4[?Z^0.34TK0W6$B2*RA-=I>#&ZQ5F5%.%7ASW]_]V);0G.V("IVN^+W:M/"\I'_S?YI 2,_@C[& M/C>)0^8':=AG2Q%C1"J),6G8LC[APVY7?5RW'3!GU2*3S'>,DBV8"4W%LV2. M5,E6=335\YU0QQ-3>[ .OL:]G01*@L>AU,K&<,Q#".VX]C(=L\>?6J*&EF5> M?GK<99PN7^8"GJM1E)"2^2P/2;U8+XPA+=0B8M&L[8>QA M.7>9Y#G\1NE5SQ''8-90BGC"-L?J',%.GR%>8%$R0=0=BWGHHA7/!-)#,^P) MW.SU7)>KB\2VR^V^S4X_%AO^K^[A=GM8;CX7^^7FUVS_+FLO&ZO.1(6;3?%[ MME[0R(TI_[_$ R1&."8NCEM<413A1/".KY'06%;2;OJW:P [RQJQLZ\@.]ML M[VQ:T,ZN0NTL&]C"5TV--6;#0CS/X=),5CL?CG/XU@VG\<.I'7&X)T[GBE/[ MXL"9#J+PS6$S'$RU.\1&'-3K-XJ98?5,[!U_Q":_96QL?XNIO@W-Z-W_Q>*G03,<^"LO1NKUR\'E,UI1QBZ"6F!5?%;G+ M=GS>S7(.9I75%WMPTPOB^A0#X+IA$$.7!8AZ70TR@DRNA5_5QACM*WE9'BI0 MSJI");OTH21PJ_LO6XL!3>7N8=.P8WMYH:F +^]W67.E M6B\^ZZ%U0/-TJJRTVF-2,V?N]8A,O)CZC"'A]5,U7N>B2 8\&5PEU6%'39G8 MLE(/48\D*7!@ %D$+8W!*-?\K&[$]]:]15.MS]6: C?1F '7V M5%3($G&:$E2AFN0R\$OD"*N/ I]SE!X5-P9U1YD7Z8HE.=35MNW[P[[<+[=K M/@MU+LRI;MSG @4IG3H6YFQ3)85]JC[K*\RT+=P?)R1I, M3KY=;0X5Q\[Z555-+I]48E,LE;1-I)R&]QRV<&[J+>OCYH]G&!E('77XFT?6 MJ.5!8>YMTBJ=M7;KD^$/._[-?;%>> %T7<\+01"E./:"& 7][#B&4&.Z MJFS2L@SU4]8;Y_97K]G>H@ M!BY!F"21Y_M>',5!>YAB2A,2@5CV"&(=6_8^RQY>5;SK 3H=0N?O'<:I#BL> MH&W@DS3*^CP^2+,N73K9V!Q?TA]C)%B#+*F(MZ"R2(A);V59YKNW)=P7$:/%(G M?RIQ-"P(MNF14P,99@;TH,Q6?[HOOO[,G:ND(*A^42E <*( 9QP_\_GKT#/M MMZ^%O-!_.<2_^N;A[>%\!%.?A!Y)&&(1]1C_Y?'QR!7_B\E4B9_MM6@UUHO@QR.3XNMF6QR:L&M75M M+L_*]CR]R(6,/QB[+@GB-(HQHZ S"'DR(9/O:YBQW;1W@LSIH,GE_SH2B* MC@.72A*J7$@=[_TQ6V7YUZKXP9;Y[J_+S2$C>;G:%.5AERUP%%(8,QS3A/K, MC2G_16LX9?S_%H]U9?5K]EGRV&\]LS)?SFN$PI]1H]].<^[U#S(V\&D9I'L>GYI)A\X=DFV2*]F6J:/MAZVD.V9DC @\Y&=8A'^O.!JM3OP5/C8F="#:EA.LOMVEF= +UY/H^1 M%KKKFSFNT'/F4S/(Z>0;.8PY4AA_W^0RAL^[;,DG/$^?]L7JMT]?EOQ-6P1N M !!&@0]\+R$D#@+6E2%@DB98IKZH\GS+!<8.DE-6F)R?RAK5'^6"OA)O8D'> M-F5R0;UGJX9SXS2 Q@WM9Q@9".4Z_,TC=&MY4)A[FV273!\>BFUMY\-R]WY7 M%SC7M7A]R':UZ87/C1 W1E$"HCB.4!BQKB$35A>HRJV=ZMNSOHA:06R$YH;/ M.KIP_-,_.X_9SJF51U)XC+ LNKHZ+L&RRZPUMZTL<8#\NW0:B$Z-L=J:TT[$SJKHU:92S[.$I9E9:Q$H+FU5.=02M >8*6P,4I-CWB \AGTE2WV5!GP!Z@>MJ"92@ MC2G$*:^AF1(F43(51'U&4TE1\ 5?=A,V%VPJ5PV$Y1UR3;:0?X&AP 5>?V7E\3D8\>;5@ M:XH=X>#?+ .SC+.UW'#+[7E!*-MF=_E^X8=Q'%(/!L2-8( !Q=COK#(B=VJ/ MKBW+*4"+2S+ Z_(G&.-'I$XRS+>WV+?0:G5JP3D_M? N)TUV0OTP64/1WA#- M\U H8]Z\C/E&69)4JKIT#+?K=YS<,[8!YE8P]6,?\?\,(T:"M+/MXP IZ)6F M1,DX91&%B$$:@SE'GIX,B3 JHH=$!F9PP$#'I1#"+@>HRT5C&7Z$AF'JMK:Y2)[+K[>@W,9+7) ME=/%,7A5E,+Y29^ZVNG2/"^!T_;F@J:984FZR>"%-2\!D (WX%-G-TC=&'.3 MG;48!4Q&OE1M6):M]M,R(%?*)$IV:5CD3[E#8V)5DE7PU^FX4AE\TR=,W5U^R]6&3O;][:1@MRWS%9T(D MWQSVV;J^5^!S]FV/N/N_+3Q*O1"EK/HOWPU=Q'"/)F1,:@>8+0R62S4UN+JF MT,)S?LWZM:*?WA5E^<=Z$^SP#LUQ1T5,[.8P('):V"&NKDQZK8LWSNNQ:JXT M<2KP3HU^[&-%U3@>4%3;HS8/P;7NY6JAS:.?KD(D,#4F> UGFHF0E'7IZ'8HH;+4VJ[Z-A<0AA4%U' M P%)HM2+P]Y>@@C3EB0A*U,IDL3E40:HU- CXRP:DB/E.Z8,J]&%^Z?,<3IC M+9+S0T2*%)C14J)?EP]9>Y-.XF%$,?%0'(085<7NH_Z!.(7:>B1A:QI5NG$J MB)+771FC5T.C+#%K1*E$21U/L8YLR>J6 L\S5B\5;T0T3)DE427[F)49_]DO M[(G#+) MTB4F1!:9DM.=GJ2+J=(D=V\]YV= :12)G(>PJ((OC+Q,BFOO[<%+[;V@:4 ] M+_:3T(T!0EXF3.0UDT?7C9Q6R $:F[B+O='__/89>7ZWRU MSXMM:S4-24 93 "* $A00FC8G<\21L#WI"\FUK!E66=>[I@Z1:AP5[$.J6(R M-":?2]?/,K/PE MW];)?7==(U?>#A,):O4U6M=U-I>(U#\*DBFCS@&R]+M?N7:BOU#RZ MZAQ][4:^\W9K*'\0A;:HG=91,4>H;90RO5@_G]2;- M(Y;-DIFS-1U- @!>& M01J&O?V4A5)WZ)BS:CG"T7*?/]17[.7;576S)(]OA9/5V%2W<&L3+;G0,RK' MRBL_+4JGA^ET."O&Z3#CEG=^7R%09''(V"#,29R-^G5QO[A9YF2/WZD6L,HR MVY?5)8NUIE=(?E]RFA:(0(_/=I +<.PED($P23K+,?:EI@TF[%D6PQZ1L^P@ MJ9VZH\6IX"K4R'1*KDEUI^_4:U(UOAOG2"^\2J_5 W@&.!M:JC+(^#Q$SJA' M%P[C,<>6J+"UN>GVODHX3PLZY8*E$/H!BCSB,N;BT(_3KGDYHJX;R>B9AAG+ M,M8C1OPK5LP)P.:Y@7:9G0*<,<#H/>3+A M2&'\?3.Q6?2A6MM?@-3UPJ#:*N^RD.+$8PGK+/J02.URT+%C68Z>;7E8'[<\ MU.>&K9I%EEJC'"61TF)88YG* KE&UJANG ;9#):G&B"R:U.2Q,Y#JXQX(K2= M5(6=:VJU62W8,M]5*5KV=OMXX+/1.F>K5O3SY6V^R?=Y5OY_A^5VG^^Y?G[E M/\7Q/-3Y7+/7WJ<^15& D!^%**GV=Z1><_Y'&+,D$>J"'@&&[6Y%#K^>YV1. MXT [^7%@U0US],$Y=<(Y\4+N8(\QQFU8(FCES>@MF]&K\HS-R>C]XW3T\J,C?Q(-D9M5'?: UP8]??K.Q,01 MQV3:D#FFH\7H[[O<]*!'A9XZ($]XP]_C>B,32"G V.,Q'?"8GB24V^IL\K^2 M:F#3LV0Y;/:(G!J2TDY&32K%9@+CL2@7R20)M#(%&.1F8!)@AM-Y3 ,,^5+8 M>.L4E>E$('_)EM5%T^OWVX]9=>M>OKVO#@4L_[(M;LML][42REI>^5]SOOB_ MJ@7T)>IVFQ0BV MAG% O( F &*$TZ'#[;BBU=6EZM.--+&Z?G%>?N]).S.E) MDU7=[V)TE><@*@-K5\EM\2T2#28?ZYE%E.GYN!25ID+3FD M[;W#\1U%2+BL88K7J[6F"2B5D_,3@$Z/\#FKU[? V:)7N#@T N23V082)Z_N=/0_$ M2+$*(VG%CBN!=(!J1.;9@,Y)AZIU<]&7WX M) 5SSB.GH;?35D8,DRHBV%.-X\ST?C(:+H6+:<=%H.I1S?#+7XM]5JUWXFRW MS^_R:J=)]=M/'%J^XF!K&"]3;00B!F+7!V&(" JHGT1A!Z6Z6D.P$&(/P BU MD?+&V5;0Z[:"U0EXX>F[1?ZO%DSF0;WD8F:%V:E!UYTXI[#K/^B!-_TZ.J45 MBV,C7&V9QQBI%6!LCM7UNHPR<^=+-?8'8O+JS0@N%B.^V,HUGOZ7_Y%GNZH[ M_>E=U9G>G!^<4D:PSW!*4T( \5&0=L8CUU5;F-8S.=KJ\HW3H].M VE1+%T4 M&HM=U=5="6)MUXH&J!(K')G@>F:S"D-.72XIF>-,6NW:J4E]RL9K&.VL@P)N M&-/0 Z$7A2X*.9L=AA0"JB1Z1BR/UUES\H7JE83,,"ZI@:.3K=SH(L&S72T4 MH4Q$$HU2/S-E-.O;)8&TP*"T3C:=X;4L^VT>"B/?]1$.<>*'D'INQ.6XM9AB MUU5;^U.P8[O.46%Q_'87C*+HJ= G*7&6F5//[1I@-TY'Y#2G' _P)*)B&NS. M3+-T/+FD4-KLB.K1W[+\_LL^6\.O7/WNL]:6Y[L) ]2#@-M,(470A:TMZ). MR"B1F@7+&M2!0DA#X.$U"AE(*41PCVAGSPE0JPU$T85E8CL=. M];"42ENJ!(IIS C*-L9 JU4:HFJ=.HJC@6@.9.4B"Z1(Z4[DGS. M57EDW;BJ/4J\"#2Z#*\I^LQ'?A0')$!Q""$-<-3UC<,D(:(GU.@9L:P^+U;; M?Y;?RJ/)X;#TC$J?G/08["G1I%"X;V0\*M5Z0ZRV?BBT=YCA:_(6#D-N%(;? MHQ%.&GO7W\CCAX#%*(K\J7J&5;O9"\)&VL0 MKP:3N8V?\HKH#S=T(YQ#9F<(-S=PE]S(XS1YB!W561-GE*ER MK+A&#F_+_6ZYVB_"R/59%.$ (H9A$*6AV_5IHBCV4XWU<6$;HP?8OW?05-N# M9$E46B6WPI]N@!.@;HR5\0Z%^*JX-)OS*.9H>S&\&J[(BJ+JD+Q<58D:N33541XI.Y;5I\/B[,2W'!FA3TESK#&GJ3LW M3L]C!6U2[3GE2%Q_E)B=I0:I>3*L0QKLJ'8)%F7Y*?N:53<=+F!,(48L]A.$ M_!BE*0LZBQA&'M;I$I2Q8UF+?LWV#I\<'3;-["7[]IBMJBZ4^I89?7V2HU1) MGZRQJ:U/]4TS';1INP9/.)+H&E1A=I;ZI.;)E:Y!=784]>G#+GM>V &Q$F63R5YLDBEMD = ML4V?0CWG25RD%/F=I4RI^C(L5%H,R:_]_++<_9;M^_6GVB9&*(P0"_AT,DZX M5$;8C3J; 8M%#]\T8,FR5*'JLN6'&I=3]DNEM50Y/_V?SF.V'!*;;. M8?NXS-=9EUV-LDZY;C6KPG1Q1,*AL-AA5 M72:QS:RI51 YAJ67-\[0(+1ZH4/?W!8GM'RYN/:@SY!HXOII]25;'S;9^[M/ M7Y:[K%+%-2X>'K-MV5P7N]OQ=ZS9&8B>CC_SH8E3L+H4K;VBA53'\S$0(8H( MBPA'VR36,:!IR$*9)'<\5+8[PEI'G.+.J6&^N:UP.J?..*?>5,?0G_Y@ZY%3 MNR1WX=4$0RR6=\]S=.7"V<@#:R6O-S8. W. \<=Z'O.%"?PNIO[*Y"+/V^VJ M>,@^\22GQO"N&K *5K4S@J0\PA$?A $(2>JZ$2:@M^C%0LW")NQ8C@X--*?' MYG3@E'9(:1$JIMQC<2FGQ%.;?.R/JU.Z=B#"( M(BZ+7H13 !/L0DHZFR3TI+9MZEF:3J&4=E5ITJJE4A88-:93D^RR&N1)7JLD M^9VU6LGZ(J972@P)S^2SS:;:1;!=-]4#_FOZK]' M*0J/0HFDDBIM8[;GWV;P0X=/G-.BF^C0 MBVMT#:-9G@26I=[O\OM\VV1T)T?3/K<:PS@%.$ZI1RG# M04@ "#JK29 (=1R:LF59O$XPUA]?OSPEO#ABAM&K"TZCDRDG8*<\/C\,6UC$ M[! KO.XT.L%J*T\&B+Z^^"3"Q?GE)Z,L3KX 9=:;PLZ[)I>Z?LS*K#IIDMLE MU0EOQ6/U#CZWC"&D$,&H.J,7)G'BIVEO&;(@ELE>3=BS' /HE@]&ENVZ!.QQ M5ZP/J[VS/N*52VB-<"R6TXY-KUQ4Z-#5M)[@FSBS%2!M(+DU2?D\\ENC'A7V M7E YI?MSMLUVRPTW#-_^2[9S[ANH]8>Y? 963NH,D2PF=N/S*R=W?SXA]3G"B05/B+@! MR3-+_#Q$S[!/A6T-^M(2]+M^;S5%( QQ$"0Q35RNQ6'L=0L]S ]< M(%6_M _'=H53H.GD2L_).]GC*\8<3,'RZ;S&4;+ .LX0VBG$:A,_5*H=;U3G MH?MC.ORRW#LVUZ(1 V[J4I4-K(&GYR6FZ)93*\G8%A.DWN E[LZZ16:K>BM&'$#FFJ8 M^7GHIFFG"JMOJYS^D>PNV^TJB^6^Q,O'?+_19?SYJ;8XJJ M+?B;HKK#IS\4)(ZIFP9I$"7$]UP60J\K8-"(,E_T@BO;,.Q]RAURIX9^XYR M;S=4YOP7U;RX*3^T9X8=?9CLO!Q-S@=48*S1G(<\C.9M,?LMP5S/41#/T$LH''BPPC!I#.*,$ED$BE-4Z-4&QMXY(+ MZI=TL@+GU.A&5LIAJ@:$T!#'\] Y4\X45MY#297:W2^W^7_6"18NMF6QR=?= MHC37S[)K3GA_Q_+M')N4ISLUT CY0Q(PZN#.1"G&]?FEH$S MN*CN\(G=0[&M:RL?EKOWN]KPNMZ3_2';U1/ A9^ZK@M\0G$ ?8_ ZIZ,UC+$ MGL<67[/=;2&:))FP*",=I^"$%:0!Z905RALG+\M#5A^$L M/@G#BC0(4#?PX9LD?AZ?M5&/"GNOJ>2:867S;?W*D4/5"<7MY45C^M?L]_IO MR@6E":4P]3!!+F !8&%[+7%EVZ52!6 S%BU/7RH4U>DS]=9SCB\K'>;P%X5_ MW_O\=E,?O=56/NK/UKDK=LYJ67ZY<;;9OOI7>?>$535!E5S[,S,H@LM[HX^' MY I>S6\#T&D0.@W$F^YN8@ZS^8'+/-M9H!.A;F@-SBCU\Y!)PSZ]7$FSP)BH M5'[8%:LL6Y>,^]SIP]MMON<9U(?#[29?O;^[JYM)%RES4^1"%DPFC!K\+VVRO9>%L4Z]_S3=7\]I;/,K?W M5:9TN;85,X*B %35+0Q1 @.?-7/,F(0DBEVI#ERSIFUGESW$KM!;%8HZ'R0; M<0V3+B:4$_(MIY8=T)KAU[S/HL N1^90NZZ=49F'?MIR[F4#KTT.A0OTCUG5 M-KR]?YAVOW ]-Z1IF#(?<:.1&WEN M R*":8"95+YIV+1E)>5?5"RYO&B86L%%CNE8E5S-Z( Z#=(;I\'JM&"[YE@N MGUI-2&L\F/TG>FJ@H.JLJK*I7E5S;^V\AXA@-T@ M1E&JJP%A,*:I'>/J:JC \WY6DJOBGIJC*3!H6 MU 6F!"0)\Q,2N0 G(,5N+^<(!.EB7^R7&Z,R>M6FE'CV\,3%L_HG5G3S.IM& MU=(HD187\F>IB_IJ*$S_=Z6!XEZI*9\D:Q+M\]S^_ND#?TWW<+NF_SCD]9FP M_:;#B'H 13Y"4<@"2B#_?7L''N5_%HBN$^L;LO=5=MANG!I=W978XYML%_!5 MQ@8^17-LS^,C-.C/Z_9LHTS)7S]\$4%S!R5-D1M%+H$N\,,8TLA+>O,)P$SM M=F%-HY;G:5<^2+V[@'7Y%M.[2:@V*GO37LP[S-J ]!DG?AX*:-ZMB[?F&N5- M.Q%!3Y_Y@^H++WV>]( XAC@F$<,D3%R*.\M5Z40@+["S,I(C&6:BPQ86\.BJ=T_:X1LC4USQ+/%C1ODDMY!7A343T%UF>N M>BH>B:J>,EO:JE>?N5>9+]OK.$+D0:ZV$0<0)@DD"4+=*7LH2H+0B/9)6QU- M 8\SL>H3_53<[7]?[B2/.#=(MJ;V6>79J (V1WW64">Z'TB81!4Y5!Z(F8NB MNE^BTJC)G-F+TKP8!![R(0X8CH,T F&$6MLX!DDL=R"?&9LRGZS2D7S7;_3Z M$2_R$J5]'A^H89^4+O*28TP[=61G$F$_6ZBB%'D42,I MB[BY::OT[U0OV3)!M&:Z8H=CH^5Y$7K'34_>"5QP99#Q>>B=28=$,Q%5KL0O M8'G<9:N\/I&8_WJ3M2<5PX=BMV]/,5[ E+F,,(A=Q !B*:8$=J8)2ZE_MP^,RW]53O;MWQ?;^'4\LU\TA4_^1;=:LV/VES!;5 M'7\N3RXI<9/(CUT_86%GVT4)E,GQS%BTG.8=0',:>Q HQ-R!P9IF?A\(9]JFP^:[*:=SG?%^U>+S= MKO.O^?K I]+5 F=*4H90XGLQ03Y)JFLEVE*_'T$WDCH=1,V"90VK055?WA&6 M4NN$(GUB&F:?.3G-4B#-BD*=Y65 D?1XG(<":?I0F'RS-!7F;_G^R\=L4V=N MY9?\\7-!M_M\_]0N,[IAB$.4XL!'*"1Q&*&H1U$U6VAICZ9MRZITBLS9%TZ# M3;'#P3COBJ(U(N5R-TCD =CM3A4)T>JYA4&J5Y6!ZG8EA.$L7(O=X&88_E=;$Z5/^\ MJ?O,C>UGZ$9G_45@VJSJ8 .\-M1(D'(FO-B@=-J08L6CPMX+*+DZS5^Q7Y6>;#M%6?^.Z<"H[;O08HBP15D6^Q( MKA6+$F-G1?B$A*&U7Q6NYI&&JD%_N9ZK[K^L"K19:NRF 8E2"MP842\@P$^] MSD@:P51%!P0?/9X2J.T'D"1*3@TL<*2L!]/T\C\C0D 3)!F;ERK(@K^@"TH< MB$PM_W'@$]>WW*5ME9]4YMI4) 6)&[J12[@9$GF>#]O;:[DIY!-7K(=#RX3U MGHT&FM-CJ[NIQ&V[[/><)H$ M!'I!0C%%*3>7!KA;E(HI($)'11DT-U$8J9 Z'50]95/A6"V"6*;73/QXQJRA MX*%"L5[HL$RUV< A2;EBU'A-B43,T.!SGA%#QZ$K\4*;*^'C!=OS @B/2YNB MWC7412>2$.31.' IHJ$'&,9^9R]*"98Z3U#9BN78T *J#MHME4Y.T.!/K%0\ M#G5RNM]A&$DLY$O7'S0LLS6N'BH-LG6R3'<[?@;4W?*E.CI^#/MJ>I('(T\!<)SY/H^0-)$D%EV=*4'ZMDJ2DG0V:J2:L+_D8 M4CYE[F8B6^KX7VJ.)A,BBR40 M72[%ET%&Y%1Q^4.36X%UCV$.+JQW&")N^G4.4XX4QE\JNQRU?<3&WW M+]M\7W[\])?.9N3BD&>;7L1#1YHF 8CBSB:)B=1Q^7J6+,LY!W+Y+FH;Q(DE MA>-Q)B?=1URMP-3(G)\J&O\X4<(XR-5 \FB&XWDDDH9\*6R\A7*Z]$P-6TL^ M"8( 4T"H%Z,T9A![72J;A"2(9-1(Y?FCII1R:J1$EY@&V69**VF<1FK.4#(@ M,#H$SD-6M#PHS+U.&N(X(#%,$@P"F,9I MU'6F<_%BKHR,J-JP+"4=+.<$E]*2JC*'8MHR!GUR^J+"G!6-N4#-@,[HDCD/ MK='VHC#[BNEK3O7+7=85\#%,*? \".( H!BY-$G[= FF4*I=3-_:!#ITXW08 M%1=1#7"LKD[VZ-77*1EF1].L9X1)JI<:V?/5,45_!!1-ARF!FO^GQUV^O2_W MQ39C^7:Y7>7+S;O-JDW?8I"ZE*0D@21((0FAGX+>7!@*29JV$[7;MTF.;+24P2=P A1%+&0E ,.XJ]VET$NDCKC7L6-[ MSEE#9TP-562;4(E4PH1F)3\FI9T?E"_JF:FZ]3-)0@F. MVGD(DA%/7B8YQM@1O];Q+M]6W?W;_2Z_/53S]GI7>K?WRZ4H=E/B4^"%:8)( M2D.WLQJE4"KGT;5E6:I:>,XIOO;(!=7=G-KLBNG5F,3*:98>IY;N;APD:T"[ M3-$\#_TRYLVKRQI-LF1 Q[H4C_B0JR:?(R;,#$H1"'K[(81DFJ9T+X,<*RM9Q;H-:MHDTP%KQ*FIFJ29,]>UV3]$5U)'NNL8L*UN+3^+$9G,TBJG7J S* MB=1--&Z^Q,Z!4QHB=AU"9<^?EV?%F>9)N=\]V7_-5=F'K^*:FG?_J_=W' M;%7<;_/_S-8?^+RWX#]7[DN\?,SWRTWUI_"A.&SW/&&,HVI_$( !)CC +D[; MB[U]F*!4*G&;"N,8G1UO;BM'G-6))T[VK?IU=N.LCI"=98U9L3E_[,']_]E[ MM^6X<6Q;]%?PL").582J#^\@]QL(D+T4VV5IV>[5L:/B1 :5R;38E4JJ2:9L MKZ_? &])R7D!0("D*LY#E6TI)8PY)C#FQ&V"3W/?@U_%I/IX2: Q"=0VM3X> M6G4#CG:Q+8FC9: Q#=2VW8"!=0!=[@)Z;QRH]=&%@#%WKUA&G)F=A7.W)V;U M"G?9NLV_#F7%-IZ_Y&BSJ4_));O[)-O<[EL,MWNJN>F7Y'NTW:;K*J8>.&W4 MQ[1:T?F!:3A!@'W#(L0(7U/[B"U!+=I588#I:PLZ.'FT!S!B0[;LXLS4@U^MTEQ;LGM'P)]G\;15@([ \! T78X*($Z(@:*&&MFL@ MI95Z=0#4')6B9N7N]3VM'BUX2$MWJN#IO3/1 M"0PL @\_7D6QUJJV /# KM>_@5FVL*K $KZY=&APSJZPC*@U+P6B58'U^T/@ M7%!]DO(,T']FU>/M?I.]9)M#LFL7'=/-:0-;25Y%OH$[>,0(XK4[;;/ M0FA%D>!)HLGQZ8Y<3>7=A#FE9NL&RPA%LS+P\Y&LF;VA)1#AI'RL ^;?Z0>J M?H)FEN,("HA7%29&NO4=AH6Q%H$ TK8YB@X]/' #MO=;4\\^EFN+.RY M,0EP#+%O1Y!.>T*G:\W#+M>AMK%M:);G!AM;H4J;&4'6/V3[S/!QU\D91^1E M&9Z20S%I;>F[VX*3[P!/11]WE:'):)0K,B1-Y_4*0YWTA-5;D M:GO01%L;[8[+W:$JJX2&EOW7!OW*=&/+)+Y%(@=":+D0A:3':6*QIY0G1S=9 M2&BW*]BVQC/]\".U@)UI_SAHX5[]&>7T8R.:/]JM:Z%7E"NY)UJEM_MT0O249_[2Z-\Z+.CU>. M'9LVMJ!G!WY@!R;]5[\N[T!#[!6]N4#J/D*45\D.['MU:_0))!U.L,T+L#U4 MAR)MA*V\KF$+\[+F3=LI'3SQQNT-.(:]QCR 7G6,VL)W$LNN^$E'2%/5-=YY M9%-&@ZH I]8O4V7L-;;R=M]<)?E[D9?ERD8A]J"!,(YM;'B188?=T@^.8R.< M,F>7P:N3RH84)Q[C_>&,E4Z^T[V2:C_3+.O MCVQI^B4MDJ]I=]KSOLC6Z"&,,PC.VH+S*!H470BO[00ZY,KR9$ M+J)C0R.%E>P_P#/-QVH]6YJP.Z]DZB^%SL:)W@J/8BSZ-:G 8\<,[0 M?D(YYL:I.4K'?>SE?WUJ;DHX'@&;&Z+F MV E"3;%3+%0NKV?P/VTV-U3]!Y>6U%,X7EO3[)#3YZD6TPUF/Y.U'";RY0W2 M:1E]FZ@>YX,3&B*'1]&YDXA)YK=,?:UQ"X'&>QG4# MI7WGK[%8H)82Q2L$&OPE%#\?Y,/^?Z=EE6XZW'VT-UR]+,2:X]T_]D6/Z_43".M+U;&6[&*^ MD+<,L/KBGT"9S][*)O"Q)P^&'8$:"'ZDK )H9^+-XFM^CG7 M5R ^Z<\Y(O*XCO47#\TCR9DJ1JOPH?:=SZYR1UD5]4F'\JYZ3(LOC\G^Y%;N M"B$?(B>$#G)0X,2(YA=]KD&S#E?Q59:I8"_K'LO"7:QYSW-.WTZ^TMN7-NJM M!;6YH*+VGC\&]$YV0 5=J6,75%=O6D:,71XMJG9#]?J-]Z#TI57NAS.KW*>1 M5T?DZ.O7(OV:5.GK3=T^QS!7@14'?F1$D1DYD>-;EA-W!6,=:QL'QI9.4ORNQ6,@.R?$W-3_T-O5=>1@BSP@1CLBWZW2(5(<3G M>D)U0CB: W"'ICV9H&[RK,H;XQ==9G"$A@64\/)A]7=;7-=/JT]8 M4KSL29.5@>((&[%KQ877K!\0EV)KD_MIXF)KC>0<0/#.$$]U34^ \ M@?,,R_?;Y/LGO==K^]BMQ<;"YJ1^?6"0&?E.;JM==9:.^VKJ>L@RYJI+($+5 MG375ON&.9JR)V[(\I!MR.,;.&F393ZUK'!W"^M4M,W0CPR%N['K$Q20V+!IK M6S0HLDRA4*4)@^8XQ! G^T:+UL,7JC*VM+O?I^M:XNIW3M-N#;#Y1/^RU7/] M:A7]@?JHGO"C+[JI/PBJOI ]B!TZ>LRK9-4 ^I65:O*3LJ'A[GG MN33XA$^CYW6&F#J_3NA;N-W+6!W@VBD-9-!AGE:5A2F]H,?ZW+,,)=9H7SY5 M1Y_HBDS]OT_L1>PRJ[K=K":0F"M($WZ3^$: # +=., $N7VD<,DT;RV.0J@Y M&>]A@;+=91?9[9G9>0(K0XOVV^2+0O4?X.C[[H3%N[J]:H6@./!UZD!SAWW13"=J-RXR. M@>3BY?59',07&_:4Z\@\Z$:6/(.+HO M!(N)_+B,J#"5L?DL8X7[--D)/*]V&>KFNU=Z_S/=;6[W44F)_O8E_YRNZ4SI M4UK1"$5_[&[[O],?W3I6N:+PXMCRG(!5R_.PR[;9.Z288N4\7C8;OEDBPK'8 M:A,:GG?)NBFY63UF-(E]3@JJ3&EM(*AR.HUA)H*BLY']Z)_ICWXGX?Q2]'+Z MP=6#;>^B"XP//&\WK_^[ZPOMVA:SC 8ET-@&ON2@L0Y\&GJ?&MAO3KP'[W.? MAWL7O4#N@-S'ZJ3E=Y)\^1C>[JV<_5S<_ _ER!MZ42ZNL''"_-6>N#(2@ M%1H>PC35"DUB6E8/T;9(-%&%(1EHVK?#6CS#4GZO+JXE1[NF7%\5]> 4RZH: M73?3:FKG_/>WAOK:%]J63B5=OHRY\3RF*UTH'<4_Q[R9I%L:%2DT=LW[X5!' M13K4VNA6_)Y4ZT?:_O#[KY9L5V;@>2C&@6FBF!<+ RUT,,16'UWK#[85H,/_ZD,WO)MGT_N+>R*Y*+_) M31CU^^_ZE' LC:>G?I,Y9_8IWG26YM-W?;$IVQE8OR??LZ?#$]KO#^P>]O&; M)47332.[@^\8VI%-P9F6%P:V8P2!T1U\CSQ?K K)%'@TA]5>!AS#_.7/7YLC MY$_,OVS9N%L>_G]*D.ZRKQD[QI@FQ9[ZOKQAH9B9D'P5O#8UB1OYIFM+\Z"R M\-Q: !H37GVB9)K>K_;-=-=) ?$7IF13NG49,[%)+<[G&T33!0STE!\H,!]9 MD8%]U\'(@D'D!@[N)H01,@*A6[03P)DJ7#RU^I(T^M)$#%8EO+^;Q-;Y!D%E MNA#!ZSC]$4*#S^8($(T9[R<^-'@UA0=!G[[_Z"!JL,+@(,7UR-C :C<=JS:M M;$P0#!S;-6QD$=>"'C2[MC&)A%Y(5-/BA!,"P,2[JF\S-0+/GF7:EVK2?5&B M1\FU1HZ5*7+]>M$1Y"+T]C5OXI(JR?NB55/6)CYA',48K_9]2EE=VG557R]% M^\VG=)=4#$M91>W+:Q\/3P]I<;>]SYNM_#+:94_9GGUL!1&T3#.*PA@'R A] M.[*Z0^21%;E"Y[4U0]&LE@TT=H+FN0-W?+NNRL%#RA9.6K!BLJG;1WQZNB#W MB GM*^!TFL(N]M30:YV] 1UZ<'1A;P"(KOM,BPJ/8_N"/$_DQF7H]E3&YK,, M%>Z=YW%XNH49-V158B+LNH87>C9VB=4]_48S\3#BW'Z>!HSNW+C3C,905V;AWN&K) M''I]SUH)I:P4:_^6&;CE ]!L'?K?W85@M';NU(F"F^68U.DL2BV)&?&LK$!V1?TW#I MC*LD8O&*]EH M5(-I1@=HY5J6&P2VYT4ABHW =&P'=BA,P\"KYCCZYRHI*DZ558Q 9%2_!ULLBK MI3Q-W^=%?1GKA.BO#,M"IA]YKAL&.( 0D;A3^-AT0Z&BW[JQ:,YG\2.[J\;* M=^SI$#_LBS39U2\\[BC^M 2L&#B[(IU5V4\E9DL_$9%M( MJF] :\29#'E:*1])^@5IG\J=RY#ZR:S-YQDT>M-J2 .2YSJV@;'G$ ^;H1ET M*# QW#:MCO8;/4GUM?;%D^H.*O]>XGYS*9_^B^5QO(0O8W!KLVYD'B?&(N_@ M9759FBOS^\U_'6CBL?W!MDS6]09WB1[*JDC6U8HXOF>ZO@\AG9<3:&"#-%?Z M/-=P/8OWQI6BUO0%]QY@?6CH"!%T&,$?'AD&R@2QW0[ M1$X0"6T-Z,2A>P.RA0YN;\%OX.K@%MR>U.D?SJW,A;A&<-NS\PJ=(UT7W"-V M\ =##VKX$ZOO"*(O;:Q.X+YEZ/0DEK[=L)V,77%%OW! I?S"YFPK:-N^$070 M9L7:+6*0(&B>%/%B:-)\3T[!Q[<[E6)3;;A\BINF8C5BP7UEIZ9=7 MY;',:];@JS1R::XZ9RQ-8Q5:=E935;,G=7N)M5:W73_,]"';I[=5^E2N@C@, MB6D3PXGB&,94P5&;D,>^$;A"9^J4-*A9-5^/U_HN83-H:YC@#P84U$@%U5(- MVWPR.3G18OJH@F/]]X;.\'9!$)72O@PE5&O2I9L^:OCBU;YF5?!S186VKF/9 MK3\$H>G&$!)L6+Y!;.*1(*Y;"W#L(.=:]?RQOU[?F&OWU7I(LZV^G:'FPK : M2^8R1M)H*W*U74QLO'S,]UGW8$K=<-^>:<,0DAC1%@POQ*[O0;=OS[=]D01! MOA7-64&]#?U>" M](RG=!GBH\".7'5G$Q.@.$U+FAZP!V6SLF2WC%91['HH=FEKR+%-%R/HX:XA M.W*$2HI)_'K-DO.E2/9E4M^)!5ONMV7&T,6G,IJ9$I,7!J:>.PS@3*LJ/]-Q M04Y&<+<,'1EC0*ZL'XG>$F05=6G<9BW20+Z*@M -3,>%MNNB*,2>'Y"NF2@@ M1.R:H. OU[WHV^&1T QQHC@7;75R)*878;+_$QPYB@5>:5)U5? U%Y>65V5I M6X94R,/_Z;;@*!YX9>+W9)\T[URP=CXU*?[*=P*"78(CST"9L$X@I)0#$G.^&1#/UUBVC%@JDX[6D33ZL=)4BZ(R#@2EZ$D(VW( M578KB:L==]VZ03-/BIK[^TS(:)NA'4>&14+H$-,TP^#8*#2Q\,T-^:8TJTQS MTK]=-P&_M#4,?I6X;S&"33[9F9!(,?UI..R1]3J"+"DB M>1GZI,J84U<45'$DOVT]-=H.\D-C51>VE5S?O?K; MA72I!\*_R%(7Y=V?6MT=N;A[G3?)15VEE(U=S)UY!5=DY9:;MV6(R@C\UU9J M!9G@WU(=-G)4JGYA&&)H&*%E.3YM#IDNS;+\KEG3)UPE$)4U-L&&43]6LC92 M=VF/X,;1>&)Y-ZTGY%1T]_KU'M+KI&?&O>S+C%W;XS1M3D'J07#KD#B72Y0?"2LNJHXL*Z)BTZK;"KNVX3BQC8V(1&R= M.XPZ2?,"%./5/OW*3@B+R0SO;^<:)4$S2H9 9 5&JJ"E,&5BRJ*4JW&*$EVA M1ZN.M(USZ(HZCZ4KJ#AN,2-C= )'1@$411X??M. M2#R^%$9]N]J3&P8%O# L(#FB!;^!'8-ZT_P!'M/=IJ\Z=@/V>=6>8UNG195M M,]I->??B-?CFLLK-Y!2Y\X',&\>+\0.HH,$*:K 5:#_*&E^IZ2XD_ZA6;,L#'!QD!"OY&495HUPV*7)0_9 MKBG;5STF%?B6E"P)V!TVZ8;]DNXU]?H75+2UIIS4W\"7QZS_9-FV6KYMMOFQ M,^TES>7VM!FPM.WM8(C3SV9/S_0+3:>B?>PXP'^CG_^-#?#Z8ZP6(:!2S0C( MO^W3#EOZO<7V\J+XFE#5VC*VI[%!E+S7*.HS_;<13 M'6)=ZD2HUMX!K6!Z@;;TB_=%_I*Q,[IQ7H-AU;16H1U;D1<& MC@$Q\ER?F$'4@8"QX8V>=,@W/>=4I![LVY-9@()9R@AWC)B[3.,)93.:A,$% M/=Y:MQEBP" O8*YSED[1&=!XORQX7J3 .)[9DBH.^:LNU,=+RI416&'@FG;@ M!X'C6G'DN]T!'N@@,Q313^Y?.MEY&JE3-/S<\(F9%EK$9*J#,'4A@Z;5"X(B MS,TRI$(<]D]%!Z3LYC[RV^T5M?)R+&V(' N1B"!H(-,T(FP[=G?J!K(GT81. M^TJWHGGS^'@\M!4QPW_7<;=KBDC]7B]O'%M>V9&)H1$A;$=1Y-B!A5&7S<#0A(*W'J6; MT:P_GY-=NY+ZU"$3O00ISR"? $U$GI@"M:!JYGI8\^P]G^?G@@0I('49&J3" MD)\N4"KBAF.;Z*[(OK*G7YL*H?W5S:X]GP01]@+3M4P7.I;KFU'8M6?;ILWY M"OK(5G3G0$=T]7@J.WS<&PMC6;RZ@3,A@8*9T!ONCG>UKVF1:@ZY-V,FY%)N M\T6>T^O;!I>-/[U-H(BPV;<%5-F1J^Y*PF5 4_K91]HBH7/C7?[,NEC79N!Y M,;*P'"]3]'M*19M:,]I3Y-^S*]ST6^.:PKL#DB%2[X M.897WA6NJ2@57?9J<-54#I#-DU)>9.GB&ID*=I>16"JRY><2GLH8XA6LOZ=[ M.JO>T2;1YBG;9VQ&764OW8+^*@X=-[3]T'0B)_8P_<_N6R780B*2-;8MW:EF M?2?\:P.R'FO)*YABBC6:6#[-FI)3,=7Z^X#(U]CFT:TK3%U0+E4<+T.[E%F3 MZ^F)@OJ5YYMOV6YWVQ\9G531]]&KB]RV$#\MT]RZB#_:>MQY,[C==(D=QR5 M\C5VIW'F[461;45NWI:A("/P7]M&%&1"[%4$)DPQM0;G>]KF@3;;MI_ORS#= MYD7[INJ7Y'M:_I[M\R*K?G1GJV@N]?JW1/\^T&__GE:/.?W.2]J>A5Q9Q HB M]@@KA6]@2'R#=%L/ON^Y4.SXZ')P:]8Z!@\\U-9T1T^KY/O52[0:GW*8A/:+ M)R.7Y_QE"- BF3GYC,7",$J()D76BG-()Y7;K%K%@6MCQXA#SR0&Q#[&5MRU MAJ,P%BL5(M>&Y@G=[5& ?GEH(/TZIQ3]1-!5V9"G=$E#?(05)X?C6%:XJPVF MU7'DKGP+^C;V21Q%,;0-C$S'[8=G' G=8A?[S9IC-KLOLKLT;5=!#M]<1!\O M8O,01DEW<8-!^16@JBJRAT/%'CP$50[ND^+2^I"> H-#=BYHAQR+RU ,2>QO MBPJ.8(!7':+V3N=]6GQ^I+TA3,ILO6*_U?)0:$('.DZ,L1-WQ[9]RQ-[S5>N M!?[NAG6DQ_.CR @(UHAM08YI6<$[2<6A "\B1*YC(%2MB**Q(EQPJO2/TSS;X^TE^/7M(B^9I^/+ * G?;NN7R M[E"55;+?4#B-4$:^'WB> TUD1IZ':=O]D4+Z-R=:T=_RD/.*E]JV18;8$";W M2.O@_I8T>'OIJO&"WYJ, /S2_%M0MQ3[@4_-YG. F,9U.$$+%#1(0;YM%*\$ M ["S9&9"3%Z01#T>6890:K(MGZ)/*Q'55LE_@K*R+6@XR/&Q89I^%(6>;7?Y M9V!B(K3VJ[IMS9GB55'M4DFELBKOB5'".HD3M$KK+)FE()OB\CK:+XL6V/'6 M\4FL(A:%7F!D6W_;3UGY9WF[?TS9$O#MOK\(@^H*;<.K,1^.A=J^L GHRB:6 MX8?$\Z 9$]=S#"-NWI#U+1M;@=!]O?:(M"9 MQ*K+':^%H6,AO.,7!X:!/VK3SE1DQ8UJ33SVN.2W?W-<<90!]R/;I;94^E2MD&"&$OA7'T"40.D$ 20?*BVVA MQZLT0]$<4<:)##,#U'8(A@_=_N,+' MRG5C(T.\U/3?$M*38KY(2QCQW3=FR'-AQ$V(PZ M #8.++&22*T+K.+UL3;Z#6CP@C\88M!"%I1RE2[@D^V9V!?,ZE42 MKZDT$R^-%Y17@R^6H;(Z#/NIE),F[B35LZMF%UEV9$/H(6(%'@J-R VZE-W! MQ/=&*"5O$].JHN!93EG:I-1-!V/CE&RN8I:GB>'7)E$F%ZE#PD9I9?+6B"52 M@BR-5[?-)JLONZWLB)@Q>UV6.*[O16Z$B=7+:F28:N:=BQR@7U[=[NV_U35[?[YT-5WA7]=^AO/#P]-^##((YMUX'8]T-BVP:,2+?^ MY[@$J9'":2%KEE-\?-YN.\@/AP_E]<6(P395)KL3^WVD="_7Y4KE?] 9CE\& MO:F :=7P0\=G,AM[J38.OSVP>2'Q1*D?96+2/!UIX7%M)E)X8^.CH.@.?[UB<_K MF+=)MVE1I!NY1\ET>6-D%)O.$4JC4E.QMHLK]5N^#?*K:U?3!I>+],H$"S7^ M6KCX*S*25\Q5Z89L3?F['[ER,)NNT(=[3=JUJ>OM2>^ M/MU!4[0Z'=5GQAU85)T@A#SJG16&Y&"-%/$A@3C,,X1) @UXXL*H5&)X$NBHPQ.]8C6IUX MUWH@4WJVKL6M(U]GC0QK9.F?+&B)V_1=?4;R98:&>PWHZ#M M$3KQBGV+1,0RXI#$L&O<0K'<^M2X)A>^O3V23Q7"IH5*]=HV\U;W1>JD%4Z8 M^_<@F<)&=*I$[MWH(5.8:!?6@'H1_:KNL;3MP9$$ L=_MD?MA_D2WP M^8E4(>_+=;WR$/&7VP[7[D_9N#5/IWH'L6\F8D3BYYR^4Q*#+V\)>;X56,0W M+8Q]WX:VZQC=,I +L> M9(<-R^881A#,W!L'Y$(]BV[EN#YE/'M:3^H M\F98BI8*,LNB)FX]GB MU;5CTM'5[1KDIK^G"<.PN=M_2M>'HF RN]]\S/=%]T]6E[VI['@$ZML8T00% M8]L.(C.,(AB93=X"G1@1*"*#,\#3K)H?\H2MS; _!@7Y/K$:S?3+G])=PNI[ M?\RKM"G:AU/:([89[?NBVQESN)9/CQ?N53'Y'FPXM-#K!VF9+UN\M1^'!K3E M>,%LVJ[> 1="P8S>7D;DF). ?#$CCR\N[=9'C,WVPRFD_W5(]E56)57V0C^U MS8NG>K_B#;+(A!$)L1?3.0!Q[0#;!NF013#F*A<_)1[-D6<($@Q0@N0A/U3@ M<_9U7P<:FHK^8Y\_L)WT6J7:+=)_E#0NT1\"9P2/+SA-ZM_+T6BIKI4./ZVC M!A5_AW5^S[I?(!C-Y\I-OCZP;E;_\+MSZ2OT8JZM%X9!UK@V.;IV-W#MOX>N MS8X6_8TWJ]BMZTS!M-H\02&/)Q*#.;PT;R8PB\7Y?&-"/-9SYB-U C*,3K5% M]-N4?_I3IS CUZ!(D>O$L>DA-PZ1W6/V8<#UIO0RD$YTQ ?W<<;I3FRX>0V;L OR)POOPOG0*T>8.Z$WNT'O][B<_G\@5P6L[ ME208,W8.\=3C?722$4F)QL[2]!699>]+28PVCUQ);^;O"!C:7 547*A>870EVE@6D6/HZS;+S+-F-J$FSK5E3+KF>\1?.NR0)F2+Y&N,K MX2,3"D#W4"U(L2'3([$56]A!GA6V+_I -S:1W*&)*0%.EF7=G!;!GU>@;JZK MH.2!BDD=+WBD8JD^ETV=5+I[.>R[2Y^1'?>"WX#_3I\,M_#/T&3PB/=,> MG)UF$Z8!6B4S957DB\]X9W#"Z)FK&F<(S#SY2+HR@U3,]')F@JH-.S&CT\*= M\,PL_-'>H/S\F*;5WXO\\$Q5>'"6/H(&L2,8F%X<^P3:<6!US5L6Y#H3H+S1 M"6=0#S^Z*Z:@!@LZM)(3HM%\"TYRIJ1:?N)REN7ES$.N$,DSMU#EBX7-%Y29 M=6X.H)8W7HF\+_+GM*A^W-.F*RK1T;\/V7,MT,<#W3$."":A!1W'# ET75P_ M>8)@C)!MV2+BJ* YS;+8(;P!/;8Z3_^<;ZMO22%8*$4%O7Q:.#&S8BIX)+6& M5Q-ZI'=N];M.W07=4\C[,A1/I4&YMCXZTZW&5>R89DS8XHIO!@%T/<\,6Q6. M_=#$LUQFO(IJNB,/@E?>.&?<,_A1, -=E NE%TN4>6_9MQ2GN)S([=!EJ/X, M=NNZBBC(_)0QY$.V3V^K]*E<13 BL>/:GF.ZQ(@;CN\*O7<[+;() MER7.W%P[O>GWDT8U)U_^8):!VK09@HV PZ<+.'I\+;\N,IF;%QN5>H]HCDSB MGO_K1"<)VS5$*%D/B.S3WM45>>O"(O^9[C:HO> 7&"3Y4=X5O^=%>G>HRBJI MBPO>4VSK[#G9=74@8VQA'$/HV0:-GA1-V)V2\@T+0U]T_U8S',WQ: -/'?8 MP$,#[@8\)V4% @-LJ"WBNX>Z/<6_I;L@)TG/7AH;ZE(Z)6!6T,C2!1?J(F8) MN"L LP4,W=I;(_8NU92.%-\>7I!#);>-\P+L:E<^,E9O*>U [9AG+P4\L0Y5"\'FD"JY8S_.>5>VLR?J M&SS_6_)>ETH\Z6R1&$6G_XE,P76IR9/ M%7C=)Y$4)7Z$70B2!I3AH^IM50E)+-OPYEU>Z]B:\K3.TNP?7J MY7A*?J&ZL>%FF#HD7>IPTR\QY&WJP,P!I%[@[H/'T:29%JE'N8%G=7H:/R]L M67HBH\^M1T_)N:JHT2-I7C>YW7_,]^T4Z3/-_P['#VP&6%W3):YG1[:%'9=" MAI;53XAC% J]DSH/PAEC2CL+/12\L]"9?:DFPLSO1ET!YQA6&M/8NWY'XT!C MW>!CF\6&'RD?C8A&>OO$^PA.FCD0C%53>$3CA&=EF@C[Q"$F#./01Y9GVVW5 M<]\,B!>MJKQ*=MIF-U?;%PH[/50QT7II1&O2J9>'X680@FY--&59T\F*C$,(XP('EV C&,.QP67[LJ53A\6@F MU.3Y4O_K/IDHS5?JCEE3^F5I]U7B=>;IW$Y]'[JNT%[5^;<@TQQG$3X>GA[2 MXFY;8_F8[=/JQ\^1)HHLQW*18T#D^'[$7KLC7:LXQHCSG(&2MG0OW=08CSN( MO^SS>OQ7C_FA3/:;\E?)XX9JB+YZ2F!RCL5$^$AO([T-0L'L6 ^UW)OVDU,L MMR'_ANH;.:ZO;X+ST'%Z@ULID;-O7JNU)M?3W>3BPMT+_>L^_<_#?E.D&[3? M?/E&NV,-HY^,H-"VPC@('-NS30MYA/0 /!]R7>.=ZD*O239CETVCO/B<[)+/[-+7O4],)SOJVQ_H"+\CWV1)KOL M?]+-A[PL[_.R?DWK0UJ67QZ3/46Z>TE_IY]^+/O)V0H:OA'8ON6Z<61:AN=A MRVC0AC2TVD*U=N;"J#GP,7#L=.4>F!9XJK'=#+:\Q9:W9O,CWZ+7>W"A6 CM M+?IMFQ>_E=0F<#3J!AS- D>[ #,,=);=@&,/:*P#O[>]X+C.-NT2F28W75@X MF[MC+&,Y;786\F4-UZECF&DU2-&:YF^'NMHQ^]C*Q@3%Q$&!B[%%?,>-G'9; M/@R"&)NK?;.3_V7*8"8+EDL+@T8+?[)K7%0['"5P1Z%.'=JDW3M5<-/JT@6$ M-]H5NM V,+'^_'L+<&=T>?Y4@-YH'Y6%.C6?T![IA.+XK/N3[KVEQ M#,L^1JYC.)[M1@9R8Q@;H=VAM2.#3#-9&X=1\V2M#V:@OJ/'L,TQ61OI1]WQ M;#H73A_-7DW16"_XT/:"]S=9N^@F+9%,3<=X[W%,$0O*HIA*K^B/85VL[9"^ MC;F1B6 ]ULG;%55I"G*KN\=Z#G#(>E(4YM9[1'^B.(=@Q86"@,#3=P((& M"@)6-ZE%YOA>*'(,? H\4QP$OYQIS^<*W>%'CQ>F#S3O;[JD=VHD[M?W'B$D M+%86"V39UJ_Z;Z-2Z'DANP]J$1)#&T'/=5&'S[*[@H,4_LX6(]SKMF&*:(>OI]QXTI.U6%CK&,2\<0.CP*5_AN]V? MQE7^UX%^D9TY?1F\4MH=+^P_9:ZW%IQ"YEBWT5,>, M,"<[C_[<80+?LNI1T;K8#&X5##[+]NC8:'0S"$?LFL&Y*$1CU<"\P8//-^#8 M0_H/SQ2AE+N*)V3-US\6%L-F).)<4)O;-[Q1#N=/3UE3S@OM-TWD_9KNUQ3Q M$X14+0:HY MYPLK,](M%BHN,CW0?_#';.^[BG%Y0TZ*^C5;V'_V4,B*S759_'3V459&LJY5AA[9O M8,N.?3L,C="T(KBL1/"TJR_T7:;KNL,L $**%+PB=4U>8WWIJUS M(B;)4[J/3ZX7ZCDQ*1=U&OBC SVQH*MC^X+8S^#2902".0S/9Q].D@'D=:MG M<*,J3JG3VE(ZU+<_CC]/A]L M3.KRA466:6T_%UQF\,#(^,(PI.S=6>K(7?^9M%Q!TXX)-!&Q H-$H>="&'4H M;-N'"B*(=-N:8T2-"U3)]QNP3RNVO-R%"_HU\-!X44FLD&=_5#28A'A=,X7& M._73W@S^X/-L6WM!0G^.97$I'^VO18OU>.OXY%@1BR,%]V.^WZ2; ^WK#[NT M#0R?'Y,B#9,RW>#\B7VE_B3.RVH5V9'O> YR<10%(<288*?#YKI!I$"&%2/2 M+L[Y^L_?'A@TL!Y@ VF#7(DNJW;2*+6>T3^Z-/R52:"UB4H[LZKU[= NP Q; ME+:+^41<\37Y?-%Q0)?-?-%!*^,C8P;] B[235:5J\CUH6U'!L*L7+*%D!D& M;;N1A[RX.XPZ*B((M"=QOE1,[S^E94KI>ZPSODWZDN[R9[;74^?BZP:E$LT7 M(7F4GJMF5[-6LV\T>!>EP$<6Q=55P@.+5DX9>_A449JID8J''VEG36_W)-VF M!05 /]!4E6=7!IKE^-TN_U:_4>M;T PC$KA1[,>F'Q+DD@X8\9'0,[ 3P-%] M3J6&R@[4O7380-*!4R*42GTS2DGGU@CQX>+QGY=BQYP:Q V,'8X.MDP=VU[IK.4*/MZIJ M* M/V$>P=I(@;RK'M,"'5]H7L6>1UPO,)S(#4P/ADYDP*YUFT"YLX0CV]0LD#4> M)1HHSN8H#=1*I"X-K$$#-'P4?$$J^)92<164=LJB55#>*CX5',D:KPIVMV3: MLWO[KY_3KTU[01CYIN<9ENLZ*#(\+XR;F@(>,FTGX'K!9WPKFI7N>/TM[Z"! MLL4F)H CB.23O&DX%!.Y(WT]*O#Y&GU:U.LL.Q?T:CRCRU H!7;DJON:G I] M2I_SHF*7__H&/9_$V/7B"/NACW'HQO:Q01Q)R9!$,Y/I4-%C&RE$,ER**9%F M&F6EZ AK9BWZF1\.,1I!ZK+4:(PA9^1H-#>\>E2? M"&B3AHM](X@"V\;0,'%S^RUPB>49O)=)1[6A;QSUL-A08L! C6RV:T67:+HP MG)2PNXP!I<:47$/OXWX]]'-:9&F)T'X3WA?MDGA]"NWWE(WL%7),8GJ!:_K$ MQ;'G>T%LM0U&V/1Y'Y0>VXSN9VWT\6$5OW')8A>W4WM(\R/K2Q[2,,[=CT QPY M8>!WX,(@YA+]B2'IWI@\IENLYPP658[X_Y?@;' B7W'.')?G)L%99EHU27%G M GCX 7YA5H!L_^M)A_5U(MF7C\;,EE"K\<&EF>RT3EY&DCZUT6]GR'-P+A O MFDV.NM0D)('M8<]%D8$C,\;016;?ANN&@K(O\)MUK^%1;;A83%'7<#Y2<'E4 M2E"UF,$E@_WG,2+- '?%T^.&W4=J&QV2MW2:77[)N\V]]!6*+SGGJ.U'J&>8 MT J(14S7PP0'& 9M1NG@ M>1#1CYN!B6SB-3NYO*52Y\:I+UE[=:2B-0[4UMTPS_<& J;<[2F-7YB1O[)O M"Z9YL^5SNAUX(:8LIN\L(TPMAXZW)547 XQWP;A_VF( _4.>["G^*JUK%*9% ME6TSZO"TI.!7Q,8&,Y/JY;[UP"CNQ5/U3KJZ,CV/=Z2B MS_%MH.'9/E"C!1][YH> 62":D7WNM>Q9O2"WN*W:&]<7NT5).KWZK8WJV9?# M]5F6Z^^H@L<)TN(E6]/0^2%+'K)=5OU 50_M/BVRG,;7=9$F94K2YL\5"BP2 MF;YCNJ9KAP$.;2ON0ZHA=NY)1_NZE\+[.SJ#T-:&,U!V]H!=:Y!P 7$M+N$\ M^#&S-X1W7%NN>[AUP3V] @QETH,$O'>Q?)SXJ(D[LI1,D&MVTC/F*5@O? MGC?1SJ:P&-<7,J^CB'TS1$[@$F@CU\=^X"+Y,&;N)Y>PD+9=4:QR/"Q&GD4:\U2 5G/!*3?1]G9;EE^1[6R@ZIM:=!G!B M.7OE!EYDF(Z-<&!:)D%.&/?R%UL$2J1Z>@%-D_@U-@SK8S3'T\K!($V^)<5& M,.O3["P^Z5N @^3NES=.8;?*PZ%3SBGGS5%E?U/$V8P\5"$ NR[%C'LR(X"#_5- M^\@023*5-*@YY1QBK'])MF<' M!^[V[!7R\F[;[+&DUIH"AG)A9[D/5DS,L=Y#Z MRV/:W)?+#]5VEW\#![;34.7@N:/]6TU[TZ>KQX0&^")M.O>WK'JD7V)GB"K: M, M5];V\,MWMV+DB]JU]FA1@>Z@.1?JW$:>O>=@\?>):J1]F/V6MUII<3V\5 M2[%I6K).TTW)]B!POMNQ,LLLCM5M?TK7:?;"2L2M+-=W;!-;+F&O[EB>&]O= MI20O,HC0^1)5;6I>_;\OLOTZ>Z:Y]G,GB$4-C@Y1.MBDXXQRZOE2[SE8%XP[ M+<)F[_6(L5^Z!$>8TZ;1G-Q=2*A5L[^,U%JY5;G>/LN?;@\:;E=9CY*$EX< M6Z%%?)- VS+\F!7Z:)N#GN-S5M@;UXAV]1L.QGX+9I"/\.=^X\B\GDY/QJ.D MGL7U69*:PKOM,).>BD+^O'DR*D.BKW MO<3(F:17"8GS9[MJS,@5=R[AAVE>G7+W'R7-6);O^WCTB 0K96@V"Q+;B MV A"OP. W-@4?)M&5;.:=9Y=>%_WEU$&M5J:1_[8"N;@7J!@W1:5[/-EN3,1 M+Q883EPM8>0?SQ2V4&/:-^=:=/5*'(/7 MKA-X9AB[" <)&:!,/PM DF'2-6U%HC-50J4:G.5HE=<]9%:W2B:4V M/I4FE36_@^LJEYF>*IT\P9U8*CF&_*5*X#BCKJ>0XSF3ESQR2-F\_U.Z8QIQ MGQ3U91;#([X#C1AC P<7F? M_&CVKF(WP)87.2XT(;9B/PJ[=4]H0$?H4MWXUC2O-G9PV):ZHNFQ&)DC9L3: M>%0U"6Z8O;_"['23WB%AHO-<*;*7*FC2]O#,9DN9].![JP";H84,FT1Q8'H$ M!J'?5>*!IA.[H[,YE6 F4LBTN236;";G]7J4=*E9_0X:N6[N ^('#==-NK'!2+K/5HMJ;2U5O7>;R;L?HX5G]&YPK%)H1)!:R0AN&M&DC M\HYA!\7AJLJK9,>G[PJ;%5+R'J'8(2&>=YUTO:=YG7<^V9Z)Y&*N;M_H5FZ?Q/9!(2(R>$H>5X.+(-WS2-[DX3 MM"!6\6JQ:DB:<^:WKQ;W$6_6JS<5Z,4>$XW*57G4PY[)Z\6"_I 7-MU.7G1 MNJ_-:+Z8H)=S@@42 M#4EL^*NH4B!\>UZ&P\NR/ %OXVH04%3'(@1W6]%[4R.($RXVH)E N1M3QUO, MR1/;*F*=+R^RK]D^Z>[6/J5UA9KF0O/F4+ HQ6Y2%>DSJW9)__7_8:7 AI^K"(QF1*9V0--.9'J1YYJN[\/(-USZ MC["K3>P;,11:_1;_[9I3/)+S3*U.N_['+HW18_)L77='.WW?Y>!Z@&A1U' M3AS& 8Y-SX).Y)IV]ZBD'P6NS-U[96UK%Z#A2"IZU$W1O^Z&_KJ!_EN^%OXYMRLD]2QNCI3V7J"(ZTO^+$MM0=._;D$#>\2%?W6^D*H#,(M/9)/= M*R/D[0 9^D95E0!>OL[DM3J9GS_CU6K=Z5(#FEB4R9*;UM]6K\&AYQ,;A[$; M. B3P M"V+5K^<21S9KE6ILTB,G7E5%(KWA.K9_9,3GVYU;HEE,SZR1?G&GX M.*Z7EY:/M.="FJZ"*6Y5ZTL6HO6_#UF1HIL4XLC_PD7A)*#:Y8B&3JL.RM>&IC3S8YI!GJ[TG% MVOQQM[V QC8L&[NQ$V"$S,!U8MP7*O"MP([&I(RJ,$R?2-Z IP9XO>=>I)OT MZ;G9:6?SO^?DQR;_ME6SN&]TV^ M4)8O'Y'6M^X8^?71-W2-_&E2Y@M$BN3,*ORQ$-'58MJUK%D=?]+RVIQRJ[^V M,EW+\T+;-/M,4B6U,58$*ZBK#E$6RY@1>Z!L2V:X5N+Z ! MBL=6R!)L3D+,Q'3L=3WJHD=7R];8N\*BW/(IUC2DJKSK>\17YW-SW^-]3=<% M 5/&]#)$3)TY5^_9CN)).BWK'KVLW\VD,_+^Y5O]SW[-=*;FOH>[,PI MW5D211*\\9Y8AE+J,.Q:\J>*._5W:E>V&;NN"S&$(70,*PZ)CWOY1K&AH J! M3+-".SXCJA#4KV2R>6[67[947() BG0^M9R);S&UE+CDNM0KK!?D4H,KEB&7 M.@R3OFXJR-U(N8RS?;)?\]]W="I'EC M_6T)@AZ^\A($RGTU2H'G=)-2=3[EL'=2@D#0!^+:KLO)B]9];4;SQ02]G'-< M-/MY.:0M)/DE;\__IWOJ&78_H(E?>5&N2&#%EF?[<>P'KNN%&/EQBP)% ;0X M+YII:5MW!.C77]N:MFS2G'7HN.\PZ:']LL8O@7'))=H.+\VNNUJWX$O>7U%J M0-=+%+<+<07W=;+972)WG4R+:ZY?)I-AZT0DU,W[[)?)]%J73]-[I6Y+WY;E M@8;4]&[[,:_J>VTX+:ILFU%?T F713PCC$++1,0P(S/V[;B;<"$_, *).](C M6YST+'#68F4+['N&MAZ9ZP%>J6NX8TF_&KAFXEMP'?W5]><.)KOS7 .M;T'C MN:F6NN<\(>4J;C=?[^4@88\2%. EV1U25;>;+[-T.@QI8'GVX*/#IM/WEY4R M)G,QY0B@/C>=;DCZ4*V,R,3(#FA'P<2Q8I<0H]L$0;'G<17B4-?:I &F;("! MA[PH\F]T$COBSK(DN9P[LY/R*AE(MJ\""56S%A]@ .>[['&2KTM[K\JX7L9: MDD)[+ES54,$4KZ9]2KO"7:];,1'Q ^)Y7MQ[$9AUQH.B2UQ8%BVJ6G. M"A_1]7?A1JB9-*U\&J:52BGE>DW??&IUAID+&C66RV4HTV@K( JP)""&NH<1 O7XIV6<,GY M_*";GY_!;QGQXZ?PO+R>Z^/P33W!_[>O6]8]X#ZBZJ8.?PD$IHD= M-3I$#4MK:@I7"ATA$;CF< '$WF0LM&PD]-36BF4G7J>DO>*JC47_W>T,Q@DU6 MUJ^&JUBTYN-VS&JUO]Q1,471(G!<0N1)U46'+F2N)X=F2VR)J=. @- M$T<6\BW+QYYADF,SGHU,,5$2_O73+SJSF4R?-\EOA/&1)[X#IHXU!5M?\VYY M">QU";&V##V1AW]A=TN"!]',)LX+VF+__AC.GY[R_>QFQY"37L,B8?(51T4UC*%AK>C//>3C%I'E M6Q<9UT.@LL/ZU8'=^I&UF [A'CUX[N W64X_WDH 6 M]'!G29+$R!1>V1[OEN7JKQ+KN-; 5;$HH\7_3(HBV5?1][189W3"M ICW_<# M$A&30"N"/H[=/I=#82A]U42XH4EW[](65OT\7H-TA%R*DRJNC5KY'".$+3#0 M(YM/\MYRQ*EOTM0N3\SD3;F@7"/YD7JOB-F+:;&R; MMNF2;G4-4\64?YE)JK5)!:O.\T!>8^S5JSD%E%>/:3'B724YJL453#_+8V2L M1@=:>+V83?T*QS6Z.!5M'-7+D[61]EQZSD@!4[P"%WU?IV7Y)?D>IOMTFU5U M^X])D88);13G3\_IOJS/")ZHZK1RL&NAV/%\%_K$=#PW,+JW1K&'0B(B?GJ1 M:!;&!CRHDN_@H8'?2B0SX+<'9@%(:%*W$^L- MR^CS_;V2DA$:/#=F271FIZE:*VW, =F!^@-J24.3\O7NL&$1 MXU6ROH0E5G'G"*^]:O3_,D+)]&;SU<[0S;M,@!ELTM^QZ?^I,.<3)PP)-!W' M="-H^ZZ!NE>UL14;0A,&U6UK#A *9F>XS._S(\.?0K M:+PP?YXO2">G,JMTS/($6*EU%W16/8OJWSA8A88=&%;H&8%G8C,R(F1UZ]TX ML.Q P9,P,LT*B>B()V&>!Y7PQVNJ2M[YY'0FRL645.+=@:6^*G!!0#6X8AG: MJ<,PZ1< !+GC5E]_<@A>Z_K)=DQY;Y/BRS?O*WCO(*![=F1#6,(S!.W+G&?[9GBSB6[]EX$E8@*JU@U\$CJ;!\1$ M]"S#-Z#!>O3'T4?3RJ@(DQ>$5(M#EB&E>DS+)^C0*N0449$OBA]4SYMB#K8? MA33K#5!$!=VR[1!:70TC#!W'6CW7F#]725&-45/1=H6.NK^!J&(\A^G7;+]G M"5&^;0>W"AD5IG^,?NKD7)EP)BPO;5!>*?HSH5Z^84Y8*&697[)"2MO$)8WC M&%.KB;YO!R2,0^C:KA'Z@>^X?MLV\4E@M)H8[3FO3JMI55P1.X JAFG$3H)= M5<)W/$1YZ7]/0Y3;)JDA*L88[Q#]?'A^WM4%8Y,= \!>L[S=;_/BJ=X!Z5^: MET31@H"$4D3^@7:]:U>J ]4R#MP_ -,C$I$R.*3Z^T<20F2AT, MP'!,*SI#!BXHBQ11RY /.>BY@HXB.G-YSJ@"1=^?T_TFJPZTN=O]^L#N]H6' MZF->_9^T:=ZT$<8.CAW'A@:$=+(4!UWSIND('>5=R9J!<=#&GA@B&&$$'$CP< M*E;;&?Q(YQ L7OHN3A<5>V 90J?>K)\FC5IXXRB;_Z5(]N4V+>ZV_WRDC'Q@ M-=R_Y)_239H^O7IOST$X-$@$Z9R5N"[RH>&3KF6$N1]75=:>9EGL<-:WD!G2 MIKP]>Q&\J,'*/<*BCN[+DC@7TV)JV)-\MP4U2%"C9&],-SCEGE151S)W&?M9 MR):K7:^(].O%ZGDY.1%/=# Z>UEZ]1;E^OJ?6(9=GP_\G'W=U^WL:<3:L^-I M-2IV&"W?U\N>=7V-,J,4UUWV[]E+NC=7KN7ZC@6]T+7,P";8/Q9F)&X0:79>60Y11O0Q55&C/VP40Q4QQK'S4S;QZ M7*!;3$'29$/(MS360" M)-,L(K>B6&]'<=:WG<,K5Y=.%N80P7WX.A:]?A/EN,3<&- GL'D!6AM.Y;2+ M\AKW6LS"O">W2C.%%Z\OX8RG\O3BSH0NFGW99TI;\SD&@=B,HG\+\7;_?*C* M#^E+NC-_3Y\>TF(58"L,+.29L8,=9!%BD&;[U_>(%R!#9"XQIAW-T;+& DS0 M(!.;)HRBCV^",!5S8F'M^++M34O<#>B(_*-!-_&IL@L\79@3J&!W&;,!)9;D MZOO>>#VRVA9=$SLX--TPB(S(0*X1.E'7HNO80D5-Q[0SB1Y9RO2(FSYY/=+! MG"H]LA:D1Y:4'HFRNUP]$K:$0X_DV.'5HWKK[E.Z3K.7Y&&7]@!(5JYW>7DH MTA5MU;=AZ"'#QX2X$81A+X0^=B.Q!SD4-"@RRJ3>X*@Q3CN:KM-R85 IY'09 M8TNE0;FV_BX?D8"D UD? RTIS&E'VWF2+HPR! 'W#":$=0=-"KF5V8SCR'<<5NG,VLBWMXZJ% M!Q*&;^+ =86<"^-)%:W+&%3*K'E[J4DI2]S!JNY)IX)CC'%DTKAH$P]:)"!Q M:/E=>PAA)%+-1[X5H2$E7KKG"_N1:\-)-7%\T]-I.!.;G#:8;L!QD@J.N":. M[.?HN1381U.Z# E28,?;L*Z(&8[]\8]YE9;L)OO@^.A [59!;/BQ!2U,,'() M-FW/-+L&S2C$?+-0!0UIGWW6 .M[4%QG_J]OJUVQ^/2>F2J:9M\04V9(KKP+ M<0^.^[2HKS'73[>VE:?C-/V0)0_9+JM^#!M'*/0)8J>N"0QP'/G005WCK-H# MYRD1E4WJ7E"F4WJV TUQT228@@2[#B7WD0*E#%\]\3$7N6)A?8!R4)^?\=L# MO0&H&H3]>>CF/JHQ%^UR9S(4TG\]1@A0Z.!V]MBAQ:A<:W^47$8YU68[ MPV2[H,2-+=,D[!J/Z40FZ1=P2 C%UO]5M*@]!3LNJ7219/(BRQP\\:RM*&!Y M&9,;I1:=6V-1QA;W]MNQ>YV:95DP]&!H&S"(#&)ATW"#X^).@$R1Q9:134VR MXL(SVK3PR+?V,B&%@J<#FLK?;,V*3AL_YOMM_X4!YD4LT%SF\-(FIQKREZ%F MJHQYN[FIDB/N'&+]F&X.N[2]2A'^P+N$/!X2VH89T8[N+9@66G^-B#W94,,#?]0 SY_-44\IGY9-Q::8D(T@4D\6 M=IZE2]F7 FZ7H5-*+'F;;2ECAV/EK'T9$.TWG]*R*K)UE6[J9O^QSZJR/5H5 M.W0N16B&Y]LXL (#V[@Y>@Y=PX6&Q[EDIJ0MW4HU>#V^663^]/D?_/>EU-!Y M=7ULGG?YCS2MFVM;BF+']'T?