424B3 1 salessup_20110621.htm Prospectus Supplement (Sales Report) No. 1

Prospectus Supplement (Sales Report) No. 1 dated June 21, 2011

to Prospectus dated June 10, 2011

Filed pursuant to Rule 424(b)(3)

Registration Statement No. 333-151827

 

LendingClub Corporation

Member Payment Dependent Notes

 

                This Prospectus Supplement supplements the prospectus dated June 10, 2011 and provides information about particular series of Member Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Prospectus Supplement together with the prospectus dated June 10, 2011 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.

 

                We have sold the following Notes:

 

Member Payment Dependent Notes Series 571647

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

571647

$10,000

$10,000

9.99%

1.00%

June 21, 2011

June 21, 2014

June 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 571647. Member loan 571647 was requested on June 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $8,000 / month
Current employer: Allstate Debt-to-income ratio: 9.82%
Length of employment: 3 years Location: vienna, WV
       
Home town:
Current & past employers: Allstate
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/07/11 > I am getting this loan to consolidate my credit card and personal loan to just one payment and lower interest rate. This loan will be the only unsecured debt I will have. I want a more simple life and am tired of making multiple payments to different companies. I want just one payment.

 

A credit bureau reported the following information about this borrower member on June 7, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2003 Delinquent Amount: $0.00
Open Credit Lines: 21 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 57 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,215.00 Public Records On File: 0
Revolving Line Utilization: 10.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I will use it to pay off my personal loan and Discover Card.

 


 

 

 

Member Payment Dependent Notes Series 602583

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

602583

$15,000

$15,000

16.49%

1.00%

June 15, 2011

June 15, 2016

June 15, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 602583. Member loan 602583 was requested on June 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,000 / month
Current employer: Rabobank N A Debt-to-income ratio: 15.55%
Length of employment: 10+ years Location: Bakersfield , CA
       
Home town:
Current & past employers: Rabobank N A
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/01/11 > plan on using the funds to consolidate all credit card debts... Making one payment will be much easier.

 

A credit bureau reported the following information about this borrower member on June 1, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2001 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 44 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,919.00 Public Records On File: 0
Revolving Line Utilization: 81.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 609505

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

609505

$5,600

$5,600

15.99%

1.00%

June 17, 2011

June 28, 2014

June 28, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 609505. Member loan 609505 was requested on June 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,250 / month
Current employer: Raytheon Debt-to-income ratio: 21.00%
Length of employment: 8 years Location: Springfield , VA
       
Home town:
Current & past employers: Raytheon
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 14, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1996 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,412.00 Public Records On File: 0
Revolving Line Utilization: 88.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Early cancelation fees, lease,tv,power, fuel for the drive and deposit for new place.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly expended are $1648

 


 

 

 

Member Payment Dependent Notes Series 707368

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

707368

$20,125

$20,125

15.23%

1.00%

June 14, 2011

June 14, 2016

June 14, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 707368. Member loan 707368 was requested on May 31, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,750 / month
Current employer: Lockheed Martin Debt-to-income ratio: 19.20%
Length of employment: 10+ years Location: Grand Prairie, TX
       
Home town:
Current & past employers: Lockheed Martin
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/01/11 > I am looking to use this loan to consolidate my credit card payments in one payment. Thanks! Borrower added on 06/03/11 > I would like to add that I do have a very steady job with a well paid income with a solid company. You can trust me to be a responsible borrower. I am taking this lending club opportunity to further reorganize my plan to become debt free sooner. Thank you much for your support. null

 

A credit bureau reported the following information about this borrower member on May 27, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1993 Delinquent Amount: $0.00
Open Credit Lines: 20 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 48 Months Since Last Delinquency: 18
Revolving Credit Balance: $87,616.00 Public Records On File: 0
Revolving Line Utilization: 50.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I said my estimate around 3350~3500 including student loan and other credit card payments.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)My estimated monthly expenses related to housing is around 1600 including my current mortgage and utilities. My other mortgage for my home in MD is covered by the rental.
If you have a delinquency in the last 2 years, please explain the reason.Hello, I do not have any delinquency in the last 2 years. However, I do recall seeing one 30 days past due note from Ann Taylor credit card on one of my credit report that was due to missing the bill while I moved to TX. Since I lost track of time with job transfer and the move, I didn't realize I never received my bill statement to pay the bill until the next bill statement, which I made the payment right away on the day I know about it (couple days after the 30 days), but Ann Taylor credit already reported me as 30 days past due. Other than that, I've always been on time with all my bills.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I said my estimate around 3350~3500 including student loan and other credit card payments.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)My estimated monthly expenses related to housing is around 1600 including my current mortgage and utilities. My other mortgage for my home in MD is covered by the rental.
If you have a delinquency in the last 2 years, please explain the reason.Hello, I do not have any delinquency in the last 2 years. However, I do recall seeing one 30 days past due note from Ann Taylor credit card on one of my credit report that was due to missing the bill while I moved to TX. Since I lost track of time with job transfer and the move, I didn't realize I never received my bill statement to pay the bill until the next bill statement, which I made the payment right away on the day I know about it (couple days after the 30 days), but Ann Taylor credit already reported me as 30 days past due. Other than that, I've always been on time with all my bills.
Please explain the reason why you carry a large revolving credit balance.A part of the balance was from helping various family situations in the last couple years, especially when some involve oversea trips by my mother (I was helping her out). The other was incurred from a home improvement project calculated wrong with unreliable contractors, where I had to redo a few things by spending more, and the cost was not taken out as home equity loan or line of credit. I have been making more than minimum payments to try paying off as fas as I can, and sometimes it seems tough because the promotion rate has gone up. This loan request was to help me consolidate in one management payment and a define time frame to payoff.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).My mortgage is 1383 a month, which 730 is P&I, 68 is PMI and 585 is escrow for the property tax and insurance. I am not paying any additional housing related payment, except for the quaterly HOA of 68.75, which is about 25 a month.
Which debts do you plan to pay off with this loan?I plan to pay off Chase credit cards for sure; if there is left over, I will then pay off the publix visa card and BOA american express.... The goal is to pay off if not all, most outstanding revolving credit cards balances.

 


 

 

 

Member Payment Dependent Notes Series 732187

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

732187

$12,000

$12,000

5.42%

1.00%

June 17, 2011

June 23, 2014

June 23, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 732187. Member loan 732187 was requested on June 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,725 / month
Current employer: abc supply Debt-to-income ratio: 14.69%
Length of employment: 10+ years Location: hanover park, IL
       
Home town:
Current & past employers: abc supply
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 9, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1979 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 34 Months Since Last Delinquency: n/a
Revolving Credit Balance: $28,332.00 Public Records On File: 0
Revolving Line Utilization: 29.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?to pay off credit cards at a lower rate these high interest I am not getting any where and I need to get them paid down I am getting close to retirement
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)my mortgage payment is $1617.00 a month, that includes insurance and taxes, home owner association dues are $200.00 a month.water and sewer $60.00 a month, nicor gas $59.00 a month, com ed electric $60.00 a month.home equity loan is $15,000.00
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?mortgage $1617.00 a month which includes insurance and taxes, car loan $251.00, food approxiamately $150.00 a week, com ed $60.00, nicor gas $ 60.00 a month , phone which includes home phone , cell phone, cable with no movie channels just basic, and internet $230.00 a month
If you have a delinquency in the last 2 years, please explain the reason.sorry no delinqincies , no late payments, no foreclosure just trying to get my cards paid off with retirement right around the corner a lower interest rate would be very helpful maybe this way I can see some progress being made
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.us bank at 14.90%= $996.00 citicard at 25.24% = $460.34 american express at 13.24%=$2887.00 visa at 10.99%= $9335.37

 


 

 

 

Member Payment Dependent Notes Series 733727

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

733727

$8,000

$8,000

16.49%

1.00%

June 20, 2011

June 28, 2016

June 28, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 733727. Member loan 733727 was requested on June 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $7,073 / month
Current employer: Edwards Lifesciences Debt-to-income ratio: 11.71%
Length of employment: 5 years Location: LAKE FOREST, CA
       
Home town:
Current & past employers: Edwards Lifesciences
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 13, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1999 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $29,627.00 Public Records On File: 0
Revolving Line Utilization: 96.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I'm actually utilizing the lower interest rate on the lending club loan to pay off the debt a lot sooner as my current card's rate is too high.
Please explain the reason why you carry a large revolving credit balance.The large revolving balance unfortunately occurred when I was in college. Irresponsible spending on high interest cards. Now I'm trying to utilize the lower interest loan in order to pay down the balances a lot sooner.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?3 Credit cards at 7k, 9k, and 12k respectively. The 7k has the highest APR of 21% which is what the lending club loan will offset. 9k and 12k have an APR of 15% and 16% respectively and those will be easily taken care off once I payoff the lending club loan. My monthly payment for the 7k is at $500 per month, but finance charges are offsetting the payments so with the lending club loan I can get a higher payoff return at a faster rate.
Which debts do you plan to pay off with this loan?It will be a 7k discover credit card with an APR of 21%
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Living at home so no rent. Car is paid off so no car payments. Remaining are phone, utilities, general food, transportation, 3 credit card payments.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Living at home so no rent. Car is paid off so no car payments. Remaining are phone, utilities, general food, transportation, 3 credit card payments.

 


 

 

 

Member Payment Dependent Notes Series 736037

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

736037

$25,000

$25,000

13.49%

1.00%

June 20, 2011

June 17, 2016

June 17, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 736037. Member loan 736037 was requested on June 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,875 / month
Current employer: Fireman's Fund Debt-to-income ratio: 23.87%
Length of employment: 5 years Location: St Paul, MN
       
Home town:
Current & past employers: Fireman's Fund
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 3, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1998 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $28,929.00 Public Records On File: 0
Revolving Line Utilization: 69.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.In the past, I was not wise with my money. I have been paying down the balances. This loan will allow me to pay the same amount, or less, and pay off my debt in less time. The debt originally started in college and for the few years after as I was trying to get on my feet. I have now reversed that trend and am paying off the balances.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have no mortgage or line of credit balances. I have student loans that are $187 per month. I do not have a car loan either. My remaining debt balances are credit cards with varying rates, balances, and payments.
Which debts do you plan to pay off with this loan?Credit card balances
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The loan is only for debt consolidation. I will be paying off all credit card balances.
What is your intended use for the loan proceeds?My inteded use is to consolidate my outstanding credit card debts in order to pay off all my balances faster and for less.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)My total monthly expense for all of that is $525. I rent from a close friend of mine. He charges me a flat rent of $525 and that covers everything. Utilities, cable, garbage,etc. are all included.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent is $525, which includes all utilities and cable. Student loan payment of $187. Car insureance is $86, cell & gym are approximately $100.
If you have a delinquency in the last 2 years, please explain the reason.I have not had any deliquencies in the past 2 years. Or the past several years.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).I do not have a mortgage. I am a renter with monthly rent of $525. That includes all utilites, cable, garbage, water, etc.
If you have a public record on file, please briefly explain the event and its resolution.I don't know what you mean by public record, but to the best of my knowledge I don't have one. If I did, I assume I would know what you mean.

 


 

 

 

Member Payment Dependent Notes Series 736716

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

736716

$7,000

$7,000

7.91%

1.00%

June 17, 2011

June 22, 2014

June 22, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 736716. Member loan 736716 was requested on June 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,083 / month
Current employer: SonicWALL Inc Debt-to-income ratio: 10.11%
Length of employment: 2 years Location: Sunnyvale, CA
       
Home town:
Current & past employers: SonicWALL Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/08/11 > I'm getting married this October 8 and needed additional funds to pay for expenses.

 

A credit bureau reported the following information about this borrower member on June 1, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2007 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,993.00 Public Records On File: 0
Revolving Line Utilization: 22.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 743336

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

743336

$21,000

$21,000

10.59%

1.00%

June 15, 2011

June 19, 2014

June 19, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 743336. Member loan 743336 was requested on June 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,500 / month
Current employer: Pacific Vascular, Inc Debt-to-income ratio: 8.91%
Length of employment: 10+ years Location: Lynnwood, WA
       
Home town:
Current & past employers: Pacific Vascular, Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/08/11 > My goal is to consolidate my high interest credit card debt into the loan afforded by this program which offers a lower interest rate.

 

A credit bureau reported the following information about this borrower member on June 5, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1989 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 27 Months Since Last Delinquency: 15
Revolving Credit Balance: $19,773.00 Public Records On File: 0
Revolving Line Utilization: 36.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.I haven't had a delinquency in the last two years. Does it say somewhere that I had a delinquency in the last two years? My Experian report shows that I haven't had a delinquency or late payment in the last seven years. I've had credit in the last 30 years, and I can state that maybe I've I one or two late payments in all these years.
If you have a delinquency in the last 2 years, please explain the reason.I haven't had a delinquency in the last two years. Does it say somewhere that I had a delinquency in the last two years? My Experian report shows that I haven't had a delinquency or late payment in the last seven years. I've had credit in the last 30 years, and I can state that maybe I've I one or two late payments in all these years.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?monthly expenses: mortgage, property taxes = $1800.00 auto insurance/home insurance = $350.00 utilities and phone $500.00 food & gas = $400.00 take-home pay = about $5000.00/month

 


 

 

 

Member Payment Dependent Notes Series 749298

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

749298

$6,400

$6,400

11.99%

1.00%

June 14, 2011

June 21, 2016

June 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 749298. Member loan 749298 was requested on June 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,750 / month
Current employer: Centerpointe Ins. Services Debt-to-income ratio: 9.65%
Length of employment: 4 years Location: Tehachapi, CA
       
Home town:
Current & past employers: Centerpointe Ins. Services
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 30, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1992 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: 76
Revolving Credit Balance: $2,705.00 Public Records On File: 1
Revolving Line Utilization: 53.00% Months Since Last Record: 106
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 751329

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

751329

$10,000

$10,000

15.23%

1.00%

June 15, 2011

June 20, 2014

June 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 751329. Member loan 751329 was requested on June 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: Boston Beauty Debt-to-income ratio: 18.38%
Length of employment: < 1 year Location: malden, MA
       
Home town:
Current & past employers: Boston Beauty
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/07/11 > My credit is in good standing...i have never missed a payment on any credit cards, car loans or rent. Borrower added on 06/07/11 > My job has always been extremely secure. i have never been unemployed in my careers

 

A credit bureau reported the following information about this borrower member on May 9, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1996 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 27 Months Since Last Delinquency: 2
Revolving Credit Balance: $28,464.00 Public Records On File: 0
Revolving Line Utilization: 54.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?debt consolidation

 


 

 

 

Member Payment Dependent Notes Series 751582

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

751582

$4,200

$4,200

7.49%

1.00%

June 21, 2011

June 30, 2014

June 30, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 751582. Member loan 751582 was requested on June 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,500 / month
Current employer: EPISD Debt-to-income ratio: 6.05%
Length of employment: 8 years Location: el paso, TX
       
Home town:
Current & past employers: EPISD
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 15, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1996 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 49 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,566.00 Public Records On File: 0
Revolving Line Utilization: 10.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 751733

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

751733

$12,000

$12,000

19.79%

1.00%

June 21, 2011

June 23, 2016

June 23, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 751733. Member loan 751733 was requested on June 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $13,917 / month
Current employer: Satellite Healthcare Debt-to-income ratio: 10.85%
Length of employment: 10+ years Location: Humble, TX
       
Home town:
Current & past employers: Satellite Healthcare
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 2, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1995 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: 30
Revolving Credit Balance: $1,133.00 Public Records On File: 0
Revolving Line Utilization: 17.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Mortgage payment. $ 1,669. FHA. Includes All Taxes & Insurance.
Please provide additional details regarding the purpose of the loanSwimming pool & Spa. $36,000. +-
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Na
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Home $ 1,669. Transportation $ 150.+- Utilities $ 200.+- Phone $ 100.+- Auto Ins. $ 200.+- Food varies $ 500.+-

 


 

 

 

Member Payment Dependent Notes Series 751748

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

751748

$10,000

$10,000

7.49%

1.00%

June 17, 2011

June 21, 2014

June 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 751748. Member loan 751748 was requested on June 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,417 / month
Current employer: Riverside County Debt-to-income ratio: 9.19%
Length of employment: 10+ years Location: Palm Springs, CA
       
Home town:
Current & past employers: Riverside County
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 9, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1985 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $58,534.00 Public Records On File: 0
Revolving Line Utilization: 31.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I want to get a low rate and pay off credit cards forever
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I own my home. Car is paid for. Total monthly expenses around $1900
Please explain the reason why you carry a large revolving credit balance.I have a second on my mortgage. As for credit cards, I have department stores with high percentage rates and I have juggled credit cards around to get better rates but then they increase. That is why I want them all on a lower fixed rate so I just have one payment
Please explain the reason why you carry a large revolving credit balance.I have a second on my mortgage. As for credit cards, I have department stores with high percentage rates and I have juggled credit cards around to get better rates but then they increase. That is why I want them all on a lower fixed rate so I just have one payment
Please explain the reason why you carry a large revolving credit balance.I have a second on my mortgage. As for credit cards, I have department stores with high percentage rates and I have juggled credit cards around to get better rates but then they increase. That is why I want them all on a lower fixed rate so I just have one payment

 


 

 

 

Member Payment Dependent Notes Series 753703

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

753703

$7,000

$7,000

17.19%

1.00%

June 15, 2011

June 22, 2016

June 22, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 753703. Member loan 753703 was requested on June 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $19,167 / month
Current employer: Janney Montgomery Scott Debt-to-income ratio: 6.76%
Length of employment: 5 years Location: BRANFORD, CT
       
Home town:
Current & past employers: Janney Montgomery Scott
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/08/11 > Boat needs a new motor. null

 

A credit bureau reported the following information about this borrower member on May 11, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1998 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: 26
Revolving Credit Balance: $1,347.00 Public Records On File: 0
Revolving Line Utilization: 56.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Rent = $1400/mo Installment Debt = $1021/mo Car Payment =$ 610/mo Taxes and Ins. =$ 300/mo Utilities =$ 400/mo That's about it.

 


 

 

 

Member Payment Dependent Notes Series 756833

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

756833

$30,000

$30,000

16.89%

1.00%

June 20, 2011

June 18, 2016

June 18, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 756833. Member loan 756833 was requested on June 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $11,500 / month
Current employer: christopher and banks Debt-to-income ratio: 9.79%
Length of employment: 6 years Location: WADSWORTH, OH
       
Home town:
Current & past employers: christopher and banks
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/05/11 > I plan to use our funds to pay-down our unsecured debt. The overall goal is to be debt-free with the exception of a mortgage and possibly a car payment in 5 years. My job is solid-- I have been at the same job for almost 6 years.

 

A credit bureau reported the following information about this borrower member on May 27, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1993 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 60 Months Since Last Delinquency: n/a
Revolving Credit Balance: $26,279.00 Public Records On File: 0
Revolving Line Utilization: 36.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?We'd like to pay-off and close the following: Teamsters (HSBC) - Balance is $14,300; APR is 6%. We pay $150-200 per month. PNC Visa - Balance is $4650; APR is around 14%. We pay $200-250 per month. NHCU - $5015; APR is around 14%. Payment is $310. Kohl's - $1000; APR is 22%. We pay $50. We are planning on paying down our Best Buy Card as well with the balance; however, we have a 0% financing plan on that one, so that doesn't make sense. We also plan to pay-off our Amex but will have to keep that open for work purposes. Balance is $1700; APR is 14.5%. We pay $50 or reimbursements from expense checks when used for business. Our overall goal is debt reduction. While the APR for this loan is higher than most of our cards, we don't seem to get anywhere on paying them down--even without using them. A loan would give us a definitive amount to pay--and often we will pay extra--and a timeline for the debt to be gone.
Which debts do you plan to pay off with this loan?Teamsters (hsbc), Amex, NHCU, PNC Visa, Kohl's and most of the Best Buy. We will close all but the Amex once paid as I use that for work also.
What is your intended use for the loan proceeds?Pay off debt; goal is to have only a house payment and car payment in 5 yrs.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Expenses are about $4500.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Responded earlier to the same question....
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The loan is for debt consolidation and would cover about $900 in current expenses and pay Off the debt sooner.
If you have a delinquency in the last 2 years, please explain the reason.I do not have any delinquencies.
Please explain the reason why you carry a large revolving credit balance.We had 2 mortgages for 3 years until we sold our first home finally.

 


 

 

 

Member Payment Dependent Notes Series 758071

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

758071

$10,000

$10,000

5.99%

1.00%

June 15, 2011

June 15, 2014

June 15, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 758071. Member loan 758071 was requested on June 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,208 / month
Current employer: RMS Company Debt-to-income ratio: 15.36%
Length of employment: 6 years Location: Crystal, MN
       
Home town:
Current & past employers: RMS Company
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 18, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1995 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,148.00 Public Records On File: 0
Revolving Line Utilization: 30.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I will be replacing gutters, soffit, facia and siding with this loan.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)My total monthly payment for my house is approx. $1550.00. That includes insurance and taxes.. My normal monthly payments for utilities runs anywhere from $75.00 - 150.00. Thank you
What is the estimated current market value of your home?Last tax appraisal was at $165000.
What is the total balance and monthly payments of your mortgage loan(s) and/or HELOCs?My monthly payment is approx. $1550.00 which includes taxes and insurance.
Is the improvement to your primary residence or an investment property?This is our primary residence. Thank you.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenditures leave me with approx. $1500 of free money per month.. That includes all utilities, gas, food... Thank you.

 


 

 

 

Member Payment Dependent Notes Series 761131

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

761131

$15,000

$15,000

10.59%

1.00%

June 16, 2011

June 21, 2014

June 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 761131. Member loan 761131 was requested on June 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: ohsu Debt-to-income ratio: 5.98%
Length of employment: 5 years Location: Vancouver, WA
       
Home town:
Current & past employers: ohsu
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 7, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1989 Delinquent Amount: $0.00
Open Credit Lines: 20 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 53 Months Since Last Delinquency: 16
Revolving Credit Balance: $4,489.00 Public Records On File: 0
Revolving Line Utilization: 7.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?4000
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)1500
If you have a delinquency in the last 2 years, please explain the reason.no

 


 

 

 

Member Payment Dependent Notes Series 762898

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

762898

$11,750

$11,750

8.90%

1.00%

June 21, 2011

June 24, 2014

June 24, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 762898. Member loan 762898 was requested on June 10, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,083 / month
Current employer: ces Debt-to-income ratio: 16.56%
Length of employment: 9 years Location: Beacon Falls, CT
       
Home town:
Current & past employers: ces
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 19, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1997 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 38 Months Since Last Delinquency: 53
Revolving Credit Balance: $10,662.00 Public Records On File: 0
Revolving Line Utilization: 25.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 762932

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

762932

$18,000

$18,000

12.99%

1.00%

June 17, 2011

June 17, 2016

June 17, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 762932. Member loan 762932 was requested on June 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: Dick's Sporting Goods Debt-to-income ratio: 19.66%
Length of employment: 3 years Location: Plantation, FL
       
Home town:
Current & past employers: Dick's Sporting Goods
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/03/11 > I am a homeowner with great credit and income. Looking for a loan to consolidate and obtain a lower interest rate on my credit cards.

 

A credit bureau reported the following information about this borrower member on June 1, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2002 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $22,107.00 Public Records On File: 0
Revolving Line Utilization: 48.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I have 4 credit cards that over the years keep increasing interest rates. These 4 cards range between 16.99-21.99%. I spend quite a bit paying the interest on these cards which is why I am seeking a lower interest rate loan that will also consolidate them all down to 1 payment. I have never missed payments or been late on them, I just want to be in a better position to pay them off.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My living expenses are roughly $1,630 per month.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My living expenses are roughly $1,630 per month.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)My living expenses are roughly $1630 per month. In addition to that, I send about $700 per month on my credit cards as I am trying to pay them down. The credit cards charge me almost $200 in interest each month due to the higher interest rates. At my credit rating, this loan payment would be $409.47 per month which would save me on interest and create a lower payment.
Which debts do you plan to pay off with this loan?I have credit cards with Bank of America, Citi Bank, HSBC, and Jared that make up the balance of my loan request.
If you have a delinquency in the last 2 years, please explain the reason.I have no delinquencies or late payments on my credit history. My report is clean and my score as reported by TransUnion to Lending Club is a 720. The only thing that hinders my credit is the fact that I have such a high amount of revolving credit outstanding. Which is the purpose of my loan request so that I can take more proactive steps to pay down and consolidate my debts.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I am not using it for multiple purposes, just to pay off multiple credit cards. The 4 cards that I mentioned previously account for the full amount of my loan request.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Bank of America Credit Card- $7,220 balance, 16.99% Citibank Credit Card- $5,065 balance, 21.99% HSBC Credit Card- $684 balance, 19.99% Jared Credit Card- $2,546 balance, 24.99% after promotional period ends next month Total Balance is $15,515. Lending Club gave me options for a $12,$15, or $18,000 loan. Take out the fees Lending Club charges the borrower and take into consideration that I may not receive full funding of my loan request. Therefore I chose the $18,000 loan request as that is the amount I need to pay off all of my high interest cards.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).My PITI Mortgage Payment is $918/month. It is a rental property that I collect $945/month in rent on. I relocated and I did not want to get rid of the property which is why I still own it and lease it out. My current living situation has me renting a condo in which I pay $875/month. My current rent plus internet and electric were all accounted for in my monthly living expenses of $1630 that I had previously shared with you.
Please explain the reason why you carry a large revolving credit balance.Honestly it has just been a series of mistakes and carefree spending that I did while I was younger. It finally got to a breaking point about 3 years ago when I realized exactly how much debt that I had assumed. I started working and got into my first well paying job when I was 19 and just didn't understand the concept of paying credit cards properly. I was big into cars and just started racking up the debts. At one point I financed a motorcycle on their factory credit card and then when I sold it, took a loss and took on that debt. Then bought another motorcycle and had the same thing happen. In 2007, I was on a summer vacation when my engine blew in my car out of state 1000 miles away. The shop told me the only thing to do was replace it, so I had to put $3800 on a credit card just to get my car back up and running to make it home. Not something that I am going to discuss into detail but the year I was 21-22, my parents divorced and I spent a year living on my own trying to pay everything. Well rent was paid by me, mostly everything else ended up on a credit card. So with my large amount of debt and high interest rates, paying them off quickly has been a challenge. I have made a substantial dent in the amount of debt I have accrued over the past few years and finally feel like I am making it over the hump to actually get them resolved quickly. I have made only one large pruchase on a credit card in the past 3 years, that was on an engagement ring for my fiance which I made with a promotional interest free purchase. Otherwise, aside from my high revolving debt, I make a good living and never miss a payment which is why I still obtain a good credit score. Even with my debts, I was still able to get approved for a mortgage and purchase a home. The difference is I can easily make my minimum payments, but when you look at your statement and it states it will take 23 or 26 years to pay off at the rate, it is scary. Then it gives you a 3 year payoff amount which sounds good, until you add up the payment from all of the different cards and there goes a payment just about double the payment amount of a loan such as this. Which is why I have applied for the loan here, because as you all know, the banks are not that willing to assist you when you are in a situation such as mine. Not unless I want another loan unsecured starting at 17.99% and up if you even get approved at all.
If you have a public record on file, please briefly explain the event and its resolution.I do not have any public records on file for any issues, arrests, or anything of that matter. The only thing you will find on public records is that I own a home.

 


 

 

 

Member Payment Dependent Notes Series 763611

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

763611

$15,000

$15,000

11.99%

1.00%

June 17, 2011

June 21, 2016

June 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 763611. Member loan 763611 was requested on June 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,500 / month
Current employer: Rigby Oil Co. Debt-to-income ratio: 24.69%
Length of employment: 10+ years Location: Manning, SC
       
Home town:
Current & past employers: Rigby Oil Co.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 23, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1983 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,062.00 Public Records On File: 0
Revolving Line Utilization: 21.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Total amount should be around $1200.00 a month.
What is your intended use for the loan proceeds?To put a new roof on my home and pay off my credit cards.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Total amount is around $1600.00.
What is the estimated current market value of your home?110,000.00
If you have a delinquency in the last 2 years, please explain the reason.No
Is this for a home improvement you have already made, or one that you are planning to make?One that I'm planning to make.
What is the total balance and monthly payments of your mortgage loan(s) and/or HELOCs?94,219.97 Total /591.08monthly payment including taxes and insurance.

 


 

 

 

Member Payment Dependent Notes Series 763640

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

763640

$35,000

$35,000

19.29%

1.00%

June 16, 2011

June 16, 2016

June 16, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 763640. Member loan 763640 was requested on June 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,500 / month
Current employer: Bimbo Bakeries USA Debt-to-income ratio: 24.23%
Length of employment: 10+ years Location: East Norriton, PA
       
Home town:
Current & past employers: Bimbo Bakeries USA
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/08/11 > Listing purpose for debt consolidation. All monthly payments are current with no lateness. Looking to make finances easier to manage. Current employment at a stable company for the past 25 years.

 

A credit bureau reported the following information about this borrower member on May 19, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1998 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $42,715.00 Public Records On File: 0
Revolving Line Utilization: 92.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent - 1950 utl - 350 phone- 200 trans 400 food 500 === 3400
Please explain the reason why you carry a large revolving credit balance.Not planned tried paying off debt @ 0%, but rates were raised
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.visa - 10000, 19%, 270 amex - 10000, 15%, 250 mc - 15000, 29%

 


 

 

 

Member Payment Dependent Notes Series 766104

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

766104

$9,000

$9,000

12.99%

1.00%

June 21, 2011

June 20, 2014

June 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 766104. Member loan 766104 was requested on June 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,500 / month
Current employer: T.Marzetti Debt-to-income ratio: 8.96%
Length of employment: 5 years Location: HAYWARD, CA
       
Home town:
Current & past employers: T.Marzetti
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 23, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1992 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: 37
Revolving Credit Balance: $2,574.00 Public Records On File: 0
Revolving Line Utilization: 53.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I would like to use the fund to purchase a large format printer to start a home-base business that something I always enjoy doing. and I can provide myself for more security reason. Also to reach my goals and dreams for many years.
Please describe your experience/familiarity with the business you are starting/started?Hi Lender Investors, Back in 2003 I went to a business expose and saw a demonstrator promoting what a large printer can do, when I saw it, I just fell for it instantly and got involve with it and I said to myself, this is what I wanted to do. So I end up buying myself a large printer and do this on the side. I end up doing printing for personal and businesses for their advertisement on their requested and their referral to other as well. I also gain more and more experience doing printing by weekly and monthly. Plus with the technologies now a day, Large Format Printer are more user friendly, more features, and easy to operate, etc. However, my marriage went sour in 2005??? in 2006 I have to relocate where the jobs go and end up located in Northern Ca myself and have no one to depend on but myself and just to rent a room and see can I survive up here myself. With no space but just a room, I have to storage all my belonging includes my equipments in the storage rental space until 2 years ago (2009). I finally able to get my own place and I wanted to get my dreams and goals back on track. However, the printer been sitting in the storage so many years with no operation daily making the printer fail due to the heat inside the storage space, ink lines are all dried up, print heads is all damaged, plus all other error messages when power up??? This is why I needed a loan to purchase a new large format printer to get my goal back on track. I also created and designed my own website wanted to expend widely. And currently I am having a programmer to work on 3rd party software to integrate into my website. This software can input text, insert clipart, apply special effect to the photo on my website to let customer design their own print for their order. Currently the website still under construction! But here is my website you can take a look at www.whynotpictureit.com Sincerely, Jimmy Cheung,

 


 

 

 

Member Payment Dependent Notes Series 766947

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

766947

$12,000

$12,000

8.49%

1.00%

June 15, 2011

June 18, 2014

June 18, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 766947. Member loan 766947 was requested on June 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $4,167 / month
Current employer: Clay County Debt-to-income ratio: 13.25%
Length of employment: 7 years Location: Bellevue, TX
       
Home town:
Current & past employers: Clay County
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/09/11 > Buy damaged aircraft for parts to use on one I am building Borrower added on 06/11/11 > I have bought damaged aircraft for parts to complete aircraft I am building and will use money to complete payment

 

A credit bureau reported the following information about this borrower member on May 30, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1992 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 36 Months Since Last Delinquency: 40
Revolving Credit Balance: $21,984.00 Public Records On File: 0
Revolving Line Utilization: 25.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Pay of airplane I bought for parts to use on airplane I am building
Please explain the reason why you carry a large revolving credit balance.One note is farm expenses from improvements One note is from remodeling house-I own my house and farm morgage has been paid for 15 years a have no car notes I did take a little loss in the market on my trust divident but it is improveing and I work full time in secure job last note is on RV7 airplane I am building and if problems my wife has aditional income not listed and is willing to help but I perfer to keep her secure and she loves to fly

 


 

 

 

Member Payment Dependent Notes Series 766990

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

766990

$21,000

$21,000

9.99%

1.00%

June 17, 2011

June 20, 2014

June 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 766990. Member loan 766990 was requested on June 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $14,583 / month
Current employer: CBRE Debt-to-income ratio: 9.14%
Length of employment: 10+ years Location: San Diego, CA
       
Home town:
Current & past employers: CBRE
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/06/11 > I've got A+ credit, and have been with the same employer for 19 years.

 

A credit bureau reported the following information about this borrower member on May 24, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1999 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 39 Months Since Last Delinquency: 13
Revolving Credit Balance: $47,073.00 Public Records On File: 0
Revolving Line Utilization: 56.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$1200
If you have a delinquency in the last 2 years, please explain the reason.I have no delinquencies.

 


 

 

 

Member Payment Dependent Notes Series 768168

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

768168

$35,000

$22,000

17.99%

1.00%

June 21, 2011

June 21, 2016

June 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 768168. Member loan 768168 was requested on June 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,544 / month
Current employer: Dell Debt-to-income ratio: 15.36%
Length of employment: 10+ years Location: Austin, TX
       
Home town:
Current & past employers: Dell
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/07/11 > When I purchased my home it was all builder grade equipment and hardware. Floors, counter tops, stove, you name it are all basic. I hope to add value to my home by upgrading everything. My house is 15 years old but in great condition and with a little bit of work the value will be well over what I paid for it. What makes me a good borrow is that I have practically no debt and am able to pay each of my montly bills. I have been at my career for 11 years. In the 11 years working I have been able to triple my income due to hardwork. I plan to do the same to this house with just a little bit of help.

 

A credit bureau reported the following information about this borrower member on June 7, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2001 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: 45
Revolving Credit Balance: $3,388.00 Public Records On File: 0
Revolving Line Utilization: 18.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?My home was all builder grade equipment along with original floors. Hope to upgrade in order to improve the value
What is the total balance and monthly payments of your mortgage loan(s) and/or HELOCs?My balance is 200k and payment is 1800 including taxes
What is the estimated current market value of your home?Current value is 216,000. The house when purchased was all builder grade and hope to up the value with upgrades
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Total is right around 2200 per month.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Its around 2500
If you have a delinquency in the last 2 years, please explain the reason.I think the only late payment I had was sears and that is because they did not have auto-draft and it was something I just forgot about. But that card is paid off now

 


 

 

 

Member Payment Dependent Notes Series 768189

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

768189

$20,000

$12,575

16.49%

1.00%

June 17, 2011

June 8, 2016

June 8, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 768189. Member loan 768189 was requested on May 25, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,990 / month
Current employer: self Debt-to-income ratio: 20.07%
Length of employment: 10+ years Location: PENN VALLEY, CA
       
Home town:
Current & past employers: self
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/25/11 > The loan will be used for personal and business purposes. My business is flourishing and I am responsible with my finances makes me a good borrower. My monthly allowance is adequate to afford this payment. Borrower added on 05/25/11 > I am very responsible. I have owned my home for 12 years and have always made my payments on-time. My business is very stable and flourishing. My budget will allow this additional payment without any hardship.

 

A credit bureau reported the following information about this borrower member on May 25, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1984 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,388.00 Public Records On File: 0
Revolving Line Utilization: 65.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?The intended use of the loan proceeds is actually to freshen up my home a bit and a sum toward business surplus..
Please provide additional details regarding the purpose of the loanThis loan will update business equipment and provide funds for other home projects. Such as refreshing paint inside and out and some landscaping.

 


 

 

 

Member Payment Dependent Notes Series 768319

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

768319

$12,500

$12,500

16.89%

1.00%

June 16, 2011

June 20, 2016

June 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 768319. Member loan 768319 was requested on June 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,083 / month
Current employer: Westlake Woods Assisted Living Debt-to-income ratio: 15.31%
Length of employment: 7 years Location: Girard, PA
       
Home town:
Current & past employers: Westlake Woods Assisted Living
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/06/11 > I plan on debt condsolidating, I have a very stable job and I pay my bills on time. Borrower added on 06/14/11 > I want to thank everyone that has helped fund this loan so far, as the days are winding down I want to add a little more detail to help investors in their decision. I have been at my job for almost 8yrs and I feel this says a lot about a person. I think it values dependability, loyalty and commitment. I apply these values in my home as well.

 

A credit bureau reported the following information about this borrower member on May 25, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1998 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,150.00 Public Records On File: 1
Revolving Line Utilization: 79.90% Months Since Last Record: 94
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a public record on file, please briefly explain the event and its resolution.I was young, stupid and got into debt. I am trying to resolve this by making smart choices and paying off small debt's with high interest rates and I also am in the process of improving my credit to get a higher FICO score.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?car payment 259.00 monthly house payment 563.00 monthly internet and phone in one 46 monthly insurance 75.00 monthly gas bill 103.00 monthly
Please explain the reason why you carry a large revolving credit balance.I pay 90.00 dollars (min. amt) a month on this revolving accout for which I would like to pay off if I get this loan. The reason for such a large balance is simply when I got the loan I used it for fixing up my house and other misc. things. When I make my monthly payments I would not get any money out unless absolutely needed to and I did use some of the amount for christmas gifts. With an 11% interest rate and only paying the min. monthly payment would also contribute to a large credit balance. I hope this helps.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit card 2400.00, 9% int., 74.00 monthly payment student loan 1400.00 5.35%int., 30.00 monthly payment student loan #2 1700.00 5.35% int., 30.00 monthly payment line of credit 2700.00 11% int., 90.00 monthly payment Mortgage 81000.00 4.75% int., 563.00 monthly payment
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit card 2400.00, 9% int., 74.00 monthly payment student loan 1400.00 5.35%int., 30.00 monthly payment student loan #2 1700.00 5.35% int., 30.00 monthly payment line of credit 2700.00 11% int., 90.00 monthly payment Mortgage 81000.00 4.75% int., 563.00 monthly payment
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?car payment 259.00 monthly house payment 563.00 monthly internet and phone in one 46 monthly insurance 75.00 monthly gas bill 103.00 monthly
If you have a public record on file, please briefly explain the event and its resolution.I was young, stupid and got into debt. I am trying to resolve this by making smart choices and paying off small debt's with high interest rates and I also am in the process of improving my credit to get a higher FICO score.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit card 2400.00, 9% int., 74.00 monthly payment student loan 1400.00 5.35%int., 30.00 monthly payment student loan #2 1700.00 5.35% int., 30.00 monthly payment line of credit 2700.00 11% int., 90.00 monthly payment Mortgage 81000.00 4.75% int., 563.00 monthly payment

 


 

 

 

Member Payment Dependent Notes Series 768820

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

768820

$16,750

$16,750

11.49%

1.00%

June 17, 2011

June 20, 2016

June 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 768820. Member loan 768820 was requested on June 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,583 / month
Current employer: GPI Inc. Carquest Auto Parts Debt-to-income ratio: 25.16%
Length of employment: 10+ years Location: Strasburg, VA
       
Home town:
Current & past employers: GPI Inc. Carquest Auto Parts
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 26, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1988 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 46 Months Since Last Delinquency: n/a
Revolving Credit Balance: $21,584.00 Public Records On File: 0
Revolving Line Utilization: 26.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Consolidate credit card debt.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have six credit cards that total approximately 15,000.00, I want to consolidate them into one payment. The interest rates on the credit cards range from 11% to 17%. I have excellent credit and have never gone past due on any loan that I have ever obtained.

 


 

 

 

Member Payment Dependent Notes Series 768835

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

768835

$9,725

$9,725

12.12%

1.00%

June 15, 2011

June 22, 2014

June 22, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 768835. Member loan 768835 was requested on June 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $4,167 / month
Current employer: n/a Debt-to-income ratio: 24.69%
Length of employment: 8 years Location: White Plains, NY
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/08/11 > I am already a Lender Club Client...this loan is to finish consolidating my Credit Card Debt...if you have any questions or concerns, please feel free to let me know...thank you for your consideration Borrower added on 06/11/11 > I would also like to stress that my debt to income ratios are extremely low...once these credit cards are consildated, my only monthly expenses are groceries, cable, electric and RE Taxes...all other bills are paid by my business...example...Health Insurance, car payments, and phone bills....thank you...and again...please feel free to let me know if you have any further questions...I appreciate your consideration

 

A credit bureau reported the following information about this borrower member on June 1, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1998 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $25,115.00 Public Records On File: 0
Revolving Line Utilization: 79.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)my mortgage is paid in full...and my insurance is paid by my business...monthly taxes and insurance come out to about $400...my base is 50K per year..plus bonus..with Bonus I make about 100K annually....my Debt to Income Ratios are extremely very low...about 20%...please let me know if you have any further quesitions...
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My mortgage is paid in full...I only have two Credit Cards remaining at 18% my balance is just over 10K...I plan to use these funds, plus my own to pay them off in full...my Debt to Income Ratios are extremely low...my business pays for my car loan and insurance...
Which debts do you plan to pay off with this loan?I have two remaining Credit Cards wiith BOA and Amex...I plan to use these funds plus my own to pay them off in full...my debt to income ratios are extremely low...my home is paid for in full and my business pays for my insurance and car loan
Please explain the reason why you carry a large revolving credit balance.My business was affected during the recession....since then my business has been doing much better but it was during this time that I acquired this debt..consolidating this debt would really help financially

 


 

 

 

Member Payment Dependent Notes Series 768861

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

768861

$12,025

$12,025

15.99%

1.00%

June 17, 2011

June 20, 2016

June 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 768861. Member loan 768861 was requested on June 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,583 / month
Current employer: Bobby Cox Companies Inc Debt-to-income ratio: 19.25%
Length of employment: 7 years Location: Fort Worth, TX
       
Home town:
Current & past employers: Bobby Cox Companies Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/07/11 > I am requesting this loan to help pay off 2 high interest credit cards. I realize that I am essentially transferring debt from one source to another however, my problem is not that I can't make the current payments, I would just like to consolidate them and have a scheduled time frame in which to pay them off. I am very diligent about paying my bills and if this works out, I will absolutely make good on it, if not, then I will continue doing what I've always done. Thank you for your time and consideration.

 

A credit bureau reported the following information about this borrower member on May 31, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1995 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 37 Months Since Last Delinquency: n/a
Revolving Credit Balance: $27,033.00 Public Records On File: 0
Revolving Line Utilization: 73.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I intend to payoff two high interest bearing accounts. All payments are current however I just want to consolidate them into 1 payment with a schedule as to when it will be paid off.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses are apprx $2500. All of my accounts are current and absolutely not in default. I just want to consolidate into 1 payment with a schedule as to when it will be paid off.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My current monthly expenses are apprx $2500. All of my accounts, including my mortgage, are current and absolutely not in default. I just want to consolidate into 1 payment with a schedule as to when it will be paid off. Thank you for your time.
Which debts do you plan to pay off with this loan?I intend to payoff two high interest bearing accounts. All payments are current however I just want to consolidate them into 1 payment with a schedule as to when it will be paid off.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)My monthly expenses are approx. $2500.00
If you have a delinquency in the last 2 years, please explain the reason.I have not had any delinquent payments period...not with mortagage or any unsecured debt that I have held. I pay every bill very diligently.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The loan is for 1 purpose only...if funded, I will be consolidating 2 high interest debts so that I can make 1 payment and have a scheduled time frame in which to have paid off. I am not and have not ever been in default on any of my debt, including my mortgage; I'm very diligent about paying all my bills on time every time. Thank you for your time.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Including my mortgage, my entire monthly household expenses are approx. $2,500. I am not currently delinquent, nor have I been in the past, on any of my debt payments; I am very diligent about paying all my bills on time, every time. If funded, I simply want to consolidate 2 high interest balances into 1 and therefore have a scheduled time frame in which to pay off. Thank you for your time.
Please explain the reason why you carry a large revolving credit balance.I have tried to respond in some detail as to why but apparently actually listing the reason, because they are personal, is not allowed by Lending Club. All I can say is that they are personal and not frivolous. Thank you for your time.
If you have a public record on file, please briefly explain the event and its resolution.I do not have any "records".

 


 

 

 

Member Payment Dependent Notes Series 769216

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

769216

$15,000

$15,000

15.99%

1.00%

June 16, 2011

June 20, 2014

June 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 769216. Member loan 769216 was requested on June 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,333 / month
Current employer: n/a Debt-to-income ratio: 9.13%
Length of employment: 2 years Location: Whitman, WV
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/08/11 > I plan on consolidating my debt into one simple hassle-free payment. I am a hard worker and have been with my employer for many years---showing responsibility and dependability-----who better to help with a loan?

 

A credit bureau reported the following information about this borrower member on May 26, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1995 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: 43
Revolving Credit Balance: $9,331.00 Public Records On File: 1
Revolving Line Utilization: 79.10% Months Since Last Record: 87
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I don't feel my revolving credit balance is that large---part of my debt is not to a credit card---also, I allowed a close family member to charge a large purchase to my credit card (which I will never do again), and he has not paid the balance he owes me, which I'm hoping will be very soon.

 


 

 

 

Member Payment Dependent Notes Series 769917

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

769917

$16,000

$16,000

7.49%

1.00%

June 17, 2011

June 19, 2014

June 19, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 769917. Member loan 769917 was requested on June 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: Mentor Worldwide LLC Debt-to-income ratio: 3.28%
Length of employment: 10+ years Location: Santa Barbara, CA
       
Home town:
Current & past employers: Mentor Worldwide LLC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/06/11 > Paying off my 401K loan -- paying off my loan this way will actually save me more money (more than $1000.00). Borrower added on 06/07/11 > Monthly expenses, including rent, credit cards, insurance, taxes is less than $900.00 per month. I make approximately $3500K per month, after paying off the 401K loan this will increase to $4K per month -- allowing me to pay off the Lending Club loan earlier than expected. I also have 3 credit cards I would like to pay before interest begins. This loan is to help save money with interests charges. Lending Club makes good sense, and gives an opportunity to save money. Thank you for the consideration. Borrower added on 06/07/11 > Monthly expenses: RENT including utilities $500.00, Credit Card Payments (3) $300.00, Taxes & Car Insurance $100.00 approximately.

 

A credit bureau reported the following information about this borrower member on May 28, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1997 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,327.00 Public Records On File: 0
Revolving Line Utilization: 19.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I would like to pay off my 401K loan; no actual project than to be a smarter with my money -- I'll actually be saving money (more than $1000.00) by paying off my loan this way.
What is your intended use for the loan proceeds?I would like to pay off my 401K loan; no actual project than to be a smarter with my money -- I'll actually be saving money (more than $1000.00) by paying off my loan this way.
What is your intended use for the loan proceeds?I would like to pay off my 401K loan; no actual project than to be a smarter with my money -- I'll actually be saving money (more than $1000.00) by paying off my loan this way.
Why are you doing this green project?I would like to pay off my 401K loan -- I'll be saving more money (more than $1000.00) by paying off my loan in this manner.
What is your intended use for the loan proceeds?I would like to pay off my 401K loan; no actual project than to be a smarter with my money -- I'll actually be saving money (more than $1000.00) by paying off my loan this way.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Most of the funds will be allocated to my 401K and the rest to 3 credit cards.

 


 

 

 

Member Payment Dependent Notes Series 770095

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

770095

$19,500

$19,500

22.11%

1.00%

June 20, 2011

June 17, 2016

June 17, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 770095. Member loan 770095 was requested on June 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,800 / month
Current employer: Fox Restaurant Concepts Debt-to-income ratio: 14.24%
Length of employment: 7 years Location: Scottsdale, AZ
       
Home town:
Current & past employers: Fox Restaurant Concepts
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/03/11 > This loan is to begin development of a series of iPhone/iPad applications that are geared towards the service industry and liquor companies. We expect three separate revenue streams and immediate national exposure. Thanks for getting us off the ground!

 

A credit bureau reported the following information about this borrower member on May 28, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1999 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 3
Total Credit Lines: 16 Months Since Last Delinquency: 6
Revolving Credit Balance: $7,346.00 Public Records On File: 0
Revolving Line Utilization: 79.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.If I have any delinquencies, they are due to missed mail while travelling for work. I open restaurants for a living and as such am in different cities 5 months of the year.
Please describe your experience/familiarity with the business you are starting/started?The business I intend to start will focus on the ever-growing market for iPhone/iPad accessories. Through two months of market research, my partner and I have discovered that no such entity like ours exists and that there is a clear and present need/desire for one. Couching a database application into a marketing vehicle and making each user think it is a game is how we will succeed. Think product placement meets Angry Birds meets Wikipedia. . .
What will be the largest expense in the first six months?The only expenses we have slotted for the first months is an initial platform design of our application and travel expenses for pitch meetings with interested marketing departments. Our product will be marketed as a game and a database, but will hold nearly limitless potential as a brand placement vehicle for the companies involved. We look to have an ROI of 3x initial investment inside the first six months.

 


 

 

 

Member Payment Dependent Notes Series 770771

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

770771

$2,650

$2,650

8.49%

1.00%

June 15, 2011

June 21, 2016

June 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 770771. Member loan 770771 was requested on June 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,500 / month
Current employer: Lehigh Valley hospital Debt-to-income ratio: 29.73%
Length of employment: 1 year Location: Tobyhanna, PA
       
Home town:
Current & past employers: Lehigh Valley hospital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 30, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1999 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 52 Months Since Last Delinquency: 55
Revolving Credit Balance: $5,579.00 Public Records On File: 0
Revolving Line Utilization: 12.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 771171

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

771171

$18,000

$18,000

22.48%

1.00%

June 16, 2011

June 15, 2014

June 15, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 771171. Member loan 771171 was requested on June 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $25,000 / month
Current employer: Trapeze Networks Debt-to-income ratio: 19.32%
Length of employment: 10+ years Location: NORTH EASTON, MA
       
Home town:
Current & past employers: Trapeze Networks
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 31, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1984 Delinquent Amount: $0.00
Open Credit Lines: 26 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 43 Months Since Last Delinquency: 53
Revolving Credit Balance: $70,177.00 Public Records On File: 0
Revolving Line Utilization: 74.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.3 kids in college. Fortunately on the downside as one has graduated and one is almost done.
Please explain the reason why you carry a large revolving credit balance.3 kids in college. Fortunately on the downside as one has graduated and one is almost done.
Please explain the reason why you carry a large revolving credit balance.Mostly from college expenses for my three kids - one is now graduated and another is nearly done. At this point I'd like to consolidate to one payment and have it paid off when the last one graduates college.
Which debts do you plan to pay off with this loan?I plan to pay off three credit card accounts that have a higher interest rates.
Which debts do you plan to pay off with this loan?I plan to pay off three credit card accounts that have a higher interest rates.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Monthly expenses including mortgage, car, utilities, etc. average $7K.
Which debts do you plan to pay off with this loan?I plan to pay off three credit card accounts that have a higher interest rates.
What is your intended use for the loan proceeds?Consolidation of three credit card accounts (and closing them out) and coverage of some college costs for third child's second year.
What is your intended use for the loan proceeds?The loan will be used to pay off credit card debt and close those accounts.
What is your intended use for the loan proceeds?Consolidation of three credit card accounts (and closing them out) and coverage of some college costs for third child's second year.

 


 

 

 

Member Payment Dependent Notes Series 771198

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

771198

$20,000

$20,000

21.36%

1.00%

June 21, 2011

June 20, 2016

June 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 771198. Member loan 771198 was requested on June 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,250 / month
Current employer: Encinal Yacht Club Debt-to-income ratio: 9.60%
Length of employment: < 1 year Location: PLEASANTON, CA
       
Home town:
Current & past employers: Encinal Yacht Club
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 6, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1990 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,417.00 Public Records On File: 0
Revolving Line Utilization: 99.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 771200

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

771200

$5,000

$5,000

10.59%

1.00%

June 21, 2011

June 27, 2014

June 27, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 771200. Member loan 771200 was requested on June 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,300 / month
Current employer: Verizon Wireless Debt-to-income ratio: 15.49%
Length of employment: 1 year Location: Palmetto, FL
       
Home town:
Current & past employers: Verizon Wireless
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 5, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2003 Delinquent Amount: $0.00
Open Credit Lines: 22 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: 45
Revolving Credit Balance: $327.00 Public Records On File: 0
Revolving Line Utilization: 12.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I will be installing a screened in porch room over my existing patio in my backyard. I receive my annual bonus from my job in late August and will pay the loan off in full at that time. I jut want to have the room built sooner so that we can enjoy it for the remainder of the summer.
What is your intended use for the loan proceeds?I will be installing a screened in porch room over my existing patio in my backyard. I receive my annual bonus from my job in late August and will pay the loan off in full at that time. I jut want to have the room built sooner so that we can enjoy it for the remainder of the summer.

 


 

 

 

Member Payment Dependent Notes Series 771620

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

771620

$24,000

$24,000

11.99%

1.00%

June 15, 2011

June 14, 2016

June 14, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 771620. Member loan 771620 was requested on May 31, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,083 / month
Current employer: cranston school dept Debt-to-income ratio: 0.35%
Length of employment: 10+ years Location: CRANSTON, RI
       
Home town:
Current & past employers: cranston school dept
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 31, 2011:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 11/1996 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Debt consolidation and home improvement.
What is your intended use for the loan proceeds?Debt consolidation and home improvement
Which debts do you plan to pay off with this loan?Pay off all debts excluding home and vehicle
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?25 k total

 


 

 

 

Member Payment Dependent Notes Series 771915

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

771915

$6,400

$6,400

9.67%

1.00%

June 17, 2011

June 24, 2014

June 24, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 771915. Member loan 771915 was requested on June 10, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,833 / month
Current employer: KAI, Institute Debt-to-income ratio: 8.45%
Length of employment: 2 years Location: Oakland, CA
       
Home town:
Current & past employers: KAI, Institute
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/10/11 > I racked up some card debt after I was laid off two years ago. I've been employed for over a year now, but paying back the debt is going slowly, because carrying a balance means that my rate keeps going up. I would very much appreciate help getting back on track.

 

A credit bureau reported the following information about this borrower member on May 31, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1976 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 12 Months Since Last Delinquency: 20
Revolving Credit Balance: $11,011.00 Public Records On File: 0
Revolving Line Utilization: 84.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 771972

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

771972

$12,000

$12,000

16.89%

1.00%

June 16, 2011

June 16, 2016

June 16, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 771972. Member loan 771972 was requested on June 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,100 / month
Current employer: Cleveland Housing Network Debt-to-income ratio: 23.00%
Length of employment: 4 years Location: cleveland, OH
       
Home town:
Current & past employers: Cleveland Housing Network
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/02/11 > to pay off high credit card debt

 

A credit bureau reported the following information about this borrower member on June 2, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1998 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: 61
Revolving Credit Balance: $9,930.00 Public Records On File: 0
Revolving Line Utilization: 62.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?mortgage 680.00 insurance 95.00 food 150.00 phone 95.00 utilities are paid by a roommate

 


 

 

 

Member Payment Dependent Notes Series 771984

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

771984

$35,000

$35,000

15.23%

1.00%

June 16, 2011

June 14, 2016

June 14, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 771984. Member loan 771984 was requested on May 31, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,275 / month
Current employer: US Postal Service Debt-to-income ratio: 26.62%
Length of employment: 10+ years Location: lehighton, PA
       
Home town:
Current & past employers: US Postal Service
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/31/11 > save 507 per month Borrower added on 05/31/11 > 507

 

A credit bureau reported the following information about this borrower member on May 31, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1989 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: 26
Revolving Credit Balance: $12,421.00 Public Records On File: 0
Revolving Line Utilization: 56.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?Cabelas 6,000, NAPUS 2 loans 18,000, Bank of America 4,000, Chase 2,000, First Credit Union 1,900, Citi Bank 1,600
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?All Loans 38,000 Total all monthly payments 1,343 Land Loan on 60 acres 436.00 per month Car Loan 491.00 monthly All loans are paid with direct deposit from my checking account with First Credit Union of Scranton
Which debts do you plan to pay off with this loan?Cabelas 6,000, NAPUS 2 loans 18,000, Bank of America 4,000, Chase 2,000, First Credit Union 1,900, Citi Bank 1,600
If you have a delinquency in the last 2 years, please explain the reason.May have been late a few times but I never missed a payment
Please explain the reason why you carry a large revolving credit balance.(Divorce) I also purched 61 Acres of land in up state New York with 30% down

 


 

 

 

Member Payment Dependent Notes Series 772112

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

772112

$30,225

$30,225

13.99%

1.00%

June 15, 2011

June 15, 2016

June 15, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 772112. Member loan 772112 was requested on June 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,333 / month
Current employer: Sodexo Debt-to-income ratio: 17.10%
Length of employment: 4 years Location: Troy, AL
       
Home town:
Current & past employers: Sodexo
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/03/11 > I am trying to purchase a franchise. We are in the process of getting an SBA loan that will cover the majority of the money needed, but are still in need of cash to support un-accounted for expenses. That is why I am asking for this money. Borrower added on 06/03/11 > We are in the process of trying to buy a franchise. This money loaned to us would be used as working capitol for the business.

 

A credit bureau reported the following information about this borrower member on June 1, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2002 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,380.00 Public Records On File: 0
Revolving Line Utilization: 28.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?It will be used as a downpayment for the SBA loan we're trying to acquire... We have a person doing an SBA loan for $280,000 (of the $350,000 needed for the franchise we're trying to buy). And we are supposed to come up with the rest of it.
What type of business are you starting?It's a pizza franchise that we're wanting to open.
Please describe your experience/familiarity with the business you are starting/started?I have worked in food service for the past 10 years, dealing with everything from food and labor costs, to employees' schedules and issues, to ordering and inventory, to budgeting and re-forecasting off of my P&L's.
What do you project your monthly expenses for the first 6 months of your business?Our projected expenses for the first six months are as follows: Labor - $20,880 Food - $27,000 Rent - $ 24,000 Operating Costs - $17,000 Loan Payments - $2,130
What do you project your monthly revenues for the first 6 months to be?Our projected monthly revenues are as follows: High, $950,000 per year, $79,166 per month Med, $800,000 per year, $ 66,700 per month Low, $650,000 per year, $54,166 per month
Can you provide some high level financials on the monthly costs / revenue of your business?Our projections on revenue for this busniess are as follows: High end, $950,000 per year, $79,166 per month Medium end, $800,000 per year, $66, 700 per month Low end, $650,000 per year, 54, 166 per month
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?The business isn't open yet, but our projected expenses per month are as follows: Labor - $22,000 Food - $18,000 Rent- $3,000 Insurance - $1,600 Utilities - $800 Royalties - $3,000 Loan Payments - $1,800 And with these projections, our projected revenue for a month is as follows: Low - $54,166 Med - $66,700 High - $79,166
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Mortgage - $1,086 Insurance - $96 Car Payment - $306 Student Loan - $89 Utilities - $165 (avg) Credit Card and other Loans - $286
What type of business are you starting?It's a franchise that serves pizza, subs and salads.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?This entire loan will be used as a downpayment for the SBA loan that we're applying for.
What will be the largest expense in the first six months?While under construction, the first largest expense will be the equipment purchases, which will add up to about $78,000. After opening, the two major expenses from that point on will be food, (22%) and labor (32%). The only other 'major' expense that will last us another 2.5 years will be the loan payments.
If you have a delinquency in the last 2 years, please explain the reason.Haven't.... We haven't had a delinquency ever. I have always paid my bills, even when I was without a job for 6 months a few years ago, we still found ways to pay our bills on time.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Mortgage - $1,086 Utilities - $150 avg. Insurance - $108 Car Note - $405 Student Loan - $210
Please explain the reason why you carry a large revolving credit balance.We opened these lines in order to help put 20% down on a $350,000 SBA loan. With this being our first business to open and not coming from a family with money, we've got limited options.. and this was one of them.
If you have a public record on file, please briefly explain the event and its resolution.I don't have any.

 


 

 

 

Member Payment Dependent Notes Series 772157

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

772157

$35,000

$35,000

22.11%

1.00%

June 16, 2011

June 16, 2016

June 16, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 772157. Member loan 772157 was requested on June 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $10,192 / month
Current employer: Benefitfocus.com Debt-to-income ratio: 10.71%
Length of employment: 2 years Location: Charleston, SC
       
Home town:
Current & past employers: Benefitfocus.com
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/02/11 > Use of funds: a New Hydrotherapy pool for Dogs. Revenue is $6300 per month, with a monthly EBITDA of $3200. First year expansion and doing well. Our target market consists of Veterinarians in the area that understand the benefits of swimming for dogs. This form of rehabilitation is particularly appropriate for dogs that are recovering from a range of conditions such as: Arthritis, cardiovascular strengthening, weight loss, Hip and elbow dysplasia, Post surgery, and Endurance.

 

A credit bureau reported the following information about this borrower member on June 1, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1993 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 47 Months Since Last Delinquency: 15
Revolving Credit Balance: $15,733.00 Public Records On File: 0
Revolving Line Utilization: 44.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?We are getting a new hydro therapy pool for our business. Revenue at $6300 per month with EBITDA of $3200...
Please describe your experience/familiarity with the business you are starting/started?5 years expericence swimming dogs in similar facilites, dog CPR certified.
Please explain the reason why you carry a large revolving credit balance.Marketing startup costs and web site development. .
Can you provide some high level financials on the monthly costs / revenue of your business?Rev: $6300 Rent $2,000 Pool services 500 utilites (other) 600 Depr 1,000 total Expe 4,100 profit $2,200
If you have a delinquency in the last 2 years, please explain the reason.My son didn't let me know he missed his college student fees. I paid it off once i was informed. 30 days past due.

