CONSOLIDATED STATEMENTS OF INCOME (unaudited) - USD ($) $ in Thousands		3 Months Ended
		Mar. 31, 2020	Mar. 31, 2019
Interest Income:
Loans (including fees)		$ 22,460	$ 18,482
Deposits with other banks		235	636
Securities (including FHLB stock)		2,743	2,857
Federal funds sold		0	0
Total Interest Income		25,438	21,975
Interest Expense:
Demand deposits		2,110	2,811
Savings deposits		116	138
Time deposits		4,560	4,007
Borrowings		728	426
Total Interest Expense		7,514	7,382
Net Interest Income		17,924	14,593
Less: Provision for loan losses		1,245	787
Net Interest Income after Provision for Loan Losses		16,679	13,806
Noninterest Income:
Service charges, commissions and fees		729	608
ATM and debit card fees		609	528
Net gains (losses) on securities		500	(402)
Net gains on sale of loans		16	11
Other		571	556
Total Noninterest Income		2,425	1,301
Noninterest Expense:
Salaries and employee benefits		7,399	5,962
Occupancy and equipment expense		1,829	1,485
Other		5,067	3,721
Total Noninterest Expense		14,295	11,168
Income Before Income Taxes		4,809	3,939
Less: Provision for income taxes		984	807
Net Income		$ 3,825	$ 3,132
Per Common Share:
Earnings (in dollars per share)	[1]	$ 0.39	$ 0.32
Cash dividends paid (in dollars per share)	[1]	$ 0.16	$ 0.15
Weighted Average Common Shares Outstanding (in shares)		9,741,253	9,687,123

[1] All share and per share amounts have been restated to reflect the ten percent stock dividend paid December 16, 2019 to shareholders of record as of December 9, 2019.