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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES CURRENCY HEDGED MSCI EAFE ETF ETF 46434V803 8,284,015 794,521 SH   SOLE   794,521 0 0
ISHARES NORTH AMERICAN NATIONAL RESOURCES ETF ETF 464287374 5,717,357 161,325 SH   SOLE   161,325 0 0
VANGUARD DIVIDEND APPRECIATION ETF ETF 921908844 1,539,962 15,093 SH   SOLE   15,093 0 0
VANGUARD S&P 500 ETF ETF 922908363 5,004,300 20,402 SH   SOLE   20,402 0 0
VANGUARD TOTAL BOND MARKET ETF ETF 921937835 16,538,989 202,758 SH   SOLE   202,758 0 0