424B3 1 salessup_20111108.htm Prospectus Supplement (Sales Report) No. 12

Prospectus Supplement (Sales Report) No. 12 dated November 8, 2011

to Prospectus dated August 15, 2011

Filed pursuant to Rule 424(b)(3)

Registration Statement No. 333-151827

 

LendingClub Corporation

Member Payment Dependent Notes

 

                This Prospectus Supplement supplements the prospectus dated August 15, 2011 and provides information about particular series of Member Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Prospectus Supplement together with the prospectus dated August 15, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.

 

                We have sold the following Notes:

 

Member Payment Dependent Notes Series 763009

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

763009

$7,125

$7,125

7.90%

1.00%

November 3, 2011

November 15, 2014

November 15, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 763009. Member loan 763009 was requested on November 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,000 / month
Current employer: Arthur J Gallagher Debt-to-income ratio: 21.00%
Length of employment: 1 year Location: Baton Rouge, LA
       
Home town:
Current & past employers: Arthur J Gallagher
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/01/11 > I would like to consolidate my debt so that I have one monthly payment and have a definite time frame of payoff (in this case 3 years).

 

A credit bureau reported the following information about this borrower member on November 1, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2001 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,489.00 Public Records On File: 0
Revolving Line Utilization: 30.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 809739

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

809739

$35,000

$35,000

12.42%

1.00%

November 2, 2011

November 10, 2014

November 10, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 809739. Member loan 809739 was requested on October 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,425 / month
Current employer: effone software inc Debt-to-income ratio: 8.90%
Length of employment: 8 years Location: sunnyvale, CA
       
Home town:
Current & past employers: effone software inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 25, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2004 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 17 Months Since Last Delinquency: 7
Revolving Credit Balance: $5,246.00 Public Records On File: 0
Revolving Line Utilization: 17.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?some amount, i clear my medical bill and some amount, i will use for investment

 


 

 

 

Member Payment Dependent Notes Series 857062

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

857062

$8,250

$8,250

7.51%

1.00%

November 4, 2011

November 15, 2014

November 15, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 857062. Member loan 857062 was requested on November 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,000 / month
Current employer: Cablevision Debt-to-income ratio: 27.20%
Length of employment: 7 years Location: BRENTWOOD, NY
       
Home town:
Current & past employers: Cablevision
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on November 1, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1997 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,374.00 Public Records On File: 0
Revolving Line Utilization: 15.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Debt consolidation . Current credit cards interest rate are at 15.99

 


 

 

 

Member Payment Dependent Notes Series 878883

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

878883

$12,000

$12,000

18.25%

1.00%

November 7, 2011

November 15, 2016

November 15, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 878883. Member loan 878883 was requested on November 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,833 / month
Current employer: Snyder County Debt-to-income ratio: 12.56%
Length of employment: 6 years Location: Watsontown, PA
       
Home town:
Current & past employers: Snyder County
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 25, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1994 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: 71
Revolving Credit Balance: $6,114.00 Public Records On File: 0
Revolving Line Utilization: 45.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)heating 250, mortgage and other houshold expenses are covered by someone else
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?1600 to Dell, 1800 to Lowes, 120 to Home Depot, 1700 to Capital One, 700 to Kohls, 500 to Clothing Place, 600 to Bill me later, 1775 for emergency dental work, 700 for heating oil, fashion bug 500. All the above bills have over a 20% interest rate. I am only able to pay the minimum monthly balance. Therefore, i'm not making any headway paying them off. I need the 11,400 to pay off these debts and have one affordable monthly payment. I need the additional money to buy new car tires, car repair, eye glasses and misc other small expenses. My student loan is around 15,000. My monthly payment $128.83. This will not be included in the debts i pay off. My interest rate is very low. Monthly Payments Dell - 50 Lowes - 55 Home depot - 35 bill me later - 35 clothing's place - 37 kohls - 25 fashion bug - 25 capital on - 35 The loan will help me pay this off completely. I will be able to make the monthly payment on the loan and will not be wasting my money purely on intrest like i am now
Which debts do you plan to pay off with this loan?all credit cards, emergency dental work, new tires for car, car repair, new eye glasses, outstanding oil balance, and misc small bills that have accumulated

 


 

 

 

Member Payment Dependent Notes Series 879841

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

879841

$2,600

$2,600

16.29%

1.00%

November 3, 2011

November 13, 2014

November 13, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 879841. Member loan 879841 was requested on October 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,250 / month
Current employer: n/a Debt-to-income ratio: 7.12%
Length of employment: n/a Location: saint paul, MN
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/31/11 > This loan is to help me get my finances in order and remove my reliance on credit cards while I am attending law school.

 

A credit bureau reported the following information about this borrower member on October 30, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2005 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: 25
Revolving Credit Balance: $2,662.00 Public Records On File: 0
Revolving Line Utilization: 95.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My total expenses are no more than $800 per month.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I am using this loan to pay off all of the credit cards that I own. I don't know whether that would constitute multiple purposes or not. If it does, I am allocating exactly how much I owe on each card.

 


 

 

 

Member Payment Dependent Notes Series 880757

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

880757

$25,000

$25,000

12.42%

1.00%

November 8, 2011

November 9, 2016

November 9, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 880757. Member loan 880757 was requested on October 26, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,667 / month
Current employer: Sacramento County Office of Education Debt-to-income ratio: 19.24%
Length of employment: 10+ years Location: Elk Grove, CA
       
Home town:
Current & past employers: Sacramento County Office of Education
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/27/11 > Actual personal goal is to be debt free end of 2013 related to credit cards, will still have normal mortage and have will have my car paid off in 3 years. I have a great credit score which I have earned by paying all my payments early every month. Since the drop in economy, even though I have never missed a payment on my credit cards, they have jumped in interest rates from between 2% and 4% fixed to between 12% to 20% variable for no reason. I would rather pay interest to people that deserve and appreciate it, than banks that only look for ways to get more money out of me for no reason. Thank you in advance for considering my loan request.

 

A credit bureau reported the following information about this borrower member on October 18, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1988 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $25,466.00 Public Records On File: 0
Revolving Line Utilization: 36.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Mortgage Payment = $1,350 Includes Insurance and Taxes 2nd Mortgage Payments $90.00 Was for Down Payment Assistance PG&E $65.00 SMUD $117.00 Water $100.00 Garbage $40.00
Please explain the reason why you carry a large revolving credit balance.I just let my credit cards get away from me over the last 10 years. No excuses.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Gas Card 1 = $1,691 at 26.99% Variable Avg. $87 per month Gas Card 2 = $1,426 at 24.99% Variable Avg. $105 per month Discover = $7,337 at 16.99% Variable Avg. $210 per month Lowes = $575 at 24.99% Variable Avg. $200 per month B of A #1 = $9,092 at 12.9% Variable Avg $250 per month B of A #2 = $4,754 at 14.9% Variable Avg. $120 per month Car with Golden 1 Credit Union $12,761 at 6.49% $487.65 per month Mortgage $191,402.64 at 4.375% $1350 per Month 2nd Mortgage $6,485 at 7.375% - $90 per Month
Which debts do you plan to pay off with this loan?I will be paying off all my credit card balances.I have never missed a payment on my cards, but when the economic collapsed all my cards went from around 2% to 4% fixed to 12 to 19% variable. Now the banks are taking hits again, I am expecting them to raise their rates again.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage Payment = $1,350 Includes Insurance and Taxes 2nd Mortgage Payments $90.00 Was for Down Payment Assistance. PG&E $65.00 - 9 mo Avg SMUD (electricity) $117.00 - 9 mo Avg Water $100.00 Garbage $40.00 Auto Ins = $140 Gasoline about $160 per month. Car Pmt - $487 Food, - about $400 a month . Comcast (Phone, Cable, Internet) $215 I don't know if you wanted my Credit cards (Which is what this loan will pay off) But here you go. Gas Card 1 = $1,691 at 26.99% Variable Avg. $87 per month Gas Card 2 = $1,426 at 24.99% Variable Avg. $105 per month Discover = $7,337 at 16.99% Variable Avg. $210 per month Lowes = $575 at 24.99% Variable Avg. $200 per month B of A #1 = $9,092 at 12.9% Variable Avg $250 per month B of A #2 = $4,754 at 14.9% Variable Avg. $120 per month
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage Payment = $1,350 Includes Insurance and Taxes 2nd Mortgage Payments $90.00 Was for Down Payment Assistance. PG&E $65.00 - 9 mo Avg SMUD (electricity) $117.00 - 9 mo Avg Water $100.00 Garbage $40.00 Auto Ins = $140 Gasoline about $160 per month. Car Pmt - $487 Food, - about $400 a month . Comcast (Phone, Cable, Internet) $215 I don't know if you wanted my Credit cards (Which is what this loan will pay off) But here you go. Gas Card 1 = $1,691 at 26.99% Variable Avg. $87 per month Gas Card 2 = $1,426 at 24.99% Variable Avg. $105 per month Discover = $7,337 at 16.99% Variable Avg. $210 per month Lowes = $575 at 24.99% Variable Avg. $200 per month B of A #1 = $9,092 at 12.9% Variable Avg $250 per month B of A #2 = $4,754 at 14.9% Variable Avg. $120 per month

 


 

 

 

Member Payment Dependent Notes Series 890137

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

890137

$12,650

$12,650

21.28%

1.00%

November 7, 2011

November 7, 2016

November 7, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 890137. Member loan 890137 was requested on October 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $11,308 / month
Current employer: Interwest Capital Corporation Debt-to-income ratio: 21.90%
Length of employment: < 1 year Location: SAN DIEGO, CA
       
Home town:
Current & past employers: Interwest Capital Corporation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 19, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1997 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $45,843.00 Public Records On File: 0
Revolving Line Utilization: 96.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Mortgage $3,400 Home Owners Association $500 Insurance $100 Utilities $50 Taxes: $200
Please explain the reason why you carry a large revolving credit balance.I lost my job in 2010 for a period of 7 months, so I incurred a lot of debt during that time.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage $493,000 Below is the balance average and payment average. It can vary a little from month to month: Credit Card #1: $20,000; Monthly Payment: $450; Interest Rate: 15.25% Credit Card #2: $9,400; Monthly Payment $360; Interest Rate: 25.25% Credit Card #3: $5,000; Monthly Payment $125; Interest Rate: 23.25% Credit Card #4: $4,900; Monthly Payment $125; Interest Rate: (I could not locate the APR on my on-line statement) Credit Card #5: $2,000; Monthly Payment $60; Interest Rate: 26.25% Department Store Card: $2,400; Monthly Payment $65; Interest Rate: 26%
Which debts do you plan to pay off with this loan?I only plan on paying off my unsecured credit card debt with this loan.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage $493,000 Below is the balance average and payment average. It can vary a little from month to month: Credit Card #1: $20,000; Monthly Payment: $450; Interest Rate: 15.25% Credit Card #2: $9,400; Monthly Payment $360; Interest Rate: 25.25% Credit Card #3: $5,000; Monthly Payment $125; Interest Rate: 23.25% Credit Card #4: $4,900; Monthly Payment $125; Interest Rate: (I could not locate the APR on my on-line statement) Credit Card #5: $2,000; Monthly Payment $60; Interest Rate: 26.25% Department Store Card: $2,400; Monthly Payment $65; Interest Rate: 26%

 


 

 

 

Member Payment Dependent Notes Series 890697

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

890697

$17,950

$17,950

11.71%

1.00%

November 8, 2011

November 9, 2016

November 9, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 890697. Member loan 890697 was requested on October 26, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,990 / month
Current employer: n/a Debt-to-income ratio: 5.45%
Length of employment: n/a Location: Boothwyn, PA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/26/11 > This loan is for debt consolidation and long-overdue improvements to my home. Thanks in advance.

 

A credit bureau reported the following information about this borrower member on October 26, 2011:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 03/1991 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,376.00 Public Records On File: 0
Revolving Line Utilization: 16.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)I have a condo. There is no mortgage or rent. The maintenance fee is $256/month and includes heat, and cold and hot water. The electric is less than $40/month. Sewer and taxes are $140/month and insurance $300/year. I hope this helps.
What is your intended use for the loan proceeds?I intend to pay off several credit card balances and complete some renovations to my condo.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I plan to pay off several credit card balances representing about $10,000. With the remaining funds, I plan to replace the original condo windows and update part of my kitchen and bath.

 


 

 

 

Member Payment Dependent Notes Series 901982

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

901982

$12,400

$12,400

7.51%

1.00%

November 3, 2011

November 5, 2014

November 5, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 901982. Member loan 901982 was requested on October 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,417 / month
Current employer: State of Ohio Debt-to-income ratio: 25.98%
Length of employment: 10+ years Location: POWELL, OH
       
Home town:
Current & past employers: State of Ohio
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 8, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1982 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: n/a
Revolving Credit Balance: $21,992.00 Public Records On File: 0
Revolving Line Utilization: 81.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Debt Consolidation. I have a couple of high interest credit cards and this loan will allow me to pay these off and pay this money back in a shorter time frame than if I paid those cards in the same amount of time. Thanks

 


 

 

 

Member Payment Dependent Notes Series 913851

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

913851

$35,000

$35,000

18.64%

1.00%

November 2, 2011

November 3, 2016

November 3, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 913851. Member loan 913851 was requested on October 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,667 / month
Current employer: US Marine Corps Debt-to-income ratio: 22.72%
Length of employment: 10+ years Location: SNEADS FERRY, NC
       
Home town:
Current & past employers: US Marine Corps
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 19, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2000 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 41 Months Since Last Delinquency: 40
Revolving Credit Balance: $13,415.00 Public Records On File: 0
Revolving Line Utilization: 60.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?all revolving accounts
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Monthly living expenses equal $2292
Please explain the reason why you carry a large revolving credit balance.balances resulted from an irresponsible joint account holder
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Auto loans: 12% $30,000, $942 monthly Care Credit (veternary and dental): 15% $4000, $100 monthly Houshold finance credit line: 23% $5,100, $116 Monthly Sams Club: 16% $550, $50 monthly Sears: $2200, $100 monthly Legal expenses: 0% $10,000, $1,000 monthly Student Loans: $9,100, $116 monthly Mortgage: 3% $239,000, $1325 monthly
Which debts do you plan to pay off with this loan?all revolving accounts

 


 

 

 

Member Payment Dependent Notes Series 916467

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

916467

$16,000

$16,000

12.42%

1.00%

November 2, 2011

November 3, 2016

November 3, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 916467. Member loan 916467 was requested on October 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,417 / month
Current employer: St. Joseph's Regional Medical Center Debt-to-income ratio: 4.74%
Length of employment: 10+ years Location: PATERSON, NJ
       
Home town:
Current & past employers: St. Joseph's Regional Medical Center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/20/11 > Loan to pay other debts Borrower added on 10/20/11 > Consolidate Borrower added on 10/27/11 > I have a stable job for 26 years

 

A credit bureau reported the following information about this borrower member on October 20, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1995 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 37 Months Since Last Delinquency: 14
Revolving Credit Balance: $12,688.00 Public Records On File: 0
Revolving Line Utilization: 8.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?Citi bank Lowest Home depot
If you have a delinquency in the last 2 years, please explain the reason.No
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Citi bank owe 5,500. 200.00 mo Macys owe 4,000. 200.00 mo Lowest owe 2,500. 200.00 mo Home depot owe 2,400. 200.00 mo
Which debts do you plan to pay off with this loan?Citi bank Lowest Home depot
If you have a public record on file, please briefly explain the event and its resolution.No

 


 

 

 

Member Payment Dependent Notes Series 918287

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

918287

$31,825

$31,825

12.69%

1.00%

November 2, 2011

November 1, 2014

November 1, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 918287. Member loan 918287 was requested on October 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,833 / month
Current employer: City of Chicago Debt-to-income ratio: 16.17%
Length of employment: 5 years Location: CHICAGO, IL
       
Home town:
Current & past employers: City of Chicago
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 18, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1999 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: 76
Revolving Credit Balance: $19,309.00 Public Records On File: 0
Revolving Line Utilization: 63.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 918617

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

918617

$14,000

$14,000

19.91%

1.00%

November 2, 2011

November 7, 2016

November 7, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 918617. Member loan 918617 was requested on October 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,309 / month
Current employer: n/a Debt-to-income ratio: 20.05%
Length of employment: n/a Location: PETALUMA, CA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/24/11 > Ive been at my job for 4 years and it is very stable.

 

A credit bureau reported the following information about this borrower member on October 24, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1994 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: 42
Revolving Credit Balance: $12,015.00 Public Records On File: 0
Revolving Line Utilization: 69.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 923035

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

923035

$6,000

$6,000

13.49%

1.00%

November 4, 2011

November 17, 2014

November 17, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 923035. Member loan 923035 was requested on November 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,167 / month
Current employer: Frito Lay Debt-to-income ratio: 12.48%
Length of employment: 3 years Location: WARWICK, RI
       
Home town:
Current & past employers: Frito Lay
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/03/11 > This loan would payoff and close several high-interest credit cards that I just haven't been able to get rid of. I have learned from the credit mistakes I made as a young adult, but am still burdened with the results of those mistakes while trying to start a family. I work a stable, full time job with a reputable company. I have been with my employer for almost 3 years. I just bought my dream house in July, and with the current home prices and mortgage rates, I pay basically the same that I paid for rent on our old apartment. Thank you for your consideration, any help you can offer is greatly appreciated

 

A credit bureau reported the following information about this borrower member on November 3, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2002 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: 31
Revolving Credit Balance: $16,446.00 Public Records On File: 0
Revolving Line Utilization: 63.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.There should be no delinquencies in the last 2 years. Prior to that, in 2008 I lost my job in finance/insurance due to the declining economy. I could not find suitable employment to maintain all of my credit obligations and had several delinquencies. However, since I was hired by my present employer in April 2009, I have not had any late payments with any creditor. Thank you for your consideration.

 


 

 

 

Member Payment Dependent Notes Series 928485

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

928485

$15,850

$15,850

13.49%

1.00%

November 7, 2011

November 9, 2016

November 9, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 928485. Member loan 928485 was requested on October 26, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: 1013 communications Debt-to-income ratio: 28.71%
Length of employment: 10+ years Location: MESA, AZ
       
Home town:
Current & past employers: 1013 communications
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/26/11 > I am trying to consolidate my high interest credit line. I have a great history of paying my loans on time if not early. I have never defaulted on any loan I have ever had. I have held the same job for over ten year which speaks to my security. Thank you for your trust.

 

A credit bureau reported the following information about this borrower member on October 26, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2000 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,601.00 Public Records On File: 0
Revolving Line Utilization: 47.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?All of them. With this loan I will be able to pay off all of my debts. It will save me money along with eliminate my high interest rates.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have two line of credits totaling around 9,000, two credit cards totaling 5,000. Interest rates average 22%, with none of them being higher then 25 or lower then 20. This the main reason for the refi. is to lower my interest to pay them off quicker.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have two line of credits totaling around 9,000, two credit cards totaling 5,000. Interest rates average 22%, with none of them being higher then 25 or lower then 20. This the main reason for the refi. is to lower my interest to pay them off quicker.

 


 

 

 

Member Payment Dependent Notes Series 928898

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

928898

$12,600

$12,600

19.42%

1.00%

November 7, 2011

November 11, 2016

November 11, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 928898. Member loan 928898 was requested on October 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,583 / month
Current employer: City of Fresno Debt-to-income ratio: 17.74%
Length of employment: 3 years Location: FRESNO, CA
       
Home town:
Current & past employers: City of Fresno
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 28, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2005 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,127.00 Public Records On File: 0
Revolving Line Utilization: 86.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)$1,200.00
What is the total balance of your credit cards, interest rates and current monthly payments?Total balance is about $10,200.00 and I am currently paying $350.00. I will pay off all cards with this loan and my payment will be $330.00.
What is the total balance of your credit cards, interest rates and current monthly payments?Total balance is about $10,200.00 and I am currently paying $350.00. I will pay off all cards with this loan and my payment will be $330.00.

 


 

 

 

Member Payment Dependent Notes Series 936696

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

936696

$35,000

$35,000

20.89%

1.00%

November 2, 2011

November 3, 2016

November 3, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 936696. Member loan 936696 was requested on October 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,083 / month
Current employer: Collier County Sheriffs office Debt-to-income ratio: 24.54%
Length of employment: 4 years Location: LEHIGH ACRES, FL
       
Home town:
Current & past employers: Collier County Sheriffs office
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/20/11 > I am applying for this loan to consolidate all of my bills into one monthly bill that I know will be paid off in 5 years. I have a very stable job in law enforcement and have been working over 10 years in this field and have been vested for over 4 years. By consolidating I will save 652.00 dollars a month not including the amount I will be saving in interest. Borrower added on 10/26/11 > I always pay my bills and by consolidating I can finally have a concrete time frame in which they will all be paid off. All while saving money!

 

A credit bureau reported the following information about this borrower member on October 5, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1997 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: 64
Revolving Credit Balance: $9,449.00 Public Records On File: 0
Revolving Line Utilization: 76.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).My mortgage payment is 1015.18 a month that includes my taxes and insurance and mortgage insurance.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)My mortgage payment is 1015.18 and includes my taxes and both my homeowners insurance and my mortgage insurance. As for utilites I do not pay water and electric varies monthly but on average is around 250.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My total debt is 33426 and I pay out 1605 every month. My interest rates range between 15.9% and 29.99%. I have no student loans (I went from the navy to law enforcement) a majority of this debt is credit cards . My mortage has a 4.75% interest rate
Which debts do you plan to pay off with this loan?I plan to pay everything but my house and car off.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My total debt is 33426 and I pay out 1605 every month. My interest rates range between 15.9% and 29.99%. I have no student loans (I went from the navy to law enforcement) a majority of this debt is credit cards . My mortage has a 4.75% interest rate
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My total debt is 33426 and I pay out 1605 every month. My interest rates range between 15.9% and 29.99%. I have no student loans (I went from the navy to law enforcement) a majority of this debt is credit cards . My mortage has a 4.75% interest rate
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage is 1015, electric runs about 250 we don't pay for water and the phone is usually between 50 and 60. We pay all of our insurances a year ahead so thats not really a monthly thing and food varies but averages about 750 and that includes gas. I hope that answers your question Thanks
Please explain the reason why you carry a large revolving credit balance.Most of these credit cards where used for travel expenses during an unexpected but very serious medical issue of a family member. The rest were used for appliances and household items needed when we purchased our house.

 


 

 

 

Member Payment Dependent Notes Series 940886

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

940886

$10,000

$10,000

7.51%

1.00%

November 4, 2011

November 16, 2014

November 16, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 940886. Member loan 940886 was requested on November 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,583 / month
Current employer: united nations Debt-to-income ratio: 2.81%
Length of employment: 7 years Location: BROOKLYN, NY
       
Home town:
Current & past employers: united nations
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/02/11 > i would like to use the loan to pay off my credit cards i am willing to pay the loan in time to be good borrower i get pay once a month and i will have the money to pay my loan i have been working in my job 7 years and my job is stable Borrower added on 11/02/11 > to lendingclub i am using the loan to pay off my credit cards i have been paing all my pills in time and my rent and i am willing to pay my loan in time

 

A credit bureau reported the following information about this borrower member on November 2, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2002 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,525.00 Public Records On File: 0
Revolving Line Utilization: 54.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.i did pay my tax palnce for last year and i did spend some money for my father funral
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?all togther about $3000

 


 

 

 

Member Payment Dependent Notes Series 942739

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

942739

$11,000

$11,000

9.91%

1.00%

November 3, 2011

November 15, 2014

November 15, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 942739. Member loan 942739 was requested on November 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: Powers Friedman Linn, PLL Debt-to-income ratio: 15.28%
Length of employment: 10+ years Location: CHAGRIN FALLS, OH
       
Home town:
Current & past employers: Powers Friedman Linn, PLL
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on November 1, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1998 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: 71
Revolving Credit Balance: $11,887.00 Public Records On File: 0
Revolving Line Utilization: 44.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 947469

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

947469

$30,000

$30,000

19.42%

1.00%

November 7, 2011

November 7, 2016

November 7, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 947469. Member loan 947469 was requested on October 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,167 / month
Current employer: New Customer Service Companies Debt-to-income ratio: 8.45%
Length of employment: 8 years Location: SCOTTSDALE, AZ
       
Home town:
Current & past employers: New Customer Service Companies
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/24/11 > This loan is to consolidate high interest credit card debt for a short period of time. I will then pay the loan in full early with combined funds from bonuses and 401k. Borrower added on 11/01/11 > I have a monthly budget that will support the payment for this loan easily. I pay all bills on time and keep a fund seperate incase of emergencies. I have worked for a very stable company for the past 8 years. (Voted one of the top 50 places to work in Washington DC). I have no car payments or other obligations with the exception of a mortgage payment which is always current. Borrower added on 11/01/11 > I work for a very stable company for the past 8 years.(Voted one of the top 50 places to work in Washington DC) I pay all my bills timely and i have no other obligations with exception of my mortgage payment.

 

A credit bureau reported the following information about this borrower member on October 23, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1999 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 19 Months Since Last Delinquency: 14
Revolving Credit Balance: $11,087.00 Public Records On File: 0
Revolving Line Utilization: 40.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?The total monthly minium payment is $ 950. the loan amount would cover all credit card debt.
If you have a delinquency in the last 2 years, please explain the reason.I have had 3 delinquencies in the past all under 30 days. The cause was posting payments on the due date however posting after the designated time for the payment to post on that day.
What is your intended use for the loan proceeds?The purpose of aquiring this loan is to consolidate debt into 1 payment and a lower interest rate.

 


 

 

 

Member Payment Dependent Notes Series 949898

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

949898

$19,000

$19,000

11.71%

1.00%

November 2, 2011

November 2, 2016

November 2, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 949898. Member loan 949898 was requested on October 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,792 / month
Current employer: Toms River Regional Schools Debt-to-income ratio: 13.79%
Length of employment: 5 years Location: Toms River, NJ
       
Home town:
Current & past employers: Toms River Regional Schools
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/20/11 > Looking to drastically reduce my credit card interest rates and payoff time. Emergency medical bills have overloaded what were previously three zero-balance cards at this time last year. Borrower added on 11/01/11 > I can comfortably continue to pay off my cards, but this loan will allow me to pay off in the same timeframe, while also saving for my family's future (college and the like).

 

A credit bureau reported the following information about this borrower member on September 24, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1992 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: 57
Revolving Credit Balance: $16,348.00 Public Records On File: 0
Revolving Line Utilization: 20.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the total balance of your credit cards, interest rates and current monthly payments?My total balance is approx. $18,650. My interest rates are 21.99, 23.99, and 25.99; no card currently has a decent balance transfer offer to offset these. I pay well over the minimum each month; I pay $250-500 on each card, but at the cards' interest rates, I will pay off far sooner with a loan at my approved rate, and I will only have one $480 payment.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My income is only used for child care ($1030 monthly), discretionary expenses (food/gas/church/gym/etc., $400-500 monthly), and credit cards. I can continue to put $1000-1500 on credit cards monthly, but this loan would allow me to cut the credit expense to $480 monthly. That way, I can refocus my income on important things like saving for college.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My income is only used for child care ($1030 monthly), discretionary expenses (food/gas/church/gym/etc., $400-500 monthly), and credit cards. I can continue to put $1000-1500 on credit cards monthly, but this loan would allow me to cut the credit expense to $480 monthly. That way, I can refocus my income on important things like saving for college.

 


 

 

 

Member Payment Dependent Notes Series 956877

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

956877

$35,000

$35,000

19.91%

1.00%

November 2, 2011

November 3, 2016

November 3, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 956877. Member loan 956877 was requested on October 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,250 / month
Current employer: CSX Transportion Debt-to-income ratio: 13.65%
Length of employment: 6 years Location: KINSEY, AL
       
Home town:
Current & past employers: CSX Transportion
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/25/11 > Just need to get all my stuff paid off so I can have one payment and close my acct out I would Love to do business with you all thank you

 

A credit bureau reported the following information about this borrower member on October 20, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1998 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,703.00 Public Records On File: 0
Revolving Line Utilization: 38.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)its alot and i just need to get them payed off so i can close the acct and cut the cards up
Please explain the reason why you carry a large revolving credit balance.just using them to fix up around the house i had to get my daughter a car this is her last year of school i just need to pay these cards off so i can close them out i have the money to pay them but they are so high and if i have one bill it would make it so much better.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?its alot and i just need to get these cards payed off so i can close them out
Which debts do you plan to pay off with this loan?all of my credit crads and im closing the acct on them i will keep one for emergancy only i also have a loan at the bank i want to get payed off that loan will be payed off next dec but the faster the better i really need to see if i can get just one bill
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?its alot and i just need to get these cards payed off so i can close them out
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?its alot and i just need to get these cards payed off so i can close them out
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?its alot and i just need to get these cards payed off so i can close them out
Which debts do you plan to pay off with this loan?all of my credit crads and im closing the acct on them i will keep one for emergancy only i also have a loan at the bank i want to get payed off that loan will be payed off next dec but the faster the better i really need to see if i can get just one bill
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?its alot and i just need to get these cards payed off so i can close them out
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?its a great deal of money but if i could have one bill it would be so great
What is your intended use for the loan proceeds?to pay off all of my credit cards and i have a loan at the bank i want to pay off im just ready to close my acct after i pay these bills off
Please explain the reason why you carry a large revolving credit balance.just using them to fix up around the house i had to get my daughter a car this is her last year of school i just need to pay these cards off so i can close them out i have the money to pay them but they are so high and if i have one bill it would make it so much better.
Which debts do you plan to pay off with this loan?all of my credit crads and im closing the acct on them i will keep one for emergancy only i also have a loan at the bank i want to get payed off that loan will be payed off next dec but the faster the better i really need to see if i can get just one bill
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?yes they are for multiple purposes im going to pay all of my credit cards off and close the acct on them all but one the one i keep will be for emergancy only
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?its alot and i just need to get these cards payed off so i can close them out
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?its alot and i just need to get these cards payed off so i can close them out

 


 

 

 

Member Payment Dependent Notes Series 971035

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

971035

$9,600

$9,600

6.62%

1.00%

November 2, 2011

November 12, 2014

November 12, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 971035. Member loan 971035 was requested on October 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,500 / month
Current employer: Aultman Hospital Debt-to-income ratio: 2.78%
Length of employment: 4 years Location: AKRON, OH
       
Home town:
Current & past employers: Aultman Hospital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/29/11 > Consolidating credit card debt and making small improvements and repairs to my house. Borrower added on 10/29/11 > Consolidating credit card bills and performing minor repair for my house.

 

A credit bureau reported the following information about this borrower member on October 3, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1998 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,877.00 Public Records On File: 0
Revolving Line Utilization: 17.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Mortgage: $1000 Utilities: $215 Condo Ass'n: $220 Insurance: $550/yr (~45/mo)
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Credit Cards: Discover: $3100; AMEx: ~500 Skylight leak/roof repair: ~1200 (replace skylight, and repaint ceiling) Replace broken refrigerator: ~$1500 Pay down private student loans: 1700 Emergency funds: 1600
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage Balance: $137, 411 @ 3.7%, Payment of $1000/mo CC Balances: Discover Balance of 3100 @ 0% until 5/2012 and 19.9% thereafter: Minimum Payment of $178/mo AMEX @ 13.24%, Balance: $349.00, Minimum of ~$77 (always paid off monthly) Student loans: Sallie Mae Undergraduate and Medical School Subsidized/Unsubsidzed gov't loans: $132,000 (Payments deferred until I begin practice in 2013, Interest bearing @ 4.88%) Sallie Mae Private Student Loan @ $15929 (Payments deferred until until I begin practice in 2013, interest at 5.25%)

 


 

 

 

Member Payment Dependent Notes Series 971981

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

971981

$28,000

$28,000

14.27%

1.00%

November 7, 2011

November 6, 2016

November 6, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 971981. Member loan 971981 was requested on October 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,250 / month
Current employer: Synchronoss Debt-to-income ratio: 19.86%
Length of employment: < 1 year Location: Whitehall, PA
       
Home town:
Current & past employers: Synchronoss
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/23/11 > Looking forward to being your customer. Borrower added on 10/25/11 > I am planning to utilize this loan to pay off my credit card balance and be debt free. I owe 28000 and this loan will go towards paying the entire balance off.

 

A credit bureau reported the following information about this borrower member on September 29, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1997 Delinquent Amount: $0.00
Open Credit Lines: 22 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 48 Months Since Last Delinquency: n/a
Revolving Credit Balance: $29,520.00 Public Records On File: 0
Revolving Line Utilization: 32.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the total balance of your credit cards, interest rates and current monthly payments?Total balance 28000 highest interest rate is 11.99% monthly payments is around 750 a month that's with me paying 300 a month extra to get rid of the balance as soon as possible.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Visa 8,500 Discover 8,000 Visa 3,000 Visa 8,500. as mentioned earlier the highest interest rate i got is 11.99% and i pay 750 a month towards all the credit cards combined including 200 a month above the minimum monthly payments.

 


 

 

 

Member Payment Dependent Notes Series 973082

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

973082

$30,000

$30,000

8.90%

1.00%

November 7, 2011

November 10, 2014

November 10, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 973082. Member loan 973082 was requested on October 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $16,667 / month
Current employer: Greene & Associates Talent Agency Debt-to-income ratio: 6.71%
Length of employment: 3 years Location: Tarzan, CA
       
Home town:
Current & past employers: Greene & Associates Talent Agency
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on September 30, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2000 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,937.00 Public Records On File: 0
Revolving Line Utilization: 20.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards Interest Rate Monthly Payment $13000 17.9% $1250 $16000 12% $500 Mortgage $326400 5.25% $1598 $81600 6.75% $641
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Utilities $150/ month Phone/ Cable/ Internet/ Cell Phone $430/ month Auto/ Home Insurance $389/ Month 2 Car Payments $1050 Total/ Month
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards Interest Rate Monthly Payment $13000 17.9% $1250 $16000 12% $500 Mortgage $326400 5.25% $1598 $81600 6.75% $641

 


 

 

 

Member Payment Dependent Notes Series 977839

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

977839

$15,850

$15,850

13.49%

1.00%

November 8, 2011

November 9, 2016

November 9, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 977839. Member loan 977839 was requested on October 26, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,200 / month
Current employer: department of defense Debt-to-income ratio: 11.44%
Length of employment: 6 years Location: killeen, TX
       
Home town:
Current & past employers: department of defense
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/07/11 > Medical expenses

 

A credit bureau reported the following information about this borrower member on October 4, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1996 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 19 Months Since Last Delinquency: 7
Revolving Credit Balance: $7,143.00 Public Records On File: 0
Revolving Line Utilization: 40.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are the estimated expenses?for emergancies
What is your intended use for the loan proceeds?Medical reasons
What is your intended use for the loan proceeds?Medical reasons
What is your intended use for the loan proceeds?Medical reasons
What is your intended use for the loan proceeds?Medical reasons
What is your intended use for the loan proceeds?Medical reasons
Please explain the reason why you carry a large revolving credit balance.For emergencies

 


 

 

 

Member Payment Dependent Notes Series 978009

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

978009

$25,000

$25,000

10.65%

1.00%

November 7, 2011

November 7, 2016

November 7, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 978009. Member loan 978009 was requested on October 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,667 / month
Current employer: IBM Debt-to-income ratio: 3.55%
Length of employment: 10+ years Location: Garden City, NY
       
Home town:
Current & past employers: IBM
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/24/11 > Looking to fund some improvements to my home and start a computer tutoring business as a side business. I have excellent credit, have always paid off loans in a timely fashion, and I work for a stable Fortune 100 company.

 

A credit bureau reported the following information about this borrower member on October 4, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1994 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $34,006.00 Public Records On File: 0
Revolving Line Utilization: 43.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)My monthly expenses related to housing are approximately $3,000.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?ALL of my monthly expenses are approximately $6000.
Please explain the reason why you carry a large revolving credit balance.I had a lot of car repairs this year that I put on one credit card that I will likely be able to pay down with my bonus this year.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Approximately 60 percent will be used for home improvements and 40 percent toward my side business.
What type of business are you starting?Teaching computer skills and technology projects to children.
Please describe your experience/familiarity with the business you are starting/started?I am very familiar with the kind of work I will do in this side business, as I am in the technology field and am very involved in youth activities in my home town.
What do you project your monthly expenses for the first 6 months of your business?After initial equipment purchases, monthly expenses will be very small, like $100.
What will be the largest expense in the first six months?Purchasing the computer equipment and printing stationery and brochures.
What do you project your monthly revenues for the first 6 months to be?Projected monthly revenue will be approximately $1000.

 


 

 

 

Member Payment Dependent Notes Series 979114

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

979114

$14,000

$14,000

6.03%

1.00%

November 8, 2011

November 17, 2014

November 17, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 979114. Member loan 979114 was requested on November 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,667 / month
Current employer: Walmart Debt-to-income ratio: 11.19%
Length of employment: 4 years Location: Indian Trail, NC
       
Home town:
Current & past employers: Walmart
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 7, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1981 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 36 Months Since Last Delinquency: n/a
Revolving Credit Balance: $85,035.00 Public Records On File: 0
Revolving Line Utilization: 42.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I have a home rental business in addition to a regular job. I renovate and rent properties, therefore I have business expenses, I am on my own program to eliminate all credit card debt in 2012.
Please explain the reason why you carry a large revolving credit balance.I have a home rental business in addition to a regular job. I renovate and rent properties, therefore I have business expenses, I am on my own program to eliminate all credit card debt in 2012.
Please explain the reason why you carry a large revolving credit balance.I have a home rental business in addition to a regular job. I renovate and rent properties, therefore I have business expenses, I am on my own program to eliminate all credit card debt in 2012.
Please explain the reason why you carry a large revolving credit balance.I have a home rental business in addition to a regular job. I renovate and rent properties, therefore I have business expenses, I am on my own program to eliminate all credit card debt in 2012.
Please explain the reason why you carry a large revolving credit balance.I have a home rental business in addition to a regular job. I renovate and rent properties, therefore I have business expenses, I am on my own program to eliminate all credit card debt in 2012.
Please explain the reason why you carry a large revolving credit balance.I have a home rental business in addition to a regular job. I renovate and rent properties, therefore I have business expenses, I am on my own program to eliminate all credit card debt in 2012.

 


 

 

 

Member Payment Dependent Notes Series 979576

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

979576

$20,000

$20,000

11.71%

1.00%

November 2, 2011

November 2, 2016

November 2, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 979576. Member loan 979576 was requested on October 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,000 / month
Current employer: Oracle Debt-to-income ratio: 19.42%
Length of employment: 1 year Location: BURLINGTON, MA
       
Home town:
Current & past employers: Oracle
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/19/11 > AMEX Consolidation Borrower added on 10/22/11 > Credit score 816, employed at top tech company and these funds will be used for a credit card payment consolidation. Borrower added on 10/24/11 > I have $25,000 AMEX bill which I am seeking this $20,000 loan for and I will be paying the remaining amount with a $5,000 commission check I will receive later this month. This will eliminate by AMEX debt and what was a minimum monthly payment of $2,250 (which I've always paid on time) will now be $0 and this $20,000 loan will have monthly payments of roughly $450. Please let me know if you have additional questions/concerns. Borrower added on 10/24/11 > I'd like to note that I do have a car payment of roughly $500/month which will no longer be impacting my credit report as I am selling it in 2 business days as I no longer need it as a commuter car. I will keep my other car and will then only have 1 vehicle with payments of $600/month. Borrower added on 10/26/11 > Today I have finalized the sale of my commuter car and am therefore saving an additional $500/month. I plan on using this money to pay for the loan which I'm applying for here which is currently 43.5% funded with 7 days and 2 hours remaining. Borrower added on 11/01/11 > Here's a shot in the dark, I learned long ago if you don't ask for something you'll never get it...can you please fully fund this loan?

 

A credit bureau reported the following information about this borrower member on October 19, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1974 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,423.00 Public Records On File: 0
Revolving Line Utilization: 39.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit card - $25,000 (2,250/month) 15.24% Mortgage - $300,000 ($1,891/month) 3.25%
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Housing = Monthly Mortgage Payment (including PMI, mortgage, property tax, interest) - $1,891.00 No home equity loan/line of credit Utilities - $100 electricity/month, $75 water (quarterly), oil gas filled up 1 every 6 months (250 gallon tank at roughly $3.30/gallon = $1650/year) Insurance - $675/year I hope this clearly answers your question.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Mortgage including loan, mortgage insurance and property tax is $1,891.00. I pay the insurance in 1 annual payment of roughly $750. Can I provide you with further information? Thank you

 


 

 

 

Member Payment Dependent Notes Series 980136

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

980136

$35,000

$35,000

17.27%

1.00%

November 2, 2011

November 2, 2016

November 2, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 980136. Member loan 980136 was requested on October 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $11,833 / month
Current employer: Orange County Public Schools (TCHS) Debt-to-income ratio: 11.38%
Length of employment: 3 years Location: Rockledge, FL
       
Home town:
Current & past employers: Orange County Public Schools (TCHS)
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/29/11 > I plan on using this for a pool, significant home and life improvement.

 

A credit bureau reported the following information about this borrower member on October 7, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1993 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 38 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,972.00 Public Records On File: 0
Revolving Line Utilization: 55.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Mortgage: $1,692.88 Car Payment: $595.60 Line of Credit: $275.00 Electric/Garbage: $275.00 avg Water: $150.00 avg Cable: $185.00 Cell Phones: $248.00 AT&T: $70.00 avg Insurance (Car/Property/Home): $412.70 TRICARE Health Insurance: $115.00 (every three months) Property Taxes: $0.00
Please explain the reason why you carry a large revolving credit balance.Unfortunately, our credit balance on our VISA with Space Coast Credit Union is at its limit. We used this card to consolidate debt a few years ago and maintained that balance while we paid off a significant amount of debt in the last year, as I'm sure is evident in our credit report. We also have opened a few new cards in connection with our home refinance and with USAA to try and complete our ability to pay for this home improvement (swimming pool), as our home equity was significantly impacted with the negative changes in the housing market, especially in Florida, and we are unable to secure a large enough loan. We also have a GE Care Credit card used for emergency medical procedures that will be paid off next month. Our Sears, Lowes, and Military STAR cards have a Balance of $0.00, but we were advised to maintain the card for emergencies and to increase our credit score. We have been able to pay for and pay off much of our debt with the increase in income from the VA. I believe evidence will show that we are more than disciplined in methodically paying off our debt.
What is the home improvement project you are planning?We would like to install a swimming pool.
Is the improvement to your primary residence or an investment property?This is for our only residence and will be for a while as we purchased our home at the heighth of the destabilization of the housing market and victims to the current economy. This is our only investment and hope to enjoy it for many years and in new ways with approval of this loan request.
What is your intended use for the loan proceeds?No loan proceeds, except a greater investment in our home and increase in our quality of life.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage: $1,692.88 Car Payment: $595.60 Line of Credit: $275.00 Electric/Garbage: $275.00 avg Water: $150.00 avg Cable: $185.00 Cell Phones: $248.00 AT&T: $70.00 avg Insurance (Car/Property/Home): $412.70 TRICARE Health Insurance: $115.00 (every three months) Property Taxes: $0.00.
If you have a delinquency in the last 2 years, please explain the reason.If there was a delinquency, I may have made a late payment in the months during the unfortunate death of a family mamber. They were in the hospital and hospice for about two months and the circumstance surrounding their condition kept me focused on them for a short period.
What is the estimated current market value of your home?$160,000
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Just for a swimming pool...

 


 

 

 

Member Payment Dependent Notes Series 980336

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

980336

$20,000

$20,000

10.65%

1.00%

November 2, 2011

November 2, 2016

November 2, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 980336. Member loan 980336 was requested on October 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: Clean Tahoe Program Debt-to-income ratio: 22.38%
Length of employment: 5 years Location: South Lake Tahoe, CA
       
Home town:
Current & past employers: Clean Tahoe Program
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/25/11 > This loan is to pay off all debt. My five year plan is to be debt free in five years. I've worked for the same organization for 7 years, we are funded through city and county tax dollars and are very stable. I also have an excellent credit record and have never been sent to collections and I pay all debts on time. Thank you for your consideration

 

A credit bureau reported the following information about this borrower member on October 9, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2000 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: n/a
Revolving Credit Balance: $20,892.00 Public Records On File: 0
Revolving Line Utilization: 51.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?unsecurred debt is $18,000 with interest rate between 12%-15%. Min payments for unsecurred debt is $500, I try to pay at least $200 over min payment.

 


 

 

 

Member Payment Dependent Notes Series 980552

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

980552

$14,000

$14,000

17.27%

1.00%

November 4, 2011

November 8, 2016

November 8, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 980552. Member loan 980552 was requested on October 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,417 / month
Current employer: MIAMISBURG CITY SCHOOLS Debt-to-income ratio: 15.05%
Length of employment: 10+ years Location: MIAMISBURG, OH
       
Home town:
Current & past employers: MIAMISBURG CITY SCHOOLS
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 6, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1974 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 36 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,825.00 Public Records On File: 1
Revolving Line Utilization: 52.20% Months Since Last Record: 88
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a public record on file, please briefly explain the event and its resolution.Could you please be specific as to what exactly you are looking for? Thank you
Which debts do you plan to pay off with this loan?All credit cards will be paid off leaving a car loan at $300 which can be re-financed with my credit union if needed

 


 

 

 

Member Payment Dependent Notes Series 981005

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

981005

$10,000

$10,000

7.90%

1.00%

November 3, 2011

November 15, 2014

November 15, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 981005. Member loan 981005 was requested on November 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,667 / month
Current employer: Triple A Containers, Inc. Debt-to-income ratio: 17.94%
Length of employment: 10+ years Location: Corona, CA
       
Home town:
Current & past employers: Triple A Containers, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/01/11 > I am applying for this loan to pay off an old credit card that is at a very high interest rate of 21%. I am a very responsible person- I've been employeed with the same company for 32 yrs. I have lived in and owned my home for 21 yrs. Thank you.

 

A credit bureau reported the following information about this borrower member on November 1, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1999 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,258.00 Public Records On File: 0
Revolving Line Utilization: 59.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Mortgage payment $1705.00 ( includes taxes and insurance) Vehicle payment $650.00 ( includes insurance and gas) House utilities $300.00 ( includes water, electricity, gas, phone, groceries) Credit card payment $300.00 ( this is the card I would like to pay off)
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage payment $1705.00 ( includes taxes and insurance) Vehicle payment $650.00 ( includes insurance and gas) House utilities $300.00 ( includes water, electricity, gas, phone, groceries) Credit card payment $300.00 ( this is the card I would like to pay off)

 


 

 

 

Member Payment Dependent Notes Series 981611

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

981611

$15,000

$15,000

7.90%

1.00%

November 7, 2011

November 17, 2014

November 17, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 981611. Member loan 981611 was requested on November 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,500 / month
Current employer: Texas Instruments Debt-to-income ratio: 16.36%
Length of employment: 10+ years Location: Allen, TX
       
Home town:
Current & past employers: Texas Instruments
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 30, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1986 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: 67
Revolving Credit Balance: $36,097.00 Public Records On File: 0
Revolving Line Utilization: 76.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 985145

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

985145

$16,000

$16,000

11.71%

1.00%

November 3, 2011

November 14, 2014

November 14, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 985145. Member loan 985145 was requested on October 31, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,917 / month
Current employer: Whole Foods Market Debt-to-income ratio: 17.31%
Length of employment: 2 years Location: Philadelphia, PA
       
Home town:
Current & past employers: Whole Foods Market
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/31/11 > One of our dogs got sick after a bad spot in our finances and sent us over the debt consolidation edge. I am a responsible borrower and eager to provide a return to my investors!

 

A credit bureau reported the following information about this borrower member on October 31, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2006 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,835.00 Public Records On File: 0
Revolving Line Utilization: 41.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 985200

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

985200

$5,400

$5,400

8.90%

1.00%

November 3, 2011

November 13, 2014

November 13, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 985200. Member loan 985200 was requested on October 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,167 / month
Current employer: The Gabbert Company Debt-to-income ratio: 29.03%
Length of employment: 10+ years Location: Houston, TX
       
Home town:
Current & past employers: The Gabbert Company
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/30/11 > Upgrading my competition BBQ Trailer with a new more efficient BBQ Pit. I will be glad to answer any questions that are submitted.

 

A credit bureau reported the following information about this borrower member on October 28, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1986 Delinquent Amount: $0.00
Open Credit Lines: 22 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 41 Months Since Last Delinquency: n/a
Revolving Credit Balance: $26,562.00 Public Records On File: 0
Revolving Line Utilization: 35.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?To purchase new a bbq pit for my competition bbq trailer.

 


 

 

 

Member Payment Dependent Notes Series 985909

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

985909

$5,000

$5,000

6.03%

1.00%

November 7, 2011

November 15, 2014

November 15, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 985909. Member loan 985909 was requested on November 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,083 / month
Current employer: n/a Debt-to-income ratio: 29.86%
Length of employment: n/a Location: fair oaks, CA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 10, 2011:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 12/1963 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $22,141.00 Public Records On File: 0
Revolving Line Utilization: 14.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 987047

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

987047

$35,000

$35,000

12.42%

1.00%

November 2, 2011

November 2, 2016

November 2, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 987047. Member loan 987047 was requested on October 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,000 / month
Current employer: US Army Aviation Engineering Debt-to-income ratio: 19.00%
Length of employment: 10+ years Location: Huntsville, AL
       
Home town:
Current & past employers: US Army Aviation Engineering
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 19, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1983 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: 68
Revolving Credit Balance: $40,375.00 Public Records On File: 0
Revolving Line Utilization: 54.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Mortgage - $1040 including insurance and taxes Utilities - $350 average
Please explain the reason why you carry a large revolving credit balance.Financed home some improvements and some hobby equipment; tools parts, etc.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Capital One personal loan - balance ~$13,000, interest rate 6.99% fixed, payment $594 Chase CC - balance ~$24,9900, interest rate 13.24% variable, payment $550 Wells Fargo CC - balance ~$15,000, interest rate 15.65%, payment $350 SBA disaster loan - balance ~$7,200, rate 4%, payment $98 FSCU Auto Loan - balance ~$6,800, rate ~4%, payment $208
Which debts do you plan to pay off with this loan?Capital One personal loan Chase CC (variable rate)

 


 

 

 

Member Payment Dependent Notes Series 987382

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

987382

$15,000

$15,000

7.90%

1.00%

November 7, 2011

November 14, 2014

November 14, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 987382. Member loan 987382 was requested on October 31, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,500 / month
Current employer: Network Outsource Debt-to-income ratio: 18.23%
Length of employment: < 1 year Location: Mineola, NY
       
Home town:
Current & past employers: Network Outsource
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 11, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1994 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: n/a
Revolving Credit Balance: $35,204.00 Public Records On File: 0
Revolving Line Utilization: 57.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 987384

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

987384

$30,000

$30,000

19.42%

1.00%

November 2, 2011

November 2, 2016

November 2, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 987384. Member loan 987384 was requested on October 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,333 / month
Current employer: KAISER PERMANENTE Debt-to-income ratio: 6.58%
Length of employment: 10+ years Location: Roseville, CA
       
Home town:
Current & past employers: KAISER PERMANENTE
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 12, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1996 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,363.00 Public Records On File: 0
Revolving Line Utilization: 89.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?The main purpose of the loan is to pay the IRS the $10,000 left from 2010. Then pay down, by 75 to 80%, the VISA and MASTER CARD.
What is your intended use for the loan proceeds?The main purpose of the loan is to pay the IRS the $10,000 left from 2010. Then pay down, by 75 to 80%, the VISA and MASTER CARD.
Which debts do you plan to pay off with this loan?The main purpose of the loan is to pay the IRS the $10,000 left from 2010. Then pay down, by 75 to 80%, the VISA and MASTER CARD.
What is your intended use for the loan proceeds?The main purpose of the loan is to pay the IRS the $10,000 left from 2010. Then pay down, by 75 to 80%, the VISA and MASTER CARD.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Monthly expenses related to housing: Mortgage: Cal-VET = $2193.60 (includes: mandatory Life ins. x 2, Fire, Flood, and Casualty ins, property tax ) 2nd mortgage = $660.00 Home Content, Liability & Workers Comp Ins = $41.41 Alarm Co. = $20.00 Lawn Guy = $70.00 Gas (home heat, hot h2o, range) = $80.00 City Utilities (elect., garbage, sewer and H2O) = $220.00 Phone / cable / internet = $212.00 Semper Fi, "Doc"
Which debts do you plan to pay off with this loan?The main purpose of the loan is to pay the IRS the $10,000 left from 2010. Then pay down, by 75 to 80%, the VISA and MASTER CARD.
Which debts do you plan to pay off with this loan?The main purpose of the loan is to pay the IRS the $10,000 left from 2010. Then pay down, by 75 to 80%, the VISA and MASTER CARD.
What is your intended use for the loan proceeds?The main purpose of the loan is to pay the IRS the $10,000 left from 2010. Then pay down, by 75 to 80%, the VISA and MASTER CARD.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The main purpose of the loan is to pay the IRS the $10,000 left from 2010. Then pay down, by 75 to 80%, the VISA and MASTER CARD.
What is your intended use for the loan proceeds?The main purpose of the loan is to pay the IRS the $10,000 left from 2010. Then pay down, by 75 to 80%, the VISA and MASTER CARD.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Total mortgage expense is $2853,00. It includes mortgage, life insurance x 2, structural fire, casualty/hazard insurance, and property tax. Because it is bundled together by my lender, CAL VET I need to do some research to get the details.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The main purpose of the loan is to pay the IRS the $10,000 left from 2010. Then pay down, by 75 to 80%, the VISA and MASTER CARD.
Which debts do you plan to pay off with this loan?The main purpose of the loan is to pay the IRS the $10,000 left from 2010. Then pay down, by 75 to 80%, the VISA and MASTER CARD.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The main purpose of the loan is to pay the IRS the $10,000 left from 2010. Then pay down, by 75 to 80%, the VISA and MASTER CARD.
What is your intended use for the loan proceeds?The main purpose of the loan is to pay the IRS the $10,000 left from 2010. Then pay down, by 75 to 80%, the VISA and MASTER CARD.

 


 

 

 

Member Payment Dependent Notes Series 987816

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

987816

$21,250

$21,250

12.69%

1.00%

November 2, 2011

November 3, 2016

November 3, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 987816. Member loan 987816 was requested on October 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,709 / month
Current employer: U.S Postal Service Debt-to-income ratio: 14.74%
Length of employment: 10+ years Location: INGLEWOOD, CA
       
Home town:
Current & past employers: U.S Postal Service
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/20/11 > I'm gonna pay capitalone loan off that a personal loan pay wells fargo off that's a credit card. Chase down. and what make me a good borrower I paid my bills on time. Borrower added on 10/20/11 > I want to paid capital one which is a personal loan, wells fargo a credit card and chase a credit card so I can have one payment and what makes me a good borrower I make my payments on time. Borrower added on 10/20/11 > what makes me a good borrower I paid my bills on time. my plan paying off capital one, wells Fargo and paying down chase.

 

A credit bureau reported the following information about this borrower member on October 20, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1991 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 32 Months Since Last Delinquency: 12
Revolving Credit Balance: $21,361.00 Public Records On File: 0
Revolving Line Utilization: 39.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.About 2 years ago my hours at work were cut to 5hrs a day. Now I'm at 8hrs plus.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I think the interest on my credit cards one is a variable and the other one is 15.30% and the other one 9.99% that's capital one
Which debts do you plan to pay off with this loan?wells fargo, capital one and paid down chase
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent is $1450.00, Transportation is $40 very week in a half, gas bill is $15 a month phone internet and cable is combined together is $108 a month light bill is $52.00 a month my car is paid off and insurance is $71.00 a month and my food bill is different every month but around $80 to $130.

 


 

 

 

Member Payment Dependent Notes Series 988006

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

988006

$17,400

$17,400

11.71%

1.00%

November 7, 2011

November 15, 2014

November 15, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 988006. Member loan 988006 was requested on November 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $11,083 / month
Current employer: Princeton Consultants Debt-to-income ratio: 5.29%
Length of employment: 5 years Location: New York City, NY
       
Home town:
Current & past employers: Princeton Consultants
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 29, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1999 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: 30
Revolving Credit Balance: $4,125.00 Public Records On File: 0
Revolving Line Utilization: 50.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 988332

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

988332

$24,000

$24,000

7.90%

1.00%

November 8, 2011

November 16, 2014

November 16, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 988332. Member loan 988332 was requested on November 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,417 / month
Current employer: The Segal Company Debt-to-income ratio: 15.56%
Length of employment: 10+ years Location: Brooklyn, NY
       
Home town:
Current & past employers: The Segal Company
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 13, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1989 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $40,393.00 Public Records On File: 0
Revolving Line Utilization: 43.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I over extended myself for a period of time. I was putting too much money in my 401 k accounts. I finally adjusted it back to where I was getting back an additional $500.00 a month for expenses.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent, Phone, Food - $1600.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Citibank $650.00 and Chase $500
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent, Phone, Food - $1600.00
Which debts do you plan to pay off with this loan?Citibank and Chase
Please explain the reason why you carry a large revolving credit balance.I over extended myself for a period of time. I was putting too much money in my 401 k accounts. I finally adjusted it back to where I was getting back an additional $500.00 a month for expenses.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Citibank $650.00 and Chase $500

 


 

 

 

Member Payment Dependent Notes Series 988654

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

988654

$10,000

$10,000

13.49%

1.00%

November 8, 2011

November 18, 2014

November 18, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 988654. Member loan 988654 was requested on November 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,417 / month
Current employer: Tri-Ed Distribution Debt-to-income ratio: 13.02%
Length of employment: 7 years Location: Seymour, CT
       
Home town:
Current & past employers: Tri-Ed Distribution
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/04/11 > I am using the laon to pay off the bills I incurred for my Home Improvement. I turned my garage into a living room /bathroom and study. I added 3 rooms. This loan will pay that off and add the heat to finish the project. Borrower added on 11/05/11 > I have 2 credit cards that I use mostly for work. I do get reimbursed from work for those. The other cards balances-Target Visa & Discover. The other cards I plan on paying off and having 1 balance to pay monthly instead of 4.

 

A credit bureau reported the following information about this borrower member on November 4, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2000 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: 67
Revolving Credit Balance: $7,811.00 Public Records On File: 0
Revolving Line Utilization: 38.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage $1262, $52.00 phone, $100.00 gas, insurance inc in my pay for medical, $72.00 for car
Please explain the reason why you carry a large revolving credit balance.At this time that is where I put my home improvement costs beside paying cash. I am going to pay the balance off on most and the Discover card is my expenses for work. They will; reimburse me

 


 

 

 

Member Payment Dependent Notes Series 989290

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

989290

$12,000

$12,000

7.51%

1.00%

November 7, 2011

November 15, 2014

November 15, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 989290. Member loan 989290 was requested on November 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $10,000 / month
Current employer: Favour Moore & Wilhelmsen Debt-to-income ratio: 6.44%
Length of employment: 10+ years Location: Prescott, AZ
       
Home town:
Current & past employers: Favour Moore & Wilhelmsen
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/01/11 > I have never missed a payment to any creditor; and, I do not live beyond my means.

 

A credit bureau reported the following information about this borrower member on October 17, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1993 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $21,702.00 Public Records On File: 0
Revolving Line Utilization: 58.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?To pay medical expenses that (due to cancellation of health insurance by employer without notice) required payment by credit card.

 


 

 

 

Member Payment Dependent Notes Series 989598

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

989598

$6,625

$6,625

14.27%

1.00%

November 2, 2011

November 8, 2016

November 8, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 989598. Member loan 989598 was requested on October 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,166 / month
Current employer: US BANK Debt-to-income ratio: 24.68%
Length of employment: 6 years Location: SAINT LOUIS, MO
       
Home town:
Current & past employers: US BANK
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/27/11 > Debt consolidation to regain financial freedom and prepare for a more rewarding future.

 

A credit bureau reported the following information about this borrower member on October 25, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2003 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,646.00 Public Records On File: 0
Revolving Line Utilization: 72.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?To pay off high interest credit cards and to have financial freedom in a trying ecocomic time. My goal is to pay off and close at least 60% of all debt with the exception of 1 card that i plan to keep for drastic circumstances.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current expenses are not too expensive in my opinion. With the elimination of my debt, i will be able to begin saving again and start planning for a positive financial future. My mortgage is $527.00, utilities round off to be $400.00, phone $50, insurance $60, food $150 and misc expenses are around $50 per month. I am seeking to free up $200 in savings when i am approved.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Even though my current debt is higher than the amount that i have been pre approved for, i have a plan that willl bay down at least 60$ of my debt. My current debt is roughly $9100.00. My mortgage is $527, student loan about $70 which will ne deffered upon returning to school in the new semester, and my rates vary from 19.99- 30.99%. I have spoken with some creditors tht are willing to settle my debt for substanially lower than i owe because of my great payment history with their company.
Which debts do you plan to pay off with this loan?I plan to eliminate at least 60% of all debt. All low balances will be paid first and closed and high balances last with the exception of 1 card that i plan to keep for drastic circumstances.
Please explain the reason why you carry a large revolving credit balance.I have always been a conscious spender in the past. Recently, last year, I purchased my first home and I was so excited to be a new homeowner that I wanted to make new purchases to accompany my new home. Now that i realize that everything was not well thought out, I am trying to regain control over my spending. I would say, besides my home, that 80% of debt incurred are from purchases for furniture and appliances. Thank you

 


 

 

 

Member Payment Dependent Notes Series 990073

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

990073

$30,000

$30,000

20.89%

1.00%

November 7, 2011

October 28, 2016

October 28, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 990073. Member loan 990073 was requested on October 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,833 / month
Current employer: n/a Debt-to-income ratio: 15.33%
Length of employment: 1 year Location: Tucson, AZ
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/14/11 > We have had the business for over 1 year, My staff has well over 25 years experience in the produce industry. I pay my bills on time, and my company has good rating with the produce industry credit agency which provides details on how timely we pay our bills. We will be using the money that's provided from lending club to purchase pallet jacks, and as well as computers and a server that is needed for my company. Our monthly budget 3500.00 and that includes this loan. I thank you for your time.

 

A credit bureau reported the following information about this borrower member on October 14, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2004 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 7 Months Since Last Delinquency: 19
Revolving Credit Balance: $13,162.00 Public Records On File: 0
Revolving Line Utilization: 73.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.I do not have a delinquency in the past 2 years or have had one prior to that.

 


 

 

 

Member Payment Dependent Notes Series 990249

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

990249

$6,000

$6,000

8.90%

1.00%

November 3, 2011

November 13, 2016

November 13, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 990249. Member loan 990249 was requested on October 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,500 / month
Current employer: interstate elec. Debt-to-income ratio: 2.62%
Length of employment: 7 years Location: wolcott, CT
       
Home town:
Current & past employers: interstate elec.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/01/11 > Thank You for this loan

 

A credit bureau reported the following information about this borrower member on October 30, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1994 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: 28
Revolving Credit Balance: $5,098.00 Public Records On File: 0
Revolving Line Utilization: 13.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 992362

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

992362

$19,425

$19,425

13.49%

1.00%

November 3, 2011

November 7, 2016

November 7, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 992362. Member loan 992362 was requested on October 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,167 / month
Current employer: midas Debt-to-income ratio: 8.71%
Length of employment: 9 years Location: Streamwood, IL
       
Home town:
Current & past employers: midas
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/24/11 > debt consolidation

 

A credit bureau reported the following information about this borrower member on October 24, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2001 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,738.00 Public Records On File: 0
Revolving Line Utilization: 34.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?i currently spend $150 for gas, $70 for phone, $116 for insurance, and $300 for food a month. rent and insurance is covered by other parties
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?chase credit card which is about $10,000 at a 22% interest rate, Care Credit Card with is about $3000 at a 11% interest rate, Student loans totallying around $2000 at a interest rate around 5% a home depot credit card around $500 at a 20% interst rate and other unexpected payments
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?i currently spend $150 for gas, $70 for phone, $116 for insurance, and $300 for food a month. rent and insurance is covered by other parties
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?chase credit card which is about $10,000 at a 22% interest rate, Care Credit Card with is about $3000 at a 11% interest rate, Student loans totallying around $2000 at a interest rate around 5% a home depot credit card around $500 at a 20% interst rate and other unexpected payments
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?i currently spend $150 for gas, $70 for phone, $116 for insurance, and $300 for food a month. rent and insurance is covered by other parties
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?chase credit card which is about $10,000 at a 22% interest rate, Care Credit Card with is about $3000 at a 11% interest rate, Student loans totallying around $2000 at a interest rate around 5% a home depot credit card around $500 at a 20% interst rate and other unexpected payments
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?chase credit card which is about $10,000 at a 22% interest rate, Care Credit Card with is about $3000 at a 11% interest rate, Student loans totallying around $2000 at a interest rate around 5% a home depot credit card around $500 at a 20% interst rate and other unexpected payments
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?chase credit card which is about $10,000 at a 22% interest rate, Care Credit Card with is about $3000 at a 11% interest rate, Student loans totallying around $2000 at a interest rate around 5% a home depot credit card around $500 at a 20% interst rate and other unexpected payments
Which debts do you plan to pay off with this loan?chase credit card, care credit card, home depot, student loans and other odds and ends
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?i currently spend $150 for gas, $70 for phone, $116 for insurance, and $300 for food a month. rent and insurance is covered by other parties
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Currently i pay $150 for gas, $70 for phone, $116 for insurance, and $300 for food a month. Rent and Insurance is covered by other parties
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?i currently spend $150 for gas, $70 for phone, $116 for insurance, and $300 for food a month. rent and insurance is covered by other parties
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Currently i pay $150 for gas, $70 for phone, $116 for insurance, and $300 for food a month. Rent and Insurance is covered by other parties
Please explain the reason why you carry a large revolving credit balance.i was upgranding my home to make it more marketable for renting.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?chase credit card which is about $10,000 at a 22% interest rate, Care Credit Card with is about $3000 at a 11% interest rate, Student loans totallying around $2000 at a interest rate around 5% a home depot credit card around $500 at a 20% interst rate and other unexpected payments
Which debts do you plan to pay off with this loan?chase credit card, care credit card, home depot, student loans and other odds and ends
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I am using to loan to pay off outstanding debt which includes credit cards as well as student loans.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?chase credit card which is about $10,000 at a 22% interest rate, Care Credit Card with is about $3000 at a 11% interest rate, Student loans totallying around $2000 at a interest rate around 5% a home depot credit card around $500 at a 20% interst rate and other unexpected payments
Which debts do you plan to pay off with this loan?chase credit card, care credit card, home depot, student loans and other odds and ends
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I am using to loan to pay off outstanding debt which includes credit cards as well as student loans.

 


 

 

 

Member Payment Dependent Notes Series 992580

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

992580

$5,000

$5,000

6.03%

1.00%

November 4, 2011

November 6, 2014

November 6, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 992580. Member loan 992580 was requested on October 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,917 / month
Current employer: n/a Debt-to-income ratio: 13.26%
Length of employment: n/a Location: Ogdensburg, NY
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 16, 2011:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 12/1989 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,661.00 Public Records On File: 0
Revolving Line Utilization: 25.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 993433

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

993433

$15,000

$15,000

8.90%

1.00%

November 8, 2011

November 4, 2014

November 4, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 993433. Member loan 993433 was requested on October 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $24,500 / month
Current employer: n/a Debt-to-income ratio: 2.05%
Length of employment: 6 years Location: Cary, NC
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/21/11 > The loan is to have some starting capital for my business. I currently have my own software consulting company since 2005 where I was the only employee. I contract to a prime who has a O & M contract to the goverment. This contract is good through 2014. I recently hired my first employee who will work for this contract and I want to ensure that I have no problems paying this person. I am now looking at hiring a second person. My profit rate on the first person is 9.4% which I will use to pay back the loan. Please let me know if you have any other questions.

