PREMISES AND EQUIPMENT

12 Months Ended

Dec. 31, 2019

Premises Equipment And Leases [Abstract]

PREMISES AND EQUIPMENT

NOTE 6 - PREMISES AND EQUIPMENT

Year-end premises and equipment were as follows:

	2019		2018
Construction in progress	$	286	$	2,097
Land and land improvements	33		33
Buildings	150		150
Leasehold improvements	11,720		9,487
Furniture, fixtures, and equipment	8,075		7,133
Computer equipment and software	3,906		3,700
Automobiles	29		29
	24,199		22,629
Accumulated depreciation	(12,058)		(10,258)
	$	12,141	$	12,371

Depreciation and amortization expense was $1,800, $1,713 and $1,482 for the years ended December 31, 2019, 2018 and 2017, respectively.

Operating Leases: The Company has entered into various leases, primarily for office space and branch facilities. For rent expense and future minimum operating lease payments due under non-cancelable leases at December 31, 2019, see Note 7, "Leases".

Finance Lease: At December 31, 2019, the Bank had a single finance lease with an arrangement that requires monthly payments through 2033. For interest expense, rent expense, and future minimum finance lease payments due under non-cancelable leases at December 31, 2019, see Note 7, "Leases".