^8Z!@\@)XQ";74M^Y,1B M"UHR+6A?P$*O#MA=? A9SX/J/Y-R(5\:0^$R\J11%KQ]TGPT&]SE-ECBU:9A M'[)]>ENE3^7*(QZQ;1^:R+#] 'LA0JAORR5"KX[+M: Y!VKF$_T,XP\&#-3( M!*=IDOSQ3=#T4R>6],BPIJ=$QBEB+JC+."*7H2\C;7A;_D(!(]RK0R=?QT9% M0?M67:L]_''\2/L&+/J6%)LV:?AOFC&D&YHZL&JE+''XDK,OW1VJLJ+3%W:W M^%!+)(P\,\:>9T$?4I'$?@B##K[G0:&2ZXL!K5D)N_0Z/P(#OY3U,^<3/X8W M%>.75FV6YO1E2,_R:'F[GK0X@((USU@-KUJ+V[K,-=J23I72XB7=Q'D1'UB- MYJZ\PLI'880P,8+(]CW?P8Z-^F30AM 1JX&FNG7-DM5L%!8MO'IZLZT!@JRK M7C*/@@DS>2EET>:596B*1OM^JO2EETG>47Z\<5CV[]#XAA^[%L)68!OT?X8? MM#7&( R(:4'.B8+,K]8W31B@F>T!IA.,7!AL8_A;QG :94&NKC>)#8FNB#1; M%^Q/X-QM^[,,S>6#+^GW*J3&_KFR C,P_="!*'##@ 1FB(,.!1V<0GO)JMO6 MO6O#KE/2:!?F19%_HU %C\9D64RU>J3UEMCQ^%^^!<>S-0U<\ <# M#&K$$^N:()\7-$^79Y:AA]JLRZ?IWV(Z&A[*;)^6)4UU'FC+S59+)]V1:T8N M),3%!DUK7#,V'5@WZ7E1"%W>MXY&M:%OV':PP!#7;&G')9(NC$4EW"YCX*DQ M)=?0]^2&%%K_^Y"5&6OROLAC=E9_\*#DQWQ?L,#,"ARBS;\.9<66%MJ3+-@, M$<0V#L,8XM .B-NNIE)@+O&$BGE- $=S M,/U($)-X : 6HKAL^VWH"A(6!@ MB=Q9NBE\*2:B"W&CI-1J]:!679;GG4.])W#JLC1^"H//1(+)N.:IZ_[,VBFK M?)_V>=^'W;K=MT=>B$P/0SOV24C8WKWO=9,!O#'UGR\9 M>?H EAI>9C]YI0.XTXY#*15_6G4'H<.GT6->/1&R7T:TJFQ-W[_O,I"9L5IE2RC(^()V4' M[E/ZDNX/Z8I$!B:.Z?B^CP-D&:%/_#Z2&2[7FS@JVYMD]WN?5J!H (W6WE(EIIS3ABU5&>8NNZ]Y(ME2HVL>TNMVO\Z?T0UZ6 MJ\BSD!%ZL>>:,;2P;;E.KZH.P4+G?-2UJEGA*!BPHSC4"9L@J>/E31^?:D6. M4=T !;\PJ!,?F.*F4%+TY-RP?.F3M$M ,1#V,=]MV(F&7_[C^ /GA_A$3AH]S=?O'[4BV^$%]^Q1;X;X!M28 M9Q?;BXS*3=+'.6>QTJO(//ZIMPH>-0@QR7:'*MVL0AL1GT[R?<.TH!L;?FB& M'9#0L(1N"&IH7K,8MS"6+46GQI9%G71NQ-F80/E MI5F.2XZ-Y=,8ZB79P9<^I;ND8C>?RJJN2#V\ 77<^U[Y)" &M!P#>J%A&TYD MM,45*#H'\EV.G!J39AF_VZ>_51F=^R9'Y+\5#?3F%?&F!OL /4B_L[^SZNQ' M.[@KO$SKT,NZOF1?CA=[T!GRZHNM*>WCULRW0VN&QY06ZE+NXCZ+=:U<$: O MCUD)TEU]EQ,4Z3.[_,<.DU6/0H-W,&99;L9^^KGK)]EQK^MO(PZPJ"3^]'F7 M65P[^_&8>:S.YQU0LE4X3ZWLA3\&_VI.PA'?]%W/#2PGA-@P+ ,;+0S?L;!8 MF1?EC6N._<,RDZ<"2'G#ZDX.@\?(,IZJ?,(W6YO5'6+A6[TG--!RQ?#8\%Q.$@1,C*S2^10@%/I%2T]="J8SBSJP%_/DMA:E#BYR] S-:9<7U^2Y6>$3D7;;;IF M;\X0FK;>;0??,5>>X9G$\V,C]J!K8A197@\BB&RA)ZD5-SV5E@VFEC=@0W&R M'&7PQ=&:-HI_:96;BGH5:_8]5D!:_A$'_U,IX04FQ;11A4L6JY9*C+NNG^HX M'*&H'Y.GKNTBW43[*JM^K#"R+&CZIN.3F$(([=BP>CWW@[%2*M7F+!JZITA[ M#67E3-(:[&@=E6-=6D"U$ZY".3^V7' M12&?Z:C[UYM4<[\5XL)W^7]F!5NV 9 M>JK>K+=[KGIXDSP-VTZ6[ME9V'Y64M6]?\J9J[J>T8G.G?'^W M_=_IC^YQI7)EA8A.>%VJ]1!9Q+5='%@]Q,#DNET["[!9LJGUJYG1\RY94V7( M]E2(LV)#DZNB^@'2VCQVMJZL#01%9R'3YS]3^HG.R%$G+#7[_;**+][E"O:; M.VM ;0YH[ ',('"[!XU)X$L.&J/ IZ&;J5T@>@]N'G6:=CGNECM2.Y/;Y4[0 MCB*;_QCM-#Y=Y%G:B4R_?*!V2O[E,@YVLO?M(CJ;/I+T.:>?2'NPP^1H%9K8 MA!!;46 3F@G%5N"2#AE"CB^?:.C!HSF_8 #?I!./3&)H,M$F$.7AX5_INF*) MQ$M:5FSR03^_$3AT,:G[9/*%^3VG($U@1H"[G_880>WAWI)!['@UDUR@)\>D M!/-[5&$FH,FS4N%?BECNJ*_7;4L,]IHMOACCIV!;ZV+"[7Z3/NVS;;:N1]G= MPR[[VKQ(L$*NY42^XV$C\!$R L>';9D<']I.R+63/1>V>984ZFT9OI6$[+5M M(#\:-\$<:8 7E.& =N$$";(,./2&08709$$Z-P MQ!*"3&NZ-X3?C/\V&7AL,++B22-GCU(,R\1QW>0JB,RM^K88%4S-I<@=$S9U MDZPP$(J1+1733K#!':7&,+G$N#/*GHN19#Q3(RZ9G)I$UT<1DW7W[7(513Z" M%G8],V0U6I$1>4:')B+!V!)]2C!HCB,#/&5;$^;B(<[*[0$ZL='F1LP M -C47YK](@H/C6(74Y0Z9AD'BK1;>?WBB@961UQD.?$V2OM:0(\Q_9Q1;@<6 ML N):%T=DMV*HO,=A&(;(>@0B&.*M=M%,SK->GWMS8VE^$A,N9?I M'DE-?W59YLRK5:U)@\N'*2B95:]28687.T3*+)O]/; 2(P,A'N *#0Y%H4TM"LYB@Q%)'7 M!1^+]#DOJF8SZ6NZ3XMD5Q>!3#9/V3YC[X77E23:&JZCPXRT6Z3CQQ0>41$8 MABYZ571U=J$_PZ"8@H]UPV*E>;1AUS57#7>\8OHI?6XO?]UMF[7]#4D?JE5D MN=BVL!7:MF$18I/ :VIU0VA9;AB(**=L&]J3Z>XN^<2W'L_P<6&(C65P&>-I MM!6YVGXE>$-QT (T(F3BP+$=XD#'A*%/!V#3@HU<0VATB/Q>[>=.B^('6W9_ M8;>5!*\(BM##%]]U,2,6P%L4@,&8^!8?ES;(L+0,/9!"_O:ZG;3U_!&2F9/M MLF:K>_L/]LYO_G6?_4^Z^9)\#VD:OS:\X>OZB2C+V#\26/ MOBIG[-IK63'9SK+*U_K+45_,&L!:VY M@D599V>?4UAGQZE/K1?3031ECGH==S$%74B?64;L6@X=/R7%2P$F%&7/P%S% M$;:PX88A"@/?B=T(!U'7FAO;<-6<=?I<)47%%R)E6Q+1K+>@^%>+TJ_9OI:? MAV3'2GZ(!2!I%OGBQA34B-(74&H&3> MH]R%HZ9)$]L2[ M+1$?*E8UH2WC7O?$(S*JHDYH^6X4 MNY[IH,"/8M0B(U%@>9SKQY/AT:R&C1UL!#>6M .99GAI\4)UD4TC&_R@,X![ M87$ZGUU=*EZDNP35MO'4W1M/'JK))Z,2=,RFR]\F+,(/@1Q;\*L0F(=Y54#6;X(,KF_^BHT]QJLJY]CN;@P* M X&6F#9?*\5L4;(K^]-/!!=)F:DE5I*N:33*Z^>5 ;1(F M7];31UZ;=P&U7(856W&Q2=PT:V='W8S(S\5K\$E$45,83:I,SW,\*7MQ8T3IL2([IO@4O]J5OU;?Q.-:.][=Q$DLU#3E[N]- M^;!?_UH]E(L<\_D]2V.6 XQ#/TAQT)\?(3A-(Z(RM[9BT'$6?P3F%0)9<^<5 MC_5VUV[]JCPP89=EN:7)T0E6FPET\'YI\7DG1+<([[P.HR= CBM?,K1=T3*K MK,]#V.RZ5#OLI6J2-Q0+OPRA>;6S<0(I#3!D8<#B( 0(PP !& Z0XB13JJKJ M%,C86X2]0':;"IU&=K>>ZEVQ%NN3O5^2,_]Q&DM.46?33FI*>WB=M9?<]5G) MY;%M ._UZ*<381.FKXCS* TX#]$>Q]5Z@@&B*/(GW%-(:>Q*'GMX8'W9(Q;,FCV(FUAU1 MX3J-;2_(OA>_TAW?[N?R/NBBZ7VWVQ;A9) F*$&&4Q)GZ2AI ,9GW4*R+;X^_*"'?>>]:!QTJW'&R;VE MZ%5)P^VVUTPSI&%,,=1$*5!GD% DQ2'8#!% MXTRJKJF1 <3#QV)?;NW%OH0!H%/8YKX61RD*1D6J\,@RJ26BJT8&OML MJ;Z*J'.HKL%.Z;.@Q?*[\0[HU!=GI[1:%&GMPPXR:BUQ>,$J=_-3;WU7KJBX M(3\F:Q>$_[W:O5Q6AR2",$-QG.9)E&0$$GRPSI) Z:B5+9N.-5Z,H&4+R^J^ MGR[!^BL2KKFUM 31P9S57M]Y\A07&$SHG^^*@I%7$DL(YJSI'X40)3<6$?3# M.$ AR1) G,@1*3,Y4>12=NGB30X,3L2.@"1D$:10$F41(%$(19$/5/0=((H31< MM)=M-&5%SH12YG1 (Y\YM;>%5F\/@MHX!WJ;/TVAL4^=C57*[>C%3L\3HWS( M4YK)F0J-HA-2ASH5.=$6FG\4ZWV[;H#6Z_J[J$.\B&C.DABG-(P2ZO/,B1YR MIXBAF"TVY1?QE)FF[FA8E!I)63>23L%)#Z@#)J\80$T\DMZRI#*L##B>Z1@S M\>C6@#-F2WOT_5[N%CC+$Y(D$,8$X 1F490/VYLQS%-J%.1E##@.\6=N>7C_ M^_^6!K[_?WH;<7#ZP?NF,/PL$JL9_6US:B'V_][Q>)0Q-!,9X\!4=$N%VID* ME9(+MY1)G0\-*?JU*CY7ZVI7E<>K)(R"C 'L1XSD*,Y([B,\&"4(ZR[BZIAR MO';[0I[61WSZ-]&T^%36(M=4&JC2";0974<[0YB<-)DP/3N1,G+FLER9*)BJC?]+%^V'TOMN4BI7X2L!0$69AG(?33T!\F5#%@/AFF-9], MEMHPGE=L-3KF=O57XKU_63J"O78[0A?S9:Q408QVH)RY+Y]H3M M"7+OXZT&&E%(;Q.L++$6VVS.XFO332E9MLZKF6#?;\6%V=WS/1\3.[19L7_O MJR=QB&7!& \:-,AYK&!\SAUD"1UN7HB7KV+MY2M5-CY/D?BRWWZJEJ _P M4*H6([1&LHEP.B+6LF"^N!G6X9R#3+XA3UD>]>F?LRP:>"4EAZ:LF!'-M),&SB<)YQJMYM&(-Y$+$=C MW/8JJ>+E*)>:*<&ALHK:;)PF32.2YSB2 MT$$C:N'2 4,1SDX& L8!DVD"I%2^.(U(L= M[Y\&?7K^N3N<)M>DWS/#J661>KW*\R-F,[ZJ$J5UWZ-E39YYG=Z?9ZT^P? M!4J>YGTJ_]QA3LF_%K$?48XPB0%-2(9P%OG] ZXI#EB(5,[KC(W-\0&?^VVY MKAZK3;%]]N[Y[WPMFM*[WU;+LCTEM]386!F]]>0D0++?)%4V?JO7G$0PF\[Z>QQA4 M"S]XWU2;LNF0-)50P/MMG=?;Q^+=YD'\(;YU1 $(\@,$0(HB2L*G?2!B=P)U=Y15:OJ+BK]IF'2COSKAZGEZNI[(=R+:;H]\5V]_QI M6VR:8MD^.GXX(2LN#8<1IEF"HRP#XCA__\1KQO@W9?>-C>VX&\0]-*_%YIV" MF^Q(^"VVK@Q.:T3/8S3:RW)WE5$(=YABA,TYRFD 9I M-+Q8GK$T 5 EH[%IUW$V6SS2 C $*?,NRC MJ+N#F&0I#*&OM[QHQ[9CQ7P!LC_9YOTD7=QF.^E?6V3I0<*@(C@!,,PQQ3F/E! M1%,PH$HA4GHNSS46U\ML)RO^)PYTY=,\!R+LJ,5417GZQM+?F5%JIQE)N!;G M4I+NMC7G)O&.O;TH^6.P+!L"#L>7SB7O("$$HB2':48HQAG.TKYT1PXQ"X"* MOAL9_4#GX%0/.9K1)R>VHS&GIJ1'TN:Q,G"-IBOB9X7=>2B;'5=J![U/ M,2T]^Z0=VFYY]RO%G43\?/R5^^)9? N)NLEY46U%#:FRW8M^:A1 F6008S5 "0YH><+,$YFK'C29'ZU@=!TS>J@?E/5?E M>J68N$[.DFQJ.SE0A\FO -X_97OJG7?BGO?YV3O]O=Y%K_7QSA->MG7:2N_$ MSSOOT$D&5SWAZ\@9LNNFNY9#SZ;;S",6S8B/UWGX?)!-'Q7_4?-I2'M\OD6> M$X:3.,8)B@!-@@ "" ;D&4)4[26 .2!6$5.M9P7^659?OG)R MVI.;C7@WW'MJ#^I^.X">0=14;?,)XZ;#QIY?Y#PZ^U>)G2^;;^SHJ=EY_L+Q M4Y>1,2*H46M-$D,_5,V_\FU9MF4(RV;7XF8<99XBD(<^27R"L9_X VX^)59\ M2V=ZO./'SRV'^TT.Y]K0$X1-YRT\FZ I//6$J][@ZX\>,\^U MW5@1TZC?_ 7CI1D?+J.EA992BI6?;^/^K!+E/Y7;1W^!4TH0A"1._2A@0!RF MA0-@/Z!,(TA. W3\Z%@.LX5U]5!Z/U4;[[DLMLK'""9L6X6X./]&G4U /,PB MA8\3A$$G374K_DW;/V84^"8FXES$FT/;:)R#^U94:W'N(J^W'XMU^;%<[K?M M]59Q'7:SY!/4[NK5R[,940*PG$L)OPKAFB0L.Z41#.#9@Q3\(- M'OSR4&]_:;@/WM$)[Z47V@?A'#69\DFXZ5O+X"B<0D/-Z22<%N=R1^'<-N=, M@L=H[EX^##<&S[*!X#(84F]VU69?[YN_;[9E]_" .*1W7W?7-@:<))4[:3)^.@>"QWC17(M%TW6 >H6E"_^NY#$C5H]S?RF8G)E,-61=- MTU;LP<\"I+BTOB_6OQ4[@?R9%KO7D$(<1PDF.>#_H1CY ()X@$3S6*E"CE,@ MSH^"'[![1_!B4>8$OC?@]ZCRSI3;5I(+,;-I(+5HHM$VDX<,$ZJOGEH?H07G M$0C&;,1:&0@1S@-"(D"$@8$9_&0W3!61@RW5J: M1D9'7'0:D'H"JN$M2U.J51>11F19?['H',&3"ZTLAU*+/Y::81X":M^M*S4C M+?(F*XR'+/ND&.5O92%N*JW>;SZ(;'U;;;[@HJEXGEY_;LKM-X'KW>9IOWNY MR$2*]5)'$?KW?XLM#, MM;O(187I@;H+)S/J)$ZBD?.VNQ+&YM-OYA'_9L1'/=<1KAEQ>[!BGO3/:O?U M#<97>SC-2Y<&KY_;SUK0D$7,IXPC!2C-?)JF=,!*89HLGLIM5:\^[HKM3C'6 MCHI3135?NZ0FH-_:5?%BYWTNOU2;C9!*GIYWGZD9%,=M4<5 .-MFU ]^)RYY MW[E/9X+-=6++ S46NY M#4SC-=2H@>E:7+KS;G> 606GJVWD(#C9Z1,_=G"RQ(&EX&2S128*3A_+W6[= M?@@'G.$P#_.8,AQ'&8PS0N(!,(L#__!,Y&2!2@6ME B^>FI2HWART7SUGOH; M&'QJ]6M=;$11= Z7:UQ>*N[]3]FZDT0TZRTZO[!VXN(/'=A._!@ONNGTC[]D MB-,BPFVPS #]2*/PJ;F]YU<9[."P]WO&_=G#%]^MM]:7:='LOXCE+P4*UY"Y, M&B1->L4D,=-U3YA?"#T]1O+NI$,-?O_0G(MNB/K6Z6.!AE3T>M1:3O;2Z7]5[GVJDH@@K MI22D?HH81@D(TLX@RX,HBV5OY>E;<'B][@#*&U!-]BSI98*N77(S9W4>0]>& M(Z^OG=GB1G80B6(=^UVY_5@_[+X76U%CBG>VB@_S]MGWW\K'S^5VD>9!#"( M>8:!4 8R'^-^ .<@C[#2[0([%AUO7 X@O0'EG7?$Z;5 U2:XEGB6TZWQ*5:3 M, EVO3\ZE",+FA1S5[3-+O/SD#G+/M4N^ZJ<^*V7BT]?2V&YV#P3]K[8K&BU M+9>R"=:$",:1CY%?N+',8:]/9_ #,L(GKD5QR+'T7D]O#N/ [QK5_ & MC'+Z9H'*ZYHV+HMJ.G:=P-L29IO)5;WMX/M! M+_&C?&DV^/H/&0BVSH4*HBV8_:T)?L5<29RK<.@AE@[9M)8JI4959'IM\[? M$FD#NF8DT29>G!-H8U;42]-\XO\._5DU"X)B[*<#(D] \OX0H!0OJNJ0)KP/VYC&+ M-W'@8IT432[T%(04N_)+O:W^T\:G7KJB3+P_RC6*8!+X 4!91 ?#%">*KQ4; MFQM-81KO#UH_%M7&2%_T*-71&^=LZNJ/!)$CJ,\Y>J35R(C;.:J3F4-7U($ASS(61HHSF611!$$?YP2#)I53+@ID1U:K% MYPF [7EZR0MA-JB\.5,=DT5]E7I-H/ITU9A)Z1GKF(SJ35K-F+T];;W!P/F9 MJRW:)I^\6G.DMMZEU!+0U@*?,.?51MQB_% NRZH] S.892 .4E#PB?/F9_# M-,_18#:C4&ECW-B88SGO!H=8A^\1>B<0U;)0YKO3J*ZMOOEN7OQ6,WN8\9R "" M/@PS&& (4W9<'L38C_1JBSH ,EH^>^<)3%H+?&Y;0DX69],(NNFP'/^.2XZJ M0+)D:75>UEC9-^933SA&I-%7'2=8UK_-S10$M$3L/C;/E3.VD\TFO8WXH MU^+F\'VQW3WG^\VJSU'CE/@)];,X]R.:)SE)@F&W)R!(>OE2\],=JU&/RFMA M>0*7] J;+ETWERA'8$I-;-Z2I+X>J7&@VI MF7R%T11_;:N3**9\CT_K^KDL/^[JY;_>/YUL09&4)7$<9!#"+,=Q&OB':7_@ M)V&LE.UI6W$LK2T@K^[>^%5,[O29D\SK1B%-364'3%Y'7(=JHK7!B_Q<2^F, M.9U)-F?NQ^M$SA(S$CF<*&>&-BOQAT@?OQ5KL8DRO&1TWUXS7_ Y;1A$ 01< MVQ#)&,#!L ,.492'DAF=%5N.1:@M[_8XO!>F4C?;&IDW\[W1>533I99"<=:W M_>($X?$=MOLI>)7.#$?G5R]/;.D56T1+\45YPO.K_OM?!FFC#!?GDTBK+$Z> M4MKUIG;3UZ15__=Z@Y;+[;Y8MSM.O^]%<'G_0(OGYA/O"LW7>KU:!""$ + @ MI!CAW.< @F'3'":42M6OMF7+L>ISC+\4'4BOX<-PWWB[ 9NT2MDA]:;ZC\ZG MFOIS>%Z/KS\PTR'TWC]X J/W:2)BI>5_=(+UY-\"T;?E7X:+\_)OE<7)Y=^N M-[6;OB8M_\(6^5ILOY3O'QZ.=JC/6(98D/LX"$ $Y+AP0X!@$@*ON:GNT[L M6T1>_?"@(>VZA-T4\Q&X4I/OMIQUSQ6'I*'6NEQ)Z_,(G.DILCIWMP7XO+/G M)=>0F,E%UA1_;:N+2 OI;\6?U>/^L4O3\WK;VCT\#HT:+N_%4=X7"/F8!0F# MD*(XR3 ($1CL!UF62@JL9:N.A;='V\]%O8=ZZZW%0%D>GVLO&F]SDH&+'TO+ MC>TFN"G9$[*O)N4#\1U2\>IE]UC!$:R'>-)X@-O^=#+>I>5_0O[UPH+T #CM M_R9K-FH,G8\ECEB>/,:X\JMVW3_5MA+OMS7O;KOG>]X3=VBS$FM+3Z+K_KTI M'_;K7ZN'V>RJ MQW;#?=]B]=80,Z.Z\%E]+-3M2W6'T?KU&L)/M20G6 MKFQ4VN1\'EN65CVJW?50Q4+EU:;:E;]6WT11]!=U D],8TQ@'O*) * P"6F> M 7@PG?IAM/A6;C_7TD]^V#"I,AY/T2D<_CR4SRP$MN9.2NO<5!&78.S*6+1* M^#P&HUV77I?LML^7_@GV[N6@+(<(1I!D"4(81G% H^&\//015CO,I&G#<:YQ MA&)Z2%V2,KGD80RVU!*&#I'70?).,$U]+/W6JV>F5,Y#>HR]N'D"78<5,X%Y M_WW#!^S7ZHG/P)9BLOZE7.0Y #AG49;XH;@Q&>>0]/;#P"=2-1_M6W4L0@=( M-C1(BU4357)-J!V=NO,..+TCT#F(UQG^E.7,I WF+'!&?DE)GCES$KL/:+VN MOYGNM_X;_YQ?W;9$V^6J^-4=JZQU*HQH!8=1I1%(,!1EN8X"R)N?+C &89Y)%NYW)[!T6;1K:)_WWC?!=9.T]NU MY78?K1KP:M0Z,Z;\IN!/P[::]+^2)DYT"[,_5BB.\K<;Q^^F)%JCO-R8A)L6 MFC,D7J7FW U:SH<,^ZQ.'CPO7@#-B46WT=B4BUA%270W?:>I:A6TII1NN,=,_0D7,J M9H,;,TWJRR+Y,8EASL(HXJ89(AD]F/33&"H=@S,R-)DN:=53,^/41)L3#8 M21A-))?\-#]]9$627U?29>OF:MT(1)EIC<;+#KID2:^XC4":WO*:!GFW%]+. M>WM^UR12*U:N;<6UKG(X7OW0UP73FG;J$RB9V8W"G:+4JM#F)I.[Q,JU M-,Z8R9GD<.9^O$[@+#$CK3I'*Z+J[ON'3]MBTQ1+$;+ZM#&(PCR&".40PI#X MB++T8#B#BF\EF)L;5X?TIID62)64I''Y--*F:>:9-PFZ)E/VV)V)7EETZ+5P MV>9*^D75^_=]7H9 'F,(49($&4A1$B0L&SX_)(':PZG2G^KZ/,G]>\7G4.7Y MD-,8-U2H20G',%&1V(/W5W1"G:%YR($&[M\,ES>7S,1&P@UAMQ M.Z--B:(L(W$2 @AIY#,61TD<#C81E2O:;\>28Q'H3_(?0>E-D,S(E,Q(1N-1 M34&4*723CEQCYUHF8H75>:B.)5]>YQ\6&5*[RW4PU:MQ(F3TY&7)/G)G\3/J4T2M:KNB.&8WST!M#'\Y> MG3)C1%9?N)7'>M/.J89GW0F%(J6 M"]2D1(,H.1EQRY&:A)S2,]%DZ T=5Z1#G[IYR(8!_MI6)U*=+'$+[YIF7Z[H M?GLX--GN8C6_E]_;'S6+/*0(A"2BB0]R2EC@AW@PGG L:K,F*R;'$99&@+WS MFA:<]U/WY\^JQ+-]YY'O K[<%\)PP)W&*4-KT[^5ND04T MB0&*H9_[%$/D!PD;K,,4(,FSA59M.LY>)(?LII2LVV6=\NNYS)1LJR4S!Z(% M3F\ ZO5(O0ZJ]_[ ^.^3,2Y]RG$RYO7./IYO@3N])KA]*E*%G?-G)9WP._D) M2C=>U6Y[I6JJ6'(3VW+5)JSWQ?;]MMU!6/VC6.]+GK2V&>N"IC&!@3@S#P,* M 4!)-.P;A#C/E.;*EDPZCS8]RF&Z_%1LO6\"H??3?Q/7A+OYL^*TV1;=+D/>U23<*OMSR<#M.O4F_7; MFU8'=&7 M+]OR"V^8;H;L/;W(S9]>:J=7]0Y-/Y&^0JGB=-I&X\QE2#OR3F)J;8]%J>>R MGZI=L6X_O5N(0_O=UWI;_:=<+0#&41H@EB(6,CY]AR&@A^D\RV0GU$8V7"__ M=]A>K?\7!WR*6P'&C-Z<+X]&IN(&9,]CG[-TR+PCM)'H4W@2>R0:=9_"UJ13 MY@'LRYZ?G\A:X6KRB:L=+VJ[/4C[S,<;BU2\I I!'B'+Y=(0A.WIK/V^,)@$$+ ,Q902A MB*(@RX:3[&&2J>\-&AD;84/PU7J/:7IDBV6=I1ZG]!HN\6C'=Q?+.@KJ98GA M>0B8+6>N+M\876>WGUB6HE@>%'?LHBAD490%"0@"=E@Z MSW#LJYT6-;7F_)!7CT345JXU1 BQVF*HX"$?AY#AL(8 M!*A'$D6 875MLVM_'+5KGT=\O>R\/"@AU\'ER43*2!0M-X^*3$[7,CK"V37* MI?RO/RN[YYB](^@IU%2)U9OZZJ:-YJ2XCCP\J\$NV52Z3O"VXNDAK46/]7ZS M\Q<,0^:GV(])@",2Y#@$PV6&"(- :3O0EDW7VX#'R?'V6%&S:,%IW">P0;*< MGD[!KYJ&=C<*WM8IO3N9.7OH.M/NKA/A8_DY&YXUW(QQR:B)X M#NFTI78=1/&&5 MR#EKWDC5EH=,D?R,IF:Z6QU&),KIV%C\JG:CVT<57K"D=7Q,H&L_/0*"N>U/;[G8$B#;80G^H67TI2-[O#8=C4 M#Y(H\Q.:A30%!*0$#.?DHB3SE58 K1D=4ZOTC^/;XUA#O<:BUT3*#@K&M:R# MZ0F<4YW)E^5/5N9L-,$,-<^*6]<$T!YO6FK87@88, CCW0ONBS2) A]F48H1 M(#"-8)P>A#B 0*D.HA6#XZF@@>YILZFA>6,0:9:ZM0CO3G2OU;L.YH1B=X$X M6:$SY7V&(F?LTC6!L\.7].(:G^'R?/+E/L?PR$: *4CS/"8HQ1!'( %]F8$H M]@,<*ZVI&=AQ+&4=- \IKJ"9$">Y<#829XKK93U=K[=7)ZJ'=H6D:\MC%JB= MAS!9\>3U8I@U=M1D")^UB%F8TRA'+(AS%+ LSF!?V#%*$A13=1G2LS..#&$= M&=(D3D6&W'.F)4-X5C)TEJ2;,F1&[9QDR-"3LS)D@QTU&2)G+5*:9RG_7Y@P M']$X;E^;'2SF5",;TK,SC@P1'1G2)$Y%AMQSIB5#9%8R=):DFS)D1NV<9,C0 MD[,R9(,=-1FB9RW&_),C$A$DRC;F(FF#)E1.R<9,O3DK S98$=-AMCY:2#-HIRBW(]RP@#P09C0 MP6(&4*XN0WIVQI$AIB-#FL2IR)![SK1DB,U*ALZ2=%.&S*B=DPP9>G)6AFRP M8^FN.,CR. V2/$B"Q& MLRR]\QALQI%4Z>K_?-;MBLQ(UIRF &01I%(" 9 &# M<>Z'@^&04JFC/A;-.1YJ_14Q#L8[024][)R1?#TYF(A?M1SA=6K08ASNY*&7 MA(]/L$)9Y_&)UJWH;(%PF4K.4H2<"0\.V)R\#)9UAVIG/<\D&_NU^O>^6K7] ML?M!R8EI3S L( NR.(L!P2E%$24HA_V-R"B%$"BMEULSZCAL'&N3GF#TCB!- MRO>84"TWIYR$9:/@<7>!Y_XLU91I\67ZI!-D"RTPQU39AEM7DV9KO.EI8F?) M9R'*LA"R*$<1Q)$HU#%8"C.J6*%9_?-=*YW&16LMFG2DRSY#ABK5G^SLPO24 MJJ0F0&H\SE%K%#VX*BLZ;$A,P-GCT[I^+LO6QOUP_Y#WIWY1+:$10C2*PS!- M0>(3D-->LL($TDQJI=V"&<=ZPC[>WTO/]HPINSF-'I,M-6T9D/63N0&;)\#= M7F:WSJ3T?'E,1O7FR6;,WIX@WV#@_,38%FV33XBM.5);[U**NZ++K^5JOV[? M#WA\*C=-V\O$0?V\[NXA87$KYKYX%ET0;;>\CY7BRP:M6_Z[VFZ'7WS]*0U^ M%CY\*CZORT_EGSO,_]&_%FGDIS@+&($?9Y$RNX@SQ*\P[WIWE]14/-%T[>WK![J_E;I+Y_; MSM&[[9WZ?><=/6_+2\+8N^!3-/2U_?59=[QY MS&)FSM'K,P'S1JL9W@_I1;G]5BW+\_!.'?A0+NLO&[%-V]6-::$?\08<+Z.4 M$9JS-,WS$.9TP N20.T ^60H71^XNA&@/0&?C[ZV+!.I-TV]%DM][5(+_Z/5 M;"[-[Y_*;?OO+K^@/;?65XW:_%=G4*3.R0=7&K M:?:/W?=>@4112C+D!S$+:9)A#!+,CB #S77,4: YC@QX7?"9#_>)__NFEQKO M?ELMQ<'3W^H5;YM=[;%F5SV* T9Y46W[5\J'%V(. >5O?()][7V8632T?FR9 M21O;B3.'A4;AS9M RFOEA:SV :\<^.;<W=1>UVP*"NG8B6F78BA5;-]_"CS3SW*80 PRP&$4P))EE7 MMC=-LC2/E1:\S"PYELJ7"U)\ ECR$2O&\*]5\;E:5[NJ5-1+0V+EU'$\3M6T M$3.$V1< J<2OZM$79$Z.P3/0]@L^5*[Z(+Z.6 KE??%EJ>?VX*GKSCE>32%:.R M:DW$9=MR^R3L_%X\ENC/JEGDL3CZ&N4AA9CD89! X@^F,LB4GIS1,N!8:T\Q M>0*4]X> I:BA>M3)2:1SUM044)DP1R_;OR7EBG 9<3@/73)SXG7UNG]6-1;18103%D,.,Y*(QSB'%"DL%^D$&E,WSVK(ZO/QTP M106R2+.<+$W#L+%6W2+7B5I)/)&JVRQ8ZA.O2+F>1;3- $GV%"@ . TKBWF=(D5*I[;&9I M.H72S,>,:#52*0>,6M.IB?*O*SRI:Y4BO[-6*U5?Y/1*BR&),E;=/;9J\R4O MRZ8OP (3 M,T!C0)B \ ($DT)&TI"7RI&GB:'^UZ'V" Y E,TN66M$BZ+C@C M\*.X#O^"&O625%H<29>A:DTXF1RK31#7]OI&58FP*\V M7ML9> +BV*< )RR/(&0AQLD@UUF, J5'HBV:'75J;''!3HMBHYFQ:W9-ILDS M6L([0Y/Z+-F$ZUE/F8T.JF?'BGBQIZKKE@"\C?9I\Z4YIO4Z1O?DICJH#5Y1%BPOI8V-?J_*! M_5DN][OJ6_G^X:%:EML^8XM@&J9\3DL@@[F?9(!&\*!9:2 U\[1AQ_4A#@'- M.V#S>G"*9\A,>)13E[$H5).9"^Q-])SK%8ZN'3"SP.P\),B*)Z^/FUEC1U:4 M:+4MEYS&WHB?1"2 >1#Z,48T#:.4Y0?E(VFHHD.*'^U8>@8T:EJC2H^(2\ZZ$OD0V^RJW7-O#&.<^Y2A M#)(X 6'F$W"84N&<*IUNT#3A6!Z.J+P.EII.Z/(FIQ+< J4 MREL8&YON+)7 Z+4@[2PA*Q!LM'#LAEN3Y1AE6L=<0#[0I;YLK,[T/-3+GCMR M2\2Z/,DJVJ\U-X4VJU_+HBF;#^6RK+Z)RX=_V]9-0XKM]ED4P6@?Z%PPABC/ MS2"(P@0GN;B<>$ 0)&FD(FXV[3K6N>$U,,4:J%:9E5.UJ4A5$[@695?-H\7I M'8'>>2W4<<5-@;4K.N>"^WE(GA//:O<]5S6U^U9N]F7.W3^1XJIL%C3$,,V2 M.$L@C1$A-*/#\59$0U_Q<+RN%<6*P MO*@ <:TND:/,[ ([5U,R4T;G(4P6_'B3A-EA1E9TWHGKB66SZQ^D.LT!%T$4 MIQA%),NB$"*:! $:9K!<\6*E3343.XZ%9X#F/165HO08L2(6?7H8O$K6VQ)5U.M-M6N_+7Z5JZXHO*.67&CG7T^E^2) MW7_:&P.]RO[.T7SZ7JZ_E;_5F]W7IJV_%68 A)3Y",0\^6,]*)QE.?:5RJVZ MA>)8"ODH2A3KK3JF7DX=9\2ZFG!VP']ID7M'Z+U\WGFGZ(]9H'# ZSSP.A=& M+NMJ1/<5P1VI'>>AQ6,Y^[IR[)@U5:JX?57K5 MG#167@U.'0HO_]U%%/,.B+(T"1G($.$(3SAY?]F]L++?]>N\*HTUP\KO$I.F@NO.J=NA!<]<(DZ(((IS*B?Y4E& M4S\D./"C=$ 419'2?1N7.!Q+\*>OY;8L!"*70JQ(O0LU=L?Z&)+LW);MB_]]7N^?=Z=_+8Y/%(!_93 M3!-(4A10F 0QR5E7\2&)\RQ2VX2S9]6Q$)\"_>]>!U7Q[)@]@B5/D$W"K>(Y MLC.T>@+FR7NV$SYG*TWAM3-EUIMA'K+IP*_7Y\L<,2=1AYGVA6?1IK]]_F[S M4&\?6U%&GYO=MECN%I2! &9Q$F $P@P@/TF[=6+DY_P;M^[!V#+C;G0.\#R. M;ZBH<(+0^V/ *%^1V ZQTA6*1R=8KV*Q!:)OUS"6X>*,CMEF(+H2[A M2<9TB8 S@F+,U;0*8@Z_MM1G5#6"<'':%NMWFU7YY_\LGQ=!BF,? !*!G&(> M*%@>^0A1>2TLC^-2U0EETF2%PB5?6DHA3Y4UK7C%P56Q MT.5K+FJAC?^-7)@Q(:,79+_=BK<;^%2K6(N%)[99T6)7+J(TR:( AKF/(,G" M)(R">##EQY&T9&@;<*P:/2ZO ]:MZ')HGL FKQSZ]-T6CU&84],/+=(L:,@E M*B[(B#%STRN)N0NUQ9ZDFG_DU;K<$F[A2[U]7H0^H$F>$TP( B"EC %PG DE M4L\4Z'[V.+E'B\D;0*DF'HILR:8=[HC22CHD.;*6<;QP_VJ^H4?4]!IAA/Y- MKF'"@HPR#(LFG_B_6!"2\G;#&4U E&!&$X0.BR,I#J5VEI0_U+$6');V!!AY M#5#CY?;@=T:)YHKR538LC/93?R\,K!KPZZ@/J+ORVU5KX:GS-1QTT\9^1"1,F5/3B. _)^7>:A>]#'$,6^C#*6!@S1/L]7;$*&L3* MBJ'Z^6-IQNFLN46FKAK*U,GKADO6-)5#GC"+VO&*AQOJH33'),0!1'JUT8#$+!$>B-4W\+(.M+'52,E42)054M< M<6>F)E*T6=>3$RZD%$6'N[EIBI8/%U5%GQ$974'M"=-/WXM>+=XO]\UNV*SJC9?%J'O)PG#% * M<8[3'&,V&"4,*&Y1&)D:Z;1$"]%K,=YY'4KO!*;W4]-^[V?E4Q1&-,ON;8S& ML-96QRUR1SAN<86?ZVK!>!T:>F_K[Y6!9-O2E7[YIF7VX7:08R MG\8^BGQ"00Y8! Y:DN18ZFJTN95Q$A*![I=_"7C>@,_K *IF(-ILRB8?8Q"I ME7=H<&@MX[A RM5DPY3(Z17&DA]O4@P[S,@KT#_J]7ZS*[;=*9!F$>(\QC%- MTBS)(QBS$*%PL$/]0.J=0/U/'T=Q#JBZHTD*:ZB:G,GJBTNZM'1%FBEK:O** M@JLJHDO77-1#&_\;U3!C0F$II3M/^J%\$@4,>'JT*W;[9I%#WX?(#_PP"UB: M9$%^3(]B('_RP\C(2,LG_4'H SJO@Z>\6J+)I/0ZB7L2]59(5/FSMS)REI'K M:R)F),Y%9TS=>+L.8H,7>=6YWW]>5\M\71>[11S"( $93',4L#@3LZ_^>&K@ MTRQ1S$]4/GDD0>2TD54U1XDE62%Q1I*4>4NQ84XP3UZ_*A Y%<]$&+>QO M!$&? =G:17^KZ]7W:KW^4*_7>;W]7FQ7B]@/*6 (X(A$?H!2C%/45TD*PB14 M>MQ7Y_,=*\( R?M#@/)Z5))U.(QXNZX-8U&FIA"J;#DI)G2&DC/*88/ >10( M,O*@MM>=]+1D06!(89"G..:I2IIE8N]Y^/B4*]?BJ3UZPM.;[4Y-1FY^M,I M>(U">DS@\DNUV8@D^W/!?["4/*VNSI.:8%@E1T\EII$%"2V0YF9> B /^\*H M5_1;=:BWKU>^VRRW9=&4M.S^7(1^1&*:)CC/PS2.B9]'PRL0/(M?&^W!H'+MA44PGW1.I)QUW_&NX S?MI '?YR(Q353E+ ME(34F!$\+_TQ].6"*-E@2%6IWCT^%=56'(K[M6X:/IOR"+" #+B1#F=AX2$XM1HCD)*HSBD$1QF"Q $AW2>;5:*R?RM#U9/Y@<,"@M@ M*YD\?O+T59:J>75[>=B7TEE_BY]]X[-EO2S&6<-%4#?JS M:A9!$J:8AB!F89+$)(.@KQ.>@@SD,5%Z0L'0EN,4]@23UX+R_A"P%)?#C F5 MRV''Y%(MBU6FT[\A$]UOO- MKJ'U8U%M%F% (IR2&/LA@SQA#@ +!].$QIF69)D8=*Q; J/7@O1.Q]X?'3I= M^3)B6%'#QB)7376K9U>XDA$U&U3/3-FLN'1)WNSQ):MQ]^+$0[U!NP.& M,V!^*Q\_E]M%@IAXTI G@C $&4N2*$YZ!"BBH=3%=!=V'2M>#]4K=MZE0=H! M510_J]3+:>!4K*M)H07"G:BB GM7Q-%%&\Q#(YUX5KOOP6J*28KM]KG:?.E. MBY6K3J4OHP"011E.6![0Q,^X=L:/%KG64XB MIZ18328'A+/11T7JKFBDJT:8ATXZ\ZX>IRMK9ICM[M.GK\5&0KK]' /$8)I" MAK.4(92R@W33+%9Z2]4)@/%RSFYW=L=A7\B&-+-.J\VAF'Y.U1+:>>C-1I@Z M)55@5"8W==% \Q!?MRY>RE;=\2DKPZS958_%KGS_( $!!#%%#$ Q19GG/!\ M.1L@@(!*W4IP8MBQ[.)N._+ES%--7^WR+*>KDU&LIJ<#3*]^F)>*JO!W13V= M-,,\5-.-:_4(W5AUV9Q!L4C\( @9 21#V &LNRD_HI"%93QP.W[1RYO22#5V?UMEMA'N+HP*\W,WDWS$D\*_VA;';;:KDK6^OG3&9Y')&< MX9#&..%JG(7QL/F.,Y1*'=JQ8LBQ^!T!MO(G_7ZT!0:OJ]SHY*FN4QYX$^!4 MY3/[]MT97:0=^2UO*/Y?9;N>6& MQ9\?RF7)(\GG];DD>\&3:S^,PP!G+ U\EE*6XL%V&H!04M0M6G2L[@)IM2RW MWK8#R_\D>8IE' )M72X6 BRO7B@C7J;T<( M>5[.APH'O$X>,USX5+OLB=)1A)9/=5/M4-.4Y^<@,"$TP3QP^3@7-;L(0\," M-@EI)G7BP88=QQ&CQR>Y]F&%N)M!853.U$)!#\WKL)GJOSF7TJH_*J=Z6F_& M[6V!OT7!>5FW1MSD8F[/D]I^M]*[77AV\0A0,;,@E&01\PE"J<\&BR3(E*Y? MF=AQ+-PWBV;8)TYNF7HLSM2$^U@H8 ;KT%:PU6_'DPJ5/[JCPKB1%D?LP8Y)KH9R1#01[Z M YK8SY"*0+G"X%B\>I!>^>=3N6G*IMTRJMOC2>LC<#5I<]8<=Q@82?0YP^)F!64LX-:!6%T@ MS!]NI)$(JY6;LF#.O?!V8_ZI@V@DL5IT:JFI:R;-A'.. FFDA29TSU+VC!RZ MKG#F7$FL5K[;?"L;SF=O\_Q,F\6ASP(6182%(KCR"YA6N+RYACDVC6H*-J ;%,QX)=,*J=*+F6.3J[>>:4SR[25- M"2+.KVK:9'#RA4VKSM1.>IE:VOIQ^;5<[=?E^X?_>U]LN4*NG_-J4VR65;%^ MMWFHMX]M3_PD8'TJ_]QA3L2_%@2!C%*6Y6&,:1)&2=[7>(^C'(14Z;J9&P2. MX\(!JG? ZIV 50&\]X?+5)/0/5:K"/?C=#B\TJ^[+9] MYI%"._:Q'K/'2R?:[16W;C>K-;6@/@E3Y*<8,19F2102%G4E!"FA.)*Z1*;S MN8ZELKL*V@'J1Z=DX1WA^=15 MFX?)\U1]Y+5Y+U#+0/L[I!^_EN7N5\&8N LBA32("%YE+,LC1B,XB""(!O, M^3%E*DFFMA''XCA0,RK=*F^CS*)8JC4*BFGWKL.4G[+K%S);,S)G0> MR9NY&[7ECF:N/WT)P=R/XR"+LR2%>9R%!$" !H.,YDH;-@9F)M(@K0JE)FSJ MZY #(NTHT2352"\SI*A&BK3.5X]4'9%0)"UN)*:%O];%IKM;4VV^M-G783&P MO\D?!#D@.(H10UD00IC$,!U,)BF5>FW9BB''NB0 >LV T"OZL[K%SGL0:]O? MY&N-V*'UYLQR7$;5!*HE\P"NFTB=[A&HE62U0ZCT?'1<8O4FJ,8$WYZTWJ3A M_"S6'GN33VLMNE([Z%W2(G^_+9^*:L6Z,XF]%9A0E(%V'S\FR \(8G2P$M&$ M2NJZUF>[WD;O,!T.84JKC!Y1-Y7:.4=JXCS0T^-1%V,]FJ3UUSE=>I*K3-MM MB3WGZ7E5->)DF($KS.,0P2T$.40YZ M8S1-4:(R1]RHGB":JD7>>F"L3<$,FYS'Y M-G6BMMJ[]$YP'Z^']^:0S](X#TC$DS\_H3XA03"8(QE2*EVG;<2QR!P.&JN6 M\3!G3TYH1B%.36H.G!TQ320VE\BY(C?&?,Y#<,S=N'#FVI 7R>I"HH+.FZH4 MO4&6$I+0% 4DI D),$L@'@RR-)!=YS,UXUAX;-41,F+RYH1Q3!+51.C W]O" M->KS2&,BE4H#C46H?CT@;6+E:@!=(>#\I-,6:Y///ZTY4EOO4=+Z_:G<%)O= MN\>G;?VMK<;]QB0-B1^#,/!11#*U/%QJ513\I[%$W!&6FZ!3FDU'Y=6/3TWI/>VHM\DX;RFV^-NEV#BO_7:) MG%S_+;M3.^IP"I4['\KMMESUUX,V7TC='!:A T@)X*809(A%6<90&!X6H6,L M7[73P(9CU1^P>0\#.&\IT"E4G30A\*;6C\:=FL0?:#O@\EI@ZL)NQI]"Q-2MUJG+ITRESLNNG]=L*V1-+M5VO*CM=B&U_;JAGG!O!/LLB1(*X\"/$.9S M@ @/A[18DJC5NE/\:.N6TXA\RHBFP'9*(=MY<\7-EGTR1L'KMK MNN!K*YU&/D_;M_G@AW)=[,K5?;$5I=^&I) $*44$D93&&? 3'P7#I44&().Z M16AHPK4\[/M)^;8#YSUUZ.2S#!/Z;B=I(S&G*!_[?BK8X_)Z8!HYF@E[\BG: M2"QJ9FC:;$ID:)<]OY"@6:!J^OS,AA.UU>ZC/&U&RW_O*Z[[O">1^E&<$&U[ MU7"("V:9GR&6PQPB'&&:DF&VSAB0*YYNS=A8$^GBB))/I8\PE6>$AMQ*3ZW' MHU5SCGT"T#M%J#_9-J16>=8]'L6&TV]]JN7GX5?)N#XAM\/C],IOUYVW4W2; M/"D=WN]JB?1VPD#4*V4TR# + Y8&,1V.TS%"F%2U(_U/=ZSW+2"-8_IJ#,G- MV-V2HZ;:+ZOX3'KF,7TWP'_N(+X!$VKUT'ZM-N6[7?G8+)(T M\_TD3P&(,^@G$?/[6NW<2@1HIEX33?ZSQ]"(PU@0L+P6EU8%, 7&;J9^SLDR MT8SQ>-*IEN:&+QL5TV1X4RJ;=G#U?%)F1,KD.9@9^K,EU'19T,BPT.=FMRV6 MNT62<)$&,88181DD40CP(9=+0R9UH]SD\T=5T &58L$B+=Z4,R\GE)GHZ&VV M7&=? P*Y_$N9P-EE8.H>7,[!--G0T)(%8!0FF(99"BG%<1 P-%SF9C["4%-# M;G[N*-K1U132%HS;Y"@+A55>] 5B,E604P-IEF:G O+(+X]^1>^E[S]_*ZIU M>[:NWGXLUN7'*5Z,MD6KG)9,P:B:SAP0_O)0;W]I M.$;O"/+.>\FUAXNF&EF.)"F\(E6V&V$>,F;=J]=7KYVP9D'^EGS^O6]W3O^V MK9OF[YMM6:P%G+\5U0:7O!N7GXH_%Q'!49ZC($4I)7G*\BR/!ER(0;4Z$<[1 M.$ZP6FS>$9PGT*F^L^J^28Q%=8+6L"NW1P>\LVUVYWUNO?"X&[/183G6]13: MB/ M*_^:_EJ0?Q.FI=_6# M=PI><=EU]/:27+N='++$K)_T3 M$*LFZ - [P3A/ 1:CKHKLFN9^WF(J6VG7C]CY((S6>$[J>+\;D/+SSNNR[\5 MVW^5.S$Y8'S [YY/Y@:;%2FWNZ+:?-H6J^%=CO,ZC3"C*,CC,(\G\1N];U[O7'^XX^=YQ !7+74E:DS>.>819Z:GH9[9H%6+ M98>)P_N'CSMNYFN]YBW6=#@/9_- [D.&(XIA2'D@92A W=F\+./?C&5?V+!C MS)TZ'?"))8%3A/]]4*6I#IM*,7=%+>PR/X^A;]FGVF5?51N4?)+?W6]L+0]/ M$>$(!S!,?882DJ0D3?N3G^*N MOAF=DCOVHS&IN!M_D<2I7@ZZ1M2U#70K!,]#F"SY\GKCVR)#LE+U:5L6? +T M?"J*?A1"DH(@0BR-*64@Z:= W!)C?J@B4#J?[UB6!D@Z28\677("Y)HI-=EY M2=)$4G.&DBL"8T+@/&3%R(/:7G=2?@5Q.)737CD2)6*VY==RTU3?RG>;9?TX M/+N0H3@*XR#!) B#..:FZ9!MQ2"(E83%GE776=#)>;GNPMP+J%Z'5?GI1%N4 M2V9'D["MF"F])^\\M-MMJ\_[;HU[5XNR@F*A:;)'%N58NY8V66=^'EKGP*^W M[S(Z84Y6%S^48L&Y7+%BNQ$'%7IC.8. (#\"/&M#*$D88G@PYE.@-/W3-#&B MXM'RH5I6BA<@=9F3T[(12%,3K@&0-R":2*[.$W-%FPR9G(<0F3I16^U=JDN&)U&.M-(GN(8;K64#V;8+TA'!TV4&+T MZAD"-VTS#_UTYMV;'7^7+$IOY'_E$XKF_7[7[(J-.$FPB'&(4 9%69W<#VA( M N+W=@B-0K9X*K=5O?JX*[8[.655MZ$R6E_#D3\;6GZI-B*F>;C@/UB*(T-\ MX#8MVI_55%*#1LFS#TZY4SSGT&*Y\T[0C'R<@2J)@6..G"(!<0TO4C4PD)HH"HD&>I(*X94Q1 M0LYE1>?7N,8^*?6:I:O'HK0IG8FX&#CPYL"3(1<2A9%;&^^:9E^NZ%YW!B,#WQW_\JIBCJ!]8;T'H'N)/1+EWM>4+Z]>I _[X72U8O!D8YP/-67;/L MOO+!T#7-Z:"Y,E;^RZ"*M!J%9R*1NV:8O/*T*[]JUQW8-)S]HUCOS]DG>9K% M!,4L3T'.$W:4)LE@GYN7N@EKW^J/$,Y,M52[171#V!B-82V$=6 =A#!MVDU# MV!CTZX6P%MD/$,$N,*@4P4Q;8:X1S-BOFQ',#G.F$S)2/S[6W6+V6R@4PAA% M+ %Q'@ ,_3QGA[DA8T3JR)13 %/'M64+WM5TS*QMS&9FHS6+[4E:![P_.>IJ MQF;6,G8F;Z.UD%X0=-=2AC.V:[QI3-ZL-,-=:-LQ9,JHB8Z?XY _5Q4PE@;5GU7$FJC6TQ>9F<72B_;H,Q+44UBZFJK5"C^ K.KYI:*L!LQ9$=?VA^^?6OO' MU0V?0N G?I[[ "1P0,@)('OAA#%+*H$]Q?,"1RATO M<6=]XJ%N)34R(=\H11J)=WNI4@OXKM^$Z3&K[\$XU=K+G*I+K87VF;72VO!/ M3FBM,:E5-/$DE>-SL$6:!C@*DRPF$KC HJW4V&F&&PF?%K6LJ:(\WT^L"[\166[&^WW]> M5\OW#P^E^(5%DN5QD*=^' -$XSB'47B84.842RV-N[$\XO+XB[L ^R?^9=5! M]IY:S/QW.M"'7:_A&PJ[7F,TENY9R;':R?[Z>(_9ZT![ ^I)6\'.)0'WK6'[ M4*1^JQC>"SA+E<:% #/*YWH&THIODE< ;#!H>/;_/ 0^ZZ ARR'O5%F 89[2 M:*CJEC,.SL*A?SW#/U"8LW+J7+-Y="/;2"UC?37345PS:0(K)_[=-X7]J*;9 M)&:'_,UCF@6^YQK2;+@F=Y[?!G\VMN&ZY_<:WJ7?/YP\Q7=\JG2!^J3=NRUD/ MB2_;]?0]RJ,'\]GMNTFVYLZ?O4:TKIB>O% OLQS5, HY!% M .62D.\-M[89UV-@*JBY(%"BUA3S]M ML^^\G$#;!BW@^4GID4Q#/=5HE1]'5'6(;P;T6U^;5NFO>;XW(EVE8- M_]&I$[^7N_H$CJJ-SD(!W+.,?A[0\^ M>%\X>D\4^?M65.OV>;UVTESP+YJ#.X=3=;OB3S7)GZZIY:+"#]'*:H&C=7])#SX^N?U[GG"O_[GHCLAGIF@]?^RBZWSMKRJCFGOYT?X= E&7N9;)(?WTR=<>'[-SK6U#&TFYS$2#?"_7H,P9$)I@??E@^-Q0!$,PRSR M(8,T ,P?JN(@X--8?7BHFQA_?$RP!OB"DEL+?'K\S614&#AP;FG.A O9<7&_ MK7G'VCV+I;T=VJR$L2<1XFC5+-=UL]^6G\H_=YC[^:\%C '.09I&*4Z" "', M^C>-DYPE,,0JLPRKAAU/)0:L=]X!95L?[V/]L.,SB+)=^5";/=CE76Z*,!GE M:O. (]LMT);I(^]'K-X? JW7POU_Q]4U%2:O*)Z3!IF'%KIQK1ZA0ZOI)ZDW MS6Z[7XK$_MV& _K">W;S6_GXN=PN6,)M9C3-@]Q/\RQ'B*#>9!1'&5312R-# M[J^H'+")>?J SONCPW=Y=#K@5$X+1Z-33?OTF72B<]=8NJ)K5LB=AX[9<:5V MT/FDRXOT*Q-B[7M(6&CYK5S7K50240LCK[?O-GS@;XKUWYMR^*U% I/ 1Y30 MD 4PB@'P839 \6.Y6QA. 3C6M0'2^ME;=8#%Q8L>G/>3+U\>RV$;7->[V="O MJ(-'S(/3]OZ6]FNX_]M6S?-PD]QF..8!GQN M #.*81"2P6 $B%*>;F#&<30[(/.J$VAJJ;D)B7*)^4C\J86C(W6GJ.Z\%M>X M*?EE?JXDY!9(G4#Q:<__G5<.L-0DR( ^.04:ASDU 1HPO5P,G42 +M)S M17_,*9V'_%CPH[;=V137*X]9V3 0A[RK,XOCG*$8$^BG+,8,\'R+#F9QEBB] M>V9LS/6^3G^N_3BI5URH-"93:B5 M/7=>KU_:Y4DZ<=IO-Y502RZ6@VYV]M(P0=BG._MT+:0H0XB;83@B* HC@@>+_.^Q^5ZOG)V1MWJ?>G V=G@EB339 MX+7/H9W]W6DRII/CY4OSNKIS?!,R973JA%Y M59.KJT?Q)M&LZU3IG+53XW@>RF7+&=GS=#H<25^!7"[WC_NVP"4MG[;ELFIW MH/G7ZU)\P7&@QWJ[J_[3?O\BQ@5*6!C#R,\QBB$*?3^BP0 OB_-T*'LGIW6C MP9(:O2]KX:GIXHDGWNK$E78T%R<^*-Y_'*W=Y$1T7@VF=P/RI*5.?;CS#EZT MC7;JQYWW2J3O7JKTR%E6RSEP5+L&F;!MHFUF@-?N_DS;@;, MD>CDORKLSD,*[;@BF_NJ\R-])W7YM5SMUZ4HPO_X5&_$P9/W#UUM W&/_$]Q M9;SL"QQ\$H68CK=9$,D98S$&)/,#$&&0TNXV8,SRT,=*1T5_#! V08@J4-I.< AE1W@_H3]5#.."]]$!7W%TTDZJZ3]Q"^O(NVS@S$G=U MKJ74W6$3SDW>7;IZ4=^=\ZLN\+1_DH]C04U3[L1ASE_[QYNJLGD=;B+(4628 M96&(*16QIEO^B', $%,ZJ^0*@V-9'\"V*M'!;:?5)X!U5=QR6Z@*^'3-H*_= M$JTQ(]E68EA*L=VTV=S$VI&7%W7:):OJ$BW*OR[K+QMQ9)4CZB<"S8=ZO<[K MK:@"^AH0(PAD! " PXCY@/H8#8!2/U:Z$N@0ANO37E_YW_CPKS;>*?33PINZ M0FV_152U>M+&T)?K2PW1> *YUT.?D6*K\BPEVLX:;VZZ[<[1B]+MF%M9]:;E MY[.%G!!-XY"$!/H,$HAAD/A=^=0D19#$2J_NZ-IPGB!_5A16;;+D5',,GM0D M42":1S&X"]QA4<9>U';[F&YNF._%Q8'?JDWUN'_\("J@K.^+Y_8: M.)>[]T_EMMA5FR_M/?'7>2L XEIXS,(@H3YC:4!P=TDS)A% H6::Z!*18^7J MH'L]=J^%Z W@=7-%IRVDFC;.I7'T,\A7;=3Y<&BD]K&?@QM="\YI <" ?ZG, M C^SSQ7QS/,9E@P/>-]6F;!I2/WZN-NV:\H=#2OQNQ9%5#Y4 TB]M M+/^]K[;EZN42!__9_I%_L_N5S\UN6RQW"Q1G00YRD) AR#)DHATY1#LW_4 L84[::7!3Y01I,+;0,3GDG7MUY1[^\4\>&!>;!M3! 5AJO2PYL107:^BMMA(@@V<9M=#VH_3G/-(I:== #Y M]&;B#B!=D/T'Z0AZ%=LG[A"WZ[J[8_],@C*/UIZ\,OP<.*CG-/ZFFVI?OCB- M:9BC. Q8 L*0)"EF"1NP9R1'4\VX]1$[SE+NK=8"F@=E$\S-QVG?6:0U&ZCAHMB"\H@4TX:JU1A-.L&KMMO5F$1)['_M_<.>U M;OZXD?!MDXVU;*W?5_YZL<^$#)?+UJ9M-$6T>[?9<1FH#K_A$DF L2AR$ (8A]&D2#3Z$").I@I\YQA:1\^CRR^#I[;C;WN#WCQM*;S;I2)'57M?ZZP5:B]PXC+NV6U V#!\^ MG@ ^F_49B5(29BRDF+!A61CG*%0JRB#]H8Z#US0"(S'VE0F:Q[!4AUT;=HSI MG/U@NZ_UFU]P7 MS^(S%F%$PRC )*9I@E@8A$E"!Q](0I6*#\P+N>L;73T<[ZG#,_G6@DDC3[;3 M,%+[SB)D#AL/)S^\\P[=Z/Y&-YI]!+W9HN/N2UCH67^]Z&J1&_>[%M9:<3;^7PNH^RVST7U;(K>-T5?U M$>J<8J]D,\\AXMIOX?G&V;_&+O_KQILLI*IUG?\_!%)%1D8-GSJMY3AH#FO' M9SUHGZB) A9DD$)*8S\1+\I&AS7E-*>QRA-74V%4"H[:KV/QGWX55:GX,&BJ M55M<1O75@,D:T6D8'+7]1@Q]=X>]]KO+47#T=[P<-9+]$&>M6_S08"W9" MF>56D2Z;6'%@#]52' KO)IG5YLM]O:Z6HJCWH2P7(RQ$&8P9 0@QFJ*4^:WQ MC$-)F-*),TLF'<^\/NX?'XOMLZBO=P+8.R+V!LB*51 M$2X7.2;@6BT0W.!V MPC*PE>*9PU(N=VU(/A??RL? M/_.Y@X_2F*51D- P8GD <\"Z]PS2T&*4+HB M@#&5UY5M9!;5U.P:@=X?';S+,F:=2>D""6,RJE?EP(S9VT4*;C!P1N8MTC9Y MN0!KCM36NY1:.IL7U?8?Q7K?)]>_E86H/;YZ+U+P_7;+@PDNFJKY^Z;^W)3; M;R(-?[=YVN]>OC=&BO52O(PN4O?C(PF+/,VCR,]IP",,X'^2*!H@\^Y$L4H2 M/"E0QV%$^.:USAVJ?@[^>?7&.WCHM2[>>:=.>JV7KUX9%*76#HYZ?YR^BR*I MIK.@73)G_V&ZAEILG$>O<#)5<-EB5R88L^@H\YB6S(.*>H8#63-^]F!%HO;/ M:O?U#<;F)?IP1@3-\U(."N>5$/DK,"/$SM/7/:^0<.Q/>.-/P\V3GW25I;)N[.LO?-+"#/DZ-+D7J> M:&57,<^Y\5W3#?[79?54K!<81U&< XRB/([#V(\P20>4E,3!XJG<5O7JXZ[8 M[FXN@$Z"4$677SLC+='O.>9=L5FUNQ<#-*ZV:]'\=QXNOU2;#?^A].K?-(UY M<_%U]BTXB\AZ[ (S;V_I)>+9M[O>NO)T[7][3=H%Y><7LB=MW,E7OZ?UOI[' M$)LBR1 ?T_X,K?[7OMFUU0A!Y$=YE@9I@ED:4Q+1 YX8QS#Q:;\4NS*U?TT M68<.9"D5RSH5N^"=M)X=\'G% >#$V8=6*X^9ASAKTSEE)'?>L6L<_?QA^L,4 M>8KK?C&KC$6Q?XR:O9QI".=YC$GC_Y4R&B,>G.0VYBTSP6Y(^S$+D&?0#SC MC(2(XIR"^)",15%*Y-=2)H,XRF+*J<8IYB[3M=WH6Q?V&VP6F4KWD3_L%D/[ M,>/L'JAU@+_X$*94 M\DCSM" =[ZO?6-0_X!2W1-;R>_"3TS;-,K^;9IU'S#HX>=(K?I3.,.D>@)M. M,:NIM5KGF&9?X(!KO T"]9;_*\VK36APNV6@VRZ3[QT<@8,P]2F%&/F(^'Z< M9_Q_AU0,96S81/@T=HICA%IC'^&3>LYS;AEP+JF.6:-/O*=@N:%GE?[;@ZXRT:&/$B+ M1_('4($([NU\%6RJW3]\*U>+X*ZJ@V8N>ZF_<_++Z>RP8CV8>2G! MX+2=828H_%JP*P6'FW;&@,M>.T/=\]>T(I]"@]EVQEB_.&]G[(&G,60,0A G M((Y)@L($ICUPBM+8IW:&/&J7[0S/"XSZ$Y KS*B\Y$T^7%BB=]#C,Q MXU?:-#9V7/@Z';AGG(';:O MY$&Z/8V!(P12GSI9\JA==K(\S7VF18'C#I9FSWN5#YV)HLN+%4\Z6&9BQJ]T:6SL MN.Y@V@BQU<$:ZRL')W4$U!9G AFD19B#HOVB0,R3C*$>)\A# MZ.B8CB0ZBV=TM.5)#GUY.BVZ##=ZD06-F+2\.ZZS]8V=LSJ*<7!U!W54[3=W M2F>4)QSU.#[MWSR9I3C+BR2#/.,%CY.$@R@;*A89C9PM_$>AM;/@/]/U^,>W M]M=W6RZZC19NJ]I*OG;2Y-#N7Y\FM,-*]H&AEQ,23EL=ID+#K]6[8HBX:7<< M(+/7\!CC_VM:I$\CPFS38[QOG+<]#J''C"!:M'"+(B9Q1+."#SMBVXMV'*QWZD0_01&9+^'Q$GG M0P7IF#+2M"[(N 3*M4.M]SVT.]&G)&G4;.9=^^/T;.=)3%Q=(V04">:Z(>-] MXJHE(D1W!I(XSG(4%FD[Y>*"1BGM'WY/"@Z8!\T0*9Q>M$'V?W0_?_2@ZBWG M83]6E">U+9=M\)DPL MPT/[8'@UR)>.B <-3D$)HOM#25O7].:?"P% MAEL:(_SAOIG1@18OPB0))0RUGTB]%LC+>O:Z; M%]H]ZT<"\TK1V:<6EUQ\^-*JT!XG?N4W8^+%>7O"2M(S.1BN*?V93H:U9L0( M'[EH0W0PXX(C%".>M/ CCE&87_Z-F$YJ,X,_G7:GAEYG(> =?77E SWV!C880?'+44\FJU*F_%3U5W^;=Y_;5R=N8IP5'&1I&"]%^V$+^DUU=^>V[#PI#)QT M(XR[?N(<.&8*?#X#/J]'!WNCQ3G4G=E!:W?PSM6CNGI"R&D_PU8H3:T">!52 M;GH?)UQEKR.B(UZNJ5"@EQBSW1-]OG/>4SEE"@LIR7%& >Y#!':NX^YC,Z8XP3QHZMB+-HP1/ M:\2Y;OZXS/H,A=,UY7^F*++5/M+G3[LYX2G<."MPD:8L*8HB28H\CWC1XTY@ MSA2Z3/Z MM]V4\3-LFA8F+',U6N'B4D%U$[N4RT=(1 M$]>456GAPT@*I<]3CIJ>XB=_E/6R;&81R*(XRG(M#3W>)VVHU1\[*2!J=NO_F1(^Z"XP%APVHDT%!,>I4%*L>&FQ[@'9J^E M.,+QUY3K3.+!;,-PM&><]P@Q SD,&4H#!EE(3]??1)R''NT\,Y"K#M MY#O'CTNXG=HFNMMQYT^WB_U)?8ZV72XZ5#QIX1D*&8\RH[&AX[HY9S%=TA,7 MUY0X:6+$5J=MM+?L)E,',#G'%(4L0C$.Q1E[PEA?STJ+, 3.^F@*&.VWS=S. M>"KNLYD)Z7:9/VG/Y?C;13ICR.\>Y2Z^I2D6WJ85$NEFL^K]?MSS:SD+*4YQQG*"*$\S@$-._Q8\Z@^Y[4 M!/!>]*CR;^T/E\%R'=P).?S1R6'=FM]^= OQQ^7.'*=MBRDAXJ2E93HL?#J6 M?GA+G+ [^$E8_G/0VRZBB%]Z%#EMAEF*)K_NYM$156[:9J^[RUX;34/(7%-R MII47LVTV;9YSWG8[80E-:1I&45( E* H"AF(^X<2TCB)"R].Y4W ;^U0'GEZ M*,_?7$YS?#CNVUD*#3_RN^/1YF.JISG(/.GX60HVO](_S4'GNC?H,"SC#8<%(SG#&:9;3A #*^ELHTC"#T.W]D%.0 M.SF^IS,W](Q/^U=,&O>^3QF@OGG7NSLI3_CQR,3L:2!=W?V56D@Q=ZNE/I\Y M:KG-*"JBC&$$XPA'!$&>QOT-T2GD@,[NRWI9+?AZX:2K=A:?BH0^-457XXQW M?^/'>F. 9Z^^+.VA:UHGC+#>;*U8T0O.*\*S)(.B5IV0=E&"<@Q9$H:#.E(Z M7/G^P87\C $\(I/_,$Z/]@61PXO8?)*A(_RY*&Y(^^R:I&D2#[8*%8J><5". MZ'[-C$:T"'&"%24TV$O%L#=K_&SFI/ MS7U7MZY3--_<"FZ,'^S*T;OE_$O[-YO'#^T'^&W>E$WWEL+;IGD0"Y#FT_[) M9O*EV=3SV\T,AARG$6O-H$F,8Y2C9*CV\BS$,EUU_ZTPW%O_I=J43= N_(*\ MK#?+NV7[]?/*N54M?>=UT\'>R_"08&;H*?.A)^O@D&'L2?[:GX.?BU M9^._+G%.'>%UXY.OR4B\IEG:*$]&IG/SGC58-6E>LV4H\$0T!HR"'($T2V.& M4Y#T*R;$$IKMEB*?-O-Z8ZQ6,AVF^H)D;Y&NBBTMOR[7ZU,+%8_<:FQ_FUU? M6IV!FU-3\#XB+L']QG>>V0T#)UO+IH:#N=KI6?+UEDWU^?IB*Z8:*9A>+-7M M#P<)RK'B;L1@$E&.LI@@G- "YU'?BT* DOAI;\=-QC(&]^@6SX@4YGB3QWWF M,LK?UG,88][U+YLYMCWZLJ+#68IC.DH\3':4HL5^WF.\<6PB%*XN%YI$AKFL M:+J/K&U[>9G)#46I&4DH+G"&"4T0!:2 .4D&R"&7ZLUX =1P^^5,$6? *=Z. M6#EX9F22CXUE1&[N-?-C4VCJPG5J=\9"7% MTA(DUY9LZ2'%6-JET6>N]P[/.(0@3Q,>)A!Q1.,X04.^R#CDLXWM2Q1&@%0J M/4V[+V%L,N6<(\<;?+7ZT)N$:<2.7 <;;J4CX[KWT\K38&F[K*)?'#93 MACV],U3@"+$4PRRA84P(06G_9 JB%"6.FRGR0-TV4P:<8I);#^=>;I7/O7C! MI;ONBAE_>S/['1;-!U,O*3"<=U?,!(A_]0"E0''771FPV>VNJ$?!M2WXIU!A MOKLRUC]>=%?VX$-.C8TC']HM=G,N+4%R;=F7'E)LMEO&^LQ1 MNT7 ;;&F(4U92AD') *,\SR->(^U_=_$8:]%$J'%1LN4O.H22NY;QNW5VQ4] M?)7%=E4.S%;:1WG$89G]X,:,&<*(QCQA650P%I$4<-X?M, AXLCI6G(48CMK MR#.%]W]\:W]]UU8.&G%;B?-BJI+/G=79M?O9NY7B00'UP-C+"@_GU7938>+? M@E Q7-Q5W _0V:VYCXF%:UOW32/#?