 


 

 

 

Member Payment Dependent Notes Series 772189

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

772189

$9,075

$9,075

7.49%

1.00%

June 15, 2011

June 15, 2014

June 15, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 772189. Member loan 772189 was requested on June 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,083 / month
Current employer: University of Georgia Debt-to-income ratio: 20.95%
Length of employment: 6 years Location: Athens, GA
       
Home town:
Current & past employers: University of Georgia
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 1, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1994 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 33 Months Since Last Delinquency: n/a
Revolving Credit Balance: $46,698.00 Public Records On File: 0
Revolving Line Utilization: 46.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 772268

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

772268

$5,600

$5,600

10.59%

1.00%

June 15, 2011

June 15, 2014

June 15, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 772268. Member loan 772268 was requested on June 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,750 / month
Current employer: Spartanburg School District 1 Debt-to-income ratio: 24.33%
Length of employment: 3 years Location: Greer, SC
       
Home town:
Current & past employers: Spartanburg School District 1
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/01/11 > This loan is for some minor updates and I will have no problem making the payments. I have never had a late payment on any loan or line of credit. Thank you for the consideration. Borrower added on 06/02/11 > Monthly income: 2800 Mortgage: 430 Taxes: 60 Car insurance: 80 Utilities: 150 TV/Internet: 90 Car: 190 Food/Gas/Entertainment: 700 Borrower added on 06/03/11 > My job outlook is stable. I have a four year degree and a full-time government job that is not going anywhere. Borrower added on 06/03/11 > I would like to add that I have researched home improvement extensively and I am improving the value of my home in accordance with the neighborhood I live in so I will not hit a value ceiling. Borrower added on 06/06/11 > I have someone that splits the mortgage/utilities/TV with me. And 6 of my open lines are small student loans. And I only have 2 small credit cards. Borrower added on 06/06/11 > I would like to add if possible that I purchased my home at a 10 year low and it currently appraises for 17% more than the purchase price.

 

A credit bureau reported the following information about this borrower member on June 1, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2005 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $913.00 Public Records On File: 0
Revolving Line Utilization: 12.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Wood floors and silestone (quartz) countertops. I have done extensive research on materials and costs. I am not planning to sell or move anytime soon so reaching the "value ceiling" in my neighborhood is not an issue.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)I pay $215/month on my mortgage right now. This probably seems low but someone helps and if you know this part of the country you can buy a nice starter house in that range. Taxes on my home are $60/month. I have no home equity loans or line of credits. My power plus water runs around $150/month. Car payment is about $190/month. I bought a certified pre-owned and I am not upside down based on the KBB private party value. I budget about $150 a month for gas right now and I know someone that takes care of all my car maintenance for no charge to me. My tv and internet are on the same bill and it is $90/month. And my parents still pay for my phone ($15/month) because my dad always wants to use the "upgrade" when its time to renew my part of the contract.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I pay $215/month on my mortgage right now. This probably seems low but someone helps and if you know this part of the country you can buy a nice starter house in that range. Taxes on my home are $70/month. I have no home equity loans or line of credits. My power plus water runs around $150/month. Car payment is about $190/month. I bought a certified pre-owned and I am not upside down based on the KBB private party value. I budget about $150 a month for gas right now and I know someone that takes care of all my car maintenance for no charge to me.
Is this for a home improvement you have already made, or one that you are planning to make?Planning, but I am set on it. I'm not the type to blow money on fancy vacations and pay 10% interest on it. This will be something that will last.
If you have a delinquency in the last 2 years, please explain the reason.I have had zero delinquencies ever.

 


 

 

 

Member Payment Dependent Notes Series 772370

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

772370

$25,000

$25,000

11.99%

1.00%

June 15, 2011

June 15, 2016

June 15, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 772370. Member loan 772370 was requested on June 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: Bank of America Debt-to-income ratio: 17.98%
Length of employment: 4 years Location: FORNEY, TX
       
Home town:
Current & past employers: Bank of America
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/02/11 > The loan is for consolidating two current debts. This is the primary and only reason for the loan. The two current debts carry high interest...and I want to consolidate them. null Borrower added on 06/06/11 > I am using the funds to combine my Bank of America credit card and my Wells Fargo Credit Card. We have recently done improvements on our house including flooring, etc, that we utilized these cards for. I am now consolidating them into one payment for more ease / consistency. I have never been late on a payment and my credit is excellent. I have the utmost awareness of financial responsibility. My employment is more secure than ever with the increasing workload.

 

A credit bureau reported the following information about this borrower member on June 1, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1994 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $21,367.00 Public Records On File: 0
Revolving Line Utilization: 25.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Debt Consolidation to combine two payments into one due to high interest rate
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$1800
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I do not know the interest rates of all of my lenders. Some fluctate (credit cards) and some are fixed like my monthly car payments / mortgage. My credit report lists all of these debt balances and monthly payments. A+ CREDIT UNION PAYMENT $382 5.25% APR Fixed Show Details 220105XXXX 06/2009 $9,011 06/2011 PAYS AS AGREED TOYOTA MOTOR CREDIT PAYMENT $354 (I do not know the interest rate on the Toyota. It is automatically debited and is a fixed payment) Show Details 7040086425639XXXX 08/2008 $8,637 05/2011 PAYS AS AGREED WELLS FARGO HOME MOR PAYMENT $982 5.00% Interest Rate Fixed Show Details 708031046XXXX 09/2010 $103,792 05/2011 PAYS AS AGREED BANK OF AMERICA PAYMENT $256 (BEING CONSOLIDATED 11%) Show Details 546632001353XXXX 06/2000 $16227 05/2011 PAYS AS AGREED $29,700 MACY'S/DSNB PAYMENT $9 24% APR Show Details 433810989XXXX 06/2009 $255 05/2011 PAYS AS AGREED WELLS FARGO FINANCIA PAYMENT $293.89 (BEING CONSOLIDATED 28% APR) Show Details 577442191085XXXX 03/2011 $8,096 05/2011 PAYS AS AGREED $9,600
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I do not know the interest rates of all of my lenders. Some fluctate (credit cards) and some are fixed like my monthly car payments / mortgage. My credit report lists all of these debt balances and monthly payments. A+ CREDIT UNION PAYMENT $382 5.25% APR Fixed Show Details 220105XXXX 06/2009 $9,011 06/2011 PAYS AS AGREED TOYOTA MOTOR CREDIT PAYMENT $354 (I do not know the interest rate on the Toyota. It is automatically debited and is a fixed payment) Show Details 7040086425639XXXX 08/2008 $8,637 05/2011 PAYS AS AGREED WELLS FARGO HOME MOR PAYMENT $982 5.00% Interest Rate Fixed Show Details 708031046XXXX 09/2010 $103,792 05/2011 PAYS AS AGREED BANK OF AMERICA PAYMENT $256 (BEING CONSOLIDATED 11%) Show Details 546632001353XXXX 06/2000 $16227 05/2011 PAYS AS AGREED $29,700 MACY'S/DSNB PAYMENT $9 24% APR Show Details 433810989XXXX 06/2009 $255 05/2011 PAYS AS AGREED WELLS FARGO FINANCIA PAYMENT $293.89 (BEING CONSOLIDATED 28% APR) Show Details 577442191085XXXX 03/2011 $8,096 05/2011 PAYS AS AGREED $9,600
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)TOTAL PAYMENT $981.48 Principal and interest $561.97 Property insurance $87.58 County tax $298.59 Shortage (Escrow shortage---taxes have decreased, so this will dissappear this year) $33.34
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Bank of America Balance $16200 Balance 11.99% Int Rate Payment $256 (consolodating with loan) Toyota Balance $8946 ?% Int Rate Payment $354 Wells Fargo Balance $103792 5% Int Rate Payment $981 Wells Fargo Balance $8096 25% Int Rate Payment $293 (consolidating with loan) A Plus Federal Credit Union Balance $9037 5.25% Int Rate Payment $382 Macy's $250 29% Int Rate $40 Payment
Which debts do you plan to pay off with this loan?Bank of America Credit Card $16000 and Wells Fargo Credit Card/loan $8000

 


 

 

 

Member Payment Dependent Notes Series 772405

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

772405

$35,000

$35,000

20.62%

1.00%

June 15, 2011

June 15, 2016

June 15, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 772405. Member loan 772405 was requested on June 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,000 / month
Current employer: LG-Ericsson Debt-to-income ratio: 20.14%
Length of employment: 4 years Location: Highland, UT
       
Home town:
Current & past employers: LG-Ericsson
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/01/11 > I'm current with all my bills, just need to consolidate to lower the payment and pay off amount.

 

A credit bureau reported the following information about this borrower member on June 1, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1998 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $70,276.00 Public Records On File: 0
Revolving Line Utilization: 81.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.We went through a difficult period a few years back from a failed business attempt and a slow down in the industry I work in, which caused us to go into debt. Things have since turned around, so I'm looking to consolidate my revolving credit and pay it off.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I'm using the loan to pay off all of my credit cards.
Which debts do you plan to pay off with this loan?I plan on paying off all of our credit card debt.

 


 

 

 

Member Payment Dependent Notes Series 772516

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

772516

$18,000

$18,000

15.99%

1.00%

June 15, 2011

June 15, 2016

June 15, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 772516. Member loan 772516 was requested on June 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,218 / month
Current employer: DOJ-BOP Debt-to-income ratio: 21.47%
Length of employment: < 1 year Location: SOMERSET, KY
       
Home town:
Current & past employers: DOJ-BOP
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/02/11 > Debt Consol null Borrower added on 06/02/11 > Debt Consol - reduces monthy payment by $150. Borrower added on 06/02/11 > This loan will be used to pay off my credit cards and remainder of my school loans. It will reduce my monthly payments by $150 making it more manageable and effectively getting me debt free in 5 years. Borrower added on 06/03/11 > I work in the law enforcement community. I am required to pay all just debts as a condition of employment.

 

A credit bureau reported the following information about this borrower member on June 1, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2000 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,445.00 Public Records On File: 0
Revolving Line Utilization: 68.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?School Loans 5,362.17 Bank of America 5537.85 Citibank 4098 Chase Bank 2000 with the exception of the school loans which have an interest rate of 5.25% the rest have a rate between 21-23%
Which debts do you plan to pay off with this loan?All of them.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent 600 credit cards and school loan total 580 food 250 trans 35/week

 


 

 

 

Member Payment Dependent Notes Series 772603

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

772603

$12,000

$12,000

7.49%

1.00%

June 16, 2011

June 15, 2014

June 15, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 772603. Member loan 772603 was requested on June 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $16,750 / month
Current employer: Citibank Debt-to-income ratio: 1.34%
Length of employment: 4 years Location: Greenfield Center, NY
       
Home town:
Current & past employers: Citibank
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/02/11 > I have some small card balances that I wish to consolidate into one payment each month. The LendingClub interest rate appears to be favorable for an unsecured loan. I am in stable employment at a major global financial institution and have been employed at this company for over 4 years. I travel quite a bit globally for my job so by consolidating with the LendingClub, I can arrange a single direct debit payment each month. This is easy and requires no time committment on my part. I have a high credit score and have never had any credit issues or dealings with collection agencies. Thanks for considering this lending request.

 

A credit bureau reported the following information about this borrower member on June 1, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1990 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,811.00 Public Records On File: 0
Revolving Line Utilization: 28.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Consolidation of other debt will make it easier to streamline into one payment each month.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?utilities: $150 phone: $95 insurance: $213 food: $270 transportation: $300 no car loan or other installment loan currently. thank you for considering this loan request.

 


 

 

 

Member Payment Dependent Notes Series 772682

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

772682

$23,000

$23,000

13.49%

1.00%

June 15, 2011

June 15, 2016

June 15, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 772682. Member loan 772682 was requested on June 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,750 / month
Current employer: Boca Pharmacal Debt-to-income ratio: 16.33%
Length of employment: 2 years Location: POMPANO BEACH, FL
       
Home town:
Current & past employers: Boca Pharmacal
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/04/11 > This loan is intended to pay off 2 business credit cards and one credit line that almost paid off. I have paid all my credit cards for the past 3 years and do not see credit decrease, rather continuing paying off banks interest rates. Once loan provides the capability for me to save money for future purchase of a house. Once this loan is paid off, I want to pursue purchasing a home.

 

A credit bureau reported the following information about this borrower member on June 1, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2001 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $22,394.00 Public Records On File: 0
Revolving Line Utilization: 66.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Hi. My monthly expenses are listed below: GROSS INCOME: $6750.00 TOTAL EXPENSES: $2074.00 Rent: 760, Car: 382, Water/Electric: 125, Phone: 100, Car Insurance: 107, Food: 300, Cable: 100, Misc Exp: 200
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Hello everyone, Thank you for the question. My current bills are: Discover card: balance- $5600.00 monthly- $111.00 interest- 16.99 Citicard: balance- $8800.00 monthly- $200.00 interest- 14.24 Creditone FS: balance- $7125.00 monthly- $373.00 interest- 18.99 Care Credit: balance- $770.00 monthly- $45.00 interest- 14.99 Total of $729.00/month minimum I do not have a mortgage. I currently rent and pay $762.00/month. I have an excellent credit history and no late payments. I have an excellent job. My annual salary is $81,000 as an IT Network Administrator. I take my credit score very seriously. My purpose for this loan is to consolidate these payments onto one payment at a lower interest rate and lower payment so that I have a definite time to have this paid off by. I save $200/month by using this loan. My ultimate goal is to purchase a home in about a year, so having my finances with set amounts is very important to me. I appreciate all of the investors that are taking their time and money to help me out. I thank you very much.

 


 

 

 

Member Payment Dependent Notes Series 772722

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

772722

$24,000

$24,000

15.99%

1.00%

June 15, 2011

June 15, 2016

June 15, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 772722. Member loan 772722 was requested on June 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: Nevada Department of Corrections Debt-to-income ratio: 13.98%
Length of employment: 10+ years Location: Ely, NV
       
Home town:
Current & past employers: Nevada Department of Corrections
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 1, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1979 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: 48
Revolving Credit Balance: $19,900.00 Public Records On File: 1
Revolving Line Utilization: 27.70% Months Since Last Record: 91
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I got into some credit problems. I was attempting to pay-off my balances by getting lesser interest with other credit cards. Now all I want to do is consolidate everything into one payment. In less than two years I will use my deferred compensation plan to pay-off this loan. If I don't get the loan then I will pay-off all of my debts anyway.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)My mortgage payment is $500/ month, electric is around $100/month, cell phone is $73/month, water is $71/month, insurance and taxes for my house are included in my house payment, credit card bills are around $500/month.
If you have a public record on file, please briefly explain the event and its resolution.I don't know what you mean by public record. Can you explain what you mean by this?
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My debt balances right now for credit cards including what is on my credit report is approximately $18,000. I haven't checked the interest rate on my credit cards. Interest rate on my home is 5.75%. Payments on my credit cards right now is approximately $750.
Which debts do you plan to pay off with this loan?I plan to pay-off both of my capital one cards, my at&t Universal card, my juniper card, and pay-off those that are on my credit report. I am in negotiations with those creditors. All of this totals to approximately: $18,000-$20,000. This is all dependent upon what I can negotiate with those on my credit report.
If you have a public record on file, please briefly explain the event and its resolution.I don't know what you mean by public record. Can you explain what you mean by this?

 


 

 

 

Member Payment Dependent Notes Series 772775

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

772775

$18,000

$18,000

16.89%

1.00%

June 15, 2011

June 15, 2016

June 15, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 772775. Member loan 772775 was requested on June 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,000 / month
Current employer: Multicard Debt-to-income ratio: 11.22%
Length of employment: 4 years Location: Aurora, CO
       
Home town:
Current & past employers: Multicard
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/03/11 > I currently pay $1,000 per month toward credit cards. I am looking to reduce my payments and consolidate the debt so I can make headway with my payments.

 

A credit bureau reported the following information about this borrower member on June 1, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2001 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: 41
Revolving Credit Balance: $9,262.00 Public Records On File: 0
Revolving Line Utilization: 42.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit card (cc) Student loan (sl) Mortgage--1080 Cc--5100 Cc-4650 Cc--1212 Cc-2228 Cc--1198 Cc-1878 0% Cc--1728 24% Sl--18000 6% Sl--24000 6%
Which debts do you plan to pay off with this loan?Credit cards
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage 1080 Cc--5100 24% cc--4650 26% cc--1212 0% cc--1198 18% cc--1898 0% cc--1758 24% sl--18000 Sl--24000
Which debts do you plan to pay off with this loan?Credit card debt
If you have a delinquency in the last 2 years, please explain the reason.I do not have a delinquency.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage 1105 Jes car 17999 370 Ryan Car 3000 361 Motorcycle 7986 265 Xcel Energy 99 Aurora Water 50 Verizon 105 Rose Medical 0 Timeshare 8538 215 All State 215 NorthWestern Mutual 98 Comcast 98 VSAC 372 Sallie Mae 202 24 Hour Fitness 14 Lending Club 446 Savings 920 200 Montessori 1000 Total 5215 Variables (Gas, Groceries, Entertainment) 680

 


 

 

 

Member Payment Dependent Notes Series 772782

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

772782

$12,325

$12,325

11.49%

1.00%

June 15, 2011

June 15, 2016

June 15, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 772782. Member loan 772782 was requested on June 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,500 / month
Current employer: kappa graphics Debt-to-income ratio: 17.03%
Length of employment: 2 years Location: pittston, PA
       
Home town:
Current & past employers: kappa graphics
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/06/11 > This money will be used for a down payment on a house and to consolidate other debt.

 

A credit bureau reported the following information about this borrower member on June 1, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1998 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $29,254.00 Public Records On File: 0
Revolving Line Utilization: 33.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.in case of emergency
Is the home you are purchasing your primary residence or an investment property?an investment property
What other sources of financing are you using to purchase the home?cash
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?approximately $1650/month

 


 

 

 

Member Payment Dependent Notes Series 772786

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

772786

$9,000

$9,000

5.99%

1.00%

June 15, 2011

June 15, 2014

June 15, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 772786. Member loan 772786 was requested on June 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,750 / month
Current employer: Turco Construction Debt-to-income ratio: 25.97%
Length of employment: 4 years Location: Northfield , MN
       
Home town:
Current & past employers: Turco Construction
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 1, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2002 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,831.00 Public Records On File: 0
Revolving Line Utilization: 12.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Debt consolidation on a credit card and student loans.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I have about a 1000 dollars in monthly bills that I pay right now.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)My rent is only 350.00 so it is a very small amount.
Which debts do you plan to pay off with this loan?Student loans that have a very large interest rate.
If you have a delinquency in the last 2 years, please explain the reason.No delinquency.

 


 

 

 

Member Payment Dependent Notes Series 772806

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

772806

$27,000

$27,000

18.49%

1.00%

June 17, 2011

June 22, 2016

June 22, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 772806. Member loan 772806 was requested on June 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,917 / month
Current employer: Department of Defense Debt-to-income ratio: 14.62%
Length of employment: 6 years Location: SPRINGFIELD, VA
       
Home town:
Current & past employers: Department of Defense
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/08/11 > Looking to pay off all credit cards and eliminate debt. With this loan we can make one payment and eliminate the credit card debt.

 

A credit bureau reported the following information about this borrower member on June 1, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1998 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 38 Months Since Last Delinquency: n/a
Revolving Credit Balance: $32,555.00 Public Records On File: 0
Revolving Line Utilization: 66.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?We owe 30K on five credit cards with interest rates ranging from 9% - 22%. Our monthly payments are about 1,000 a month. Our mortgage payments are 2500.00 a month. We have no lines of credit. Our combined student loan payments are under 200.00 a month.
Which debts do you plan to pay off with this loan?We are going to pay off our credit card debt completely.
Please explain the reason why you carry a large revolving credit balance.We are carrying some debt from college. We also are carrying some debt from our relocation for jobs and our wedding we paid for ourselves.
Please explain the reason why you carry a large revolving credit balance.We are carrying some debt from college. We also are carrying some debt from our relocation for jobs and our wedding we paid for ourselves.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).2500 is our total monthly mortgage payment. This is inclusive of our mortgage payment taxes and insurance. Unfortunately we shredded this months paperwork after we made the payment.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?We owe 30K on five credit cards with interest rates ranging from 9% - 22%. Our monthly payments are about 1,000 a month. Our mortgage payments are 2500.00 a month. We have no lines of credit. Our combined student loan payments are under 200.00 a month.
Which debts do you plan to pay off with this loan?We are going to pay off our credit card debt completely.
What is your intended use for the loan proceeds?We intend to pay off our credit debt.

 


 

 

 

Member Payment Dependent Notes Series 772816

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

772816

$35,000

$35,000

15.23%

1.00%

June 16, 2011

June 15, 2016

June 15, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 772816. Member loan 772816 was requested on June 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,000 / month
Current employer: Caterpillar Inc Debt-to-income ratio: 22.74%
Length of employment: 10+ years Location: Montgomery, IL
       
Home town:
Current & past employers: Caterpillar Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/02/11 > I would like to buy a 1.3 acre lot Borrower added on 06/08/11 > I have excellent credit. Borrower added on 06/10/11 > I always pay my bills on time. Borrower added on 06/13/11 > Only two days left and I could really use this loan. Borrower added on 06/14/11 > 1 day left to invest in this loan. Borrower added on 06/14/11 > Only half way there and less than one day to go. Borrower added on 06/15/11 > Last day to invest in this opportunity! Borrower added on 06/15/11 > Thank you to everyone who has invested in this loan. I won't let you down. Still a few more $$'s to go!

 

A credit bureau reported the following information about this borrower member on June 1, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1999 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 47 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,651.00 Public Records On File: 0
Revolving Line Utilization: 36.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I plan to buy 1.3 acre lot for sale to build a house on.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)$2200 including mortgage, insurance, taxes, etc
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?One single purpose... buy a 1.3 acre lot to build a house in the future.
What are you buying?I would like to buy a 1.3 acre lot, so I can build a house on it in the future.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Around $3000
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).$1500 mortgage. $500 taxes. $200 insurance.
Please explain the reason why you carry a large revolving credit balance.One card is zero interest and the other card is getting paid off this month.
If you have a delinquency in the last 2 years, please explain the reason.Good question, but I should not have any delinquencies. My credit score is excellent and I do not pay bills late.
If you have a public record on file, please briefly explain the event and its resolution.I do not have any public records on file... my credit score is excellent.

 


 

 

 

Member Payment Dependent Notes Series 772924

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

772924

$29,375

$29,375

20.62%

1.00%

June 16, 2011

June 16, 2016

June 16, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 772924. Member loan 772924 was requested on June 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,900 / month
Current employer: US ARMY Debt-to-income ratio: 17.67%
Length of employment: 10+ years Location: Hope Mills, NC
       
Home town:
Current & past employers: US ARMY
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/06/11 > Stability of my job, I am in the military and plan on doing 25 years, I will have 18 years in July.

 

A credit bureau reported the following information about this borrower member on June 1, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1994 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: 49
Revolving Credit Balance: $3,378.00 Public Records On File: 0
Revolving Line Utilization: 84.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Security Services Federal Credit Union Loan 2500 3.99% 108 Pioneer Military Loan 7500 22% 361 Military Star Card 5000 10% 150 Zales 1900 18% 75 Goodyear 1500 18% 50 Capital One Auto Loan 7200 11% 401
Which debts do you plan to pay off with this loan?I am going to pay off all my debt
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Mortgage is 1200; Spouse pays all utilities
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Security Services Federal Credit Union Loan 2500 Pioneer Military Loan 7500 Military Star Card 5000 Zales 1900 Goodyear 1500 TSP Loan 5800 Capital One Auto Loan 7200

 


 

 

 

Member Payment Dependent Notes Series 772928

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

772928

$14,400

$14,400

13.49%

1.00%

June 15, 2011

June 15, 2016

June 15, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 772928. Member loan 772928 was requested on June 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $3,200 / month
Current employer: EXIT REALTY PREMIER Debt-to-income ratio: 23.94%
Length of employment: 2 years Location: MASSAPEQUA PK, NY
       
Home town:
Current & past employers: EXIT REALTY PREMIER
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/01/11 > HELPING SON BUY A CAR I NEVER BEEN LATE ON ANY LOAN MY HOUSE IS PAID OFF IN FULL 10 YEARS EARLY I BEEN WORKING IN REALTY FOR 15 YEARS

 

A credit bureau reported the following information about this borrower member on June 1, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1974 Delinquent Amount: $0.00
Open Credit Lines: 19 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: 38
Revolving Credit Balance: $20,309.00 Public Records On File: 0
Revolving Line Utilization: 17.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
How much money are you providing out of pocket as a down payment for this purchase?None this would pay it in full
What type of vehicle are you buying (make, model, year, mileage and condition)?2008 Mazda cx-7 grad touring 22,000 miles in excellent condition still has Warrenty on it
What are the balances, interest rates, and monthly payments on any other auto obligations?I have no other obligations

 


 

 

 

Member Payment Dependent Notes Series 773040

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

773040

$14,700

$14,700

16.89%

1.00%

June 16, 2011

June 15, 2016

June 15, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 773040. Member loan 773040 was requested on June 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,583 / month
Current employer: Krevel Trucking Inc. Debt-to-income ratio: 11.36%
Length of employment: 2 years Location: Indiana, PA
       
Home town:
Current & past employers: Krevel Trucking Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 1, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1991 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: 44
Revolving Credit Balance: $13,945.00 Public Records On File: 0
Revolving Line Utilization: 87.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have approximately $ 14000.00 in debt from credit cards because I fell on hard times and had to overcome unemployment. Although money was very sparse, the bills kept coming and the credit cards responded to raising my interest rates to 29 % . Most of the cards have a minimum payment between $50 to $ 225 .
If you have a delinquency in the last 2 years, please explain the reason.I have had no delinquencies in the last 2 years.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My biggest expenses currently are rent, gas, cell phone and food and gas .

 


 

 

 

Member Payment Dependent Notes Series 773117

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

773117

$12,000

$12,000

15.99%

1.00%

June 15, 2011

June 15, 2016

June 15, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 773117. Member loan 773117 was requested on June 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,167 / month
Current employer: US BANK Debt-to-income ratio: 13.51%
Length of employment: 1 year Location: WEST HAVEN, UT
       
Home town:
Current & past employers: US BANK
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/01/11 > Payoff Existing Credit Cards and Monthly Reduction in Expenses from $700 a month to $300! Borrower added on 06/11/11 > 3 days left! Thank you to everyone that has helped me thus far! I really appreciate it! I am still in need of $4,550 in the next three days; I am hoping I can get there to pay off all of these bills and have one affordable payment! Thank you to everyone again who has help funded my loan; if only I can hit an additional 4500 I will even more happy! Thank you again!

 

A credit bureau reported the following information about this borrower member on June 1, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2000 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: 42
Revolving Credit Balance: $6,809.00 Public Records On File: 0
Revolving Line Utilization: 52.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have approximately 3 credit cards balances total approx $11K; 2 Capital One Cards rates 19.99% on one with 3200 balance, 23.99% on account with 4800 balance; and another credit card with apprx 3000 in credit card debt thru HSBC; looking at paying these cards off ASAP and closing out. Tried to refinance however market conditions do not permit as value of loan over max guidelines by lender.

 


 

 

 

Member Payment Dependent Notes Series 773205

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

773205

$9,000

$9,000

16.49%

1.00%

June 15, 2011

June 21, 2016

June 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 773205. Member loan 773205 was requested on June 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,500 / month
Current employer: Monroe Trucking Debt-to-income ratio: 6.60%
Length of employment: 5 years Location: Manfield, TX
       
Home town:
Current & past employers: Monroe Trucking
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/10/11 > Medical bills

 

A credit bureau reported the following information about this borrower member on June 7, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2004 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,338.00 Public Records On File: 0
Revolving Line Utilization: 61.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Medical bills
What is your intended use for the loan proceeds?Medical bills
What is your intended use for the loan proceeds?Medical bills
What is your intended use for the loan proceeds?Medical bills
What is your intended use for the loan proceeds?Medical bills
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$3000.00

 


 

 

 

Member Payment Dependent Notes Series 773235

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

773235

$18,000

$18,000

8.49%

1.00%

June 16, 2011

June 15, 2014

June 15, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 773235. Member loan 773235 was requested on June 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,833 / month
Current employer: Zions Bancorporation Debt-to-income ratio: 24.16%
Length of employment: 9 years Location: Houston, TX
       
Home town:
Current & past employers: Zions Bancorporation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 1, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2000 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 38 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,704.00 Public Records On File: 0
Revolving Line Utilization: 10.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Monthly rent: $1,525 AT&T U-verse (cable/internet): $118 Verizon Wireless: $86 Electricity: $60 Car payment: $485 Car insurance: $105 Installment Loan: $283 Total Credit Card: keep balance at a min Thanks in advance for your support.
What is your intended use for the loan proceeds?The loan proceeds will be used to assist my sister with her medical expenses.

 


 

 

 

Member Payment Dependent Notes Series 773236

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

773236

$20,000

$20,000

11.99%

1.00%

June 17, 2011

June 18, 2016

June 18, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 773236. Member loan 773236 was requested on June 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,333 / month
Current employer: Dairyland Debt-to-income ratio: 12.44%
Length of employment: 1 year Location: CORONA, NY
       
Home town:
Current & past employers: Dairyland
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/07/11 > will payoff all credit debt and close them

 

A credit bureau reported the following information about this borrower member on June 4, 2011:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 07/2000 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,085.00 Public Records On File: 0
Revolving Line Utilization: 17.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?not being used for multiple purposes
Which debts do you plan to pay off with this loan?Solely credit card debt.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?The total balance across 11 cards is approximately 25,000. The rates range from 8 to 24.99% and the total minimum payments total around 700 monthly. With this loan the debts are reduced by the amount of the loan and the monthly payments will total about 500 monthly. I plan to payoff the debts with the highest interest rate first.

 


 

 

 

Member Payment Dependent Notes Series 773278

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

773278

$18,000

$18,000

20.25%

1.00%

June 16, 2011

June 15, 2016

June 15, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 773278. Member loan 773278 was requested on June 1, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $13,333 / month
Current employer: Gibbs & Soell Inc Debt-to-income ratio: 5.00%
Length of employment: 10+ years Location: Stamford, CT
       
Home town:
Current & past employers: Gibbs & Soell Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/01/11 > Thank you for the loan. i have been at my current job for more than 11 years and make a significant salary that will provide me the ability to repay this loan. I am a solid investment and pay my debts on time and in full. Borrower added on 06/01/11 > Thank you for confirming my email address. I look forward to your response and working with you to repay my loan.

 

A credit bureau reported the following information about this borrower member on June 1, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1992 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 27 Months Since Last Delinquency: 7
Revolving Credit Balance: $2,719.00 Public Records On File: 1
Revolving Line Utilization: 73.50% Months Since Last Record: 114
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.Any delinquency was purely an accident or oversight. I am careful to repay my loans and payments on time.
If you have a public record on file, please briefly explain the event and its resolution.We had a bankruptcy 10 years ago that was the result of closing a business due to circumstances outside of our control. This has been completely discharged.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My personal monthly expenses are approximately $3,500 per month, which includes the items listed above.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Our monthly mortgage expenses, including insurance and taxes is $3675. Our principal and interest payment is $2904. Taxes and insurance is $770.98.
What is the home improvement project you are planning?The project is to replace a retaining wall that supports our entry and driveway and central air conditioning installation.
Is the improvement to your primary residence or an investment property?My primary residence. We do not have an investment property.
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?Our balance is $512,000. Monthly mortgage payment including insurance and taxes is $3675. Interest rate is 5.375%.

 


 

 

 

Member Payment Dependent Notes Series 773438

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

773438

$25,000

$25,000

14.79%

1.00%

June 15, 2011

June 16, 2016

June 16, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 773438. Member loan 773438 was requested on June 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $13,333 / month
Current employer: OSI Consulting Debt-to-income ratio: 12.77%
Length of employment: 5 years Location: KIRKLAND, WA
       
Home town:
Current & past employers: OSI Consulting
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/02/11 > Am already paying $900/month to credit card lenders and hope to replace it with the considerably lower payment.

 

A credit bureau reported the following information about this borrower member on June 2, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2000 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: 67
Revolving Credit Balance: $23,988.00 Public Records On File: 0
Revolving Line Utilization: 58.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$5000
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)$5000
If you have a delinquency in the last 2 years, please explain the reason.No delinquencies ever.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards - Debt Balance $25K. Average interest rate 18%, Minimum monthly payments $700 (will be paid off & replaced by Lending Club loan, if funded) Mortgage - Balance $400K, Monthly payment $3200 Student loan - Balance $60K, Monthly payment $400 Car loan - Balance $10K, Monthly payment $800
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards - Debt Balance $25K. Average interest rate 18%, Minimum monthly payments $700 (will be paid off & replaced by Lending Club loan, if funded) Mortgage - Balance $400K, Monthly payment $3200 Student loan - Balance $60K, Monthly payment $400 Car loan - Balance $10K, Monthly payment $800

 


 

 

 

Member Payment Dependent Notes Series 773467

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

773467

$15,000

$15,000

5.99%

1.00%

June 17, 2011

June 19, 2014

June 19, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 773467. Member loan 773467 was requested on June 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,583 / month
Current employer: ford motor co Debt-to-income ratio: 22.13%
Length of employment: 10+ years Location: bardstown, KY
       
Home town:
Current & past employers: ford motor co
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/15/11 > To pay off all credit cards and cancel the credit cards.To be debt free in 3 years!!!!!!!!!!

 

A credit bureau reported the following information about this borrower member on June 2, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1994 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 34 Months Since Last Delinquency: n/a
Revolving Credit Balance: $26,805.00 Public Records On File: 0
Revolving Line Utilization: 35.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?consoladiate debt
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)$1600.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$1600.00
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$2000.00
Please explain the reason why you carry a large revolving credit balance.Because I need to cancel my credit cards.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$1600.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$1600.00
Which debts do you plan to pay off with this loan?my other lending club account, visa, macy's
If you have a delinquency in the last 2 years, please explain the reason.no delinquency
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I will be using all the money to consolidate my debt.

 


 

 

 

Member Payment Dependent Notes Series 773533

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

773533

$7,175

$7,175

7.49%

1.00%

June 16, 2011

June 16, 2014

June 16, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 773533. Member loan 773533 was requested on June 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,083 / month
Current employer: Conroy, Simberg, et al., P.A. Debt-to-income ratio: 29.29%
Length of employment: < 1 year Location: Hollywood, FL
       
Home town:
Current & past employers: Conroy, Simberg, et al., P.A.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/03/11 > I am requesting this loan in order to cover my wedding expenses. I have budgeted the payment amount for this loan into my monthly budget, and have calculated that after all of my bills, including this loan, have been paid, I will still have approximately $1,000.00 per month left over. I have been continuously employed in the same field for over ten years, and I have never been late or defaulted on any debts and I would appreciate your help with this loan. Thank you.

 

A credit bureau reported the following information about this borrower member on June 2, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1991 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,136.00 Public Records On File: 0
Revolving Line Utilization: 58.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)My monthly housing expenses (rent, utilities and insurance) total $1,278.00.

 


 

 

 

Member Payment Dependent Notes Series 773550

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

773550

$9,900

$9,900

5.99%

1.00%

June 16, 2011

June 16, 2014

June 16, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 773550. Member loan 773550 was requested on June 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,500 / month
Current employer: Aurora Diagnostics Debt-to-income ratio: 21.87%
Length of employment: 4 years Location: Palm Beach Gardens, FL
       
Home town:
Current & past employers: Aurora Diagnostics
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/03/11 > I have a 3-5 year plan to be totally out of debt (except my mortgage) and this loan is part of that plan. I want to pay off a high interest credit card (20+%) so that my monthly payments are going towards principle instead off all interest and never carry a balance on that card again.

 

A credit bureau reported the following information about this borrower member on June 2, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1988 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $38,887.00 Public Records On File: 0
Revolving Line Utilization: 56.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 773619

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

773619

$14,400

$14,400

11.49%

1.00%

June 16, 2011

June 16, 2016

June 16, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 773619. Member loan 773619 was requested on June 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,333 / month
Current employer: Marywood University Debt-to-income ratio: 20.58%
Length of employment: 10+ years Location: Jessup, PA
       
Home town:
Current & past employers: Marywood University
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/06/11 > Paying off debt that was not originally mine. I inherited it and would really like to be credit card free....

 

A credit bureau reported the following information about this borrower member on June 2, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1986 Delinquent Amount: $0.00
Open Credit Lines: 20 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,453.00 Public Records On File: 0
Revolving Line Utilization: 19.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I ended up with half of what she charged.
Please explain the reason why you carry a large revolving credit balance.I ended up with half of what she charged.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?American Express - 7500 - 175 per month Searscard - 2300 - 38 per month Kohls 300.00 - 35 per month no student loans or mortgage.
Which debts do you plan to pay off with this loan?American Express, Sears Card and Home depot.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent - 300.00 per month Car Payment - 465.00 per month Utilities and food - 600.00 per month When all are paid I have approximately 1800.00 per month left.
What is your intended use for the loan proceeds?Credit card payoff and engagement ring.

 


 

 

 

Member Payment Dependent Notes Series 773649

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

773649

$18,000

$18,000

8.49%

1.00%

June 16, 2011

June 16, 2014

June 16, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 773649. Member loan 773649 was requested on June 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,500 / month
Current employer: Stauffer Glove and Safety Debt-to-income ratio: 9.53%
Length of employment: 3 years Location: harleysville, PA
       
Home town:
Current & past employers: Stauffer Glove and Safety
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/02/11 > Looking to payoff all existing credit card debt with a substantially lower interest rate with a lending club loan. Rather than take a snowball approach, I like the idea of paying it all of in one shot. Questions? Ask! Borrower added on 06/07/11 > Brief Update : I have gathered the requested documents (pay stub+tax return) and submitted them to LC. I'm awaiting any feedback on the submission. Any questions, please feel free to ask. Thanks. Borrower added on 06/09/11 > Some of the questions came in multiple times, but, the same question. If there any still unanswered questions or you would like more details, please ask. Thanks. Borrower added on 06/15/11 > Thanks everyone for making this possible! I recently tipped the 60% funded marker. Looking forward to paying off debt and having a simple, affordable payment. Thanks.

 

A credit bureau reported the following information about this borrower member on June 2, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1983 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $25,731.00 Public Records On File: 0
Revolving Line Utilization: 43.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Home (loan, not rent) - 2600 (inclusive of payment for taxes and home policy in escrow) Transportation - 160 per month, gas 100 per month Utils (cable, electric, water, trash, sewer) - 275 per month Phone (cell) - 50 per month Insurance (car) - 150 per month Food - 250 per month Other questions, please ask!
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I believe the other answer should provide the information you are looking for.
Please explain the reason why you carry a large revolving credit balance.The balance is actually much different than it once was. I have proactively been chopping away at my excess debt fat. I want to live debt free. Now, to directly answer your question, it was amassed largely due to home improvements.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I believe the other answer should provide the information you are looking for.

 


 

 

 

Member Payment Dependent Notes Series 773791

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

773791

$32,000

$32,000

14.79%

1.00%

June 16, 2011

June 16, 2016

June 16, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 773791. Member loan 773791 was requested on June 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: n/a Debt-to-income ratio: 19.64%
Length of employment: 6 years Location: brooklyn, NY
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/16/11 > Self employed for the last 8 years, last year income $58,000, want to get one monthly payment for my debt.

 

A credit bureau reported the following information about this borrower member on May 16, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2005 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $236.00 Public Records On File: 0
Revolving Line Utilization: 0.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 773835

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

773835

$20,000

$20,000

12.99%

1.00%

June 15, 2011

June 16, 2016

June 16, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 773835. Member loan 773835 was requested on June 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,500 / month
Current employer: PROGRESS ENERGY FLA. Debt-to-income ratio: 10.08%
Length of employment: 10+ years Location: dunnellon, FL
       
Home town:
Current & past employers: PROGRESS ENERGY FLA.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/02/11 > pay for a pool/ have been at my job 30+ years Borrower added on 06/04/11 > i can pay my loans

 

A credit bureau reported the following information about this borrower member on June 2, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1993 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $36,552.00 Public Records On File: 0
Revolving Line Utilization: 80.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.add on to house
What is the home improvement project you are planning?pool with enclosure
Is the improvement to your primary residence or an investment property?primary
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?85,000.00 / ? / 575.00
Is this for a home improvement you have already made, or one that you are planning to make?planning to make
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?aprox. 1,000.00
What is the estimated current market value of your home?125,000.00

 


 

 

 

Member Payment Dependent Notes Series 773868

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

773868

$15,000

$15,000

11.99%

1.00%

June 17, 2011

June 17, 2016

June 17, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 773868. Member loan 773868 was requested on June 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,167 / month
Current employer: Fentress & Barnes Debt-to-income ratio: 11.04%
Length of employment: 2 years Location: Cardington, OH
       
Home town:
Current & past employers: Fentress & Barnes
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/07/11 > I plan to use the funds to consolidate my debt. I need something that will provide me with a low monthly payment & interest rate so I can pay my principal balance sooner. I am extremely excited to pay off my debt so I can have a happier more fulfulling future. Borrower added on 06/11/11 > I have never defaulted on any loan & have excellent credit.

 

A credit bureau reported the following information about this borrower member on June 2, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2004 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,987.00 Public Records On File: 0
Revolving Line Utilization: 24.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My total monthly expenses are around $1500. This figure also includes my house payment.
Which debts do you plan to pay off with this loan?Credit cards & a portion of my student loans

 


 

 

 

Member Payment Dependent Notes Series 773909

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

773909

$4,000

$4,000

17.49%

1.00%

June 20, 2011

June 17, 2014

June 17, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 773909. Member loan 773909 was requested on June 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,350 / month
Current employer: Accenture Debt-to-income ratio: 18.21%
Length of employment: 3 years Location: Atlanta, GA
       
Home town:
Current & past employers: Accenture
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 3, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2000 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 18 Months Since Last Delinquency: 14
Revolving Credit Balance: $37,484.00 Public Records On File: 0
Revolving Line Utilization: 99.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I will be using the loan to pay the remaining balance owed to a lawyer.
Please explain the reason why you carry a large revolving credit balance.Sadly, it's due largely to bad spending decisions made while I was in college. I'm now three years removed from college and hopefully in the next few years I'll be able to completely rectify all of those poor choices. Thanks for asking.

 


 

 

 

Member Payment Dependent Notes Series 773949

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

773949

$9,950

$9,950

8.49%

1.00%

June 16, 2011

June 16, 2014

June 16, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 773949. Member loan 773949 was requested on June 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,500 / month
Current employer: The School Debt-to-income ratio: 23.28%
Length of employment: 1 year Location: Tacoma, WA
       
Home town:
Current & past employers: The School
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Over the past two years, my credit card debt has risen due to my struggling small business. Last year, I decided to join a very stable, medium-sized business as a means to stabilize my finances. I would like to expedite this process a lower interest loan from Lending Club. <br><br> For over ten years, I have maintained a good credit history, staying on top of my student loans, car payments, and monthly credit card payments. My current budget is as follows: <br><br> Auto Insurance: $138<br> Internet: $40<br> Student Loan: $40<br> Entertainment: $100<br> Gifts: $100<br> Mobile Phone: $80<br> Emergency Fund Growth: $150<br> Food: $100<br> <br><br> Given the nature of my work, I do not pay for rent or most of my food, but I do spend an additional $250/month on food during three months of the year. <br><br> The rest of my money is allocated towards credit card payments, the occasional vet bill, and holiday travel expenses. <br><br> I'd be happy to answer any questions you may have. Thanks for considering my loan offer!

 

A credit bureau reported the following information about this borrower member on June 2, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1999 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,522.00 Public Records On File: 0
Revolving Line Utilization: 58.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 774216

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

774216

$12,000

$12,000

16.49%

1.00%

June 16, 2011

June 16, 2016

June 16, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 774216. Member loan 774216 was requested on June 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,000 / month
Current employer: Doctor Charles Dorato Debt-to-income ratio: 18.63%
Length of employment: 10+ years Location: New York, NY
       
Home town:
Current & past employers: Doctor Charles Dorato
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 2, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1988 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,376.00 Public Records On File: 0
Revolving Line Utilization: 57.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I intend to use the loan proceeds to start a dental consulting firm, which will assist new dental hygienists get the most out of work and life at every stage in their career. I also want to consult dental practices so they can Increasing production, identify periodontal diseases and recommend appropriate treatment, identify and promoting restorative procedures, enhance communication skills, develop job satisfaction, and identify & provide resources to patients in regard to periodontal treatment.
What is your intended use for the loan proceeds?I intend to use the loan proceeds to start a dental consulting firm, which will assist new dental hygienists get the most out of work and life at every stage in their career. I also want to consult dental practices so they can Increasing production, identify periodontal diseases and recommend appropriate treatment, identify and promoting restorative procedures, enhance communication skills, develop job satisfaction, and identify & provide resources to patients in regard to periodontal treatment.
What is your intended use for the loan proceeds?I intend to use the loan proceeds to start a dental consulting firm, which will assist new dental hygienists get the most out of work and life at every stage in their career. I also want to consult dental practices so they can Increasing production, identify periodontal diseases and recommend appropriate treatment, identify and promoting restorative procedures, enhance communication skills, develop job satisfaction, and identify & provide resources to patients in regard to periodontal treatment.
What is your intended use for the loan proceeds?I intend to use the loan proceeds to start a dental consulting firm, which will assist new dental hygienists get the most out of work and life at every stage in their career. I also want to consult dental practices so they can Increasing production, identify periodontal diseases and recommend appropriate treatment, identify and promoting restorative procedures, enhance communication skills, develop job satisfaction, and identify & provide resources to patients in regard to periodontal treatment.
What type of business are you starting?I intend to start a dental consulting firm, which will assist new dental hygienists and dental practices get the most out of work and life at every stage in their career. I also want to consult dental practices so they can Increasing production, identify periodontal diseases and recommend appropriate treatment, identify and promote restorative procedures, enhance communication skills, develop job satisfaction, and identify & provide resources to patients in regard to periodontal treatment.
What type of business are you starting?I intend to start a dental consulting firm, which will assist new dental hygienists and dental practices get the most out of work and life at every stage in their career. I also want to consult dental practices so they can Increasing production, identify periodontal diseases and recommend appropriate treatment, identify and promote restorative procedures, enhance communication skills, develop job satisfaction, and identify & provide resources to patients in regard to periodontal treatment.
Please describe your experience/familiarity with the business you are starting/started?I have been a registered dental hygienist for 27 years, and have been working with the same employer for the past 24 years this August. I received my Associates Degree in Dental Hygiene in 1984, and received a dental assistant certification in High School in 1980. My many years of experience has established me as an expert in the field of dental hygiene and I believe that starting my own dental consulting firm is the right choice for me to show my many skills, and help others in the field get the most of their careers and provide exceptional care to their patients.
What do you project your monthly expenses for the first 6 months of your business?I project the following startup costs for 6 Months: Month 1-2: Legal Related Expenses (e.g. Incorporating, consulting lawyer, Accountant, etc.) $2,500 Month 3: Business Equipment (e.g. computer, desk, fax machine, printer paper, printer ink, etc.): $ 2,500 Month 4: Graphic Work (e.g. website design, logo, etc.): $ 2,000 Month 5: Market/Lead Research: $2,000 Month 6: Marketing Campaign (e.g. Google Adwords, Social Media (Facebook, Twitter), Press Releases, etc.): $ 3,000 Total: $12,000 estimated!

 


 

 

 

Member Payment Dependent Notes Series 774290

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

774290

$35,000

$34,675

16.89%

1.00%

June 17, 2011

June 16, 2016

June 16, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 774290. Member loan 774290 was requested on June 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,800 / month
Current employer: State of Illinois Debt-to-income ratio: 10.97%
Length of employment: 10+ years Location: Quincy, IL
       
Home town:
Current & past employers: State of Illinois
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/03/11 > Went though a few challenges and accumlated some credit card debt. This loan will be a great way to pay off high interest credit cards, see the monthly progress and have a deadline to pay it off. Borrower added on 06/09/11 > I have a very good and stable job. I can easily make the loan payments. Great return for investors. And it'll be paid on time every time. Thanks to everyone who invests!

 

A credit bureau reported the following information about this borrower member on June 2, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1996 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,223.00 Public Records On File: 0
Revolving Line Utilization: 23.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Mortgage - $1370, taxes - $340, insurance - $80
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.MasterCard $135, 29%, $135; MasterCard $1393, 25%, $65; Visa $3650, 20%, $110; MasterCard $3013, 25%, $86; MasterCard $1032, 29%, $60 Visa $5921, 25%, 285; MasterCard $4768, 20%, $112; Visa $5582, 21%, 227; Discover $5903, 18%, $174
What is the total balance of your credit cards, interest rates and current monthly payments?Total balance $31,400; 18%-29%; $1254
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Old payments - $1254; New loan payment - $868
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Old payments - $1254; New loan payment - $868
What is the total balance of your credit cards, interest rates and current monthly payments?Total balance $31,400; 18%-29%; $1254
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.MasterCard $135, 29%, $135; MasterCard $1393, 25%, $65; Visa $3650, 20%, $110; MasterCard $3013, 25%, $86; MasterCard $1032, 29%, $60 Visa $5921, 25%, 285; MasterCard $4768, 20%, $112; Visa $5582, 21%, 227; Discover $5903, 18%, $174
What is your intended use for the loan proceeds?To pay off high interest credit cards.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.MasterCard $135, 29%, $135; MasterCard $1393, 25%, $65; Visa $3650, 20%, $110; MasterCard $3013, 25%, $86; MasterCard $1032, 29%, $60 Visa $5921, 25%, 285; MasterCard $4768, 20%, $112; Visa $5582, 21%, 227; Discover $5903, 18%, $174
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage, taxes, ins etc 1870, utilities 250, phone 70, other insurance 125, food 800, car payment 400, gas 40 I drive a company vehicle for work and they furnish gas.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage, taxes, ins etc 1870, utilities 250, phone 70, other insurance 125, food 800, car payment 400, gas 40 I drive a company vehicle for work and they furnish gas.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Mortgage, including taxes, ins etc 1870, utilities 250, no home equity or heloc.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The loan is single purpose and will go toward paying off high interest cards.
If you have a delinquency in the last 2 years, please explain the reason.I have no delinquencies.
Please explain the reason why you carry a large revolving credit balance.Not a result of overspending or living above my means. But a result of a personal disaster I have now recovered from except for some credit card balances.
If you have a public record on file, please briefly explain the event and its resolution.No public record.

 


 

 

 

Member Payment Dependent Notes Series 774318

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

774318

$20,000

$20,000

12.99%

1.00%

June 17, 2011

June 16, 2016

June 16, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 774318. Member loan 774318 was requested on June 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $16,667 / month
Current employer: White Plains Hospital Debt-to-income ratio: 2.39%
Length of employment: 7 years Location: Yorktown Heights, NY
       
Home town:
Current & past employers: White Plains Hospital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/02/11 > Three retaining walls, two patios, tree removal and front steps done on property and house.

 

A credit bureau reported the following information about this borrower member on June 2, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2000 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 22 Months Since Last Delinquency: 15
Revolving Credit Balance: $50,763.00 Public Records On File: 0
Revolving Line Utilization: 16.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I have an outstanding balance of 4000 on a discover card. The home equity line of 46,000 sometimes shows as a revolving account but is actually an installment account. Other than that I do not have a large revolving account of credit balance.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Mortgage is 3400.00 a month and that includes all taxes and insurance.
Is the improvement to your primary residence or an investment property?This is our primary residence.
Is this for a home improvement you have already made, or one that you are planning to make?We are half way through the improvement and have paid for more than half already.
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?Mortgage is 3400.00 at 6.25% (we did not refinance as of yet). Outstanding balance of the mortgage is $355,000 and the house is valued at $525000.
If you have a delinquency in the last 2 years, please explain the reason.I had one 30 day late on a home depot account a couple of years ago and is the only default I have had in over 7 years. I had thought I had paid it but when I checked my account and saw that the payment was not processed, I paid the account in full.

 


 

 

 

Member Payment Dependent Notes Series 774335

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

774335

$7,125

$7,125

9.99%

1.00%

June 17, 2011

June 21, 2014

June 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 774335. Member loan 774335 was requested on June 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: ramos @ associates inc. Debt-to-income ratio: 13.38%
Length of employment: 2 years Location: Plymouth Meeting, PA
       
Home town:
Current & past employers: ramos @ associates inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 2, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1999 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,077.00 Public Records On File: 0
Revolving Line Utilization: 51.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 774336

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

774336

$20,000

$20,000

18.39%

1.00%

June 17, 2011

June 16, 2016

June 16, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 774336. Member loan 774336 was requested on June 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: maguire group inc Debt-to-income ratio: 23.56%
Length of employment: 5 years Location: CORAOPOLIS, PA
       
Home town:
Current & past employers: maguire group inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/03/11 > Thank you for your help ....I am using this to help pay off student loan and pay for a wedding

 

A credit bureau reported the following information about this borrower member on June 2, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2001 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: n/a
Revolving Credit Balance: $20,619.00 Public Records On File: 0
Revolving Line Utilization: 92.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 774349

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

774349

$5,000

$5,000

14.82%

1.00%

June 14, 2011

June 22, 2014

June 22, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 774349. Member loan 774349 was requested on June 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,333 / month
Current employer: comcast Debt-to-income ratio: 5.25%
Length of employment: 4 years Location: TRENTON, NJ
       
Home town:
Current & past employers: comcast
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 2, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2000 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 5 Months Since Last Delinquency: 56
Revolving Credit Balance: $833.00 Public Records On File: 0
Revolving Line Utilization: 20.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 774428

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

774428

$30,000

$30,000

13.99%

1.00%

June 17, 2011

June 16, 2016

June 16, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 774428. Member loan 774428 was requested on June 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $11,250 / month
Current employer: JDB Services, Inc. Debt-to-income ratio: 2.27%
Length of employment: 10+ years Location: Santa Fe, TX
       
Home town:
Current & past employers: JDB Services, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/06/11 > I plan to use the loan proceeds to make a number of major purchases that include repairs to my home and vehicle. I have an excellent credit rating that attests to the fact of my prompt debt payments in the past. I have been employed with the same company for fifteen years.

 

A credit bureau reported the following information about this borrower member on June 2, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1992 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: 57
Revolving Credit Balance: $8,206.00 Public Records On File: 0
Revolving Line Utilization: 21.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I have a number of issues that I have to take care of all at once. My truck needs work on its drivetrain est. to be around $10,000. I have an air conditioning unit that needs to be replaced. I would like to use part of it to fully pay for braces for my daughter, and I also want to pay off an $8000 credit card debt.
Please explain the reason why you carry a large revolving credit balance.The majority of the balance is from paying the high deductible on my health insurance. A family member required surgery earlier this year and we had not met our deductible at the time.

 


 

 

 

Member Payment Dependent Notes Series 774432

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

774432

$10,000

$10,000

8.49%

1.00%

June 17, 2011

June 16, 2014

June 16, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 774432. Member loan 774432 was requested on June 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,917 / month
Current employer: AmerisourceBergen Corp. Debt-to-income ratio: 26.91%
Length of employment: 10+ years Location: Richmond, VA
       
Home town:
Current & past employers: AmerisourceBergen Corp.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/03/11 > This loan is for a combination of debt consolidation and a little extra for a trip I plan to take. The consolidation is self explanatory. If further information is needed, I will be glad to supply it. The trip is a personal thing, therefore, I cannot post anything about it. Borrower added on 06/06/11 > This loan is to help me at the present time. It will used toward a better future for me. I hope one day, I will be able to help someone out like you're helping me. I really need this loan, There's a lot riding on this loan. Borrower added on 06/14/11 > Like I mentioned, this is a loan I really need. I'm not asking for a hand me out, I DO plan to pay back. I just need the money now as opposed to in 4 to 5 years. I can honestly say, this is one investment you will not regret making.

 

A credit bureau reported the following information about this borrower member on June 2, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1989 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,610.00 Public Records On File: 0
Revolving Line Utilization: 58.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent is $550/month Utilities is about $130/month which includes cable and internet Phone is $55/month Insurane is $73/month Transportation is no more than $70/month Food is about $180-$220/month

 


 

 

 

Member Payment Dependent Notes Series 774453

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

774453

$27,000

$27,000

20.62%

1.00%

June 17, 2011

June 16, 2016

June 16, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 774453. Member loan 774453 was requested on June 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,417 / month
Current employer: Hamilton County Municipal Court Debt-to-income ratio: 19.35%
Length of employment: 10+ years Location: Cincinnati, OH
       
Home town:
Current & past employers: Hamilton County Municipal Court
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/02/11 > Investing in Real Estate. House valued at $90,000 purchase price plus repairs $25,000. I will make a substantial profit either renting or selling. Borrower added on 06/02/11 > Real Estate Investing

 

A credit bureau reported the following information about this borrower member on June 2, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1990 Delinquent Amount: $0.00
Open Credit Lines: 25 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 54 Months Since Last Delinquency: n/a
Revolving Credit Balance: $69,940.00 Public Records On File: 0
Revolving Line Utilization: 64.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?The loan proceeds will be used to pay off two credit cards that were used to finance the original purchase. The balance will be used to make repairs and improvements.
Please describe your experience/familiarity with the business you are starting/started?This is my second rental property. The first property I rented for six months then sold for a profit. I plan on doing the same with this rental property. I plan on holding for no longer than 1 year.

 


 

 

 

Member Payment Dependent Notes Series 774454

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

774454

$29,000

$29,000

20.99%

1.00%

June 17, 2011

June 16, 2016

June 16, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 774454. Member loan 774454 was requested on June 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,833 / month
Current employer: Eagle Mountain- Saginaw ISD Debt-to-income ratio: 11.73%
Length of employment: 2 years Location: Fort Worth, TX
       
Home town:
Current & past employers: Eagle Mountain- Saginaw ISD
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 18, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1999 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 22 Months Since Last Delinquency: 5
Revolving Credit Balance: $18,256.00 Public Records On File: 0
Revolving Line Utilization: 92.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I am building my credit by maintaining revolving credit line. The payments are made on time every month with no problems. I take my credit very serious.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).My husband takes care of the mortgage etc. My income is our free and clear additional income.
Is the improvement to your primary residence or an investment property?The improvement will be an inground pool to our primary residence. We have lived here in Texas for 4 years now and love it. This pool is also considered an investment for my family as it will give us a place enjoy during the hot Texas summers.
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?This information was provided previously to you. If you did not receive it please repost this question and I will be happy to post full detail. Our mortgage is a 30 yr VA fixed at 4.75%.
Please explain the reason why you carry a large revolving credit balance.I am building my credit by maintaining revolving credit line. The payments are made on time every month with no problems. I take my credit very serious.
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?This information was provided previously to you. If you did not receive it please repost this question and I will be happy to post full detail. Our mortgage is a 30 yr VA fixed at 4.75%.

 


 

 

 

Member Payment Dependent Notes Series 774577

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

774577

$25,000

$15,275

20.25%

1.00%

June 21, 2011

June 20, 2016

June 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 774577. Member loan 774577 was requested on June 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,500 / month
Current employer: blue line Debt-to-income ratio: 1.00%
Length of employment: < 1 year Location: Columbus, OH
       
Home town:
Current & past employers: blue line
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 6, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1999 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,678.00 Public Records On File: 0
Revolving Line Utilization: 89.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?rehab investment property . new roof , new windows, new hvac, new kitchen, new bathrooms, new carpet ,flooring. total make over. then hire broker to sell. I do not need income to live on , this is just investment funds needed
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I own all my cars, mortgage and all other cost are around 2600 a month. the loan is for investment only , not needed for personal use.

 


 

 

 

Member Payment Dependent Notes Series 774683

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

774683

$8,000

$8,000

6.99%

1.00%

June 15, 2011

June 16, 2014

June 16, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 774683. Member loan 774683 was requested on June 2, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,000 / month
Current employer: Five Star Home Inspections, Inc Debt-to-income ratio: 13.63%
Length of employment: 7 years Location: Olathe, KS
       
Home town:
Current & past employers: Five Star Home Inspections, Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 2, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1998 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,134.00 Public Records On File: 0
Revolving Line Utilization: 71.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?The intended purpose for our loan is to help fund a domestic adoption of a newborn child. We have the funds for 80% of the adpotion. The additional $8000 will help us with the remaining needed.
What is your intended use for the loan proceeds?The intended purpose for our loan is to help fund a domestic adoption of a newborn child. We have the funds for 80% of the adpotion. The additional $8000 will help us with the remaining needed.

 


 

 

 

Member Payment Dependent Notes Series 774690

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

774690

$12,000

$12,000

24.40%

1.00%

June 17, 2011

June 22, 2016

June 22, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 774690. Member loan 774690 was requested on June 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,981 / month
Current employer: Mary Manning walsh Home Debt-to-income ratio: 12.98%
Length of employment: 7 years Location: Jamaica, NY
       
Home town:
Current & past employers: Mary Manning walsh Home
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/08/11 > I'm requesting this loan to do repairs in my apt.

 

A credit bureau reported the following information about this borrower member on June 2, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2006 Delinquent Amount: $0.00
Open Credit Lines: 2 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 5 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,780.00 Public Records On File: 0
Revolving Line Utilization: 98.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Why are you doing this green project?I'm doing this project to improve my quality of life.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$1,072.38
Please explain the reason why you carry a large revolving credit balance.moved into my apt and had to buy furniture and appilance,had to have a new floor layed in kitchen.
Please explain the reason why you carry a large revolving credit balance.moved into my apt and had to buy furniture and appilance,had to have a new floor layed in kitchen.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?to repair floors and to replace energy windows, light fixures and doors.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)my rent is $768.38 a month,line of credit two credit card home insurance $181.00 a month.
If you have a delinquency in the last 2 years, please explain the reason.no i do not have any delinquency.
What is your intended use for the loan proceeds?to make my apt as green as possible to save energy.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?to repair floors and to replace energy windows, light fixures and doors.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).carrying charge for the month $768.38.my insurance for the apt a year is $181.00.don't remember off hand what my taxes is. heating and central air is apart of monthly fees.

 


 

 

 

Member Payment Dependent Notes Series 774869

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

774869

$7,000

$7,000

6.99%

1.00%

June 20, 2011

June 17, 2014

June 17, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 774869. Member loan 774869 was requested on June 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,083 / month
Current employer: Eastman Kodak Debt-to-income ratio: 6.24%
Length of employment: 10+ years Location: Rochester, NY
       
Home town:
Current & past employers: Eastman Kodak
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/03/11 > High Interest Debt (Credit Card) Consolidation only. Never, ever a late payment. Easily within monthly budget. Steadily employed and very secure. Borrower added on 06/07/11 > Steadily employed and very secure.

 

A credit bureau reported the following information about this borrower member on June 3, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1999 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,880.00 Public Records On File: 0
Revolving Line Utilization: 49.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 774938

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

774938

$11,000

$11,000

21.82%

1.00%

June 17, 2011

June 22, 2016

June 22, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 774938. Member loan 774938 was requested on June 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,167 / month
Current employer: Edward Jones Debt-to-income ratio: 18.70%
Length of employment: 10+ years Location: Franklin, NC
       
Home town:
Current & past employers: Edward Jones
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/08/11 > I am using the funds to help family member that is in dire need. My job is very stable. I am very conscientious and pay bills on time and usually pay more than amount due Borrower added on 06/12/11 > I am helping someone in need. I am buying a car and want to take vacation. My job is stable-I have been there 17 years and hope to be there several more.