 

A credit bureau reported the following information about this borrower member on October 16, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1983 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,607.00 Public Records On File: 0
Revolving Line Utilization: 38.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?As I discribe in the loan discription, the loan will be used for starting capital in a software consulting business. I have a software consulting firm with a existing contract to the goverment for software O & M. The loan proceeds will be used to handle initial costs as I build the business

 


 

 

 

Member Payment Dependent Notes Series 993621

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

993621

$20,800

$20,800

12.69%

1.00%

November 7, 2011

November 8, 2016

November 8, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 993621. Member loan 993621 was requested on October 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,542 / month
Current employer: SunTrust Bank, Inc. Debt-to-income ratio: 7.08%
Length of employment: 1 year Location: Columbus, GA
       
Home town:
Current & past employers: SunTrust Bank, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/25/11 > Thank you for taking the time to review my loan. I'm hoping to consolidate all of my credit card debt once and for all under an APR that's far morr favorable than my current rate or the rates being offered by most traditional banks these days. I have a stable job with an established company and have no history of defaulting on either credit cards or loans. Borrower added on 10/29/11 > The balances that i am attempting to pay of with this loan are primarily due to the following: - home renovations - appliance replacements - automotive repairs/maintenance Luckily I got a fairly good price on my home when i bought it a few years back, so i'm in a possitive equity situation, though not enough to be able to utilize the equity to pay off my balances.

 

A credit bureau reported the following information about this borrower member on October 16, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2001 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: 70
Revolving Credit Balance: $13,197.00 Public Records On File: 0
Revolving Line Utilization: 49.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Mortgage (including insurance, taxes, and other items handled by escrow) is ~$920/month. Utilities (gas, power, and water) are typically less than $250/month total. I have no home equity loans or lines of credit against the home.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Type: Personal Loan Balance: $6103.65 Int. Rate: 14.99% Payment: $231.02 Type: Credit Card Balance: $5774.08 Int. Rate: 18.24% Variable Min Payment: $103.00 Type: Credit Card Balance: $4156.94 Int. Rate: 14% Variable Payment: $62.00 Type: Credit Card Balance: $3,831.45 Int. Rate: 14.74% Variable Payment: $66.38 Total (Credit): $13762.47 Total (Loans): $6103.65 Total (ALL): $19866.12 Min Payments (Credit): $231.38 Min Payments (Loans): $231.02 Min Payments (Total): $462.40 I typically send minimum payment * 1.5 each month for the credit cards, so I'm accustomed to sending at least ~$575 total between credit cards and loans, which is well above the payment that will be required for my requested loan. Let me know if this helps at all and if you require any additional information.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage: $924 (includes PMI, insurance, taxes) Utilities (gas/electric/water/television): $380 Phone: $150 Car Insurance: $120 Food: $300-400 Transportation: $200-300 average (including maintenance) Total: $2074-$2274 per month (average) Hopefully this helps answer your questions. If not, feel free to send me some more questions for clarification :-) Thanks!
Which debts do you plan to pay off with this loan?I plan on paying off all of the debts that I have (with the exception of my mortgage, of course) with this loan.

 


 

 

 

Member Payment Dependent Notes Series 993914

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

993914

$12,000

$12,000

14.27%

1.00%

November 3, 2011

November 14, 2014

November 14, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 993914. Member loan 993914 was requested on October 31, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,360 / month
Current employer: Oracle Corporation Debt-to-income ratio: 6.76%
Length of employment: < 1 year Location: Fremont, CA
       
Home town:
Current & past employers: Oracle Corporation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/31/11 > I put myself through school and am beginning a career in Finance at a Fortune 100. This loan will help me consolidate my credit card debt, and allow me the leverage necessary to begin my career in this strenuous economic environment.

 

A credit bureau reported the following information about this borrower member on October 31, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1979 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: 62
Revolving Credit Balance: $6,190.00 Public Records On File: 0
Revolving Line Utilization: 80.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Approximately $6000 will be allocated to loan consolidation. $2000 will become my initial cushion for living expenses, and $4000 will be allocated to my new business venture which I will be working on in parallel to my position in the Finance division at a Fortune 100 company. I hope that helps. Please feel free to ask any more questions you might have. I am an open book and I appreciate your interest.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Approximately $6000 will be allocated to loan consolidation. $2000 will become my initial cushion for living expenses, and $4000 will be allocated to my new business venture which I will be working on in parallel to my position in the Finance division at a Fortune 100 company. I hope that helps. Please feel free to ask any more questions you might have. I am an open book and I appreciate your interest.
What is your intended use for the loan proceeds?Approximately $6000 will be allocated to loan consolidation. $2000 will become my initial cushion for living expenses, and $4000 will be allocated to my new business venture which I will be working on in parallel to my position in the Finance division at a Fortune 100 company. I hope that helps. Please feel free to ask any more questions you might have. I am an open book and I appreciate your interest.

 


 

 

 

Member Payment Dependent Notes Series 993927

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

993927

$20,000

$20,000

12.42%

1.00%

November 2, 2011

November 3, 2016

November 3, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 993927. Member loan 993927 was requested on October 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,250 / month
Current employer: 5.11 Tactical Debt-to-income ratio: 14.83%
Length of employment: 4 years Location: Vista, CA
       
Home town:
Current & past employers: 5.11 Tactical
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 20, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2003 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $988.00 Public Records On File: 0
Revolving Line Utilization: 6.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Wedding
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)I pay $550 per month for my housing allowance.
What portion of your wedding expenses does this loan represent?This represents about 60% of the entire wedding expense. The rest will be paid with savings.
How are you paying for other wedding expenses not covered by this loan?We have saved for the other portions of the wedding. They will be paid with cash.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Roughly $2200 per month.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)I pay $550 per month for my housing allowance.
What portion of your wedding expenses does this loan represent?This represents about 60% of the entire wedding expense. The rest will be paid with savings.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?This loan will be used for one purpose - wedding.
If you have a delinquency in the last 2 years, please explain the reason.I have not had any delinquencies. Every payment I have ever made has been on time and all my accounts are current.

 


 

 

 

Member Payment Dependent Notes Series 994065

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

994065

$18,750

$18,750

7.90%

1.00%

November 4, 2011

October 31, 2014

October 31, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 994065. Member loan 994065 was requested on October 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,250 / month
Current employer: n/a Debt-to-income ratio: 13.94%
Length of employment: 3 years Location: Mechanicsville, VA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 17, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1998 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $31,463.00 Public Records On File: 0
Revolving Line Utilization: 49.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 994135

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

994135

$24,000

$24,000

20.30%

1.00%

November 2, 2011

November 2, 2016

November 2, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 994135. Member loan 994135 was requested on October 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $7,500 / month
Current employer: Barclays Capital Debt-to-income ratio: 5.49%
Length of employment: 2 years Location: HUNTINGTON STATION, NY
       
Home town:
Current & past employers: Barclays Capital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 19, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2000 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: 24
Revolving Credit Balance: $8,178.00 Public Records On File: 0
Revolving Line Utilization: 38.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)I have no monthly housing expenses. The only expense I pay monthly is my cell phone bill of around $70.
Which debts do you plan to pay off with this loan?I plan to pay off credit card debt which I mostly incurred purchasing an engagement ring.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?The only debt and monthly payments I have are credit cards with a total balance of about $20,000.00 and an avg rate among all of them of 25%.
If you have a delinquency in the last 2 years, please explain the reason.The only delinquency I may have ever had were by forgetting to pay a credit card bill by the exact date. They never went delinquent more then a few days.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).I do not have any monthly housing expenses.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My only monthly expenses are: $400/Month Commuter Rail Service, $60/Month Phone Bill, $10/Day for food.

 


 

 

 

Member Payment Dependent Notes Series 994164

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

994164

$35,000

$35,000

11.71%

1.00%

November 8, 2011

November 9, 2016

November 9, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 994164. Member loan 994164 was requested on October 26, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,333 / month
Current employer: TD Ameritrade Debt-to-income ratio: 6.56%
Length of employment: 7 years Location: Ft Worth, TX
       
Home town:
Current & past employers: TD Ameritrade
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 21, 2011:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 10/1995 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $574.00 Public Records On File: 0
Revolving Line Utilization: 1.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?This is to purchase the restaurant and for working capital. This rounds out the money that I need to make the purchase as well as gives me some additional cash to get into the 1st month. The restaurant is already in business so they currently have sales to cover the payment on the loan. Hope this helps.
What do you project your monthly revenues for the first 6 months to be?currently the restaurant is doing $17,000 per month in sales and it is only open for breakfast and lunch. I will be adding a liquor license and dinner to enhance the sales. I see us comfortably doing $25,000 a month within six months. This should give me cash flow of just over $5000 per month above all expenses.
Can you provide some high level financials on the monthly costs / revenue of your business?Currently the restaurant is doing $17,000 in sales per month and they are only open during breakfast and lunch. Their prices are also too low. Just in adjusting the prices up around $0.50 to $0.75 per item that will take us above $20,000 per month in sales. The expenses run about $15,000 per month total. I plan on getting a liquor license and opening for dinner as well and I see being able to grow sales to over $25,000 per month very quickly, within a few months. This should give me cash flow of over $5000 per month within 3 to 4 months on the conservative side.
Please describe your experience/familiarity with the business you are starting/started?I answered your question however lending club will now allow this information to be posted. I have experience and associates that I can drawn knowlege from.

 


 

 

 

Member Payment Dependent Notes Series 994355

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

994355

$30,000

$30,000

21.28%

1.00%

November 2, 2011

November 2, 2016

November 2, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 994355. Member loan 994355 was requested on October 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,333 / month
Current employer: US Customs and Border Protection/ HomeL Debt-to-income ratio: 14.84%
Length of employment: 6 years Location: Sunburst, MT
       
Home town:
Current & past employers: US Customs and Border Protection/ HomeL
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 17, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1995 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,566.00 Public Records On File: 0
Revolving Line Utilization: 84.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Current debt balances for all credit cards, student loans and line of credit is $28,500@ anywhere from 8% to 25%. Current mortage balance is $75,000 @ 4.5%
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)700
Please explain the reason why you carry a large revolving credit balance.house remodel,medical.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Current debt balances for all credit cards, student loans and line of credit is $28,500@ anywhere from 8% to 25%. Current mortage balance is $75,000 @ 4.5%
Which debts do you plan to pay off with this loan?all debts
Which debts do you plan to pay off with this loan?all debts

 


 

 

 

Member Payment Dependent Notes Series 994468

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

994468

$7,200

$7,200

8.90%

1.00%

November 8, 2011

November 18, 2014

November 18, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 994468. Member loan 994468 was requested on November 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,417 / month
Current employer: Epsilon Debt-to-income ratio: 14.29%
Length of employment: < 1 year Location: Murphy, TX
       
Home town:
Current & past employers: Epsilon
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/04/11 > I am getting this loan to pay help me pay off all my high interest credit cards. Borrower added on 11/07/11 > I am excited, this is a win-win opportunity for all parties involved!

 

A credit bureau reported the following information about this borrower member on October 17, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1999 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: 47
Revolving Credit Balance: $30,774.00 Public Records On File: 0
Revolving Line Utilization: 62.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 994715

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

994715

$18,825

$18,825

12.42%

1.00%

November 2, 2011

November 2, 2016

November 2, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 994715. Member loan 994715 was requested on October 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,583 / month
Current employer: St. Thomas Debt-to-income ratio: 11.39%
Length of employment: 3 years Location: AURORA, IL
       
Home town:
Current & past employers: St. Thomas
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/19/11 > Looking to finish a basement, starting a career in photography (on the side), and buy a car.

 

A credit bureau reported the following information about this borrower member on October 19, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1999 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 45 Months Since Last Delinquency: n/a
Revolving Credit Balance: $32,447.00 Public Records On File: 0
Revolving Line Utilization: 60.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Finish my basement (turn into office for photography business), funds to help start my photography business, potential car purchase (if funds left over). FYI -- credit report will show I also own real estate that I rent out, so I'm not new to having my own business.
Please explain the reason why you carry a large revolving credit balance.Interest rates are incredibly low, in 6.9 range, so cheaper than a used car loan. Another account is used for major rental property repairs.

 


 

 

 

Member Payment Dependent Notes Series 994734

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

994734

$20,000

$20,000

14.27%

1.00%

November 8, 2011

November 10, 2016

November 10, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 994734. Member loan 994734 was requested on October 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,125 / month
Current employer: SIG Combibloc Debt-to-income ratio: 12.58%
Length of employment: 1 year Location: douglasville, GA
       
Home town:
Current & past employers: SIG Combibloc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/30/11 > The idea is to consolidate the debt into 1 loan and pay-off the credit card. Below, you will find a small breakdown of the 3 credit cards American Express : 12.5 K (montly payment : 350 usd) Discover : 4K (montly payment : 100 usd) Wells Fargo : 3 K (montly payment : 75 usd) As I stated before, the main goal of this loan is to consolidate the 3 credit card by having one montly payment with the same interest rate and on a schedule time frame ( 5 years).

 

A credit bureau reported the following information about this borrower member on October 17, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2003 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,002.00 Public Records On File: 0
Revolving Line Utilization: 71.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The idea is to consolidate the debt into 1 loan and pay-off the credit card. Below, you will find a small breakdown of the 3 credit cards American Express : 12.5 K (montly payment : 350 usd) Discover : 4K (montly payment : 100 usd) Wells Fargo : 3 K (montly payment : 75 usd) As I stated before, the main goal of this loan is to consolidate the 3 credit card by having one montly payment with the same interest rate and on a schedule time frame ( 5 years). Thank you.

 


 

 

 

Member Payment Dependent Notes Series 994808

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

994808

$11,625

$11,625

10.65%

1.00%

November 2, 2011

November 7, 2016

November 7, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 994808. Member loan 994808 was requested on October 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,500 / month
Current employer: kingsbrook medical center Debt-to-income ratio: 11.49%
Length of employment: 5 years Location: Brooklyn, NY
       
Home town:
Current & past employers: kingsbrook medical center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 17, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2000 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,421.00 Public Records On File: 0
Revolving Line Utilization: 10.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please describe your experience/familiarity with the business you are starting/started?I have a good amount of experience with this business. While I was going to school to be a X-ray tech i was working in a fast food restaurant
What type of business are you starting?sandwich franchise
What is your intended use for the loan proceeds?To purchase this business from the current owner.
What type of business are you starting?sandwich franchise
Can you provide some high level financials on the monthly costs / revenue of your business?yes due to it location and the current business that it is already bringing in.

 


 

 

 

Member Payment Dependent Notes Series 994930

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

994930

$35,000

$35,000

14.27%

1.00%

November 3, 2011

October 31, 2014

October 31, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 994930. Member loan 994930 was requested on October 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $12,583 / month
Current employer: Sacramento County Debt-to-income ratio: 14.59%
Length of employment: 10+ years Location: West Sacramento, CA
       
Home town:
Current & past employers: Sacramento County
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/17/11 > The purpose of this loan is to consolidate our high interest rate loans. Borrower added on 10/17/11 > Purpose of this loan is to consolidate our high interest credit card debt not loans.

 

A credit bureau reported the following information about this borrower member on October 17, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1995 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 39 Months Since Last Delinquency: n/a
Revolving Credit Balance: $58,142.00 Public Records On File: 0
Revolving Line Utilization: 77.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)1st mtg pmt $1730, 2nd mtg pmt $700, h/o ins $700, prop taxes $1650 per installment, water & garbage $75.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?1st mtg pmt $1750, 2nd mtg pmt $700, Amex card $12k @ 18% int, Macy's card $13k@ 29% int, Discover card $8600 @ 11% int, Bank of America card $14k @ 0%.
Which debts do you plan to pay off with this loan?Amex card $12k, Macy's $13k, and Discover Card $8k. These are our higher interest rate cards. Once paid off, we plan on closing the Macy's and Discover Card. Purpose of loan is to pay off high int rate credit cards and to pay off loan in 2 - 2 1/2 years.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?1st mtg pmt $1750, 2nd mtg pmt $700, Amex card $12k @ 18% int, Macy's card $13k@ 29% int, Discover card $8600 @ 11% int, Bank of America card $14k @ 0%.

 


 

 

 

Member Payment Dependent Notes Series 995281

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

995281

$14,000

$14,000

21.67%

1.00%

November 2, 2011

November 2, 2016

November 2, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 995281. Member loan 995281 was requested on October 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,500 / month
Current employer: Quality King Debt-to-income ratio: 11.57%
Length of employment: 7 years Location: Holbrook, NY
       
Home town:
Current & past employers: Quality King
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/19/11 > Opening a rehearsal and recording studio. Borrower added on 10/29/11 > Construction of Studio Rooms.

 

A credit bureau reported the following information about this borrower member on October 19, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2000 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: 32
Revolving Credit Balance: $7,168.00 Public Records On File: 0
Revolving Line Utilization: 84.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I owned and operated a recording studio out of a house in Sayville, Long Island, NY and the house has been sold. I need to find commercial space to rebuild a recording studio along with rehearsal rooms. I will use the loan funds to renovate the commercial space, update my equipment and cover my start up costs.
If you have a delinquency in the last 2 years, please explain the reason.I have no delinquencies in the last two years.
Please describe your experience/familiarity with the business you are starting/started?I have been a musician most of my life going on 30 years now. I have my degree in audio production. I have owned and operated my own recording called Versa Place Studio for ten years now.
What do you project your monthly expenses for the first 6 months of your business?$7500.00 per month.

 


 

 

 

Member Payment Dependent Notes Series 995470

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

995470

$1,500

$1,500

18.64%

1.00%

November 2, 2011

November 13, 2014

November 13, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 995470. Member loan 995470 was requested on October 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,500 / month
Current employer: LA County Federation of Labor Debt-to-income ratio: 9.93%
Length of employment: < 1 year Location: Alhambra, CA
       
Home town:
Current & past employers: LA County Federation of Labor
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 30, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2006 Delinquent Amount: $0.00
Open Credit Lines: 2 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 6 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,892.00 Public Records On File: 0
Revolving Line Utilization: 98.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 995648

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

995648

$35,000

$35,000

12.69%

1.00%

November 2, 2011

November 3, 2016

November 3, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 995648. Member loan 995648 was requested on October 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $12,500 / month
Current employer: SPM, LLC Debt-to-income ratio: 7.55%
Length of employment: 4 years Location: Birmingham, AL
       
Home town:
Current & past employers: SPM, LLC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/29/11 > I am using this loan to install a pool. This represents about 50% of the total cost. I am paying the remainder in cash. Thanks for your investment.

 

A credit bureau reported the following information about this borrower member on October 18, 2011:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 06/1992 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,177.00 Public Records On File: 0
Revolving Line Utilization: 32.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I only have one credit card that is used for business. It is paid in full every month by my company.
What is your intended use for the loan proceeds?To install a pool in my back yard.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)$2500 mortgage, $300 utilities, $400 insurance. No lines of credit, only one credit card that is for business and paid by my company.
Is this for a home improvement you have already made, or one that you are planning to make?I am planning to install a pool.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?About $5,000 per month.
What is the estimated current market value of your home?$425,000

 


 

 

 

Member Payment Dependent Notes Series 995714

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

995714

$24,000

$24,000

20.89%

1.00%

November 2, 2011

November 2, 2016

November 2, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 995714. Member loan 995714 was requested on October 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,542 / month
Current employer: Scheduling Consultants, Ltd. Debt-to-income ratio: 6.76%
Length of employment: 6 years Location: Fort Collins, CO
       
Home town:
Current & past employers: Scheduling Consultants, Ltd.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/20/11 > Have learned to live on just cash and am now trying to get myself out from underneath credit cards. I have $24,000 in credit card debt. I have a very stable job and get paid on a weekly basis. Looking to be credit card debt free as quickly as possible and am not seeing the results that I want paying on each debt, individually. Also have a good savings plan and retirement plans going. I do own a house as well. Living on cash has been the best decision ever, I just need out from under the credit card world now to help increase my credit rating!! Borrower added on 10/20/11 > I plan to use the money to pay off all of my credit cards. Yes, I am $24,000 in credit card debt. I have learned over the last year though to live on just cash. I do own a house, which I make monthly payments on. I currently am spending over $1500 each month in credit card payments (paying over the minimums each month) and am just not seeing the financial results that I would like. I do have a 15% savings plan is automatically deducted from my weekly paycheck. I have been at my job for over 6 years now and am considered a "senior level employee". In living on cash, I decided that I needed a better plan to get out from underneath credit card companies, which is what brings me here. I have already paid off all other debts (cars, student loans, lines of credit, etc) and this is my last debt to conquer - the credit cards!

 

A credit bureau reported the following information about this borrower member on October 19, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2004 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: 43
Revolving Credit Balance: $17,966.00 Public Records On File: 0
Revolving Line Utilization: 84.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?They are all credit cards and are as follows: - Balance - Interest Rate - What I make as a monthly payment (I can look up the minimum payments if you would like, but I pay over the minimums on all of them.) - $7,930 - 9.24% - $550.00 - $1,583 - 0% (introductory APR, not sure what it will go to, but the into ends at the end of the year) - $100.00 - $4,073 - 17% - $300.00 - $4,459 - 29% - $300.00 - $5,956 - 29% - $300.00 Totals: - Balance: $24,000 - Payments each month: $1,550
Which debts do you plan to pay off with this loan?All credit cards. It will be to pay off all the credit cards and get out from underneath the credit card companies.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Mortgage: $1325 (includes my insurance and taxes). Utilities: $300. Cable/Internet: $200.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly expenses are as follows: - Mortgage: $1,323. - Utilities: $300. - Phone/Cable/Internet: $300. - Insurance: $150. - Transportation: $350. - Food: $400. - Credit Cards: $1,500.

 


 

 

 

Member Payment Dependent Notes Series 995899

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

995899

$6,250

$6,250

15.96%

1.00%

November 2, 2011

November 1, 2016

November 1, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 995899. Member loan 995899 was requested on October 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,583 / month
Current employer: Ascension Parish School Board Debt-to-income ratio: 16.72%
Length of employment: 2 years Location: Baton Rouge, LA
       
Home town:
Current & past employers: Ascension Parish School Board
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/18/11 > Thank you! I plan to use the funds to consolidate my credit cards.

 

A credit bureau reported the following information about this borrower member on October 18, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2004 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 9 Months Since Last Delinquency: 2
Revolving Credit Balance: $3,300.00 Public Records On File: 0
Revolving Line Utilization: 70.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.I was bed-ridden with the shingles for 6 weeks. If there was a delinquency, it occurred at this time.
Please explain the reason why you carry a large revolving credit balance.The large balance is due to paying for my wedding/honeymoon and then subsequent divorce... If I had only known how it would all work out! I'm looking forward to moving on with my life and your investment will help me do so. Thank you!

 


 

 

 

Member Payment Dependent Notes Series 996000

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

996000

$35,000

$35,000

11.71%

1.00%

November 7, 2011

November 6, 2016

November 6, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 996000. Member loan 996000 was requested on October 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,250 / month
Current employer: Dominion Youth Services Debt-to-income ratio: 11.41%
Length of employment: 6 years Location: Mechanicsville, VA
       
Home town:
Current & past employers: Dominion Youth Services
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/24/11 > I plan to use these funds to consolidate credit cards into a managable payment that will get the debt down much more quickly. The payment amount will be slightly less than what we are already paying on credit card monthly payments. We have not been late on any of those payments, but this loan makes more sense for our family to see progress on reducing the balance.

 

A credit bureau reported the following information about this borrower member on October 18, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1990 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 48 Months Since Last Delinquency: n/a
Revolving Credit Balance: $55,145.00 Public Records On File: 0
Revolving Line Utilization: 43.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.The majority of this balance is due to home improvements. In retrospect, it was probably not the best way to fund this, but it enabled us to make the necessary imrovements.
Which debts do you plan to pay off with this loan?I plan to use all of this to pay off existing revolving credit debt so that my debt will be combined into one payment with this loan and will leave me with only my mortgage debt and one other loan aside from that.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have a mortgage payment of about 2200.00 and an equity line with a payment of about 60.00 per month. I do not have any student loans or car loans left. I have three large balance credit cards that total almost the exact amount that I am requesting. The rates on these are 8.99, 13.99 and 6.74, which are not bad rates for credit cards, but they are variable and still leave me with revolving debt which I do not want anymore. I want to be able to pay these off and get rid of them. With this fixed loan and a fixed term, I can pay them off within five years and be done with it.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I have a mortgage of 2200.00, utilities are approximately 390.00, phone bill is about 200.00 and food is usually between 800.00 and 1000.00 per month for my family. I usually pay car insurance for the year so I don't have that expense each month and our cars are paid off. Gas varies from month to month. I would estimate approximately 350.00 per month.

 


 

 

 

Member Payment Dependent Notes Series 996048

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

996048

$30,000

$30,000

20.89%

1.00%

November 2, 2011

November 2, 2016

November 2, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 996048. Member loan 996048 was requested on October 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $14,583 / month
Current employer: Loudoun Water Debt-to-income ratio: 9.94%
Length of employment: 10+ years Location: PURCELLVILLE, VA
       
Home town:
Current & past employers: Loudoun Water
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 19, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1996 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 22 Months Since Last Delinquency: 15
Revolving Credit Balance: $43,955.00 Public Records On File: 0
Revolving Line Utilization: 81.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.Not sure that I do, but if I do, it was an oversight or a computer glitch in sending an electronic payment.
Please explain the reason why you carry a large revolving credit balance.I've been helping my son through med school
What is your intended use for the loan proceeds?replace the ac/heating system in our house
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$6K
What is the estimated current market value of your home?$750K
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?Balance is $278K, interest rate is 3.125% and payment is $1,217 per month
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?We're replacing the heating and AC system and also installing new windows. New furnace, new AC system, installing duct work - the whole system being installed.

 


 

 

 

Member Payment Dependent Notes Series 996074

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

996074

$25,000

$25,000

10.65%

1.00%

November 2, 2011

November 1, 2016

November 1, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 996074. Member loan 996074 was requested on October 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: Utah Attorney General's Office Debt-to-income ratio: 10.38%
Length of employment: 2 years Location: Draper, UT
       
Home town:
Current & past employers: Utah Attorney General's Office
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/19/11 > My current monthly expenses are about $3200 a month. I just have some very high interest private student loans (14.9 percent) that I'm paying off, and this loan will actually save me about $100 a month in interest. I have an advanced degree and a very stable job that I've worked at for almost 2 years. I've never once been late on a payment of any kind and I have a great credit score. Thank you for your consideration. Borrower added on 10/24/11 > I just wanted to add a quick thank you note to everyone who has funded my loan so far. I appreciate it so much and it's great to see what we can accomplish as a community. If you're still debating about investing in my loan, I just wanted to put one more plug in. This loan will save me $6,000 in student loan interest over the next 5 years if I can get to the whole $25,000 amount. I take my obligations very seriously and defaulting on a loan is simply not an option for me. Thanks again!

 

A credit bureau reported the following information about this borrower member on October 18, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2003 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,233.00 Public Records On File: 0
Revolving Line Utilization: 26.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Rent - 877 Car payment - 255 Gas - 150 Food - 400 Utilities - 100 Car Insurance - 60 Cell Phone - 109 T.V. - 95 Internet - 45 Private Student Loans - 650 Government Student Loans - 250
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards - $0 balance/$0 monthly payment Mortgage - N/A (rent) Line Of Credit - N/A Private Student Loans - $27,000 balance/$650 monthly payment (14.9% for 5 years) Government Student Loans - $42,000 balance/$250 monthly payment (4.6% for 15 years)
Which debts do you plan to pay off with this loan?Private Student Loans - replace a $650 monthly payment with this loan which has a $565 monthly payment and save $85 every month.
What is your intended use for the loan proceeds?I have some high interest private student loans (14.9 percent) that I'm currently paying off at $650 a month. This loan (10.65 percent) at $539 a month will actually save me about $100 a month over the next 60 months.

 


 

 

 

Member Payment Dependent Notes Series 996273

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

996273

$21,000

$21,000

12.42%

1.00%

November 2, 2011

November 1, 2016

November 1, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 996273. Member loan 996273 was requested on October 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,048 / month
Current employer: M.C. Dean, Inc. Debt-to-income ratio: 21.43%
Length of employment: 9 years Location: Centreville, VA
       
Home town:
Current & past employers: M.C. Dean, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/18/11 > My credit card company is astronomically jacking up my rate. I will be using these funds to pay off the credit card. I have excellent credit and have never missed a payment. I have a very stable position in the IT industry and have been with my company for 9 years. I have recently started a YNAB budget to get my finances under control and out of debt.

 

A credit bureau reported the following information about this borrower member on October 18, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1988 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $39,276.00 Public Records On File: 0
Revolving Line Utilization: 51.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Hi! Currently my monthly credit card minimum payments are $1156. Once I pay off the high interest rate card and add in this loan, monthly minimum payments will be $1323.
Please explain the reason why you carry a large revolving credit balance.My family did not cut back on expenses when a source of income was lost for family reasons. This was stupid and we realize (a little late) that is not the way we can live. We set up a budget a few months ago that we have been sticking to, living within our means and reducing debt. It's been working out pretty well. Now that the family situation has corrected itself, a new source of income is being sought to help us get out of debt.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage (PITI) = $1750 Auto Loan = $335 Auto Insurance = $123 Utilities = $200 Phone/Internet = $80 Groceries = $550 Credit Card Min Payments = $1156
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Mortgage Principle, Interest, Taxes & Insurance = $1750 gas/electric = $175 phone/internet = $80 No HELOC or LOC
Please explain the reason why you carry a large revolving credit balance.My family did not cut back on expenses when a source of income was lost for family reasons. This was stupid and we realize (a little late) that is not the way we can live. We set up a budget a few months ago that we have been sticking to, living within our means and reducing debt. It's been working out pretty well. Now that the family situation has corrected itself, a new source of income is being sought to help us get out of debt.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.This loan will pay off one MasterCard that I've used in the past for other credit card consolidation. The outstanding balance on it is currently $20,080. It has a current promotional rate of 0% that runs out on 12/1. After 12/1 the rate will go up to 26.99%. The current minimum payment is $305.

 


 

 

 

Member Payment Dependent Notes Series 996337

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

996337

$28,200

$28,200

14.27%

1.00%

November 2, 2011

November 3, 2016

November 3, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 996337. Member loan 996337 was requested on October 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,500 / month
Current employer: Wyoming Valley West School District Debt-to-income ratio: 25.09%
Length of employment: 5 years Location: Forty Fort, PA
       
Home town:
Current & past employers: Wyoming Valley West School District
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/20/11 > Debt Consolidation Loan for CreHigh Interst Credit Cards. Borrower added on 10/21/11 > Consolidation of Four High Intersts Credit Cards will reduce our monthly payments dramatically.

 

A credit bureau reported the following information about this borrower member on October 19, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1995 Delinquent Amount: $0.00
Open Credit Lines: 21 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 42 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,587.00 Public Records On File: 0
Revolving Line Utilization: 47.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)mortgage at 901.70 with 500.00 utilites.
Please explain the reason why you carry a large revolving credit balance.Continuing Education costs and medical bills
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Two credit cards and a personal loan: 12,973.66 @ 23% 6254.43 @ 21% 8600 @ 17%
Which debts do you plan to pay off with this loan?All Three High Interest unsecured debt.
What is your intended use for the loan proceeds?Pay off all high interst debt and medical bills.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Around 1400.00 a month
If you have a delinquency in the last 2 years, please explain the reason.No delinquencies, all accounts are current.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The Loan wil pay off all Higher interest debt. Two credit cards and a personal loan for medical expenses.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).I am not paying a mortgage or rent.

 


 

 

 

Member Payment Dependent Notes Series 996440

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

996440

$35,000

$35,000

19.03%

1.00%

November 2, 2011

November 2, 2016

November 2, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 996440. Member loan 996440 was requested on October 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,250 / month
Current employer: nicholas & co Debt-to-income ratio: 6.05%
Length of employment: 10+ years Location: Enoch, UT
       
Home town:
Current & past employers: nicholas & co
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 19, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2000 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 39 Months Since Last Delinquency: 8
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.I have one delinquency, for a mortgage payment that was late. We chose to pay it late in order to pay off a credit card that was going to start accruing interest. ( the introductory interest free period was expiring.) The interest I would have paid on the card was more than the late fee for my mortgage.The mortgage was paid with my next paycheck.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have $18,000 in 401K loans that I took to help get custody of my son. These payments are withheld from check, and total about $300.00 per month. Additionally, there is: $11,000.00 auto loan, $250.00/month $3,000.00 credit card debt, minimum payments come to about $300.00/month $4,000.00 medical debt, minimum payments are $310.00/month My mortgage payment is $1,248.00/month.

 


 

 

 

Member Payment Dependent Notes Series 996550

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

996550

$22,000

$22,000

20.30%

1.00%

November 3, 2011

November 2, 2016

November 2, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 996550. Member loan 996550 was requested on October 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,325 / month
Current employer: PORTAGE ENVIRONMENTAL, INC. Debt-to-income ratio: 15.79%
Length of employment: 8 years Location: San Antonio, TX
       
Home town:
Current & past employers: PORTAGE ENVIRONMENTAL, INC.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 19, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1995 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: 44
Revolving Credit Balance: $32,060.00 Public Records On File: 0
Revolving Line Utilization: 65.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?INTEREST RATE NOV BALANCE MONTHLY PAYMENT MORTGAGE 5.99% $90,300.64 $851.95 HSBC 14.99% $840.49 $25.00 CHASE 14.24% $5,742.90 $124.00 DISCOVER 26.99% $10,274.58 $206.00 BILL ME LATER - PROMOTION ENDS 01/2012 19.99% $672.63 224.33 GE MONEY / WASHER & DRYER & FREEZER - PROMOTION ENDS 07/2012 9.99% $926.21 $116.00 GE MONEY / CARE CREDIT - PROMOTION ENDS 12/28/2012 26.99% $3,618.00 $259.00 MEDICAL BILLS $2,300.00 $100.00
Please explain the reason why you carry a large revolving credit balance.Major vechile repairs, medical bills, bottom line, bad purchasing decisions but am lookinhg to turn all of this around within the next five years.

 


 

 

 

Member Payment Dependent Notes Series 996680

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

996680

$32,000

$32,000

21.67%

1.00%

November 2, 2011

November 2, 2016

November 2, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 996680. Member loan 996680 was requested on October 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $11,500 / month
Current employer: dept of veterans affairs Debt-to-income ratio: 6.04%
Length of employment: 10+ years Location: montgomery, AL
       
Home town:
Current & past employers: dept of veterans affairs
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/28/11 > use of the loan was for a consolidation as barrower have storng work ethics monthly budget $3650-$4000.00 I have a stable job and have for many years

 

A credit bureau reported the following information about this borrower member on October 19, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1994 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 27 Months Since Last Delinquency: 19
Revolving Credit Balance: $4,040.00 Public Records On File: 0
Revolving Line Utilization: 32.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?consolidate a small loan and credit card
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)My expenses are $3650-$4000.00 all my property tax are included in my loan payment
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I HAVE 3 HOMES/RENTAL PROPERTY AT @6% BAL #1 160.000 #2 94,000 #3 140,000 CREDIT CARD BAL 3800.00 @14% CREDIT UNION 12,000 AT 6% CREDIT UNION @17% FARM PAYMENT 10,000. PAYMENT ARE ON HOMES #1100.00 #2 730.00 #3 740.00 THAT IS ALL
Which debts do you plan to pay off with this loan?FARM PAYMENT 10,000.00 CREDIT UNION 3800.00 CREDIT UNION 12,000.00 CREDIT UNION 10,000.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I HAVE 3 HOMES/RENTAL PROPERTY AT @6% BAL #1 160.000 #2 94,000 #3 140,000 CREDIT CARD BAL 3800.00 @14% CREDIT UNION 12,000 AT 6% CREDIT UNION @17% FARM PAYMENT 10,000. PAYMENT ARE ON HOMES #1100.00 #2 730.00 #3 740.00 THAT IS ALL
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?RENT $769.00 PHONE 50.00 UTILITIES 60.00 FOOD 250.00

 


 

 

 

Member Payment Dependent Notes Series 996748

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

996748

$17,500

$17,500

20.89%

1.00%

November 2, 2011

November 3, 2016

November 3, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 996748. Member loan 996748 was requested on October 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,917 / month
Current employer: City Of Somerville Debt-to-income ratio: 18.65%
Length of employment: 10+ years Location: MEDFORD, MA
       
Home town:
Current & past employers: City Of Somerville
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/20/11 > please email me or call with any questions

 

A credit bureau reported the following information about this borrower member on October 20, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1997 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 18 Months Since Last Delinquency: 10
Revolving Credit Balance: $519.00 Public Records On File: 0
Revolving Line Utilization: 1.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)rent $400, car insurance $97.00, no utilites
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit card is $500, pay $25 a month, personal loan 6,480 pay $185 month, car owe 8,500 pay $345 a month.. not sure of the rates
Which debts do you plan to pay off with this loan?I plan to pay off car, credit card, and loan. I would like to get a loan to have one bill instead of 3
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit card is $500, pay $25 a month, personal loan 6,480 pay $185 month, car owe 8,500 pay $345 a month.. not sure of the rates
If you have a delinquency in the last 2 years, please explain the reason.I have a few bills that I just can't get caught up on, that is why i am looking to get this loan to only have one payment. Once I get behind it's very hard to catch up.

 


 

 

 

Member Payment Dependent Notes Series 996814

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

996814

$15,000

$15,000

20.30%

1.00%

November 2, 2011

November 2, 2016

November 2, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 996814. Member loan 996814 was requested on October 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,917 / month
Current employer: dch auto group Debt-to-income ratio: 10.67%
Length of employment: 1 year Location: simi valley, CA
       
Home town:
Current & past employers: dch auto group
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/19/11 > I'm planning to payoff a high interest credit card with the funds, always pay my payments on time and my job is very stable.

 

A credit bureau reported the following information about this borrower member on October 19, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1997 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 4
Total Credit Lines: 27 Months Since Last Delinquency: 15
Revolving Credit Balance: $20,194.00 Public Records On File: 0
Revolving Line Utilization: 78.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.no i haven't
Please explain the reason why you carry a large revolving credit balance.I just recently divorce and I was left with all of the debts and payments thats why I'm trying to get this loan to pay off high interest credit cards and pay them off as soon as possible
If you have a delinquency in the last 2 years, please explain the reason.no i haven't

 


 

 

 

Member Payment Dependent Notes Series 997090

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

997090

$12,000

$12,000

15.96%

1.00%

November 2, 2011

November 2, 2016

November 2, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 997090. Member loan 997090 was requested on October 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: MORNING STAR FOODS Debt-to-income ratio: 11.82%
Length of employment: 1 year Location: NEW BRITAIN, CT
       
Home town:
Current & past employers: MORNING STAR FOODS
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/21/11 > THIS LOAN I APPLY FOR IS TO CONSOLIDATE SOME HIGH INTEREST CARD I HAVE, BY DOING SO I WILL BE SAVING SOME MONEY IN INTEREST BUT MORE IMPORTANLY I WILL BE DEBT FREE FASTER. I HAVE A GREAT AND STABLE JOB WICH I LIKE VERY MUCH. I MAKE ENOUGH MONEY NOW TO PAY WHAT I OWE BUT THIS LOAN WILL MAKE IT EASIER FOR ME BY JUST HAVING ONE PAYMENT INSTED OF 5. I AM A VERY RESPONSABLE PERSON AND CARE VERY MUCH ABOUT MY CREDIT THATS WHY EVERYTHING I OWE IS UP TO DATE AND JUST WANT TO BE DEBT FREE LIKE EVERY ONE. EVERTHING I'VE OWE IN MY LIFE I PAY SO I CAN TELL YOU THAT I CAN BE TRUSTED AND I WILL PAY EVERY LAST DOLLAR. THANK YOU.

 

A credit bureau reported the following information about this borrower member on October 19, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2000 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 21 Months Since Last Delinquency: 8
Revolving Credit Balance: $12,932.00 Public Records On File: 0
Revolving Line Utilization: 60.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.ABOUT 2 YEARS AGO THE PLACE I WAS WORKING AT CLOSE DOWN. IT TOOK ME SOME TIME TO FIND A JOB, BUT THANKFULLY I FOUND A GREAT JOB WICH I LIKE AND I'VE BEEN THERE NOW FOR MORE THEN A YEAR. DURING THAT TIME WITH OUT A JOB I STRUGGLE LIKE MANY OTHER PEOPLE BUT I CAN SAY THAT I DO CARE A LOT ABOUT MY CREDIT AND BECAUSE OF THAT I AM CURRENT IN EVERITHING AND WILL BE RESPONSABLE AND WILL PAY BACK EVERY DOLLAR. THANKS

 


 

 

 

Member Payment Dependent Notes Series 997316

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

997316

$20,000

$20,000

7.90%

1.00%

November 3, 2011

November 12, 2014

November 12, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 997316. Member loan 997316 was requested on October 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,417 / month
Current employer: ATPCO Debt-to-income ratio: 7.27%
Length of employment: 3 years Location: Sterling, VA
       
Home town:
Current & past employers: ATPCO
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 29, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2005 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,396.00 Public Records On File: 0
Revolving Line Utilization: 15.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I am taking this loan to pay off my brother's credit cards. He built his credit card debt while studying. The loan is about $16,000. I am planning to take the amount needed to pay that off.

 


 

 

 

Member Payment Dependent Notes Series 997328

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

997328

$35,000

$35,000

20.30%

1.00%

November 2, 2011

November 3, 2016

November 3, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 997328. Member loan 997328 was requested on October 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,833 / month
Current employer: USA/World Plastics Debt-to-income ratio: 13.54%
Length of employment: < 1 year Location: Bay Harbor Islands, FL
       
Home town:
Current & past employers: USA/World Plastics
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/20/11 > I'm using the loan to consolidate debt incurred while I was laid off. I now have a dependable and secure job in a field I've worked in for over 30 years.

 

A credit bureau reported the following information about this borrower member on October 20, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1999 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $67,207.00 Public Records On File: 0
Revolving Line Utilization: 55.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?Consolidate credit card debts into 1 monthly payment.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Card $38,000 (interest rates range from 28% to 30%, Monthly payments $1800/mo); Car Loan-$8,000-8%, $350/mo (2003 Lexus SC430); mortgage $230k/ $1900/mo -includes taxes & insurance.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Mortgage=$1900/mo (includes taxes & insurance), debt/Loan = $1800, utilities=$150
Please explain the reason why you carry a large revolving credit balance.My employment situation changed and borrowed from credit cards to meet expenses.

 


 

 

 

Member Payment Dependent Notes Series 997339

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

997339

$14,000

$14,000

15.27%

1.00%

November 8, 2011

November 10, 2016

November 10, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 997339. Member loan 997339 was requested on October 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,500 / month
Current employer: American Auto Matrix Debt-to-income ratio: 21.91%
Length of employment: < 1 year Location: Pittsburgh, PA
       
Home town:
Current & past employers: American Auto Matrix
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 27, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2003 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,907.00 Public Records On File: 0
Revolving Line Utilization: 18.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$6200k @ 6.9% - line of credit $3800 @ 14.5% - a prior CC consolidation $2800 @ 0% for the time being - 1yr 0% balance transfer card Remaining are a few less than $700 medical bills. Attempting to wipe the slate clean and pay one creditor as fast as possible and regain financial freedom.

 


 

 

 

Member Payment Dependent Notes Series 997381

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

997381

$7,200

$7,200

7.90%

1.00%

November 3, 2011

November 2, 2014

November 2, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 997381. Member loan 997381 was requested on October 19, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,250 / month
Current employer: Bank of America Debt-to-income ratio: 20.46%
Length of employment: 2 years Location: Charlotte, NC
       
Home town:
Current & past employers: Bank of America
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/19/11 > I work as a business professional in the financial industry and graduated with my MBA in 2009 and am currently sitting for the Certified Financial Planner designation. I had to pay my own way through most of high school and college and in the process incurred some credit card debt. My job pays well and I can easily make the monthly payments, I am just seeking to consolidate this debt in one place for a lower rate. I've been with my company for 2 years and we are expanding every year so there is very little danger of that changing. Thank you very much for your help!

 

A credit bureau reported the following information about this borrower member on October 19, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2005 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 22 Months Since Last Delinquency: 5
Revolving Credit Balance: $7,697.00 Public Records On File: 0
Revolving Line Utilization: 49.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.The delinquency is an error on behalf of the lending institution (Campus Partners). The account was supposed to be in forberance at my request for those two months while I was moving around for work. I've contacted the institution and reported the error which they have submitted a request to have removed from my credit report. Thanks

 


 

 

 

Member Payment Dependent Notes Series 997543

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

997543

$26,400

$26,400

11.71%

1.00%

November 8, 2011

November 3, 2016

November 3, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 997543. Member loan 997543 was requested on October 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,083 / month
Current employer: Compupay Inc Debt-to-income ratio: 9.66%
Length of employment: 3 years Location: Hallandale, FL
       
Home town:
Current & past employers: Compupay Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/20/11 > Buying a property that is already receiving section 8 rental income from the tenant. My return on investment is 14% because I am buying the property at such a discount.

 

A credit bureau reported the following information about this borrower member on October 20, 2011:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 11/1999 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 36 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,619.00 Public Records On File: 0
Revolving Line Utilization: 6.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I am buying a rental property that is already rented to a section 8 tenant. The automatic payment represents a great roi.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)the property will be purchased cash so their will be no liens against the property. rental income 1100 hoa 211 taxes 51 utilities paid by tenant

 


 

 

 

Member Payment Dependent Notes Series 997558

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

997558

$20,000

$20,000

11.71%

1.00%

November 3, 2011

November 11, 2014

November 11, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 997558. Member loan 997558 was requested on October 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,000 / month
Current employer: MassBay Community College Debt-to-income ratio: 16.12%
Length of employment: 6 years Location: South Boston, MA
       
Home town:
Current & past employers: MassBay Community College
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 24, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1998 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,345.00 Public Records On File: 0
Revolving Line Utilization: 83.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?All of my credit card debt that I have accrued over the past years due to grad school and some unforeseen expenses. Once the debt is paid off, I will be able to purchase a home.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)$1400
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Student loans: 200/month, interest 2% Credit cards: total 20,000 balance, 15-17% interest
Which debts do you plan to pay off with this loan?I plan to pay off my credit card debt in full and have one monthly payment to accelerate pay-off time.
Please explain the reason why you carry a large revolving credit balance.My credit balance is so high due to expenses related to grad school and living expenses. Now I'm at a point where I make a good salary but have this debt. It makes more sense for me to consolidate the debt into one monthly payment, pay it off in 36 months, and create substantial savings for the future.

 


 

 

 

Member Payment Dependent Notes Series 997612

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

997612

$21,600

$21,600

17.27%

1.00%

November 2, 2011

November 3, 2016

November 3, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 997612. Member loan 997612 was requested on October 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,055 / month
Current employer: Quest Diagnostics Debt-to-income ratio: 19.82%
Length of employment: 9 years Location: EDGERTON, KS
       
Home town:
Current & past employers: Quest Diagnostics
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/21/11 > My plan for the debt consolidation loan funds are to pay off my creditors. My goal is to be free and clear of debt. My five year plan is to start my own business. I understand that before I can realize my dream I must be debt free. This loan will allow me to be debt free in 5 years and on the way to realizing my goals. I would be a good borrower, because I understand and respect the concept of paying one’s debts. I work hard every day to ensure I meet my obligations. I have never defaulted on a loan or failed to make my payments. I have a stable job in a growing industry.

 

A credit bureau reported the following information about this borrower member on October 20, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1998 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,763.00 Public Records On File: 0
Revolving Line Utilization: 65.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I will use the funds to consolidate my debt. The loan will be used to payoff my creditors. My goal is to be completely debt free in 5 years. This loan will allow me to reach that goal.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My current debt obligations are composed of lines of credit and credit cards. They total just over 21,000. My interest rates are between 6% at the lowest and 24% on the highest.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I am using my loan strictly to payoff 4 creditors. The funds will go to pay each creditors balance in full.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage, car, phone, utilities, insurance, fuel, food, healthcare, and my creditors.

 


 

 

 

Member Payment Dependent Notes Series 997625

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

997625

$18,225

$18,225

13.49%

1.00%

November 2, 2011

November 3, 2016

November 3, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 997625. Member loan 997625 was requested on October 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,083 / month
Current employer: n/a Debt-to-income ratio: 10.21%
Length of employment: 3 years Location: Mcallen , TX
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 20, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2004 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: 41
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The sole purpose will be debt consolidation. Making it easier for my household while I finish up my Masters in nursing (nurse practitioner). By narrowing it down to 3 main bills (mortgage, single auto loan [2 of 3 cars are paid for in full already] and LC loan) I can better manage how much contract work I have to do on a montly basis until I finish the program.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Our household credit card debt total is just under $14,000 and an interest rate of 23.25% giving about $600 a month in payments. Our mortgage currently sits at about $210,000 and an interest rate of 4.4%, payments at $1600. Student loan debt is about $7,000 @ 2.5% giving payments totaling $250 a month. 2 out of 3 cars have been payed for, the 3rd has a balance of $17,800 @ 5.6% and payments of $300 a month, currently considering selling one to pay off the balance to reduce our bills while I finish up my Masters in Nursing (MSN, nurse practitioner)
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Our household credit card debt total is just under $14,000 and an interest rate of 23.25% giving about $600 a month in payments. Our mortgage currently sits at about $210,000 and an interest rate of 4.4%, payments at $1600. Student loan debt is about $7,000 @ 2.5% giving payments totaling $250 a month. 2 out of 3 cars have been payed for, the 3rd has a balance of $17,800 @ 5.6% and payments of $300 a month, currently considering selling one to pay off the balance to reduce our bills while I finish up my Masters in Nursing (MSN, nurse practitioner)
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Our household credit card debt total is just under $14,000 and an interest rate of 23.25% giving about $600 a month in payments. Our mortgage currently sits at about $210,000 and an interest rate of 4.4%, payments at $1600. Student loan debt is about $7,000 @ 2.5% giving payments totaling $250 a month. 2 out of 3 cars have been payed for, the 3rd has a balance of $17,800 @ 5.6% and payments of $300 a month, currently considering selling one to pay off the balance to reduce our bills while I finish up my Masters in Nursing (MSN, nurse practitioner)
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Our household credit card debt total is just under $14,000 and an interest rate of 23.25% giving about $600 a month in payments. Our mortgage currently sits at about $210,000 and an interest rate of 4.4%, payments at $1600. Student loan debt is about $7,000 @ 2.5% giving payments totaling $250 a month. 2 out of 3 cars have been payed for, the 3rd has a balance of $17,800 @ 5.6% and payments of $300 a month, currently considering selling one to pay off the balance to reduce our bills while I finish up my Masters in Nursing (MSN, nurse practitioner)
If you have a delinquency in the last 2 years, please explain the reason.I haven't had any.

 


 

 

 

Member Payment Dependent Notes Series 997632

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

997632

$35,000

$35,000

12.69%

1.00%

November 2, 2011

November 3, 2016

November 3, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 997632. Member loan 997632 was requested on October 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,500 / month
Current employer: SUMMA CARE Debt-to-income ratio: 20.20%
Length of employment: 10+ years Location: Akron, OH
       
Home town:
Current & past employers: SUMMA CARE
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/20/11 > Purchasing investment property 4 unit Borrower added on 10/24/11 > requested documents were submitted this morning--look for them. Borrower added on 10/26/11 > part ii of question regarding revolving debt-one of my accounts on my report the balance is not accurate larger amount listed than actual due to recent large payment.

 

A credit bureau reported the following information about this borrower member on October 20, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1995 Delinquent Amount: $0.00
Open Credit Lines: 20 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 43 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,059.00 Public Records On File: 0
Revolving Line Utilization: 16.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I am purchasing a 4 unit investment home/property. two two bdrm units that should rent for about $575.00 each and 2 1 bdrm units one should rent for $450 and the smaller one for about $400. it is in a nice residential area and the units need cleaned up only, ready to be advertised for rent.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?mtg-$836, car pmt, ins and gas-$325, cable/internet-$47, groceries $250, other debt payments-$686, cell phone $65 total = $2209
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)$2125
Please explain the reason why you carry a large revolving credit balance.life changing event that resulted in leftover debt from some time, consolidated debt.
If you have a delinquency in the last 2 years, please explain the reason.had a recent $30.00 delinquent account to Columbia house Video, was unaware I even owed. paid the $30.00 as soon as I realized it showed on my credit report.
What are you buying?a 4 unit rental property in a residential neighborhood home is in great condition. 2units have 2 bdrms and 2 units have 1 bdrm
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?not using it for multiple purposes, I am using it to buy 1 piece of investment property that has 4 units to it in a residential neighborhood.

 


 

 

 

Member Payment Dependent Notes Series 997658

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

997658

$30,000

$30,000

22.35%

1.00%

November 2, 2011

November 3, 2016

November 3, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 997658. Member loan 997658 was requested on October 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $13,167 / month
Current employer: FieldTurf Debt-to-income ratio: 18.46%
Length of employment: 2 years Location: Austin, TX
       
Home town:
Current & past employers: FieldTurf
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 20, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1993 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $66,501.00 Public Records On File: 0
Revolving Line Utilization: 72.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 997678

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

997678

$25,000

$25,000

12.69%

1.00%

November 2, 2011

November 3, 2016

November 3, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 997678. Member loan 997678 was requested on October 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,275 / month
Current employer: Federal Energy Regulatory Commission Debt-to-income ratio: 4.15%
Length of employment: < 1 year Location: Rockville, MD
       
Home town:
Current & past employers: Federal Energy Regulatory Commission
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 20, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2000 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: 41
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)1600
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Wedding Ring 10k Wedding 5k Reception 4k Honeymoon 4k
What portion of your wedding expenses does this loan represent?50%, I have another 25k down payment on a house.
How are you paying for other wedding expenses not covered by this loan?I saved the money.

 


 

 

 

Member Payment Dependent Notes Series 997734

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

997734

$6,100

$6,100

14.27%

1.00%

November 7, 2011

November 3, 2014

November 3, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 997734. Member loan 997734 was requested on October 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $1,979 / month
Current employer: n/a Debt-to-income ratio: 23.95%
Length of employment: n/a Location: West Plains, MO
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 20, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2002 Delinquent Amount: $0.00
Open Credit Lines: 2 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 4 Months Since Last Delinquency: n/a
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: n/a Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the home improvement project you are planning?Updating the bathroom and kitchen.

 


 

 

 

Member Payment Dependent Notes Series 997741

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

997741

$12,000

$12,000

6.03%

1.00%

November 8, 2011

November 4, 2014

November 4, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 997741. Member loan 997741 was requested on October 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,000 / month
Current employer: trichromatic west Debt-to-income ratio: 15.37%
Length of employment: 10+ years Location: montrose, CA
       
Home town:
Current & past employers: trichromatic west
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 20, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1998 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,368.00 Public Records On File: 0
Revolving Line Utilization: 22.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 997748

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

997748

$30,000

$30,000

10.65%

1.00%

November 4, 2011

November 3, 2016

November 3, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 997748. Member loan 997748 was requested on October 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $14,333 / month
Current employer: The World Bank Debt-to-income ratio: 15.17%
Length of employment: 5 years Location: KENSINGTON, MD
       
Home town:
Current & past employers: The World Bank
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/20/11 > This loan is to cover unexpected and urgent legal attorney fees in family court.

 

A credit bureau reported the following information about this borrower member on October 20, 2011:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 02/2000 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: 42
Revolving Credit Balance: $48,974.00 Public Records On File: 0
Revolving Line Utilization: 0.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?The purpose of the loan is to cover unexpected and urgent legal fees related to a family matter
Please explain the reason why you carry a large revolving credit balance.The large revolving balance is comprised entirely of legal fees related to a contentious matter in family court.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)I pay $2250 in rent, plus about $200 in utilities.
Please explain the reason why you carry a large revolving credit balance.The large revolving balance is comprised entirely of legal fees related to a contentious matter in family court.
Please provide additional details regarding the purpose of the loanThe purpose of the loan is to cover unexpected and urgent legal fees related to a family matter

 


 

 

 

Member Payment Dependent Notes Series 997813

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

997813

$28,100

$28,100

19.03%

1.00%

November 2, 2011

November 3, 2016

November 3, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 997813. Member loan 997813 was requested on October 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,200 / month
Current employer: US Navy Debt-to-income ratio: 21.23%
Length of employment: 10+ years Location: Orange Park, FL
       
Home town:
Current & past employers: US Navy
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/20/11 > I am a naval officer with 16 years service. I am using this loan to pay off debt incured while in college.

 

A credit bureau reported the following information about this borrower member on October 20, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1999 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 49 Months Since Last Delinquency: n/a
Revolving Credit Balance: $46,169.00 Public Records On File: 0
Revolving Line Utilization: 75.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?All of the credit cards with the exception of 1 which is at an interest rate of only 9%

 


 

 

 

Member Payment Dependent Notes Series 998014

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

998014

$20,000

$20,000

15.96%

1.00%

November 7, 2011

November 3, 2016

November 3, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 998014. Member loan 998014 was requested on October 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,167 / month
Current employer: United parcel service Debt-to-income ratio: 20.29%
Length of employment: 10+ years Location: brookville, PA
       
Home town:
Current & past employers: United parcel service
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 20, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1998 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 41 Months Since Last Delinquency: 10
Revolving Credit Balance: $9,339.00 Public Records On File: 0
Revolving Line Utilization: 64.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)My monthly expenses are around 1800-2200 .
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Well i have a credit card at 24% , 200 credit card, mortagage is $600,
Which debts do you plan to pay off with this loan?Would like to pay off my truck payment and credit cards, plus maybe do some home inprovment.
If you have a delinquency in the last 2 years, please explain the reason.Yes i have and the reason was cause i got a divorece and my ex kept some of the bills from me, but since then i got back on track, just trying to get debt free and just have one payment.
If you have a delinquency in the last 2 years, please explain the reason.Yes i have and the reason was cause i got a divorece and my ex kept some of the bills from me, but since then i got back on track, just trying to get debt free and just have one payment.

 


 

 

 

Member Payment Dependent Notes Series 998313

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

998313

$13,000

$13,000

8.90%

1.00%

November 2, 2011

November 3, 2016

November 3, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 998313. Member loan 998313 was requested on October 20, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,917 / month
Current employer: CITIBANK, N.A. Debt-to-income ratio: 16.90%
Length of employment: 10+ years Location: CENTRAL ISLIP, NY
       
Home town:
Current & past employers: CITIBANK, N.A.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/24/11 > This loan is intended to pay off another loan i have to reduce the monthly payment amount. I am very responsible when it comes to paying my bills. Been on my job almost 16 years and a very valuable employee. Works for one of the largest companies in the country. my monthly budget is about $2000 Borrower added on 10/24/11 > my job is very stable.

 

A credit bureau reported the following information about this borrower member on October 20, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1979 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,473.00 Public Records On File: 0
Revolving Line Utilization: 29.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 998418

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

998418

$20,000

$20,000

12.69%

1.00%

November 8, 2011

November 10, 2016

November 10, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 998418. Member loan 998418 was requested on October 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $8,500 / month
Current employer: US Department of Justice Debt-to-income ratio: 23.87%
Length of employment: 10+ years Location: Vineland, NJ
       
Home town:
Current & past employers: US Department of Justice
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/27/11 > Debt consolidation Borrower added on 10/27/11 > This loan will be used to consolidate high interest credit card debt for a short period of time. I will then pay the loan in full early with combined funds from bonuses and my 401k. Borrower added on 10/27/11 > I would like to add I have a spotless loan repayment record, a great job, and outstanding credit. I appreciate your interest and consideration.

 

A credit bureau reported the following information about this borrower member on October 21, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1986 Delinquent Amount: $0.00
Open Credit Lines: 19 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 48 Months Since Last Delinquency: 30
Revolving Credit Balance: $24,796.00 Public Records On File: 0
Revolving Line Utilization: 31.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I work for the US government and have been moved 3 times in the past 5 years. During the process of these moves I and have incurred this large debt. I wish to consolidate this debt into one monthly payment.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)$1,387.78 Mortgage Payment (includes INS and Taxes) $200.00 (est) Utilities
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Capital One $8,500.00, ($622.00 a month) not sure of the rate American Express $8,000.00, ($500.00 a month) not sure of the rate Chase $4,200.00, ($400.00 a month) not sure of the rate Chase $3,200.00, ($200.00 a month, not sure of the rate
Which debts do you plan to pay off with this loan?Capital One $8,500.00, ($622.00 a month) not sure of the rate American Express $8,000.00, ($500.00 a month) not sure of the rate Chase $4,200.00, ($400.00 a month) not sure of the rate Chase $3,200.00, ($200.00 a month, not sure of the rate
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$1,387.78 Mortgage Payment (includes INS and Taxes) $200.00 (est) Utilities $300.00 Transportation $100.00 Phone $100.00 C
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)$1,387.78 Mortgage Payment (includes INS and Taxes) $200.00 (est) Utilities
If you have a delinquency in the last 2 years, please explain the reason.NO
What is your intended use for the loan proceeds?The loand will be used to pay off high intrest credit card debt.

 


 

 

 

Member Payment Dependent Notes Series 998470

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

998470

$35,000

$35,000

12.69%

1.00%

November 2, 2011

November 4, 2016

November 4, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 998470. Member loan 998470 was requested on October 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $15,417 / month
Current employer: Equity One, Inc Debt-to-income ratio: 13.32%
Length of employment: 2 years Location: Miami, FL
       
Home town:
Current & past employers: Equity One, Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/24/11 > Short term loan to pay off American Express balance while waiting for funding of commissions in December.

 

A credit bureau reported the following information about this borrower member on October 21, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2000 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,909.00 Public Records On File: 0
Revolving Line Utilization: 12.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 998473

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

998473

$10,000

$10,000

6.03%

1.00%

November 2, 2011

November 14, 2014

November 14, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 998473. Member loan 998473 was requested on October 31, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,600 / month
Current employer: Bank of America Debt-to-income ratio: 11.32%
Length of employment: 10+ years Location: St. Johns, FL
       
Home town:
Current & past employers: Bank of America
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/01/11 > This loan is to help fund my daughter's wedding in December this year.

 

A credit bureau reported the following information about this borrower member on October 31, 2011:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 04/1994 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,375.00 Public Records On File: 0
Revolving Line Utilization: 20.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 998475

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

998475

$17,000

$17,000

6.03%

1.00%

November 7, 2011

November 8, 2014

November 8, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 998475. Member loan 998475 was requested on October 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,167 / month
Current employer: Deutsche Bank Debt-to-income ratio: 9.47%
Length of employment: 10+ years Location: Concord, MA
       
Home town:
Current & past employers: Deutsche Bank
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 25, 2011:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 06/1995 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,498.00 Public Records On File: 0
Revolving Line Utilization: 16.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?About $4000.

 


 

 

 

Member Payment Dependent Notes Series 998488

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

998488

$12,000

$12,000

15.27%

1.00%

November 2, 2011

November 4, 2016

November 4, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 998488. Member loan 998488 was requested on October 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $3,896 / month
Current employer: Santa Barbara Bank & Trust Debt-to-income ratio: 16.33%
Length of employment: 6 years Location: Oak View, CA
       
Home town:
Current & past employers: Santa Barbara Bank & Trust
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/21/11 > I will be using the proceeds of this loan to pay off high rate credit card debt. I have been with my employer for more than six years and have not made any late payments on my existing obligations in the last six years. I am easily able to add the monthly payment amount of this loan to my existing obligations and have an acceptable debt to income ratio.

 

A credit bureau reported the following information about this borrower member on October 21, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2006 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,265.00 Public Records On File: 1
Revolving Line Utilization: 47.40% Months Since Last Record: 106
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)I do not have any obligations for mortgage and taxes related to the property. I pay the utility payments which amount to $400 per month on average. I also currently have balances on credit cards for one time expenses that I will pay off with the proceeds from this loan. The only other obligation I have is student loans which I will keep because they have a lower interest rate than credit cards and this loan.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I currently have credit card balances totaling approximately $7000. The interest rates on my cards increased to an average of 25%. I also have approximately $25,000 in student loans with an average interest rate of 6.5%. I do not have a monthly obligation towards our mortgage or property taxes and insurance.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The funds will be primarily used to pay off credit card debit in the amout of approximately 7000.00. I also have bills related to orthodontic treatment that insurance does not completely cover. The remainder of the funds will be used to pay for these services.
If you have a public record on file, please briefly explain the event and its resolution.I had a bankruptcy discharged in 2002. I was joint owner of a home in another state and my partner in that venture decided to file for personal reasons. I was unable to fulfill the obligation on my own and was advised by council that a bankruptcy was the best option. I did not include other obligations which I paid in full.
If you have a public record on file, please briefly explain the event and its resolution.I had a bankruptcy discharged in 2002. I was joint owner of a home in another state and my partner in that venture decided to file for personal reasons. I was unable to fulfill the obligation on my own and was advised by council that a bankruptcy was the best option. I did not include other obligations which I paid in full.

 


 

 

 

Member Payment Dependent Notes Series 998505

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

998505

$14,500

$14,500

14.65%

1.00%

November 3, 2011

November 4, 2016

November 4, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 998505. Member loan 998505 was requested on October 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,340 / month
Current employer: K and L Microwave Debt-to-income ratio: 19.30%
Length of employment: 9 years Location: BERLIN, MD
       
Home town:
Current & past employers: K and L Microwave
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 21, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1992 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $29,435.00 Public Records On File: 0
Revolving Line Utilization: 87.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage

 


 

 

 

Member Payment Dependent Notes Series 998521

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

998521

$17,600

$17,600

18.64%

1.00%

November 8, 2011

November 11, 2016

November 11, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 998521. Member loan 998521 was requested on October 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,417 / month
Current employer: Mt. Carmel Health System Debt-to-income ratio: 11.21%
Length of employment: 10+ years Location: Westerville, OH
       
Home town:
Current & past employers: Mt. Carmel Health System
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/28/11 > Will be using funds to purchase an ecommerce website. The site currently has 20 paid subscribers receiving daily sports related information. The site is 3 years old and has eared steady profits during that time.

 

A credit bureau reported the following information about this borrower member on October 21, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1986 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: 27
Revolving Credit Balance: $18,284.00 Public Records On File: 0
Revolving Line Utilization: 85.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Can you provide some high level financials on the monthly costs / revenue of your business?Revenues are currently exceeding expenses
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Current Monthly expenses: $4500
Please explain the reason why you carry a large revolving credit balance.Most of it related to Old debt we are paying off.
If you have a delinquency in the last 2 years, please explain the reason.No deliquencies ever.
Please describe your experience/familiarity with the business you are starting/started?I have been a subscriber / customer for sites like this one for years but have not owned one in this niche. I do currently own several other web sites in various niches. I began creating blogs and web sites in 2009.

 


 

 

 

Member Payment Dependent Notes Series 998523

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

998523

$27,000

$27,000

19.42%

1.00%

November 2, 2011

November 4, 2016

November 4, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 998523. Member loan 998523 was requested on October 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,917 / month
Current employer: n/a Debt-to-income ratio: 14.51%
Length of employment: 2 years Location: Springfield, MA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/22/11 > I am a personal injury/criminal defense attorney. I have a steady stream of guaranteed income every month; however as my client list grows so do the expenses I must front before a conclusion of my case. I am hoping to use this loan as capital to assist me in my litigation expenses and also to hire a part-time associate. My business is growing, but I am only one person and the ability to hire an associate to assist me will help relieve some stress as well help my business in the long run. I will have no problem paying $1k a month to pay off this loan as the loan is going to help free up a huge amount of my income that I have been committing to litigation expenses (deposition costs, expert fees, investigators, etc..). Borrower added on 10/27/11 > My job is very stable. The most difficult problem faced by attorneys in private practice is the ability to draw clients. This has not been an issue for me. My practice is a fairly even 50/50 split between criminal and civil cases. Usually if I am down criminal clients one month, it is often the case that I have taken on more civil clients. I have been very fortunate to not have been negatively affected by the current economy. Borrower added on 10/27/11 > I believe that I am a good borrower on account of the fact that I live very much within my means. My goals revolve around expanding my business and ultimately providing employment to multiple people. My business is young but I had several years experience as an associate in a larger firm prior to starting my own practice. Borrower added on 10/27/11 > In addition it is also my intent to pay down my credit card debt with proceeds from this loan. I have been using my credit cards for many business purchases this year (computers, supplies, etc...); however I do include my credit card payments in my monthly budget. I frequently pay off my full balance on my cards throughout the year. Borrower added on 10/28/11 > I would add that I have never missed a mortgage payment, car payment, office rent payment, etc... I also pay far above any minimum amounts due on credit cards.

