X0303 4 2009-11-20 0001309442 HEALTH BENEFITS DIRECT CORP HBDT.OB 0001408321 Tecce Frederick C. 150 N. RADNOR CHESTER RD. SUITE B-101 RADNOR PA 19087 1 0 1 0 Common Stock, par value $0.001 per share 100000 D Common Stock, par value $0.001 per share 2009-11-20 4 P 0 187000 0.20 A 12646874 I See Footnote Represents securities owned by The Co-Investment Fund II, L.P. (the "Fund"), the designee of Cross Atlantic Capital Partners, Inc., of which Mr. Tecce is the managing director. The Reporting Person disclaims beneficial ownership of the shares held by the Fund except to the extent of his pecuniary interest therein. /s/ Anthony R. Verdi, Attorney-in-fact 2009-11-23