 

A credit bureau reported the following information about this borrower member on June 4, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1995 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: 40
Revolving Credit Balance: $6,966.00 Public Records On File: 1
Revolving Line Utilization: 70.40% Months Since Last Record: 107
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a public record on file, please briefly explain the event and its resolution.I filed bankruptcy in 2002,which was discharged in 2002 as well.
What is your intended use for the loan proceeds?I want to be able to help someone in need and take a vacation
Please provide additional details regarding the purpose of the loanTake a vacation; purchase a vehicle;help someone in need
What is your intended use for the loan proceeds?I want to be able to help someone in need and take a vacation
If you have a public record on file, please briefly explain the event and its resolution.I filed bankruptcy in 2002,which was discharged in 2002 as well.
If you have a public record on file, please briefly explain the event and its resolution.I filed bankruptcy in 2002,which was discharged in 2002 as well.

 


 

 

 

Member Payment Dependent Notes Series 774984

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

774984

$12,000

$12,000

11.49%

1.00%

June 16, 2011

June 17, 2016

June 17, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 774984. Member loan 774984 was requested on June 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: Shelby County Debt-to-income ratio: 14.90%
Length of employment: 10+ years Location: Russia, OH
       
Home town:
Current & past employers: Shelby County
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 3, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1988 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $36,398.00 Public Records On File: 0
Revolving Line Utilization: 79.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.My credit balance is not that large. I just want to only have 1 payment so I,m coving all my bases.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have already been told that I have the loan. I don't think I need to tell everyone my business.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)I don't think I need to let everyone know my business. I know that I can pay all my bills on time every month.
Which debts do you plan to pay off with this loan?I don't think I need to explain which bills I bwill be paying. I will pay all of what I have so I only have 1 bill to pay.

 


 

 

 

Member Payment Dependent Notes Series 775010

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

775010

$35,000

$35,000

20.25%

1.00%

June 17, 2011

June 17, 2016

June 17, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 775010. Member loan 775010 was requested on June 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,200 / month
Current employer: Southern Hills Hospital Debt-to-income ratio: 19.79%
Length of employment: 10+ years Location: Las Vegas, NV
       
Home town:
Current & past employers: Southern Hills Hospital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 3, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1995 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: n/a
Revolving Credit Balance: $25,082.00 Public Records On File: 0
Revolving Line Utilization: 61.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage = 1735.00, utilities =appox 300.00, ins =113.00. My goal is to pay-off as much of the credit debt, hopefully all and limit credit card use.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit cards: balance........interest rate......monthly payment 2238.00........8.99.................74.00 2146.00........17.90................80.00 1325.00.........21.90................55.00 2843.00.........21.00................114.0 1032.00.........16.90.................50.00 4473.00..........25.00.................200.00 4358.00..........23.75..................175.00 8638.00..........6.0......................186.00 (268.00 when possible) 1131.00..........25.99....................88.00 1799.00...........0.0.......................200.00 997.00.............0.0.......................70.00 Monthly payment Mortgage (including taxes, and homeowners Ins.) 1735.00 Auto Loan 506.00 Auto Ins. 113.00
Please explain the reason why you carry a large revolving credit balance.I have recently helped my children with auto and rent issues. Now that they are settled, I wish to pay-off as much, if not all of the revolving balances.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).my mortgage, including ins and taxes = 1735.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?credit cards: balance........interest rate......monthly payment 2238.00........8.99.................74.00 2146.00........17.90................80.00 1325.00.........21.90................55.00 2843.00.........21.00................114.0 1032.00.........16.90.................50.00 4473.00..........25.00.................200.00 4358.00..........23.75..................175.00 8638.00..........6.0......................186.00 (268.00 when possible) 1131.00..........25.99....................88.00 1799.00...........0.0.......................200.00 997.00.............0.0.......................70.00 Monthly payment Mortgage (including taxes, and homeowners Ins.) 1735.00 Auto Loan 506.00 Auto Ins. 113.00
Which debts do you plan to pay off with this loan?all revolving debt. I hope to minimize payments to mortgage, auto, utilities, and this loan repayment.
What is your intended use for the loan proceeds?To pay-off as much , if not all, revolving debt.
What is your intended use for the loan proceeds?To pay-off as much , if not all, revolving debt.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage = 1735.00, utilities =appox 300.00, ins =113.00. My goal is to pay-off as much of the credit debt, hopefully all and limit credit card use.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)credit card balance........interest rate......monthly payment 2238.00........8.99.................74.00 2146.00........17.90................80.00 1325.00.........21.90................55.00 2843.00.........21.00................114.0 1032.00.........16.90.................50.00 4473.00..........25.00.................200.00 4358.00..........23.75..................175.00 8638.00..........6.0......................186.00 (268.00 when possible) 1131.00..........25.99....................88.00 1799.00...........0.0.......................200.00 997.00.............0.0.......................70.00 Monthly payment Mortgage (including taxes, and homeowners Ins.) 1735.00 Auto Loan 506.00 Auto Ins. 113.00 Utilities. appox 300.00 My goal is to use the funds from the loan, to pay-off all (if possible) revolving debt(credit cards). listed above.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).my mortgage, including ins and taxes = 1735.00
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)credit card balance........interest rate......monthly payment 2238.00........8.99.................74.00 2146.00........17.90................80.00 1325.00.........21.90................55.00 2843.00.........21.00................114.0 1032.00.........16.90.................50.00 4473.00..........25.00.................200.00 4358.00..........23.75..................175.00 8638.00..........6.0......................186.00 (268.00 when possible) 1131.00..........25.99....................88.00 1799.00...........0.0.......................200.00 997.00.............0.0.......................70.00 Monthly payment Mortgage (including taxes, and homeowners Ins.) 1735.00 Auto Loan 506.00 Auto Ins. 113.00 Utilities. appox 300.00 My goal is to use the funds from the loan, to pay-off all (if possible) revolving debt(credit cards). listed above.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The funds would be used to pay-off as much credit card debt (hopefully all) as possible.
If you have a delinquency in the last 2 years, please explain the reason.I have no delinquency.
If you have a public record on file, please briefly explain the event and its resolution.I have no public records on file.

 


 

 

 

Member Payment Dependent Notes Series 775086

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

775086

$9,950

$9,950

8.49%

1.00%

June 17, 2011

June 17, 2014

June 17, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 775086. Member loan 775086 was requested on June 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,917 / month
Current employer: Wells Fargo Debt-to-income ratio: 20.21%
Length of employment: 3 years Location: Blaine, MN
       
Home town:
Current & past employers: Wells Fargo
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/06/11 > Requesting this loan to consolidate high-interest debt with the goal of paying it off more aggressively and closing high-interest accounts. I am in a stable and growing position in Technology at a major financial services company. I have been in the role for three years now, and my responsibilities have grown in my time here.

 

A credit bureau reported the following information about this borrower member on June 3, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1998 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 47 Months Since Last Delinquency: 27
Revolving Credit Balance: $18,236.00 Public Records On File: 0
Revolving Line Utilization: 72.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.Thanks for the question. I was living with someone, and much of this debt accumulated when the relationship ended. My household went from two incomes to one, and I soon found that I needed credit to pay for car repairs and other miscellaneous expenses that arose. My income has grown substantially since then, and I have been aggressive in paying down much of my debt. I see this consolidation loan as another tool to help me get to a debt-free place sooner.

 


 

 

 

Member Payment Dependent Notes Series 775118

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

775118

$5,000

$5,000

15.23%

1.00%

June 20, 2011

June 28, 2014

June 28, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 775118. Member loan 775118 was requested on June 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,417 / month
Current employer: Hall Family Homes Debt-to-income ratio: 21.14%
Length of employment: 3 years Location: LONG BEACH, CA
       
Home town:
Current & past employers: Hall Family Homes
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 4, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2008 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,806.00 Public Records On File: 0
Revolving Line Utilization: 19.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Some of it to payoff my other loan with higher interest rate, and to help my friend on her unexpected lawyers fee.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly expenses currently is around $800, that includes car lease, insurance, utilities, phone bills and credit card bills.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly expenses currently is around $800, that includes car lease, insurance, utilities, phone bills and credit card bills.

 


 

 

 

Member Payment Dependent Notes Series 775175

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

775175

$25,000

$25,000

17.49%

1.00%

June 16, 2011

June 17, 2014

June 17, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 775175. Member loan 775175 was requested on June 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,700 / month
Current employer: State of California Debt-to-income ratio: 10.82%
Length of employment: 10+ years Location: Sacramento, CA
       
Home town:
Current & past employers: State of California
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/03/11 > I am looking to consolidate debt and pay 1 bill. I am also looking to become debt free after paying off these bills. Borrower added on 06/03/11 > I have been working for the California Department of Corrections for just under 22 years. I am a reliable and responsible person. I am trying to get control of my credit card bills once and for all. I am not currently behind in any of the bills that I currently have, but I would like to pay 1 monthly payment untlil I can get this bill paid off. I want to thank each and every person who believes in me and puts up money for my re-consolidation, and I want you to know that you won't be sorry. Borrower added on 06/09/11 > I want to thank each and every investor who has looked at my profile and thought enough of me to invest. If you have any questions please contact me. I want to say that because you believed in me enough to invest, I want you to know that paying you back is my number 1 priority.

 

A credit bureau reported the following information about this borrower member on June 3, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1990 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 41 Months Since Last Delinquency: 7
Revolving Credit Balance: $6,176.00 Public Records On File: 0
Revolving Line Utilization: 27.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)My house note is 1200.00 per month no home equity loan no line of credit 175 for electricity insurance is around 150.00 month
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I owe approximately 15000 dollars from credit cards to include visa, master card, best buy. I don't have any student loans. I am looking to pay off all credit cards and have 1 payment.
Which debts do you plan to pay off with this loan?Hello I plan to pay off every single credit card that I have. That is the majority of my bulk. I owe approximately 2000 on my 2006 nissan sentra and if I have enough money, pay that off as well.
If you have a delinquency in the last 2 years, please explain the reason.I do have a delinquency to Chevron on my gas card. I paid them in full so I thought but I didn't take into consideration finance charge. So for 2.87 I had to pay 29.99 for a late fee, as well as the 2.87. I attempted to speak with a manager, but the bottom line is they met me half way, and I still got a 30 day late penalty on my credit report.

 


 

 

 

Member Payment Dependent Notes Series 775233

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

775233

$12,000

$12,000

17.49%

1.00%

June 16, 2011

June 17, 2016

June 17, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 775233. Member loan 775233 was requested on June 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,000 / month
Current employer: Emergency Medicine Physicians Debt-to-income ratio: 15.41%
Length of employment: 10+ years Location: Lebanon, OH
       
Home town:
Current & past employers: Emergency Medicine Physicians
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 3, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1995 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $35,545.00 Public Records On File: 1
Revolving Line Utilization: 88.20% Months Since Last Record: 99
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a public record on file, please briefly explain the event and its resolution.This event happened eight years ago and it was for bankruptcy.This was discharged however it will be on record for three more years however I have moved on and learned a very valuable lesson from it.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).My mortgage is for a little less than 2400 per month which includes taxes and insurance. I have two car payments as well and the rest of my income is to support my family.
Is the improvement to your primary residence or an investment property?This is for a pool loan for my primary residence.
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?The balance on my loan is 288,000 and the monthly payment is a little less than 2400 per month with and interest rate of 5 percent. The payment includes taxes and insurance. I pay this biweekly and plan to have it paid off in less than 20 years.
Is this for a home improvement you have already made, or one that you are planning to make?This is for a pool which I have not done yet, just wanting to borrow half and pay half.

 


 

 

 

Member Payment Dependent Notes Series 775332

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

775332

$12,375

$12,375

12.99%

1.00%

June 15, 2011

June 18, 2016

June 18, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 775332. Member loan 775332 was requested on June 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,944 / month
Current employer: Univ. of California Debt-to-income ratio: 23.89%
Length of employment: 7 years Location: Daly City, CA
       
Home town:
Current & past employers: Univ. of California
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/05/11 > This loan will be used to consolidate two loans. They are currently costing me $288 a month so I'll be paying roughly the same amount of money that I am now but with a lower interest rate. I hoping to save some money in the long run. I have had a stable job for the past seven years and I have been a borrower of Lendingclub in the past with a proven history of making my payments. I've also recently received a pay increase and I have an optimistic future ahead of me with my current employer. Thank you.

 

A credit bureau reported the following information about this borrower member on June 3, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2003 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,499.00 Public Records On File: 0
Revolving Line Utilization: 35.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 775418

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

775418

$18,000

$18,000

10.99%

1.00%

June 17, 2011

June 18, 2016

June 18, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 775418. Member loan 775418 was requested on June 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,667 / month
Current employer: JPMorgan Chase Debt-to-income ratio: 15.35%
Length of employment: 2 years Location: Chatsworth , CA
       
Home town:
Current & past employers: JPMorgan Chase
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/05/11 > I plan to use the funds to pay down credit card bills that have built up during a recent financial hardship. I have never been late on a car, rent, or credit card payment in the past and want to continue that trend. This loan will ensure that I do not have to carry a credit card balance. My job is stable and only looks to improve in the next couple of years.

 

A credit bureau reported the following information about this borrower member on June 4, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1990 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,372.00 Public Records On File: 0
Revolving Line Utilization: 4.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?I have 3 credit cards with balances and a past due amount on a student loan.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Student loan: $6791 balance, 14.75%, $203 monthly payment Credit card 1: $4814 balance, 13.24%, $87 monthly payment Credit card 2: $3189 balance, 16.54%, $154 monthly payment Credit card 3: $2970 balance, 17.99%, $139 monthly payment

 


 

 

 

Member Payment Dependent Notes Series 775434

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

775434

$7,000

$7,000

6.99%

1.00%

June 16, 2011

June 17, 2014

June 17, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 775434. Member loan 775434 was requested on June 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $4,400 / month
Current employer: n/a Debt-to-income ratio: 23.73%
Length of employment: n/a Location: Columbia Falls, MT
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/08/11 > plan to spend this money to pay off my bills. I gthink I am a good risk as my credit rating if good, my house is paid off and I have a steady income. I ws a teacher for 25 years and know how to budget. Borrower added on 06/08/11 > have had some major medical bills Borrower added on 06/14/11 > I really need this loan as I have had large medical bills last 2 years and had to use credit cards. If I get it I can pay them off and just have the loan.

 

A credit bureau reported the following information about this borrower member on June 3, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1979 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: n/a
Revolving Credit Balance: $75,395.00 Public Records On File: 0
Revolving Line Utilization: 38.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.have had some major medical problems

 


 

 

 

Member Payment Dependent Notes Series 775475

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

775475

$30,000

$30,000

7.49%

1.00%

June 20, 2011

June 18, 2014

June 18, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 775475. Member loan 775475 was requested on June 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,042 / month
Current employer: Medtronic Inc Debt-to-income ratio: 4.68%
Length of employment: < 1 year Location: Joplin, MO
       
Home town:
Current & past employers: Medtronic Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/09/11 > Add in-ground swimming pool to primary home. Borrower added on 06/14/11 > I currently work for a very successful medical device company who employs approx 35,000 people worldwide. I adhere to a strict monthly budget. On average I spend approx. $1500-$2000 from my salary toward this budget. I am seeking a loan to install an in-ground swimming pool at my primary residence. This will enable me to enjoy more quality time outside. I have never defaulted on a loan and never made a late payment.

 

A credit bureau reported the following information about this borrower member on June 4, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1995 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 40 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,603.00 Public Records On File: 0
Revolving Line Utilization: 16.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Is the improvement to your primary residence or an investment property?This improvement is to my primary residence
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?The current monthly household expenses are $3227.00 (this reflects the previous months expenditures). I currently own all vehicles and have no outstanding debt. My personal responsibilities toward these monthly expenses constitute approximately 30% of my monthly salary. All car insurance, gas etc is taken care of by my employer. My cell phone and internet are also provided by my employer. Cell phone service for my home/personal use averages $99 per month. Utilities average between $150-300 per month depending on the season. My monthly mortgage in $1704.00 which includes all taxes and insurance premiums for the year. I follow a strict budged and allow approximately $50-75 per week for food and needed household supplies. I also allow approximately $600 per month for entertainment.
What is the estimated current market value of your home?The estimated current market value of my home is $325,000
What is the total balance and monthly payments of your mortgage loan(s) and/or HELOCs?Total balance on mortgage is $253,000. My monthly mortgage payment is $1704.00. However, my monthly mortgage is not currently in my list of monthly debts. I am responsible for approx $1500-$2000 toward monthly expenses. I have no outstanding debt. I am also adhere to a strict financial budget.

 


 

 

 

Member Payment Dependent Notes Series 775502

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

775502

$12,000

$12,000

16.49%

1.00%

June 16, 2011

June 17, 2014

June 17, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 775502. Member loan 775502 was requested on June 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $18,750 / month
Current employer: Cornerstone Service Corporation Debt-to-income ratio: 4.14%
Length of employment: 10+ years Location: Ponte Vedra Beach, FL
       
Home town:
Current & past employers: Cornerstone Service Corporation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/03/11 > I have ben in the same profession for 25+ years - and same company for over 20 years. I am in excellent health and maintain excellent finances. i have NO negative ratings on any of the 3 major credit reports, and keep small amounts of debt. My debt to income ratio is 22% total, which leaves me ample funds to debt service this loan request. Thank you.

 

A credit bureau reported the following information about this borrower member on June 3, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2000 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,566.00 Public Records On File: 0
Revolving Line Utilization: 62.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the total balance and monthly payments of your mortgage loan(s) and/or HELOCs?Property is owned free and clear. There are currently no mortgage loans or HELOC loans on the property.
What is the estimated current market value of your home?Property is owned free and clear. There are currently no mortgage loans or HELOC loans on the property.
What is the home improvement project you are planning?Basic cosmetic and updated improvements improvements to front face of the property.
What is your intended use for the loan proceeds?The loan proceeds will be used to do a general face lift on the front portion of the property to improve curb appeal.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Thank you for your question. All of my expenses combined only total 22% of my income. I manage my debt extremely well and keep balances low.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Thank you for your question. My total expenses (housing, utilities, car payment, insurance, food, etc.) all in is just at $4,100 per month. This amount represents 22% of my monthly income, which leaves me an ample amount to debt service said loan request. All my best.
If you have a delinquency in the last 2 years, please explain the reason.No delinquencies what so ever. All three credit reports are clean with perfect payment history.
Is this for a home improvement you have already made, or one that you are planning to make?Thank you for your question. Some of the work has already been done with some more needed to complete the job.
Is the improvement to your primary residence or an investment property?The provements are for primary. Thank you.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Thank you for the thoughtful question. I have an excellent contractor who I have used before who is handling the entire process, from materials to labor.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Good Afternoon and thank you for your question. There are currently no mortgages as the home is owned free and clear and free of any debt.

 


 

 

 

Member Payment Dependent Notes Series 775542

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

775542

$30,000

$21,250

18.39%

1.00%

June 21, 2011

June 20, 2016

June 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 775542. Member loan 775542 was requested on June 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,500 / month
Current employer: allstar buick gmc Debt-to-income ratio: 21.91%
Length of employment: 2 years Location: SULPHUR, LA
       
Home town:
Current & past employers: allstar buick gmc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/06/11 > I plan to use this loan to consolidate all my debts into one low monthly payment. I have been employed in the same field for over 8 years and my income is very stable. I am a responsible homeowner and employee. My credit history will show my that I have never been late on any debt or obligation. With this consolidation loan my debt to income will go down and my credit score will go up because the revolving debts I owe will be payed off. Thank you for your consideration in this process.

 

A credit bureau reported the following information about this borrower member on June 4, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2001 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 40 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,513.00 Public Records On File: 0
Revolving Line Utilization: 66.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?all bills combined 3000, with consolidation will go down to 1800.00. that is mortgage electricity food insurance water gas everything and every bill i have
Which debts do you plan to pay off with this loan?All debt credit cards, lines of credit, and personal notes

 


 

 

 

Member Payment Dependent Notes Series 775593

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

775593

$15,000

$15,000

7.49%

1.00%

June 21, 2011

June 21, 2014

June 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 775593. Member loan 775593 was requested on June 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $14,583 / month
Current employer: n/a Debt-to-income ratio: 6.75%
Length of employment: 7 years Location: Rappahannock Academy, VA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 3, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2001 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,669.00 Public Records On File: 0
Revolving Line Utilization: 39.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?To fund business and home expenses as I bridge to my next contract which begins on July 5.
If you have a delinquency in the last 2 years, please explain the reason.I have no delinquencies.

 


 

 

 

Member Payment Dependent Notes Series 775712

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

775712

$33,000

$33,000

17.99%

1.00%

June 20, 2011

June 17, 2016

June 17, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 775712. Member loan 775712 was requested on June 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,900 / month
Current employer: Wyckoff Farms Inc Debt-to-income ratio: 21.88%
Length of employment: 10+ years Location: Mabton, WA
       
Home town:
Current & past employers: Wyckoff Farms Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/03/11 > I received a lending club loan about 3 years ago and paid in full early. This amount will be used finish off my revolving debt and stretch out the payments a bit. Thank you for you interest.

 

A credit bureau reported the following information about this borrower member on June 3, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1993 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,739.00 Public Records On File: 0
Revolving Line Utilization: 50.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?BoA cc 11,000, Darigold FCU 6,000, CITI cc 5,000, Discover 4,500 and other small amounts totaling 3,500. I don't have payment amount for each but I believe the total for all was 1,050
Which debts do you plan to pay off with this loan?Boa cc, CITI cc, Darigold CU loan, Discover cc & a couple of smaller amounts
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?BoA cc 11,000, Darigold FCU 6,000, CITI cc 5,000, Discover 4,500 and other small amounts totaling 3,500. I don't have payment amount for each but I believe the total for all was 1,050
Which debts do you plan to pay off with this loan?Boa cc, CITI cc, Darigold CU loan, Discover cc & a couple of smaller amounts
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)1 & 2 Mortgage pmts 1,289 which includes insurance & taxes
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?BoA cc 11,000, Darigold FCU 6,000, CITI cc 5,000, Discover 4,500 and other small amounts totaling 3,500. I don't have payment amount for each but I believe the total for all was 1,050
What is your intended use for the loan proceeds?To pay off revolving credit card debt and a couple of term loans
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Currently monthly amount for mortgage and otheerexpenses is $3,000
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Currently monthly amount for mortgage and otheerexpenses is $3,000
If you have a delinquency in the last 2 years, please explain the reason.No delinquencies
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Total mortgage payments $1,289 of this taxes and insurance represent $237 of this monthly payment.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?To pay off high interest revolving debt BoA CC 11,000, CITI cc 6,000, Discover CC 4,500, Darigold FCU 6,000 and other small accounts totaling 4,000.
Please explain the reason why you carry a large revolving credit balance.Poor financial decisions but have always paid my obligations on time.
Please explain the reason why you carry a large revolving credit balance.Poor financial decisions but have always paid my obligations on time.
If you have a public record on file, please briefly explain the event and its resolution.If you mean default judement or bankrupcy then no default judements or bankrupcies.

 


 

 

 

Member Payment Dependent Notes Series 775726

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

775726

$25,000

$25,000

21.74%

1.00%

June 17, 2011

June 17, 2016

June 17, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 775726. Member loan 775726 was requested on June 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,867 / month
Current employer: Mt. Holly Police Dept. Debt-to-income ratio: 6.90%
Length of employment: 10+ years Location: Maple Shade, NJ
       
Home town:
Current & past employers: Mt. Holly Police Dept.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 18, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2001 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: 28
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 8    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Mortgage payment is $2231.76 (including taxes and insurance)
What is the home improvement project you are planning?I am planning on updating my full bathroom, hardwood floors in the living room and hallway, finish basement and fix chimney.
Is the improvement to your primary residence or an investment property?It's my primary residence
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?My mortgage payment is $2231.76 and my loan balance is $246,029.62
What is the home improvement project you are planning?I am planning on updating my full bathroom, hardwood floors in the living room and hallway, finish basement and fix chimney.
Is the improvement to your primary residence or an investment property?It's my primary residence
What is the estimated current market value of your home?$250,000
What is your intended use for the loan proceeds?Home Improvement...updating primary residence, bathroom, hardwood floors in livingroom and hallway, finish basement and fix chimney
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Approximately $3000 a month for total expenses, $2231.76 for mortgage and $500-$800 for other expenses(food utilities, etc.)
If you have a delinquency in the last 2 years, please explain the reason.I was a few days late on one due to being in the hospital for a few weeks

 


 

 

 

Member Payment Dependent Notes Series 775782

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

775782

$8,000

$8,000

5.99%

1.00%

June 17, 2011

June 17, 2014

June 17, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 775782. Member loan 775782 was requested on June 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,667 / month
Current employer: First Solar Debt-to-income ratio: 23.35%
Length of employment: < 1 year Location: Phoenix, AZ
       
Home town:
Current & past employers: First Solar
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/03/11 > I am applying for the loan to pay off wedding expenses currently sitting on my credit cards. I am currently paying 500-600 a month but am not making a dent in the balance. I would really appreciate the opportunity for a lower interest rate.

 

A credit bureau reported the following information about this borrower member on June 3, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2000 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,962.00 Public Records On File: 0
Revolving Line Utilization: 25.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 775804

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

775804

$10,000

$10,000

11.49%

1.00%

June 15, 2011

June 17, 2014

June 17, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 775804. Member loan 775804 was requested on June 3, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,500 / month
Current employer: Grossmont Union High School District Debt-to-income ratio: 9.60%
Length of employment: 8 years Location: La Mesa, CA
       
Home town:
Current & past employers: Grossmont Union High School District
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 3, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1985 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 3
Total Credit Lines: 41 Months Since Last Delinquency: 6
Revolving Credit Balance: $339.00 Public Records On File: 0
Revolving Line Utilization: 3.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the home improvement project you are planning?Bathroom
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?not using for multiple purposes
Is the improvement to your primary residence or an investment property?residence property
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?11.49%

 


 

 

 

Member Payment Dependent Notes Series 776021

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

776021

$16,000

$16,000

18.39%

1.00%

June 17, 2011

June 18, 2016

June 18, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 776021. Member loan 776021 was requested on June 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,250 / month
Current employer: NYC Dept Of Education/John Bowne High Debt-to-income ratio: 19.25%
Length of employment: 1 year Location: Bayside, NY
       
Home town:
Current & past employers: NYC Dept Of Education/John Bowne High
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 4, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2005 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 6 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,217.00 Public Records On File: 0
Revolving Line Utilization: 80.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)My monthly expenses will be $800 in rent and $500 in all other utilities. No mortgage nor home equity. My salary after taxes is around $2600. repaying this loan will not be a problem. Thank you very much for your kindness, attenion and contribution.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?This loan is not for multiple purposes. Majority of this money will be put aside for emergency purposes. Since I have not much savings, anything can go wrong. Second, my parents age is getting up there, just in case something happenes to them. very little is funded to my behalf.

 


 

 

 

Member Payment Dependent Notes Series 776097

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

776097

$13,500

$13,500

5.42%

1.00%

June 20, 2011

June 23, 2014

June 23, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 776097. Member loan 776097 was requested on June 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $10,800 / month
Current employer: BMC Software Debt-to-income ratio: 18.22%
Length of employment: 10+ years Location: Woodbridge, VA
       
Home town:
Current & past employers: BMC Software
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 9, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1984 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $21,433.00 Public Records On File: 0
Revolving Line Utilization: 47.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage is 1921 Work from home so about 226 bills and utilities are 500 including phones electric, gas, etc. food is about 1000 Receive Bonus once a quarter that pays insurance
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage 1921 @ 6% Home Depot - No interest currently, this is whatA I want to use the loan for have 13500 for roof replacement with deferred interest of 22% which will be applied in august Capital one $1000 13% American Express $1500 12.5% Receive bonus once a quarter and apply to credit cards and insurance...
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage 1921 @ 6% Home Depot - No interest currently, this is whatA I want to use the loan for have 13500 for roof replacement with deferred interest of 22% which will be applied in august Capital one $1000 13% American Express $1500 12.5% Receive bonus once a quarter and apply to credit cards and insurance...
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Housing - Mortgage 1921 Utilities run 500 including phone/cell phone etc Insurance and taxes are paid as received by a bonus that I receive once a quarter
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage is 1921 Work from home so about 226 bills and utilities are 500 including phones electric, gas, etc. food is about 1000 Receive Bonus once a quarter that pays insurance
Which debts do you plan to pay off with this loan?Home Depot - Had to replace roof have deferred 22% interest that will be applied in August and want to pay off before it is applied
What is your intended use for the loan proceeds?to pay off a Home Depot card that we used to replace the roof. Deferred credit for a year at 22% and interest will be applied in August

 


 

 

 

Member Payment Dependent Notes Series 776126

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

776126

$19,200

$19,200

16.89%

1.00%

June 17, 2011

June 20, 2016

June 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 776126. Member loan 776126 was requested on June 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,833 / month
Current employer: Bank of New York Mellon Debt-to-income ratio: 10.47%
Length of employment: 3 years Location: brooklyn, NY
       
Home town:
Current & past employers: Bank of New York Mellon
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/08/11 > This loan request is to pay off some Debt which would allow me to have one monthly payment and also I will be able to save some money for the future.

 

A credit bureau reported the following information about this borrower member on June 4, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2001 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 34 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,344.00 Public Records On File: 0
Revolving Line Utilization: 61.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Pay off some debt. So I can have a one monthly payment.
Please provide additional details regarding the purpose of the loan?This loan is to help me paid off my debt and also to allow me to start saving some money for the future. Thank you for help
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$1,500.00
Please provide additional details regarding the purpose of the loanThis loan is to help me paid off my debt and also to allow me to start saving some money for the future. Thank you for help
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)My monthly expense is $ 1,500.00.

 


 

 

 

Member Payment Dependent Notes Series 776165

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

776165

$4,000

$4,000

10.59%

1.00%

June 21, 2011

June 25, 2014

June 25, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 776165. Member loan 776165 was requested on June 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,767 / month
Current employer: Hotpads Debt-to-income ratio: 24.50%
Length of employment: < 1 year Location: San Francisco, CA
       
Home town:
Current & past employers: Hotpads
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 5, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1997 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: 28
Revolving Credit Balance: $5,459.00 Public Records On File: 0
Revolving Line Utilization: 65.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?I'm playing off credit card with high interest rates.
If you have a delinquency in the last 2 years, please explain the reason.I don't think i've had any delinquency in the last 2 years, if so it would have been because of me receiving a late bonus check.

 


 

 

 

Member Payment Dependent Notes Series 776226

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

776226

$6,700

$6,700

6.99%

1.00%

June 15, 2011

June 18, 2014

June 18, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 776226. Member loan 776226 was requested on June 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,400 / month
Current employer: graphic pkg Debt-to-income ratio: 16.71%
Length of employment: 10+ years Location: salem, IL
       
Home town:
Current & past employers: graphic pkg
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/06/11 > Installing above ground pool, adding decking around pool, landscaping.

 

A credit bureau reported the following information about this borrower member on June 4, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1998 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,157.00 Public Records On File: 0
Revolving Line Utilization: 31.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?installing a pool
What is your intended use for the loan proceeds?installing a pool
Is this for a home improvement you have already made, or one that you are planning to make?installing a pool
Is the improvement to your primary residence or an investment property?we are installing a pool on the back of our primary home.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)my morgage is 800 utilities are around 250 total
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?around 1800-2000
If you have a delinquency in the last 2 years, please explain the reason.i dont think this wil apply to me?
What is the estimated current market value of your home?around 150ish.
What is the home improvement project you are planning?we have installed an above ground pool and building a deck
What is the total balance and monthly payments of your mortgage loan(s) and/or HELOCs?my mortgage is 800.00
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?i have installed a pool and in the process of decking it and landscaping
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).800.00 mortgage, 200.00 ins, utilities 400.00

 


 

 

 

Member Payment Dependent Notes Series 776249

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

776249

$5,000

$5,000

7.49%

1.00%

June 16, 2011

June 18, 2014

June 18, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 776249. Member loan 776249 was requested on June 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,250 / month
Current employer: We Transport Debt-to-income ratio: 18.43%
Length of employment: 10+ years Location: Farmingdale, NY
       
Home town:
Current & past employers: We Transport
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/04/11 > Use for Medical Expenses and I pay my bills on time, I can handle this loan and my job is very stable thank you

 

A credit bureau reported the following information about this borrower member on June 4, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2002 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 13 Months Since Last Delinquency: 17
Revolving Credit Balance: $1,721.00 Public Records On File: 0
Revolving Line Utilization: 12.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.No delinquency
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$1311.00

 


 

 

 

Member Payment Dependent Notes Series 776547

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

776547

$15,000

$15,000

16.49%

1.00%

June 17, 2011

June 18, 2016

June 18, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 776547. Member loan 776547 was requested on June 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,987 / month
Current employer: Kforce Professional / Kaiser Permanente Debt-to-income ratio: 19.14%
Length of employment: < 1 year Location: Inglewood, CA
       
Home town:
Current & past employers: Kforce Professional / Kaiser Permanente
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

This loan for $15k that I am requesting is for the following: <br><br> - $13,000.00 - IVF (In Vitro Fertilization) procedure that will allow me to have children. This procedure is not covered by any insurance company in the US. <br><br> - $2,000.00 - Payoff 2 credit cards.<br> Bank of America balance: $1500<br> Capital One balance: $600. <br> <br> Both loans will help in starting a family and paying off small credit card debt. I am a good borrower because I have a great credit rating, fairly low debt to income ratio, a stable career, and live within a reasonable budget. Thank you for you consideration and feel free to ask any questions.

 

A credit bureau reported the following information about this borrower member on June 4, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1996 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,611.00 Public Records On File: 0
Revolving Line Utilization: 72.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?This loan for $15k that I am requesting is for the following: - $13,000.00 - IVF (In Vitro Fertilization) procedure that will allow me to have children. This procedure is not covered by any insurance company in the US. - $2,000.00 - Payoff 2 credit cards. Bank of America balance: $1500 Capital One balance: $600. Both loans will help in starting a family and paying off small credit card debt. I am a good borrower because I have a great credit rating, fairly low debt to income ratio, a stable career, and live within a reasonable budget. Thank you for you consideration and feel free to ask any questions.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly expenses are as follows: Rent: $375 Car Insurance: $100 Utilities (Gas/Electricity): $30 Cable/Internet: $60 Cell Phone $65 Car Payment: $498 Average Monthly Credit Card Payments: $200 TOTAL: $1328.00
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?This loan for $15k that I am requesting is for the following: - $13,000.00 - IVF (In Vitro Fertilization) procedure that will allow me to have children. This procedure is not covered by any insurance company in the US. - $2,000.00 - Payoff 2 credit cards. Bank of America balance: $1500 Capital One balance: $600. Both loans will help in starting a family and paying off small credit card debt. I am a good borrower because I have a great credit rating, fairly low debt to income ratio, a stable career, and live within a reasonable budget. Thank you for you consideration and feel free to ask any questions.

 


 

 

 

Member Payment Dependent Notes Series 776564

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

776564

$9,600

$9,600

6.99%

1.00%

June 16, 2011

June 18, 2014

June 18, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 776564. Member loan 776564 was requested on June 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $21,250 / month
Current employer: Salem Communications Debt-to-income ratio: 10.04%
Length of employment: 9 years Location: Winter Garden, FL
       
Home town:
Current & past employers: Salem Communications
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/04/11 > We recently moved to a new city for an executive position with my company of 9 years. This loan is to cover expenses to convert our old home to an income property. Borrower added on 06/11/11 > Specifically -- flooring, painting and HVAC replacement

 

A credit bureau reported the following information about this borrower member on June 4, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2001 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 34 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,327.00 Public Records On File: 0
Revolving Line Utilization: 25.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Thank you for the question. In order to prepare the house for rental we need to replace flooring, paint, etc. We also intend to replace the original HVAC unit with an energy efficient model.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Our current monthly obligations total approximately $9,800 including expenses for the property we are converting to an income property. Our average disposable monthly income after taxes is approximately 17,500. I expect the property to generate an additional $1,200. Thanks
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Expenses related to this property including insurance, taxes and utilities are approximately $1,500. A certain portion of those expenses will be eliminated (such as utilities) when it goes to rental.
If you have a delinquency in the last 2 years, please explain the reason.No delinquencies. Perfect payment record.
Will some or all of your moving expenses be reimbursed, if so how much?No they will not. These expenses are related to the conversion of our home to an income property. Thanks
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The funds will be used toward flooring and HVAC replacement. Thanks
Can you specify which relocation expenses you are covering with this loan, and which other expenses you are paying out of pocket?This loan is to cover the costs of converting our previous home into a rental property. Specifically, flooring, painting and HVAC replacement. Thanks
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Total payment is 1401.64. $1,182.18 of that is P+I. $219.46 is property taxes and insurance. Thanks
If you have a public record on file, please briefly explain the event and its resolution.No public record on file. Transunion credit score is 829. Thanks
Please explain the reason why you carry a large revolving credit balance.We just paid for funeral expenses for a parent and put it on a credit card. Today was payday and I have paid those balances in full. We also put all of our expenses on our credit card to earn airline miles. However, while a balance is reported on each statement, we pay that balance in full each month. Thanks

 


 

 

 

Member Payment Dependent Notes Series 776673

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

776673

$9,000

$9,000

8.49%

1.00%

June 17, 2011

June 18, 2014

June 18, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 776673. Member loan 776673 was requested on June 4, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,589 / month
Current employer: US Department of Transportation (DOT) Debt-to-income ratio: 25.08%
Length of employment: < 1 year Location: Washington, DC
       
Home town:
Current & past employers: US Department of Transportation (DOT)
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/04/11 > I will be using these funds to pay off credit card debt accumulated while in graduate school. I am now a Federal government employee with great job security and your investment will help me pay off past credit card debt while I save to purchase a home.

 

A credit bureau reported the following information about this borrower member on June 4, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1997 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: 64
Revolving Credit Balance: $12,640.00 Public Records On File: 0
Revolving Line Utilization: 21.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent: $1285 transport: free (no car; transit subsidized) utilities: ~$30 phone: ~$80 groceries/restaurants: ~$250-300 gym: $52 other: ~$200-$300
If you have a delinquency in the last 2 years, please explain the reason.I have not had one.

 


 

 

 

Member Payment Dependent Notes Series 776742

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

776742

$10,000

$10,000

6.99%

1.00%

June 17, 2011

June 19, 2014

June 19, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 776742. Member loan 776742 was requested on June 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,083 / month
Current employer: n/a Debt-to-income ratio: 17.81%
Length of employment: n/a Location: Menlo Park, CA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/07/11 > I will be graduating this year, but must first repay the emergency loan I have taken out from Stanford University. This lending club loan would enable me to do that, while repaying the loan in a reasonable timeline. Borrower added on 06/08/11 > This was an emergency loan to cover expenses during a medical leave. So basically, the Lending Club funds would enable me to repay the $10,000 over 3 years, which would be feasible for me, rather than over 1 year, which would cause major hardship. Borrower added on 06/10/11 > I use dedicated budget software to keep a comprehensive account of all spending, and come in under budget each month. Credit cards are paid on time in the full amount each month. Because of this, I consider myself someone who keeps close control over spending and is a responsible borrower. At my current salary level, I am on track to repay this loan on the 3 year timeline. However, once I receive my PhD, I expect a salary increase. For the above reasons, I hope you will agree that I am an excellent candidate for this loan. Many thanks for your consideration.

 

A credit bureau reported the following information about this borrower member on June 5, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2002 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,017.00 Public Records On File: 0
Revolving Line Utilization: 6.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 776960

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

776960

$24,250

$24,250

18.07%

1.00%

June 17, 2011

June 22, 2016

June 22, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 776960. Member loan 776960 was requested on June 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,042 / month
Current employer: Citi Financial Debt-to-income ratio: 22.17%
Length of employment: 5 years Location: FORT MILL, SC
       
Home town:
Current & past employers: Citi Financial
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/11/11 > This loan is be used strictly for paying off 3 high-interest credit cards.

 

A credit bureau reported the following information about this borrower member on June 8, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2002 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,304.00 Public Records On File: 0
Revolving Line Utilization: 82.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$3500
What is your intended use for the loan proceeds?We would like to consolidate all of our credit cards into one lower interest loan.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage - $92.500 at $652 each month at 5.25% Amex - $8,000 at $200 each month at around 18% Visa - $750 at $100 each month at around 18% Car payment - $16,500 at $350 each month at 5.5%
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The loan will only be used to pay off our Discover, Amex and Citi Cards. We pay so much in interest a month, we can't get out from the debt.
Which debts do you plan to pay off with this loan?All credit card debts
Which debts do you plan to pay off with this loan?All credit card debts
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage - $92.500 at $652 each month at 5.25% Amex - $8,000 at $200 each month at around 18% Visa - $750 at $100 each month at around 18% Car payment - $16,500 at $350 each month at 5.5%

 


 

 

 

Member Payment Dependent Notes Series 777019

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

777019

$18,000

$18,000

18.79%

1.00%

June 21, 2011

June 19, 2014

June 19, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 777019. Member loan 777019 was requested on June 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,500 / month
Current employer: MultiCare Health System Debt-to-income ratio: 13.93%
Length of employment: < 1 year Location: Denver, CO
       
Home town:
Current & past employers: MultiCare Health System
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/09/11 > This loan will be used to consolidate credit card debt and pay it off. Stable job in Healthcare IT. Have used a credit card debt consolidation loan before (4 years ago) and was able to pay it off in 2.5 years without a single late payment.

 

A credit bureau reported the following information about this borrower member on June 5, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2003 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: 44
Revolving Credit Balance: $17,011.00 Public Records On File: 0
Revolving Line Utilization: 89.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 777226

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

777226

$18,000

$18,000

17.49%

1.00%

June 21, 2011

June 19, 2016

June 19, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 777226. Member loan 777226 was requested on June 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,667 / month
Current employer: Richemont North America Debt-to-income ratio: 17.02%
Length of employment: 10+ years Location: Inglewood, CA
       
Home town:
Current & past employers: Richemont North America
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/05/11 > Debt Consolodation

 

A credit bureau reported the following information about this borrower member on June 5, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1998 Delinquent Amount: $0.00
Open Credit Lines: 20 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 38 Months Since Last Delinquency: 80
Revolving Credit Balance: $15,000.00 Public Records On File: 0
Revolving Line Utilization: 25.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?about 17,000 in debt rent is 700.00 per month
Which debts do you plan to pay off with this loan?all
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?about 17,000 in debt rent is 700.00 per month

 


 

 

 

Member Payment Dependent Notes Series 777252

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

777252

$22,000

$22,000

13.49%

1.00%

June 17, 2011

June 19, 2016

June 19, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 777252. Member loan 777252 was requested on June 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $4,083 / month
Current employer: mark dunning industries Debt-to-income ratio: 22.26%
Length of employment: 10+ years Location: dothan, AL
       
Home town:
Current & past employers: mark dunning industries
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/08/11 > I plan to use this to pay off all bills. I am currently a member in good standing. I have a stable job which I have had since 1982. Borrower added on 06/10/11 > Lending Club "Your Investors are AWESOME" people helping people, thats what it's all about. You assisted me on a previous loan and it was successful. Thanks for everything you do.

 

A credit bureau reported the following information about this borrower member on June 5, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2001 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,284.00 Public Records On File: 0
Revolving Line Utilization: 51.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I am trying to pay off credit card debt and a vehicle financed with Ford. Lending Club offers much better interest rate than I have found anywhere else.
Which debts do you plan to pay off with this loan?credit card with Lowes..atv purchase from Sheffield and remainder on truck with Ford. My goal is to only have couple of monthly payments to deal with.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)house 1= mortgage pmt 984. this house is rented out. house 2 = inherited, no money owed utilities run about 155. monthly credit cards aprox 400 monthly I dont owe any taxes, they are paid. my insurance for vehicles is 600. yearly my health ins & life is 100% paid by employer I am currently with lending club at 312. monthly. Hope this is what you were wanting. If you need additional let me know
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?mortgage payment 984. balance 127,000 interest rate 5.4 credit card 400. monthly balance total 9800. interest rate jacked to 19% after special offer was over. ( wasnt prepared for that) sheffield payment 122.80 balance 5700. interest rate went up to 14% after 1st 12 months truck 480 monthly balance is 7400 interest rate is 9% lending club payment 312. balance 8000. interest rate 6.8 ( i think) I am trying to pay all off and have lending club and house my only payments.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?The house I live in was inherited, no money owed. The house I have mortgaged the monthly is 984.00 (I have this rented out) my transportation (truck & fuel) for work is furnished by employer. On weekends when I use my personal I might spend 30. toward fuel. Phone is 29.99 month Utilities around 155. monthly Food around 300 month insurance pay yearly 600 for year
If you have a delinquency in the last 2 years, please explain the reason.no delinquencies
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?paying off credit cards, atv and a truck. this will leave me with 2 major payments monthly. I am trying to get rid of this high interest rate (cc & atv) now that the 12 month special rate is over. cc=9800, atv=5700,truck=7400 total
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).house 1 mortgage 984. rented for out for 950. monthly house 2 no mortgage ins included in mortgage house 1 ins on house 2 $425 yearly taxes? property taxes on house 1 $322. year (included in payment) taxes? property taxes on house 2 $425 year hope this is what you were asking for
Please explain the reason why you carry a large revolving credit balance.home repairs and roof replacement. Insurance didnt want to pay full amount for new roof so I put it on credit card, the low interest rate ran out and it sky rocketed to 23%. this is what I am going to pay off along with 2 other monthly payments. Thank you for your interest in me.
If you have a public record on file, please briefly explain the event and its resolution.Are you asking for judgements against me? I have none and have never had any. If this is not what you are referring to please let me know. I appreciate your interest and am willing to answer all questions. thank you

 


 

 

 

Member Payment Dependent Notes Series 777340

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

777340

$15,550

$15,550

16.89%

1.00%

June 17, 2011

June 19, 2016

June 19, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 777340. Member loan 777340 was requested on June 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: County of Glenn Debt-to-income ratio: 21.96%
Length of employment: 7 years Location: Chico, CA
       
Home town:
Current & past employers: County of Glenn
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/05/11 > This loan will be used to pay off all my credit cards, something I am very excited about. I have made a committment to paying off my debt in full by myself and living, for the most part, debt free afterward. I want to be more in control of my spending and live within my means for the first time in my life. I feel really good about this! Thank you for taking a look!!

 

A credit bureau reported the following information about this borrower member on June 5, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1999 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: 49
Revolving Credit Balance: $17,377.00 Public Records On File: 0
Revolving Line Utilization: 50.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.We lost our home to foreclosure and are crawling back out of that mess. We have always just barely made it, and have supplemented our income with our credit cards when need be. We have had to pay taxes via credit card the past two years. We just can't seem to get ahead. This loan will help us to better budget our money so that we can get a grip on our finances and be more in control of where it is going. Thank you for asking.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)I have about $4000 monthly expenses (not including debt) including $1400 rent, $600 utilities, $1000 auto (car pymt/insurance/fuel), etc. The cost of living where I live is insane, however, I live modestly. I dont vacation, eat out or buy extravagant items. I have had to pay my taxes via credit card for the past 2 years because I have not been able to save. This year i opted for a pymt plan. I have been on this credit card roller coaster for far too long. I need to make some big changes if I ever want things to be different for me. I look forward to sending my credit card companies their $ and saying goodbye! Thanks so much for your inquiry!!
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I am carrying about $15k in credit card debt with varying interest rates averaging about 19%. This loan will roll everything into one pymt that comes directly out of my account. All other accounts will be closed when paid in full.
Which debts do you plan to pay off with this loan?I plan to pay off credit cards with thus loan. I will close my accounts after the balances are paid.

 


 

 

 

Member Payment Dependent Notes Series 777380

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

777380

$13,425

$13,425

15.99%

1.00%

June 21, 2011

June 19, 2014

June 19, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 777380. Member loan 777380 was requested on June 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $10,833 / month
Current employer: kirshenbaum bond senecal + partners Debt-to-income ratio: 10.40%
Length of employment: 1 year Location: Brooklyn, NY
       
Home town:
Current & past employers: kirshenbaum bond senecal + partners
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/05/11 > Credit Card Payoff

 

A credit bureau reported the following information about this borrower member on June 5, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1998 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: 28
Revolving Credit Balance: $12,768.00 Public Records On File: 0
Revolving Line Utilization: 95.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I made very little money as a journalist until about 2006 and since then I've consistently raised my income through various promotions in my profession. The interest compounded too quickly for me to keep up with and I'm hoping to eradicate all of my credit card debt in the next 2 years with a loan with far less interest than these cards carry.

 


 

 

 

Member Payment Dependent Notes Series 777445

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

777445

$8,000

$8,000

12.99%

1.00%

June 16, 2011

June 19, 2016

June 19, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 777445. Member loan 777445 was requested on June 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $4,583 / month
Current employer: USPS Debt-to-income ratio: 12.92%
Length of employment: < 1 year Location: new orleans, LA
       
Home town:
Current & past employers: USPS
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/06/11 > i plan on buying a second car to ride to work. i have been at my job 2 years. i work at the post office. I have never been late on any payments in my life. thanks

 

A credit bureau reported the following information about this borrower member on June 5, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2007 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 5 Months Since Last Delinquency: n/a
Revolving Credit Balance: $880.00 Public Records On File: 0
Revolving Line Utilization: 8.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
How much money are you providing out of pocket as a down payment for this purchase?I will put 1000 towards the loan.
How are you covering other costs related to this car transaction (taxes, registration, insurance)?I have funds in the bank to cover the cost with no problem.
What type of vehicle are you buying (make, model, year, mileage and condition)?im buying a 1996 chevy impala. 54000 miles . one owner. mint condition.
Is this loan for a refinance, lease or purchase?the loan is for a purchase.
What are the balances, interest rates, and monthly payments on any other auto obligations?The interest rate Is 10%. the monthly is 275.. Definitely not a problem paying it..
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My brother and I are roomates. We split the bills.we don't have any problem paying the bills. My side of the expenses are roughly 800-900 bucks.. Thats less than 1/4 of my net income.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My brother and I are roomates. We split the bills.we don't have any problem paying the bills. My side of the expenses are roughly 800-900 bucks.. Thats less than 1/4 of my net income.

 


 

 

 

Member Payment Dependent Notes Series 777448

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

777448

$24,000

$24,000

13.49%

1.00%

June 17, 2011

June 19, 2016

June 19, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 777448. Member loan 777448 was requested on June 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,250 / month
Current employer: Jamba Juice Debt-to-income ratio: 15.04%
Length of employment: 6 years Location: BRONX, NY
       
Home town:
Current & past employers: Jamba Juice
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 5, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1997 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 37 Months Since Last Delinquency: n/a
Revolving Credit Balance: $22,956.00 Public Records On File: 0
Revolving Line Utilization: 54.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?The intended use of the loan is to consolidate my credit card debt into one payment allowing me to decrease the total amount due monthly and increase my future savings,
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)My total expenses are: $1850.00 Rent-$1000, Utilities - $150.00, Credit Cards payments(I pay more them the minimum): $700.00, Insurance & taxes - removed before net pay
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent= 1000 Monthly Transportation = 104 monthly Utilities = 120 monthly Phone = 65.00 Insurance = 0 Food = 200 weekly
If you have a delinquency in the last 2 years, please explain the reason.I do not have any delinquencies.
What is the total balance of your credit cards, interest rates and current monthly payments?$23,000 Highest interest rate is 16 percent. I have three cards none of which are reach their limit. Minimum payments are $426 but I pay $700 monthly to help decrease the debt load.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I am not this loan is strictly for refinancing my credit card debt.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.visa=9295.94,12%,105 visa=7641.91 16% 100 visa=6370.67 12% 90
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.visa=9295.94,12%,105 visa=7641.91 16% 100 visa=6370.67 12% 90
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?The only minimum payment will be this loan. There will be 0 balances on credit cards once loan is completely funded. I don't mean to be to straight forward but are you interested in investing in this loan or are you just inquisitive because I've checked investors page and you are not on of the investors list. I thank you for all your questions and I gladly answer them. I would just like to know your intent.
Please explain the reason why you carry a large revolving credit balance.I have a large balance on my card because I had several emergencies during the year and have been paying them down.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).No Mortage only rent is $1000.00
If you have a public record on file, please briefly explain the event and its resolution.No public records.

 


 

 

 

Member Payment Dependent Notes Series 777541

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

777541

$30,000

$30,000

18.39%

1.00%

June 15, 2011

June 19, 2014

June 19, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 777541. Member loan 777541 was requested on June 5, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,667 / month
Current employer: Ross Stores. inc. Debt-to-income ratio: 12.04%
Length of employment: 1 year Location: Union City, CA
       
Home town:
Current & past employers: Ross Stores. inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/05/11 > Looking to accelerate road to financial independence. Want to get rid of debt thats been difficult to get ahead of. I can afford payments but want to get away from bad interest rates & pay off the balance as fast as possible. Much easier to manage & cost effective if I do a low interest debt consolidation loan so giving it a try. I'm a solid borrower, steady job w/ great income, family home, never late on bills & anxious to not owe banks a dime!

 

A credit bureau reported the following information about this borrower member on June 5, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2001 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: 71
Revolving Credit Balance: $32,081.00 Public Records On File: 0
Revolving Line Utilization: 71.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards: 1.) $ 7,974 @ %29.99 (Min Monthly: 278.00) 2.) $ 13,702 @%19.99 (Min Monthly: 346.00) 3.) $ 8,357 @ 27.22 (Min Monthly: 166.00) Lines of Credit / Other: Non Impacting lines of credit for personal goods w/ %0 interest. 1.) $295 a month (~$2000 left) 2.) $50 a month ($~900 left) Mortgage: $3,020.00 Hope that helps! Thanks!

 


 

 

 

Member Payment Dependent Notes Series 777581

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

777581

$18,000

$18,000

18.39%

1.00%

June 16, 2011

June 20, 2016

June 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 777581. Member loan 777581 was requested on June 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $13,750 / month
Current employer: Children's Hospital Boston Ma. Debt-to-income ratio: 19.23%
Length of employment: 9 years Location: Hudson, MA
       
Home town:
Current & past employers: Children's Hospital Boston Ma.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 6, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1993 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 36 Months Since Last Delinquency: n/a
Revolving Credit Balance: $44,267.00 Public Records On File: 0
Revolving Line Utilization: 88.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the total balance and monthly payments of your mortgage loan(s) and/or HELOCs?$348000 payment $2550
What is the estimated current market value of your home?$335000
Please explain the reason why you carry a large revolving credit balance.I've been targeting one account at a time, some of them have a high balance and some are paid off.
Please explain the reason why you carry a large revolving credit balance.I've been targeting one account at a time, some of them have a high balance and some are paid off.
What is the home improvement project you are planning?Actually there are several projects involved. Paint the house, rebuild the back porch,and a new fence for the yard.
Is the improvement to your primary residence or an investment property?It's for my primary residence.
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?$349000/ 4.75% $2550
Please explain the reason why you carry a large revolving credit balance.I've been targeting one account at a time, some of them have a high balance and some are paid off.
What is the home improvement project you are planning?There are several projects that need to be finished and then I'll be done with the house. We put on a new roof 2 years ago and now we need to paint the exterior, rebuild the back steps,put in a new fence and finish up the bathroom reno.

 


 

 

 

Member Payment Dependent Notes Series 777608

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

777608

$2,800

$2,800

8.90%

1.00%

June 17, 2011

June 24, 2014

June 24, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 777608. Member loan 777608 was requested on June 10, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,500 / month
Current employer: East Baton Rouge Parish School System Debt-to-income ratio: 13.49%
Length of employment: 10+ years Location: Baton Rouge, LA
       
Home town:
Current & past employers: East Baton Rouge Parish School System
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 6, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1985 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: 24
Revolving Credit Balance: $25,619.00 Public Records On File: 0
Revolving Line Utilization: 83.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?To join Bocage Racket Club in Baton Rouge.
Please explain the reason why you carry a large revolving credit balance.I began to accumulate debt after my divorce two years ago. I had to learn that I cannot afford the same comforts as a single person that I did when I was married. I started using credit cards to fill financial gaps. The one thing have missed the most is playing tennis with my friends at the racket club I belonged to when I was married. As much as I miss playing tennis for the exercise, I miss the fellowship I had with many of the members.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly take home pay is $3,400.00. My monthly expenses are $2130.00. I paid off my car in May and I plan to use the extra $550.00 per month to start eliminating my credit card debt.

 


 

 

 

Member Payment Dependent Notes Series 777634

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

777634

$12,000

$12,000

6.99%

1.00%

June 15, 2011

June 20, 2014

June 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 777634. Member loan 777634 was requested on June 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,900 / month
Current employer: Custom Windows & Exterior Designs Debt-to-income ratio: 12.03%
Length of employment: 6 years Location: Leesburg, FL
       
Home town:
Current & past employers: Custom Windows & Exterior Designs
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/06/11 > This loan is to assist with my March 4 2012 wedding. My credit obligations have always been paid. Thanks.

 

A credit bureau reported the following information about this borrower member on June 6, 2011:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 11/1996 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I'm sorry if it didn't show in the header but I'm requesting the money as a Wedding loan. My Fiancee and have set a date of March 4th and have already placed deposits on our ceremony and reception locations. Tho I have a fair amount of savings, I feel the wise financial move is to borrow the needed funds from a lowest interest lender I could find (Which is here) so I don't spend my safety net. In short, this loan is to assist me in our wedding expenses at a much lower interest rate than my Chase card offers. Thank you.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Debt to income ratio. About 60% I don't have many bills other than Car payment 360 mo and house 1400.00 which includes taxes, MI and home insurance. Utilities are low in this area and about 150 for all my electric, water, dish network etc. Most of what I own are paid off, like my 1995 boat, jet ski and atv. Thanks
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Debt to income ratio. About 60% I don't have many bills other than Car payment 360 mo and house 1400.00 which includes taxes, MI and home insurance. Utilities are low in this area and about 150 for all my electric, water, dish network etc. Most of what I own are paid off, like my 1995 boat, jet ski and atv. Thanks
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Aprox 2200.00 which included mortgage, car and all bills if I paid minimum payments.
If you have a delinquency in the last 2 years, please explain the reason.None. I've never had any delinquency in my 20 years of credit. Thank you.
What portion of your wedding expenses does this loan represent?Reception and Ceremony. Our budget for the wedding is about 15,000. Both parents chipping in for the rehearsal dinner and honeymoon. Thanks
How are you paying for other wedding expenses not covered by this loan?Folks helping out but we arnt expecting to spend over 15k total for everything.
What portion of your wedding expenses does this loan represent?Dress reception and ceremony. Basically all
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?It's just for wedding expenses. Weddings are brutal and we are humble with a semi small wedding. Thanks
What portion of your wedding expenses does this loan represent?All inclusive. The entire wedding.
What portion of your wedding expenses does this loan represent?All of it. Thanks

 


 

 

 

Member Payment Dependent Notes Series 777639

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

777639

$20,000

$20,000

13.99%

1.00%

June 20, 2011

June 21, 2016

June 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 777639. Member loan 777639 was requested on June 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,500 / month
Current employer: Euromoney Institutional Investor Debt-to-income ratio: 6.97%
Length of employment: 5 years Location: New York, NY
       
Home town:
Current & past employers: Euromoney Institutional Investor
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/08/11 > This loan will be used to pay off 2 credit cards that are at a higher interest rate than 13.99% and one year of payments on a personal loan that is not in my name. My monthly payment will be much lower than what I pay now. My student loan payments just increased and this makes financial sense right now. I make $90,000 annually and I have been with the same company for more than five years.

 

A credit bureau reported the following information about this borrower member on June 6, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1994 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 38 Months Since Last Delinquency: 28
Revolving Credit Balance: $15,534.00 Public Records On File: 0
Revolving Line Utilization: 53.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?This loan will be used to pay off 2 credit cards that are at a higher interest rate than 13.99% and one year of payments on a personal loan that is not in my name. My monthly payment will be much lower than what I pay now. My student loan payments just increased and this makes financial sense right now. I make $90,000 annually and I have been with the same company for more than five years.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I pay $550 per month in credit card payments (including store cards), $275 per month on a personal loan that is not in my name and will be paying $324 per month in student loan payments beginning this month. The loan will be used to pay off the cards and one year of payments on the personal loan.
Which debts do you plan to pay off with this loan?This loan will be used to pay off 2 credit cards that are at a higher interest rate than 13.99% and one year of payments on a personal loan that is not in my name.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent - 1150, transportation - 0 (i walk to work and don't own a car), utilities about 100-120, student loan 324, food - 250-300, cell phone - 110
If you have a delinquency in the last 2 years, please explain the reason.I have one negative mark on my credit report which I've attempted to dispute several times - I don't believe it was within the past two years. However, the reason was an electronic error on my bank's part which resulted in missed payments on a credit card, which I was not made aware of in a timely manner - when I realized my automatic payments were no longer being processed, I paid the card off in full and closed the account. Attempts to discuss and prove this with the credit card company proved futile. My overall credit profile should prove that I always make payments on time.

 


 

 

 

Member Payment Dependent Notes Series 777661

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

777661

$18,550

$18,550

14.79%

1.00%

June 17, 2011

June 20, 2016

June 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 777661. Member loan 777661 was requested on June 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,917 / month
Current employer: Kids Adventures Debt-to-income ratio: 24.79%
Length of employment: 2 years Location: Denver, CO
       
Home town:
Current & past employers: Kids Adventures
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/07/11 > I've never once been late on any payment of any type. I am looking to get this loan so I can have all my debt consolidated into this one payment. Borrower added on 06/13/11 > I split the bills with another person and that's why the monthly expenses are low. I do not have to pay rent because they cover that. There will be no problem whatsoever paying this loan and it will truly help having just one monthly payment with lower interest. Borrower added on 06/13/11 > I have a stable job with consistent annual pay increases and bonuses. The portion of the monthly bills that come out of my paycheck is very small. Therefore there will never be any issues paying my monthly payment. I am an excellent, trusthworthy borrower that makes sure to pay everything on time and my credit history shows that.

 

A credit bureau reported the following information about this borrower member on June 6, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2006 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,259.00 Public Records On File: 0
Revolving Line Utilization: 15.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Chase Visa Card $1,600 22% interest. $200 per month payment Capital One $2,250. 18% interest $250 payment Vehicle loan. $6,000 16% interest $213 payment $600 Discover 12% $50 payment $8,000 student loan 7% $85.07 payment
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I do not have to pay for rent expenses as they are covered. Transportation $100 a month Phone $50 a month Car Insurance $60 a month Food $150 a month
What is your intended use for the loan proceeds?I am using this loan to pay off my credit cards, car loan, and student loan. I am doing this in order to only have one payment instead of multiple. It will also free up funds as the monthly payment for this loan is less than the combined total of all those payments.