 

A credit bureau reported the following information about this borrower member on October 21, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1995 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: 79
Revolving Credit Balance: $6,779.00 Public Records On File: 0
Revolving Line Utilization: 76.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Office expenses (rent, payroll, phone, case costs) currently run $3,500.00. Personal expenses (groceries, insurance, bills, car, etc..)run approximately $3,000.00 a month.

 


 

 

 

Member Payment Dependent Notes Series 998616

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

998616

$16,000

$16,000

20.89%

1.00%

November 2, 2011

November 4, 2016

November 4, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 998616. Member loan 998616 was requested on October 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,833 / month
Current employer: Hospital For Special Surgery Debt-to-income ratio: 8.04%
Length of employment: 2 years Location: Brooklyn, NY
       
Home town:
Current & past employers: Hospital For Special Surgery
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/21/11 > I currently have a loan with Bank of America in which I pay close to 700 a month and have been successfully doing so. This loan will help with my consolidation and stretch my payments out a bit with lower payments. Borrower added on 10/21/11 > Just verified email address.

 

A credit bureau reported the following information about this borrower member on October 21, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1998 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 28 Months Since Last Delinquency: 23
Revolving Credit Balance: $4,628.00 Public Records On File: 0
Revolving Line Utilization: 92.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Rent: 1625/month Mortgage/Insurance/Taxes: 2381/month Additional/Utilities: 300-440 a month
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Current Debt: Loan established in 2006, which i needed for remodeling of house. This is approximately 13k. My mortgage is about 2381 a month and this is covered by rent. I have one creidt care which is a Macys credit Card. I rarely use this, once a year. No student loans. No car.
Which debts do you plan to pay off with this loan?I plan to pay off the 13k one of which my monthly payment is close to 700. I want a loan that streched over a time and also lowered my monthly payments.
If you have a delinquency in the last 2 years, please explain the reason.I think the last deliquency was in November 2009. After that I was paying on time. It was on a mortgage and i didnt want to default. I tried my best to make payments on time but i was doing it on my own and was relying on rent roll, which did not come quickly or did not come at all. I have recently refinanced and havent had a deliquent payment since 2009.

 


 

 

 

Member Payment Dependent Notes Series 998694

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

998694

$27,500

$27,500

19.42%

1.00%

November 2, 2011

November 4, 2016

November 4, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 998694. Member loan 998694 was requested on October 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,583 / month
Current employer: n/a Debt-to-income ratio: 8.01%
Length of employment: 7 years Location: Lake Havasu City, AZ
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/21/11 > Need working capital to start project. My credit and payment history is excellent and have never defaulted on a loan.

 

A credit bureau reported the following information about this borrower member on October 21, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1986 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,960.00 Public Records On File: 0
Revolving Line Utilization: 49.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?We are currently working on a large project and have most of our resources tied up in this project. We have another large project scheduled to start on the heels of this one. We need working capital for 30-60 days until proceeds start coming in from the current project.
What type of business are you starting?We build communication sites. The upcoming project is civil construction of a solar powered communication site. This is the second of its kind (we built the first). The demand for wind and solar powered (microwave) communication sites is steadily on the rise and my company has the knowledge, expertise and experience to excel in this specialized field.
Please describe your experience/familiarity with the business you are starting/started?My family has worked in this industry for 30+ years. I personally have 20 years of experience in this field. My knowledge and familiarity with this industry is extensive.

 


 

 

 

Member Payment Dependent Notes Series 998792

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

998792

$20,000

$20,000

23.91%

1.00%

November 2, 2011

November 4, 2016

November 4, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 998792. Member loan 998792 was requested on October 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,500 / month
Current employer: Snohomish County PUD Debt-to-income ratio: 13.91%
Length of employment: < 1 year Location: Everett, WA
       
Home town:
Current & past employers: Snohomish County PUD
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 21, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1992 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: 33
Revolving Credit Balance: $39,945.00 Public Records On File: 0
Revolving Line Utilization: 99.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I plan to use the proceeds to pay off several high interest credit cards.

 


 

 

 

Member Payment Dependent Notes Series 998817

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

998817

$25,000

$25,000

14.65%

1.00%

November 7, 2011

November 4, 2016

November 4, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 998817. Member loan 998817 was requested on October 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,833 / month
Current employer: Bluewolf Debt-to-income ratio: 21.98%
Length of employment: < 1 year Location: Randolph, MA
       
Home town:
Current & past employers: Bluewolf
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/25/11 > Thank you for helping me consolidate my debt ensuring my healthy credit rating (720+) and enjoy a better quality of living while saving for my future.

 

A credit bureau reported the following information about this borrower member on October 21, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1993 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,075.00 Public Records On File: 0
Revolving Line Utilization: 38.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 6    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?Credit Card & Student Loan.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Last I check they where as follows: CC - 10,800 - 13.99% -Min $250 mo CC- 6,000 - 14.24% - Min 100 mo SL - 11,200 - 7% - min 100 mo RENT - 1800 mo Car - 40,000 - 5.5% - 875 mo.

 


 

 

 

Member Payment Dependent Notes Series 998868

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

998868

$16,800

$16,800

18.25%

1.00%

November 2, 2011

November 4, 2016

November 4, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 998868. Member loan 998868 was requested on October 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,858 / month
Current employer: WC Operations Debt-to-income ratio: 13.41%
Length of employment: 5 years Location: WEST PALM BEACH, FL
       
Home town:
Current & past employers: WC Operations
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 21, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1999 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 23 Months Since Last Delinquency: 12
Revolving Credit Balance: $11,091.00 Public Records On File: 0
Revolving Line Utilization: 53.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Personnel
If you have a delinquency in the last 2 years, please explain the reason.None
What is your intended use for the loan proceeds?Personnel
Please provide additional details regarding the purpose of the loan?I'm sorry but the lending club only let's me say it's personal.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Minimal.. I submitted the information to the lending club.. The site will not allow me to post that information..sorry
Please explain the reason why you carry a large revolving credit balance.Fertility issues

 


 

 

 

Member Payment Dependent Notes Series 998983

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

998983

$17,500

$17,500

19.03%

1.00%

November 4, 2011

November 7, 2016

November 7, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 998983. Member loan 998983 was requested on October 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,917 / month
Current employer: stonybrook hosptial Debt-to-income ratio: 11.59%
Length of employment: 6 years Location: PATCHOGUE, NY
       
Home town:
Current & past employers: stonybrook hosptial
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

I have had a stable job for over 6 years at a hospital. I plan to use the loan to pay off all of my debt.

 

A credit bureau reported the following information about this borrower member on October 21, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2005 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: 36
Revolving Credit Balance: $4,199.00 Public Records On File: 0
Revolving Line Utilization: 49.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?my current balance on my student loan is about 20,000. someone told me about lending club. the payments on their loan consoldatetion is a way to help me settle my school debt and to help make the weight come off my shoulders.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?my current monthly expesses are 200 for my cell phone,insurance is around 240 a month, my credit cards have racked up between new york state takig money out of my paycheck for the furlough they are giving us.my gas bill for the month is around 300 for travel between work and school. i was paying 700 a month in rent. i had to move back in with my parents because of the economy and trying to make it on my own with school,rent, and credit card bills
Which debts do you plan to pay off with this loan?i plan to pay off credit card debt,car repair bills, school loans.

 


 

 

 

Member Payment Dependent Notes Series 999074

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

999074

$35,000

$35,000

19.03%

1.00%

November 2, 2011

November 4, 2016

November 4, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 999074. Member loan 999074 was requested on October 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,417 / month
Current employer: Media News Debt-to-income ratio: 18.06%
Length of employment: 10+ years Location: Riverside, CA
       
Home town:
Current & past employers: Media News
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/21/11 > These funds will assist me in lowering my overall debt Borrower added on 10/23/11 > I will be able to pay off all of my credit cards with this loan and have lower monthly payments.

 

A credit bureau reported the following information about this borrower member on October 21, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1985 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 43 Months Since Last Delinquency: n/a
Revolving Credit Balance: $60,051.00 Public Records On File: 0
Revolving Line Utilization: 88.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Mortgage payment-$1793, escrow for taxes ($83.00) and insurance ($142) $225
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?With these funds, I will be paying off all of my credit cards, which have various interest rates from 15%-21%. The minimum monthly payments of all of my cards together exceed what I will be paying with this loan.
Please explain the reason why you carry a large revolving credit balance.The household income had been reduced due to unemployment over the last few years. Now that this is no longer the issue, consolidating debt into one payment will allow me to be debt again.

 


 

 

 

Member Payment Dependent Notes Series 999076

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

999076

$14,000

$14,000

21.67%

1.00%

November 2, 2011

November 4, 2016

November 4, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 999076. Member loan 999076 was requested on October 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,417 / month
Current employer: New Covenant Academy Debt-to-income ratio: 2.66%
Length of employment: 5 years Location: Springfield, MO
       
Home town:
Current & past employers: New Covenant Academy
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/22/11 > We will be selling "Heat in a snap" also known as "Click to heat" at my local mall. The funds will go to the booth, rent (spot at the mall), and product. It is a very high margin high selling product. If things go well we plan to maintain the spot in the mall and sell a more season appropriate product in the spring. We rent - $600 a mo Credit card - paid off each month (we use it for cash back) Cell/Gas/Electric - $200 +- Dont owe on the cars.

 

A credit bureau reported the following information about this borrower member on October 21, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1990 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 17 Months Since Last Delinquency: 14
Revolving Credit Balance: $4,479.00 Public Records On File: 0
Revolving Line Utilization: 23.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.Two credit cards briefly became delinquent, but my financial status changed and paid them in full. Now we have two credit cards and pay them in full each month, we have them only for the points/cash back.

 


 

 

 

Member Payment Dependent Notes Series 999179

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

999179

$15,000

$15,000

11.71%

1.00%

November 4, 2011

November 8, 2016

November 8, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 999179. Member loan 999179 was requested on October 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,750 / month
Current employer: sysco foods Debt-to-income ratio: 20.80%
Length of employment: 6 years Location: bunker hill, WV
       
Home town:
Current & past employers: sysco foods
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/25/11 > down payment on a cabin and 5 acres Borrower added on 10/25/11 > down payment on a cabin and 5 acres of land... i pay all payments on time. my job is very stable.

 

A credit bureau reported the following information about this borrower member on October 21, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2000 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $22,486.00 Public Records On File: 0
Revolving Line Utilization: 89.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)out of my salary it around $1000 a month.
Please explain the reason why you carry a large revolving credit balance.i'm in the process of getting that straitened out.
What is your intended use for the loan proceeds?my intended use for the loan is for a down payment on land.

 


 

 

 

Member Payment Dependent Notes Series 999248

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

999248

$35,000

$35,000

17.27%

1.00%

November 3, 2011

November 4, 2014

November 4, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 999248. Member loan 999248 was requested on October 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,500 / month
Current employer: n/a Debt-to-income ratio: 17.49%
Length of employment: 2 years Location: Las Vegas, NV
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/21/11 > Equipment and inventory purchases Borrower added on 10/21/11 > Purchase of existing assets.

 

A credit bureau reported the following information about this borrower member on October 21, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1969 Delinquent Amount: $0.00
Open Credit Lines: 28 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 57 Months Since Last Delinquency: n/a
Revolving Credit Balance: $48,458.00 Public Records On File: 0
Revolving Line Utilization: 28.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What type of business are you starting?Auto Transmission Repair
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)$1290.00
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$400.00
What do you project your monthly expenses for the first 6 months of your business?$50000.00
What do you project your monthly revenues for the first 6 months to be?$250000..00
Please describe your experience/familiarity with the business you are starting/started?Managed Transmission centers for 15years. Certified ATRA Builder. Certified ASE Technician.
Can you provide some high level financials on the monthly costs / revenue of your business?Do you want a proforma P/L or balance sheet?

 


 

 

 

Member Payment Dependent Notes Series 999295

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

999295

$9,600

$9,600

16.77%

1.00%

November 4, 2011

November 4, 2014

November 4, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 999295. Member loan 999295 was requested on October 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,750 / month
Current employer: LA CURACAO Debt-to-income ratio: 5.68%
Length of employment: 5 years Location: santa ana, CA
       
Home town:
Current & past employers: LA CURACAO
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 21, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2007 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,131.00 Public Records On File: 0
Revolving Line Utilization: 87.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?My current debt balances is $9,500. Credit Cards, lines of credit and furniture stores. My interest rates ranges from 16.00% to 34.00%. and I'm planning to pay off all my debts to just make one payment. Thank You for your help.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My current debt balances is $9,500. Credit Cards, lines of credit and furniture stores. My interest rates ranges from 16.00% to 34.00%. the total of my monthly payments is $650 Here is a list of my debts interest and monthly payments Sears Solutions Credit Card 24% $300 $35 Capital One 29% $500 $45 Credit One Bank 24% $400 $40 Quick Check Pay 29% $2,300 $170 La Curacao 34% $2,500 $220 Bank of America 16% $2,000 $80 Express 29% $1,600 $60 Thank you for your support.

 


 

 

 

Member Payment Dependent Notes Series 999331

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

999331

$34,000

$34,000

19.91%

1.00%

November 7, 2011

November 5, 2016

November 5, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 999331. Member loan 999331 was requested on October 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $20,250 / month
Current employer: n/a Debt-to-income ratio: 15.59%
Length of employment: 10+ years Location: Whitney, TX
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/26/11 > I have filed my 2010 1040 tax return. Borrower added on 10/30/11 > I plan to pay this loan off within 3yrs. The 5yr note gives me some flexability if needed.

 

A credit bureau reported the following information about this borrower member on October 22, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1985 Delinquent Amount: $0.00
Open Credit Lines: 20 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 39 Months Since Last Delinquency: n/a
Revolving Credit Balance: $66,106.00 Public Records On File: 0
Revolving Line Utilization: 48.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?2010 1040 taxes
Please explain the reason why you carry a large revolving credit balance.this debt is very old - over 5yrs - I have been paying it off on a 3yr payoff schedule for the past 18mo. - about $5000/mo - I am determined to clear it and hope to do so within one yr.

 


 

 

 

Member Payment Dependent Notes Series 999338

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

999338

$20,000

$20,000

12.69%

1.00%

November 4, 2011

November 7, 2016

November 7, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 999338. Member loan 999338 was requested on October 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,583 / month
Current employer: T. Rowe Price Debt-to-income ratio: 29.26%
Length of employment: 4 years Location: Baltimore, MD
       
Home town:
Current & past employers: T. Rowe Price
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/01/11 > Looking to use this loan to repay my large credit card debits. I have always paid all of my debt payments on time, and am trying to get out from underneath all of this credit card debt now. I have an extremely safe job as I work for a very conservative international mutual fund company, which I have been employed by for 5 years now. Please let me know if you would like any further information about this loan. Thanks!

 

A credit bureau reported the following information about this borrower member on October 22, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1996 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,865.00 Public Records On File: 0
Revolving Line Utilization: 66.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?credit cards, and store balances
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?rent (included utilities) - $700 cable - $100 car payment - $310 food - $200 credit card - $300 school loans - $400 other - $370 insurance - $90
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?rent (included utilities) - $700 cable - $100 car payment - $310 food - $200 credit card - $300 school loans - $400 other - $370 insurance - $90
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?rent (included utilities) - $700 cable - $100 car payment - $310 food - $200 credit card - $300 school loans - $400 other - $370 insurance - $90
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?rent (included utilities) - $700 cable - $100 car payment - $310 food - $200 credit card - $300 school loans - $400 other - $370 insurance - $90
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent (included utilities) - $700 cable - $100 car payment - $310 food - $200 credit card - $300 school loans - $400 other - $370 insurance - $90
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?rent (included utilities) - $700 cable - $100 car payment - $310 food - $200 credit card - $300 school loans - $400 other - $370 insurance - $90
Please explain the reason why you carry a large revolving credit balance.I was recently married, and generally pay down my expenses at the end of every year with my bonuses. I've had a lot of expenses due to the wedding, and moving, which will be paid down once I receive this loan.

 


 

 

 

Member Payment Dependent Notes Series 999393

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

999393

$23,400

$23,400

21.67%

1.00%

November 2, 2011

November 4, 2016

November 4, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 999393. Member loan 999393 was requested on October 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,583 / month
Current employer: CBS Inc Debt-to-income ratio: 10.65%
Length of employment: 5 years Location: Placentia, CA
       
Home town:
Current & past employers: CBS Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/21/11 > This loan will be used to payoff 1 car loan and 3 credit cards.

 

A credit bureau reported the following information about this borrower member on October 21, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2001 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 15 Months Since Last Delinquency: 12
Revolving Credit Balance: $7,532.00 Public Records On File: 0
Revolving Line Utilization: 73.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Rent 650.00 Sewer/Trash/Water 45.00 Internet 40.00 No cable TV --- Cell Phone 67.00 Electricity 70.00 Car Insurance 102.00 Netflix 7.99 If this loan approves at 100% 641.90 There will be no car payment or CC payments
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Bal Montly Payment Car loan 8806.45 295 CC1 1976.39 100 CC2 2164.08 150 CC3 5204.82 250 Family 2900.00 150 I had a medical emergency and my family member helped me with. That's the "Family" item. My credit cards are around 19.99 %, my car loan is very low. My family member is a no interest loan. My interest will be a bit higher by accepting this loan in the long run, but I want to consolidate all in the same bill and pay a bit less every month.
Which debts do you plan to pay off with this loan?1 car loan 3 credit cards and 1 personal loan to a family member.

 


 

 

 

Member Payment Dependent Notes Series 999492

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

999492

$30,000

$30,000

13.49%

1.00%

November 2, 2011

November 4, 2016

November 4, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 999492. Member loan 999492 was requested on October 21, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: UPF Services LLC Debt-to-income ratio: 14.16%
Length of employment: 10+ years Location: Spokane, WA
       
Home town:
Current & past employers: UPF Services LLC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

I'm requesting this loan for working capital. I have spent time building companies for other people and now looking at building mine. I've looked at one that has minimal start up cost and high net income from. I understand commitment and dedication until the goal is achieved, this is my ultimate goal and I know how to make it happen. Research has shown minimal competition and our structure presents better product, delivery, and customer service. The site we have selected has already been built out and all equipment and advertising cost have been purchased or budgeted. Im looking for securing the financing that effect day to day business, the fluctuation in expenses, so we have proper working capital.

 

A credit bureau reported the following information about this borrower member on October 21, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1977 Delinquent Amount: $0.00
Open Credit Lines: 20 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 37 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,849.00 Public Records On File: 0
Revolving Line Utilization: 10.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Working capital and cash reserves to manage the day to day and initial expenses that require cash payments with starting a business.
What type of business are you starting?A Coffee Shop/Cafe, This site will have inside/outside seating as well as a drive thru. The drive thru will provide convenience that is not common in this area, of the few competiitors only walk in service is provided.
What do you project your monthly expenses for the first 6 months of your business?$119,152.00 / $19,858.70 avg/mo includes Direct material cost, Labor cost, and business Expenses and initial/annual deposit/fees, i.e. workman's comp, insurance, etc.
What do you project your monthly revenues for the first 6 months to be?$144,675.00 - $24,112.50 avg/mo
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Not sure I fully understand the question, so if this does not answer your questions, please modify your question. Yesterday I provided the projected first 6 months expenses, including all of these items, food is in the direct material portion, and included labor cost. The loan request is to secure the working capital to start business. Currently there are no expenses for rent, until we are open for business, within the next 2 months is current projection, less than $100 for phone and other misc. business expense at this time.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)housing expenses about $200, home has no mortgage or home equity loans. About $450 for Credit/loan pymnts. No car loans, insurance Life/auto $150. Daughter's Student loans, $350. These are curent basic personal expenses, Did this answer your question? let me know if I missed the boat on that one.

 


 

 

 

Member Payment Dependent Notes Series 999497

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

999497

$16,000

$16,000

16.77%

1.00%

November 3, 2011

November 5, 2016

November 5, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 999497. Member loan 999497 was requested on October 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,167 / month
Current employer: Unicorp Debt-to-income ratio: 16.65%
Length of employment: 1 year Location: Agoura Hills, CA
       
Home town:
Current & past employers: Unicorp
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/27/11 > 55% to payoff hi interest credit cards or negotiated tax settlement 30% used car for college freshman 15% existing car maintenance

 

A credit bureau reported the following information about this borrower member on October 21, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1985 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 38 Months Since Last Delinquency: 41
Revolving Credit Balance: $31,347.00 Public Records On File: 0
Revolving Line Utilization: 85.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please provide additional details regarding the purpose of the loan?15% existing car maintenance 28% car for college freshman 57% pay off hi interest credit cards
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My proportionate burden of monthly expenses in my family is $1400-1500/month.

 


 

 

 

Member Payment Dependent Notes Series 999502

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

999502

$4,925

$4,925

11.71%

1.00%

November 2, 2011

November 12, 2014

November 12, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 999502. Member loan 999502 was requested on October 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $3,833 / month
Current employer: orgill inc. Debt-to-income ratio: 10.33%
Length of employment: 9 years Location: bunker hill, WV
       
Home town:
Current & past employers: orgill inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 29, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2005 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,124.00 Public Records On File: 0
Revolving Line Utilization: 72.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$1,000
Please explain the reason why you carry a large revolving credit balance.helping my daughter and her two boys with debt.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$4.000 17% $3,000 14% credit cards $1,800 11% car loan
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$4.000 17% $3,000 14% credit cards $1,800 11% car loan
Which debts do you plan to pay off with this loan?car loan and pay down on my credit cards
Which debts do you plan to pay off with this loan?car loan and pay down on my credit cards
What is your intended use for the loan proceeds?to consoildate my debt
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$1,000

 


 

 

 

Member Payment Dependent Notes Series 999634

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

999634

$1,200

$1,200

11.71%

1.00%

November 3, 2011

November 5, 2014

November 5, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 999634. Member loan 999634 was requested on October 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,667 / month
Current employer: The Home Depot Debt-to-income ratio: 6.54%
Length of employment: 3 years Location: Arvada, CO
       
Home town:
Current & past employers: The Home Depot
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/22/11 > This will be used to pay off my credit cards so I can have one simple payment a month.

 

A credit bureau reported the following information about this borrower member on October 22, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2007 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,376.00 Public Records On File: 0
Revolving Line Utilization: 52.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 999662

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

999662

$8,000

$8,000

7.90%

1.00%

November 3, 2011

November 10, 2014

November 10, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 999662. Member loan 999662 was requested on October 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,000 / month
Current employer: RJ Byrd Debt-to-income ratio: 1.33%
Length of employment: < 1 year Location: DALLAS, TX
       
Home town:
Current & past employers: RJ Byrd
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/29/11 > I am looking to get engaged over Thanksgiving. I do not love the idea of having to borrow money for a ring, but I do not have the liquid assets on hand to buy a ring that is going to blow her off her feet, and you have to go big on this purchase, right? As timing would have it, this spring would be an ideal time to get married, and Thanksgiving is going to be an ideal time to drop to a knee. I have never been late on any sort of payment in my life. I have a Bachelor's and a Master's degree in Accounting from Ole Miss, so rest assured I like to keep a clean personal balance sheet. I sincerely appreciate any money that you invest in my 'diamond ring fund,' and I assure you I will be paying back the entire amount in full.

 

A credit bureau reported the following information about this borrower member on October 27, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2003 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,917.00 Public Records On File: 0
Revolving Line Utilization: 51.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 999681

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

999681

$7,200

$7,200

6.62%

1.00%

November 3, 2011

November 13, 2014

November 13, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 999681. Member loan 999681 was requested on October 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,834 / month
Current employer: new york Air Brake Debt-to-income ratio: 17.52%
Length of employment: 7 years Location: CALCIUM, NY
       
Home town:
Current & past employers: new york Air Brake
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 30, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1997 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,465.00 Public Records On File: 0
Revolving Line Utilization: 28.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

 


 

 

 

Member Payment Dependent Notes Series 999816

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

999816

$16,000

$16,000

15.27%

1.00%

November 4, 2011

November 5, 2016

November 5, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 999816. Member loan 999816 was requested on October 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,628 / month
Current employer: champlain coummunity services Debt-to-income ratio: 15.13%
Length of employment: 1 year Location: st albans , VT
       
Home town:
Current & past employers: champlain coummunity services
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 22, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1999 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,547.00 Public Records On File: 0
Revolving Line Utilization: 76.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?10,000
What is your intended use for the loan proceeds?debt consolidation

 


 

 

 

Member Payment Dependent Notes Series 999834

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

999834

$35,000

$35,000

20.89%

1.00%

November 7, 2011

November 7, 2016

November 7, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 999834. Member loan 999834 was requested on October 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $6,430 / month
Current employer: District Construction LLC Debt-to-income ratio: 9.56%
Length of employment: 10+ years Location: Austin, TX
       
Home town:
Current & past employers: District Construction LLC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/24/11 > pay off credit cards and loans

 

A credit bureau reported the following information about this borrower member on October 22, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1995 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 44 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,582.00 Public Records On File: 0
Revolving Line Utilization: 33.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)2100.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?BEALLS $46.00 $20.00 $1,354.00 $1,400.00 BESTBUY $75.00 $25.00 $525.00 $600.00 DELL $- $- $3,000.00 $3,000.00 DICKS $340.00 $25.00 $760.00 $1,100.00 DILLARDS $46.00 $25.00 $1,754.00 $1,800.00 FIA CARD $1,775.00 $32.00 $- $- JCPENNYS $888.00 $39.00 $4,512.00 $5,400.00 KOHLS $443.00 $25.00 $557.00 $1,000.00 MACYS $67.00 $25.00 $433.00 $500.00 OLD NAVY $10.35 $25.00 $189.65 $200.00 OLD NAVY VISA $- $- $2,000.00 $2,000.00 REGIONS $1,076.00 $65.00 $424.00 $1,500.00 SECURITY $3,439.41 $103.00 $560.59 $4,000.00 TJMAXX $773.00 $21.00 $227.00 $1,000.00 UFCU $- $- $1,000.00 $1,000.00 WFF $7,355.45 $284.00 $644.55 $8,000.00 $16,334.21 $714.00 $17,940.79 $32,500.00
Which debts do you plan to pay off with this loan?BEALLS $46.00 BESTBUY $75.00 DICKS $340.00 DILLARDS $46.00 FIA CARD $1,775.00 JCPENNYS $888.00 KOHLS $443.00 MACYS $67.00 OLD NAVY $10.35 REGIONS $1,076.00 SECURITY $3,439.41 TJMAXX $773.00 WFF $7,355.45
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?BEALLS $46.00 $20.00 $1,354.00 $1,400.00 BESTBUY $75.00 $25.00 $525.00 $600.00 DELL $- $- $3,000.00 $3,000.00 DICKS $340.00 $25.00 $760.00 $1,100.00 DILLARDS $46.00 $25.00 $1,754.00 $1,800.00 FIA CARD $1,775.00 $32.00 $- $- JCPENNYS $888.00 $39.00 $4,512.00 $5,400.00 KOHLS $443.00 $25.00 $557.00 $1,000.00 MACYS $67.00 $25.00 $433.00 $500.00 OLD NAVY $10.35 $25.00 $189.65 $200.00 OLD NAVY VISA $- $- $2,000.00 $2,000.00 REGIONS $1,076.00 $65.00 $424.00 $1,500.00 SECURITY $3,439.41 $103.00 $560.59 $4,000.00 TJMAXX $773.00 $21.00 $227.00 $1,000.00 UFCU $- $- $1,000.00 $1,000.00 WFF $7,355.45 $284.00 $644.55 $8,000.00 $16,334.21 $714.00 $17,940.79 $32,500.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?BEALLS $46.00 $20.00 $1,354.00 $1,400.00 BESTBUY $75.00 $25.00 $525.00 $600.00 DELL $- $- $3,000.00 $3,000.00 DICKS $340.00 $25.00 $760.00 $1,100.00 DILLARDS $46.00 $25.00 $1,754.00 $1,800.00 FIA CARD $1,775.00 $32.00 $- $- JCPENNYS $888.00 $39.00 $4,512.00 $5,400.00 KOHLS $443.00 $25.00 $557.00 $1,000.00 MACYS $67.00 $25.00 $433.00 $500.00 OLD NAVY $10.35 $25.00 $189.65 $200.00 OLD NAVY VISA $- $- $2,000.00 $2,000.00 REGIONS $1,076.00 $65.00 $424.00 $1,500.00 SECURITY $3,439.41 $103.00 $560.59 $4,000.00 TJMAXX $773.00 $21.00 $227.00 $1,000.00 UFCU $- $- $1,000.00 $1,000.00 WFF $7,355.45 $284.00 $644.55 $8,000.00 $16,334.21 $714.00 $17,940.79 $32,500.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?BEALLS $46.00 $20.00 $1,354.00 $1,400.00 BESTBUY $75.00 $25.00 $525.00 $600.00 DELL $- $- $3,000.00 $3,000.00 DICKS $340.00 $25.00 $760.00 $1,100.00 DILLARDS $46.00 $25.00 $1,754.00 $1,800.00 FIA CARD $1,775.00 $32.00 $- $- JCPENNYS $888.00 $39.00 $4,512.00 $5,400.00 KOHLS $443.00 $25.00 $557.00 $1,000.00 MACYS $67.00 $25.00 $433.00 $500.00 OLD NAVY $10.35 $25.00 $189.65 $200.00 OLD NAVY VISA $- $- $2,000.00 $2,000.00 REGIONS $1,076.00 $65.00 $424.00 $1,500.00 SECURITY $3,439.41 $103.00 $560.59 $4,000.00 TJMAXX $773.00 $21.00 $227.00 $1,000.00 UFCU $- $- $1,000.00 $1,000.00 WFF $7,355.45 $284.00 $644.55 $8,000.00 $16,334.21 $714.00 $17,940.79 $32,500.00
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I would like to clear up my debt and also start my own bookkeeing and tax service. i have been in the accounting field for over 15 years and i would like to use my experience and knowledge and open my own successful business.

 


 

 

 

Member Payment Dependent Notes Series 1000033

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1000033

$12,800

$12,800

16.77%

1.00%

November 2, 2011

November 5, 2016

November 5, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1000033. Member loan 1000033 was requested on October 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,809 / month
Current employer: T-Mobile USA Inc Debt-to-income ratio: 14.22%
Length of employment: 9 years Location: DAYTON, TX
       
Home town:
Current & past employers: T-Mobile USA Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/26/11 > I will be preparing my land to move on and paying off debt. Borrower added on 10/26/11 > I listed my primary residence for sale/lease. Due to the economy, I rented it through 9/1/12, at which time I intend to put it back on the market for sale. I own 1 acre of land and am in need of funds to prepare the land as my new primary residence.

 

A credit bureau reported the following information about this borrower member on October 22, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1988 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 23 Months Since Last Delinquency: 15
Revolving Credit Balance: $905.00 Public Records On File: 0
Revolving Line Utilization: 75.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.My balance was less than $300 with monthly payments of approximately $15. I did not receive the bill from the creditor even though I changed my address with the postal service and set up mail forwarding. I attempted to update my information and pay the bill using their online services but was unable to do. I immediately made verbal contact with the creditor to update my address and paid the bill in full.

 


 

 

 

Member Payment Dependent Notes Series 1000067

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1000067

$15,000

$15,000

16.77%

1.00%

November 3, 2011

November 6, 2016

November 6, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1000067. Member loan 1000067 was requested on October 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,000 / month
Current employer: Truevance Engineering Debt-to-income ratio: 20.50%
Length of employment: < 1 year Location: Owens Cross Roads, AL
       
Home town:
Current & past employers: Truevance Engineering
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/23/11 > This loan is for a business venture. I have never missed a loan payment. Borrower added on 10/26/11 > I will not be losing my current income to start this business.

 

A credit bureau reported the following information about this borrower member on October 23, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2000 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,891.00 Public Records On File: 0
Revolving Line Utilization: 36.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I plan on using it to start a company in a field that I have over 10 years experience in.

 


 

 

 

Member Payment Dependent Notes Series 1000208

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1000208

$20,000

$20,000

12.69%

1.00%

November 3, 2011

November 11, 2014

November 11, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1000208. Member loan 1000208 was requested on October 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,958 / month
Current employer: Ancestry.com Debt-to-income ratio: 16.01%
Length of employment: 9 years Location: HERRIMAN, UT
       
Home town:
Current & past employers: Ancestry.com
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/28/11 > Consolidate credit cards and one personal to one monthly payment. Once the loan is approved I will payoff my credit cards and personal loan and close my credit card accounts.

 

A credit bureau reported the following information about this borrower member on October 27, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1969 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 58 Months Since Last Delinquency: 26
Revolving Credit Balance: $10,081.00 Public Records On File: 0
Revolving Line Utilization: 77.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1000242

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1000242

$15,000

$15,000

19.03%

1.00%

November 4, 2011

November 5, 2016

November 5, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1000242. Member loan 1000242 was requested on October 22, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,245 / month
Current employer: Amtrak Debt-to-income ratio: 10.72%
Length of employment: 10+ years Location: Wheaton, IL
       
Home town:
Current & past employers: Amtrak
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/25/11 > small business capital, pay bills on time, use quicken to set a monthly budget, job is very stable Borrower added on 10/28/11 > I have worked for the same company for over 20 years and my job is very stable with regular increases in earnings.

 

A credit bureau reported the following information about this borrower member on October 22, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1994 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 18 Months Since Last Delinquency: 5
Revolving Credit Balance: $5,658.00 Public Records On File: 1
Revolving Line Utilization: 72.90% Months Since Last Record: 85
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a public record on file, please briefly explain the event and its resolution.No
If you have a delinquency in the last 2 years, please explain the reason.1 30-day late payment in last 24 months. Payment was held as part of a payoff pending a re-finance and this resulted in the eventual released payment being 30 days late.

 


 

 

 

Member Payment Dependent Notes Series 1000253

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1000253

$7,500

$7,500

8.90%

1.00%

November 7, 2011

November 6, 2014

November 6, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1000253. Member loan 1000253 was requested on October 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $12,500 / month
Current employer: NYC HHC Debt-to-income ratio: 7.85%
Length of employment: 10+ years Location: Staten Island, NY
       
Home town:
Current & past employers: NYC HHC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 23, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1991 Delinquent Amount: $0.00
Open Credit Lines: 23 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 63 Months Since Last Delinquency: 27
Revolving Credit Balance: $11,885.00 Public Records On File: 0
Revolving Line Utilization: 14.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1000262

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1000262

$23,000

$23,000

10.65%

1.00%

November 4, 2011

November 6, 2016

November 6, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1000262. Member loan 1000262 was requested on October 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,958 / month
Current employer: Intelligent Decisions Debt-to-income ratio: 6.40%
Length of employment: 6 years Location: Manassas, VA
       
Home town:
Current & past employers: Intelligent Decisions
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/26/11 > My job is very stable, I have been there for 6years. I have no credit card debt, I have one car payment, my mortgage and utilities, si I have minimal expense. I am going to use the loan to help a family member avoid foreclosure on their home.

 

A credit bureau reported the following information about this borrower member on October 23, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1993 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 38 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,369.00 Public Records On File: 0
Revolving Line Utilization: 3.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I am taking out this loan for a family member so they do not lose their home.
What is your intended use for the loan proceeds?I am taking out this loan for a family member so they do not lose their home.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mu curreny monthly expenses for car payment, mortgage, utilities, house insurance, gas for my home, car gas and car insurance totals $1,800.00 per month.
What is your intended use for the loan proceeds?I am taking out this loan for a family member so they do not lose their home.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).My monthly mortgage payment is $1,045.08; house insurance is $117.00; real estate taxes run $2,806 per yeat, and are paid twice a year which is $1403.00 each payment; utilities run between $250 - $300 per month.
Please provide additional details regarding the purpose of the loanAs I originally explained, the purpose of this loan is to help a family member avoid foreclosure on their home.

 


 

 

 

Member Payment Dependent Notes Series 1000288

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1000288

$21,000

$21,000

11.71%

1.00%

November 8, 2011

November 7, 2014

November 7, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1000288. Member loan 1000288 was requested on October 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,417 / month
Current employer: SAC Capital Debt-to-income ratio: 11.53%
Length of employment: 3 years Location: Scarsdale, NY
       
Home town:
Current & past employers: SAC Capital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 23, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1992 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: 32
Revolving Credit Balance: $14,166.00 Public Records On File: 0
Revolving Line Utilization: 77.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1000396

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1000396

$15,000

$15,000

19.91%

1.00%

November 4, 2011

November 6, 2016

November 6, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1000396. Member loan 1000396 was requested on October 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $7,167 / month
Current employer: st josephs hospital Debt-to-income ratio: 20.99%
Length of employment: 10+ years Location: syracuse, NY
       
Home town:
Current & past employers: st josephs hospital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/24/11 > i plan to pay off my highest interest cards

 

A credit bureau reported the following information about this borrower member on October 23, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1993 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 45 Months Since Last Delinquency: 61
Revolving Credit Balance: $29,710.00 Public Records On File: 0
Revolving Line Utilization: 86.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the total balance of your credit cards, interest rates and current monthly payments?28,000 rates between 14-24.99%
What is the total balance of your credit cards, interest rates and current monthly payments?28,000 rates between 14-24.99%
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.discover 1/2 of m&t visa
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?mortgage with insurance 940 food 200 phone etc 100 gas 120
Please explain the reason why you carry a large revolving credit balance.i had to do alot of home improvments
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.discover 1/2 of m&t visa

 


 

 

 

Member Payment Dependent Notes Series 1000483

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1000483

$13,700

$13,700

6.03%

1.00%

November 3, 2011

November 6, 2014

November 6, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1000483. Member loan 1000483 was requested on October 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,167 / month
Current employer: American Savings Bank Debt-to-income ratio: 25.13%
Length of employment: 10+ years Location: Kaunakakai, HI
       
Home town:
Current & past employers: American Savings Bank
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 23, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1987 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,965.00 Public Records On File: 0
Revolving Line Utilization: 26.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1000497

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1000497

$14,000

$14,000

7.90%

1.00%

November 4, 2011

November 6, 2016

November 6, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1000497. Member loan 1000497 was requested on October 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,417 / month
Current employer: The Childrens Place Debt-to-income ratio: 27.74%
Length of employment: 7 years Location: Torrington, CT
       
Home town:
Current & past employers: The Childrens Place
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/23/11 > Paying off High Interest Credit Cards and Student Loans Borrower added on 10/31/11 > I intend to pay loan much sooner than the 5 year term

 

A credit bureau reported the following information about this borrower member on October 23, 2011:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 03/1998 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $989.00 Public Records On File: 0
Revolving Line Utilization: 6.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$6000 student loan with a $75 payment $1500 credit card with a $100 payment @ 9.99% $6500 credit card with a $180 payment @29.99% No mortgage or lines of credit
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$419 car payment $80 car insurance $150 cell phone bill $300 approx. grocery bill $75 student loan $180 credit card $100 credit card
Please explain the reason why you carry a large revolving credit balance.I used a credit card to pay for some college courses before taking out a school loan with a lower interest rate

 


 

 

 

Member Payment Dependent Notes Series 1000594

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1000594

$21,750

$21,750

12.42%

1.00%

November 7, 2011

November 6, 2016

November 6, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1000594. Member loan 1000594 was requested on October 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $3,625 / month
Current employer: Sam's Club Debt-to-income ratio: 21.88%
Length of employment: < 1 year Location: Montgomery, AL
       
Home town:
Current & past employers: Sam's Club
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 23, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1988 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 33 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,048.00 Public Records On File: 0
Revolving Line Utilization: 47.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?American Credit $10,000 $415 12.75 Compass Bank $11,000 $225 13.0 AMeX $3000 $80 12.0 Discovercard $1000 $25 22.0
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Rent/Morgage= $0 Home Equity/Line of Credit=$0 Utilities= $200 Taxes= $0
Please explain the reason why you carry a large revolving credit balance.Out of work for 8 months Son in college
Which debts do you plan to pay off with this loan?Discovercard American Credit American Express

 


 

 

 

Member Payment Dependent Notes Series 1000643

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1000643

$12,000

$12,000

12.69%

1.00%

November 2, 2011

November 6, 2016

November 6, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1000643. Member loan 1000643 was requested on October 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,292 / month
Current employer: Sarasota County School Board Debt-to-income ratio: 17.65%
Length of employment: 10+ years Location: Palmetto, FL
       
Home town:
Current & past employers: Sarasota County School Board
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 23, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1985 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: 66
Revolving Credit Balance: $13,153.00 Public Records On File: 0
Revolving Line Utilization: 31.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit card balance of $12,456. with a 17.99% interest rate. current payment of $160. per month on the Visa Bank of America Card
Which debts do you plan to pay off with this loan?the Visa Bank of Amrica Card as indicated in the previous question
Please explain the reason why you carry a large revolving credit balance.Normally I don't. Right now I am in the final stages of wrapping up my dead father's estate and will be paying back this loan (if approved) with in 45 - 60 days. Thank you for your consideration.

 


 

 

 

Member Payment Dependent Notes Series 1000790

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1000790

$12,000

$12,000

12.69%

1.00%

November 3, 2011

November 6, 2016

November 6, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1000790. Member loan 1000790 was requested on October 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $3,000 / month
Current employer: n/a Debt-to-income ratio: 4.80%
Length of employment: n/a Location: brooklyn, NY
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 23, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2003 Delinquent Amount: $0.00
Open Credit Lines: 2 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 5 Months Since Last Delinquency: n/a
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?To consolidate debt and need to have repairs done to my living quarters .
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)I don't pay rent i live in my familys building and pay approximately $500.00 per month .
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)I don't pay rent i live in my familys building and pay approximately $500.00 per month .
What is your intended use for the loan proceeds?To consolidate debt and need to have repairs done to my living quarters .
What is your intended use for the loan proceeds?To consolidate debt and need to have repairs done to my living quarters .
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)I don't pay rent i live in my familys building and pay approximately $500.00 per month .

 


 

 

 

Member Payment Dependent Notes Series 1000903

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1000903

$20,000

$20,000

10.65%

1.00%

November 4, 2011

November 7, 2016

November 7, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1000903. Member loan 1000903 was requested on October 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,417 / month
Current employer: Commonwealth of PA Debt-to-income ratio: 19.29%
Length of employment: 2 years Location: monroeville, PA
       
Home town:
Current & past employers: Commonwealth of PA
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 24, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1995 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,546.00 Public Records On File: 0
Revolving Line Utilization: 51.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?11,000 Credit Card (Plan to Pay it off with the loan) 1,500 credit card (Plan to pay it off with the loan) Mortgage 1,066 a month 4.25%, 2 car loans 216 and 285 monthly, about 6%.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?130 a month for the bus, 150 for cell phone, 121 vehicle insurance
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)100 electric, 110 gas, 70 water
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?130 a month for the bus, 150 for cell phone, 121 vehicle insurance
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?11,000 Credit Card (Plan to Pay it off with the loan) 1,500 credit card (Plan to pay it off with the loan) Mortgage 1,066 a month 4.25%, 2 car loans 216 and 285 monthly, about 6%.
What is your intended use for the loan proceeds?Pay off credit cards, and adjusted escrow I owe on my home

 


 

 

 

Member Payment Dependent Notes Series 1000956

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1000956

$25,000

$25,000

21.67%

1.00%

November 7, 2011

November 7, 2016

November 7, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1000956. Member loan 1000956 was requested on October 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: Effingham County Sheriff Debt-to-income ratio: 16.92%
Length of employment: 10+ years Location: SYLVANIA, GA
       
Home town:
Current & past employers: Effingham County Sheriff
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/31/11 > With this loan I will be able to save over 500.00 per month on my payments, i would be able to pay this loan off earlier than the 5 years and would make like much easier on myself and family. I have been current on all my payments thus far even in this cruddy economy and would just like a little breathing room. I have been at my current job for over 11 years and still love going to work.

 

A credit bureau reported the following information about this borrower member on October 24, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1996 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,394.00 Public Records On File: 1
Revolving Line Utilization: 88.10% Months Since Last Record: 61
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a public record on file, please briefly explain the event and its resolution.a few years ago I had a capitol one credit card that upped its APR to 29.99% I called to ask why they did that and they said because they could. I was stupid and refused to pay the card. They sued me and won, I paid it out but they won the judgement.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)My house payment including taxes and insurance are 1100 and I rent it for 1200. I own the house I live in, my monthly expenses there are about 200 to 300 depending on the weather and how much electricity I use.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?discover credit card, 9.9% bal 8000.00 household credit card 22.99% 1300.00 home depot credit card 22.99% 2500.00 furniture loan 24% 2800.00 doctor bills 3000.00 IRS 19% 3000.00
Which debts do you plan to pay off with this loan?All of them other than my truck and house.
Please explain the reason why you carry a large revolving credit balance.I tried to answer this one already but my answer violated a term. I had to use my Discover card to pay for an emergency. I would be happy to go into detail but I cant without violating Federal lending laws prohibit the consideration of age, gender, national origin, religion, disability, marital/domestic partnership or familial status in evaluating an application for a loan. Your description or answer includes information that reveals or implies your status.
What is your intended use for the loan proceeds?I will be paying off all my bills except my house that I rent. I will save roughly 500.00 per month

 


 

 

 

Member Payment Dependent Notes Series 1001046

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1001046

$5,150

$5,150

7.90%

1.00%

November 4, 2011

November 6, 2014

November 6, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1001046. Member loan 1001046 was requested on October 23, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,667 / month
Current employer: Walmart Information Systems Division Debt-to-income ratio: 0.00%
Length of employment: 7 years Location: Fayetteville, AR
       
Home town:
Current & past employers: Walmart Information Systems Division
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/23/11 > I need this loan to pay off multiple debts

 

A credit bureau reported the following information about this borrower member on October 23, 2011:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 09/1997 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: 78
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1001090

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1001090

$16,000

$16,000

18.25%

1.00%

November 2, 2011

November 7, 2016

November 7, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1001090. Member loan 1001090 was requested on October 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,167 / month
Current employer: Peoples Federal Savings Bank Debt-to-income ratio: 23.25%
Length of employment: 10+ years Location: Braintree, MA
       
Home town:
Current & past employers: Peoples Federal Savings Bank
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 24, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1995 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $34,836.00 Public Records On File: 0
Revolving Line Utilization: 92.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.Hi, I tried to answer the question earlier but LC stated in my answer that there were certain things I am not allowed to say. I guess I can try and answer by saying that the existing rates are so high that it has been difficult to put a dent in them. This is why I am here. Hope that helps and thank you for the contact.
Which debts do you plan to pay off with this loan?Hi there, Discover, BOA and Citi (they are the highest rates close to 30%) and they won't neg. with me unless I am late (which I don't like to be). Thanks for the question
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Hi there, the balances I will be paying down are Discover, BOA and Chase which are close to 30%. They refuse to neg. with me unless I am late and I don't want to do that...
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Hi there, the balances I will be paying down are Discover, BOA and Chase which are close to 30%. They refuse to neg. with me unless I am late and I don't want to do that...

 


 

 

 

Member Payment Dependent Notes Series 1001116

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1001116

$23,100

$23,100

15.96%

1.00%

November 3, 2011

November 7, 2016

November 7, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1001116. Member loan 1001116 was requested on October 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,333 / month
Current employer: Axiom Debt-to-income ratio: 17.98%
Length of employment: 9 years Location: CLEARWATER, FL
       
Home town:
Current & past employers: Axiom
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/24/11 > I have been employed at the same company for 9 years and am in management. Borrower added on 10/24/11 > I would like to start a new company on the side but want to start with a "clean slate".

 

A credit bureau reported the following information about this borrower member on October 24, 2011:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 04/2001 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards -- $0 balance Auto loans (2 of them) -- one has a balance of $4,000 and one of about $5,500. Payments are $629 and $869 per month. Interest rates on the auto loans are 11% and 16%. Mortgage -- $126,000 balance. 4.5% interest rate. Monthly payment is about $680.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I have a business that has some credit card debt that I would like to settle as the interest rates are around 21%. I intend to use some of the funds to get training for a new business that I want to start. I can start the business while I am in training. The remainder of the funds will be put toward starting the business. I do not intend leaving the company that I work for as this is a stable job and I love it here. I intend to participate in the business on the side. Based on research, the new business will provide a very needed service and should be successful in time.
What is your intended use for the loan proceeds?I would like to settle business credit cards, get training for a new business and use the remainder of the funds to start the new business. I intend to start the business while in training as my husband has almost completed his training. I will be participating in the business from the side as I have a very stable job, which I love and have no intention of leaving at this time.
What is your intended use for the loan proceeds?I would like to settle business credit cards, get training for a new business and use the remainder of the funds to start the new business. I intend to start the business while in training as my husband has almost completed his training. I will be participating in the business from the side as I have a very stable job, which I love and have no intention of leaving at this time.
What is your intended use for the loan proceeds?I would like to settle business credit cards, get training for a new business and use the remainder of the funds to start the new business. I intend to start the business while in training as my husband has almost completed his training. I will be participating in the business from the side as I have a very stable job, which I love and have no intention of leaving at this time.
Which debts do you plan to pay off with this loan?I have business credit card debt that I would like to pay off with this loan. The interest rates are around 21-22%.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent -- $0 Mortage Payment -- $680 Transportation -- $200 Utilities -- $320 Phone (cell and landline) -- $140 Food and Groceries -- $900 Insurance -- $300 Auto loans -- $1,500
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I have a business that has some credit card debt that I would like to settle as the interest rates are around 21%. I intend to use some of the funds to get training for a new business that I want to start. I can start the business while I am in training. The remainder of the funds will be put toward starting the business. I do not intend leaving the company that I work for as this is a stable job and I love it here. I intend to participate in the business on the side. Based on research, the new business will provide a very needed service and should be successful in time.

 


 

 

 

Member Payment Dependent Notes Series 1001157

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1001157

$12,000

$12,000

11.71%

1.00%

November 2, 2011

November 7, 2016

November 7, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1001157. Member loan 1001157 was requested on October 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,983 / month
Current employer: Ollies Bargain Outlet Debt-to-income ratio: 13.55%
Length of employment: 3 years Location: Hershey, PA
       
Home town:
Current & past employers: Ollies Bargain Outlet
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/24/11 > Looking to consolidate debt so there is one payment a month and a reduction in interest fees. Borrower added on 10/26/11 > Also looking to take care of some home repairs and would prefer to pay for them in cash rather than credit.

 

A credit bureau reported the following information about this borrower member on October 24, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1996 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 34 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,001.00 Public Records On File: 0
Revolving Line Utilization: 24.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?2 credit cards, balance at $5650 and $2750. Interest is 18% and 0% until July 2012. Mortgage is not part of this loan request. I would like to have a little cash in savings and plan on closing the credit card with the 18% interest rate. Have a few other small debts that may get paid off with this loan including a consumer store credit card.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?There are no rental expenses. Utilities, etc probably are between $600-$800 per month on average taking into account the difference in seasons. As we all know, gas and food prices continue to rise and I simply adjust spending of any kind to accommodate for those changes...
Which debts do you plan to pay off with this loan?This question was already answered. Credit card debt and house hold repairs.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)This question was already answered twice.

 


 

 

 

Member Payment Dependent Notes Series 1001205

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1001205

$4,200

$4,200

6.62%

1.00%

November 2, 2011

November 13, 2014

November 13, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1001205. Member loan 1001205 was requested on October 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,750 / month
Current employer: PPG Industries, Inc. Debt-to-income ratio: 11.08%
Length of employment: 6 years Location: Pittsburgh, PA
       
Home town:
Current & past employers: PPG Industries, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 25, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2001 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,544.00 Public Records On File: 0
Revolving Line Utilization: 11.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Monthly expenses total about $1700 per month.

 


 

 

 

Member Payment Dependent Notes Series 1001241

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1001241

$12,000

$12,000

14.27%

1.00%

November 2, 2011

November 7, 2016

November 7, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1001241. Member loan 1001241 was requested on October 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,083 / month
Current employer: Dept. of Education / Asher Levy School Debt-to-income ratio: 23.97%
Length of employment: 10+ years Location: New York, NY
       
Home town:
Current & past employers: Dept. of Education / Asher Levy School
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 24, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1988 Delinquent Amount: $0.00
Open Credit Lines: 19 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 61 Months Since Last Delinquency: n/a
Revolving Credit Balance: $43,129.00 Public Records On File: 0
Revolving Line Utilization: 82.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)household expenses vary; Rent is $1400, Utilities and other monthly bills fluctuate
Please explain the reason why you carry a large revolving credit balance.They were shared household and other expenses that I did not expect to incur on my own. I'm sole supportive
What are the estimated expenses?Medical?
If you have a delinquency in the last 2 years, please explain the reason.No delinquencies; my bills are my financial responsibility which I pay in a timely manner each month
Please explain the reason why you carry a large revolving credit balance.They were shared household and other expenses that I did not expect to incur on my own. I'm sole supportive
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent is $1600; transportation, utilities, phone, insurance, food, all varies on a month to month basis

 


 

 

 

Member Payment Dependent Notes Series 1001258

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1001258

$35,000

$35,000

22.06%

1.00%

November 7, 2011

November 8, 2016

November 8, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1001258. Member loan 1001258 was requested on October 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $10,000 / month
Current employer: Boenning & Scattergood Debt-to-income ratio: 16.82%
Length of employment: 10+ years Location: Exton, PA
       
Home town:
Current & past employers: Boenning & Scattergood
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/25/11 > Consolidate 3 bills into one.

 

A credit bureau reported the following information about this borrower member on October 25, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1985 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 34 Months Since Last Delinquency: n/a
Revolving Credit Balance: $67,761.00 Public Records On File: 0
Revolving Line Utilization: 81.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.It has been necessary, in the short term, for the last year. However, I expect to pay off all my debt, including this loan, in the next 12 to 18 months. I did this one other time about 10 years ago and paid all of that debt never being late on any payments. Thanks.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards about $37,000.00. average 12% Personal loans $15,000 avg 25% Line of credit $4000 12% No student loans, no mortgage, no car loan
Please explain the reason why you carry a large revolving credit balance.It has been necessary, in the short term, for the last year. However, I expect to pay off all my debt, including this loan, in the next 12 to 18 months. I did this one other time about 10 years ago and paid all of that debt never being late on any payments. Thanks.

 


 

 

 

Member Payment Dependent Notes Series 1001323

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1001323

$20,000

$20,000

15.27%

1.00%

November 7, 2011

November 8, 2016

November 8, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1001323. Member loan 1001323 was requested on October 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,500 / month
Current employer: Point Eight Power Debt-to-income ratio: 20.03%
Length of employment: 3 years Location: Pittsburgh, PA
       
Home town:
Current & past employers: Point Eight Power
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 25, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1996 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 36 Months Since Last Delinquency: 27
Revolving Credit Balance: $22,329.00 Public Records On File: 0
Revolving Line Utilization: 76.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the total balance of your credit cards, interest rates and current monthly payments?Total cerdit balance is $20,945.00 interest rate is 29.99 current minium monthly payments total $740.00
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Average is approximately $2250.00 less credit cards of $740.00 Total $2990.00
Please explain the reason why you carry a large revolving credit balance.There is three causes for the large credit balance, 1- Wedding expenses of two of my childern 2-travel expenses due to illness of inlaws 3- Medical expenses due to an to injury of my arm requiring surgery and physical therapy and not covered by my medical insurance.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.VISA $11,900.00 @ 29.99% $418.00 M/C $9,100.00 @30.00% $316.00
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Current min payment totals $734.00 ( I am currently making that + more) The new payment will be approx. $615.00 allowing me to payoff the remaining balance of $2500.00 in less than a year

 


 

 

 

Member Payment Dependent Notes Series 1001343

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1001343

$18,000

$18,000

19.03%

1.00%

November 4, 2011

November 7, 2016

November 7, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1001343. Member loan 1001343 was requested on October 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,417 / month
Current employer: Unisys Corporation Debt-to-income ratio: 21.62%
Length of employment: 10+ years Location: plover, WI
       
Home town:
Current & past employers: Unisys Corporation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/24/11 > Debt consolidation to combine my debt in to one payment. good Credit, Never bankrupt, No loan default

 

A credit bureau reported the following information about this borrower member on October 24, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1993 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 57 Months Since Last Delinquency: 73
Revolving Credit Balance: $63,462.00 Public Records On File: 0
Revolving Line Utilization: 45.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?no student loans, no mortgage, equity line of credit on house....36k, 19k on credit , car loans were rolled in to equity line of credit.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?430 monthly rent,includes water and heat, car is paid for,660 a year car insurance, home phone is thru charter approx 22 monthly, electric approx 27 monthly, food varies about 200 monthly. health/ life covered thru company
Please explain the reason why you carry a large revolving credit balance.I don't need a large revolving credit balance. Most of credit cards are not used. I need to take time and cancel the cards

 


 

 

 

Member Payment Dependent Notes Series 1001372

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1001372

$5,000

$5,000

7.90%

1.00%

November 3, 2011

November 7, 2014

November 7, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1001372. Member loan 1001372 was requested on October 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,200 / month
Current employer: n/a Debt-to-income ratio: 11.11%
Length of employment: n/a Location: sherman oaks, CA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 10, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1993 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $74,666.00 Public Records On File: 0
Revolving Line Utilization: 81.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1001397

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1001397

$21,000

$21,000

16.77%

1.00%

November 8, 2011

November 9, 2016

November 9, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1001397. Member loan 1001397 was requested on October 26, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,188 / month
Current employer: JAMAICA BEARINGS CO Debt-to-income ratio: 20.17%
Length of employment: 10+ years Location: HOWARD BEACH, NY
       
Home town:
Current & past employers: JAMAICA BEARINGS CO
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/27/11 > I have been employed with the same firm for 35 years. The company is a very stong and I will be here for many more years. With this loan I can reduce my monthly expenses by more than $300. Allowwing me to reduce my debt much quicker by applying the saving to other accounts. Borrower added on 10/30/11 > I was just able to reduce my AMEX and DISCOVER interest rates for a 12 mo period. When my loan gets funded, I have a 401k loan which is costing me $692.00 a month and a Chase C/C which I put $300.00 mo. towards it. With these two expenses paid off, deducting the payment for this loan I will have an additional $400 mo to put towards the reduced interest cards. I have also suspended these cards so that I can't use them. This should guarantee that I will be paying everything off like I plan.

 

A credit bureau reported the following information about this borrower member on October 26, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1999 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: 66
Revolving Credit Balance: $103,774.00 Public Records On File: 0
Revolving Line Utilization: 64.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)$3979.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?MTGE $387,000.00 - $2957.00 mo - 6.5% Amex - $ 11,305.00 - $ 226.00 mo - 13.24% Amex - $ 9101.00 - $ 208.00 mo - 15.24 % Chase - $3842.22 - $ 88.00 mo - 15.24 % Discover - $14080.00 - $ 281.00 mo - 16.24 HELOC - $76,000.00 - $ 650.00 - mo - 3.25 % Adjustible
Please explain the reason why you carry a large revolving credit balance.I was involved in a business trasaction that did not bringing a positive cash flow leaving me with such high debt. Unfortunately, the Credi Card companies were offering so much that i applied and got the credit. I now want to reduce this high revolving amount and I plan on closing most of these accounts. It will not be this high ever again.

 


 

 

 

Member Payment Dependent Notes Series 1001414

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1001414

$20,000

$20,000

6.62%

1.00%

November 2, 2011

November 7, 2014

November 7, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1001414. Member loan 1001414 was requested on October 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,583 / month
Current employer: shields blice and company cpa inc Debt-to-income ratio: 17.74%
Length of employment: 10+ years Location: CUYAHOGA FALLS, OH
       
Home town:
Current & past employers: shields blice and company cpa inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 24, 2011:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 10/1993 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,508.00 Public Records On File: 0
Revolving Line Utilization: 17.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1001480

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1001480

$27,000

$27,000

10.65%

1.00%

November 7, 2011

November 7, 2016

November 7, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1001480. Member loan 1001480 was requested on October 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,158 / month
Current employer: NC Department of Crime Control & Public Debt-to-income ratio: 18.92%
Length of employment: 9 years Location: wilson, NC
       
Home town:
Current & past employers: NC Department of Crime Control & Public
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/26/11 > I have four credit cards I wish to pay off due to higher interest rates. I have been employed at my current state job since 1994. I have always had excellent credit and always will intend to do so. I will not have any problem paying this loan back and that is a 100% guarantee. Borrower added on 10/27/11 > Also, if I get the full amount of the loan I plan on paying an extra $100.00 to $200.00 a month to pay off quicker.

 

A credit bureau reported the following information about this borrower member on October 24, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1993 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $39,000.00 Public Records On File: 0
Revolving Line Utilization: 63.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?credit cards, 4 of them. I was going to pay an extra $100.00 a month on this loan with auto-draft from my checking account
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit card 1-$12,200- 18% interest rate- $300 a month credit card 2- $7,650- 18% interest rate- $170 a month credit card 3-$3,800- 25% interest rate- $ 125 a month credit card 4-$1,800-24% interest rate- $ 100 a month mortgage- $1,100 a month auto draft no student loans.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I would say my total monthly expenses including my home mortage is around $1,500 and that is including all of the above that you mention. No rent, I own my home.
Please explain the reason why you carry a large revolving credit balance.I had to help pay a lot of expenses for my mother when my dad passed away in 2007. She had no insurance and I had to pay her bills for awhile.

 


 

 

 

Member Payment Dependent Notes Series 1001484

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1001484

$21,725

$21,725

20.89%

1.00%

November 7, 2011

November 7, 2016

November 7, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1001484. Member loan 1001484 was requested on October 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $3,333 / month
Current employer: Garden City Hospital Debt-to-income ratio: 15.12%
Length of employment: 10+ years Location: Inkster, MI
       
Home town:
Current & past employers: Garden City Hospital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/24/11 > I am asking for a consolidation loan to pay off my school loans and charge cards,thank you Borrower added on 10/26/11 > I have a stable job for the past 13 years.I have been paying my bills faithfully.A $21,000 loan will help me so much,just to have all my bills consolidated into one.With that kind of loan who needs credit cards? Borrower added on 11/02/11 > Thank you for giving me the opportunity to consolidate my bills that is the best Christmas present and,Happy New Gift ever,

 

A credit bureau reported the following information about this borrower member on October 24, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1999 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 3
Total Credit Lines: 25 Months Since Last Delinquency: 13
Revolving Credit Balance: $3,904.00 Public Records On File: 1
Revolving Line Utilization: 38.70% Months Since Last Record: 111
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a public record on file, please briefly explain the event and its resolution.I have a credit report,don't understand what you mean by public record?
If you have a delinquency in the last 2 years, please explain the reason.I have not had any deliquency in the past 2 years, all my bills have been paid.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Sears credit card-$3600-monthly payment $105.00, HSBC credit Card $700-monthly payment-$45.00, Student Loan $10,000-monthly payment $60.00, Car Payment $9000-monthly payment-$326.00 Capital One Credit Card $400-monthly payment $20.00, Cash Call Loan $1900-monthly payment $294.00
Which debts do you plan to pay off with this loan?All of them,but one at a time,will get rid of my small bills first,and and while working I can build the money back up again each month,and with in the year all bills will be paid off,but I need a lump sum of money to add to for me to do pay all the bills off each month,I want to use the money wisely.
If you have a delinquency in the last 2 years, please explain the reason.I have not had any deliquency in the past 2 years, all my bills have been paid.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Utilities-$200, Cable-$160, Food-$200, Insurance-$160, Taxes-$1100 a year No mortgage payment-Home is payed off, Water Bill-$30.00 every 3 Months
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Sears credit card-$3600-monthly payment $105.00, HSBC credit Card $700-monthly payment-$45.00, Student Loan $10,000-monthly payment $60.00, Car Payment $9000-monthly payment-$326.00 Capital One Credit Card $400-monthly payment $20.00, Cash Call Loan $1900-monthly payment $294.00
If you have a delinquency in the last 2 years, please explain the reason.I have not had any deliquency in the past 2 years, all my bills have been paid.
If you have a delinquency in the last 2 years, please explain the reason.I have not had any deliquency in the past 2 years, all my bills have been paid.
What is your intended use for the loan proceeds?For unforseen emergencies.I do own a home and vehicle.Things do break down especially in the winter time.I can use a few home improvements as well.My fence around the house is so old and rusty it is leaning and falling over I would love to replace it.And I would just like to put some away for a rainy Day. Thank You.

 


 

 

 

Member Payment Dependent Notes Series 1001708

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1001708

$6,000

$6,000

15.96%

1.00%

November 3, 2011

November 13, 2014

November 13, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1001708. Member loan 1001708 was requested on October 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,000 / month
Current employer: 24 Hour Fitness Debt-to-income ratio: 5.75%
Length of employment: 1 year Location: Hurst, TX
       
Home town:
Current & past employers: 24 Hour Fitness
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 30, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2003 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,327.00 Public Records On File: 0
Revolving Line Utilization: 43.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Rent- 400 Insurance- 100 Utilities- 100
What portion of your wedding expenses does this loan represent?its represents about 30%

 


 

 

 

Member Payment Dependent Notes Series 1001716

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1001716

$17,500

$17,500

13.49%

1.00%

November 4, 2011

November 7, 2016

November 7, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1001716. Member loan 1001716 was requested on October 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,917 / month
Current employer: Battelle Debt-to-income ratio: 17.42%
Length of employment: 5 years Location: columbus, OH
       
Home town:
Current & past employers: Battelle
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 24, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2001 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $867.00 Public Records On File: 0
Revolving Line Utilization: 57.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Debt consolidation. thanks.

 


 

 

 

Member Payment Dependent Notes Series 1001786

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1001786

$5,500

$5,500

8.90%

1.00%

November 4, 2011

November 15, 2014

November 15, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1001786. Member loan 1001786 was requested on November 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,500 / month
Current employer: Allied Refrigeration Debt-to-income ratio: 8.48%
Length of employment: < 1 year Location: Antioch, CA
       
Home town:
Current & past employers: Allied Refrigeration
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 31, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2006 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,780.00 Public Records On File: 0
Revolving Line Utilization: 64.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1001872

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1001872

$35,000

$35,000

12.69%

1.00%

November 7, 2011

November 7, 2016

November 7, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1001872. Member loan 1001872 was requested on October 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $10,083 / month
Current employer: Seagate Technology Debt-to-income ratio: 8.68%
Length of employment: 10+ years Location: SAN JOSE, CA
       
Home town:
Current & past employers: Seagate Technology
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 24, 2011:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 04/1999 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,854.00 Public Records On File: 0
Revolving Line Utilization: 22.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?No mortgages (rented house) Auto loan - $435 BOA visa - $13,500 which I will pay off with this loan 401k - $18000 - which I will payoff with this loan Orther credit cards - pay off monthly in full as and when I receive them

 


 

 

 

Member Payment Dependent Notes Series 1001931

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1001931

$14,000

$14,000

11.71%

1.00%

November 7, 2011

November 15, 2014

November 15, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1001931. Member loan 1001931 was requested on November 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $3,813 / month
Current employer: Premier Security Services Debt-to-income ratio: 13.51%
Length of employment: 6 years Location: Spring Hill, FL
       
Home town:
Current & past employers: Premier Security Services
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/01/11 > I am consolidating Credit Cards and my remaining car payment to lower my monthly payments by $400. Also have $2000 to put in savings.

 

A credit bureau reported the following information about this borrower member on October 25, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1997 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 38 Months Since Last Delinquency: 46
Revolving Credit Balance: $11,612.00 Public Records On File: 0
Revolving Line Utilization: 41.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.$4672@23.99% Discover min105 $801@29.99% Visa min25 $3457@24.99% Visa min130 $1800 car loan balance min195
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$100 electric (well water) $135 cable,phone,internet $0 mortgage (own) $125 insurance car(pleasure) and health $0 company work van $200 food

 


 

 

 

Member Payment Dependent Notes Series 1002033

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1002033

$7,000

$7,000

12.69%

1.00%

November 2, 2011

November 10, 2014

November 10, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1002033. Member loan 1002033 was requested on October 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $3,200 / month
Current employer: n/a Debt-to-income ratio: 16.19%
Length of employment: n/a Location: Cherry Valley, CA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 25, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1980 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: 33
Revolving Credit Balance: $1,425.00 Public Records On File: 0
Revolving Line Utilization: 44.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please provide additional details regarding the purpose of the loan?combine bills to help son to remain in his house and help pay off vehicle in a timely manner
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?around 1200 month

 


 

 

 

Member Payment Dependent Notes Series 1002063

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1002063

$16,800

$16,800

10.65%

1.00%

November 8, 2011

November 9, 2016

November 9, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1002063. Member loan 1002063 was requested on October 26, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,333 / month
Current employer: Atlassian Debt-to-income ratio: 3.25%
Length of employment: < 1 year Location: San Francisco, CA
       
Home town:
Current & past employers: Atlassian
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 26, 2011:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 01/2001 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $971.00 Public Records On File: 0
Revolving Line Utilization: 3.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Our intended use for the loan proceeds is home improvement.
What is your intended use for the loan proceeds?Our intended use for the loan proceeds is home improvement.
What are you buying?Our intended use for the loan proceeds is home improvement.
What is your intended use for the loan proceeds?Our intended use for the loan proceeds is home improvement.

