The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES CURRENCY HEDG MSCI EAFE ETF ETF 46434V803 89,625,725 3,528,572 SH   SOLE   3,528,572 0 0
ISHARES NORTH AMER NATL RES ETF ETF 464287374 7,402,012 263,042 SH   SOLE   263,042 0 0
SPDR DOW JONE GLOBAL REAL ESTATE ETF ETF 78463X749 283,373 6,055 SH   SOLE   6,055 0 0
SPDR S&P 500 ETF ETF 78462F103 10,194 50 SH   SOLE   50 0 0
VANGUARD DIVIDEND APPRECIATION ETF ETF 921908844 2,683,110 34,505 SH   SOLE   34,505 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858 82,106 2,236 SH   SOLE   2,236 0 0
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858 6,761,405 206,708 SH   SOLE   206,708 0 0
VANGUARD FTSE EUROPE ETF ETF 922042874 373,311 7,484 SH   SOLE   7,484 0 0
VANGUARD FTSE PACIFIC ETF ETF 922042866 255,920 4,516 SH   SOLE   4,516 0 0
VANGUARD S&P 500 ETF ETF 922908363 3,279,109 17,542 SH   SOLE   17,542 0 0
VANGUARD TOTAL BOND MARKET ETF ETF 921937835 14,328,483 177,421 SH   SOLE   177,421 0 0