-U]O(^\J+P?PN>4QTD<13G '/(VRZ-M M#CX"KC0D301O>I'"\JN5+BC35X1Z4UTWYVI^TZ7@(>9!!38T>CXKLIJ+( MOZQJ?#3Y4&BWG6II"I5K2[ITT6*SW#[>;XX*[H> PQ SE.8$YSG,PB3FE/8' M,C".8N#LM4J:85XJ43KDNHNI\608_\>Y7U]U%$F"W"C_>-RTJ\^ YG M!2",H!BG(8Y!F* PC 8E!@@7GM3@I;!Z47W?_]']_-&3 JN<@XB2_NUDG*=1ZD_U7 JND[JY/\G->#?[4#/7[F%_$IY7 MZIN^=5GD8L6G"KGVF/$O'QH3.UY4Q:TE29,#X]K2I>F$6*V!C_"5J^IW!S7% ME.48XR(-05H0R@J:]5 Y2K$'=6\IG/8KWF-3);?N/)T<^>]"W](AQ=G+SW;' M*[.;%]%PG2T.-0H,-S=&^$-BV9]7JU5Y*\:M[O)O\_IKN7A_=_=.7(9V5]7= M.\GS]>+PE>3]"U9)G&!*:)&',$$Y9E'&^R#_2J(.DU[V^.&K< M6M:HP\XO3">0=WRQ:<,;SA>05HRLK$:XP4GSR")T%F(&<8I@FA4MM"(G$1Q@ M%91$DI5P.V"@3C+>!&W*[4="A*Q1/-,,P:"G3GG>%W2Q%0SR@W3 M)QUCU!NKF]7#XMRL5SS M>;UN?[Z9A3&.6OQ%6B#,HX3#/.LW51+Q0I#CEP8G(#>\:^/\AL?UUS)8KH,[ M,3?]$-P$=6M[^QDLQ!^7.SNFN"R8>Y\):HX:VSFA@TCQ+CL\'GF^ M)HJ: \ZC&S(L!9Y_R:/F /3A1@W'&:69Z+JVW-(02S8OY-#F54>W=#S'_W:/ M/TIPDA9Y410L*3)>Y'$RY,L8 ^;PH<@)J)4*BY.WHT_,'2_A=H?7?7%$:?V- MAZN\!T('+V8OA]#F.8/K]>9% BXYN M8"IXP4D1,@!HF"< X^'*'9*U?]:7"#\X$Z5N7[NV*Y7F[*=\L?(IUKI_NORQ8T M:9IRTWP6^#^7OV]HZX9_SA!(!=* M#UDA:,$V0HPBTHM -ZV666PQ1X<@@]VZ+N]PIHD MW8YCU;3>.Y^:F@1N3GK9EQE"ASLDI@ZK7O=K3K%K^BN3C0/^U;/_/U?5XK?E M:K4?,8EBA%*88L1XG!4THGG4CY@D9&26KSZ.Q3FB!SKZK$L/Y8K45?OJXS+LLD?ZKI<;UHHO[2$ M;/]EAEE,:)$RRF$$(@T.H-I5-S7*3@B>(>[]T$!3QE56XE=-*7<" M\*&N[LJF:;_^^:HH7T.0HS2.HZA@10'"G.-H=Q*Y19!!*'6=NHEQ+6EDN5VF M*E;'M!(L)XRNN%53Q9[60YB!P&E7$A7(.J&')BCW0PR-6%:9#U@U&63E7=G^ M_L7'=HB\_<_E9D8H"K,D#O,4(@C3$#)$^X&*% $5M1OQZPV+6H\HJ*6O]IK" ME9QP&:9)39\&A@2:8 O'KC2]I..$ DW@S@^AF6) I2V.I#?&?:[G[7JIN]JX M$#G^.3C)I:(H(RB446&S["G+[YZS 9!A MDE3TUBQ9HX56A30I@7UAYZO*.IX1'R1U OI*3UPH[I!H!7IYVXXU#$0VPVYO M\KUZ:!?A.0)0*#?$">0( Q+28>0LXVH[)32,9T-LFQ[GH+3+LI'56C.-__/, MG=H H)%W/U:06BUZOB% .UOJI:D?Y?JAG(5%3%!$6-0F3QF,0QZ&PRAY"OBX MNI3<[[97E.KPC*U+21*E6I32S]'HBM1I>@Q7H[K!I4I1:HSYH2*CT;]:A!K# M@LQ;C%UE2QQ*S\45PO.O9;^Z2B,8TQP5C-,HYHRRJ,#]4&G.D>R[QZ,',*P3 M6V#!JD46W.Z@G:T]23P;]YJ]QS/3Z?0X3T\UF%!I#!>%%PJ6W[\\M'$CEC*[ M[44SA&.$, .CWI=A1]R$MS7RQ_S31F(FHO*G?IC:#U; 3#.J-HT^I3,'1[#'"D\-6"8 MJ[&O"ZAP)O.:P$LSCZOL)$*<"^PT])6>L)"6U=TO_ER];9J'[HCV^I\SAHIV M)5.TO[']O1CE<4SZAGL:MTF,I*R.^MV&9?7#7DB76U3!EQ:6M!:,X^NL7AJG M2DTO>Y8^5\$.4$#-LR2MF,;9&J>8JJR=U\QCAA[7S$F4.-?,:>@K/8$QKD;S M>?[[P3;.6;O2XQSEK-5HQMH18C!L;D<1B."84HWB$+8J-IOY[_L.E)O"Q%-F M).H3(ZGTJTPQUHA7JA63.)']7+9KQ/6F_2C+]>WC[E (V>3SNGYL_[ KJLYP M0A'D*EGV0[TTVU29C$LU;7N_^5;6NPW-YXYTI%D1,QK% M$82<%9Q'!0(] I!#I5:.SG$-ZUP'54W6M+(J)VZN"%63N YET)^E<':P3(&L M$TIG@G(_],Z(997Y@!UUF.SZQX6#^["!9=^*]ZC[@T?F>+LKE--$!VVIRZ%P()VN@9HK]D#_=1AT_ M/Z:7,]7:3WYPA#Z?-]_HO"D7I*[%VPJB?+B_ZW0';I8CB$ :IJ '(=)BG#4 M[PA "2-D3'E(/PK#R>!P T$+-JC+30M);.>OR]_FM6SKTH(KY/31#R^H2>90 MPCL$'0C4;[X(V,$A[H/7F&Z"'78WU3YEBB4*@N; XPOR0F+'@GV=T4SB0%0,A1&V&*/Z#__?#\L=\)93H M>9DPRW(8I0B&-.484AH6A/9CLY!@%8W0,Z+I-H3(Q,32M$O)RCU.N]^+%%R_=27XKKJXRAF,6S/ 7N,?7?8-JL_AT)N7F=:LDJLWT!_P-8M;] W3.<"6/+YG95B:=Q9@E$>10E,'(X.?EMO'$YO@W^!-"L!- M#&'W;?Y;= ,@O $@#$3 !&TH-=5JN>@N2]S4#\WF1ASO$,\9M$!6CZ]?3VFH M@7^.\)/=>VW>\N,#UFG0B[Z]9JYD/^*WZW:6;O5C/_:,1"2"&0A!@;,DAQRG MM%<+!MN<1R7?&/'K+55=ESMDXKG?';0GGVE\ R*T_4;;?XX1\O(#?9R+QW/; M%42$PQSW0[;_JK31;]) AC^Z'MM-MZCN4'6?5E/=;7Z;U^5-L"XM5]-/T77B M&]+"LA]?DQY3GM]XKH\?V2_LQ(LK8M"40D AX@!CA$'&DQ2BW:"\"*-4Y1N; M.)3AK^S@::3Y[FDDZY_5:89.?%B:J/7CT])ES/.7W75RI-8XFN4LXAEB<52@ M*(.,YGG6%[\XB6&AM'5)[E?:V9HTNEUTGA*5-I%6-L:TAUSTA,[V@J19\>.[ M5P5]M/>C:+-TN6:_1VC_!DFVF:5+[] _0.&L/'V'D5%5I G]^B,0D"Y[7C2:SH;##65SUU>S. MEA[=9ICC!!8,I"D/8P)B"ED>]R,#GB2*SV1,'L]\*:F#V%]+HKQ_>3JADAF& M92X5TX^>1L7+-;1M6S['S:DL12.S?JB35HM>[E;6S)9JF?O4R"%G[9"%."%? M)!1 *,[&[4;."Z"D7CK&LUT([R]7.JR"IS%<]DK" M$;_9="OKX.:L'M.("Z'DB3J=XIOG2"V9/[S\R0H](V[+,D+3]+NRSM*EVL9_HZ M<2>$1P/;?NB0#D.>OW*DBQOI([C5]^_5NAMVFP;Q%%/&$R+>B2@XQPCFN[9M MV Z214JG;55_N6%%VN()&@'H)O@W\!\@% \W;-/^/P49 #=@^W]!\ZW]LMJ% MPO##LU-=\%WN;!\ M//H9)R<4;S1]?NC<>/C/SS=/XT&Z0[-8+$7Y:[[Z,%\NWJ[S^?VR7:+,($]B M!L,0$D:+,,%%N[#K1XMYH7;9R,@Q3/=@!EBML"T7;Y;KX':+3'%7R%@*)7>" M6&!/F876$-N;Q^^/ZQ$79"5=\O;Y69&TA BDD1%%,<<9WF$2=X/S "0>L5% MXW#F>\$]HF"QA:1ZB<)T1N6TR#*9:K+4@PMZ=,%/A]3N %K>YW*>L1-RI9%N M/Y1+IT$O;E30S)6LGGVNRWGS4#\>I&HL)P#R"/,P;]>>$4@1*OJ!\B3+9^OR MJP#V65[&1HPB]:5EVR_M!2#YBO8.6+]2G&^"VZK9_"F -Q##&]2N#\4ZKE^] M35FQC6%:3M=,L3M*QP9&#]=M=E7K)1\G5&H">7ZHTA0#*FV!I+RSKI>W[BIU M<6=E77XKUTW[8;U=WU;?2_&PQ"_EYOW=Y_GOLRR)0!)G!!+*293%<0SHD,LA MR!2WV&D=VV)^M=UB=WL(N'N9U_I..Q4"3V^Y,^(*/SY,8]:]W(1GD,7Q3; 9 M904(<0+35D"B,,,%S8856$8Y5NF"C_CU5IKAS9'65WFZ]66I/Z/4EY$FTX]/ M:XH!9_LPBER,.0Z[7AP9-BHR%E,@1L$@"G,6)K ?%L5).G+3R+C!;.\DV=[. MHOXQ&:):+O&VRK):&O[N&;5GVO'&S]D>HT=NR\HT9OW0*WWFG#B.JX$G62WK MRQ0?ROJ36!A_+G_?T-;@?\YX#L,(@H+2M%TGL#3E9-N[QBPC(%2ZRVW\*(9S M\C:5"KH'#UMD00=-39\FT")>B$)DTG MU0\QTF!'I3O<5)LP/\KU0_FQO*V^KKOFSX=JM;Q]W(]+DC0I8))%/(6X8"3C MNT.]69O!L42Q!S-U-,-RM ,8'"!4;<%,YE.V V.32M4&S L6;X(MO.#7W7\Z MTZNSQ)WLP^@BW0_]TFC/BRZ,7J8DCNS\HTW7RNXRWD]MWO9\.$Q))@HTB!8Y M!(CF$:+]< G 4D>+)P]B6+TZ<(% %PATTF?W)C)W6K"LDJ:F4WN^FHXP)7'2 M3*+T64A[9(X[%CF)U/-'O$Z:?T2ZM3'F_'B7)C,JS9$T;;G[?%3&$T0Y(F$> M(U(@P#G&PZR L5)[:NI8%I:^VYY"\)-8 O^L:PVLS.FXE;!).J>NA_U)-\^P MIK!('LNW'ZFF-FO.+)BGL33M$;87*2Y/>4(00"V"C$4T#C.^&YLD$5*ZHE// MB(8E3?W=(I/LRLF:?6+5Q.U53OW1."D*3RB=7A?XH7>:;9)Z]&X:8].T[]Q# M5EML,X(QBI(63F MIC+O[_FNN7+\*TNQ9K?ZK-"Z3942;B/\RNKY7^?U/\ON0_8)J3;J.S\D MVJR)E<5O0?E9K'E+D*C-MI/!NW+>E/O'[IJ_E*O%#D^/(BI0#@J.DCC-,DI1 M$?43 T6*;X'H'MNP$&\;#0+6(+_BZ)&XHNS,@1D[S,OIL$O2U21XA_1FVV84 M.7*'-CB >].Y8]!B?P18D>43VFO*7W[(KC'K7KZ)9I!%F%I?:,:GH/V^7Q0W07;QQ:WV>?8*W0U$BZ9XSOA6C&[ MW]-\@-*C#%Z6PU.YNW8_>)*UZ[?K>;YNB#F)3+T?NIO-R>+_/C0;,7KS_NZO MY?33EY=_EQX"U*'-,XBE"6QCCE25AD/7 6%E(W>7H$UY8J M=W8&!X8*E=Z69IX48SK)WK\GD#][3T"U:N,1T^<7)+X@M3![O R']W?!ULI= M5) G44&&J"#/H^+I#XZ8A[P-&.E5E"^(S:^^BOX]D6T S9_JR?=M *UZ63EX M?42(R5KBF9+_F+!0L^2&XPL\WV+ ^<+0.T(J;[_7<<^M-GG5+H77#^7B+NX0O+[NP'HVW6SJ;M\O!\;0Q #1#,>)PG."2-)TI^^IEF:*5TNHV=$TZ6* M'EEP $TL.KM;"MI/8#%IVX@>TA4+R=;X'EU$;E=M1XGW9Q*1(E.FFJS%&7X( MMF:;7JLB:V1,_KJ;87O)B]54$7,8Y1C2,,0@9!3B87.)N,%0[9Z;T<,8EL'^ MO?E^KE.]W68\?7+:9HDY-4%[LK?-%^%ZG:D3:J6!7C\D2H(P:B_BB%/BU2IXZ]M M4,-"U>.\"0:$77GC4W6W^:T[X?]+J:A>^OB6TS(G5"MN/1M8[D .]YO>^]7V MEV7RA/)I=X8?.JC?K,IP$*L^M=F_%G_D"C%(6%ID- 2HB#(6%CG,^L,7>493 MJ3N]M QD6 N?8!-KJK_/ZV5W"JI/XP*^WHS8 S6-73D5M$:LFO(]@>6/TIUB MZX2Z:2'9#T738\J+1S2U\2.K7'^NJL5OR]6JU1JC MC&0I""G%(,&(Y+ '$%&FI&,:AS6L:CW2+NG88]VU&=2$3"?99%1MLED#E (8UR0-,XP$1L>=B.1 MC"G=%3/F]QO6/P%)3>5&D20G9Z;Y4=,M@<8?=3K"S0D9FL*D'WHSR8)*7URI MKA2_WY?KILOPMAL@%GG5O-2O+,VRI(BS6.SM2$$9PGK1\]AH78IGZ8Q3>\3 M$H^9O/DR;\351@>051>+F@B673?:YU9U";E'N-MS(_AM?,JL)%D\N;34ZP<_ M-$Z[52\6G"98D]_#*:X5_CS__47REF,@5)=E<1RE $(P=%5S4""HMMERY""& MU6YWIW(+3+4<-IXV.4FSPIB:ANW)\D>S7J/IY :\BF?'_'F\WRN]C /H.,I6E(0<8(YD6!PV(X*9UG&5+:9*;XJPUK3(M&U.$' M/&HZHTJ3G+H89$A-4YZ3XX^R/*7HA)Z,Y-(/%1D+OM(23VJ*\4OY&[F]K1[$ MAMNO'^IJW?[C;7FP$>S%XA'E:8C" J0PY3R)(2/]5HP\P53IXDGM@QM6G19O ML <$#QCSO%#$LV95UD* MJYDWS\/U>+.LE9=>H2TXKKR_>4!/?@^,#6] WP19VL#_O*( ' _)@@"YN MZO+!+\IG^YWZ9$A?2-^DC^+KTK;D1G0AA.\.2UOSL*7Q]\-LRF[POA4KIOE M9OECN7DDZ_GJL5DV[^\.SJ#(G?H[=9SO[??[^>WF_=W[S;>R_OQMO@[!^QJ" M#V4M;I,CBQ]B,LK;/__:6M[]$!DFD1E+VKA&<0H+5B":IVE$2&]TGJ=\MBZ_ MBNKQ9_EES85;+*5_+]6TM[J%56U)=...2"[@+ MM])FQ.'[_F_J_6'[^6K8HK6E1/RVSEYQP'\= MA$ F?H?*B76PW\"E8]R/5?>UD%E=I0Y* M5Q2.V%OM[=U;U R&+]<'HC9HV@L#*QD#ER\,3 &-6)3S*$LXSP@/"XAV!B8I M1%(G=2_0+-.;A(:$:+4W:%16=('5\IS M\=$J75ZZ-,O,5ZTN/WK/5\<\\_KQHIMG(*5#TWDM[V*)JRY>EJRGS-NUP1/; M-IUMU=ZV8OZCJL5IX->LR\(T31(0)XQPQ#%)">OKJ@G@D=26B4NSR5JR_*1Z MN"@=YF[L7;#ZDQA;#%I[6;$.?YM- MB:U&Y-7DPW99TY\,._"Z!\5C=1.3&!$89Y1AFK4"$5)&D][$+,>A0L?](NVS MW5]_64YVEB9;#"+G!65'@>--PGRR*'=!6;/%F/6FK.PV=OW)GVW'L/O2LF>9 MM/T O9ITV@%U]@K,IOT_+K%^?]K$MR>6#3LSYE^';25/=NS.>)@P"J."A[S( M..0I3F /'^)0ZBXF[T ;+A+O!?CI&9(I*81+%X]):2_$NQK2U?=24_W;Q Q:7&SY3T\D+B2&/JZ$$\C4H'S7E*.M7S(%A\3.-\H.5DBN8# M0*6S1?_G85ZWX%:/!P_9W%7U]^[S/SCC"Q,.05KD/ 09AB'C\?:"X30-\SA) M5.XLT#2DX=1G0!E\+)N'U?;]WO?W9=W!;(*?_K:>/RR6FW+QL]I)&UV,RYUX M<4"V6B:RY_GPF:T!8O"KL[L)Y*@[<1)#,_=^G(C0;51E-%X5#UI^F]'/[2P-.E-O#G+0@P+B]J7A X.#7WN37Y<9?X-&\OBC!U -KFE]"A4S9Q+- M^^_4P4*/HL>/N= K1IX?\?,)F[M9F/]^7]ZV2?K?JU7[:U;M4JU;3*$XBXNB M2&&21QQF,&G_J4?>&A4YFX5'XC4\"[^X6:B[0ZC5ST;9SP> "<1DKU;8 MN4,7K)9W9?#3;TB;D[UC!!^3N[<>MDCG7-,Q#&!\\$WLLK6;;42 M6.ORFV@J_BBWSQ[\;5V7\]7R7^7B+]5*7#?XY_ER_:YJFO?K3^7M0]UMZR)M MZM'^%6O_=?WU0UDOJP4M[ZI:/)HP0XS3F*4Q1 D'49;3%.R4.(M02I&*L+E# M:6V;T[K_."G7V!,'#W]R((]E8&.S.#K9W!UM";X$MG MJGB*QNX$:,QE)^8_]V'BQ_3G 0^5;Q^PV\E/(,5Y"R]$#.(P8G%&"4^2'BF! M6.D]:A?XO)[P;H+-_/>@O+MK\R*WDY^4J]U,>[J][.6$=_$SG=TY3B4FKG-V M4V+ \+RF[@U7,]HOY>;]G8";I@G(H@2$.(6PB$F<1<4.;OLO83K;5)OYRLVT M)@U2:6X;[+$VMXG_5G4GIKC+EK;>'Q;U33D$KE/DU&DPK'0C_3)5[@2R8?'P MH:J[(MQF4R^_/&S$1_>Y^C"OR_5F1F$2A@AS&+%V'8% J\-@@(634(>L:0-C M6+ZVF=OMD\QMN?6^""2>V:NW.Q /K @V M5;"UPX_Y19;U$?.(=H?Z/5_H-U=R7C#$LP[]/PTHG$7ME)2B-@//$PRB(J.< M1STBRF.@2_JGXC"L^CL-T5U7T>*!Z:)NDWSM>GY10GZ&Z9$:KLM__LNW-DL5 ME%LONSI$NU\OG)I*(DQHQ.(BBT 8D3!F14$&5%G*= FW#BSN4W;?B@J2S([4 M"YT^\U\SM%JKH!OZ69;5CK]6/[IM-&_78K/,=G/-:E7]-F^Y%&=%/I;BNIBR M^5BM5D55BYTULZP=$;*"P#3.*4(%S#.^/;$98\!!K-*1,S&^X8Y;#UG4)0?0 MP1YU=\:LQQW\*I '.^B*YQ&-.$Z[DO&GS;S>R*FQ MGG%5OO/G$*4_^1V88+X):/EUN5Z+9G:;EVW+Y&HZJXEN.66US[&:EI[5SYM@ M!]*N=4BC#FR.=GMR+.DBEV+\A.;I6CS.:Q 18' Y).<5$[9)/;8,:%MP]$IT*JT*J#E4UQ*=V)95@VX%8[E&-%L@1 M#K@$41QCEI(0CN9-;U$4YBP',"(9S1*>9A%)(S",'4?AKBC*UPN=)=%SHZJ7 M1'N 8PJB[7]7HA1ZP54Z6;HOX<-4MFE4E4Z-,>EK7&Z_M5_]JGQ_UR8^]4.Y M.'BBYG/7O1ZN^84A2-NQ,I1"!$ ."A)M[SQ'I-6$2.K-%@/#&LY)=OB&8EPW MB6[7&@>8%6^IU4BZ7,;BB&^UG*4'*92OI_T 9_!KAS1P=@>Y/(DGY-& )_S0 M2!.&/;]*QA1WTFJYF6^Z!O/[N^W6GU:GCVP(&NYDS7-6,(*2HF@7DIP ").L M0Y%1D% 0R7Z]FHN>?\M&6;1Q M6B($(&%YNSQBG* 0Y23,P0Y1E,99J.-:"QTX#"=(\JMDIYMVPI[?Y5_-W^G3IQ/6RS7Q$AT"9,>4'"*,L( M3(HXCK>LTX+IBY_4A'3GHN/>N'G='7+/TMGSC?3#M%[X:-P; MLV9]=?ZEV+'4'9GD;#C"^?NMYBVL[(6U6F[?[^CX,'\4F5<+XF7UD"V;VS;E M?:@/2HBH@"Q!11YG:0HX #%.=_?S$$YA4:BL[TUAN,#FAS%WR*TA?/"$VK38 M(PYVD#LG'.N/[&$[?*AU)+\G%A^F/>;'PL2XE97=[\#8@D:@G:4H:M=5##'. M",Q31@#9O;^-<0LG-;28D1K;SD)F3.8EX)M+D.42)ZDIQCQ%ZO/("Q7Z=0M+;9(8 MR9K23&">O?%RK\ZBG)8?M?EUP9Y&D1>J/-&$2F/(F%I.O%NNR[>;\GLSPW&" M2L+,PZRM<;PRS>F M%AMF?&1[P2'C*^VKCH$Z+2L/=4=X,<^9M7#T"F0LF[*SY,?RMES^$,L3]?]:=/HB*):9S# D68\:2=G?.L1U"TRR.5V5'G MN#9FQ>";V"ZP?Y3DO@>I)JE:Z9:;YEPQ/6)Z"_98N^T9;UJT;[;;,[: @P'Q MV=NKS-.O-I.YO!71DGIP5L @!C)($P+S]'PI9# ^02'7J38YO>)+:?XE?=B>( MJ[O@84 >K$2^V0SY9JVVA\V<5\[.85XX1&TN>Z&*C7#&'O5N Z+8>SAM:Z$Y MMTC/;5ZX9]P<]^*3:8Y\,]LKAC;?RN-?T'],F/#&4G=\XC/N".<3H'D+*WMA MK;9]K9@O:W%#0$F:IMQT2\7]#HV_EG.Q/6/Q?OU1O#DG7IEK?^"7:EWW_TKG MS;(9;ACX7-Y^6R__^^'%>5F24U:$&&)0T"C$"01YN-MZ1PEG2O=N^H'89;TT MZ*T4=WD(.KH[S4OQX.5@==#9J;9WS@]F)7?:^0'6W%1_X->=-6(>:F-B[V(1 M%XRF*Y;F=W M,7L/:][GX\<9B1G%&0&$I92%.8Y(/W[(T'X*C"9$^SS-.N79ZT,&Q=C?T57D\1* MN^/R!%7>M GRJ/;=;.IN^9]T]TI M\?G;?/W^OGN X)=J_:-L-N7BX\%+K3F)"MS"Q3@+29@32$&\/7H.4@2HTH6; MGD$W+-R=*6^^"%N"0WN# X.#+X_!X<_MC XZJV^"K=W!@>&[BT VK>G!SG;1 M#]U9W_[C@SCA(_95=+]VVD/:GOE+]N)FOU";F[DN*L#,W"]MU=4GIE9/8\Z/ MN=E7>H+O MVF=Q32Q9F\YU>M7]O#XD)]OY9Q82&O$,Y$F49R'+(4IQUN-/(ECL7@+\M)G7 M&]?SN2IV%3E_;J:TLO]MARGXJ>E62#_[,I,K>]KUW&W2O;[.UB^6VMONX["Q&O(CRD#'(>1R'!4FC M?9* J-)#X]Z -MX(;='(3*L7)HQ/67:BBR,=?>VR.)86:ZHXR6_N1?'OG:(/ M\%F6T3QI_X>#@C*8)G%.>O@H3N/9NOPZ;_\+GWW01D7L4MJ8;;7QA9G2$OEW M/Q<>JGYVO>XPX5O/EQV[R%FN@ZW1US*Y/G6ED\EU9#1=^^0ZEA9KD^LDO[F? M7(NJOBN7AQ90&J99#!FB ''2@D_V:Z8\CC*OYE=U^':FV '7_RY_OU_6'LZV M(QSO>L(UY&S/Y]S!ZNN;=E\XU,G,.SZLKGWRG<",M?EWJO?<3\'/BY9%W"(F M(UZ^1H M7IPU1M0\)W%!:(?KRPGH7Q[W/W(>^N;Y FN^7HB7+F_;?]Q4XH_>/VR:3?NG MR_77G4V0@%;>*288AR +L[A(AKIFE#$@>=7H!5ABN(72PPLV52"B1G'M@'&J 3CN*MA+S H MS]\WZ]ZS1W))+W!)1YSS.W OB:OJ$C7%N[7Z/TIQL7"Y(#_*>OZU[%KL;+XI MA]L7#P_Q%"PK**)YBJ*'O:9;I;E3I&B-C*O)3/YXZ8CG.8ATF/[_Q$.=,@^S#45_NT\QGAX\.&]?'"%0C D/SO;IB]MK3SV,\>;H=*!NS[M/0IX>T#AO7TYS'"% :58PS!@A!+#> MOHQ I9>E+L7YR\8^6@RC&A ='(/7%[;7G M(,9X<@NT,JX@:X\\9QR(J\"/.D3:?BE(SCR&E,'Q,1O5'B.@MQ%B"^IB 'A/S1L@^56'!Y!E1OL%Y[WF&&--LG1TWX MW'W&H=!5XA#$K15Q$3),BA2%L!B2*<))Z.%YT^E&63V**I5L7)BD7T\77394 MKEW.35#F8Q==S=^>GWU]9B[_O:QOETWYH5[>EC, >,%(&H$L)FD,.$X+U%M: M9%QJ)7G)]ED_)ZN^JKQD>OT^0FLMS.S MNG<^\2@EVLDM6?10DC/=O_X%*5&^Z4())$7;=;JZ*M,&0$3$@T @$(CX]__] MXV;ZTUU:S+-\]K>_P+^"O_R4SL;Y))M=_^TOOW_^67TV'S[\Y7__K__Q[__? MSS__7_WIXT\V'R]OTMGB)U.DHT4Z^>E[MOCVTS\GZ?R/GZZ*_.:G?^;%']G= MZ.>?5YU^JOXPS69__%OYKZ^C>?K3CWGV;_/QM_1F]#$?CQ;5M[\M%K?_]LLO MW[]__^N/K\7TKWEQ_0L" /^RZ;6S1?FWG^MF/Y<_^AFBGS'\ZX_YY"\_!0IG M\^K;#3Y2-__QHOUW7+6&4LI?JM]NFLZS;0W#L/"7__OKQ\\5G3]GL_EB-!NG M?_E?_^.GGU;L*/)I^BF]^JG\[^^?/CP99)K.2AF,I\NO?QWG-[^4;7Y1XW&Q M3"?NQVTZFZ=S-9M<++ZEQ<=L]#6;9HLLG8,X_':75^2]O MEM-RI5:?-/G-;9%^"]/([M*/^?SPQ)MU[W'&>QM\"-KKIFJV0D0L?:=]K$=N M=$K]X*AMN-B.&:2]V>O1/)M?7%T6Z3QLD-6^MG^F>SIT.JLF*O=@M_9F& 1T MDRU*HZ+4C":?+4*38(8+^1!H.#]@#5=NMCQ,IVC]8 M]]1MRBW>\VV49>MFMQ#FN'1M#I+JCTQ?VC M_?; K!KT;&^>+@R1WZ5 M!EZUG?^]&,V"6FB).5U,YA5R\_=9V-S<_/9V4&S=,:M>^?LIG2^*Y3C8Z:%W M(X]"Y*#]4C=?-G.3G#96K[247N;)UC_92.\V*23C[,MMI3C\VIMEC4R71ZY6B34_#1P_1+0;X8 M3?=*HB5I'_NA]KCP:-M0\WE:.2,:7P$U[-S;;+?:9^IKOEQ\S .7?\L7U6V) M28M%=I6-PW*9_YJ.YLLBG:C%P]BSL+Z61;FA5&[+)C(>P,0&P.7/:7%7V2;; MNIV;T^U.[K5P^_=Y:1=E5U=IZ?SZ=53\D3YT_#1:X6[S^\LBO5VY3<\OBG9F MWIN1W^U-_Z$J6Q99(TLYC9&[HW._[,< ME=Z;T:)R##[#?78]J\0P6_P^R[_.@\Q*X^;#[':YF/\>-GZ?%YOAUS0UOAPY M_[QZXW$3R_*H(?J;>1'X%3KY-*U_>M_&&F@P;GLTKOS=7T8_#LE@2\-.9G&R MS^^X,3J9>VGKY[.54S[\H!$8&G?O9,8V#5MN4+;A+]N@>"3?CQJM$WK*T_1L M'+Y7B?SB:O.KTL@XDIHCQNJ$EB::<6?S3F;T^ZP(/ G[R[\J&>MTEEYECPZ"ZS9(/+O>3[YGDT/SOA@QUYF&:$/8\;LA;8'WV'I&1D'(W<5 M^J%N\F#C_NNQSR18+<\'BF1"FQ_OF5OU3UKCP/8!>Z:J,_D.0';-='G#[NW- M>'/DG/]'.BU/!I]'TW3;0;/3/?3T]+@@Z'V9$W<_7<'PZ,H=V _WQX, MKR["@3RL^'+<:I!&QX5NOSD8WC31EZU^HCW*?TL79?C895I\_C8JTOTT[&C< MV6R:+,.]73J;61.)[^W2WLRJMP&K/7C_?+8T[&063:2VLWDG,VHBK9W-VYO1 M99'?AH5^7\:?WJX#[C[G5XOO 1T!+/OGU[!S;[,]V;Z('[2U07= M;!($/,VN[LO[\O$X7\X.F1C'CM+__/?_MHG"[^)++?*A/$NF$YT71?X]_/:0 MP'8U[W!&C1; H5XMSV\5-G(7OE!JJ_7IK,$,]_;K8XYK_V\9N3<_,K@A_+?):J M<3@"S;/#+^7V]^EZ;J?S^=3ANJ;HLDBGV4TV&Q7WE\MB_*U\/%]DXU1-I^N$ M2J>3=^S87=/Z>7ES$^92IJ+(?H9_DZ^R M"GQ*R[#55:AJ%9/Q83Y?ELD?3B/R]"]T27>CM7R@5XOS6WZ=I_^]#+:#NTL/ M>R5VM&YS/FOE^RB>>7W2#VTO\VEV. G0<6/T/?=&6#YAI+[I:%,6K=/9ZF2?#]CR M?"_3(LLG;M8RB[?JZWQ1C,:;N_9IR:"P>>3CI$&O1!G/+3"8>:$D%YPQ0 0B5''EK&3T M*:G5(34OUKSNEM;Z4F(]^WKRZ9/G$-E\/,W+]U=?@A1TF,@?>_APXH@)]\A2 M[@V1@3L.! 8%;JUYI)'W37CT&)&J&/]4)BPH_O87^)>?;NM#P\?5C'>F4:[ MN7BD5L(I-2^"0?NWOZ!Z"J-B_ +D3T=9M_CEMDK_]O/X6S;=W$J7*:8[@$Y^ M#C$$.FN5\,M6G=";MMAF6[YJG:&U$ !+CBFE3AK@(#1K05 EM#J?SJAS2ZQO MJA\)P2R+8A5-\EL^&Z_^LH?\XP9*A"5*>V:U0Q@8@#&DK.8(,U"^4PW1&"AY MC]Q_4 R=[U^E8K@L\JMT/J_<73X]&HA'C)((PQDA&'OK/8#&"4QMS0>)$(Y M(7J'*.R.]7U!L'Y,^BE,T83_9ON0]K)QHC2'DA)H&.((,8@LUS55GG$0 2C\ M#@$5S>'#N'GN,YJ.DT>16KY4J5?+,M]2Y;O=@H;]'1(+L -&0J*4X)$A82<<7K1,*+/>$6F8(@X)PRRCL)ZAI=!&X(#& MX."UB#Z6HWWM()L'/YN)/LHIHV[*<]R>+:5![\1P@$J8(T&1XP(HJ#=T2^EB MD,3>D4;ICN7]&RMWZ6RY;6_:T3*!GBB.E<5!84I$8.#5AA[#@(N $'^'$(IC M[TF[TJ[,.!X!!?'F]Z6V MV'H2!#ZEV!8E05T1=AVZ6]KF7!!.!<6."N(YP([*O1FAB+JJ"+?O.!; MX.A),E]_ZDM>AHY43\UGV_SW.UHFEONP=_DPFS GP0TAJCYT,Q+(CO&Z@3JGPBJ.7),2T:UD<(+A&M%&8QK M&G4]^![]KEUPO2_$K1[LO[C./-+I?\0H"9.>V&"5882<]\[_GBZ73X-:0>*.J08! 0+A62+OR;U]0C0*/,K^.=P8]"EUXI\CIA M>]\FVN-:#66MOJJ @RJ*LN)=E2-YXYS[5W JX[38.$_;9@0[AFQWC-A,*/.^4JX-9LWL;/!0EWIH1 MX16L<"N0$U@9:@4$@(0# %Y'.0HGK3SC;JXNS >U6!39U^5BY5)>U1;_+5U4 M51@^Y=.ISXOOHV*RA]PC1DD "Y:KHL!+PIG'G!E-:U[0\-\WO>X; ^'Y^;(S M!O?HV6BRPFN"]KLXCADIH0A1*3%C3BL/)"28\)H?00BF3\#=[G@3US;L.L'+ M2Y]'AW+HU>M[8.J793:9(/@M##WD"3Y]Y 0@I*!PC%(MC>1<65_+Q4.J8WQT M45<3KQ>Q_4KD[6M6'E8THP0#8X(URPS44-;\,!;$;.5'7U_<;GTK_1I1VJT4 M!F/ROS$3GSJ+D%.48HD!4E@;LO:<2AQ41B,KH]\=[B'=W'_DTU* 9?*_4@07 MLTC7Z55>9I_?ITDZ^V;"K=,!Y01QZ@"61C.@:SYSIF.B M!(=_?&@,LH8;7]_B.+=1=RJ]_8*]Y*LP@9F06R0@MD1JY2BM^:J0B/&.#=#X M&RC,CQ?$:P5X ^.PJT\FC%$@,050,(0\443BVF49_@)9GU;DXD46E7<"]1.E M<6Z\EY1M-J/VC^E-ADXTHA &FQYA&[8\#H*. !N.B:A8FJA0FE>)WXZX/@2< M[B<(G@C1 Z,F."QHQL,&9J@ V$OM'*[YI!V)>5QQ?#3-6T!GNPP? C#/Z^;$ M0NE@6?D@(8@5+&]%U89?DO7[B/0M +1]I@_&9W3F,*]3?4->$&V)HMPS;+T5 M3MMZKQ*0-_/D=QW,M5/;'1W1U6BD1%NKD4.RROECG8:!/35/,,%1$/W)BPL%'5)5.+HL?/(QQMGWGHK@>S;)_K>*X\]D\GV:3NA+8XPE>7&UJ M-'P./UG%>#?8KEH9/Y% (B&19T9:K!DB;'TBDP@CP,ZXRT71=UR>TK8_E1!! MO816DF C*F^XI8RNN4H<4KU&K_0<_MPS+)^;V.>5Y!GUW)F3GKX.;4"98 MA'.C=88HC*Q2@?@U[*45ZO>]\3Q#M2D1]F6JE[L\6*U[,)@]I-LY9U6+/G!YLX 9& MV5'C) H+)H!&CD-B3+#G)5O9],QPIE0C+7]&?C1\/W?$0 F#)F#?>4N$=,!I MA=6&(];:&*4R]&-B1]#98GAU)H\!:)#&A1W?O'*!@MA@,@L#*:;<>FPM%%@0 M"H57 #>*1WK.CVUY,W=/ZLON!(J'>B5*.0BI-L'^5Q!!1KWVJ]E+&#:SF$(" M;TL1-!9SWA7S>SMY/2U7^25\7/W(]IZUMO=()$&6(J.QA^&,B;QBI*8/44AB M[NH'=&G7JJ2?'Y-:X>P9D6/SFU$V.PX[JSZ)%(0@#AW!1EK"G*6>UC1JX][8 ME6^TI \CYR2^G@D[OZ8W7].B.6Y6[1/#B!:,&X&$4,1CR86M:7,>OK$L$2W( M>#]J3N)JCP\9J^)R94:+^<=\-"MU[]H1,+O^E([3[*Y4OOK^X<\--K.881/- M-',8&Z&H#5Q"5CM5<\HX\48B KK<\7ID?U] ?3K1@SOBMN8))9P !1T.R]AS MH "SFR6HXZKQ#%"Q]0."O'6^GY0:O:+O/]+IQ.?%Y]$TW;GU[6R;*&8,)H1@ M1H'5VC)+Y'J6."S"LY4M[08=<8+*VV5F7TID4]E%W_^:CLJC::E\?5'MUN/[ M YM:@]Z)A=@1I@7A%%O'*1,:UW03IQIE'>KBHN'U[%WM<[EW=&V;]\$=JT'O MQ NO.2(2<@L 4S;8I&BSJB",0=< 552K2-B%LM:X?4Z4S3^5[PS+:[2#1[XF MW1.JB:2!8BZEDA(8*2VO*0]GE:C"#P/&61M8:("S2';W9G&7*8L/;(F;-HE@ MWE)KI$#>R_*^14E=T^ ]B;D,BZIT^7HVOE-YV2L>#NJ71ZT2Z#QV@&J!C. > M:J,9W> :D*BTXL/!1(3\MB'@)-[UA8%?1S^RF^7-010\:9TC"?)1#IVAXN!8*>;M\:^_X,)UE-#?T_RZ&-U^R\:CZ:%+KEU]$A5H MJ7SSP#D.*:=.@)I&:GE,1HJH"@0=WJ%V>N?5$J-[ U-Z_7RVAV^]=O5)D"*0 M2T,05@@*B#U6M4%%L()G2UC5PX5\"X)_42*W'3:?Y-?[/)KYHO18SL?Y/I_> MRW8),-A0R@G&6 &-O'.L=D$1AO#9O+U]@"!>9'E[K#U)\/],YXNO>9$OK[_M MD_N+9@E@3D O"",*ZM*/"_9#S]FL_1#4&W; MS(N&/1,'O&<48>$TDL883CFK*;!.O,7BZ5T8&=VPN[T3%5G- C;JP9NLR24A&^Q4$[KPG]^=]T.K_M" MT\=T-$_=C]NL6$7OAAGO2RNUK7FB1#@=!@O,.>^01Y #OSG?.=[L7>,KV[*Z M1E$+?.X/0?-YFI83#O0_KA1W$7 _*IE2$3/_E,[2[Z/IE[2XV0NPHT=+G!!: M@$\9B#$N+;LT7BKF*N?D>ZNNH[O'7M1A."Y-H.*W?EJ7%EU_MQUS<@(FT M5EG,C!;.08L]YQNS@SJ)8FZ97LV5P>E(ZY7YO:7,>[$Z%NL*E+^E>_,+[.N7 MP/+%HD8.NV#:&AR.*IOC*I7 QUR;OT[?8KQ^:Y/A9P+7*CG2QE_V>1F.0N'G MG]*[=+:WS/U1XR0>,P$\5T1P"!0/IH>M.4R5C3HB1)TY7S7>6N7Y^97;K]FL MO.XI?S*:[KL_:3I$PI$E6 "RH=6HBQGO(DVIU20F"LW_J?*:Y/W_=VP5*G( M[VUZF\^S?9OILY8) 2BH;2RU\THIZ6#X]\94"&?P""R)=XJE.!;W=S)=E/R^ MN#)!/-GB8KF8+T;5$V=U4X:6[SV&[N^: ">TM&8 Z9/R)MT!KLA;E%"Z7Q?A;V'$?2/^8W6S= MP)IV30#CG@I-B2.,,,659?4.S3S 47'4[\UOWQ'33WX%]"F]?3&!>DH[[@X/ M=DL$$%J:,$OFI92&!)NN9@K#.JI>#GPU;Q+C?%4M\_@D?/P^NUJ6>53*R3PB M] \#O5*PI:*I4#.., T@EJ*4A.N9EY&C,>@X]6\^HE"1\LL/OT)8?W%R3^R MD!*=AX5M8VXY)+"XS>@!QR')5:^)TX MO3OA=)OJY"@MDA!%'93 6N&U49XJ3C;(M@1%*8\H[_2K040[G#U99VR4U)?\ M\_+V-H!OA<4RU?\T^UIDRUUW9\TZ)TX9HY&V@I;YTS##T-5OCQB1+,KX> NB[2Z%ZN].G6C'=KFN#$23(FU#CL 3:".*J*?\VRVJENP+6ZZ>>=$>*^8YHQ#X)WF@4^;Z%Y.L8K2+^_'1]L^ MIT^[ JJN,-<'M0?05A/83% MUVEV797M7L(N+#[,OW_+_2T=8[ MD)/'2HQWEH;=7?FR:*$C"B*]YHGRQ$5Y*?_$: \B&1Y,PU?3]H"Z&2W1@EKC ME3>>,DJY,O017Z")"30:ZBO_H4+U5*$,#JP^7Q:M874S6,(0$9P JAT'F#BL MG90U5VQ<0I2H(,GW!]5393(\I&9W[6G5S6 )TS"PG&O&I:)0NRK>=,T5ID%, MDL&A.O^&BM0393(PI'[YEA;IZ&JQU_5R]%B)1D!Z+4D9& #+&MM^700^\ 28 MJ-)'0\U\-TB0&R5#J,&FL^+9WBLI+BIWKZ'3ZV,GP @K<;,$<0M=$X@H]?>JZ!K55S4 MZIO: 1L#[7E.BS.(J3]E-)OGTVPR6J03/9J.9N/T\[T6ZC>8DKH6!3D MW?.Y+XP]A"IMIV(/O YU3<+NJY@#Q!@*(<62(XYKBHG#,?>A0[]K:@E9+;.X M+U"INU$V+F^2^'W=$B@49F$Q>.E\.#Y@ 8VH*0U_C7G&,=2$R2W#IT7V]@4D MG\VR1?HQ& Z3 /[1[#H+H%^Q8S^4]G=,F$9 (^Z $%P &90JJMTHSD,<$Q4X MU(S)+8.I50;W!:>_Y_GD>S;=]N[]>9.$.::<\<8A* @)APZ[?(N*Y[7O>F2 M\;A\73J_'-V7I[7U.YU@>O^6S\8'7V,UZ)T809&W@#$'B0)$(VMJSZ8'CD;E MBALXQJ)@\%P3M<[JOKTRIT&L0>\$.AL(]IXQX:D&"&DC:[J-!U&I6=X1Q-IG M=8]:K%@& 3TPXWA%UF" A (L);048:BE)E;WB%?TP&-C'E%>_PU4[_'\C9W MD=-9VAZ!B MM,S0S8].C^NML;RW,-3\YB:?5=,^&''ZK&GBF-#6486)L]XY43X'6E$$ SWR M+3]B:$/.SP--X]C;VP%I,JF62OF*(IM\F)G1;;;8FEWY0(\$.4HL@A %=>TA M%3[LO35]Q/D8'33TLW8'\&F'R_U%)B]&V2R=N%$QRV;7\W".6]XLI^6+%IL& M@VUO2>##G1,5M#=7%'M,B!/28*%,3;4% +[I_:UU;+7.\+Y@]J5(1_-E<=]H M?WO9.+%& >2P<- $;N%@$7)?4V6H[">J5*Y@-$NO2X9_Z3SXKP, 1;.V1_=? MC>SJ]C9LRD%*W]+9/!R#/\S&^4U:IC_\+0W6XY?1C_U^P&-&2B3%@!*ID-). M84D( 7JCIWE4Y;4!!IAVL0%VRO#S'?2..N EVGH !44LK"T,I?!:;K9[J5W, M:XJA>P0ZP%0T@\]Q@3^;' 6B0UT3[*4E&I0$"H"AL9"BFF).:$S\X/'NZ;XA MU=/5?@N,/_OK\\N*I=_2139^. ^^R:?HD >C5H?3.$,8(\XX<2O!2"QL&8\[QL218LO;8F WHE]-Q^8WX0"_0^Z/FX1CF<.6 MHK)*L6<.^?#'ASEK'%4 >CA"CY)6W@KK^G/P/VS7U72#N?%K>J":PNY."0/* M!VH, )9PR;CQZWOU0*4*"^7M .0TX;[PZK?$R?X.H&L]^+$N%-'$BM@T3A"D M0%GI@9%E)6.-K,,;1GD7@X\!U;UK:==HC8]OY1F_8=0I[@UWPF$/N./K0"WI MI __]*E=ZNB7+V>ZGSX!"\>_YS^.X:_E^34(E "K+/#$.VLI$1#45 D'8IY? M'ZV$GE;5>UT BF;MVXD,]PA;I0!04' HJ"#&VIIN9J#N\T;Q+4"J/5X/)W93 M.(Z$1\@[++4C6#FMZWDCX6(PW>[7.Z+/<-G_^%OBUSW;>TCHA@$!M M-,$0(V$M)\37K%)"BK.]HGN%;KAX]IXA!.]R5%P4%5LF%= OTZ*:>K.HO%V] M$QQ(M(!K)B#CG&G*?,U#A25^]]&>IV*L?=Z? 7.KM:&6BV]!%O]*MQ4T;] K M"7H=E2XT [CT' 2^$573J0&/<1P._1%+7QB+Y/G9L/5A/E\>AZM5CP0Z* U& MY5.>L,D[',X<&WV-R)NN9],OID[B]]GP=+%CZFKZ&% ]ZI8$W1OX RRA M#F)'D0\F04VIHR+F^>70\[/UBZS3F7Z.>(8-;^875V4V7C_-OP\BJ_YF,L>% M,+SHELAPY +4E&FJ),:& [C.WRFI10PTNM0=6.@"4X80AKD5QB"H@K5%:XJ\ M!+VZC,^WE",D?2!^X2CV]GY+9::C>5BLE<;9$=MPL$\"I *:0PTM])(KZ#@D M&U9I^9:SY)\J[5V@B>1M;S;%HVGN#([8W3A!86^D$IM@=0/!):)6V9HJ*,S9 M;L'[1,SIHGYN-,3RMS>MDQ99.O>7M7BJ&1\,IMC3*PGT:*.\HY09%XAE?OUL M)M")!8F)K1TZCF*D_ES[M,;AD^X25I]7:C;1#:%QN%.B2%A&3%(H+#6>"29K MOQ%U!HI>KS!?'S):9_!K";^!"&DO5BP:=N4.96I M?4'EMW116OV717Z7A0.IOO]]7N8GWE2T4^-%=K?*B505V5N&GZU_&8Z\#0Z2 M[7P@$1Q7ST$Y]E!(XT@P!6KN:1F5"W_H>UP,EO(!"*-'*#^\T-N/R(=V";<2 M,\.H+(<^DM4\?^6\U6=T3*T)'"K6H!? M\D_I./P]FZ9/J/B2-V1HDSJ/'7\Z80"6>8>1A<&JM4::8!*M.,Z(\E%!V$/? MY<^,_(&)]J3SRB:.YA$Q5:CHMK";[:4G3A@EL=@ 1;6&R$#IC)3:@IHR1WD_ MZ7N?)E/H,8OX8'"3]R7!'KTR=]FX+.&\?E![_RA4[#*< O/ NG$9#I3:=/7? M_=Z:8T=+E$3604$@A11K:31>YXPK>0_<6TY^/CA<]R?'WO%=E1!H!=O-1DJ\ M@%J1<%[F6%%AA*2U[XQ1ATC,R:UYW-CN]#=_PKLK4?8&[3)&0(?Y3EL M7L%D'X*W=DB$T!J[0"*E1B%E(>&RILZ2J#RH0P\^&RY"VQ!57T!T/\9I8,[H MATYGZ56V\('/VPG8PJH]>(T:-Z&2.0 )5D9"!*TBVF\6K4+IW!M%6I-,7]FP:Y#K.*GF'/T_32O"SB;K)P['S7X=,@2;=$V.9?6%R2K99WP-=*;W_)=?HYGVY[?=:P9^*((L@J+86URB#/J*J7 M&&-81*5$._7BZAT>P[L15U\:,7!FG*:3>>DT,/ETFHY7J^19BIX]NK'A" FB M@F!H$+6"8XR":8)KOC(';!1IRG(1U-9&[4/"V>'9MS7);', M>Z21%3#8P0@(7P93K.?,&8EZ,!.54>"=8*QE ?67I>GIK=0CIJS+U30(KFH^ M2**L5+JT.12W&'D/I!8U%Q3U,55@X)_W0B?JQ<[D=SX4KZO0OLR6MM\S=-Q MB71:(.1WC6&]N9+XK,+8@AO.!T"[3TE#YE%;U>2Y' MQ8%[\X8C)(!903CPQ@ CL07"*%?3KQV.@>&I$4IO'(9MR.&L.W6^G)6U2NX/ M9I4]T#=!GDJ#F".40VZ0%T[7-C8'G+SELNWGVHTC^'\^S#W+>'JL3?BR>Z*" M:A>&:>X8%X(9$M9<37G0^S&//(>>%^LLR(L6P=F/)D]K33TU)9J5G8\=.I$& M:J0 MLY+R"P/TJ@#_S@D/N9F<>@IM\YY>.E&/,-[X[P'NLT'292&CENDD,9< M!_J!8P_+6OE>LWSW7.ON_$]*NQ'2F:'Z8787=HX.G^,?^8'$6J^(YAH19H)E M+B $]?T81]R\Y<0BW3_'[U884;?C/B_J6]/U)=3^._&7[1,O$8)ANLP[03GW MU.K:YA/H/@)AQ.C?][F16INAMETZK2 M6UZ4A'Q.Q\OBT.GXB%$2Y1S 'AD G9>"!<-CX_42&O*8M.G#?9!X;G1V)I]S MJ#V(J2S M*5N]G&>S=#ZO4N.L$K"O?[.OU,DQPR202T8#S3#0'XP>%5A053\[!IJ/NB60(L8T9I0:6*;WPU!M**5(Q%PYGOI6\?U! M\72!G.\"\E.8<9&-@[Q*5AYUP?BT:^(,8M8@*IFF@!M,D::;Q2953*&/X3]- M/#,46Q;.V31AX%]@RN+^G'G( F6!&'(/*",., %=ZP. M@Y+,B*BR$,-_H3@T==F6G(9W@]C*+6&"H:>4\;2?@*$W^IM M=[?"..E6Z:6AL@[:^Y*O[Q3*ZGU%>>>P6FQYL>-6Z921$BN11PP+[X6DE&FC M1)U!5#G)48Q*'3C<^L9(WJ>DHF\XRPJK@0_IQ=6VY,J'[S7W]T^094 [C:"R M #KH!=YDEU-"@I@*WP-\\WT^J'4FDG/XXA\(J+ROZ<2F7_<>A [U38"#1F$9 M5H&Q!'EJ+:CM:N49.]NE^IN"85?BZ N"G]+;]4FM*?!V]$@HD)99H:S0%@GF M/76ZIL]H&_,BMODM^4"[)Y8Y#'G0C.M MD,*8&H(WJMLB$K.;GGK-_1[LN*X$% FVAZBD2-@U'B@!0A!F.$':40)UX!_? M&*<<@)C;EN;WU.\9@%V)ZKQFWDGV7:7=+;;>:ZRYA19QP"0WM7;7"*N81P-# MSZ,[2"OO!*'T?>>RFF0]99//&UT^;^F5.$,*(<\7JP,0Y@,8A)1 2A@%H'RAB6,4$W+S:*^9S'"Q.$$;?ZLWG M19CQYEF.R6]N\EE57[J!EMO=.>$EUQ3F1)6III%TDM?LTP[[LUPAO_E#;>MR M.:>=]V$6:7BZ_3K-QL(C#K2+-OZQ@)]!09#T&@FD&E"?>./C(X8EXE M'']AO,HT?/>^+<$VY'3>,TE@U5UYM/HZ32]K^1]4H\>-E'A&@,+(88T90KY>*VXD4][[VO#@[U3801 MF#,#?"#98X@AM;6Q;<)"C'D9,_A4N0/"8AO"Z0N0S>OA;>'D'K!&C9L00Y'R MA G*A86$40GJIYJ&*1V5_CXJ.=J;Q&Z?LCISB$1)U?SW,I#H0_C!K#QZE _7 MMQ);1APW-0MB/I&(8-P'+F)E$!!.2 1A??M@+"=1.:&'GE5M0&J[1QF>8Q4\ M2.T^='CI0(2[2V'!("J>-8T' QNU+9WCAZ*V$ MG"<:8 F09D R:* #3J&:VR8((29"!#:_DQK4TXF^ -N9E/K":O6">%8]FRM? M)-V-IN6:NTR#Y";/0YGWH/6881(N,<,.<\\Y=,@P;3?/\XPE(.9X=_SIKE^X MMO@,HD.6GQ=\*BRIHK@/JV=7(--1_1,LG Z[@U0N+#^$L>:HCL\RG) 8A^O1 M9[#;2CP!!<7B#8$NCN-O"VU"8&FUUYQB"LJTQ836.9.ML#+FC=?19Z 5VMRL MQWO[WK%V'+_[PMKGY>WMM.+#:%H2X*?Y]P^SJ[RX60GU\)/#AB,DX;CF/582 M0^FUPX)KO*'?61#CMQ]Z,%R+6.N&V_TENJA+ F3['.^/FR4$ BO+M$808>>9 MUQ;6CX4M4#(FN?C0'P>V+NP7^2E.YG-_>V&5Z;\JW#W)%LLPW6 S+DN)Z>7B MMWSQ7^DA-#4=(H%8&4.,)P1SP'FP 'R=S-]"2&)<*$-/I=LUTCJ2P4EO%+X4 MH]D\B.)QZ<^RP.,D36\./R]MVCLARFA@'0\[OJ54"0Y$763,*A/UN'2 K_JZ M E!W'.]+@U4^P<_9]:R:YVRQKBM:436JJAM7]F$5W#'/)FN/S]^SNW0&]VBU MF&$36I9/1IQIBJ#$UHB'(%%+O8Z)V!WZM777FJY'N?2V!U=11_.J#G=UU:YN MRI)BZV"D=+(/I@?[)D(2R+Q$P#*G""6&BG7D$D< @9AW"D,OR]7YKMLR\T_: M;JL//WD"4>_\=EG&7:X7R$51544<35\NF.T;;)0R;4KI"5KLT;.+CNG_5,_='MN\.?&^_A!GMF26">N$DM,1H"C8LXU$O,5\-IHZ4^B[PM,#?W@(] MGT[5YC>C;)LIL[=] CFQ'KE ( P'6VREJ@-')/58F_> G3BA/X^];('-_463 M/7[CLTR= !%BOI%R%8!X$S8NVB?30BK"W4P04@\1XR]8N6,E<. *\83=XNXB)96U?<%&3258* M:C0M7? ?9FMG_4'H[.V72&V "<=%#K!#"G ?F%732AV)27XR]&=:[<*H33;W M!:DO9337LKAOIH.VM$X@+;-3 425$\Q:!SBF#TL%GJV6VZN#3SQS>]-#X_'R M9CDMW2N5%[WD0)%^2V?S["[],!OG-^EAG=1TC$0J1@E#7!M$$"N#+VR]=3. M6 S !OCBJ665U!&7^\MVLPCDIQ,W*F;9['I^$%;;.R3>86 4I""H6J4X=ZI. MWR@9M"!FCQNZ [E=0+7"W]Z]1!_K<*XFKJ%-X\10KI0%F"IBH*,-M;#" .%FUJD]&]Z:CJ1>7%TALL0@LWX"5#XR(E%Y#5[%2X3.0/!-J!B>1\7XU'?\:]>=ZW0O2.UJJ@02;RR\LFOX=,W_-E%5Q<]%HFK'&(GQ0C*CF/," M^*" E>"\IBH0%7/]'^5U>FNH:H?_[>NJ1R[[-M36ON$2BS%3U'' ?-CL,?3> M;?2R<^:-.:#.K<%:%$7KRJPUU!T<+0E'(( /\ M>I9MXM[W7B=V^^G$!9JEP91J38DGQ@F)-QQ'+.9]U]!?H/9U_!B8#'L]'N_: M>7Y+OU>_VN\E;C) HC%QC*M#96PK!>T/+U/!Q+S9/SI_SM.,O*\;MIVP M_\S@J]9+!/:>]D\$" :XA1Y(@;&G$"FKUK0[%/@0 ;WF11[>C.'0)>\'H?2J M8O+S2G&?K/<>CY%0BIQWG&(I(?8$>%D7+Y/.2Q;EDFY>X>&] #!: $-0?G$8 M?#%$8H!26!+HB7.60"6=134'C-%1/'RR!%@/( MH?<0:.ZX5]#4%K%3$D8%> \]G& 06K(-L0Q!7;:$U=UC)1@[ XQ'D# @K,/0 M:K;AB8CR> Z^=,,0M&D;4CE+!/$C,FRH=3E^!("LVHEI9#6J]%#UQKR>0RB#<.!T@."& R>02V,!(5X#KKWB@!A2<\MB0F,@_.>52S]2&5+8 M1O52+S+^HAHC\4IJ5;FUD,?(28M9[8CU7LJ8])'H'=_%="6 (8%PY2.XG6;[ MDH\=-U"B(;->@&!N.PJT%PH 47-#4QN5M[GYOAR*K:KQNG_0AD"*>J MG<2<>)K:.5YBRG.E(IE_0.@SE3DX:7]^G@#/&>!A]5LR@JD+^=X7*F')B,EQEAO%:?> M4XJ= @C1=1);#:@&C9;,D$P3RSD!! CCA4)"0RSY6K%I1(P[6XKU;A9\9]+> M:XHI/TZ+S;?3#BC!ABH9;#W/ '&6KCVO.N@8$U,#%C4.X#7 MC>.AR.O<:Z(D;3/WR[RH$+)8%-G7Y:+,Y?@EOZSD=@+TFPZ=..4PL89($0XV MUC.-F:LY%BR&&(0?[XW.PRG^32.\([$, A/$C$2%30S0NSP$^+8KD2$@M_9]MZ^!&XR<(.X]1TH;IP@#1 8YP0V_ MO.LW9=6[4,#M2Z4O%&\AJ,'=WIY>"5.8 (90( D@CY"BCM5T$FQBXGR.?^/P M9M#7'L?/[:*YN%U74SZ?5V;%O\VD&GA?=O1(I(;4!M(4P9 :Q9FIJ<*.Q%Q?#QTZ M+8@Z;YF_O=WX5/GAPJ90SCCL5/L\V\^:)DYJ*B&A'%.JG#9,2%M3Y&1BZ4K#E/#^E=^EL;QK*K>T30:0UX:P8[!^E@K4M<1TE:H$P M,@8Y0\](*X-\(((A6M.DA(Z)QH[R MOKQ*'13+WKX@\^'))!\0WNAHN;]KP@T'0"-$1*!405J^S*TIAL*>[<;P%9Z] M6N;U>="U4:>-0;7ID0C@!%,66 2,089J5B>_L""<(:)>*P\>2VW)?B^H3N5U MWUA:,Z !AM8MR\06Y8MJ;("SKCP_:%?SATGEH][$G?A^\PVAYS0NGWM_.V%? M2PBWB%'JH23( @Z$<*BF$#H3@Z.H^("W@*)(9I^4['DBAS3D@!N%*/"0NEJ;G /^JU"UK<> MZ\$N;XOS?>%P[2';A["Z20(DTF5(O0R'64*1=X+6C@].%(RITS!T)T';V#F1 MI[UY)NOSP!K5\P8N@9U]$D60LLXJ#A2$P!E,<.W]X R;F//;T$O9MXV;MIC< MWXW:-(QYK6:37T?%'^FCF>^]6]O5*<$.!F/3*8.=*].N(J-J)W;"WQ^20+_*+(KK/92@JSR>;&;S<\#O9)A)7., DI"H<0$@XCT.EZ MUAC#J!=W[P8=;;.Y/TMFGH9O?0LSMF%WG>:WI<8]K&WV]DLD8UXA@[WG@C-I M'*)LLS\C'&/S#/URMGV%TR:K^X+5W]-98,,T3%E-;K)95K)@D=VEAX%UH&?B M-:$:"PV)(YZ9\'^\H=<:I-[6-6W[:&J7O[WA*<\GW[/I],/-[2@K2OP?..!O M[Y 8A)P$V&HGN(0L'"#I^GV!%4[J&$MH@/E5.D!/&VP]VWGLF'-8PAD 0#C* M,5,,E&H6U?NUP(KV6YBYWW-[^[B)96]_#L;ZG4>9!LCDLS#G99CV0R3[Z@'> MJMV7T8]T_FLVJ^11.[:"9GTZRBJ[PJKJQ8?97;IVO!X,0>]E%@FR2#I*, A" M (;;<+"NSRQ",-HHK+VU&LROVSTU7+'UNWS*5%JK9:Z#L7&U-[/PCAZ)EQ0; M KQFT )NA#'(U_09%U7:,:I:P*N%92R+AYW-3" NL!'6.^E M##D^,__KUF(QC.T+)&Y4S()BG5^F19VJ+QOO =_K8LHR@NKEYDZ3NDF8X:)W%" MA),2X5!!QY@)/-CXD,.?2%15N8U)['CE2@A$'@;O" M B%TX@-BS)\![YR8Z6>=\'A/A>H31>C;/KJEZG%7F!B,49$ M"A)L1.K-FL%($RC/NTP_S,(TE^76\*5,#'2 O&>M$\R$M2X".B< MT%1I*@58IS@-E%D<5>QL@#")$>U>E)S$S1Z#T_/I7=C\G\YY]=!C?\3Z[GZ) M 1@XP!@(*M<%[2LH1#6M ON87)F#1\ZQXGX9MMX:8_L"T3]&15:JU4_AB'M@ M-WK>-&'*.\5@("'8SL@C#""M*7*,QGA%!YCWNLV]*)*5YP#'P7WH9>,$ER_* M), 4B1OT3Q"T5F'M69A5Q-*PP"&O:C;=O&$7'"C_OGKV]&3>C MV?6A#6G3)I':4@L$ F'&PC(-P\37-! %3(S1,L!JJ6WN1*?RL%<<'#9I'UHE M@EBF<+"N@MWFH/1<^EKK$LAQ(X_1ZU$7)\AO&P).XEU?&/@UFV4WRYN#*'C2 M+@FK@3(7C.ZP)B!#@32C:UH,?VL'F9.D^#P[8 3_>L/"Z$S];WLYW$Z"V93?L!>V-H^ 4(I M8#&P'B(.H<:6U*=]PK".*:TPP(=&;=H.;?"S-ZRLI_C[;'Z;CK.K+)TSI>KBM7:H%WIX+-0=WJ.T=@KDF MJ'?$4.O#(B!:T(UJ#C^/JM4]],"".&D?@,Y)[.T//*/9_')T7RZ6!I[7YXT3 MCADFF#B', KL88%7]4DAG![8V6R:,X#F6#F_@$TD<_N"S%,U^S&;I1^"H;=O MH]K1(X%"B< @&TZ80AK#C7J@3UL4XVP9>A*K-O>J=MC;F\8)\[NX>G;9O?(; MZ+PH\N_E5?CH-OQF<;]/%QTQ3*(89@H;@P/EAGI,)-VL2>;]V5)<]8&M$_#P M7#-UQ^KSZ*SRR<;\WQUMJ^4;-,A$FTDY5R%_Q&- 8/X(62#2LQB M+/ !N@W;!EM';#ZG=JN*="W6]7,NTV)<2O9Z7]SO$:,DP&,8V.N M]1BX(C= MQ M0SDR,AV#PMYC=Z+9V.'T8<5L2^#TES^1WZ6PT6ZR5[:=\G5MPMAQ-OY3O MR']+%Q_3U:N@3Z7PU'2:?]_Z5K6UL1,7S% 7_A$(6JX-MV#CU6>,F9C,-X/W M?)^.MW/QOT44JO$BS.WP1(]!7],QDS ]J1SB0"$F."X-9+RA&LD8+3? U%R= MHZXCOO=GSJW$Y;- S#@U^7QQH+;DCAZ)!=@96!:6)UP!3[1#M17!E(]RET8= M08>-JW:Y>IY#P(?Y?%E.VAYE]S_IE3 K03CJ "V1TL@2P'0=[<"(DS&WP,>G MQSJG Z-MNS^&S>>!4S >4W63+V>'GBMNZY(@ 27R&M%@54)-E%.J?L+&+ 0Q M;M2A)[3J%D@G\[@%P\DN5XG=]F=8:-(M 18I1#" 2H6-V"HC31UNRZ2C,=O4 M\1FL7LTVU0%K^U(NSZJ!/4Z>L#5/WHO6"?828Z" !1 ZK GAM1T>8.CKO.& MGK^J;9T2S]\SV3CK>5?/ I9%@/ME&KB_+YE5LP$21!0 "%%(F#0<$:[)9DOF M2D7=^PW]XJ]CTZ<=EO>6-2(?5]-6LXF;+:IDI5=Y<5,-]G1&C?)(;-M4]WQA M3XJ(ACT3ZT XXS*.M )$ @6Y6/E3%/3A!XWTY+ZU/$_'?[W.[WZ9I%FYC$GY MAY)&\FCUAA\EJQE^2J^KI.NSQ6^CK?6F=S5-%%+$6PHA+*LA0T,T=S4=5L$8 MO]Q0%V3K(LY;Y?%Q.O\XG)A V#8:P9N%L;BCP5H>% MYCR%&W9($>-+&VI)E^Z1$L?D;J!BED7)%)_-QZ/I?Z6CPLTFY8EZ!UIV-4^H MX)(B3#Q4V$C""46LI@4R>K8KIE<*F);XW*5Z\=DT+4R8TW5>[%:0T:,LYAQ:NI9EQF;SW7'\DKA M$X]^VACN=JEF_IE.I_\YR[_//J>C>3Y+)V5(R];7=0?[)$(""2V#BD)C@0>. M@@W2N8\J=W9\88\W@)DVN=TEAOZ13Y=!9,7* [3+X-W:-B':,\TL%Y)[BIDC M2I&:"@M15/&A]^BT;8/+G9HU*Z?RI_0V+\I2JF7ZC9UGI'U=$H_#L4]!!(E$ M9<5>Y!]T* -1KACX?IVXK3"[2P!=+K].L[&?YJ-MM^E;VR6,E+5F)!9>(<=D MN<6N?=$(6LFCE,Q[=.S&3R]%]53*W2:V1 MJ($39ISDVC#IC>%84HO .GR':(95HQ/BF3FF'Q/6J,10W,A)4(J,>: E;J&VW/8]%ZE=B ])6:3+)R[#*$8Z/,SUT.::"JC#CC M+-.4D7#<5L@ :=="QM1#U^@\V@W'/H^_I9/E-%W7::Q ^IA 511EFLN*''W_ M LCJ^ZB8'"K*U-HW$@H0=\ ZHQ5C4F)H#=WP,9PK_E1OT0A\D0[N/++K*_S[ M2[8HB?L0=.!=-EF.I@=2R&UMGT@KO=8B6)Y68RN\\V*=%!HS!=@;2Y=R!DSD M[4OA; C[9[;X5JW:P*KYM^SV2[XZQ1Q,0W?D2 F@U% M#<%:4\MIZ7BI^>&- MC3IL#@^5D9@XA+!6>7W26SGW(QTO2UOLU]%LM%I>P2K[S_3^,O VG\W2ZFOTM@O8_D/;(R/ MFR4V6!1>>0$!49X0")5G&RYY'W-G-\",3N??#R.8WS>,#NYR3QLF'$ABF700 M<.T0L1!+5%,C6=R[N>%!Z31![D##21P\;6OZ[V7EU%T["\H)[-V+=C5/)!2 M @9LF*=E"&'E73W7L'_W6DK[+BV^YCW)^UA1Y:WSLBVY?_F>?_F6+^>CV>1S M>I<>BX/MW1-%#7:"<8:LM8%+WM29Q# 'F,5$(@YP0^D$%:UPMCV4A#_?^WQ9 M+-(3,/*R$E,;9MQ!&Q/R,<"L?ATA))JOO5D317Z;%HO[ M6<0&]VA@+G+F8>Y"A!L(-9].,$45ONNID MWCQ0-YLT]B5U\;E$,UJ6ER"4A7.T1$9Z FO.4F2B@LL'#O(3(?9<%YY?*KWA MO7R)-J'A* <\@TXY2"&T2&"Q8;#C;\SW>5Y8O"BZ&2>,TQPE MZZBK1Q__1SI?I).]#I+]G1(MO&.P] )()C5!G/MU%D\L).4QYX4!NLX& :+6 MI=*7NOH4IEADXS#-:MZ_S[+%_-/GWP\7AM_7+[ /&!K8AUA8-U(* EE])!.6 MVQCG[0!="Z0N$3Y;.0>AM:9U@2P@Q#EJ'N);<*X-J52VH)3%A@@.L MN#$HP,6+HR^8Z>4\FZ7SN1J'8_Z\"F4^<-;=T2-!DAI.+%="&$B4Y)+5%VUA M2?F82\NAOND9SJFW':&<$W3E'XOT\&'V8-_$*.D@0@IR C77P FYT>=*JK?L MNXN&00-8Q3#[I// Y]LRF_%\D<_25<&0;#3].!WO.PWL[9)P*(&ST@IEB526 M*BSA9LZ4OC> G"C0O!-N]^>2&"TJA6RFH_D\*.YRISZP\^WLDQ!-G%<>0LR% M"3:C IOK84'IFZY(>_Z]KRVQ] 6]Q],\N-V];)Q@I!@2U4V>U=0:KE'-)TFX MXV]8?;4@ZKQE_O:FL-(B2^?^LA9/LW/AGEZ)"-8 ()HR+[TEP2R@O#8*I$+B M;"'N/> H1NK/M4]K'.X+23:]"C9 4-*S19%]79:BJ^*>#E]S'NB9 *)YE4,9HI*KWF6]WYVI7' /!W<#L\V#?!%JNPTL(N(#PFE%%- M?4TS9;K7V.D^2EZUA(#FR#J)S[T%GH7%MY[K?$V#3F?A#X>#@0YU30B#@2ZM M!!(8 6(0W1RB):=1Y0Q>%[*.1<#S&+-V&=W;K5"IS ]LD)LV@3F((\XP@2(, M)[1S8$,#P#1�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end

