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Accumulated Other Comprehensive Loss
3 Months Ended
Mar. 31, 2016
Equity [Abstract]  
Accumulated Other Comprehensive Loss
Accumulated Other Comprehensive Loss

Accumulated other comprehensive loss represents other cumulative gains and losses that are not reflected in earnings. The components of other comprehensive income were as follows:
Three Months Ended March 31,
2016
 
2015
 
Before Tax
 
Tax Effect
 
Net of Tax
 
Before Tax
 
Tax Effect
 
Net of Tax
Change in net unrealized loss on securities available for sale
$
803

 
$

 
$
803

 
$

 
$

 
$

Other comprehensive income
$
803

 
$

 
$
803

 
$

 
$

 
$


Accumulated other comprehensive loss balances were as follows:
 
Total
Accumulated Other Comprehensive Loss
Balance at December 31, 2015
$
(1,671
)
Change in net unrealized loss on securities available for sale
803

Balance at March 31, 2016
$
(868
)