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CONSOLIDATED BALANCE SHEETS (unaudited) - USD ($)
$ in Thousands
Jun. 30, 2018
Dec. 31, 2017
Cash and cash equivalents:    
Cash and due from banks $ 27,639 $ 37,205
Federal funds sold 165 823
Cash and cash equivalents 27,804 38,028
Investment securities:    
Available for sale, at fair value 348,476 381,535
Held to maturity, at cost (estimated fair value of $109,660 and $118,557 respectively) 114,044 120,121
Investment securities 462,520 501,656
Federal Home Loan Bank stock, at cost 2,359 2,351
Loans held for sale 639 1,308
Loans, net of unearned income 1,174,141 1,149,014
Less: allowance for loan losses 10,770 9,225
Net loans 1,163,371 1,139,789
Premises and equipment, net 38,127 38,020
Goodwill 3,472 3,472
Intangible assets, net 4,075 4,424
Other real estate, net 1,225 1,281
Accrued interest receivable 7,428 7,982
Other assets 11,794 12,119
Total Assets 1,722,814 1,750,430
Deposits:    
Noninterest-bearing demand 249,550 251,617
Interest-bearing demand 562,222 611,677
Savings 111,987 104,661
Time 605,909 581,331
Total deposits 1,529,668 1,549,286
Short-term borrowings 10,925 15,500
Accrued interest payable 2,457 2,488
Senior long-term debt 21,306 22,774
Junior subordinated debentures 14,682 14,664
Other liabilities 2,577 1,735
Total Liabilities 1,581,615 1,606,447
Common stock:    
$1 par value - authorized 100,600,000 shares; issued 8,807,175 shares 8,807 8,807
Surplus 92,268 92,268
Retained earnings 49,844 44,464
Accumulated other comprehensive income (loss) (9,720) (1,556)
Total Shareholders' Equity 141,199 143,983
Total Liabilities and Shareholders' Equity $ 1,722,814 $ 1,750,430