CONDENSED CONSOLIDATED BALANCE SHEETS (USD $) In Thousands, unless otherwise specified	Mar. 31, 2015		Dec. 31, 2014
ASSETS
Cash and due from financial institutions	$ 4,000		$ 2,974
Short-term interest-earning deposits	14,124		19,424
Total cash and cash equivalents	18,124		22,398
Investment securities:
Securities available-for-sale	115,891		118,699
Securities held-to-maturity	17,517	[1]	17,919	[1]
Total investment securities	133,408		136,618
Portfolio loans, net of allowance of $7,150 in 2015 and $7,107 in 2014	460,977		446,870
Other loans:
Held-for-sale	5,348		7,219
Warehouse loans held-for-investment	79,295		33,972
Total other loans	84,643		41,191
Federal Home Loan Bank stock, at cost	7,013		6,257
Land, premises and equipment, net	14,659		14,505
Bank owned life insurance	16,708		16,590
Other real estate owned	4,248		3,908
Accrued interest receivable	1,840		1,924
Other assets	2,036		16,237
Total assets	743,656		706,498
Deposits:
Noninterest-bearing demand	47,285		41,283
Interest-bearing demand	66,496		65,718
Savings and money market	177,890		171,657
Time	158,090		162,122
Total deposits	449,761		440,780
Securities sold under agreements to repurchase	66,300		66,300
Federal Home Loan Bank advances	150,000		123,667
Accrued expenses and other liabilities	3,958		3,415
Total liabilities	670,019		634,162
Commitments and contingent liabilities
Preferred stock: $0.01 par value; 25,000,000 shares authorized; none issued and outstanding at March 31, 2015 and December 31, 2014	0		0
Common stock: $0.01 par value; 100,000,000 shares authorized; 15,509,061 issued and outstanding at March 31, 2015 and December 31, 2014	155		155
Additional paid-in capital	100,580		100,604
Common stock held by:
Employee stock ownership plan shares of 75,450 at March 31, 2015 and 76,647 at December 31, 2014	(1,639)		(1,665)
Benefit plans	(297)		(297)
Retained deficit	(24,056)		(24,452)
Accumulated other comprehensive income (loss)	(1,106)		(2,009)
Total stockholders’ equity	73,637		72,336
Total liabilities and stockholders’ equity	$ 743,656		$ 706,498

[1] Investment securities held-to-maturity are carried at amortized cost.