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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES CURRENCY HEDG MSCI EAFE ETF ETF 46434V803 17,019,102 598,842 SH   SOLE   598,842 0 0
ISHARES NORTH AMER NATL RES ETF ETF 464287374 5,439,318 171,804 SH   SOLE   171,804 0 0
VANGUARD DIVIDEND APPRECIATION ETF ETF 921908844 1,393,969 15,042 SH   SOLE   15,042 0 0
VANGUARD S&P 500 ETF ETF 922908363 4,515,114 20,333 SH   SOLE   20,333 0 0
VANGUARD TOTAL BOND MARKET ETF ETF 921937835 16,223,341 198,257 SH   SOLE   198,257 0 0