 


 

 

 

Member Payment Dependent Notes Series 777671

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

777671

$33,000

$33,000

9.99%

1.00%

June 20, 2011

June 20, 2014

June 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 777671. Member loan 777671 was requested on June 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,833 / month
Current employer: Saint Luke's Hospital Debt-to-income ratio: 21.15%
Length of employment: < 1 year Location: Inman, SC
       
Home town:
Current & past employers: Saint Luke's Hospital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/06/11 > tax and debt consolidation

 

A credit bureau reported the following information about this borrower member on June 6, 2011:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 08/1982 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 48 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,762.00 Public Records On File: 0
Revolving Line Utilization: 14.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 777683

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

777683

$34,000

$34,000

14.79%

1.00%

June 20, 2011

June 20, 2014

June 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 777683. Member loan 777683 was requested on June 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $20,833 / month
Current employer: n/a Debt-to-income ratio: 12.50%
Length of employment: 2 years Location: Pennsburg, PA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/06/11 > Hello. I am using the proceeds of this loan for a tax bill payment. I have an unblemished credit history and my last credit score was approximately 760. I have never been late with a payment of any kind. Borrower added on 06/14/11 > I deeply respect the integrity and trust provided through this type of financial intermediary. I am using the proceeds of this loan to pay an AMT tax payment that was larger than anticipated. The Lending Club process has been very smooth with reasonable rates that are far better than credit cards or IRS penalties and interest.

 

A credit bureau reported the following information about this borrower member on June 6, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1984 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 41 Months Since Last Delinquency: n/a
Revolving Credit Balance: $26,189.00 Public Records On File: 0
Revolving Line Utilization: 80.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)My monthly mortgage +escrow is $4300. Utilities average approximately $1000. No home equity.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Mortgage of 525k, 4300 pmt @ 6.5% no LOC car lease @ 690 variable card payments of approx. 700 per month.
Please explain the reason why you carry a large revolving credit balance.Recent home remodel and a portion of the tax bill that I'm using the proceeds of this loan for.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I am using the majority of funds for an unanticipated AMT tax payment. Remaining funds, if any, are being used to reduce outstanding credit card balance from home renovation.

 


 

 

 

Member Payment Dependent Notes Series 777747

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

777747

$8,000

$8,000

11.63%

1.00%

June 16, 2011

June 22, 2014

June 22, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 777747. Member loan 777747 was requested on June 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,833 / month
Current employer: Screen Gems Debt-to-income ratio: 17.13%
Length of employment: < 1 year Location: Columbus, OH
       
Home town:
Current & past employers: Screen Gems
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Thank you for the quick response. ??Here is my post for lending club.?? My goal is to create a tutoring website that is free for all students. Grade school, High school and College. The idea came to me when I learned that in cities like New York, Chicago and San Francisco, etc, tutoring can cost as much as $80 per hour. I'm not trying to take anything away from current traditional tutors. I've needed a tutor when I was younger and I was a tutor while in college. Tutors are truly invaluable. My aim is to simply help students who can't afford a private tutor. I already have the business plan completed and the domain name purchased. The money that you loan me will go towards building the website. The goal is to have it open and running by the beginning of 2012. This is my first time trying to start a business and I'd be happy to listen to any advice that you may have. Thank you for your time and contribution.

 

A credit bureau reported the following information about this borrower member on June 6, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2000 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 6 Months Since Last Delinquency: 6
Revolving Credit Balance: $2,314.00 Public Records On File: 0
Revolving Line Utilization: 51.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.That delinquency was from a school loan. I moved to NY and I didn't know the payments started because the notices were going to my old address. I was called by direct loans, we figured out the problem, had my payments adjusted and I've be on time ever since.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Travel- $104 school loans- $249.90 Food ~$100 entertainment~$200 Rent, food and utilities are covered by family
What do you project your monthly revenues for the first 6 months to be?After launching I expect these to be the monthly revenue for the first six months. 1: ~ $18,000 2: ~ $22,000 3: ~ $25,000 4: ~ $28,000 5: ~ $32,000 6: ~ $35,000

 


 

 

 

Member Payment Dependent Notes Series 777758

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

777758

$9,000

$9,000

5.99%

1.00%

June 17, 2011

June 20, 2014

June 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 777758. Member loan 777758 was requested on June 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,667 / month
Current employer: Fresenius Medical Services Debt-to-income ratio: 6.31%
Length of employment: 10+ years Location: Tarpon Springs, FL
       
Home town:
Current & past employers: Fresenius Medical Services
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/06/11 > Boat Loan Borrower added on 06/06/11 > Employed in the medical field for 30 years (same employer)

 

A credit bureau reported the following information about this borrower member on June 6, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1985 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,181.00 Public Records On File: 0
Revolving Line Utilization: 51.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 777763

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

777763

$25,000

$25,000

11.49%

1.00%

June 20, 2011

June 20, 2016

June 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 777763. Member loan 777763 was requested on June 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $14,167 / month
Current employer: Axelacare Debt-to-income ratio: 12.24%
Length of employment: 7 years Location: Overland Park, KS
       
Home town:
Current & past employers: Axelacare
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/07/11 > I have a degree in Computer Science and have been developing software for over 26 years. The funds will be used for business

 

A credit bureau reported the following information about this borrower member on June 6, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1984 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,663.00 Public Records On File: 0
Revolving Line Utilization: 30.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I plan on using the money for business equipment and startup costs
What do you project your monthly revenues for the first 6 months to be?Incluidng salary for my current position about 95,000
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)I do not have a home equity loan. My expenses are as follows Mortgage $1940 Utilities $350 Insurance $280 Credit cards $150 (I do not carry balances on most of the cards) Car $680 Household expenses $400
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage 1990 Utilities $350 Car $680 Insurance $280 Food $600 Gas $225 Credit Card $275
What type of business are you starting?a spa
Please describe your experience/familiarity with the business you are starting/started?I currently own a spa and we are opening another facility

 


 

 

 

Member Payment Dependent Notes Series 777765

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

777765

$14,750

$14,750

12.99%

1.00%

June 15, 2011

June 21, 2016

June 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 777765. Member loan 777765 was requested on June 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,225 / month
Current employer: Pepper Hamilton LLP Debt-to-income ratio: 22.66%
Length of employment: 6 years Location: Haddon Township, NJ
       
Home town:
Current & past employers: Pepper Hamilton LLP
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/07/11 > We are waterproofing our flooded basment and in need of the funds to do it. We just had to pay for our new roof and we paid for that with cash and now need to tackle the basement. We have good credit, good stable jobs, we make payments on time and feel that we our good borrowers. We would be happy to answer any addtional questions you have!

 

A credit bureau reported the following information about this borrower member on June 6, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1996 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 34 Months Since Last Delinquency: n/a
Revolving Credit Balance: $39,658.00 Public Records On File: 0
Revolving Line Utilization: 52.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?1600 in mortgage, and around 300 in utlitlies and phone, about 425 in insurance (homeowners, car and life) and around 125 -150 on food and housing supplies.
What is your intended use for the loan proceeds?we have to waterproof our flooded basement and get rid of the mold. We have a 105 year old house so it is a big job
Please explain the reason why you carry a large revolving credit balance.just had some personal struggles and had to use credit cards. they are at 0% for 21 months and looking to pay them off with in the year.

 


 

 

 

Member Payment Dependent Notes Series 777770

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

777770

$12,000

$12,000

14.79%

1.00%

June 15, 2011

June 20, 2014

June 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 777770. Member loan 777770 was requested on June 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,700 / month
Current employer: erGNY LLC Debt-to-income ratio: 8.43%
Length of employment: 1 year Location: BROOKLYN, NY
       
Home town:
Current & past employers: erGNY LLC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/06/11 > This is a loan to consolidate all my accounts into a lower fee. I have never missed a payment in my life. I currently have a budget of about 1000 for debt repay. I have my job for a while now and get raises normally, and have 3 job offers available

 

A credit bureau reported the following information about this borrower member on June 6, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2007 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,512.00 Public Records On File: 0
Revolving Line Utilization: 65.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?about 2500 although there are other household members that work, and so from my salary very little goes to those expanses
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?i owe around 12K to credit cards. interest is around 20%. The rest are either payed off or never borrowed

 


 

 

 

Member Payment Dependent Notes Series 777771

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

777771

$30,000

$18,425

18.79%

1.00%

June 21, 2011

June 20, 2016

June 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 777771. Member loan 777771 was requested on June 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,333 / month
Current employer: Morgan Stanley Debt-to-income ratio: 7.40%
Length of employment: 1 year Location: brooklyn, NY
       
Home town:
Current & past employers: Morgan Stanley
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/08/11 > Hello All, Please consider me for this loan. I am looking to consolidate my debt and hopefully be debt free. I have a great career and do not see any reason why I should not be able to pay off the loan in the time allotted. Thank you.

 

A credit bureau reported the following information about this borrower member on June 6, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2000 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 31 Months Since Last Delinquency: 20
Revolving Credit Balance: $7,295.00 Public Records On File: 0
Revolving Line Utilization: 49.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.I do not have a delinquency in the last 2 years.

 


 

 

 

Member Payment Dependent Notes Series 777791

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

777791

$25,000

$25,000

12.99%

1.00%

June 21, 2011

June 21, 2016

June 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 777791. Member loan 777791 was requested on June 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,009 / month
Current employer: Biogen Idec Debt-to-income ratio: 25.18%
Length of employment: 7 years Location: Cary, NC
       
Home town:
Current & past employers: Biogen Idec
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/08/11 > I am a very responsible individual who cares very much about paying off debts. I would just like to have one monthly payment that is why I am requesting this loan. I have been at my current employer, a very well-known Biotechnology company, for seven years.

 

A credit bureau reported the following information about this borrower member on June 6, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1998 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: n/a
Revolving Credit Balance: $30,218.00 Public Records On File: 0
Revolving Line Utilization: 39.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I will be combining my debts into one monthly payment.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My debt balances range from $3,400 - $14,000 with rates from 13.99% - 19.99%. They are credit cards.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Around $1500

 


 

 

 

Member Payment Dependent Notes Series 777801

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

777801

$9,600

$9,600

5.99%

1.00%

June 17, 2011

June 20, 2014

June 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 777801. Member loan 777801 was requested on June 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,600 / month
Current employer: Card Lock Fuel Systems Debt-to-income ratio: 8.03%
Length of employment: 6 years Location: Newhall, CA
       
Home town:
Current & past employers: Card Lock Fuel Systems
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/08/11 > I plan to consolidate and pay off my debt. My monthly budget will allow me to pay off this loan with no problem. Thanks for your help!

 

A credit bureau reported the following information about this borrower member on June 6, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1981 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,190.00 Public Records On File: 0
Revolving Line Utilization: 57.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 777826

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

777826

$12,000

$12,000

22.11%

1.00%

June 17, 2011

June 20, 2016

June 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 777826. Member loan 777826 was requested on June 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,917 / month
Current employer: Car-tel Communications Debt-to-income ratio: 11.06%
Length of employment: 3 years Location: west berlin, NJ
       
Home town:
Current & past employers: Car-tel Communications
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on May 18, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2006 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 10 Months Since Last Delinquency: 21
Revolving Credit Balance: $2,823.00 Public Records On File: 0
Revolving Line Utilization: 49.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What type of business are you starting?I will be buying and selling vehicles from auctions.
If you have a delinquency in the last 2 years, please explain the reason.i dont think i have had a delinquency within the past 2 years. i like to stay on top of all my bills.
What is your intended use for the loan proceeds?I will be putting most of the funds towards buying and selling vehicles from auctions. Some will also goto sales training to better myself and my team at what we do.
What type of business are you starting?I will be buying and selling vehicles from auctions.
If you have a delinquency in the last 2 years, please explain the reason.i dont think i have had a delinquency within the past 2 years. i like to stay on top of all my bills.
Please describe your experience/familiarity with the business you are starting/started?I have been buying and selling cars for the past 5-6 months successfully.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?currently i pay for rent/car/phone bill/cable/electric/food all in all totals about 1200 a month. I budget really well and have a savings also for any unexpected emergencies.
What is your intended use for the loan proceeds?I intend to use the loan to increase my buying power and train myself and staff. currently i can only buy a few cars at a time and have to be very selective with what i get. If i had this loan id be able to increase the variety of cars i have for sale which would increase my potential buyers.

 


 

 

 

Member Payment Dependent Notes Series 777855

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

777855

$21,250

$17,050

20.99%

1.00%

June 21, 2011

June 20, 2016

June 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 777855. Member loan 777855 was requested on June 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,000 / month
Current employer: Montage Resort Debt-to-income ratio: 21.63%
Length of employment: 1 year Location: laguna niguel, CA
       
Home town:
Current & past employers: Montage Resort
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/30/11 > wanting to say goodbye to bankers and their lending ways. Want to make one lump payment a month and finally be free of this debt!! Thank you to all that have believed in this vision as well!! Borrower added on 05/31/11 > Almost at 60%. Just need a few more investors to believe in the dream I have as well! Very responisbile, dedicated individual looking to consolidate my credit card debt, make one lump sum payment and be free of this choking interest rate debt! Purpose of this loan is to consolidate my credit card debt. Some cards are as high as 24.99%! Most cards are at 22%. Responsible homeowner, good credit, long term employment. Wanting to make one lump sum payment rather than several. Current monthly credit card payments are $800. Monthly income is $6000. I can finally be free of this debt and begin to save again! Thank you for your consideration! Borrower added on 06/16/11 > Responsible individual with long term employment looking to pay down debt, make one lump sum payment and be free of debt! Good credit, no lates on cards, mortgage or car. Current payments on cards are $800. Monthly income of $6000. Thank you for helping in my dream of consolidating and steamlining my finances!

 

A credit bureau reported the following information about this borrower member on May 17, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1988 Delinquent Amount: $0.00
Open Credit Lines: 19 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: 28
Revolving Credit Balance: $21,401.00 Public Records On File: 0
Revolving Line Utilization: 65.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.Hello. No delinqencies in the last two years. Always current. Always pay more than the minimum
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Hello. Mortgage is 2200. Car is 475. Insurance with homeowners is 145. Gas and food is 800 two teenage boys! Cards are killing me at 800 divorce was costly.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards are 1000 a month. Interest rates range from 9% to the highest at 25%. Purchased a foreclosed home three years ago after divorce. Home needed a lot of work as it had been neglected for decades. No lines of credit. Car note is 475. No student loans. Cards are visas and a few store cards. This loan will pay off all credit debt as well as my car

 


 

 

 

Member Payment Dependent Notes Series 777876

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

777876

$18,000

$18,000

7.49%

1.00%

June 17, 2011

June 20, 2014

June 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 777876. Member loan 777876 was requested on June 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $4,250 / month
Current employer: Green Drake Corporation Debt-to-income ratio: 8.52%
Length of employment: 10+ years Location: New York, NY
       
Home town:
Current & past employers: Green Drake Corporation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/09/11 > I plan to use the funds to payoff a high interest credit card. I have never been late on a loan or credit card payment, my job is secure and I live rent and utilities free.

 

A credit bureau reported the following information about this borrower member on June 6, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1995 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,566.00 Public Records On File: 0
Revolving Line Utilization: 33.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?To pay off a high interest credit card.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)I live rent and utilities free.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?No rent. No transportation. No utilities. Cell phone $100.00 . Food estimate 700.00. Various Insurances and other miscl. expenses $175.00
If you have a delinquency in the last 2 years, please explain the reason.No, I did not have any delinquency in the last two years.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?The total minimum monthly payments to all credit cards including this loan, assuming it is 100% funded, is $559.83, this is my monthly payment for this loan. I have no other loans or credit card payments due. I pay "in full" any balance due on my other credit cards.
What is the total balance of your credit cards, interest rates and current monthly payments?12.99% APR on Purchases Balances subject to interest rate $ 11,469.60 21.99% APR on Cash Advances Balance $8,076.75 subject to interest rate

 


 

 

 

Member Payment Dependent Notes Series 777898

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

777898

$14,000

$14,000

7.49%

1.00%

June 20, 2011

June 20, 2014

June 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 777898. Member loan 777898 was requested on June 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,333 / month
Current employer: Doug Fir Debt-to-income ratio: 3.93%
Length of employment: 7 years Location: Portland, OR
       
Home town:
Current & past employers: Doug Fir
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/14/11 > The loan is to fund final equipment purchases for new restaurant. My partner and I have both been in the industry for many years. I will be glad to answer any questions.

 

A credit bureau reported the following information about this borrower member on June 6, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1997 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: 57
Revolving Credit Balance: $7,324.00 Public Records On File: 0
Revolving Line Utilization: 10.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What type of business are you starting?It is a small restaurant/bar. Total capacity is 55.
What do you project your monthly revenues for the first 6 months to be?We expect to average 40-50K gross a month, 250-300K over the first six months.
Please describe your experience/familiarity with the business you are starting/started?I have been a bartender and bar manager for 16 years. My business partner is sole owner of his own restaurant that has been open for two years. He also has been in the restaurant industry for over 15 years.
What is your intended use for the loan proceeds?We intend to use the loan proceeds for buying the last bit of equipment that we need. The proceeds will also be used for opening inventory and capital.

 


 

 

 

Member Payment Dependent Notes Series 778004

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

778004

$5,850

$5,850

9.99%

1.00%

June 20, 2011

June 29, 2014

June 29, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 778004. Member loan 778004 was requested on June 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,667 / month
Current employer: miami dade transit Debt-to-income ratio: 8.86%
Length of employment: 6 years Location: miami, FL
       
Home town:
Current & past employers: miami dade transit
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/15/11 > the loan will be used to pay off a debt at 14.9 percent

 

A credit bureau reported the following information about this borrower member on June 15, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2001 Delinquent Amount: $0.00
Open Credit Lines: 21 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: 53
Revolving Credit Balance: $1,257.00 Public Records On File: 0
Revolving Line Utilization: 4.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 778090

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

778090

$15,000

$15,000

11.49%

1.00%

June 16, 2011

June 20, 2014

June 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 778090. Member loan 778090 was requested on June 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,000 / month
Current employer: yellow cab taxi Debt-to-income ratio: 11.93%
Length of employment: 6 years Location: pittsburg, CA
       
Home town:
Current & past employers: yellow cab taxi
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/13/11 > I will use these funds plus my own funds to payoff my auto loan with Capital One.

 

A credit bureau reported the following information about this borrower member on June 6, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2006 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: n/a
Revolving Credit Balance: $289.00 Public Records On File: 0
Revolving Line Utilization: 12.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?To help payofff my auto loan.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?capital one auto finance $16000 balance,12.26%apr, $334/mo
Which debts do you plan to pay off with this loan?capital one auto finance
What is your intended use for the loan proceeds?To help payofff my auto loan.
What is your intended use for the loan proceeds?To help payofff my auto loan.
What is your intended use for the loan proceeds?To help payofff my auto loan.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$900
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)monthly expenses is $900 dollars.

 


 

 

 

Member Payment Dependent Notes Series 778150

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

778150

$20,000

$20,000

14.79%

1.00%

June 17, 2011

June 20, 2016

June 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 778150. Member loan 778150 was requested on June 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,083 / month
Current employer: FedEx Freight Debt-to-income ratio: 20.29%
Length of employment: 3 years Location: Bonner Springs, KS
       
Home town:
Current & past employers: FedEx Freight
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/06/11 > This money will fund a 24' X 50' shop building on my property. The total cost for this building is around $30,000 turn key. I have 1/3 of the cost saved and need the rest to start this project. The shop will be for my small engine repair shop and to work on my own equipment.

 

A credit bureau reported the following information about this borrower member on June 6, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1999 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 37 Months Since Last Delinquency: n/a
Revolving Credit Balance: $27,767.00 Public Records On File: 0
Revolving Line Utilization: 52.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the home improvement project you are planning?Building a shop for a total cost of $30K.
Is this for a home improvement you have already made, or one that you are planning to make?Still in the planning stage.
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?$130K @ 4.5%. $888 a month.
Please explain the reason why you carry a large revolving credit balance.We have cut the revolving debt in half from 4 years ago when I sold my trucking business. The high cost of operation forced the sale.
What is your intended use for the loan proceeds?This money will fund a 24' X 50' shop building on my property. The total cost for this building is around $30,000 turn key. I have 1/3 of the cost saved and need the rest to start this project. The shop will be for my small engine repair shop and to work on my own equipment.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Around $3000 a month with a combined (wife and I) $7000 a month after taxes take home.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Asked and answered on 06/09/2011-15:42

 


 

 

 

Member Payment Dependent Notes Series 778154

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

778154

$6,000

$6,000

6.99%

1.00%

June 17, 2011

June 21, 2014

June 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 778154. Member loan 778154 was requested on June 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,333 / month
Current employer: RSI BUILDING PRODUCTS Debt-to-income ratio: 7.05%
Length of employment: 2 years Location: SHREVEPORT, LA
       
Home town:
Current & past employers: RSI BUILDING PRODUCTS
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/08/11 > USING LOAN TO PAY OFF/ CONSOLIDATE CREDIT CARDS. I HAVE EXCELLENT CREDIT HISTORY. I HAVE NEVER MISSED A PAYMENT ON ANYTHING IN MY LIFE. I HAVE A VERY STABLE AND SECURE JOB.

 

A credit bureau reported the following information about this borrower member on June 6, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1994 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: 25
Revolving Credit Balance: $7,062.00 Public Records On File: 0
Revolving Line Utilization: 21.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 778156

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

778156

$3,800

$3,800

6.99%

1.00%

June 20, 2011

June 20, 2014

June 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 778156. Member loan 778156 was requested on June 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $1,667 / month
Current employer: n/a Debt-to-income ratio: 5.10%
Length of employment: 10+ years Location: landers, CA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/08/11 > I need the loan to finish renovating the house on my income property and pay off a credit card balance of $1,200.00 I own my own home outright and the income property is fully paid for as well. Most of the work is done but the house on the property needs a roof and cosmetic repairs. When rented it should generate about $800.00/mo.

 

A credit bureau reported the following information about this borrower member on June 6, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1994 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,876.00 Public Records On File: 0
Revolving Line Utilization: 12.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I need the funds to complete the renovations on my income property. It is almost done and should generate approximately $800.00/mo. Secondarily I want to pay off 2 credit cards with a combined total balance of $1,200.00 to eliminate those payments.

 


 

 

 

Member Payment Dependent Notes Series 778171

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

778171

$35,000

$24,450

17.49%

1.00%

June 21, 2011

June 20, 2016

June 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 778171. Member loan 778171 was requested on June 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,667 / month
Current employer: Precision Concrete, Inc. Debt-to-income ratio: 8.03%
Length of employment: 10+ years Location: Nipomo, CA
       
Home town:
Current & past employers: Precision Concrete, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

I would like to pay off the remaining amout due to complete the partner buy out process. Income is 128k plus, verifiable. 10+ years with same employer and good credit.

 

A credit bureau reported the following information about this borrower member on May 5, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2003 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $81,834.00 Public Records On File: 0
Revolving Line Utilization: 25.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?To pay off an ex shareholder earlier than originally planned.
Please provide additional details regarding the purpose of the loan?To pay off an ex shareholder earlier than planned.
Please explain the reason why you carry a large revolving credit balance.The first large use of my credit was orthodontia work, also some home improvements. I have saved over 80,000 to pay off an ex shareholder ( who is holding a note) this loan would close the gap between what I have saved and what I owe for a complete buy-out.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage: 1549.00, no transportation cost; all paid by my main employer, utilities are minimal in this climate; average monthly is about 100.00, Cells phones paid by employers so land line is 25, insurance for home and personal auto combined is 120.00 Our life insurance is also paid by the corporation. Food averages 450.00 a month. Misc (clothing, co pays, household items, entertainment) averages approx. 250/mo Payments on other debt 100/mo. Total monthly expenses: Approx 2500.00
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Mortgage:1550.00, Utilities:less than 150, Insurance: Only homeowners of 45.00. Life, health, dental, vision, & auto: all paid by employer. property taxes are 300.00 Entertainment, clothing, household items, 300.00, Groceries 500.00. Expenses total about 2800.00/mo.
If you have a delinquency in the last 2 years, please explain the reason.I have no delinquencies.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The loan is not for multiple purposes. Just for a partner buy out.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).My mortgage payment is 1540, taxes are 325, insurance is 40.

 


 

 

 

Member Payment Dependent Notes Series 778175

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

778175

$8,400

$8,400

5.42%

1.00%

June 17, 2011

June 23, 2014

June 23, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 778175. Member loan 778175 was requested on June 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,000 / month
Current employer: n/a Debt-to-income ratio: 18.72%
Length of employment: 3 years Location: Boulder, MT
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/10/11 > I purchased a motorcycle at an auction and I need the loan to pay for it. I have an excellent credit rating, and I have never been late on my payments or defaulted on a loan. I have a successful, stable job.

 

A credit bureau reported the following information about this borrower member on June 8, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1988 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,756.00 Public Records On File: 0
Revolving Line Utilization: 22.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I have purchased a motorcycle at an auction and I would like the loan to pay for it.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)$1300
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage, utilities, taxes, h/o insurance, etc. is about $1300/mo, as indicated in a previous answer. No vehicle payments, as vehicles are paid for. Phone/internet/television is roughly $60/mo. Food/gasoline expenses vary, as they do with most people, and is an average of about $300-$400/mo.
If you have a delinquency in the last 2 years, please explain the reason.As per summary on the lending page, there have been no delinquencies or defaults on any debts ever.

 


 

 

 

Member Payment Dependent Notes Series 778195

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

778195

$15,000

$15,000

20.99%

1.00%

June 17, 2011

June 21, 2016

June 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 778195. Member loan 778195 was requested on June 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,333 / month
Current employer: Rose International Debt-to-income ratio: 9.63%
Length of employment: 2 years Location: Edina, MN
       
Home town:
Current & past employers: Rose International
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 6, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2006 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 6 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,566.00 Public Records On File: 0
Revolving Line Utilization: 95.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Primarily, I want to pay off credit card balances on 2 high interest accounts. The APRs on both the accounts are at 23.99. So basically, any interest rate that I get through lending rate that is lesser than 20 is a good start for me. My total credit card balance amounts to 10000 dollars. I wanted to get 15K just to be safe and would probably not need the entire amount. Thanks for asking.
Please explain the reason why you carry a large revolving credit balance.The $10,000 that I have accumulated in credit card balance was during the time I went to school in Dallas pursuing my Masters. And from the time I graduated until now - my expenses and income have been pretty much equal - and was not able to bring down the balance. Right now is the time to set that right towards a better credit to debt ratio, Thanks.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent and utilities - $1210 [my share is $605] Car payment and insurance per month combined is $505 I spend close to $700 dollars on average every month for everything else, which includes grocery, fuel, cell phone bill etc... Thanks.

 


 

 

 

Member Payment Dependent Notes Series 778203

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

778203

$25,000

$25,000

15.62%

1.00%

June 17, 2011

June 20, 2014

June 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 778203. Member loan 778203 was requested on June 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $7,000 / month
Current employer: Niagara Falls Memorial Medical Center Debt-to-income ratio: 21.96%
Length of employment: 10+ years Location: niagara falls, NY
       
Home town:
Current & past employers: Niagara Falls Memorial Medical Center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/07/11 > I am requesting this loan to consolidate credit card debt and enjoy the ease of having one monthly payment. I consider myself a good borrower as my monthly expenses are paid first before entertainment, etc. I have been gainfully employed at the same facility for the past 30 years. Job is quite stable

 

A credit bureau reported the following information about this borrower member on May 10, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1979 Delinquent Amount: $0.00
Open Credit Lines: 18 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 40 Months Since Last Delinquency: 39
Revolving Credit Balance: $24,321.00 Public Records On File: 0
Revolving Line Utilization: 31.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.My daughter was married 2 years ago and many of those wedding expenses were placed on credit cards. Also, when children were away at college living expenses, books etc. placed on credit cards.. And lastly, emergency vet bills for 2 sickly elderly pets
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Chase approx $ 8,000 15% HSBC approx $9,000 19% American Express approx $4,000 15% Sam's Club $2000 0% interest until Jan 2012
Which debts do you plan to pay off with this loan?I plan to pay off all of my present credit card debt with this loan

 


 

 

 

Member Payment Dependent Notes Series 778280

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

778280

$20,000

$20,000

10.59%

1.00%

June 17, 2011

June 20, 2016

June 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 778280. Member loan 778280 was requested on June 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: n/a Debt-to-income ratio: 8.70%
Length of employment: 5 years Location: Milton, FL
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/06/11 > This loan will help with cost of office equipment and advertising for our new location.

 

A credit bureau reported the following information about this borrower member on June 6, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1992 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 38 Months Since Last Delinquency: n/a
Revolving Credit Balance: $504.00 Public Records On File: 0
Revolving Line Utilization: 42.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What type of business are you starting?We have been in business for seven years with LPL financial, and now we are just changing our name to Premier Wealth Management Partners. We are still with the same Broker Dealer (LPL) but the name change allows us to add more lines of business to our company. We do investing and Estate Planning for our clients. Please let me know if you need further information.
What is your intended use for the loan proceeds?I am using the money to get a new sign in front of our office. Also to purchase some marketing to help everyone locally be aware of our name change and new location.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My part of rent is 420/month utilities and phone included at our office. Transportation and food are an average of 700/month. the only insurance for our office is Liability which is 825/year and that is devided between four of us.
What do you project your monthly expenses for the first 6 months of your business?We have projected that the cost to run the office is $5000.00 per month. We have already made double that this month from one advisor.
What do you project your monthly revenues for the first 6 months to be?We are averaging 16000.00 per month. We have been in business for a while and we are just changing location and branding a new DBA to better serve our clients with more product line.

 


 

 

 

Member Payment Dependent Notes Series 778303

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

778303

$19,000

$19,000

14.79%

1.00%

June 20, 2011

June 21, 2016

June 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 778303. Member loan 778303 was requested on June 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,485 / month
Current employer: WTI Debt-to-income ratio: 26.66%
Length of employment: 10+ years Location: Tulsa, OK
       
Home town:
Current & past employers: WTI
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/14/11 > I have been employed in accounting/investments for 13+ years. My employment is stable and growing. This loan Credit Card consolidation for Mastercard and Discover. All funds will be applied to the balances of the cards.

 

A credit bureau reported the following information about this borrower member on June 7, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1993 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,347.00 Public Records On File: 0
Revolving Line Utilization: 70.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?The intended use for this loan is credit card consolidation.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)I do not pay rent/mortgage/taxes/homeowners insurance or utilities. I do spend $200 monthly on groceries.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I do not pay rent or utilities. car payment $416/mo phone/internet $120/mo car insurance $115/mo gas expense(transportation) $100/mo food $200/mo discover $225/mo mastecard $300/mo
If you have a delinquency in the last 2 years, please explain the reason.I've not been delinquent on my payments.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Total monthly payments for all credit cards is approximately $500.00. I am consolidating to lower the monthly payment, and to get a better interest rate. One card has an interest rate 23.99% with a balance of $8,700.00.
What is the total balance of your credit cards, interest rates and current monthly payments?As stated in the earlier answers the total credit card indebtedness is as follows: Master Card - $8,700.00 @ 23.99% & $280.00/mo. Minimum Discover Card - $9,260.00 @ 13.99% & $180.00/mo. Minimum Paying minimum balances are inadequate in reducing balances. Therefore, I make my payments $50.00 or more over the minimum balances. That is why I am seeking a fixed interest rate at a five year term.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Please see the other answers in reference to similar questions already posted.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?As indicated in previous answers to similar questions, the monies from this consolidation loan is strictly for two major credit cards with higher interest rates. By getting this consolidation the balances from the Discover and Master Card will be locked in at a fixed rate, instead of, a variable rate.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).I do not own a house. I live in a home that I do not have to pay for.
Please explain the reason why you carry a large revolving credit balance.A loved one passed away and I helped a family member.

 


 

 

 

Member Payment Dependent Notes Series 778309

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

778309

$9,000

$9,000

5.99%

1.00%

June 16, 2011

June 20, 2014

June 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 778309. Member loan 778309 was requested on June 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,518 / month
Current employer: Department of Defence, USAF Debt-to-income ratio: 15.16%
Length of employment: 4 years Location: California City, CA
       
Home town:
Current & past employers: Department of Defence, USAF
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/06/11 > I have about 9k on my discover card at 13.24% and I'm looking for a smaller monthly payment and a lower rate. This is the last and biggest of my remaining debt. I'm just about finished with climbing out of a hole of 42k. It'll be nice when this is done and gone. This is my second lending club loan. The first one was for 8k, 36 months and 36 on time payments automatically taken. No fear of being missed or late. Thanks for considering.

 

A credit bureau reported the following information about this borrower member on June 6, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2001 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,608.00 Public Records On File: 0
Revolving Line Utilization: 32.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 778329

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

778329

$16,000

$16,000

15.99%

1.00%

June 17, 2011

June 20, 2016

June 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 778329. Member loan 778329 was requested on June 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,417 / month
Current employer: Jackson Memorial Hospital Debt-to-income ratio: 19.15%
Length of employment: 4 years Location: Miami Beach, FL
       
Home town:
Current & past employers: Jackson Memorial Hospital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 6, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1996 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,712.00 Public Records On File: 0
Revolving Line Utilization: 80.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I am currently a resident physician and will soon be graduating and transitioning to private practice. I have needed extra funding to apply for my medical board examinations, costing about $5000; to apply for multiple state licenses that cost up to $1500 per state. I am also in the process of interviewing for jobs across the country and have required funds to be able to stay and travel to these interviews.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit Cards: $30,000 apr 9-16%, $600/month My student loans are in forbearance until I secure a permanent position after residency.
Which debts do you plan to pay off with this loan?Credit cards with the highest interest rates.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards: $20,000 at apr 9-16%, $400/month
Which debts do you plan to pay off with this loan?Credit cards with the highest interest

 


 

 

 

Member Payment Dependent Notes Series 778387

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

778387

$10,000

$10,000

7.49%

1.00%

June 21, 2011

June 20, 2014

June 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 778387. Member loan 778387 was requested on June 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,083 / month
Current employer: Sulphur Springs ISD Debt-to-income ratio: 28.31%
Length of employment: 4 years Location: Daingerfield, TX
       
Home town:
Current & past employers: Sulphur Springs ISD
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/08/11 > Howdy all! I'm just looking for a way out of debt and sky high interests rates. I don't have any problem paying my bills and never have, but It would be very beneficial for us consolidate our debts and save in interests fees. I consider myself to be very dependable. Please help me get on the right path. I have great credit because I have never missed a payment in my life. Thank you for your consideration : )

 

A credit bureau reported the following information about this borrower member on June 6, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2004 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,923.00 Public Records On File: 0
Revolving Line Utilization: 23.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Debt consolidation. I have three credit cards that need to go.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Mortgage is 640, insurance is 100, utilities are 90, taxes are included in the mortage, line of credit is around 400.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?In all my expenses are about 1500, but what I was not able to include in my initial description is that my wife always works. She provides an additional 20000 annually to our income. Thanks!

 


 

 

 

Member Payment Dependent Notes Series 778432

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

778432

$14,000

$14,000

6.99%

1.00%

June 20, 2011

June 20, 2014

June 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 778432. Member loan 778432 was requested on June 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,417 / month
Current employer: Chesterfield County, Virginia Debt-to-income ratio: 25.29%
Length of employment: 5 years Location: Richmond, VA
       
Home town:
Current & past employers: Chesterfield County, Virginia
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/06/11 > I would like to consolidate a high interest loan and credit card debt in order to save more money for the eventual purchase of my first home. I have been employed with my county for over five years and my job is safe and secure and I have no intentions of leaving any time soon. I have an excellent credit score and feel it is my moral duty to pay my debts without fail, I will not eat before I will not pay a bill. Your consideration of my loan is much appreciated. Borrower added on 06/08/11 > My monthly gross income is approx. $3400 a month. I have a car payment of $379/month, loan payment of $369/month at 18% from big box bank that I have been paying for two years and two credit cards with a combined minimum monthly payment of approx. $100/month. I live rent free through an arrangement made long ago with a family friend and my only other expenses are the usual utilities, cable, cell phone, gas. I am never late on my payments. This loan would enable me to pay off my loan and credit cards, reduce my monthly payments, and eliminate my debt sooner. I can assure you that funding my loan is of no risk to you and hopefully will be mutually beneficial. I will happily answer any questions you may have. Thank You!

 

A credit bureau reported the following information about this borrower member on June 6, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1993 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,548.00 Public Records On File: 0
Revolving Line Utilization: 17.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I would like to pay off my high interest loan and my two credit cards with this loan and have one lower monthly payment to allow me to save more money and pay off the debt faster.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)As I noted in my loan description I am rent free in a home owned by a friend due to an arrangement made years ago to assist her elderly mother with getting her around to doctor's appointments, luncheons, errands etc. My monthly utilities are nominal, averaging about $110 month but are much higher in the winter when i have to purchase heating oil. With oil prices as high as they are and the old house I live in I average nearly $300 month for oil alone during winter months.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Current monthly expenses: Roth IRA : $60 Auto/Renters Insurance: $55 Power: $70 Cell Phone: $39 Cable/Internet: $130 Water/Sewer/Trash: $23, $70 for three months Newspaper: $20 Gas: approx. $150 Pets: $50 Food (Groceries, Eating out)$150 approx Net pay per month is approx. $2372/mos. Attempt to save 10% a month if possible. Paying bills is priority, attempt to pay more than minimum monthly payment on two credit cards, payments made bi-weekly.
If you have a delinquency in the last 2 years, please explain the reason.I have never had a delinquency in my 18 years of having credit. My bills are always paid.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?#1 Personal Loan - $9300 - 18.99% - $369 month # 2 Credit Card - $1600 - 19%- $47 month minimum pymt. # 3 Credit Card - $3400 - $10.99% - 67 month minimum pymt.
Which debts do you plan to pay off with this loan?If fully funded, with this loan I intend to pay off all my debts I have detailed in your other questions.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I intend to pay off my three debts in full if this loan is fully funded. This will allow me to have a lower monthly payment and save on interest and I will not be paying it to a large corporate bank, I would be paying back my peer lenders who have faith that I will repay the loan and mutually benefit both of us. Thank you for your questions and consideration of my loan!

 


 

 

 

Member Payment Dependent Notes Series 778440

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

778440

$12,000

$12,000

16.89%

1.00%

June 16, 2011

June 20, 2016

June 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 778440. Member loan 778440 was requested on June 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $11,667 / month
Current employer: Lavie Debt-to-income ratio: 13.89%
Length of employment: 10+ years Location: ATLANTA, GA
       
Home town:
Current & past employers: Lavie
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 6, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1995 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 39 Months Since Last Delinquency: 70
Revolving Credit Balance: $41,329.00 Public Records On File: 0
Revolving Line Utilization: 61.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 778457

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

778457

$6,000

$6,000

5.42%

1.00%

June 17, 2011

June 20, 2014

June 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 778457. Member loan 778457 was requested on June 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,000 / month
Current employer: n/a Debt-to-income ratio: 4.30%
Length of employment: n/a Location: lindenhurst, NY
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 6, 2011:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 01/2003 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,783.00 Public Records On File: 0
Revolving Line Utilization: 13.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 778478

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

778478

$35,000

$22,725

17.49%

1.00%

June 21, 2011

June 20, 2016

June 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 778478. Member loan 778478 was requested on June 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,792 / month
Current employer: UPS Debt-to-income ratio: 17.24%
Length of employment: 10+ years Location: Landing, NJ
       
Home town:
Current & past employers: UPS
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/10/11 > I plan to use the money to pay off credit card debts and pay off a car payment in full. What makes me a good borrower is that my job is very stable, and i have been employed at the same company for over 13 years. All payments have always been sent and processed on time.

 

A credit bureau reported the following information about this borrower member on June 6, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1998 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $35,727.00 Public Records On File: 0
Revolving Line Utilization: 68.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Money will be used for 4 different debts, 2 credit cards, a sears mastercard and a car payment.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)$2,400
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$1000
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Money will be used for 4 different debts, 2 credit cards, a sears mastercard and a car payment.

 


 

 

 

Member Payment Dependent Notes Series 778480

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

778480

$35,000

$25,575

19.29%

1.00%

June 21, 2011

June 20, 2016

June 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 778480. Member loan 778480 was requested on June 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,067 / month
Current employer: AMD Debt-to-income ratio: 14.85%
Length of employment: 10+ years Location: san jose, CA
       
Home town:
Current & past employers: AMD
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 6, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1986 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: 34
Revolving Credit Balance: $24,442.00 Public Records On File: 0
Revolving Line Utilization: 89.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?i would like to paid of all the small amt with this loan i have
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?50,000 debt balances about 15-18% interest rate
Which debts do you plan to pay off with this loan?12,000 on usBank 7,500 on lending club 9,500 on golden1 4,000 on us Bank
Please explain the reason why you carry a large revolving credit balance.to cover trade school expense at that time my company not sure the training was related to my work.
What is your intended use for the loan proceeds?i would like to paid of all the small amt with this loan i have
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?40,000 debt balances interest rates run from 13% - 18%
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?around 400.00 monthly expenses

 


 

 

 

Member Payment Dependent Notes Series 778510

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

778510

$10,000

$10,000

5.42%

1.00%

June 15, 2011

June 24, 2014

June 24, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 778510. Member loan 778510 was requested on June 10, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: J.D. Power and Associates Debt-to-income ratio: 7.02%
Length of employment: 6 years Location: Woodland Hills, CA
       
Home town:
Current & past employers: J.D. Power and Associates
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/10/11 > Please help me pay off a high balance credit card that I consolidated. My special APR rate is about to expire and go up tremendously. Thank you.

 

A credit bureau reported the following information about this borrower member on June 10, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1996 Delinquent Amount: $0.00
Open Credit Lines: 21 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 34 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,171.00 Public Records On File: 0
Revolving Line Utilization: 16.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I'm going use the funds to pay off a high balance credit card bill that I consolidated. It has a special 0% interest rate that expires soon.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?These are approx amounts. 2 Credit cards: 1) $6,900 @ 0% until Sept (payment $180) 2) 1,500 @ 1.99% Life of Loan (payment $40) Student loans: $10,000 @ 3.0% (payment $120.00) Mortgage: $202,000 @ 5.0 % (payment $1,400) No car payments

 


 

 

 

Member Payment Dependent Notes Series 778517

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

778517

$20,000

$20,000

10.99%

1.00%

June 17, 2011

June 20, 2016

June 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 778517. Member loan 778517 was requested on June 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,250 / month
Current employer: Comcast Debt-to-income ratio: 9.49%
Length of employment: 10+ years Location: Olathe, KS
       
Home town:
Current & past employers: Comcast
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/09/11 > I am using this loan for home improvements. I have a very stable job and have been with the company for 12 years. I have an excellent credit history and this payment is easily within my normal budget. Thanks.

 

A credit bureau reported the following information about this borrower member on June 6, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1998 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,299.00 Public Records On File: 0
Revolving Line Utilization: 19.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?My intended use for this loan is for home improvements. Thanks.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)$2300 for mortgage, tax, insurance and utilities.
Please explain the reason why you carry a large revolving credit balance.I find it more comfortable to make monthly payments then to deplete my savings.
What is the estimated current market value of your home?$190,000
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?$180,000 at 5%, $1,100 per month.
Is the improvement to your primary residence or an investment property?This improvement is to my primary residence. Thanks.

 


 

 

 

Member Payment Dependent Notes Series 778529

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

778529

$5,000

$5,000

21.36%

1.00%

June 20, 2011

June 20, 2016

June 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 778529. Member loan 778529 was requested on June 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,083 / month
Current employer: Monsignor Scanlan High School Debt-to-income ratio: 16.02%
Length of employment: 6 years Location: Dobbs Ferry, NY
       
Home town:
Current & past employers: Monsignor Scanlan High School
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/07/11 > I would like to consolidate my debt to minimize high interest paid on my individual credit cards.

 

A credit bureau reported the following information about this borrower member on June 6, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1995 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: 36
Revolving Credit Balance: $14,527.00 Public Records On File: 1
Revolving Line Utilization: 98.80% Months Since Last Record: 101
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 778677

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

778677

$6,200

$6,200

5.99%

1.00%

June 17, 2011

June 20, 2014

June 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 778677. Member loan 778677 was requested on June 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,000 / month
Current employer: Concorde Career College Debt-to-income ratio: 27.58%
Length of employment: 4 years Location: Chatsworth, CA
       
Home town:
Current & past employers: Concorde Career College
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/06/11 > This loan would be more beneficial than transferring balances from two credit cards onto another card. Although there may be no transfer fees, the low percentage rate of 5.99% I was quoted is only valid for 30 days.

 

A credit bureau reported the following information about this borrower member on June 6, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1990 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,721.00 Public Records On File: 0
Revolving Line Utilization: 45.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 778747

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

778747

$7,000

$7,000

8.49%

1.00%

June 17, 2011

June 20, 2014

June 20, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 778747. Member loan 778747 was requested on June 6, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,417 / month
Current employer: coronado manufacturing Debt-to-income ratio: 19.16%
Length of employment: 3 years Location: northridge, CA
       
Home town:
Current & past employers: coronado manufacturing
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

I will be using the funds to purchase an atv (all terrain vehicle ), and to consolidate a few credit cards at a better interest rate. As you can see by my credit report, i have never been late making a payment on any of my credit cards or loans, nor have i ever been in default on any credit cards or loans.

 

A credit bureau reported the following information about this borrower member on June 6, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1977 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,486.00 Public Records On File: 0
Revolving Line Utilization: 59.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I have a $585 a month boat payment which is paid off next month, my cars are free and clear. My total expenses are around $1800 a month. I net $887 a week.

 


 

 

 

Member Payment Dependent Notes Series 778772

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

778772

$5,600

$5,600

7.91%

1.00%

June 21, 2011

June 24, 2014

June 24, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 778772. Member loan 778772 was requested on June 10, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,167 / month
Current employer: Elementum Inc Debt-to-income ratio: 20.21%
Length of employment: 6 years Location: Palm Springs, CA
       
Home town:
Current & past employers: Elementum Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/14/11 > I am looking to buy a small travel trailer/RV. My income is increasing and my work load is increasing. and things are looking great!. Of course standard banks wont see that for several years. I have a very good credit score, ZERO lates or negative marks. I am on a 3 year budget plan to pay off my credit cards, and on track with that too.

 

A credit bureau reported the following information about this borrower member on June 6, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1993 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $32,987.00 Public Records On File: 0
Revolving Line Utilization: 55.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.5 years ago the company I worked for went into a slump and I had to buy COBRA medical insurance, I foolishly put that on a charge thinking tomorrow would be better, I also moved, and used my cards. Now things are looking great, My personal economy is getting better everyday, my credit score has always shown I am responsible. I am on a budget to pay my cards in 3 years, and on track with that. I learned my lesson.

 


 

 

 

Member Payment Dependent Notes Series 778831

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

778831

$15,000

$15,000

12.87%

1.00%

June 16, 2011

June 22, 2014

June 22, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 778831. Member loan 778831 was requested on June 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,833 / month
Current employer: The Marketing Store Debt-to-income ratio: 13.10%
Length of employment: 1 year Location: Chicago, IL
       
Home town:
Current & past employers: The Marketing Store
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/09/11 > [Purpose of loan:] I am looking to consolidate bad debt from one credit line. It is a remnant from a period of unemployment in 2009. [My financial situation:] There are several reasons I feel I am a low-risk investment: 1. "I make my monthly payments." Never missed a payment. 2. "I have good credit." My credit score is in the >720 range. 3. "I have a stable career." Sr. Management. 4. "I have a solid salary and salary history." With bonus, 130k+/yr. 5. "I am a homeowner with minimal personal liability risk." I will have no problem managing a payment from 400 to 1k per month. Thank you for your consideration. Borrower added on 06/10/11 > [Monthly Budget:] Net income - 6279.26 Net Bonus - 558.33 Total Credits: $6837.59 Rent + Mortgage + Taxes: (1297.50) Utilities: (352.22) Food + Gifts + Expenses: (748.33) Credit Payments: (793.33) more than minimum on 3 cards I'm looking to consolidate [loan payment would replace these payments] Auto + Insurance + Parking + Gas/Maint: (958.67) Remainder per month: $2687.54

 

A credit bureau reported the following information about this borrower member on June 8, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1999 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: 71
Revolving Credit Balance: $24,810.00 Public Records On File: 0
Revolving Line Utilization: 54.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 778904

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

778904

$5,000

$5,000

8.49%

1.00%

June 21, 2011

June 21, 2014

June 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 778904. Member loan 778904 was requested on June 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,083 / month
Current employer: Medical Billing and Financial Services Debt-to-income ratio: 11.55%
Length of employment: 5 years Location: Massillon, OH
       
Home town:
Current & past employers: Medical Billing and Financial Services
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 7, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1987 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 38 Months Since Last Delinquency: n/a
Revolving Credit Balance: $40,129.00 Public Records On File: 0
Revolving Line Utilization: 64.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.All used for home improvements. The $25K has garnered me $60K in equity,
Please explain the reason why you carry a large revolving credit balance.All used for home improvements. The $25K has garnered me $60K in equity,
Please explain the reason why you carry a large revolving credit balance.All used for home improvements. The $25K has garnered me $60K in equity,
Please explain the reason why you carry a large revolving credit balance.All used for home improvements. The $25K has garnered me $60K in equity,

 


 

 

 

Member Payment Dependent Notes Series 778906

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

778906

$12,000

$12,000

5.42%

1.00%

June 16, 2011

June 21, 2014

June 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 778906. Member loan 778906 was requested on June 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,583 / month
Current employer: Better Construction Debt-to-income ratio: 5.81%
Length of employment: 4 years Location: Dearborn, MI
       
Home town:
Current & past employers: Better Construction
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/08/11 > Looking to buy a house for family that has come into money issues Borrower added on 06/09/11 > i have the rest of the money to pay for the house in my savings Borrower added on 06/13/11 > I pay off credit cards each month, and do not carry balances. Also, i have never been delinquent on any accounts

 

A credit bureau reported the following information about this borrower member on June 7, 2011:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 10/1998 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 37 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,399.00 Public Records On File: 0
Revolving Line Utilization: 24.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?to buy my in-laws a house. they are losing theirs
What other sources of financing are you using to purchase the home?We have the rest of the money, from savings. It is a hud home, that we just found out we got for a great price
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)$4,000 a month
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$1800
If you have a delinquency in the last 2 years, please explain the reason.No delinquencies
What is the estimated current market value of the home you intend to purchase?$56,500 is the estimated market value, but the offer accepted was $26,990
What is the estimated current market value of the home you intend to purchase?$52,500 is the estimated current market value. They accepted my offer at $26,900. I have the rest of the money in my savings to pay for it.
What is the estimated current market value of the home you intend to purchase?$52,500 but they accepted my offer of $26,990

 


 

 

 

Member Payment Dependent Notes Series 778951

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

778951

$18,200

$18,200

10.99%

1.00%

June 21, 2011

June 21, 2016

June 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 778951. Member loan 778951 was requested on June 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,667 / month
Current employer: New England Motor Freight Debt-to-income ratio: 27.68%
Length of employment: 4 years Location: Staten Island, NY
       
Home town:
Current & past employers: New England Motor Freight
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/10/11 > With the exception of gas, car insurance, tolls, and phone, I have no other expenses. I have also been at my current job since 2006.

 

A credit bureau reported the following information about this borrower member on June 7, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1989 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: n/a
Revolving Credit Balance: $24,375.00 Public Records On File: 0
Revolving Line Utilization: 32.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)only other payment is car insurance, 689 every 3 months
What is your intended use for the loan proceeds?Credit card consolidation
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$650

 


 

 

 

Member Payment Dependent Notes Series 778955

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

778955

$8,000

$8,000

18.39%

1.00%

June 17, 2011

June 21, 2016

June 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 778955. Member loan 778955 was requested on June 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,167 / month
Current employer: DeAngelo Brothers Debt-to-income ratio: 7.61%
Length of employment: < 1 year Location: Green Cove Springs, FL
       
Home town:
Current & past employers: DeAngelo Brothers
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 7, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1993 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 27 Months Since Last Delinquency: 4
Revolving Credit Balance: $12,501.00 Public Records On File: 1
Revolving Line Utilization: 49.60% Months Since Last Record: 113
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 778974

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

778974

$11,500

$11,500

10.99%

1.00%

June 16, 2011

June 21, 2014

June 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 778974. Member loan 778974 was requested on June 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,583 / month
Current employer: NGP Management LLC Debt-to-income ratio: 22.21%
Length of employment: 3 years Location: Lowell, MA
       
Home town:
Current & past employers: NGP Management LLC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

This loan will be used to payoff and CLOSE high interest credit cards. Being an Accountant I try to stay on a budget and try to manage my funds as best as I can however, maintaining a household over the past few years had been difficult and led me to rely on credit cards. I no longer have to rely on the credit cards to stay afloat and want to pay them off as quickly as possible. I finally want to be able to invest in my future and not have to worry about paying off credit card debt for the rest of my life. I have always maintained good credit and pay all obligations on time.

 

A credit bureau reported the following information about this borrower member on June 7, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1999 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 33 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,132.00 Public Records On File: 0
Revolving Line Utilization: 80.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?The total balances that I will be paying off are approximately $17k with an average interest rate of 24%. (These are all revolving balances). I have just received a 5 year loan through CITI for $7,500 which I have already used to payoff two of my credit cards. I will use the entire balance of this loan to pay off and close all but one of my credit cards (the one with the lowest - 9.24% - rate). I have no student loans, no lines of credit and my mortgage payment is approximately $1350/mo. I have an auto loan which is $260/mo and is 60% paid off. I have done the math and found that with the two installment loans (Lending Club and Citi) I can reduce my monthly payments by over $100/mo and have both loans paid off within three years. (The Citi loan is a 5year loan, but I have set up the payments so that I will have it paid off in 36months).

 


 

 

 

Member Payment Dependent Notes Series 779039

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

779039

$6,000

$6,000

7.42%

1.00%

June 17, 2011

June 22, 2014

June 22, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 779039. Member loan 779039 was requested on June 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,485 / month
Current employer: n/a Debt-to-income ratio: 3.72%
Length of employment: 2 years Location: Virginia Beach, VA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 7, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1999 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: 80
Revolving Credit Balance: $5,475.00 Public Records On File: 0
Revolving Line Utilization: 19.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 779179

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

779179

$18,000

$18,000

13.99%

1.00%

June 17, 2011

June 21, 2016

June 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 779179. Member loan 779179 was requested on June 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,333 / month
Current employer: United States Airforce Debt-to-income ratio: 18.25%
Length of employment: 10+ years Location: North Las Vegas, NV
       
Home town:
Current & past employers: United States Airforce
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/07/11 > I plan on paying off 2 Credit Cards totaling $14,302. Borrower added on 06/07/11 > I have never and will never miss or be late on a payment. Borrower added on 06/07/11 > I am in the Military and have been for 12 yrs. My debt built up from moving around. If I didn't pay for this loan, I would be kicked out of the military. Borrower added on 06/07/11 > I will cancel both cards I pay off.

 

A credit bureau reported the following information about this borrower member on June 7, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2000 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 87 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,330.00 Public Records On File: 0
Revolving Line Utilization: 34.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?CC-$7500 13% $200 a month CC-$6600 9% $200 a month Mortage-$169,000 4.1% $1005 a month
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Mortgage, taxes and insurance are all in one. $1005
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage, taxes and insurance are all in one. $1005 Utilities-$300/Food $200/Phone $110
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Mortgage, taxes and insurance are all in one. $1005 Utilities-$300
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Mortgage, taxes and insurance are all in one. $1005
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?CC-$7500 13% $200 a month CC-$6600 9% $200 a month Mortage-$169,000 4.1% $1005 a month
Which debts do you plan to pay off with this loan?$14,500 in Credit Cards and I will cancel the cards.
What is your intended use for the loan proceeds?Pay off two credit cards totaling $14,500 and I will cancel the cards.
If you have a delinquency in the last 2 years, please explain the reason.I have never had a delinquency ever.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I am paying off almost $15000 in Credit Card debt and canceling the cards.
Please explain the reason why you carry a large revolving credit balance.I have great credit so I'm always getting offers. I will pay all of them off and cancel all but 1 with the least APR.
If you have a public record on file, please briefly explain the event and its resolution.I don't have public record on file.

 


 

 

 

Member Payment Dependent Notes Series 779220

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

779220

$10,000

$10,000

18.39%

1.00%

June 15, 2011

June 21, 2016

June 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 779220. Member loan 779220 was requested on June 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,917 / month
Current employer: Pacific Premier Bank Debt-to-income ratio: 11.38%
Length of employment: 1 year Location: LONG BEACH, CA
       
Home town:
Current & past employers: Pacific Premier Bank
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 7, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2007 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,737.00 Public Records On File: 0
Revolving Line Utilization: 76.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?Car loan (Ford), Credit cards (Chase, American Express, US Bank, Capitol One)
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Car loan balances is app $3800/- interest rate about 8% Chase credit card balance is app $2300/-, interest rate is about 20% American Express credit card balance is app 1400/-, interest rate is about 15% US Bank credit card balance is app $350/-, interest rate is about 20% Capitol One credit card balance is app 350/-, interest rate is about 17%

 


 

 

 

Member Payment Dependent Notes Series 779274

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

779274

$15,350

$15,350

12.99%

1.00%

June 17, 2011

June 21, 2016

June 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 779274. Member loan 779274 was requested on June 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,250 / month
Current employer: Fresenius Medical Care-North America Debt-to-income ratio: 20.17%
Length of employment: 7 years Location: WALNUT CREEK, CA
       
Home town:
Current & past employers: Fresenius Medical Care-North America
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

The purpose of the loan is to let two working professionals be happily married after many years of a career first attitude. The loan is going to be used for the purchase of an engagement ring for the perfect woman. I recently completed graduate school with a master's degree. I worked full-time, was a full-time student, and still had to take out student loans. I'm responsible, a very hard worker and have a strong work ethic, as a result, I have promoted within the company. I work a leading company that manufactures devices, medical related disposable items, and provides in-clinic services. This is a very stable job with plenty of opportunities to continue promoting up the corporate ladder. Monthly expenses fit within the earnings to debt ratios. I have a solid repayment plan: an initial 10% of the loan will be paid within one month of funding. Then 25% will be added to each monthly loan payment allowing the loan to be paid in full approximately 27 months early. The bottom line is that I still need help making our dreams come true. Thank you for your consideration.

 

A credit bureau reported the following information about this borrower member on June 7, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1993 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: 31
Revolving Credit Balance: $4,508.00 Public Records On File: 0
Revolving Line Utilization: 69.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.As far as I???m aware and according to a credit report I received on 04/27/2011, I am not delinquent on any accounts. If this is incorrect, could I please have the details so I can correct he issue.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Monthly expenses are approximately $2700 per month; of course this amount is going to fluctuate depending on actual expenses. This total reflects student loans, credit/auto payments, medical expenses, utilities, and miscellaneous expenses such as gasoline, groceries, etc??? I have posted two descriptions, one is a potential repayment plan but so far it has not shown up on my account, I???m not sure what the problem is so I???ve provided the information below. I hope this information helps. A thought occurred to me about the expense of the engagement ring, why is the purchase/loan request $15,350. This amount is reflective of four offers (one low, two too high) and would cover the cost of the ring plus the origination fees. Once the fees are deducted, the amount of funding I would receive is approximately $14,500. Less the purchase price of the ring ($12,900) leaves an excess of approximately $1,600 which would immediately be applied towards the loan balance. Additionally, a recalculation of monthly expenses would allow for a minimum loan payment of approximately $500. The combination of the $1,600 and the increased monthly would allow the loan to be paid in full approximately 27 months early.
What is your intended use for the loan proceeds?I did initially post a description of the purpose for the loan and information about myself. As of yet, I???ve not seen it posted on my account. Below is a rewrite of the statement. The purpose of the loan is to buy an engagement ring for the perfect woman. I recently completed graduate school with a master???s in biology. I worked full-time, was a full-time student, and still had to take out student loans even though I received two small school grants. I???m responsible, a very hard worker and have a strong work ethic, as result, I have received a promotion. I work for the world leading company that manufactures devices, medical related disposable items, and provides in-clinic services for dialysis. This is a very stable job with plenty of opportunities to promote up the corporate ladder.

 


 

 

 

Member Payment Dependent Notes Series 779319

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

779319

$11,000

$11,000

8.49%

1.00%

June 17, 2011

June 21, 2014

June 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 779319. Member loan 779319 was requested on June 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,333 / month
Current employer: Oracle America, Inc. Debt-to-income ratio: 15.04%
Length of employment: < 1 year Location: Fort Lauderdale, FL
       
Home town:
Current & past employers: Oracle America, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/07/11 > Debt Consolidation for credit cards and student loans. Excellent credit score (720+), no late payments on 10 year credit history. Very secure with employment at large technology company.

 

A credit bureau reported the following information about this borrower member on June 7, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1998 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,176.00 Public Records On File: 0
Revolving Line Utilization: 73.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 779346

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

779346

$7,500

$7,500

13.49%

1.00%

June 15, 2011

June 21, 2014

June 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 779346. Member loan 779346 was requested on June 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,200 / month
Current employer: n/a Debt-to-income ratio: 8.34%
Length of employment: n/a Location: newyork, NY
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 7, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1983 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,936.00 Public Records On File: 1
Revolving Line Utilization: 97.30% Months Since Last Record: 116
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a public record on file, please briefly explain the event and its resolution.no i do not have a record I am a veteran
What type of vehicle are you buying (make, model, year, mileage and condition)?none I HOPE TO PAY OFF SOME BIL.LS WITH THE MONEY.

 


 

 

 

Member Payment Dependent Notes Series 779365

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

779365

$8,000

$8,000

12.12%

1.00%

June 15, 2011

June 22, 2014

June 22, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 779365. Member loan 779365 was requested on June 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,500 / month
Current employer: Laufer Dalena Cadicina Jensen & Boyd Debt-to-income ratio: 23.97%
Length of employment: 1 year Location: Bloomfield, NJ
       
Home town:
Current & past employers: Laufer Dalena Cadicina Jensen & Boyd
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/10/11 > I am a very smart and organized person. I always pay my bills on time and I always make my payments on time. My job is very stable and I truly work very hard there. However I could use a little extra money to help clear some of my debt and allow myself to start using my hard earned money to save for my future. This loan would really help me get on track financially and I would be able to make my payments on time and efficiently. My monthly budget consists of paying for rent, car insurance , car payment , phone , utilities , food store and gas, and payments for some of my debt in which I am trying to get out. However , with this loan I would free myself from my struggling debt at this moment but still be able to pay back the loan each month and pay my regular bills. This would just give me room to breathe a bit and I very responsible on making my payments for all my bills and / or expenses.