 


 

 

 

Member Payment Dependent Notes Series 1002142

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1002142

$10,000

$10,000

16.77%

1.00%

November 7, 2011

November 11, 2014

November 11, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1002142. Member loan 1002142 was requested on October 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: Charlotte pipe& foundry Debt-to-income ratio: 6.46%
Length of employment: 10+ years Location: Matthews, NC
       
Home town:
Current & past employers: Charlotte pipe& foundry
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 25, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1992 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 11 Months Since Last Delinquency: 21
Revolving Credit Balance: $9,358.00 Public Records On File: 0
Revolving Line Utilization: 52.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.To my knowledge I have had no delinquencies over the last two years.
If you have a delinquency in the last 2 years, please explain the reason.To my knowledge I have had no delinquencies over the last two years.
What is your intended use for the loan proceeds?The loan proceeds will consolidate the other accounts primarily credit card accounts into one payment with a lower interest rate.
Which debts do you plan to pay off with this loan?The loan proceeds will pay off every outstanding debt except the home mortgage.

 


 

 

 

Member Payment Dependent Notes Series 1002150

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1002150

$9,000

$9,000

7.51%

1.00%

November 4, 2011

November 8, 2014

November 8, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1002150. Member loan 1002150 was requested on October 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,583 / month
Current employer: Strayer Univeristy Debt-to-income ratio: 16.14%
Length of employment: 1 year Location: Huntsville, AL
       
Home town:
Current & past employers: Strayer Univeristy
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/25/11 > Looking to refinance credit card debt in order to have a lower rate and to have one single payment each month.

 

A credit bureau reported the following information about this borrower member on October 25, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2000 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 45 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,753.00 Public Records On File: 0
Revolving Line Utilization: 27.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 1002199

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1002199

$20,000

$20,000

15.27%

1.00%

November 7, 2011

November 7, 2014

November 7, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1002199. Member loan 1002199 was requested on October 24, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,000 / month
Current employer: Texas Dept of Public Safety Debt-to-income ratio: 9.01%
Length of employment: 10+ years Location: Dumas, TX
       
Home town:
Current & past employers: Texas Dept of Public Safety
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 24, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1990 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 43 Months Since Last Delinquency: 72
Revolving Credit Balance: $19,369.00 Public Records On File: 0
Revolving Line Utilization: 78.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1002214

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1002214

$5,600

$5,600

14.27%

1.00%

November 2, 2011

November 10, 2014

November 10, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1002214. Member loan 1002214 was requested on October 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,833 / month
Current employer: Town Sports International Debt-to-income ratio: 23.66%
Length of employment: 3 years Location: new york, NY
       
Home town:
Current & past employers: Town Sports International
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 24, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2001 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: n/a
Revolving Credit Balance: $26,018.00 Public Records On File: 0
Revolving Line Utilization: 88.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I was on my mothers and fathers credit card name as an emergency card, which is why I have a high balance
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Minimum monthly payments for the 2 cards are 40 and 50 bucks each has a 2000 balance. After paying them off I will only have to pay 500 a month off but I am looking to cover most of it with my christmas bonus
Please explain the reason why you carry a large revolving credit balance.I was on my mothers and fathers credit card name as an emergency card, which is why I have a high balance
What is the total balance of your credit cards, interest rates and current monthly payments?Total amount is $4000, I am making minimum payments of $60 and $70 on each card. And that keeps the balance right at $2000 for each

 


 

 

 

Member Payment Dependent Notes Series 1002291

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1002291

$20,000

$20,000

22.06%

1.00%

November 3, 2011

November 9, 2016

November 9, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1002291. Member loan 1002291 was requested on October 26, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,655 / month
Current employer: Court Services and Offender Supervision Debt-to-income ratio: 11.14%
Length of employment: 5 years Location: Woodbrdige, VA
       
Home town:
Current & past employers: Court Services and Offender Supervision
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 25, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1997 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: 46
Revolving Credit Balance: $5,010.00 Public Records On File: 1
Revolving Line Utilization: 91.10% Months Since Last Record: 111
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a public record on file, please briefly explain the event and its resolution.I have a Bankruptcy that was filed in CA. in 07-2002 and it was discharged in 10-2002
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage: $2000 Electricity: $120-250 Phone: $80 Cable/Internet: $70 Transportation: $200 Food: $350-450 Insurance: $120
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit card: $2789 @ 24.99% - $75 per month Credit card: $1823 @ 24.99% - $50 per month Credit card: $492 @ 24.99% - $25 per month Medical: $5674 - $250 per month Legal: $6842 - $250 per month Mother: $2900 - $150 per month Student Loan: $88000 - $507 per month Mortgage: $296000 - $2021 per month
Which debts do you plan to pay off with this loan?I plan to pay off all of the debts except for my mortgage and my student loan.

 


 

 

 

Member Payment Dependent Notes Series 1002366

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1002366

$24,000

$24,000

19.03%

1.00%

November 4, 2011

November 10, 2016

November 10, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1002366. Member loan 1002366 was requested on October 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $12,917 / month
Current employer: NICE Systems Debt-to-income ratio: 18.53%
Length of employment: 10+ years Location: Saint Charles, IL
       
Home town:
Current & past employers: NICE Systems
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/27/11 > This loan is to consolidate some smaller debt and perform some tree work necessary around my home. Borrower added on 10/29/11 > I have been working in my job for over 10 years and have a very stable income. The loan is to help consolidate some higher interest CCs and take down some trees endangering our house.

 

A credit bureau reported the following information about this borrower member on October 27, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1998 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 53 Months Since Last Delinquency: n/a
Revolving Credit Balance: $26,931.00 Public Records On File: 0
Revolving Line Utilization: 78.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?cc debt is around 24,000.00 with interest ranging from 17-25% - total payments 550.00 Student Loans - 225.00 a month (no idea what interest rate) Mortages - 1250 and 1510 per month, but 1250 covered by renter. Interest rates 9% and 3.3%. Car payment 580 a month at 3.5%.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?cc debt is around 24,000.00 with interest ranging from 17-25% - total payments 550.00 Student Loans - 225.00 a month (no idea what interest rate) Mortages - 1250 and 1510 per month, but 1250 covered by renter. Interest rates 9% and 3.3%. Car payment 580 a month at 3.5%.
Please explain the reason why you carry a large revolving credit balance.Made some mistakes earlier in life. I have learnen and work hard to pay these down; however, the higher interest rates over the last 2 years has made that difficult, with our moving and house repairs.
Which debts do you plan to pay off with this loan?The higher interest Revolving lines. Store credit and then close them. Paypal, Sony, Tweeter, and trip rewards. All but 1 are over 23% rate.

 


 

 

 

Member Payment Dependent Notes Series 1002436

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1002436

$18,000

$18,000

18.25%

1.00%

November 4, 2011

November 8, 2016

November 8, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1002436. Member loan 1002436 was requested on October 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,500 / month
Current employer: MARFORK COAL COMPANY Debt-to-income ratio: 14.60%
Length of employment: 10+ years Location: DRY CREEK, WV
       
Home town:
Current & past employers: MARFORK COAL COMPANY
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 25, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2000 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 29 Months Since Last Delinquency: 9
Revolving Credit Balance: $7,747.00 Public Records On File: 0
Revolving Line Utilization: 83.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the total balance of your credit cards, interest rates and current monthly payments?11,500.00 INTEREST RATES AVERAGE 22% CURRENTLY PAYING $450.00
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?CREDIT CARDS 11500.00 MEDICAL/HOSPITAL BILLS 1500.00 & WANT TO DO A FEW HOME IMPROVEMENTS!!
If you have a delinquency in the last 2 years, please explain the reason.N/A
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.MASTER CARD 4269.00 27.99% 140.00 MASTERCARD 1388.00 29.99% 48.00 MASTER CARD 980.00 18.75% 15.00 KOHL'S 965.00 21.90% 30.00 MASTER CARD 584.00 25.99% WALMART 1600.00 17.99% LOWES 204.00 22.99%
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?1030.00

 


 

 

 

Member Payment Dependent Notes Series 1002518

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1002518

$20,000

$20,000

10.65%

1.00%

November 8, 2011

November 8, 2016

November 8, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1002518. Member loan 1002518 was requested on October 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $7,500 / month
Current employer: Shake n Go Fashion, Inc Debt-to-income ratio: 2.16%
Length of employment: 4 years Location: Port Washington, NY
       
Home town:
Current & past employers: Shake n Go Fashion, Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 25, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1997 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,985.00 Public Records On File: 0
Revolving Line Utilization: 18.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?To cover emergency renovation costs (of bathrooms due to damage from flooding from pipes and other issues that occurred from poor construction of original building)
What will be the largest expense in the first six months?the kitchen & the bathroom updates - we've already completed the kitchen - that was the largest expense - including updating the furniture and renovating...

 


 

 

 

Member Payment Dependent Notes Series 1002546

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1002546

$10,950

$10,950

14.27%

1.00%

November 7, 2011

November 11, 2016

November 11, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1002546. Member loan 1002546 was requested on October 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $1,824 / month
Current employer: n/a Debt-to-income ratio: 6.52%
Length of employment: n/a Location: Woodland Park, CO
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/31/11 > Debt consoldation = Pay off credit card, Home Improvement / Maintenance , Personal

 

A credit bureau reported the following information about this borrower member on October 26, 2011:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 12/1981 Delinquent Amount: $0.00
Open Credit Lines: 2 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,825.00 Public Records On File: 0
Revolving Line Utilization: 38.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Bill consolidation, Home Impovement, personal If unsecured loan is not possible request you consider secured loan using clear property deeds as collateral.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Mortgage including taxes and insurance 1023.00 , utilities 200, no other loans or auto payments.

 


 

 

 

Member Payment Dependent Notes Series 1002556

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1002556

$12,000

$12,000

19.03%

1.00%

November 4, 2011

November 8, 2016

November 8, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1002556. Member loan 1002556 was requested on October 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $11,667 / month
Current employer: U.S. Drug Enforcement Administration Debt-to-income ratio: 8.32%
Length of employment: 10+ years Location: Kennesaw, GA
       
Home town:
Current & past employers: U.S. Drug Enforcement Administration
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/26/11 > The funds will be used entirely for medical expenses. I have a secure job with the Federal Government and have worked for the same agency for over 20 years. I have never defaulted or even had a late payment on any debts.

 

A credit bureau reported the following information about this borrower member on October 25, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1993 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 42 Months Since Last Delinquency: 5
Revolving Credit Balance: $49,936.00 Public Records On File: 0
Revolving Line Utilization: 97.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are the estimated expenses?My estimated expenses are $12,000.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)My monthly expenses are approximately $3,500.
Please explain the reason why you carry a large revolving credit balance.I have a large revolving credit balance due to a previous unforseen personal issue. I have always handled my debts responsibly and never even had a late payment on any debt.
If you have a delinquency in the last 2 years, please explain the reason.I have never had any delinquency or late payments on any debt.

 


 

 

 

Member Payment Dependent Notes Series 1002575

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1002575

$35,000

$35,000

13.49%

1.00%

November 7, 2011

November 8, 2016

November 8, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1002575. Member loan 1002575 was requested on October 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $7,917 / month
Current employer: Goodhue County Debt-to-income ratio: 0.64%
Length of employment: 10+ years Location: Red Wing, MN
       
Home town:
Current & past employers: Goodhue County
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/25/11 > We have excellent credit and a high income, but can't get enough from our bank to cover our project. We never miss payments. Please contact me anytime with questions. Borrower added on 10/26/11 > We want to add a swimming pool. We also want to add an addition to our home. The location of the addition requires us to do that first - that is not the order we would have chosen, but we will not be able to get to it with equipment after the pool is in. We also need a pretty extensive retaining wall which has to be done at the same time as the other projects. We are looking at a solar thermal heater for the pool and also adding solar electric to our home. The incentives are very good right now. We have been planning this and saving for a couple of years and had hoped to get more out of our home equity, but ended up piecing together the funding. We have about 3/4 of the funding and this loan will allow us to set a start date.

 

A credit bureau reported the following information about this borrower member on October 25, 2011:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 05/1994 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,265.00 Public Records On File: 0
Revolving Line Utilization: 1.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Mortgage, insurance and property taxes $1,233/month No home equity loan. We have a line of credit already that is at $0 and plan to use it for this project. We have another small loan for this project. No car payments. Gas and electric - avg. $200/month - we are hoping to have enough to do some solar electric and solar thermal with this project - excellent incentives are out there right now. Phone, cable, internet $130/month, water/sewer/garbage about $85/month.
What is the home improvement project you are planning?(Thank you for asking this question. I added this information to my loan description.) We want to add a swimming pool. We also want to add an addition to our home. The location of the addition requires us to do that first - that is not the order we would have chosen, but we will not be able to get to it with equipment after the pool is in. We also need a pretty extensive retaining wall which has to be done at the same time as the other projects. We are looking at a solar thermal heater for the pool and also adding solar electric to our home. The incentives are very good right now. We have been planning this and saving for a couple of years and had hoped to get more out of our home equity, but ended up piecing together the funding. We have about 3/4 of the funding and this loan will allow us to set a start date.
Is the improvement to your primary residence or an investment property?It is our primary residence.
What is the estimated current market value of your home?193,200
Is this for a home improvement you have already made, or one that you are planning to make?We are planning this project for next April,but want to secure the funding now and obtain plans and permits,etc.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage, property taxes, and insurance 1,233. Transportation 300-gas, 100-insurance. Phone, cable,internet 130. Food 400. Water,sewer garbage about 85. Gas and electric 200.

 


 

 

 

Member Payment Dependent Notes Series 1002584

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1002584

$10,000

$10,000

6.03%

1.00%

November 2, 2011

November 8, 2014

November 8, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1002584. Member loan 1002584 was requested on October 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $4,167 / month
Current employer: n/a Debt-to-income ratio: 13.18%
Length of employment: n/a Location: Gladwin, MI
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 25, 2011:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 09/1968 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,054.00 Public Records On File: 0
Revolving Line Utilization: 10.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1002603

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1002603

$30,000

$30,000

14.27%

1.00%

November 8, 2011

November 9, 2016

November 9, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1002603. Member loan 1002603 was requested on October 26, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,750 / month
Current employer: Stevenson Color Debt-to-income ratio: 18.65%
Length of employment: 1 year Location: Cold Spring, KY
       
Home town:
Current & past employers: Stevenson Color
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 26, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1990 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: n/a
Revolving Credit Balance: $43,209.00 Public Records On File: 0
Revolving Line Utilization: 41.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Mortgage $1150 Insurance $98 Utilities $100 Car loan $300 Credit cards $975 - This is what I am wanting to consolidate, this payment would go toward the unsecured loan payment versus going to the credit card companies

 


 

 

 

Member Payment Dependent Notes Series 1002681

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1002681

$16,000

$16,000

11.71%

1.00%

November 7, 2011

November 8, 2016

November 8, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1002681. Member loan 1002681 was requested on October 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,000 / month
Current employer: Associated Banc-Corp Debt-to-income ratio: 14.30%
Length of employment: 2 years Location: De Pere, WI
       
Home town:
Current & past employers: Associated Banc-Corp
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 25, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1998 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,034.00 Public Records On File: 0
Revolving Line Utilization: 79.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.The majority of the amount on my credit card was from startup expenses for an Internet cafe I opened 5 years ago. The following 3 years I operated my own business which ultimately failed. The last 6 months of operation, I was forced to add to the credit card debt and had to find another job while continuing to run the business until the lease ran out. So I was unable to whittle down that debt. Now, 2 years later, and 3 promotions later, I am earning enough to start getting rid of that debt. I am seeking a loan because 6 months ago my credit card company increased my rate to 19% from a fixed 9.9% (and was never late on a payment) and fear that it will take me a lot longer than I had hoped it would to pay it down.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.MC, $16,000, 19%, $440

 


 

 

 

Member Payment Dependent Notes Series 1002729

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1002729

$12,175

$12,175

10.65%

1.00%

November 2, 2011

November 10, 2016

November 10, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1002729. Member loan 1002729 was requested on October 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,833 / month
Current employer: Domaine Select Wine Estates Debt-to-income ratio: 15.50%
Length of employment: 10+ years Location: Yorba Linda, CA
       
Home town:
Current & past employers: Domaine Select Wine Estates
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/27/11 > paying down high interest credit cards for a low monthly payment Borrower added on 10/27/11 > paying down high interest on credit cards

 

A credit bureau reported the following information about this borrower member on October 26, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1993 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 33 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,125.00 Public Records On File: 0
Revolving Line Utilization: 40.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?Chase, HSBC, Banco Popular-paydown loan
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Chase $2,500.00 @ 29.99% $60.00 per/mo, HSBC $1,720.00 @ 24.44% $35.00 per/mo, Credit First $850.00 @ 29.99% $35.00 per/mo, Banco Popular $6,471.00 @ 12.9% for 2 yrs $535.00 per/mo.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)house mortage, taxes & insur: $3,659.00, utilities: $280.00
Please explain the reason why you carry a large revolving credit balance.The high interest rate prevents from paying on the principal

 


 

 

 

Member Payment Dependent Notes Series 1002752

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1002752

$20,900

$20,900

12.69%

1.00%

November 3, 2011

November 13, 2014

November 13, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1002752. Member loan 1002752 was requested on October 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,833 / month
Current employer: Akridge Debt-to-income ratio: 9.62%
Length of employment: 2 years Location: germantown, MD
       
Home town:
Current & past employers: Akridge
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 26, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1998 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,424.00 Public Records On File: 0
Revolving Line Utilization: 65.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1002778

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1002778

$12,000

$12,000

14.27%

1.00%

November 2, 2011

November 8, 2016

November 8, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1002778. Member loan 1002778 was requested on October 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,667 / month
Current employer: n/a Debt-to-income ratio: 5.20%
Length of employment: n/a Location: Pine Mountain Club, CA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/25/11 > I will pay off loans that are being financed at a higher rate by the lenders. I have an excellent credit rating without a single instance of a late payment on any account. My income comes from the teaching profession, where I have been tenured for 24 years; it is contractual, reliable and far surpasses my $5,000 monthly budget. I have one mortgage payment, no car loan or payments other than the debts mentioned above.

 

A credit bureau reported the following information about this borrower member on October 25, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1968 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 51 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,614.00 Public Records On File: 0
Revolving Line Utilization: 5.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?I plan to pay off 2 Vacation Share balances which are currently being financed at a much higher rate. I'm able to pay them off from my own funds but decided to hold on to my savings for any unforeseen emergency.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have only the mortgage on my residence. I pay the full balance of my credit card charges every month and have no car, student loans and no line of credit accounts.

 


 

 

 

Member Payment Dependent Notes Series 1002809

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1002809

$15,000

$15,000

17.27%

1.00%

November 2, 2011

November 8, 2016

November 8, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1002809. Member loan 1002809 was requested on October 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: Quik Trip Debt-to-income ratio: 15.84%
Length of employment: 5 years Location: Shawnee, KS
       
Home town:
Current & past employers: Quik Trip
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 25, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2005 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,449.00 Public Records On File: 0
Revolving Line Utilization: 59.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Around 16,000 mostly in credit cards and other bills.

 


 

 

 

Member Payment Dependent Notes Series 1002813

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1002813

$20,000

$20,000

19.91%

1.00%

November 2, 2011

November 8, 2016

November 8, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1002813. Member loan 1002813 was requested on October 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $14,583 / month
Current employer: cisco systems Debt-to-income ratio: 14.02%
Length of employment: 10+ years Location: SAN JOSE, CA
       
Home town:
Current & past employers: cisco systems
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/25/11 > My credit card loans have very high APR 25 + %. I am aggresively working to reduce my payments and also pay off the debt.

 

A credit bureau reported the following information about this borrower member on October 25, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1996 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 36 Months Since Last Delinquency: 5
Revolving Credit Balance: $19,099.00 Public Records On File: 0
Revolving Line Utilization: 66.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.I dont have a delinquency at all. I just looked at my credit report and dont see report of delinquent accounts. I had just one late payment (late by a couple of days) in the last 2 years. Thats it. Thanks.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$2800. Thanks.

 


 

 

 

Member Payment Dependent Notes Series 1002861

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1002861

$20,000

$20,000

15.96%

1.00%

November 3, 2011

November 14, 2014

November 14, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1002861. Member loan 1002861 was requested on October 31, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,500 / month
Current employer: Mercury Insurance Group Debt-to-income ratio: 10.52%
Length of employment: 6 years Location: Jurupa Valley, CA
       
Home town:
Current & past employers: Mercury Insurance Group
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 25, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1997 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: 31
Revolving Credit Balance: $0.00 Public Records On File: 1
Revolving Line Utilization: 0.00% Months Since Last Record: 94
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.There are 3 cards. They range in rate from 26.99% - 14.99%. The outstanding balance is approximately $21,000. The discrepancy in the amount requested will be made up by money held in savings. The monthly payment (in order to pay them off in 3 years as indicated by the cards statement) will take payments of $850. The $850 is what is being paid now. The minimum monthly payments are about $450.
What is the total balance of your credit cards, interest rates and current monthly payments?There are 3 cards. They range in rate from 26.99% - 14.99%. The outstanding balance is approximately $21,000. The discrepancy in the amount requested will be made up by money held in savings. The monthly payment (in order to pay them off in 3 years as indicated by the cards statement) will take payments of $850. The $850 is what is being paid now. The minimum monthly payments are about $450.

 


 

 

 

Member Payment Dependent Notes Series 1002878

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1002878

$12,800

$12,800

12.42%

1.00%

November 7, 2011

November 8, 2016

November 8, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1002878. Member loan 1002878 was requested on October 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,192 / month
Current employer: General Dynamics Debt-to-income ratio: 19.46%
Length of employment: < 1 year Location: Hephzibah, GA
       
Home town:
Current & past employers: General Dynamics
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/28/11 > Home renovations-replacing carpet throughout home, replacing kitchen counter and consolidating credit card debt.

 

A credit bureau reported the following information about this borrower member on October 25, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1991 Delinquent Amount: $0.00
Open Credit Lines: 19 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 44 Months Since Last Delinquency: 48
Revolving Credit Balance: $18,393.00 Public Records On File: 0
Revolving Line Utilization: 43.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1002894

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1002894

$12,850

$12,850

22.74%

1.00%

November 7, 2011

November 8, 2016

November 8, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1002894. Member loan 1002894 was requested on October 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: Prouty Company LLC Debt-to-income ratio: 1.36%
Length of employment: 3 years Location: Los Angeles, CA
       
Home town:
Current & past employers: Prouty Company LLC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 25, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2000 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: 42
Revolving Credit Balance: $686.00 Public Records On File: 0
Revolving Line Utilization: 15.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Intended uses for the loan are: - Build my credit; - Purchase new furniture and desktop computer for my home; - General living expenses; - Cushion for any unseen expenses; and - Payoff credit card balance. The overall goal with this loan is to build my credit through the various aspects listed above.
What is your intended use for the loan proceeds?Intended uses for the loan are: - Build my credit; - Purchase new furniture and desktop computer for my home; - General living expenses; - Cushion for any unseen expenses; and - Payoff credit card balance. The overall goal with this loan is to build my credit through the various aspects listed above.
What is your intended use for the loan proceeds?Intended uses for the loan are: - Build my credit; - Purchase new furniture and desktop computer for my home; - General living expenses; - Cushion for any unseen expenses; and - Payoff credit card balance. The overall goal with this loan is to build my credit through the various aspects listed above.
What is your intended use for the loan proceeds?Intended uses for the loan are: - Build my credit; - Purchase new furniture and desktop computer for my home; - General living expenses; - Cushion for any unseen expenses; and - Payoff credit card balance. The overall goal with this loan is to build my credit through the various aspects listed above.
Please provide additional details regarding the purpose of the loanThis loan will allows me to build my credit by managing cash flow and by managing any unlikely cash shortfalls, balance cash inflows & outflows, and payoff any unseen major expenses that may occur. Another purpose of the loan is to have a padding In-case of emergencies such as unexpected expenses (car repair, medical expenses, emergency travel).
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Current monthly expenses include: Rent: $1,740 Utilities (Internet, electricity, water): $125 Food: $300 Entertainment: $300 Credit card: $75 Car & insurance (auto & health) covered by employer.

 


 

 

 

Member Payment Dependent Notes Series 1002974

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1002974

$4,200

$4,200

7.90%

1.00%

November 7, 2011

November 17, 2014

November 17, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1002974. Member loan 1002974 was requested on November 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,917 / month
Current employer: Decatur Public Schools Debt-to-income ratio: 9.43%
Length of employment: 3 years Location: Decatur, IL
       
Home town:
Current & past employers: Decatur Public Schools
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/03/11 > I've got two high-interest credit cards that I've been working hard to pay off. This loan will take care of my balances and allow me to work with a lower interest rate.

 

A credit bureau reported the following information about this borrower member on November 3, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2004 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,375.00 Public Records On File: 0
Revolving Line Utilization: 33.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My Macys card has a 24% interest rate with a balance of $1700. My Visa is around the same interest rate with $1400 balance. I plan on paying these off and putting the remainder of the loan towards my AmEx card (6% interest) balance of $1300. I never pay the minimum payment - I normally pay $100 a month on each card. I rent my house for $550 a month and I do not have student loans.
Which debts do you plan to pay off with this loan?I plan to pay off my Macys and Visa cards then put what's left on my AmEx card.

 


 

 

 

Member Payment Dependent Notes Series 1003025

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1003025

$34,000

$34,000

12.42%

1.00%

November 8, 2011

November 8, 2016

November 8, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1003025. Member loan 1003025 was requested on October 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $7,150 / month
Current employer: Biscuitville Debt-to-income ratio: 11.54%
Length of employment: 4 years Location: Mebane , NC
       
Home town:
Current & past employers: Biscuitville
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 25, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1992 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: n/a
Revolving Credit Balance: $35,343.00 Public Records On File: 0
Revolving Line Utilization: 44.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Two loans into one.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Roughly about $2800
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Roughly about $2800
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Roughly about $2800
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Roughly about $2800
Which debts do you plan to pay off with this loan?Two loan into one.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Roughly about $2800
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Roughly about $2800
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Roughly about $2800
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Roughly about $2800
What is your intended use for the loan proceeds?Two loans into one.
Which debts do you plan to pay off with this loan?Two loan into one.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Roughly about $2800
What is your intended use for the loan proceeds?Two loans into one.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Roughly about $2800
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Two loans into one.
Please explain the reason why you carry a large revolving credit balance.Only on Home Depot/Lowes.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Roughly about $2800
Which debts do you plan to pay off with this loan?Two loan into one.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Roughly about $2800
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Roughly about $2800
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Roughly about $2800
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Roughly about $2800
Please explain the reason why you carry a large revolving credit balance.Only on Home Depot/Lowes.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Roughly about $2800

 


 

 

 

Member Payment Dependent Notes Series 1003031

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1003031

$21,850

$21,850

17.27%

1.00%

November 7, 2011

November 8, 2016

November 8, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1003031. Member loan 1003031 was requested on October 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,167 / month
Current employer: VERIZON WIRELESS Debt-to-income ratio: 24.39%
Length of employment: 10+ years Location: CLEARWATER, FL
       
Home town:
Current & past employers: VERIZON WIRELESS
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/25/11 > My job is very stable as I have been with company for over 15 years. I decided the time has come to become debt free within 5 years. The proceeds from this loan are strictly going to be used to consolidate my debts into one monthly payment. I am very credit worthy as all my payments are current with no late payments.

 

A credit bureau reported the following information about this borrower member on October 25, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1989 Delinquent Amount: $0.00
Open Credit Lines: 20 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 63 Months Since Last Delinquency: n/a
Revolving Credit Balance: $44,922.00 Public Records On File: 0
Revolving Line Utilization: 86.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?I plan on paying off the credit cards with the proceeds from this loan.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?There are no student loans. My credit card debt is $23,000 with interest rates varying from 15%-25%. Between all cards, the payments being made are approx. $600.00 every month. Five years is very doable with the payment being approx. $550.00 every month. The home equity loan is interest only at 4% with a balance of $24900. The payment is $85.00 monthly. My mortgage is $102,000 at 5.375%. Both will be paid off when I sell my condominium within the next year. My car payment is $300.00 per month for approximately another year and a half. Interest rate is 6%. My plan is to be totally debt free in 5 years.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$1500.00

 


 

 

 

Member Payment Dependent Notes Series 1003229

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1003229

$35,000

$35,000

19.91%

1.00%

November 8, 2011

November 8, 2016

November 8, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1003229. Member loan 1003229 was requested on October 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $11,250 / month
Current employer: Roto-Rooter Services Company Debt-to-income ratio: 20.21%
Length of employment: 10+ years Location: Fort Wright, KY
       
Home town:
Current & past employers: Roto-Rooter Services Company
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/26/11 > I am consolidating all of my credit card loans. I am an excellent borrower, I have never defaulted on a payment. I have been with my current employer for more than 20 years. My employer is a large national company who has never had lay offs.

 

A credit bureau reported the following information about this borrower member on October 25, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1995 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: n/a
Revolving Credit Balance: $56,470.00 Public Records On File: 0
Revolving Line Utilization: 73.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?All credit card debts.
Please explain the reason why you carry a large revolving credit balance.I had to purchase and furnish a home 3 years ago. Up to that point I had never carried a balance on my credit cards.

 


 

 

 

Member Payment Dependent Notes Series 1003298

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1003298

$24,000

$24,000

11.71%

1.00%

November 8, 2011

November 8, 2016

November 8, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1003298. Member loan 1003298 was requested on October 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,917 / month
Current employer: Ernst & Young Debt-to-income ratio: 9.06%
Length of employment: 6 years Location: New York, NY
       
Home town:
Current & past employers: Ernst & Young
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 25, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2001 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: 48
Revolving Credit Balance: $927.00 Public Records On File: 0
Revolving Line Utilization: 20.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?Thanks for the question. I am planning to pay off credit card debt and a previous personal loan with a higher interest rate. I would like to consolidate by debt into one monthly payment for ease of managing my cash flow as opposed to making numerous payments (credit card minimums, monthly payment for personal loan, etc.) I've been with my current employer for 6+ years and received a good raise this year (about time!) so consolidating my debt into one payment, while having more income come in should help with cash flow. NYC can be an expensive place to live but I've been learning to manage better here and this debt consolidation will help significantly.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?personal loan $16,950, 18.99%, $567/month; credit card #1 - $3,700, 19.24%, 67/month, credit card #2 - $800, 18.99%, 26/month. this loan will enable me to pay all of these off, while consolidating at a lower rate.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)rent including utilities is approximately $1,500 per month.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?monthly expenses - rent + utilities ($1500/month), transpo ($100/month), food ($250/month)
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?personal loan $16,950, 18.99%, $567/month; credit card #1 - $3,700, 19.24%, 67/month, credit card #2 - $800, 18.99%, 26/month. this loan will enable me to pay all of these off, while consolidating at a lower rate.
If you have a delinquency in the last 2 years, please explain the reason.if there are any delinquencies in the last 2 years it would be due to the fact that I was not yet set up on auto-pay for all my accounts (so I may have missed payment by 1-2 days)...otherwise, there are no delinquencies that come to mind.

 


 

 

 

Member Payment Dependent Notes Series 1003345

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1003345

$20,000

$20,000

9.91%

1.00%

November 8, 2011

November 9, 2016

November 9, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1003345. Member loan 1003345 was requested on October 26, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,000 / month
Current employer: Pomona Valley Hospital Debt-to-income ratio: 23.27%
Length of employment: 9 years Location: ontario, CA
       
Home town:
Current & past employers: Pomona Valley Hospital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/01/11 > Debt consolidation. I pay on time and extra. I have been at my job for 9 years, 81/2 months +. Borrower added on 11/04/11 > While I have been at my present job for over 9 years, I have been in the same profession for over 16 years. Borrower added on 11/06/11 > I plan to use these funds to pay off all my debts, so i only have one bill not four Borrower added on 11/06/11 > what makes me a good borrower is that i never am late on my monthly bills, and when i am committed to something i never quit and always find a way to make it happen. Borrower added on 11/06/11 > my job is very stable, i am guaranteed 40hrs a week it has been this way for 16yrs.

 

A credit bureau reported the following information about this borrower member on October 26, 2011:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 03/1990 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,575.00 Public Records On File: 0
Revolving Line Utilization: 21.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?The debts i plan to pay of are, credit cards, lows, and dentist bill
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?one credit card is $8,500 interest rate i believe 12-14%, monthly payment $175.00 next is a loan of $9,728 interest rate 12% monthly payment $500.00. we also have two other bills which are interest free, lows $1,220, monthly payment $50.00, a dentist bill $1.258 all we want to do is just pay one bill instead off four seperate bills.

 


 

 

 

Member Payment Dependent Notes Series 1003398

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1003398

$17,000

$17,000

6.03%

1.00%

November 3, 2011

November 10, 2014

November 10, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1003398. Member loan 1003398 was requested on October 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,833 / month
Current employer: Children's Hospital Colorado Debt-to-income ratio: 10.49%
Length of employment: 10+ years Location: Colorado Springs, CO
       
Home town:
Current & past employers: Children's Hospital Colorado
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 25, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1983 Delinquent Amount: $0.00
Open Credit Lines: 20 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 52 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,120.00 Public Records On File: 0
Revolving Line Utilization: 40.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?As above. Pay off Capitol One and American Express which has the higher interests. I feel that a loan of this type - lower interest, will help me to get out of debt faster. I am never late with payments.
What is your intended use for the loan proceeds?As above. Pay off Capitol One and American Express which has the higher interests. I feel that a loan of this type - lower interest, will help me to get out of debt faster. I am never late with payments.
What is your intended use for the loan proceeds?As above. Pay off Capitol One and American Express which has the higher interests. I feel that a loan of this type - lower interest, will help me to get out of debt faster. I am never late with payments.

 


 

 

 

Member Payment Dependent Notes Series 1003451

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1003451

$17,050

$17,050

10.65%

1.00%

November 7, 2011

November 8, 2016

November 8, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1003451. Member loan 1003451 was requested on October 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,555 / month
Current employer: Tile Interiors Debt-to-income ratio: 25.44%
Length of employment: 4 years Location: Cornville, AZ
       
Home town:
Current & past employers: Tile Interiors
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/25/11 > I am looking for a loan to consolidate debt. I have steady full time employment, at the same place for the last 4 years since my relocation to a new state. I pride myself on my pristine credit, having never missed or made a late payment. I am just tired of different accounts & making big companies rich. Borrower added on 10/26/11 > Thank you very much for your consideration. This loan will enable me to consolidate my debt to a much lower monthly payment & interest rate. In doing so, I will be able to put more money monthly towards my debt, & get it all paid off much sooner. Borrower added on 11/02/11 > Thank you very much to all of the investors who have committed to fund my loan. I sincerely appreciate it. If I can succeed in obtaining full funding for my loan, I will be able to reduce my DTI from over 25% to around 17% immediately. Doing that will enable me to eliminate the remainder of my higher interest credit card debt by the first part of the new year, allowing me to save money on interest & give me the simplicity of having ONE obligation, Lending Club, automatically deducted monthly. To any potential investors, I assure you I am a sound investment & I appreciate any support you can offer.

 

A credit bureau reported the following information about this borrower member on October 25, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2000 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,748.00 Public Records On File: 0
Revolving Line Utilization: 59.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Hello, my current debt balances are: Credit card 1: $2607.95 - 18.99% - approx $74 minimum Credit card 2: $5000.00 - 17.24% - approx $125 minimum Credit card 3: $6250.00 - 16.24% - approx $128 minimum Car loan: $5000.00 - 8.49% - $296.91 minimum Credit card 4: $1200 - $20 minimum, 0% interest until 1/12, which then goes to 14.99% My plan for this loan is to pay off cards 1 & 2 entirely, pay off the car loan entirely, & approx 70% of card 3.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I am currently back with my parents until I can get my debt eliminated, so my monthly rent including all utilities, food etc is a mere $320/monthly. Car insurance is $70/mo. Cell phone is $70/mo. My job is 4 miles away so I typically spend only $40 monthly in gas. I don't have any other monthly debts other than the one I listed in the previous question. I appreciate your interest. Thank you.

 


 

 

 

Member Payment Dependent Notes Series 1003485

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1003485

$30,000

$30,000

14.27%

1.00%

November 8, 2011

November 9, 2016

November 9, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1003485. Member loan 1003485 was requested on October 26, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,754 / month
Current employer: Verizon Corporation Debt-to-income ratio: 14.49%
Length of employment: 10+ years Location: PITTSBURGH, PA
       
Home town:
Current & past employers: Verizon Corporation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 26, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1989 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $28,285.00 Public Records On File: 0
Revolving Line Utilization: 49.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?I plan to pay off seven credit card balances with the loan. It is for consolidation.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?There are a total of seven credit card balances that I wish to pay off with the loan. Capital One, Balance $7,780.46, Rate 13.24%, Pymt $159. Chase Slate, Balance $5,027.83, Rate 16.24%, Pymt $112. HSBC, Balance $7,201.80, Rate 12.99%, Pymt $152. Sam's Club Discover, Balance $3,587.90, Rate ?, Pymt $94. Macy's American Express, Balance $2,899.78, Rate 24.50%, Pymt $95. Macy's Store Acct, Balance $1,604.79, Rate 24.50%, Pymt $53. Men's Warehouse, Balance $664.97, Rate 25.99%, Pymt $34.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?There are a total of seven credit card balances that I wish to pay off with the loan. Capital One, Balance $7,780.46, Rate 13.24%, Pymt $159. Chase Slate, Balance $5,027.83, Rate 16.24%, Pymt $112. HSBC, Balance $7,201.80, Rate 12.99%, Pymt $152. Sam's Club Discover, Balance $3,587.90, Rate ?, Pymt $94. Macy's American Express, Balance $2,899.78, Rate 24.50%, Pymt $95. Macy's Store Acct, Balance $1,604.79, Rate 24.50%, Pymt $53. Men's Warehouse, Balance $664.97, Rate 25.99%, Pymt $34.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?RENT AND UTILITIES=$180, TRANSPORTATION-GAS-DRIVING=$80, PHONE=$85, CELL PHONE=$137, TRUCK INSURANCE=$164, LIFE INSURANCE=$33.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?RENT AND UTILITIES=$180, TRANSPORTATION-GAS-DRIVING=$80, PHONE=$85, CELL PHONE=$137, TRUCK INSURANCE=$164, LIFE INSURANCE=$33.
Please explain the reason why you carry a large revolving credit balance.I carry a large revolving credit balance due to several large purchases I made when I was caring for my mother. She past away one year ago yesterday. I am asking for a loan to become debt free within the next few years.

 


 

 

 

Member Payment Dependent Notes Series 1003513

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1003513

$30,000

$30,000

12.42%

1.00%

November 8, 2011

November 8, 2016

November 8, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1003513. Member loan 1003513 was requested on October 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,833 / month
Current employer: Northrop Grumman Corporation Debt-to-income ratio: 18.56%
Length of employment: 6 years Location: SAN DIEGO, CA
       
Home town:
Current & past employers: Northrop Grumman Corporation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/01/11 > This loan will be used primarily to consolidate all the credit card balances into one and cancel those cards. This will enable me to make one payment rather than multiple minimum payments on high interest credit cards,

 

A credit bureau reported the following information about this borrower member on October 25, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2003 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,575.00 Public Records On File: 0
Revolving Line Utilization: 20.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Rent utilities and groceries, insurance, student loans and credit card payments do not exceed $2300
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards: 5 accounts have a total debt of $30000. The interest ranges from 12%-23%. Minimum payments for each add up to $1200 per month. Student loans: 4 accounts have a total debt of $15000 with interest ranging from 3%-6%. The minimum monthly payment adds up to $300 per month. I plan to consolidate the credit cards into one for ease of managing finances
Which debts do you plan to pay off with this loan?I plan to consolidate the credit cards into one and have only one active account to manage finances better. Getting this loan will not only decrease my monthly payment but also the total interest paid over 5 years as compared to not getting the funding. It is really helpful for me if I can get this loan for the consolidation purpose.
Please explain the reason why you carry a large revolving credit balance.I had personal expenses that I incurred at the same time and one bank did not give me a credit card that sufficed my requirements so I had to have multiple accounts to satisfy the requirements

 


 

 

 

Member Payment Dependent Notes Series 1003567

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1003567

$21,000

$21,000

11.71%

1.00%

November 8, 2011

November 9, 2016

November 9, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1003567. Member loan 1003567 was requested on October 26, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,417 / month
Current employer: City of Milwaukee Debt-to-income ratio: 18.33%
Length of employment: 10+ years Location: Milwaukee, WI
       
Home town:
Current & past employers: City of Milwaukee
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/26/11 > My career is very stable. I plan on using the loan to consolidate debt accumulated due to basement flooding damage not covered by insurance. The sum of this current loan will save me far more money than what I have now, allowing me to get out of debt far, far quicker. I pay my bills on time and in full, making me a very good and safe borrower. Borrower added on 10/26/11 > The use of this loan will save me several hundred dollars per month. This will will make debt repayment far more efficient. It will also greatly assist me with my goal of becoming debt free and significantly improve my financial situation.

 

A credit bureau reported the following information about this borrower member on October 26, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1991 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: n/a
Revolving Credit Balance: $37,313.00 Public Records On File: 0
Revolving Line Utilization: 56.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)mortgage is 930 monthly...HELOC is app 50...taxes-400 utilities-100 insurance is 80 monthly.
Please explain the reason why you carry a large revolving credit balance.Two years ago, due to violent storms my sewer backed up. My homeowners insurance did not cover any of the damage. The furnace, heater, circuit breaker and appliance all needed to be replaced. At the same time I was replacing the roof, gutters, fascia and soffitts.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?mortgage-140,000 930/monthly 4.5 % HELOC -14,000 50 monthly- prime rate revolving is app 13,000 total at 13% 600 monthly
Which debts do you plan to pay off with this loan?I plan on paying off the revolving debt immediately. Stabilizing those rates along with combing them into one, single payment will assist me with paying down the total debt far quicker.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The only purpose for the loan is to consolidate my revolving debt into a more stable interest rate and finite term. There are several revolving accounts that I wish to combine into a single, more manageable account. My goal is to never use revolving credit again.

 


 

 

 

Member Payment Dependent Notes Series 1003613

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1003613

$15,000

$15,000

16.77%

1.00%

November 3, 2011

November 10, 2016

November 10, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1003613. Member loan 1003613 was requested on October 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,333 / month
Current employer: SLAC National Accelerator Labratory Debt-to-income ratio: 5.66%
Length of employment: < 1 year Location: Mountain View, CA
       
Home town:
Current & past employers: SLAC National Accelerator Labratory
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 27, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1992 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: 47
Revolving Credit Balance: $23,785.00 Public Records On File: 0
Revolving Line Utilization: 35.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I was unemployed for 8 months last year. My balances ended up exceeding $50K at one point. Seince starting a new job in Feb 2011, I have been able to reduce the total to about $23K but I would like to cut some of my interest payments and pay it off faster.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Here's an approximate breakdown of my monthly expenses: Rent $2150 Taxes $1200 Groceries/Household Exp $ 850 Insurance $ 400 Transport (gas, insur, etc) $ 300 Utilities $ 300 Misc $ 250 Interest $ 700 Total $ 6150
Please explain the reason why you carry a large revolving credit balance.I was unemployed for 8 months last year. My balances ended up exceeding $50K at one point. Seince starting a new job in Feb 2011, I have been able to reduce the total to about $23K but I would like to cut some of my interest payments and pay it off faster.
Which debts do you plan to pay off with this loan?I want to pay off the highest rate credit cards as follows: Discover $2500 Capital One $7000 Wells Fargo $4000 Amex $1500 I'm not planning on paying off my Chase balance ($6000) with it because I got a special deal on a balance transfer and am only paying 1.99% for the life of the balance. The minimum monthly payment is less than $50 so I'm comfortable paying that off slowly.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My debt balance is about $23K. It's all in several credit cards with interest rates varying from 16 - 24%, with the exception of one balance transfer deal of $6K that has a rate of only 1.99%. The monthly payments are currently just over $500 total. The reason for the high credit card balances is that I was laid off in 2010, and it took 8 months to find a new job. At one point I had over $50K in credit card balances but have managed to cut it in half since I started working again in Feb 2011. I don't currently have any other debts like studen loans, or mortgage.

 


 

 

 

Member Payment Dependent Notes Series 1003708

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1003708

$9,600

$9,600

13.49%

1.00%

November 2, 2011

November 9, 2016

November 9, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1003708. Member loan 1003708 was requested on October 26, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,667 / month
Current employer: Hamilton Park Health Care Debt-to-income ratio: 8.33%
Length of employment: 10+ years Location: Summit, NJ
       
Home town:
Current & past employers: Hamilton Park Health Care
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/26/11 > I am requesting this amount because I want to pay down my high credit balances. I come from a large family, I am one of 12, all with good jobs and health. I have very good values and would not ask if I didn't need this. I would appreciate your funding this loan for me so I can pay my debts and purchase a good used vehicle. I have one now, but its finally going. I tend to keep my cars and do not spend money foolishly. I have been current with all of my debts. I thank you in advance.

 

A credit bureau reported the following information about this borrower member on October 26, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1994 Delinquent Amount: $0.00
Open Credit Lines: 21 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: 49
Revolving Credit Balance: $15,726.00 Public Records On File: 0
Revolving Line Utilization: 28.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.Sometime we do things foolishly. This is what I intend to do with this loan, I will pay off my high credit balances.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I am in need of new appliances and will be paying off my high interest debt. I am also in need of a good used vehicle. I appreciate your funding in advance. I alwasy pay my debts on time every month.
Please provide additional details regarding the purpose of the loanI just updated what I intend to use this request. I plan on paying down my debt, buying new appliances which i am in need. I would not ask if I didn't need this. I thank you in advance.
Please provide additional details regarding the purpose of the loan?I will be paying off some high interest credit cards and using the rest to purchase a washing maching and refrigerator that I desperately need.

 


 

 

 

Member Payment Dependent Notes Series 1003720

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1003720

$4,000

$4,000

17.27%

1.00%

November 3, 2011

November 15, 2016

November 15, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1003720. Member loan 1003720 was requested on November 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,750 / month
Current employer: Tax Return Center Debt-to-income ratio: 7.37%
Length of employment: 4 years Location: Miami, FL
       
Home town:
Current & past employers: Tax Return Center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 26, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2003 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: 50
Revolving Credit Balance: $4,786.00 Public Records On File: 0
Revolving Line Utilization: 82.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1003771

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1003771

$2,400

$2,400

19.91%

1.00%

November 2, 2011

November 9, 2014

November 9, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1003771. Member loan 1003771 was requested on October 26, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $12,500 / month
Current employer: onslow memorial hospital Debt-to-income ratio: 14.35%
Length of employment: 10+ years Location: Jacksonville, NC
       
Home town:
Current & past employers: onslow memorial hospital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/26/11 > Extra funds needed for new roof, hurricane damage and insurance did not cover all of the cost. Thank you Borrower added on 10/26/11 > Hurricane damage to roof. Supplement to insurance payment that did not recover full replacement cost

 

A credit bureau reported the following information about this borrower member on October 26, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1998 Delinquent Amount: $0.00
Open Credit Lines: 29 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 44 Months Since Last Delinquency: n/a
Revolving Credit Balance: $39,864.00 Public Records On File: 0
Revolving Line Utilization: 52.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.The balance will be paid off next month. My daughter goes to a private college and tuition of 20,000 was due. I had a very low debt prior to this.

 


 

 

 

Member Payment Dependent Notes Series 1003910

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1003910

$6,000

$6,000

10.65%

1.00%

November 2, 2011

November 10, 2014

November 10, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1003910. Member loan 1003910 was requested on October 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,600 / month
Current employer: n/a Debt-to-income ratio: 17.31%
Length of employment: n/a Location: Albany, NY
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 26, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2002 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 17 Months Since Last Delinquency: 20
Revolving Credit Balance: $10,310.00 Public Records On File: 0
Revolving Line Utilization: 44.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1003976

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1003976

$1,450

$1,450

7.51%

1.00%

November 2, 2011

November 10, 2014

November 10, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1003976. Member loan 1003976 was requested on October 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,000 / month
Current employer: n/a Debt-to-income ratio: 10.90%
Length of employment: 2 years Location: New York, NY
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 27, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2006 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,244.00 Public Records On File: 0
Revolving Line Utilization: 17.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have about $1400 on a single credit card with a 14.24% variable apr...which I will refinance with this loan from Lending Club. My student loans are all fixed at less than 7% (I have about $7000 outstanding debt there), so I figured it was best to keep my lower interest rate on those loans rather than use Lending Club to consolidate all my debt.

 


 

 

 

Member Payment Dependent Notes Series 1003986

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1003986

$9,000

$9,000

16.77%

1.00%

November 3, 2011

November 15, 2014

November 15, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1003986. Member loan 1003986 was requested on November 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,083 / month
Current employer: Allina Health Systems Debt-to-income ratio: 12.59%
Length of employment: 4 years Location: Blaine, MN
       
Home town:
Current & past employers: Allina Health Systems
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/01/11 > This loan is intended to consolidate credit card debit.

 

A credit bureau reported the following information about this borrower member on October 26, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2003 Delinquent Amount: $0.00
Open Credit Lines: 20 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 38 Months Since Last Delinquency: 26
Revolving Credit Balance: $8,523.00 Public Records On File: 0
Revolving Line Utilization: 39.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?Credit cards debts are being paid first
Please explain the reason why you carry a large revolving credit balance.While going to college funds were limited and credit cards were used to pay for everyday needs. Now having a full-time job credit cards are no longer being used.

 


 

 

 

Member Payment Dependent Notes Series 1003994

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1003994

$11,000

$11,000

8.90%

1.00%

November 7, 2011

November 9, 2014

November 9, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1003994. Member loan 1003994 was requested on October 26, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $12,000 / month
Current employer: Avacar Financial Debt-to-income ratio: 13.76%
Length of employment: 10+ years Location: Nashua, NH
       
Home town:
Current & past employers: Avacar Financial
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/26/11 > paying off some credit cards with a lower rate from you.

 

A credit bureau reported the following information about this borrower member on October 26, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1989 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $34,625.00 Public Records On File: 0
Revolving Line Utilization: 70.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage 2000 Other 1000
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Mortgage 2000 Other bills 1000
Which debts do you plan to pay off with this loan?High interest credit cards

 


 

 

 

Member Payment Dependent Notes Series 1004016

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1004016

$15,000

$15,000

8.90%

1.00%

November 8, 2011

November 9, 2016

November 9, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1004016. Member loan 1004016 was requested on October 26, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,000 / month
Current employer: Science Applications International Corp Debt-to-income ratio: 15.45%
Length of employment: 7 years Location: Las Vegas, NV
       
Home town:
Current & past employers: Science Applications International Corp
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/28/11 > debt consolidation Borrower added on 10/31/11 > Basically, I am looking to find a loan that will help me consolidate my credit card debt into one lump sum and have the interest rate be low enough to not get out of control. It would be a huge help and would be much more efficient than paying bills in multiple directions.

 

A credit bureau reported the following information about this borrower member on October 26, 2011:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 08/2001 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7.00 Public Records On File: 0
Revolving Line Utilization: 0.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?debt consolidation
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).mortgage: 1286 electricity: 150-160 gas: 23 water: 20
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage: 1286 Food: approx 200 Utilities: 190 car insurance: 200 Gas: 200
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?not using for multiple purposes: debt consolidation only
Which debts do you plan to pay off with this loan?credit card debts
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit card: approx 12500 (16K limit) mortgage: 1286
If you have a delinquency in the last 2 years, please explain the reason.I do not.

 


 

 

 

Member Payment Dependent Notes Series 1004102

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1004102

$1,000

$1,000

12.42%

1.00%

November 4, 2011

November 15, 2014

November 15, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1004102. Member loan 1004102 was requested on November 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,000 / month
Current employer: Lanier Village Estates Debt-to-income ratio: 21.29%
Length of employment: 7 years Location: cumming, GA
       
Home town:
Current & past employers: Lanier Village Estates
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 26, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2001 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: 81
Revolving Credit Balance: $6,233.00 Public Records On File: 0
Revolving Line Utilization: 54.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1004131

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1004131

$10,000

$10,000

7.90%

1.00%

November 2, 2011

November 11, 2014

November 11, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1004131. Member loan 1004131 was requested on October 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,583 / month
Current employer: Texas Transportation Institute Debt-to-income ratio: 20.33%
Length of employment: 6 years Location: Bryan, TX
       
Home town:
Current & past employers: Texas Transportation Institute
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/28/11 > I want to consolidate my high interest credit cards with my four wheeler payment to pay them off at an accelerated rate. The lower interest on this loan will also save me a significant amount of money over the life of the loan.

 

A credit bureau reported the following information about this borrower member on October 26, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1996 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,767.00 Public Records On File: 0
Revolving Line Utilization: 25.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?This loan amount will payoff all of my credit cards and a higher interest loan on my Four Wheeler. Once payed off I plan to close several of my older credit card accounts.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?This is not really a fair question because this would neglect any contribution from my wife's income. I am willing to state the following information. Currently the total minimum payment on this debt in its current configuration is approximately $250. I currently pay $500 per month on this debt (Twice the minimum). My new payment on this $10,000 loan is approximately $320. This loan will allow me to pay the debt off quicker and save me a significant amount of money in the form of interest payments.

 


 

 

 

Member Payment Dependent Notes Series 1004142

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1004142

$5,850

$5,850

13.49%

1.00%

November 3, 2011

November 9, 2014

November 9, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1004142. Member loan 1004142 was requested on October 26, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,600 / month
Current employer: hart appliance Debt-to-income ratio: 24.19%
Length of employment: 6 years Location: greensboro, NC
       
Home town:
Current & past employers: hart appliance
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 26, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1988 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: 34
Revolving Credit Balance: $9,712.00 Public Records On File: 0
Revolving Line Utilization: 80.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)mortgage payment including taxes and insurance $559.33. i do not have a home equity loan or line of credit. utilities are around $100.00. HOA dues are $113.00 a month.

 


 

 

 

Member Payment Dependent Notes Series 1004227

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1004227

$14,000

$14,000

9.91%

1.00%

November 4, 2011

November 9, 2014

November 9, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1004227. Member loan 1004227 was requested on October 26, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $6,225 / month
Current employer: Advantus Capital Management Debt-to-income ratio: 4.72%
Length of employment: 10+ years Location: Ellsworth, WI
       
Home town:
Current & past employers: Advantus Capital Management
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/27/11 > I purchased a rental property in 2006. Every 5 years, the commercial lender requires a refinance. Because of the housing market downturn, the lender did refinance the loan in January 2011, but is requiring a $20,000 principal paydown in 18 months. This year, I have paid down $7,000 on the principal along with the monthly payments of $900. The purpose of this loan is to pay the balance of the principal requirement now which will create a larger margin of cash flow for the next 3 years. The property is not upside down. I purchased it for $175,000 and owe $102,000. They did not require an appraisal for the refinance. All three units have been remodeled since I purchased the property. One occupant has been with us since 2006. The other 2 have lived there since 2007. They are stable tenants and always pay their rent on time. Some information about me: I work full-time for an investment firm in their technology area. I have been with this company for 10.5 years. I also work part-time as a sales associate. I am a hard worker, diligent and focused. Your time and consideration in funding this loan is very much appreciated. Thank you.

 

A credit bureau reported the following information about this borrower member on October 26, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1996 Delinquent Amount: $0.00
Open Credit Lines: 20 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 63 Months Since Last Delinquency: 45
Revolving Credit Balance: $8,425.00 Public Records On File: 0
Revolving Line Utilization: 14.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Hello, thank you for your question. I purchased a rental property in Dec 2006 and have made all of the payments on time and usually pay about $100 more per payment. After five years, the commercial lender required me to refinance. Because of the market devaluing properties the lender refinanced the loan in Jan 2011, but is requiring me to pay $20,000 off the principal in 18 months. I have paid $7,000 towards the principal paydown along with the regular monthly payments of $893. I am looking to take this loan to pay the mortgage company the balance of the $20,000 and create a larger margin of cashflow for the next 3 years. Please let me know if you have further questions or need more information.

 


 

 

 

Member Payment Dependent Notes Series 1004229

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1004229

$5,000

$5,000

11.71%

1.00%

November 3, 2011

November 9, 2014

November 9, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1004229. Member loan 1004229 was requested on October 26, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,843 / month
Current employer: n/a Debt-to-income ratio: 17.75%
Length of employment: n/a Location: EFFIE, MN
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 26, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1999 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: 44
Revolving Credit Balance: $2,791.00 Public Records On File: 0
Revolving Line Utilization: 73.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?To pay off Dell financial, get new tires on the vehicle, Have garage doors repaired, Have rain gutters repaired.

 


 

 

 

Member Payment Dependent Notes Series 1004336

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1004336

$30,000

$30,000

15.96%

1.00%

November 8, 2011

November 9, 2016

November 9, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1004336. Member loan 1004336 was requested on October 26, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,583 / month
Current employer: USPS Debt-to-income ratio: 15.40%
Length of employment: 5 years Location: paterson, NJ
       
Home town:
Current & past employers: USPS
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 26, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1998 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,134.00 Public Records On File: 0
Revolving Line Utilization: 15.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 6    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)$2350
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?1st credit union $ 9500 9.99% $ 378 loan 1st credit union $ 3250 6.99% $ 186 loan td bank $ 17780 4.29% $ 298 car loan td bank $ 7550 6.99% loan mc $ 6750 19.99% $180 discover $ 1600 15.99% $ 50 best buy $ 825 21.99% $ 25
Which debts do you plan to pay off with this loan?all of them
What is your intended use for the loan proceeds?to pay off all my bill to start to save up four a house
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent $825 utilities $ 145 cell phone $ 102 ins $ 160 food $ 350 etc $ 200

 


 

 

 

Member Payment Dependent Notes Series 1004453

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1004453

$24,000

$24,000

17.58%

1.00%

November 8, 2011

November 9, 2016

November 9, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1004453. Member loan 1004453 was requested on October 26, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,667 / month
Current employer: Elburn Co Op Debt-to-income ratio: 13.92%
Length of employment: 2 years Location: Oregon, IL
       
Home town:
Current & past employers: Elburn Co Op
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/27/11 > We are applying for this loan to consolidate all of my bills to free ourselves from stress of having some many bills. I have a very stable job in Agriculture for over 20 years. I have been at my current job for 2 years, prior to that I was at the same company for approximately 20 years. By consolidating I will save $700.00 a month not including the amount I will be saving in interest. My goal is to be 100% debt free, including my house in 5-7 years. We can do it, just need help for the initial funding to get on a solid payment schedule. I do pay my bills on time and plan on helping others in the future do this same thing. Everyone deserves a re-start. This loan will pay off all our credit cards (currently $23,000 at over 24% interest) and $1200 in medical. We promise to cut up the cards, be responsible with debt and treat money with respect and kindness to avoid this in the future. My current monthly payments: $625 car 0% loan $1500 mortgage (included taxes and insurance) 5% 30 year fixed $120 medical 0% $100 cell phone bills (for 2 phones) $300 for home utilities Please ask any questions you wish, we are looking for a second chance. Thank you

 

A credit bureau reported the following information about this borrower member on October 26, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1993 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: 38
Revolving Credit Balance: $341.00 Public Records On File: 0
Revolving Line Utilization: 7.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My current monthly payments: $625 car 0% loan $1500 mortgage (included taxes and insurance) 5% 30 year fixed $120 medical 0% $100 cell phone bills (for 2 phones) $300 for home utilities
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My current monthly payments: $625 car 0% loan $1500 mortgage (included taxes and insurance) 5% 30 year fixed $120 medical 0% $100 cell phone bills (for 2 phones) $300 for home utilities
Which debts do you plan to pay off with this loan?We will be paying off all the credit card debt and medical with this loan. All that I will have left is house and car.... our house is at 5% fixed rate and our car is at 0%.
If you have a delinquency in the last 2 years, please explain the reason.I have had none. I am happy to answer any questions you have, please let me know.

 


 

 

 

Member Payment Dependent Notes Series 1004455

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1004455

$10,000

$10,000

7.90%

1.00%

November 3, 2011

November 9, 2014

November 9, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1004455. Member loan 1004455 was requested on October 26, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,500 / month
Current employer: Treasure Chest Casino Debt-to-income ratio: 19.07%
Length of employment: 10+ years Location: Hahnville, LA
       
Home town:
Current & past employers: Treasure Chest Casino
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/26/11 > Home Repairs

 

A credit bureau reported the following information about this borrower member on October 26, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1988 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 42 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,093.00 Public Records On File: 0
Revolving Line Utilization: 47.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Home remolding. New carpet, flooring kitchen & Bath, painting.

 


 

 

 

Member Payment Dependent Notes Series 1004462

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1004462

$18,400

$18,400

23.13%

1.00%

November 8, 2011

November 9, 2016

November 9, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1004462. Member loan 1004462 was requested on October 26, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,250 / month
Current employer: Georiga-Pacific Debt-to-income ratio: 7.86%
Length of employment: 10+ years Location: Hollister, FL
       
Home town:
Current & past employers: Georiga-Pacific
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 26, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1998 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 19 Months Since Last Delinquency: 12
Revolving Credit Balance: $5,143.00 Public Records On File: 0
Revolving Line Utilization: 42.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?well i got a loan (co-signed) for my brother(big mistake) he never paid on it so when i found out i paid it off as quickly as possable.
What is your intended use for the loan proceeds?well i got a loan (co-signed) for my brother(big mistake) he never paid on it so when i found out i paid it off as quickly as possable.
If you have a delinquency in the last 2 years, please explain the reason.More of a investment, but as soon as i sell my primary, or rent it out,it will become primary.
Is the home you are purchasing your primary residence or an investment property?both
What other sources of financing are you using to purchase the home?i got some savings and a small loan out of my401k
What is the estimated current market value of the home you intend to purchase?its a hud house worth about 84000 listed for 40000 and im going to try and get it at 30000.
Please explain the reason why you carry a large revolving credit balance.My revolving credit is about 5000 i try not to go over that
What is the estimated current market value of the home you intend to purchase?its a hud house worth about 84000 listed for 40000 and im going to try and get it at 30000.
If you have a delinquency in the last 2 years, please explain the reason.More of a investment, but as soon as i sell my primary, or rent it out,it will become primary.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)2500+ or - 200
Is the home you are purchasing your primary residence or an investment property?both
What is the estimated current market value of the home you intend to purchase?its a hud house worth about 84000 listed for 40000 and im going to try and get it at 30000.
What other sources of financing are you using to purchase the home?i got some savings and a small loan out of my401k
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?2500 give or take a few hunded
If you have a delinquency in the last 2 years, please explain the reason.More of a investment, but as soon as i sell my primary, or rent it out,it will become primary.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?2500 give or take a few hunded
Is the home you are purchasing your primary residence or an investment property?both
If you have a delinquency in the last 2 years, please explain the reason.More of a investment, but as soon as i sell my primary, or rent it out,it will become primary.
What is your intended use for the loan proceeds?well i got a loan (co-signed) for my brother(big mistake) he never paid on it so when i found out i paid it off as quickly as possable.
If you have a delinquency in the last 2 years, please explain the reason.More of a investment, but as soon as i sell my primary, or rent it out,it will become primary.
What is your intended use for the loan proceeds?well i got a loan (co-signed) for my brother(big mistake) he never paid on it so when i found out i paid it off as quickly as possable.

 


 

 

 

Member Payment Dependent Notes Series 1004545

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1004545

$4,000

$4,000

12.42%

1.00%

November 3, 2011

November 10, 2014

November 10, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1004545. Member loan 1004545 was requested on October 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,950 / month
Current employer: Mandarin Oriental Hotel Group Debt-to-income ratio: 14.26%
Length of employment: 3 years Location: Silver Spring, MD
       
Home town:
Current & past employers: Mandarin Oriental Hotel Group
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/27/11 > I would like to use my loan to pay off my 2 high interest rate credit cards. Between paying rent, utilities, student loans, cell phone, and other monthly expenses, I am finding that I am not making any progress in getting rid of this debt. I find myself making the minimal payment and feeling very frustrated! Borrower added on 10/27/11 > I would like to use my loan to pay off 2 high-interest credit cards. Between paying for rent, utilities, public transit, cell phone, and student loans (among other expenses), I am finding it difficult to make any progress in paying off my credit cards. It's a bit frustrating :(

 

A credit bureau reported the following information about this borrower member on October 26, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2003 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: 78
Revolving Credit Balance: $3,845.00 Public Records On File: 0
Revolving Line Utilization: 96.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1004670

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1004670

$12,350

$12,350

14.27%

1.00%

November 7, 2011

November 9, 2016

November 9, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1004670. Member loan 1004670 was requested on October 26, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,917 / month
Current employer: Assured Document Management Debt-to-income ratio: 22.72%
Length of employment: 1 year Location: Henderson, NV
       
Home town:
Current & past employers: Assured Document Management
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/26/11 > I'm paying off a Lending Club Loan that I already have and paying medical expenses incurred in the last year.

 

A credit bureau reported the following information about this borrower member on October 26, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2000 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,493.00 Public Records On File: 0
Revolving Line Utilization: 41.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1004685

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1004685

$5,500

$5,500

12.69%

1.00%

November 4, 2011

November 10, 2014

November 10, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1004685. Member loan 1004685 was requested on October 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,000 / month
Current employer: City of San Francisco Debt-to-income ratio: 3.04%
Length of employment: 4 years Location: San Bruno, CA
       
Home town:
Current & past employers: City of San Francisco
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/27/11 > I plan to use the entire amount of this loan to pay off a high-interest credit card. Since less money will be eaten up by interest, I can pay more towards the principle and get the full amount paid off quicker. I have had continuous employment for more than 11 years now and currently work in government and my job is very stable. Thank you for your consideration and time.

 

A credit bureau reported the following information about this borrower member on October 26, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1993 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: 39
Revolving Credit Balance: $7,792.00 Public Records On File: 0
Revolving Line Utilization: 12.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I will use the loan to pay off my high-interest credit card. This will allow me to put more money towards the principle rather than have it eaten up by interest.

