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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES CURRENCY HEDG MSCI EAFE ETF ETF 46434V803 74,481,906 3,002,092 SH   SOLE   3,002,092 0 0
ISHARES NORTH AMER NATL RES ETF IV ETF 464287374 42,741,496 1,240,322 SH   SOLE   1,240,322 0 0
SPDR S&P 500 ETF IV ETF 78462F103 14,519,929 67,129 SH   SOLE   67,129 0 0
VANGUARD DIVIDEND APPRECIATION ETF ETF 921908844 10,353,701 123,361 SH   SOLE   123,361 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858 734,770 19,641 SH   SOLE   19,641 0 0
VANGUARD FTSE EUROPE ETF ETF 922042874 691,196 14,184 SH   SOLE   14,184 0 0
VANGUARD S&P 500 ETF ETF 922908363 10,475,970 52,725 SH   SOLE   52,725 0 0
VANGUARD TOTAL BOND MARKET ETF ETF 921937835 17,026,713 202,362 SH   SOLE   202,362 0 0