CONSOLIDATED STATEMENTS OF INCOME (unaudited) - USD ($) $ in Thousands		3 Months Ended				9 Months Ended
		Sep. 30, 2020		Sep. 30, 2019		Sep. 30, 2020	Sep. 30, 2019
Interest Income:
Loans (including fees)		$ 22,519		$ 19,263		$ 67,420	$ 57,665
Deposits with other banks		51		872		348	2,461
Securities (including FHLB stock)		2,605		1,959		8,162	7,381
Federal funds sold		0		0		0	1
Total Interest Income		25,175		22,094		75,930	67,508
Interest Expense:
Demand deposits		1,291		2,504		4,645	8,146
Savings deposits		62		127		210	407
Time deposits		4,139		4,358		13,137	12,721
Borrowings		644		392		2,136	1,226
Total Interest Expense		6,136		7,381		20,128	22,500
Net Interest Income		19,039		14,713		55,802	45,008
Less: Provision for loan losses		1,545		1,727		4,626	4,148
Net Interest Income after Provision for Loan Losses		17,494		12,986		51,176	40,860
Noninterest Income:
Service charges, commissions and fees		652		707		1,852	1,928
ATM and debit card fees		818		579		2,233	1,686
Net gains (losses) on securities		789		29		2,631	(387)
Net gains on sale of loans		679		1,307		974	1,371
Other		612		557		1,612	1,528
Total Noninterest Income		3,550		3,179		9,302	6,126
Noninterest Expense:
Salaries and employee benefits		7,254		6,012		22,189	18,120
Occupancy and equipment expense		1,922		1,423		5,616	4,438
Other		5,342		3,875		14,806	11,582
Total Noninterest Expense		14,518		11,310		42,611	34,140
Income Before Income Taxes		6,526		4,855		17,867	12,846
Less: Provision for income taxes		1,344		1,008		3,676	2,654
Net Income		$ 5,182		$ 3,847		$ 14,191	$ 10,192
Per Common Share:
Earnings (in dollars per share)	[1]	$ 0.53		$ 0.40		$ 1.46	$ 1.05
Cash dividends paid (in dollars per share)	[1]	$ 0.16		$ 0.15		$ 0.48	$ 0.44
Weighted Average Common Shares Outstanding (in shares)		9,741,253	[1]	9,687,123	[1]	9,741,253	9,687,123

[1] All share and per share amounts have been restated to reflect the ten percent stock dividend paid December 16, 2019 to shareholders of record as of December 9, 2019.