 


 

 

 

Member Payment Dependent Notes Series 1004695

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1004695

$7,450

$7,450

12.69%

1.00%

November 4, 2011

November 15, 2014

November 15, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1004695. Member loan 1004695 was requested on November 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,917 / month
Current employer: HUB International Insurance Services Debt-to-income ratio: 6.61%
Length of employment: 1 year Location: Denver, CO
       
Home town:
Current & past employers: HUB International Insurance Services
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 29, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1973 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 40 Months Since Last Delinquency: 40
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1004741

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1004741

$7,000

$7,000

16.77%

1.00%

November 3, 2011

November 10, 2014

November 10, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1004741. Member loan 1004741 was requested on October 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,000 / month
Current employer: New American Mortgage Debt-to-income ratio: 16.94%
Length of employment: 2 years Location: richmond, VA
       
Home town:
Current & past employers: New American Mortgage
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 27, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1995 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: n/a
Revolving Credit Balance: $106,307.00 Public Records On File: 0
Revolving Line Utilization: 98.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Escrows are included in the first mortgage payment of roughly 1345.00 - that's taxes and insurance.
Please explain the reason why you carry a large revolving credit balance.I have had to do so since a separation. I have now released the investment property to the Ex and will pay off revolving accounts in 12 months. Average paycheck last 3 months is more than enough to accomplish this. Thanks for your consideration
Please explain the reason why you carry a large revolving credit balance.I have had to do so since a separation. I have now released the investment property to the Ex and will pay off revolving accounts in 12 months. Average paycheck last 3 months is more than enough to accomplish this. Thanks for your consideration
Please explain the reason why you carry a large revolving credit balance.I have had to do so since a separation. I have now released the investment property to the Ex and will pay off revolving accounts in 12 months. Average paycheck last 3 months is more than enough to accomplish this. Thanks for your consideration
Please explain the reason why you carry a large revolving credit balance.I have had to do so since a separation. I have now released the investment property to the Ex and will pay off revolving accounts in 12 months. Average paycheck last 3 months is more than enough to accomplish this. Thanks for your consideration
Please explain the reason why you carry a large revolving credit balance.I have had to do so since a separation. I have now released the investment property to the Ex and will pay off revolving accounts in 12 months. Average paycheck last 3 months is more than enough to accomplish this. Thanks for your consideration

 


 

 

 

Member Payment Dependent Notes Series 1004851

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1004851

$20,000

$20,000

19.42%

1.00%

November 7, 2011

November 10, 2016

November 10, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1004851. Member loan 1004851 was requested on October 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,250 / month
Current employer: Seacore Holding Inc Debt-to-income ratio: 23.82%
Length of employment: < 1 year Location: Slidell, LA
       
Home town:
Current & past employers: Seacore Holding Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/29/11 > Debt consolidation Pay my dills on time Monthly budget $3000 Job is stable Company has been around for a while

 

A credit bureau reported the following information about this borrower member on October 27, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1995 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: 68
Revolving Credit Balance: $40,882.00 Public Records On File: 0
Revolving Line Utilization: 55.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.No delinquency in the pass two years.
Please explain the reason why you carry a large revolving credit balance.my credit card was use to help rebuild my home after hurricane katrina in anticipation of receiving funds form the Road Home program. Road Home is a Government funded program to help the citizen of Louisiana rebuild after the devastating hurricane,I was not qualified though my loses was 100%
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Dillards credit card balance 2,046.00 interest rate 22.99% monthly payment 86.00 Bust Buy credit card balance 1,288.96 interest rate 29.24% monthly payment 89.00 Well Fargo credit card balance 3,047.73 interest rate 23.9% monthly payment 116.85 GE Money credit card balance 1,733.48 interest rate 27.99% monthly payment 106.06 JC penney credit card balance 1,272.57 interest rate 26.99% monthly payment 61.00 Home depot credit card balance 9001.71 interest rate 29% monthly payment 322.00

 


 

 

 

Member Payment Dependent Notes Series 1004908

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1004908

$7,575

$7,575

6.62%

1.00%

November 2, 2011

November 10, 2014

November 10, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1004908. Member loan 1004908 was requested on October 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $1,800 / month
Current employer: n/a Debt-to-income ratio: 23.89%
Length of employment: 6 years Location: Chula, GA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/27/11 > Working towards becoming debt free. Borrower added on 10/28/11 > As you can see by my credit report, I always pay my bills on time and I have a long standing credit history. The interest rate here is 2% lower than my bank offered me.

 

A credit bureau reported the following information about this borrower member on October 27, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1998 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,050.00 Public Records On File: 0
Revolving Line Utilization: 58.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.Family member was diagnosed with untreatable cancer and wanted to try alternative treatments. 2 months of living out of state and staying in motels, as well as several round trip airplane tickets. Amounted added up quickly.

 


 

 

 

Member Payment Dependent Notes Series 1004936

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1004936

$11,200

$11,200

14.65%

1.00%

November 8, 2011

November 11, 2016

November 11, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1004936. Member loan 1004936 was requested on October 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: n/a Debt-to-income ratio: 4.97%
Length of employment: 4 years Location: Garnett Valley, PA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/28/11 > I have owned and operated a Landscape design and maintenance company for 4 years. I am looking to expand by acquiring another company, which includes there assets and inventory as well as their client base. The company has net profits of $100,000 annually. My current business does $500,000 in sales per year and has the capacity to take on all new clients from the newly acquired business. Borrower added on 10/29/11 > The inverntory is valued at $138,000 and can easily be liquidated. Borrower added on 10/29/11 > The funding will be used to make sure I have the correct infastructure to maintain growth and operate efficiently.

 

A credit bureau reported the following information about this borrower member on October 27, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2002 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: 50
Revolving Credit Balance: $9,309.00 Public Records On File: 0
Revolving Line Utilization: 36.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?The loan proceeds will be used for additional infastructure to protect my investment. The company, inventory, and current infastructure have been purchased. I need the proceeds for deer fencing, water filtration system, hoop houses, and other materials needed to properly build a successful nursery. Some of the money will also be used to purchase additional inventory on sale as a lot of the current stock is already sold for jobs upcoming in the spring

 


 

 

 

Member Payment Dependent Notes Series 1005145

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1005145

$12,000

$12,000

19.91%

1.00%

November 3, 2011

November 10, 2016

November 10, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1005145. Member loan 1005145 was requested on October 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,417 / month
Current employer: ODOT Debt-to-income ratio: 8.86%
Length of employment: 2 years Location: Albany, OR
       
Home town:
Current & past employers: ODOT
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 27, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1994 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 36 Months Since Last Delinquency: 22
Revolving Credit Balance: $9,562.00 Public Records On File: 0
Revolving Line Utilization: 97.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Mortgage $1369.00 ins. and taxes included Utilities $400.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$10,000 total credit card balance from 3 cards. Payment is $330.00 per month
Which debts do you plan to pay off with this loan?The $10,000 3 credit cards to consolidate to one loan with a lower payment.
If you have a delinquency in the last 2 years, please explain the reason.I have not had a delinquency in the last 2 years.
What is your intended use for the loan proceeds?I have 3 credit cards that I want to consolidate into one lower payment. It will make it easier to have one payment drafted from my account instead of using bill pay to pay 3 accounts. The lower monthly payment was attractive as well. Thank you.

 


 

 

 

Member Payment Dependent Notes Series 1005146

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1005146

$17,175

$17,175

18.25%

1.00%

November 8, 2011

November 14, 2016

November 14, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1005146. Member loan 1005146 was requested on October 31, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,000 / month
Current employer: William C. Smith + Co. Debt-to-income ratio: 10.75%
Length of employment: 4 years Location: Arlington, VA
       
Home town:
Current & past employers: William C. Smith + Co.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/01/11 > Down payment for home purchase

 

A credit bureau reported the following information about this borrower member on October 28, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1998 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,068.00 Public Records On File: 0
Revolving Line Utilization: 96.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What other sources of financing are you using to purchase the home?I'm planning to go with either a 15-year or 30-year fixed rate mortgage for the other main source of funds.

 


 

 

 

Member Payment Dependent Notes Series 1005168

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1005168

$35,000

$35,000

7.90%

1.00%

November 2, 2011

November 10, 2014

November 10, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1005168. Member loan 1005168 was requested on October 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,917 / month
Current employer: Sikorsky Aircraft Debt-to-income ratio: 8.79%
Length of employment: 6 years Location: Wallingford, CT
       
Home town:
Current & past employers: Sikorsky Aircraft
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 27, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1995 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 52 Months Since Last Delinquency: n/a
Revolving Credit Balance: $31,636.00 Public Records On File: 0
Revolving Line Utilization: 17.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?CITI card $22K, BOA card $5,700, BECU line of credit $3,700 and Chase $3500.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?CTIT Credit Card 22K @ 0% turning to 13.99% BOA Credit Card 5.7K @ 0% turing to 9.9% BECU line of Credit $3700 @ 8% Chase Credit Card $6,600 @ 4% Chase Credit Crad @ 3,500 @ 5%
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)$1500
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage $1500 Gas $200 Cell $130 Insurance $100 Food $200
Please explain the reason why you carry a large revolving credit balance.Bought a new 2008 Triumph 190 Bay Boat $27K in 2009 Bought a $18K Timeshare from Bluegreen in 2009 Took a vacation to the Caribbean in February

 


 

 

 

Member Payment Dependent Notes Series 1005792

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1005792

$10,000

$10,000

6.03%

1.00%

November 8, 2011

November 10, 2014

November 10, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1005792. Member loan 1005792 was requested on October 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,000 / month
Current employer: n/a Debt-to-income ratio: 10.00%
Length of employment: n/a Location: San Marcos, CA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 27, 2011:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 03/1982 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,795.00 Public Records On File: 0
Revolving Line Utilization: 24.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1005837

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1005837

$8,000

$8,000

6.62%

1.00%

November 2, 2011

November 10, 2014

November 10, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1005837. Member loan 1005837 was requested on October 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: First Baptist Church of OB Debt-to-income ratio: 15.96%
Length of employment: 4 years Location: San Diego, CA
       
Home town:
Current & past employers: First Baptist Church of OB
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 27, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2001 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 28 Months Since Last Delinquency: 22
Revolving Credit Balance: $6,639.00 Public Records On File: 0
Revolving Line Utilization: 35.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.To the best of my knowledge, I do not have a delinquency posted to my account. There was an unresolved insurance issue this time last year, that I believe was resolved without any effect to my credit.
Please explain the reason why you carry a large revolving credit balance.The large credit balance is due to an unexpected funeral of a loved one. I want to pay off this credit as fast as possible and this was the most efficient way to do so!

 


 

 

 

Member Payment Dependent Notes Series 1005865

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1005865

$9,400

$9,400

21.67%

1.00%

November 4, 2011

November 10, 2016

November 10, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1005865. Member loan 1005865 was requested on October 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $5,000 / month
Current employer: R & R Auto Group Debt-to-income ratio: 13.26%
Length of employment: < 1 year Location: Frisco, TX
       
Home town:
Current & past employers: R & R Auto Group
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/27/11 > I will be using this loan to pay off credit card debt, an auto loan, and for home renovations.

 

A credit bureau reported the following information about this borrower member on October 27, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2000 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 5 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,077.00 Public Records On File: 0
Revolving Line Utilization: 79.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The loan will be used to pay $6400 of credit card debt. The remaining $2000 will be used to pay down an auto loan.

 


 

 

 

Member Payment Dependent Notes Series 1005884

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1005884

$10,375

$10,375

11.71%

1.00%

November 7, 2011

November 17, 2014

November 17, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1005884. Member loan 1005884 was requested on November 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,831 / month
Current employer: carson supply Debt-to-income ratio: 19.52%
Length of employment: 10+ years Location: spring, TX
       
Home town:
Current & past employers: carson supply
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/04/11 > I plan to use this to pay off my credit cards and close them, I always pay on time and more then the minimum. This will free up my budget and help me make my way to better credit history. I have been at my job for 10+ years and I am making advancements within the company.

 

A credit bureau reported the following information about this borrower member on October 27, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1999 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $24,384.00 Public Records On File: 0
Revolving Line Utilization: 77.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Pay off my credit cards and close them so I won't have any debt.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent is 1100, car is paid off,utilities are around 200 and food is about the same. All spread through out the month. Insurance is 42 a month.

 


 

 

 

Member Payment Dependent Notes Series 1005932

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1005932

$12,000

$12,000

15.27%

1.00%

November 2, 2011

November 10, 2014

November 10, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1005932. Member loan 1005932 was requested on October 27, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,083 / month
Current employer: GEICO Debt-to-income ratio: 23.39%
Length of employment: 5 years Location: Honolulu, HI
       
Home town:
Current & past employers: GEICO
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/27/11 > Consolidating credit card debt

 

A credit bureau reported the following information about this borrower member on October 27, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1989 Delinquent Amount: $0.00
Open Credit Lines: 22 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 39 Months Since Last Delinquency: n/a
Revolving Credit Balance: $32,025.00 Public Records On File: 0
Revolving Line Utilization: 50.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My living expenses amount to approximately $1,400.
Please explain the reason why you carry a large revolving credit balance.Over the years I overspent on things where I live.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Card balances total over $20,000 and student loans are over $80,000. Currently my Consolidated student loan is in forbearance. I intend to pay my credit card balances down with this loan.
Which debts do you plan to pay off with this loan?I intend to pay down my credit card balances with this loan
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I plan on paying high interest cards off first.

 


 

 

 

Member Payment Dependent Notes Series 1005967

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1005967

$15,000

$15,000

9.91%

1.00%

November 3, 2011

November 11, 2014

November 11, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1005967. Member loan 1005967 was requested on October 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,917 / month
Current employer: UAB Hospital Debt-to-income ratio: 20.88%
Length of employment: 10+ years Location: talladega, AL
       
Home town:
Current & past employers: UAB Hospital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 28, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1992 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 62 Months Since Last Delinquency: 9
Revolving Credit Balance: $6,802.00 Public Records On File: 0
Revolving Line Utilization: 47.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.Had a problem with a change in account number with Nissan last winter. I was sending my payment to the wrong place. Got it straightened out.

 


 

 

 

Member Payment Dependent Notes Series 1005982

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1005982

$12,000

$12,000

13.49%

1.00%

November 4, 2011

November 15, 2014

November 15, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1005982. Member loan 1005982 was requested on November 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $10,417 / month
Current employer: Modis Debt-to-income ratio: 13.18%
Length of employment: < 1 year Location: Lawrenceville, NJ
       
Home town:
Current & past employers: Modis
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on November 1, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2000 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: n/a
Revolving Credit Balance: $46,286.00 Public Records On File: 0
Revolving Line Utilization: 69.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.i was out of job for year, and i bought a business. But with the economy and job market my sales kept dropping and i had to feed more money to business for upgrades and stuff. I have paid off quite a lot of portion of my debt, but banks also shrinked my limit with balance, and now the ratio looks very bad.

 


 

 

 

Member Payment Dependent Notes Series 1006032

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1006032

$15,000

$15,000

6.03%

1.00%

November 2, 2011

November 11, 2014

November 11, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1006032. Member loan 1006032 was requested on October 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $10,833 / month
Current employer: Eze Castle Software Debt-to-income ratio: 2.23%
Length of employment: < 1 year Location: lexington, MA
       
Home town:
Current & past employers: Eze Castle Software
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/28/11 > I will be using this money to repay a 401K Loan. Thank you! Borrower added on 10/28/11 > This loan was originally taken because I had to take a loss when I sold my house across country. The original balance was 46K and now down to the last 15K. We are working hard to be debt free by the end of 2012 and purchase another home.

 

A credit bureau reported the following information about this borrower member on October 28, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1999 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Hi, I have a 401k loan that would like to pay off. I dont like the risk associated with this type of loan since if I leave my job I would have to take it as a withdrawal.

 


 

 

 

Member Payment Dependent Notes Series 1006070

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1006070

$35,000

$35,000

12.42%

1.00%

November 7, 2011

November 11, 2014

November 11, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1006070. Member loan 1006070 was requested on October 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $15,417 / month
Current employer: n/a Debt-to-income ratio: 8.90%
Length of employment: n/a Location: Ingleside, TX
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/28/11 > This loan is for purchasing "buy and hold" rental investment properties with $25,000 of my own money already invested. My company has a retired seasoned real estate agent with 20 years of extensive real estate experience available for consultation and an accountant and financial advisor on call for business planning and development as well as for tax planning. The area I am investing in has seen stability and growth throughout a time where others are facing hard economic times and is seeing new businesses and jobs being created daily. Due to many factors, buyers are few but renters are abundant which presents a wonderful investment opportunity. Thank you for looking at the opportunity to invest in my loan and if you have any questions, please ask and I will promptly respond. My hours are usually from 8 a.m. - 5 p.m. but in business ownership and real estate I understand the need to be available as needed.

 

A credit bureau reported the following information about this borrower member on October 28, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2005 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,232.00 Public Records On File: 0
Revolving Line Utilization: 34.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please describe your experience/familiarity with the business you are starting/started?I have 20 years experience in the real estate industry as an agent assisting others in researching, purchasing and leasing residential real estate and some commercial real estate. I have also been investing in, living in and selling my own properties privately the last 6 years. If you have any other questions, please feel free to ask and thank you for your interest.
Please explain the reason why you carry a large revolving credit balance.My credit card actually has a $35,000 limit on it but I don't want to use the full amount. I travel a lot for business, have used it for some work related expenses and try to keep some balance on the card for positive credit purposes. I am currently in the process of selling one of my assets to pay the card down to about $2,000 and have been paying off anything I put on the card each month. If you have any other questions please feel free to ask and thank you for your interest.
Can you provide some high level financials on the monthly costs / revenue of your business?As of now and what I have estimated for the next year, my only costs are the repayment of this loan should it be funded, down payments on properties I purchase (which will actually be equity), closing costs, payments on any properties I purchase, any possible repairs needed and miscellaneous office supplies. All my computers, software, office equipment, phones etc. are paid off. At this point, I have very little revenue but expect, over the next two to three months, to have approximately $1,800 or more each month received in rents. By keeping my overhead as low as possible and reinvesting more of my own money along with this loan, if it is funded, and the working relationship I have with our local bank, I expect to purchase approximately 5-6 properties within the next 12 months. Each of these properties should rent for approximately $900 per month but that is the low end estimate. Rentals do not stay on the market for very long so I do not expect a high vacancy rate. I do have my own income to use monthly as more capital investment that supports all expenses for this business over the next year even without any rents and extra capital investment for investment purposes. Some of the business money (approximately $5,000) is going to be used to build business credit as this is a new business. If you have any other questions please feel free to ask and thank you for your interest.
What do you project your monthly revenues for the first 6 months to be?Being a new business, I have little revenue but I also have little overhead. In the next 2-3 months I expect approximately $1,800 in rents per month and at the end of 6 months I expect $3,600 per month in rents. I have income to use as more capital investment for the business that will cover all expenses over the next year even without rents and I have more capital investment over the next year to invest in more properties. If you have any other questions please feel free to ask and thank you for your interest.

 


 

 

 

Member Payment Dependent Notes Series 1006073

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1006073

$6,000

$6,000

6.03%

1.00%

November 3, 2011

November 11, 2014

November 11, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1006073. Member loan 1006073 was requested on October 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $12,500 / month
Current employer: Underwriters Laboratories Debt-to-income ratio: 8.10%
Length of employment: 10+ years Location: Northbrook, IL
       
Home town:
Current & past employers: Underwriters Laboratories
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 28, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1983 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 38 Months Since Last Delinquency: 72
Revolving Credit Balance: $10,890.00 Public Records On File: 0
Revolving Line Utilization: 15.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Replacing a bay window on my house
Is the improvement to your primary residence or an investment property?Primary resident

 


 

 

 

Member Payment Dependent Notes Series 1006108

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1006108

$6,400

$6,400

7.90%

1.00%

November 2, 2011

November 14, 2014

November 14, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1006108. Member loan 1006108 was requested on October 31, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,250 / month
Current employer: n/a Debt-to-income ratio: 12.87%
Length of employment: n/a Location: dixon, IL
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/01/11 > This loan will repay debts incured on a roof replacement on my residence, I borrowed from HFC, wells fargo and relatives to cover this expense. I just finished paying reale state taxes, property insurance when this event happened. I only had 1/2 of the amount needed in my savings. so i borrowed the rest. My monthly income is ample to cover the repayment of this loan in a short period of time.

 

A credit bureau reported the following information about this borrower member on October 29, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1994 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,799.00 Public Records On File: 0
Revolving Line Utilization: 58.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1006114

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1006114

$7,600

$7,600

15.27%

1.00%

November 3, 2011

November 11, 2014

November 11, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1006114. Member loan 1006114 was requested on October 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,750 / month
Current employer: Darden - Red Lobster Debt-to-income ratio: 23.78%
Length of employment: 2 years Location: Miami, FL
       
Home town:
Current & past employers: Darden - Red Lobster
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/28/11 > It will mainly used for debt consolidation (to clear all credit card balances) and also to renew partially my bedroom.

 

A credit bureau reported the following information about this borrower member on October 28, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1998 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,693.00 Public Records On File: 0
Revolving Line Utilization: 53.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Mainly to pay out the balances on my credit cards (debt consolidation), and to also buy a new TV and a new computer for my bedroom. If you have any other questions don't hesitate to ask. Thanks for the interest!
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I will allocate approximately 85% of the loan to pay the full balance on all of my credit cards (Citibank, Bank of America, JCPenney, Macy's, Old Navy, Capital One, Office Depot) and the rest of the money I will use to buy a new TV and a new computer for my bedroom. If you have any other questions, don't hesitate to ask. Thanks for the interest!
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: $0 (paid by somebody else) - Transportation: About $50 (variable, public transport) - Utilities, phone and insurance: $0 (paid by somebody else) - Food: $100-150 (partially paid by somebody else) - Others: About $200 (variable). Thanks for the interest!

 


 

 

 

Member Payment Dependent Notes Series 1006119

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1006119

$12,600

$12,600

10.65%

1.00%

November 7, 2011

November 11, 2016

November 11, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1006119. Member loan 1006119 was requested on October 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,598 / month
Current employer: Wyandot Incorporated Debt-to-income ratio: 19.36%
Length of employment: 10+ years Location: Bucyrus, OH
       
Home town:
Current & past employers: Wyandot Incorporated
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/30/11 > The funds will be used to pay off credit card debt of higher interest. I am a credit worthy borrower that will make good on my debt. My purpose is to wrap this debt up in 5 years and be done with credit cards except one for emergencies. I have been at my current employer for 12 years and my job is stable. The payment for this loan fits into my budget, still leaving all my other budgeted accounts alone, while still allowing me to contribute to my savings account as well. This will be the last step in being free from these credit cards, leaving me free from them. Thanks for looking at investing in my loan. I appreciate your help to aid us into just one step closer to becoming free from these credit cards.

 

A credit bureau reported the following information about this borrower member on October 28, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1995 Delinquent Amount: $0.00
Open Credit Lines: 22 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 59 Months Since Last Delinquency: n/a
Revolving Credit Balance: $23,020.00 Public Records On File: 0
Revolving Line Utilization: 30.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Two credit cards both at 16.99%. One has a $7500 balance and the other is $4600. Payments are $100 and $50 respectively for those two. My mortgage balance is $67,300 and payment is $498. Two vehicle loans $7300 and $8900, $214 and $252 for their payments at 7.99%.
Please explain the reason why you carry a large revolving credit balance.Took me a second to figure out what you were referring to. Earlier this year, my credit union consolidated much of my credit card debt through a HELOC at a very low interest rate. I consolidated as much as I could through that line of credit.

 


 

 

 

Member Payment Dependent Notes Series 1006158

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1006158

$2,100

$2,100

7.51%

1.00%

November 7, 2011

November 11, 2014

November 11, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1006158. Member loan 1006158 was requested on October 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $667 / month
Current employer: n/a Debt-to-income ratio: 7.50%
Length of employment: n/a Location: Bronx, NY
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 28, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1999 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 6 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,127.00 Public Records On File: 0
Revolving Line Utilization: 10.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My rent is 500, BUT I only pay 300. Govt vouchers are used for all other expenses..
Please explain the reason why you carry a large revolving credit balance.credit balance is only about $800, which will be paid in full in the coming months...
Please provide general details of the cost of your vacation.Flights/hotel/car rental all comes out to about $1200. Remaining funds will be used as expense money
Please provide general details of the cost of your vacation.Flights/hotel/car rental all comes out to about $1200. Remaining funds will be used as expense money
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My rent is 500, BUT I only pay 300. Govt vouchers are used for all other expenses..
Please provide general details of the cost of your vacation.Flights/hotel/car rental all comes out to about $1200. Remaining funds will be used as expense money

 


 

 

 

Member Payment Dependent Notes Series 1006236

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1006236

$8,000

$8,000

14.27%

1.00%

November 2, 2011

November 11, 2014

November 11, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1006236. Member loan 1006236 was requested on October 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,000 / month
Current employer: Nova Southeastern University Debt-to-income ratio: 7.30%
Length of employment: 6 years Location: Fort lauderdale, FL
       
Home town:
Current & past employers: Nova Southeastern University
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/28/11 > To make debt payment one payment a month with lower interest rate.

 

A credit bureau reported the following information about this borrower member on October 28, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2002 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 10 Months Since Last Delinquency: 22
Revolving Credit Balance: $1,287.00 Public Records On File: 0
Revolving Line Utilization: 16.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.I have not had a delinquency in the last two years.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Rent $500 Utilities $75
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Rent $500 Utilities $75
Which debts do you plan to pay off with this loan?Rent $500 Utilities $75

 


 

 

 

Member Payment Dependent Notes Series 1006259

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1006259

$2,500

$2,500

11.71%

1.00%

November 3, 2011

November 11, 2014

November 11, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1006259. Member loan 1006259 was requested on October 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,300 / month
Current employer: n/a Debt-to-income ratio: 1.48%
Length of employment: 2 years Location: FT LAUDERDALE, FL
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/28/11 > I am buying a motorcycle and do have the cash to do it outright but i want to build more credit. my credit is perfect and im a little crazy about it staying that way. i recently had another loan on a bike which was paid off about two months ago.

 

A credit bureau reported the following information about this borrower member on October 28, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2007 Delinquent Amount: $0.00
Open Credit Lines: 2 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 3 Months Since Last Delinquency: n/a
Revolving Credit Balance: $376.00 Public Records On File: 0
Revolving Line Utilization: 28.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)I live at home so all i pay is the electric bill. other than that i have two credit cards one recently paid off and the other i use and pay regularly.
What is your intended use for the loan proceeds?I plan to buy a motorcycle. I do currently have the cash to buy the bike outright but i like to build credit. I recently had another loan out for another motorcycle which was paid off about 2 months ago.
What is your intended use for the loan proceeds?I plan to buy a motorcycle. I do currently have the cash to buy the bike outright but i like to build credit. I recently had another loan out for another motorcycle which was paid off about 2 months ago.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?my expenses in full come to around 600 to 800 a month. I live at home so i dont have to pay for much.

 


 

 

 

Member Payment Dependent Notes Series 1006291

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1006291

$10,000

$10,000

11.71%

1.00%

November 3, 2011

November 13, 2014

November 13, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1006291. Member loan 1006291 was requested on October 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $15,000 / month
Current employer: Cliffs Natural Resources Debt-to-income ratio: 14.75%
Length of employment: 10+ years Location: Avon Lake, OH
       
Home town:
Current & past employers: Cliffs Natural Resources
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 28, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1989 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: 54
Revolving Credit Balance: $62,571.00 Public Records On File: 0
Revolving Line Utilization: 78.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.We have had some emergencies in the past year, along with moving expenses from the last 3 years ( we have moved twice in three years to do job promotions.) I will be eligible to recieve my stock options from the company I am employed with in Feb of 2012 and will be able to pay off a large portion if not all of our revolving debt at that time.

 


 

 

 

Member Payment Dependent Notes Series 1006327

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1006327

$4,500

$4,500

13.49%

1.00%

November 2, 2011

November 12, 2016

November 12, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1006327. Member loan 1006327 was requested on October 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,100 / month
Current employer: Sprint Debt-to-income ratio: 18.16%
Length of employment: 1 year Location: Sanford, FL
       
Home town:
Current & past employers: Sprint
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/29/11 > I plan on using the funds on means of transportation. Due to rising gas costs a more fuel efficient vehicle is required. What makes me a good borrower is the fact that I am responsible and I know the importance of good credit. My monthly budget is always in order, never spending more than I make and saving a good portion. Before my job now at Sprint I worked for Chase bank for two year. I know the in's and out's of money management. So I will defiantly be a responsible borrower. The job I am currently working is very stable and lucrative. Borrower added on 10/30/11 > If anyone has any questions feel free to ask. I would also like to thank all the current investors. I would like to have funding within the next three business days.

 

A credit bureau reported the following information about this borrower member on October 29, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2005 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 27 Months Since Last Delinquency: 15
Revolving Credit Balance: $3,102.00 Public Records On File: 0
Revolving Line Utilization: 23.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What type of vehicle are you buying (make, model, year, mileage and condition)?The type of vehicle I am buying is a motorcycle. Its a small sports bike that I will be using for transportation. I will be attending college next year and I work so it will be basically used to get from point a to point b. The bike is a kawasaki zxr 6, 2007, used but in mint condition, with 6000 miles. Ebay sent me to the lending club for financing and for some reason the website classified it as car financing. I really hope to get the funds within the next few days.
If you have a delinquency in the last 2 years, please explain the reason.None, never late on anything.

 


 

 

 

Member Payment Dependent Notes Series 1006371

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1006371

$5,000

$5,000

6.03%

1.00%

November 2, 2011

November 11, 2014

November 11, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1006371. Member loan 1006371 was requested on October 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,333 / month
Current employer: Capital Markets Debt-to-income ratio: 2.40%
Length of employment: 5 years Location: San Francisco, CA
       
Home town:
Current & past employers: Capital Markets
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/28/11 > My American Express credit card interest rate is increasing it's low APR to a high interest rate in the mid 20% range, for no reason or fault of my own, other than that the bank's window of low apr is now over and they have the ability to raise my rate. I have no other credit card debt. I have no car payments (or significant liabilities). I have very low expenses and thus, this loan is very, very low risk to any lenders. My debt to income ratio is 6/100, and as I said earlier, I have essentially no liabilities other than house bills and cell phone. I could pay this credit card in full today using savings but also like to have a surpluss of cash savings to cover living expenses = to 8x months in the bank. I simply want to lower my monthly payment by paying off my credit card debt with a lower cost of lencing club capital. Thanks.

 

A credit bureau reported the following information about this borrower member on October 28, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1996 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,930.00 Public Records On File: 0
Revolving Line Utilization: 14.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1006398

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1006398

$12,000

$12,000

12.42%

1.00%

November 4, 2011

November 11, 2016

November 11, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1006398. Member loan 1006398 was requested on October 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,333 / month
Current employer: Kaiser Permanente Debt-to-income ratio: 23.78%
Length of employment: 4 years Location: Oakland, CA
       
Home town:
Current & past employers: Kaiser Permanente
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 28, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1998 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $26,675.00 Public Records On File: 0
Revolving Line Utilization: 87.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I pay $500 a month toward my American Express balance of 22k at a 9.99% interest rate. I have three store credit cards that I plan to close, but the balance on those cards is small (Gap-- $200 at 18%, Victoria's secret-- $150 at 23%). My mortgage is $759.00 a month at a 5% fixed apr.
Which debts do you plan to pay off with this loan?I plan to pay three small credit balances (three store cards) and my American Express will get remainder of the money.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I pay $500 a month toward my American Express balance of 22k at a 9.99% interest rate. I have three store credit cards that I plan to close, but the balance on those cards is small (Gap-- $200 at 18%, Victoria's secret-- $150 at 23%). My mortgage is $759.00 a month at a 5% fixed apr.
Please explain the reason why you carry a large revolving credit balance.My American Express card is probably the credit balance you're referring to and I plan to use a portion of this loan to pay that balance down.
What is your intended use for the loan proceeds?I plan to pay off my small credit card balances and close those accounts. I'm going to apply the remaining money to reduce my american express bill.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage: $759.84 Utilities: $300 (h20, garbage, electricity) Phone/Cable package: $200 Credit card debt: $600 Food:$400 Gas: $200
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I pay $500 a month toward my American Express balance of 22k at a 9.99% interest rate. I have three store credit cards that I plan to close, but the balance on those cards is small (Gap-- $200 at 18%, Victoria's secret-- $150 at 23%). My mortgage is $759.00 a month at a 5% fixed apr.
Please explain the reason why you carry a large revolving credit balance.My American Express card is probably the credit balance you're referring to and I plan to use a portion of this loan to pay that balance down.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I pay $500 a month toward my American Express balance of 22k at a 9.99% interest rate. I have three store credit cards that I plan to close, but the balance on those cards is small (Gap-- $200 at 18%, Victoria's secret-- $150 at 23%). My mortgage is $759.00 a month at a 5% fixed apr.

 


 

 

 

Member Payment Dependent Notes Series 1006430

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1006430

$3,000

$3,000

7.90%

1.00%

November 3, 2011

November 12, 2014

November 12, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1006430. Member loan 1006430 was requested on October 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,000 / month
Current employer: RAFFERTY SUBARU Debt-to-income ratio: 0.19%
Length of employment: < 1 year Location: GLENOLDEN, PA
       
Home town:
Current & past employers: RAFFERTY SUBARU
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/29/11 > loan is for a 2010 Kawasaki (a.c.v. $6800.)

 

A credit bureau reported the following information about this borrower member on October 29, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1996 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 14 Months Since Last Delinquency: 9
Revolving Credit Balance: $25.00 Public Records On File: 0
Revolving Line Utilization: 0.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1006564

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1006564

$14,675

$14,675

19.42%

1.00%

November 8, 2011

November 11, 2016

November 11, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1006564. Member loan 1006564 was requested on October 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,208 / month
Current employer: Dr Pepper Snapple Group Debt-to-income ratio: 22.66%
Length of employment: 1 year Location: Bridgeport, CT
       
Home town:
Current & past employers: Dr Pepper Snapple Group
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/28/11 > I will use the loan to consolidate debt.

 

A credit bureau reported the following information about this borrower member on October 28, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1998 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: 37
Revolving Credit Balance: $24,520.00 Public Records On File: 0
Revolving Line Utilization: 93.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$400 rent
Which debts do you plan to pay off with this loan?Loans with higher interest rates first

 


 

 

 

Member Payment Dependent Notes Series 1006607

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1006607

$12,600

$12,600

12.69%

1.00%

November 7, 2011

November 11, 2016

November 11, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1006607. Member loan 1006607 was requested on October 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,382 / month
Current employer: ING US Financial Debt-to-income ratio: 18.04%
Length of employment: 10+ years Location: New York, NY
       
Home town:
Current & past employers: ING US Financial
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/31/11 > After meeting with a Certified Financial Planner to address the best way to pay off old credit card debt and a 401k loan - he recommended Lending Club. I have worked for the same financial institution for over 14 years and am deemed credit worthy. I do not anticipate any issue with employment. After discussions/calculations with the planner it was determined that this process was best suited for my situation as I am serious about debt reduction. Borrower added on 11/03/11 > If this loan is approved, the loan against my 401k will be paid off in total and an old Discover credit card balance will be reduced. I am taking measures to ensure debt reduction is the priority and will hopefully continue this course working with a CFP for a better future.

 

A credit bureau reported the following information about this borrower member on October 28, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1986 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $33,845.00 Public Records On File: 0
Revolving Line Utilization: 80.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?payback loan against 401k
Please explain the reason why you carry a large revolving credit balance.old credit card debt and a 401k loan
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?67% of this loan will pay off (in total) a loan against a 401k Remainder will go towards reducing a balance for an old Discover credit card account

 


 

 

 

Member Payment Dependent Notes Series 1006616

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1006616

$12,000

$12,000

18.64%

1.00%

November 7, 2011

November 11, 2016

November 11, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1006616. Member loan 1006616 was requested on October 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: U.S. Government Debt-to-income ratio: 13.74%
Length of employment: 2 years Location: Moncks Corner, SC
       
Home town:
Current & past employers: U.S. Government
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/28/11 > Pay off a very high interest loan and also repair main vehicle.

 

A credit bureau reported the following information about this borrower member on October 28, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1993 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: 24
Revolving Credit Balance: $9,913.00 Public Records On File: 0
Revolving Line Utilization: 96.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)$1288/month...tax and insurance included
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Paying off a loan that has extremely high interest and also to get my vehicle fixed.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Utilities Approx. Total per Month (including Elec. Gas. and Water) $240-$300 Phone $100per month Gas for Transportation $20/week
Please explain the reason why you carry a large revolving credit balance.I use them regularly and pay payment on time to try and keep good on the credit for them.

 


 

 

 

Member Payment Dependent Notes Series 1006618

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1006618

$15,125

$15,125

13.49%

1.00%

November 8, 2011

November 11, 2016

November 11, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1006618. Member loan 1006618 was requested on October 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,583 / month
Current employer: NLACRC Debt-to-income ratio: 19.70%
Length of employment: 8 years Location: Sherman Oaks, CA
       
Home town:
Current & past employers: NLACRC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/05/11 > What makes me a good borrower: Well I have excellent credit and have never been late on any payments. No bankrupts on any of my accounts. My job is also very stable as well. I've been at my job for 8 1/2 years, 9 in January.

 

A credit bureau reported the following information about this borrower member on October 28, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1994 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,732.00 Public Records On File: 0
Revolving Line Utilization: 73.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Debt consolidation of two credit cards
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?52,000 total which includes my student loan. I have one credit card where the interest is 24%. My rent is $958 a month and my student loan payment is $320.00. As for credit lines, $7200, $5500 and $11,000.
Please explain the reason why you carry a large revolving credit balance.My student loan paid for school. As for my 2 credit cards I recently had a lot of problems with my car, back to back. New catalic converter, new transmission, engine mounts, starter and other maintenance. I just paid the car off and didn't want to purchase a new car but I didn't for see the repairs costing $7000. I've also been taking classes at a university to further my career and have chosen to pay for it on my own. I don't not plan to take 5 years to repay this this loan. I chose it to keep my payments low. I will also be canceling one of my cards with the highest interest.

 


 

 

 

Member Payment Dependent Notes Series 1006766

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1006766

$10,800

$10,800

16.29%

1.00%

November 7, 2011

November 12, 2014

November 12, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1006766. Member loan 1006766 was requested on October 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,000 / month
Current employer: n/a Debt-to-income ratio: 17.27%
Length of employment: 6 years Location: Greenville, SC
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/29/11 > Trying to consolidate all 5 CreditCards from medical and vehicle expenses. Structure and order help me. Thank you

 

A credit bureau reported the following information about this borrower member on October 28, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2003 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: 32
Revolving Credit Balance: $8,626.00 Public Records On File: 0
Revolving Line Utilization: 86.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent 1050, Power 85, Phone 254 (bundle with house), Insurance 149, Gas 400, Food 400, Car 430, and then medical and credit cards
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?My main reason for a loan is to consolidate my Credit Cards and to cut them up!
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?4100, 2300, 800, 450, 1450, 2400, 368

 


 

 

 

Member Payment Dependent Notes Series 1006769

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1006769

$4,000

$4,000

7.51%

1.00%

November 2, 2011

November 11, 2014

November 11, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1006769. Member loan 1006769 was requested on October 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,667 / month
Current employer: The Mount Sinai School of Medicine Debt-to-income ratio: 6.48%
Length of employment: 6 years Location: Allentown, PA
       
Home town:
Current & past employers: The Mount Sinai School of Medicine
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 28, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1995 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,683.00 Public Records On File: 0
Revolving Line Utilization: 61.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1006771

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1006771

$5,000

$5,000

10.65%

1.00%

November 3, 2011

November 11, 2016

November 11, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1006771. Member loan 1006771 was requested on October 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,600 / month
Current employer: Lusk Services, Inc. Debt-to-income ratio: 22.53%
Length of employment: 10+ years Location: Pfafftown, NC
       
Home town:
Current & past employers: Lusk Services, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 28, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1983 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 37 Months Since Last Delinquency: 44
Revolving Credit Balance: $17,495.00 Public Records On File: 0
Revolving Line Utilization: 46.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)1,500.00
Please explain the reason why you carry a large revolving credit balance.I am self employed and often use credit for cash flow when my customers are slow to pay
How much money are you providing out of pocket as a down payment for this purchase?2,500
What type of vehicle are you buying (make, model, year, mileage and condition)?1948 International pick up truck
Please explain the reason why you carry a large revolving credit balance.I am self employed and often use credit for cash flow when my customers are slow to pay

 


 

 

 

Member Payment Dependent Notes Series 1006812

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1006812

$7,100

$7,100

18.25%

1.00%

November 2, 2011

November 11, 2016

November 11, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1006812. Member loan 1006812 was requested on October 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,667 / month
Current employer: EvensonBest LLC Debt-to-income ratio: 8.68%
Length of employment: < 1 year Location: NYC , NY
       
Home town:
Current & past employers: EvensonBest LLC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 28, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1999 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: 47
Revolving Credit Balance: $14,685.00 Public Records On File: 0
Revolving Line Utilization: 72.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.For personal reasons I have had to use credit cards for living expenses.

 


 

 

 

Member Payment Dependent Notes Series 1006845

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1006845

$12,000

$12,000

9.91%

1.00%

November 7, 2011

November 11, 2016

November 11, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1006845. Member loan 1006845 was requested on October 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,500 / month
Current employer: home depot Debt-to-income ratio: 8.80%
Length of employment: 8 years Location: east orange, NJ
       
Home town:
Current & past employers: home depot
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/28/11 > i need this money to add on the top of what i have to download for buying the house Borrower added on 10/28/11 > I plan to use this fund o add on the top of what I have to download for buying the house. I always pay my bill on time and my credit history is good this make me I am a good borrower. My monthly budget is good enough to pay my bill including this loan. I work home depot more than eight years, i work full time and i am good worker, this make me i am stable at my job

 

A credit bureau reported the following information about this borrower member on October 28, 2011:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 11/2000 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,935.00 Public Records On File: 0
Revolving Line Utilization: 38.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What other sources of financing are you using to purchase the home?Me and my husband total house hold income is $82.000. I need this loan to add on the top of what we have to buy the house.
What is the estimated current market value of the home you intend to purchase?The estimated house price is between $150,000 to $200,000
Is the home you are purchasing your primary residence or an investment property?Primary Residence
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Monthly Expenses including rent is $1400.00
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Monthly Expence excluding rent is 150.00
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).I don't have mortgage
Is the home you are purchasing your primary residence or an investment property?Primary Residence
What is the estimated current market value of the home you intend to purchase?The estimated house price is between $150,000 to $200,000
What other sources of financing are you using to purchase the home?Me and my husband total house hold income is $82.000. I need this loan to add on the top of what we have to buy the house.

 


 

 

 

Member Payment Dependent Notes Series 1006875

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1006875

$21,000

$21,000

9.91%

1.00%

November 8, 2011

November 11, 2014

November 11, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1006875. Member loan 1006875 was requested on October 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,750 / month
Current employer: Projecis, Inc. Debt-to-income ratio: 27.47%
Length of employment: 1 year Location: Solana Beach, CA
       
Home town:
Current & past employers: Projecis, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/28/11 > I will use this loan to consolidate and pay off my credit card debt. Even though I've completely stopped using credit cards, the interest is rough. This loan will help me cut ties with my credit cards for good and help to reign in interest. Thank you!

 

A credit bureau reported the following information about this borrower member on October 28, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1978 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $42,454.00 Public Records On File: 0
Revolving Line Utilization: 68.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1006885

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1006885

$5,400

$5,400

14.27%

1.00%

November 2, 2011

November 11, 2014

November 11, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1006885. Member loan 1006885 was requested on October 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,500 / month
Current employer: McCarthy Building Companies Debt-to-income ratio: 15.62%
Length of employment: 1 year Location: Midland, TX
       
Home town:
Current & past employers: McCarthy Building Companies
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/28/11 > While working on my Bachelor's Degree over the last 4 years, I needed to incur some costs for transportation that working full time did not take care of. I graduated with honors and had a great job waiting on me that I accepted upon graduation. I have been working full time with great benefits for almost a year with my current empoyer. This loan is to bring my total interest fees down to a more manageable rate. Borrower added on 10/29/11 > I have had an excellent track record of paying my revolving credit and installment loans on time since I was young, and I am determined to maintain this practice going forward. I believe in being financially responsible, and am merely using this loan to pay off a high interest card I opened when I first started college.

 

A credit bureau reported the following information about this borrower member on October 28, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2004 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,386.00 Public Records On File: 0
Revolving Line Utilization: 92.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 1006907

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1006907

$10,200

$10,200

7.51%

1.00%

November 2, 2011

November 11, 2014

November 11, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1006907. Member loan 1006907 was requested on October 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,833 / month
Current employer: Guardian Debt-to-income ratio: 21.04%
Length of employment: 10+ years Location: North Bergen, NJ
       
Home town:
Current & past employers: Guardian
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 28, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1996 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,866.00 Public Records On File: 0
Revolving Line Utilization: 61.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1006918

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1006918

$20,000

$20,000

12.69%

1.00%

November 7, 2011

November 11, 2014

November 11, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1006918. Member loan 1006918 was requested on October 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,167 / month
Current employer: Cummins Power Generation Debt-to-income ratio: 15.55%
Length of employment: < 1 year Location: Minneapolis, MN
       
Home town:
Current & past employers: Cummins Power Generation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/28/11 > Stable income professional with a Fortune 200. Top 10% performer at workplace. Looking to be debt-free by re-structuring. On-time monthly payment more than 98% of the time in the past. Borrower added on 10/29/11 > Current expenses: Rent - 15% of Income; Food/Car/Misc: 20% of income; Savings: 12% of income. Been employed for 3+ years, recently moved to larger company (4mos. ago) for a better opportunity. I have 7+ years good credit history, and am looking to pay off all credit cards using the funded amount. The monthly payment funded by Lending Club will be 10.5% of my income. Thank you.

 

A credit bureau reported the following information about this borrower member on October 28, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2005 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $22,739.00 Public Records On File: 0
Revolving Line Utilization: 62.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1007009

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1007009

$3,600

$3,600

12.42%

1.00%

November 2, 2011

November 11, 2014

November 11, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1007009. Member loan 1007009 was requested on October 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,500 / month
Current employer: Ram Technologies Debt-to-income ratio: 10.73%
Length of employment: < 1 year Location: Fairfax, VA
       
Home town:
Current & past employers: Ram Technologies
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/28/11 > Moving to DC and need money for a security deposit and first months rent.

 

A credit bureau reported the following information about this borrower member on October 28, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2004 Delinquent Amount: $0.00
Open Credit Lines: 20 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,638.00 Public Records On File: 0
Revolving Line Utilization: 45.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1007070

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1007070

$12,000

$12,000

6.03%

1.00%

November 2, 2011

November 11, 2014

November 11, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1007070. Member loan 1007070 was requested on October 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,083 / month
Current employer: Archway Marketing Services Debt-to-income ratio: 13.44%
Length of employment: 10+ years Location: Doraville, GA
       
Home town:
Current & past employers: Archway Marketing Services
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 28, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1991 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $35,963.00 Public Records On File: 0
Revolving Line Utilization: 72.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I've assisted an out of work friend in getting back on their feet and accrued some debt during this period. I now wish to consolidate my debt to secure more ideal payment terms at a lower interest rate. I intend to use this loan to pay against current outstanding debt. Prior to the past few years I have rarely carried any debt whatsoever.

 


 

 

 

Member Payment Dependent Notes Series 1007154

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1007154

$15,000

$15,000

7.90%

1.00%

November 2, 2011

November 11, 2014

November 11, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1007154. Member loan 1007154 was requested on October 28, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,417 / month
Current employer: AT&T Debt-to-income ratio: 7.92%
Length of employment: 10+ years Location: Euless, TX
       
Home town:
Current & past employers: AT&T
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/28/11 > Consolidation of high interest loan and credit card debt

 

A credit bureau reported the following information about this borrower member on October 28, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1993 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,059.00 Public Records On File: 0
Revolving Line Utilization: 69.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage $620 Car is just paid off. Utilities $250. Cell phone only $35. Insurance $230 (house & car). Food $300
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Mortgage $620 Revolving credit $300 with interest rate 18.99% credit card down to $3000 balance $140 payment Car is just paid off. Utilities $250. Cell phone only $35. Insurance $230 (house & car). Food $300. Taxes $2000 per year
Please explain the reason why you carry a large revolving credit balance.Home improvements mostly. Bathroom remodel and a shed installed.
Which debts do you plan to pay off with this loan?Credit card and revolving loan..interest is high...was hoping to lower that to make a faster payoff....revolving loan at 18.99%
Which debts do you plan to pay off with this loan?Credit card and revolving loan..interest is high...was hoping to lower that to make a faster payoff....revolving loan at 18.99%
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage $620 Revolving credit $300 with interest rate 18.99% credit card down to $3000 balance $140 payment Car is just paid off. Utilities $250. Cell phone only $35. Insurance $230 (house & car). Food $300. Taxes $2000 per year
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage $620 Car is just paid off. Utilities $250. Cell phone only $35. Insurance $230 (house & car). Food $300
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage $620 Revolving credit $300 with interest rate 18.99% credit card down to $3000 balance $140 payment Car is just paid off. Utilities $250. Cell phone only $35. Insurance $230 (house & car). Food $300. Taxes $2000 per year
Please explain the reason why you carry a large revolving credit balance.Home improvements mostly. Bathroom remodel and a shed installed.
What is your intended use for the loan proceeds?Payoff revolving loan and credit card...interest high at 18.99%... Was hoping to lower that for a faster payoff

 


 

 

 

Member Payment Dependent Notes Series 1007209

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1007209

$9,000

$9,000

7.90%

1.00%

November 4, 2011

November 12, 2014

November 12, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1007209. Member loan 1007209 was requested on October 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,292 / month
Current employer: freudenberg Debt-to-income ratio: 22.47%
Length of employment: 8 years Location: derry, NH
       
Home town:
Current & past employers: freudenberg
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/29/11 > i am consolidating debt used to for home improvements. I would rather make one payment than multiple ones.

 

A credit bureau reported the following information about this borrower member on October 29, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1993 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 63 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,244.00 Public Records On File: 0
Revolving Line Utilization: 28.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)3400 total expenses; housing, utilities, car, insurance, taxes, credit cards
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?3200 total expenses mortgage, taxes, insurance (including auto), utilites, credit cards, food, phone

 


 

 

 

Member Payment Dependent Notes Series 1007211

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1007211

$35,000

$35,000

10.65%

1.00%

November 2, 2011

November 12, 2014

November 12, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1007211. Member loan 1007211 was requested on October 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $13,000 / month
Current employer: Rockwood Service Corp Debt-to-income ratio: 10.99%
Length of employment: 2 years Location: East Haven, CT
       
Home town:
Current & past employers: Rockwood Service Corp
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/29/11 > Completely pay off American Express and 2 Chase Visa Cards at a lower rate. Using the 36 month loan to repay faster and still improve cash flow.

 

A credit bureau reported the following information about this borrower member on October 29, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1990 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $75,688.00 Public Records On File: 0
Revolving Line Utilization: 27.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1007228

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1007228

$7,500

$7,500

6.62%

1.00%

November 2, 2011

November 12, 2014

November 12, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1007228. Member loan 1007228 was requested on October 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,500 / month
Current employer: John Deere Debt-to-income ratio: 5.71%
Length of employment: 2 years Location: Davenport, IL
       
Home town:
Current & past employers: John Deere
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 29, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2006 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,314.00 Public Records On File: 0
Revolving Line Utilization: 8.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Roughly half will be going to paying off 3 current credit cards. The other half will be going to a future expense-moving and furniture and a medical bill-that would have to go on my credit card in December and I would just like to consolidate all of the expenses.

 


 

 

 

Member Payment Dependent Notes Series 1007257

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1007257

$4,800

$4,800

12.42%

1.00%

November 2, 2011

November 12, 2014

November 12, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1007257. Member loan 1007257 was requested on October 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,500 / month
Current employer: Canyons School District Debt-to-income ratio: 17.98%
Length of employment: 10+ years Location: West Jordan, UT
       
Home town:
Current & past employers: Canyons School District
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 29, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1990 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 23 Months Since Last Delinquency: 4
Revolving Credit Balance: $30,895.00 Public Records On File: 0
Revolving Line Utilization: 79.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?American Express and Lane Bryant and pay down Jordan Credit Union Visa
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Jordan Credit Union Visa $2900 American Express $2000 RC Willey $1000 Student Loan $60000 Bank of America Mortgage $90000 Bank of America HELOC $24000 Lane Bryant $750 All numbers are approximations.
Please explain the reason why you carry a large revolving credit balance.I have been helping my aging parents with health care costs and cost of living associated with retirement and social security.

 


 

 

 

Member Payment Dependent Notes Series 1007268

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1007268

$4,200

$4,200

12.69%

1.00%

November 3, 2011

November 12, 2014

November 12, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1007268. Member loan 1007268 was requested on October 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,583 / month
Current employer: Adams Farm Animal Hospital Debt-to-income ratio: 21.38%
Length of employment: 4 years Location: Burlington, NC
       
Home town:
Current & past employers: Adams Farm Animal Hospital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 29, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1999 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,778.00 Public Records On File: 0
Revolving Line Utilization: 54.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the total balance of your credit cards, interest rates and current monthly payments?I only have one credit card (Discover) and its balance is $4,638. Minimum payment is usually $95 or so (though I've been trying to pay more every month, usually $200). The interest rate is 19%, I believe. There is another open card (Barclaycard Visa) but I'm sending them the final check Nov. 1 to close that account (I borrowed $2,300 from them to buy a computer last year). I've been sending them payments of $200-$300 monthly. My loan request is to pay off (most) of the Discover card at a better rate.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I have that on a spreadsheet at home (not available at the moment) but those expenses total less than $1,500 monthly. My biggest other expenses are a student loan for medical school ($700 a month) and paying off a loan I took out in 2006 to cover debt incurred when I went through identity theft ($200 a month).
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)All I pay is rent ($550), the cable bill ($75) and the recycling bill which is about $15 a month, so total housing is around $700.

 


 

 

 

Member Payment Dependent Notes Series 1007291

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1007291

$5,600

$5,600

7.90%

1.00%

November 2, 2011

November 12, 2014

November 12, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1007291. Member loan 1007291 was requested on October 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $16,000 / month
Current employer: n/a Debt-to-income ratio: 10.34%
Length of employment: 10+ years Location: Corona, CA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 29, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1992 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $49,863.00 Public Records On File: 0
Revolving Line Utilization: 77.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1007379

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1007379

$3,000

$3,000

14.27%

1.00%

November 2, 2011

November 12, 2014

November 12, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1007379. Member loan 1007379 was requested on October 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,208 / month
Current employer: Capitol carpet inc Debt-to-income ratio: 15.27%
Length of employment: 2 years Location: Boynton beach, FL
       
Home town:
Current & past employers: Capitol carpet inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 29, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1977 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,460.00 Public Records On File: 0
Revolving Line Utilization: 69.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?loan request has been cancelled
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?loan request has been cancelled
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?loan request has been cancelled

 


 

 

 

Member Payment Dependent Notes Series 1007408

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1007408

$15,000

$15,000

17.58%

1.00%

November 8, 2011

November 12, 2016

November 12, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1007408. Member loan 1007408 was requested on October 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,417 / month
Current employer: Malloy Ford Debt-to-income ratio: 15.49%
Length of employment: < 1 year Location: Williamsburg, VA
       
Home town:
Current & past employers: Malloy Ford
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/01/11 > Loan will be used to eliminate credit card debts

 

A credit bureau reported the following information about this borrower member on October 29, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1997 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 27 Months Since Last Delinquency: 13
Revolving Credit Balance: $15,553.00 Public Records On File: 0
Revolving Line Utilization: 51.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?To pay off high interest credit card debts
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Several credit accounts which are ending their intro apr and going to standard rates. Auto loan.

 


 

 

 

Member Payment Dependent Notes Series 1007417

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1007417

$8,000

$8,000

14.27%

1.00%

November 7, 2011

November 17, 2014

November 17, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1007417. Member loan 1007417 was requested on November 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,083 / month
Current employer: Mars Snackfood North America Debt-to-income ratio: 13.77%
Length of employment: 10+ years Location: Des Plaines, IL
       
Home town:
Current & past employers: Mars Snackfood North America
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on November 3, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1993 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 40 Months Since Last Delinquency: 70
Revolving Credit Balance: $5,816.00 Public Records On File: 1
Revolving Line Utilization: 56.50% Months Since Last Record: 95
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.Had Medical bills to pay off.
What is your intended use for the loan proceeds?To Pay off credit cards and do home improvement.
If you have a public record on file, please briefly explain the event and its resolution.Not aware of any public record on file.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?To Pay off credit cards and do home improvement.

 


 

 

 

Member Payment Dependent Notes Series 1007428

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1007428

$22,000

$22,000

12.42%

1.00%

November 2, 2011

November 12, 2014

November 12, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1007428. Member loan 1007428 was requested on October 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,400 / month
Current employer: Booz Allen Hamilton Debt-to-income ratio: 18.60%
Length of employment: 5 years Location: Tampa, FL
       
Home town:
Current & past employers: Booz Allen Hamilton
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/29/11 > Attempting to consolidate 2 ridiculously high interest accounts of 23% and 17%, respectively. I have been able to successfully pay off significant home-related debt (initial remodeling, plumbing replacements, etc) in less than a year following 2 promotions (one with my civilian job, the other with my military reserve career) and I'm benefiting from yet another overseas deployment, so I want these things gone! This will free up cash to finish paying off another debt in the next 90 days before returning to the US. Excellent payment history - I see no need to stick with a store card (Sears, 17%, used to replace roof on home thus increasing value of property; purchased at $210K in 2009) and a regular credit card (Chase, 23%, they raised it years ago and I have never been able to argue them down, regardless of impeccable payment history and credit score). I opted for the short-term 3 year loan; I see no need to extend payments if you don't need to. I appreciate Lending Clubs ease of use, so I opted to use LC again (I have a current loan at 6% for an emergency pool cave in/repair last summer) after failing to find another option that can compare to the quick financing, initial interaction with potential lenders (Q&A when initially funding the loan), and competitive rates. Other options on the web did not meet the threshold to satisfy the two debts I listed above, or their interest rates were equally abysmal. I hope this answers some questions up front. Thanks!

 

A credit bureau reported the following information about this borrower member on October 29, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1998 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $27,773.00 Public Records On File: 0
Revolving Line Utilization: 52.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Hello... the loan will fully satisfy two debts with 23% and 17% interest rates.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?i previously answered this question so i'm not sure there the response went... mortgage: $1725; car + insurance $415; no student loans and will have GI Bill housing allowance added starting in the spring.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)i previously answered this question so i'm not sure there the response went... mortgage: $1725; car + insurance $415; no student loans and will have GI Bill housing allowance added starting in the spring.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?i previously answered this question so i'm not sure there the response went... mortgage: $1725; car + insurance $415; no student loans and will have GI Bill housing allowance added starting in the spring.

 


 

 

 

Member Payment Dependent Notes Series 1007441

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1007441

$16,000

$16,000

17.27%

1.00%

November 8, 2011

November 14, 2016

November 14, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1007441. Member loan 1007441 was requested on October 31, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $15,000 / month
Current employer: Devry University Debt-to-income ratio: 12.84%
Length of employment: 4 years Location: Beverly Hills, CA
       
Home town:
Current & past employers: Devry University
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/01/11 > A major portion of the loan funds will be used to pay off higher interest rate credit cards at $8000. $4000 of the funds will be used to make major repairs to the roof of our home and the remaining funds will be used to help pay for our daughter's wedding. We do have money saved up for this, but will need some additional funds to help.

 

A credit bureau reported the following information about this borrower member on October 30, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1995 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 42 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,500.00 Public Records On File: 0
Revolving Line Utilization: 22.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I will be consolidating loans, reparing some needed items on our house and planning and paying for my daughter's wedding.
What is your intended use for the loan proceeds?I will be consolidating loans, reparing some needed items on our house and planning and paying for my daughter's wedding.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Most of the loan proceeds will be used to pay off higher financed debit - like credit cards at $8000. We will then use about $4000 to make some repairs to our home that are much needed - like for our roof. Finally, we will use the remaining portion of the funds to help pay for our daughter's wedding.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Thank you for your question. My income is 70% more than my current debt. The credit department at lending club has all the income and debt information as well as my tax returns and proof of income. Please feel free to contact them if you have any questions.

 


 

 

 

Member Payment Dependent Notes Series 1007473

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1007473

$18,750

$18,750

16.77%

1.00%

November 8, 2011

November 12, 2016

November 12, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1007473. Member loan 1007473 was requested on October 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $3,125 / month
Current employer: Piedmont Healthcare of Atlanta Debt-to-income ratio: 20.26%
Length of employment: 10+ years Location: Atlanta, GA
       
Home town:
Current & past employers: Piedmont Healthcare of Atlanta
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 29, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1997 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $24,149.00 Public Records On File: 0
Revolving Line Utilization: 69.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)I do not pay rent or a mortgage. My monthy bills consist of $200 per month for cable tv & high speed internet. I spent about $500 per year on required medical continuing education courses for my job. I have been with my current employer since 1982,
Please explain the reason why you carry a large revolving credit balance.I had extensive home repairs and home remodeling expenses in 2011-2011.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have approximately $20,000 in Credit debt and home repair expenses, which I want to consolidate into 1 monthly bill.
Which debts do you plan to pay off with this loan?All credits cards will be paid off...........
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$200 per month for cable/internet & telephone. I do not have a mortgage or rent payment.

 


 

 

 

Member Payment Dependent Notes Series 1007488

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1007488

$4,550

$4,550

16.77%

1.00%

November 7, 2011

November 12, 2016

November 12, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1007488. Member loan 1007488 was requested on October 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,500 / month
Current employer: Firehouse Tavern Debt-to-income ratio: 5.56%
Length of employment: < 1 year Location: Baltimore, MD
       
Home town:
Current & past employers: Firehouse Tavern
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/29/11 > This loan will be used to cover initial costs of relocating and housing expenses as I get started in my career.

 

A credit bureau reported the following information about this borrower member on October 29, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2005 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,768.00 Public Records On File: 0
Revolving Line Utilization: 74.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I'm juggling alot right now supporting my family...not comfortable disclosing particulars as you ask
Will some or all of your moving expenses be reimbursed, if so how much?None, this is all out of pocket
Can you specify which relocation expenses you are covering with this loan, and which other expenses you are paying out of pocket?Truck rental, furniture, housing deposit plus living expenses to start out

 


 

 

 

Member Payment Dependent Notes Series 1007502

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1007502

$18,000

$18,000

7.90%

1.00%

November 2, 2011

November 12, 2014

November 12, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1007502. Member loan 1007502 was requested on October 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $11,667 / month
Current employer: Financial West Group Debt-to-income ratio: 8.17%
Length of employment: 7 years Location: Woodland Hills, CA
       
Home town:
Current & past employers: Financial West Group
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/29/11 > Hi All, Third attempt at posting info as the rules are tight on what we can say. This is a Credit Card Refi that will ultimately lower my affective APR by 3 points and I thought it best to come back to Lending Club where I have been a happy Lender. Above you can see my total monthly gross income and to compliment that here is my monthly revolving expenses = $9000. I am a great investor as I have no credit issues and with your help I will soon be debt free. Thanks for reading my story and investing in my future! Borrower added on 10/31/11 > Hi All, thanks to those that have funded so far. PS - above where I say, "I am a great 'investor' as I have no credit issues," I meant to say that, "I am a great 'borrower' as I have no credit issues." Thanks!!

 

A credit bureau reported the following information about this borrower member on October 29, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1999 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,687.00 Public Records On File: 0
Revolving Line Utilization: 57.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Yes, here is the monthly break down: $2425 Mortgage: $1850 (includes an impound account for taxes) HOA: $280 (includes water and trash) Home Insurance: $20 EarthQuake Ins: $50 Home Imprvmnt: $100 (optional) Electricity: $100 Gas: $25 Total: $2425
Please explain the reason why you carry a large revolving credit balance.I ran up some credit a couple years back after a cross country move. Basically, it was such an expensive market between 2004 and 2007, it was nearly impossible for a person of my resources not to be on credit. Yes, I probably went a little over-board but since a job promotion I haven't used credit in about 4 years and don't plan to ever again. At this time my goal is to close down all my open lines of credit and be debt free in 3 years or less. Thanks!

 


 

 

 

Member Payment Dependent Notes Series 1007513

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1007513

$8,400

$8,400

6.62%

1.00%

November 7, 2011

November 12, 2014

November 12, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1007513. Member loan 1007513 was requested on October 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,000 / month
Current employer: Dept of Defense Debt-to-income ratio: 12.32%
Length of employment: 10+ years Location: Chula Vista, CA
       
Home town:
Current & past employers: Dept of Defense
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 29, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1988 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: 45
Revolving Credit Balance: $20,496.00 Public Records On File: 0
Revolving Line Utilization: 42.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1007519

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1007519

$10,000

$10,000

7.90%

1.00%

November 2, 2011

November 12, 2014

November 12, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1007519. Member loan 1007519 was requested on October 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,167 / month
Current employer: oakwood rehab and skilled nursing Debt-to-income ratio: 1.82%
Length of employment: 2 years Location: Lincoln park, MI
       
Home town:
Current & past employers: oakwood rehab and skilled nursing
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/29/11 > I need to get a new roof on my house before winter and also remodeling my bathroom

 

A credit bureau reported the following information about this borrower member on October 29, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1999 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 34 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,511.00 Public Records On File: 0
Revolving Line Utilization: 12.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 5    

 

 


 

 

 

Member Payment Dependent Notes Series 1007615

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1007615

$12,000

$12,000

6.03%

1.00%

November 3, 2011

November 14, 2014

November 14, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1007615. Member loan 1007615 was requested on October 31, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,667 / month
Current employer: VA Medical Center Debt-to-income ratio: 10.95%
Length of employment: 10+ years Location: Luther, OK
       
Home town:
Current & past employers: VA Medical Center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 31, 2011:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 08/1986 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: 63
Revolving Credit Balance: $3,289.00 Public Records On File: 0
Revolving Line Utilization: 4.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The purpose of the loan is for consolidation. The goal is to lower my interest rate and also to have overall lower monthly payment.

 


 

 

 

Member Payment Dependent Notes Series 1007695

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1007695

$17,600

$17,600

17.27%

1.00%

November 4, 2011

November 12, 2016

November 12, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1007695. Member loan 1007695 was requested on October 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,333 / month
Current employer: GEICO Debt-to-income ratio: 15.57%
Length of employment: 3 years Location: Lackawanna, NY
       
Home town:
Current & past employers: GEICO
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 29, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1999 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,816.00 Public Records On File: 0
Revolving Line Utilization: 43.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?I have 5 credit cards I plan on paying off with this loan.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards: 1. $2441.00/23%/65 pymt 2. $5387.00/20%/170 pymt 3. $4944.00/18%/127 pymt 4. $2582.00/18%/40 pymt 5. $715.00/20%/25 pymt 6. $485.33/30%/25 pymt Mortgage: 82,000/4.5%/670 pymt Student loan: 4500/4%/79 pymt
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards: 1. $2441.00/23%/65 pymt 2. $5387.00/20%/170 pymt 3. $4944.00/18%/127 pymt 4. $2582.00/18%/40 pymt 5. $715.00/20%/25 pymt 6. $485.33/30%/25 pymt Mortgage: 82,000/4.5%/670 pymt Student loan: 4500/4%/79 pymt
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage-$670 Phone-$140 Gas/Electric-$120 Food-$600 Gas-$60
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Already answered
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I will only be using this loan to consolidate debt.
If you have a delinquency in the last 2 years, please explain the reason.I have not had a delinquency in the past two years.

 


 

 

 

Member Payment Dependent Notes Series 1007709

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1007709

$12,600

$12,600

11.71%

1.00%

November 7, 2011

November 16, 2014

November 16, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1007709. Member loan 1007709 was requested on November 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $4,167 / month
Current employer: terminix internatioal Debt-to-income ratio: 23.59%
Length of employment: 4 years Location: east pittsburgh, PA
       
Home town:
Current & past employers: terminix internatioal
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 30, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2001 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,670.00 Public Records On File: 0
Revolving Line Utilization: 92.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?credit cards
Which debts do you plan to pay off with this loan?credit cards
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?(1761.58/22.9%/$71.00) (3687.00/27.24%/$115.00) (2518.39/19.24%/80.00)(1979.07/19.99%/$51.00).credit cards.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?about $1000 a month

 


 

 

 

Member Payment Dependent Notes Series 1007711

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1007711

$4,800

$4,800

18.25%

1.00%

November 2, 2011

November 13, 2016

November 13, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1007711. Member loan 1007711 was requested on October 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,500 / month
Current employer: Library Cataloging Solutions Debt-to-income ratio: 5.73%
Length of employment: 1 year Location: Siloam Springs, AR
       
Home town:
Current & past employers: Library Cataloging Solutions
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 30, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1992 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,943.00 Public Records On File: 0
Revolving Line Utilization: 79.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
How are you covering other costs related to this car transaction (taxes, registration, insurance)?I accounted for those costs when I decided the loan amount and will use part of the loan to cover those costs.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My average current monthly expenses are: rent- $575 transportation- $30 for insurance and $70 for gas utilities- $150 phone- $53 insurance- $125 for health insurance food- $325 Thank you for your question!
How much money are you providing out of pocket as a down payment for this purchase?Thank you for your question-- I will be providing $5500 out of pocket.