 

A credit bureau reported the following information about this borrower member on June 7, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2001 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,557.00 Public Records On File: 0
Revolving Line Utilization: 70.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current monthly expenses are 550 for rent 85 for my phone about 150 a month for food. I pay about 100 each month for gas. I also pay my car insurance which 120 a month. Those are my main expenses for things that need to be paid for.

 


 

 

 

Member Payment Dependent Notes Series 779366

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

779366

$20,000

$20,000

11.63%

1.00%

June 20, 2011

June 23, 2014

June 23, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 779366. Member loan 779366 was requested on June 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,250 / month
Current employer: Morgan Stanley Smith Barney Debt-to-income ratio: 14.22%
Length of employment: 1 year Location: Minneapolis, MN
       
Home town:
Current & past employers: Morgan Stanley Smith Barney
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/09/11 > I am a alumnus of a Big Ten university with a stable career in the financial industry. My monthly net income is $4,024.30 and my monthly expenses (inclusive of this loan, all bills, and personal entertainment) are $3,042.77. My credit score is very important to me, as such, I monitor it on a monthly basis. I pay more than the minimum due on my bills, unless there is a pre-payment penalty. The loan amount I am applying for and the subsequent payment schedule are well with in my means.

 

A credit bureau reported the following information about this borrower member on June 8, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2000 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: 45
Revolving Credit Balance: $11,308.00 Public Records On File: 0
Revolving Line Utilization: 46.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 779432

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

779432

$20,000

$20,000

15.23%

1.00%

June 17, 2011

June 21, 2016

June 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 779432. Member loan 779432 was requested on June 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,500 / month
Current employer: Clover Park School Dist. Debt-to-income ratio: 21.14%
Length of employment: 5 years Location: UNIVERSITY PLACE, WA
       
Home town:
Current & past employers: Clover Park School Dist.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/07/11 > Please help me. I'm a hard working, responsible adult wanting to take control of my finances and pay off past mistakes. Borrower added on 06/09/11 > Applying for a loan to consolidate my high interest credit cards to be able to completely pay them off. I am currently paying more than the payment requested on this loan, therefore I will definitely be able to pay for this loan each month. I have a full time job and always make my payments on time. Please consider investing in me so that I can become debt free.

 

A credit bureau reported the following information about this borrower member on June 7, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2002 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $19,020.00 Public Records On File: 0
Revolving Line Utilization: 76.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent, car payment, car insurance, renter's insurance, food, gas, utilities, cell phone, 2 credit cards, 1 line of credit, medical co-pays, and cable.
Please explain the reason why you carry a large revolving credit balance.Life happened. Health issues, a car accident, lost my home a few years ago, was unemployed for a short time, etc.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have two credit cards at 25% interest and a Line of Credit at %12- various. The total debt comes to $19, 681.00.
Which debts do you plan to pay off with this loan?Two credit cards and a Line of Credit.
What is your intended use for the loan proceeds?I'm paying off my debt, and eliminating high interest charges.

 


 

 

 

Member Payment Dependent Notes Series 779656

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

779656

$9,000

$9,000

5.42%

1.00%

June 17, 2011

June 21, 2014

June 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 779656. Member loan 779656 was requested on June 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,917 / month
Current employer: University of Wyoming Debt-to-income ratio: 16.77%
Length of employment: 10+ years Location: Laramie, WY
       
Home town:
Current & past employers: University of Wyoming
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/13/11 > I have two revolving debt accounts that will be settled in early July due to a pending reimbursement for work related travel expenses. Any additional debt is due to previous medical related expenses and most is at a zero or low interest rate and progress has been made. I desire this loan as most wedding costs (deposits, etc...) are requested up front and I had anticipated having time to plan for such expenses. By securing this low interest loan and paying it I will be able to continue my progress and provide a modest wedding for my daughter.

 

A credit bureau reported the following information about this borrower member on June 7, 2011:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 12/1992 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 34 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,889.00 Public Records On File: 0
Revolving Line Utilization: 10.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?To pay for a venue, caterer, etc... for my daughter's wedding.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Debt to income ratio is excellent- no lines of equity on mortgage, minimal credit card balances.
Please explain the reason why you carry a large revolving credit balance.Any debt incurred over the past few years has been related to medical expenses and my budget allows for large payments to eliminate this debt. I have been employed in a stable position for the past 14 years and in my profession for 18 years. I have never been late or missed a payment on any debt.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I have a mortgage payment equal to approximately 1/3 of my monthly income. I own my car and live 6 miles from work so transportation costs are minimal. I am able to make more than minimal payments on any debt and put back money into a savings account monthly. I had large medical expenses a few years ago and have worked hard to pay them off and have made great progress. Some of the revolving credit presented is due to travel expenses for my employment that are pending reimbursement. I have a lot of borrowing power but want a lower interest rate so I can stay on track with this progress.
If you have a delinquency in the last 2 years, please explain the reason.No late or missed payments on any account.
How are you paying for other wedding expenses not covered by this loan?We are using some of our savings account. Others we plan to pay as we go.
What portion of your wedding expenses does this loan represent?I am hopeful that it represents a majority of the costs. My daughter wants a modest wedding and we are working together to be budget conscience but still have a wonderful experience. Our goal is to work within this amount. Because of our location in a small town and willingness of family members to help with some extras we should be able to accomplish this.

 


 

 

 

Member Payment Dependent Notes Series 779684

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

779684

$13,650

$13,650

10.99%

1.00%

June 15, 2011

June 21, 2014

June 21, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 779684. Member loan 779684 was requested on June 7, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,167 / month
Current employer: Dr. Charles bebko Debt-to-income ratio: 19.25%
Length of employment: 10+ years Location: Campobello, SC
       
Home town:
Current & past employers: Dr. Charles bebko
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/07/11 > Payoff a current loan with a higher interest rate. Would save $50 a month and payoff sooner.

 

A credit bureau reported the following information about this borrower member on June 7, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1999 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $24,874.00 Public Records On File: 0
Revolving Line Utilization: 46.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?$12700 loan at for 504 a month that is what i am wanting to get a better rate on that was taken out to cover nonelective medical procedures insurance would not cover , a mortgage loan for $205,000 at 5% of $1200 a month and a Student loan of $53000 for $325 a month for at 3.50%

 


 

 

 

Member Payment Dependent Notes Series 779812

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

779812

$9,775

$9,775

12.87%

1.00%

June 16, 2011

June 22, 2016

June 22, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 779812. Member loan 779812 was requested on June 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,083 / month
Current employer: bdp international inc Debt-to-income ratio: 18.29%
Length of employment: 2 years Location: KANNAPOLIS, NC
       
Home town:
Current & past employers: bdp international inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 8, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2000 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: 73
Revolving Credit Balance: $4,563.00 Public Records On File: 0
Revolving Line Utilization: 24.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 779908

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

779908

$3,100

$3,100

20.69%

1.00%

June 17, 2011

June 23, 2014

June 23, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 779908. Member loan 779908 was requested on June 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,000 / month
Current employer: American Metal Roofs Debt-to-income ratio: 16.79%
Length of employment: 7 years Location: Durand, MI
       
Home town:
Current & past employers: American Metal Roofs
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 7, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2007 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,930.00 Public Records On File: 3
Revolving Line Utilization: 85.00% Months Since Last Record: 33
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Pay off installment loan and credit cards. I also will be doing some home improvements.
If you have a public record on file, please briefly explain the event and its resolution.When my business failed in 2004 I had a car repossessed and a credit card that went to court. I chose not to file bankruptcy and paid off the debts in 2008, 2009.
If you have a public record on file, please briefly explain the event and its resolution.When my business failed in 2004 I had a car repossessed and a credit card that went to court. I chose not to file bankruptcy and paid off the debts in 2008, 2009.

 


 

 

 

Member Payment Dependent Notes Series 780008

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

780008

$9,800

$9,800

8.90%

1.00%

June 20, 2011

June 23, 2014

June 23, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 780008. Member loan 780008 was requested on June 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,917 / month
Current employer: Kaiser Permanente Debt-to-income ratio: 9.67%
Length of employment: 2 years Location: Fremont, CA
       
Home town:
Current & past employers: Kaiser Permanente
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/11/11 > I have a stable job, with a monthly budget of $1,500 for the wedding alone. However, due to unforseen circumstances with the funding for the wedding, we have gone over budget and need money to cover the balances. Thanks for looking!

 

A credit bureau reported the following information about this borrower member on June 7, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2002 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,380.00 Public Records On File: 0
Revolving Line Utilization: 52.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I intend to use the loan to pay for wedding expenses, mainly the balances left over from various vendors that only accept cash/check. I had other funding lined up via family members, but their funding fell through and these balances need to be paid before the wedding. Thanks for looking!
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly expenses including rent, untilities, bills, transportation, food, insurance, etc is apx $3,500. My surplus is about $2,500, but since funding fell through from family members, I am left with these wedding vendor balances. Thanks for looking!
What portion of your wedding expenses does this loan represent?About 1/4 of the wedding.
Please explain the reason why you carry a large revolving credit balance.I have a school loan and a credit card that I am diligently paying off currently, even with the wedding expenses. Those payments are already included in my monthly budget. I ran up the credit card bill a couple years ago, but I have not charged very much to it in the past year because what I used to charge to it, I have eliminated or paid with cash. The credit card should be paid off by next year at the rate I'm paying it off.

 


 

 

 

Member Payment Dependent Notes Series 780011

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

780011

$22,000

$22,000

14.82%

1.00%

June 20, 2011

June 22, 2016

June 22, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 780011. Member loan 780011 was requested on June 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $4,083 / month
Current employer: bank of america Debt-to-income ratio: 1.20%
Length of employment: 5 years Location: renton, WA
       
Home town:
Current & past employers: bank of america
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 7, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2000 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,782.00 Public Records On File: 0
Revolving Line Utilization: 4.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What portion of your wedding expenses does this loan represent?all the expenses. we ended up having kids early and didn't have an actual wedding, this is something that we have been planning. Due to the housing market we took some losses in our investment homes and therefore have used up most of our savings.
How are you paying for other wedding expenses not covered by this loan?i plan to buget within the loan and not to go over.
What is your intended use for the loan proceeds?the resturant, bridesmaids, the rental of the church, the wedding decorations
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?our home is paid off, cars are paid off, credit card debit is under $2000.00, HOI is $560.00 a year, cars insurance is $356.00 every 6 months, utitlites $200.00 month, phone $50.00(discount through work), food $200.00 month (cooking at home). Husband pays for half the expenses, his income is $40,000.00 a year.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?our home is paid off, cars are paid off, credit card debit is under $2000.00, HOI is $560.00 a year, cars insurance is $356.00 every 6 months, utitlites $200.00 month, phone $50.00(discount through work), food $200.00 month (cooking at home). Husband pays for half the expenses, his income is $40,000.00 a year.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)i have no house mortgage or rent, my house is paid off. I have no home equity loan or line of credit on my house. utilities $200.00 per month, home insurance is $560.00 per year.
If you have a delinquency in the last 2 years, please explain the reason.no delinquency in the past 2 years or 5 years.

 


 

 

 

Member Payment Dependent Notes Series 780079

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

780079

$14,400

$14,400

8.90%

1.00%

June 17, 2011

June 22, 2014

June 22, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 780079. Member loan 780079 was requested on June 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,917 / month
Current employer: True North Advisors Debt-to-income ratio: 10.72%
Length of employment: 4 years Location: Carrollton, TX
       
Home town:
Current & past employers: True North Advisors
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/09/11 > I want to get debt free and onto a debit only lifestyle. I rather give my business to hard working households than the big banks. I have never missed a payment. I have a stable job and been doing it for 4 years. I have my bachelors in business and just finished some post grad work. I earn approx. $3,700 per month after tax. My total expenses are $2500 per month. The rest will go to servicing this debt and building an emergency cash cushion.

 

A credit bureau reported the following information about this borrower member on June 8, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2005 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $20,380.00 Public Records On File: 0
Revolving Line Utilization: 63.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Monthly Income (After Tax) Employment: $3,776 Monthly Expenses: $2,185 Auto Insurance $75 USAA Loan $150 Gas & Fuel $100 Public Transportation $65 Internet $80 Mobile Phone $75 Utilities $100 Student Loan $130 Entertainment $50 Groceries $275 Restaurants $60 Health & Fitness $150 Home Supplies $50 Rent $700 Auto Warranty $125

 


 

 

 

Member Payment Dependent Notes Series 780147

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

780147

$4,000

$4,000

6.62%

1.00%

June 15, 2011

June 22, 2014

June 22, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 780147. Member loan 780147 was requested on June 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,750 / month
Current employer: Southwest Research Institute Debt-to-income ratio: 19.01%
Length of employment: 8 years Location: little rock , AR
       
Home town:
Current & past employers: Southwest Research Institute
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 8, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2000 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $20,002.00 Public Records On File: 0
Revolving Line Utilization: 57.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.Just got married a year ago all paid for by myself and started a small side business in the same year. Currently paying everything down. Thanks.
Please explain the reason why you carry a large revolving credit balance.Just got married a year ago all paid for by myself and started a small side business in the same year. Currently paying everything down. Thanks.

 


 

 

 

Member Payment Dependent Notes Series 780227

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

780227

$7,125

$7,125

9.67%

1.00%

June 15, 2011

June 22, 2014

June 22, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 780227. Member loan 780227 was requested on June 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,000 / month
Current employer: K. R. Debt-to-income ratio: 20.65%
Length of employment: 6 years Location: brooklyn, NY
       
Home town:
Current & past employers: K. R.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/08/11 > Pay off Credit cards Borrower added on 06/08/11 > i plan to pay off my high interest credit card faster. i have a steady job. i will pay off the loan before 3 years. Borrower added on 06/08/11 > I work 2 jobs, I pay my rent & utilities (total of 1,500) on time. Borrower added on 06/13/11 > I will be making monthly payments of atleast 400 a month towards this loan.

 

A credit bureau reported the following information about this borrower member on June 8, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2001 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: 51
Revolving Credit Balance: $8,609.00 Public Records On File: 0
Revolving Line Utilization: 29.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 780245

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

780245

$13,225

$13,225

16.11%

1.00%

June 16, 2011

June 22, 2014

June 22, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 780245. Member loan 780245 was requested on June 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,250 / month
Current employer: CHReynolds Debt-to-income ratio: 24.55%
Length of employment: < 1 year Location: Alameda, CA
       
Home town:
Current & past employers: CHReynolds
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/08/11 > Currently paying personal loan interest on 2 accounts Loan company 1 - 24% - Balance - 6000 - Mthly - 300 Loan company 2 - 28% - Balance - 8000 - Mthly - 350 Net income - 7200 Expenses - 4500 Thank you for reviewing my loan and I think what Lending Club is doing is fantastic!

 

A credit bureau reported the following information about this borrower member on June 8, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1995 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 47 Months Since Last Delinquency: 33
Revolving Credit Balance: $16,579.00 Public Records On File: 0
Revolving Line Utilization: 58.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage - 2K, Utilities - 150 Phone - 150 Food - 700 Vehicle - 700 Insurance - 100 HOA - 100 Loans - 650 CC - 150 Total 4700
What is the total balance of your credit cards, interest rates and current monthly payments?Credit card - 3500 - 20% - Monthly Payment 150 Loan 1 - Balance - 6000 - Monthly 300 Loan 2- Balance - 8000 - Minimum 350
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Total monthly payment for credit card and loans - 800 Payments for this loan 430 Total - 1230

 


 

 

 

Member Payment Dependent Notes Series 780343

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

780343

$12,000

$12,000

23.22%

1.00%

June 20, 2011

June 25, 2016

June 25, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 780343. Member loan 780343 was requested on June 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,417 / month
Current employer: duncan tire co Debt-to-income ratio: 14.91%
Length of employment: 6 years Location: EAST DUBLIN, GA
       
Home town:
Current & past employers: duncan tire co
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 10, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2000 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,698.00 Public Records On File: 0
Revolving Line Utilization: 99.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?CREDIT CARDS AND TERM LOAN
Which debts do you plan to pay off with this loan?CREDIT CARDS AND TERM LOAN
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?CREDIT CARD 200.00 BADCOCK FURNITURE 45.00 TERM LOAN - ALL DUE IN JANUARY - 5000.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?CREDIT CARD 200.00 BADCOCK FURNITURE 45.00 TERM LOAN - ALL DUE IN JANUARY - 5000.00
Which debts do you plan to pay off with this loan?CREDIT CARDS AND TERM LOAN

 


 

 

 

Member Payment Dependent Notes Series 780361

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

780361

$15,000

$15,000

11.14%

1.00%

June 15, 2011

June 22, 2014

June 22, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 780361. Member loan 780361 was requested on June 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,833 / month
Current employer: In N Out Burger Debt-to-income ratio: 18.49%
Length of employment: 10+ years Location: Chico, CA
       
Home town:
Current & past employers: In N Out Burger
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 8, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1999 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 32 Months Since Last Delinquency: 33
Revolving Credit Balance: $15,130.00 Public Records On File: 0
Revolving Line Utilization: 33.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.The only reason I would have been late on a payment is if I did not receive the bill. I am trying to consolidate my credit card debt because I have too many accounts. Sometimes it's tough to keep track of multiple items and I have been late on a payment because of it. It Is never a cash flow problem, just an organizational problem. Hope this helped!
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My current car payment is 4.9%. Most of my credit cards are in the 17% apr range. I am not looking to pay my car off but to fix another one I own and sell it. my house was financed in 2005 at a 6% fixed rate for 30 years.
What is your intended use for the loan proceeds?Most of the money will go to paying off credit cards, 2000 of it is going to pay off a quad, and the proceeds from selling the quad will pay off one more credit card. The plan is to get all of my debt in one payment as well as lower my interest rate substantially from the credit cards i am paying off.

 


 

 

 

Member Payment Dependent Notes Series 780445

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

780445

$15,000

$15,000

16.59%

1.00%

June 17, 2011

June 22, 2016

June 22, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 780445. Member loan 780445 was requested on June 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $14,417 / month
Current employer: SKF USA Debt-to-income ratio: 7.47%
Length of employment: 10+ years Location: Livonia, MI
       
Home town:
Current & past employers: SKF USA
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/09/11 > This loan will be used to install an in-ground pool in my house. What makes my loan a good investment? I have worked at my current employer for 16+ years – so I have stable employment. I take all my financial commitments very seriously. In 25 plus years of rent, car loans, mortgages, etc., I have never missed a payment. Debt to income ratio goes from 18.7 to 23.6 (based strictly on the pool loans – no other budget items considered). My current expenses (mortgage, utilities, car expenses, insurance, real estate taxes, etc) are 24.9% of my gross monthly income. After all the pool expenses are added (increased utilities, pool financing, etc), the ratio becomes 28.9% of my gross monthly income. if you have any questions, please feel free to ask. Borrower added on 06/11/11 > As additional information, I currently contribute the maximum dollar amount into my 401k contribution each year. My 401k is currently (June 6) valued at greater than $300,000

 

A credit bureau reported the following information about this borrower member on June 8, 2011:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 01/1994 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 33 Months Since Last Delinquency: n/a
Revolving Credit Balance: $22,835.00 Public Records On File: 0
Revolving Line Utilization: 9.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 4    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I am putting a pool (inground) into the back yard.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)House related expenses are currently 20% of gross income. With the expenses due to pool added (including increases in electric, gas, and pool financing), the ratio becomes 26%. With all other debts and expenses (car related expenses, etc), the ratio of gross income to expense - including the pool - is 29%.
Please explain the reason why you carry a large revolving credit balance.I use my credit cards to pay for most items - I get cash back from my card. I never carry a balance. The cards are paid off each month.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?The answers to most of your questions are in the Loan Description. To make things a little simpler, my monthly gross income is $14,4000.
What is the estimated current market value of your home?Based on recent conversations with Realtors in our area, the market value of my house is approximately $300,000. We have remodeled sections of our house (added square footage), but at the same time, the overall market has declined. For reference, at a $300,000 estimated value, we are still more than 25% off the peak value of several years ago.
What is the total balance and monthly payments of your mortgage loan(s) and/or HELOCs?I bought the house in 2003 with a 30 yr fixed rate mortgage. The current mortgage balance is $264,363. The current house payment is $2221 (which also includes real estate taxes ??? I can split those out if you want to see it that way). There are no home equity loans or home equity lines of credit on this house. FULL DISCLOSURE: We will barrow a total of $30,000 to finish the pool. The total payments for the pool loans will be $711/month over 5 years.
What is the estimated current market value of your home?Based on recent conversations with Realtors in our area, the market value of my house is approximately $300,000. We have remodeled sections of our house (added square footage), but at the same time, the overall market has declined. For reference, at a $300,000 estimated value, we are still more than 25% off the peak value of several years ago.
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?Most of these questions were covered previously: I bought the house in 2003 with a 30 yr fixed rate mortgage (5.375%). Current mortgage balance is $264,363. The current house payment is $2221 (which also includes real estate taxes ??? I can split those out if necessary). There are no home equity loans or home equity lines of credit. FULL DISCLOSURE: We will barrow $30,000 to finish the pool. The total payments for the pool will add $711/month over 5 years.
What is the estimated current market value of your home?Based on recent conversations with Realtors in our area, the market value of my house is approximately $300,000. We have remodeled sections of our house (added square footage), but at the same time, the overall market has declined. For reference, at a $300,000 estimated value, we are still more than 25% off the peak value of several years ago.
If you have a delinquency in the last 2 years, please explain the reason.I'm not aware of any delinquency at all - in 20 years. If there is some indication of an issue, please provide some details (date and creditor) and I will be happy to look into it.
Is this for a home improvement you have already made, or one that you are planning to make?The pool will be installed in the next 2 weeks.

 


 

 

 

Member Payment Dependent Notes Series 780490

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

780490

$6,000

$6,000

11.14%

1.00%

June 15, 2011

June 22, 2014

June 22, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 780490. Member loan 780490 was requested on June 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,315 / month
Current employer: fairfield college preparatory school Debt-to-income ratio: 18.63%
Length of employment: 10+ years Location: ansonia, CT
       
Home town:
Current & past employers: fairfield college preparatory school
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 8, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1986 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 36 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,333.00 Public Records On File: 0
Revolving Line Utilization: 69.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.my home is a large, older home and any upkeep issues I take care of with credit. It is a multi family house
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).1739 mortgage,280 insurance,400taxes, 400oil,120electric,40gas,60 water,monthly
Please provide general details of the cost of your vacation.room reservation/housing--2400 transportation--800 meals-1400 shopping,events, misc800-1000

 


 

 

 

Member Payment Dependent Notes Series 780547

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

780547

$15,000

$15,000

7.91%

1.00%

June 16, 2011

June 23, 2014

June 23, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 780547. Member loan 780547 was requested on June 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,600 / month
Current employer: Dorchester Family YMCA Debt-to-income ratio: 11.17%
Length of employment: 7 years Location: Cambridge, MD
       
Home town:
Current & past employers: Dorchester Family YMCA
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/09/11 > Funds will be used to consolidate payments from house renovations.

 

A credit bureau reported the following information about this borrower member on June 9, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1998 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,511.00 Public Records On File: 0
Revolving Line Utilization: 30.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Consolidate contrustion bills (credit cards) used while renovating my home.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)One mortgage which includes insurance & taxes of 1100, utilites & car insurance are 650 a month, no car payments and this loan would replace credit card payments.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage $1100 (insurance and taxes included. House utilities $550. Car is paid in full just fuel about $100 and food $200.

 


 

 

 

Member Payment Dependent Notes Series 780636

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

780636

$9,750

$9,750

17.19%

1.00%

June 15, 2011

June 22, 2014

June 22, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 780636. Member loan 780636 was requested on June 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,733 / month
Current employer: universal protection service Debt-to-income ratio: 11.71%
Length of employment: 3 years Location: san gabriel, CA
       
Home town:
Current & past employers: universal protection service
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/09/11 > get a used car and pay off credit cards

 

A credit bureau reported the following information about this borrower member on June 8, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2006 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 6 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,865.00 Public Records On File: 0
Revolving Line Utilization: 98.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I spent large money for wedding on last year.

 


 

 

 

Member Payment Dependent Notes Series 780642

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

780642

$10,000

$10,000

16.11%

1.00%

June 15, 2011

June 22, 2014

June 22, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 780642. Member loan 780642 was requested on June 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,800 / month
Current employer: Ralphs Debt-to-income ratio: 19.50%
Length of employment: 7 years Location: Fresno, CA
       
Home town:
Current & past employers: Ralphs
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 8, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2000 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 28 Months Since Last Delinquency: 19
Revolving Credit Balance: $5,753.00 Public Records On File: 0
Revolving Line Utilization: 70.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I would like to pay off a family loan, a credit card and fix and remodel a bath room
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)monthly mortgage is $780 in pounds included, all utilities $240 auto insurance 80. I have no equity loans or lines of credit
If you have a delinquency in the last 2 years, please explain the reason.do not have delinquencies in the last 2 years.
Please explain the reason why you carry a large revolving credit balance.I had a family emergency last year and help my oldest child with college expenses, she has graduated this past may.

 


 

 

 

Member Payment Dependent Notes Series 780798

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

780798

$5,000

$5,000

15.62%

1.00%

June 16, 2011

June 22, 2014

June 22, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 780798. Member loan 780798 was requested on June 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,600 / month
Current employer: n/a Debt-to-income ratio: 14.58%
Length of employment: 1 year Location: Killeen, TX
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 8, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2003 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: 44
Revolving Credit Balance: $954.00 Public Records On File: 0
Revolving Line Utilization: 59.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 780905

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

780905

$7,200

$7,200

5.42%

1.00%

June 16, 2011

June 22, 2014

June 22, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 780905. Member loan 780905 was requested on June 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,000 / month
Current employer: polk county sheriff's dept Debt-to-income ratio: 8.57%
Length of employment: 10+ years Location: mulberry, FL
       
Home town:
Current & past employers: polk county sheriff's dept
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 8, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1989 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,198.00 Public Records On File: 0
Revolving Line Utilization: 21.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 780946

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

780946

$5,000

$5,000

12.99%

1.00%

June 16, 2011

June 26, 2014

June 26, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 780946. Member loan 780946 was requested on June 12, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,500 / month
Current employer: n/a Debt-to-income ratio: 4.00%
Length of employment: n/a Location: beaver, PA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 9, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1999 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: 55
Revolving Credit Balance: $1,971.00 Public Records On File: 0
Revolving Line Utilization: 24.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 781040

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

781040

$5,000

$5,000

5.99%

1.00%

June 21, 2011

June 25, 2014

June 25, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 781040. Member loan 781040 was requested on June 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,938 / month
Current employer: Bacon County Board of Education Debt-to-income ratio: 29.65%
Length of employment: 5 years Location: Alma, GA
       
Home town:
Current & past employers: Bacon County Board of Education
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/11/11 > Home improvement loan for new metal roof.

 

A credit bureau reported the following information about this borrower member on June 11, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1996 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,251.00 Public Records On File: 0
Revolving Line Utilization: 43.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 781044

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

781044

$7,100

$7,100

8.90%

1.00%

June 15, 2011

June 22, 2014

June 22, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 781044. Member loan 781044 was requested on June 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,583 / month
Current employer: Morrell & Company Debt-to-income ratio: 14.21%
Length of employment: 3 years Location: Brooklyn, NY
       
Home town:
Current & past employers: Morrell & Company
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 8, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2000 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,599.00 Public Records On File: 0
Revolving Line Utilization: 24.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Refinancing a personal loan previously secured through Lending Club. Taking advantage of lower rates.

 


 

 

 

Member Payment Dependent Notes Series 781054

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

781054

$3,500

$3,500

21.48%

1.00%

June 15, 2011

June 22, 2016

June 22, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 781054. Member loan 781054 was requested on June 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,895 / month
Current employer: INTERNATIONAL FOOD SUPPLY Debt-to-income ratio: 14.51%
Length of employment: 1 year Location: PORTLAND, OR
       
Home town:
Current & past employers: INTERNATIONAL FOOD SUPPLY
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 8, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2007 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,790.00 Public Records On File: 0
Revolving Line Utilization: 66.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 781089

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

781089

$9,875

$9,875

18.07%

1.00%

June 17, 2011

June 22, 2016

June 22, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 781089. Member loan 781089 was requested on June 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,333 / month
Current employer: Bratchers Market Debt-to-income ratio: 22.34%
Length of employment: 9 years Location: Jefferson City, MO
       
Home town:
Current & past employers: Bratchers Market
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/10/11 > My plans for this loan is to consolidate credit cards and close the accounts to get everything paid off. I have been in my current job for over 9 years in management position. I have not made any late payments or ever had anything repossesed. I have never filed bankruptcy of any kind. Thanks

 

A credit bureau reported the following information about this borrower member on June 8, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2005 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,553.00 Public Records On File: 0
Revolving Line Utilization: 92.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent-525 transportation-681 payments insurance-141 phone-70 utilities-50 on average food 120-150 per month gas-200 credit card bills that im wanting to consolidate-304 I am planning on closing the accounts once I can consolidate it.
Which debts do you plan to pay off with this loan?I will answer both of the questions with one answer Lowes- $4875 -22.99%-$157 a month Discover-$863- 11.24%-$40 a month Chase-$3166- 8.99%- $67 a month 401k Loan-$969-4%-40 a month Total-$9873 at a cost of 304 per month I am planning on closing the accounts except for discover which I am going to have them lower the current credit limit just incase of emergency. The limit I will be requesting is $500 and thats just incase of automotive issues that need taken care of if something comes up. Hope this answers all your questions. Anymore please ask
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Forgot to mention: Rent-525 2 car loans for 681
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Forgot to mention: Rent-525 2 car loans for 681
Which debts do you plan to pay off with this loan?I will answer both of the questions with one answer Lowes- $4875 -22.99%-$157 a month Discover-$863- 11.24%-$40 a month Chase-$3166- 8.99%- $67 a month 401k Loan-$969-4%-40 a month Total-$9873 at a cost of 304 per month I am planning on closing the accounts except for discover which I am going to have them lower the current credit limit just incase of emergency. The limit I will be requesting is $500 and thats just incase of automotive issues that need taken care of if something comes up. Hope this answers all your questions. Anymore please ask

 


 

 

 

Member Payment Dependent Notes Series 781189

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

781189

$14,400

$14,400

11.14%

1.00%

June 15, 2011

June 22, 2014

June 22, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 781189. Member loan 781189 was requested on June 8, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,000 / month
Current employer: General Motors Company Debt-to-income ratio: 14.75%
Length of employment: 3 years Location: Novi, MI
       
Home town:
Current & past employers: General Motors Company
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 8, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2001 Delinquent Amount: $0.00
Open Credit Lines: 19 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,421.00 Public Records On File: 0
Revolving Line Utilization: 67.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My transportation expenses are minimal since part of my job is to design and test controls for hybrid vehicles. My rent, utilities, insurance, phone, and food, are about $1,650. I pay my life insurance, medical insurance; contribute to my 401K, and HSA account before taxes. My monthly salary income after taxes is $4400. If you have any other questions, please let me know. Thanks!
Which debts do you plan to pay off with this loan?With this loan I plan to pay off 9 of my credit cards that have a high interest rate. Because of my high number of credit cards banks have taken advantage to increase my interest rate. My credit score is good because I never pay late and my income is high. This loan will allow me not only to pay my debt faster but to save money over time. If you have any other questions, please let me know. Thanks!
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have a total of 12 credit cards 9 credit cards with a total combined balance of $14,386.66, combined monthly payment of $481, and average interest rate of 23.53% 3 credit cards with a total combined balance of $8,921.31, combined monthly payment of $247, and average interest rate of 13.32% 2 student loans with a total combined balance of $38,222.60, combined monthly payment of $220, and average interest rate of 4.21% My rent, utilities, insurance, phone, and food, expenses are about $1,650. Therefore, my current total monthly expenses is $481+$247+$220+$1650 = $2,598. My monthly salary income after taxes is $4400 which leaves me with $4400-$2598 = $1802. My goal is to use the loan to pay off the 9 credit cards that have a high interest rate which will allow me to save interest money over time while paying off my debt. If you have any other questions, please let me know. Thanks!
What is your intended use for the loan proceeds?With this loan I plan to pay off 9 of my credit cards that have a high interest rate. Because of my high number of credit cards banks have taken advantage to increase my interest rate. My credit score is good because I never pay late and my income is high. This loan will allow me not only to pay my debt faster but to save money over time. If you have any other questions, please let me know. Thanks!
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I have a total of 12 credit cards 9 credit cards with a total combined balance of $14,386.66, combined monthly payment of $481, and average interest rate of 23.53% 3 credit cards with a total combined balance of $8,921.31, combined monthly payment of $247, and average interest rate of 13.32% 2 student loans with a total combined balance of $38,222.60, combined monthly payment of $220, and average interest rate of 4.21% My rent, utilities, insurance, phone, and food, expenses are about $1,650. Therefore, my current total monthly expenses is $481+$247+$220+$1650 = $2,598. My monthly salary income after taxes is $4400 which leaves me with $4400-$2598 = $1802. My goal is to use the loan to pay off the 9 credit cards that have a high interest rate which will allow me to save interest money over time while paying off my debt. If you have any other questions, please let me know. Thanks!

 


 

 

 

Member Payment Dependent Notes Series 781201

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

781201

$10,000

$10,000

11.49%

1.00%

June 17, 2011

June 27, 2016

June 27, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 781201. Member loan 781201 was requested on June 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,750 / month
Current employer: Staker Parson Debt-to-income ratio: 5.41%
Length of employment: 4 years Location: LAYTON, UT
       
Home town:
Current & past employers: Staker Parson
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 13, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1999 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,678.00 Public Records On File: 0
Revolving Line Utilization: 20.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Half for a basement remodel and half to pay credit cards.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$1250 Mortgage $75 auto insurance $220 utilities $80 phone $200 Food $200 Credit Card $175 Fuel
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Mortgage is $1250 for principle and taxes. And $600 a year for insurance.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Half for a basement remodel and half for towards credit cards.
What are you buying?Put half to credit cards and half to a basement remodel.

 


 

 

 

Member Payment Dependent Notes Series 781269

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

781269

$5,000

$5,000

17.19%

1.00%

June 16, 2011

June 23, 2016

June 23, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 781269. Member loan 781269 was requested on June 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,050 / month
Current employer: Coast Marketing Inc. Debt-to-income ratio: 21.41%
Length of employment: < 1 year Location: ARROYO GRANDE, CA
       
Home town:
Current & past employers: Coast Marketing Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 9, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1995 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,465.00 Public Records On File: 0
Revolving Line Utilization: 92.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I intend to apply the majority of this loan to help a friend move. I plan to use the balance for a cruise to Alaska, that I begin today, and to pay bills.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Gas is my biggest expense. Food is next. Insurance is biannually, at a reasonable rate.
Please explain the reason why you carry a large revolving credit balance.It is a temporary condition. I usually carry little balance. I plan to pay it down soon.

 


 

 

 

Member Payment Dependent Notes Series 781298

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

781298

$8,500

$8,500

11.14%

1.00%

June 16, 2011

June 23, 2014

June 23, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 781298. Member loan 781298 was requested on June 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,833 / month
Current employer: n/a Debt-to-income ratio: 23.09%
Length of employment: 9 years Location: Bacliff, TX
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/09/11 > Looking to purchace a 2000 ford f350 with 7.3 diesel with 70000 miles for my company

 

A credit bureau reported the following information about this borrower member on June 9, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1993 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $51,395.00 Public Records On File: 0
Revolving Line Utilization: 41.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.My personal credit has been used obtain working capital for my comercial plumbing company which revolves on 60-90 day invoice turnaround with the hospital work that we do. Hurrincane Ike that hit a few years back caused some strain being that it flooded the complete hospital and shut down one of our largest customers for almost a year which is now coming back strong as well as the rest of the market in general.

 


 

 

 

Member Payment Dependent Notes Series 781309

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

781309

$1,000

$1,000

10.99%

1.00%

June 15, 2011

June 26, 2014

June 26, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 781309. Member loan 781309 was requested on June 12, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,200 / month
Current employer: The City of Victoria Debt-to-income ratio: 22.59%
Length of employment: 3 years Location: Cuero, TX
       
Home town:
Current & past employers: The City of Victoria
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/13/11 > This is to pay off a credit card at a high interest rate.

 

A credit bureau reported the following information about this borrower member on June 9, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1996 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 6 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,895.00 Public Records On File: 0
Revolving Line Utilization: 90.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?To pay off a high interest credit card.

 


 

 

 

Member Payment Dependent Notes Series 781320

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

781320

$15,000

$15,000

19.79%

1.00%

June 17, 2011

June 23, 2016

June 23, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 781320. Member loan 781320 was requested on June 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,000 / month
Current employer: Walmart Debt-to-income ratio: 16.27%
Length of employment: 2 years Location: Bella Vista, AR
       
Home town:
Current & past employers: Walmart
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/09/11 > I plan on using these funds to consolidate credit card debt. I always pay my bills on time and my job is extremely stable.

 

A credit bureau reported the following information about this borrower member on June 9, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2000 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 52 Months Since Last Delinquency: 46
Revolving Credit Balance: $13,883.00 Public Records On File: 0
Revolving Line Utilization: 83.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I used the credit cards to finance a move in order to advance my career. I will not have a large balance for very long
Which debts do you plan to pay off with this loan?I plan on paying off credit cards with this loan. They average about 29.99 percent interest.
What is your intended use for the loan proceeds?I am going to use the proceeds to pay off credit cards.
If you have a delinquency in the last 2 years, please explain the reason.I do not have a delinquency

 


 

 

 

Member Payment Dependent Notes Series 781360

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

781360

$16,000

$16,000

16.11%

1.00%

June 17, 2011

June 23, 2016

June 23, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 781360. Member loan 781360 was requested on June 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,167 / month
Current employer: Brevard County Sheriffs Office Debt-to-income ratio: 22.80%
Length of employment: 10+ years Location: Titusville, FL
       
Home town:
Current & past employers: Brevard County Sheriffs Office
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/09/11 > get credit card paid off, repair debt from water damage paid off due to insurance company declining claim. Borrower added on 06/09/11 > pay off credit card, pay for home repairs

 

A credit bureau reported the following information about this borrower member on June 9, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1993 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,558.00 Public Records On File: 0
Revolving Line Utilization: 72.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I had gone through some financial difficulties the past few years.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).655.00 mortgage(including insurance, 75.00-100.00 power, 16.00-18.00 city gas, 100-cable, 78.00-water
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.Capitol One(Visa)326.00
What is the total balance of your credit cards, interest rates and current monthly payments?13,450--326.00 monthly
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?13,450, this loan is to also pay off home repairs that is not covered by my home owners insurance due to "perils" in my policy. I had water damage in the walls and had to have a company clean out and remove my master bathroom walls, closet, and storage room.
What is your intended use for the loan proceeds?To pay off credit card and to make repairs to my home that are not covered by my home owners insurance from water damage/mold. To pay the restoration company that did the clean-up.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)mortgage-655.00(includes taxes/insur.), utilities--300.00, 326.00 credit card.., vehicle310.00..
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?mortage-655(that includes taxes, insurance, 300(approx)utilities, 350 veh. payment, 400 food..
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?pay off credit card, pay remediation(water damage)company, home repair-I will have just one bill.
If you have a delinquency in the last 2 years, please explain the reason.I was 1-2 days late on a credit card payment because I was out of state, I even called 2 days before it was due to notify them that payment may be a day late.

 


 

 

 

Member Payment Dependent Notes Series 781366

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

781366

$13,500

$13,500

9.67%

1.00%

June 17, 2011

June 23, 2014

June 23, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 781366. Member loan 781366 was requested on June 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,583 / month
Current employer: Yankee Candle Company Debt-to-income ratio: 7.29%
Length of employment: 7 years Location: Simpsonville, SC
       
Home town:
Current & past employers: Yankee Candle Company
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/11/11 > I have been employeed full time since graduating college. I have been with the same comapny full time for 7 years and with another company part time for 8 years. I recently rented my house out in an effort to pay off my debt in a more timely manner. Paying my bills is not and has not been an issue. I am looking to consolidate my debt into one monthly payment with a lower interest rate which will allow me to pay more money towards the principle debt itself. Thank you for your time and consideration.

 

A credit bureau reported the following information about this borrower member on June 9, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1994 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 3
Total Credit Lines: 27 Months Since Last Delinquency: 5
Revolving Credit Balance: $8,798.00 Public Records On File: 0
Revolving Line Utilization: 35.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.I have not had a delinquency of any kind in the last 2 years.
If you have a delinquency in the last 2 years, please explain the reason.I have not had a delinquency of any kind in the last 2 years.
If you have a delinquency in the last 2 years, please explain the reason.I have not had a delinquency of any kind in the last 2 years.

 


 

 

 

Member Payment Dependent Notes Series 781367

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

781367

$8,000

$8,000

18.07%

1.00%

June 16, 2011

June 23, 2016

June 23, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 781367. Member loan 781367 was requested on June 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,500 / month
Current employer: Cardinal Health Debt-to-income ratio: 9.36%
Length of employment: 10+ years Location: STATEN ISLAND, NY
       
Home town:
Current & past employers: Cardinal Health
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/14/11 > Funds will be used for home improvement (i.e. siding, cement work, and bathroom remodeling). What makes me a good borrower is that I own my own house, pay all bills on time and have a well established The loan would increase my monthly budget by ~$200, which is completely manageable. I have been with my current employer for 10+ years and it is very stable.

 

A credit bureau reported the following information about this borrower member on June 9, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2001 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 30 Months Since Last Delinquency: 6
Revolving Credit Balance: $7,382.00 Public Records On File: 0
Revolving Line Utilization: 38.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.No major delinquencies, some minor credit cards payments that slipped through the cracks. All hosuing, utilities, car, and loans paid on time.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Mortgage ~ $2380/month Taxes ~$160/month, Insurance, ~$100/month
What is the home improvement project you are planning?Siding, cement work, and bathroom remodeling.
Is the improvement to your primary residence or an investment property?Primary.
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?Balance left ~$380,000, 4.9%, and payment of ~$2380/month
If you have a delinquency in the last 2 years, please explain the reason.No major delinquencies, some minor credit cards payments that slipped through the cracks. All hosuing, utilities, car, and loans paid on time.
Please explain the reason why you carry a large revolving credit balance.My primary credit card is used for mostly for work, in which I must travel. All funds are reimbursed by my employer. Other ancillary credit cards are used for day to day purchases and do not carry a large outstanding balance.

 


 

 

 

Member Payment Dependent Notes Series 781387

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

781387

$12,000

$12,000

6.62%

1.00%

June 21, 2011

June 23, 2014

June 23, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 781387. Member loan 781387 was requested on June 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,667 / month
Current employer: Raymour Flanigan Furniture Inc. Debt-to-income ratio: 7.77%
Length of employment: 8 years Location: Rochester, NY
       
Home town:
Current & past employers: Raymour Flanigan Furniture Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/09/11 > Loan to repair driveway on replace appliences in my house

 

A credit bureau reported the following information about this borrower member on June 9, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1999 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,465.00 Public Records On File: 0
Revolving Line Utilization: 15.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?The loan is repair/replace the driveway, replace aging applainces, refrigerator, range, repair or replace the central air conditioner unit.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)My mortgage is $934/month, there is no other loan against my house. Taxes and insurance are $300/month this goes to escrow account, and utilities $100/month.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My mortgage is $934/month, uitilies $100/month, phone $60/month, insurance $459/year, and food $350/month
Please explain the reason why you carry a large revolving credit balance.I travel a lot for work, and I incur I lots of travel realated expences that are reinversed at the end of each month. However, my revolving balnaces is always kept small relative to my available credit line.
If you have a delinquency in the last 2 years, please explain the reason.There are no delinquencies in credit report.
What is the estimated current market value of your home?$170,000
Is this for a home improvement you have already made, or one that you are planning to make?This is for home improvement I need to make to the house.
Is the improvement to your primary residence or an investment property?This is my primary residence.

 


 

 

 

Member Payment Dependent Notes Series 781524

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

781524

$12,000

$12,000

16.11%

1.00%

June 17, 2011

June 23, 2016

June 23, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 781524. Member loan 781524 was requested on June 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $3,000 / month
Current employer: n/a Debt-to-income ratio: 14.60%
Length of employment: 6 years Location: Scituate, MA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/10/11 > House recently inherited is rental income but needs improvements; would pay off 2 credit cards, and would help fund my novelty sweet business which just needs some start-up funds to really take off. Thank you for your consideration.

 

A credit bureau reported the following information about this borrower member on June 9, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1993 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 6 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,620.00 Public Records On File: 0
Revolving Line Utilization: 82.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?House I own was recently left to me and needs improvements, tax payment, I would also pay off 2 credit cards. I started up a novelty sweet business in addition to my other jobs which I know would really take off if I could concentrate more on it. I should have described this loan as 'other' as it would be for multiple uses. I keep trying to describe my situation and am getting emails back that it contains personally identifiable information and cannot be listed. Thank you.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My monthly rent is $200 which is informal sharing expenses of large family household., utilities are included, gasoline is about $100, for cell phone I use a pre-paid tracphone just for emergency and travel use so it comes out to about $5 a month, for home phone I use a magicjack through my computer (internet is included in my rent and that's how it connects) so that comes out to less than $2. a month, food/meds/health and beauty aids is roughly $300., car insurance $60 (I usually pay it at once each 6 months), car repair varies, I do get the oil changed faithfully, had to get new brakes and new tires but don't actually budget monthly for this, my credit cards are $200 month. My new novelty sweet business I put what money I can back into it. I own my car. The new expenses for the inherited home that I rent out and that has started to PAY ME $1000 per month ... house insurance is $70 month, TAXES are $400 month. I would like to pay off the cards, do some needed repairs on the house; there is no mortgage on it but I am behind in the taxes. I was out of work for about a year and used the credit cards. I am cosigner on a loan with my son but I do not pay that, he does. Thank you.

 


 

 

 

Member Payment Dependent Notes Series 781548

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

781548

$12,000

$12,000

9.67%

1.00%

June 17, 2011

June 23, 2014

June 23, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 781548. Member loan 781548 was requested on June 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,583 / month
Current employer: Aware, Inc Debt-to-income ratio: 7.20%
Length of employment: 3 years Location: North Billerica, MA
       
Home town:
Current & past employers: Aware, Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 9, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2006 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: 32
Revolving Credit Balance: $3,504.00 Public Records On File: 0
Revolving Line Utilization: 39.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My current debt balances are as follows: two Credit cards - $3700 out of 8800 approx @ 15.75% APR Personal loan - $ 7500 out of 10,000 @ 13.75 % (this was taken to pay of student loan. on my student loan I have co-signer and asked me to pay as he is buying new house . My initial student loan was taken for $15,000 amount) auto loan - $6000 out of $17,000 @ 3.9% APR I don't have any mortgage Thank you all investors who contributed so far.
If you have a delinquency in the last 2 years, please explain the reason.I have no delinquency in last 2 years

 


 

 

 

Member Payment Dependent Notes Series 781558

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

781558

$6,400

$6,400

22.94%

1.00%

June 17, 2011

June 23, 2016

June 23, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 781558. Member loan 781558 was requested on June 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,500 / month
Current employer: n/a Debt-to-income ratio: 2.80%
Length of employment: 3 years Location: brookings, OR
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/11/11 > i currently have elderly care home which generates 5500 a month i am looking to buy pet store in my area there will not be a pet store for 150 miles i think this will be a good investment and enjoyable business along with the business i already have

 

A credit bureau reported the following information about this borrower member on June 9, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2000 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: 26
Revolving Credit Balance: $3,829.00 Public Records On File: 1
Revolving Line Utilization: 79.80% Months Since Last Record: 92
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a public record on file, please briefly explain the event and its resolution.unsure of what your asking sorry
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?my current monthly expenses are 3200
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)my current monthly expenses are 3200 that includes food fuel etc

 


 

 

 

Member Payment Dependent Notes Series 781559

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

781559

$4,500

$4,500

7.42%

1.00%

June 17, 2011

June 23, 2014

June 23, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 781559. Member loan 781559 was requested on June 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,880 / month
Current employer: Convert2Media LLC Debt-to-income ratio: 4.81%
Length of employment: 6 years Location: Lakeland, FL
       
Home town:
Current & past employers: Convert2Media LLC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 9, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1999 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 40 Months Since Last Delinquency: 18
Revolving Credit Balance: $879.00 Public Records On File: 0
Revolving Line Utilization: 7.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.i was late on my school loan maybe once or twice, it's all up to date now, my payment is only $285 a month for my school loan which is easy payment each month.
What type of vehicle are you buying (make, model, year, mileage and condition)?2006 dodge charger

 


 

 

 

Member Payment Dependent Notes Series 781660

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

781660

$7,000

$7,000

5.42%

1.00%

June 17, 2011

June 23, 2014

June 23, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 781660. Member loan 781660 was requested on June 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $12,917 / month
Current employer: BioMed Realty Trust Debt-to-income ratio: 18.33%
Length of employment: 5 years Location: Escondido, CA
       
Home town:
Current & past employers: BioMed Realty Trust
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/09/11 > Building a patio. Borrower added on 06/09/11 > I earn a great salary, receive sizable bonuses, and vest significant amounts of company stocks every year. However, I heavily contribute to IRA's and 401K and don't leave a tremendous amount in savings (which doesn't really earn much money). So for expendatures like this, I can wait until my bonus or stock grant at the end of the year, or I can obtain a small loan with my great credit history so I can build my patio before summer comes into full swing. Rest assured that your investment is safe with me. Thank you!

 

A credit bureau reported the following information about this borrower member on June 9, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1999 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $866.00 Public Records On File: 0
Revolving Line Utilization: 5.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Building a much needed patio covering.
Is the improvement to your primary residence or an investment property?It is for my primary residence. Thanks!
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Everything associated with my home runs approximately $3,200 per month mortgage, $200 per month utilities, $481 per month taxes + insurance.

 


 

 

 

Member Payment Dependent Notes Series 781687

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

781687

$8,000

$8,000

5.42%

1.00%

June 20, 2011

June 23, 2014

June 23, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 781687. Member loan 781687 was requested on June 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,583 / month
Current employer: Labsource, Inc. Debt-to-income ratio: 4.69%
Length of employment: 1 year Location: Chicago, IL
       
Home town:
Current & past employers: Labsource, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/10/11 > As the title of my application indicates, I am seeking a loan for wedding expenses. My credit history demonstrates that I am a reliable and trustworthy borrower. I have an excellent credit score of 776 and a stellar repayment history with absolutely no derogatory items. I pay all bills on time and always have, as my credit report indicates. Building a solid credit history has been a top priority for me, and I've worked hard to ensure this happens. I fully paid off one student loan some years ago and am working on paying down the other. My budget plan will allow me to aggressively pay off my credit card balances in less than 8 months. My monthly budget outline is as follows: Net Monthly Income: $2948.92 Rent/Renter’s Insurance: $615 Groceries/Misc. Household goods: $480 Household Utilities: $116 Transportation (public transit fare): $86 Cell Phone: $88 Student Loan: $100 Credit Card/Consumer Debt Re-payment: $615 Contribution to Savings Account: $100 Remaining: $784.92 Given the above budget, I am more than capable of managing the ~$241 monthly payment of the loan I’m requesting. Doing so, I’m still left with approximately $545 per month for entertainment and other incidentals. I work for a well-established importing/distribution company that has been in business for over 20 years. I started with the company in March of 2010 after spending 6+ years with my previous employer and have already been promoted to a higher-paying position with increased responsibility after just 15 months. The company is growing annually and I am thrilled to be part of such a successful, forward-moving organization. Thank you in advance for considering funding my loan request. I appreciate your support!

 

A credit bureau reported the following information about this borrower member on June 9, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1997 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,735.00 Public Records On File: 0
Revolving Line Utilization: 12.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 781693

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

781693

$5,975

$5,975

12.99%

1.00%

June 17, 2011

June 27, 2014

June 27, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 781693. Member loan 781693 was requested on June 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,200 / month
Current employer: Sears Debt-to-income ratio: 6.68%
Length of employment: 5 years Location: New Castle, DE
       
Home town:
Current & past employers: Sears
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 9, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1969 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 17 Months Since Last Delinquency: 19
Revolving Credit Balance: $3,758.00 Public Records On File: 0
Revolving Line Utilization: 85.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.YES.OCTOBER 2010, I WAS OUT OF WORK DUE TO A BACK OPERATION. NOW BACK TO WORK AND HAVE BEEN CURRENT ON ALL BILLS.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?mortgage 807,insurance 123,gas90,utilities 150,phone25,food 250

 


 

 

 

Member Payment Dependent Notes Series 781706

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

781706

$12,000

$12,000

7.91%

1.00%

June 21, 2011

June 23, 2014

June 23, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 781706. Member loan 781706 was requested on June 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,500 / month
Current employer: Bolder Inc Debt-to-income ratio: 4.51%
Length of employment: < 1 year Location: Napa, CA
       
Home town:
Current & past employers: Bolder Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/14/11 > Hi Investors - I'm carrying an 8K balance on my credit cards at 18% interest with 2 major financial institutions. They came from buying a computer and paying for additional graduate school expenses. I'd rather pay you 10%! I also need to buy a car for my new job. I estimate 4K to get something used but reliable with decent gas mileage. I have a BA already and MBA in progress. I understand the fundamentals of finance and am looking forward to building a good credit history in taking and paying off this loan. It will be my first personal loan. My new job is in business development with a start up company growing quickly. My compensation agreement provides a reliable, moderate income base salary with a strong performance incentive structure. This personal loan would help me get more rapidly into a sound financial position and make me much more content about who I am paying interest to! I look forward to doing business with you. Thank you very much. look forward to doing business with you and paying interest to my peers rather than multinational institutions.

 

A credit bureau reported the following information about this borrower member on June 9, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1997 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: 64
Revolving Credit Balance: $6,015.00 Public Records On File: 0
Revolving Line Utilization: 9.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 781712

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

781712

$4,000

$4,000

5.42%

1.00%

June 14, 2011

June 24, 2014

June 24, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 781712. Member loan 781712 was requested on June 10, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,000 / month
Current employer: Sheridan Ford Sales Debt-to-income ratio: 11.53%
Length of employment: 10+ years Location: New Castle, DE
       
Home town:
Current & past employers: Sheridan Ford Sales
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/10/11 > pool replacement...excellent credit risk...27 years at same place of employment

 

A credit bureau reported the following information about this borrower member on June 10, 2011:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 11/1974 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 38 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,779.00 Public Records On File: 0
Revolving Line Utilization: 6.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?replace aging pool
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Monthly expenses total $1600-$1700..includes mortgage ($850 taxes & insurance included) , car payment ($350) and utilities...I do not carry a balance on credit cards...they are paid off monthly with the exception of last month and that balance will be paid off this month. There are no home equity or line of credit loans. I live within my means and this will be the first personal loan (aside from a car loan) I have ever taken out. I have been on my own since 1994.

 


 

 

 

Member Payment Dependent Notes Series 781758

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

781758

$3,000

$3,000

15.62%

1.00%

June 15, 2011

June 23, 2014

June 23, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 781758. Member loan 781758 was requested on June 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: n/a Debt-to-income ratio: 20.24%
Length of employment: 5 years Location: yuba city, CA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 9, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1999 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: 26
Revolving Credit Balance: $10,026.00 Public Records On File: 0
Revolving Line Utilization: 77.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 781808

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

781808

$15,000

$15,000

12.12%

1.00%

June 17, 2011

June 23, 2014

June 23, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 781808. Member loan 781808 was requested on June 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,725 / month
Current employer: HCA IT&S FIELD OPER, INC Debt-to-income ratio: 18.84%
Length of employment: 10+ years Location: Fort Worth, TX
       
Home town:
Current & past employers: HCA IT&S FIELD OPER, INC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/12/11 > I am looking to get a lower intererest rate than my credit cards offer. With a set rate and a lower interest rate, I want to be debt (except for my mortgage) in three yearsl. Borrower added on 06/15/11 > Mortgage is $604.30. Auto is $440.91 Utilities average $335.00 Auto insurance $87.00 a month which I pay once a year. With a $500.00 a month Lending Club loan, I should have $900.00 left over to pay for food, clothing, gas, etc.

 

A credit bureau reported the following information about this borrower member on June 9, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1986 Delinquent Amount: $0.00
Open Credit Lines: 19 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: 36
Revolving Credit Balance: $15,069.00 Public Records On File: 0
Revolving Line Utilization: 36.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage (Includes Ins. and Taxes $604.30 Auto Pymt $440.91 Utilities (Phone, Internet, Cable, Gas, Elect Water and Trash) Avg $335 per month Auto Ins. 85.00 Paid Annually With a $500.00 month Lending Club loan I would have between $900 to $1000.00 month for food, auto gas, etc.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Mortgage Includes Ins. and Taxes) $604.30 Auto Pymt $440.91 Utilities (Phone, Internet, Cable, Gas, Elect Water and Trash) Avg $335 per month Auto Ins. 85.00 Paid Annually With a $500.00 month Lending Club loan I would have between $900 to $1000.00 month for food, auto gas, etc.

 


 

 

 

Member Payment Dependent Notes Series 781824

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

781824

$6,200

$6,200

20.69%

1.00%

June 15, 2011

June 24, 2016

June 24, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 781824. Member loan 781824 was requested on June 10, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,500 / month
Current employer: Local.com Debt-to-income ratio: 5.69%
Length of employment: 4 years Location: Irvine, CA
       
Home town:
Current & past employers: Local.com
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 10, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1997 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: 48
Revolving Credit Balance: $6,738.00 Public Records On File: 0
Revolving Line Utilization: 66.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I am not, I only have about 3,000 in debt total and school loans. My car is paid off.
What portion of your wedding expenses does this loan represent?About 70%

 


 

 

 

Member Payment Dependent Notes Series 781920

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

781920

$5,600

$5,600

11.14%

1.00%

June 17, 2011

June 24, 2014

June 24, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 781920. Member loan 781920 was requested on June 10, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,000 / month
Current employer: Royalty Limousines Debt-to-income ratio: 18.80%
Length of employment: 7 years Location: Las Vegas, NV
       
Home town:
Current & past employers: Royalty Limousines
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/16/11 > Bank account is now verified

 

A credit bureau reported the following information about this borrower member on June 10, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1993 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,579.00 Public Records On File: 1
Revolving Line Utilization: 69.10% Months Since Last Record: 107
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 781952

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

781952

$6,500

$6,500

5.42%

1.00%

June 20, 2011

June 23, 2014

June 23, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 781952. Member loan 781952 was requested on June 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $3,000 / month
Current employer: n/a Debt-to-income ratio: 5.77%
Length of employment: n/a Location: Deland, FL
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 9, 2011:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 05/1996 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $8,121.00 Public Records On File: 0
Revolving Line Utilization: 7.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Is this loan for a refinance, lease or purchase?purchase
What type of vehicle are you buying (make, model, year, mileage and condition)?1995,Honda Goldwing Interstate 21000miles very good

 


 

 

 

Member Payment Dependent Notes Series 781975

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

781975

$16,000

$16,000

6.62%

1.00%

June 17, 2011

June 23, 2014

June 23, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 781975. Member loan 781975 was requested on June 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,083 / month
Current employer: Qualcomm Debt-to-income ratio: 5.47%
Length of employment: 4 years Location: San Diego, CA
       
Home town:
Current & past employers: Qualcomm
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 9, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2004 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,628.00 Public Records On File: 0
Revolving Line Utilization: 1.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I would like to use the loan for purchasing commercial property in India. I've already paid 40% i.e. 19000 USD towards it and pay off remaining 16000 USD using this loan. I can submit the paper work as proof of purchase.
What are you buying?I'm buying a commercial shop for business.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Expense monthly: Mortgage $2737 (includes insurance of $45 per mo and property tax of 455 per mo) Expense monthly: Utilities $160 Expense monthly: HOA $165 Housing Expense Total:$3062 Income Total : $4835 (Salary) Income bonus: $6k to 8 k per year (Variable)
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?$3537 (Mortgage: $2737 HOA: $165 Internet: $29 Phone: $30 Food: $250 Insurance: $45 Gas: $120 Utilities: $160)
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I'll be using loan only for buying an investment property. so the entire loan amount will go towards that.

 


 

 

 

Member Payment Dependent Notes Series 781998

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

781998

$4,000

$4,000

9.67%

1.00%

June 15, 2011

June 23, 2014

June 23, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 781998. Member loan 781998 was requested on June 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,833 / month
Current employer: Aegir Systems Debt-to-income ratio: 18.12%
Length of employment: 2 years Location: Los Alamos, CA
       
Home town:
Current & past employers: Aegir Systems
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 9, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1996 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 18 Months Since Last Delinquency: 18
Revolving Credit Balance: $3,026.00 Public Records On File: 0
Revolving Line Utilization: 40.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.1.5 years ago was the last negative mark. I was between jobs at the time.

 


 

 

 

Member Payment Dependent Notes Series 782002

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

782002

$4,400

$4,400

15.62%

1.00%

June 16, 2011

June 23, 2014

June 23, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 782002. Member loan 782002 was requested on June 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,998 / month
Current employer: n/a Debt-to-income ratio: 0.50%
Length of employment: n/a Location: Williamsburg, VA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Need some extra money to consolidate debts.

 

A credit bureau reported the following information about this borrower member on May 25, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1964 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: 50
Revolving Credit Balance: $48.00 Public Records On File: 0
Revolving Line Utilization: 24.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?owe about $2000 for medical expenses
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent and utilties total about $2500.
What is your intended use for the loan proceeds?debt payoffs
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)$2500 all included
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?all funds to pay off debts
Which debts do you plan to pay off with this loan?medical
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?owe about $2000 for medical expenses

 


 

 

 

Member Payment Dependent Notes Series 782008

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

782008

$5,250

$5,250

12.87%

1.00%

June 16, 2011

June 23, 2014

June 23, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 782008. Member loan 782008 was requested on June 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,667 / month
Current employer: n/a Debt-to-income ratio: 6.11%
Length of employment: 2 years Location: Brooklyn, NY
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/09/11 > I will use these funds to pay a publicist for my book, which has been accepted for publication and will be released in the fall.

