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OTHER LOANS (Details Textual) (USD $)
3 Months Ended
Mar. 31, 2015
Mar. 31, 2014
Other Loans [Line Items]    
Payments for Origination of Mortgage Loans Held-for-sale $ 1,700,000us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale $ 200,000us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale
Gain (Loss) on Sale of Mortgage Loans 129,000us-gaap_GainLossOnSaleOfMortgageLoans 9,000us-gaap_GainLossOnSaleOfMortgageLoans
Payments for Origination of SBA Loans Held-for-sale 1,300,000acfc_PaymentsForOriginationOfSbaLoansHeldForSale 1,000,000acfc_PaymentsForOriginationOfSbaLoansHeldForSale
Gain (Loss) on Sale of Small Business Loan 300,000acfc_GainLossOnSaleOfSmallBusinessLoan 200,000acfc_GainLossOnSaleOfSmallBusinessLoan
Additional Gain (Loss) on Sale of Small Business Loans 91,000acfc_AdditionalGainLossOnSaleOfSmallBusinessLoans 22,000acfc_AdditionalGainLossOnSaleOfSmallBusinessLoans
Payments To Funding Of Warehouse Loans $ 214,900,000acfc_PaymentsToFundingOfWarehouseLoans $ 84,900,000acfc_PaymentsToFundingOfWarehouseLoans
Weighted Average Number of Days Outstanding of Warehouse Loan 19 days 19 days