Document and Entity Information - USD ($)	12 Months Ended
Document and Entity Information - USD ($)	Dec. 31, 2016	Feb. 23, 2017	Jun. 30, 2016
Document And Entity Information [Abstract]
Entity Registrant Name	LENDINGCLUB CORP
Entity Central Index Key	0001409970
Current Fiscal Year End Date	--12-31
Entity Filer Category	Large Accelerated Filer
Document Type	10-K
Document Period End Date	Dec. 31, 2016
Document Fiscal Year Focus	2016
Document Fiscal Period Focus	FY
Amendment Flag	false
Entity Common Stock, Shares Outstanding (shares)		400,157,603
Trading Symbol	LC
Entity Well-known Seasoned Issuer	Yes
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Public Float			$ 1,315,348,311

Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Assets
Cash and cash equivalents	$ 515,602	$ 623,531
Restricted cash	177,810	80,733
Securities available for sale	287,137	297,211
Loans at fair value (includes $2,600,422 and $3,022,001 from consolidated trust, respectively)	4,311,984	4,556,081
Loans held for sale	9,048	0
Accrued interest receivable (includes $24,037 and $24,477 from consolidated trust, respectively)	40,299	38,081
Property, equipment and software, net	89,263	55,930
Intangible assets, net	26,211	30,971
Goodwill	35,633	72,683
Other assets	69,644	38,413
Total assets	5,562,631	5,793,634
Liabilities
Accounts payable	10,889	5,542
Accrued interest payable (includes $26,839 and $26,719 from consolidated trust, respectively)	43,574	40,244
Accrued expenses and other liabilities	85,619	61,243
Payable to investors	125,884	73,162
Notes and certificates at fair value (includes $2,616,023 and $3,034,586 from consolidated trust, respectively)	4,320,895	4,571,583
Total liabilities	4,586,861	4,751,774
Stockholders’ Equity
Common stock, $0.01 par value; 900,000,000 shares authorized; 400,262,472 and 379,716,630 shares issued, respectively; 397,979,772 and 379,716,630 shares outstanding, respectively	4,003	3,797
Additional paid-in capital	1,226,206	1,127,952
Accumulated deficit	(234,187)	(88,218)
Treasury stock, at cost; 2,282,700 and 0 shares, respectively	(19,485)	0
Accumulated other comprehensive loss	(767)	(1,671)
Total stockholders’ equity	975,770	1,041,860
Total liabilities and stockholders’ equity	$ 5,562,631	$ 5,793,634