 

A credit bureau reported the following information about this borrower member on June 9, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1995 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,447.00 Public Records On File: 0
Revolving Line Utilization: 83.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Mortgage: 400 Maintenance (includes taxes, insurance, heat, building upkeep): 725 Home equity loan: none Utilities: approximately 150 Personal property insurance: 25 Total: 1,300 per month

 


 

 

 

Member Payment Dependent Notes Series 782020

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

782020

$12,000

$12,000

13.84%

1.00%

June 17, 2011

June 23, 2014

June 23, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 782020. Member loan 782020 was requested on June 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: Intermark Group Debt-to-income ratio: 22.92%
Length of employment: 1 year Location: Birmingham, AL
       
Home town:
Current & past employers: Intermark Group
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/09/11 > I have 5 cards that this loan will allow me to prepay. My credit score will improve by having an installment loan on file rather than revolving credit. I will cut up the cards though not close the accounts as account age will actually help my score. $1,000 will be kept in reserve just in case an unexpected expense arises. Borrower added on 06/10/11 > Further, this will remove a standing $300/mo payment I have on these cards so rather than paying the CC companies, I'll simply be paying the loan back here at a better rate, and faster than I can do on a revolving line. Borrower added on 06/10/11 > I'm just over 12% funded. Thanks for everyone so far for helping me get closer to financial freedom. I truly appreciate all the support! Borrower added on 06/13/11 > I'm now at just over 25% funded. Thanks to every thus far! Borrower added on 06/14/11 > Wow; 25% to 40% in less than a day. Again...Thanks so much for helping me reach my goals for more solid credit & responsible usage! Borrower added on 06/15/11 > 40% to 60% even faster! Thanks to all the investors & those forthcoming!

 

A credit bureau reported the following information about this borrower member on June 9, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2002 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,950.00 Public Records On File: 0
Revolving Line Utilization: 54.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the total balance of your credit cards, interest rates and current monthly payments?AMEX (2 cards) / 11.99% / $1,639 Chase Visa / 12.99% / $372 Citibank MC / 18.99% / $12,288 Discover / 8.99% / $720 My loan, if funded, will put $1,000 in savings and the remaining $10k (and change after LendingClub fee), will cover the complete balance on AMEX (x2), Chase, Discover, and put more than $6k on the Citi balance. This means I will only have two payments per month: the $400 fee for this loan and an estimated $200 on the remaining Citi card balance. Because I have someone splitting my rent with me, my housing payment is very low and allows me to put additional resources toward paying off my debt. For what it's worth, I have an MBA in finance and got in to this credit card 'trouble' when I was an undergraduate. I'm now a working professional trying to get my credit back into positive standing. I have not missed or been late with a payment on any revolving line or installment loan in over 5 years since finishing school. Thanks for your time & consideration.

 


 

 

 

Member Payment Dependent Notes Series 782026

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

782026

$16,000

$16,000

18.49%

1.00%

June 16, 2011

June 23, 2016

June 23, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 782026. Member loan 782026 was requested on June 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,142 / month
Current employer: Bridgestone Americas Debt-to-income ratio: 13.34%
Length of employment: 6 years Location: Chino, CA
       
Home town:
Current & past employers: Bridgestone Americas
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/09/11 > I am in need of a personal loan for medical expenses and I am very qualified to pay back the loan in full. I have a good history of always paying on time, I have a very stable job that I love, and a strong credit score as well. If you have any questions at all feel free to ask me and I'll be happy to answer any concerns. Thank you! Borrower added on 06/10/11 > I would also like to add that I have no debts as I have paid the last CC debt about a year ago.

 

A credit bureau reported the following information about this borrower member on June 9, 2011:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 05/1997 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $0.00 Public Records On File: 0
Revolving Line Utilization: 0.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are the estimated expenses?My expenses are very low. I have no debt as I have paid off my last debt about a year ago.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)My regular expenses are the basic home bills of light, gas, cable, cell, food, gas, car insurance and partial rent of $200 From my total monthly income I spend $790 give or take about $20 as the price of gas fluctuates.
What is your intended use for the loan proceeds?My mother is very ill and she needs help paying for her medical expenses. Thank you for your questions!
What is your intended use for the loan proceeds?My mother is very ill and she needs help paying for her medical expenses. Thank you for your questions!
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I'm not sure if it shows publicly but I've answered that question earlier this morning. My total expenses add up to about $780/month give or take a few dollars based on fluctuations on gasoline prices. My expenses are low and my debt is zero. Thank you for your question!
If you have a delinquency in the last 2 years, please explain the reason.I do not have any delinquencies on any of my past or present accounts. I hold a high 700's fico score.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?No multiple purposes other than maybe $200 on travel expenses if needed. Thank you for your question!

 


 

 

 

Member Payment Dependent Notes Series 782043

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

782043

$10,000

$10,000

11.63%

1.00%

June 17, 2011

June 23, 2014

June 23, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 782043. Member loan 782043 was requested on June 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,917 / month
Current employer: T-Mobile Debt-to-income ratio: 9.02%
Length of employment: 1 year Location: elmwood park, IL
       
Home town:
Current & past employers: T-Mobile
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/09/11 > Thank you for the pre approval for the loan. Borrower added on 06/13/11 > The loan is for my hospital bill, due to a broken arm

 

A credit bureau reported the following information about this borrower member on June 9, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 02/2008 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,479.00 Public Records On File: 0
Revolving Line Utilization: 19.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Pay off medical experiences for my broken arm which I have $10,000 remaining.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current expense are the following: cell phone bill $80, Car Insurance $120, Food and person life style is about $400. I Live at home still which allows me to save on rent and utilities. I broke my arm and had $15,00 in my savings to pay for most of it and now just have the remaining 10k. That's why I'm requesting the loan. It should

 


 

 

 

Member Payment Dependent Notes Series 782049

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

782049

$3,200

$3,200

6.62%

1.00%

June 15, 2011

June 23, 2014

June 23, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 782049. Member loan 782049 was requested on June 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,628 / month
Current employer: u.s. postal service Debt-to-income ratio: 17.50%
Length of employment: 10+ years Location: tippecanoe, OH
       
Home town:
Current & past employers: u.s. postal service
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/09/11 > i need a loan for a used car with a payment that stays within my budget.I am allways on time with loan payments and my current job of 24 years is very stable. thank you.

 

A credit bureau reported the following information about this borrower member on June 9, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1990 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,631.00 Public Records On File: 0
Revolving Line Utilization: 17.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?for the purchase of a used auto. thank you.
Is this loan for a refinance, lease or purchase?the loan is for a purchase. thanks.

 


 

 

 

Member Payment Dependent Notes Series 782088

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

782088

$10,000

$10,000

5.42%

1.00%

June 20, 2011

June 23, 2014

June 23, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 782088. Member loan 782088 was requested on June 9, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,750 / month
Current employer: State of Wisconsin Debt-to-income ratio: 26.98%
Length of employment: < 1 year Location: Ashland, WI
       
Home town:
Current & past employers: State of Wisconsin
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/14/11 > I am looking for a loan to buy a small boat. My credit is good. I pay all of my bills on time. I have a stable well paying job. I am putting a fair bit of money away every month and could probably pay cash for the boat, but if I can get a short term loan at a good interest rate I will finance it.

 

A credit bureau reported the following information about this borrower member on June 9, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1996 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $26,455.00 Public Records On File: 0
Revolving Line Utilization: 58.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I had some credit card debt coming out of graduate school. Then over the last few years I had to pay some dental bills with credit because I had limited dental insurance, which is no longer the case, and there was an injury to my dog which required surgery and was also paid for with credit. I have paid a number of credit cards off entirely and my history of payment on credit bill is perfect.

 


 

 

 

Member Payment Dependent Notes Series 782172

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

782172

$8,000

$8,000

9.99%

1.00%

June 20, 2011

June 26, 2014

June 26, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 782172. Member loan 782172 was requested on June 12, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,167 / month
Current employer: WEGMANS RSC Debt-to-income ratio: 7.93%
Length of employment: 2 years Location: minersville, PA
       
Home town:
Current & past employers: WEGMANS RSC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/12/11 > consolidating credit card debt with much lower interest rate.

 

A credit bureau reported the following information about this borrower member on June 9, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2003 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 40 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,891.00 Public Records On File: 0
Revolving Line Utilization: 70.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage-700 Gas- avg of 60 week Utilities-200 Phone- 60 Ins-50 Food-200
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage-700 Gas- avg of 60 week Utilities-200 Phone- 60 Ins-50 Food-200
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage-700 Gas- avg of 60 week Utilities-200 Phone- 60 Ins-50 Food-200

 


 

 

 

Member Payment Dependent Notes Series 782188

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

782188

$6,500

$6,500

8.49%

1.00%

June 21, 2011

June 25, 2014

June 25, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 782188. Member loan 782188 was requested on June 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,500 / month
Current employer: Hydra Force Inc. Debt-to-income ratio: 4.68%
Length of employment: < 1 year Location: niles, IL
       
Home town:
Current & past employers: Hydra Force Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/12/11 > I have always taken my credit very seriously. I am in the excellent credit bracket, and i feel i would never apply for a loan, if i couldn't pay off the monthly payments.

 

A credit bureau reported the following information about this borrower member on June 10, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2006 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,272.00 Public Records On File: 0
Revolving Line Utilization: 21.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 782264

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

782264

$5,000

$5,000

7.91%

1.00%

June 21, 2011

June 24, 2014

June 24, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 782264. Member loan 782264 was requested on June 10, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,100 / month
Current employer: Aerotek Debt-to-income ratio: 8.38%
Length of employment: < 1 year Location: North Apollo, PA
       
Home town:
Current & past employers: Aerotek
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 10, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1994 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: 35
Revolving Credit Balance: $1,037.00 Public Records On File: 0
Revolving Line Utilization: 11.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 782282

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

782282

$14,000

$14,000

7.91%

1.00%

June 21, 2011

June 24, 2014

June 24, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 782282. Member loan 782282 was requested on June 10, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $26,667 / month
Current employer: Law firm Debt-to-income ratio: 5.23%
Length of employment: 2 years Location: New York, NY
       
Home town:
Current & past employers: Law firm
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/10/11 > This loan will be used to pay off my high-interest credit card loans. I am a good candidate for this loan because I have never defaulted on any of my debt, and I have a steady, high paying job. I am not in any danger of falling behind on my credit card payments, but would like to lower the rate somewhat.

 

A credit bureau reported the following information about this borrower member on June 10, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1995 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $45,763.00 Public Records On File: 0
Revolving Line Utilization: 39.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 782285

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

782285

$5,000

$5,000

17.19%

1.00%

June 15, 2011

June 24, 2014

June 24, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 782285. Member loan 782285 was requested on June 10, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,250 / month
Current employer: Sporty's Pub Debt-to-income ratio: 4.64%
Length of employment: < 1 year Location: Minneapolis, MN
       
Home town:
Current & past employers: Sporty's Pub
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/10/11 > After being laid off for 8 months, I finally found a great new job. I'd like to get financing to be able to buy a reliable used car.

 

A credit bureau reported the following information about this borrower member on June 10, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2007 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,020.00 Public Records On File: 0
Revolving Line Utilization: 80.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 782311

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

782311

$5,000

$5,000

7.91%

1.00%

June 17, 2011

June 24, 2014

June 24, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 782311. Member loan 782311 was requested on June 10, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,667 / month
Current employer: Woodridge School District #68 Debt-to-income ratio: 14.25%
Length of employment: 7 years Location: Chicago, IL
       
Home town:
Current & past employers: Woodridge School District #68
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 10, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2001 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: 64
Revolving Credit Balance: $3,629.00 Public Records On File: 0
Revolving Line Utilization: 60.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is the total balance of your credit cards, interest rates and current monthly payments?My total balance is $4,250. The interest rate is 22.0% and I make monthly payments of $200. The required payment is a little less.

 


 

 

 

Member Payment Dependent Notes Series 782324

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

782324

$3,000

$3,000

6.62%

1.00%

June 15, 2011

June 24, 2014

June 24, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 782324. Member loan 782324 was requested on June 10, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,000 / month
Current employer: Interquest Northwest Inc Debt-to-income ratio: 8.10%
Length of employment: 2 years Location: Belfair, WA
       
Home town:
Current & past employers: Interquest Northwest Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 10, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2003 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $585.00 Public Records On File: 0
Revolving Line Utilization: 10.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 782365

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

782365

$4,000

$4,000

7.42%

1.00%

June 17, 2011

June 24, 2014

June 24, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 782365. Member loan 782365 was requested on June 10, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $5,833 / month
Current employer: Ryder Logistics Debt-to-income ratio: 28.30%
Length of employment: 4 years Location: Point Pleasant, NJ
       
Home town:
Current & past employers: Ryder Logistics
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 10, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1995 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 49 Months Since Last Delinquency: n/a
Revolving Credit Balance: $25,171.00 Public Records On File: 0
Revolving Line Utilization: 57.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.With all the extra cash I make on the side along with my salary I don't consider it large.

 


 

 

 

Member Payment Dependent Notes Series 782394

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

782394

$14,000

$14,000

12.99%

1.00%

June 21, 2011

June 24, 2016

June 24, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 782394. Member loan 782394 was requested on June 10, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: Texas Health Care Association Debt-to-income ratio: 28.60%
Length of employment: 5 years Location: Cedar Park, TX
       
Home town:
Current & past employers: Texas Health Care Association
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 05/27/11 > I plan to use this money to consolidate some outsanding debt in order to be able to apply more of my income to savings for the future. I have been at my job, a trade association for 5 years and I pay my bills on time each month without fail. Borrower added on 05/27/11 > I plan to use this money to consolidate some outsanding debt in order to be able to apply more of my income to savings for the future. I have been at my job, a trade association for 5 years and I pay my bills on time each month without fail.

 

A credit bureau reported the following information about this borrower member on May 26, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2000 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,654.00 Public Records On File: 0
Revolving Line Utilization: 46.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Personal Loan - $6901 @ 26.57% - $228 pmt Chase Visa - $5300 @ 14.24% - $150 pmt BOA Visa - $2800 @ 12.24% - $150 pmt Student Loan - $25766 @ 4.375% - $217 pmt Care Credit - $875 @ 0% - $150 pmt Mortgage - $160891 @ 4.5% - $1283 pmt (includes insurance/escrow)
Which debts do you plan to pay off with this loan?Personal Loan - $6901 @ 26.57% - $228 pmt - pay off Chase Visa - $5300 @ 14.24% - $150 pmt - pay off BOA Visa - $2800 @ 12.24% - $150 pmt - pay down
What is your intended use for the loan proceeds?I plan to payoff one personal loan and one credit card both with higher interest rates which will result also in a lower monthly payment. I will also pay down an second credit card and put some in savings.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Personal Loan - $6901 @ 26.57% - $228 pmt Chase Visa - $5300 @ 14.24% - $150 pmt BOA Visa - $2800 @ 12.24% - $150 pmt Student Loan - $25766 @ 4.375% - $217 pmt Care Credit - $875 @ 0% - $150 pmt Mortgage - $160891 @ 4.5% - $1283 pmt (includes insurance/escrow)
Which debts do you plan to pay off with this loan?Personal Loan - $6901 @ 26.57% - $228 pmt - pay off Chase Visa - $5300 @ 14.24% - $150 pmt - pay off BOA Visa - $2800 @ 12.24% - $150 pmt - pay down
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Mortgage payment is $1283 and includes insurance/escrow
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Personal Loan - $6901 @ 26.57% - $228 pmt Chase Visa - $5300 @ 14.24% - $150 pmt BOA Visa - $2800 @ 12.24% - $150 pmt Student Loan - $25766 @ 4.375% - $217 pmt Care Credit - $875 @ 0% - $150 pmt Mortgage - $160891 @ 4.5% - $1283 pmt (includes insurance/escrow) Utilities - $500 groceries - $250
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Personal Loan - $6901 @ 26.57% - $228 pmt - pay off Chase Visa - $5300 @ 14.24% - $150 pmt - pay off BOA Visa - $2800 @ 12.24% - $150 pmt - pay down
Please explain the reason why you carry a large revolving credit balance.i recently consolidated 2 credit cards (macy's & walmart) to the Chase Visa and i have a plan in place to pay off the BOA visa by the end of the year.
Which debts do you plan to pay off with this loan?Personal Loan - $6901 @ 26.57% - $228 pmt - pay off Chase Visa - $5300 @ 14.24% - $150 pmt - pay off BOA Visa - $2800 @ 12.24% - $150 pmt - pay down
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Personal Loan - $6901 @ 26.57% - $228 pmt Chase Visa - $5300 @ 14.24% - $150 pmt BOA Visa - $2800 @ 12.24% - $150 pmt Student Loan - $25766 @ 4.375% - $217 pmt Care Credit - $875 @ 0% - $150 pmt Mortgage - $160891 @ 4.5% - $1283 pmt (includes insurance/escrow)
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Personal Loan - $6901 @ 26.57% - $228 pmt Chase Visa - $5300 @ 14.24% - $150 pmt BOA Visa - $2800 @ 12.24% - $150 pmt Student Loan - $25766 @ 4.375% - $217 pmt Care Credit - $875 @ 0% - $150 pmt Mortgage - $160891 @ 4.5% - $1283 pmt (includes insurance/escrow)
Which debts do you plan to pay off with this loan?Personal Loan - $6901 @ 26.57% - $228 pmt - pay off Chase Visa - $5300 @ 14.24% - $150 pmt - pay off BOA Visa - $2800 @ 12.24% - $150 pmt - pay down
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Personal Loan - $6901 @ 26.57% - $228 pmt Chase Visa - $5300 @ 14.24% - $150 pmt BOA Visa - $2800 @ 12.24% - $150 pmt Student Loan - $25766 @ 4.375% - $217 pmt Care Credit - $875 @ 0% - $150 pmt Mortgage - $160891 @ 4.5% - $1283 pmt (includes insurance/escrow)
If you have a delinquency in the last 2 years, please explain the reason.I don't believe I have had a delinquency in the last two years
If you have a public record on file, please briefly explain the event and its resolution.I don't believe I have a public record on file...

 


 

 

 

Member Payment Dependent Notes Series 782417

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

782417

$7,200

$7,200

12.99%

1.00%

June 15, 2011

June 25, 2014

June 25, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 782417. Member loan 782417 was requested on June 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,167 / month
Current employer: Far Niente Winery Inc Debt-to-income ratio: 9.70%
Length of employment: 4 years Location: Yountville, CA
       
Home town:
Current & past employers: Far Niente Winery Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 10, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1993 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,366.00 Public Records On File: 0
Revolving Line Utilization: 77.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I made the huge mistake of letting my now ex-husband use one of my creidt cards right after I left him. He proceeded to max it out, and then missed a payment by 3 days. They raised my interest rate to over 28% becuase of this, and it has been difficult to pay off the balance sine the interest rate is so high.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.This loan will be used to pay off one Visa credit card, which will carry a balance of over $7000 by the time this loan is funded. The interest rate is over 28%, and my monthly payment is $253.00.
What is your intended use for the loan proceeds?I internd to use this loan to pay off my credit card on which they raised the interest rate to over 28% despite being a good, long-term customer and having a good credit score. I plan on not giving another cent to this company as soon as this is paid off.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My current total expenses equals approximately $2400/month. This includes rent, car payment, insurance, cable, gas, phone, food & entertainment.

 


 

 

 

Member Payment Dependent Notes Series 782418

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

782418

$10,625

$10,625

11.14%

1.00%

June 21, 2011

June 24, 2014

June 24, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 782418. Member loan 782418 was requested on June 10, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $9,750 / month
Current employer: Scitor Corporation Debt-to-income ratio: 6.33%
Length of employment: 4 years Location: El Segundo, CA
       
Home town:
Current & past employers: Scitor Corporation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 10, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2000 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 25 Months Since Last Delinquency: 4
Revolving Credit Balance: $13,657.00 Public Records On File: 0
Revolving Line Utilization: 29.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.I had late payments in the last 2 years. The first was a library charge for $15 that I was unaware of (due to address change) and my account was sent to collections. It was promptly paid. The next late payment was on a Jcrew credit card as I missed the 30 day window for payment. This was an oversight, and I have then paid off the card in full ($0 balance).
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent - 1500 car - 0 (paid off) utilities/phone/internet - 300 food - 500
If you have a delinquency in the last 2 years, please explain the reason.I had late payments in the last 2 years. The first was a library charge for $15 that I was unaware of (due to address change) and my account was sent to collections. It was promptly paid. The next late payment was on a Jcrew credit card as I missed the 30 day window for payment. This was an oversight, and I have then paid off the card in full ($0 balance).
What is your intended use for the loan proceeds?Consolidate credit card debt that I incurred during graduate school.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent - 1500 car - 0 (paid off) utilities/phone/internet - 300 food - 500
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Rent - 1500 Utilities/phone - 300 Car - 0 (paid off) Insurance - 75
If you have a delinquency in the last 2 years, please explain the reason.I had late payments in the last 2 years. The first was a library charge for $15 that I was unaware of (due to address change) and my account was sent to collections. It was promptly paid. The next late payment was on a Jcrew credit card as I missed the 30 day window for payment. This was an oversight, and I have then paid off the card in full ($0 balance).
If you have a delinquency in the last 2 years, please explain the reason.I had late payments in the last 2 years. The first was a library charge for $15 that I was unaware of (due to address change) and my account was sent to collections. It was promptly paid. The next late payment was on a Jcrew credit card as I missed the 30 day window for payment. This was an oversight, and I have then paid off the card in full ($0 balance).

 


 

 

 

Member Payment Dependent Notes Series 782425

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

782425

$4,800

$4,800

8.90%

1.00%

June 15, 2011

June 24, 2014

June 24, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 782425. Member loan 782425 was requested on June 10, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,050 / month
Current employer: Five County Assoc of Governments Debt-to-income ratio: 7.85%
Length of employment: 6 years Location: St George, UT
       
Home town:
Current & past employers: Five County Assoc of Governments
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

I am requesting a loan in order to purchase a lower mpg vehicle. I am researching and will bid on used vehicles with high ratings, lower mileage, and high mpg.

 

A credit bureau reported the following information about this borrower member on June 10, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1999 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: 24
Revolving Credit Balance: $877.00 Public Records On File: 0
Revolving Line Utilization: 28.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
How much money are you providing out of pocket as a down payment for this purchase?$250.00 down at end of auction, then three days to pay the balance
What are the balances, interest rates, and monthly payments on any other auto obligations?We are selling our Ford 3/4 ton 4X4, but currently pay twice what this loan would charge in payments monthly, and at a higher interest rate for a longer period than 3 years.
If you have a delinquency in the last 2 years, please explain the reason.I am not aware of any major delinquencies in bills or credit card payments within the last two years. I did pay a card 2 days late once because I just lost track of the date. I have my payments mostly automated.

 


 

 

 

Member Payment Dependent Notes Series 782454

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

782454

$7,200

$7,200

9.99%

1.00%

June 16, 2011

June 26, 2016

June 26, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 782454. Member loan 782454 was requested on June 12, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,000 / month
Current employer: steelville r3 school Debt-to-income ratio: 12.83%
Length of employment: 6 years Location: steelville, MO
       
Home town:
Current & past employers: steelville r3 school
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 12, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1985 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,389.00 Public Records On File: 0
Revolving Line Utilization: 58.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What type of vehicle are you buying (make, model, year, mileage and condition)?1974 ford bronco classic in great condition mileage is 74,000 it is a good investment
How much money are you providing out of pocket as a down payment for this purchase?1000.00 plus a trade in
What are the balances, interest rates, and monthly payments on any other auto obligations?9.25% on a 48 month loan which I have 23 months left payment is 215.99 a month

 


 

 

 

Member Payment Dependent Notes Series 782475

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

782475

$6,000

$6,000

19.39%

1.00%

June 16, 2011

June 24, 2014

June 24, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 782475. Member loan 782475 was requested on June 10, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,000 / month
Current employer: vibra hospital of san diego Debt-to-income ratio: 5.73%
Length of employment: < 1 year Location: National City, CA
       
Home town:
Current & past employers: vibra hospital of san diego
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 10, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2006 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: 32
Revolving Credit Balance: $2,949.00 Public Records On File: 0
Revolving Line Utilization: 75.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 782520

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

782520

$5,000

$5,000

8.90%

1.00%

June 20, 2011

June 24, 2014

June 24, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 782520. Member loan 782520 was requested on June 10, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,667 / month
Current employer: Diopsys, Inc. Debt-to-income ratio: 21.25%
Length of employment: 4 years Location: Succasunna, NJ
       
Home town:
Current & past employers: Diopsys, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 10, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2002 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,193.00 Public Records On File: 0
Revolving Line Utilization: 34.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?The loan is going to be used for wedding expenses in it's entirety. Partially for the venue and florist, as well as a charitable donation to our church to have our pastor marry us. Thank you for your inquiry. Please let me know if there are any other questions I can answer for you regarding our loan.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)My monthly housing expense is $1,000.00/month for rent, and roughly $300.00 in utilities. From my loan rating, you can see that I am very meticulous when it comes to making sufficient payments on time. I take loans/payments/credit very seriously; I have not missed a payment (of any kind) in years.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Expenses/Month: Rent: $1,000.00, Transportation: $300.00, Utilities: $300.00, Phone: $150.00, Insurance: $400.00, Food: $400.00, Credit Cards: $200.00 **(Please note: Expenses are split between my fiance and I. The amounts I have provided are TOTAL costs.)** All payments are always made in a timely fashion. Our unnecessary expenses (vanity shopping, trips, dinners, etc.) have decreased drastically due to our upcoming wedding; we are being extremely frugal and are trying to save as much money as possible. Thank you for your question!

 


 

 

 

Member Payment Dependent Notes Series 782561

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

782561

$1,800

$1,800

17.54%

1.00%

June 21, 2011

June 24, 2014

June 24, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 782561. Member loan 782561 was requested on June 10, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,250 / month
Current employer: Semcac Head Start Debt-to-income ratio: 18.32%
Length of employment: 3 years Location: Owatonna, MN
       
Home town:
Current & past employers: Semcac Head Start
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 10, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2005 Delinquent Amount: $0.00
Open Credit Lines: 2 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 4 Months Since Last Delinquency: 6
Revolving Credit Balance: $58.00 Public Records On File: 0
Revolving Line Utilization: 6.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.Within the last two years I have separated from my partner, had two deaths in my immediate family, and felt the devestation of the flooding of my home about a year ago. So there could very well have been a delinquency within that time frame. But I am engaging every bit of my energy in an effort to face the adversity and use it as fuel to conquer every goal I set for my business.
What will be the largest expense in the first six months?The laptop will, more than likely, be the largest initial expense.
What is your intended use for the loan proceeds?I would use the vast majority of the money on a new laptop computer. The disc drive on my current model is no longer working correctly and I need it working at peak condition as the software program I use is one of my leading tools to cultivate an edge on my competitors.

 


 

 

 

Member Payment Dependent Notes Series 782563

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

782563

$3,000

$3,000

11.49%

1.00%

June 15, 2011

June 25, 2014

June 25, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 782563. Member loan 782563 was requested on June 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,500 / month
Current employer: lee county sheriff Debt-to-income ratio: 14.73%
Length of employment: 9 years Location: cape coral, FL
       
Home town:
Current & past employers: lee county sheriff
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 10, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2001 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: 29
Revolving Credit Balance: $10,835.00 Public Records On File: 0
Revolving Line Utilization: 54.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 782574

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

782574

$10,000

$10,000

16.11%

1.00%

June 17, 2011

June 24, 2014

June 24, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 782574. Member loan 782574 was requested on June 10, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,500 / month
Current employer: Hines Debt-to-income ratio: 22.00%
Length of employment: 4 years Location: Hyattsville, MD
       
Home town:
Current & past employers: Hines
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/10/11 > Cant wait to pay my bills off Borrower added on 06/10/11 > I'm able to pay my bills off just fine but this way it's all in one payment. I also just I got a raise at work, life is good. I just don't like how some credit card companies raised there intreats rates.

 

A credit bureau reported the following information about this borrower member on June 10, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2001 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,842.00 Public Records On File: 0
Revolving Line Utilization: 56.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I have a few credit card that iv wanted to pay off but it's been hard because the intreats rate on them has gone up. After paying off the cards I plan to cancel them.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I owe around $3,000 in normal credit card debt but.the one that kills me is the one Iv used for the dentist, I owe about $6,000 on that one. The interest rate for them are over 20. The monthly payments for the dentist one is about $130 a month and I have another that's about $100 a month. Three of the others are about $40 monthly.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)I have a few credit cards but the one that did me in was the one for my dental work. I also have car note that I will have payed of in 2013,
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent, car note, food, ceil phone and credit cards. The thing I hate is my intrest rates going up on my credit cards. It feels endless lol
If you have a delinquency in the last 2 years, please explain the reason.I have never had a delinquency.

 


 

 

 

Member Payment Dependent Notes Series 782593

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

782593

$12,000

$12,000

19.39%

1.00%

June 20, 2011

June 24, 2016

June 24, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 782593. Member loan 782593 was requested on June 10, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $10,000 / month
Current employer: Leir Retreat Center Debt-to-income ratio: 4.78%
Length of employment: 10+ years Location: Trumbull, CT
       
Home town:
Current & past employers: Leir Retreat Center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/11/11 > I am a responsible and hard working person, with an excellent repayment ethic. Thank you for your investment in me. Borrower added on 06/12/11 > I intend to pay the following bills with this consolidation loan: - Credit cards of $3,500 - Store cards of $3,800 - Car loan of $1,700 - Home Improvement loan of $3,000 Borrower added on 06/12/11 > I have one delinquency in the past 2 years caused by an emergency that took me out of the country for an extended period. As soon as I realized the account was delinquent I made full and immediate payment.

 

A credit bureau reported the following information about this borrower member on June 10, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2005 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 17 Months Since Last Delinquency: 20
Revolving Credit Balance: $5,638.00 Public Records On File: 0
Revolving Line Utilization: 59.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.I missed a payment while I was out of the country for an emergency. The situation quite simply took all of my attention and I honestly didn't even think about bills coming due. As soon as I discovered that I had missed the payment I paid it.
If you have a delinquency in the last 2 years, please explain the reason.I missed a payment while I was out of the country for an emergency. The situation quite simply took all of my attention and I honestly didn't even think about bills coming due. As soon as I discovered that I had missed the payment I paid it.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I tried to answer this previously and my answer was not accepted, so I am hoping this time it will be OK. Credit and store cards - $7300 @ 21.9-24.9% Home improvement loan - $3000 @ 5% Car loan - $1700 @ 6%
Which debts do you plan to pay off with this loan?All credit cards and store cards, my car loan, and home improvement loan.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent 2800 (down to 1900 shortly). Gas 150. Utilities 500. Phones 150. Insurance 240. Food 600. Other 300.

 


 

 

 

Member Payment Dependent Notes Series 782697

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

782697

$3,400

$3,400

11.49%

1.00%

June 17, 2011

June 25, 2014

June 25, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 782697. Member loan 782697 was requested on June 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: Rialto Unified School District Debt-to-income ratio: 15.30%
Length of employment: 7 years Location: Ontario, CA
       
Home town:
Current & past employers: Rialto Unified School District
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 11, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1991 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: 36
Revolving Credit Balance: $9,916.00 Public Records On File: 0
Revolving Line Utilization: 55.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?My intended use for the loan is to pay my debt. As a middle school teacher, I do not get paid in the summer. In years past, I would use a line of credit to pay my bills, but I'm done with credit cards! The interest rates are ridiculous and they nickel and dime you! If you can see from my record, I haven't touched a credit card for a year now and I plan on keeping it that way.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit card debt: Citibank: $14, 835: 19.99%: $420 Chase: $926: 19.24%: $35 Nordstrom: $2608: 18.90%: $150 American Express: $3901: 15.24%: $110 GE Money LOC: $4997: 11.24%: $170 Bank of America: $6000: 7.74%: $140 Student loan debt: $36,000: 1.875%: $219 Mortgage debt: $324,000: 3.000%: $2000 (My sister and I divide this in half.)
Which debts do you plan to pay off with this loan?When I applied for this loan, my goal was to consolidate all my credit card debt and pay one monthly payment. Unfortunately, the amount I requested was denied. Thankfully, I was approved for other amounts. The amount I chose was $3400 and this is perfect for the month of July; this will help me pay my credit card debt and other bills, so I won't fall behind. With the new 2011-2012 school year, I was able to sign up to receive a monthly paycheck. When I go back and teach in August, I will have a monthly paycheck again including next summer, which is awesome! I truly appreciate the investor (s) helping me with this loan!
Which debts do you plan to pay off with this loan?When I applied for this loan, my goal was to consolidate all my credit card debt and pay one monthly payment. Unfortunately, the amount I requested was denied. Thankfully, I was approved for other amounts. The amount I chose was $3400 and this is perfect for the month of July; this will help me pay my credit card debt and other bills, so I won't fall behind. With the new 2011-2012 school year, I was able to sign up to receive a monthly paycheck. When I go back and teach in August, I will have a monthly paycheck again including next summer, which is awesome! I truly appreciate the investor (s) helping me with this loan!

 


 

 

 

Member Payment Dependent Notes Series 782787

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

782787

$21,000

$21,000

11.63%

1.00%

June 21, 2011

June 24, 2014

June 24, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 782787. Member loan 782787 was requested on June 10, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,667 / month
Current employer: ConAgra Fooda Debt-to-income ratio: 9.42%
Length of employment: < 1 year Location: Chicago, IL
       
Home town:
Current & past employers: ConAgra Fooda
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 10, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2000 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: 48
Revolving Credit Balance: $39.00 Public Records On File: 0
Revolving Line Utilization: 0.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
How much money are you providing out of pocket as a down payment for this purchase?About 4K.
What type of vehicle are you buying (make, model, year, mileage and condition)?Nissan Rogue 2009 or later.Less than 20,000 miles, preferably dealer certified
What are the balances, interest rates, and monthly payments on any other auto obligations?My husband and I share a car which has monthly payments currently about $700, interest rate is 4.9% and the balance is $31,000.
Is this loan for a refinance, lease or purchase?This loan is for a purchase

 


 

 

 

Member Payment Dependent Notes Series 782922

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

782922

$12,000

$12,000

11.49%

1.00%

June 21, 2011

June 25, 2014

June 25, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 782922. Member loan 782922 was requested on June 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,250 / month
Current employer: Community College of Philadelphia Debt-to-income ratio: 15.33%
Length of employment: 4 years Location: Camden, NJ
       
Home town:
Current & past employers: Community College of Philadelphia
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/14/11 > At a very young age my parents recognized in me an unbridled spirit that echoed that of the wild, injured animals that always found their way to our rural, run-down farm and into my small hands, animals I would lovingly restore to health or faithfully attend to until their death. The desire to help and support those in need, whether animal, plant, or person, and the wildness I harbored in my soul, stayed with me long after I escaped the challenging circumstances I grew up in. I eventually channeled those youthful traits into a career in urban education that I love beyond words, even though I endured many hardships along the way, especially financial, in order to find it. The loan I am seeking is for the purpose of consolidating debt I incurred in my twenties and early thirties as I struggled to put myself through college and graduate school, and then tried to find stable employment. Now that I am fortunate to be in a professional position with a great deal of job security, I want control over my financial landscape to be included amongst my accomplishments. Having a single installment loan with one payment due each month and a reasonable interest rate will offset the stress caused by making multiple payments on past debts with high interest rates. Less stress in this area of my life will allow me to have greater focus on those areas that matter most, like helping those I serve become productive, educated citizens able to break the damaging cycles that have wreaked havoc on their lives, those of their loved ones, and their communities. Borrower added on 06/19/11 > I just want to thank all those that have contributed toward my loan and those that will in the coming days. Initially I saw this site as a unique way to secure funds to pay off debt without having to deal with a bank. However, as I watched my loan money increase through individuals' investments, I began to feel a strong sense of accountability to this community of lenders and borrowers. Because I work in social justice and community revitalization, I connect personally with the concept behind Lending Club. I hope others that use this site have an equal level of respect for those that have chosen to funnel their own earnings into someone's loan request. Failure to do so would amount to a shameful act of failing the community as a whole. Ventures such as this only thrive and grow as people commit to the principles and values backing it and see to it that they meet their obligations. I am looking forward to being one that helps foster its growth.

 

A credit bureau reported the following information about this borrower member on June 11, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1994 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 35 Months Since Last Delinquency: 14
Revolving Credit Balance: $4,099.00 Public Records On File: 0
Revolving Line Utilization: 61.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I have been trying to post an explanation, but each time I do it is refused because there are too many "personal details" in the statement. In short, I am seeking to consolidate debt accumulated during my twenties and thirties as I was paying my way through undergrad and graduate school. I was fortunate to eventually land a very secure job in public service working with those living in urban, underserved neighborhoods. Consolidating my debt into a single monthly payment with a better interest rate than my past debts carry will help me focus better on my work and gain greater financial stability. I am a role model to many in most areas of my life, and I am working hard now to make that true of my finances as well.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I previously submitted an answer to this question but it was rejected because I disclosed too much information about my personal finances. Consequently, I will say that by receiving this loan request, I will be cutting in half what I normally pay on average toward the 4 debts this loan will address. My expenses will also be reduced in coming months because I will be moving and splitting major bills like rent and utilities with my partner.
Which debts do you plan to pay off with this loan?3 credit cards with high interest rates and a bank loan with a higher interest rate than the loan I am requesting.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?3 credit cards with high interest rates and a bank loan with a rate higher than the loan I will receive. The loan will pay off all 4 debts so I can start making one monthly payment to address them and get them paid off more quickly than if I keep them separate.
If you have a delinquency in the last 2 years, please explain the reason.I believe there is one or two thirty day late payments from last year on credit cards. I pay all my bills online, always on time and more than the minimum even for my rent and car, and those occurred during a very busy, stressful period in my professional life. I had switched email addresses, didn't update the email address on them, and therefore didn't receive the alerts that the payments were due. It was simply an oversight and not because I lacked the funds. Consequently, that is why there are only those one or two random ones, suggesting no pattern of late/defaulted payments.

 


 

 

 

Member Payment Dependent Notes Series 782989

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

782989

$10,000

$10,000

10.99%

1.00%

June 21, 2011

June 26, 2014

June 26, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 782989. Member loan 782989 was requested on June 12, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: The Houser Group Debt-to-income ratio: 21.86%
Length of employment: 10+ years Location: Sugarland, TX
       
Home town:
Current & past employers: The Houser Group
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/15/11 > I plan on using this loan to pay off a high interest wells fargo line of credit. I have a 3 year plan to have my debt payed off. I pay my bills on time as you can see with my credit report. I have worked for the same company for 25 years.This loan lets me pay off 2 or 3 balances for a lower rate which expedites my plan.

 

A credit bureau reported the following information about this borrower member on June 11, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1998 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,437.00 Public Records On File: 0
Revolving Line Utilization: 63.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?The biggest is the card I plan on paying off. there is a 7600.00 balance. Getting this loan let's me pay it off and 1 or 2 others with a lower rate. My plan is to have all debt payed off in 3 years.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?The biggest is the card I plan on paying off. there is a 7600.00 balance. Getting this loan let's me pay it off and 1 or 2 others with a lower rate. My plan is to have all debt payed off in 3 years.
Please explain the reason why you carry a large revolving credit balance.It wasn't planned. I have made a 3 year plan to pay off this debt. There were just some unexpected emergencies that I had to use this card for over the years.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?The biggest is the card I plan on paying off. there is a 7600.00 balance. Getting this loan let's me pay it off and 1 or 2 others with a lower rate. My plan is to have all debt payed off in 3 years.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent, utilities and phone ~$550.00 Insurance ~$80.00 Transportation- Car note ~$360.00 Food~$200.00
Which debts do you plan to pay off with this loan?Wells Fargo , Home Depot or Best Buy.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?The biggest is the card I plan on paying off. there is a 7600.00 balance. Getting this loan let's me pay it off and 1 or 2 others with a lower rate. My plan is to have all debt payed off in 3 years.

 


 

 

 

Member Payment Dependent Notes Series 783020

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

783020

$12,000

$12,000

18.79%

1.00%

June 21, 2011

June 25, 2016

June 25, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 783020. Member loan 783020 was requested on June 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: BCT PRINTING Debt-to-income ratio: 20.52%
Length of employment: 10+ years Location: LAS VEGAS, NV
       
Home town:
Current & past employers: BCT PRINTING
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/11/11 > CONSOLIDATION Borrower added on 06/14/11 > Bank Confirmed Continued employment prospect - Excellent Grateful to lending club for this opportunity Borrower added on 06/15/11 > My rent is low, no car payments - low insurance. The estimated loan payment is less than what I now pay now. Borrower added on 06/18/11 > Being able to see just one bill will reduce anxiety - create greater financial vision and future planning.

 

A credit bureau reported the following information about this borrower member on June 11, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1995 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,503.00 Public Records On File: 1
Revolving Line Utilization: 78.30% Months Since Last Record: 93
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a public record on file, please briefly explain the event and its resolution.BK CH-7 DISCHARGED 2004
If you have a public record on file, please briefly explain the event and its resolution.BK CH-7 DISCHARGED 2004
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent $100.00 I pay only assoc. dues - Friend owns home Cell Phone $50.00 Power/water/sewer: 150.00 Auto Insur.: $45.00 Fuel: 115.00 Food $150.00 No car payments.
Please explain the reason why you carry a large revolving credit balance.I used my credit for for food, clothes, home improvement, fuel, auto repairs (I own a vehicle over 15 years old), travel necessities, and emergency cash. Funds borrowed will clear all debts except living expenses. My overheard finances are relatively low, but the credit has become scttered. My job is stable and my income is steady.

 


 

 

 

Member Payment Dependent Notes Series 783094

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

783094

$2,650

$2,650

7.49%

1.00%

June 16, 2011

June 25, 2014

June 25, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 783094. Member loan 783094 was requested on June 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $1,483 / month
Current employer: West Virginia Choice Debt-to-income ratio: 21.11%
Length of employment: 4 years Location: Moundsville, WV
       
Home town:
Current & past employers: West Virginia Choice
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/11/11 > I try to keep my debts small, sometimes things just happen, and you need to get extra funds. Borrower added on 06/11/11 > I am a worker that rarely takes a day off, small debts happen, so we need to borrow more from time to time. Thank you!

 

A credit bureau reported the following information about this borrower member on June 11, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2002 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,808.00 Public Records On File: 0
Revolving Line Utilization: 15.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 783144

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

783144

$7,000

$7,000

7.49%

1.00%

June 21, 2011

June 25, 2014

June 25, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 783144. Member loan 783144 was requested on June 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,354 / month
Current employer: Parternships To Uplift Communities Debt-to-income ratio: 15.07%
Length of employment: 7 years Location: Los Angeles, CA
       
Home town:
Current & past employers: Parternships To Uplift Communities
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 11, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2002 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,240.00 Public Records On File: 0
Revolving Line Utilization: 39.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 783166

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

783166

$6,000

$6,000

5.42%

1.00%

June 15, 2011

June 25, 2014

June 25, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 783166. Member loan 783166 was requested on June 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $9,500 / month
Current employer: Merck and Company Inc. Debt-to-income ratio: 2.47%
Length of employment: 10+ years Location: North Kingstown, RI
       
Home town:
Current & past employers: Merck and Company Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/12/11 > Moving gift for my daughter.

 

A credit bureau reported the following information about this borrower member on June 11, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1993 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 37 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,883.00 Public Records On File: 0
Revolving Line Utilization: 29.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 783173

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

783173

$6,000

$6,000

10.59%

1.00%

June 20, 2011

June 25, 2014

June 25, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 783173. Member loan 783173 was requested on June 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,600 / month
Current employer: World Security Bureau Debt-to-income ratio: 12.31%
Length of employment: < 1 year Location: Chicago, IL
       
Home town:
Current & past employers: World Security Bureau
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/11/11 > I will use this money to consolidate my credit card bills. I feel that it is easier to pay a set amount of money for a specific time frame than to keep paying credit card companies over many of years. I am a good borrower and always repays my debt.

 

A credit bureau reported the following information about this borrower member on June 11, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2000 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,815.00 Public Records On File: 0
Revolving Line Utilization: 49.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent $400.00, Phone $60.00, Gas $150.00, Car Insurance $90.00, Food, $125.00, Utilities $60.00, and Life Insurance $33.00.

 


 

 

 

Member Payment Dependent Notes Series 783175

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

783175

$3,600

$3,600

15.23%

1.00%

June 15, 2011

June 25, 2014

June 25, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 783175. Member loan 783175 was requested on June 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,707 / month
Current employer: Cognizant Technology Solutions Debt-to-income ratio: 22.25%
Length of employment: 2 years Location: Redmond, WA
       
Home town:
Current & past employers: Cognizant Technology Solutions
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 11, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2001 Delinquent Amount: $0.00
Open Credit Lines: 22 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 38 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,100.00 Public Records On File: 0
Revolving Line Utilization: 68.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 783190

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

783190

$4,000

$4,000

7.49%

1.00%

June 21, 2011

June 25, 2014

June 25, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 783190. Member loan 783190 was requested on June 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,950 / month
Current employer: Williamson Eye Center Debt-to-income ratio: 3.33%
Length of employment: 2 years Location: Prairieville, LA
       
Home town:
Current & past employers: Williamson Eye Center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/11/11 > I plan to pay off a credit card and an installment agreement with the IRS. Your lower interest rate will allow me to become debt free much quicker. Currently I am living essential rent free, but had to enter a figure to continue with the application. I have a very stable job, and am guaranteed a raise with each level of certification that I obtain. Thank you!

 

A credit bureau reported the following information about this borrower member on June 11, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1988 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 27 Months Since Last Delinquency: 17
Revolving Credit Balance: $3,209.00 Public Records On File: 0
Revolving Line Utilization: 15.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 783200

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

783200

$6,450

$6,450

19.69%

1.00%

June 17, 2011

June 27, 2016

June 27, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 783200. Member loan 783200 was requested on June 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,917 / month
Current employer: Temp Force / Department of Health Debt-to-income ratio: 22.12%
Length of employment: 5 years Location: Long Island City, NY
       
Home town:
Current & past employers: Temp Force / Department of Health
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/13/11 > I plan to use this loan in two parts, one is to get rid of a small charge card debt, so it will be paid in full and locked away for the rest of the year and then some months. The other part of the loan is to help pay off most of my credit card balance on my other card so I get this card paid off faster, and hope in full by the end of the year or less. I pay all my bills on time and since i did a few cuts on things, the pay back amount of this loan fits very well in my monthly budget right now. I been working at my location going on almost six years now and raises don't come at all, so with a little help from this loan it helps me get a lot closer to being credit card free or should i say lean one day soon. Thanks for you helping me.

 

A credit bureau reported the following information about this borrower member on June 11, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1996 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 3 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,981.00 Public Records On File: 0
Revolving Line Utilization: 97.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I use my cards to pay my monthly bills on time, but over the past 3 years, I have done favors for family and friends with my cards, but what they don't do is pay me back so fast on a timely bases or not the full amount. So the solution i did was changed the card account numbers and use my new big word..NO..on any favors! and trust me, they ain't getting away with it, they are going to pay me back in full, cause no more Mister Nice Guy. My goal is two have both these cards paid in full by the end of year or some part of 2012.
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.I have a Best Buy Charge Card that is closed to the max of $1600 with a current interest rate 24.24% and monthly payment of $20 (but i do more then that), which i will pay in full and leave it locked away cause it is a rarely used card. I also have a Amex card which has an Outstanding Balance of $9,980 cause of a flex plan on the card,. with a current interest rate of 15.24%. My current minimum payment for this month will be $1900, but normally it is in the range of 700-1000. I am trying to get this card paid off by the end of the year, cause there shouldn't be nothing over $500 for the rest of this year, but paying back almost double a month if i can. Time for me to get the card back to the way it used to be....what i put on the card, pay in full for now on.
What is the total balance of your credit cards, interest rates and current monthly payments?I have a Best Buy Charge Card that is closed to the max of $1600 with a current interest rate 24.24% and monthly payment of $20 But i was more focus on my Amex card which has an Outstanding Balance of $9,980 cause of a flexible spending plan on the card, with a current interest rate of 15.24%. My current minimum payment for this month will be $1900, but normally it is in the range of 700-1000. ONce I get it all paid off in full, the cards will be paid in full monthly from now on, no more using over my means.
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?Eventhou my Best Buy card has a minimum of $20 a month....I was more focus on my Amex card which had a monthly minimum of of $800-1200 and as of this month reached $1900. But that will be my last big amount while I will fight hard to get it back within range of pay in full every month. This loan is only for one cause only. To get out of the mess that others and myself put on my cards. cause those days are gone, and it is time to put my credit score going back up over the months instead of watching it going down slowly over the past 3 years. This loan is listed as a 5 yr loan...but i will surely be aiming for 3-4 yrs while these two cards are zero on one and under 500 (Amex monthly) on the other. that is my goal for second half of 2011 and parts of 2012

 


 

 

 

Member Payment Dependent Notes Series 783229

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

783229

$6,000

$6,000

15.99%

1.00%

June 15, 2011

June 25, 2014

June 25, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 783229. Member loan 783229 was requested on June 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,500 / month
Current employer: Bright House Networks Debt-to-income ratio: 12.32%
Length of employment: 2 years Location: Orlando, FL
       
Home town:
Current & past employers: Bright House Networks
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/11/11 > Thank you, its rough times all around, and I pray this will get everything back on track. one monthly payment is considerably easier to manage than 10. Borrower added on 06/12/11 > I currently have multiple high interest CC's that I have had since I was just barely starting college. This loan will allow me to pay those back, as well as complete paying my student loan. Its become very difficult to keep up with these high interest loans, and keep up with daily life. The loan I am hoping for would completely pay my debt off, and allow me considerably smaller monthly payments back. Thank you for your time, and consideration, and if my lendingclub experience goes well, I will most definitely be turning the table and helping others in my situation.

 

A credit bureau reported the following information about this borrower member on June 11, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2005 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: 52
Revolving Credit Balance: $9,400.00 Public Records On File: 0
Revolving Line Utilization: 72.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Typically my monthly expenses are not that bad, however my partner is currently jobless, so its a little more difficult. Do-able - but difficult. Rent 472 (because we took on roommates) Brighthouse 71 Utilities ~300 Cell 100 Insurance 55/mo Food 200 (We eat out a lot more than we should, because if we don't we'd either starve, or burn the house down.) Other expenses do pop up, for example, last month I had to make my partners car payment of 360 + insurance of 75. That is not typical, but it certainly doesn't help the situation. If this is not enough information, please feel free to ask again. I will do my best to be more specific.

 


 

 

 

Member Payment Dependent Notes Series 783244

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

783244

$11,650

$11,650

11.99%

1.00%

June 20, 2011

June 25, 2014

June 25, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 783244. Member loan 783244 was requested on June 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: The Ohio State University Medical Center Debt-to-income ratio: 18.00%
Length of employment: 10+ years Location: pickerington, OH
       
Home town:
Current & past employers: The Ohio State University Medical Center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/11/11 > I have much higher interest cards that I want to get rid of and now, I have an end in sight, and able to rest easier at night. Borrower added on 06/11/11 > I need this to get rid of higher interest cards, and never to use them again on a revolving basis. I now see an end in sight. Borrower added on 06/15/11 > Everytime I look at all of the investors investing in me, and helping a stranger, it brings tears to my eyes and leaves me in awe. Thank you all.

 

A credit bureau reported the following information about this borrower member on June 11, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1992 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,160.00 Public Records On File: 0
Revolving Line Utilization: 61.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I have stopped using my cards,except for emergencies. And now I know I am saving every month to use cash for emergencies, so I won't have to use cards at all. With some higher interest rates I haven't been able to make much of a dent in the balances.So, its a vicious cycle I want to end. I am reaching an age I want to learn about money management and pass it on to my child and set things up for her. Thank you for this opportunity, to answer your question.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?lowes 3780. interest on part 21%,140, barclay card 5350, 16.24%,135, chase 4400, 6%, 92,orchard 1800 19% on 400, 100, student loans 18000, 7.25%, 149(will not be included) MWA visa 200. 9.9% 35, care credit 184, 22% 40, care credit 1150, 22% on 200, other 800 )% till 2012, I plan on paying off all higher interest cards, and have a lower monthly payment. I have also started a part-time cleaning business. I am also bartering taekwondao lessons for my family for cleaning studio, so I can save 123/month. Thank you for this opportunity to answer any and all questions. Ask me anything!
Which debts do you plan to pay off with this loan?I plan to pay all my high interest cards, Lowes 3750 more or less, GE care credit, barclay card 5350 more or less, orchard 1800 +/-, anything left to chase card. Thank you for this opportunity to answer this question. I will answer any and all!
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)I'm sorry for the delay. I answered it incorrectly before.My credit card totals 612/month, rent 300, student loan 149, life insurance 160/mon., city taxes, groceries 450 month +/-, car payment 260 till November, car insurance 64/month. Thank you

 


 

 

 

Member Payment Dependent Notes Series 783299

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

783299

$6,000

$6,000

14.79%

1.00%

June 15, 2011

June 25, 2014

June 25, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 783299. Member loan 783299 was requested on June 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: adidas Debt-to-income ratio: 12.17%
Length of employment: 1 year Location: Brooklyn, NY
       
Home town:
Current & past employers: adidas
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/14/11 > Help out parents and to pay off my medical bills.

 

A credit bureau reported the following information about this borrower member on June 11, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1994 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,835.00 Public Records On File: 0
Revolving Line Utilization: 93.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Assist my parents and pay off my medical bills.

 


 

 

 

Member Payment Dependent Notes Series 783320

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

783320

$1,825

$1,825

15.62%

1.00%

June 14, 2011

June 25, 2014

June 25, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 783320. Member loan 783320 was requested on June 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,200 / month
Current employer: chilis Debt-to-income ratio: 10.33%
Length of employment: 2 years Location: LAKE JACKSON, TX
       
Home town:
Current & past employers: chilis
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 11, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2004 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 4 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,996.00 Public Records On File: 0
Revolving Line Utilization: 76.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?consolidate, pay off all debt.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?monthly: rent- 975 trans- 50 utilities- 55 food- 150

 


 

 

 

Member Payment Dependent Notes Series 783326

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

783326

$3,625

$3,625

10.59%

1.00%

June 16, 2011

June 25, 2014

June 25, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 783326. Member loan 783326 was requested on June 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,833 / month
Current employer: GCE, Inc. Debt-to-income ratio: 13.30%
Length of employment: 2 years Location: Reston, VA
       
Home town:
Current & past employers: GCE, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/14/11 > I'm very grateful for this and will never forget it forever. If there is any chace to even get the 100% finance, this wedding would be even be better and I would be very appreciative even more.

 

A credit bureau reported the following information about this borrower member on June 11, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1998 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $367.00 Public Records On File: 0
Revolving Line Utilization: 30.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Hi Thanks for the question. It's about $1800.00 Thanks.

 


 

 

 

Member Payment Dependent Notes Series 783437

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

783437

$3,500

$3,500

12.99%

1.00%

June 15, 2011

June 25, 2014

June 25, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 783437. Member loan 783437 was requested on June 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: The Home Depot Debt-to-income ratio: 10.04%
Length of employment: 1 year Location: Cartersville, GA
       
Home town:
Current & past employers: The Home Depot
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 11, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1997 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: 48
Revolving Credit Balance: $1,248.00 Public Records On File: 0
Revolving Line Utilization: 19.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 783520

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

783520

$7,950

$7,950

10.99%

1.00%

June 20, 2011

June 25, 2014

June 25, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 783520. Member loan 783520 was requested on June 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,225 / month
Current employer: abrams,gorelick,friedman,and jacobson Debt-to-income ratio: 7.55%
Length of employment: 10+ years Location: BRONX, NY
       
Home town:
Current & past employers: abrams,gorelick,friedman,and jacobson
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 11, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1999 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,905.00 Public Records On File: 1
Revolving Line Utilization: 84.70% Months Since Last Record: 102
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a public record on file, please briefly explain the event and its resolution.n/a
Please itemize for each of the credit cards you plan to pay off the card name (Visa, MasterCard, etc - Please not include bank issuer of card), outstanding balance, current interest rate, and current minimum monthly payment.visa mastercard mastercard walmart
What is your total minimum monthly payments for all credit cards and what will it be including this loan and the payoff?visa-minimum- 26.00 mastercard-minimum- 59.00 mastercard-minimum-124.00 walmart-minimum-38.00 All credit cards including loan and payoff will have a minimum monthly payment of zero dollars.
What is the total balance of your credit cards, interest rates and current monthly payments?visa-955.00 balance, interest rate 17.90 percent, minimum payment 26.00 dollars mastercard-1909 balance, interest rate 22.90 percent, minimum payment 59.00 dollars mastercard-4075 balance, interest rate 24.99 percent, minimum payment 124.00 dollars walmart-907.19 balance, interest rate 22.90 percent, minimum payment 38.00 dollars

 


 

 

 

Member Payment Dependent Notes Series 783561

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

783561

$6,000

$6,000

7.49%

1.00%

June 21, 2011

June 25, 2014

June 25, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 783561. Member loan 783561 was requested on June 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,000 / month
Current employer: La curacao Debt-to-income ratio: 25.85%
Length of employment: 6 years Location: santa ana, CA
       
Home town:
Current & past employers: La curacao
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 11, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2002 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,286.00 Public Records On File: 0
Revolving Line Utilization: 27.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 783582

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

783582

$15,000

$15,000

10.99%

1.00%

June 21, 2011

June 26, 2014

June 26, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 783582. Member loan 783582 was requested on June 12, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,917 / month
Current employer: Lionsgate Academy Debt-to-income ratio: 14.64%
Length of employment: 2 years Location: Minnetonka, MN
       
Home town:
Current & past employers: Lionsgate Academy
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 12, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2003 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $14,309.00 Public Records On File: 0
Revolving Line Utilization: 60.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards only: 9,300 with 16.45% ARP and 4,000 with 22.90% ARP

 


 

 

 

Member Payment Dependent Notes Series 783614

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

783614

$20,000

$20,000

7.49%

1.00%

June 21, 2011

June 25, 2014

June 25, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 783614. Member loan 783614 was requested on June 11, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,667 / month
Current employer: Northrop Grumman Information Systems Debt-to-income ratio: 15.60%
Length of employment: 3 years Location: Charlottesville, VA
       
Home town:
Current & past employers: Northrop Grumman Information Systems
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/11/11 > I am using this loan to consolidate 2 credit cards with APRs of 13.24% and 12.9%. I will be able to pay off the higher APR loan completely and will be able to pay the 2nd card down to nearly half its present balance. And then I'm not using either credit card unless a true rainy day strikes (i.e, massive car repair or a true life-and-death emergency), and in the meantime I have already started funding my rainy day savings account, so I won't be side-tracked by life's normal and real emergencies. Borrower added on 06/12/11 > I added notes previously, but the system won't let me go back and see them to edit or alter them, so here's a second attempt to explain my reason for seeking this credit card consolidation loan. I owe approximately $26,000 on 2 separate credit cards with APRs of 13.24% and 12.9%, respectively. The monthly payment I was averaging on the two of them came to be in excess of $700, a comfortable-for-me monthly payment. With this loan, I eliminate the highest interest debt in my life, and pay down by half the other one. But the less-than-$700/month payment to LC will allow me to do these other things: 1) Restore my rainy day fund, so I can be prepared again for life's little events and not have to resort to a credit card to handle an unplanned expense. 2) Give my money to someone who is willing to take a chance on me during a time when my credit card companies refused to increase my credit line, so I could consolidate my card debt with them. 3) It says to mention why I'm a good borrower. Simply put, I've never been late on a payment because I'm diligent about all bills that I owe and ensuring they are paid on time. 4) Which leads into my line of work. My company is a defense and government contractor. While the nature of our work is contract-based, I support multiple efforts and work well with both my co-workers and all of my bosses, all of whom like and respect my work. If one task were to go away, they would place me on other assignments rather than simply let me go.

 

A credit bureau reported the following information about this borrower member on June 11, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1994 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $27,119.00 Public Records On File: 0
Revolving Line Utilization: 74.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent: $989.00 Transportation: ~ $60 (Fuel only) Water: $25 (based on average of past 6 months' bills) Electricity: $61 (based on average of past 6 months' bills) Insurance: $95 (Life + Car + Motorcycle + Renters) Food: ~$400 I am presently paying $735/month on the 2 bills that this loan would consolidate, and if the loan goes through, this would free up $112/month for paying off the remainder of the 2nd credit card, and shoring up the rainy day fund. Thanks for asking! Warmest regards.

 


 

 

 

Member Payment Dependent Notes Series 783697

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

783697

$4,800

$4,800

13.49%

1.00%

June 20, 2011

June 26, 2014

June 26, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 783697. Member loan 783697 was requested on June 12, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,750 / month
Current employer: Union Health Service Debt-to-income ratio: 28.95%
Length of employment: 5 years Location: Chicago, IL
       
Home town:
Current & past employers: Union Health Service
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 12, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1981 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $103,883.00 Public Records On File: 0
Revolving Line Utilization: 98.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.Thanks for giving me a opportunity to address this important issue. The 'problem' began during the years I tried, ultimately unsuccesfully, to be an independent consultant. I have been unable to make any headway over the past 5 or so years primairly due to maintaining residences in Ohio & IL and traveling frequently between them. However, over the past few months I rented my Ohio home and sold my car. Those two actions will generate an additional $1,000 or so of cash flow that I will use to reduce my revolving credit balance. Thank you.
Please explain the reason why you carry a large revolving credit balance.Thanks for giving me a opportunity to address this important issue. The 'problem' began during the years I tried, ultimately unsuccesfully, to be an independent consultant. I have been unable to make any headway over the past 5 or so years primairly due to maintaining residences in Ohio & IL and traveling frequently between them. However, over the past few months I rented my Ohio home and sold my car. Those two actions will generate an additional $1,000 or so of cash flow that I will use to reduce my revolving credit balance. Thank you.
Please explain the reason why you carry a large revolving credit balance.Thanks for giving me a opportunity to address this important issue. The 'problem' began during the years I tried, ultimately unsuccesfully, to be an independent consultant. I have been unable to make any headway over the past 5 or so years primairly due to maintaining residences in Ohio & IL and traveling frequently between them. However, over the past few months I rented my Ohio home and sold my car. Those two actions will generate an additional $1,000 or so of cash flow that I will use to reduce my revolving credit balance. Thank you.

 


 

 

 

Member Payment Dependent Notes Series 783731

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

783731

$6,400

$6,400

15.62%

1.00%

June 20, 2011

June 26, 2014

June 26, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 783731. Member loan 783731 was requested on June 12, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,167 / month
Current employer: Yuma UHSD Debt-to-income ratio: 18.13%
Length of employment: < 1 year Location: Arizona City, AZ
       
Home town:
Current & past employers: Yuma UHSD
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/12/11 > This loan will help us to relocate and make it through the summer.

