X0609 4 2026-06-30 0001408534 First Guaranty Bancshares, Inc. FGBI 0001409022 Smith Edgar R. III false 400 EAST THOMAS STREET HAMMOND LA 70401 1 1 0 COMMON STOCK 2026-06-30 4 P 0 74846 10.61 A 859246 I By: Smith & Tate Investments, LLC COMMON STOCK 2867467 D COMMON STOCK 20063 I By: Smith-Hoover Holdings, L.L.C. COMMON STOCK 21907 I By; MACSMITH LLC COMMON STOCK 341437 I By: Smith & Hood Investment, LLC COMMON STOCK 340344 I By: Big 4 Investments, LLC COMMON STOCK 1062817 I By Smith & Hood Holding Company, LLC The reporting person disclaims beneficial ownership of these securities except to the extent of his pecuniary interest therein. The shares were issued pursuant to the terms of the Second Amendment to the Promissory Note, dated as of March 20, 2026, by and between First Guaranty Bancshares, Inc., and Smith & Tate Investments, L.L.C. (the "Second Promissory Note Amendment") and the Second Amendment to the First Guaranty Bancshares, Inc. Floating Rate Subordinated Note due March 28, 2034, by and between First Guaranty Bancshares, Inc. and Smith & Tate Investments, L.L.C. (the "Second Subordinated Note Amendment"). The Second Promissory Note Amendment and the Second Subordinated Note Amendment were filed as Exhibit 10.1 and Exhibit 10.2 to the Form 8-K filed by First Guaranty Bancshares, Inc. with the SEC on March 20, 2026. /s/ Edgar R. Smith III 2026-07-01