Consolidated Balance Sheets (Parenthetical) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Member Loans at fair value	$ 4,311,984	$ 4,556,081
Accrued interest receivable from consolidated Trust	40,299	38,081
Accrued interest payable from consolidated Trust	43,574	40,244
Notes and certificates, at fair value from consolidated Trust	$ 4,320,895	$ 4,571,583
Treasury stock (shares)	2,282,700	0
Common stock, par value ($ per share)	$ 0.01	$ 0.01
Common stock, shares authorized (shares)	900,000,000	900,000,000
Common stock, shares issued (shares)	400,262,472	379,716,630
Common stock, shares outstanding (shares)	397,979,772	379,716,630
Consolidated Entities
Member Loans at fair value	$ 2,600,422	$ 3,022,001
Accrued interest receivable from consolidated Trust	24,037	24,477
Accrued interest payable from consolidated Trust	26,839	26,719
Notes and certificates, at fair value from consolidated Trust	$ 2,616,023	$ 3,034,586

Consolidated Statements of Operations - USD ($)	12 Months Ended
Consolidated Statements of Operations - USD ($)	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Net operating revenue:
Transaction fees	$ 423,494,000	$ 373,508,000	$ 197,124,000
Servicing fees	68,009,000	32,811,000	11,534,000
Management fees	11,638,000	10,976,000	5,957,000
Other revenue (expense)	(7,674,000)	9,402,000	(1,203,000)
Total net operating revenue	495,467,000	426,697,000	213,412,000
Net interest income (expense):
Total interest income	696,662,000	552,972,000	354,453,000
Total interest expense	(688,368,000)	(549,740,000)	(356,615,000)
Net interest income (expense)	8,294,000	3,232,000	(2,162,000)
Fair value adjustments - loans, loans held for sale, notes and certificates	(2,949,000)	14,000	(122,000)
Net interest income (expense) and fair value adjustments	5,345,000	3,246,000	(2,284,000)
Total net revenue	500,812,000	429,943,000	211,128,000
Operating expenses:
Sales and marketing	216,670,000	171,526,000	85,652,000
Origination and servicing	74,760,000	61,335,000	37,326,000
Engineering and product development	115,357,000	77,062,000	38,518,000
Other general and administrative	207,172,000	122,182,000	81,136,000
Goodwill impairment	37,050,000	0	0
Total operating expenses	651,009,000	432,105,000	242,632,000
Loss before income tax expense	(150,197,000)	(2,162,000)	(31,504,000)
Income tax (benefit) expense	(4,228,000)	2,833,000	1,390,000
Net loss	$ (145,969,000)	$ (4,995,000)	$ (32,894,000)
Basic net loss per share attributable to common stockholders ($ per share)	$ (0.38)	$ (0.01)	$ (0.44)
Diluted net loss per share attributable to common stockholders ($ per share)	$ (0.38)	$ (0.01)	$ (0.44)
Weighted-average common shares - Basic (shares)	387,762,072	374,872,118	75,573,742
Weighted-average common shares - Diluted (shares)	387,762,072	374,872,118	75,573,742

