PORTFOLIO LOANS (Details 1) (USD $) In Thousands, unless otherwise specified	Jun. 30, 2013	Dec. 31, 2012
Financing Receivable, Recorded Investment, Current	$ 371,468	$ 395,493
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due	4,826	5,918
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due	2,124	2,381
Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due	12,134	22,148
Financing Receivable, Recorded Investment, Past Due	19,084	30,447
Total portfolio loans	390,552	425,940
Real Estate Loans [Member]
Financing Receivable, Recorded Investment, Current	227,371	248,453
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due	3,774	3,723
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due	1,486	1,658
Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due	9,204	17,324
Financing Receivable, Recorded Investment, Past Due	14,464	22,705
Total portfolio loans	241,835	271,158
Real Estate Loans [Member] | One to Four Family [Member]
Financing Receivable, Recorded Investment, Current	162,886	179,242
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due	3,600	3,598
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due	1,347	1,658
Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due	6,344	8,559
Financing Receivable, Recorded Investment, Past Due	11,291	13,815
Total portfolio loans	174,177	193,057
Real Estate Loans [Member] | Commercial Real Estate [Member]
Financing Receivable, Recorded Investment, Current	46,665	49,922
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due	99	101
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due	0	0
Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due	2,381	8,170
Financing Receivable, Recorded Investment, Past Due	2,480	8,271
Total portfolio loans	49,145	58,193
Real Estate Loans [Member] | Other Land and Multi Family [Member]
Financing Receivable, Recorded Investment, Current	17,820	19,289
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due	75	24
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due	139	0
Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due	479	595
Financing Receivable, Recorded Investment, Past Due	693	619
Total portfolio loans	18,513	19,908
Real Estate Construction Loans [Member]
Financing Receivable, Recorded Investment, Current	8,114	4,310
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due	0	0
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due	0	0
Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due	0	739
Financing Receivable, Recorded Investment, Past Due	0	739
Total portfolio loans	8,114	5,049
Real Estate Construction Loans [Member] | One to Four Family [Member]
Financing Receivable, Recorded Investment, Current	0	0
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due	0	0
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due	0	0
Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due	0	0
Financing Receivable, Recorded Investment, Past Due	0	0
Total portfolio loans	0	0
Real Estate Construction Loans [Member] | Commercial Real Estate Construction Financing Receivable [Member]
Financing Receivable, Recorded Investment, Current	8,114	4,310
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due	0	0
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due	0	0
Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due	0	739
Financing Receivable, Recorded Investment, Past Due	0	739
Total portfolio loans	8,114	5,049
Real Estate Construction Loans [Member] | Acquisition and Development [Member]
Financing Receivable, Recorded Investment, Current	0	0
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due	0	0
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due	0	0
Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due	0	0
Financing Receivable, Recorded Investment, Past Due	0	0
Total portfolio loans	0	0
Other Loans [Member]
Financing Receivable, Recorded Investment, Current	135,983	142,730
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due	1,052	2,195
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due	638	723
Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due	2,930	4,085
Financing Receivable, Recorded Investment, Past Due	4,620	7,003
Total portfolio loans	140,603	149,733
Other Loans [Member] | Home Equity Line of Credit [Member]
Financing Receivable, Recorded Investment, Current	56,026	60,342
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due	349	1,008
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due	225	305
Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due	1,351	2,212
Financing Receivable, Recorded Investment, Past Due	1,925	3,525
Total portfolio loans	57,950	63,867
Other Loans [Member] | Consumer Other Financing Receivable [Member]
Financing Receivable, Recorded Investment, Current	55,616	59,451
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due	703	987
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due	413	418
Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due	824	702
Financing Receivable, Recorded Investment, Past Due	1,940	2,107
Total portfolio loans	57,556	61,558
Other Loans [Member] | Commercial Real Estate Other Receivable [Member]
Financing Receivable, Recorded Investment, Current	24,342	22,937
Financing Receivable, Recorded Investment, 30 to 59 Days Past Due	0	200
Financing Receivable, Recorded Investment, 60 to 89 Days Past Due	0	0
Financing Receivable, Recorded Investment, Equal to Greater than 90 Days Past Due	755	1,171
Financing Receivable, Recorded Investment, Past Due	755	1,371
Total portfolio loans	$ 25,097	$ 24,308