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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858 15,355,461 375,623 SH   SOLE   375,623 0 0
VANGUARD S&P 500 ETF NEW ETF 922908363 3,096,141 16,403 SH   SOLE   16,403 0 0
VANGUARD DIV APPRCIATION ETF 921908844 3,738,576 47,577 SH   SOLE   47,577 0 0
VANGUARD FTSE EUROPE ETF ETF 922042874 394,046 7,300 SH   SOLE   7,300 0 0
VANGUARD FTSE PACIFIC ETF ETF 922042866 269,676 4,419 SH   SOLE   4,419 0 0
ISHARES ETF CURRENCY HEDGED MSCI EAFE ETF 46434V803 96,524,110 3,534,387 SH   SOLE   3,534,387 0 0
ISHARES NORTH AMERICAN NATURAL RESOURCES ETF ETF 464287374 9,445,922 260,362 SH   SOLE   260,362 0 0
SPDR S&P 500 ETF ETF 78462F103 10,293 50 SH   SOLE   50 0 0
SPDR INDEX SHARES FUND DOW JONES GLOBAL REAL ESTATE ETF ETF 78463X749 1,376,433 30,040 SH   SOLE   30,040 0 0
VANGUARD BOND INDEX FUND TOTAL BOND MARKET ETF ETF 921937835 21,592,592 265,722 SH   SOLE   265,722 0 0