CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended
	Mar. 31, 2015	Mar. 31, 2014
Interest and dividend income:
Loans, including fees	$ 6,115	$ 5,879
Securities and interest-earning deposits in other financial institutions	756	1,046
Total interest and dividend income	6,871	6,925
Interest expense:
Deposits	550	662
Securities sold under agreements to repurchase	818	975
Federal Home Loan Bank advances	1,083	1,131
Total interest expense	2,451	2,768
Net interest income	4,420	4,157
Provision for portfolio loan losses	197	450
Net interest income after provision for portfolio loan losses	4,223	3,707
Noninterest income:
Service charges and fees	636	637
Gain on sale of loans held-for-sale	499	224
Loss on sale of securities available-for-sale	(9)	0
Bank owned life insurance earnings	118	90
Interchange fees	395	373
Other	123	136
Total noninterest income	1,762	1,460
Noninterest expense:
Compensation and benefits	2,916	2,287
Occupancy and equipment	514	491
Federal Deposit Insurance Corporation insurance premiums	195	384
Foreclosed assets, net	0	6
Data processing	395	293
Outside professional services	532	383
Collection expense and repossessed asset losses	119	164
Other	870	905
Total noninterest expense	5,541	4,913
Income before income tax expense	444	254
Income tax expense	48	48
Net income	$ 396	$ 206
Earnings per common share:
Basic (in dollars per share)	$ 0.03	$ 0.01
Diluted (in dollars per share)	$ 0.03	$ 0.01