 

A credit bureau reported the following information about this borrower member on June 12, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1998 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: 70
Revolving Credit Balance: $20,306.00 Public Records On File: 0
Revolving Line Utilization: 92.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Currently our monthly expenses run about 3000 dollars. For the last 2 months, with the weather heating up, we have been paying: Rent - 835 Util - 185 Food - 700 auto- 350 insurance (health & auto) childcare- 455

 


 

 

 

Member Payment Dependent Notes Series 783810

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

783810

$1,800

$1,800

11.99%

1.00%

June 15, 2011

June 27, 2014

June 27, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 783810. Member loan 783810 was requested on June 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,766 / month
Current employer: SofTec Solutions Debt-to-income ratio: 12.07%
Length of employment: 5 years Location: Bolingbrook, IL
       
Home town:
Current & past employers: SofTec Solutions
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/13/11 > Paying bills down, medical

 

A credit bureau reported the following information about this borrower member on June 12, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1988 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: 38
Revolving Credit Balance: $3,089.00 Public Records On File: 1
Revolving Line Utilization: 88.30% Months Since Last Record: 98
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 783836

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

783836

$13,800

$13,800

8.49%

1.00%

June 21, 2011

June 26, 2014

June 26, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 783836. Member loan 783836 was requested on June 12, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $6,583 / month
Current employer: Vornado Realty Trust Debt-to-income ratio: 14.22%
Length of employment: 2 years Location: San Francisco, CA
       
Home town:
Current & past employers: Vornado Realty Trust
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/12/11 > I plan to use this loan to pay off credit card debt. I currently pay well over the minimum amount but would like to avoid paying high interest payments to credit card companies. I have great credit and continue to improve my score. I have a stable job with consistent income. I'm 8 years into my career and have spent the last 4 years with the same company.

 

A credit bureau reported the following information about this borrower member on June 12, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1997 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $23,137.00 Public Records On File: 0
Revolving Line Utilization: 68.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 783904

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

783904

$4,000

$4,000

19.29%

1.00%

June 15, 2011

June 26, 2016

June 26, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 783904. Member loan 783904 was requested on June 12, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,833 / month
Current employer: Target Debt-to-income ratio: 3.22%
Length of employment: 2 years Location: Martinez, CA
       
Home town:
Current & past employers: Target
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/12/11 > I live with family so I do not pay rent Borrower added on 06/13/11 > Primary purpose for loan is to pay off credit cards and automotive repairs

 

A credit bureau reported the following information about this borrower member on June 12, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2006 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 6 Months Since Last Delinquency: 30
Revolving Credit Balance: $2,238.00 Public Records On File: 0
Revolving Line Utilization: 62.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?To pay off credit cards and automotive repairs
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?rent: 0.00 live with family Trans: 80 for gas Phone: 45 Insurance: 100 Food and random expenses: 100
Which debts do you plan to pay off with this loan?Credit card balances and automotive repairs
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards Balance rate payment Bofa 1900/2500 14.99% 45.00 Credit one 300/600 23.9% 25.00 Household bank 250/500 23.9 15.00

 


 

 

 

Member Payment Dependent Notes Series 783962

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

783962

$8,000

$8,000

16.49%

1.00%

June 20, 2011

June 26, 2016

June 26, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 783962. Member loan 783962 was requested on June 12, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,833 / month
Current employer: Columbia Bank Debt-to-income ratio: 11.23%
Length of employment: 10+ years Location: Lake City, FL
       
Home town:
Current & past employers: Columbia Bank
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/12/11 > debit consolidation Borrower added on 06/12/11 > consolidation of high interest credit cards

 

A credit bureau reported the following information about this borrower member on June 12, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1984 Delinquent Amount: $0.00
Open Credit Lines: 22 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 46 Months Since Last Delinquency: 46
Revolving Credit Balance: $11,344.00 Public Records On File: 1
Revolving Line Utilization: 51.60% Months Since Last Record: 106
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a public record on file, please briefly explain the event and its resolution.to my knowledge there is no record on file
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?mortgage 595.00 ins 75.00 food 400.00 utilities/phone 350.00 transportation 175.00

 


 

 

 

Member Payment Dependent Notes Series 783990

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

783990

$5,200

$5,200

13.99%

1.00%

June 15, 2011

June 26, 2016

June 26, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 783990. Member loan 783990 was requested on June 12, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,500 / month
Current employer: SQUEAKY CLEAN Debt-to-income ratio: 18.56%
Length of employment: 10+ years Location: NIXA, MO
       
Home town:
Current & past employers: SQUEAKY CLEAN
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/12/11 > TO BUY A CAR. PAYMENT ARE ALWAY ON TIME. MY MONTHLY BUDGET ALLOWS FOR SEVERAL HUNDRED EXTRA. VERY STABLE.

 

A credit bureau reported the following information about this borrower member on June 12, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1996 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,901.00 Public Records On File: 1
Revolving Line Utilization: 45.30% Months Since Last Record: 111
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a public record on file, please briefly explain the event and its resolution.I don't.
What type of vehicle are you buying (make, model, year, mileage and condition)?2003 cadillac deville 128,770 miles great condition
What are the balances, interest rates, and monthly payments on any other auto obligations?5964 aprox. 9% 364.25 I pay 400 monthly
How much money are you providing out of pocket as a down payment for this purchase?260 plus whatever the taxes and other cost
What is your intended use for the loan proceeds?A vehicle

 


 

 

 

Member Payment Dependent Notes Series 784060

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

784060

$2,800

$2,800

8.49%

1.00%

June 20, 2011

June 26, 2014

June 26, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 784060. Member loan 784060 was requested on June 12, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $1,267 / month
Current employer: n/a Debt-to-income ratio: 22.65%
Length of employment: n/a Location: Danville, IL
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/14/11 > I would like to get a loan to take my mom on a vacation before she dies. Her health isn't too good and she has always wanted to go to the Grand Ole Opry. I would like to take her if I could.

 

A credit bureau reported the following information about this borrower member on June 12, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2006 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,701.00 Public Records On File: 0
Revolving Line Utilization: 29.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 784065

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

784065

$3,600

$3,600

6.99%

1.00%

June 20, 2011

June 26, 2014

June 26, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 784065. Member loan 784065 was requested on June 12, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,667 / month
Current employer: DDI Debt-to-income ratio: 9.82%
Length of employment: 8 years Location: Dublin, CA
       
Home town:
Current & past employers: DDI
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/13/11 > I need a car to commute an hour each way everyday to work. I need it to be dependable, good gas mileage, and this is the price range I have found several cars that fit that description. Borrower added on 06/13/11 > I have been at my job for 8 years, I am very dependable, I have lived in my home for over 30 years. I am very dependable and need a car that is dependable for a long commute, and good on gas.

 

A credit bureau reported the following information about this borrower member on June 12, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1982 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,128.00 Public Records On File: 0
Revolving Line Utilization: 54.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 784101

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

784101

$2,200

$2,200

16.49%

1.00%

June 15, 2011

June 26, 2014

June 26, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 784101. Member loan 784101 was requested on June 12, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,350 / month
Current employer: Blue Valley Sod Debt-to-income ratio: 7.41%
Length of employment: 2 years Location: Waconia, MN
       
Home town:
Current & past employers: Blue Valley Sod
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/12/11 > Hi Everyone! I am looking for a loan to fund my software company start up. I will be using the money for my incorporation fees, hiring an attorney and any other small costs I may run in to. I am currently employed full time, and plan on staying with that company until this loan is re-payed, thus I will always have a stream of solid, steady income. Thanks for looking and feel free to ask any questions!

 

A credit bureau reported the following information about this borrower member on June 12, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2008 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,185.00 Public Records On File: 0
Revolving Line Utilization: 87.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I will be using the money for my incorporation fees, hiring an attorney and any other small costs I may run in to.
What is your intended use for the loan proceeds?I will be using the money for my incorporation fees, hiring an attorney and any other small costs I may run in to.

 


 

 

 

Member Payment Dependent Notes Series 784126

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

784126

$6,000

$6,000

6.99%

1.00%

June 16, 2011

June 26, 2014

June 26, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 784126. Member loan 784126 was requested on June 12, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,583 / month
Current employer: Lord Abbett Debt-to-income ratio: 18.14%
Length of employment: 6 years Location: Astoria, NY
       
Home town:
Current & past employers: Lord Abbett
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 12, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1999 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,524.00 Public Records On File: 0
Revolving Line Utilization: 24.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 784172

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

784172

$8,550

$8,550

11.99%

1.00%

June 20, 2011

June 26, 2014

June 26, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 784172. Member loan 784172 was requested on June 12, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,500 / month
Current employer: n/a Debt-to-income ratio: 16.71%
Length of employment: 3 years Location: Carnegie, PA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/14/11 > I plan to use these funds to pay off my high interest credit cards so I can finally be free of them. I always pay my dept and on time. I used to use the envelope system for a monthly budget, but now I am using mint and it works great. My budget for each month is 3000 for all expenses. My job is very stable. For example I work 5 days a week and I have not had to take more than 1 or 2 day off each month dew to lack of work for the last 3 years. Most months I am booked completely full. Borrower added on 06/15/11 > Loaning me this money you will be saving me thousands of dollars. So Thank you for your help.

 

A credit bureau reported the following information about this borrower member on June 12, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2004 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,218.00 Public Records On File: 0
Revolving Line Utilization: 47.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent $500 Gas/ C. Insurance: $450 Utilities: $65 Phone: $100 H. Insurance: $280 Groceries: $400 Internet $65

 


 

 

 

Member Payment Dependent Notes Series 784255

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

784255

$3,500

$3,500

11.49%

1.00%

June 16, 2011

June 26, 2014

June 26, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 784255. Member loan 784255 was requested on June 12, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,417 / month
Current employer: regional acceptance corp Debt-to-income ratio: 18.57%
Length of employment: 6 years Location: orlando, FL
       
Home town:
Current & past employers: regional acceptance corp
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 12, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1999 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 28 Months Since Last Delinquency: 16
Revolving Credit Balance: $2,893.00 Public Records On File: 0
Revolving Line Utilization: 32.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Pay off credit cards
If you have a delinquency in the last 2 years, please explain the reason.I have'nt had any delinquencies, but thanks for asking

 


 

 

 

Member Payment Dependent Notes Series 784299

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

784299

$8,000

$8,000

11.99%

1.00%

June 21, 2011

June 27, 2014

June 27, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 784299. Member loan 784299 was requested on June 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,433 / month
Current employer: Landrys Seafood House Debt-to-income ratio: 20.74%
Length of employment: 3 years Location: Orlando, FL
       
Home town:
Current & past employers: Landrys Seafood House
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/13/11 > I am looking to pay off my previous debt from school. I have a steady job and am able to make payments easily. My credit card APR is too high and am looking to lower it into one loan on here.

 

A credit bureau reported the following information about this borrower member on June 12, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2005 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: n/a
Revolving Credit Balance: $12,351.00 Public Records On File: 0
Revolving Line Utilization: 94.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Right now I have around 10 K. They are at 22 % Credit Card APR so that is whats killing me. The payments are around 250 right now.

 


 

 

 

Member Payment Dependent Notes Series 784317

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

784317

$4,000

$4,000

6.99%

1.00%

June 21, 2011

June 26, 2014

June 26, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 784317. Member loan 784317 was requested on June 12, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: canrig Debt-to-income ratio: 11.22%
Length of employment: 5 years Location: cypress, TX
       
Home town:
Current & past employers: canrig
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 12, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1999 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: 67
Revolving Credit Balance: $96.00 Public Records On File: 0
Revolving Line Utilization: 1.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Well I am fairly new to the wedding thing I didn't know it would cost so much when everything was added up. I also don't want to dissapoint guest by taking the cheap route. I figure I will be married one time in my life, so I want everyone to be happy especially my fiance. I have money saved up but getting this loan would be a big help, I appreciate everyone helping, thankyou.
What portion of your wedding expenses does this loan represent?I know that there is a lot of money involved in planning a wedding but its tough when a you do it by yourself. I do have money put to the side for the wedding, now I'm not sure I have enough, food alone is close to 8000 not including renting of the hall, and photos etc. I figured it would be best to get a little loan to help with cost. I hope u can help, thanks.

 


 

 

 

Member Payment Dependent Notes Series 784380

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

784380

$4,500

$4,500

5.42%

1.00%

June 15, 2011

June 27, 2014

June 27, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 784380. Member loan 784380 was requested on June 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,000 / month
Current employer: Carolina Engine Debt-to-income ratio: 10.90%
Length of employment: 8 years Location: Travelers Rest, SC
       
Home town:
Current & past employers: Carolina Engine
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 13, 2011:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 12/1984 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,232.00 Public Records On File: 0
Revolving Line Utilization: 10.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 784424

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

784424

$12,000

$12,000

7.49%

1.00%

June 17, 2011

June 28, 2014

June 28, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 784424. Member loan 784424 was requested on June 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $4,250 / month
Current employer: Robert D. Soloff Debt-to-income ratio: 7.81%
Length of employment: 10+ years Location: Dania Beach, FL
       
Home town:
Current & past employers: Robert D. Soloff
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 14, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1989 Delinquent Amount: $0.00
Open Credit Lines: 21 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 40 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,913.00 Public Records On File: 0
Revolving Line Utilization: 13.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I hold the Title to my home, so there is no rent or mortgage payment. Utilities are the usual amount, nothing out of the ordinary. My cell phone bill is about 150.00 a month. I hope that answers your questions. Thanks

 


 

 

 

Member Payment Dependent Notes Series 784436

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

784436

$10,000

$10,000

12.99%

1.00%

June 21, 2011

June 27, 2014

June 27, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 784436. Member loan 784436 was requested on June 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $11,667 / month
Current employer: seaboard folding Debt-to-income ratio: 11.53%
Length of employment: 4 years Location: danvers, MA
       
Home town:
Current & past employers: seaboard folding
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 13, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2004 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,994.00 Public Records On File: 0
Revolving Line Utilization: 90.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)approx. $1900. Rent, Gas, Electric
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?approx. $6500 credit card debt across 4 accounts ranging between 14%-28%, total min. payments are about $250 a month, the 3 higher interest accounts will be paid off and closed with part of this loan the 4th will be left open with a $1200 balance (4000 limit @ 13.9%) 2 car loans: final payment left on 1st loan (start date 6/2005) $600 due 7/10/2011 loan payoff !! 2nd loan balance is $7500, $400 monthly payment @ 7.9%

 


 

 

 

Member Payment Dependent Notes Series 784471

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

784471

$2,500

$2,500

12.99%

1.00%

June 16, 2011

June 27, 2014

June 27, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 784471. Member loan 784471 was requested on June 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,250 / month
Current employer: Westat Debt-to-income ratio: 21.62%
Length of employment: 5 years Location: Gaithersburg, MD
       
Home town:
Current & past employers: Westat
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 13, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1997 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 20 Months Since Last Delinquency: 18
Revolving Credit Balance: $5,943.00 Public Records On File: 0
Revolving Line Utilization: 87.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.It has to do with a perosnal life change that is temporary. I have plans in place to restore my credit usage to a manageable level by the spring of 2012. I hope that you will consider that I have maintained on-time payments on all my debt and will continue to do so until it is paid in full.
If you have a delinquency in the last 2 years, please explain the reason.There was one delinquency on a capitalone card in Summer 2009 due to a family emergency which took me out of the country for a few weeks. No other delinquencies either prior to that or after then.

 


 

 

 

Member Payment Dependent Notes Series 784485

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

784485

$6,000

$6,000

5.99%

1.00%

June 16, 2011

June 27, 2014

June 27, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 784485. Member loan 784485 was requested on June 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,150 / month
Current employer: Coffee Co Tax Assessors Office Debt-to-income ratio: 5.53%
Length of employment: 7 years Location: Douglas, GA
       
Home town:
Current & past employers: Coffee Co Tax Assessors Office
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/13/11 > I am requesting this loan to consolidate my credit card debts. This rate is more favorable and will give me more wiggle room in case of any unforseen hardships.

 

A credit bureau reported the following information about this borrower member on June 13, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2000 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,834.00 Public Records On File: 0
Revolving Line Utilization: 23.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 784569

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

784569

$5,000

$5,000

16.49%

1.00%

June 21, 2011

June 27, 2014

June 27, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 784569. Member loan 784569 was requested on June 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $5,000 / month
Current employer: SCG Communications LLC Debt-to-income ratio: 24.50%
Length of employment: 3 years Location: Annapolis, MD
       
Home town:
Current & past employers: SCG Communications LLC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/13/11 > Cosmetic surgery

 

A credit bureau reported the following information about this borrower member on June 13, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1974 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $35,018.00 Public Records On File: 0
Revolving Line Utilization: 98.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 784728

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

784728

$5,500

$5,500

9.99%

1.00%

June 17, 2011

June 27, 2014

June 27, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 784728. Member loan 784728 was requested on June 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,167 / month
Current employer: Grayhill Inc. Debt-to-income ratio: 5.06%
Length of employment: < 1 year Location: Chicago, IL
       
Home town:
Current & past employers: Grayhill Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 13, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2005 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 4 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,181.00 Public Records On File: 0
Revolving Line Utilization: 47.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 784752

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

784752

$15,000

$15,000

7.49%

1.00%

June 21, 2011

June 27, 2014

June 27, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 784752. Member loan 784752 was requested on June 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,833 / month
Current employer: seneca insurance company Debt-to-income ratio: 10.44%
Length of employment: 5 years Location: chicago, IL
       
Home town:
Current & past employers: seneca insurance company
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/13/11 > consolidating credit card debt

 

A credit bureau reported the following information about this borrower member on June 13, 2011:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 10/2000 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 25 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,855.00 Public Records On File: 0
Revolving Line Utilization: 3.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 784781

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

784781

$3,000

$3,000

5.42%

1.00%

June 17, 2011

June 27, 2014

June 27, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 784781. Member loan 784781 was requested on June 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,500 / month
Current employer: Moses Cone Debt-to-income ratio: 15.29%
Length of employment: 4 years Location: Mebane, NC
       
Home town:
Current & past employers: Moses Cone
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 13, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1995 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,524.00 Public Records On File: 0
Revolving Line Utilization: 21.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 784786

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

784786

$6,700

$6,700

15.23%

1.00%

June 20, 2011

June 27, 2014

June 27, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 784786. Member loan 784786 was requested on June 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,083 / month
Current employer: Shine in the Heights Debt-to-income ratio: 10.42%
Length of employment: 5 years Location: Houston, TX
       
Home town:
Current & past employers: Shine in the Heights
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 13, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1991 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 12 Months Since Last Delinquency: 10
Revolving Credit Balance: $1,951.00 Public Records On File: 0
Revolving Line Utilization: 38.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I have been in business for five years and I am expanding.

 


 

 

 

Member Payment Dependent Notes Series 784842

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

784842

$4,375

$4,375

8.49%

1.00%

June 21, 2011

July 1, 2014

July 1, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 784842. Member loan 784842 was requested on June 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: Columbia Management Debt-to-income ratio: 1.54%
Length of employment: 5 years Location: Brooklyn, NY
       
Home town:
Current & past employers: Columbia Management
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/18/11 > For the past five years I have lived in NYC, working for a single employer in the finance industry, while also pursuing an acting career on the side. The purpose of this loan is to help transition to a full time career in the film industry. I will use the funds to take a digital filmmaking workshop and to produce and direct a short film I have written. Pairing this behind-the-camera foundation and demo reel with my existing on-camera acting work and professional résumé, I hope to acquire a marketing or production position at one of the larger studios when I move to L.A. in approximately a year and a half. I will also use the knowledge and experience gained to continue pursuing film production on a freelance basis.

 

A credit bureau reported the following information about this borrower member on June 13, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2003 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 4 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,039.00 Public Records On File: 0
Revolving Line Utilization: 32.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 784904

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

784904

$6,000

$6,000

9.99%

1.00%

June 17, 2011

June 27, 2014

June 27, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 784904. Member loan 784904 was requested on June 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,750 / month
Current employer: West Ottawa Public Schools Debt-to-income ratio: 20.58%
Length of employment: 10+ years Location: Holland, MI
       
Home town:
Current & past employers: West Ottawa Public Schools
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 13, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1993 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 61 Months Since Last Delinquency: 14
Revolving Credit Balance: $21,598.00 Public Records On File: 0
Revolving Line Utilization: 79.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I ran into tough times a few years ago and needed to use the 2 credit cards I have. I am currently making large payments in order to ge them paid off quickly.
How much money are you providing out of pocket as a down payment for this purchase?none
What type of vehicle are you buying (make, model, year, mileage and condition)?either a 2001 or 2002 PT Cruiser. I am looking at 2 that both are in excellent condition with very low mileage.
What are the balances, interest rates, and monthly payments on any other auto obligations?2007 Dodge ram truck, 19,000

 


 

 

 

Member Payment Dependent Notes Series 784918

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

784918

$7,500

$7,500

10.59%

1.00%

June 15, 2011

June 27, 2014

June 27, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 784918. Member loan 784918 was requested on June 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,000 / month
Current employer: town of cicero Debt-to-income ratio: 7.60%
Length of employment: 10+ years Location: cicero, IL
       
Home town:
Current & past employers: town of cicero
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 13, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1998 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,838.00 Public Records On File: 0
Revolving Line Utilization: 18.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?chase creit card balance $1400 monthly payment $25 interest rate 20.24% second chase credit card balance $3009 monthly payment $ 80 interest rate 20.24% hawthorne credit union credit card balance $3398 payment of $130 interest rate 17.99%

 


 

 

 

Member Payment Dependent Notes Series 784952

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

784952

$8,000

$8,000

15.99%

1.00%

June 20, 2011

June 27, 2014

June 27, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 784952. Member loan 784952 was requested on June 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,333 / month
Current employer: KVVU Debt-to-income ratio: 17.84%
Length of employment: 8 years Location: las vegas, NV
       
Home town:
Current & past employers: KVVU
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/13/11 > I bought my first home 18 months ago, and easily qualified for a mortgage. The house I bought was definitely something I could afford. I love my house, however, it is desperately in need of some TLC. The house sat empty for two years before I move in, and the weeds took over the yard, pigeons got into the attic, and other items went into disrepair. I just need to get a loan so I can finish the dream on my dream home. I am a good citizen, I work hard, I contribute to my community, and I pay all my bills on time. I just need some help to improve my house. Thank you so much for your consideration. Borrower added on 06/16/11 > Thanks to everyone who has invested so far! With every little increase, I see a little bit more of my dream coming true. I love my house so much, and I'm trying to do as much as I can to do it myself, but with your help I'm going to be able to get professional help on some of the more pressing issues that prevent my house from fully feeling like a home. Thanks again!

 

A credit bureau reported the following information about this borrower member on June 13, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1993 Delinquent Amount: $0.00
Open Credit Lines: 19 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 49 Months Since Last Delinquency: 42
Revolving Credit Balance: $18,665.00 Public Records On File: 0
Revolving Line Utilization: 79.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.Four years ago I had paid down all my credit balances. I was saving to buy a house and I was really excited to be out of credit card debt. Two months later my mother passed away suddenly after a routine knee surgery, leaving me to fund a large portion of the funeral and burial expenses. It sure adds up quick. Since then, I've been helping my elderly father with some of his living costs. He recently got remarried and now as a couple he and his wife can better take care of themself. One of my main goals is to once again pay down credit card debt.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).My mortgage is $1107 each month. $65 goes to MIP, $65 goes to home insurance, and $395 goes to takes (every three months).
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?My mortgage is at $144,601. The interest rate is 5.5% and I pay $1107 a month.

 


 

 

 

Member Payment Dependent Notes Series 785020

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

785020

$3,000

$3,000

5.42%

1.00%

June 16, 2011

June 27, 2014

June 27, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 785020. Member loan 785020 was requested on June 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,667 / month
Current employer: American Foundation for Suicide Preventi Debt-to-income ratio: 10.27%
Length of employment: 1 year Location: Washington, DC
       
Home town:
Current & past employers: American Foundation for Suicide Preventi
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/13/11 > Moving expenses

 

A credit bureau reported the following information about this borrower member on June 13, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2002 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,523.00 Public Records On File: 0
Revolving Line Utilization: 26.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Will some or all of your moving expenses be reimbursed, if so how much?Unfortunately, none of the moving expenses will be reimbursed.

 


 

 

 

Member Payment Dependent Notes Series 785046

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

785046

$3,000

$3,000

7.49%

1.00%

June 20, 2011

June 27, 2014

June 27, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 785046. Member loan 785046 was requested on June 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,750 / month
Current employer: kamco supply corp of new england Debt-to-income ratio: 24.03%
Length of employment: 10+ years Location: clarence, NY
       
Home town:
Current & past employers: kamco supply corp of new england
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 13, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1996 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: n/a
Revolving Credit Balance: $18,630.00 Public Records On File: 0
Revolving Line Utilization: 34.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.Own alot of stuff, 4 wheeler,side by side ,utility vehicle, car a truck ,harley davidson, car hauler ,snowmobile pop up camper ect. Alway worked hard,never missed a payment looking to upgrade my camper. Had a loan with lending club not long ago and payed off the loan in just a few months for 1900 dollars I will not wreck my credit whatever it takes.worked at my job for 12 years and I would be the last person ever laid off ,I have money in a ira ,401k if Isomething would ever happen. Would never use it unless I ever had any financial troubles . working on paying my credit cards off pay more then the balance and am getting married in october.could paty the camper with my owen money, but saving the money for our wedding ,thank you
What is your intended use for the loan proceeds?upgrade from the pop up camper I own now ,to a 21 ft travel trailer camper . Basicly to have a bathroom, shower ect.

 


 

 

 

Member Payment Dependent Notes Series 785057

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

785057

$3,000

$3,000

10.59%

1.00%

June 16, 2011

June 27, 2014

June 27, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 785057. Member loan 785057 was requested on June 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,500 / month
Current employer: Frito Lay Debt-to-income ratio: 4.13%
Length of employment: 3 years Location: Modesto, CA
       
Home town:
Current & past employers: Frito Lay
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/13/11 > I am looking to consolidate my loans(credit cards, student loan, etc.) Borrower added on 06/13/11 > I want to go back to school, but I need to pay off previous loans so I can get back on track and obtain my degree. I don't have rent or a mortgage to pay and I just recently paid my vehicle off. If you have any questions then feel free to ask. Thank you. Borrower added on 06/13/11 > I have been working with the same employer for three years, and hope to move up the ranks in the company. Even though my monthly income is not very high, I am absolutely positive I will be able to pay the loan.

 

A credit bureau reported the following information about this borrower member on June 13, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2005 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: 37
Revolving Credit Balance: $781.00 Public Records On File: 0
Revolving Line Utilization: 23.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?The loan will be used to pay off a student loan which I took a few years back, as well as credit cards I used to buy textbooks and other school necessities. The interest rate is ridiculous on those cards; it seems like they skyrocketed overnight.

 


 

 

 

Member Payment Dependent Notes Series 785098

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

785098

$12,000

$12,000

11.49%

1.00%

June 20, 2011

June 27, 2016

June 27, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 785098. Member loan 785098 was requested on June 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,122 / month
Current employer: Federal Buruea of prisons Debt-to-income ratio: 6.87%
Length of employment: 4 years Location: ashland, VA
       
Home town:
Current & past employers: Federal Buruea of prisons
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 13, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/2003 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,652.00 Public Records On File: 0
Revolving Line Utilization: 47.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.used credit cards to pay off a large amount of medical bills
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Principal and interest 900.17 insurance 45.00 PMI 63.18 tax 77.56
Which debts do you plan to pay off with this loan?credit cards, and a balance i have with a veternary clinic
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?mortgage includes homeowners insurance 1095 car payment 182 car insurance 145 cell phone 135 electric 120

 


 

 

 

Member Payment Dependent Notes Series 785112

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

785112

$2,000

$2,000

12.99%

1.00%

June 15, 2011

June 27, 2014

June 27, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 785112. Member loan 785112 was requested on June 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,333 / month
Current employer: EnerNOC, Inc Debt-to-income ratio: 15.75%
Length of employment: 2 years Location: Oak Lawn, IL
       
Home town:
Current & past employers: EnerNOC, Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 13, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1995 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $761.00 Public Records On File: 0
Revolving Line Utilization: 54.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 785128

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

785128

$6,000

$6,000

16.49%

1.00%

June 20, 2011

June 27, 2014

June 27, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 785128. Member loan 785128 was requested on June 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,100 / month
Current employer: n/a Debt-to-income ratio: 10.14%
Length of employment: n/a Location: Albq., NM
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/13/11 > debt consolidation

 

A credit bureau reported the following information about this borrower member on June 13, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1999 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: 34
Revolving Credit Balance: $4,567.00 Public Records On File: 0
Revolving Line Utilization: 93.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)540. Rent 200. Credit Cards ( 0 after loan) 210. Insurance (ends 7/12) 50. Utilities _____ 1010.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?888. HSB Credit Card 1485. Capitol One 1888. JC Penny
Which debts do you plan to pay off with this loan?Credit Cards Purchase a Scooter

 


 

 

 

Member Payment Dependent Notes Series 785159

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

785159

$8,000

$8,000

11.99%

1.00%

June 21, 2011

June 27, 2014

June 27, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 785159. Member loan 785159 was requested on June 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $10,833 / month
Current employer: Merrill Lynch Debt-to-income ratio: 3.44%
Length of employment: 3 years Location: Los Angeles, CA
       
Home town:
Current & past employers: Merrill Lynch
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 13, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2002 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: 30
Revolving Credit Balance: $6,401.00 Public Records On File: 0
Revolving Line Utilization: 85.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 785197

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

785197

$2,000

$2,000

18.39%

1.00%

June 16, 2011

June 27, 2014

June 27, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 785197. Member loan 785197 was requested on June 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,000 / month
Current employer: MD State Highway Administration Debt-to-income ratio: 15.62%
Length of employment: 10+ years Location: Chester, MD
       
Home town:
Current & past employers: MD State Highway Administration
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 13, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1998 Delinquent Amount: $0.00
Open Credit Lines: 6 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: 66
Revolving Credit Balance: $4,766.00 Public Records On File: 1
Revolving Line Utilization: 99.30% Months Since Last Record: 37
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a public record on file, please briefly explain the event and its resolution.All outstanding records or record were satisfied through mortgage refinancing. About ten years ago I was in a debt reconcolidation program that did not pay off some debt successfully. The refinancing provided funds to pay them off.
Please provide additional details regarding the purpose of the loanI had to replace timing belt and waterpump and hydraulic tensioner on vehicle. It was quite a complex and costly job.

 


 

 

 

Member Payment Dependent Notes Series 785206

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

785206

$6,700

$6,700

10.99%

1.00%

June 20, 2011

June 27, 2014

June 27, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 785206. Member loan 785206 was requested on June 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,142 / month
Current employer: WorldMark by Wyndham Debt-to-income ratio: 21.95%
Length of employment: 3 years Location: Klamath Falls, OR
       
Home town:
Current & past employers: WorldMark by Wyndham
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/13/11 > I am wanting to consolidate my credit card debt so that I can reach my goal of being out of debt in 3 years.

 

A credit bureau reported the following information about this borrower member on June 13, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1999 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 37 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,705.00 Public Records On File: 1
Revolving Line Utilization: 55.40% Months Since Last Record: 111
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 785219

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

785219

$4,500

$4,500

10.59%

1.00%

June 21, 2011

June 28, 2014

June 28, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 785219. Member loan 785219 was requested on June 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,500 / month
Current employer: Alliance Audio Visual Debt-to-income ratio: 10.91%
Length of employment: 1 year Location: Albuquerque, NM
       
Home town:
Current & past employers: Alliance Audio Visual
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/14/11 > Buying a sole owner vehicle which has been well maintained not looking to get a new car loan at the moment. Just something reliable and I have found the vehicle, thanks and have a wonderful day!

 

A credit bureau reported the following information about this borrower member on June 13, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1975 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,417.00 Public Records On File: 0
Revolving Line Utilization: 81.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.In the event of emergencies. To establish a good credit and payment history.

 


 

 

 

Member Payment Dependent Notes Series 785282

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

785282

$12,000

$12,000

10.99%

1.00%

June 21, 2011

June 27, 2014

June 27, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 785282. Member loan 785282 was requested on June 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,300 / month
Current employer: State of Florida Debt-to-income ratio: 21.21%
Length of employment: 2 years Location: Miami, FL
       
Home town:
Current & past employers: State of Florida
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/13/11 > Use of Funds: I plan to use this loan to pay off over $10,000 in debt acquired to finance my education. Why I am a good borrower: I graduated with a bachelors in Finance and high GPA (3.8) and have been working in a stable job for the past 2 years. My potential for income growth is high given my finance/accounting background. I pay all my dates on time and to date have never been late on a payment. Monthly Budget: My net monthly pay is $2,800; and my main monthly payments include $895 rent, $250 car payment, $200 in utilities, $100 credit cards, $300 in student loans. Job stability: Since I work in a specialized accounting/finance job, my job is stable and I can expect to be employed for a long time and have many options if I decide to move on

 

A credit bureau reported the following information about this borrower member on June 13, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2006 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,602.00 Public Records On File: 0
Revolving Line Utilization: 53.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit cards - $4,600 at 15% payments are $100 per month Car note - $10,800 at 4.5% payments are $240 per month Student loans - $52,000 at 6.8% payments are $290 Outstanding balance at university where I received my bachelors - $10,199 no set payments and no interst but this debt prevents me from getting my transcripts which prevents me from seeking a better paying job or doing a masters in accounting and sitting for the cpa in order to earn more and pay off the rest of my debt. Thank you!
Which debts do you plan to pay off with this loan?I plan to pay off the $10,199 which will allow me to either find a better paying job right away or allow me to get a masters in accounting and sit for the cpa so that I can earn more and pay off the rest of my debt. Thank you so much for your consideration. If you have more questions, feel free to ask!
What is your intended use for the loan proceeds?I plan to use the loan to pay off the $10,199 that I owe to the university that issued my undergraduate degree. Doing this will allow me access to my official transcripts so that I can either look for a job that pays me more and or go back to school and get my masters in accounting and then sit for the CPA. Earning more will allow me to pay off my other debts sooner. Thank you! If you have anymore questions please feel free to ask.

 


 

 

 

Member Payment Dependent Notes Series 785335

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

785335

$6,000

$6,000

10.99%

1.00%

June 21, 2011

June 27, 2014

June 27, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 785335. Member loan 785335 was requested on June 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $11,750 / month
Current employer: EMC Debt-to-income ratio: 20.14%
Length of employment: 10+ years Location: South San Francisco, CA
       
Home town:
Current & past employers: EMC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 13, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1995 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: n/a
Revolving Credit Balance: $131,767.00 Public Records On File: 0
Revolving Line Utilization: 94.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I funded my school debt the remainder portion of something I could not finance from student loans. I got MBA from Duke. I am working very hard to clear the debt and I have never been late on any payments ever. It is my goal to consolidate and clear my debts at earliest possible. I appreciate you considering financing me.

 


 

 

 

Member Payment Dependent Notes Series 785372

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

785372

$3,000

$3,000

18.39%

1.00%

June 17, 2011

June 29, 2014

June 29, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 785372. Member loan 785372 was requested on June 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,667 / month
Current employer: H D Segur Inc Debt-to-income ratio: 16.23%
Length of employment: 10+ years Location: Waterbury, CT
       
Home town:
Current & past employers: H D Segur Inc
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 15, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1986 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 30 Months Since Last Delinquency: 45
Revolving Credit Balance: $8,779.00 Public Records On File: 0
Revolving Line Utilization: 99.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I don't have this info readily available. I'm working long hours but can gather this info over the weekend.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I don't have this info readily available. I'm working long hours but can gather this info over the weekend.
Which debts do you plan to pay off with this loan?I plan to pay off hospital bills and help with daughters tuition.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I don't have this info readily available. I'm working long hours but can gather this info over the weekend.
Which debts do you plan to pay off with this loan?I plan to pay off hospital bills and help with daughters tuition.

 


 

 

 

Member Payment Dependent Notes Series 785417

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

785417

$9,600

$9,600

11.99%

1.00%

June 20, 2011

June 27, 2014

June 27, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 785417. Member loan 785417 was requested on June 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,000 / month
Current employer: Dynamic Homes Debt-to-income ratio: 16.85%
Length of employment: 2 years Location: Detroit Lakes, MN
       
Home town:
Current & past employers: Dynamic Homes
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/14/11 > I need to get my credit cards taken care of and consolidation seemed the best route. Borrower added on 06/14/11 > I have a great full time job at a manufactured home company. I have always been great paying my bills on time. I am excited to get my credit cards paid off for good. I plan to pay 1 and s half my monthly minimum to pay the loan off fast. Borrower added on 06/16/11 > I have great credit history and thrive on paying bills on time. it's almost like a pet peeve of mine. If you have any questions feel more than free to ask. This website is very cool I look forward to investing soon to repay the favor that you investors are doing for me. Thank you!

 

A credit bureau reported the following information about this borrower member on June 13, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2006 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,442.00 Public Records On File: 0
Revolving Line Utilization: 18.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Sure thing Mortgage $630.30 Electric, garbage, internet, phone $ 200 average Car insurance $ 60 Food $100 average Please keep in mind that I only pay half of these amounts my Fiance pays the other half.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Here is a break down for you it reads card, balance, interest, minimum monthly payment. Thank you for the question Mortgage $89,000 6.35% $630.30 Citi Sears card $2689.74 23% $50.00 Citi platinum card $3241.90 18% $25.00 Kay jewelers card $1045.12 21% $20.00 Best Buy card $1489.20 18% $25.00 Menard's Big card $1,209 26% $20.00

 


 

 

 

Member Payment Dependent Notes Series 785419

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

785419

$4,100

$4,100

13.49%

1.00%

June 17, 2011

June 27, 2014

June 27, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 785419. Member loan 785419 was requested on June 13, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,667 / month
Current employer: Eyewear Debt-to-income ratio: 21.96%
Length of employment: < 1 year Location: Minneapolis, MN
       
Home town:
Current & past employers: Eyewear
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/13/11 > Please help me lower my monthly debt. I recently was laid off and now have a new job at a lower pay rate.

 

A credit bureau reported the following information about this borrower member on June 13, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2002 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 8 Months Since Last Delinquency: 36
Revolving Credit Balance: $3,502.00 Public Records On File: 0
Revolving Line Utilization: 64.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.Good question, my credit card intrest rate is very high. I pay twice the montly min payment every month on time and I just make no headway on the payments. It is just something I can not get rid of. It would be such a relif to get rid of this credit card!
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Hi, I pay $525 a month in rent and have to pay electric on top of that. My transportaion costs are very low, I am luck enough to be able to walk to work. I do pay $75 for auto insurance a month and about $50 a week for food.

 


 

 

 

Member Payment Dependent Notes Series 785592

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

785592

$5,000

$5,000

9.99%

1.00%

June 21, 2011

June 28, 2014

June 28, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 785592. Member loan 785592 was requested on June 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,917 / month
Current employer: Montgomery Public Schools Debt-to-income ratio: 2.55%
Length of employment: 4 years Location: Montgomery, AL
       
Home town:
Current & past employers: Montgomery Public Schools
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/14/11 > This loan will enable me to repay credit card debt. I have more than one credit card that I pay on a monthly basis and being able to repay these bills and focus on making one payment will prove to be more advantageous. I pay all of my bills ontime and have been employed at my job for over four years. Presently my monthly bills amount to approximately $1,500.00.

 

A credit bureau reported the following information about this borrower member on June 14, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2001 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: 48
Revolving Credit Balance: $4,402.00 Public Records On File: 0
Revolving Line Utilization: 26.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?To pay credit card debt.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Approximately $1,500.00

 


 

 

 

Member Payment Dependent Notes Series 785611

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

785611

$2,500

$2,500

10.99%

1.00%

June 17, 2011

June 28, 2014

June 28, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 785611. Member loan 785611 was requested on June 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,200 / month
Current employer: circle four farms Debt-to-income ratio: 3.81%
Length of employment: 10+ years Location: milford, UT
       
Home town:
Current & past employers: circle four farms
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/14/11 > Need to pay off a few bills and use the rest for a small vacation. I am very low risk lender I am always prompt on paying my bills and am never late . Borrower added on 06/16/11 > I have been at the same job for 13 years and is a very stable job even in todays economy

 

A credit bureau reported the following information about this borrower member on June 14, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1997 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: 36
Revolving Credit Balance: $5,244.00 Public Records On File: 0
Revolving Line Utilization: 61.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 785616

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

785616

$16,000

$16,000

11.49%

1.00%

June 21, 2011

June 28, 2014

June 28, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 785616. Member loan 785616 was requested on June 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,750 / month
Current employer: Federal Reserve Bank of New York Debt-to-income ratio: 15.42%
Length of employment: 1 year Location: NEW YORK, NY
       
Home town:
Current & past employers: Federal Reserve Bank of New York
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/14/11 > Thanks to all investors for considering my loan. 100% of the funds will serve to pay down credit card debt. Sources of liquidity: $70,000+ in retirement assets and $10,000+ in emergency cash. From a financial standpoint, it would make some sense to pay down debt with the cash I have set aside. I, however, believe that having immediate access to cash is essential to being a financially stable individual. ------------------------------------------------------------------------------------------------------ Summary of non-discretionary expenses on a monthly basis: - Rent: $1,800 - Food & Dinning: $900 - Miscellaneous Shopping: $500 - Transportation (no car payment): $140 - Electricity: $90 - Cell: $97 - Cable & Internet: $102 --------------------------------------------------------------------------------------------------------- Debts I will pay off: - Citi: $8,800 @ 22% APR - Chase: $3,200 @ 19% APR - Bank of America: $3,100 @ 23% APR --------------------------------------------------------------------------------------------------------- Thanks once again for your consideration, and I welcome any questions that may help you in deciding whether to invest in my loan.

 

A credit bureau reported the following information about this borrower member on June 14, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1997 Delinquent Amount: $0.00
Open Credit Lines: 20 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 54 Months Since Last Delinquency: n/a
Revolving Credit Balance: $47,496.00 Public Records On File: 0
Revolving Line Utilization: 45.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 785630

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

785630

$3,050

$3,050

6.99%

1.00%

June 20, 2011

June 28, 2014

June 28, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 785630. Member loan 785630 was requested on June 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,000 / month
Current employer: Elative Debt-to-income ratio: 9.80%
Length of employment: 2 years Location: Boston, MA
       
Home town:
Current & past employers: Elative
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 14, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2006 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 5 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,523.00 Public Records On File: 0
Revolving Line Utilization: 14.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 785656

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

785656

$4,200

$4,200

9.99%

1.00%

June 21, 2011

June 28, 2014

June 28, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 785656. Member loan 785656 was requested on June 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,625 / month
Current employer: San Antonio Spurs, LLC Debt-to-income ratio: 22.79%
Length of employment: 2 years Location: San Antonio, TX
       
Home town:
Current & past employers: San Antonio Spurs, LLC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/14/11 > I accepted a loan 6 months ago to help pay off my credit card debt. Due to my efforts, I was offered a lower rate to continue my debt reduction plan. The lower rate will allow to put more money toward reducing my debt, and hopefully will help me be completely consumer debt free within three years. Thank you.

 

A credit bureau reported the following information about this borrower member on June 14, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2005 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 19 Months Since Last Delinquency: n/a
Revolving Credit Balance: $7,950.00 Public Records On File: 0
Revolving Line Utilization: 62.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 785667

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

785667

$3,600

$3,600

7.49%

1.00%

June 16, 2011

June 28, 2014

June 28, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 785667. Member loan 785667 was requested on June 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,667 / month
Current employer: North Star Resource Group Debt-to-income ratio: 7.88%
Length of employment: 9 years Location: Minneapolis, MN
       
Home town:
Current & past employers: North Star Resource Group
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/14/11 > I am refinancing my existing loan at a lower interest rate.

 

A credit bureau reported the following information about this borrower member on June 14, 2011:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 01/1994 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $644.00 Public Records On File: 0
Revolving Line Utilization: 2.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 785669

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

785669

$4,800

$4,800

11.99%

1.00%

June 21, 2011

June 28, 2014

June 28, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 785669. Member loan 785669 was requested on June 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: Intralearn Software Corporation Debt-to-income ratio: 20.28%
Length of employment: 8 years Location: Harrisville, RI
       
Home town:
Current & past employers: Intralearn Software Corporation
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/14/11 > I will be using this funding to eliminate some credit card balances that were used for my camp renovations. The work is completed so no new debt will be incurred. I have completed lending club loans in the past and I found it convenient and easy. My work is doing well and I am confident that I will easily repay this loan. Thank you for your consideration.

 

A credit bureau reported the following information about this borrower member on June 14, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1995 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,910.00 Public Records On File: 0
Revolving Line Utilization: 72.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 785670

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

785670

$11,200

$11,200

11.99%

1.00%

June 20, 2011

June 28, 2014

June 28, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 785670. Member loan 785670 was requested on June 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,292 / month
Current employer: Accenture Debt-to-income ratio: 19.01%
Length of employment: 2 years Location: San Antonio, TX
       
Home town:
Current & past employers: Accenture
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/14/11 > Consolidating 2 credit card loans, one is $7,815 @ 19.9% and the other is $3461 @ 18.2% Thank you for your help

 

A credit bureau reported the following information about this borrower member on June 14, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1998 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $17,982.00 Public Records On File: 0
Revolving Line Utilization: 89.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 785690

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

785690

$7,800

$7,800

20.25%

1.00%

June 20, 2011

June 28, 2016

June 28, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 785690. Member loan 785690 was requested on June 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,917 / month
Current employer: Morgan Stanley Debt-to-income ratio: 23.10%
Length of employment: 5 years Location: Staten Island, NY
       
Home town:
Current & past employers: Morgan Stanley
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 14, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1993 Delinquent Amount: $0.00
Open Credit Lines: 19 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 29 Months Since Last Delinquency: 52
Revolving Credit Balance: $32,517.00 Public Records On File: 0
Revolving Line Utilization: 86.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.B/c of poor decisions when I was younger. Spending money I didnt have. I learned my lesson the hard way.
Which debts do you plan to pay off with this loan?The ones with the highest interest rates.
What is your intended use for the loan proceeds?Pay off debts
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Under $300. I live rent free.
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)Under $300. I live rent free.
If you have a delinquency in the last 2 years, please explain the reason.It was an error on my part where I signed up for paperless billing and never checked my email and obviously didnt receive a bill in the mail. I havent been deliquent since then.

 


 

 

 

Member Payment Dependent Notes Series 785694

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

785694

$5,000

$5,000

11.99%

1.00%

June 21, 2011

June 28, 2014

June 28, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 785694. Member loan 785694 was requested on June 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,917 / month
Current employer: n/a Debt-to-income ratio: 21.95%
Length of employment: 5 years Location: Little Elm, TX
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/14/11 > This loan will be used for marketing expenses to grow my small business.

 

A credit bureau reported the following information about this borrower member on June 14, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1985 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $44,649.00 Public Records On File: 0
Revolving Line Utilization: 94.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please describe your experience/familiarity with the business you are starting/started?I have an MBA and greater than 20 years total business experience. I've been in my current industry for 9 years. The business for which these fund will be used has been in operation since 2007.

 


 

 

 

Member Payment Dependent Notes Series 785702

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

785702

$6,000

$6,000

10.99%

1.00%

June 21, 2011

June 28, 2014

June 28, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 785702. Member loan 785702 was requested on June 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,167 / month
Current employer: IBTTA Debt-to-income ratio: 6.40%
Length of employment: 8 years Location: Fairfax, VA
       
Home town:
Current & past employers: IBTTA
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/14/11 > This loan is intended to pay off my current loan with Lending Club (pay off at $5595) and move into a lower monthly payment.

 

A credit bureau reported the following information about this borrower member on June 14, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1996 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,493.00 Public Records On File: 0
Revolving Line Utilization: 67.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Hello. I rent my house so i don't have a mortgage. I have a $5K balance with Lending club and a credit card with abougt $2K on it. i have no other loans.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Hello. I rent my house so i don't have a mortgage. I have a $5K balance with Lending club and a credit card with abougt $2K on it. i have no other loans.

 


 

 

 

Member Payment Dependent Notes Series 785759

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

785759

$3,000

$3,000

11.49%

1.00%

June 21, 2011

June 29, 2014

June 29, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 785759. Member loan 785759 was requested on June 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,800 / month
Current employer: n/a Debt-to-income ratio: 19.02%
Length of employment: n/a Location: Weaver, AL
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 15, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1986 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: 81
Revolving Credit Balance: $12,262.00 Public Records On File: 0
Revolving Line Utilization: 92.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I am not sure how to answer this question a large revolving credit balance, I have a balance with my Credit Union that I have had for 25 years.
What is your intended use for the loan proceeds?Various areas including helping my son and daughter. Pay some medical bills.

 


 

 

 

Member Payment Dependent Notes Series 785787

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

785787

$2,000

$2,000

10.59%

1.00%

June 21, 2011

June 28, 2014

June 28, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 785787. Member loan 785787 was requested on June 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,600 / month
Current employer: Gulf Bend MHMR Debt-to-income ratio: 16.06%
Length of employment: 2 years Location: Victoria, TX
       
Home town:
Current & past employers: Gulf Bend MHMR
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 14, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2004 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,340.00 Public Records On File: 0
Revolving Line Utilization: 83.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.paying off student loans and credit cards

 


 

 

 

Member Payment Dependent Notes Series 785834

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

785834

$1,900

$1,900

13.49%

1.00%

June 16, 2011

June 28, 2014

June 28, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 785834. Member loan 785834 was requested on June 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,616 / month
Current employer: Marion Brothers Logging, Inc. Debt-to-income ratio: 2.66%
Length of employment: 7 years Location: Powhatan, VA
       
Home town:
Current & past employers: Marion Brothers Logging, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/14/11 > Pay off credit cards, I work full time, I am capable of making weekly payments on loan. Want to re-establish my credit worthiness as I did years ago.

 

A credit bureau reported the following information about this borrower member on June 14, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1999 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: 52
Revolving Credit Balance: $1,499.00 Public Records On File: 1
Revolving Line Utilization: 83.30% Months Since Last Record: 115
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 785842

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

785842

$5,000

$5,000

5.99%

1.00%

June 21, 2011

June 28, 2014

June 28, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 785842. Member loan 785842 was requested on June 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,000 / month
Current employer: Fred F. Groff Funeral Home Debt-to-income ratio: 11.48%
Length of employment: 10+ years Location: Lancaster, PA
       
Home town:
Current & past employers: Fred F. Groff Funeral Home
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/14/11 > I have great credit. Needed to put some things on my credit card to make some home improvements.

 

A credit bureau reported the following information about this borrower member on June 14, 2011:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 06/1993 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: n/a
Revolving Credit Balance: $2,252.00 Public Records On File: 0
Revolving Line Utilization: 3.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 785927

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

785927

$5,000

$5,000

6.99%

1.00%

June 21, 2011

June 28, 2014

June 28, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 785927. Member loan 785927 was requested on June 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,750 / month
Current employer: The Citizens Bank of Valley Head Debt-to-income ratio: 8.51%
Length of employment: 6 years Location: valley head, AL
       
Home town:
Current & past employers: The Citizens Bank of Valley Head
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 14, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2004 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,998.00 Public Records On File: 0
Revolving Line Utilization: 28.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 785928

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

785928

$6,400

$6,400

10.99%

1.00%

June 17, 2011

June 28, 2014

June 28, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 785928. Member loan 785928 was requested on June 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $1,667 / month
Current employer: Bloomsburg Hospital Debt-to-income ratio: 13.74%
Length of employment: 4 years Location: Millville, PA
       
Home town:
Current & past employers: Bloomsburg Hospital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/14/11 > I plan to use this loan to pay some bills and vacation. I am a trustworthy person and my job is secure.

 

A credit bureau reported the following information about this borrower member on June 14, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/1998 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: n/a
Revolving Credit Balance: $264.00 Public Records On File: 0
Revolving Line Utilization: 37.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 785986

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

785986

$10,000

$10,000

13.99%

1.00%

June 20, 2011

June 28, 2014

June 28, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 785986. Member loan 785986 was requested on June 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,083 / month
Current employer: Santa Fe College Debt-to-income ratio: 12.65%
Length of employment: 10+ years Location: Gainesville, FL
       
Home town:
Current & past employers: Santa Fe College
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/16/11 > Plan on being debt free in three years with the exception of my mortgage.

 

A credit bureau reported the following information about this borrower member on June 14, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1980 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $24,308.00 Public Records On File: 0
Revolving Line Utilization: 98.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I am having a hard time answering this question because both times I have submitted an answer, it has been blocked because of federal lending laws prohibiting information pertaining to marital status. I will try to word this carefully. Two years ago, I had multiple unanticipated expense related to the end of a thirty one year relationship. I had always been the primary bread winner but the costs of lawyers, home sale, moving, home purchase, and new home repair, overextended my credit. My goal is to become debt free in three years.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Mortgage includes PMI, taxes and insurance.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Chase Visa 11,000, Campus Visa 7,000, Discover 5,000, Walmart 1,000, Mortgage 158,000, Car 2,300, Student loan 3,000.
Which debts do you plan to pay off with this loan?Chase Visa
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Chase Visa 11,000, Campus Visa 7,000, Discover 5,000, Walmart 1,000, Mortgage 158,000, Car 2,300, Student loan 3,000.
Please explain the reason why you carry a large revolving credit balance.I am having a hard time answering this question because both times I have submitted an answer, it has been blocked because of federal lending laws prohibiting information pertaining to marital status. I will try to word this carefully. Two years ago, I had multiple unanticipated expense related to the end of a thirty one year relationship. I had always been the primary bread winner but the costs of lawyers, home sale, moving, home purchase, and new home repair, overextended my credit. My goal is to become debt free in three years.
Which debts do you plan to pay off with this loan?Chase Visa
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Chase Visa 11,000, Campus Visa 7,000, Discover 5,000, Walmart 1,000, Mortgage 158,000, Car 2,300, Student loan 3,000.
Please explain the reason why you carry a large revolving credit balance.I am having a hard time answering this question because both times I have submitted an answer, it has been blocked because of federal lending laws prohibiting information pertaining to marital status. I will try to word this carefully. Two years ago, I had multiple unanticipated expense related to the end of a thirty one year relationship. I had always been the primary bread winner but the costs of lawyers, home sale, moving, home purchase, and new home repair, overextended my credit. My goal is to become debt free in three years.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Chase Visa 11,000, Campus Visa 7,000, Discover 5,000, Walmart 1,000, Mortgage 158,000, Car 2,300, Student loan 3,000.
Which debts do you plan to pay off with this loan?Chase Visa
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?My total outflow is 3000.00 per month for fixed expenses. I currently bring in 4,000 a month in take home pay. I wish to lower the interest rate I am currently paying on my credit card bills.

 


 

 

 

Member Payment Dependent Notes Series 786034

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

786034

$12,000

$12,000

6.99%

1.00%

June 21, 2011

June 28, 2014

June 28, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 786034. Member loan 786034 was requested on June 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,833 / month
Current employer: Social Security Administration Debt-to-income ratio: 20.33%
Length of employment: 6 years Location: Long Beach, CA
       
Home town:
Current & past employers: Social Security Administration
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 14, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1996 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,231.00 Public Records On File: 0
Revolving Line Utilization: 12.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My rent is 995.00 Student Loans I owe 29,000.00 I pay 350.00 monthly No open lines of credit 1 credit card with a balance (3 total) Bank of America Visa 3300.00 One Lending Club Loan 8240.98 (payoff quote) It was a 15000.00 loan funded on 11/17/2009 The main reason I am taking this loan is because I took a Lending Club Loan about a year and a half ago to pay off debt. I am having no problem paying that loan but I was offered a better interest rate (6.99 compared to 11.83) and combined I could pay off my BofA Visa much faster. I recently had a family emergency that required me to charge 4500.00 to my Visa. I called BofA and they offered me 6 months no interest and after that my interest will go to 19%. I have been able to pay 1200.00 of the balance off, but looking at my finances I dont think I will be able to pay it all off by the end of the 6 months. I dont know if you can look at my prior loan. Borrower Member Loan 461060 Since my last loan I have closed the Bank of America Line of Credit, have not used my American Express Card at all. But I did have to buy a car as mine was 10 year old then. And I have had short term promotions into management and my job is very stable. With the threat of a US Government shut down, my job was considered essential and we had to come to work. I hope I answered your question.
Which debts do you plan to pay off with this loan?I plan to pay off my prior lending club loan. The rate is much better. I also recently had a family emergency and had to charge well over 6000.00 to my Bank of America Visa. I contacted them to lower my interest rate and they declined. I owe a little over 3500.00 on the Visa. Lending Club is offering a better rate. Please see my other loan information below. Borrower Member Loan 461060 Amount Requested $15,000 Loan Purpose Credit card refinancing Loan Grade B3 Interest Rate 11.83% 14.51% APR Loan Length 3 years (36 payments) Monthly Payment $497.01 / month Funding Received $15,000 (100.00% funded) Principal Balance $8,160.51 Principal paid to date $6,839.49 Next Payment 497.01 Payment History Due Date Jul 01, 2011 Overdue Amount $0.00 Sum of remaining payments $8,946.12 Pay-off Amount $8,240.98 Amount paid to date $8,946.18 (50.00%) Investors 260 people funded this loan Loan Status Current Loan Submitted on 11/17/09 9:11 AM
Which debts do you plan to pay off with this loan?I plan to pay off my prior lending club loan. The rate is much better. I also recently had a family emergency and had to charge well over 6000.00 to my Bank of America Visa. I contacted them to lower my interest rate and they declined. I owe a little over 3500.00 on the Visa. Lending Club is offering a better rate. Please see my other loan information below. Borrower Member Loan 461060 Amount Requested $15,000 Loan Purpose Credit card refinancing Loan Grade B3 Interest Rate 11.83% 14.51% APR Loan Length 3 years (36 payments) Monthly Payment $497.01 / month Funding Received $15,000 (100.00% funded) Principal Balance $8,160.51 Principal paid to date $6,839.49 Next Payment 497.01 Payment History Due Date Jul 01, 2011 Overdue Amount $0.00 Sum of remaining payments $8,946.12 Pay-off Amount $8,240.98 Amount paid to date $8,946.18 (50.00%) Investors 260 people funded this loan Loan Status Current Loan Submitted on 11/17/09 9:11 AM

 


 

 

 

Member Payment Dependent Notes Series 786073

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

786073

$4,000

$4,000

17.99%

1.00%

June 16, 2011

June 28, 2014

June 28, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 786073. Member loan 786073 was requested on June 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,000 / month
Current employer: att Debt-to-income ratio: 4.43%
Length of employment: < 1 year Location: livermore, CA
       
Home town:
Current & past employers: att
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 14, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2008 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 5 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,042.00 Public Records On File: 0
Revolving Line Utilization: 74.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 786131

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

786131

$7,500

$7,500

9.99%

1.00%

June 21, 2011

June 28, 2014

June 28, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 786131. Member loan 786131 was requested on June 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,000 / month
Current employer: Gregs collision center Debt-to-income ratio: 17.46%
Length of employment: 10+ years Location: Lawndale , CA
       
Home town:
Current & past employers: Gregs collision center
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/14/11 > I want to lower my interest rates and pay it of sooner Borrower added on 06/18/11 > Thank you everyone

 

A credit bureau reported the following information about this borrower member on June 14, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1999 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $740.00 Public Records On File: 0
Revolving Line Utilization: 15.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Bank of America credit card $6300 rate 29% payment $220 Barclay credit card $700 rate 25% payment $50
Which debts do you plan to pay off with this loan?Bank of America credit card Barclay credit card

 


 

 

 

Member Payment Dependent Notes Series 786142

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

786142

$4,000

$4,000

10.59%

1.00%

June 17, 2011

June 28, 2014

June 28, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 786142. Member loan 786142 was requested on June 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,083 / month
Current employer: United Continental Holdings Debt-to-income ratio: 11.73%
Length of employment: 10+ years Location: Cypress, TX
       
Home town:
Current & past employers: United Continental Holdings
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 14, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2001 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,142.00 Public Records On File: 0
Revolving Line Utilization: 44.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 786145

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

786145

$3,800

$3,800

5.99%

1.00%

June 21, 2011

June 28, 2014

June 28, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 786145. Member loan 786145 was requested on June 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $1,800 / month
Current employer: Valentine & Co., LLC Debt-to-income ratio: 12.50%
Length of employment: 2 years Location: Oxford, OH
       
Home town:
Current & past employers: Valentine & Co., LLC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 14, 2011:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 11/1992 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,001.00 Public Records On File: 0
Revolving Line Utilization: 3.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I currently have a loan through Lending Club for $3800.00 at 6.78% interest. By refinancing this $3800.00 at 5.99%, I can lower my payments from $185.64 to $115.00 per month. I am easily able to pay $125-150 per month, so I will do that in order to pay off the loan sooner, but if my family needs the extra $75.00 per month, it will be available.

 


 

 

 

Member Payment Dependent Notes Series 786165

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

786165

$6,125

$6,125

7.49%

1.00%

June 21, 2011

June 28, 2014

June 28, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 786165. Member loan 786165 was requested on June 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,833 / month
Current employer: n/a Debt-to-income ratio: 11.16%
Length of employment: 2 years Location: Dallas, TX
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/14/11 > I'm expanding my video production business and this loan will cover the cost of a new prosumer HD camera, new tripod and new wireless lavalier mics, allowing me to offer a higher quality production and the ability to charge more for my shooting packages. Essentially, this loan will pay for itself. Thanks for your interest!

 

A credit bureau reported the following information about this borrower member on June 14, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2004 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,646.00 Public Records On File: 0
Revolving Line Utilization: 11.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?A little under $1800 a month.

 


 

 

 

Member Payment Dependent Notes Series 786214

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

786214

$3,600

$3,600

6.99%

1.00%

June 21, 2011

June 28, 2014

June 28, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 786214. Member loan 786214 was requested on June 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $3,333 / month
Current employer: Western Michigan University Debt-to-income ratio: 10.47%
Length of employment: 2 years Location: Kalamazoo, MI
       
Home town:
Current & past employers: Western Michigan University
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 14, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2001 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $331.00 Public Records On File: 0
Revolving Line Utilization: 16.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 3    

 

 


 

 

 

Member Payment Dependent Notes Series 786218

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

786218

$10,000

$10,000

7.49%

1.00%

June 21, 2011

June 28, 2014

June 28, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 786218. Member loan 786218 was requested on June 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: MAPLEWOOD BEVERAGE PACKER LLC Debt-to-income ratio: 18.12%
Length of employment: 6 years Location: EDISON, NJ
       
Home town:
Current & past employers: MAPLEWOOD BEVERAGE PACKER LLC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/14/11 > This fund will be use to pay off my high interest rate debts. I always pay my bills on time or earlier. I never made a late payment. I do not overspend money. I always plan within my means. I am permanently employed.