 


 

 

 

Member Payment Dependent Notes Series 1007751

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1007751

$9,000

$9,000

18.25%

1.00%

November 4, 2011

November 13, 2016

November 13, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1007751. Member loan 1007751 was requested on October 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,000 / month
Current employer: Allied Debt-to-income ratio: 0.33%
Length of employment: 2 years Location: miami, FL
       
Home town:
Current & past employers: Allied
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 30, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2008 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 4 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What type of business are you starting?Hvac trade

 


 

 

 

Member Payment Dependent Notes Series 1007778

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1007778

$6,400

$6,400

11.71%

1.00%

November 2, 2011

November 12, 2014

November 12, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1007778. Member loan 1007778 was requested on October 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,083 / month
Current employer: Drake Enterprise -Boiler Room Steakhouse Debt-to-income ratio: 13.20%
Length of employment: 3 years Location: Franklin, NC
       
Home town:
Current & past employers: Drake Enterprise -Boiler Room Steakhouse
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 29, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2004 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,335.00 Public Records On File: 0
Revolving Line Utilization: 97.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I am putting new Windows and cabinets in my house. And doing some other minor upgrades (door handles, faucets, etc...)

 


 

 

 

Member Payment Dependent Notes Series 1007826

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1007826

$30,000

$30,000

19.03%

1.00%

November 3, 2011

November 12, 2014

November 12, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1007826. Member loan 1007826 was requested on October 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,820 / month
Current employer: Chula Vista Elementary School District Debt-to-income ratio: 16.35%
Length of employment: 10+ years Location: San Ysidro, CA
       
Home town:
Current & past employers: Chula Vista Elementary School District
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/29/11 > This loan will pay off my debts and give me some extra dollars. At the same time, it will sorten my time to repay my debts. Borrower added on 11/01/11 > I plan to use this loan to pay off most of my balances and will give an oportunity to pay the rest easily. I with to be debt free and see things from a different perspective.

 

A credit bureau reported the following information about this borrower member on October 29, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1990 Delinquent Amount: $0.00
Open Credit Lines: 22 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 63 Months Since Last Delinquency: 48
Revolving Credit Balance: $11,411.00 Public Records On File: 0
Revolving Line Utilization: 27.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)My total amount of all expenses in the household is around $3,700.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Bank Balance Interest Monthly Payment Mission Federal 9,742.89 14.5% $275.21 Cal Coast CU 9,760.79 15% $308.88 Amazon Visa 7,371.89 13.24% $153.00 Citicard 3,441.50 29.74% $94.21 Home Depot 1,773.80 24% $58.00 Tiger Direct 1,704.63 25.99% $51.00 Ame Express 1,434.63 15.24% $35.00 Slate Chase 1,324.88 18.24% $34.00 GE Money 1,136.34 24% $43.00 US Bank 864.21 15.24% $41.00 TJ Max 615.91 21.99% $15.00 Sears 540.27 20.40% $25.00 Freedom Chase 516.40 25.24% $15.00
Which debts do you plan to pay off with this loan?I plan to pay off all my accounts, except Mission Federal and Citicard, which will be paid once I sell a property that I have in Baja.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Bank Balance Interest Monthly Payment Mission Federal 9,742.89 14.5% $275.21 Cal Coast CU 9,760.79 15% $308.88 Amazon Visa 7,371.89 13.24% $153.00 Citicard 3,441.50 29.74% $94.21 Home Depot 1,773.80 24% $58.00 Tiger Direct 1,704.63 25.99% $51.00 Ame Express 1,434.63 15.24% $35.00 Slate Chase 1,324.88 18.24% $34.00 GE Money 1,136.34 24% $43.00 US Bank 864.21 15.24% $41.00 TJ Max 615.91 21.99% $15.00 Sears 540.27 20.40% $25.00 Freedom Chase 516.40 25.24% $15.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Bank Balance Interest Monthly Payment Mission Federal 9,742.89 14.5% $275.21 Cal Coast CU 9,760.79 15% $308.88 Amazon Visa 7,371.89 13.24% $153.00 Citicard 3,441.50 29.74% $94.21 Home Depot 1,773.80 24% $58.00 Tiger Direct 1,704.63 25.99% $51.00 Ame Express 1,434.63 15.24% $35.00 Slate Chase 1,324.88 18.24% $34.00 GE Money 1,136.34 24% $43.00 US Bank 864.21 15.24% $41.00 TJ Max 615.91 21.99% $15.00 Sears 540.27 20.40% $25.00 Freedom Chase 516.40 25.24% $15.00
Which debts do you plan to pay off with this loan?I plan to pay off all my accounts, except Mission Federal and Citicard, which will be paid once I sell a property that I have in Baja.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)My total amount of all expenses in the household is around $3,700.00
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My total amount of all expenses in the household is about $3,700.00
Please explain the reason why you carry a large revolving credit balance.About two years ago I helped some of my family members with some issues. I was about to sell a property I own to pay off for these expenses. Since I didn't sell the property, I end up having these balances, which I will pay shortly, as soon as my family members reimburse me the money.
Please explain the reason why you carry a large revolving credit balance.About two years ago I helped some of my family members with some issues. I was about to sell a property I own to pay off for these expenses. Since I didn't sell the property, I end up having these balances, which I will pay shortly, as soon as my family members reimburse me the money.
What is your intended use for the loan proceeds?My goal is to pay off my balances.
Please explain the reason why you carry a large revolving credit balance.About two years ago I helped some of my family members with some issues. I was about to sell a property I own to pay off for these expenses. Since I didn't sell the property, I end up having these balances, which I will pay shortly, as soon as my family members reimburse me the money.

 


 

 

 

Member Payment Dependent Notes Series 1007839

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1007839

$12,000

$12,000

7.90%

1.00%

November 2, 2011

November 12, 2014

November 12, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1007839. Member loan 1007839 was requested on October 29, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,417 / month
Current employer: County of San Diego Debt-to-income ratio: 19.56%
Length of employment: 8 years Location: Chula Vista, CA
       
Home town:
Current & past employers: County of San Diego
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 29, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1995 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $39,063.00 Public Records On File: 0
Revolving Line Utilization: 43.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?The minimum monthly payments are as following Credit Card 1 - $126.00, currently at 4.99% but will adjust to 19.24% increasing the minimum payment. Credit Card 2 - $204.00 @ 10.74% Credit Card 3 - $94.00 @ 4.99% for life Credit Card 4 - $73.00 @ 0% until 6/2013 Credit Card 1 & 2 have the largest balance at $8,975 & $10,836. The loan will be used to pay off credit card 1 and part of credit card 2. The remaining balance on credit card 2 will be paid off with yearly bonus.
Please explain the reason why you carry a large revolving credit balance.I usually don't carry a credit card balance but I've had some unexpected expenses (children orthodontic treatment, fiance' business expenses) in the last 4 years. I have been transferring balances between cards that carry a low or 0% interest rate, however this came with transfer fees. I have created a plan to pay off all cards within the next 3 years.

 


 

 

 

Member Payment Dependent Notes Series 1007871

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1007871

$24,000

$24,000

15.96%

1.00%

November 4, 2011

November 13, 2014

November 13, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1007871. Member loan 1007871 was requested on October 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $11,208 / month
Current employer: Center for Creative Leadership Debt-to-income ratio: 10.46%
Length of employment: 9 years Location: Greensboro, NC
       
Home town:
Current & past employers: Center for Creative Leadership
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/30/11 > I'm currently in the process of consolidating and paying down debt as I go through Financial Peace University (Dave Ramsey) at my church. My goal after consolidation is to close all of the smaller high APR credit lines I have, pay down the consolidated loan and build up a fund in savings for emergencies and/or investments. Consolidating my current debt will help give me better 'line of sight' on what I owe and allow a concerted focus to pay down the loan as quickly as possible and become debt-free (except for my mortgage). Current monthly expenses: Mortgage: $1420 Utilities: ~$180 Line of credit: $224 (19% APR) Credit cards: I currently pay at least $1400/month against accounts that range from 19-24% Home Insurance: approximately $33/month Homeowners association: $135 Car and car insurance: $640

 

A credit bureau reported the following information about this borrower member on October 30, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1996 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: 58
Revolving Credit Balance: $25,827.00 Public Records On File: 0
Revolving Line Utilization: 57.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards: approximately $12,000 with rates ranging from 19-24% Line of Credit: approximately $12,100 with a rate of 19%
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Mortgage (incl. taxes): $1420/month Utilities: $180/month Line of credit: $224/month (this will be closed as part of the debt consolidation -- requested loan) Insurance: approximately $30/month
Please explain the reason why you carry a large revolving credit balance.My current debt is primarily pre-existing debt combined with the expenses involved in purchasing and moving into a new home in order to support aging parents and a young sibling.

 


 

 

 

Member Payment Dependent Notes Series 1007892

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1007892

$9,000

$9,000

10.65%

1.00%

November 2, 2011

November 13, 2014

November 13, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1007892. Member loan 1007892 was requested on October 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,333 / month
Current employer: Woda Construction, Inc Debt-to-income ratio: 3.22%
Length of employment: 6 years Location: Grove City, OH
       
Home town:
Current & past employers: Woda Construction, Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 30, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2000 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: 35
Revolving Credit Balance: $10,685.00 Public Records On File: 0
Revolving Line Utilization: 48.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?My current minimum credit card monthly payment is $265. After loan and savings it will be $0, so the monthly payment will be $293.16.

 


 

 

 

Member Payment Dependent Notes Series 1007899

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1007899

$12,000

$12,000

13.49%

1.00%

November 7, 2011

November 13, 2016

November 13, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1007899. Member loan 1007899 was requested on October 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,333 / month
Current employer: Salient Federal Solutions Debt-to-income ratio: 9.30%
Length of employment: 2 years Location: Stafford, VA
       
Home town:
Current & past employers: Salient Federal Solutions
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/06/11 > This loan will be used to consolidate the high interest rate cards and to pay pay off similar interest rate balances. The money saved will then be applied to pay off all remaining balances and will cut years off the budgeted repayment schedule.

 

A credit bureau reported the following information about this borrower member on October 30, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1999 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: 43
Revolving Credit Balance: $15,578.00 Public Records On File: 0
Revolving Line Utilization: 72.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Consolidation of high interest cards and smaller balances on similar interest rates. Use savings to pay off remaining card. Cut 3 years off ultimate debt payoff under current budget.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Please see added details on the profile
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Please see added details on the profile
Please explain the reason why you carry a large revolving credit balance.high interest rates/ high balances make it difficult to pay off..quicksand effect. This loan will cut the rate and allow me to consolidate and get ahead in payments thereby allowing me to cut years off my budgeted payoff schedule.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Please see added details on the profile
Please provide additional details regarding the purpose of the loanPlease see added details on the profile

 


 

 

 

Member Payment Dependent Notes Series 1007918

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1007918

$10,000

$10,000

6.62%

1.00%

November 3, 2011

November 13, 2014

November 13, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1007918. Member loan 1007918 was requested on October 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,083 / month
Current employer: Hafif & Associates Debt-to-income ratio: 21.05%
Length of employment: 4 years Location: new York, NY
       
Home town:
Current & past employers: Hafif & Associates
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 30, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1997 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 34 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,022.00 Public Records On File: 0
Revolving Line Utilization: 35.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1007926

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1007926

$14,125

$14,125

6.62%

1.00%

November 2, 2011

November 13, 2014

November 13, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1007926. Member loan 1007926 was requested on October 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,500 / month
Current employer: n/a Debt-to-income ratio: 21.24%
Length of employment: n/a Location: Cumming, GA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/30/11 > I owe $0 balance on my home and $0 balance on my car. I would like to consolidate other debt ASAP. Thank you for your consideration of this application.

 

A credit bureau reported the following information about this borrower member on October 30, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1975 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,551.00 Public Records On File: 0
Revolving Line Utilization: 59.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I purchased a home & new car for cash about 3 years ago, and used up my savings. I had unforeseen new "used" home expenses such as major electrical repairs. In addition, the home I sold required a new roof which I also had to pay for. I am trying to manage what I had to borrow/charge by consolidating; some of my lenders increased interest to 30% with no warning about 2+ years ago during the credit crisis. I hope this answers your question.

 


 

 

 

Member Payment Dependent Notes Series 1007932

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1007932

$5,000

$5,000

6.03%

1.00%

November 3, 2011

November 13, 2014

November 13, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1007932. Member loan 1007932 was requested on October 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,000 / month
Current employer: Electricon Services LLc Debt-to-income ratio: 10.58%
Length of employment: 2 years Location: Groveland, FL
       
Home town:
Current & past employers: Electricon Services LLc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/30/11 > Total price is 6580.00. I am putting 1580. down. My monthly payments on my house and vehicle are 1300.I have been employed for the last 30 years. No late payments. Borrower added on 10/30/11 > Loan is for 2010 Polaris RZR with less than 500 miles

 

A credit bureau reported the following information about this borrower member on October 30, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2000 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $238.00 Public Records On File: 0
Revolving Line Utilization: 0.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?To purchase 2010 Polaris RZR with 562 miles

 


 

 

 

Member Payment Dependent Notes Series 1007951

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1007951

$10,000

$10,000

7.51%

1.00%

November 2, 2011

November 13, 2014

November 13, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1007951. Member loan 1007951 was requested on October 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,052 / month
Current employer: Knight Electrical Debt-to-income ratio: 15.34%
Length of employment: 7 years Location: Staten Island, NY
       
Home town:
Current & past employers: Knight Electrical
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/30/11 > consolidating credit card debt

 

A credit bureau reported the following information about this borrower member on October 30, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2000 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,099.00 Public Records On File: 0
Revolving Line Utilization: 37.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent $950, phone $100, cable/internet $60, food $230, transportation $160, electric $60/avg, insurance $100

 


 

 

 

Member Payment Dependent Notes Series 1007959

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1007959

$4,200

$4,200

12.42%

1.00%

November 2, 2011

November 13, 2014

November 13, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1007959. Member loan 1007959 was requested on October 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,000 / month
Current employer: Conocophillips Debt-to-income ratio: 13.00%
Length of employment: 9 years Location: Ponca City, OK
       
Home town:
Current & past employers: Conocophillips
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 30, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2004 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,198.00 Public Records On File: 0
Revolving Line Utilization: 81.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Working on home improvement
Please explain the reason why you carry a large revolving credit balance.I'm working on paying that off also.

 


 

 

 

Member Payment Dependent Notes Series 1008040

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1008040

$4,000

$4,000

10.65%

1.00%

November 3, 2011

November 14, 2016

November 14, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1008040. Member loan 1008040 was requested on October 31, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,250 / month
Current employer: Smithfield Foods Debt-to-income ratio: 11.34%
Length of employment: 3 years Location: Suffolk, VA
       
Home town:
Current & past employers: Smithfield Foods
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 30, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1998 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,509.00 Public Records On File: 0
Revolving Line Utilization: 34.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1008057

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1008057

$5,000

$5,000

6.62%

1.00%

November 2, 2011

November 13, 2014

November 13, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1008057. Member loan 1008057 was requested on October 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,507 / month
Current employer: GEICO Debt-to-income ratio: 18.31%
Length of employment: 5 years Location: WINTER HAVEN, FL
       
Home town:
Current & past employers: GEICO
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/30/11 > This loan will help me to consolidate some high interest credit cards plus pay for some additional expenses that I did not have additional funds available for. After researching, this loan will allow me to save additional money each month for unforseen circumstances. I have a very stable job working in an insurance company that has never had a layoff. I have been working at my company for almost 6 years now, so my ability to pay back the loan is guarenteed.

 

A credit bureau reported the following information about this borrower member on October 30, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1991 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 33 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,258.00 Public Records On File: 0
Revolving Line Utilization: 71.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?Credit cards and some maintenence that I need done to my car.

 


 

 

 

Member Payment Dependent Notes Series 1008068

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1008068

$12,000

$12,000

15.96%

1.00%

November 7, 2011

November 13, 2016

November 13, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1008068. Member loan 1008068 was requested on October 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,167 / month
Current employer: Longhorn Steak House Debt-to-income ratio: 18.65%
Length of employment: 6 years Location: Wilmington, NC
       
Home town:
Current & past employers: Longhorn Steak House
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/01/11 > Using this loan to renovate. Have steady job with tenure. Borrower added on 11/02/11 > We always try and stay ahead of our payments, generally we like to pay extra any time we can. Our budget will not be affected by this loan, we have planned for it.

 

A credit bureau reported the following information about this borrower member on October 30, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2002 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: 24
Revolving Credit Balance: $6,693.00 Public Records On File: 0
Revolving Line Utilization: 32.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.Never had any delinquencies.
What is your intended use for the loan proceeds?Addition to the house
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Other then regular utility bills that are generally less the $300 total, we have are mortgage and a few credit cards. Are monthly incomes always leave us ahead. As well as being able to pay extra on bills.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Are total monthly housing expenses is right around $1400 a month, that includes a mortgage and all utility bills. We have minimal credit card debt as we general try stay away from Credit Cards.

 


 

 

 

Member Payment Dependent Notes Series 1008099

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1008099

$12,150

$12,150

18.25%

1.00%

November 7, 2011

November 13, 2016

November 13, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1008099. Member loan 1008099 was requested on October 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,167 / month
Current employer: Salgado & Associates, PLLC Debt-to-income ratio: 20.31%
Length of employment: 5 years Location: Springfield, VA
       
Home town:
Current & past employers: Salgado & Associates, PLLC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 30, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2000 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: 32
Revolving Credit Balance: $3,080.00 Public Records On File: 0
Revolving Line Utilization: 59.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)I pay $800 for rent, utilities around $250.
Which debts do you plan to pay off with this loan?All the credit cards and one previous loan.
What is your intended use for the loan proceeds?I would like to pay off all my credit cards.

 


 

 

 

Member Payment Dependent Notes Series 1008115

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1008115

$5,000

$5,000

12.69%

1.00%

November 2, 2011

November 13, 2014

November 13, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1008115. Member loan 1008115 was requested on October 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $4,167 / month
Current employer: procter and gamble Debt-to-income ratio: 10.97%
Length of employment: 5 years Location: gower, MO
       
Home town:
Current & past employers: procter and gamble
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 30, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1992 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,245.00 Public Records On File: 0
Revolving Line Utilization: 7.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?utv
What is your intended use for the loan proceeds?utv

 


 

 

 

Member Payment Dependent Notes Series 1008119

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1008119

$6,500

$6,500

10.65%

1.00%

November 2, 2011

November 13, 2014

November 13, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1008119. Member loan 1008119 was requested on October 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,917 / month
Current employer: Pulmonary Associates of North Dallas Debt-to-income ratio: 13.28%
Length of employment: 3 years Location: Little Elm, TX
       
Home town:
Current & past employers: Pulmonary Associates of North Dallas
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 30, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1993 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 29 Months Since Last Delinquency: 21
Revolving Credit Balance: $25,569.00 Public Records On File: 0
Revolving Line Utilization: 60.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Monthly expenses are about $3000.
Please explain the reason why you carry a large revolving credit balance.Had increased expenses last year and used credit cards to cover it. Hoping to have all credit cards paid off within a few years
Please provide additional details regarding the purpose of the loanTo pay for a surgery not covered under my insurance

 


 

 

 

Member Payment Dependent Notes Series 1008126

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1008126

$2,600

$2,600

15.27%

1.00%

November 4, 2011

November 13, 2014

November 13, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1008126. Member loan 1008126 was requested on October 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,169 / month
Current employer: Fujitsu America, Inc. Debt-to-income ratio: 5.27%
Length of employment: 10+ years Location: Chicago, IL
       
Home town:
Current & past employers: Fujitsu America, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 30, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1995 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,716.00 Public Records On File: 0
Revolving Line Utilization: 98.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1008133

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1008133

$8,000

$8,000

6.62%

1.00%

November 2, 2011

November 13, 2014

November 13, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1008133. Member loan 1008133 was requested on October 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: Green For All Debt-to-income ratio: 16.03%
Length of employment: 2 years Location: Oakland, CA
       
Home town:
Current & past employers: Green For All
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/30/11 > Wanting to consolidate debt from a few credit cards at a lower rate.

 

A credit bureau reported the following information about this borrower member on October 30, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2001 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,330.00 Public Records On File: 0
Revolving Line Utilization: 16.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1008184

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1008184

$14,950

$14,950

6.62%

1.00%

November 7, 2011

November 16, 2014

November 16, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1008184. Member loan 1008184 was requested on November 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $13,750 / month
Current employer: Clickable, Inc. Debt-to-income ratio: 7.57%
Length of employment: 3 years Location: Brooklyn, NY
       
Home town:
Current & past employers: Clickable, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/03/11 > Use of Funds: Pay down completely two high-interest rate credit card balances with the proceeds of this loan, bringing my household credit card debt to zero. Me as a Borrower: I'm a 10+ year corporate finance professional living and working in New York City whose intent is to buy a house in the next few years, and so I'm very, very conscious of maintaining my excellent credit rating leading up to that event. My job: Recently started my fourth year at stable, 150-person software company headquartered in New York City. Thanks in advance for your consideration. I'd be happy to answer any additional questions that you may have.

 

A credit bureau reported the following information about this borrower member on October 30, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2001 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,749.00 Public Records On File: 0
Revolving Line Utilization: 56.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1008194

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1008194

$3,000

$3,000

6.62%

1.00%

November 7, 2011

November 13, 2014

November 13, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1008194. Member loan 1008194 was requested on October 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,583 / month
Current employer: JB HUNT TRANSPORT Debt-to-income ratio: 14.07%
Length of employment: 10+ years Location: FAIRFIELD, OH
       
Home town:
Current & past employers: JB HUNT TRANSPORT
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 30, 2011:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 02/1992 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,455.00 Public Records On File: 0
Revolving Line Utilization: 20.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?KITCHEN COUNTER TOPS

 


 

 

 

Member Payment Dependent Notes Series 1008224

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1008224

$6,250

$6,250

12.69%

1.00%

November 3, 2011

November 15, 2014

November 15, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1008224. Member loan 1008224 was requested on November 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,000 / month
Current employer: State of Alabama Debt-to-income ratio: 21.53%
Length of employment: 10+ years Location: Birmingham, AL
       
Home town:
Current & past employers: State of Alabama
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/01/11 > This loan will be used for home improvement. I have been employed with the State of Alabama for 18 years.

 

A credit bureau reported the following information about this borrower member on November 1, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1995 Delinquent Amount: $0.00
Open Credit Lines: 19 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 41 Months Since Last Delinquency: 14
Revolving Credit Balance: $3,951.00 Public Records On File: 0
Revolving Line Utilization: 32.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 1008254

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1008254

$5,800

$5,800

12.42%

1.00%

November 2, 2011

November 13, 2014

November 13, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1008254. Member loan 1008254 was requested on October 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,000 / month
Current employer: Colorado Department of Transportation Debt-to-income ratio: 11.75%
Length of employment: 10+ years Location: Georgetown, CO
       
Home town:
Current & past employers: Colorado Department of Transportation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/30/11 > I will be doing debt consolidation. I am never late on payments and have direct deposit. I do budget and live within my budget. I work for the Colorado Department of Transportation on the I-70 corridor and my job is very secure. Highway expansion is in the future.

 

A credit bureau reported the following information about this borrower member on October 30, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2002 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,404.00 Public Records On File: 0
Revolving Line Utilization: 51.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Expenses related to housing is $1,197.06
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Chase Credit card bal 4997.58, pmt 112.00 Truck Loan bal 3950, pmt 127 Overdraft bal 970, pmt 30 Visa Credit card bal 4850.00, pmt 180.21
Please explain the reason why you carry a large revolving credit balance.It is not my intention to carry a large revolving. What seemed like a good fix at a given time wasn't the best idea.
Which debts do you plan to pay off with this loan?I would pay my credit union overdraft first to make it useful again if needed. I need a cap for my chimney so I can burn wood and keep my heating bill down. I probably need new rear brakes to get me through the winter. I would apply most of the rest to my highest interest item.
Please explain the reason why you carry a large revolving credit balance.It is not my intention to carry a large revolving. What seemed like a good fix at a given time wasn't the best idea.

 


 

 

 

Member Payment Dependent Notes Series 1008267

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1008267

$24,000

$24,000

7.90%

1.00%

November 4, 2011

November 13, 2014

November 13, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1008267. Member loan 1008267 was requested on October 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,917 / month
Current employer: delta dental of mi Debt-to-income ratio: 15.23%
Length of employment: 2 years Location: okemos, MI
       
Home town:
Current & past employers: delta dental of mi
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 30, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2002 Delinquent Amount: $0.00
Open Credit Lines: 19 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 40 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,826.00 Public Records On File: 0
Revolving Line Utilization: 7.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 1008273

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1008273

$11,500

$11,500

7.90%

1.00%

November 4, 2011

November 13, 2014

November 13, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1008273. Member loan 1008273 was requested on October 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,417 / month
Current employer: north central baptist hospital Debt-to-income ratio: 21.93%
Length of employment: 5 years Location: San Antonio, TX
       
Home town:
Current & past employers: north central baptist hospital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/30/11 > I want to consolidate my credit cards and get away from the banks that change the interests rates at their whim. I also had to make some home improvements Borrower added on 10/30/11 > sorry, I hit the submit button twice

 

A credit bureau reported the following information about this borrower member on October 30, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1994 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,396.00 Public Records On File: 0
Revolving Line Utilization: 46.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1008324

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1008324

$9,475

$9,475

6.03%

1.00%

November 4, 2011

November 13, 2014

November 13, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1008324. Member loan 1008324 was requested on October 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,167 / month
Current employer: Wisconsin Dept Of Revenue Debt-to-income ratio: 28.26%
Length of employment: < 1 year Location: Wauwatosa, WI
       
Home town:
Current & past employers: Wisconsin Dept Of Revenue
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 30, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1986 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $30,919.00 Public Records On File: 0
Revolving Line Utilization: 46.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1008334

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1008334

$3,300

$3,300

11.71%

1.00%

November 2, 2011

November 14, 2014

November 14, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1008334. Member loan 1008334 was requested on October 31, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,250 / month
Current employer: US Army Debt-to-income ratio: 16.08%
Length of employment: 1 year Location: Enterprise, AL
       
Home town:
Current & past employers: US Army
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/31/11 > Just need a 3 year loan to finance remainder of engagement ring.

 

A credit bureau reported the following information about this borrower member on October 30, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2008 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $21.00 Public Records On File: 0
Revolving Line Utilization: 0.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1008363

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1008363

$3,000

$3,000

14.65%

1.00%

November 3, 2011

November 13, 2014

November 13, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1008363. Member loan 1008363 was requested on October 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,200 / month
Current employer: New York city department of sanitation Debt-to-income ratio: 9.93%
Length of employment: 4 years Location: Staten island, NY
       
Home town:
Current & past employers: New York city department of sanitation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 30, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1978 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 3
Total Credit Lines: 30 Months Since Last Delinquency: 12
Revolving Credit Balance: $7,853.00 Public Records On File: 0
Revolving Line Utilization: 23.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1008369

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1008369

$9,975

$9,975

17.58%

1.00%

November 3, 2011

November 13, 2016

November 13, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1008369. Member loan 1008369 was requested on October 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,867 / month
Current employer: Jefferson Parish Public Schools Debt-to-income ratio: 15.83%
Length of employment: 5 years Location: Kenner, LA
       
Home town:
Current & past employers: Jefferson Parish Public Schools
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/30/11 > Used Auto Loan

 

A credit bureau reported the following information about this borrower member on October 30, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1998 Delinquent Amount: $0.00
Open Credit Lines: 26 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 63 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,942.00 Public Records On File: 0
Revolving Line Utilization: 39.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I used the credit card to fund my business that was started in July 2010.
How much money are you providing out of pocket as a down payment for this purchase?$3000
What type of vehicle are you buying (make, model, year, mileage and condition)?Volkswagon Beetle 2004, 42300, good condition
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$About 1300 a month
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)About $1300
If you have a delinquency in the last 2 years, please explain the reason.None- never

 


 

 

 

Member Payment Dependent Notes Series 1008377

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1008377

$8,000

$8,000

13.49%

1.00%

November 3, 2011

November 13, 2014

November 13, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1008377. Member loan 1008377 was requested on October 30, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,083 / month
Current employer: McKesson Corp Debt-to-income ratio: 15.11%
Length of employment: 3 years Location: grapevine, TX
       
Home town:
Current & past employers: McKesson Corp
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 30, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2000 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: 33
Revolving Credit Balance: $7,166.00 Public Records On File: 0
Revolving Line Utilization: 73.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I am paying off 3 credit cards to consolidate interest for a lower rate. Five thousand for a Citibank card and three thousand between two Chase cards that were incurred due to medical expenses during an illness (and lack of pay during this time as well).

 


 

 

 

Member Payment Dependent Notes Series 1008426

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1008426

$2,850

$2,850

7.51%

1.00%

November 2, 2011

November 14, 2014

November 14, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1008426. Member loan 1008426 was requested on October 31, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,260 / month
Current employer: Charles County Sheriff Office Debt-to-income ratio: 21.43%
Length of employment: 10+ years Location: LA PLATA, MD
       
Home town:
Current & past employers: Charles County Sheriff Office
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/31/11 > I plan to pay down some debt, I currently been with the same job for 22 yrs.

 

A credit bureau reported the following information about this borrower member on October 31, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1994 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 37 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,325.00 Public Records On File: 0
Revolving Line Utilization: 31.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

 


 

 

 

Member Payment Dependent Notes Series 1008431

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1008431

$10,000

$10,000

6.03%

1.00%

November 4, 2011

November 15, 2014

November 15, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1008431. Member loan 1008431 was requested on November 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,167 / month
Current employer: Cape Fear Community College Debt-to-income ratio: 10.03%
Length of employment: 4 years Location: Wilmington, NC
       
Home town:
Current & past employers: Cape Fear Community College
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on November 1, 2011:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 01/1988 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 45 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,606.00 Public Records On File: 0
Revolving Line Utilization: 27.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?debt consolidation

 


 

 

 

Member Payment Dependent Notes Series 1008456

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1008456

$8,000

$8,000

6.03%

1.00%

November 2, 2011

November 14, 2014

November 14, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1008456. Member loan 1008456 was requested on October 31, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,800 / month
Current employer: n/a Debt-to-income ratio: 4.11%
Length of employment: n/a Location: North Hollywood, CA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 31, 2011:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 07/1977 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,751.00 Public Records On File: 0
Revolving Line Utilization: 13.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1008460

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1008460

$4,800

$4,800

17.58%

1.00%

November 3, 2011

November 14, 2016

November 14, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1008460. Member loan 1008460 was requested on October 31, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,167 / month
Current employer: Arc of the three rivers Debt-to-income ratio: 9.83%
Length of employment: < 1 year Location: South Charleston, WV
       
Home town:
Current & past employers: Arc of the three rivers
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 31, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2004 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: 41
Revolving Credit Balance: $4,327.00 Public Records On File: 0
Revolving Line Utilization: 55.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.A medical condition & finishing my bachelors degree placed a lot of financial hardships on me which is the reason behind my large credit balances. Throughout all this I have made every effort to get caught up but as soon as I get caught up something else would happen that would require me to get back into debt. However I am finally in good health and out of college with a career and once it's all paid off I have no desire to ever go there again...I hope that answers your question, thank you!

 


 

 

 

Member Payment Dependent Notes Series 1008491

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1008491

$15,000

$15,000

21.28%

1.00%

November 8, 2011

November 14, 2016

November 14, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1008491. Member loan 1008491 was requested on October 31, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: blue rhino Debt-to-income ratio: 7.53%
Length of employment: 2 years Location: thomasville, NC
       
Home town:
Current & past employers: blue rhino
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 31, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2000 Delinquent Amount: $0.00
Open Credit Lines: 2 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: 24
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?current debt balance- $14,794.24 personal loan- $9595.23, int rate-25.17%, monthly payment- $251.23 car loan - $3942, int rate - ??, monthly payment - $351.15 credit card - $594.57, int rate - 19.99%, monthly payment - $35.00 misc. debt- $662.44
What is your intended use for the loan proceeds?My intended use is to consolidate all debt into one monthly payment. Majority of the loan is to help my fiancee who was struggling.
What is your intended use for the loan proceeds?My intended use is to consolidate all debt into one monthly payment. Majority of the loan is to help my fiancee who was struggling.
If you have a delinquency in the last 2 years, please explain the reason.i have not had any delinquencies in the past 2 years

 


 

 

 

Member Payment Dependent Notes Series 1008548

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1008548

$9,400

$9,400

6.62%

1.00%

November 2, 2011

November 14, 2014

November 14, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1008548. Member loan 1008548 was requested on October 31, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,190 / month
Current employer: FIRST RF Corp. Debt-to-income ratio: 6.19%
Length of employment: 7 years Location: Broomfield, CO
       
Home town:
Current & past employers: FIRST RF Corp.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 31, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1995 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: 38
Revolving Credit Balance: $2,098.00 Public Records On File: 0
Revolving Line Utilization: 31.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.I don't believe I have had a delinquency in the last 2 years. If I'm incorrect it would have been a bill that just got neglected.

 


 

 

 

Member Payment Dependent Notes Series 1008550

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1008550

$11,000

$11,000

16.77%

1.00%

November 7, 2011

November 14, 2014

November 14, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1008550. Member loan 1008550 was requested on October 31, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $10,417 / month
Current employer: jetBlue Airways Debt-to-income ratio: 7.85%
Length of employment: 3 years Location: East Islip, NY
       
Home town:
Current & past employers: jetBlue Airways
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 31, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2002 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 21 Months Since Last Delinquency: 3
Revolving Credit Balance: $12,791.00 Public Records On File: 0
Revolving Line Utilization: 47.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.I do not have any delinquencies.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have 10,750 in credit card debt split amongst 3 cards.The cards interest varies from 25-29.99%. my minimum payments are nearly $400 a month.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have 10,750 in credit card debt split amongst 3 cards.The cards interest varies from 25-29.99%. my minimum payments are nearly $400 a month.

 


 

 

 

Member Payment Dependent Notes Series 1008627

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1008627

$6,500

$6,500

10.65%

1.00%

November 3, 2011

November 14, 2014

November 14, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1008627. Member loan 1008627 was requested on October 31, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,721 / month
Current employer: Donovan Hatem LLP Debt-to-income ratio: 0.00%
Length of employment: 2 years Location: Roxbury, MA
       
Home town:
Current & past employers: Donovan Hatem LLP
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/31/11 > I acquired a debt on my charge card of about $6500, and seek to replace it with a lower, fixed-rate loan, via Lending Club. My home loan is extremely low ($243.49 per month), and I have no additional debts beyond the charge card debt, which will be paid by this loan. My new Lending Club loan will cost about $215 per month to service, which means I'll have plenty of cash available to keep current.

 

A credit bureau reported the following information about this borrower member on October 31, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1998 Delinquent Amount: $0.00
Open Credit Lines: 2 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: n/a
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1008635

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1008635

$7,125

$7,125

11.71%

1.00%

November 3, 2011

November 14, 2014

November 14, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1008635. Member loan 1008635 was requested on October 31, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $1,900 / month
Current employer: Vista Capiyal Management Debt-to-income ratio: 20.05%
Length of employment: < 1 year Location: Conway, SC
       
Home town:
Current & past employers: Vista Capiyal Management
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/31/11 > for debt consoldation

 

A credit bureau reported the following information about this borrower member on October 31, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1993 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 45 Months Since Last Delinquency: 23
Revolving Credit Balance: $16,188.00 Public Records On File: 0
Revolving Line Utilization: 29.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1008660

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1008660

$18,000

$18,000

7.90%

1.00%

November 3, 2011

November 14, 2014

November 14, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1008660. Member loan 1008660 was requested on October 31, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $3,500 / month
Current employer: Oak Mountain Academt Debt-to-income ratio: 4.69%
Length of employment: 6 years Location: Villa Rica, GA
       
Home town:
Current & past employers: Oak Mountain Academt
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 31, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1984 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,117.00 Public Records On File: 0
Revolving Line Utilization: 45.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1008668

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1008668

$14,075

$14,075

9.91%

1.00%

November 3, 2011

November 14, 2014

November 14, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1008668. Member loan 1008668 was requested on October 31, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,789 / month
Current employer: US Army Debt-to-income ratio: 22.53%
Length of employment: 8 years Location: Elgin, SC
       
Home town:
Current & past employers: US Army
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 31, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1997 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 33 Months Since Last Delinquency: 37
Revolving Credit Balance: $15,244.00 Public Records On File: 0
Revolving Line Utilization: 68.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Mortgage: 1328.03 (taxes and ins. included) Cable/Internet?Phone, Water, Sewer, Gas, and Electric total an avg of $400.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I keep a spread sheet for every month with balances, interest, min payment and due dates. It currently reads: Mortgage $223,669.63 5% $1,328.03 Jeep $29,029.64 1.90% $533.35 Student Loan $8,910.37 3.18% $179.08 Bank of America $7,912.32 29.99% $201.00 USAA Amex $3,186.99 11.9% $48.00 Citibank $2,800.00 29.99% $42.00 Chase $1,750.00 27.24% $25.00 USAA MC $0.00 11.9% 0.00
Which debts do you plan to pay off with this loan?I plan to eliminate all credit card debt completely. With the amount of loan that I am looking for I would be paying approximately the same monthly payment towards credit cards, but paying a lower interest rate on the balance and being able to pay them all in one payment. In three years I would be credit card debt free.

 


 

 

 

Member Payment Dependent Notes Series 1008690

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1008690

$10,000

$10,000

12.42%

1.00%

November 4, 2011

November 14, 2014

November 14, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1008690. Member loan 1008690 was requested on October 31, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $5,833 / month
Current employer: mohawk papers Debt-to-income ratio: 7.78%
Length of employment: 10+ years Location: hamilton, OH
       
Home town:
Current & past employers: mohawk papers
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/31/11 > i always pay my bills

 

A credit bureau reported the following information about this borrower member on October 31, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2000 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: 45
Revolving Credit Balance: $359.00 Public Records On File: 0
Revolving Line Utilization: 6.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1008709

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1008709

$4,000

$4,000

13.49%

1.00%

November 2, 2011

November 14, 2014

November 14, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1008709. Member loan 1008709 was requested on October 31, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,583 / month
Current employer: NexTier Bank Debt-to-income ratio: 17.32%
Length of employment: 6 years Location: Evans City, PA
       
Home town:
Current & past employers: NexTier Bank
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/31/11 > 1997 Ford F350 Box Truck I have been employed at NexTier Bank for 6 years and priviously employed at Dollar Bank for 25 years

 

A credit bureau reported the following information about this borrower member on October 31, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1986 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 47 Months Since Last Delinquency: 23
Revolving Credit Balance: $19,306.00 Public Records On File: 0
Revolving Line Utilization: 94.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.My husband passed away 2 years ago and left me with debt, I will be concentrating on reducing the debt over the next year.
How much money are you providing out of pocket as a down payment for this purchase?Approx $400
What type of vehicle are you buying (make, model, year, mileage and condition)?Used 1997 Ford F150 for my son's business (construction). If is in good condition, I do not have the milage yet.

 


 

 

 

Member Payment Dependent Notes Series 1008723

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1008723

$12,000

$12,000

13.49%

1.00%

November 2, 2011

November 14, 2014

November 14, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1008723. Member loan 1008723 was requested on October 31, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,333 / month
Current employer: U.S. House of Representatives Debt-to-income ratio: 9.98%
Length of employment: < 1 year Location: Arlington, VA
       
Home town:
Current & past employers: U.S. House of Representatives
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/31/11 > Pay off credit card debt that was accumulated while unemployed. (Always paid off balances in full each month while employed.) Currently employed in stable well-paying job; this loan will enable me to pay off debt more quickly at a lower APR. Borrower added on 10/31/11 > Have been paying down at least $1,000 per month since January 2011.

 

A credit bureau reported the following information about this borrower member on October 31, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1991 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,355.00 Public Records On File: 0
Revolving Line Utilization: 81.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)$1400 (rent) $160 (utilities) $9 (renter's insurance) all other insurance paid by employer all transportation paid by employer no loans or lines of credit no property taxes (income tax withheld from paycheck)
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Visa: $4500 (22.24% APR)/$130 monthly payment Discover: $8250 (22.24% APR)/$170 monthly payment AMEX: $1500 (15.24% APR)/$35 monthly payment Mastercard: $6250 (14.49% APR)/$175 monthly payment no student loans, mortgages, or lines of credit have been paying down at least $1,000 per month since January 2011
Which debts do you plan to pay off with this loan?Will pay off Visa and Discover card entirely. Will then pay continue to pay down the lower interest rate cards: at least $1,000 per month will be allocated to pay the Lending Club loan payment and the remaining debt.

 


 

 

 

Member Payment Dependent Notes Series 1008762

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1008762

$3,200

$3,200

11.71%

1.00%

November 2, 2011

November 14, 2014

November 14, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1008762. Member loan 1008762 was requested on October 31, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,417 / month
Current employer: At&t Mobility Debt-to-income ratio: 17.79%
Length of employment: 5 years Location: Wilsonville, OR
       
Home town:
Current & past employers: At&t Mobility
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Requesting a loan to help consolidate my bills into one low monthly payment. Thanks for looking!

 

A credit bureau reported the following information about this borrower member on October 21, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2003 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: 45
Revolving Credit Balance: $2,798.00 Public Records On File: 0
Revolving Line Utilization: 49.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1008763

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1008763

$12,000

$12,000

11.71%

1.00%

November 3, 2011

November 15, 2014

November 15, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1008763. Member loan 1008763 was requested on November 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,933 / month
Current employer: Department of Veteran Affairs Debt-to-income ratio: 15.32%
Length of employment: 3 years Location: Brick, NJ
       
Home town:
Current & past employers: Department of Veteran Affairs
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on November 1, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2000 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: 66
Revolving Credit Balance: $19,463.00 Public Records On File: 0
Revolving Line Utilization: 62.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1008791

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1008791

$6,500

$6,500

10.65%

1.00%

November 2, 2011

November 14, 2014

November 14, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1008791. Member loan 1008791 was requested on October 31, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $9,583 / month
Current employer: Tesla Motors Debt-to-income ratio: 10.49%
Length of employment: < 1 year Location: Palo Alto, CA
       
Home town:
Current & past employers: Tesla Motors
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 31, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1996 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,525.00 Public Records On File: 0
Revolving Line Utilization: 45.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I have a number of 0-4% APR promotional rates through 2012. I am also deferring a good chunk of salary into an ESPP plan that I plan to cash out in the first half of 2012 that will wipe out a lot of debt.

 


 

 

 

Member Payment Dependent Notes Series 1008802

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1008802

$8,500

$8,500

7.51%

1.00%

November 2, 2011

November 14, 2014

November 14, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1008802. Member loan 1008802 was requested on October 31, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,500 / month
Current employer: Paradise Hospitality Group Debt-to-income ratio: 16.26%
Length of employment: 5 years Location: Hagerstown, MD
       
Home town:
Current & past employers: Paradise Hospitality Group
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 31, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2007 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,946.00 Public Records On File: 0
Revolving Line Utilization: 4.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1008811

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1008811

$6,500

$6,500

6.03%

1.00%

November 3, 2011

November 15, 2014

November 15, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1008811. Member loan 1008811 was requested on November 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,846 / month
Current employer: Enterprise Rent-A-Car Debt-to-income ratio: 3.20%
Length of employment: 6 years Location: Devon, PA
       
Home town:
Current & past employers: Enterprise Rent-A-Car
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/01/11 > The loan is for an engagment ring. I plan on paying the loan off well before the three year mark, and my job & income are extremely secure with the 2nd largest privately owned company in the world.

 

A credit bureau reported the following information about this borrower member on November 1, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2002 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,199.00 Public Records On File: 0
Revolving Line Utilization: 11.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1008842

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1008842

$14,000

$14,000

8.90%

1.00%

November 3, 2011

November 14, 2014

November 14, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1008842. Member loan 1008842 was requested on October 31, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,500 / month
Current employer: Common Roots Cafe Debt-to-income ratio: 19.88%
Length of employment: 3 years Location: Minneapolis, MN
       
Home town:
Current & past employers: Common Roots Cafe
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/31/11 > Hello potential lenders, I'm excited about finally relieving myself of the burden of credit card debt. I've always been a responsible person, but things piled up quickly when my dream job at a great nonprofit collapsed in the fall of 2008. This job paid me well, and was something I had worked toward for years. Unfortunately, as a fairly new organization, the timing of the bank crises that year led to a serious shortage of incoming revenue when we were between projects and needed it most. I was forced to live off of my credit cards for months until finding a new job, which was a major lifestyle adjustment. I've gotten back on my feet, but I can barely make enough to pay off my bills, and the high interest rates are killing me. I feel sick every time I see how much money I'm paying to the big banks every month in fees and interest, and I'm excited about using Lending Club to get out from under that terrible cycle. The way this works makes me feel like I'll be proud to pay this off (since it's going to normal people), instead of resentful that the banks (who were bailed out by our government) will continue to line their pockets with my money. I assure you that your investment will be sound! I'm genuinely pumped to get this going and get out from under the banks. Thanks so much!

 

A credit bureau reported the following information about this borrower member on October 31, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1998 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: 37
Revolving Credit Balance: $16,101.00 Public Records On File: 0
Revolving Line Utilization: 48.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1008858

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1008858

$12,000

$12,000

7.90%

1.00%

November 2, 2011

November 14, 2014

November 14, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1008858. Member loan 1008858 was requested on October 31, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,417 / month
Current employer: State of Florida Debt-to-income ratio: 14.10%
Length of employment: 10+ years Location: Tallahassee, FL
       
Home town:
Current & past employers: State of Florida
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/31/11 > I will be using my loan to pay off credit cards and a car warranty. The credit cards will be ripped up once I get loan funding.

 

A credit bureau reported the following information about this borrower member on October 31, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1999 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,612.00 Public Records On File: 0
Revolving Line Utilization: 19.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 5    

 

 


 

 

 

Member Payment Dependent Notes Series 1008864

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1008864

$6,000

$6,000

12.42%

1.00%

November 7, 2011

November 16, 2014

November 16, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1008864. Member loan 1008864 was requested on November 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,250 / month
Current employer: Artech Information System-IBM Contractor Debt-to-income ratio: 10.98%
Length of employment: 1 year Location: Chicago, IL
       
Home town:
Current & past employers: Artech Information System-IBM Contractor
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/02/11 > I need to use this money for my family trip and hopefully fulfill the emergency need for now. It will also gets good credit for me when I return it ASAP.

 

A credit bureau reported the following information about this borrower member on November 2, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2003 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,964.00 Public Records On File: 0
Revolving Line Utilization: 85.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1008870

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1008870

$16,000

$16,000

12.42%

1.00%

November 7, 2011

November 15, 2016

November 15, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1008870. Member loan 1008870 was requested on November 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $9,833 / month
Current employer: Alliance Data Systems Debt-to-income ratio: 3.39%
Length of employment: 10+ years Location: Boulder, CO
       
Home town:
Current & past employers: Alliance Data Systems
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on November 1, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1997 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,096.00 Public Records On File: 0
Revolving Line Utilization: 31.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?5 Mortgages (5-plex of rentals, all currently breaking even) balance 63,924 7.0% $449 rented for $575 balance 63,924 7.0% $449 rented for $575 balance 63,924 7.0% $449 rented for $575 balance 63,924 7.0% $449 rented for $575 balance 57,277 3.0% $526 rented for $575 1 Credit Card: balance $2153 (this is paid off every month) 1 car loan: balance $6515 $251
Which debts do you plan to pay off with this loan?I plan to use this for a few major purchases so that I can avoid having to open several different credit lines at different businesses, therefore consolidating those purchases.
What is your intended use for the loan proceeds?It's going to used for a few large purchases.

 


 

 

 

Member Payment Dependent Notes Series 1008915

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1008915

$25,000

$25,000

16.77%

1.00%

November 4, 2011

November 14, 2014

November 14, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1008915. Member loan 1008915 was requested on October 31, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,500 / month
Current employer: US Army Legal Services Agency Debt-to-income ratio: 20.69%
Length of employment: 10+ years Location: Dumfries, VA
       
Home town:
Current & past employers: US Army Legal Services Agency
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/31/11 > I can repay

 

A credit bureau reported the following information about this borrower member on October 31, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1995 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $39,640.00 Public Records On File: 0
Revolving Line Utilization: 88.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I recently went through a divorce and ex-husband was suppose to pay half of the bills, but he lost his job and filed bankruptcy. I have manged to pay the debt on time, but the debt would be easier as one bill instead of multi-payments.
Which debts do you plan to pay off with this loan?credit cards
Please explain the reason why you carry a large revolving credit balance.I recently went through a divorce and ex-husband was suppose to pay half of the bills, but he lost his job and filed bankruptcy. I have manged to pay the debt on time, but the debt would be easier as one bill instead of multi-payments.
Which debts do you plan to pay off with this loan?credit cards
Please explain the reason why you carry a large revolving credit balance.I recently went through a divorce and ex-husband was suppose to pay half of the bills, but he lost his job and filed bankruptcy. I have manged to pay the debt on time, but the debt would be easier as one bill instead of multi-payments.

 


 

 

 

Member Payment Dependent Notes Series 1008958

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1008958

$28,000

$28,000

6.62%

1.00%

November 8, 2011

November 14, 2014

November 14, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1008958. Member loan 1008958 was requested on October 31, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $25,000 / month
Current employer: Warner Gaming Debt-to-income ratio: 5.59%
Length of employment: 3 years Location: Henderson, NV
       
Home town:
Current & past employers: Warner Gaming
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/31/11 > We are finalizing the design of our backyard and currently have about $25,000 in free cash flow set aside for the project. Our current budget is $40K but felt that as with any type of project there could be some incremental costs so with this loan we will have approximately $53K to complete the entire project. We have a firm quote for the pool at not to exceed $35K and some landscaping and other improvements beyond that will be the remainder of the expenses.

 

A credit bureau reported the following information about this borrower member on October 31, 2011:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 01/1993 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,122.00 Public Records On File: 0
Revolving Line Utilization: 5.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1008959

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1008959

$13,000

$13,000

9.91%

1.00%

November 3, 2011

November 14, 2014

November 14, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1008959. Member loan 1008959 was requested on October 31, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,083 / month
Current employer: Seminole High School Debt-to-income ratio: 23.71%
Length of employment: 1 year Location: saint petersburg, FL
       
Home town:
Current & past employers: Seminole High School
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/02/11 > Credit card consolidation, tired of paying high interest rates and would rather just pay one lump sum monthly. Thank you everyone for helping me get rid of this burden. Btw I work full time and have never missed a payment on any of my bills. Borrower added on 11/02/11 > This loan will help me pay off high interest credit cards. I realize I'd rather give my money to other people than corporations that don't need it. Im really excited to be debt free and cant thank you enough for allowing me to breathe again.

 

A credit bureau reported the following information about this borrower member on October 31, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2005 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,884.00 Public Records On File: 0
Revolving Line Utilization: 68.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1009008

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1009008

$7,000

$7,000

7.90%

1.00%

November 2, 2011

November 14, 2014

November 14, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1009008. Member loan 1009008 was requested on October 31, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,250 / month
Current employer: Computer Sciences Corporation Debt-to-income ratio: 12.61%
Length of employment: 10+ years Location: Centreville , VA
       
Home town:
Current & past employers: Computer Sciences Corporation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 31, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1994 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 36 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,848.00 Public Records On File: 0
Revolving Line Utilization: 62.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)my portion is about $1200
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$500

 


 

 

 

Member Payment Dependent Notes Series 1009024

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1009024

$12,000

$12,000

15.27%

1.00%

November 7, 2011

November 14, 2016

November 14, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1009024. Member loan 1009024 was requested on October 31, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,000 / month
Current employer: SGW Debt-to-income ratio: 11.65%
Length of employment: 4 years Location: Cranford, NJ
       
Home town:
Current & past employers: SGW
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/31/11 > Paying off my credit cards and to give myself only one payment a month through Lending Club. Thank you for all your support!

 

A credit bureau reported the following information about this borrower member on October 31, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1982 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 6 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,175.00 Public Records On File: 0
Revolving Line Utilization: 97.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Two Visa cards, one issued by TD Bank, and one from Bank of America. Each card has a balance of $6,000. The interest rates are about 14.75%. Minimum payment on both is $120.
What is your intended use for the loan proceeds?My plan is to pay off my credit cards so I can have a line of credit incase of emergencies, as well as to lower my overall payments. I've gone over my numbers, and this loan is the most affordable method of debt relief with the most benefits. Thank you for your investment.
Please explain the reason why you carry a large revolving credit balance.I moved into a new apartment last year with my girlfriend and bought new furniture. Afterwhich, my girlfriend lost her job a few months later. We changed our spending, but the high balance remained. This loan was one solution to pay down my debt.

 


 

 

 

Member Payment Dependent Notes Series 1009060

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1009060

$5,000

$5,000

16.77%

1.00%

November 3, 2011

November 14, 2014

November 14, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1009060. Member loan 1009060 was requested on October 31, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,500 / month
Current employer: GE Capital Debt-to-income ratio: 10.67%
Length of employment: 4 years Location: Tustin, CA
       
Home town:
Current & past employers: GE Capital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 31, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1996 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 5
Total Credit Lines: 27 Months Since Last Delinquency: 18
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1009082

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1009082

$5,225

$5,225

9.91%

1.00%

November 3, 2011

November 14, 2014

November 14, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1009082. Member loan 1009082 was requested on October 31, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,583 / month
Current employer: Living Word Family Church Debt-to-income ratio: 23.08%
Length of employment: 1 year Location: Naples, FL
       
Home town:
Current & past employers: Living Word Family Church
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 31, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1998 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: 71
Revolving Credit Balance: $41,157.00 Public Records On File: 0
Revolving Line Utilization: 84.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1009120

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1009120

$4,200

$4,200

9.91%

1.00%

November 7, 2011

November 14, 2014

November 14, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1009120. Member loan 1009120 was requested on October 31, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $4,167 / month
Current employer: ternium usa Debt-to-income ratio: 6.36%
Length of employment: 3 years Location: shreveport, LA
       
Home town:
Current & past employers: ternium usa
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 31, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2002 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 42 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,395.00 Public Records On File: 0
Revolving Line Utilization: 59.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1009147

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1009147

$20,000

$20,000

11.71%

1.00%

November 4, 2011

November 15, 2014

November 15, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1009147. Member loan 1009147 was requested on November 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,725 / month
Current employer: Kimley-Horn and Associates Debt-to-income ratio: 13.67%
Length of employment: 7 years Location: Oakland, CA
       
Home town:
Current & past employers: Kimley-Horn and Associates
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on November 1, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2000 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,211.00 Public Records On File: 0
Revolving Line Utilization: 73.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?I plan to pay off the outstanding balances on my two credit cards.
Which debts do you plan to pay off with this loan?I plan to pay off the outstanding balances on my two credit cards.
What is your intended use for the loan proceeds?I am planning to consolidate my dept by paying off outstanding balances on two credit cards, as well as a $10k line of credit.

 


 

 

 

Member Payment Dependent Notes Series 1009152

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1009152

$30,000

$30,000

14.27%

1.00%

November 8, 2011

November 14, 2014

November 14, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1009152. Member loan 1009152 was requested on October 31, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: United Hospital Center Debt-to-income ratio: 17.80%
Length of employment: 3 years Location: Buckhannon, WV
       
Home town:
Current & past employers: United Hospital Center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 31, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1995 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $36,174.00 Public Records On File: 0
Revolving Line Utilization: 49.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)For my house mortgage, I pay 282.28 every two weeks. I only have 7 more years left on my house and it will be paid for. I had taken out the loan for 15 years. My father died 11 years ago and my mother lives with me. She pays the utilities and insurance because she wants to contribute. The property tax is 412 per year and my car tax is 87 per year. I have my car paid off. I do have a school loan from my Masters Degree and I pay 141 a month on that.
Which debts do you plan to pay off with this loan?I would like to consolidate credit card and one small loan to pay them off faster. I have been researching my options and I felt like consolidation would be very beneficial in achieving this goal. Plus, when I did the pre-calculation, I knew I could meet this goal when I saw what the monthly payment would be for the three year option. Thank you.

 


 

 

 

Member Payment Dependent Notes Series 1009153

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1009153

$14,500

$14,500

10.65%

1.00%

November 3, 2011

November 14, 2014

November 14, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1009153. Member loan 1009153 was requested on October 31, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,500 / month
Current employer: Southwire Debt-to-income ratio: 19.04%
Length of employment: 10+ years Location: Orlando, FL
       
Home town:
Current & past employers: Southwire
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 31, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1995 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: 24
Revolving Credit Balance: $2,086.00 Public Records On File: 0
Revolving Line Utilization: 24.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards:BOA -$5991.00 @ 21.99%, BOA Loan - $3774.00 @ 11%, Chase x 2 - $2334.00 total @ 19%, Juniper-$985.00 @ 24.99, Discover - $1266.00@ 19.99%
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?per month: Mortgage - $790, utilities - $134, phone - $34. Insurance $78, food - $380, no car payment
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)$790 breaks down as $634 principle and interest and $156 escrow for taxes and insurance. No second mortgages or lines of credit. Utilities are ~$134/mo for electricity and water. No cable bill
What is your intended use for the loan proceeds?Credit cards:BOA -$5991.00 @ 21.99%, BOA Loan - $3774.00 @ 11%, Chase x 2 - $2334.00 total @ 19%, Juniper-$985.00 @ 24.99, Discover - $1266.00@ 19.99%
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?per month: Mortgage - $790, utilities - $134, phone - $34. Insurance $78, food - $380, no car payment
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).$790 breaks down as $634 principle and interest and $156 escrow for taxes and insurance. No second mortgages or lines of credit
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?All proceeds to be used strictly to pay off credit cards/loans listed above.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards:BOA -$5991.00 @ 21.99%, BOA Loan - $3774.00 @ 11%, Chase x 2 - $2334.00 total @ 19%, Juniper-$985.00 @ 24.99, Discover - $1266.00@ 19.99%
If you have a delinquency in the last 2 years, please explain the reason.No delinquencies of any kind in our household, all payments have been made on time for credit cards, mortgage, and carpayments.

 


 

 

 

Member Payment Dependent Notes Series 1009171

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1009171

$5,000

$5,000

7.51%

1.00%

November 2, 2011

November 14, 2014

November 14, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1009171. Member loan 1009171 was requested on October 31, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $1,250 / month
Current employer: Nail Citi Debt-to-income ratio: 15.44%
Length of employment: 5 years Location: Lawrence, KS
       
Home town:
Current & past employers: Nail Citi
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/31/11 > I am currently spending hundreds on credit card bills each month and would love to pay it off so I would only have one small payment. I make pretty good money in the nail industry and have been a really good reliable worker for my boss for 5years now. I am also a full time student. I don't have any rent or car payments because it's all paid off. I worked really hard to build my credit score and history record, there has been NO single late payment for years. I always pay my bills on time or even early. I also need the loan to repair a part on my car and I don't want to ask my parents because I want to be responsible, but they are always there in case of any financial need and they have amazingly perfect credit score. I know I will have no problem making the loan's monthly payments. It would be great to be approved. Thank you!

 

A credit bureau reported the following information about this borrower member on October 31, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2004 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: 73
Revolving Credit Balance: $4,104.00 Public Records On File: 0
Revolving Line Utilization: 43.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1009187

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1009187

$15,000

$15,000

13.49%

1.00%

November 3, 2011

November 15, 2014

November 15, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1009187. Member loan 1009187 was requested on November 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,333 / month
Current employer: MVP sales Debt-to-income ratio: 15.90%
Length of employment: 10+ years Location: birmingham, MI
       
Home town:
Current & past employers: MVP sales
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 31, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1989 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 30 Months Since Last Delinquency: 11
Revolving Credit Balance: $64,099.00 Public Records On File: 0
Revolving Line Utilization: 19.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1009213

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1009213

$5,375

$5,375

8.90%

1.00%

November 2, 2011

November 14, 2014

November 14, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1009213. Member loan 1009213 was requested on October 31, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,500 / month
Current employer: Central Valley Regional Center Debt-to-income ratio: 19.89%
Length of employment: 6 years Location: Visalia, CA
       
Home town:
Current & past employers: Central Valley Regional Center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/31/11 > Verified

 

A credit bureau reported the following information about this borrower member on October 31, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1991 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: 81
Revolving Credit Balance: $16,182.00 Public Records On File: 0
Revolving Line Utilization: 83.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?To fund my daughter's wedding.

 


 

 

 

Member Payment Dependent Notes Series 1009214

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1009214

$12,000

$12,000

9.91%

1.00%

November 2, 2011

November 14, 2014

November 14, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1009214. Member loan 1009214 was requested on October 31, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,262 / month
Current employer: Siemens Debt-to-income ratio: 6.69%
Length of employment: 10+ years Location: Hainesville, IL
       
Home town:
Current & past employers: Siemens
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/01/11 > I plan to use this loan to consolidate unsecured credit card debt. I have been employed at the same company for 11+ years and my job is very stable. This loan payment is less than the sum total of the current minimum payments on my credit card debt.

 

A credit bureau reported the following information about this borrower member on October 31, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1997 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: 70
Revolving Credit Balance: $13,168.00 Public Records On File: 1
Revolving Line Utilization: 67.90% Months Since Last Record: 86
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1009226

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1009226

$9,500

$9,500

11.71%

1.00%

November 2, 2011

November 14, 2014

November 14, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1009226. Member loan 1009226 was requested on October 31, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,833 / month
Current employer: E*Trade Debt-to-income ratio: 8.53%
Length of employment: 1 year Location: Hoboken, NJ
       
Home town:
Current & past employers: E*Trade
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/01/11 > Looking to combine a few credit cards and pay them off. Always pay on time and never late and combining them into one easy payment would be ideal

 

A credit bureau reported the following information about this borrower member on October 31, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1985 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 13 Months Since Last Delinquency: 21
Revolving Credit Balance: $10,159.00 Public Records On File: 0
Revolving Line Utilization: 77.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1009249

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1009249

$14,125

$14,125

19.42%

1.00%

November 4, 2011

November 14, 2016

November 14, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1009249. Member loan 1009249 was requested on October 31, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,583 / month
Current employer: HSBC Bank Debt-to-income ratio: 23.32%
Length of employment: 5 years Location: Brandon, FL
       
Home town:
Current & past employers: HSBC Bank
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 31, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2000 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 39 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,474.00 Public Records On File: 0
Revolving Line Utilization: 49.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Thank you for you question. The intended use of the funds are to pay off some revolving credit card debit. By having 1 loan I can focus on paying it back and help reduce some interest. Below is how I would like to allocate the funds Type Lender Balance Payment Amt Percentage CC BOA 4904.71 169 29.99% LOC Household 4053.78 94 21.04% Loan Castle Credit 5272.58 153 21.02%
Which debts do you plan to pay off with this loan?Type Lender Balance Payment Amt Percentage CC BOA 4904.71 169 29.99% LOC Household 4053.78 94 21.04% Loan Castle Credit 5272.58 153 21.02%
Which debts do you plan to pay off with this loan?Type Lender Balance Payment Amt Percentage CC BOA 4904.71 169 29.99% LOC Household 4053.78 94 21.04% Loan Castle Credit 5272.58 153 21.02%
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Type Lender Balance Payment Amt Percentage CC BOA 4904.71 169 29.99% LOC Household 4053.78 94 21.04% Loan Castle Credit 5272.58 153 21.02% Mort BOA 1053.0 2.75%
Which debts do you plan to pay off with this loan?Type Lender Balance Payment Amt Percentage CC BOA 4904.71 169 29.99% LOC Household 4053.78 94 21.04% Loan Castle Credit 5272.58 153 21.02%
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?CC BOA 4904.71 169 29.99% LOC Household 4053.78 94 21.04% Loan Castle Credit 5272.58 153 21.02% Mort BOA 1053.0 2.75%
Which debts do you plan to pay off with this loan?Type Lender Balance Payment Amt Percentage CC BOA 4904.71 169 29.99% LOC Household 4053.78 94 21.04% Loan Castle Credit 5272.58 153 21.02%
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Type Lender Balance Payment Amt Percentage CC BOA 4904.71 169 29.99% LOC Household 4053.78 94 21.04% Loan Castle Credit 5272.58 153 21.02% Mort BOA 1053.0 2.75%

 


 

 

 

Member Payment Dependent Notes Series 1009277

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1009277

$3,000

$3,000

17.58%

1.00%

November 3, 2011

November 14, 2014

November 14, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1009277. Member loan 1009277 was requested on October 31, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: Arizona Industrial Hardware Debt-to-income ratio: 11.48%
Length of employment: 5 years Location: Mesa, AZ
       
Home town:
Current & past employers: Arizona Industrial Hardware
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 31, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2005 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 4 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,063.00 Public Records On File: 0
Revolving Line Utilization: 88.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.Building credit

 


 

 

 

Member Payment Dependent Notes Series 1009288

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1009288

$6,000

$6,000

15.27%

1.00%

November 3, 2011

November 14, 2014

November 14, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1009288. Member loan 1009288 was requested on October 31, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: MetCap Management Debt-to-income ratio: 19.36%
Length of employment: 2 years Location: Cranston, RI
       
Home town:
Current & past employers: MetCap Management
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/01/11 > Hi, just like the title says, this is a good deal for us both. I am a 2nd time customer of Lending Club - my first loan of $12k funded a year ago and I have already paid over $10k of it (2 years early). I have a serious and steady job, no credit issues and have simply hit a streak of running up a couple high interest cards with some travel and unexpected expenses. I will use this money to clear up a few of my accounts and close them. I am very responsible, I have the means and desire to pay back the loan and I am a good person - your help is sincerely appreciated. Lending Club can verify my employment history as well as the better-than-perfect repayment history I've had on my original loan. Any questions, feel free to ask. Thanks again. 

 

A credit bureau reported the following information about this borrower member on October 31, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2002 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 19 Months Since Last Delinquency: 1
Revolving Credit Balance: $9,246.00 Public Records On File: 0
Revolving Line Utilization: 57.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.Hi, I believe I did have a single delinquency - it was due to an error on my part. I don't like putting my cards on auto-payment because I like to handle my own budgeting...I glossed over my payment reminder and was so busy I ended up missing the month's payment. It was brought to my attention and immediately rectified. It was probably only a $100-$150 payment, which is the worst part...let me know if you have any additional questions - thanks!

 


 

 

 

Member Payment Dependent Notes Series 1009294

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1009294

$10,000

$10,000

12.69%

1.00%

November 3, 2011

November 14, 2014

November 14, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1009294. Member loan 1009294 was requested on October 31, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: Cassidy Turley BRE Commercial Debt-to-income ratio: 16.53%
Length of employment: 1 year Location: Oceanside, CA
       
Home town:
Current & past employers: Cassidy Turley BRE Commercial
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/31/11 > I plan on using my funds to pay off my credit card and one medical bill. I've been at my job for well over a year and find it to be incredibly stable. My monthly budget includes just rent payment and car payment which equal around $1,500 a month.

 

A credit bureau reported the following information about this borrower member on October 31, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2004 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: 27
Revolving Credit Balance: $3,839.00 Public Records On File: 0
Revolving Line Utilization: 85.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1009320

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1009320

$24,400

$24,400

8.90%

1.00%

November 7, 2011

November 14, 2014

November 14, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1009320. Member loan 1009320 was requested on October 31, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,500 / month
Current employer: n/a Debt-to-income ratio: 2.43%
Length of employment: 6 years Location: San jose, CA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 31, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2006 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,979.00 Public Records On File: 0
Revolving Line Utilization: 13.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1009373

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1009373

$10,000

$10,000

6.03%

1.00%

November 2, 2011

November 14, 2014

November 14, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1009373. Member loan 1009373 was requested on October 31, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,600 / month
Current employer: AgnetSolid Debt-to-income ratio: 15.34%
Length of employment: 2 years Location: Denver, CO
       
Home town:
Current & past employers: AgnetSolid
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 31, 2011:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 03/1995 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $69,542.00 Public Records On File: 0
Revolving Line Utilization: 23.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1009387

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1009387

$13,000

$13,000

15.27%

1.00%

November 7, 2011

November 14, 2014

November 14, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1009387. Member loan 1009387 was requested on October 31, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,167 / month
Current employer: Western Freightways Debt-to-income ratio: 9.12%
Length of employment: 2 years Location: Sand Springs, OK
       
Home town:
Current & past employers: Western Freightways
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 31, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1996 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,530.00 Public Records On File: 0
Revolving Line Utilization: 43.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?to purchase a boat, it's a 1988 Carver valued at 25000, it falls out of standard loan requirements, ie age, length and price
What is your intended use for the loan proceeds?to purchase a boat, it's a 1988 Carver valued at 25000, it falls out of standard loan requirements, ie age, length and price

 


 

 

 

Member Payment Dependent Notes Series 1009392

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1009392

$13,000

$13,000

11.71%

1.00%

November 2, 2011

November 14, 2014

November 14, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1009392. Member loan 1009392 was requested on October 31, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $10,000 / month
Current employer: Five Guys Enterprises Debt-to-income ratio: 3.41%
Length of employment: 10+ years Location: Arlington, VA
       
Home town:
Current & past employers: Five Guys Enterprises
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/31/11 > This loan will help me pay down high-interest debts I have through Chase "Freedom" card and invest more in my music education services.

