CONSOLIDATED STATEMENTS OF INCOME (unaudited) - USD ($) $ in Thousands		3 Months Ended				6 Months Ended
		Jun. 30, 2020		Jun. 30, 2019		Jun. 30, 2020	Jun. 30, 2019
Interest Income:
Loans (including fees)		$ 22,441		$ 19,920		$ 44,901	$ 38,402
Deposits with other banks		62		953		297	1,589
Securities (including FHLB stock)		2,814		2,565		5,557	5,422
Federal funds sold		0		1		0	1
Total Interest Income		25,317		23,439		50,755	45,414
Interest Expense:
Demand deposits		1,243		2,831		3,354	5,642
Savings deposits		32		142		148	280
Time deposits		4,439		4,356		8,998	8,363
Borrowings		763		408		1,492	834
Total Interest Expense		6,477		7,737		13,992	15,119
Net Interest Income		18,840		15,702		36,763	30,295
Less: Provision for loan losses		1,836		1,634		3,081	2,421
Net Interest Income after Provision for Loan Losses		17,004		14,068		33,682	27,874
Noninterest Income:
Service charges, commissions and fees		471		613		1,200	1,221
ATM and debit card fees		806		579		1,415	1,107
Net gains (losses) on securities		1,351		(14)		1,843	(416)
Net gains on sale of loans		278		53		295	64
Other		420		415		999	971
Total Noninterest Income		3,326		1,646		5,752	2,947
Noninterest Expense:
Salaries and employee benefits		7,536		6,146		14,935	12,108
Occupancy and equipment expense		1,865		1,530		3,694	3,015
Other		4,397		3,986		9,464	7,707
Total Noninterest Expense		13,798		11,662		28,093	22,830
Income Before Income Taxes		6,532		4,052		11,341	7,991
Less: Provision for income taxes		1,348		839		2,332	1,646
Net Income		$ 5,184		$ 3,213		$ 9,009	$ 6,345
Per Common Share:
Earnings (in dollars per share)	[1]	$ 0.53		$ 0.33		$ 0.92	$ 0.65
Cash dividends paid (in dollars per share)	[1]	$ 0.16		$ 0.15		$ 0.32	$ 0.29
Weighted Average Common Shares Outstanding (in shares)		9,741,253	[1]	9,687,123	[1]	9,741,253	9,687,123

[1] All share and per share amounts have been restated to reflect the ten percent stock dividend paid December 16, 2019 to shareholders of record as of December 9, 2019.