FAIR VALUE OF FINANCIAL INSTRUMENTS (Details) (USD $) In Thousands, unless otherwise specified	Mar. 31, 2015		Dec. 31, 2014
Assets, Carrying Amount
Cash and due from financial institutions, Carrying Amount	$ 4,000		$ 2,974
Short-term interest-earning deposits, Carrying Amount	14,124		19,424
Securities held-to-maturity, Carrying Amount	17,517	[1]	17,919	[1]
Portfolio loans, net, Carrying Amount	460,977		446,870
Loans held for sale, Carrying Amount	5,348		7,219
Warehouse loans held- for-investment, Carrying Amount	79,295		33,972
Federal Home Loan Bank stock, at cost, Carrying Amount	7,013		6,257
Accrued interest receivable, Carrying Amount	1,840		1,924
Liabilities, Carrying Amount
Deposits, Carrying Amount	449,761		440,780
Securities sold under agreements to repurchase, Carrying Amount	66,300		66,300
Federal Home Loan Bank advances, Carrying Amount	150,000		123,667
Accrued interest payable (reported on consolidated balance sheets in accrued expenses and other liabilities), Carrying Amount	783		806
Assets, Estimated Fair Value
Cash and due from financial institutions, Estimated Fair Value	4,000		2,974
Short-term interest-earning deposits, Estimated Fair Value	14,124		19,424
Securities held-to-maturity, Estimated Fair Value	17,478	[1]	17,886	[1]
Portfolio loans, net, Estimated Fair Value	499,194		480,839
Loans held for sale, Estimated Fair Value	5,916		7,848
Warehouse loans held- for-investment, Estimated Fair Value	79,295		33,972
Federal Home Loan Bank stock, at cost, Estimated Fair Value	7,013		6,257
Accrued interest receivable, Estimated Fair Value	1,840		1,924
Liabilities, Estimated Fair Value
Deposits, Estimated Fair Value	449,912		441,004
Securities sold under agreements to repurchase, Estimated Fair Value	72,189		72,533
Federal Home Loan Bank advances, Estimated Fair Value	157,163		131,005
Accrued interest payable (reported on Consolidated Balance Sheets in accrued expenses and other liabilities), Estimated Fair Value	783		806
Fair Value, Inputs, Level 1 [Member]
Assets, Estimated Fair Value
Cash and due from financial institutions, Estimated Fair Value	4,000		2,974
Short-term interest-earning deposits, Estimated Fair Value	14,124		19,424
Securities held-to-maturity, Estimated Fair Value	0		0
Portfolio loans, net, Estimated Fair Value	0		0
Loans held for sale, Estimated Fair Value	0		0
Warehouse loans held- for-investment, Estimated Fair Value	0		0
Federal Home Loan Bank stock, at cost, Estimated Fair Value	0		0
Accrued interest receivable, Estimated Fair Value	0		0
Liabilities, Estimated Fair Value
Deposits, Estimated Fair Value	0		0
Securities sold under agreements to repurchase, Estimated Fair Value	0		0
Federal Home Loan Bank advances, Estimated Fair Value	0		0
Accrued interest payable (reported on Consolidated Balance Sheets in accrued expenses and other liabilities), Estimated Fair Value	0		0
Fair Value, Inputs, Level 2 [Member]
Assets, Estimated Fair Value
Cash and due from financial institutions, Estimated Fair Value	0		0
Short-term interest-earning deposits, Estimated Fair Value	0		0
Securities held-to-maturity, Estimated Fair Value	17,478		17,886
Portfolio loans, net, Estimated Fair Value	499,194		480,839
Loans held for sale, Estimated Fair Value	5,916		7,848
Warehouse loans held- for-investment, Estimated Fair Value	79,295		33,972
Federal Home Loan Bank stock, at cost, Estimated Fair Value	0		0
Accrued interest receivable, Estimated Fair Value	1,840		1,924
Liabilities, Estimated Fair Value
Deposits, Estimated Fair Value	449,912		441,004
Securities sold under agreements to repurchase, Estimated Fair Value	72,189		72,533
Federal Home Loan Bank advances, Estimated Fair Value	157,163		131,005
Accrued interest payable (reported on Consolidated Balance Sheets in accrued expenses and other liabilities), Estimated Fair Value	783		806
Fair Value, Inputs, Level 3 [Member]
Assets, Estimated Fair Value
Cash and due from financial institutions, Estimated Fair Value	0		0
Short-term interest-earning deposits, Estimated Fair Value	0		0
Securities held-to-maturity, Estimated Fair Value	0		0
Portfolio loans, net, Estimated Fair Value	0		0
Loans held for sale, Estimated Fair Value	0		0
Warehouse loans held- for-investment, Estimated Fair Value	0		0
Federal Home Loan Bank stock, at cost, Estimated Fair Value	7,013		6,257
Accrued interest receivable, Estimated Fair Value	0		0
Liabilities, Estimated Fair Value
Deposits, Estimated Fair Value	0		0
Securities sold under agreements to repurchase, Estimated Fair Value	0		0
Federal Home Loan Bank advances, Estimated Fair Value	0		0
Accrued interest payable (reported on Consolidated Balance Sheets in accrued expenses and other liabilities), Estimated Fair Value	$ 0		$ 0

[1] Investment securities held-to-maturity are carried at amortized cost.