 

A credit bureau reported the following information about this borrower member on October 31, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2004 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,655.00 Public Records On File: 0
Revolving Line Utilization: 91.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1009398

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1009398

$10,000

$10,000

6.62%

1.00%

November 7, 2011

November 14, 2014

November 14, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1009398. Member loan 1009398 was requested on October 31, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,500 / month
Current employer: n/a Debt-to-income ratio: 8.40%
Length of employment: 6 years Location: Arvada, CO
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on October 31, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1996 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,340.00 Public Records On File: 0
Revolving Line Utilization: 34.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1009416

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1009416

$9,600

$9,600

7.90%

1.00%

November 2, 2011

November 14, 2014

November 14, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1009416. Member loan 1009416 was requested on October 31, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $3,167 / month
Current employer: Zecco Trading Debt-to-income ratio: 3.35%
Length of employment: 2 years Location: La Crescenta, CA
       
Home town:
Current & past employers: Zecco Trading
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/01/11 > I have a very stead job in a profession that I love. I save a good portion of my income. I never had any outstanding balances on my credit cards until recently due to personal circumstances. Thanks

 

A credit bureau reported the following information about this borrower member on October 31, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2004 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: 29
Revolving Credit Balance: $4,099.00 Public Records On File: 0
Revolving Line Utilization: 52.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1009418

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1009418

$12,000

$12,000

7.90%

1.00%

November 3, 2011

November 14, 2014

November 14, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1009418. Member loan 1009418 was requested on October 31, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,200 / month
Current employer: H.A. Bowen Electric Debt-to-income ratio: 7.57%
Length of employment: < 1 year Location: ANTIOCH, CA
       
Home town:
Current & past employers: H.A. Bowen Electric
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/02/11 > i plan to pay atleast $500 a month towards this loan. Thanks Borrower added on 11/02/11 > Thank you all SO much! i am so excited to consolidate my bills!!!! You are all saving me a ton of money. Thank you again

 

A credit bureau reported the following information about this borrower member on October 31, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2002 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,205.00 Public Records On File: 0
Revolving Line Utilization: 40.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1009553

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1009553

$5,000

$5,000

8.90%

1.00%

November 3, 2011

November 15, 2014

November 15, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1009553. Member loan 1009553 was requested on November 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,333 / month
Current employer: National research council Debt-to-income ratio: 3.68%
Length of employment: < 1 year Location: Albuquerque, NM
       
Home town:
Current & past employers: National research council
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on November 1, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2001 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,691.00 Public Records On File: 0
Revolving Line Utilization: 83.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1009569

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1009569

$15,000

$15,000

6.03%

1.00%

November 7, 2011

November 15, 2014

November 15, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1009569. Member loan 1009569 was requested on November 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,583 / month
Current employer: Mt. Zion Baptist Church Debt-to-income ratio: 18.45%
Length of employment: 6 years Location: boaz, AL
       
Home town:
Current & past employers: Mt. Zion Baptist Church
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on November 1, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1996 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 39 Months Since Last Delinquency: 68
Revolving Credit Balance: $5,709.00 Public Records On File: 0
Revolving Line Utilization: 14.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1009591

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1009591

$9,250

$9,250

17.27%

1.00%

November 7, 2011

November 16, 2016

November 16, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1009591. Member loan 1009591 was requested on November 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,833 / month
Current employer: GULFSTREAM CAFE Debt-to-income ratio: 19.53%
Length of employment: 2 years Location: MYRTLE BEACH, SC
       
Home town:
Current & past employers: GULFSTREAM CAFE
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on November 1, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1987 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,091.00 Public Records On File: 0
Revolving Line Utilization: 78.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?All of my expenses such as Rent / utilities and insurance are $595 a month. This loan will cut everything else I need to pay in HALF.
Which debts do you plan to pay off with this loan?I am going to pay off 2 credit cards and a personal loan. I want 1 payment a month instead of 3.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?The total debt is what this loan will cover and the interest rate for this loan is FAR lower than what I have right now - alomost a 10% difference.

 


 

 

 

Member Payment Dependent Notes Series 1009595

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1009595

$6,725

$6,725

6.62%

1.00%

November 3, 2011

November 15, 2014

November 15, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1009595. Member loan 1009595 was requested on November 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,833 / month
Current employer: whiting-turner contracting co. Debt-to-income ratio: 13.92%
Length of employment: 8 years Location: natick, MA
       
Home town:
Current & past employers: whiting-turner contracting co.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on November 1, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2000 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,802.00 Public Records On File: 0
Revolving Line Utilization: 33.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1009606

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1009606

$12,075

$12,075

12.42%

1.00%

November 3, 2011

November 15, 2014

November 15, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1009606. Member loan 1009606 was requested on November 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $14,167 / month
Current employer: RIM Debt-to-income ratio: 4.15%
Length of employment: 3 years Location: Flower mound, TX
       
Home town:
Current & past employers: RIM
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on November 1, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1994 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: 48
Revolving Credit Balance: $15,225.00 Public Records On File: 0
Revolving Line Utilization: 53.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1009664

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1009664

$14,000

$14,000

8.90%

1.00%

November 3, 2011

November 15, 2014

November 15, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1009664. Member loan 1009664 was requested on November 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $15,583 / month
Current employer: CA Technologies Debt-to-income ratio: 6.20%
Length of employment: 5 years Location: Raleigh, NC
       
Home town:
Current & past employers: CA Technologies
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/01/11 > I have a four year plan to be completely out of credit card debt. This loan will allow me to pay off my two highest interest credit cards (20%) and with the money I save I can pay more on toward principle on the others. I plan to have automatic payments set up for this loan and you can count on reliable and timely payment. Thank you for your consideration.

 

A credit bureau reported the following information about this borrower member on November 1, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1988 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: 71
Revolving Credit Balance: $36,488.00 Public Records On File: 0
Revolving Line Utilization: 73.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1009699

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1009699

$8,000

$8,000

6.03%

1.00%

November 3, 2011

November 15, 2014

November 15, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1009699. Member loan 1009699 was requested on November 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,557 / month
Current employer: Orly International Debt-to-income ratio: 15.55%
Length of employment: 1 year Location: Santa Clarita, CA
       
Home town:
Current & past employers: Orly International
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on November 1, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1997 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,249.00 Public Records On File: 0
Revolving Line Utilization: 15.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1009737

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1009737

$17,900

$17,900

7.90%

1.00%

November 4, 2011

November 15, 2014

November 15, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1009737. Member loan 1009737 was requested on November 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,417 / month
Current employer: CNHI Debt-to-income ratio: 21.32%
Length of employment: < 1 year Location: Orange, TX
       
Home town:
Current & past employers: CNHI
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/01/11 > The proceeds of this loan will be used to pay-off high interest credit cards. Since the term of this loan is set at 3-years, I'll be able to save a substantial amount of money which will be reinvested.

 

A credit bureau reported the following information about this borrower member on November 1, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1988 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 59 Months Since Last Delinquency: n/a
Revolving Credit Balance: $28,640.00 Public Records On File: 0
Revolving Line Utilization: 45.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1009747

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1009747

$3,600

$3,600

7.90%

1.00%

November 7, 2011

November 15, 2014

November 15, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1009747. Member loan 1009747 was requested on November 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,400 / month
Current employer: Burleson ISD Debt-to-income ratio: 19.71%
Length of employment: 8 years Location: Fort Worth, TX
       
Home town:
Current & past employers: Burleson ISD
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/01/11 > It probably should be listed as home improvement. My backyard is being redone. I plan to add a deck, landscaping, and a new fence. You can see that I am a good borrower from my history of paying all my bills on-time. I have always been responsible paying anything I owe in a responsible, timely manner. I am an educator in a good position, so my job is very stable.  

 

A credit bureau reported the following information about this borrower member on November 1, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2000 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,909.00 Public Records On File: 0
Revolving Line Utilization: 13.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)$605 for our home loan, $145 for our home equity,electricity about $150 water about $50, gas about $30. Taxes are in our mortgage, insurance for our vehicles is $130/month, car payment is $400, food is about $75/week, going out runs about $50-100/week, mostly commute to work so that runs about $100/month, on fuel for autos, probably $150/month
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$605 for our home loan, $145 for our home equity,electricity about $150 water about $50, gas about $30. Taxes are in our mortgage, insurance for our vehicles is $130/month, car payment is $400, food is about $75/week, going out runs about $50-100/week, mostly commute to work so that runs about $100/month, on fuel for autos, probably $150/month
What are you buying?It was actually for home improvement. I didn't know how to change it. We are planning to build a deck, some landscaping, and a new back fence for our house. We are trying to sell our home next summer, and this will help us get started improving the aesthetics of our home.

 


 

 

 

Member Payment Dependent Notes Series 1009751

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1009751

$18,200

$18,200

9.91%

1.00%

November 8, 2011

November 15, 2014

November 15, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1009751. Member loan 1009751 was requested on November 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,033 / month
Current employer: With A Little Help Debt-to-income ratio: 12.82%
Length of employment: 2 years Location: Bellevue, WA
       
Home town:
Current & past employers: With A Little Help
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/01/11 > Refinance Higher Credit Card Balances to save interest charges.

 

A credit bureau reported the following information about this borrower member on November 1, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1980 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,208.00 Public Records On File: 0
Revolving Line Utilization: 62.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1009763

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1009763

$10,000

$10,000

15.27%

1.00%

November 4, 2011

November 15, 2014

November 15, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1009763. Member loan 1009763 was requested on November 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: Aqua Sun Lawn and Landscaping Debt-to-income ratio: 7.99%
Length of employment: 5 years Location: charlotte, NC
       
Home town:
Current & past employers: Aqua Sun Lawn and Landscaping
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on November 1, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1998 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 9 Months Since Last Delinquency: 19
Revolving Credit Balance: $97.00 Public Records On File: 0
Revolving Line Utilization: 13.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?A little security for December and January. My job pays less during those two months. I wanted to take a small vacation, as well. I realize I may not need the entire amount, but will easily pay it off in the spring.

 


 

 

 

Member Payment Dependent Notes Series 1009772

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1009772

$7,000

$7,000

12.69%

1.00%

November 3, 2011

November 15, 2014

November 15, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1009772. Member loan 1009772 was requested on November 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,000 / month
Current employer: Roseville Toyota Debt-to-income ratio: 2.76%
Length of employment: 2 years Location: Roseville, CA
       
Home town:
Current & past employers: Roseville Toyota
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/01/11 > Purpose for loan request is the consolidation of high interest credit cards into one account for the sake of simplicity as well as closing said credit accounts. Quick facts: - Very stable employment field. - No car payments. - Monthly budget allows for easy repayment of loan amount. - Have not missed any bill payments in the last 7 years.

 

A credit bureau reported the following information about this borrower member on November 1, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2004 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: 73
Revolving Credit Balance: $9,159.00 Public Records On File: 0
Revolving Line Utilization: 36.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1009796

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1009796

$6,400

$6,400

7.51%

1.00%

November 3, 2011

November 15, 2014

November 15, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1009796. Member loan 1009796 was requested on November 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,600 / month
Current employer: Xerox Debt-to-income ratio: 8.88%
Length of employment: 1 year Location: Rochester, NY
       
Home town:
Current & past employers: Xerox
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/02/11 > Paying down credit cards and refinancing the remaining balance to a lower interest rate.

 

A credit bureau reported the following information about this borrower member on November 1, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2005 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,575.00 Public Records On File: 0
Revolving Line Utilization: 37.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1009799

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1009799

$6,000

$6,000

10.65%

1.00%

November 3, 2011

November 15, 2014

November 15, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1009799. Member loan 1009799 was requested on November 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $9,000 / month
Current employer: Blue Shield of California Debt-to-income ratio: 7.26%
Length of employment: 4 years Location: Carmichael, CA
       
Home town:
Current & past employers: Blue Shield of California
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/01/11 > Necessary auto repairs and other expenses.

 

A credit bureau reported the following information about this borrower member on November 1, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1984 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: 24
Revolving Credit Balance: $4,752.00 Public Records On File: 0
Revolving Line Utilization: 26.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Frankly, that's a bit personal - but I can say that we live well within our means on a monthly basis, we simply got hit with some unexpected expenses (auto repairs and surgery) that took a dent out of us. We took care of the expense using our credit card resources, but I don't see any reason to pay their interest rates if we can convert that debt to a Lending Club account instead. Win-win for both you and for us. Hopefully that addresses your question sufficiently.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Again, I don't want to give a lot in the way of specifics, but I can say we try not to carry any debt at all - why pay the interest? Opening this Lending Club account will essentially zero all our outstanding balances from the car repairs and medical costs. Aside from that we have a $300/month car payment as our only debt.

 


 

 

 

Member Payment Dependent Notes Series 1009979

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1009979

$12,000

$12,000

19.91%

1.00%

November 7, 2011

November 15, 2016

November 15, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1009979. Member loan 1009979 was requested on November 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,000 / month
Current employer: Helmet Hairworx Debt-to-income ratio: 11.73%
Length of employment: 4 years Location: Atlanta, GA
       
Home town:
Current & past employers: Helmet Hairworx
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/01/11 > I am asking for this loan so I can be on the road to financial freedom! I hope to open my own business in the next few years and would like to take care of some personal debt before that!

 

A credit bureau reported the following information about this borrower member on November 1, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1974 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,828.00 Public Records On File: 0
Revolving Line Utilization: 88.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current rent is $900 utilities included, I have a cell phone bill with Internet that is around $150 and car insurance plus renters that is around $125. My car is paid for but it is almost 12 years old so I must take good care of it and handle any repairs so it will continue to last for me. I recently repaired the timing belt and two of the tires, most of which had to be paid on credit (unfortunately) I try to but groceries and take my lunch to work but I do go out to eat on the weekends, usually using my tip money from my job.
Please explain the reason why you carry a large revolving credit balance.I carry a revolving credit balance due to the fact that my first job out of school paid me a nice salary. I was not careful about saving. The company moved locations and eventually went out of business and I had to start over. There were a few personal experiences that caused me to have to use credit to provide for myself.
Which debts do you plan to pay off with this loan?I plan to pay off all my credit card debts with this loan so I can have one monthly (reasonable) payment that I can pay towards each month. Typically each month I spend several hundred dollars paying towards debt that never seems to decrease. And if I have extra money each month I plan to pay it towards the loan.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My current debt balances are around $11000 and I have a few Visas, a MasterCard, a Discover, etc. The interest rates are as high as 29% and the monthly payments vary between a minimum of $50 to $100 a month.

 


 

 

 

Member Payment Dependent Notes Series 1009981

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1009981

$6,000

$6,000

7.90%

1.00%

November 8, 2011

November 15, 2014

November 15, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1009981. Member loan 1009981 was requested on November 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,500 / month
Current employer: n/a Debt-to-income ratio: 21.24%
Length of employment: n/a Location: Charlotte, NC
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on November 1, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1975 Delinquent Amount: $0.00
Open Credit Lines: 24 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 54 Months Since Last Delinquency: 67
Revolving Credit Balance: $18,723.00 Public Records On File: 0
Revolving Line Utilization: 23.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1010015

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1010015

$8,875

$8,875

10.65%

1.00%

November 3, 2011

November 15, 2014

November 15, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1010015. Member loan 1010015 was requested on November 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,333 / month
Current employer: Costco Debt-to-income ratio: 11.31%
Length of employment: 6 years Location: Carson City, NV
       
Home town:
Current & past employers: Costco
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on November 1, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2006 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,583.00 Public Records On File: 0
Revolving Line Utilization: 68.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Debt consolidation

 


 

 

 

Member Payment Dependent Notes Series 1010030

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1010030

$3,800

$3,800

7.51%

1.00%

November 7, 2011

November 15, 2014

November 15, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1010030. Member loan 1010030 was requested on November 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,917 / month
Current employer: Five Guys Debt-to-income ratio: 22.52%
Length of employment: < 1 year Location: Mattydale, NY
       
Home town:
Current & past employers: Five Guys
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on November 1, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2002 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 41 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,100.00 Public Records On File: 0
Revolving Line Utilization: 39.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I tried to answer this question, but it was sent back because it involves revealing status regarding a disability, Please be assured that in the last 8 years I have not missed a payment and my credit score is well into the 700's, My finances are well in control, and I am able to make payments on this loan. Thank you.

 


 

 

 

Member Payment Dependent Notes Series 1010037

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1010037

$14,800

$14,800

17.58%

1.00%

November 8, 2011

November 15, 2016

November 15, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1010037. Member loan 1010037 was requested on November 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,333 / month
Current employer: Zenger Folkman Company Debt-to-income ratio: 21.25%
Length of employment: 8 years Location: Eugene, OR
       
Home town:
Current & past employers: Zenger Folkman Company
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/01/11 > With the loan under consideration here, I will pay off 100% balance of a 29.9% loan, 100% of balance on a 27.24% credit card, and 77% of balance on a 22.9% credit card. The quoted monthly payment is a few dollars lower than my combined monthly payments on the first two accounts mentioned above. Consequently, the loan represents absolutely no change in my budget while allowing me to pay off debts much faster at lower interest rates. My payment history with all my accounts reflects both my commitment to honor my obligations and my ability to do so. My budget also attests to my ability to fulfill the terms of this loan. I currently have a total non-secured monthly debt payments to income ratio of 24.82%. Auto, rent and bill/utility payments constitute an additional 29.31%. Furthermore, my employment is secure. My employer has been in business for 8+ years. I transitioned from a former employer in order to be with my current employer when the company was launched. The company has no debt, a significant percentage of its annual revenues as savings, and services the consulting needs of Fortune 500 clients in a specific area for which all such companies budget and spend. During the last 3 financially-difficult years for the economy, my employer has continued to grow amidst an industry that on average has seen double-digit declines in revenues. Additionally, sizable investments have been made in developing international distribution channels for our intellectual property from which are seeing solid, ongoing dividends. Please contact me with any additional questions you may have. Thank you for your consideration as you select how and with whom you will invest your hard-earned capital.

 

A credit bureau reported the following information about this borrower member on November 1, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1999 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,314.00 Public Records On File: 0
Revolving Line Utilization: 96.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I am happy to provide you with the requested information. My responses below will be comma-separated and in this sequence per line: balance, interest rate, monthly payment, type. $22811, 8%, $481, auto loan $18214, 2.9%, $510, line of credit $8891, 29.9%, $265, line of credit **a $2488, 27.24%, $90, credit card **a $3382, 22.9%, $103, credit card **b $4130, 18.24%, $111, credit card $991, 17.9%, $24, credit card $5892, 17.65%, $146, credit card $1341, 14.99%, $40, credit card $1495, 12.9%, $40, credit card Totals: $69,635, N/A, $1,810 **a - 100% of this debt will be paid off by the requested LendingClub loan **b - 77% to 79% of this debt will be paid off by the requested LendingClub loan by applying the remainder All of the listed debts with the exception of the auto loan were established prior to the end of 2008 when a major personal life event (to my benefit) occurred. The monthly debt service requirements on the above obligations, including the secured auto loan, constitutes less than 33% of my current monthly take-home income. Thank you for your inquiry. Please let me know if there are additional questions.
Please explain the reason why you carry a large revolving credit balance.I am happy to answer your question to the best of my ability within the guidelines and regulations governing the information that can be used in making a decision to extend credit. All my current debts with the exception of an auto loan were established prior to the end of 2008 under significantly different circumstances that no longer exert any influence upon my financial decisions. The transition from these former to my present circumstances required that I utilize my income for purposes other than reducing my debt balances. Since the completion of this transition, I have focused any extra income after expenses to reducing the 29.9% loan rather than paying down my revolving credit balances. I wish to point out that I handled the transition in a manner which allowed me to maintain my excellent payment history with all my creditors. In summary, my revolving credit balances are a remnant of the past which I am intent upon eliminating as evidenced by my desire to replace the 29.9% interest rate I am paying on my present loan balance of $8,891 to 17.58% while also doing the same on a credit card balance of $2,488 on which I'm paying 27.24%. With the current amount I pay to those two debts monthly, I will be able to fully pay the monthly payment of the loan request under consideration. What is even more exciting to me, however, is that I will be able to use the remaining proceeds of the loan request under consideration to pay off approximately 80% of the balance of an additional credit card ($3,382 current balance, 22.9% interest rate, $103 minimum payment). The equivalent new rate for this additional credit card's entire balance would be 18.64% - calculated by weighted average: Paying 17.58% on 80% of the balance = 14.06% Paying 22.90% on 20% of the balance = 4.58% Weighted Average: 18.64% ---> A respectable 5.32% reduction in the effective interest rate I will be paying on the entire balance of $3,382 under this scenario. And to reiterate, servicing the requested loan does not require any change to my cash flow management. By focusing on reducing the remaining 20% of the original balance of that particular credit card, I will soon be able to apply its monthly payment amount to further reduce my revolving credit balances using the debt snowball strategy. Thank you for your inquiry and if I may answer any additional questions for you, please post them.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I am happy to answer your question. I will provide a breakdown of my budget: ======================= ACCOUNTS/OBLIGATIONS: Debt obligations: $1,450 Auto Loan: $481 Rent: $920 Insurance, Utilities & other Bills: $300 Other: $1250 ----> Subtotal: 4401 ======================= VARIABLE EXPENSES Food: $400 - $500 Clothing: $100 Household Incidentals: $150 - $200 Auto Fuel/Maintenance: $150 - $200 Entertainment: $100-$150 Charity: $200 ----> Subtotal: $1,100 - $1350 ======================= TOTAL: $5,501 - $5,751 Any remaining amount after the above, I use to build up an emergency reserve account, handle unforeseen expenses and pay down my highest interest rate debt. If I am able to answer any additional questions, I am happy to do so. Thank you for your consideration of my loan request.
Which debts do you plan to pay off with this loan?Your careful consideration of my loan request is much appreciated. I will pay off 100% of two debts: $8891, 29.9%, $265, line of credit $2488, 27.24%, $90, credit card With the remaining amount (approximately $2,700), I will pay down a third debt: $3382, 22.9%, $103, credit card On this third one, $2,700 represents approximately 80% of the total balance outstanding. Rather than reduce the amount I pay every month, I will be able to dedicate an additional amount to it (as this remaining balance will then be my highest interest obligation) until it is paid off. From that point forward, I will be able to increase the amount paid I will already be paying to the loan under consideration here at LendingClub. As I may have mentioned elsewhere, the monthly payment for the loan request under consideration will be almost exactly the sum of the two monthly payments I will fully eliminate by means of the loan proceeds. In addition to the savings I will realize based on the interest rate differential, the extra amount I will be able to pay to my 3rd debt listed above represents a significant jump start to my debt-elimination snowball strategy. Thank you once again for your inquiries.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I am happy to provide you with the requested information. My responses below will be comma-separated and in this sequence per line: balance, interest rate, monthly payment, type. $22811, 8%, $481, auto loan $18214, 2.9%, $510, line of credit $8891, 29.9%, $265, line of credit **a $2488, 27.24%, $90, credit card **a $3382, 22.9%, $103, credit card **b $4130, 18.24%, $111, credit card $991, 17.9%, $24, credit card $5892, 17.65%, $146, credit card $1341, 14.99%, $40, credit card $1495, 12.9%, $40, credit card Totals: $69,635, N/A, $1,810 **a - 100% of this debt will be paid off by the requested LendingClub loan **b - 77% to 79% of this debt will be paid off by the requested LendingClub loan by applying the remainder All of the listed debts with the exception of the auto loan were established prior to the end of 2008 when a major personal life event (to my benefit) occurred. The monthly debt service requirements on the above obligations, including the secured auto loan, constitutes less than 33% of my current monthly take-home income. Thank you for your inquiry. Please let me know if there are additional questions.
Please explain the reason why you carry a large revolving credit balance.I am happy to answer your question to the best of my ability within the guidelines and regulations governing the information that can be used in making a decision to extend credit. All my current debts with the exception of an auto loan were established prior to the end of 2008 under significantly different circumstances that no longer exert any influence upon my financial decisions. The transition from these former to my present circumstances required that I utilize my income for purposes other than reducing my debt balances. Since the completion of this transition, I have focused any extra income after expenses to reducing the 29.9% loan rather than paying down my revolving credit balances. I wish to point out that I handled the transition in a manner which allowed me to maintain my excellent payment history with all my creditors. In summary, my revolving credit balances are a remnant of the past which I am intent upon eliminating as evidenced by my desire to replace the 29.9% interest rate I am paying on my present loan balance of $8,891 to 17.58% while also doing the same on a credit card balance of $2,488 on which I'm paying 27.24%. With the current amount I pay to those two debts monthly, I will be able to fully pay the monthly payment of the loan request under consideration. What is even more exciting to me, however, is that I will be able to use the remaining proceeds of the loan request under consideration to pay off approximately 80% of the balance of an additional credit card ($3,382 current balance, 22.9% interest rate, $103 minimum payment). The equivalent new rate for this additional credit card's entire balance would be 18.64% - calculated by weighted average: Paying 17.58% on 80% of the balance = 14.06% Paying 22.90% on 20% of the balance = 4.58% Weighted Average: 18.64% ---> A respectable 5.32% reduction in the effective interest rate I will be paying on the entire balance of $3,382 under this scenario. And to reiterate, servicing the requested loan does not require any change to my cash flow management. By focusing on reducing the remaining 20% of the original balance of that particular credit card, I will soon be able to apply its monthly payment amount to further reduce my revolving credit balances using the debt snowball strategy. Thank you for your inquiry and if I may answer any additional questions for you, please post them.

 


 

 

 

Member Payment Dependent Notes Series 1010077

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1010077

$2,400

$2,400

11.71%

1.00%

November 7, 2011

November 15, 2014

November 15, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1010077. Member loan 1010077 was requested on November 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,304 / month
Current employer: n/a Debt-to-income ratio: 21.70%
Length of employment: n/a Location: Los Angeles, CA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on November 1, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2001 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,201.00 Public Records On File: 0
Revolving Line Utilization: 90.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Several credit cards that I have are actually backed by GE Money financial services, and their interest rates are high. I want to ZERO-OUT as much of that debt as possible.

 


 

 

 

Member Payment Dependent Notes Series 1010097

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1010097

$1,500

$1,500

6.03%

1.00%

November 3, 2011

November 15, 2014

November 15, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1010097. Member loan 1010097 was requested on November 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: Vogel Plumbing Debt-to-income ratio: 14.46%
Length of employment: 2 years Location: dexter, MI
       
Home town:
Current & past employers: Vogel Plumbing
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on November 1, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1997 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,066.00 Public Records On File: 0
Revolving Line Utilization: 51.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.Doing my best to pay off, I have had that line for many years...since college and it has come in handy in certain situations. I realize it's not the wisest but hoping to pay off in the next year. Thanks

 


 

 

 

Member Payment Dependent Notes Series 1010101

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1010101

$16,000

$16,000

7.90%

1.00%

November 7, 2011

November 15, 2014

November 15, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1010101. Member loan 1010101 was requested on November 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $40,000 / month
Current employer: Southview Cardiovascular Associates Debt-to-income ratio: 6.60%
Length of employment: 3 years Location: Birmingham, AL
       
Home town:
Current & past employers: Southview Cardiovascular Associates
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on November 1, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1995 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,818.00 Public Records On File: 0
Revolving Line Utilization: 33.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Approximately $5000
What is your intended use for the loan proceeds?Consolidation of medical bills
Please explain the reason why you carry a large revolving credit balance.I had medical school debts which were paid off through Bank of America. While these credit lines say that I have "available credit", B of A has informed me that they are no longer offering balance transfers or cash advances out of these credit lines - I suspect due to the low interest rates. I owe a total of $271 dollars on these 2 accounts that have $25000 of "available credit" that is actually not available to me. I have informed Bank of America that I will pay off the $271 and they should close these credit lines as they are of no use to me.

 


 

 

 

Member Payment Dependent Notes Series 1010121

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1010121

$6,000

$6,000

12.42%

1.00%

November 4, 2011

November 16, 2014

November 16, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1010121. Member loan 1010121 was requested on November 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: Splice Debt-to-income ratio: 23.10%
Length of employment: 2 years Location: Saint Louis Park, MN
       
Home town:
Current & past employers: Splice
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/02/11 > This is a loan to help a young person start rebuilding his financial status. It will be used to consolidate credit card debt and help build a better credit score/history. Borrower added on 11/02/11 > Hello! Thank you in advance for backing my loan. The funds will be used to consolidate credit card debt and build a more stable financial standing.

 

A credit bureau reported the following information about this borrower member on November 2, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2002 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 6
Total Credit Lines: 24 Months Since Last Delinquency: 14
Revolving Credit Balance: $9,212.00 Public Records On File: 0
Revolving Line Utilization: 87.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.The short answer is that I was under employed for a period and was relying on my credit cards more than was reasonable. Now that my income has stabilized is growing, my priority is to eliminate high APR debt and no longer utilize multiple credit cards. The funds of this loan will allow me to pay off my high interest credit cards and instead save more money each month. My plan is to split these savings between paying off this loan faster than the schedule and building my personal savings account.

 


 

 

 

Member Payment Dependent Notes Series 1010124

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1010124

$12,000

$12,000

9.91%

1.00%

November 8, 2011

November 15, 2014

November 15, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1010124. Member loan 1010124 was requested on November 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,417 / month
Current employer: Citibank-Private Banking Debt-to-income ratio: 13.04%
Length of employment: 10+ years Location: Farmingdale, NY
       
Home town:
Current & past employers: Citibank-Private Banking
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on November 1, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1988 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $116,354.00 Public Records On File: 0
Revolving Line Utilization: 56.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1010149

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1010149

$3,600

$3,600

16.29%

1.00%

November 8, 2011

November 17, 2014

November 17, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1010149. Member loan 1010149 was requested on November 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,100 / month
Current employer: TWIN CITY TOWING Debt-to-income ratio: 14.24%
Length of employment: 2 years Location: FORBING, LA
       
Home town:
Current & past employers: TWIN CITY TOWING
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on November 1, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2004 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,407.00 Public Records On File: 0
Revolving Line Utilization: 38.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 1010159

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1010159

$15,000

$15,000

12.42%

1.00%

November 3, 2011

November 15, 2014

November 15, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1010159. Member loan 1010159 was requested on November 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,000 / month
Current employer: OMNI BERKSHIRE PLACE HOTEL Debt-to-income ratio: 7.47%
Length of employment: 7 years Location: BRONX, NY
       
Home town:
Current & past employers: OMNI BERKSHIRE PLACE HOTEL
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/01/11 > I'm appreciative for this opportunity. Consolidating my debt means that I'll be able to focus on a single monthly payment. I'm great with my money,( if only I could worry about myself), However, I was dealt some of lifes' curveballs, and before you know it, I'm in the damage and rescue department for my unemployed parent.I could share my life stories with you all but unfortunately, that would take too long, and you would probably think I was boring anyway. I'll sum it up in a few words. "Get back up and fight "! Thank You.

 

A credit bureau reported the following information about this borrower member on November 1, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2000 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,147.00 Public Records On File: 0
Revolving Line Utilization: 57.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My rent is $500.00 Gas + Electric = $100 - $200. No Car Payment. Auto Insurance $900 yearly Metro Card $104 monthly food $ 20 - $100 weekly cell phone $60 monthly cable + Phone + internet $$180 a month (ridiculously expensive, but my building dosent allow satellite, and I prefer cable over dsl)
Please explain the reason why you carry a large revolving credit balance.In my description I mentioned that I was in the damage and rescue department for my parent who was unemployed for nearly 2 years. The unexpected expenses forced me fork out a lot of money to handle her expenses as well as mine. My mother worked for AIG, and was laid off. She lived in Amarillo, and the Job Market in that Town provided little to none, opportunity for her. Unfortunately, it took almost 2 years I worked out a plan to relocate her here with me. That's why I'm trying to consolidate, While I have a decent APR. on all my cards, the 13 % APR. I could get with Lending Club is hardly, difficult to resist. A Single bill that I could only worry about every month for 3 years would really give me a leg up on all of my debt, Thank You.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?total credit card debt, ~ $11,000 Credit Cards with APR. @ 24.24%- 26.24% APR. Student Loans ~$7500 No Mortgage Revolving expenses ~ $900-$1400 month.
Which debts do you plan to pay off with this loan?All of them!
Please explain the reason why you carry a large revolving credit balance.In my description I mentioned that I was in the damage and rescue department for my parent who was unemployed for nearly 2 years. The unexpected expenses forced me fork out a lot of money to handle her expenses as well as mine. My mother worked for AIG, and was laid off. She lived in Amarillo, and the Job Market in that Town provided little to none, opportunity for her. Unfortunately, it took almost 2 years I worked out a plan to relocate her here with me. That's why I'm trying to consolidate, While I have a decent APR. on all my cards, the 13 % APR. I could get with Lending Club is hardly, difficult to resist. A Single bill that I could only worry about every month for 3 years would really give me a leg up on all of my debt, Thank You.

 


 

 

 

Member Payment Dependent Notes Series 1010166

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1010166

$7,500

$7,500

6.03%

1.00%

November 4, 2011

November 15, 2014

November 15, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1010166. Member loan 1010166 was requested on November 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $17,500 / month
Current employer: HBO Debt-to-income ratio: 3.70%
Length of employment: 1 year Location: New York, NY
       
Home town:
Current & past employers: HBO
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on November 1, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1994 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,610.00 Public Records On File: 0
Revolving Line Utilization: 35.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)$2700.
What is your intended use for the loan proceeds?Uninsured medical expenses.

 


 

 

 

Member Payment Dependent Notes Series 1010170

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1010170

$9,500

$9,500

14.65%

1.00%

November 4, 2011

November 15, 2014

November 15, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1010170. Member loan 1010170 was requested on November 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,500 / month
Current employer: costco wholesales Debt-to-income ratio: 17.69%
Length of employment: 10+ years Location: lakw worth, FL
       
Home town:
Current & past employers: costco wholesales
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/01/11 > i need this money to help my family in Thailand due to flooding there...thank you

 

A credit bureau reported the following information about this borrower member on November 1, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2001 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,460.00 Public Records On File: 0
Revolving Line Utilization: 85.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent $400 include utilities car payment $450 insurance $134 phone $80 food $120-$150 (2) credit cards $100 ($50 each)

 


 

 

 

Member Payment Dependent Notes Series 1010187

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1010187

$22,000

$22,000

7.51%

1.00%

November 7, 2011

November 15, 2014

November 15, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1010187. Member loan 1010187 was requested on November 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,583 / month
Current employer: Swiss Re Holding Debt-to-income ratio: 0.31%
Length of employment: 10+ years Location: Raymore, MO
       
Home town:
Current & past employers: Swiss Re Holding
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on November 1, 2011:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 06/1988 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $286.00 Public Records On File: 0
Revolving Line Utilization: 0.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Invest in a small business.
Please describe your experience/familiarity with the business you are starting/started?Had worked in small business for over 8 years.
What type of business are you starting?Automotive repair
Can you provide some high level financials on the monthly costs / revenue of your business?Average monthly gross sales $8k per; approximately $2K is cost.

 


 

 

 

Member Payment Dependent Notes Series 1010193

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1010193

$10,000

$10,000

10.65%

1.00%

November 3, 2011

November 15, 2014

November 15, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1010193. Member loan 1010193 was requested on November 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $10,208 / month
Current employer: Pfizer Debt-to-income ratio: 2.88%
Length of employment: 1 year Location: Long island city, NY
       
Home town:
Current & past employers: Pfizer
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on November 1, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2004 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,336.00 Public Records On File: 0
Revolving Line Utilization: 33.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I used the cards to pay off my school and now I am paying them off
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent + Food + Transportation around 3000
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?80% Credit Cards - 20% line of credit
What is your intended use for the loan proceeds?Paying off the credit cards (used for school payments)
What is your intended use for the loan proceeds?Paying off the credit cards (used for school payments)

 


 

 

 

Member Payment Dependent Notes Series 1010204

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1010204

$4,900

$4,900

15.27%

1.00%

November 3, 2011

November 15, 2014

November 15, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1010204. Member loan 1010204 was requested on November 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,667 / month
Current employer: Better Health Care Debt-to-income ratio: 8.07%
Length of employment: 2 years Location: Carol Stream, IL
       
Home town:
Current & past employers: Better Health Care
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/31/11 > Planning to restructure and streamline finances with this loan. Borrower added on 10/31/11 > Planning to restructure and streamline finances with this loan.

 

A credit bureau reported the following information about this borrower member on October 31, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1999 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,728.00 Public Records On File: 0
Revolving Line Utilization: 35.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?Have 2 -Visa Credit Cards. First one bal 1599.00 and second one at 1000.00. Both are at 24% rate. Also have a higher intrest used car loan bal of approx $ 3000.00 I would like to pay off to eliminate a $276.00 monthly car payment. Thank You.

 


 

 

 

Member Payment Dependent Notes Series 1010269

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1010269

$5,250

$5,250

7.51%

1.00%

November 3, 2011

November 15, 2014

November 15, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1010269. Member loan 1010269 was requested on November 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,000 / month
Current employer: The Bank of New York Mellon Debt-to-income ratio: 9.70%
Length of employment: 3 years Location: Verona, PA
       
Home town:
Current & past employers: The Bank of New York Mellon
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on November 1, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2004 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: 58
Revolving Credit Balance: $1,144.00 Public Records On File: 0
Revolving Line Utilization: 8.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?My intended use for the loan proceeds is home improvement.

 


 

 

 

Member Payment Dependent Notes Series 1010277

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1010277

$1,500

$1,500

9.91%

1.00%

November 3, 2011

November 15, 2014

November 15, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1010277. Member loan 1010277 was requested on November 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,000 / month
Current employer: Extended StayHotels Debt-to-income ratio: 17.55%
Length of employment: 10+ years Location: Austin, TX
       
Home town:
Current & past employers: Extended StayHotels
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on November 1, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1994 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,057.00 Public Records On File: 0
Revolving Line Utilization: 94.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1010287

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1010287

$4,800

$4,800

11.71%

1.00%

November 7, 2011

November 15, 2014

November 15, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1010287. Member loan 1010287 was requested on November 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $8,750 / month
Current employer: Good Samaritan Hospital Debt-to-income ratio: 14.18%
Length of employment: 10+ years Location: glendora, CA
       
Home town:
Current & past employers: Good Samaritan Hospital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/01/11 > I need to pay taxes from 2010 to ta State and Federal Thank You

 

A credit bureau reported the following information about this borrower member on November 1, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1987 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,470.00 Public Records On File: 0
Revolving Line Utilization: 54.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)my monthly expenses come out to about $4,250.00
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?This loan amount will be use to pay Due taxes for 2010 in the amount of of $4,470 for The state and $1,600 for the federal

 


 

 

 

Member Payment Dependent Notes Series 1010293

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1010293

$28,000

$28,000

9.91%

1.00%

November 7, 2011

November 15, 2014

November 15, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1010293. Member loan 1010293 was requested on November 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $9,167 / month
Current employer: rmc Debt-to-income ratio: 24.97%
Length of employment: 6 years Location: lynnfield, MA
       
Home town:
Current & past employers: rmc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/01/11 > Creditors refuse to lower my rates, despite my never issuing a late payment. Looking to consolidate and pay off debt as fast as possible.

 

A credit bureau reported the following information about this borrower member on November 1, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1993 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $28,658.00 Public Records On File: 0
Revolving Line Utilization: 56.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I had a medical issue 5 years back, which resulted in an expensive surgery and had to use credit cards to cover the medical bills and some of my living expenses. The cards were maxed out, I have never issued a late payment to any of my creditors throughout my credit history. During the last 2 years I have paid down my balances to 60% of what they were. I have called the credit card companies to request a lower rate several times and they have refused. 2 credit card companies raised my rate for no reason, one of them raised the rate so high (from18% to 26%) I closed the account. I did not know that by closing that account with an existing balance it would negativly affect my FICO score. I had just learned about this website through CNN and a web article on yahoo. I want to be free from debt and want to pay off this loan as fast as possible. I am looking to have this 3 year loan paid within 2years or sooner.
What is your intended use for the loan proceeds?This loan is to consolidate a CitiBank credit card balance of $14,896.00 at minimum payment $397.88 and an American Express credit card balance of $16,765.00 at minimum payment $335.00. I pay over $1,000.00 (2k total each month) to each account each month and have been doing so since March 2009. With the higher rates it is taking too long to get these balances down.
Please explain the reason why you carry a large revolving credit balance.I had a medical issue 5 years back, which resulted in an expensive surgery and had to use credit cards to cover the medical bills and some of my living expenses. The cards were maxed out, I have never issued a late payment to any of my creditors throughout my credit history. During the last 2 years I have paid down my balances to 60% of what they were. I have called the credit card companies to request a lower rate several times and they have refused. 2 credit card companies raised my rate for no reason, one of them raised the rate so high (from18% to 26%) I closed the account. I did not know that by closing that account with an existing balance it would negativly affect my FICO score. I had just learned about this website through CNN and a web article on yahoo. I want to be free from debt and want to pay off this loan as fast as possible. I am looking to have this 3 year loan paid within 2years or sooner.

 


 

 

 

Member Payment Dependent Notes Series 1010303

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1010303

$1,500

$1,500

11.71%

1.00%

November 4, 2011

November 15, 2014

November 15, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1010303. Member loan 1010303 was requested on November 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,800 / month
Current employer: Drugstore.com Debt-to-income ratio: 2.22%
Length of employment: 1 year Location: West Deptford, NJ
       
Home town:
Current & past employers: Drugstore.com
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/01/11 > I am thankful for the loan, and this will help us pay for our wedding.

 

A credit bureau reported the following information about this borrower member on November 1, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2004 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 11 Months Since Last Delinquency: 19
Revolving Credit Balance: $571.00 Public Records On File: 0
Revolving Line Utilization: 18.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1010321

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1010321

$15,000

$15,000

15.96%

1.00%

November 7, 2011

November 15, 2016

November 15, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1010321. Member loan 1010321 was requested on November 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: Albertsons Debt-to-income ratio: 18.26%
Length of employment: 10+ years Location: bellflower, CA
       
Home town:
Current & past employers: Albertsons
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/01/11 > I'm going to use the funds to consolodate my bills, 2 major credit cards and 3 loans. With this loan i will be easily be able to pay it because my monthy debt will be extremly less and will enable me to save extra money. Also i have been at the same job for 24 years! That makes me very stable and i can verify everything ive said.

 

A credit bureau reported the following information about this borrower member on November 1, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1992 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,799.00 Public Records On File: 0
Revolving Line Utilization: 88.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Chase credit card, 4,900.00 monthy payment approx 200.00 Capital one credit card 3,600.00, monthly payment120.00 Quick click loan 2,300.00, monthly payment 221.00 Harbor postal loan 2,500.00 monthly payment 250.00 Springfield financial 3,400.00, monthly payment 140.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Chase credit card, 4,900.00 monthy payment approx 200.00 Capital one credit card 3,600.00, monthly payment120.00 Quick click loan 2,300.00, monthly payment 221.00 Harbor postal loan 2,500.00 monthly payment 250.00 Springfield financial 3,400.00, monthly payment 140.00
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?300.00 total for rent, house bills and food ect..... I live with family members and our condo is owned by my mother.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?300.00 total for rent, house bills and food ect..... I live with family members and our condo is owned by my mother.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Total 300.00 a month as stated before.thank you for help.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Chase credit card, 4,900.00 monthy payment approx 200.00 Capital one credit card 3,600.00, monthly payment120.00 Quick click loan 2,300.00, monthly payment 221.00 Harbor postal loan 2,500.00 monthly payment 250.00 Springfield financial 3,400.00, monthly payment 140.00
Which debts do you plan to pay off with this loan?2 credit cards,chase and capital one. 3 loans quick click,harbor postal and springfield financial.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?With the 5 bills i stated all15,000 will go to paying those bills. Paying those bills into ONE LUMP SUM will sure make it easy to pay this loan. Thank you.

 


 

 

 

Member Payment Dependent Notes Series 1010379

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1010379

$16,000

$16,000

11.71%

1.00%

November 7, 2011

November 16, 2014

November 16, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1010379. Member loan 1010379 was requested on November 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: Wells Fargo Bank Debt-to-income ratio: 7.80%
Length of employment: 10+ years Location: Philadelphia, PA
       
Home town:
Current & past employers: Wells Fargo Bank
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on November 1, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2000 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,984.00 Public Records On File: 0
Revolving Line Utilization: 82.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have $11,000 total in 3 Credit Cards that I want to eliminate as soon as possible. I pay 300 a month for all of them together. the interest rates are about 22%.
What is your intended use for the loan proceeds?I intend to use the money to pay off credit card dept as soon as possible since the my current credit cards interest rates are too high and it's taking a while to pay them off.

 


 

 

 

Member Payment Dependent Notes Series 1010385

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1010385

$8,000

$8,000

6.03%

1.00%

November 7, 2011

November 16, 2014

November 16, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1010385. Member loan 1010385 was requested on November 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,417 / month
Current employer: Philips Medical Debt-to-income ratio: 3.60%
Length of employment: 10+ years Location: trenton, TX
       
Home town:
Current & past employers: Philips Medical
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on November 1, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1996 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,074.00 Public Records On File: 0
Revolving Line Utilization: 37.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?We plan on using this loan to eliminate 3 high interest credit cards, the payments of this loan will be $20 less then what we are paying now. I know this is not excatly what you were after but hopefully this answer will be sufficient. Thanks for considering
What is your intended use for the loan proceeds?Eliminating high interest credit cards.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?We plan on using this loan to eliminate 3 high interest credit cards, the payments of this loan will be $20 less then what we are paying now. I know this is not excatly what you were after but hopefully this answer will be sufficient. Thanks for considering

 


 

 

 

Member Payment Dependent Notes Series 1010390

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1010390

$2,400

$2,400

11.71%

1.00%

November 4, 2011

November 15, 2014

November 15, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1010390. Member loan 1010390 was requested on November 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,317 / month
Current employer: Grady health system Debt-to-income ratio: 14.32%
Length of employment: 5 years Location: Atlanta, GA
       
Home town:
Current & past employers: Grady health system
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/01/11 > Funds needed for car repairs. Stable employment, 12 years in current profession and 5 years at current job.

 

A credit bureau reported the following information about this borrower member on November 1, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2000 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: 34
Revolving Credit Balance: $15,497.00 Public Records On File: 0
Revolving Line Utilization: 89.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1010409

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1010409

$15,000

$15,000

6.03%

1.00%

November 7, 2011

November 17, 2014

November 17, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1010409. Member loan 1010409 was requested on November 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,583 / month
Current employer: MHHCC Debt-to-income ratio: 9.35%
Length of employment: 9 years Location: ocala, FL
       
Home town:
Current & past employers: MHHCC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/03/11 > Removal of 3 huge dying trees next to my home.

 

A credit bureau reported the following information about this borrower member on November 2, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1993 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 42 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,088.00 Public Records On File: 0
Revolving Line Utilization: 7.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1010410

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1010410

$6,000

$6,000

16.29%

1.00%

November 4, 2011

November 16, 2014

November 16, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1010410. Member loan 1010410 was requested on November 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,297 / month
Current employer: Walgreens Help Center Debt-to-income ratio: 23.78%
Length of employment: 5 years Location: Chicago, IL
       
Home town:
Current & past employers: Walgreens Help Center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on November 2, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2001 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 21 Months Since Last Delinquency: 4
Revolving Credit Balance: $2,028.00 Public Records On File: 0
Revolving Line Utilization: 61.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.No delinquencies in the last 2 years.

 


 

 

 

Member Payment Dependent Notes Series 1010440

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1010440

$15,000

$15,000

6.03%

1.00%

November 8, 2011

November 16, 2014

November 16, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1010440. Member loan 1010440 was requested on November 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,167 / month
Current employer: SkyBuilt Power Debt-to-income ratio: 15.45%
Length of employment: 2 years Location: WASHINGTON, DC
       
Home town:
Current & past employers: SkyBuilt Power
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/02/11 > Looking to pay off higher interest loan and small amount of credit card debt. I have never missed a payment and have solid employment. Thank you for your consideration.

 

A credit bureau reported the following information about this borrower member on November 2, 2011:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 06/2001 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,333.00 Public Records On File: 0
Revolving Line Utilization: 4.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1010474

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1010474

$15,000

$15,000

8.90%

1.00%

November 7, 2011

November 16, 2014

November 16, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1010474. Member loan 1010474 was requested on November 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: Brown Brothers Harriman & Co. Debt-to-income ratio: 11.76%
Length of employment: 1 year Location: BROOKLYN, NY
       
Home town:
Current & past employers: Brown Brothers Harriman & Co.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on November 2, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2003 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,606.00 Public Records On File: 0
Revolving Line Utilization: 29.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 1010493

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1010493

$3,000

$3,000

14.65%

1.00%

November 7, 2011

November 16, 2014

November 16, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1010493. Member loan 1010493 was requested on November 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,000 / month
Current employer: i.l.a Debt-to-income ratio: 12.70%
Length of employment: 3 years Location: Galveston , TX
       
Home town:
Current & past employers: i.l.a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on November 2, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2004 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 6 Months Since Last Delinquency: 45
Revolving Credit Balance: $507.00 Public Records On File: 0
Revolving Line Utilization: 63.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Pay off a few bills and increase my credit score

 


 

 

 

Member Payment Dependent Notes Series 1010496

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1010496

$7,200

$7,200

11.71%

1.00%

November 4, 2011

November 16, 2014

November 16, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1010496. Member loan 1010496 was requested on November 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,750 / month
Current employer: cappachinos Debt-to-income ratio: 15.63%
Length of employment: 5 years Location: WELLINGTON, FL
       
Home town:
Current & past employers: cappachinos
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on November 2, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2002 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,365.00 Public Records On File: 0
Revolving Line Utilization: 43.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1010499

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1010499

$18,000

$18,000

14.65%

1.00%

November 7, 2011

November 16, 2014

November 16, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1010499. Member loan 1010499 was requested on November 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $11,667 / month
Current employer: WABC-TV Debt-to-income ratio: 15.79%
Length of employment: 4 years Location: Union City, NJ
       
Home town:
Current & past employers: WABC-TV
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/02/11 > Hi all. Thanks for considering my loan. I am using this to pay off two credit cards that each have an interest rate about 15%. One is 26%! The payments I'm already making are more than the monthly repayment amount on this loan, so money isn't an issue. I'm hoping that once this loan is funded and paid off in 3 years, I'll be completely debt free. Thanks for your help. Any questions, please ask.

 

A credit bureau reported the following information about this borrower member on November 2, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1996 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: 39
Revolving Credit Balance: $30,009.00 Public Records On File: 0
Revolving Line Utilization: 59.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 1010629

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1010629

$8,500

$8,500

6.62%

1.00%

November 4, 2011

November 16, 2014

November 16, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1010629. Member loan 1010629 was requested on November 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,226 / month
Current employer: BMO Harris Bank Debt-to-income ratio: 1.76%
Length of employment: 6 years Location: MOKENA, IL
       
Home town:
Current & past employers: BMO Harris Bank
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/02/11 > I am paying off my credit card (Discover Card) and a 401k loan. I am a stable bank employee who manages my finances well. I have never been unemployed and have been with my current employer for over 6 years.

 

A credit bureau reported the following information about this borrower member on November 2, 2011:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 03/1998 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 40 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,912.00 Public Records On File: 0
Revolving Line Utilization: 0.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I do not have a large revolving credit balance. I have $4,333 of which will be paid off. I recently had a baby and covered for some the labor expenses. This will be paid off with this loan. I also have a student loan when I received my MBA.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage-4.375%, credit card-13%, and student loan-7%.

 


 

 

 

Member Payment Dependent Notes Series 1010646

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1010646

$7,000

$7,000

7.51%

1.00%

November 4, 2011

November 16, 2014

November 16, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1010646. Member loan 1010646 was requested on November 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,169 / month
Current employer: American Public Media Debt-to-income ratio: 16.58%
Length of employment: 3 years Location: Saint Paul, MN
       
Home town:
Current & past employers: American Public Media
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on November 2, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2003 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,458.00 Public Records On File: 0
Revolving Line Utilization: 32.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1010658

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1010658

$5,000

$5,000

12.69%

1.00%

November 8, 2011

November 16, 2014

November 16, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1010658. Member loan 1010658 was requested on November 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,000 / month
Current employer: n/a Debt-to-income ratio: 18.63%
Length of employment: 10+ years Location: Nashport, OH
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/02/11 > Culvert collapsed. Needs repaired ASAP.

 

A credit bureau reported the following information about this borrower member on November 2, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1993 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: 38
Revolving Credit Balance: $50,814.00 Public Records On File: 0
Revolving Line Utilization: 98.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1010662

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1010662

$18,000

$18,000

9.91%

1.00%

November 7, 2011

November 16, 2014

November 16, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1010662. Member loan 1010662 was requested on November 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,500 / month
Current employer: Northwestern Mem Hospital Debt-to-income ratio: 8.84%
Length of employment: 10+ years Location: chicago, IL
       
Home town:
Current & past employers: Northwestern Mem Hospital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on November 2, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1998 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 36 Months Since Last Delinquency: 33
Revolving Credit Balance: $24,044.00 Public Records On File: 0
Revolving Line Utilization: 38.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I have only one account with a large balance and the rest with 0 balances. This because I consolidated them so I can concentrate only with two accounts. Unforntunately, this one account has a high APR. When Lending Club offered me 9.91 % I thought this a good deal and I can pay this account even faster. My Credit Score of 738 can speak for itself.
Please explain the reason why you carry a large revolving credit balance.I have only one account with a large balance and the rest with 0 balances. This because I consolidated them so I can concentrate only with two accounts. Unforntunately, this one account has a high APR. When Lending Club offered me 9.91 % I thought this a good deal and I can pay this account even faster. My Credit Score of 738 can speak for itself.

 


 

 

 

Member Payment Dependent Notes Series 1010686

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1010686

$9,000

$9,000

12.42%

1.00%

November 4, 2011

November 16, 2014

November 16, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1010686. Member loan 1010686 was requested on November 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,417 / month
Current employer: Tomblin Farmer & Morris, PLLC Debt-to-income ratio: 19.53%
Length of employment: 3 years Location: Rutherfordton, NC
       
Home town:
Current & past employers: Tomblin Farmer & Morris, PLLC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/02/11 > Attempting to get out of debt that I foolishly incurred while in college and law school. I have since seen the light that debt is slavery and am earnestly trying to get out of it. Plan to use this loan to consolidate a couple high-interest credit cards and a small high-interest private student loan. Stable employment for the last 2 years since graduation in a position that is not affected by the economic downturn. Live with family to minimize living expenses.

 

A credit bureau reported the following information about this borrower member on November 2, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2000 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,411.00 Public Records On File: 0
Revolving Line Utilization: 87.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1010750

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1010750

$4,500

$4,500

14.27%

1.00%

November 4, 2011

November 16, 2014

November 16, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1010750. Member loan 1010750 was requested on November 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,917 / month
Current employer: Bouchon Debt-to-income ratio: 2.23%
Length of employment: 2 years Location: asheville, NC
       
Home town:
Current & past employers: Bouchon
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/31/11 > I am attempting to consolidate my school loans. Borrower added on 10/31/11 > I am attempting to consolidate my school loans.

 

A credit bureau reported the following information about this borrower member on October 31, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1996 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 9 Months Since Last Delinquency: 10
Revolving Credit Balance: $567.00 Public Records On File: 0
Revolving Line Utilization: 14.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1010776

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1010776

$6,500

$6,500

7.90%

1.00%

November 4, 2011

November 16, 2014

November 16, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1010776. Member loan 1010776 was requested on November 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,250 / month
Current employer: CPS Energy Debt-to-income ratio: 24.93%
Length of employment: 3 years Location: San Antonio, TX
       
Home town:
Current & past employers: CPS Energy
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/02/11 > This loan will allow me to close a high-cost credit card.

 

A credit bureau reported the following information about this borrower member on November 2, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1990 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $39,359.00 Public Records On File: 0
Revolving Line Utilization: 88.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.There was a medical emergency in my family for which I incurred a lot of expenses between December 2006 and May 2008. My goal is to pay them all off by the end of 2014.
Please explain the reason why you carry a large revolving credit balance.There was a medical emergency in my family for which I incurred a lot of expenses between December 2006 and May 2008. My goal is to pay them all off by the end of 2014.

 


 

 

 

Member Payment Dependent Notes Series 1010812

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1010812

$8,675

$8,675

7.51%

1.00%

November 4, 2011

November 16, 2014

November 16, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1010812. Member loan 1010812 was requested on November 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,500 / month
Current employer: Union Bank Debt-to-income ratio: 10.11%
Length of employment: 3 years Location: Laguna Hills, CA
       
Home town:
Current & past employers: Union Bank
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/02/11 > -Just looking to Get a lower rate on some credit card debt. -I've never had a late or missed payment. -I have a very stable career and have been employed here for over 3 years, just recently got a promotion and pay raise.

 

A credit bureau reported the following information about this borrower member on November 2, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1998 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,527.00 Public Records On File: 0
Revolving Line Utilization: 60.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1010884

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1010884

$13,600

$13,600

17.27%

1.00%

November 7, 2011

November 16, 2016

November 16, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1010884. Member loan 1010884 was requested on November 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,250 / month
Current employer: Arizona State Credit Union Debt-to-income ratio: 22.64%
Length of employment: 6 years Location: Flagstaff, AZ
       
Home town:
Current & past employers: Arizona State Credit Union
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/02/11 > Hi There! Thank you taking a look at my loan. I used lending club once before and it worked wonderfully. I am using this loan to pay off credit cards, my house flooded last year I had to move out for five months. It was an awful experience, I am not back in the home it is 100% complete. But I lived in Hotels for 5 months, and while insurance covered some of the event it did not cover it call. I am excited to put the entire thing behind me, and this will help greatly! Thank you for looking!

 

A credit bureau reported the following information about this borrower member on November 2, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2002 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,708.00 Public Records On File: 0
Revolving Line Utilization: 79.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Hi thank you for the question. I have about 200,000 left on my mortgage with a payment of 1,245 per month. I have an interest rate of 4.25. Line of credit is 7,500 with a payment of 150 per month the balance is currently around 7,000 with an interest rate of arounf 13.99 and i have for credit cards with total limits of around 10,000, the total balance left is about 5,500. And the interest rate is about 20% i pay around 250 for these per month. Last i have a truck payment of 218 per month.
Which debts do you plan to pay off with this loan?Hi there i will be paying All of the outstanding credit cards and lines of credit. If the loan is funded in full i have enough in saving to cover the 1200 dollar balance that will remain. This will leave my mortgage payment, my truck payment and the lending club payment. Thanks for the Question!
Please explain the reason why you carry a large revolving credit balance.My house flooded....totally unlivable. I am now back in it. But it was five months of hotels and because it was a flood the insurance comapny only covered part of the 70,000 dollar disaster. Its been in ordeal. But i am not on the right track and looking forward to having my life and my finances back in order. Thanks for the question.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My mortgage is 1245 and my total house hold utilities are 250 per month including phone and internet. My truck payment is 218 and my car insurance 100 with about another 100 for gas. Food is another 150 to 200 on average. Hope that helps! Thanks for the Question.

 


 

 

 

Member Payment Dependent Notes Series 1010894

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1010894

$8,000

$8,000

16.29%

1.00%

November 4, 2011

November 16, 2014

November 16, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1010894. Member loan 1010894 was requested on November 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,600 / month
Current employer: Amerigas Debt-to-income ratio: 9.50%
Length of employment: 4 years Location: roseville, CA
       
Home town:
Current & past employers: Amerigas
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on November 2, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2004 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: 29
Revolving Credit Balance: $4,837.00 Public Records On File: 0
Revolving Line Utilization: 66.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?new born baby needs, bills such as rent, utilities, and transportation.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$1080/month rent, $400+ for utilities, $200+ bills, $150+ transportation
Please provide additional details regarding the purpose of the loan?the loan will help me pay some of my medical bills.
Please provide additional details regarding the purpose of the loanbills, rent and utilities. and new born baby needs.

 


 

 

 

Member Payment Dependent Notes Series 1010895

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1010895

$7,200

$7,200

10.65%

1.00%

November 4, 2011

November 16, 2014

November 16, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1010895. Member loan 1010895 was requested on November 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,750 / month
Current employer: WEOKIE CREDIT UNION Debt-to-income ratio: 14.77%
Length of employment: 3 years Location: Moore, OK
       
Home town:
Current & past employers: WEOKIE CREDIT UNION
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/02/11 > Working on consolidating and paying of all debt to be able to finance first home!!! I have NEVER made a late payment or missed a payment on anything - just have too many payments to keep up with! Borrower added on 11/03/11 > I will be using funds to fully pay off and close all credit cards, student loans, and installment loans Borrower added on 11/03/11 > Almost there! Thank you all so much for your contributions!

 

A credit bureau reported the following information about this borrower member on November 2, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2006 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,948.00 Public Records On File: 0
Revolving Line Utilization: 55.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Department store card: $1610.00 69.00 payment 12% Department store card $1820.00 91.00 payment 13% Department store card $300.00 $25.00 payment 12% Mastercard: $300.00 $15.00 payment 13% Mastercard $300.00 $15.00 payment 0% Student loan $400.00 $50.00 payment 5% Unsecured Installment Loan $1200.00 $72.00 payment 12%

 


 

 

 

Member Payment Dependent Notes Series 1010915

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1010915

$15,600

$15,600

19.42%

1.00%

November 7, 2011

November 16, 2014

November 16, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1010915. Member loan 1010915 was requested on November 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $12,343 / month
Current employer: Vykin Debt-to-income ratio: 6.42%
Length of employment: 10+ years Location: APO AE, NY
       
Home town:
Current & past employers: Vykin
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/02/11 > Thank you for the opportunity. My home was damaged from Irene. Allstate m insurance company will not cover the damage since it is considered outside seepage. I have three properties and one paid for in full. However I am overseas supporting our Brave troops. While being overseas this creates a difficult challenge applying for funding. Although I have a lot of debt I pay in a timely manner. I have had issues with Bank of America not with paying but with them changing addresses and account number without notifying me. This action is being disputed. In regards to everything I included about my self I am reliable and will pay this loan as agreed with issue

 

A credit bureau reported the following information about this borrower member on November 2, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1979 Delinquent Amount: $0.00
Open Credit Lines: 24 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 41 Months Since Last Delinquency: 26
Revolving Credit Balance: $30,824.00 Public Records On File: 0
Revolving Line Utilization: 90.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1010974

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1010974

$4,200

$4,200

11.71%

1.00%

November 4, 2011

November 16, 2014

November 16, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1010974. Member loan 1010974 was requested on November 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,042 / month
Current employer: Wolters Kluwer Debt-to-income ratio: 15.97%
Length of employment: 8 years Location: Chicago, IL
       
Home town:
Current & past employers: Wolters Kluwer
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/02/11 > Free up my funds by eliminating several monthly payments!!

 

A credit bureau reported the following information about this borrower member on November 2, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2004 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,913.00 Public Records On File: 0
Revolving Line Utilization: 89.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.This year I requested a reduction in some of my credit limits. My Amex, for example, had a $5,000 max and reduced to $1,400.

 


 

 

 

Member Payment Dependent Notes Series 1010998

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1010998

$14,400

$14,400

10.65%

1.00%

November 7, 2011

November 16, 2014

November 16, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1010998. Member loan 1010998 was requested on November 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,250 / month
Current employer: The NASAH Group Debt-to-income ratio: 17.01%
Length of employment: < 1 year Location: Milwaukee, WI
       
Home town:
Current & past employers: The NASAH Group
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/02/11 > Thank you for taking a moment to look over my loan request. I am very excited to make the big push for the 2012 fiscal year! Please feel free to contact me with any questions, and I will answer each and every one promptly!

 

A credit bureau reported the following information about this borrower member on November 2, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1999 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 34 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,436.00 Public Records On File: 0
Revolving Line Utilization: 52.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Thanks for the inquiry! I plan on using this funding for additional marketing exposure and efforts through the end of 2011 and the beginning of 2012. Specifically, upgrading our trade show exhibit, and securing attendance at a few more industry related trade shows nationally. If you would like to know anything else, please ask!

 


 

 

 

Member Payment Dependent Notes Series 1011032

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1011032

$12,000

$12,000

14.27%

1.00%

November 8, 2011

November 16, 2016

November 16, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1011032. Member loan 1011032 was requested on November 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,833 / month
Current employer: SymphonyIRI Debt-to-income ratio: 16.73%
Length of employment: 1 year Location: Chicago, IL
       
Home town:
Current & past employers: SymphonyIRI
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on November 2, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2001 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,108.00 Public Records On File: 0
Revolving Line Utilization: 10.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?paying off an existing loan and a credit card
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Paying off an existing loan and some credit cards
What is your intended use for the loan proceeds?paying off an existing loan and a credit card
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Paying off an existing loan and some credit cards

 


 

 

 

Member Payment Dependent Notes Series 1011049

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1011049

$5,000

$5,000

10.65%

1.00%

November 8, 2011

November 17, 2014

November 17, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1011049. Member loan 1011049 was requested on November 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,083 / month
Current employer: Miami Dade College Debt-to-income ratio: 15.34%
Length of employment: 4 years Location: Miami, FL
       
Home town:
Current & past employers: Miami Dade College
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/03/11 > Debt Repayment loan, should have it paid before the 3 year period.

 

A credit bureau reported the following information about this borrower member on November 3, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2001 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,168.00 Public Records On File: 0
Revolving Line Utilization: 79.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1011055

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1011055

$1,000

$1,000

10.65%

1.00%

November 7, 2011

November 16, 2014

November 16, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1011055. Member loan 1011055 was requested on November 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,800 / month
Current employer: n/a Debt-to-income ratio: 20.18%
Length of employment: < 1 year Location: West Palm Beach, FL
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/03/11 > I just incorporated my business. I need this small loan so I can expand a little bit and acquire the necessary tools to keep my clients happy, and of course, to make a profit in the process.

