Condensed Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015
Assets
Cash and cash equivalents	$ 583,842	$ 623,531
Restricted cash	104,485	80,733
Securities available for sale	284,300	297,211
Loans at fair value (includes $3,037,233 and $3,022,001 from consolidated trust, respectively)	4,716,156	4,556,081
Accrued interest receivable (includes $24,536 and $24,477 from consolidated trust, respectively)	39,108	38,081
Property, equipment and software, net	64,194	55,930
Intangible assets, net	29,715	30,971
Goodwill	72,683	72,683
Other assets	53,860	38,413
Total assets	5,948,343	5,793,634
Liabilities and Stockholders’ Equity
Accounts payable	5,860	5,542
Accrued interest payable (includes $26,950 and $26,719 from consolidated trust, respectively)	41,637	40,244
Secured borrowings	15,113	0
Accrued expenses and other liabilities	50,088	61,243
Payable to investors	71,917	73,162
Notes and certificates at fair value (includes $3,050,728 and $3,034,586 from consolidated trust, respectively)	4,713,449	4,571,583
Total liabilities	4,898,064	4,751,774
Stockholders’ Equity
Common stock, $0.01 par value; 900,000,000 shares authorized at both March 31, 2016 and December 31, 2015; 381,363,565 and 379,716,630 shares issued and outstanding at March 31, 2016 and December 31, 2015, respectively	3,836	3,797
Additional paid-in capital	1,150,877	1,127,952
Accumulated deficit	(84,081)	(88,218)
Treasury stock, at cost; 2,282,700 and 0 shares at March 31, 2016 and December 31, 2015, respectively	(19,485)	0
Accumulated other comprehensive loss	(868)	(1,671)
Total stockholders’ equity	1,050,279	1,041,860
Total liabilities and stockholders’ equity	$ 5,948,343	$ 5,793,634