Consolidated Statements of Changes in Stockholders' Equity - USD ($) $ in Thousands	Total	Convertible Preferred Stock	Common Stock	Additional Paid-in Capital	Treasury Stock	Accumulated Other Comprehensive Income	Accumulated Deficit
Beginning Balances (in shares) at Dec. 31, 2013		240,194,788	54,986,640		0
Beginning Balances at Dec. 31, 2013	$ 68,094	$ 103,244	$ 138	$ 15,041	$ 0	$ 0	$ (50,329)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Exercise of warrants to purchase Series A convertible preferred stock (in shares)		572,161
Exercise of warrants to purchase Series A convertible preferred stock	66	$ 66
Exercise of warrants to purchase common stock (in shares)			1,818,174
Exercise of warrants to purchase common stock	512		$ 18	494
Stock-based compensation and related tax effects	39,024	$ 9,176		29,848
Issuance of Series F convertible preferred stock for cash, net of issuance costs (in shares)		6,390,556
Issuance of Series F convertible preferred stock for cash, net of issuance costs	64,803	$ 64,803
Issuance of Series F convertible preferred stock for the acquisition of Springstone (in shares)		2,443,930
Issuance of Series F convertible preferred stock for the acquisition of Springstone	2,762	$ 2,762
Stock option exercises and other (in shares)			6,037,667
Stock option exercises and other	3,564		$ 60	3,504
Issuance of common stock upon initial public offering, net of offering costs (in shares)			59,000,000
Issuance of common stock upon initial public offering, net of offering costs	827,680		$ 590	827,090
Conversion of preferred stock to common stock upon initial public offering	0	$ (180,051)	$ 2,496	177,555
Conversion of preferred stock to common stock upon initial public offering (in shares)		(249,601,435)	249,601,435
Early exercise liability related to unvested stock options	(392)			(392)
Par value adjustment for stock splits	0		$ 412	(412)
Net loss	(32,894)						(32,894)
Ending Balances (in shares) at Dec. 31, 2014		0	371,443,916		0
Ending Balances at Dec. 31, 2014	973,219	$ 0	$ 3,714	1,052,728	$ 0	0	(83,223)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Stock-based compensation and related tax effects	56,005	$ 0		56,005
Stock option exercises and other (in shares)			7,862,705
Stock option exercises and other	13,473		$ 79	13,394
ESPP purchase shares (in shares)			410,009
ESPP purchase shares	5,091		$ 4	5,087
Net unrealized gain on available for sale securities, net of tax	(1,671)					(1,671)
Excess tax benefit from share-based award activity	738			738
Net loss	(4,995)						(4,995)
Ending Balances (in shares) at Dec. 31, 2015		0	379,716,630		0
Ending Balances at Dec. 31, 2015	1,041,860	$ 0	$ 3,797	1,127,952	$ 0	(1,671)	(88,218)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Stock-based compensation and related tax effects	$ 79,803	$ 0		79,803
Stock option exercises and other (in shares)	15,102,640		19,037,329
Stock option exercises and other	$ 13,589		$ 191	13,398
Treasury stock (shares)			(2,282,700)		2,282,700
Treasury stock	(19,485)				$ (19,485)
ESPP purchase shares (in shares)			1,508,513
ESPP purchase shares	5,244		$ 15	5,229
Net unrealized gain on available for sale securities, net of tax	904					904
Excess tax benefit from share-based award activity	(176)			(176)
Net loss	(145,969)						(145,969)
Ending Balances (in shares) at Dec. 31, 2016		0	397,979,772		2,282,700
Ending Balances at Dec. 31, 2016	$ 975,770	$ 0	$ 4,003	$ 1,226,206	$ (19,485)	$ (767)	$ (234,187)