 

A credit bureau reported the following information about this borrower member on November 2, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2004 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,432.00 Public Records On File: 0
Revolving Line Utilization: 97.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1011061

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1011061

$7,800

$7,800

16.77%

1.00%

November 7, 2011

November 16, 2014

November 16, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1011061. Member loan 1011061 was requested on November 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,500 / month
Current employer: n/a Debt-to-income ratio: 8.09%
Length of employment: 6 years Location: arcadia, CA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on November 2, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1996 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,348.00 Public Records On File: 0
Revolving Line Utilization: 95.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?RENT $900, CAR PAYMENT $266.00 per month, CABLE, PHONE & INTERNET $89.00, Groceries 200.00 per month,, car insurance $85.00 per month, Edison electric 65.00 per month, Southern Calif Gas Company $50.00 per month, Life insurance $74.00 per month
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?RENT $900, CAR PAYMENT $266.00 per month, CABLE, PHONE & INTERNET $89.00, Groceries 200.00 per month,, car insurance $85.00 per month, Edison electric 65.00 per month, Southern Calif Gas Company $50.00 per month, Life insurance $74.00 per month
Which debts do you plan to pay off with this loan?THIS IS APPROXIMATE - Chase $880, Capital one $1,679, Capital one $800, HSBC $770, One man Financial $2,400 and citibank line of credit 4,515
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?CHASE BANK BAL $880 - Monthly PAYMENT 50.00, Capital One-Balance 1,679 - monthly payment 150.00, capital one - Balance $700.00 - monthly payment 150.00, HSBC - APROXIMATE BALANCE $779.00 Monthy Payment 75.00, One Main Financial Balance $2,400.00 - Monthly Payment 144.00 and citibank line of credit - bal $4,516-payment 116.00 per month
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?RENT $900, CAR PAYMENT $266.00 per month, CABLE, PHONE & INTERNET $89.00, Groceries 200.00 per month,, car insurance $85.00 per month, Edison electric 65.00 per month, Southern Calif Gas Company $50.00 per month, Life insurance $74.00 per month

 


 

 

 

Member Payment Dependent Notes Series 1011073

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1011073

$15,600

$15,600

7.90%

1.00%

November 7, 2011

November 16, 2014

November 16, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1011073. Member loan 1011073 was requested on November 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $4,583 / month
Current employer: Zimmerman Advertising Debt-to-income ratio: 20.40%
Length of employment: 5 years Location: Boynton Beach, FL
       
Home town:
Current & past employers: Zimmerman Advertising
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on November 2, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2005 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,963.00 Public Records On File: 0
Revolving Line Utilization: 23.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What portion of your wedding expenses does this loan represent?50%

 


 

 

 

Member Payment Dependent Notes Series 1011128

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1011128

$6,000

$6,000

8.90%

1.00%

November 7, 2011

November 16, 2014

November 16, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1011128. Member loan 1011128 was requested on November 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $3,750 / month
Current employer: Transport America Debt-to-income ratio: 13.15%
Length of employment: 2 years Location: Granite Falls, NC
       
Home town:
Current & past employers: Transport America
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on November 2, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1999 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: 31
Revolving Credit Balance: $924.00 Public Records On File: 0
Revolving Line Utilization: 22.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1011130

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1011130

$6,625

$6,625

6.62%

1.00%

November 7, 2011

November 16, 2014

November 16, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1011130. Member loan 1011130 was requested on November 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,333 / month
Current employer: Pharmavite, LLC Debt-to-income ratio: 8.38%
Length of employment: 1 year Location: Canyon Country, CA
       
Home town:
Current & past employers: Pharmavite, LLC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on November 2, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1993 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,912.00 Public Records On File: 0
Revolving Line Utilization: 62.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1011148

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1011148

$10,000

$10,000

6.03%

1.00%

November 7, 2011

November 16, 2014

November 16, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1011148. Member loan 1011148 was requested on November 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,548 / month
Current employer: Solstas Lab Partners Debt-to-income ratio: 7.03%
Length of employment: 5 years Location: Greensboro, NC
       
Home town:
Current & past employers: Solstas Lab Partners
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on November 2, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1991 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,235.00 Public Records On File: 0
Revolving Line Utilization: 24.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1011180

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1011180

$5,000

$5,000

12.69%

1.00%

November 8, 2011

November 16, 2014

November 16, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1011180. Member loan 1011180 was requested on November 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,950 / month
Current employer: andersonoil Debt-to-income ratio: 23.28%
Length of employment: 10+ years Location: fredericksburg, VA
       
Home town:
Current & past employers: andersonoil
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on November 2, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1994 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 52 Months Since Last Delinquency: 39
Revolving Credit Balance: $41.00 Public Records On File: 0
Revolving Line Utilization: 1.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?to pay off a high interest rate loan that the interest compounds daily

 


 

 

 

Member Payment Dependent Notes Series 1011202

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1011202

$8,000

$8,000

6.03%

1.00%

November 8, 2011

November 18, 2014

November 18, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1011202. Member loan 1011202 was requested on November 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,583 / month
Current employer: RBS Citizens Debt-to-income ratio: 16.49%
Length of employment: 2 years Location: Northville, MI
       
Home town:
Current & past employers: RBS Citizens
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/05/11 > A very low risk loan. My credit scores are all in the 790's. Never have had a late payment on any type of debt and will not risk lowering my credit score. Have been a homeowner since 1983 with 0 lates. Will use funds to pay high interest credit card balances. Stable employment. Have been working in the same industry for 12 years with no break in employment.

 

A credit bureau reported the following information about this borrower member on November 4, 2011:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 09/1983 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,274.00 Public Records On File: 0
Revolving Line Utilization: 12.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Debt consolidation
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?mortgage, auto, utilities, phone, food, car ins, credit card
Which debts do you plan to pay off with this loan?credit card
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage - 938/mo. 5.25 int rate 145,000 balance (I pay one half of the 938 payment) Auto - 348/mo 5% int rate approx 6000 balance Credit card - total 13,000 total approx 300/mo

 


 

 

 

Member Payment Dependent Notes Series 1011211

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1011211

$4,850

$4,850

6.62%

1.00%

November 4, 2011

November 16, 2014

November 16, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1011211. Member loan 1011211 was requested on November 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: Girl Scouts of Greater Los Angeles Debt-to-income ratio: 11.19%
Length of employment: < 1 year Location: los angeles, CA
       
Home town:
Current & past employers: Girl Scouts of Greater Los Angeles
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/02/11 > Simplifying debit at a much lower rate from multiple credit cards.

 

A credit bureau reported the following information about this borrower member on November 2, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2000 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,677.00 Public Records On File: 0
Revolving Line Utilization: 17.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1011256

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1011256

$3,000

$3,000

7.90%

1.00%

November 7, 2011

November 16, 2014

November 16, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1011256. Member loan 1011256 was requested on November 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,425 / month
Current employer: the Mill LA Debt-to-income ratio: 18.18%
Length of employment: 2 years Location: Burbank, CA
       
Home town:
Current & past employers: the Mill LA
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/02/11 > I am trying to consolidate my debt into a smaller payment a month. I thank you for your help!

 

A credit bureau reported the following information about this borrower member on November 2, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2001 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,181.00 Public Records On File: 0
Revolving Line Utilization: 47.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1011283

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1011283

$15,000

$15,000

9.91%

1.00%

November 7, 2011

November 16, 2014

November 16, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1011283. Member loan 1011283 was requested on November 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,667 / month
Current employer: OrthoMidwest Inc Debt-to-income ratio: 9.00%
Length of employment: 2 years Location: Erlanger, KY
       
Home town:
Current & past employers: OrthoMidwest Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on November 2, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2004 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,133.00 Public Records On File: 0
Revolving Line Utilization: 25.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1011311

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1011311

$17,000

$17,000

6.03%

1.00%

November 8, 2011

November 16, 2014

November 16, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1011311. Member loan 1011311 was requested on November 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,000 / month
Current employer: Orange County Public Schools Debt-to-income ratio: 6.72%
Length of employment: 7 years Location: Orlando, FL
       
Home town:
Current & past employers: Orange County Public Schools
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/02/11 > To make a new kitchen, paint the whole house and change the copper pipes for PVC.

 

A credit bureau reported the following information about this borrower member on November 2, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1991 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 36 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,710.00 Public Records On File: 0
Revolving Line Utilization: 36.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1011319

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1011319

$8,000

$8,000

14.27%

1.00%

November 8, 2011

November 16, 2014

November 16, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1011319. Member loan 1011319 was requested on November 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,583 / month
Current employer: westfield eye center Debt-to-income ratio: 3.37%
Length of employment: 5 years Location: las Vegas, NV
       
Home town:
Current & past employers: westfield eye center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on November 2, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2001 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: 47
Revolving Credit Balance: $3,042.00 Public Records On File: 0
Revolving Line Utilization: 39.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?My intended use is to pay off bills that pilled up and to have one low monthly bill to pay off instead of four plus my other expenses. This way seems logical and will relieve a ton of stress. So, I thank you

 


 

 

 

Member Payment Dependent Notes Series 1011320

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1011320

$3,600

$3,600

9.91%

1.00%

November 4, 2011

November 16, 2014

November 16, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1011320. Member loan 1011320 was requested on November 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,083 / month
Current employer: Sinclair Community College Debt-to-income ratio: 10.37%
Length of employment: 2 years Location: Union, OH
       
Home town:
Current & past employers: Sinclair Community College
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/03/11 > I am planning to use this loan to become and Advisor with AdvoCare and build my business to improve not only the health and wellness of my family but also the financial situation of my family. We also hope to help others due the same.

 

A credit bureau reported the following information about this borrower member on November 2, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1998 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 14 Months Since Last Delinquency: 11
Revolving Credit Balance: $3,130.00 Public Records On File: 0
Revolving Line Utilization: 31.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1011338

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1011338

$10,625

$10,625

6.62%

1.00%

November 8, 2011

November 16, 2014

November 16, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1011338. Member loan 1011338 was requested on November 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,750 / month
Current employer: Winslow Animal Clinic Debt-to-income ratio: 27.38%
Length of employment: 4 years Location: Suquamish, WA
       
Home town:
Current & past employers: Winslow Animal Clinic
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on November 2, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2004 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,290.00 Public Records On File: 0
Revolving Line Utilization: 46.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1011395

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1011395

$9,000

$9,000

7.51%

1.00%

November 7, 2011

November 16, 2014

November 16, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1011395. Member loan 1011395 was requested on November 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,700 / month
Current employer: Accenture Debt-to-income ratio: 7.33%
Length of employment: 4 years Location: Fort Lee, NJ
       
Home town:
Current & past employers: Accenture
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/03/11 > This is great. Already 14 investors and I haven't had a loan description created yet. To the ones who have invested already, a big thank you. To those of you that have not, I've decided to make this a more interesting and engaging process. Please fire away with your questions, and I'll be more than glad to answer them!

 

A credit bureau reported the following information about this borrower member on November 2, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2000 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,220.00 Public Records On File: 0
Revolving Line Utilization: 33.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?To pay off two credit cards, one at 15.49% APR, and the other at 17.99% APR. After paying them off, I will have no revolving debt, and a strict $280 monthly payment a month to lending club. I also intend to start budgeting, to ensure that I do not fall into the debt trap again.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Rent: 1658 Utilities: 60 Mobile Phone: 160 Internet/TV: 104 Student Loan: 142.17 Lending Club: 280 (After this loan gets funded) Car Insurance: 167 Mother's Car Payment: 392 The rest I intend to budget and spend accordingly.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Thanks for your time! My current debt balance includes AMEX 6150, Chase 2056, the additional loan amount would be to fix my mom's car. Interest rates are 15.49% and 17.99% respectively. monthly payments include: rent: 1658 utilities: 60 mobile phone: 175 internet: 104 student loan: 142.17 lending club: 280 (after this loan is funded) car insurance: 167 mom's car payment: 392 the remainder of my salary would be budgeted accordingly

 


 

 

 

Member Payment Dependent Notes Series 1011404

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1011404

$5,500

$5,500

10.65%

1.00%

November 8, 2011

November 17, 2014

November 17, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1011404. Member loan 1011404 was requested on November 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,333 / month
Current employer: wellsfargo Debt-to-income ratio: 13.50%
Length of employment: 5 years Location: roswell, GA
       
Home town:
Current & past employers: wellsfargo
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/03/11 > Hi , I need this loan in order to pay off my credits and put everything in one bill. Thanks

 

A credit bureau reported the following information about this borrower member on November 3, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2003 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: 39
Revolving Credit Balance: $13,662.00 Public Records On File: 0
Revolving Line Utilization: 53.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1011478

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1011478

$3,500

$3,500

9.91%

1.00%

November 7, 2011

November 16, 2014

November 16, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1011478. Member loan 1011478 was requested on November 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,500 / month
Current employer: n/a Debt-to-income ratio: 23.20%
Length of employment: n/a Location: stuart,, FL
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on November 2, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1985 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: 40
Revolving Credit Balance: $6,385.00 Public Records On File: 1
Revolving Line Utilization: 23.70% Months Since Last Record: 98
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1011597

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1011597

$3,600

$3,600

7.51%

1.00%

November 7, 2011

November 17, 2014

November 17, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1011597. Member loan 1011597 was requested on November 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,650 / month
Current employer: St. Luke's Hospital Debt-to-income ratio: 29.25%
Length of employment: 2 years Location: Brooklyn, NY
       
Home town:
Current & past employers: St. Luke's Hospital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/03/11 > I am looking to consolidate all my payments into one per month. I am a risk free borrower because I have a full-time job at a well known hospital and have been there for 2 years now. I will be able to make my payment on time each month with no defaults. Thank you for your help.

 

A credit bureau reported the following information about this borrower member on November 3, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1998 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,976.00 Public Records On File: 0
Revolving Line Utilization: 28.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1011665

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1011665

$8,000

$8,000

9.91%

1.00%

November 7, 2011

November 17, 2014

November 17, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1011665. Member loan 1011665 was requested on November 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $17,500 / month
Current employer: sony pictures Debt-to-income ratio: 4.53%
Length of employment: 10+ years Location: livingston, NJ
       
Home town:
Current & past employers: sony pictures
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on November 3, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1999 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: 61
Revolving Credit Balance: $13,934.00 Public Records On File: 0
Revolving Line Utilization: 31.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)$4000
What is your intended use for the loan proceeds?home repair
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)$4000
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$1000
What is your intended use for the loan proceeds?home repair

 


 

 

 

Member Payment Dependent Notes Series 1011666

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1011666

$10,000

$10,000

7.90%

1.00%

November 7, 2011

November 17, 2014

November 17, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1011666. Member loan 1011666 was requested on November 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,250 / month
Current employer: CORDOBA MUSIC GROUP Debt-to-income ratio: 9.38%
Length of employment: 6 years Location: Los Angeles, CA
       
Home town:
Current & past employers: CORDOBA MUSIC GROUP
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/04/11 > -Simple debt consolidation loan. Gainfully employed for six years with the same private firm. Monthly payments are manageable. I have excellent credit, never defaulted on any loan.

 

A credit bureau reported the following information about this borrower member on November 3, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2005 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,459.00 Public Records On File: 0
Revolving Line Utilization: 25.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.My existing balance is as a result of several balance transfers I used to consolidate debt from a music industry project I was working on that fell through. Typically at my place of employment I qualify for a yearly performance based bonus that should enable me to pay back a significant portion of this loan by Q2 2012.

 


 

 

 

Member Payment Dependent Notes Series 1011721

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1011721

$5,000

$5,000

15.96%

1.00%

November 8, 2011

November 17, 2014

November 17, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1011721. Member loan 1011721 was requested on November 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,721 / month
Current employer: California Society of CPAs Debt-to-income ratio: 10.91%
Length of employment: 1 year Location: Redwood City, CA
       
Home town:
Current & past employers: California Society of CPAs
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on November 3, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2002 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: 33
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: 23.11% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?My husband has been unemployed for over 2 months now and I need the funding to help pay our bills and keep us afloat. With the funding, I'll be able to successfully pay off one of our car loans, pay off a smaller debt, and pay for our rent for November.
What is your intended use for the loan proceeds?My husband has been unemployed for over 2 months now and I need the funding to help pay our bills and keep us afloat. With the funding, I'll be able to successfully pay off one of our car loans, pay off a smaller debt, and pay for our rent for November.

 


 

 

 

Member Payment Dependent Notes Series 1011733

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1011733

$20,000

$20,000

10.65%

1.00%

November 8, 2011

November 17, 2014

November 17, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1011733. Member loan 1011733 was requested on November 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,000 / month
Current employer: MSolutions, Inc. Debt-to-income ratio: 2.35%
Length of employment: 7 years Location: Fairfield, CT
       
Home town:
Current & past employers: MSolutions, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/03/11 > My accounts are all in good standing (no late payments) I'll be using the loan to consolidate my debt I've been working for the same employer for 7 years.

 

A credit bureau reported the following information about this borrower member on November 3, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2002 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,856.00 Public Records On File: 0
Revolving Line Utilization: 20.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I'll be using 70% of the loan to consolidate debt (30% credit cards, 40% other debt), the other 30% will be for extra cash in hand in case of emergency.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards: $7000, 13.24% Money owed to family member: $8000, 0% no mortgage or student loans I'd rather pay back the family member in full than in monthly payments (hence the higher APR for this loan still making sense).
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards: $7000, 13.24% Money owed to family member: $8000, 0% no mortgage or student loans I'd rather pay back the family member in full than in monthly payments (hence the higher APR for this loan still making sense).
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?food: $800 rent: $700 utilities: $200 insurance (auto, renter's): $80 transportation: $40 phone: $40 Total: $1860

 


 

 

 

Member Payment Dependent Notes Series 1011748

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1011748

$2,000

$2,000

6.62%

1.00%

November 8, 2011

November 17, 2014

November 17, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1011748. Member loan 1011748 was requested on November 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,083 / month
Current employer: Spokane Falls Community College Debt-to-income ratio: 27.22%
Length of employment: 6 years Location: Spokane, WA
       
Home town:
Current & past employers: Spokane Falls Community College
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on November 3, 2011:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 11/1995 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,164.00 Public Records On File: 0
Revolving Line Utilization: 4.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1011753

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1011753

$12,400

$12,400

6.62%

1.00%

November 8, 2011

November 17, 2014

November 17, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1011753. Member loan 1011753 was requested on November 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,000 / month
Current employer: BNA Debt-to-income ratio: 26.67%
Length of employment: 10+ years Location: Arlington, VA
       
Home town:
Current & past employers: BNA
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/03/11 > I will use this money to pay off high-interest rate credit cards and become debt-free. I have a very steady job: I've been with the same company for 11 years and in my current unit for eight years. My 3-person unit brings in over $6 million in revenue annually.

 

A credit bureau reported the following information about this borrower member on November 3, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1992 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $20,491.00 Public Records On File: 0
Revolving Line Utilization: 48.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1011807

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1011807

$14,000

$14,000

13.49%

1.00%

November 8, 2011

November 17, 2016

November 17, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1011807. Member loan 1011807 was requested on November 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,000 / month
Current employer: AT&T Debt-to-income ratio: 8.65%
Length of employment: 10+ years Location: Coplay, PA
       
Home town:
Current & past employers: AT&T
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on November 3, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2000 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,352.00 Public Records On File: 0
Revolving Line Utilization: 73.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?car loan monthly payment 225, interest rate 7% and principal balance 7,000 credit cards combined payment 300, interest rates vary between 19 to 24 but not due to any delinquencies, combined balance 7,000
Which debts do you plan to pay off with this loan?credit cards
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?mortgage 1225 month (includes taxes escrow insurance) car loan 225 month car insurance 225 month credit cards 300 month power/phone/cable 400 month
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?car loan monthly payment 225, interest rate 7% and principal balance 7,000 credit cards combined payment 300, interest rates vary between 19 to 24 but not due to any delinquencies, combined balance 7,000
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?for debt consolidation, pay off credit cards with high interest and balances greater than 3k
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).monthly payment 1225.00 taxes and insurance are escrowed
Please explain the reason why you carry a large revolving credit balance.please define the large revolving credit balance, my only debt is car payment and credit cards - I have no open line of credit

 


 

 

 

Member Payment Dependent Notes Series 1011873

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1011873

$5,000

$5,000

9.91%

1.00%

November 8, 2011

November 17, 2014

November 17, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1011873. Member loan 1011873 was requested on November 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,167 / month
Current employer: n/a Debt-to-income ratio: 28.77%
Length of employment: n/a Location: youngstown, OH
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on November 3, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1998 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: 8.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 1011894

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1011894

$9,200

$9,200

6.03%

1.00%

November 7, 2011

November 17, 2014

November 17, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1011894. Member loan 1011894 was requested on November 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,333 / month
Current employer: Nelnet, Inc. Debt-to-income ratio: 8.03%
Length of employment: 7 years Location: Westminster, CO
       
Home town:
Current & past employers: Nelnet, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/04/11 > I would like to take out a debt consolidation loan to pay off a higher interest rate loan for a timeshare property.

 

A credit bureau reported the following information about this borrower member on November 3, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1984 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,817.00 Public Records On File: 0
Revolving Line Utilization: 33.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage is 1200.00, utilities 200.00, phone and internet 300.00, transportation 80.00, food 400.00. Credit cards are approx. 800.00, Insurance 60.00, taxes are included in mortgage.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Mortgage is 1200.00, utilities 200.00, phone and internet 300.00, transportation 80.00, food 400.00. Credit cards are approx. 800.00, Insurance 60.00, taxes are included in mortgage.

 


 

 

 

Member Payment Dependent Notes Series 1011907

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1011907

$6,000

$6,000

12.42%

1.00%

November 7, 2011

November 17, 2014

November 17, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1011907. Member loan 1011907 was requested on November 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,583 / month
Current employer: Red Lobster Debt-to-income ratio: 15.36%
Length of employment: 3 years Location: plano, TX
       
Home town:
Current & past employers: Red Lobster
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on November 3, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2000 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 34 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,233.00 Public Records On File: 0
Revolving Line Utilization: 42.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.Part of the revolving credit has to due with moving expenses when i moved back near my family. Most of it has to due with transferring amounts from one credit card to another. Whichever one had the lowest APR and interest rate. These amounts had to do with my outstanding student loans, which are almost gone.
What is your intended use for the loan proceeds?Debt consolidation. My plan is to be out of debt before the 3 years is up.
Please explain the reason why you carry a large revolving credit balance.Part of the revolving credit has to due with moving expenses when i moved back near my family. Most of it has to due with transferring amounts from one credit card to another. Whichever one had the lowest APR and interest rate. These amounts had to do with my outstanding student loans, which are almost gone.

 


 

 

 

Member Payment Dependent Notes Series 1011952

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1011952

$1,000

$1,000

14.27%

1.00%

November 7, 2011

November 17, 2014

November 17, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1011952. Member loan 1011952 was requested on November 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,379 / month
Current employer: Department of Health and Human Services Debt-to-income ratio: 14.13%
Length of employment: 1 year Location: Washington, DC
       
Home town:
Current & past employers: Department of Health and Human Services
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on November 3, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2003 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: 37
Revolving Credit Balance: $897.00 Public Records On File: 0
Revolving Line Utilization: 69.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1011998

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1011998

$6,000

$6,000

12.42%

1.00%

November 7, 2011

November 17, 2014

November 17, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1011998. Member loan 1011998 was requested on November 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,750 / month
Current employer: Baker Distributing Debt-to-income ratio: 16.40%
Length of employment: 7 years Location: Fair Haven, VT
       
Home town:
Current & past employers: Baker Distributing
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/03/11 > I am using this loan to pay bills off.

 

A credit bureau reported the following information about this borrower member on November 3, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2002 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $896.00 Public Records On File: 0
Revolving Line Utilization: 12.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent is 400 monthly, electric is 85 monthly, phone tv and internet is 180
Please provide additional details regarding the purpose of the loanI have to pay my computer payment of 750. Im going to pay my car insurance in full for a year to save some money. i need money for heating oil through the winter.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I have a couple bills such as a computer bill of 750. I need money for the heating oil. Im going to pay my car insurance in full for a year to save money. Im going shopping for my 4 month old.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent is 400 monthly, electric is 85 monthly, phone tv and internet is 180

 


 

 

 

Member Payment Dependent Notes Series 1012014

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1012014

$4,600

$4,600

11.71%

1.00%

November 8, 2011

November 18, 2014

November 18, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1012014. Member loan 1012014 was requested on November 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,750 / month
Current employer: Business Computer Solutions Debt-to-income ratio: 18.87%
Length of employment: < 1 year Location: Longview, TX
       
Home town:
Current & past employers: Business Computer Solutions
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/04/11 > I graduated from College in 2007 right as the economy dropped. During that time I have worked non-stop in various Temporary jobs just to get by. Now I have a stable job doing consulting for an accounting system called MAS, and I want to consolidate the credit card debt I have accumulated during periods of not having a job.

 

A credit bureau reported the following information about this borrower member on November 4, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2000 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 19 Months Since Last Delinquency: 23
Revolving Credit Balance: $4,570.00 Public Records On File: 0
Revolving Line Utilization: 36.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Card - 3 cards Approx $4600 @ 16% - 19%, $220 Monthly Payment Student Loans - Approx $40,000 @ varying interest rates but mostly around the 7% - 8% mark, monthly payments $300 Car Loan - Approx $9,000 @ 7%, Monthly Payment $250. Rent - $660 Utilities - Approx. $100 Main point is to consolidate my Credit Card debt into one place, and remove it from the various credit card fees. I can be more detailed if need be.

 


 

 

 

Member Payment Dependent Notes Series 1012020

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1012020

$2,100

$2,100

9.91%

1.00%

November 8, 2011

November 17, 2014

November 17, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1012020. Member loan 1012020 was requested on November 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,167 / month
Current employer: Campbell Soup Debt-to-income ratio: 14.28%
Length of employment: 4 years Location: reno, TX
       
Home town:
Current & past employers: Campbell Soup
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/03/11 > This money if for photography equipment, I need to start a very small side business. I do have a very steady full time job with Campbell Soup Company. Photography is a hobby :)

 

A credit bureau reported the following information about this borrower member on November 3, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2003 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 3
Total Credit Lines: 21 Months Since Last Delinquency: 13
Revolving Credit Balance: $2,128.00 Public Records On File: 0
Revolving Line Utilization: 17.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.honestly, forgetfulness. I try to set things up on automatic payments so this doesn't happen. I pay my bills on time 99% of the time.
If you have a delinquency in the last 2 years, please explain the reason.honestly, forgetfulness. I try to set things up on automatic payments so this doesn't happen. I pay my bills on time 99% of the time.

 


 

 

 

Member Payment Dependent Notes Series 1012022

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1012022

$6,000

$6,000

6.62%

1.00%

November 8, 2011

November 17, 2014

November 17, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1012022. Member loan 1012022 was requested on November 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,100 / month
Current employer: Action Dance Academy Debt-to-income ratio: 19.45%
Length of employment: 2 years Location: Puyallup, WA
       
Home town:
Current & past employers: Action Dance Academy
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on November 3, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2006 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $900.00 Public Records On File: 0
Revolving Line Utilization: 7.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)I currently pay, $425 for rent being that I live with a roommate, my insurance totals $244 a month, phone bill is $80 and car payment is $322 monthly. Utilities such as water, garbage and sewer are paid by the townhouse complex. I pay half of the comcast package deal which totals $60 and half the power bill which is $40 every other month. My bills total $1100 max a month.

 


 

 

 

Member Payment Dependent Notes Series 1012038

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1012038

$6,000

$6,000

9.91%

1.00%

November 8, 2011

November 17, 2014

November 17, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1012038. Member loan 1012038 was requested on November 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,600 / month
Current employer: US Army Debt-to-income ratio: 8.35%
Length of employment: 5 years Location: Trenton, FL
       
Home town:
Current & past employers: US Army
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/03/11 > Just returned from deployment overseas, and found my car to be broken into and vandalized while in government storage. I would rather take out a loan to restore it and pay off over time than deplete my savings and pay it off all at once. Thank you.

 

A credit bureau reported the following information about this borrower member on November 3, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2006 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,860.00 Public Records On File: 0
Revolving Line Utilization: 31.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)I'm living in government quarters, and have no rent, utilities, mortgage, etc.
What is your intended use for the loan proceeds?Repair my vehicle to working order, replacing broken windows, the windshield, water damage, etc.

 


 

 

 

Member Payment Dependent Notes Series 1012217

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1012217

$4,400

$4,400

11.71%

1.00%

November 7, 2011

November 17, 2014

November 17, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1012217. Member loan 1012217 was requested on November 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,120 / month
Current employer: Forsyth Mechanical Debt-to-income ratio: 3.01%
Length of employment: 5 years Location: Greensboro, NC
       
Home town:
Current & past employers: Forsyth Mechanical
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/04/11 > I have a 2000 Jeep Grand Cherokee that is currently unsafe to drive. The front axel is broken, along with the front hub assembly. The windshield is leaking which leaves a puddle of water in the floorboard every time it rains. The heating system needs to be fixed since its becoming winter and it needs new tires. It also needs minor maintance such as allignment, oil change, radiator flush, etc... I could not afford it all at once but need to be able to have a working vehicle because I work out of town alot

 

A credit bureau reported the following information about this borrower member on November 1, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2008 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 6 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,750.00 Public Records On File: 0
Revolving Line Utilization: 33.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I have a 2000 Jeep Grand cherokee that needs some serious maintaince for it to be safe for me to drive
Please provide additional details regarding the purpose of the loanThe front axel of my jeep is broken, along with the front hub assembly, and the heating system (which needs to be fixed now that its becoming winter). It also needs new tires and a few minor things such as allignment, oil change, radiator flush, etc...

 


 

 

 

Member Payment Dependent Notes Series 1012243

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1012243

$14,000

$14,000

12.69%

1.00%

November 7, 2011

November 17, 2014

November 17, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1012243. Member loan 1012243 was requested on November 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,250 / month
Current employer: Charles Schwab & Co. Inc. Debt-to-income ratio: 20.19%
Length of employment: 4 years Location: San Francisco, CA
       
Home town:
Current & past employers: Charles Schwab & Co. Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/03/11 > This loan will be used to pay off 2 credit card balances that were accrued with higher interest rates. As for the Major Purchase, I am planning to use a portion of the funds to update the computer equipment that I use for personal business. My personal budget is as follows: Monthly rent (Including Gas and Electric Bill) = 1250 | School Loans = 720 | Internet = 60 | Phone (Cell) = 115 | Groceries typically run around 350/month. I don't watch TV, but I do go out with friends from time to time (~300/month). If you total these amounts, you will find that there is more than enough to cover the cost of this loan and to provide me with some savings. :-) The stability of my job should be noted by the fact that I have been with the company for over 4 years now. However, I can understand how that fact may be a wash given these ever changing economic times. Therefore I will also add that I was recently awarded equity in the company that has a vesting schedule of 4 years. This goes to show that the company puts value in the work that I do and that they would like to see me grow within the organization

 

A credit bureau reported the following information about this borrower member on November 3, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2000 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 40 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,284.00 Public Records On File: 0
Revolving Line Utilization: 76.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I believe this was answered in the description, however, the description may have been posted after this question was posed. Loan proceeds will be used to pay off two higher rate credit cards and also for the purchase of Computer Equipment that will be used for a small business.
Please provide additional details regarding the purpose of the loanPlease see the additional detail/description for the listing. :-)

 


 

 

 

Member Payment Dependent Notes Series 1012269

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1012269

$4,400

$4,400

6.62%

1.00%

November 8, 2011

November 18, 2014

November 18, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1012269. Member loan 1012269 was requested on November 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $4,083 / month
Current employer: n/a Debt-to-income ratio: 8.96%
Length of employment: n/a Location: Eggg Harbor Township, NJ
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on November 4, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2000 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,473.00 Public Records On File: 0
Revolving Line Utilization: 31.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?With this loan right around $250.00

 


 

 

 

Member Payment Dependent Notes Series 1012300

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1012300

$12,000

$12,000

8.90%

1.00%

November 8, 2011

November 17, 2014

November 17, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1012300. Member loan 1012300 was requested on November 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,300 / month
Current employer: n/a Debt-to-income ratio: 10.64%
Length of employment: n/a Location: Vancouver, WA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on November 3, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1997 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,426.00 Public Records On File: 0
Revolving Line Utilization: 75.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1012339

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1012339

$4,500

$4,500

6.62%

1.00%

November 8, 2011

November 17, 2014

November 17, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1012339. Member loan 1012339 was requested on November 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,597 / month
Current employer: Xerox Debt-to-income ratio: 1.54%
Length of employment: 10+ years Location: Alexandria, VA
       
Home town:
Current & past employers: Xerox
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/04/11 > Need to pay for the #1 ranked pinball machine of all time; a 1993 Twilight Zone in excellent working and cosmetic condition that I won on e-bay.

 

A credit bureau reported the following information about this borrower member on November 3, 2011:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 10/1989 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,219.00 Public Records On File: 0
Revolving Line Utilization: 3.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Thanks for taking the time to inquire and your interest in my loan application. I pay just over 700 (706,709) for my mortgage depending on the current escrow and lender's policy regarding the amount being held for insurance and taxes. I have a company car I pay $90 pre-tax per month for gas, maintenance, insurance, etc. Utilities (gas, electric, cable TV, internet, and phone) 300. Food generally around 200-250 per month. I do receive an additional 409 per month from my ex-spouse and my credit rating is excellent. I would not be attempting to secure this loan if I could not afford it. To summarize I have about 1300 monthly going out and 1960 coming in. Medical is covered by flex spend pre-tax dollars and insurance pre-tax so do not figure into my calculations. These numbers are net rather than gross.

 


 

 

 

Member Payment Dependent Notes Series 1012367

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1012367

$4,400

$4,400

16.29%

1.00%

November 8, 2011

November 18, 2014

November 18, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1012367. Member loan 1012367 was requested on November 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,833 / month
Current employer: nycb Debt-to-income ratio: 22.92%
Length of employment: 9 years Location: coram, NY
       
Home town:
Current & past employers: nycb
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/04/11 > pay credit card debt

 

A credit bureau reported the following information about this borrower member on November 4, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1987 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $24,624.00 Public Records On File: 0
Revolving Line Utilization: 99.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.college expenses for a family member
What is your intended use for the loan proceeds?half to pay for an upcoming medical expense and the other half to pay down a credit card

 


 

 

 

Member Payment Dependent Notes Series 1012379

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1012379

$10,000

$10,000

7.90%

1.00%

November 8, 2011

November 17, 2014

November 17, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1012379. Member loan 1012379 was requested on November 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $15,000 / month
Current employer: University of Maryland Debt-to-income ratio: 10.39%
Length of employment: 10+ years Location: Columbia, MD
       
Home town:
Current & past employers: University of Maryland
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on November 3, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1981 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 42 Months Since Last Delinquency: 66
Revolving Credit Balance: $47,509.00 Public Records On File: 0
Revolving Line Utilization: 81.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)About 7,800/month.
Please explain the reason why you carry a large revolving credit balance.We have moved to new larger home which we are furnishing with antique pieces and our art collection, currently expanding.
What is your intended use for the loan proceeds?To pay for a renaissance 17th centuryy Italian credenza (cabinet) (from Kaminski Auctioneers) and a 17th century Spanish vargue??o (Freeman's Auctioneers) that I paid with American Express
What is your intended use for the loan proceeds?To pay for a renaissance 17th centuryy Italian credenza (cabinet) (from Kaminski Auctioneers) and a 17th century Spanish vargue??o (Freeman's Auctioneers) that I paid with American Express
What is your intended use for the loan proceeds?To pay for a renaissance 17th centuryy Italian credenza (cabinet) (from Kaminski Auctioneers) and a 17th century Spanish vargue??o (Freeman's Auctioneers) that I paid with American Express
If you have a delinquency in the last 2 years, please explain the reason.The onle problem I am aware of is with the SECU Visa card that went over the limit because an administrative action from the institution, that merged two accounts into one. As soon as I realized the problem I corrected it by bringing the balance under the limit
Please explain the reason why you carry a large revolving credit balance.We have moved to new larger home which we are furnishing with antique pieces and our art collection, currently expanding.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?These expenses are about 1,800/month
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)About 7,800/month.

 


 

 

 

Member Payment Dependent Notes Series 1012385

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1012385

$14,000

$14,000

6.03%

1.00%

November 8, 2011

November 17, 2014

November 17, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1012385. Member loan 1012385 was requested on November 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,583 / month
Current employer: Viasat, Inc. Debt-to-income ratio: 0.87%
Length of employment: 3 years Location: Damascus, MD
       
Home town:
Current & past employers: Viasat, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/04/11 > I have been a professional for over many years, with the latest seven working in the DC area. I have never been fired or laid off. My financial situation has been good too. I had no problem buying my current house in 2008 when it was not easy for some people to get a mortgage. Until now I have been living comfortably on my salary. I drive a Chevy Malibu that is fully paid off. I bought it used even though I could afford to buy a newer or bigger car. Recently I saw a business opportunity in buying and sell some antiques. Because those antiques are quite undervalued in here but are highly demanded in somewhere else, I think the risk is small and the reward can be tremendous. I have spent more than $45000 on that already. I can show the invoices if required. It’ll take me some time to sell the antiques I have bought at the best price I can get. I still have stable income to live on comfortably, but I don’t have money to buy new antiques that I think I may sell for a very good profit. That is what I want the funding for. Thank you for your consideration.

 

A credit bureau reported the following information about this borrower member on November 3, 2011:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 04/1999 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,571.00 Public Records On File: 0
Revolving Line Utilization: 16.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 1012584

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1012584

$7,475

$7,475

7.90%

1.00%

November 8, 2011

November 19, 2014

November 19, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1012584. Member loan 1012584 was requested on November 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $4,417 / month
Current employer: Gannett Fleming Debt-to-income ratio: 14.29%
Length of employment: 3 years Location: Hollywood, FL
       
Home town:
Current & past employers: Gannett Fleming
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on November 5, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1998 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: 40
Revolving Credit Balance: $9,657.00 Public Records On File: 0
Revolving Line Utilization: 60.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?consolidating credit card debt.

 


 

 

 

Member Payment Dependent Notes Series 1012586

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1012586

$8,000

$8,000

6.03%

1.00%

November 8, 2011

November 20, 2014

November 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1012586. Member loan 1012586 was requested on November 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,950 / month
Current employer: Manatee County Debt-to-income ratio: 9.42%
Length of employment: 9 years Location: Bradenton, FL
       
Home town:
Current & past employers: Manatee County
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/06/11 > This loan along with a year-end bonus I have coming will kill my Discover card and Barclaycard balances. I am paying 14% on the Discover card presently.

 

A credit bureau reported the following information about this borrower member on November 6, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1986 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,151.00 Public Records On File: 0
Revolving Line Utilization: 38.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1012628

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1012628

$8,000

$8,000

7.51%

1.00%

November 8, 2011

November 17, 2014

November 17, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1012628. Member loan 1012628 was requested on November 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: GM Financial Debt-to-income ratio: 9.04%
Length of employment: < 1 year Location: Fresno, TX
       
Home town:
Current & past employers: GM Financial
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on November 3, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2001 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,986.00 Public Records On File: 0
Revolving Line Utilization: 29.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)2200 per month.
What is your intended use for the loan proceeds?Home improvements

 


 

 

 

Member Payment Dependent Notes Series 1012794

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1012794

$8,000

$8,000

6.62%

1.00%

November 8, 2011

November 18, 2014

November 18, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1012794. Member loan 1012794 was requested on November 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,200 / month
Current employer: Uhaul International Debt-to-income ratio: 14.63%
Length of employment: 6 years Location: loveland, OH
       
Home town:
Current & past employers: Uhaul International
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on November 4, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2000 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,288.00 Public Records On File: 0
Revolving Line Utilization: 47.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I want to pay off my only credit card. The balance is $5000. I already have been doing home improvements and charging to credit card, such as installing patio, landscaping, paint, kitch/bathroom upgrades. I am also doing some more home upgrades. This way it is a lower interest rate so I can pay the amount down at a quicker rate. I wanted to do the loan through my mortage company, but I haven't built up enough equity in my home loan yet to do a loan. I also have intentions to pay off the loan quicker than 36 months.
What is your intended use for the loan proceeds?I want to pay off my only credit card. The balance is $5000. I already have been doing home improvements and charging to credit card, such as installing patio, landscaping, paint, kitch/bathroom upgrades. I am also doing some more home upgrades. This way it is a lower interest rate so I can pay the amount down at a quicker rate. I wanted to do the loan through my mortage company, but I haven't built up enough equity in my home loan yet to do a loan. I also have intentions to pay off the loan quicker than 36 months.

 


 

 

 

Member Payment Dependent Notes Series 1012835

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1012835

$6,000

$6,000

7.51%

1.00%

November 8, 2011

November 18, 2014

November 18, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1012835. Member loan 1012835 was requested on November 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,583 / month
Current employer: New York Life Ins Co Debt-to-income ratio: 21.52%
Length of employment: 10+ years Location: Clinton, NJ
       
Home town:
Current & past employers: New York Life Ins Co
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on November 4, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1982 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 55 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,967.00 Public Records On File: 0
Revolving Line Utilization: 30.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

 


 

 

 

Member Payment Dependent Notes Series 1013026

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1013026

$12,000

$12,000

9.91%

1.00%

November 8, 2011

November 18, 2014

November 18, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1013026. Member loan 1013026 was requested on November 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,333 / month
Current employer: George Mason University Debt-to-income ratio: 15.16%
Length of employment: 6 years Location: Fairfax, VA
       
Home town:
Current & past employers: George Mason University
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/04/11 > I recently purchased another home and would like to do some upgrades on it. The house is at a great location with lots of equity. I have another loan with LendingClub and have never late on any payment. Thanks!

 

A credit bureau reported the following information about this borrower member on November 4, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2000 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,046.00 Public Records On File: 0
Revolving Line Utilization: 56.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 1013106

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1013106

$10,200

$10,200

17.27%

1.00%

November 8, 2011

November 18, 2014

November 18, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1013106. Member loan 1013106 was requested on November 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,333 / month
Current employer: ATS Debt-to-income ratio: 15.39%
Length of employment: < 1 year Location: Baton Rouge, LA
       
Home town:
Current & past employers: ATS
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/04/11 > The loan would be used to pay credit accounts. Two of the accounts are on reduced rates which will expire early next year, and this loan would greatly help me avoid extra interest. There have been no late payments.

 

A credit bureau reported the following information about this borrower member on November 4, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2007 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,147.00 Public Records On File: 0
Revolving Line Utilization: 73.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My mortgage is 660, transportation is a minimum as I only drive 4 miles to work. Utilities are pretty low (about 50 energy, 60 phone), 150 for HOA which covers water, garbage, and insurance. I cook my food so I spend ~200 on groceries a month. My girlfriend lives with me and splits a lot of the bills as well, so I end up with a decent amount left after bills. I, however, prefer to keep a bit of savings for emergencies, so getting a loan seems the best option so that I don't have to deplete my savings on paying off credit card balances.
Which debts do you plan to pay off with this loan?I plan to pay off credit card related balances.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Chase credit card: 4950, 29.99% (hiked up after recession began). American Express: 1000, 15%. Capital One: 500, 15%. Dell Preferred Account: 1100, 0% (until February, 26% after) - This was a laptop which I needed for work. Discover - 1500, 3.99% (Until February. 25% after). I have no student loans. A lot of my credit card balances were tuition related. My mortgage is 102,000 at 5.5% (I plan on refinancing after I clear some debts, including this loan, if I can get a lower rate).

 


 

 

 

Member Payment Dependent Notes Series 1013110

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1013110

$7,000

$7,000

6.03%

1.00%

November 8, 2011

November 18, 2014

November 18, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1013110. Member loan 1013110 was requested on November 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,917 / month
Current employer: Newbury Park Vision Care Debt-to-income ratio: 21.05%
Length of employment: 5 years Location: Santa Paula, CA
       
Home town:
Current & past employers: Newbury Park Vision Care
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/04/11 > I have a stable job in the medical field. I can easily afford to pay the monthly payment. My plans are to pay off in 2.5 yrs.

 

A credit bureau reported the following information about this borrower member on November 4, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2005 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $728.00 Public Records On File: 0
Revolving Line Utilization: 8.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?A personal loan the has a high intrest rate

 


 

 

 

Member Payment Dependent Notes Series 1013143

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1013143

$1,800

$1,800

11.71%

1.00%

November 8, 2011

November 18, 2014

November 18, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1013143. Member loan 1013143 was requested on November 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,167 / month
Current employer: CITY OF RYE PUBLIC WORKS Debt-to-income ratio: 13.97%
Length of employment: 6 years Location: white plains , NY
       
Home town:
Current & past employers: CITY OF RYE PUBLIC WORKS
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on November 4, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1996 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 46 Months Since Last Delinquency: 43
Revolving Credit Balance: $10,078.00 Public Records On File: 0
Revolving Line Utilization: 14.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?1700.00
What is the total balance and monthly payments of your mortgage loan(s) and/or HELOCs?1700.00
What is your intended use for the loan proceeds?A baby nursery
Is this for a home improvement you have already made, or one that you are planning to make?Planning
If you have a delinquency in the last 2 years, please explain the reason.None

 


 

 

 

Member Payment Dependent Notes Series 1013155

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1013155

$6,200

$6,200

6.03%

1.00%

November 8, 2011

November 18, 2014

November 18, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1013155. Member loan 1013155 was requested on November 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,167 / month
Current employer: Buckman-Mitchell, Inc. Debt-to-income ratio: 22.61%
Length of employment: 7 years Location: Visalia, CA
       
Home town:
Current & past employers: Buckman-Mitchell, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/04/11 > Pay off high interest credit card Borrower added on 11/04/11 > Pay off high interest credit card.

 

A credit bureau reported the following information about this borrower member on November 4, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1984 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 41 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,101.00 Public Records On File: 0
Revolving Line Utilization: 38.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Approximatey $2500. per month.
What is the total balance of your credit cards, interest rates and current monthly payments?The credit card I want to re-finance is at 13.99% with a monthly payment of $281. I have another credit card at 9.9 but I'm not interested in re-financing that particular card.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Minimum monthly payment of $187. on one credit card and payment of $281. on the other. I'm only interested in re-financing the credit card with the payment of $281. with a 13.99% interest.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Credit One - Balance of $6200. with 13.99% interest and payment of $281.

 


 

 

 

Member Payment Dependent Notes Series 1013788

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1013788

$6,000

$6,000

7.90%

1.00%

November 8, 2011

November 18, 2014

November 18, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1013788. Member loan 1013788 was requested on November 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,958 / month
Current employer: PNC Bank Debt-to-income ratio: 10.69%
Length of employment: 6 years Location: pittsburgh, PA
       
Home town:
Current & past employers: PNC Bank
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/06/11 > Consolidating my credit card debt to make my payments more manageable.

 

A credit bureau reported the following information about this borrower member on November 4, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2000 Delinquent Amount: $0.00
Open Credit Lines: 22 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 44 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,050.00 Public Records On File: 0
Revolving Line Utilization: 22.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?I have three credit cards I wish to pay off. One is my main Visa which holds roughly $4,900 and a seconday card (discover) with $525 and a store card with $335. My plan is to close all cards but my primary and secondary cards ( all store cards without a balance will be closed to) and I will return to using only cash for my purchases.I am finalizing a divorce from my husband. We bought the house in July2010 and he left in November 2010. With the loss of his income among a few medical bills that popped up and car repairs my credit usage increased. I lost the majority of my savings in the divorce and was also in the process of finding a new job that would help to pay more and supplement the lost of the additional income I had from my ex husband. I just started my new job but the credit card payments are hindering me from really building my savings.
Please explain the reason why you carry a large revolving credit balance.I am finalizing a divorce from my husband. We bought the house in July2010 and he left in NOvember 2010. With the loss of his income among a few medical bills that popped up and car repairs my credit usage increased. I lost the majority of my savings in the divorce and was also in the process of finding a new job that would help to pay more and supplement the lost of the additional income I had from my ex husband. I just started my new job but the credit card payments are hindering me from really building my savings.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?In house hold expenses I pay roughly $1500 for mortgage and utilities cell phone, car insurance etc.... His leaves some money after all the villa but the majority of it is going to my credit card debt.

 


 

 

 

Member Payment Dependent Notes Series 1013970

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1013970

$2,300

$2,300

11.71%

1.00%

November 8, 2011

November 18, 2014

November 18, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1013970. Member loan 1013970 was requested on November 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,200 / month
Current employer: DAW INDUSTRIES Debt-to-income ratio: 12.08%
Length of employment: 7 years Location: San Diego, CA
       
Home town:
Current & past employers: DAW INDUSTRIES
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 10/27/11 > This loan is to pay off all of my revolving debt and balance my credit profile. I am lucky enough to have most of my expenses paid for by my employer including: (MONTHLY) - Rent - Cellular - Fuel Which leaves me with: (MONTHLY) Water/Gas/Electric- $124 Cable/Internet- $150 Food- $500

 

A credit bureau reported the following information about this borrower member on October 27, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2005 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: 66
Revolving Credit Balance: $2,166.00 Public Records On File: 0
Revolving Line Utilization: 36.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1013972

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1013972

$8,875

$8,875

19.03%

1.00%

November 8, 2011

November 18, 2014

November 18, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1013972. Member loan 1013972 was requested on November 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,183 / month
Current employer: Barry University Debt-to-income ratio: 24.69%
Length of employment: 4 years Location: Palmetto Bay, FL
       
Home town:
Current & past employers: Barry University
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/04/11 > We bought a house that has turned into a money pit. We had a renovation budget that SHOULD have covered updating the kitchen (if you can call it a kitchen, since it has no storage, electricity or proper plumbing), floors, roof and garage has run out. The inspector "missed" items that the seller did not disclose. We had to replace a septic tank and all the heating and A/C ducts. We also discovered that they had rewired the house off the books, and nothing was to code. All our electrical system was a fire hazard, so that had to be replaced as well. Now, we are at the home stretch, but still need to replace the floors and the kitchen, so we need all the help we can get. Borrower added on 11/04/11 > Oh.. the "cooking" we do is with an extension cord running from the nearest outlet to a toaster oven sitting on the range that got shorted out by the badly installed wiring

 

A credit bureau reported the following information about this borrower member on November 4, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2003 Delinquent Amount: $0.00
Open Credit Lines: 25 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 36 Months Since Last Delinquency: 50
Revolving Credit Balance: $7,016.00 Public Records On File: 0
Revolving Line Utilization: 39.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)My portion of it is $600 monthly
What is the home improvement project you are planning?Full kitchen remodel/expansion, all floors (1903 sq feet)
Is the improvement to your primary residence or an investment property?Primary Residence
What is the estimated current market value of your home?$275,000

 


 

 

 

Member Payment Dependent Notes Series 1014100

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1014100

$4,350

$4,350

15.27%

1.00%

November 8, 2011

November 18, 2014

November 18, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1014100. Member loan 1014100 was requested on November 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,500 / month
Current employer: South Bay Auto Auction Debt-to-income ratio: 12.24%
Length of employment: 1 year Location: Seal Beach, CA
       
Home town:
Current & past employers: South Bay Auto Auction
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/04/11 > How do you plan to use the funds: I plan to use the funds to pay off credit cards. What makes you a good borrower: I pay on time and am very good at what I do (Programming). Although I have been working full time for this company for a year now, I have actually worked for them since 1997 as a contractor and have never ceased to be in demand.

 

A credit bureau reported the following information about this borrower member on November 4, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2007 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,740.00 Public Records On File: 0
Revolving Line Utilization: 77.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Pay off Credit Cards
Please explain the reason why you carry a large revolving credit balance.Living an unnecessarily extravagant lifestyle. At this point I want to cut all of that out and start saving.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.SCA/TOSHIBA $1,035 GECRB/SMRTCN $556 CAP ONE $488 HSBC BANK $332 DSNB MACYS $329 BillMeLater $2,430.77
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Minimum Monthly Payment: $247 Will be $186 max as I will close all but 1 credit card
What is the total balance of your credit cards, interest rates and current monthly payments?Account Balance Interest Minimum Payment SCA/TOSHIBA $1,035 20+% $37 GECRB/SMRTCN $556 19.x $35 CAP ONE $488 19.x% $25 HSBC BANK $332 19.x% $25 DSNB MACYS $329 20+% $25 BillMeLater $2,430.77 20+% $100 ( 20+% If I do not pay off within 5 months, 0% if I payoff) Total: $5170 Minimum Monthly Payment: $247
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?approximately $3800 including car loans
What is the total balance of your credit cards, interest rates and current monthly payments?Account Balance Interest Minimum Payment SCA/TOSHIBA $1,035 20+% $37 GECRB/SMRTCN $556 19.x $35 CAP ONE $488 19.x% $25 HSBC BANK $332 19.x% $25 DSNB MACYS $329 20+% $25 BillMeLater $2,430.77 20+% $100 ( 20+% If I do not pay off within 5 months, 0% if I payoff) Total: $5170 Minimum Monthly Payment: $247
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Minimum Monthly Payment: $247 Will be $186 max as I will close all but 1 credit card
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?approximately $3800 including car loans
Please explain the reason why you carry a large revolving credit balance.Living an unnecessarily extravagant lifestyle. At this point I want to cut all of that out and start saving.

 


 

 

 

Member Payment Dependent Notes Series 1014320

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1014320

$5,600

$5,600

15.96%

1.00%

November 8, 2011

November 19, 2014

November 19, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1014320. Member loan 1014320 was requested on November 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,250 / month
Current employer: Loyola Marymount University Debt-to-income ratio: 13.07%
Length of employment: 10+ years Location: Covina, CA
       
Home town:
Current & past employers: Loyola Marymount University
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on November 5, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1999 Delinquent Amount: $0.00
Open Credit Lines: 20 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: 38
Revolving Credit Balance: $7,099.00 Public Records On File: 0
Revolving Line Utilization: 23.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit cards totals $6,500 interest rates vary between 14.9% - 26.99%, monthly payments for these are $500.00 no student loans mortgage is 279k monthly payment is 1883.00 other credits are $7,800, which carry a high interest rate of 38%. monthly payment is $266, of which $215 goes towrds interest as this is a 60 month.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?mortgage is $1883 utilities are 300 phone is 160 home ins. is inlcuded in mortgage payment, car ins. is 200 food is 350 misc. is around 300 thank you
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)This was answered in a previous inquiry. taxes are included in my mortgage payment. thank you
Please explain the reason why you carry a large revolving credit balance.My child recently required open heart surgery, which required me to take out a high interest loan and max my cards to pay for gas for frequent out of area hospital trips, food, while we were away from home, home improvements that were required for his medical condition, doctor/hospital co-pays, and many perscriptions. With this loan, I plan on paying off several cards and making a big payment towards the high interest loan. Thank you
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit cards totals $6,500 interest rates vary between 14.9% - 26.99%, monthly payments for these are $500.00 no student loans mortgage is 279k monthly payment is 1883.00 other credits are $7,800, which carry a high interest rate of 38%. monthly payment is $266, of which $215 goes towrds interest as this is a 60 month.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit cards totals $6,500 interest rates vary between 14.9% - 26.99%, monthly payments for these are $500.00 no student loans mortgage is 279k monthly payment is 1883.00 other credits are $7,800, which carry a high interest rate of 38%. monthly payment is $266, of which $215 goes towrds interest as this is a 60 month.
Which debts do you plan to pay off with this loan?I plan to pay off several credit cards and make a big payment towards a high interest loan. Thank you
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?mortgage is $1883 utilities are 300 phone is 160 home ins. is inlcuded in mortgage payment, car ins. is 200 food is 350 misc. is around 300 thank you
Which debts do you plan to pay off with this loan?I plan to pay off several credit cards and make a big payment towards a high interest loan. Thank you
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I plan on paying off 4 credit cards and making a large payment on a loan with a high interest rate. Allocation is as follows: $675.00 credit card $900.00 credit card $500.00 credit card $425.00 credit card $2,800.00 loan Thank you for considering me.

 


 

 

 

Member Payment Dependent Notes Series 1014358

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1014358

$6,000

$6,000

12.69%

1.00%

November 8, 2011

November 19, 2014

November 19, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1014358. Member loan 1014358 was requested on November 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,667 / month
Current employer: The Hillman Group Debt-to-income ratio: 16.72%
Length of employment: 1 year Location: Liberty Twp, OH
       
Home town:
Current & past employers: The Hillman Group
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/05/11 > I am looking for funding to pay off the last of my college credit card debt where the interest rates have shot up. I have a good stable job and low monthly bills. I always pay all my bills on time and put as much as I can towards debt payments every month. I am hoping to finish off my debt at this lower interest rate.

 

A credit bureau reported the following information about this borrower member on November 5, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2004 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,374.00 Public Records On File: 0
Revolving Line Utilization: 64.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent: $0 (live with my S.O. who owns a home) transportation: $200 utilities: $50 food: $600 (groceries & dining) cell/cable: $ 100 fixed debt payments: $ 500 (student loans)
Please explain the reason why you carry a large revolving credit balance.Built up debt during college years. Now that I have a "grown up" job I have paid down around 25% and am concentrating on knocking out the remaining balance.
Which debts do you plan to pay off with this loan?Plan to pay off my credit cards with high interest rates, reducing my timeline to become debt free. The current allotment of around $500 i put towards my credit cards each month will go much further at the interest rate offered by lending club.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit cards: $8000 16%-30% (as much as i can; min payments total: $350) student loans: $60,000 3%-10% ($500/mo) no mortgage & no rent (live with S.O.)

 


 

 

 

Member Payment Dependent Notes Series 1014401

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1014401

$6,000

$6,000

7.90%

1.00%

November 8, 2011

November 19, 2014

November 19, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1014401. Member loan 1014401 was requested on November 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,780 / month
Current employer: Siemens Energy Inc Debt-to-income ratio: 14.99%
Length of employment: 4 years Location: Orlando, FL
       
Home town:
Current & past employers: Siemens Energy Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/05/11 > The purpose of this loan is to consolidate 2 Credit cards with an average APR of 21.5%

 

A credit bureau reported the following information about this borrower member on November 5, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1993 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,200.00 Public Records On File: 1
Revolving Line Utilization: 19.90% Months Since Last Record: 103
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a public record on file, please briefly explain the event and its resolution.In October of 2000 I lost my job and the subsequent 6 months of unemployment along with finding another job making $25,000 less per year than my previous job led me to file bankruptcy in 2003. Since my bankruptcy I have not missed any payments on any of my outstanding obligations as my credit report reflects.

 


 

 

 

Member Payment Dependent Notes Series 1014419

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1014419

$2,500

$2,500

7.51%

1.00%

November 8, 2011

November 19, 2014

November 19, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1014419. Member loan 1014419 was requested on November 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,296 / month
Current employer: n/a Debt-to-income ratio: 8.82%
Length of employment: n/a Location: Bixby, OK
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on November 5, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1998 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,166.00 Public Records On File: 0
Revolving Line Utilization: 53.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I am buying a collectible Beretta firearm. It's a limited edition that has NEVER been used and will NEVER be used. At any time I could sell this firearm for what I am paying for it....but most likely more ! Trying to buy one of these...or find one up for sale is very rare. And when one does come on the market....well....it's not on the market for very long !! Thank You

 


 

 

 

Member Payment Dependent Notes Series 1014582

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1014582

$3,000

$3,000

12.42%

1.00%

November 8, 2011

November 19, 2014

November 19, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1014582. Member loan 1014582 was requested on November 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,100 / month
Current employer: disney Debt-to-income ratio: 5.39%
Length of employment: 10+ years Location: riverside, CA
       
Home town:
Current & past employers: disney
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on November 5, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2001 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 6 Months Since Last Delinquency: n/a
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?dental= just over 1100 and auto = registration of my truck which is 1600. it already passed smog with flying colors. ty
Please provide additional details regarding the purpose of the loanI answered this question already from a previous member.
Please provide additional details regarding the purpose of the loan?I answered this question already from a previous member. ty
What is your intended use for the loan proceeds?medical= dental work, i have insurance but the co pay is over 1100 and auto is to get my truck registration up to date which is curruntly 1600
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?approx. 2500 a month
Please provide additional details regarding the purpose of the loanI answered this question already from a previous member.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?dental= just over 1100 and auto = registration of my truck which is 1600. it already passed smog with flying colors. ty

 


 

 

 

Member Payment Dependent Notes Series 1014584

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1014584

$4,000

$4,000

17.27%

1.00%

November 8, 2011

November 19, 2014

November 19, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1014584. Member loan 1014584 was requested on November 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,600 / month
Current employer: Old Dominion Freight Lines, Inc. Debt-to-income ratio: 10.44%
Length of employment: 4 years Location: Kansas City, MO
       
Home town:
Current & past employers: Old Dominion Freight Lines, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on November 5, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1993 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,240.00 Public Records On File: 0
Revolving Line Utilization: 96.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I have car repairs that I have done and some that need to be done so that I can use the car to go to work and not have to but a newer car. I have some dental work that I need to get done and I would like to use matching funds from my insurance before the end of the year to help pay for the dental work. I have to use or lose it.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I pay 325 rent, 300 a month in gas (car), No utilities (part of rent), 50 a month for auto insurance and 50 a month for medical and dental insurance, 960 a month in payroll taxes, 250 a month in food, 400 a month in tithes, 130 a month in phone (cell). 391 a month in debt payments, 60 a month in life insurance. These are the fixed expenses, the car repairs (past and present) and the dental work I need done are not a fixed expense, that is what I am hoping to do in borrowing to take care of them and have a fixed expense that I can include in my budget.
Which debts do you plan to pay off with this loan?I have 1500 in previous car repairs that I would like to pay off, and 1000 in repairs that are needed to bring the car to the point that I can depend on it long term (another year). I also have dental work that I need to get done. I have dental insurance that pays 50-50 on the work I need done. The max each year (calendar) is 1500 from the insurance to go with my co-pay of 1500. I can do the same thing after the first of the year for a total of 3000 from my insurance instead of 1500. I can use the money I recieve from my tax refund to pay the other co-pay. I need a partial plate and a bridge replaced.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit cards are a follows, 854 @ 16% and 25 a month. 1270 @ 16% and 35 a month, 933 @ 29% and 33 a month, 636 @ 18% and 25 a month, 2400 @ 19% and 67 a month,950 @ 19% and 25 a month. I have a 2000 personal loan @14% at 99 a month, I have anoher personal loan @ 17% and 70 a month. I have no mortgage and no ther lines of credit.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I pay 325 rent, 300 a month in gas (car), No utilities (part of rent), 50 a month for auto insurance and 50 a month for medical and dental insurance, 960 a month in payroll taxes, 250 a month in food, 400 a month in tithes, 130 a month in phone (cell). 391 a month in debt payments, 60 a month in life insurance. These are the fixed expenses, the car repairs (past and present) and the dental work I need done are not a fixed expense, that is what I am hoping to do in borrowing to take care of them and have a fixed expense that I can include in my budget.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I pay 325 rent, 300 a month in gas (car), No utilities (part of rent), 50 a month for auto insurance and 50 a month for medical and dental insurance, 960 a month in payroll taxes, 250 a month in food, 400 a month in tithes, 130 a month in phone (cell). 391 a month in debt payments, 60 a month in life insurance. These are the fixed expenses, the car repairs (past and present) and the dental work I need done are not a fixed expense, that is what I am hoping to do in borrowing to take care of them and have a fixed expense that I can include in my budget.
Please explain the reason why you carry a large revolving credit balance.I am limited to what I can do as far as employment goes, I am a caregiver for my parents. I also have a girl in college (last year).
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit cards are a follows, 854 @ 16% and 25 a month. 1270 @ 16% and 35 a month, 933 @ 29% and 33 a month, 636 @ 18% and 25 a month, 2400 @ 19% and 67 a month,950 @ 19% and 25 a month. I have a 2000 personal loan @14% at 99 a month, I have anoher personal loan @ 17% and 70 a month. I have no mortgage and no ther lines of credit.
What is your intended use for the loan proceeds?I have car repairs that I have done and some that need to be done so that I can use the car to go to work and not have to but a newer car. I have some dental work that I need to get done and I would like to use matching funds from my insurance before the end of the year to help pay for the dental work. I have to use or lose it.
Please explain the reason why you carry a large revolving credit balance.I am limited to what I can do as far as employment goes, I am a caregiver for my parents. I also have a girl in college (last year).

 


 

 

 

Member Payment Dependent Notes Series 1014842

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1014842

$9,000

$9,000

6.03%

1.00%

November 8, 2011

November 19, 2014

November 19, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1014842. Member loan 1014842 was requested on November 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,946 / month
Current employer: STATE OF GEORGIA Debt-to-income ratio: 9.06%
Length of employment: 10+ years Location: MANCHESTER, GA
       
Home town:
Current & past employers: STATE OF GEORGIA
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/05/11 > The loan, if granted, will be used to replace my roof. Borrower added on 11/05/11 > I have been told by roofers that my roof is so worn that the shingles no longer have any grit on them and the surface of the roof is like walking on marbles--very precarious and very slippery. The roof has also started leaking and has lots many shingles. Borrower added on 11/05/11 > I have been told by roofers that my roof is so worn that the shingles no longer have any grit on them and the surface of the roof is like walking on marbles--very precarious and very slippery. The roof has also started leaking and has lost many shingles. I have worked for the same employer for 23 years and have an excellent credit history and a stable income; and based on the estimated monthly payment, I'll have more than enough to pay it.

 

A credit bureau reported the following information about this borrower member on November 5, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1988 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,032.00 Public Records On File: 0
Revolving Line Utilization: 25.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses are approximately $1050.

 


 

 

 

Member Payment Dependent Notes Series 1015043

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1015043

$3,200

$3,200

10.65%

1.00%

November 8, 2011

November 19, 2014

November 19, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1015043. Member loan 1015043 was requested on November 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,714 / month
Current employer: Alameda County Debt-to-income ratio: 6.19%
Length of employment: 3 years Location: Oakland, CA
       
Home town:
Current & past employers: Alameda County
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/05/11 > I will use the money to purchase a car

 

A credit bureau reported the following information about this borrower member on November 5, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1999 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: 39
Revolving Credit Balance: $3,084.00 Public Records On File: 0
Revolving Line Utilization: 37.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$800 (credit card)- 18% -$75/month. $58000 (student loan)- 6% -$328/month The loan is being requested to purchase a car.

 


 

 

 

Member Payment Dependent Notes Series 1015252

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1015252

$2,400

$2,400

8.90%

1.00%

November 8, 2011

November 20, 2014

November 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1015252. Member loan 1015252 was requested on November 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: Mobac Inc Debt-to-income ratio: 13.26%
Length of employment: 3 years Location: lincoln university, PA
       
Home town:
Current & past employers: Mobac Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on November 6, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2007 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 6 Months Since Last Delinquency: n/a
Revolving Credit Balance: $432.00 Public Records On File: 0
Revolving Line Utilization: 2.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I primarily intend to use the proceeds in order to prepare my equipement for the up coming snow season, i also am looking into expanding my business by purchasing a salt spreader for my pickup. I beleive it will help me be more efficiant and increase my business. I also could use any extra money left over for any unexpected repairs needed during the plowing season. Thank you for your time.
What is your intended use for the loan proceeds?I primarily intend to use the proceeds in order to prepare my equipement for the up coming snow season, i also am looking into expanding my business by purchasing a salt spreader for my pickup. I beleive it will help me be more efficiant and increase my business. I also could use any extra money left over for any unexpected repairs needed during the plowing season. Thank you for your time.

 


 

 

 

Member Payment Dependent Notes Series 1015409

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1015409

$5,800

$5,800

10.65%

1.00%

November 8, 2011

November 20, 2014

November 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1015409. Member loan 1015409 was requested on November 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,250 / month
Current employer: Lindenmeyr Munroe Debt-to-income ratio: 23.91%
Length of employment: 1 year Location: PITTSBURGH, PA
       
Home town:
Current & past employers: Lindenmeyr Munroe
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/06/11 > I'm using my fund to payoff some credit cards. I have a stable job that pays well, and Ive never missed a payment, always scheduled a week early. the apr/interest rate on this loan is also alot better then my credit cards , so it'll actually be saving me money with a definate pay-off date! Thanks in advance

 

A credit bureau reported the following information about this borrower member on November 6, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2003 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,423.00 Public Records On File: 0
Revolving Line Utilization: 72.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?min payments of all cards are 365 a month for credit cards the loan will be like 173 a month with the loan paying off 4 credit cards and monthly payments of remaining total monthly payment would be 263 with loan already included in that sum. so that's 102 in savings..or an extra 102 to payoff the remaining cards.. and the loan is a definatly 3 years while the cards with mininum is what like 7 or 10?

 


 

 

 

Member Payment Dependent Notes Series 1015522

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1015522

$5,000

$5,000

6.03%

1.00%

November 8, 2011

November 20, 2014

November 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1015522. Member loan 1015522 was requested on November 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,917 / month
Current employer: Glory USA Inc. Debt-to-income ratio: 5.05%
Length of employment: 10+ years Location: Irvine, CA
       
Home town:
Current & past employers: Glory USA Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 11/06/11 > Debt consolidation from credit card due to unexpected expenses due to a death in the family.

 

A credit bureau reported the following information about this borrower member on November 6, 2011:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 08/1988 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 44 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,150.00 Public Records On File: 0
Revolving Line Utilization: 11.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 1015798

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

1015798

$3,600

$3,600

15.27%

1.00%

November 8, 2011

November 20, 2014

November 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 1015798. Member loan 1015798 was requested on November 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,500 / month
Current employer: Tourico Holidays Debt-to-income ratio: 3.33%
Length of employment: 2 years Location: Orlando, FL
       
Home town:
Current & past employers: Tourico Holidays
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on November 6, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1998 Delinquent Amount: $0.00
Open Credit Lines: 2 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: 70
Revolving Credit Balance: $1,197.00 Public Records On File: 0
Revolving Line Utilization: 74.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?To Consolidate bills

 

Prospectus Supplement (Sales Report) No. 12 dated November 8, 2011