 

A credit bureau reported the following information about this borrower member on June 14, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 06/2004 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 36 Months Since Last Delinquency: n/a
Revolving Credit Balance: $6,588.00 Public Records On File: 0
Revolving Line Utilization: 22.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?my current monthly expenses including rent, utility, credit card bills, phone, insurance, food, etc is about $18000
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)rent is $600/month, insurance is $200/month. My high interest debts are about $10500
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?everything is about $10500
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?everything is about $10500

 


 

 

 

Member Payment Dependent Notes Series 786253

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

786253

$5,000

$5,000

13.49%

1.00%

June 20, 2011

June 28, 2014

June 28, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 786253. Member loan 786253 was requested on June 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,750 / month
Current employer: Grant & Eisenhofer Debt-to-income ratio: 14.48%
Length of employment: 2 years Location: Wilmington, DE
       
Home town:
Current & past employers: Grant & Eisenhofer
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/15/11 > I plan to use the funds provided to consolidate my two credit card debts into one monthly payment. I am a good borrower because I care about my credit and pay substantially more than the minimum payment on both of my credit cards every month. I make at least $2,500 per month from my job at G&E and out of that my only 3 bills are rent: $100 and paying off my 2 credit cards. In addition to my job, I also co-own a rental property with my parents. This provides me with an additional $400 a month in income and if we were to sell it today I would have about $70,000 in profit.

 

A credit bureau reported the following information about this borrower member on June 14, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/2005 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 7 Months Since Last Delinquency: 15
Revolving Credit Balance: $3,152.00 Public Records On File: 0
Revolving Line Utilization: 70.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I plan to pay off my credit cards in full. This will leave me with about $500 leftover which I plan to put into a savings account to start saving for law school in the near future. The biggest reason that I applied for this loan was to consolidate my credit card bills into one payment with an interest rate that was lower than what my credit cards are currently charging.
Please explain the reason why you carry a large revolving credit balance.Both of my credit cards were opened while I was in college and was working an unpaid internship and then spent a winter in Australia. After college when I started my job I moved into an apartment that was a black hole, the utilities were often just as expensive as the rent and left me with absolutely no money after paying rent, utilities and paying a little bit on my credit card bills each month. And each month I was right back to square one with no cash and again had to turn to using my credit cards. Luckily I am now out of that apartment and in a much better living situation, but I have two large credit card balances hanging over my head. I am hoping that with your help I can consolidate them and have them paid off in full with a much lower interest rate.

 


 

 

 

Member Payment Dependent Notes Series 786256

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

786256

$1,000

$1,000

10.59%

1.00%

June 17, 2011

June 28, 2014

June 28, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 786256. Member loan 786256 was requested on June 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,000 / month
Current employer: n/a Debt-to-income ratio: 22.87%
Length of employment: n/a Location: Sonora, CA
       
Home town:
Current & past employers: n/a
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/14/11 > Repair to house gutters torn down by heavy snow this winter. Borrower added on 06/14/11 > We need to replace house gutters torn down by heavy snow this winter. I have paid - on time - a previous loan.

 

A credit bureau reported the following information about this borrower member on June 14, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1967 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 39 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,120.00 Public Records On File: 0
Revolving Line Utilization: 51.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 786288

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

786288

$1,800

$1,800

12.99%

1.00%

June 17, 2011

June 28, 2014

June 28, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 786288. Member loan 786288 was requested on June 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $12,083 / month
Current employer: TD Ameritrade Debt-to-income ratio: 4.49%
Length of employment: 5 years Location: Fort Lee, NJ
       
Home town:
Current & past employers: TD Ameritrade
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/15/11 > I am using this funds to pay off urgent family related expenses. I had steady employment record for last 15 years. My income allows me easily to pay off this loan.

 

A credit bureau reported the following information about this borrower member on June 14, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 02/1992 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 5
Total Credit Lines: 14 Months Since Last Delinquency: 7
Revolving Credit Balance: $494.00 Public Records On File: 0
Revolving Line Utilization: 1.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.Not really sure. I dont have any issue with cash, but this is an emergency loan. Just need cash now due to family reason. I do tell you though if I would have an option, I would agreed to pay it off sooner. I am really credit adverse
If you have a delinquency in the last 2 years, please explain the reason.Not really sure. I dont have any issue with cash, but this is an emergency loan. Just need cash now due to family reason. I do tell you though if I would have an option, I would agreed to pay it off sooner. I am really credit adverse
If you have a delinquency in the last 2 years, please explain the reason.Not really sure. I dont have any issue with cash, but this is an emergency loan. Just need cash now due to family reason. I do tell you though if I would have an option, I would agreed to pay it off sooner. I am really credit adverse
If you have a delinquency in the last 2 years, please explain the reason.Not really sure. I dont have any issue with cash, but this is an emergency loan. Just need cash now due to family reason. I do tell you though if I would have an option, I would agreed to pay it off sooner. I am really credit adverse
If you have a delinquency in the last 2 years, please explain the reason.Not really sure. I dont have any issue with cash, but this is an emergency loan. Just need cash now due to family reason. I do tell you though if I would have an option, I would agreed to pay it off sooner. I am really credit adverse
If you have a delinquency in the last 2 years, please explain the reason.Not really sure. I dont have any issue with cash, but this is an emergency loan. Just need cash now due to family reason. I do tell you though if I would have an option, I would agreed to pay it off sooner. I am really credit adverse

 


 

 

 

Member Payment Dependent Notes Series 786304

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

786304

$3,000

$3,000

13.99%

1.00%

June 17, 2011

June 29, 2014

June 29, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 786304. Member loan 786304 was requested on June 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,250 / month
Current employer: W. W. Grainger, Inc. Debt-to-income ratio: 20.00%
Length of employment: 10+ years Location: Casper, WY
       
Home town:
Current & past employers: W. W. Grainger, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/15/11 > Consolidating an over mileage penalty from an auto lease and sales tax from a new auto purchase. Thank you. Borrower added on 06/15/11 > Date of hire with current employer: 7/1/2000 Employed by a very stable Fortune 500 corporation.

 

A credit bureau reported the following information about this borrower member on June 14, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2002 Delinquent Amount: $0.00
Open Credit Lines: 3 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 6 Months Since Last Delinquency: n/a
Revolving Credit Balance: $677.00 Public Records On File: 0
Revolving Line Utilization: 56.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Athletic Club: $44 - Cell Phone: $70 - Credit Card: $50 - Food: $250 - Insurance: $75 - Internet: $55 - Home Phone: $3 - DirecTV: $60 - Transportation (including auto loan, fuel & maintenance): $750
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?Credit card: $594 @ 14.90% APR. Payment of balance was scheduled 6/15/11. This account will reflect a zero balance on 6/17/11. Typical monthly payment is $50 - $100. I am paying off in preparation for vacation and to reduce credit utilization. I plan to use this card for small misc. purchases and emergencies whilst on vacation. I have no other open revolving credit accounts. Auto loan: Balance $37,500 @ 4.39%. Monthly payment is $600. Purchase date 1/3/2011. I have no other open non-revolving credit accounts, or open lines of credit otherwise. Thank you.

 


 

 

 

Member Payment Dependent Notes Series 786325

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

786325

$6,400

$6,400

10.59%

1.00%

June 20, 2011

June 28, 2014

June 28, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 786325. Member loan 786325 was requested on June 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,000 / month
Current employer: Morgan Stanley Debt-to-income ratio: 13.83%
Length of employment: 2 years Location: Fort Worth, TX
       
Home town:
Current & past employers: Morgan Stanley
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/14/11 > I will use the proceeds to consolidate 3 high interest rate credit cards that are around 25% APR. Once the cards are paid off I will then close those accounts because they are for retailers (Best Buy, etc). Gross annual salary is $36,000 with comissions paid quarterly. I intend to pay the loan off in full. Fully budgeted for Rent, Utilities, Insurance, and Groceries. Paying off the high interest cards will allow me to save money on interest over time, about $2,000 on interest will be saved. I pay on-time and very appreciative of your consideration.

 

A credit bureau reported the following information about this borrower member on June 14, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/1980 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 16 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,283.00 Public Records On File: 0
Revolving Line Utilization: 89.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?2 additional cards (other than the retail cards that I'm consolidating) are APR 6.7% and ~8% used for business expenses. No mortgage. One federal student loan, $15,000 fixed at 5.5% for 10 years. Own my vehicle. Auto insurance is paid year ahead (low risk driver, yearly auto insurance is about $240). Only expenditures are debt servicing ~$500 mo, monthly living expenditures $1300. Income $3,000/mo plus quarterly bonuses. By consolidating the high interest retail cards that were opened in college I will save almost $2,000 in interest over 36 months by consolidating with Lending Club. Thank you for your question.

 


 

 

 

Member Payment Dependent Notes Series 786339

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

786339

$9,000

$9,000

10.59%

1.00%

June 20, 2011

June 28, 2014

June 28, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 786339. Member loan 786339 was requested on June 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,333 / month
Current employer: Vons Debt-to-income ratio: 24.93%
Length of employment: 10+ years Location: Beaumont, CA
       
Home town:
Current & past employers: Vons
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 14, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1996 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 50 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,632.00 Public Records On File: 0
Revolving Line Utilization: 22.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 6    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Pay off high interest credit cards.
What is the total balance of your credit cards, interest rates and current monthly payments?Total balance $9000. 16% interest rate,total monthly payments $500.00
What is the total balance of your credit cards, interest rates and current monthly payments?Total balance $9000. 16% interest rate,total monthly payments $500.00
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?Pay off high interest credit cards.

 


 

 

 

Member Payment Dependent Notes Series 786397

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

786397

$3,000

$3,000

11.49%

1.00%

June 21, 2011

June 28, 2014

June 28, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 786397. Member loan 786397 was requested on June 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,333 / month
Current employer: GE Intelligent Platforms Debt-to-income ratio: 18.31%
Length of employment: 10+ years Location: Palmyra, VA
       
Home town:
Current & past employers: GE Intelligent Platforms
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 14, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 06/1999 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 34 Months Since Last Delinquency: 55
Revolving Credit Balance: $11,712.00 Public Records On File: 0
Revolving Line Utilization: 66.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Pay off some bills
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage $1700 Utilities $150 Gas $200
Please explain the reason why you carry a large revolving credit balance.Overspending to which I am currently resolving those problems.
Which debts do you plan to pay off with this loan?Not exactly sure at this time but a couple of high interest debts
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage $1700 Utilities $150 Gas $200
Please explain the reason why you carry a large revolving credit balance.Overspending to which I am currently resolving those problems.
Which debts do you plan to pay off with this loan?Not exactly sure at this time but a couple of high interest debts
Which debts do you plan to pay off with this loan?Not exactly sure at this time but a couple of high interest debts

 


 

 

 

Member Payment Dependent Notes Series 786420

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

786420

$14,400

$14,400

22.11%

1.00%

June 20, 2011

June 29, 2014

June 29, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 786420. Member loan 786420 was requested on June 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $11,667 / month
Current employer: John Hancock Debt-to-income ratio: 21.28%
Length of employment: 10+ years Location: Dumfries, VA
       
Home town:
Current & past employers: John Hancock
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 15, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1994 Delinquent Amount: $0.00
Open Credit Lines: 27 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 49 Months Since Last Delinquency: n/a
Revolving Credit Balance: $46,826.00 Public Records On File: 0
Revolving Line Utilization: 71.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.We had a child who had large medical expenses over the last several years.
Please explain the reason why you carry a large revolving credit balance.We had a child who had large medical expenses over the last several years.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I am using the money to payoff 4 credit cards in full.
Which debts do you plan to pay off with this loan?I am paying off Bank of America, Discover, Kohls and Capital One
Which debts do you plan to pay off with this loan?I am paying off Bank of America, Discover, Kohls and Capital One
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage is $2,000 and other monthly expenses are $1,600
Please explain the reason why you carry a large revolving credit balance.We had a child who had large medical expenses over the last several years.
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Mortgage Payment including Taxes and Insurance is $2,000
Which debts do you plan to pay off with this loan?I am paying off Bank of America, Discover, Kohls and Capital One
Please explain the reason why you carry a large revolving credit balance.We had a child who had large medical expenses over the last several years.
Which debts do you plan to pay off with this loan?I am paying off Bank of America, Discover, Kohls and Capital One
What is your intended use for the loan proceeds?To pay off 4 credit cares
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage is $2,000 and other monthly expenses are $1,600
Please explain the reason why you carry a large revolving credit balance.We had a child who had large medical expenses over the last several years.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I am using the money to payoff 4 credit cards in full.
Which debts do you plan to pay off with this loan?I am paying off Bank of America, Discover, Kohls and Capital One
What is your intended use for the loan proceeds?To pay off 4 credit cares
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage is $2,000 and other monthly expenses are $1,600
Which debts do you plan to pay off with this loan?I am paying off Bank of America, Discover, Kohls and Capital One
What is your intended use for the loan proceeds?To pay off 4 credit cares
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage is $2,000 and other monthly expenses are $1,600
Please explain the reason why you carry a large revolving credit balance.We had a child who had large medical expenses over the last several years.
Which debts do you plan to pay off with this loan?I am paying off Bank of America, Discover, Kohls and Capital One
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage is $2,000 and other monthly expenses are $1,600
Please explain the reason why you carry a large revolving credit balance.We had a child who had large medical expenses over the last several years.
Which debts do you plan to pay off with this loan?I am paying off Bank of America, Discover, Kohls and Capital One
Please explain the reason why you carry a large revolving credit balance.We had a child who had large medical expenses over the last several years.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage is $2,000 and other monthly expenses are $1,600
Please explain the reason why you carry a large revolving credit balance.We had a child who had large medical expenses over the last several years.
Which debts do you plan to pay off with this loan?I am paying off Bank of America, Discover, Kohls and Capital One
What is your intended use for the loan proceeds?To pay off 4 credit cares
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I am using the money to payoff 4 credit cards in full.
Which debts do you plan to pay off with this loan?I am paying off Bank of America, Discover, Kohls and Capital One
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage is $2,000 and other monthly expenses are $1,600
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage is $2,000 and other monthly expenses are $1,600
Which debts do you plan to pay off with this loan?I am paying off Bank of America, Discover, Kohls and Capital One
Please explain the reason why you carry a large revolving credit balance.We had a child who had large medical expenses over the last several years.
Please explain the reason why you carry a large revolving credit balance.We had a child who had large medical expenses over the last several years.
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?I am using the money to payoff 4 credit cards in full.
Which debts do you plan to pay off with this loan?I am paying off Bank of America, Discover, Kohls and Capital One

 


 

 

 

Member Payment Dependent Notes Series 786433

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

786433

$8,000

$8,000

7.49%

1.00%

June 17, 2011

June 28, 2014

June 28, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 786433. Member loan 786433 was requested on June 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,500 / month
Current employer: Cardinal Health Debt-to-income ratio: 13.91%
Length of employment: 5 years Location: Columbus, OH
       
Home town:
Current & past employers: Cardinal Health
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 14, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1996 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: 65
Revolving Credit Balance: $6,080.00 Public Records On File: 0
Revolving Line Utilization: 20.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage = $1,019.84; Transportation = $150; Phone = $45; Insurance = $75; food = $300; utilities = ($50 Gas + $75 Electric + $30 water/sewage). Total = $1,744.84
What is your intended use for the loan proceeds?pay off credit cards and car.

 


 

 

 

Member Payment Dependent Notes Series 786482

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

786482

$3,000

$3,000

15.62%

1.00%

June 17, 2011

June 28, 2014

June 28, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 786482. Member loan 786482 was requested on June 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,083 / month
Current employer: The Superior Group Debt-to-income ratio: 15.89%
Length of employment: < 1 year Location: Whitehall, OH
       
Home town:
Current & past employers: The Superior Group
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 14, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2006 Delinquent Amount: $0.00
Open Credit Lines: 2 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 11 Months Since Last Delinquency: 29
Revolving Credit Balance: $1,009.00 Public Records On File: 0
Revolving Line Utilization: 91.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I've been trying to list this information but lendingclub keeps denying it, saying it has personally identifiable information (?). The only loan I have is on a car, and it is 287 a month (I send 300). The two lines of credit I have are at 1009 and 1492. They both have an interest rate of 20%. I also owe my father 309 dollars. The other bills I have are 150 a month for utilities, and I use about 100 dollars a month in gasoline. My insurance for my car is 140 a month. Lastly, it's about 100 dollars a month for the lines of credit. Lastly, I use about 200 in food and entertainment. These figures have a generous buffer to account for unforeseen circumstances, but after all these are taken into account, I have about 600 dollars a month of cash. I want to use it to get rid of my debts, and this loan will get paid back pretty quickly. I'm taking out this loan to pay off and cancel the lines of credit. While I can pay them off quickly by keeping them open, I want to cut them off and be done with credit cards right now. Banks are crooked, and have nothing less than a license to steal. Once those lines of credit are closed, I plan on visiting the credit union that I bank at, and just get a 500 dollar limit gas card.

 


 

 

 

Member Payment Dependent Notes Series 786542

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

786542

$2,200

$2,200

7.49%

1.00%

June 20, 2011

June 28, 2014

June 28, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 786542. Member loan 786542 was requested on June 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,947 / month
Current employer: Decatur Memorial Hospital Debt-to-income ratio: 13.91%
Length of employment: 1 year Location: cowden, IL
       
Home town:
Current & past employers: Decatur Memorial Hospital
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 14, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/2004 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: n/a
Revolving Credit Balance: $188.00 Public Records On File: 0
Revolving Line Utilization: 11.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 786552

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

786552

$2,400

$2,400

8.49%

1.00%

June 20, 2011

June 28, 2014

June 28, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 786552. Member loan 786552 was requested on June 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,658 / month
Current employer: HCR- Manorcare Debt-to-income ratio: 21.70%
Length of employment: 2 years Location: Mineral, VA
       
Home town:
Current & past employers: HCR- Manorcare
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 14, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1983 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 47 Months Since Last Delinquency: n/a
Revolving Credit Balance: $15,568.00 Public Records On File: 0
Revolving Line Utilization: 32.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 786626

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

786626

$4,000

$4,000

18.79%

1.00%

June 17, 2011

June 28, 2016

June 28, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 786626. Member loan 786626 was requested on June 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $2,000 / month
Current employer: Performace Radiator Debt-to-income ratio: 5.55%
Length of employment: 1 year Location: SUITLAND, MD
       
Home town:
Current & past employers: Performace Radiator
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/15/11 > I will accept the current offer.

 

A credit bureau reported the following information about this borrower member on June 14, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2008 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 4 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,355.00 Public Records On File: 0
Revolving Line Utilization: 75.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I had to have emergency dental work done and did not have insurance at the time. Then as I was paying them down my car needed work done so I had to use the credit cards once again.

 


 

 

 

Member Payment Dependent Notes Series 786676

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

786676

$2,200

$2,200

15.23%

1.00%

June 21, 2011

June 28, 2014

June 28, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 786676. Member loan 786676 was requested on June 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,000 / month
Current employer: La-Z-Boy Debt-to-income ratio: 3.25%
Length of employment: 3 years Location: Fairview, MO
       
Home town:
Current & past employers: La-Z-Boy
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 14, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2008 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 5 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,075.00 Public Records On File: 0
Revolving Line Utilization: 71.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 786739

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

786739

$7,000

$7,000

15.99%

1.00%

June 21, 2011

June 28, 2014

June 28, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 786739. Member loan 786739 was requested on June 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $4,200 / month
Current employer: harrah's casino Debt-to-income ratio: 8.05%
Length of employment: 10+ years Location: harvey, LA
       
Home town:
Current & past employers: harrah's casino
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 14, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2000 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 17 Months Since Last Delinquency: 30
Revolving Credit Balance: $7,800.00 Public Records On File: 0
Revolving Line Utilization: 74.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please provide additional details regarding the purpose of the loan?i am falling behind my bills and i really need this loan to help me get back on my feet.

 


 

 

 

Member Payment Dependent Notes Series 786798

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

786798

$2,000

$2,000

15.23%

1.00%

June 17, 2011

June 28, 2016

June 28, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 786798. Member loan 786798 was requested on June 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $3,500 / month
Current employer: The Dale Association Debt-to-income ratio: 11.17%
Length of employment: 2 years Location: cheektowaga, NY
       
Home town:
Current & past employers: The Dale Association
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 14, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1999 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 30 Months Since Last Delinquency: 6
Revolving Credit Balance: $6,225.00 Public Records On File: 0
Revolving Line Utilization: 34.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
How much money are you providing out of pocket as a down payment for this purchase?5500.00
What type of vehicle are you buying (make, model, year, mileage and condition)?2011 Roketa scooter
If you have a delinquency in the last 2 years, please explain the reason.I do not believe I have one
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Well within my means.

 


 

 

 

Member Payment Dependent Notes Series 786818

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

786818

$6,000

$6,000

9.99%

1.00%

June 20, 2011

June 28, 2014

June 28, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 786818. Member loan 786818 was requested on June 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,000 / month
Current employer: BP North America Debt-to-income ratio: 8.29%
Length of employment: 5 years Location: La Porte, TX
       
Home town:
Current & past employers: BP North America
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/15/11 > Family member with health issues; requiring surgery to correct. Borrower added on 06/16/11 > My most recent FICO® Score: 717 on April 07, 2011; This is from Equifax as reported thru my subscription to MyFICO.com. Borrower added on 06/17/11 > Just wanted to state that my debt to income ratio is 8.25%, per Lending Club's own prospectus; meaning, I am a faithful repayor of debt.

 

A credit bureau reported the following information about this borrower member on June 14, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1989 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 37 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,342.00 Public Records On File: 0
Revolving Line Utilization: 83.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Close family member has had ongoing health issues, requiring an inordinant amount of tests, resulting in accumulated medical expenses. Although the tests have revealed the nature of the health issues, now this person must have a corrective surgery next month to relieve health issues once and for all. Health issue is a congenital bladder defect. Loan would be to pay existing medical expenses and pay for corrective surgery, and associated rehab/etc. Thank you for asking.
Please explain the reason why you carry a large revolving credit balance.Without being rejected in answering this by being too revealing, the short answer is Hurricane Ike and other normal life events. I take my responsibilities and financial commitments seriously, but whole heartedly acknowledge that my revolving debt is entirely my own responsibility. I understand if that shies you away, but I will always live life with complete honesty. Instead of taking out a larger loan and paying off credit cards and having one payment, I believe due to certain employment incentives I should hit in the next year or two that I will be completely relieved of much of my revolving debt; i.e. I have light at the end of the tunnel. Thank you for at least showing enough interest to ask.

 


 

 

 

Member Payment Dependent Notes Series 786829

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

786829

$3,600

$3,600

13.99%

1.00%

June 17, 2011

June 28, 2014

June 28, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 786829. Member loan 786829 was requested on June 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,750 / month
Current employer: Deloitte & Touche Debt-to-income ratio: 10.00%
Length of employment: 4 years Location: bronx , NY
       
Home town:
Current & past employers: Deloitte & Touche
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 14, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2004 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,766.00 Public Records On File: 0
Revolving Line Utilization: 80.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Personal use
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?I don't pay rent. I only pay a cell phone and cable a home for a total of 300. I live with my parents.
Please explain the reason why you carry a large revolving credit balance.All those credit cards were opened when I first started college and they slowly increased my credit and I used alot of it to go on vacations. I'm still paying that off. I don't have any difficulty making the payments on time. I so plan to decrease the amount owed within the next threw years.
Please provide additional details regarding the purpose of the loanI want to take advantage of an invesment with a colleague and I need the cash now. If I waited until I saved the money I would loose this one time opportunity.
What is your intended use for the loan proceeds?Personal use
Please explain the reason why you carry a large revolving credit balance.All those credit cards were opened when I first started college and they slowly increased my credit and I used alot of it to go on vacations. I'm still paying that off. I don't have any difficulty making the payments on time. I so plan to decrease the amount owed within the next threw years.

 


 

 

 

Member Payment Dependent Notes Series 786862

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

786862

$6,000

$6,000

9.99%

1.00%

June 21, 2011

June 28, 2014

June 28, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 786862. Member loan 786862 was requested on June 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,167 / month
Current employer: Firestone Debt-to-income ratio: 24.07%
Length of employment: 10+ years Location: Bolingbrook, IL
       
Home town:
Current & past employers: Firestone
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 14, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1996 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $36,773.00 Public Records On File: 0
Revolving Line Utilization: 85.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 786948

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

786948

$4,000

$4,000

10.99%

1.00%

June 21, 2011

June 28, 2014

June 28, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 786948. Member loan 786948 was requested on June 14, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: OWN Gross income: $1,200 / month
Current employer: KBI Sonic Debt-to-income ratio: 15.58%
Length of employment: 2 years Location: Slidell, LA
       
Home town:
Current & past employers: KBI Sonic
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/15/11 > Yes, a more perfect loan is what I had in mind! At this rate my debtors need a 131 investors:)

 

A credit bureau reported the following information about this borrower member on June 14, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1988 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 10 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,075.00 Public Records On File: 0
Revolving Line Utilization: 38.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.i'm in college full time, working part-time, member of SIFE, and taking care of my mother whom's leg is paralyzed from west nile virus. Mainly the credit purchases are for tools on the technical side of my schooling to implement the knowledge I'm gaining and clothing to appear professional for interviews. I've applied for four fulltime positions this summer, one was an internship to be employed and remain in schooling I have received no interviews from these efforts.
What is the total balance of your credit cards, interest rates and current monthly payments?The balance is $3600.00, interest rates are around 16% and monthly payments That I pay now are $241.00
If you are paying a mortgage, please break down all monthly housing related expenses (mortgage payment, insurance, taxes, etc).Dear snowjoe, The home is paid off, I am putting $200.00 a month towards homeowners insurance. Thanks for your inquiry.

 


 

 

 

Member Payment Dependent Notes Series 787054

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

787054

$1,000

$1,000

11.49%

1.00%

June 21, 2011

June 30, 2016

June 30, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 787054. Member loan 787054 was requested on June 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,000 / month
Current employer: His Brush Painting Company Debt-to-income ratio: 8.10%
Length of employment: 10+ years Location: Raymore, MO
       
Home town:
Current & past employers: His Brush Painting Company
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 16, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1997 Delinquent Amount: $0.00
Open Credit Lines: 12 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 26 Months Since Last Delinquency: 13
Revolving Credit Balance: $22,839.00 Public Records On File: 0
Revolving Line Utilization: 32.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.We have never had a delinquency nor have we ever defaulted on a loan

 


 

 

 

Member Payment Dependent Notes Series 787115

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

787115

$5,000

$5,000

11.99%

1.00%

June 21, 2011

June 29, 2014

June 29, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 787115. Member loan 787115 was requested on June 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,667 / month
Current employer: MEDVISION LLC Debt-to-income ratio: 16.08%
Length of employment: 8 years Location: Annapolis, MD
       
Home town:
Current & past employers: MEDVISION LLC
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 15, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1998 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 6 Months Since Last Delinquency: n/a
Revolving Credit Balance: $636.00 Public Records On File: 0
Revolving Line Utilization: 70.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?high interest Credit cards, and final payments on my car.

 


 

 

 

Member Payment Dependent Notes Series 787128

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

787128

$8,000

$8,000

17.49%

1.00%

June 21, 2011

June 29, 2014

June 29, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 787128. Member loan 787128 was requested on June 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,042 / month
Current employer: Covidien Debt-to-income ratio: 16.09%
Length of employment: 7 years Location: Pembroke, MA
       
Home town:
Current & past employers: Covidien
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 15, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1997 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 30 Months Since Last Delinquency: 17
Revolving Credit Balance: $12,214.00 Public Records On File: 0
Revolving Line Utilization: 97.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 787172

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

787172

$6,400

$6,400

14.79%

1.00%

June 20, 2011

June 29, 2014

June 29, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 787172. Member loan 787172 was requested on June 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,250 / month
Current employer: Baptist Hospital East Debt-to-income ratio: 11.31%
Length of employment: 7 years Location: Shelbyville, KY
       
Home town:
Current & past employers: Baptist Hospital East
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/17/11 > 14.79% is so much better than some of my CC interest rates Kohls is 21.9, HSBC is 19.99, VS is 24.99, & Goody's is 24.99 I need to pay these off.

 

A credit bureau reported the following information about this borrower member on June 15, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 05/1996 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: 65
Revolving Credit Balance: $10,154.00 Public Records On File: 0
Revolving Line Utilization: 72.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your monthly expenses related to housing (rent, mortgage(s), home equity loan and / or line of credit, utilities, insurance, taxes, etc)My mortgage is $1028, electric $70, water $30, house/car ins $80.
Please explain the reason why you carry a large revolving credit balance.Single mom, 3 kids
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My mortgage is 144,398.58 int rate is 5%, monthly 1028.58, student loans I am not paying right now, I'm going back to school for NP, but I think it is around $8,000. CC total is $9981.00 w/ interest rates higher than the loan so I thought it would help me out to pay off the higher interest. I try to not work FT, so I can concentrate on school.
Which debts do you plan to pay off with this loan?Higher interest credit card
Which debts do you plan to pay off with this loan?Higher interest credit card
Please explain the reason why you carry a large revolving credit balance.Single mom, 3 kids
Which debts do you plan to pay off with this loan?Higher interest credit card
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My mortgage is 144,398.58 int rate is 5%, monthly 1028.58, student loans I am not paying right now, I'm going back to school for NP, but I think it is around $8,000. CC total is $9981.00 w/ interest rates higher than the loan so I thought it would help me out to pay off the higher interest. I try to not work FT, so I can concentrate on school.
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?My mortgage is 144,398.58 int rate is 5%, monthly 1028.58, student loans I am not paying right now, I'm going back to school for NP, but I think it is around $8,000. CC total is $9981.00 w/ interest rates higher than the loan so I thought it would help me out to pay off the higher interest. I try to not work FT, so I can concentrate on school.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Mortgage 1028.58, car 197.56, car/house ins 92.31, electric 90.00, water 30.00, trash 18.66, phone 180.00, food 300.00.

 


 

 

 

Member Payment Dependent Notes Series 787217

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

787217

$7,000

$7,000

10.59%

1.00%

June 20, 2011

June 29, 2014

June 29, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 787217. Member loan 787217 was requested on June 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,333 / month
Current employer: aramark Debt-to-income ratio: 9.77%
Length of employment: 10+ years Location: elizabeth, NY
       
Home town:
Current & past employers: aramark
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 15, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/1994 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: 41
Revolving Credit Balance: $10,071.00 Public Records On File: 0
Revolving Line Utilization: 35.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?visa mastercard
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?3000 on 2 credit cards 16.9% no morgage rent 500 per month car 259 per month

 


 

 

 

Member Payment Dependent Notes Series 787304

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

787304

$2,000

$2,000

12.99%

1.00%

June 17, 2011

June 29, 2014

June 29, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 787304. Member loan 787304 was requested on June 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,167 / month
Current employer: HD Truck & Tractor Debt-to-income ratio: 17.35%
Length of employment: 7 years Location: Lake Charles, LA
       
Home town:
Current & past employers: HD Truck & Tractor
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 15, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2006 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 18 Months Since Last Delinquency: 39
Revolving Credit Balance: $12,973.00 Public Records On File: 0
Revolving Line Utilization: 44.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?Rent, and food but everything is is paid by my job.
Please explain the reason why you carry a large revolving credit balance.School loans but I will be graduating in December with a Finance Degree with a minor in marketing. My job will then pay off all my school loans once I graduate
Is the improvement to your primary residence or an investment property?Primary residence
What is the home improvement project you are planning?Putting up a privacy fence
What is your intended use for the loan proceeds?I just want to put up a privacy fence around my yard. I figured this would be easier than taking the whole two thousand out of my savings at one time. I got a lower interest rate on here than at the lumber yard

 


 

 

 

Member Payment Dependent Notes Series 787376

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

787376

$5,500

$5,500

11.49%

1.00%

June 21, 2011

June 29, 2014

June 29, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 787376. Member loan 787376 was requested on June 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,917 / month
Current employer: SLSS Debt-to-income ratio: 24.21%
Length of employment: 2 years Location: North Arlington, NJ
       
Home town:
Current & past employers: SLSS
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 15, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2002 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 23 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,789.00 Public Records On File: 0
Revolving Line Utilization: 53.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?4,000 interest rate is 13.4 payment 100.00, 1,500 interest rate is 17.90 payments 75.00
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?4,000 interest rate is 13.4 payment 100.00, 1,500 interest rate is 17.90 payments 75.00
Which debts do you plan to pay off with this loan?2 credit cards. Bank of america and capital one

 


 

 

 

Member Payment Dependent Notes Series 787414

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

787414

$8,000

$8,000

5.99%

1.00%

June 21, 2011

June 29, 2014

June 29, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 787414. Member loan 787414 was requested on June 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,417 / month
Current employer: ASYNCHRONY SOLUTIONS Debt-to-income ratio: 14.47%
Length of employment: 3 years Location: Alton, IL
       
Home town:
Current & past employers: ASYNCHRONY SOLUTIONS
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 15, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1994 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $16,249.00 Public Records On File: 0
Revolving Line Utilization: 24.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?I plan to pay off a credit card bill on which I pay a 17.24% annual percentage rate. Though I have adequate dental insurance, I've had to get some work done that insurance barely covered. I've also had other unexpected home and auto expenses that I've had to put on credit. I'm able to pay more than the minimum payment each month, but can pay it off faster with a loan from LendinClub, and I'd like to save on the interest charges if possible. Thanks for considering my loan request.
What is your intended use for the loan proceeds?I plan to pay off a credit card bill on which I pay a 17.24% annual percentage rate. Though I have adequate dental insurance, I've had to get some work done that insurance barely covered. I've also had other unexpected home and auto expenses that I've had to put on credit. I'm able to pay more than the minimum payment each month, but can pay it off faster with a loan from LendinClub, and I'd like to save on the interest charges if possible. Thanks for considering my loan request.
Which debts do you plan to pay off with this loan?I plan to pay off a credit card bill on which I pay a 17.24% annual percentage rate. Though I have adequate dental insurance, I've had to get some work done that insurance barely covered. I've also had other unexpected home and auto expenses that I've had to put on credit. I'm able to pay more than the minimum payment each month, but can pay it off faster with a loan from LendinClub, and I'd like to save on the interest charges if possible. Thanks for considering my loan request.

 


 

 

 

Member Payment Dependent Notes Series 787453

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

787453

$4,000

$4,000

7.49%

1.00%

June 21, 2011

June 29, 2014

June 29, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 787453. Member loan 787453 was requested on June 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,583 / month
Current employer: Mayer Brown LLp Debt-to-income ratio: 2.11%
Length of employment: < 1 year Location: Chicago, IL
       
Home town:
Current & past employers: Mayer Brown LLp
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/16/11 > I'm looking to conslidate some of my debt into one payment a month. Currently, I pay around $300/month and my rate is around 17% so this would save me quite a bit of money in the long run.

 

A credit bureau reported the following information about this borrower member on June 15, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2002 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 21 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,164.00 Public Records On File: 0
Revolving Line Utilization: 52.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 787524

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

787524

$6,500

$6,500

12.99%

1.00%

June 20, 2011

June 29, 2014

June 29, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 787524. Member loan 787524 was requested on June 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $5,667 / month
Current employer: Davidson Clock Company Debt-to-income ratio: 12.32%
Length of employment: 2 years Location: Long Beach, CA
       
Home town:
Current & past employers: Davidson Clock Company
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/15/11 > This loan is for a repair for a leak in the roof of my home. The leak was noticed in the last rain here in sunny California. The roof does not need to be replaced, only a repair made to it and a small area of the plaster above the living room. I have no history of late payments, have not defaulted on any loans, nor have I ever filed for bankruptcy. I would like to make this repair without a large refinance and would appreciate your consideration on helping me to obtain this loan. Thank you

 

A credit bureau reported the following information about this borrower member on June 15, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 07/2001 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 9 Months Since Last Delinquency: n/a
Revolving Credit Balance: $10,423.00 Public Records On File: 0
Revolving Line Utilization: 49.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I founded a corporation that manufactures and repairs mechanical clocks (30 day pendulum exotic wood) a little over two years ago ( starting this corporation is where some of the debt arrived). My personal credit balances may seem higher in percentage, but the limits are low and I have never raised them. The dollar amount to me seems to work and the actual monthly payments are easily handled. I hope this helps in your consideration, thank you
What is the balance, interest rate, and monthly payments of your mortgage loan(s) and/or HELOCs?The balance as of today is $335,909.45, the interest rate is 4.5% and the total monthly payment is $1,261.39, the value of my home is $455,000.00 and there is no second mortgage. Thank you for your consideration and time.
Is the improvement to your primary residence or an investment property?The improvement is for my home. I live here and do not own or have any investment in any other properties either commercial or residential. I hope this helps, thank you
Please explain the reason why you carry a large revolving credit balance.I founded a corporation that manufactures and repairs mechanical clocks (30 day pendulum exotic wood) a little over two years ago ( starting this corporation is where some of the debt arrived). My personal credit balances may seem higher in percentage, but the limits are low and I have never raised them. The dollar amount to me seems to work and the actual monthly payments are easily handled. I hope this helps in your consideration, thank you
What is the estimated current market value of your home?The current value of my house is $455,000.00, the most recent home with the same floor plan located two streets over sold for $468,000.00 ( they had new landscaping and flooring). Thank you for your consideration on my loan

 


 

 

 

Member Payment Dependent Notes Series 787570

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

787570

$2,000

$2,000

14.79%

1.00%

June 17, 2011

June 29, 2014

June 29, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 787570. Member loan 787570 was requested on June 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $5,583 / month
Current employer: Fidura & Associates, Inc. Debt-to-income ratio: 15.92%
Length of employment: 6 years Location: Richmnd, VA
       
Home town:
Current & past employers: Fidura & Associates, Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 15, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2000 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 24 Months Since Last Delinquency: 51
Revolving Credit Balance: $5,720.00 Public Records On File: 1
Revolving Line Utilization: 90.80% Months Since Last Record: 107
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 787623

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

787623

$3,500

$3,500

12.99%

1.00%

June 20, 2011

June 29, 2014

June 29, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 787623. Member loan 787623 was requested on June 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $6,250 / month
Current employer: T-mobile USA Debt-to-income ratio: 23.34%
Length of employment: 3 years Location: Staten Island, NY
       
Home town:
Current & past employers: T-mobile USA
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/15/11 > I am planning to replace an older pool with a newer model in my backyard. I am a good borrower because I care about both my home and my credit and I have a history of good loan repayments. I have been at my current place of employment for almost 3 years now. I am very successful in my position and I plan to be there for many more to come.

 

A credit bureau reported the following information about this borrower member on June 15, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1989 Delinquent Amount: $0.00
Open Credit Lines: 21 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 37 Months Since Last Delinquency: 20
Revolving Credit Balance: $22,340.00 Public Records On File: 0
Revolving Line Utilization: 57.60% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.Most of my revolving credit has been used to improve my home. Instead of using my lifes savings I choose to use my available credit, which I pay monthly and on time.

 


 

 

 

Member Payment Dependent Notes Series 787654

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

787654

$12,000

$12,000

5.42%

1.00%

June 20, 2011

June 29, 2014

June 29, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 787654. Member loan 787654 was requested on June 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,750 / month
Current employer: USC Shoah Foundation Institute Debt-to-income ratio: 9.96%
Length of employment: 10+ years Location: Alhambra, CA
       
Home town:
Current & past employers: USC Shoah Foundation Institute
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/19/11 > I will be using this personal loan to pay off the balance on my car loan and the balance on credit cards. I have will have no other debts except this personal loan and will be able to manage the monthly payment easily. My job is very secure at a local university. I have always paid my debts and in fact have never been late on a payment. Thank you.

 

A credit bureau reported the following information about this borrower member on June 15, 2011:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 08/1996 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $4,423.00 Public Records On File: 0
Revolving Line Utilization: 6.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current debt balances, interest rates, and monthly payments by type (credit cards, student loans, mortgages, lines of credit, etc)?I am planning to use the loan to pay off the balance left on my 2008 Toyota Prius ($6300), plus a total balance of about $4700 on 3 credit cards. I have no other debt (no student loans, no mortgage, etc.) than these items. I want to consolidate these into one payment. This personal loan would then be my only monthly debt payment. Otherwise, I rent a small apartment for $1000 per month, and pay utilities for phone, internet, etc. I have a very secure job at the University of Southern California and will have no problem paying back this personal loan. Thank you for your consideration.

 


 

 

 

Member Payment Dependent Notes Series 787725

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

787725

$5,000

$5,000

15.99%

1.00%

June 21, 2011

June 29, 2014

June 29, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 787725. Member loan 787725 was requested on June 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $10,000 / month
Current employer: IBM Debt-to-income ratio: 16.01%
Length of employment: 10+ years Location: Cedar park, TX
       
Home town:
Current & past employers: IBM
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/15/11 > I'm in the process of selling my home and getting into a new home. I expect to make 25,000 from the sale of my home but I want to have some cash onhand for any unexpected expenses.

 

A credit bureau reported the following information about this borrower member on June 15, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1990 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 35 Months Since Last Delinquency: 12
Revolving Credit Balance: $16,321.00 Public Records On File: 0
Revolving Line Utilization: 48.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.Zero delinquencies.
What other sources of financing are you using to purchase the home?I will make around 23,500 from the sale of my current home. That will be used as a downpayment.

 


 

 

 

Member Payment Dependent Notes Series 787808

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

787808

$5,000

$5,000

13.99%

1.00%

June 21, 2011

June 30, 2014

June 30, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 787808. Member loan 787808 was requested on June 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,000 / month
Current employer: Lee County School District Debt-to-income ratio: 1.15%
Length of employment: 5 years Location: Cape Coral, FL
       
Home town:
Current & past employers: Lee County School District
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 16, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1997 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 13 Months Since Last Delinquency: 10
Revolving Credit Balance: $861.00 Public Records On File: 0
Revolving Line Utilization: 60.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.I don't think I have any delinquencies. I always try and pay on time and have most of my bills on autopay.
What portion of your wedding expenses does this loan represent?The total was about 15,000 of which 10,000 thousand has already been paid. The last 4600 covers the rest of the expenses.
How are you paying for other wedding expenses not covered by this loan?All the other wedding related expenses have been paid in full.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?(mortgage, utilities, phones, Internet, insurance) 1200.00

 


 

 

 

Member Payment Dependent Notes Series 788049

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

788049

$2,000

$2,000

16.49%

1.00%

June 21, 2011

June 29, 2014

June 29, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 788049. Member loan 788049 was requested on June 15, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,667 / month
Current employer: AT&T Debt-to-income ratio: 18.19%
Length of employment: 5 years Location: Union City, NJ
       
Home town:
Current & past employers: AT&T
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/15/11 > I have been at my job for 5 years, due to my father losing his job we are unable to pay for our wedding. I have always made all of my payments on time and I am very responsible with my money. My dad was helping us pay for the wedding, but now he must use his savings to cover his own expenses.

 

A credit bureau reported the following information about this borrower member on June 15, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2008 Delinquent Amount: $0.00
Open Credit Lines: 10 Delinquencies (Last 2 yrs): 2
Total Credit Lines: 12 Months Since Last Delinquency: 13
Revolving Credit Balance: $970.00 Public Records On File: 0
Revolving Line Utilization: 11.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 788113

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

788113

$7,800

$7,800

10.59%

1.00%

June 20, 2011

June 30, 2014

June 30, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 788113. Member loan 788113 was requested on June 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,167 / month
Current employer: terminix Debt-to-income ratio: 0.69%
Length of employment: 3 years Location: beaufort, SC
       
Home town:
Current & past employers: terminix
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/16/11 > my daughter is getting married this fall and i want to give her a beautiful wedding...

 

A credit bureau reported the following information about this borrower member on June 16, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1995 Delinquent Amount: $0.00
Open Credit Lines: 2 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 14 Months Since Last Delinquency: 61
Revolving Credit Balance: $617.00 Public Records On File: 0
Revolving Line Utilization: 23.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?mortgage 1116, water 20, electricity between 150-200, phone 70, insurance 120, food and gas---around 250 or 300 monthly...--i make enough to get by ok but not enough to fund a wedding that is only 4 months away...thanks for your question
What portion of your wedding expenses does this loan represent?i am only asking for what i need....venue, rentals, catering, flowers, music etc... i am confident that we can keep in budget for the amount i am asking for....
If you have a delinquency in the last 2 years, please explain the reason.i havent had any delinqunecies...i pay all of my bills
What portion of your wedding expenses does this loan represent?i am only asking for what i need....venue, rentals, catering, flowers, music etc... i am confident that we can keep in budget for the amount i am asking for....

 


 

 

 

Member Payment Dependent Notes Series 788299

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

788299

$6,000

$6,000

16.49%

1.00%

June 20, 2011

June 30, 2014

June 30, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 788299. Member loan 788299 was requested on June 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,600 / month
Current employer: United States Coast Guard Debt-to-income ratio: 22.39%
Length of employment: 7 years Location: Bronx, NY
       
Home town:
Current & past employers: United States Coast Guard
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 16, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 09/2004 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 15 Months Since Last Delinquency: n/a
Revolving Credit Balance: $13,808.00 Public Records On File: 0
Revolving Line Utilization: 99.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?Pay down credit pay for lawyer fees and new apartment
Please explain the reason why you carry a large revolving credit balance.Had a new baby
Please provide additional details regarding the purpose of the loanHelp pay down credit
What is your intended use for the loan proceeds?Pay down credit pay for lawyer fees and new apartment
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?400 on credit cards 414 on car note 1100 on child care 85 on insurance 90 on phone bill
What is your intended use for the loan proceeds?Pay down credit pay for lawyer fees and new apartment
What is your intended use for the loan proceeds?Pay down credit pay for lawyer fees and new apartment
What is your intended use for the loan proceeds?Pay down credit pay for lawyer fees and new apartment
If using your loan for multiple purposes, what are the purposes and how are you allocating the money across them?To put down on a new apartment. Security deposit first months rent also for furniture. And pay off my Macy's credit card

 


 

 

 

Member Payment Dependent Notes Series 788444

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

788444

$2,000

$2,000

11.99%

1.00%

June 20, 2011

June 30, 2014

June 30, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 788444. Member loan 788444 was requested on June 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,333 / month
Current employer: Retail Data Systems Debt-to-income ratio: 17.40%
Length of employment: 2 years Location: Naperville, IL
       
Home town:
Current & past employers: Retail Data Systems
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/16/11 > I have been working for the same company for 2 years and am just trying to consolidate the small remainder on my credit card debt to get rid of extra interest fees and help my credit rating. I am very reliable and keep a very strict budget. This loan will put me 6 months ahead of where I can get on my own and I will have no problem paying it back.

 

A credit bureau reported the following information about this borrower member on June 16, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 03/2004 Delinquent Amount: $0.00
Open Credit Lines: 8 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 13 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,306.00 Public Records On File: 0
Revolving Line Utilization: 78.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What is your intended use for the loan proceeds?I have 7 credit cards... I paid off one myself and I have 6 left all with low balances ($300-$500). The interest on some of these cards is between 20-30%. I've already shredded every card and I just want to get rid of the interest charges and put everything into one place. I'd much rather pay an investor in a cool growing community like lendingclub.com than the banks. I hope to change my account into an investment account within the next year myself.
What are your current monthly expenses (rent, transportation, utilities, phone, insurance, food, etc)?my monthly expenses are $425 rent, about $75 cable/internet/electric, car payment $375.86, car insurance $75, $60 cell phone, $125-$150 groceries, $70-$100 gas for work, and currently $150/mo for my credit card minimum payments. I may spend between $50-$150 a month on entertainment or having dinner out.

 


 

 

 

Member Payment Dependent Notes Series 788475

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

788475

$5,000

$5,000

5.42%

1.00%

June 21, 2011

June 30, 2014

June 30, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 788475. Member loan 788475 was requested on June 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $8,333 / month
Current employer: Premedia Global Debt-to-income ratio: 5.90%
Length of employment: 2 years Location: New York, NY
       
Home town:
Current & past employers: Premedia Global
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/16/11 > Dear Potential Investors: I had unanticipated Federal taxes this year (first time ever) that are the reason for my loan application. I've never defaulted on a loan and can be counted on for timely/full payments. Thanks very much for your consideration.

 

A credit bureau reported the following information about this borrower member on June 16, 2011:

 

Credit Score Range: 780+ Accounts Now Delinquent: 0
Earliest Credit Line: 07/1983 Delinquent Amount: $0.00
Open Credit Lines: 11 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 26 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,207.00 Public Records On File: 0
Revolving Line Utilization: 11.70% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 788897

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

788897

$2,000

$2,000

13.99%

1.00%

June 20, 2011

June 30, 2014

June 30, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 788897. Member loan 788897 was requested on June 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,917 / month
Current employer: Uniform Sales Assoc., Inc. Debt-to-income ratio: 13.75%
Length of employment: 9 years Location: Boynton Beach, FL
       
Home town:
Current & past employers: Uniform Sales Assoc., Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 16, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1997 Delinquent Amount: $0.00
Open Credit Lines: 7 Delinquencies (Last 2 yrs): 1
Total Credit Lines: 13 Months Since Last Delinquency: 20
Revolving Credit Balance: $1,159.00 Public Records On File: 0
Revolving Line Utilization: 21.90% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
If you have a delinquency in the last 2 years, please explain the reason.The only delinquency is under dispute. I purchased a self help product (DVD's, workbook, etc.) and returned it unused. I was guilty of not returning it in a timely manner, but it was returned and accepted by their returns dept. I have record of the FedEx shipment and receipt signature of returns dept.
What is your intended use for the loan proceeds?A combination of a fairly major auto repair expense and a personal medical issue "hitting at the same time".
If you have a delinquency in the last 2 years, please explain the reason.The only delinquency is under dispute. I purchased a self help product (DVD's, workbook, etc.) and returned it unused. I was guilty of not returning it in a timely manner, but it was returned and accepted by their returns dept. I have record of the FedEx shipment and receipt signature of returns dept.

 


 

 

 

Member Payment Dependent Notes Series 788914

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

788914

$2,400

$2,400

10.59%

1.00%

June 20, 2011

June 30, 2014

June 30, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 788914. Member loan 788914 was requested on June 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $2,773 / month
Current employer: Grand Casino Debt-to-income ratio: 10.37%
Length of employment: 6 years Location: Pine City, MN
       
Home town:
Current & past employers: Grand Casino
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 16, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/2000 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 31 Months Since Last Delinquency: 68
Revolving Credit Balance: $5,183.00 Public Records On File: 0
Revolving Line Utilization: 51.30% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Which debts do you plan to pay off with this loan?The plan is to pay off a loan, my 401k loan, and 2 of my store credit cards.

 


 

 

 

Member Payment Dependent Notes Series 788920

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

788920

$4,200

$4,200

11.99%

1.00%

June 21, 2011

June 30, 2014

June 30, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 788920. Member loan 788920 was requested on June 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,000 / month
Current employer: Guilford County Schools Debt-to-income ratio: 20.40%
Length of employment: 4 years Location: Greensboro, NC
       
Home town:
Current & past employers: Guilford County Schools
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/16/11 > I am looking to consolidate my credit card debt. This loan will allow me to get lump my credit cards together and get them paid off and continue to move forward in my life and continue to work on getting rid of debt. One card especially carries a higher percentage rate, even though our government bailed out this particular card issuer, they don't see the need to lower my rate, even with a perfect payment history. I would greatly appreciate this loan to get my credit paid down sooner,

 

A credit bureau reported the following information about this borrower member on June 16, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1999 Delinquent Amount: $0.00
Open Credit Lines: 15 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 50 Months Since Last Delinquency: 46
Revolving Credit Balance: $10,256.00 Public Records On File: 0
Revolving Line Utilization: 59.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I put myself through graduate school and unfortunately got rigged by credit cards. I was not as smart then as I am now. The loan amount I am asking for would allow me to zero out my 3 cards that I carry and have one much lower payment. The cards are not being used, I am in the process of paying them off. Please let me know if you require any more details.
What is your intended use for the loan proceeds?I am going to use the loan to consolidate and pay off my credit cards. I have one card that carries a higher interest rate and I want it gone. This loan will allow me to have all of my credit payments in one place.

 


 

 

 

Member Payment Dependent Notes Series 789005

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

789005

$5,500

$5,500

15.23%

1.00%

June 21, 2011

June 30, 2014

June 30, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 789005. Member loan 789005 was requested on June 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $8,750 / month
Current employer: Cisco Systems Debt-to-income ratio: 20.38%
Length of employment: 5 years Location: San Jose, CA
       
Home town:
Current & past employers: Cisco Systems
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/16/11 > I got a loan from CashCall in December of 2010 in the amount of $5,400. My monthly payments are $486 per month and I have not been late once. I can afford the payments but do not like being trapped in a long term loan in which the payments I make barely have an impact on the principal. I am currently employed at a large high tech company which I have been at for five years.

 

A credit bureau reported the following information about this borrower member on June 16, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 04/1998 Delinquent Amount: $0.00
Open Credit Lines: 16 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 46 Months Since Last Delinquency: 47
Revolving Credit Balance: $26,976.00 Public Records On File: 0
Revolving Line Utilization: 96.20% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

 


 

 

 

Member Payment Dependent Notes Series 789064

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

789064

$4,000

$4,000

13.99%

1.00%

June 21, 2011

June 30, 2014

June 30, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 789064. Member loan 789064 was requested on June 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $7,175 / month
Current employer: Convergys Debt-to-income ratio: 11.46%
Length of employment: 5 years Location: Oklahoma City, OK
       
Home town:
Current & past employers: Convergys
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/17/11 > Current rate is 21.49% and payment is currently $175.

 

A credit bureau reported the following information about this borrower member on June 16, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 03/1999 Delinquent Amount: $0.00
Open Credit Lines: 17 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 28 Months Since Last Delinquency: 41
Revolving Credit Balance: $1,297.00 Public Records On File: 0
Revolving Line Utilization: 32.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
What type of vehicle are you buying (make, model, year, mileage and condition)?I already have a loan on this vehicle through Wells Fargo. It is a 2004 Hyundai Elantra GT with about 75K miles. It is in great condition. Financed it 18 months ago at 21.49%. Just trying to lower my interest rate. Thanks for asking.

 


 

 

 

Member Payment Dependent Notes Series 789144

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

789144

$1,000

$1,000

5.42%

1.00%

June 21, 2011

June 30, 2014

June 30, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 789144. Member loan 789144 was requested on June 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $3,667 / month
Current employer: Suncoast Center Inc. Debt-to-income ratio: 15.55%
Length of employment: 10+ years Location: Clearwater, FL
       
Home town:
Current & past employers: Suncoast Center Inc.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 16, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 08/1998 Delinquent Amount: $0.00
Open Credit Lines: 9 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: n/a
Revolving Credit Balance: $3,121.00 Public Records On File: 0
Revolving Line Utilization: 23.10% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 789279

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

789279

$7,200

$7,200

7.49%

1.00%

June 21, 2011

June 30, 2014

June 30, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 789279. Member loan 789279 was requested on June 16, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $13,083 / month
Current employer: Intel Debt-to-income ratio: 2.37%
Length of employment: 5 years Location: Tinley Park, IL
       
Home town:
Current & past employers: Intel
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/16/11 > This loan money will be used to pay off the majority of the remining credit card debt.

 

A credit bureau reported the following information about this borrower member on June 16, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 12/1996 Delinquent Amount: $0.00
Open Credit Lines: 14 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 20 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,413.00 Public Records On File: 0
Revolving Line Utilization: 18.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 789560

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

789560

$1,800

$1,800

11.49%

1.00%

June 21, 2011

July 1, 2014

July 1, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 789560. Member loan 789560 was requested on June 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $2,833 / month
Current employer: Yale University Debt-to-income ratio: 20.12%
Length of employment: 4 years Location: New Haven, CT
       
Home town:
Current & past employers: Yale University
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/17/11 > I would like to pay off my balance on a credit card that has a high interest rate. I am a graduate student; my stipend is guaranteed for several years. The stipend, plus a part-time job, is enough to be able to pay down the balance on my card by a couple hundred dollars a month, but a lot of money is wasted on the interest payment. Borrower added on 06/17/11 > My credit card has a high interest rate, and I'd like to pay it off. I am a graduate student in a chemistry Ph.D. program; I have a stipend that is guaranteed for the next few years. I also have a part time job. I'm not having trouble making payments on my card, but it will take about a year to pay it off without this loan and cost more in interest as well.

 

A credit bureau reported the following information about this borrower member on June 17, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 11/2003 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 22 Months Since Last Delinquency: n/a
Revolving Credit Balance: $5,366.00 Public Records On File: 0
Revolving Line Utilization: 83.80% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 1    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.I started graduate school a few years ago, and unfortunately both of my parents lost their jobs shortly after that. My expenses changed substantially at that point, since I started paying for things that my parents had been taking care of... a car, my undergraduate student loans. Most of my credit card debt derives from that period, although since then I moved to a cheaper apartment, stopped using my car and cut back on other things. My budget is back in order though; I haven't had to use credit for anything in over a year. I have a stipend from the graduate school, and I have a full scholarship as well, so I'm not accruing more debt from being in school. I've been paying down my revolving credit balance at a rate of about $300-400 per month, and most of my credit cards have interest rates between 9 and 14%. The reason I am interested in this loan is to pay off a credit card that has a 23% APR. Thanks for considering my loan; I understand your concern about the high credit balance.

 


 

 

 

Member Payment Dependent Notes Series 789641

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

789641

$3,900

$3,900

11.99%

1.00%

June 21, 2011

July 1, 2014

July 1, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 789641. Member loan 789641 was requested on June 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,583 / month
Current employer: McClain & Co. Debt-to-income ratio: 16.06%
Length of employment: 2 years Location: newark, NJ
       
Home town:
Current & past employers: McClain & Co.
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/17/11 > the funds is for a vehicle purchase. i've working at this company for almost 2 years. if you look at my credit, you would notice that i am very responsible. thanks Borrower added on 06/20/11 > i have already successfully financed a vehicle. a 98 nissan altima has been paid for about 4 years.

 

A credit bureau reported the following information about this borrower member on June 17, 2011:

 

Credit Score Range: 714-749 Accounts Now Delinquent: 0
Earliest Credit Line: 05/2001 Delinquent Amount: $0.00
Open Credit Lines: 25 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 35 Months Since Last Delinquency: n/a
Revolving Credit Balance: $9,374.00 Public Records On File: 0
Revolving Line Utilization: 21.40% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

The following answers to questions from lender members were posted by the borrower member:

 

QuestionAnswer
Please explain the reason why you carry a large revolving credit balance.Off the top of my head. It may be from dental work I had done. I was in extreme pain and needed a root canal. I didn't have dental insurance
How much money are you providing out of pocket as a down payment for this purchase?The required deposit through eBay was $200.00 through paypal
What type of vehicle are you buying (make, model, year, mileage and condition)?Jeep wrangler 1995 142000 mile. Very good condition
Please explain the reason why you carry a large revolving credit balance.Off the top of my head. It may be from dental work I had done. I was in extreme pain and needed a root canal. I didn't have dental insurance

 


 

 

 

Member Payment Dependent Notes Series 790040

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

790040

$2,000

$2,000

15.23%

1.00%

June 21, 2011

July 1, 2014

July 1, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 790040. Member loan 790040 was requested on June 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $7,750 / month
Current employer: U.S. House of Rep Debt-to-income ratio: 21.24%
Length of employment: 3 years Location: washington, DC
       
Home town:
Current & past employers: U.S. House of Rep
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

 

A credit bureau reported the following information about this borrower member on June 17, 2011:

 

Credit Score Range: 660-678 Accounts Now Delinquent: 0
Earliest Credit Line: 01/1997 Delinquent Amount: $0.00
Open Credit Lines: 13 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 27 Months Since Last Delinquency: 63
Revolving Credit Balance: $25,016.00 Public Records On File: 1
Revolving Line Utilization: 78.50% Months Since Last Record: 78
Inquiries in the Last 6 Months: 2    

 

 


 

 

 

Member Payment Dependent Notes Series 790357

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

790357

$2,650

$2,650

12.99%

1.00%

June 21, 2011

July 1, 2014

July 1, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 790357. Member loan 790357 was requested on June 17, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: MORTGAGE Gross income: $4,333 / month
Current employer: Schneider National Debt-to-income ratio: 10.48%
Length of employment: 8 years Location: Stockton, CA
       
Home town:
Current & past employers: Schneider National
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/17/11 > This load will be used to pay off the combined outstanding payments on 2 Capitol One Credit Cards, both at a much higher rate. The monthly payment on this loan is less then the combined monthly payment on the 2 credit cards. I am an excellent candidate for this loan - check my credit report and you will see I have a 100% never been late on a payment. Thanks for your consideration!

 

A credit bureau reported the following information about this borrower member on June 17, 2011:

 

Credit Score Range: 679-713 Accounts Now Delinquent: 0
Earliest Credit Line: 12/2003 Delinquent Amount: $0.00
Open Credit Lines: 4 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 7 Months Since Last Delinquency: n/a
Revolving Credit Balance: $11,042.00 Public Records On File: 0
Revolving Line Utilization: 92.00% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 


 

 

 

Member Payment Dependent Notes Series 790456

 

Series of Member Payment Dependent Notes

Aggregate principal amount of Notes offered

Aggregate principal amount of Notes sold

Stated interest rate

Service Charge

Sale and Original Issue Date

Initial maturity

Final maturity

Amount of corresponding member loan funded by Lending Club

790456

$3,000

$3,000

5.42%

1.00%

June 21, 2011

July 2, 2014

July 2, 2016

$0

 

                This series of Notes was issued upon closing and funding of member loan 790456. Member loan 790456 was requested on June 18, 2011 by a borrower member with the following characteristics, which have not been verified unless noted with an "*":

 

Home ownership: RENT Gross income: $4,000 / month
Current employer: Spring Branch ISD Debt-to-income ratio: 14.15%
Length of employment: 10+ years Location: Houston, TX
       
Home town:
Current & past employers: Spring Branch ISD
Education:

 

This borrower member posted the following loan description, which has not been verified:

 

Borrower added on 06/18/11 > Loan to pay off credit cards and debts completely.

 

A credit bureau reported the following information about this borrower member on June 18, 2011:

 

Credit Score Range: 750-779 Accounts Now Delinquent: 0
Earliest Credit Line: 10/1987 Delinquent Amount: $0.00
Open Credit Lines: 5 Delinquencies (Last 2 yrs): 0
Total Credit Lines: 12 Months Since Last Delinquency: n/a
Revolving Credit Balance: $1,896.00 Public Records On File: 0
Revolving Line Utilization: 39.50% Months Since Last Record: n/a
Inquiries in the Last 6 Months: 0    

 

 

Prospectus Supplement (Sales Report) No. 1 dated June 21, 2011