CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended		6 Months Ended
	Jun. 30, 2013	Jun. 30, 2012	Jun. 30, 2013	Jun. 30, 2012
Interest and dividend income:
Loans, including fees	$ 6,712	$ 7,730	$ 13,673	$ 15,603
Securities and interest-earning deposits in other financial institutions	674	893	1,248	1,770
Total interest and dividend income	7,386	8,623	14,921	17,373
Interest expense:
Deposits	867	998	1,749	2,243
Federal Home Loan Bank advances	1,144	1,326	2,278	2,651
Securities sold under agreements to repurchase	1,196	1,195	2,378	2,392
Total interest expense	3,207	3,519	6,405	7,286
Net interest income	4,179	5,104	8,516	10,087
Provision for loan losses	1,219	3,741	2,453	7,216
Net interest income after provision for loan losses	2,960	1,363	6,063	2,871
Noninterest income:
Service charges and fees	750	786	1,497	1,570
Gain on sale of loans held-for-sale	299	381	633	1,118
Bank owned life insurance earnings	98	116	197	232
Interchange fees	404	408	799	812
Other	182	108	322	222
Total noninterest income	1,733	1,799	3,448	3,954
Noninterest expense:
Compensation and benefits	2,127	2,434	4,403	4,624
Occupancy and equipment	482	517	965	1,033
FDIC insurance premiums	442	272	882	547
Foreclosed assets, net	(171)	79	(189)	(74)
Data processing	446	340	776	670
Outside professional services	1,070	694	1,958	1,468
Collection expense and repossessed asset losses	676	635	1,588	1,121
Other	1,175	1,037	2,721	1,991
Total noninterest expense	6,247	6,008	13,104	11,380
Loss before income tax expense (benefit)	(1,554)	(2,846)	(3,593)	(4,555)
Income tax expense (benefit)	0	150	0	150
Net loss	$ (1,554)	$ (2,996)	$ (3,593)	$ (4,705)
Loss per common share:
Basic (in dollars per share)	$ (0.62)	$ (1.20)	$ (1.43)	$ (1.89)
Diluted (in dollars per share)	$ (0.62)	$ (1.20)	$ (1.43)	$ (1.89)