Consolidated Statements of Cash Flows - USD ($)	12 Months Ended
Consolidated Statements of Cash Flows - USD ($)	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Cash Flows from Operating Activities:
Net loss	$ (145,969,000)	$ (4,995,000)	$ (32,894,000)
Adjustments to reconcile net loss to net cash provided by operating activities:
Net fair value adjustments of loans, loans held for sale, notes and certificates	2,949,000	(14,000)	122,000
Change in fair value of loan servicing liabilities	(4,498,000)	(5,194,000)	3,037,000
Change in fair value of loan servicing assets	5,403,000	3,803,000	(1,647,000)
Stock-based compensation, net	69,244,000	51,222,000	37,150,000
Excess tax benefit from share-based awards	176,000	(738,000)	0
Goodwill impairment	37,050,000	0	0
Depreciation and amortization	29,882,000	21,578,000	10,258,000
(Gain) Loss on sales of loans	(13,175,000)	(4,885,000)	3,569,000
Other, net	537,000	(129,000)	198,000
Loss on disposal of property, equipment and software	1,254,000	790,000	553,000
Purchase of loans held for sale	(4,742,538,000)	(3,358,611,000)	(1,733,614,000)
Principal payments received on loans held for sale	4,380,000	0	0
Proceeds from sales of whole loans	4,731,831,000	3,358,611,000	1,730,045,000
Net change in operating assets and liabilities:
Accrued interest receivable	(2,218,000)	(13,819,000)	(8,287,000)
Other assets	(10,140,000)	(15,857,000)	13,270,000
Due from related parties	179,000	(188,000)	(112,000)
Accounts payable	5,582,000	(598,000)	2,357,000
Accrued interest payable	3,330,000	13,280,000	9,223,000
Accrued expenses and other liabilities	27,286,000	30,485,000	16,692,000
Net cash provided by operating activities	545,000	74,741,000	49,920,000
Cash Flows from Investing Activities:
Purchase of loans	(2,732,669,000)	(3,865,565,000)	(2,156,382,000)
Principal payments received on loans	2,393,354,000	1,804,719,000	1,054,357,000
Proceeds from recoveries and sales of charged-off loans	37,277,000	26,256,000	7,960,000
Proceeds from sales of whole loans	26,825,000	0	0
Purchases of securities available for sale	(75,983,000)	(419,173,000)	0
Proceeds from sales, maturities, redemptions and paydowns of securities available for sale	87,158,000	120,420,000	0
Payments for business acquisition, net of cash acquired	0	0	(109,464,000)
Payments for business acquisition, net of cash acquired	(10,000,000)	0	0
Net change in restricted cash	(97,077,000)	(33,970,000)	(32,974,000)
Purchases of property, equipment and software, net	(51,842,000)	(39,387,000)	(20,572,000)
Net cash used for investing activities	(422,957,000)	(2,406,700,000)	(1,257,075,000)
Cash Flows from Financing Activities:
Change in payable to investors	52,722,000	34,421,000	34,308,000
Proceeds from issuance of notes and certificates	2,681,109,000	3,861,995,000	2,156,019,000
Proceeds from secured borrowings	22,274,000	0	0
Repayments of secured borrowings	(22,274,000)	0	0
Principal payments on and retirements of notes and certificates	(2,381,372,000)	(1,800,859,000)	(1,049,982,000)
Payments on notes and certificates from recoveries/sales of related charged-off loans	(36,785,000)	(26,143,000)	(7,929,000)
Proceeds from term loan, net of debt discount	0	0	49,813,000
Payment for debt issuance costs	0	(1,296,000)	(1,218,000)
Principal payment on term loan	0	0	(50,000,000)
Repurchases of common stock	(19,485,000)	0	0
Proceeds from initial public offering, net of offering costs	0	0	827,680,000
Proceeds from exercise of warrants	17,000	3,000	512,000
Proceeds from stock option exercises and other	13,209,000	11,670,000	3,564,000
Excess tax benefit from share-based awards	(176,000)	738,000	0
Proceeds from issuance of common stock for ESPP	5,244,000	5,091,000	0
Other financing activities	0	90,000	0
Net cash provided by financing activities	314,483,000	2,085,710,000	2,027,636,000
Net (Decrease) Increase in Cash and Cash Equivalents	(107,929,000)	(246,249,000)	820,481,000
Cash and Cash Equivalents, Beginning of Period	623,531,000	869,780,000	49,299,000
Cash and Cash Equivalents, End of Period	515,602,000	623,531,000	869,780,000
Supplemental Cash Flow Information:
Cash paid for interest	684,775,000	536,448,000	345,919,000
Accruals for property, equipment and software	1,089,000	2,975,000	832,000
Transfer of whole loans to redeem certificates	3,862,000	0	0
Issuance of Series F convertible preferred stock	0	0	2,762,000
Conversion of preferred stock to common stock	0	0	180,051,000
Accrual of prepaid offering costs	0	0	2,688,000
Series F Convertible Preferred Stock
Cash Flows from Financing Activities:
Proceeds from issuance of Series F convertible preferred stock, net of issuance costs	0	0	64,803,000
Series A and B Preferred Stock
Cash Flows from Financing Activities:
Proceeds from exercise of warrants	$ 0	$ 0	$ 66,000

