CONSOLIDATED BALANCE SHEETS (unaudited) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Cash and cash equivalents:
Cash and due from banks	$ 191,533	$ 66,511
Federal funds sold	773	914
Cash and cash equivalents	192,306	67,425
Investment securities:
Securities, available for sale	416,319	339,937
Held to maturity, at cost (estimated fair value of $0 and $86,817 respectively)	0	86,579
Investment securities	416,319	426,516
Federal Home Loan Bank stock, at cost	3,336	3,308
Loans held for sale	235	0
Total Loans before Unearned Income	1,788,716	1,525,490
Less: allowance for loan losses	14,588	10,929
Net loans	1,774,128	1,514,561
Premises and equipment, net	58,611	56,464
Goodwill	12,901	12,942
Intangible assets, net	6,819	7,166
Other real estate, net	3,341	4,879
Accrued interest receivable	16,287	8,412
Other assets	28,225	15,543
Total Assets	2,512,508	2,117,216
Deposits:
Noninterest-bearing demand	467,615	325,888
Interest-bearing demand	807,946	635,942
Savings	176,525	135,156
Time	741,158	756,027
Total deposits	2,193,244	1,853,013
Short-term advances from Federal Home Loan Bank	50,000	13,079
Repurchase agreements	6,895	6,840
Accrued interest payable	5,358	6,047
Long-term advances from Federal Home Loan Bank	3,404	3,533
Senior long-term debt	43,926	48,558
Junior subordinated debentures	14,767	14,737
Other liabilities	10,103	5,374
Total Liabilities	2,327,697	1,951,181
Common stock:
$1 par value - authorized 100,600,000 shares; issued 9,741,253 shares	9,741	9,741
Surplus	110,836	110,836
Retained earnings	52,798	43,283
Accumulated other comprehensive income	11,436	2,175
Total Shareholders' Equity	184,811	166,035
Total Liabilities and Shareholders' Equity	$ 2,512,508	$ 2,117,216