CONSOLIDATED STATEMENTS OF INCOME (unaudited) (USD $) In Thousands, except Share data, unless otherwise specified	3 Months Ended
	Mar. 31, 2012	Mar. 31, 2011
Interest Income:
Loans (including fees)	$ 8,772	$ 8,461
Loans held for sale	1	1
Deposits with other banks	15	10
Securities (including FHLB stock)	5,630	4,762
Federal funds sold	4	5
Total Interest Income	14,422	13,239
Interest Expense:
Demand deposits	343	227
Savings deposits	13	11
Time deposits	3,173	3,506
Borrowings	39	6
Total Interest Expense	3,568	3,750
Net Interest Income	10,854	9,489
Less: Provision for loan losses	1,200	464
Net Interest Income after Provision for Loan Losses	9,654	9,025
Noninterest Income:
Service charges, commissions and fees	1,188	1,010
Net gains on securities	728	41
Loss on securities impairment	0	(97)
Net gains on sale of loans	(30)	48
Other	373	287
Total Noninterest Income	2,259	1,289
Noninterest Expense:
Salaries and employee benefits	3,371	3,035
Occupancy and equipment expense	920	813
Other	2,959	2,786
Total Noninterest Expense	7,250	6,634
Income Before Income Taxes	4,663	3,680
Less: Provision for income taxes	1,612	1,284
Net Income	3,051	2,396
Preferred Stock Dividends	(484)	(333)
Income Available to Common Shareholders	$ 2,567	$ 2,063
Per Common Share:
Cash dividends paid (in dollars per share)	$ 0.16	$ 0.15
Earnings (in dollars per share)	$ 0.41	$ 0.34
Weighted Average Common Shares Outstanding (in shares)	6,294,194	6,115,608