Basis of Presentation	12 Months Ended
Basis of Presentation	Dec. 31, 2016
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Basis of Presentation	Basis of Presentation LendingClub Corporation (Lending Club) is an online marketplace connecting borrowers and investors. LC Advisors, LLC (LCA), is a registered investment advisor with the Securities and Exchange Commission (SEC) and wholly-owned subsidiary of Lending Club that acts as the general partner for certain private funds and advisor to separately managed accounts (SMAs) and a fund of which its wholly-owned subsidiary RV MP Fund GP, LLC, is the general partner. Springstone Financial, LLC (Springstone), is a wholly-owned subsidiary of Lending Club that facilitates education and patient finance loans. LC Trust I (the Trust) is an independent Delaware business trust that acquires loans from Lending Club and holds them for the sole benefit of certain investors that have purchased a trust certificate (Certificate) issued by the Trust and that are related to specific underlying loans for the benefit of the investor. The accompanying consolidated financial statements include Lending Club, its subsidiaries (collectively referred to as the Company, we, or us) and the Trust. All intercompany balances and transactions have been eliminated. These consolidated financial statements have been prepared in conformity with accounting principles generally accepted in the United States of America (GAAP) for financial information necessary for the fair statement of the results and financial position for the periods presented. These accounting principles require management to make certain estimates and assumptions that affect the amounts in the accompanying financial statements. Actual results may differ from those estimates. Although the Company's overall business model remains premised on the Company not using its balance sheet and not assuming credit risk for loans facilitated through our marketplace, the Company may use its capital to support contractual obligations, such as purchasing loans that Springstone facilitates and that are originated by an issuing bank partner but do not meet the credit criteria for purchase by the issuing bank partner (Pool B loans) and repurchase obligations, regulatory commitments (direct mail), short-term marketplace equilibrium, customer accommodations, or other needs. The Company's use of its capital on the platform from time to time has been, and will be, on terms that are substantially similar to other investors. Additionally, the Company may use its capital to invest in loans associated with the testing or initial launch of new or alternative loan terms, programs or channels to establish a track record of performance prior to facilitating third-party investments in these loans. With the announcement of the initial results of the internal board review on May 9, 2016 and additional findings disclosed on June 28, 2016, many investors paused or reduced their investment activity. The Company has been focused on working with these investors to resume their investment activity and on bringing new investors to the platform. During the second and third quarters of 2016, the Company offered incentives to investors in exchange for investment activity. The Company has not offered incentives to investors for investments in loans since September 2016. The Company may enter into strategic arrangements, for example, agreements that involve larger or more long-term forms of committed capital. The Company believes, based on its projections and ability to reduce loan volume if needed, that its cash on hand, funds available from its line of credit, and its cash flow from operations are sufficient to meet its liquidity needs for the next twelve months. On April 17, 2014, Lending Club acquired all the outstanding limited liability company interests of Springstone. The Company’s consolidated financial statements include Springstone’s results of operations, statement of financial position, and statement of cash flows from this date (see “Note 20. Springstone Acquisition”). On December 11, 2014, the Company completed its initial public offering (IPO) and registered 66,700,000 shares of common stock at $15.00 per share for an aggregate offering price of approximately $1.0 billion.

Debt	12 Months Ended
Debt	Dec. 31, 2016
Debt Disclosure [Abstract]
Debt	Debt Revolving Credit Facility On December 17, 2015, the Company entered into a credit and guaranty agreement with several lenders for an aggregate $120.0 million unsecured revolving credit facility (Credit Facility). In connection with the credit agreement, the Company entered into a pledge and security agreement with Morgan Stanley Senior Funding, Inc., as collateral agent. Proceeds of loans made under the Credit Facility may be borrowed, repaid and reborrowed until December 17, 2020. Repayment of any outstanding proceeds are payable on December 17, 2020, but may be prepaid without penalty. Borrowings under the Credit Facility bear interest, at the Company’s option, at an annual rate based on LIBOR rate plus a spread of 1.75% to 2.00%, which is fixed for a Company-selected interest period of one, two, three, six or 12 months, or at an alternative base rate (which is tied to either the prime rate, federal funds effective rate, or the adjusted eurocurrency rate, as defined in the credit agreement). Base rate borrowings may be prepaid at any time without penalty, however pre-payment of LIBOR-based borrowings before the end of the selected interest period may result in the Company incurring expense to compensate the lenders for their funding costs through the end of the interest period. Interest is payable quarterly. Additionally, the Company is required to pay a quarterly commitment fee to the lenders of between 0.25% and 0.375% per annum, depending on the Company’s total net leverage ratio, on the average undrawn portion available under the revolving loan facility. The Credit Facility and pledge and security agreement contain certain covenants applicable to the Company, including restrictions on the Company’s ability to pay dividends, incur indebtedness, pledge our assets, merge or consolidate, make investments, and enter into certain affiliate transactions. The Credit Facility also requires the Company to maintain a maximum total net leverage ratio (defined as the ratio of net debt to Adjusted EBITDA, on a consolidated basis for the four most recent Fiscal Quarter periods) of 4.00:1.00 initially, and which decreases over the term of the Credit Facility to 3.00:1.00 on and after June 30, 2018 (on a consolidated basis). As of December 31, 2016 and 2015, the total net leverage ratio, calculated as defined in the Credit Facility, was 0%. The Company did not have any loans outstanding under the Credit Facility during the years ended December 31, 2016 and 2015. The Company incurred $1.3 million of capitalized debt issuance costs, which will be recognized as interest expense through December 17, 2020. Term Loan On April 16, 2014, the Company entered into a credit and guaranty agreement with several lenders for an aggregate $50.0 million Term Loan. In connection with the credit agreement, the Company entered into a pledge and security agreement with Morgan Stanley Senior Funding, Inc., as collateral agent. The Term Loan was outstanding for 245 days in 2014 and was fully repaid and extinguished on December 17, 2014. For the year ended December 31, 2014, the Company incurred interest expense on the Term Loan of $2.3 million, which included expense related to writing off capitalized debt issuance costs. The weighted-average interest rate on the Term Loan was 2.59% for the period the loan was outstanding in 2014.

Secured Borrowings	12 Months Ended
Secured Borrowings	Dec. 31, 2016
Receivables [Abstract]
Secured Borrowings	Secured Borrowings During the second quarter of 2016, the Company repurchased $22.3 million of near-prime loans from a single institutional investor that did not meet a non-credit, non-pricing requirement of the investor, of which $15.1 million were originally sold to the investor prior to March 31, 2016. As a result, these loans were accounted for as secured borrowings at March 31, 2016. During the second quarter of 2016, the Company resold the loans to a different investor at par. This subsequent transfer qualified for sale accounting treatment, and the loans were removed from the Company's consolidated balance sheet and the secured borrowings liability was reduced to zero in the second quarter of 2016. There were no secured borrowing liabilities as of December 31, 2016.

Segment Reporting	12 Months Ended
Segment Reporting	Dec. 31, 2016
Segment Reporting [Abstract]
Segment Reporting	Segment Reporting The Company defines operating segments to be components of the Company for which discrete financial information is evaluated regularly by the Company’s chief operating decision maker (CODM). For purposes of allocating resources and evaluating financial performance, the Company’s CODM reviews financial information by the product types of personal loans, education and patient finance loans. These product types are aggregated and viewed as one operating segment, and therefore, one reportable segment due to their similar economic characteristics, product economics, production process, and regulatory environment. Substantially all of the Company’s revenue is generated in the United States. No individual borrower or investor accounted for 10% or more of consolidated net revenue for any of the periods presented.

Related Party Transactions	12 Months Ended
Related Party Transactions	Dec. 31, 2016
Related Party Transactions [Abstract]
Related Party Transactions	Related Party Transactions Related party transactions must be reviewed and approved by the Audit Committee of the Company’s Board when not conducted in the ordinary course of business subject to the standard terms of the Company’s online marketplace or certificate investment program. Related party transactions may include any transaction between entities under common control or with a related person occurring since the beginning of the Company’s latest fiscal year, or any currently proposed transaction. This review also includes any material amendment or modification to an existing related party transaction. The Company has defined related persons as members of the Board, executive officers, principal owners of the Company’s outstanding stock and any immediate family members of each such related persons, as well as any other person or entity with significant influence over the Company’s management or operations. Several of the Company’s executive officers and directors (including immediate family members) have made deposits and withdrawals to their investor accounts and purchased loans, notes and certificates or have investments in private funds managed by LCA. The Company believes all such transactions by related persons were made in the ordinary course of business and were transacted on terms and conditions that were not more favorable than those obtained by similarly situated third-party investors. At December 31, 2015, Mr. Laplanche, the Company's former CEO and Chairman, and a board member owned approximately 2.0% and 10%, respectively, of limited partnership interests in the Investment Fund, a holding company that participates in a family of funds with other unrelated third parties and purchases whole loans and interests in loans from the Company. During 2016, this family of funds purchased $256.7 million of whole loans and interests in whole loans. During 2016, the Company earned $1.7 million in servicing fees and $81 thousand in management fees from this family of funds, and paid interest received from the borrowers of the underlying loans of $8.6 million to the family of funds. The Company believes that the sales of whole loans and interests in whole loans, and the servicing and management fees charged were on terms and conditions that were not more favorable than those obtained by other third-party investors. On April 1, 2016, the Company closed its $10.0 million investment, for an approximate ownership interest of 15% in the Investment Fund. At the time the Company made its investment, the Company's Related Party Investors also had limited partnership interests in the Investment Fund. As of June 30, 2016, the end of the period in which the Company's former CEO resigned, the Related Party Investors and the Company had an aggregate ownership of approximately 29% in the Investment Fund. As of December 31, 2016, the Company and a board member had an aggregate ownership interest of approximately 27% in the Investment Fund.

Subsequent Events	12 Months Ended
Subsequent Events	Dec. 31, 2016
Subsequent Events [Abstract]
Subsequent Events	Subsequent Events The Company has evaluated the impact of events that have occurred subsequent to December 31, 2016, through the date the consolidated financial statements were filed with the SEC. Based on this evaluation, other than as recorded or disclosed within these consolidated financial statements, related notes or below, the Company has determined none of these events were required to be recognized or disclosed.

Basis of Presentation (Detail) - USD ($)		12 Months Ended
Basis of Presentation (Detail) - USD ($)	Dec. 11, 2014	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Common stock, issued price ($ per share)	$ 15	$ 0.01	$ 0.01
Issuance of Series F convertible preferred stock for cash, net of issuance costs	$ 66,700,000			$ 64,803,000
Proceeds from initial public offering	$ 1,000,000,000	$ 0	$ 0	$ 827,680,000

Summary of Significant Accounting Policies (Detail) - USD ($)	3 Months Ended				12 Months Ended
	Dec. 31, 2016	Sep. 30, 2016	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014	Apr. 01, 2016
Class of Stock [Line Items]
Cash maturity period					3 months
Non-accrual status threshold					120 days
Charge off threshold					150 days
Maximum period for loan classified as non-accrual loan					120 days
Maximum exposure	$ 6,000,000				$ 6,000,000	$ 34,400,000
Goodwill impairment	0	$ 1,650,000	$ 35,400,000	$ 0	$ 37,050,000	$ 0	$ 0
Expected dividend yield					0.00%	0.00%	0.00%
Stock options
Class of Stock [Line Items]
Expected dividend yield					0.00%
Stock awards, vesting period					4 years
Employee Stock
Class of Stock [Line Items]
Expected dividend yield					0.00%
Unrecognized compensation cost expected period for recognition					6 months
Related Party Fund
Class of Stock [Line Items]
Investment	$ 10,100,000				$ 10,100,000			$ 10,000,000
Ownership								15.00%
Loans and Finance Receivables
Class of Stock [Line Items]
Investment in own whole loans and loan interests	100.00%				100.00%
The Company, CEO, and Director \| Related Party Fund
Class of Stock [Line Items]
Ownership			29.00%
The Company And A Director \| Related Party Fund
Class of Stock [Line Items]
Ownership	27.00%				27.00%
Computer Software, Intangible Asset
Class of Stock [Line Items]
Intangible assets, useful life					3 years
Minimum
Class of Stock [Line Items]
Property and equipment, estimated useful life					3 years
Maximum
Class of Stock [Line Items]
Property and equipment, estimated useful life					5 years
Maximum \| Investments Other Than Loans
Class of Stock [Line Items]
Allowed investment in outside loans	20.00%				20.00%

Securities Available for Sale - Amortized cost/fair value (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	$ 287,293	$ 298,882
Gross Unrealized Gains	91	3
Gross Unrealized Losses	(247)	(1,674)
Securities available for sale	287,137	297,211
Corporate debt securities
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	181,359	217,243
Gross Unrealized Gains	63	2
Gross Unrealized Losses	(199)	(1,494)
Securities available for sale	181,223	215,751
Certificates of deposit
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	27,501
Gross Unrealized Gains	0
Gross Unrealized Losses	0
Securities available for sale	27,501
Asset-backed securities
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	25,369	54,543
Gross Unrealized Gains	4	0
Gross Unrealized Losses	(9)	(134)
Securities available for sale	25,364	54,409
Commercial paper
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	20,164
Gross Unrealized Gains	0
Gross Unrealized Losses	0
Securities available for sale	20,164
U.S. agency securities
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	19,602	16,602
Gross Unrealized Gains	21	1
Gross Unrealized Losses	0	(25)
Securities available for sale	19,623	16,578
U.S. Treasury securities
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	2,493	3,489
Gross Unrealized Gains	3	0
Gross Unrealized Losses	0	(4)
Securities available for sale	2,496	3,485
Other securities
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	10,805	7,005
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(39)	(17)
Securities available for sale	$ 10,766	$ 6,988

Securities Available for Sale - Unrealized losses (Details) $ in Thousands	Dec. 31, 2016 USD ($) position	Dec. 31, 2015 USD ($) position
Schedule of Available-for-sale Securities [Line Items]
Less than 12 months, fair value	$ 121,290	$ 291,478
Less than 12 months, unrealized loss	(196)	(1,674)
12 months or longer, fair value	17,518	0
12 months or longer, unrealized loss	(51)	0
Fair Value	138,808	291,478
Unrealized Losses	$ (247)	$ (1,674)
Number of positions with unrealized loss \| position	72	141
Corporate debt securities
Schedule of Available-for-sale Securities [Line Items]
Less than 12 months, fair value	$ 107,862	$ 212,018
Less than 12 months, unrealized loss	(185)	(1,494)
12 months or longer, fair value	11,682	0
12 months or longer, unrealized loss	(14)	0
Fair Value	119,544	212,018
Unrealized Losses	(199)	(1,494)
Asset-backed securities
Schedule of Available-for-sale Securities [Line Items]
Less than 12 months, fair value	6,628	54,409
Less than 12 months, unrealized loss	(8)	(134)
12 months or longer, fair value	1,870	0
12 months or longer, unrealized loss	(1)	0
Fair Value	8,498	54,409
Unrealized Losses	(9)	(134)
U.S. agency securities
Schedule of Available-for-sale Securities [Line Items]
Less than 12 months, fair value		14,578
Less than 12 months, unrealized loss		(25)
12 months or longer, fair value		0
12 months or longer, unrealized loss		0
Fair Value		14,578
Unrealized Losses		(25)
U.S. Treasury securities
Schedule of Available-for-sale Securities [Line Items]
Less than 12 months, fair value		3,485
Less than 12 months, unrealized loss		(4)
12 months or longer, fair value		0
12 months or longer, unrealized loss		0
Fair Value		3,485
Unrealized Losses		(4)
Other securities
Schedule of Available-for-sale Securities [Line Items]
Less than 12 months, fair value	6,800	6,988
Less than 12 months, unrealized loss	(3)	(17)
12 months or longer, fair value	3,966	0
12 months or longer, unrealized loss	(36)	0
Fair Value	10,766	6,988
Unrealized Losses	$ (39)	$ (17)

Securities Available for Sale - Maturities (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Fair value
Within 1 year	$ 172,554
After 1 year through 5 years	114,583
After 5 years through 10 years	0
After 10 years	0
Total	287,137	$ 297,211
Amortized cost
Within 1 year	172,602
After 1 year through 5 years	114,691
After 5 years through 10 years	0
After 10 years	0
Total	287,293
Corporate debt securities
Fair value
Within 1 year	90,096
After 1 year through 5 years	91,127
After 5 years through 10 years	0
After 10 years	0
Total	181,223	215,751
Certificates of deposit
Fair value
Within 1 year	27,501
After 1 year through 5 years	0
After 5 years through 10 years	0
After 10 years	0
Total	27,501
Asset-backed securities
Fair value
Within 1 year	8,370
After 1 year through 5 years	16,994
After 5 years through 10 years	0
After 10 years	0
Total	25,364	54,409
Commercial paper
Fair value
Within 1 year	20,164
After 1 year through 5 years	0
After 5 years through 10 years	0
After 10 years	0
Total	20,164
U.S. agency securities
Fair value
Within 1 year	19,623
After 1 year through 5 years	0
After 5 years through 10 years	0
After 10 years	0
Total	19,623	16,578
U.S. Treasury securities
Fair value
Within 1 year	0
After 1 year through 5 years	2,496
After 5 years through 10 years	0
After 10 years	0
Total	2,496	3,485
Other securities
Fair value
Within 1 year	6,800
After 1 year through 5 years	3,966
After 5 years through 10 years	0
After 10 years	0
Total	$ 10,766	$ 6,988

Securities Available for Sale - Realized gains/losses (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Investments, Debt and Equity Securities [Abstract]
Proceeds	$ 2,494	$ 120,420
Gross realized gains	2	133
Gross realized losses	$ 0	$ 4

Loans, Loans Held For Sale, Notes and Certificates and Loan Servicing Rights - Fair value on a recurring basis (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Fair value	$ 4,311,984	$ 4,556,081
Fair value	9,048	0
Fair value	4,320,895	4,571,583
Fair Value, Measurements, Recurring \| Loans
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Aggregate principal balance outstanding	4,565,653	4,681,671
Net fair value adjustments	(253,669)	(125,590)
Fair value	4,311,984	4,556,081
Fair Value, Measurements, Recurring \| Loans Held For Sale
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Aggregate principal balance outstanding	9,345	0
Net fair value adjustments	(297)	0
Fair value	9,048	0
Fair Value, Measurements, Recurring \| Notes and Certificates
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Aggregate principal balance outstanding	4,572,912	4,697,169
Net fair value adjustments	(252,017)	(125,586)
Fair value	$ 4,320,895	$ 4,571,583

Loans, Loans Held For Sale, Notes and Certificates and Loan Servicing Rights - Additional Information (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Loans, Notes and Certificates, and Loan Servicing Rights [Line Items]
Loans held for sale	$ 9,048	$ 0
Non-accrual status threshold	120 days
Loans
Loans, Notes and Certificates, and Loan Servicing Rights [Line Items]
Principal balance of underlying loan servicing rights	$ 6,540,000	$ 4,290,000
Loans Notes And Certificates
Loans, Notes and Certificates, and Loan Servicing Rights [Line Items]
Loans held for sale, principal	27,900
Loans held for sale	$ 25,900

Loans, Loans Held For Sale, Notes and Certificates and Loan Servicing Rights - Outstanding loans (Details) - Loans $ in Thousands	Dec. 31, 2016 USD ($) Loan	Dec. 31, 2015 USD ($) Loan
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Outstanding principal balance, past 90 days	$ 45,718	$ 30,094
Outstanding principal balance, non-accrual	5,055	4,513
Net fair value adjustments, past 90 days	(40,183)	(25,312)
Net fair value adjustments, non-accural	(4,392)	(3,722)
Fair value, past 90 days	5,535	4,782
Fair value, non-accural	$ 663	$ 791
Number of loans (not in thousands), past 90 days \| Loan	4,041	2,606
Number of loans (not in thousands), non-accrual \| Loan	483	382

Fair Value of Assets and Liabilities - Quantitative Information about Significant Unobservable Inputs Used for Fair Value Measurements (Detail) - Level 3 Inputs	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Minimum \| Servicing Asset/Liability
Fair Value Inputs [Abstract]
Discount rates	3.40%	3.50%
Net cumulative expected loss rates	0.30%	0.30%
Cumulative prepayment rates	8.00%	8.00%
Base market servicing rates (% per annum on unpaid principal balance)	0.63%	0.57%
Maximum \| Servicing Asset/Liability
Fair Value Inputs [Abstract]
Discount rates	15.10%	16.30%
Net cumulative expected loss rates	33.90%	22.00%
Cumulative prepayment rates	42.70%	36.40%
Base market servicing rates (% per annum on unpaid principal balance)	0.90%	0.75%
Weighted Average \| Servicing Asset/Liability
Fair Value Inputs [Abstract]
Discount rates	7.80%	9.40%
Net cumulative expected loss rates	12.80%	8.80%
Cumulative prepayment rates	29.30%	30.50%
Base market servicing rates (% per annum on unpaid principal balance)	0.63%	0.57%
Loans, notes and certificates \| Minimum
Fair Value Inputs [Abstract]
Discount rates	1.20%	2.90%
Net cumulative expected loss rates	0.30%	0.30%
Cumulative prepayment rates	8.00%	23.40%
Loans, notes and certificates \| Maximum
Fair Value Inputs [Abstract]
Discount rates	16.60%	17.50%
Net cumulative expected loss rates	33.90%	22.00%
Cumulative prepayment rates	42.70%	36.40%
Loans, notes and certificates \| Weighted Average
Fair Value Inputs [Abstract]
Discount rates	7.20%	9.00%
Net cumulative expected loss rates	14.60%	9.90%
Cumulative prepayment rates	30.70%	30.80%
Loan Trailing Fee Liability \| Minimum
Fair Value Inputs [Abstract]
Discount rates	3.40%
Net cumulative expected loss rates	0.30%
Cumulative prepayment rates	8.00%
Loan Trailing Fee Liability \| Maximum
Fair Value Inputs [Abstract]
Discount rates	15.00%
Net cumulative expected loss rates	33.90%
Cumulative prepayment rates	42.70%
Loan Trailing Fee Liability \| Weighted Average
Fair Value Inputs [Abstract]
Discount rates	7.70%
Net cumulative expected loss rates	13.50%
Cumulative prepayment rates	28.30%

Fair Value of Assets and Liabilities - Additional Information about Servicing Assets and Liabilities Measured at Fair Value on Recurring Basis (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Servicing Assets
Servicing Assets, Fair value, Beginning Balance	$ 10,250
Servicing Assets, Fair value, Ending Balance	21,398	$ 10,250
Servicing Liabilities
Servicing Liabilities, Fair value, Beginning Balance	3,973
Servicing Liabilities, Fair value, Ending Balance	2,846	3,973
Fair Value, Measurements, Recurring
Servicing Assets
Servicing Assets, Fair value, Beginning Balance	10,250	2,181
Issuances	16,546	10,079
Changes in fair value, included in servicing fees	(5,403)	(3,803)
Additions, included in deferred revenue	5	1,793
Servicing Assets, Fair value, Ending Balance	21,398	10,250
Servicing Liabilities
Servicing Liabilities, Fair value, Beginning Balance	3,973	3,973
Issuances	3,371	5,194
Changes in fair value, included in servicing fees	(4,498)	(5,194)
Additions, included in deferred revenue	0	0
Servicing Liabilities, Fair value, Ending Balance	$ 2,846	$ 3,973

Fair Value of Assets and Liabilities - Trailing Fee Liability (Details) - Loan Trailing Fee Liability $ in Thousands	12 Months Ended
	Dec. 31, 2016 USD ($)
Fair Value, Liabilities Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Fair value at beginning of period	$ 0
Issuances	5,843
Cash payment of Loan Trailing Fee	(1,174)
Change in fair value, included in origination and servicing	244
Fair value at end of period	$ 4,913

Fair Value of Assets and Liabilities - Additional Information about Servicing Assets and Liabilities Measured Using Different Market Servicing Rates and Different Prepayment (Detail) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Risks Inherent in Servicing Assets and Servicing Liabilities [Line Items]
Change in servicing rate	0.10%
Fair Value, Measurements, Recurring
Risks Inherent in Servicing Assets and Servicing Liabilities [Line Items]
Weighted-average market servicing rate assumptions	0.63%	0.57%
Servicing assets, rate increase	$ (5,673)	$ (3,504)
Servicing liabilities, rate increase	964	1,589
Servicing assets, rate decrease	5,812	3,610
Servicing liabilities, rate decrease	$ (825)	$ (1,483)

Fair Value of Assets and Liabilities - Not Measured at Fair Value (Details) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets	$ 4,629,567	$ 4,863,542
Total liabilities	4,328,654	4,575,556
Level 1 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets	0	0
Total liabilities	0	0
Level 2 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets	287,137	297,211
Total liabilities	0	0
Level 3 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets	4,342,430	4,566,331
Total liabilities	4,328,654	4,575,556
Carrying Amount
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Cash and cash equivalents	515,602	623,531
Restricted cash	177,810	80,733
Servicer reserve receivable	4,938
Deposits	855	871
Goodwill	35,633
Total assets	734,838	705,135
Accrued expenses and other liabilities	10,981
Accounts payable	10,889	5,542
Payables to investors	125,884	73,162
Total liabilities	147,754	78,704
Portion at Other than Fair Value Measurement \| Level 1 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Cash and cash equivalents	0	0
Restricted cash	0	0
Servicer reserve receivable	0
Deposits	0	0
Goodwill	0
Total assets	0	0
Accrued expenses and other liabilities	0
Accounts payable	0	0
Payables to investors	0	0
Total liabilities	0	0
Portion at Other than Fair Value Measurement \| Level 2 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Cash and cash equivalents	515,602	623,531
Restricted cash	177,810	80,733
Servicer reserve receivable	4,938
Deposits	855	871
Goodwill	0
Total assets	699,205	705,135
Accrued expenses and other liabilities	0
Accounts payable	10,889	5,542
Payables to investors	125,884	73,162
Total liabilities	136,773	78,704
Portion at Other than Fair Value Measurement \| Level 3 Inputs
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Cash and cash equivalents	0	0
Restricted cash	0	0
Servicer reserve receivable	0
Deposits	0	0
Goodwill	35,633
Total assets	35,633	0
Accrued expenses and other liabilities	10,981
Accounts payable	0	0
Payables to investors	0	0
Total liabilities	10,981	0
Balance at Fair Value
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Cash and cash equivalents	515,602	623,531
Restricted cash	177,810	80,733
Servicer reserve receivable	4,938
Deposits	855	871
Goodwill	35,633
Total assets	734,838	705,135
Accrued expenses and other liabilities	10,981
Accounts payable	10,889	5,542
Payables to investors	125,884	73,162
Total liabilities	$ 147,754	$ 78,704

Property, Equipment and Software, Net (Detail) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Property, Plant and Equipment [Line Items]
Internally developed software (1)	$ 75,202	$ 40,709
Leasehold improvements	22,637	11,559
Computer equipment	18,080	14,076
Purchased software	7,598	5,336
Furniture and fixtures	6,827	5,086
Construction in progress	707	2,870
Total property, equipment and software	131,051	79,636
Accumulated depreciation and amortization	(41,788)	(23,706)
Total property, equipment and software, net	89,263	55,930
Construction in Progress [Member]
Property, Plant and Equipment [Line Items]
Internally developed software (1)	$ 7,400	$ 459

Other Assets (Detail) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Other Assets [Abstract]
Other assets	$ 69,644	$ 38,413
Loan servicing assets, at fair value
Other Assets [Abstract]
Other assets	21,398	10,250
Prepaid expenses
Other Assets [Abstract]
Other assets	16,960	16,283
Other investments
Other Assets [Abstract]
Other assets	10,372	250
Accounts receivable
Other Assets [Abstract]
Other assets	7,572	4,976
Servicer reserve receivable
Other Assets [Abstract]
Other assets	4,938	0
Tenant improvement receivable
Other Assets [Abstract]
Other assets	3,290	778
Receivable from investors
Other Assets [Abstract]
Other assets	1,566	1,117
Deferred financing costs
Other Assets [Abstract]
Other assets	1,032	1,296
Deposits
Other Assets [Abstract]
Other assets	855	871
Due from related parties
Other Assets [Abstract]
Other assets	476	655
Deferred acquisition compensation
Other Assets [Abstract]
Other assets	349	1,521
Other
Other Assets [Abstract]
Other assets	$ 836	$ 416

Intangible Assets and Goodwill - Schedule of Intangible Assets (Detail) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Finite-Lived Intangible Assets [Line Items]
Gross Carrying Value	$ 40,200	$ 40,200
Accumulated Amortization	(13,989)	(9,229)
Net Carrying Value	26,211	30,971
Customer relationships
Finite-Lived Intangible Assets [Line Items]
Gross Carrying Value	39,500	39,500
Accumulated Amortization	(13,329)	(8,702)
Net Carrying Value	26,171	30,798
Technology
Finite-Lived Intangible Assets [Line Items]
Gross Carrying Value	400	400
Accumulated Amortization	(360)	(227)
Net Carrying Value	40	173
Brand name
Finite-Lived Intangible Assets [Line Items]
Gross Carrying Value	300	300
Accumulated Amortization	(300)	(300)
Net Carrying Value	$ 0	$ 0

Intangible Assets and Goodwill - Schedule of Expected Future Amortization Expense for Intangible Assets (Detail) - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
Goodwill and Intangible Assets Disclosure [Abstract]
2017	$ 4,287
2018	3,872
2019	3,498
2020	3,122
2021	2,746
Thereafter	8,686
Net Carrying Value	$ 26,211	$ 30,971