CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands		Dec. 31, 2015	Dec. 31, 2014
Cash and cash equivalents:
Cash and due from banks		$ 36,690	$ 44,365
Federal funds sold		582	210
Cash and cash equivalents		37,272	44,575
Interest-earning time deposits with banks		997	10,247
Investment securities:
Available for sale, at fair value		376,369	499,808
Held to maturity, at cost (estimated fair value of $168,148 and $139,688, respectively)		169,752	141,795
Investment securities		546,121	641,603
Federal Home Loan Bank stock, at cost		935	1,621
Loans, net of unearned income		841,583	790,321
Less: allowance for loan losses		9,415	9,105
Net loans		832,168	781,216
Premises and equipment, net		22,019	19,211
Goodwill		1,999	1,999
Intangible assets, net		1,394	1,733
Other real estate, net		1,577	2,198
Accrued interest receivable		6,015	6,384
Other assets		9,256	8,089
Total Assets		1,459,753	1,518,876
Deposits:
Noninterest-bearing demand		213,203	207,969
Interest-bearing demand		409,209	432,294
Savings		81,448	74,550
Time		592,010	657,026
Total deposits		1,295,870	1,371,839
Short-term borrowings		1,800	1,800
Accrued interest payable		1,707	1,997
Senior long-term debt		25,824	1,455
Junior subordinated debentures		14,597	0
Other liabilities		1,731	2,202
Total Liabilities		1,341,529	1,379,293
Preferred stock:
Series C - $1,000 par value - authorized 39,435 shares; issued and outstanding 0 and 39,435		0	39,435
Common stock:
$1 par value - authorized 100,600,000 shares; issued 7,609,194 and 6,923,206 shares	[1]	7,609	6,923
Surplus		61,584	51,646
Treasury stock, at cost, 0 and 3,184 shares		0	(54)
Retained earnings		49,932	41,392
Accumulated other comprehensive income (loss)		(901)	241
Total Shareholders' Equity		118,224	139,583
Total Liabilities and Shareholders' Equity		$ 1,459,753	$ 1,518,876

[1] 2014 and 2015 share amounts reflect the ten percent stock dividend paid December 17, 2015 to shareholders of record as of December 10, 2015.