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CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $)
In Thousands, unless otherwise specified
3 Months Ended
Mar. 31, 2015
Mar. 31, 2014
Cash flows from operating activities:    
Net income $ 396us-gaap_NetIncomeLoss $ 206us-gaap_NetIncomeLoss
Adjustments to reconcile net income to net cash provided by (used in) operating activities:    
Provision for portfolio loan losses 197us-gaap_ProvisionForLoanAndLeaseLosses 450us-gaap_ProvisionForLoanAndLeaseLosses
Gain on sale of loans held-for-sale (499)acfc_GainOnSaleOfLoansHeldForSale (224)acfc_GainOnSaleOfLoansHeldForSale
Originations of loans held-for-sale (2,968)us-gaap_PaymentsToPurchaseMortgageLoansHeldForSale (1,199)us-gaap_PaymentsToPurchaseMortgageLoansHeldForSale
Proceeds from sales of loans held-for-sale 5,338us-gaap_ProceedsFromSaleOfLoansHeldForSale 2,207us-gaap_ProceedsFromSaleOfLoansHeldForSale
Foreclosed assets, net 0us-gaap_ForeclosedRealEstateExpense 6us-gaap_ForeclosedRealEstateExpense
Loss on sale of securities available-for-sale 9us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet 0us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossNet
Employee stock ownership plan compensation expense 5us-gaap_EmployeeStockOwnershipPlanESOPCompensationExpense 5us-gaap_EmployeeStockOwnershipPlanESOPCompensationExpense
Share-based compensation expense 6us-gaap_ShareBasedCompensation 7us-gaap_ShareBasedCompensation
Amortization of premiums and deferred fees, net of accretion of discounts on investment securities and loans 1,743us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments (430)us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments
Depreciation expense 188us-gaap_Depreciation 139us-gaap_Depreciation
Net change in cash surrender value of bank owned life insurance (118)us-gaap_LifeInsuranceCorporateOrBankOwnedChangeInValue (90)us-gaap_LifeInsuranceCorporateOrBankOwnedChangeInValue
Net change in accrued interest receivable 84us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet (9)us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet
Net change in other assets 14,201us-gaap_IncreaseDecreaseInOtherOperatingAssets 679us-gaap_IncreaseDecreaseInOtherOperatingAssets
Net change in accrued expenses and other liabilities 543us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities (388)us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities
Net cash provided by operating activities 19,125us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations 1,359us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations
Cash flows from investing activities:    
Proceeds from maturities and payments of investment securities 3,917us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities 4,999us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities
Funding of warehouse loans held-for-investment (214,917)acfc_PaymentsToFundingOfWarehouseLoansHeldForInvestment (84,920)acfc_PaymentsToFundingOfWarehouseLoansHeldForInvestment
Proceeds from repayments of warehouse loans held-for-investment 169,594acfc_ProceedsFromRepaymentsOfWarehouseLoansHeldForIinvestment 84,703acfc_ProceedsFromRepaymentsOfWarehouseLoansHeldForIinvestment
Purchase of portfolio loans (7,078)us-gaap_PaymentsToAcquireLoansHeldForInvestment (16,451)us-gaap_PaymentsToAcquireLoansHeldForInvestment
Net change in portfolio loans (9,122)us-gaap_PaymentsForProceedsFromLoansAndLeases (3,142)us-gaap_PaymentsForProceedsFromLoansAndLeases
Expenditures on premises and equipment (342)us-gaap_PaymentsToAcquirePropertyPlantAndEquipment (133)us-gaap_PaymentsToAcquirePropertyPlantAndEquipment
Proceeds from sale of other real estate owned 0us-gaap_ProceedsFromSaleOfOtherRealEstate 62us-gaap_ProceedsFromSaleOfOtherRealEstate
Purchase of Federal Home Loan Bank stock (1,585)us-gaap_PaymentsToAcquireFederalHomeLoanBankStock 0us-gaap_PaymentsToAcquireFederalHomeLoanBankStock
Redemption of Federal Home Loan Bank stock 829us-gaap_ProceedsFromFederalHomeLoanBankBorrowings 267us-gaap_ProceedsFromFederalHomeLoanBankBorrowings
Net cash used in investing activities (58,704)us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations (14,615)us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations
Cash flows from financing activities:    
Net change in deposits 8,981us-gaap_IncreaseDecreaseInDeposits (669)us-gaap_IncreaseDecreaseInDeposits
Repayment of securities sold under agreements to repurchase 0us-gaap_ProceedsFromPaymentsForInSecuritiesSoldUnderAgreementsToRepurchase (26,500)us-gaap_ProceedsFromPaymentsForInSecuritiesSoldUnderAgreementsToRepurchase
Proceeds from Federal Home Loan Bank advances 37,000us-gaap_ProceedsFromFederalHomeLoanBankAdvances 0us-gaap_ProceedsFromFederalHomeLoanBankAdvances
Repayment of Federal Home Loan Bank advances (10,667)us-gaap_RepaymentsOfFederalHomeLoanBankBorrowings 0us-gaap_RepaymentsOfFederalHomeLoanBankBorrowings
Additional cost associated with the issuance of common stock in a public offering in 2013 0us-gaap_PaymentsForRepurchaseOfInitialPublicOffering (47)us-gaap_PaymentsForRepurchaseOfInitialPublicOffering
Shares purchased for and distributions from Rabbi Trust (9)acfc_SharesPurchasedForAndDistribution 0acfc_SharesPurchasedForAndDistribution
Net cash provided by (used in) financing activities 35,305us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations (27,216)us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations
Net decrease in cash and cash equivalents (4,274)us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease (40,472)us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease
Cash and cash equivalents, beginning of period 22,398us-gaap_CashAndCashEquivalentsAtCarryingValue 114,194us-gaap_CashAndCashEquivalentsAtCarryingValue
Cash and cash equivalents, end of period 18,124us-gaap_CashAndCashEquivalentsAtCarryingValue 73,722us-gaap_CashAndCashEquivalentsAtCarryingValue
Supplemental disclosures of cash flow information:    
Interest paid 2,474us-gaap_InterestPaid 3,003us-gaap_InterestPaid
Income taxes paid 0us-gaap_IncomeTaxesPaid 0us-gaap_IncomeTaxesPaid
Supplemental disclosures of non-cash information:    
Loans transferred to other real estate 340acfc_LoansTransferredToOtherRealEstate 361acfc_LoansTransferredToOtherRealEstate
Loans transferred to held-for-sale $ 0us-gaap_TransferOfPortfolioLoansAndLeasesToHeldForSale1 $ 0us-gaap_TransferOfPortfolioLoansAndLeasesToHeldForSale1